id	sid	eid	entity	type
fsr-3267	1	1	jim musumecia	PERSON
fsr-3267	1	2	bentley university	ORG
fsr-3267	1	3	waltham	GPE
fsr-3267	1	4	02452	DATE
fsr-3267	1	5	15-year	DATE
fsr-3267	1	6	30-year	DATE
fsr-3267	2	1	one	CARDINAL
fsr-3267	4	1	2016	CARDINAL
fsr-3267	6	1	jel	ORG
fsr-3267	6	2	1	CARDINAL
fsr-3267	8	1	one	CARDINAL
fsr-3267	10	1	two	CARDINAL
fsr-3267	13	1	1-781	CARDINAL
fsr-3267	15	1	25	CARDINAL
fsr-3267	15	2	2016	CARDINAL
fsr-3267	15	3	2016	CARDINAL
fsr-3267	17	1	copeland	GPE
fsr-3267	17	2	weston	GPE
fsr-3267	17	3	shastri	PERSON
fsr-3267	17	4	2005	DATE
fsr-3267	18	1	262–264	CARDINAL
fsr-3267	20	1	kau	ORG
fsr-3267	20	2	keenan	PERSON
fsr-3267	20	3	1995	DATE
fsr-3267	20	4	first	ORDINAL
fsr-3267	23	1	kau	ORG
fsr-3267	23	2	keenan	PERSON
fsr-3267	23	3	1995	DATE
fsr-3267	24	1	2000	DATE
fsr-3267	31	1	two	CARDINAL
fsr-3267	35	1	puelz	PERSON
fsr-3267	35	2	1994	DATE
fsr-3267	39	1	1990	DATE
fsr-3267	39	2	first	ORDINAL
fsr-3267	40	1	second	ORDINAL
fsr-3267	42	1	88	CARDINAL
fsr-3267	42	2	j. musumeci	PERSON
fsr-3267	42	3	25	CARDINAL
fsr-3267	42	4	2016	CARDINAL
fsr-3267	42	5	harrison	PERSON
fsr-3267	42	6	2004	DATE
fsr-3267	47	1	15-year	DATE
fsr-3267	47	2	30-year	DATE
fsr-3267	50	1	30-year	DATE
fsr-3267	50	2	15-year	DATE
fsr-3267	50	3	one	CARDINAL
fsr-3267	51	1	2	CARDINAL
fsr-3267	52	1	august	DATE
fsr-3267	52	2	2015	DATE
fsr-3267	52	3	30-year	DATE
fsr-3267	52	4	about 38	CARDINAL
fsr-3267	52	5	4.24%	PERCENT
fsr-3267	52	6	3.86%	PERCENT
fsr-3267	53	1	early march, 2013	DATE
fsr-3267	53	2	50	CARDINAL
fsr-3267	53	3	4.20%	PERCENT
fsr-3267	53	4	3.70%	PERCENT
fsr-3267	54	1	pearce	PERSON
fsr-3267	54	2	1996	DATE
fsr-3267	54	3	between 15 and 60	CARDINAL
fsr-3267	58	1	one	CARDINAL
fsr-3267	58	2	j dollars	MONEY
fsr-3267	59	1	1	CARDINAL
fsr-3267	60	1	rj	ORG
fsr-3267	60	2	rj	PERSON
fsr-3267	61	1	rj	PERSON
fsr-3267	62	1	second	ORDINAL
fsr-3267	62	2	zero	CARDINAL
fsr-3267	62	3	89j	DATE
fsr-3267	63	1	25	CARDINAL
fsr-3267	63	2	2016	CARDINAL
fsr-3267	64	1	500,000	MONEY
fsr-3267	64	2	50	CARDINAL
fsr-3267	64	3	4.0%	PERCENT
fsr-3267	65	1	525,000	MONEY
fsr-3267	66	1	25,000	MONEY
fsr-3267	66	2	about 4.5%	PERCENT
fsr-3267	66	3	4.5%	PERCENT
fsr-3267	66	4	4.0%	PERCENT
fsr-3267	66	5	� 14.5%	PERCENT
fsr-3267	67	1	25,000	MONEY
fsr-3267	68	1	ibbotson	PERSON
fsr-3267	68	2	2013	DATE
fsr-3267	68	3	only about 9.8%	PERCENT
fsr-3267	68	4	1926 to 2012	DATE
fsr-3267	68	5	25,000	MONEY
fsr-3267	68	6	9.8%	PERCENT
fsr-3267	68	7	14.5%	PERCENT
fsr-3267	71	1	600,000	MONEY
fsr-3267	71	2	100,000	MONEY
fsr-3267	72	1	4.5%	PERCENT
fsr-3267	72	2	4.5%	PERCENT
fsr-3267	72	3	4.0%	PERCENT
fsr-3267	72	4	7.0%	PERCENT
fsr-3267	73	1	this 7.0%	PERCENT
fsr-3267	73	2	100,000	MONEY
fsr-3267	73	3	7.0%	PERCENT
fsr-3267	75	1	1	CARDINAL
fsr-3267	76	1	rj	ORG
fsr-3267	78	1	rj	PERSON
fsr-3267	79	1	90	CARDINAL
fsr-3267	79	2	j. musumeci	PERSON
fsr-3267	79	3	25	CARDINAL
fsr-3267	79	4	2016) 87–104	DATE
fsr-3267	80	1	1,500,000	MONEY
fsr-3267	80	2	1,000,000	MONEY
fsr-3267	81	1	4.5%	PERCENT
fsr-3267	81	2	4.5%	PERCENT
fsr-3267	81	3	4.0%	PERCENT
fsr-3267	81	4	4.75%	PERCENT
fsr-3267	82	1	1	CARDINAL
fsr-3267	84	1	1	CARDINAL
fsr-3267	85	1	3.	CARDINAL
fsr-3267	85	2	15-year	DATE
fsr-3267	85	3	30-year	DATE
fsr-3267	85	4	28/36	CARDINAL
fsr-3267	85	5	2015	DATE
fsr-3267	86	1	monthly	DATE
fsr-3267	86	2	28%	PERCENT
fsr-3267	86	3	36%	PERCENT
fsr-3267	87	1	30-year	DATE
fsr-3267	88	1	30-year	DATE
fsr-3267	88	2	15-year	DATE
fsr-3267	89	1	cox	PERSON
fsr-3267	89	2	1998	DATE
fsr-3267	89	3	30 years	DATE
fsr-3267	89	4	30	CARDINAL
fsr-3267	89	5	15-year	DATE
fsr-3267	90	1	1	CARDINAL
fsr-3267	90	2	500,000	MONEY
fsr-3267	90	3	4%	PERCENT
fsr-3267	90	4	$525,000 $550,000 $575,000 $600,000 $650,000 $700,000 $	MONEY
fsr-3267	90	5	4.625%	PERCENT
fsr-3267	90	6	17.125%	PERCENT
fsr-3267	90	7	10.875%	PERCENT
fsr-3267	90	8	8.792%	PERCENT
fsr-3267	90	9	7.750%	PERCENT
fsr-3267	90	10	6.708%	PERCENT
fsr-3267	90	11	6.188%	PERCENT
fsr-3267	90	12	5.875%	PERCENT
fsr-3267	90	13	4.5%	PERCENT
fsr-3267	90	14	14.500%	PERCENT
fsr-3267	90	15	9.500%	PERCENT
fsr-3267	90	16	7.833%	PERCENT
fsr-3267	90	17	7.000%	PERCENT
fsr-3267	90	18	6.167%	PERCENT
fsr-3267	90	19	5.750%	PERCENT
fsr-3267	90	20	5.500%	PERCENT
fsr-3267	90	21	4.375%	PERCENT
fsr-3267	90	22	11.875%	PERCENT
fsr-3267	90	23	8.125%	PERCENT
fsr-3267	90	24	6.875%	PERCENT
fsr-3267	90	25	6.250%	PERCENT
fsr-3267	90	26	5.625%	PERCENT
fsr-3267	90	27	5.313%	PERCENT
fsr-3267	90	28	5.125%	PERCENT
fsr-3267	90	29	4.25%	PERCENT
fsr-3267	90	30	9.250%	PERCENT
fsr-3267	90	31	6.750%	PERCENT
fsr-3267	90	32	5.917%	PERCENT
fsr-3267	90	33	5.500%	PERCENT
fsr-3267	90	34	5.083%	PERCENT
fsr-3267	90	35	4.875%	PERCENT
fsr-3267	90	36	4.750%	PERCENT
fsr-3267	90	37	4.125%	PERCENT
fsr-3267	90	38	6.625%	PERCENT
fsr-3267	90	39	5.375%	PERCENT
fsr-3267	90	40	4.958%	PERCENT
fsr-3267	90	41	4.750%	PERCENT
fsr-3267	90	42	4.542%	PERCENT
fsr-3267	90	43	4.438%	PERCENT
fsr-3267	90	44	4.375%	PERCENT
fsr-3267	92	1	500,000	MONEY
fsr-3267	92	2	4%	PERCENT
fsr-3267	94	1	first	ORDINAL
fsr-3267	94	2	rj	PERSON
fsr-3267	94	3	4.625%	PERCENT
fsr-3267	94	4	525,000	MONEY
fsr-3267	94	5	525,000	MONEY
fsr-3267	94	6	500,000	MONEY
fsr-3267	94	7	4%	PERCENT
fsr-3267	94	8	17.125%	PERCENT
fsr-3267	94	9	25,000	MONEY
fsr-3267	94	10	91j	CARDINAL
fsr-3267	95	1	25	CARDINAL
fsr-3267	95	2	2016	CARDINAL
fsr-3267	96	1	lytton	PERSON
fsr-3267	96	2	1999	DATE
fsr-3267	96	3	20	CARDINAL
fsr-3267	96	4	three	CARDINAL
fsr-3267	96	5	20	CARDINAL
fsr-3267	96	6	two	CARDINAL
fsr-3267	96	7	30-year	DATE
fsr-3267	97	1	30-year	DATE
fsr-3267	101	1	annual	DATE
fsr-3267	101	2	15-year	DATE
fsr-3267	101	3	500,000	MONEY
fsr-3267	101	4	3.6%	PERCENT
fsr-3267	101	5	30-year	DATE
fsr-3267	101	6	7.2%	PERCENT
fsr-3267	101	7	annual	DATE
fsr-3267	101	8	monthly	DATE
fsr-3267	102	1	monthly	DATE
fsr-3267	102	2	section 4	LAW
fsr-3267	102	3	15-year	DATE
fsr-3267	102	4	3599.02	MONEY
fsr-3267	102	5	30-year	DATE
fsr-3267	102	6	3393.94	MONEY
fsr-3267	103	1	monthly	DATE
fsr-3267	103	2	205.08	MONEY
fsr-3267	103	3	the first 15 years	DATE
fsr-3267	103	4	3393.94	MONEY
fsr-3267	103	5	the last 15 years	DATE
fsr-3267	103	6	30-year	DATE
fsr-3267	104	1	one	CARDINAL
fsr-3267	104	2	monthly	DATE
fsr-3267	104	3	30-year	DATE
fsr-3267	104	4	15-year	DATE
fsr-3267	104	5	3.6%	PERCENT
fsr-3267	105	1	15-year	DATE
fsr-3267	105	2	30-year	DATE
fsr-3267	105	3	3599.02	MONEY
fsr-3267	105	4	2273.23 � $	MONEY
fsr-3267	105	5	1325.79	MONEY
fsr-3267	105	6	15-year	DATE
fsr-3267	106	1	1325.79	MONEY
fsr-3267	106	2	7.2%	PERCENT
fsr-3267	106	3	an additional $3393.94	MONEY
fsr-3267	106	4	2273.23 � $1120.71	MONEY
fsr-3267	106	5	only $205.08	MONEY
fsr-3267	106	6	15-year	DATE
fsr-3267	107	1	2	CARDINAL
fsr-3267	107	2	30-year	DATE
fsr-3267	109	1	fig	ORG
fsr-3267	110	1	2	CARDINAL
fsr-3267	110	2	500,000	MONEY
fsr-3267	110	3	15-year	DATE
fsr-3267	110	4	3.75%	PERCENT
fsr-3267	110	5	monthly	DATE
fsr-3267	110	6	3636.11	MONEY
fsr-3267	110	7	30-year	DATE
fsr-3267	110	8	monthly	DATE
fsr-3267	110	9	4.50%/month	CARDINAL
fsr-3267	110	10	2533.43	MONEY
fsr-3267	111	1	30-year	DATE
fsr-3267	111	2	3.75%	PERCENT
fsr-3267	111	3	2315.58	MONEY
fsr-3267	111	4	3636.11	MONEY
fsr-3267	111	5	2315.58 � $	MONEY
fsr-3267	111	6	1320.53	MONEY
fsr-3267	111	7	2533.43	MONEY
fsr-3267	111	8	2315.58 � $	MONEY
fsr-3267	111	9	217.85	MONEY
fsr-3267	114	1	one	CARDINAL
fsr-3267	114	2	30-year	DATE
fsr-3267	114	3	15-year	DATE
fsr-3267	115	1	15-year	DATE
fsr-3267	115	2	30-year	DATE
fsr-3267	116	1	the first 15 years	DATE
fsr-3267	116	2	year 15	DATE
fsr-3267	117	1	500,000	MONEY
fsr-3267	117	2	30-year	DATE
fsr-3267	117	3	92	CARDINAL
fsr-3267	117	4	j. musumeci	PERSON
fsr-3267	117	5	25	CARDINAL
fsr-3267	117	6	2016	CARDINAL
fsr-3267	117	7	4.50%	PERCENT
fsr-3267	117	8	15-year	DATE
fsr-3267	117	9	3.75%	PERCENT
fsr-3267	118	1	15-year	DATE
fsr-3267	118	2	3636.11	MONEY
fsr-3267	118	3	1102.69	MONEY
fsr-3267	118	4	2533.43	MONEY
fsr-3267	118	5	30-year	DATE
fsr-3267	119	1	15-year	DATE
fsr-3267	120	1	the end of 15 years	DATE
fsr-3267	120	2	30-year	DATE
fsr-3267	120	3	monthly	DATE
fsr-3267	120	4	2533.43	MONEY
fsr-3267	120	5	an additional 15 years	DATE
fsr-3267	121	1	15-year	DATE
fsr-3267	121	2	the additional $1102.69/month	MONEY
fsr-3267	121	3	15 years	DATE
fsr-3267	121	4	2533.43	MONEY
fsr-3267	121	5	the 15 years	DATE
fsr-3267	122	1	1102.69(fvifa180	CARDINAL
fsr-3267	122	2	5.56%	PERCENT
fsr-3267	123	1	two	CARDINAL
fsr-3267	124	1	3%	PERCENT
fsr-3267	124	2	12%	PERCENT
fsr-3267	124	3	9%	PERCENT
fsr-3267	126	1	2	CARDINAL
fsr-3267	126	2	30-year	DATE
fsr-3267	128	1	monthly	DATE
fsr-3267	128	2	15-year	DATE
fsr-3267	128	3	500,000	MONEY
fsr-3267	128	4	3.6%/year	PRODUCT
fsr-3267	128	5	30-year	DATE
fsr-3267	129	1	30-year	DATE
fsr-3267	129	2	15-year	DATE
fsr-3267	129	3	3.6%	PERCENT
fsr-3267	130	1	3599.02	MONEY
fsr-3267	130	2	2273.23 � $	MONEY
fsr-3267	130	3	1325.79	MONEY
fsr-3267	131	1	30-year	DATE
fsr-3267	131	2	3393.94	MONEY
fsr-3267	131	3	2273.23	CARDINAL
fsr-3267	131	4	1120.71	CARDINAL
fsr-3267	132	1	30-year	DATE
fsr-3267	132	2	1120.71/ month	DATE
fsr-3267	132	3	1325.79	CARDINAL
fsr-3267	132	4	only $205.08	MONEY
fsr-3267	132	5	15-year	DATE
fsr-3267	133	1	205.08	MONEY
fsr-3267	133	2	the first 15 years	DATE
fsr-3267	133	3	3393.94	MONEY
fsr-3267	133	4	the last 15 years	DATE
fsr-3267	136	1	30-year	DATE
fsr-3267	136	2	2533.43	MONEY
fsr-3267	136	3	2315.88 � $	MONEY
fsr-3267	136	4	217.85	MONEY
fsr-3267	136	5	3636.11	MONEY
fsr-3267	136	6	2315.58 � $	MONEY
fsr-3267	136	7	1320.53	MONEY
fsr-3267	138	1	93j	DATE
fsr-3267	139	1	25	CARDINAL
fsr-3267	139	2	2016	CARDINAL
fsr-3267	140	1	87–104	CARDINAL
fsr-3267	140	2	ross et al	PERSON
fsr-3267	141	1	2013	DATE
fsr-3267	142	1	cheung	PERSON
fsr-3267	142	2	miu	ORG
fsr-3267	142	3	2015	DATE
fsr-3267	142	4	1998	DATE
fsr-3267	143	1	30-year	DATE
fsr-3267	143	2	15-year	DATE
fsr-3267	144	1	5.56%	PERCENT
fsr-3267	144	2	early february, 2014	DATE
fsr-3267	144	3	30-year	DATE
fsr-3267	144	4	only about 3.67%	PERCENT
fsr-3267	144	5	15-year apr of	DATE
fsr-3267	144	6	3.75%	PERCENT
fsr-3267	144	7	15-year	DATE
fsr-3267	144	8	30-year	DATE
fsr-3267	144	9	47,039.79	MONEY
fsr-3267	145	1	15-year	DATE
fsr-3267	145	2	30-year	DATE
fsr-3267	146	1	30 years	DATE
fsr-3267	148	1	seven years	DATE
fsr-3267	149	1	15-year	DATE
fsr-3267	149	2	301,169.18	MONEY
fsr-3267	149	3	30-year	DATE
fsr-3267	149	4	133,962.24	MONEY
fsr-3267	149	5	435,131.42.8	MONEY
fsr-3267	149	6	30-year	DATE
fsr-3267	149	7	15-year	DATE
fsr-3267	149	8	1102.69/month	DATE
fsr-3267	149	9	these first seven years	DATE
fsr-3267	149	10	133.962.24	MONEY
fsr-3267	150	1	year seven	DATE
fsr-3267	151	1	15-year	DATE
fsr-3267	151	2	monthly	DATE
fsr-3267	151	3	1102.69(fvifa 84	CARDINAL
fsr-3267	151	4	133,962.24	MONEY
fsr-3267	152	1	0.84%/month	DATE
fsr-3267	152	2	10.12%	PERCENT
fsr-3267	152	3	5.56%	PERCENT
fsr-3267	153	1	3.75%	PERCENT
fsr-3267	153	2	only $21,721.24	MONEY
fsr-3267	153	3	47,039.79	MONEY
fsr-3267	156	1	brealey	ORG
fsr-3267	156	2	myers	GPE
fsr-3267	156	3	allen, 2008	PERSON
fsr-3267	156	4	155–160	CARDINAL
fsr-3267	157	1	a later date	DATE
fsr-3267	158	1	2	CARDINAL
fsr-3267	159	1	3	CARDINAL
fsr-3267	160	1	2	CARDINAL
fsr-3267	160	2	15-year	DATE
fsr-3267	160	3	one year	DATE
fsr-3267	160	4	56.39%	PERCENT
fsr-3267	162	1	15-year	DATE
fsr-3267	162	2	3636.11	MONEY
fsr-3267	162	3	2533.43	MONEY
fsr-3267	162	4	1102.69	MONEY
fsr-3267	162	5	30-year	DATE
fsr-3267	163	1	12 months	DATE
fsr-3267	163	2	15-year	DATE
fsr-3267	163	3	474,684.48	MONEY
fsr-3267	163	4	17,249.38	MONEY
fsr-3267	163	5	30-year	DATE
fsr-3267	163	6	491,933.87	MONEY
fsr-3267	164	1	monthly	DATE
fsr-3267	164	2	1102.69	MONEY
fsr-3267	164	3	1102.69(fvifa12	CARDINAL
fsr-3267	164	4	r%	ORG
fsr-3267	165	1	4.70%	PERCENT
fsr-3267	165	2	56.39%	PERCENT
fsr-3267	165	3	monthly	DATE
fsr-3267	165	4	94	CARDINAL
fsr-3267	165	5	j. musumeci	PERSON
fsr-3267	165	6	25	CARDINAL
fsr-3267	165	7	2016	CARDINAL
fsr-3267	165	8	annual	DATE
fsr-3267	165	9	monthly	DATE
fsr-3267	165	10	1	CARDINAL
fsr-3267	165	11	73.52%	PERCENT
fsr-3267	166	1	a year	DATE
fsr-3267	167	1	15-year	DATE
fsr-3267	167	2	30-year	DATE
fsr-3267	167	3	15-year	DATE
fsr-3267	167	4	30-year	DATE
fsr-3267	167	5	zero	CARDINAL
fsr-3267	167	6	15-year	DATE
fsr-3267	167	7	56.39%	PERCENT
fsr-3267	167	8	30-year	DATE
fsr-3267	168	1	2	CARDINAL
fsr-3267	168	2	15-year	DATE
fsr-3267	168	3	month	DATE
fsr-3267	168	4	15-year	DATE
fsr-3267	168	5	annual	DATE
fsr-3267	168	6	npv	ORG
fsr-3267	168	7	monthly	DATE
fsr-3267	168	8	360 $47,039.79 $	MONEY
fsr-3267	168	9	40.39	MONEY
fsr-3267	168	10	217.85	MONEY
fsr-3267	168	11	5.56%	PERCENT
fsr-3267	168	12	5.70%	PERCENT
fsr-3267	168	13	348 $46,999.40 $116.53 $	MONEY
fsr-3267	168	14	221.74	MONEY
fsr-3267	168	15	5.56%	PERCENT
fsr-3267	168	16	5.70%	PERCENT
fsr-3267	168	17	336 $46,882.87 $195.02 $	MONEY
fsr-3267	168	18	225.58	MONEY
fsr-3267	168	19	5.56%	PERCENT
fsr-3267	168	20	5.71%	PERCENT
fsr-3267	168	21	324 $46,687.85 $	MONEY
fsr-3267	168	22	275.96	MONEY
fsr-3267	168	23	229.36	MONEY
fsr-3267	168	24	5.57%	PERCENT
fsr-3267	168	25	5.72%	PERCENT
fsr-3267	169	1	312 $46,411.89 $359.43 $	MONEY
fsr-3267	169	2	233.09	MONEY
fsr-3267	169	3	5.59%	PERCENT
fsr-3267	169	4	5.73%	PERCENT
fsr-3267	169	5	46,052.46	MONEY
fsr-3267	169	6	445.55	MONEY
fsr-3267	169	7	236.77 5.60%	PERCENT
fsr-3267	169	8	5.75%	PERCENT
fsr-3267	169	9	288	ORG
fsr-3267	169	10	$45,606.91 $534.41 $	MONEY
fsr-3267	169	11	240.40	MONEY
fsr-3267	169	12	5.62%	PERCENT
fsr-3267	169	13	5.77%	PERCENT
fsr-3267	169	14	276 $	MONEY
fsr-3267	169	15	626.13	MONEY
fsr-3267	169	16	243.97	MONEY
fsr-3267	169	17	5.65%	PERCENT
fsr-3267	169	18	5.80%	PERCENT
fsr-3267	169	19	264 $44,446.37 $720.82 $	MONEY
fsr-3267	169	20	247.50 5.69%	PERCENT
fsr-3267	169	21	5.84%	PERCENT
fsr-3267	169	22	252 $43,725.55 $818.59 $	MONEY
fsr-3267	169	23	250.97	MONEY
fsr-3267	169	24	5.73%	PERCENT
fsr-3267	169	25	5.88%	PERCENT
fsr-3267	169	26	42,906.96	MONEY
fsr-3267	169	27	919.57	MONEY
fsr-3267	169	28	254.39	MONEY
fsr-3267	169	29	5.79%	PERCENT
fsr-3267	169	30	5.94%	PERCENT
fsr-3267	169	31	228 $41,987.39 $	MONEY
fsr-3267	169	32	1,023.88	MONEY
fsr-3267	169	33	257.76	MONEY
fsr-3267	169	34	5.85%	PERCENT
fsr-3267	169	35	6.01%	PERCENT
fsr-3267	169	36	1,131.66	MONEY
fsr-3267	169	37	261.08	MONEY
fsr-3267	169	38	5.94%	PERCENT
fsr-3267	169	39	6.10%	PERCENT
fsr-3267	169	40	204 $39,831.85 $	MONEY
fsr-3267	169	41	1,243.03	MONEY
fsr-3267	169	42	264.35	MONEY
fsr-3267	169	43	6.05%	PERCENT
fsr-3267	169	44	6.22%	PERCENT
fsr-3267	169	45	1,358.15	MONEY
fsr-3267	169	46	267.58	MONEY
fsr-3267	169	47	6.19%	PERCENT
fsr-3267	169	48	6.37%	PERCENT
fsr-3267	169	49	180 $37,230.66 $1,477.16 $	MONEY
fsr-3267	169	50	270.75	MONEY
fsr-3267	169	51	6.38%	PERCENT
fsr-3267	169	52	6.57%	PERCENT
fsr-3267	169	53	168 $35,753.50 $	MONEY
fsr-3267	169	54	1,600.20	MONEY
fsr-3267	169	55	6.61%	PERCENT
fsr-3267	169	56	6.81%	PERCENT
fsr-3267	169	57	$1,727.45 $276.95 6.88%	MONEY
fsr-3267	169	58	7.10%	PERCENT
fsr-3267	169	59	144 $32,425.86 $1,859.05 $279.98 7.19%	MONEY
fsr-3267	169	60	7.43%	PERCENT
fsr-3267	169	61	132 $30,566.81 $1,995.19 $	MONEY
fsr-3267	169	62	282.96	MONEY
fsr-3267	169	63	7.56%	PERCENT
fsr-3267	169	64	7.83%	PERCENT
fsr-3267	169	65	120 $28,571.62 $	MONEY
fsr-3267	169	66	2,136.03	MONEY
fsr-3267	169	67	285.89	MONEY
fsr-3267	169	68	8.01%	PERCENT
fsr-3267	169	69	8.31%	PERCENT
fsr-3267	169	70	108 $26,435.59 $	MONEY
fsr-3267	169	71	2,281.77	MONEY
fsr-3267	169	72	288.78	MONEY
fsr-3267	169	73	8.55%	PERCENT
fsr-3267	169	74	8.89%	PERCENT
fsr-3267	169	75	96 $24,153.82 $	MONEY
fsr-3267	169	76	2,432.58	MONEY
fsr-3267	169	77	291.62 9.23%	PERCENT
fsr-3267	169	78	9.64%	PERCENT
fsr-3267	169	79	84 $21,721.24 $2,588.68 $	MONEY
fsr-3267	169	80	10.12%	PERCENT
fsr-3267	169	81	10.60%	PERCENT
fsr-3267	169	82	72	DATE
fsr-3267	169	83	$19,132.56 $	MONEY
fsr-3267	169	84	2,750.26	MONEY
fsr-3267	169	85	297.16	MONEY
fsr-3267	169	86	11.30%	PERCENT
fsr-3267	169	87	11.90%	PERCENT
fsr-3267	169	88	60 $	MONEY
fsr-3267	169	89	2,917.54	MONEY
fsr-3267	169	90	299.86 12.96%	PERCENT
fsr-3267	169	91	13.75%	PERCENT
fsr-3267	169	92	48 $13,464.76 $	MONEY
fsr-3267	169	93	3,090.73	MONEY
fsr-3267	169	94	302.52	MONEY
fsr-3267	169	95	15.47%	PERCENT
fsr-3267	169	96	16.61%	PERCENT
fsr-3267	169	97	36 $10,374.03 $3,270.07 $	MONEY
fsr-3267	169	98	305.13	MONEY
fsr-3267	169	99	19.71%	PERCENT
fsr-3267	169	100	21.59%	PERCENT
fsr-3267	169	101	24 $	MONEY
fsr-3267	169	102	7,103.96	MONEY
fsr-3267	169	103	3,455.80	MONEY
fsr-3267	169	104	307.70	MONEY
fsr-3267	169	105	28.42%	PERCENT
fsr-3267	169	106	32.42%	PERCENT
fsr-3267	169	107	12 $3,648.16 $	MONEY
fsr-3267	169	108	3,648.16	MONEY
fsr-3267	169	109	310.22	MONEY
fsr-3267	169	110	56.39%	PERCENT
fsr-3267	169	111	73.52%	PERCENT
fsr-3267	170	1	15-year	DATE
fsr-3267	170	2	500,000	MONEY
fsr-3267	170	3	3.75%	PERCENT
fsr-3267	170	4	30-year	DATE
fsr-3267	170	5	4.5%	PERCENT
fsr-3267	171	1	15-year	DATE
fsr-3267	171	2	30 years	DATE
fsr-3267	171	3	15-year	DATE
fsr-3267	171	4	47,039.79	MONEY
fsr-3267	171	5	the first 180 months	DATE
fsr-3267	171	6	5.56%	PERCENT
fsr-3267	172	1	84 months	DATE
fsr-3267	172	2	21,721.24	MONEY
fsr-3267	172	3	10.12%	PERCENT
fsr-3267	174	1	1926–2012	CARDINAL
fsr-3267	174	2	5.7%	PERCENT
fsr-3267	174	3	9.7%	PERCENT
fsr-3267	175	1	annual	DATE
fsr-3267	175	2	annual	DATE
fsr-3267	176	1	95j	DATE
fsr-3267	177	1	25	CARDINAL
fsr-3267	177	2	2016	CARDINAL
fsr-3267	177	3	under 10 years	DATE
fsr-3267	178	1	freddie mac’s	ORG
fsr-3267	178	2	june, 2010	DATE
fsr-3267	178	3	around six and a half years	DATE
fsr-3267	179	1	15-year	DATE
fsr-3267	179	2	30-year	DATE
fsr-3267	180	1	ibbotson	PERSON
fsr-3267	180	2	2013	DATE
fsr-3267	180	3	5.7%	PERCENT
fsr-3267	180	4	9.7%	PERCENT
fsr-3267	181	1	15-year	DATE
fsr-3267	184	1	3	CARDINAL
fsr-3267	184	2	30-year	DATE
fsr-3267	184	3	15-year	DATE
fsr-3267	185	1	15 years	DATE
fsr-3267	185	2	15 years	DATE
fsr-3267	185	3	15 years	DATE
fsr-3267	186	1	years	DATE
fsr-3267	187	1	15-year	DATE
fsr-3267	188	1	500,000	MONEY
fsr-3267	188	2	3.75%	PERCENT
fsr-3267	188	3	15-year	DATE
fsr-3267	188	4	4.5%	PERCENT
fsr-3267	188	5	30-year	DATE
fsr-3267	189	1	96	CARDINAL
fsr-3267	189	2	j. musumeci	PERSON
fsr-3267	189	3	25	CARDINAL
fsr-3267	189	4	2016	CARDINAL
fsr-3267	190	1	30-year	DATE
fsr-3267	190	2	15-year	DATE
fsr-3267	191	1	1994	DATE
fsr-3267	191	2	bodie	GPE
fsr-3267	191	3	1992	DATE
fsr-3267	192	1	30-year	DATE
fsr-3267	192	2	1998	DATE
fsr-3267	193	1	15-year	DATE
fsr-3267	194	1	15-year	DATE
fsr-3267	195	1	30-year	DATE
fsr-3267	196	1	1102.69	MONEY
fsr-3267	197	1	one	CARDINAL
fsr-3267	198	1	seven years	DATE
fsr-3267	198	2	15-year	DATE
fsr-3267	198	3	1102.69	MONEY
fsr-3267	198	4	10.12%	PERCENT
fsr-3267	198	5	10.60%	PERCENT
fsr-3267	199	1	9.8%	PERCENT
fsr-3267	200	1	about seven years	DATE
fsr-3267	201	1	10.6%	PERCENT
fsr-3267	201	2	15-year	DATE
fsr-3267	201	3	9.8%	PERCENT
fsr-3267	202	1	4	CARDINAL
fsr-3267	202	2	15-year	DATE
fsr-3267	202	3	30-year	DATE
fsr-3267	202	4	fortin et al	PERSON
fsr-3267	203	1	2007	DATE
fsr-3267	204	1	35% to 40%	PERCENT
fsr-3267	206	1	3	CARDINAL
fsr-3267	208	1	30-year	DATE
fsr-3267	208	2	15-year	DATE
fsr-3267	208	3	30-year	DATE
fsr-3267	210	1	97j	CARDINAL
fsr-3267	210	2	25	CARDINAL
fsr-3267	210	3	2016	CARDINAL
fsr-3267	211	1	3	CARDINAL
fsr-3267	211	2	2	CARDINAL
fsr-3267	212	1	2	CARDINAL
fsr-3267	212	2	15-year	DATE
fsr-3267	212	3	30 years	DATE
fsr-3267	212	4	5.56%	PERCENT
fsr-3267	212	5	3	CARDINAL
fsr-3267	212	6	only 5.38%	PERCENT
fsr-3267	213	1	one	CARDINAL
fsr-3267	213	2	fortin et al	GPE
fsr-3267	213	3	15-year	DATE
fsr-3267	215	1	50,000	MONEY
fsr-3267	215	2	3	CARDINAL
fsr-3267	215	3	15-year	DATE
fsr-3267	215	4	month	DATE
fsr-3267	215	5	15-year	DATE
fsr-3267	215	6	annual	DATE
fsr-3267	215	7	npv	ORG
fsr-3267	215	8	monthly	DATE
fsr-3267	215	9	360 $35,427.62 $	MONEY
fsr-3267	215	10	38.89	MONEY
fsr-3267	215	11	140.21	MONEY
fsr-3267	215	12	5.38%	PERCENT
fsr-3267	215	13	5.52%	PERCENT
fsr-3267	215	14	348 $35,388.73 $110.97 $	MONEY
fsr-3267	215	15	5.38%	PERCENT
fsr-3267	215	16	5.52%	PERCENT
fsr-3267	215	17	336 $35,277.76 $	MONEY
fsr-3267	215	18	183.49	MONEY
fsr-3267	215	19	146.33	MONEY
fsr-3267	215	20	5.39%	PERCENT
fsr-3267	215	21	5.52%	PERCENT
fsr-3267	215	22	324 $35,094.27 $	MONEY
fsr-3267	215	23	256.48	MONEY
fsr-3267	215	24	149.29 5.40%	PERCENT
fsr-3267	215	25	5.53%	PERCENT
fsr-3267	215	26	312 $34,837.79 $	MONEY
fsr-3267	215	27	329.99	MONEY
fsr-3267	215	28	152.19	MONEY
fsr-3267	215	29	5.41%	PERCENT
fsr-3267	215	30	5.55%	PERCENT
fsr-3267	215	31	34,507.79	MONEY
fsr-3267	215	32	404.05	MONEY
fsr-3267	215	33	155.03 5.43%	PERCENT
fsr-3267	215	34	5.56%	PERCENT
fsr-3267	215	35	288	ORG
fsr-3267	215	36	478.71 $157.80	MONEY
fsr-3267	215	37	5.45%	PERCENT
fsr-3267	215	38	5.59%	PERCENT
fsr-3267	215	39	276 $33,625.03 $554.00 $	MONEY
fsr-3267	215	40	160.53	MONEY
fsr-3267	215	41	5.48%	PERCENT
fsr-3267	215	42	5.62%	PERCENT
fsr-3267	215	43	629.97	MONEY
fsr-3267	215	44	163.19	MONEY
fsr-3267	215	45	5.51%	PERCENT
fsr-3267	215	46	5.65%	PERCENT
fsr-3267	215	47	252 $32,441.06 $706.65 $	MONEY
fsr-3267	215	48	165.80	MONEY
fsr-3267	215	49	5.56%	PERCENT
fsr-3267	215	50	5.70%	PERCENT
fsr-3267	215	51	784.09	MONEY
fsr-3267	215	52	168.35 5.61%	PERCENT
fsr-3267	215	53	5.75%	PERCENT
fsr-3267	215	54	228 $30,950.33 $	MONEY
fsr-3267	215	55	862.33	MONEY
fsr-3267	215	56	170.86	MONEY
fsr-3267	215	57	5.67%	PERCENT
fsr-3267	215	58	5.82%	PERCENT
fsr-3267	215	59	$30,088.00 $941.41 $	MONEY
fsr-3267	215	60	173.30	MONEY
fsr-3267	215	61	5.76%	PERCENT
fsr-3267	215	62	5.91%	PERCENT
fsr-3267	215	63	204 $29,146.59	MONEY
fsr-3267	215	64	1,021.39	MONEY
fsr-3267	215	65	5.86%	PERCENT
fsr-3267	215	66	6.02%	PERCENT
fsr-3267	215	67	192 $28,125.20 $1,102.29 $	MONEY
fsr-3267	215	68	178.05	MONEY
fsr-3267	215	69	6.00%	PERCENT
fsr-3267	215	70	6.17%	PERCENT
fsr-3267	215	71	180 $27,022.91 $	MONEY
fsr-3267	215	72	1,184.18	MONEY
fsr-3267	215	73	180.34	MONEY
fsr-3267	215	74	6.18%	PERCENT
fsr-3267	215	75	6.36%	PERCENT
fsr-3267	215	76	168 $25,838.73 $1,267.09 $	MONEY
fsr-3267	215	77	182.59 6.40%	PERCENT
fsr-3267	215	78	6.60%	PERCENT
fsr-3267	215	79	156 $24,571.64 $	MONEY
fsr-3267	215	80	1,351.07	MONEY
fsr-3267	215	81	6.67%	PERCENT
fsr-3267	215	82	6.87%	PERCENT
fsr-3267	215	83	144 $23,220.57 $	MONEY
fsr-3267	215	84	1,436.17	MONEY
fsr-3267	215	85	6.97%	PERCENT
fsr-3267	215	86	7.20%	PERCENT
fsr-3267	215	87	132 $21,784.41 $1,522.43 $	MONEY
fsr-3267	215	88	189.06 7.33%	PERCENT
fsr-3267	215	89	7.58%	PERCENT
fsr-3267	215	90	120 $20,261.98 $	MONEY
fsr-3267	215	91	1,609.91	MONEY
fsr-3267	215	92	191.12	MONEY
fsr-3267	215	93	7.76%	PERCENT
fsr-3267	215	94	8.04%	PERCENT
fsr-3267	215	95	$18,652.06 $1,698.66 $	MONEY
fsr-3267	215	96	8.29%	PERCENT
fsr-3267	215	97	8.61%	PERCENT
fsr-3267	215	98	96 $16,953.40 $1,788.73 $	MONEY
fsr-3267	215	99	195.12	MONEY
fsr-3267	215	100	8.95%	PERCENT
fsr-3267	215	101	9.33%	PERCENT
fsr-3267	215	102	84 $15,164.68 $1,880.16 $	MONEY
fsr-3267	215	103	197.06 9.81%	PERCENT
fsr-3267	215	104	10.26%	PERCENT
fsr-3267	215	105	72 $	MONEY
fsr-3267	215	106	198.96	MONEY
fsr-3267	215	107	10.95%	PERCENT
fsr-3267	215	108	11.52%	PERCENT
fsr-3267	215	109	60 $11,311.50 $	MONEY
fsr-3267	215	110	2,067.35	MONEY
fsr-3267	215	111	200.81	MONEY
fsr-3267	215	112	12.56%	PERCENT
fsr-3267	215	113	13.31%	PERCENT
fsr-3267	215	114	48 $	MONEY
fsr-3267	215	115	9,244.16	MONEY
fsr-3267	215	116	2,163.21	MONEY
fsr-3267	215	117	202.63	MONEY
fsr-3267	215	118	14.99%	PERCENT
fsr-3267	215	119	16.07%	PERCENT
fsr-3267	215	120	2,260.66	DATE
fsr-3267	215	121	204.40	MONEY
fsr-3267	215	122	19.10%	PERCENT
fsr-3267	215	123	20.86%	PERCENT
fsr-3267	215	124	24 $4,820.29 $	MONEY
fsr-3267	215	125	2,359.75	MONEY
fsr-3267	215	126	206.14	MONEY
fsr-3267	215	127	27.51%	PERCENT
fsr-3267	215	128	31.26%	PERCENT
fsr-3267	215	129	12 $	MONEY
fsr-3267	215	130	2,460.54	MONEY
fsr-3267	215	131	2,460.54	MONEY
fsr-3267	215	132	207.85	MONEY
fsr-3267	215	133	54.44%	PERCENT
fsr-3267	215	134	70.31%	PERCENT
fsr-3267	216	1	15-year	DATE
fsr-3267	216	2	500,000	MONEY
fsr-3267	216	3	3.75%	PERCENT
fsr-3267	216	4	30-year	DATE
fsr-3267	216	5	4.5%	PERCENT
fsr-3267	216	6	33%	PERCENT
fsr-3267	217	1	npv	ORG
fsr-3267	217	2	15-year	DATE
fsr-3267	219	1	15-year	DATE
fsr-3267	219	2	84 months	DATE
fsr-3267	219	3	15,164.68	MONEY
fsr-3267	219	4	9.81%	PERCENT
fsr-3267	221	1	annual	DATE
fsr-3267	221	2	annual	DATE
fsr-3267	222	1	98	CARDINAL
fsr-3267	222	2	j. musumeci	PERSON
fsr-3267	222	3	25	CARDINAL
fsr-3267	222	4	2016) 87–104	DATE
fsr-3267	222	5	1975, 1995	DATE
fsr-3267	222	6	2015	DATE
fsr-3267	223	1	bloomberg	ORG
fsr-3267	223	2	30	CARDINAL
fsr-3267	223	3	2.96%	PERCENT
fsr-3267	223	4	4.45%	PERCENT
fsr-3267	223	5	early march, 2013	DATE
fsr-3267	224	1	15-year	DATE
fsr-3267	224	2	30-year	DATE
fsr-3267	224	3	4	CARDINAL
fsr-3267	226	1	30-year	DATE
fsr-3267	226	2	15-year	DATE
fsr-3267	226	3	two	CARDINAL
fsr-3267	230	1	30 or more years	DATE
fsr-3267	230	2	30-year	DATE
fsr-3267	230	3	98	CARDINAL
fsr-3267	230	4	125	CARDINAL
fsr-3267	230	5	30-year	DATE
fsr-3267	230	6	between 3.50% and 6.50%	PERCENT
fsr-3267	231	1	15-year	DATE
fsr-3267	231	2	30-year	DATE
fsr-3267	232	1	5	CARDINAL
fsr-3267	232	2	years	DATE
fsr-3267	233	1	15-year	DATE
fsr-3267	233	2	30-year	DATE
fsr-3267	233	3	today	DATE
fsr-3267	234	1	6	CARDINAL
fsr-3267	234	2	freddie mac	ORG
fsr-3267	234	3	two	CARDINAL
fsr-3267	235	1	15-year	DATE
fsr-3267	235	2	september, 1991	DATE
fsr-3267	235	3	4	CARDINAL
fsr-3267	235	4	30-year	DATE
fsr-3267	235	5	15-year	DATE
fsr-3267	235	6	years	DATE
fsr-3267	235	7	15-year	DATE
fsr-3267	235	8	30-year	DATE
fsr-3267	235	9	2 32.42%	PERCENT
fsr-3267	235	10	0.25%	PERCENT
fsr-3267	235	11	5 13.75%	PERCENT
fsr-3267	235	12	0.89%	PERCENT
fsr-3267	235	13	10 8.31%	PERCENT
fsr-3267	235	14	2.05%	PERCENT
fsr-3267	235	15	30 5.70%	PERCENT
fsr-3267	235	16	3.27%	PERCENT
fsr-3267	235	17	years	DATE
fsr-3267	235	18	15-year	DATE
fsr-3267	235	19	30 year	DATE
fsr-3267	235	20	1 70.31%	PERCENT
fsr-3267	235	21	0.24%	PERCENT
fsr-3267	235	22	0.36%	PERCENT
fsr-3267	235	23	2 31.26%	PERCENT
fsr-3267	235	24	0.35%	PERCENT
fsr-3267	235	25	0.52%	PERCENT
fsr-3267	235	26	5 13.31%	PERCENT
fsr-3267	235	27	0.82%	PERCENT
fsr-3267	235	28	1.23%	PERCENT
fsr-3267	235	29	10 8.04%	PERCENT
fsr-3267	235	30	1.85%	PERCENT
fsr-3267	235	31	2.76%	PERCENT
fsr-3267	235	32	30 5.52%	PERCENT
fsr-3267	235	33	2.98%	PERCENT
fsr-3267	235	34	4.45%	PERCENT
fsr-3267	236	1	2	CARDINAL
fsr-3267	237	1	early march, 2013	DATE
fsr-3267	238	1	annual	DATE
fsr-3267	238	2	annual	DATE
fsr-3267	239	1	1-t	QUANTITY
fsr-3267	240	1	99j	DATE
fsr-3267	241	1	25	CARDINAL
fsr-3267	241	2	2016) 87–104	DATE
fsr-3267	241	3	month to month	DATE
fsr-3267	241	4	two	CARDINAL
fsr-3267	241	5	january, 1992	DATE
fsr-3267	241	6	january, 2013	DATE
fsr-3267	242	1	6	CARDINAL
fsr-3267	243	1	5	CARDINAL
fsr-3267	243	2	15-year	DATE
fsr-3267	243	3	30-year	DATE
fsr-3267	244	1	january, 2013	DATE
fsr-3267	244	2	15-year	DATE
fsr-3267	244	3	30-year	DATE
fsr-3267	244	4	71	CARDINAL
fsr-3267	245	1	seven years	DATE
fsr-3267	245	2	second	ORDINAL
fsr-3267	245	3	eight	CARDINAL
fsr-3267	246	1	the january, 1992	DATE
fsr-3267	246	2	january, 1995	DATE
fsr-3267	246	3	seven years	DATE
fsr-3267	246	4	15-year	DATE
fsr-3267	246	5	30-year	DATE
fsr-3267	247	1	5	CARDINAL
fsr-3267	247	2	30-year	DATE
fsr-3267	247	3	15-year	DATE
fsr-3267	247	4	15 year	DATE
fsr-3267	247	5	2.75%	PERCENT
fsr-3267	247	6	30-year	DATE
fsr-3267	247	7	3.5%	PERCENT
fsr-3267	247	8	33%	PERCENT
fsr-3267	247	9	npv	ORG
fsr-3267	247	10	npv	ORG
fsr-3267	247	11	apr) 1 year	DATE
fsr-3267	247	12	3,662.60	MONEY
fsr-3267	247	13	53.57%	PERCENT
fsr-3267	247	14	2,465.93	MONEY
fsr-3267	247	15	51.79%	PERCENT
fsr-3267	247	16	2 years	DATE
fsr-3267	247	17	7,155.87	MONEY
fsr-3267	247	18	26.57%	PERCENT
fsr-3267	247	19	4,839.26	MONEY
fsr-3267	247	20	25.75%	PERCENT
fsr-3267	247	21	5 years	DATE
fsr-3267	247	22	11,412.36	MONEY
fsr-3267	247	23	11.30%	PERCENT
fsr-3267	247	24	10 years	DATE
fsr-3267	247	25	6.86%	PERCENT
fsr-3267	247	26	6.66%	PERCENT
fsr-3267	247	27	30 years	DATE
fsr-3267	247	28	49,974.76 4.48%	PERCENT
fsr-3267	247	29	4.35%	PERCENT
fsr-3267	247	30	15 year	DATE
fsr-3267	247	31	3.75%	PERCENT
fsr-3267	247	32	30-year	DATE
fsr-3267	247	33	4.5%	PERCENT
fsr-3267	247	34	1 year	DATE
fsr-3267	247	35	3,648.16 56.39%	PERCENT
fsr-3267	247	36	2,460.54	MONEY
fsr-3267	247	37	54.44%	PERCENT
fsr-3267	247	38	2 years	DATE
fsr-3267	247	39	7,103.96	MONEY
fsr-3267	247	40	28.42%	PERCENT
fsr-3267	247	41	4,820.29	MONEY
fsr-3267	247	42	27.51%	PERCENT
fsr-3267	247	43	5 years	DATE
fsr-3267	247	44	16,382.30	MONEY
fsr-3267	247	45	12.96%	PERCENT
fsr-3267	247	46	11,311.50	MONEY
fsr-3267	247	47	12.56%	PERCENT
fsr-3267	247	48	10 years	DATE
fsr-3267	247	49	28,571.62 8.01%	PERCENT
fsr-3267	247	50	7.76%	PERCENT
fsr-3267	247	51	30 years	DATE
fsr-3267	247	52	5.56%	PERCENT
fsr-3267	247	53	5.38%	PERCENT
fsr-3267	247	54	15 year	DATE
fsr-3267	247	55	4.75%	PERCENT
fsr-3267	247	56	30-year	DATE
fsr-3267	247	57	5.5%	PERCENT
fsr-3267	247	58	1 year	DATE
fsr-3267	247	59	59.67%	PERCENT
fsr-3267	247	60	2,454.71	MONEY
fsr-3267	247	61	57.51%	PERCENT
fsr-3267	247	62	2 years	DATE
fsr-3267	247	63	7,049.87 30.47%	PERCENT
fsr-3267	247	64	4,799.58	MONEY
fsr-3267	247	65	29.45%	PERCENT
fsr-3267	247	66	5 years	DATE
fsr-3267	247	67	$16,096.28	PERCENT
fsr-3267	247	68	14.34%	PERCENT
fsr-3267	247	69	13.88%	PERCENT
fsr-3267	247	70	10 years	DATE
fsr-3267	247	71	9.18%	PERCENT
fsr-3267	247	72	8.89%	PERCENT
fsr-3267	247	73	30 years	DATE
fsr-3267	247	74	6.65%	PERCENT
fsr-3267	247	75	6.42%	PERCENT
fsr-3267	247	76	15 year	DATE
fsr-3267	247	77	5.75%	PERCENT
fsr-3267	247	78	30-year	DATE
fsr-3267	247	79	6.5%	PERCENT
fsr-3267	247	80	1 year	DATE
fsr-3267	247	81	3,617.55	MONEY
fsr-3267	247	82	63.45%	PERCENT
fsr-3267	247	83	2,448.47	MONEY
fsr-3267	247	84	61.02%	PERCENT
fsr-3267	247	85	2 years	DATE
fsr-3267	247	86	6,993.91 32.74%	PERCENT
fsr-3267	247	87	4,777.30 31.59%	PERCENT
fsr-3267	247	88	5 years	DATE
fsr-3267	247	89	15.81%	PERCENT
fsr-3267	247	90	15.27%	PERCENT
fsr-3267	247	91	10 years	DATE
fsr-3267	247	92	10.40%	PERCENT
fsr-3267	247	93	10.04%	PERCENT
fsr-3267	247	94	30 years	DATE
fsr-3267	247	95	7.75%	PERCENT
fsr-3267	247	96	7.47%	PERCENT
fsr-3267	248	1	npv	ORG
fsr-3267	248	2	2	CARDINAL
fsr-3267	250	1	annual	DATE
fsr-3267	251	1	100	CARDINAL
fsr-3267	251	2	j. musumeci	PERSON
fsr-3267	251	3	25	CARDINAL
fsr-3267	251	4	2016	CARDINAL
fsr-3267	252	1	15-year	DATE
fsr-3267	252	2	30-year	DATE
fsr-3267	252	3	15-year	DATE
fsr-3267	253	1	5	CARDINAL
fsr-3267	253	2	30-year	DATE
fsr-3267	253	3	15-year	DATE
fsr-3267	254	1	15-year	DATE
fsr-3267	254	2	30-year	DATE
fsr-3267	255	1	30-year	DATE
fsr-3267	256	1	15-year	DATE
fsr-3267	256	2	about seven years	DATE
fsr-3267	256	3	about 10%	PERCENT
fsr-3267	256	4	30-year	DATE
fsr-3267	257	1	1	CARDINAL
fsr-3267	258	1	30-year	DATE
fsr-3267	258	2	100,000	MONEY
fsr-3267	258	3	0.40%/month	CARDINAL
fsr-3267	258	4	524.67	MONEY
fsr-3267	258	5	0.80%/month	CARDINAL
fsr-3267	258	6	848.16	MONEY
fsr-3267	259	1	two	CARDINAL
fsr-3267	259	2	0.60%/month	CARDINAL
fsr-3267	259	3	monthly	DATE
fsr-3267	259	4	524.67	CARDINAL
fsr-3267	259	5	200,000	CARDINAL
fsr-3267	259	6	0.61%/ month	DATE
fsr-3267	260	1	r%	ORG
fsr-3267	260	2	6	CARDINAL
fsr-3267	260	3	15-year	DATE
fsr-3267	260	4	30-year	DATE
fsr-3267	260	5	january, 1992	DATE
fsr-3267	260	6	january, 2013	DATE
fsr-3267	260	7	15-year	DATE
fsr-3267	260	8	30-year	DATE
fsr-3267	260	9	apr points apr	PRODUCT
fsr-3267	260	10	1 year	DATE
fsr-3267	260	11	7 years 15 years 30 years january, 1992	DATE
fsr-3267	260	12	8.01%	PERCENT
fsr-3267	260	13	1.7 8.43%	PERCENT
fsr-3267	260	14	1.8 43.38%	PERCENT
fsr-3267	260	15	12.10%	PERCENT
fsr-3267	260	16	9.58%	PERCENT
fsr-3267	260	17	9.06%	PERCENT
fsr-3267	260	18	january, 1995	DATE
fsr-3267	260	19	8.80%	PERCENT
fsr-3267	260	20	1.8 9.15%	PERCENT
fsr-3267	260	21	1.8 38.87%	PERCENT
fsr-3267	260	22	12.26%	PERCENT
fsr-3267	260	23	10.12%	PERCENT
fsr-3267	260	24	9.67%	PERCENT
fsr-3267	260	25	january, 1998	DATE
fsr-3267	260	26	6.58%	PERCENT
fsr-3267	260	27	1.4 6.99%	PERCENT
fsr-3267	260	28	1.4 37.75%	PERCENT
fsr-3267	260	29	10.23%	PERCENT
fsr-3267	260	30	8.00%	PERCENT
fsr-3267	260	31	7.53%	PERCENT
fsr-3267	260	32	january, 2001	DATE
fsr-3267	260	33	6.64%	PERCENT
fsr-3267	260	34	0.9 7.03%	PERCENT
fsr-3267	260	35	0.9 36.36%	PERCENT
fsr-3267	260	36	10.12%	PERCENT
fsr-3267	260	37	8.00%	PERCENT
fsr-3267	260	38	7.54%	PERCENT
fsr-3267	260	39	january, 2004	DATE
fsr-3267	260	40	5.02%	PERCENT
fsr-3267	260	41	0.7 5.71%	PERCENT
fsr-3267	260	42	0.7 54.09%	PERCENT
fsr-3267	260	43	10.83%	PERCENT
fsr-3267	260	44	7.33%	PERCENT
fsr-3267	260	45	6.57%	PERCENT
fsr-3267	260	46	january, 2007	DATE
fsr-3267	260	47	5.97%	PERCENT
fsr-3267	260	48	0.4 6.22%	PERCENT
fsr-3267	260	49	0.4 24.36%	PERCENT
fsr-3267	260	50	8.13%	PERCENT
fsr-3267	260	51	6.82%	PERCENT
fsr-3267	260	52	6.53%	PERCENT
fsr-3267	260	53	january, 2010	DATE
fsr-3267	260	54	4.44%	PERCENT
fsr-3267	260	55	0.6 5.03%	PERCENT
fsr-3267	260	56	0.7 54.33%	PERCENT
fsr-3267	260	57	9.39%	PERCENT
fsr-3267	260	58	6.41%	PERCENT
fsr-3267	260	59	5.76%	PERCENT
fsr-3267	260	60	january, 2013	DATE
fsr-3267	260	61	2.70%	PERCENT
fsr-3267	260	62	0.7 3.41%	PERCENT
fsr-3267	260	63	0.7 49.07%	PERCENT
fsr-3267	260	64	8.27%	PERCENT
fsr-3267	260	65	4.94%	PERCENT
fsr-3267	260	66	4.21%	PERCENT
fsr-3267	261	1	15-year	DATE
fsr-3267	261	2	30-year	DATE
fsr-3267	262	1	freddie mac	ORG
fsr-3267	263	1	33%	PERCENT
fsr-3267	265	1	annual	DATE
fsr-3267	266	1	101j	NORP
fsr-3267	267	1	25	CARDINAL
fsr-3267	267	2	2016	CARDINAL
fsr-3267	267	3	87–104	CARDINAL
fsr-3267	267	4	1	MONEY
fsr-3267	268	1	1	CARDINAL
fsr-3267	269	1	1980	DATE
fsr-3267	270	1	2	CARDINAL
fsr-3267	272	1	3	CARDINAL
fsr-3267	272	2	cox	PERSON
fsr-3267	273	1	first	ORDINAL
fsr-3267	273	2	0.5%	PERCENT
fsr-3267	273	3	7.5%	PERCENT
fsr-3267	273	4	8.0%	PERCENT
fsr-3267	273	5	15-year	DATE
fsr-3267	273	6	30-year	DATE
fsr-3267	273	7	freddie mac	ORG
fsr-3267	273	8	only 0.36%	PERCENT
fsr-3267	273	9	6.78%	PERCENT
fsr-3267	273	10	7.14%	PERCENT
fsr-3267	273	11	april, 1988	DATE
fsr-3267	273	12	today	DATE
fsr-3267	274	1	freddie mac	ORG
fsr-3267	274	2	january, 2014	DATE
fsr-3267	274	3	95	CARDINAL
fsr-3267	274	4	3.48%	PERCENT
fsr-3267	274	5	4.43%	PERCENT
fsr-3267	275	1	second	ORDINAL
fsr-3267	275	2	30-year	DATE
fsr-3267	276	1	at least 30 years	DATE
fsr-3267	277	1	30-year	DATE
fsr-3267	278	1	4	CARDINAL
fsr-3267	278	2	huang	PERSON
fsr-3267	278	3	2007	DATE
fsr-3267	278	4	30 years	DATE
fsr-3267	279	1	15-year	DATE
fsr-3267	280	1	5	CARDINAL
fsr-3267	281	1	30-year	DATE
fsr-3267	281	2	8.4%	PERCENT
fsr-3267	282	1	monthly	DATE
fsr-3267	282	2	3812.30	MONEY
fsr-3267	282	3	30-year	DATE
fsr-3267	282	4	15-year	DATE
fsr-3267	283	1	15-year	DATE
fsr-3267	283	2	30-year	DATE
fsr-3267	284	1	6 fvifan	CARDINAL
fsr-3267	284	2	r%	ORG
fsr-3267	284	3	1	CARDINAL
fsr-3267	284	4	1	CARDINAL
fsr-3267	284	5	1	MONEY
fsr-3267	284	6	1	CARDINAL
fsr-3267	285	1	2	CARDINAL
fsr-3267	285	2	3	DATE
fsr-3267	285	3	5	DATE
fsr-3267	285	4	6	CARDINAL
fsr-3267	286	1	bieri	ORG
fsr-3267	286	2	chincarini	GPE
fsr-3267	286	3	2005	DATE
fsr-3267	287	1	102	CARDINAL
fsr-3267	287	2	j. musumeci	PERSON
fsr-3267	287	3	25	CARDINAL
fsr-3267	287	4	2016	CARDINAL
fsr-3267	291	1	8	CARDINAL
fsr-3267	291	2	15-year	DATE
fsr-3267	291	3	the end of 84 months	DATE
fsr-3267	291	4	3636.11(pvifa96	MONEY
fsr-3267	291	5	0.3125%	PERCENT
fsr-3267	291	6	500,000(fvif84	CARDINAL
fsr-3267	291	7	0.3125%	PERCENT
fsr-3267	291	8	3636.11(fvifa84	CARDINAL
fsr-3267	291	9	0.3125%	PERCENT
fsr-3267	292	1	30-year	DATE
fsr-3267	292	2	monthly	DATE
fsr-3267	292	3	0.375%	PERCENT
fsr-3267	293	1	9	CARDINAL
fsr-3267	293	2	15-year	DATE
fsr-3267	294	1	cox	PERSON
fsr-3267	294	2	1998	DATE
fsr-3267	294	3	30-year	DATE
fsr-3267	294	4	15-year	DATE
fsr-3267	295	1	deborah gregory	PERSON
fsr-3267	295	2	atul gupta	PERSON
fsr-3267	295	3	colleen moore	PERSON
fsr-3267	295	4	mark peterson	PERSON
fsr-3267	295	5	len rosenthal	PERSON
fsr-3267	295	6	richard sansing	PERSON
fsr-3267	295	7	dave simon	PERSON
fsr-3267	295	8	meg steere	PERSON
fsr-3267	295	9	2013	DATE
fsr-3267	296	1	g.	PERSON
fsr-3267	296	2	huang	PERSON
fsr-3267	296	3	j., & sialm	ORG
fsr-3267	296	4	2007	DATE
fsr-3267	298	1	journal of public economics	ORG
fsr-3267	298	2	91	DATE
fsr-3267	298	3	2014–2040	CARDINAL
fsr-3267	299	1	bieri	ORG
fsr-3267	299	2	d., & chincarini	ORG
fsr-3267	299	3	2005	DATE
fsr-3267	301	1	15	CARDINAL
fsr-3267	301	2	6–35	DATE
fsr-3267	302	1	bodie	ORG
fsr-3267	302	2	z.	PERSON
fsr-3267	302	3	merton,	GPE
fsr-3267	302	4	r., & samuelson	ORG
fsr-3267	302	5	w.	PERSON
fsr-3267	302	6	1992	DATE
fsr-3267	304	1	16	CARDINAL
fsr-3267	304	2	427–450	DATE
fsr-3267	305	1	brealey	ORG
fsr-3267	305	2	r.	NORP
fsr-3267	305	3	myers	GPE
fsr-3267	306	1	s., & allen	ORG
fsr-3267	306	2	2008	DATE
fsr-3267	307	1	9th	ORDINAL
fsr-3267	307	2	boston	GPE
fsr-3267	307	3	mcgrawhill/irwin	ORG
fsr-3267	308	1	brueckner	PERSON
fsr-3267	308	2	j. (	PERSON
fsr-3267	308	3	2000	DATE
fsr-3267	310	1	20	CARDINAL
fsr-3267	310	2	251–274	CARDINAL
fsr-3267	311	1	cheung	GPE
fsr-3267	311	2	2015	CARDINAL
fsr-3267	313	1	24	CARDINAL
fsr-3267	313	2	51–76	DATE
fsr-3267	314	1	copeland	ORG
fsr-3267	314	2	t.	GPE
fsr-3267	314	3	weston	GPE
fsr-3267	314	4	j. f., & shastri	ORG
fsr-3267	314	5	2005	DATE
fsr-3267	315	1	4th	ORDINAL
fsr-3267	316	1	boston	GPE
fsr-3267	316	2	pearson/addison-wesley	ORG
fsr-3267	317	1	r., & pearce	ORG
fsr-3267	317	2	j. (1996	ORG
fsr-3267	318	1	the federal national mortgage association	ORG
fsr-3267	318	2	fannie mae	ORG
fsr-3267	318	3	freddie mac	ORG
fsr-3267	318	4	washington	GPE
fsr-3267	318	5	d.c.	GPE
fsr-3267	319	1	u.s. department of housing and urban development	ORG
fsr-3267	320	1	j., & sirmans	ORG
fsr-3267	320	2	c. f. (	PERSON
fsr-3267	320	3	1990	DATE
fsr-3267	321	1	15-year	DATE
fsr-3267	321	2	30-year	DATE
fsr-3267	322	1	southern economic journal	ORG
fsr-3267	322	2	56	CARDINAL
fsr-3267	323	1	fortin, r.	ORG
fsr-3267	323	2	michelson	PERSON
fsr-3267	323	3	s.	PERSON
fsr-3267	323	4	smith	GPE
fsr-3267	323	5	s., & weaver	ORG
fsr-3267	323	6	w.	PERSON
fsr-3267	323	7	2007	DATE
fsr-3267	325	1	16	CARDINAL
fsr-3267	325	2	197–209	CARDINAL
fsr-3267	326	1	103j	CARDINAL
fsr-3267	327	1	25	CARDINAL
fsr-3267	327	2	2016	CARDINAL
fsr-3267	327	3	87–104	CARDINAL
fsr-3267	327	4	freddie mac	ORG
fsr-3267	328	1	2010	DATE
fsr-3267	329	1	freddie mac	ORG
fsr-3267	330	1	goff	PERSON
fsr-3267	330	2	d., & cox	ORG
fsr-3267	330	3	1998	DATE
fsr-3267	331	1	15-year	DATE
fsr-3267	331	2	30-year	DATE
fsr-3267	332	1	april, 88–95	DATE
fsr-3267	333	1	grable	PERSON
fsr-3267	333	2	j., & lytton	ORG
fsr-3267	333	3	1999	DATE
fsr-3267	335	1	8	CARDINAL
fsr-3267	335	2	163–181	CARDINAL
fsr-3267	336	1	harrison	PERSON
fsr-3267	336	2	d.	NORP
fsr-3267	336	3	t., & yavas	ORG
fsr-3267	336	4	a.	PERSON
fsr-3267	336	5	2004	DATE
fsr-3267	338	1	32	DATE
fsr-3267	338	2	ibbotson	PERSON
fsr-3267	338	3	r., &	ORG
fsr-3267	338	4	r.	PERSON
fsr-3267	338	5	2013	DATE
fsr-3267	339	1	2013	DATE
fsr-3267	340	1	chicago	GPE
fsr-3267	340	2	morningstar	PERSON
fsr-3267	341	1	kau	PERSON
fsr-3267	341	2	j., & keenan	ORG
fsr-3267	341	3	1995	DATE
fsr-3267	343	1	journal of housing research	ORG
fsr-3267	343	2	6	CARDINAL
fsr-3267	343	3	217–244	CARDINAL
fsr-3267	343	4	j., & ezzell	ORG
fsr-3267	343	5	j.	PERSON
fsr-3267	343	6	1980	DATE
fsr-3267	345	1	the journal of financial and	ORG
fsr-3267	345	2	15	CARDINAL
fsr-3267	345	3	719–730	CARDINAL
fsr-3267	346	1	puelz	GPE
fsr-3267	346	2	r., & snow	ORG
fsr-3267	346	3	a.	PERSON
fsr-3267	346	4	1994	DATE
fsr-3267	348	1	102	CARDINAL
fsr-3267	348	2	236–257	CARDINAL
fsr-3267	349	1	w.	PERSON
fsr-3267	349	2	1998	DATE
fsr-3267	351	1	7	CARDINAL
fsr-3267	351	2	195–206	CARDINAL
fsr-3267	352	1	ross	PERSON
fsr-3267	352	2	s.	PERSON
fsr-3267	352	3	westerfield	PERSON
fsr-3267	352	4	r., & jaffe	ORG
fsr-3267	352	5	j. (	PERSON
fsr-3267	352	6	2013	DATE
fsr-3267	353	1	10th	ORDINAL
fsr-3267	353	2	boston	GPE
fsr-3267	353	3	mcgraw-hill/irwin	ORG
fsr-3267	354	1	samuelson	PERSON
fsr-3267	354	2	1994	DATE
fsr-3267	356	1	21	CARDINAL
fsr-3267	356	2	15–24	CARDINAL
fsr-3267	357	1	thangavelu	PERSON
fsr-3267	357	2	2015	CARDINAL
fsr-3267	360	1	104	CARDINAL
fsr-3267	360	2	j. musumeci	PERSON
fsr-3267	360	3	25	CARDINAL
fsr-3267	360	4	2016	CARDINAL