id	sid	eid	entity	type
fsr-3293	1	1	derek r. lawson	PERSON
fsr-3293	1	2	cfpa*	PERSON
fsr-3293	1	3	stuart j. heckman	PERSON
fsr-3293	1	4	ph.d	ORG
fsr-3293	1	5	cfpa adepartment	PERSON
fsr-3293	1	6	kansas state university	ORG
fsr-3293	1	7	1324	CARDINAL
fsr-3293	1	8	303	CARDINAL
fsr-3293	1	9	justin hall	ORG
fsr-3293	1	10	manhattan	GPE
fsr-3293	1	11	ks 66506	ORG
fsr-3293	1	12	the united states	GPE
fsr-3293	3	1	2013	DATE
fsr-3293	4	1	three	CARDINAL
fsr-3293	5	1	10 years	DATE
fsr-3293	5	2	more than 10 years	DATE
fsr-3293	6	1	two	CARDINAL
fsr-3293	8	1	2017	CARDINAL
fsr-3293	8	2	academy of financial services	ORG
fsr-3293	10	1	jel classification	ORG
fsr-3293	10	2	1	CARDINAL
fsr-3293	11	1	one	CARDINAL
fsr-3293	14	1	1-515-707-3729	CARDINAL
fsr-3293	14	2	1-785	CARDINAL
fsr-3293	15	1	d.r. lawson	PERSON
fsr-3293	15	2	26	CARDINAL
fsr-3293	15	3	2017	CARDINAL
fsr-3293	15	4	1–18	CARDINAL
fsr-3293	15	5	1057-0810/17/$	DATE
fsr-3293	15	6	2017	CARDINAL
fsr-3293	18	1	tversky & kahneman	ORG
fsr-3293	18	2	1974	DATE
fsr-3293	20	1	one	CARDINAL
fsr-3293	21	1	two	CARDINAL
fsr-3293	22	1	two	CARDINAL
fsr-3293	23	1	1.1	CARDINAL
fsr-3293	24	1	1985	DATE
fsr-3293	24	2	hurd & mcgarry	ORG
fsr-3293	24	3	2002	DATE
fsr-3293	25	1	2007	DATE
fsr-3293	26	1	age 75	DATE
fsr-3293	26	2	age 85	DATE
fsr-3293	26	3	age 75	DATE
fsr-3293	29	1	moore	PERSON
fsr-3293	29	2	2006	DATE
fsr-3293	30	1	10%	PERCENT
fsr-3293	30	2	27,600	MONEY
fsr-3293	30	3	10%	PERCENT
fsr-3293	30	4	32,700	MONEY
fsr-3293	31	1	east asian	NORP
fsr-3293	31	2	2003	DATE
fsr-3293	31	3	tsai	PERSON
fsr-3293	31	4	chu, & chung	ORG
fsr-3293	31	5	2000	DATE
fsr-3293	32	1	deaton & paxson	ORG
fsr-3293	32	2	2000	DATE
fsr-3293	34	1	2003	DATE
fsr-3293	35	1	2004	DATE
fsr-3293	36	1	spira	GPE
fsr-3293	36	2	2015	DATE
fsr-3293	38	1	2	CARDINAL
fsr-3293	38	2	lawson	PERSON
fsr-3293	38	3	heckman	PERSON
fsr-3293	38	4	26	CARDINAL
fsr-3293	38	5	2017	CARDINAL
fsr-3293	40	1	& spira	ORG
fsr-3293	40	2	2015	DATE
fsr-3293	40	3	104	CARDINAL
fsr-3293	42	1	2000	DATE
fsr-3293	44	1	35 to 45	DATE
fsr-3293	44	2	1.08 years	DATE
fsr-3293	44	3	45	CARDINAL
fsr-3293	44	4	3.41 years	DATE
fsr-3293	45	1	55	CARDINAL
fsr-3293	45	2	5.72 years	DATE
fsr-3293	47	1	2000	DATE
fsr-3293	48	1	1.2	CARDINAL
fsr-3293	48	2	2003	DATE
fsr-3293	49	1	gupta & li	ORG
fsr-3293	49	2	2012	DATE
fsr-3293	49	3	& spira	ORG
fsr-3293	49	4	2015	DATE
fsr-3293	51	1	1.3	CARDINAL
fsr-3293	52	1	1.3.1	CARDINAL
fsr-3293	52	2	first	ORDINAL
fsr-3293	52	3	modigliani	PERSON
fsr-3293	52	4	brumberg	PERSON
fsr-3293	52	5	1954	DATE
fsr-3293	53	1	w	GPE
fsr-3293	53	2	yuh & hanna	ORG
fsr-3293	53	3	2010	DATE
fsr-3293	54	1	rle	ORG
fsr-3293	54	2	zero	CARDINAL
fsr-3293	54	3	modigliani	PERSON
fsr-3293	54	4	brumberg	PERSON
fsr-3293	54	5	3d.r	CARDINAL
fsr-3293	54	6	lawson	PERSON
fsr-3293	54	7	heckman	PERSON
fsr-3293	54	8	26	CARDINAL
fsr-3293	54	9	2017	CARDINAL
fsr-3293	56	1	ando	ORG
fsr-3293	56	2	modigliani	ORG
fsr-3293	56	3	1963	DATE
fsr-3293	57	1	year t	DATE
fsr-3293	57	2	ando	ORG
fsr-3293	57	3	modigliani	ORG
fsr-3293	57	4	1963	DATE
fsr-3293	58	1	second	ORDINAL
fsr-3293	59	1	each year	DATE
fsr-3293	60	1	shefrin	NORP
fsr-3293	60	2	1988	DATE
fsr-3293	62	1	shefrin & thaler	ORG
fsr-3293	62	2	1988	DATE
fsr-3293	62	3	1	CARDINAL
fsr-3293	63	1	three	CARDINAL
fsr-3293	64	1	shefrin	NORP
fsr-3293	64	2	1988	DATE
fsr-3293	64	3	three	CARDINAL
fsr-3293	70	1	shefrin & thaler	ORG
fsr-3293	70	2	1988	DATE
fsr-3293	72	1	greater than zero	CARDINAL
fsr-3293	72	2	shefrin & thaler	ORG
fsr-3293	72	3	1988	DATE
fsr-3293	74	1	4 d.r	QUANTITY
fsr-3293	74	2	lawson	PERSON
fsr-3293	74	3	heckman	PERSON
fsr-3293	74	4	26	CARDINAL
fsr-3293	74	5	2017	CARDINAL
fsr-3293	74	6	today	DATE
fsr-3293	75	1	approximately $180 billion	MONEY
fsr-3293	75	2	annually	DATE
fsr-3293	75	3	the united states	GPE
fsr-3293	75	4	nearly $220 billion	MONEY
fsr-3293	75	5	2018	DATE
fsr-3293	75	6	2016	DATE
fsr-3293	77	1	shefrin	NORP
fsr-3293	77	2	1988	DATE
fsr-3293	80	1	today	DATE
fsr-3293	84	1	1.3.3	CARDINAL
fsr-3293	89	1	2	CARDINAL
fsr-3293	89	2	2.1	CARDINAL
fsr-3293	90	1	2013	DATE
fsr-3293	90	2	the federal reserve board	ORG
fsr-3293	90	3	fed	ORG
fsr-3293	90	4	greater than zero	CARDINAL
fsr-3293	93	1	rle	ORG
fsr-3293	93	2	greater than zero	CARDINAL
fsr-3293	93	3	rle	ORG
fsr-3293	94	1	5d.r	CARDINAL
fsr-3293	94	2	lawson	PERSON
fsr-3293	94	3	heckman	PERSON
fsr-3293	94	4	26	CARDINAL
fsr-3293	94	5	2017	CARDINAL
fsr-3293	95	1	hanna, & bi	ORG
fsr-3293	95	2	2007	DATE
fsr-3293	97	1	nielsen & seay	ORG
fsr-3293	97	2	2014	DATE
fsr-3293	97	3	shin & hanna	ORG
fsr-3293	97	4	2016	DATE
fsr-3293	97	5	montalto & sung, 1996	ORG
fsr-3293	98	1	nielsen	ORG
fsr-3293	98	2	2015	DATE
fsr-3293	98	3	montalto & sung, 1996	ORG
fsr-3293	98	4	fed	ORG
fsr-3293	98	5	nielsen & seay	ORG
fsr-3293	98	6	2014	DATE
fsr-3293	100	1	2.2	CARDINAL
fsr-3293	101	1	three	CARDINAL
fsr-3293	103	1	third	ORDINAL
fsr-3293	103	2	not).2	PRODUCT
fsr-3293	105	1	rle	ORG
fsr-3293	106	1	rwle	PERSON
fsr-3293	107	1	rle	ORG
fsr-3293	108	1	rle	ORG
fsr-3293	108	2	rle	ORG
fsr-3293	112	1	hispanic	NORP
fsr-3293	113	1	3,000	MONEY
fsr-3293	114	1	0.01	CARDINAL
fsr-3293	115	1	6	CARDINAL
fsr-3293	115	2	lawson	PERSON
fsr-3293	115	3	heckman	PERSON
fsr-3293	115	4	26	CARDINAL
fsr-3293	115	5	2017	CARDINAL
fsr-3293	115	6	& spira	ORG
fsr-3293	115	7	2015	DATE
fsr-3293	116	1	2.3	CARDINAL
fsr-3293	117	1	rle	ORG
fsr-3293	118	1	rle	ORG
fsr-3293	118	2	10 years	DATE
fsr-3293	118	3	10 years	DATE
fsr-3293	119	1	two	CARDINAL
fsr-3293	119	2	between the ages of 35	DATE
fsr-3293	119	3	62	DATE
fsr-3293	120	1	35 to 60	CARDINAL
fsr-3293	120	2	kim & hanna	ORG
fsr-3293	120	3	2015a	DATE
fsr-3293	120	4	35 to 70	PERCENT
fsr-3293	120	5	kim	PERSON
fsr-3293	120	6	hanna, & chen	ORG
fsr-3293	120	7	2014	DATE
fsr-3293	121	1	about 30%	PERCENT
fsr-3293	121	2	age 65	DATE
fsr-3293	121	3	about 56%	PERCENT
fsr-3293	121	4	between the ages of 63	DATE
fsr-3293	121	5	70	DATE
fsr-3293	121	6	age 62	DATE
fsr-3293	122	1	3	CARDINAL
fsr-3293	122	2	3.1	CARDINAL
fsr-3293	122	3	relationship—53%	PERCENT
fsr-3293	122	4	11%	PERCENT
fsr-3293	123	1	70%	PERCENT
fsr-3293	123	2	48%	PERCENT
fsr-3293	124	1	fifty-nine percent	PERCENT
fsr-3293	125	1	72%	PERCENT
fsr-3293	125	2	at least $3,000	MONEY
fsr-3293	126	1	half	CARDINAL
fsr-3293	126	2	50%	PERCENT
fsr-3293	126	3	2–9 years	DATE
fsr-3293	126	4	35%	PERCENT
fsr-3293	126	5	a year	DATE
fsr-3293	127	1	approximately half	CARDINAL
fsr-3293	127	2	51%	PERCENT
fsr-3293	128	1	85%	PERCENT
fsr-3293	129	1	nearly 48%	PERCENT
fsr-3293	129	2	45%	PERCENT
fsr-3293	129	3	approximately 6%	PERCENT
fsr-3293	130	1	63%	PERCENT
fsr-3293	130	2	nearly 11%	PERCENT
fsr-3293	130	3	the last year	DATE
fsr-3293	131	1	68,988	MONEY
fsr-3293	131	2	103,980	MONEY
fsr-3293	131	3	approximately $225,000	MONEY
fsr-3293	131	4	69%	PERCENT
fsr-3293	132	1	approximately 36%	PERCENT
fsr-3293	132	2	17%	PERCENT
fsr-3293	133	1	86%	PERCENT
fsr-3293	133	2	65,600	MONEY
fsr-3293	134	1	nearly 47%	PERCENT
fsr-3293	134	2	2,792	MONEY
fsr-3293	135	1	44.45	CARDINAL
fsr-3293	135	2	5.52	CARDINAL
fsr-3293	135	3	63.56	CARDINAL
fsr-3293	135	4	2.92	CARDINAL
fsr-3293	135	5	84.60	CARDINAL
fsr-3293	135	6	4.36	CARDINAL
fsr-3293	136	1	7d.r	CARDINAL
fsr-3293	136	2	lawson	PERSON
fsr-3293	136	3	heckman	PERSON
fsr-3293	136	4	26	CARDINAL
fsr-3293	136	5	2017	CARDINAL
fsr-3293	136	6	1–18	CARDINAL
fsr-3293	137	1	1	CARDINAL
fsr-3293	138	1	39 years to 150 years	DATE
fsr-3293	138	2	approximately 95%	PERCENT
fsr-3293	138	3	between 70 and 100 years old	CARDINAL
fsr-3293	140	1	fig	ORG
fsr-3293	141	1	2	CARDINAL
fsr-3293	142	1	24 years to 102 years of age	DATE
fsr-3293	142	2	nearly 60%	PERCENT
fsr-3293	142	3	between age 63 and 75	DATE
fsr-3293	142	4	95%	PERCENT
fsr-3293	142	5	between ages 49 and 79	DATE
fsr-3293	144	1	19.11	CARDINAL
fsr-3293	144	2	5.06	CARDINAL
fsr-3293	144	3	rle	ORG
fsr-3293	144	4	21.05	CARDINAL
fsr-3293	144	5	4.96	CARDINAL
fsr-3293	145	1	10 years	DATE
fsr-3293	145	2	55.44	CARDINAL
fsr-3293	145	3	2.20	CARDINAL
fsr-3293	145	4	61.91 years	DATE
fsr-3293	145	5	2.17	CARDINAL
fsr-3293	145	6	11 or more years	DATE
fsr-3293	145	7	2.65	CARDINAL
fsr-3293	145	8	age 65	DATE
fsr-3293	145	9	2.16	CARDINAL
fsr-3293	146	1	4.17	CARDINAL
fsr-3293	146	2	4.08	CARDINAL
fsr-3293	147	1	fig	ORG
fsr-3293	148	1	1	CARDINAL
fsr-3293	149	1	fig	ORG
fsr-3293	150	1	2	CARDINAL
fsr-3293	151	1	8	CARDINAL
fsr-3293	151	2	lawson	PERSON
fsr-3293	151	3	heckman	PERSON
fsr-3293	151	4	26	CARDINAL
fsr-3293	151	5	2017	CARDINAL
fsr-3293	151	6	1–18	CARDINAL
fsr-3293	151	7	the next 10 years	DATE
fsr-3293	151	8	22.19	CARDINAL
fsr-3293	151	9	18.85	CARDINAL
fsr-3293	151	10	4.21	CARDINAL
fsr-3293	152	1	the next 10 years	DATE
fsr-3293	152	2	6.47 years	DATE
fsr-3293	152	3	1.12	CARDINAL
fsr-3293	152	4	19.85	CARDINAL
fsr-3293	152	5	2.70	CARDINAL
fsr-3293	153	1	260,000	MONEY
fsr-3293	153	2	128,770	MONEY
fsr-3293	153	3	approximately 42%	PERCENT
fsr-3293	153	4	367,400	MONEY
fsr-3293	153	5	257,300	MONEY
fsr-3293	154	1	about 84%	PERCENT
fsr-3293	154	2	nearly 72%	PERCENT
fsr-3293	154	3	11 or more years	DATE
fsr-3293	155	1	approximately 66%	PERCENT
fsr-3293	155	2	the prior year	DATE
fsr-3293	155	3	11%	PERCENT
fsr-3293	155	4	only 60%	PERCENT
fsr-3293	155	5	nearly 13.5%	PERCENT
fsr-3293	156	1	87%	PERCENT
fsr-3293	156	2	88%	PERCENT
fsr-3293	156	3	86%	PERCENT
fsr-3293	156	4	49%	PERCENT
fsr-3293	156	5	48%	PERCENT
fsr-3293	156	6	47%	PERCENT
fsr-3293	157	1	72,000	MONEY
fsr-3293	157	2	94,000	MONEY
fsr-3293	157	3	3,150	MONEY
fsr-3293	157	4	3,203	MONEY
fsr-3293	157	5	65,600	MONEY
fsr-3293	157	6	2,792	MONEY
fsr-3293	158	1	approximately 35%	PERCENT
fsr-3293	158	2	10 years	DATE
fsr-3293	158	3	64%	PERCENT
fsr-3293	158	4	11 or more years	DATE
fsr-3293	159	1	almost 70%	PERCENT
fsr-3293	159	2	only 60%	PERCENT
fsr-3293	159	3	the decade	DATE
fsr-3293	160	1	56%	PERCENT
fsr-3293	160	2	49%	PERCENT
fsr-3293	160	3	35%	PERCENT
fsr-3293	160	4	32%	PERCENT
fsr-3293	161	1	1	CARDINAL
fsr-3293	161	2	3.2	CARDINAL
fsr-3293	162	1	2	CARDINAL
fsr-3293	162	2	first	ORDINAL
fsr-3293	162	3	ages 35 to 62	DATE
fsr-3293	162	4	the next 10 years	DATE
fsr-3293	162	5	ages 35 to 62	DATE
fsr-3293	162	6	10 years	DATE
fsr-3293	163	1	3.2.1	CARDINAL
fsr-3293	163	2	first	ORDINAL
fsr-3293	163	3	rle	ORG
fsr-3293	164	1	rle	ORG
fsr-3293	164	2	one-year	DATE
fsr-3293	164	3	rle	ORG
fsr-3293	164	4	1%	PERCENT
fsr-3293	164	5	0.01	CARDINAL
fsr-3293	164	6	0.00	CARDINAL
fsr-3293	164	7	0.01	CARDINAL
fsr-3293	165	1	rwle	PERSON
fsr-3293	165	2	one-year	DATE
fsr-3293	165	3	4%	PERCENT
fsr-3293	165	4	0.04	CARDINAL
fsr-3293	165	5	0.00	CARDINAL
fsr-3293	165	6	0.01	CARDINAL
fsr-3293	167	1	9d.r	CARDINAL
fsr-3293	168	1	lawson	PERSON
fsr-3293	168	2	heckman	PERSON
fsr-3293	168	3	26	CARDINAL
fsr-3293	168	4	2017	CARDINAL
fsr-3293	168	5	1–18	CARDINAL
fsr-3293	168	6	1	CARDINAL
fsr-3293	168	7	those more than 10 years	DATE
fsr-3293	168	8	0–10 years 11� years	DATE
fsr-3293	168	9	44.45 5.42 55.44 2.20	MONEY
fsr-3293	168	10	age 63.56	DATE
fsr-3293	168	11	64.88 2.16	CARDINAL
fsr-3293	168	12	84.60	CARDINAL
fsr-3293	168	13	4.36	MONEY
fsr-3293	168	14	21.05	CARDINAL
fsr-3293	168	15	4.96 22.19	QUANTITY
fsr-3293	168	16	19.11	CARDINAL
fsr-3293	168	17	5.06 6.47 1.12 19.85 2.70	QUANTITY
fsr-3293	168	18	$68,988 $	MONEY
fsr-3293	168	19	83,192	MONEY
fsr-3293	168	20	78,119	MONEY
fsr-3293	168	21	$103,980 $260,000 $	MONEY
fsr-3293	168	22	128,770	MONEY
fsr-3293	168	23	$224,950 $	MONEY
fsr-3293	168	24	367,400	MONEY
fsr-3293	168	25	257,300	MONEY
fsr-3293	168	26	69.18%	PERCENT
fsr-3293	168	27	84.29%	PERCENT
fsr-3293	168	28	71.96%	PERCENT
fsr-3293	168	29	36.02%	PERCENT
fsr-3293	168	30	35.48%	PERCENT
fsr-3293	168	31	32.25%	PERCENT
fsr-3293	168	32	17.41%	PERCENT
fsr-3293	168	33	15.44%	PERCENT
fsr-3293	168	34	18.18%	PERCENT
fsr-3293	168	35	86.06%	PERCENT
fsr-3293	168	36	87.05%	PERCENT
fsr-3293	168	37	88.28%	PERCENT
fsr-3293	168	38	76.55%	PERCENT
fsr-3293	168	39	83.35%	PERCENT
fsr-3293	168	40	76.81%	PERCENT
fsr-3293	168	41	46.83%	PERCENT
fsr-3293	168	42	49.35%	PERCENT
fsr-3293	168	43	48.41%	PERCENT
fsr-3293	168	44	$65,600 $72,000 $	MONEY
fsr-3293	168	45	94,000	MONEY
fsr-3293	168	46	$2,792 $2,932 $3,150 $	MONEY
fsr-3293	168	47	3,194	MONEY
fsr-3293	168	48	3,049	MONEY
fsr-3293	168	49	10.98%	PERCENT
fsr-3293	168	50	11.02%	PERCENT
fsr-3293	168	51	13.45%	PERCENT
fsr-3293	168	52	25.56%	PERCENT
fsr-3293	168	53	23.03%	PERCENT
fsr-3293	168	54	26.28%	PERCENT
fsr-3293	168	55	63.45%	PERCENT
fsr-3293	168	56	65.95%	PERCENT
fsr-3293	168	57	60.27%	PERCENT
fsr-3293	168	58	53.36%	PERCENT
fsr-3293	168	59	59.00%	PERCENT
fsr-3293	168	60	58.26%	PERCENT
fsr-3293	168	61	13.42%	PERCENT
fsr-3293	168	62	10.51%	PERCENT
fsr-3293	168	63	12.62%	PERCENT
fsr-3293	168	64	22.78%	PERCENT
fsr-3293	168	65	25.13%	PERCENT
fsr-3293	168	66	19.44%	PERCENT
fsr-3293	168	67	10.44%	PERCENT
fsr-3293	168	68	5.36%	PERCENT
fsr-3293	168	69	9.69%	PERCENT
fsr-3293	168	70	69.96%	PERCENT
fsr-3293	168	71	73.21%	PERCENT
fsr-3293	168	72	70.07%	PERCENT
fsr-3293	168	73	13.96%	PERCENT
fsr-3293	168	74	13.74%	PERCENT
fsr-3293	168	75	13.60%	PERCENT
fsr-3293	168	76	11.07%	PERCENT
fsr-3293	168	77	9.60%	PERCENT
fsr-3293	168	78	10.68%	PERCENT
fsr-3293	168	79	5.01%	PERCENT
fsr-3293	168	80	3.46%	PERCENT
fsr-3293	168	81	5.65%	PERCENT
fsr-3293	168	82	5.96%	PERCENT
fsr-3293	168	83	8.08%	PERCENT
fsr-3293	168	84	5.51%	PERCENT
fsr-3293	168	85	20.05%	PERCENT
fsr-3293	168	86	20.74%	PERCENT
fsr-3293	168	87	19.20%	PERCENT
fsr-3293	168	88	25.78%	PERCENT
fsr-3293	168	89	26.04%	PERCENT
fsr-3293	168	90	25.76%	PERCENT
fsr-3293	168	91	28.58%	PERCENT
fsr-3293	168	92	24.79%	PERCENT
fsr-3293	168	93	29.97%	PERCENT
fsr-3293	168	94	19.62%	PERCENT
fsr-3293	168	95	20.36%	PERCENT
fsr-3293	168	96	19.57%	PERCENT
fsr-3293	168	97	18 years	DATE
fsr-3293	168	98	50.58%	PERCENT
fsr-3293	168	99	35.65%	PERCENT
fsr-3293	168	100	64.27%	PERCENT
fsr-3293	168	101	14.74%	PERCENT
fsr-3293	168	102	16.69%	PERCENT
fsr-3293	168	103	14.22%	PERCENT
fsr-3293	168	104	10	CARDINAL
fsr-3293	168	105	d.r. lawson	PERSON
fsr-3293	168	106	heckman	PERSON
fsr-3293	168	107	26	CARDINAL
fsr-3293	168	108	2017	CARDINAL
fsr-3293	168	109	1–18	CARDINAL
fsr-3293	174	1	3,000	MONEY
fsr-3293	175	1	less than 10 years	DATE
fsr-3293	176	1	10 years	DATE
fsr-3293	176	2	more than 10 years	DATE
fsr-3293	177	1	rle	ORG
fsr-3293	177	2	10 years	DATE
fsr-3293	178	1	rle	ORG
fsr-3293	178	2	10 years	DATE
fsr-3293	179	1	rle	ORG
fsr-3293	179	2	rle	ORG
fsr-3293	179	3	one year	DATE
fsr-3293	179	4	2%	PERCENT
fsr-3293	179	5	0.01	CARDINAL
fsr-3293	179	6	0.01	CARDINAL
fsr-3293	180	1	one	CARDINAL
fsr-3293	180	2	3%	PERCENT
fsr-3293	180	3	0.03	CARDINAL
fsr-3293	180	4	0.01	CARDINAL
fsr-3293	180	5	0.01	CARDINAL
fsr-3293	181	1	3.2.2	CARDINAL
fsr-3293	181	2	rle	ORG
fsr-3293	184	1	1	CARDINAL
fsr-3293	184	2	0–10 years 11� years	DATE
fsr-3293	184	3	scf	PERSON
fsr-3293	184	4	6.36%	PERCENT
fsr-3293	184	5	6.45%	PERCENT
fsr-3293	184	6	5.02%	PERCENT
fsr-3293	184	7	45.37%	PERCENT
fsr-3293	184	8	45.61%	PERCENT
fsr-3293	184	9	44.32%	PERCENT
fsr-3293	184	10	48.27%	PERCENT
fsr-3293	184	11	47.94%	PERCENT
fsr-3293	184	12	50.66%	PERCENT
fsr-3293	184	13	58.98%	PERCENT
fsr-3293	184	14	69.21%	PERCENT
fsr-3293	184	15	60.54%	PERCENT
fsr-3293	184	16	3,000	MONEY
fsr-3293	184	17	72.71%	PERCENT
fsr-3293	184	18	74.80%	PERCENT
fsr-3293	184	19	71.31%	PERCENT
fsr-3293	184	20	35.49%	PERCENT
fsr-3293	184	21	31.54%	PERCENT
fsr-3293	184	22	34.59%	PERCENT
fsr-3293	184	23	49.89%	PERCENT
fsr-3293	184	24	55.50%	PERCENT
fsr-3293	184	25	49.25%	PERCENT
fsr-3293	184	26	14.63%	PERCENT
fsr-3293	184	27	12.95%	PERCENT
fsr-3293	184	28	16.17%	PERCENT
fsr-3293	184	29	2013	DATE
fsr-3293	185	1	greater than zero	CARDINAL
fsr-3293	187	1	zero	CARDINAL
fsr-3293	188	1	11d.r	CARDINAL
fsr-3293	189	1	lawson	PERSON
fsr-3293	189	2	heckman	PERSON
fsr-3293	189	3	26	CARDINAL
fsr-3293	189	4	2017	CARDINAL
fsr-3293	189	5	1–18	CARDINAL
fsr-3293	189	6	asian	NORP
fsr-3293	189	7	native american	NORP
fsr-3293	189	8	hispanic	NORP
fsr-3293	193	1	rle	ORG
fsr-3293	194	1	2 ols	QUANTITY
fsr-3293	194	2	those more than 10 years	DATE
fsr-3293	194	3	0–10 years 11� years	DATE
fsr-3293	197	1	0.01	CARDINAL
fsr-3293	197	2	0.00	CARDINAL
fsr-3293	197	3	0.01	CARDINAL
fsr-3293	197	4	0.01	CARDINAL
fsr-3293	197	5	0.007	CARDINAL
fsr-3293	197	6	0.04	CARDINAL
fsr-3293	197	7	0.00	CARDINAL
fsr-3293	197	8	.001	CARDINAL
fsr-3293	197	9	0.02	CARDINAL
fsr-3293	197	10	0.03	CARDINAL
fsr-3293	197	11	0.03	CARDINAL
fsr-3293	197	12	0.01	CARDINAL
fsr-3293	197	13	0.004	CARDINAL
fsr-3293	197	14	0.79	CARDINAL
fsr-3293	197	15	0.10	CARDINAL
fsr-3293	197	16	0.23	CARDINAL
fsr-3293	197	17	0.020 0.95	CARDINAL
fsr-3293	197	18	0.14	CARDINAL
fsr-3293	197	19	.001	CARDINAL
fsr-3293	197	20	0.52	CARDINAL
fsr-3293	197	21	0.07	CARDINAL
fsr-3293	197	22	0.15	CARDINAL
fsr-3293	197	23	0.040 0.72	CARDINAL
fsr-3293	197	24	0.09	CARDINAL
fsr-3293	197	25	.001	CARDINAL
fsr-3293	197	26	0.15	CARDINAL
fsr-3293	197	27	0.09	CARDINAL
fsr-3293	197	28	0.074	CARDINAL
fsr-3293	197	29	0.01	CARDINAL
fsr-3293	197	30	0.15	CARDINAL
fsr-3293	197	31	0.962 0.09	CARDINAL
fsr-3293	197	32	0.12	CARDINAL
fsr-3293	197	33	0.449	CARDINAL
fsr-3293	197	34	0.31	CARDINAL
fsr-3293	197	35	0.11	CARDINAL
fsr-3293	197	36	0.004	CARDINAL
fsr-3293	197	37	0.58	CARDINAL
fsr-3293	197	38	0.29	CARDINAL
fsr-3293	197	39	0.048	CARDINAL
fsr-3293	197	40	0.46	CARDINAL
fsr-3293	197	41	0.16	CARDINAL
fsr-3293	197	42	0.005	CARDINAL
fsr-3293	197	43	0.50	CARDINAL
fsr-3293	197	44	0.13	CARDINAL
fsr-3293	197	45	0.81	CARDINAL
fsr-3293	197	46	0.31	CARDINAL
fsr-3293	197	47	0.009	CARDINAL
fsr-3293	197	48	0.60	CARDINAL
fsr-3293	197	49	0.19	CARDINAL
fsr-3293	197	50	0.002	CARDINAL
fsr-3293	197	51	0.26	CARDINAL
fsr-3293	197	52	0.12	CARDINAL
fsr-3293	197	53	0.031	CARDINAL
fsr-3293	197	54	0.27	CARDINAL
fsr-3293	197	55	0.34	CARDINAL
fsr-3293	197	56	0.425	CARDINAL
fsr-3293	197	57	0.01	CARDINAL
fsr-3293	197	58	0.18	CARDINAL
fsr-3293	197	59	0.955	CARDINAL
fsr-3293	197	60	0.64	CARDINAL
fsr-3293	197	61	0.13	CARDINAL
fsr-3293	197	62	.001	CARDINAL
fsr-3293	197	63	0.94	CARDINAL
fsr-3293	197	64	0.30	CARDINAL
fsr-3293	197	65	0.002	CARDINAL
fsr-3293	197	66	0.37	CARDINAL
fsr-3293	197	67	0.18	CARDINAL
fsr-3293	197	68	0.042	CARDINAL
fsr-3293	197	69	hispanic	NORP
fsr-3293	197	70	0.48	CARDINAL
fsr-3293	197	71	0.13	CARDINAL
fsr-3293	197	72	.001	CARDINAL
fsr-3293	197	73	0.95	CARDINAL
fsr-3293	197	74	0.36	CARDINAL
fsr-3293	197	75	0.009	CARDINAL
fsr-3293	197	76	0.50	CARDINAL
fsr-3293	197	77	0.23	CARDINAL
fsr-3293	197	78	0.029	CARDINAL
fsr-3293	197	79	0.04	CARDINAL
fsr-3293	197	80	0.11	CARDINAL
fsr-3293	197	81	0.717 0.16	CARDINAL
fsr-3293	197	82	0.39	CARDINAL
fsr-3293	197	83	0.673 0.08	CARDINAL
fsr-3293	197	84	0.14	CARDINAL
fsr-3293	197	85	0.546	CARDINAL
fsr-3293	197	86	0.87	CARDINAL
fsr-3293	197	87	0.19	CARDINAL
fsr-3293	197	88	0.39	CARDINAL
fsr-3293	197	89	0.016 0.56	CARDINAL
fsr-3293	197	90	0.30	CARDINAL
fsr-3293	197	91	0.063	CARDINAL
fsr-3293	197	92	1.55	CARDINAL
fsr-3293	197	93	0.21	CARDINAL
fsr-3293	197	94	1.52	CARDINAL
fsr-3293	197	95	0.37	CARDINAL
fsr-3293	197	96	.001 1.34	CARDINAL
fsr-3293	197	97	0.31	CARDINAL
fsr-3293	197	98	.001	CARDINAL
fsr-3293	197	99	1.97	CARDINAL
fsr-3293	197	100	0.22	CARDINAL
fsr-3293	197	101	.001 1.62	CARDINAL
fsr-3293	197	102	0.42	CARDINAL
fsr-3293	197	103	.001 1.95	CARDINAL
fsr-3293	197	104	0.31	CARDINAL
fsr-3293	197	105	.001	CARDINAL
fsr-3293	197	106	2.29	CARDINAL
fsr-3293	197	107	0.22	CARDINAL
fsr-3293	197	108	.001 1.81	CARDINAL
fsr-3293	197	109	0.44	CARDINAL
fsr-3293	197	110	2.28	CARDINAL
fsr-3293	197	111	0.34	CARDINAL
fsr-3293	197	112	.001	CARDINAL
fsr-3293	197	113	0.62	CARDINAL
fsr-3293	197	114	0.13	CARDINAL
fsr-3293	197	115	0.27	CARDINAL
fsr-3293	197	116	0.007 0.61	CARDINAL
fsr-3293	197	117	0.16	CARDINAL
fsr-3293	197	118	.001	CARDINAL
fsr-3293	197	119	0.16	CARDINAL
fsr-3293	197	120	0.04	CARDINAL
fsr-3293	197	121	.001	CARDINAL
fsr-3293	197	122	0.26	CARDINAL
fsr-3293	197	123	0.09	CARDINAL
fsr-3293	197	124	0.004	CARDINAL
fsr-3293	197	125	0.17	CARDINAL
fsr-3293	197	126	0.05	CARDINAL
fsr-3293	197	127	0.001	CARDINAL
fsr-3293	197	128	0.10	CARDINAL
fsr-3293	197	129	0.040 0.13	CARDINAL
fsr-3293	197	130	0.21	CARDINAL
fsr-3293	197	131	0.540	CARDINAL
fsr-3293	197	132	0.26	CARDINAL
fsr-3293	197	133	0.18	CARDINAL
fsr-3293	197	134	0.148	CARDINAL
fsr-3293	197	135	scf	PERSON
fsr-3293	198	1	0.18	CARDINAL
fsr-3293	198	2	0.015	CARDINAL
fsr-3293	198	3	0.38	CARDINAL
fsr-3293	198	4	0.202 �0.87	MONEY
fsr-3293	198	5	0.40	CARDINAL
fsr-3293	198	6	0.029	CARDINAL
fsr-3293	198	7	0.15	CARDINAL
fsr-3293	198	8	0.07	CARDINAL
fsr-3293	198	9	0.024	CARDINAL
fsr-3293	198	10	0.16	CARDINAL
fsr-3293	198	11	0.495 0.18	CARDINAL
fsr-3293	198	12	0.10	CARDINAL
fsr-3293	198	13	0.088	CARDINAL
fsr-3293	199	1	1.26	CARDINAL
fsr-3293	199	2	0.07	CARDINAL
fsr-3293	199	3	1.27	CARDINAL
fsr-3293	199	4	0.15	CARDINAL
fsr-3293	199	5	.001 1.38	CARDINAL
fsr-3293	199	6	0.10	CARDINAL
fsr-3293	199	7	$3,000 0.91	MONEY
fsr-3293	199	8	0.10	CARDINAL
fsr-3293	199	9	0.75	CARDINAL
fsr-3293	199	10	0.22	CARDINAL
fsr-3293	199	11	0.001 0.87	CARDINAL
fsr-3293	199	12	0.15	CARDINAL
fsr-3293	199	13	.001	CARDINAL
fsr-3293	199	14	0.11	CARDINAL
fsr-3293	199	15	.001	CARDINAL
fsr-3293	199	16	0.84	CARDINAL
fsr-3293	199	17	0.25	CARDINAL
fsr-3293	199	18	0.001	CARDINAL
fsr-3293	199	19	0.48	CARDINAL
fsr-3293	199	20	0.16	CARDINAL
fsr-3293	199	21	0.003	CARDINAL
fsr-3293	199	22	0.09	CARDINAL
fsr-3293	199	23	0.001	CARDINAL
fsr-3293	199	24	0.31	CARDINAL
fsr-3293	199	25	0.21	CARDINAL
fsr-3293	199	26	0.132	CARDINAL
fsr-3293	199	27	0.24	CARDINAL
fsr-3293	199	28	0.11	CARDINAL
fsr-3293	199	29	0.031	CARDINAL
fsr-3293	199	30	1.28	CARDINAL
fsr-3293	199	31	1.43	CARDINAL
fsr-3293	199	32	0.369	CARDINAL
fsr-3293	199	33	0.56	MONEY
fsr-3293	199	34	3.09	CARDINAL
fsr-3293	199	35	0.857 1.03	CARDINAL
fsr-3293	199	36	1.81	CARDINAL
fsr-3293	199	37	0.569	CARDINAL
fsr-3293	199	38	0.57	CARDINAL
fsr-3293	199	39	0.56	CARDINAL
fsr-3293	199	40	142.68	CARDINAL
fsr-3293	199	41	63.86	CARDINAL
fsr-3293	199	42	2013	DATE
fsr-3293	200	1	greater than zero	CARDINAL
fsr-3293	201	1	12	CARDINAL
fsr-3293	201	2	d.r. lawson	PERSON
fsr-3293	201	3	heckman	PERSON
fsr-3293	201	4	26	CARDINAL
fsr-3293	201	5	2017	CARDINAL
fsr-3293	201	6	3.2.3	CARDINAL
fsr-3293	202	1	rle	ORG
fsr-3293	202	2	0.01	CARDINAL
fsr-3293	202	3	0.00	CARDINAL
fsr-3293	202	4	0.05	CARDINAL
fsr-3293	202	5	1.01	CARDINAL
fsr-3293	204	1	hispanics	NORP
fsr-3293	205	1	3,000	MONEY
fsr-3293	205	2	less than one year	DATE
fsr-3293	205	3	two to nine years	DATE
fsr-3293	207	1	rle	ORG
fsr-3293	208	1	one year	DATE
fsr-3293	208	2	about 12%	PERCENT
fsr-3293	208	3	3	CARDINAL
fsr-3293	208	4	those more than 10 years	DATE
fsr-3293	208	5	0–10 years 11� years	DATE
fsr-3293	211	1	0.01	CARDINAL
fsr-3293	211	2	0.01	CARDINAL
fsr-3293	211	3	0.338	CARDINAL
fsr-3293	211	4	0.01	CARDINAL
fsr-3293	211	5	0.01	CARDINAL
fsr-3293	211	6	0.399	CARDINAL
fsr-3293	211	7	0.01	CARDINAL
fsr-3293	211	8	0.01	CARDINAL
fsr-3293	211	9	0.469	CARDINAL
fsr-3293	211	10	0.00	CARDINAL
fsr-3293	211	11	0.01	CARDINAL
fsr-3293	211	12	0.627	CARDINAL
fsr-3293	211	13	0.04	CARDINAL
fsr-3293	211	14	0.06	CARDINAL
fsr-3293	211	15	0.529 0.01	CARDINAL
fsr-3293	211	16	0.02	CARDINAL
fsr-3293	211	17	0.410	CARDINAL
fsr-3293	211	18	0.73	CARDINAL
fsr-3293	211	19	0.14	CARDINAL
fsr-3293	211	20	0.43	CARDINAL
fsr-3293	211	21	0.329 0.52	CARDINAL
fsr-3293	211	22	0.23	CARDINAL
fsr-3293	211	23	0.024	CARDINAL
fsr-3293	211	24	0.14	CARDINAL
fsr-3293	211	25	0.455	CARDINAL
fsr-3293	211	26	0.48	CARDINAL
fsr-3293	211	27	0.29	CARDINAL
fsr-3293	211	28	0.103 0.10	CARDINAL
fsr-3293	211	29	0.22	CARDINAL
fsr-3293	211	30	0.653	CARDINAL
fsr-3293	211	31	0.24	CARDINAL
fsr-3293	211	32	0.19	CARDINAL
fsr-3293	211	33	0.56	MONEY
fsr-3293	211	34	0.43	CARDINAL
fsr-3293	211	35	0.197	CARDINAL
fsr-3293	211	36	0.30	CARDINAL
fsr-3293	211	37	0.25	CARDINAL
fsr-3293	211	38	0.228	CARDINAL
fsr-3293	211	39	0.93	CARDINAL
fsr-3293	211	40	0.19	CARDINAL
fsr-3293	211	41	.001	CARDINAL
fsr-3293	211	42	0.22	CARDINAL
fsr-3293	211	43	0.41	CARDINAL
fsr-3293	211	44	0.596	CARDINAL
fsr-3293	211	45	0.99	CARDINAL
fsr-3293	211	46	0.39	CARDINAL
fsr-3293	211	47	0.010	CARDINAL
fsr-3293	211	48	0.22	CARDINAL
fsr-3293	211	49	0.056	CARDINAL
fsr-3293	211	50	0.94	CARDINAL
fsr-3293	211	51	0.40	CARDINAL
fsr-3293	211	52	0.021	CARDINAL
fsr-3293	211	53	0.01	CARDINAL
fsr-3293	211	54	0.28	CARDINAL
fsr-3293	211	55	0.969	CARDINAL
fsr-3293	211	56	0.34	CARDINAL
fsr-3293	211	57	0.21	CARDINAL
fsr-3293	211	58	0.116 0.93	CARDINAL
fsr-3293	211	59	0.72	CARDINAL
fsr-3293	211	60	0.193 0.50	CARDINAL
fsr-3293	211	61	0.33	CARDINAL
fsr-3293	211	62	0.134	CARDINAL
fsr-3293	211	63	0.22	CARDINAL
fsr-3293	211	64	0.24	CARDINAL
fsr-3293	211	65	0.370 1.56	CARDINAL
fsr-3293	211	66	0.47	CARDINAL
fsr-3293	211	67	0.001	CARDINAL
fsr-3293	211	68	0.46	CARDINAL
fsr-3293	211	69	0.35	CARDINAL
fsr-3293	211	70	0.199 hispanic 0.73	MONEY
fsr-3293	211	71	0.24	CARDINAL
fsr-3293	211	72	0.003 0.32	CARDINAL
fsr-3293	211	73	0.83	CARDINAL
fsr-3293	211	74	0.25	MONEY
fsr-3293	211	75	0.37	CARDINAL
fsr-3293	211	76	0.506	CARDINAL
fsr-3293	211	77	0.92	CARDINAL
fsr-3293	211	78	0.33	CARDINAL
fsr-3293	211	79	0.005 0.87	CARDINAL
fsr-3293	211	80	0.73	CARDINAL
fsr-3293	211	81	0.232	CARDINAL
fsr-3293	211	82	1.24	CARDINAL
fsr-3293	211	83	0.45	CARDINAL
fsr-3293	211	84	0.006	CARDINAL
fsr-3293	211	85	0.80	CARDINAL
fsr-3293	211	86	0.29	CARDINAL
fsr-3293	211	87	0.006	CARDINAL
fsr-3293	211	88	0.16	CARDINAL
fsr-3293	211	89	0.66	CARDINAL
fsr-3293	211	90	0.806 1.02	CARDINAL
fsr-3293	211	91	0.40	CARDINAL
fsr-3293	211	92	0.010	CARDINAL
fsr-3293	211	93	1.44	CARDINAL
fsr-3293	211	94	0.31	CARDINAL
fsr-3293	211	95	0.59	CARDINAL
fsr-3293	211	96	0.158 1.46	CARDINAL
fsr-3293	211	97	0.41	CARDINAL
fsr-3293	211	98	.001	CARDINAL
fsr-3293	211	99	1.24	CARDINAL
fsr-3293	211	100	0.34	CARDINAL
fsr-3293	211	101	.001	CARDINAL
fsr-3293	211	102	0.14	CARDINAL
fsr-3293	211	103	0.66	CARDINAL
fsr-3293	211	104	0.833 1.20	CARDINAL
fsr-3293	211	105	0.45	CARDINAL
fsr-3293	211	106	0.007	CARDINAL
fsr-3293	211	107	0.70	CARDINAL
fsr-3293	211	108	0.36	CARDINAL
fsr-3293	211	109	0.056	CARDINAL
fsr-3293	211	110	0.30	CARDINAL
fsr-3293	211	111	0.72	CARDINAL
fsr-3293	211	112	0.680 0.99	CARDINAL
fsr-3293	211	113	0.50	CARDINAL
fsr-3293	211	114	0.048	CARDINAL
fsr-3293	211	115	0.07	CARDINAL
fsr-3293	211	116	0.07	CARDINAL
fsr-3293	211	117	0.316	CARDINAL
fsr-3293	211	118	0.53	CARDINAL
fsr-3293	211	119	0.18	CARDINAL
fsr-3293	211	120	0.004 0.03	CARDINAL
fsr-3293	211	121	0.09	CARDINAL
fsr-3293	211	122	0.783	CARDINAL
fsr-3293	211	123	0.06	CARDINAL
fsr-3293	211	124	0.06	CARDINAL
fsr-3293	211	125	0.324	CARDINAL
fsr-3293	211	126	0.04	CARDINAL
fsr-3293	211	127	0.19	CARDINAL
fsr-3293	211	128	0.840	CARDINAL
fsr-3293	211	129	0.06	CARDINAL
fsr-3293	211	130	0.09	CARDINAL
fsr-3293	211	131	0.483	CARDINAL
fsr-3293	211	132	0.58	CARDINAL
fsr-3293	211	133	0.17	CARDINAL
fsr-3293	211	134	0.001	CARDINAL
fsr-3293	211	135	1.02	CARDINAL
fsr-3293	211	136	0.46	CARDINAL
fsr-3293	211	137	0.027	CARDINAL
fsr-3293	211	138	0.33	CARDINAL
fsr-3293	211	139	0.28	CARDINAL
fsr-3293	211	140	0.234	CARDINAL
fsr-3293	211	141	scf	PERSON
fsr-3293	212	1	0.36	CARDINAL
fsr-3293	212	2	0.25	CARDINAL
fsr-3293	212	3	0.157	CARDINAL
fsr-3293	212	4	0.79	CARDINAL
fsr-3293	212	5	0.075 0.13	CARDINAL
fsr-3293	212	6	0.44	CARDINAL
fsr-3293	212	7	0.761	CARDINAL
fsr-3293	212	8	0.06	CARDINAL
fsr-3293	212	9	0.14	CARDINAL
fsr-3293	212	10	0.691 0.07	CARDINAL
fsr-3293	212	11	0.33	CARDINAL
fsr-3293	212	12	0.839 �0.12	MONEY
fsr-3293	212	13	0.24	CARDINAL
fsr-3293	212	14	0.605	CARDINAL
fsr-3293	212	15	0.46	CARDINAL
fsr-3293	212	16	0.14	CARDINAL
fsr-3293	212	17	0.002 0.92	CARDINAL
fsr-3293	212	18	0.34	CARDINAL
fsr-3293	212	19	0.006 0.57	CARDINAL
fsr-3293	212	20	0.21	CARDINAL
fsr-3293	212	21	0.007	CARDINAL
fsr-3293	212	22	$3,000 0.27	MONEY
fsr-3293	212	23	0.15	CARDINAL
fsr-3293	212	24	0.074 0.82	CARDINAL
fsr-3293	212	25	0.33	CARDINAL
fsr-3293	212	26	0.013 0.51	CARDINAL
fsr-3293	212	27	0.25	CARDINAL
fsr-3293	212	28	0.039	CARDINAL
fsr-3293	212	29	0.99	CARDINAL
fsr-3293	212	30	0.21	CARDINAL
fsr-3293	212	31	0.51	CARDINAL
fsr-3293	212	32	0.015 0.65	CARDINAL
fsr-3293	212	33	0.38	CARDINAL
fsr-3293	212	34	0.087	CARDINAL
fsr-3293	212	35	0.59	CARDINAL
fsr-3293	212	36	0.18	CARDINAL
fsr-3293	212	37	0.001 0.52	CARDINAL
fsr-3293	212	38	0.45	CARDINAL
fsr-3293	212	39	0.253 0.69	CARDINAL
fsr-3293	212	40	0.36	CARDINAL
fsr-3293	212	41	0.054	CARDINAL
fsr-3293	212	42	0.78	CARDINAL
fsr-3293	212	43	0.86	CARDINAL
fsr-3293	212	44	0.364 8.24	CARDINAL
fsr-3293	212	45	2.11	CARDINAL
fsr-3293	212	46	1.26	CARDINAL
fsr-3293	212	47	0.447	CARDINAL
fsr-3293	212	48	0.05	CARDINAL
fsr-3293	212	49	0.04	CARDINAL
fsr-3293	212	50	5.39	CARDINAL
fsr-3293	212	51	2.06	CARDINAL
fsr-3293	212	52	2013	DATE
fsr-3293	213	1	greater than zero	CARDINAL
fsr-3293	214	1	13d.r	CARDINAL
fsr-3293	215	1	lawson	PERSON
fsr-3293	215	2	heckman	PERSON
fsr-3293	215	3	26	CARDINAL
fsr-3293	215	4	2017	CARDINAL
fsr-3293	215	5	0.03	CARDINAL
fsr-3293	215	6	0.001	CARDINAL
fsr-3293	216	1	rle	ORG
fsr-3293	217	1	4.	CARDINAL
fsr-3293	218	1	4	CARDINAL
fsr-3293	218	2	those more than 10 years	DATE
fsr-3293	218	3	0–10 years 11� years	DATE
fsr-3293	221	1	0.01	CARDINAL
fsr-3293	221	2	0.00	CARDINAL
fsr-3293	221	3	0.014 1.01	CARDINAL
fsr-3293	221	4	0.02	CARDINAL
fsr-3293	221	5	0.01	CARDINAL
fsr-3293	221	6	0.054 0.98 0.01	MONEY
fsr-3293	221	7	0.01	CARDINAL
fsr-3293	221	8	0.045 1.01	CARDINAL
fsr-3293	221	9	0.01	CARDINAL
fsr-3293	221	10	0.00	CARDINAL
fsr-3293	221	11	0.159 1.01	CARDINAL
fsr-3293	221	12	0.03	CARDINAL
fsr-3293	221	13	.001 0.88	CARDINAL
fsr-3293	221	14	0.02	CARDINAL
fsr-3293	221	15	0.01	CARDINAL
fsr-3293	221	16	0.98	MONEY
fsr-3293	221	17	0.10	CARDINAL
fsr-3293	221	18	0.10	CARDINAL
fsr-3293	221	19	0.344 1.10 0.46	MONEY
fsr-3293	221	20	0.29	CARDINAL
fsr-3293	221	21	0.120 1.58 �0.11	QUANTITY
fsr-3293	221	22	0.16	CARDINAL
fsr-3293	221	23	0.480 0.89	CARDINAL
fsr-3293	221	24	0.19	CARDINAL
fsr-3293	221	25	0.08	CARDINAL
fsr-3293	221	26	0.015 1.21	CARDINAL
fsr-3293	221	27	0.01	CARDINAL
fsr-3293	221	28	0.24	CARDINAL
fsr-3293	221	29	0.959 0.99 0.02	MONEY
fsr-3293	221	30	0.13	CARDINAL
fsr-3293	221	31	0.894 1.02	CARDINAL
fsr-3293	221	32	0.14	CARDINAL
fsr-3293	221	33	0.12	CARDINAL
fsr-3293	221	34	0.255 0.87 0.29	MONEY
fsr-3293	221	35	0.33	CARDINAL
fsr-3293	221	36	0.392	CARDINAL
fsr-3293	221	37	1.33	MONEY
fsr-3293	221	38	0.03	CARDINAL
fsr-3293	221	39	0.16	CARDINAL
fsr-3293	221	40	0.840 0.97	CARDINAL
fsr-3293	221	41	0.37	CARDINAL
fsr-3293	221	42	0.16	CARDINAL
fsr-3293	221	43	0.017 1.45 1.33	CARDINAL
fsr-3293	221	44	0.48	CARDINAL
fsr-3293	221	45	0.006 3.77 0.10	MONEY
fsr-3293	221	46	0.23	CARDINAL
fsr-3293	221	47	0.676 1.10	CARDINAL
fsr-3293	221	48	0.13	CARDINAL
fsr-3293	221	49	0.328 0.88 0.07	MONEY
fsr-3293	221	50	0.35	CARDINAL
fsr-3293	221	51	0.848 1.07 �0.34	QUANTITY
fsr-3293	221	52	0.17	CARDINAL
fsr-3293	221	53	0.043 0.71	CARDINAL
fsr-3293	221	54	0.28	CARDINAL
fsr-3293	221	55	0.13	CARDINAL
fsr-3293	221	56	0.030 1.32 0.92	MONEY
fsr-3293	221	57	0.66	CARDINAL
fsr-3293	221	58	0.161 2.50 0.16	MONEY
fsr-3293	221	59	0.18	CARDINAL
fsr-3293	221	60	0.379 1.17	CARDINAL
fsr-3293	221	61	0.12	CARDINAL
fsr-3293	221	62	0.302 0.88 �0.27	QUANTITY
fsr-3293	221	63	0.34	CARDINAL
fsr-3293	221	64	0.430 0.77 0.01	MONEY
fsr-3293	221	65	0.18	CARDINAL
fsr-3293	221	66	0.947 1.01	CARDINAL
fsr-3293	221	67	hispanic	NORP
fsr-3293	221	68	0.11	CARDINAL
fsr-3293	221	69	0.002 0.71 �0.26	QUANTITY
fsr-3293	221	70	0.45	CARDINAL
fsr-3293	221	71	0.558 0.77 �0.45	QUANTITY
fsr-3293	221	72	0.19	CARDINAL
fsr-3293	221	73	0.018 0.64	CARDINAL
fsr-3293	221	74	0.04	CARDINAL
fsr-3293	221	75	0.18	CARDINAL
fsr-3293	221	76	0.818 1.04	CARDINAL
fsr-3293	221	77	0.40	CARDINAL
fsr-3293	221	78	0.027 0.41 0.35	MONEY
fsr-3293	221	79	0.26	CARDINAL
fsr-3293	221	80	0.177 1.42	CARDINAL
fsr-3293	221	81	0.18	CARDINAL
fsr-3293	221	82	0.622 0.92 0.47	MONEY
fsr-3293	221	83	0.47	CARDINAL
fsr-3293	221	84	0.318 1.59	QUANTITY
fsr-3293	221	85	0.33	CARDINAL
fsr-3293	221	86	0.76	MONEY
fsr-3293	221	87	0.11	CARDINAL
fsr-3293	221	88	0.21	CARDINAL
fsr-3293	221	89	0.607 0.90 0.50	MONEY
fsr-3293	221	90	0.47	CARDINAL
fsr-3293	221	91	0.287	CARDINAL
fsr-3293	221	92	1.64	MONEY
fsr-3293	221	93	0.41	CARDINAL
fsr-3293	221	94	0.37	CARDINAL
fsr-3293	221	95	0.272 0.67	CARDINAL
fsr-3293	221	96	0.34	CARDINAL
fsr-3293	221	97	0.21	CARDINAL
fsr-3293	221	98	0.110 1.40 1.34	MONEY
fsr-3293	221	99	0.52	CARDINAL
fsr-3293	221	100	0.010 3.84 0.08	MONEY
fsr-3293	221	101	0.38	CARDINAL
fsr-3293	221	102	0.827 1.09	CARDINAL
fsr-3293	221	103	0.27	CARDINAL
fsr-3293	221	104	0.22	CARDINAL
fsr-3293	221	105	0.220 1.31 1.00	MONEY
fsr-3293	221	106	0.55	CARDINAL
fsr-3293	221	107	0.067 2.72 0.37	MONEY
fsr-3293	221	108	0.40	CARDINAL
fsr-3293	221	109	0.360	CARDINAL
fsr-3293	221	110	1.45	MONEY
fsr-3293	221	111	0.48	CARDINAL
fsr-3293	221	112	0.09	CARDINAL
fsr-3293	221	113	.001 1.61 0.65	MONEY
fsr-3293	221	114	0.19	CARDINAL
fsr-3293	221	115	0.001 1.91 0.55	MONEY
fsr-3293	221	116	0.13	CARDINAL
fsr-3293	221	117	1.73	CARDINAL
fsr-3293	221	118	0.04	CARDINAL
fsr-3293	221	119	0.01	CARDINAL
fsr-3293	221	120	.001 1.04 0.02	MONEY
fsr-3293	221	121	0.03	CARDINAL
fsr-3293	221	122	0.513 1.02 0.05	MONEY
fsr-3293	221	123	0.02	CARDINAL
fsr-3293	221	124	0.004 1.05	CARDINAL
fsr-3293	221	125	0.20	CARDINAL
fsr-3293	221	126	0.03	CARDINAL
fsr-3293	221	127	0.27	CARDINAL
fsr-3293	221	128	0.12	CARDINAL
fsr-3293	221	129	0.026 0.77	QUANTITY
fsr-3293	221	130	0.05	CARDINAL
fsr-3293	221	131	.001 0.81	CARDINAL
fsr-3293	221	132	0.12	CARDINAL
fsr-3293	221	133	0.010 0.74	QUANTITY
fsr-3293	221	134	0.56	CARDINAL
fsr-3293	221	135	0.31	CARDINAL
fsr-3293	221	136	0.067 0.57	CARDINAL
fsr-3293	221	137	0.56	CARDINAL
fsr-3293	221	138	0.20	CARDINAL
fsr-3293	221	139	0.005 0.57	CARDINAL
fsr-3293	221	140	scf	PERSON
fsr-3293	222	1	0.22	CARDINAL
fsr-3293	222	2	0.16	CARDINAL
fsr-3293	222	3	0.81	CARDINAL
fsr-3293	222	4	0.02	CARDINAL
fsr-3293	222	5	0.52	CARDINAL
fsr-3293	222	6	0.962 0.98	CARDINAL
fsr-3293	222	7	0.29	CARDINAL
fsr-3293	222	8	0.952 0.98	CARDINAL
fsr-3293	222	9	0.07	CARDINAL
fsr-3293	222	10	0.08	CARDINAL
fsr-3293	222	11	0.22	CARDINAL
fsr-3293	222	12	0.22	CARDINAL
fsr-3293	222	13	0.319 0.80	CARDINAL
fsr-3293	222	14	0.03	CARDINAL
fsr-3293	222	15	0.13	CARDINAL
fsr-3293	222	16	0.794 0.97	CARDINAL
fsr-3293	222	17	0.14	CARDINAL
fsr-3293	222	18	0.09	CARDINAL
fsr-3293	222	19	0.111 1.15	CARDINAL
fsr-3293	222	20	0.23	CARDINAL
fsr-3293	222	21	0.21	CARDINAL
fsr-3293	222	22	0.268 0.79 0.37	MONEY
fsr-3293	222	23	0.12	CARDINAL
fsr-3293	222	24	0.002 1.45	CARDINAL
fsr-3293	222	25	$3,000 0.27	MONEY
fsr-3293	222	26	0.10	CARDINAL
fsr-3293	222	27	0.008 1.31 0.13	MONEY
fsr-3293	222	28	0.26	CARDINAL
fsr-3293	222	29	0.621 1.14 0.16	MONEY
fsr-3293	222	30	0.17	CARDINAL
fsr-3293	222	31	0.351 1.17	CARDINAL
fsr-3293	222	32	0.67	CARDINAL
fsr-3293	222	33	0.15	CARDINAL
fsr-3293	222	34	1.17	CARDINAL
fsr-3293	222	35	0.45	CARDINAL
fsr-3293	222	36	0.010 0.31	QUANTITY
fsr-3293	222	37	0.53	CARDINAL
fsr-3293	222	38	0.22	CARDINAL
fsr-3293	222	39	0.016 0.59	CARDINAL
fsr-3293	222	40	0.14	CARDINAL
fsr-3293	222	41	0.001 0.63	QUANTITY
fsr-3293	222	42	0.99	CARDINAL
fsr-3293	222	43	0.37	CARDINAL
fsr-3293	222	44	0.008 0.37	QUANTITY
fsr-3293	222	45	0.21	CARDINAL
fsr-3293	222	46	0.152 0.74	CARDINAL
fsr-3293	222	47	0.62	CARDINAL
fsr-3293	222	48	0.07	CARDINAL
fsr-3293	222	49	.001 0.54	CARDINAL
fsr-3293	222	50	1.13	CARDINAL
fsr-3293	222	51	0.18	CARDINAL
fsr-3293	222	52	0.64	CARDINAL
fsr-3293	222	53	0.11	CARDINAL
fsr-3293	222	54	4.80	CARDINAL
fsr-3293	222	55	1.01	CARDINAL
fsr-3293	222	56	4.77	CARDINAL
fsr-3293	222	57	2.25	CARDINAL
fsr-3293	222	58	0.034 0.01	CARDINAL
fsr-3293	222	59	5.06	CARDINAL
fsr-3293	222	60	1.33	CARDINAL
fsr-3293	222	61	0.14 0.21 0.17	QUANTITY
fsr-3293	222	62	473.51	CARDINAL
fsr-3293	222	63	277.85	CARDINAL
fsr-3293	222	64	2013	DATE
fsr-3293	223	1	greater than zero	CARDINAL
fsr-3293	224	1	14	CARDINAL
fsr-3293	224	2	lawson	PERSON
fsr-3293	224	3	heckman	PERSON
fsr-3293	224	4	26	CARDINAL
fsr-3293	224	5	2017	CARDINAL
fsr-3293	226	1	rle	ORG
fsr-3293	228	1	rle	ORG
fsr-3293	231	1	today	DATE
fsr-3293	232	1	rle	ORG
fsr-3293	232	2	u.s.	GPE
fsr-3293	232	3	aegon	GPE
fsr-3293	232	4	2016	DATE
fsr-3293	232	5	kim & hanna	ORG
fsr-3293	232	6	2015b	DATE
fsr-3293	232	7	yuh, montalto,	ORG
fsr-3293	232	8	& hanna	ORG
fsr-3293	232	9	1998	DATE
fsr-3293	233	1	rle	ORG
fsr-3293	234	1	rle	ORG
fsr-3293	235	1	rle	ORG
fsr-3293	235	2	more than a decade from now	DATE
fsr-3293	237	1	4.1	CARDINAL
fsr-3293	239	1	last year	DATE
fsr-3293	240	1	30s	DATE
fsr-3293	240	2	40s	DATE
fsr-3293	240	3	50s	DATE
fsr-3293	240	4	early 60s	DATE
fsr-3293	241	1	40 years of age	DATE
fsr-3293	241	2	10	CARDINAL
fsr-3293	241	3	55-year old	DATE
fsr-3293	241	4	10	CARDINAL
fsr-3293	242	1	15d.r	CARDINAL
fsr-3293	242	2	lawson	PERSON
fsr-3293	242	3	heckman	PERSON
fsr-3293	242	4	26	CARDINAL
fsr-3293	242	5	2017	CARDINAL
fsr-3293	242	6	4.2	CARDINAL
fsr-3293	249	1	second	ORDINAL
fsr-3293	250	1	401(k)s	DATE
fsr-3293	251	1	laibson, & madrian	ORG
fsr-3293	251	2	2009	DATE
fsr-3293	251	3	thaler & benartzi	ORG
fsr-3293	251	4	2004	DATE
fsr-3293	252	1	the united states	GPE
fsr-3293	254	1	aegon	GPE
fsr-3293	254	2	2016	CARDINAL
fsr-3293	254	3	three-quarters	CARDINAL
fsr-3293	254	4	76%	PERCENT
fsr-3293	259	1	1	CARDINAL
fsr-3293	259	2	80%	PERCENT
fsr-3293	259	3	68,988	MONEY
fsr-3293	259	4	55,190	MONEY
fsr-3293	259	5	annual	DATE
fsr-3293	260	1	16	CARDINAL
fsr-3293	260	2	lawson	PERSON
fsr-3293	260	3	heckman	PERSON
fsr-3293	260	4	26	CARDINAL
fsr-3293	260	5	2017	CARDINAL
fsr-3293	260	6	1–18	CARDINAL
fsr-3293	260	7	224,950	MONEY
fsr-3293	260	8	24.5%	PERCENT
fsr-3293	260	9	annual	DATE
fsr-3293	260	10	55,190/$224,950	MONEY
fsr-3293	261	1	approximately $1 million	MONEY
fsr-3293	261	2	5.5%	PERCENT
fsr-3293	261	3	annual	DATE
fsr-3293	261	4	$1m*.055 � $	MONEY
fsr-3293	261	5	55,000	MONEY
fsr-3293	263	1	2	CARDINAL
fsr-3293	265	1	aegon	GPE
fsr-3293	266	1	2016	CARDINAL
fsr-3293	267	1	aegon	GPE
fsr-3293	267	2	2016	CARDINAL
fsr-3293	267	3	united states country	ORG
fsr-3293	268	1	aegon	GPE
fsr-3293	268	2	aegon	GPE
fsr-3293	268	3	-survey/2016-aegon	PERSON
fsr-3293	269	1	ando, a., & modigliani	ORG
fsr-3293	269	2	f.	PERSON
fsr-3293	269	3	1963	DATE
fsr-3293	271	1	american	NORP
fsr-3293	271	2	53	DATE
fsr-3293	272	1	beshears	PERSON
fsr-3293	272	2	j.	PERSON
fsr-3293	272	3	j. j.	PERSON
fsr-3293	272	4	laibson	GPE
fsr-3293	272	5	d., & madrian	ORG
fsr-3293	272	6	b. c.	PERSON
fsr-3293	272	7	2009	DATE
fsr-3293	273	1	the united states	GPE
fsr-3293	274	1	j. r. brown	PERSON
fsr-3293	274	2	j. b. liebman	PERSON
fsr-3293	274	3	d. a.	PERSON
fsr-3293	275	1	167–195	CARDINAL
fsr-3293	276	1	chicago	GPE
fsr-3293	276	2	il: university of chicago	ORG
fsr-3293	277	1	d. e.	PERSON
fsr-3293	277	2	d., & graham	ORG
fsr-3293	277	3	b.	PERSON
fsr-3293	277	4	2003	DATE
fsr-3293	279	1	scandinavian journal of economics	ORG
fsr-3293	279	2	105	CARDINAL
fsr-3293	279	3	319–338	CARDINAL
fsr-3293	279	4	d. e.	PERSON
fsr-3293	279	5	m. (	PERSON
fsr-3293	279	6	2004	DATE
fsr-3293	281	1	d. e.	PERSON
fsr-3293	281	2	canning d.	PERSON
fsr-3293	281	3	moore	ORG
fsr-3293	281	4	m., & song	ORG
fsr-3293	281	5	2006	DATE
fsr-3293	282	1	the united states	GPE
fsr-3293	283	1	cambridge	GPE
fsr-3293	283	2	ma: national bureau of economic research	ORG
fsr-3293	284	1	deaton, a., & paxson	ORG
fsr-3293	284	2	2000	DATE
fsr-3293	285	1	taiwan	GPE
fsr-3293	286	1	26	CARDINAL
fsr-3293	286	2	141–173	CARDINAL
fsr-3293	287	1	t. e.	PERSON
fsr-3293	287	2	2007	DATE
fsr-3293	289	1	2007–159	CARDINAL
fsr-3293	289	2	university of michigan	ORG
fsr-3293	289	3	michigan	GPE
fsr-3293	290	1	gupta	GPE
fsr-3293	290	2	a., & li	ORG
fsr-3293	290	3	z.	PERSON
fsr-3293	290	4	2013	DATE
fsr-3293	292	1	34	CARDINAL
fsr-3293	292	2	447–459	CARDINAL
fsr-3293	293	1	1985	DATE
fsr-3293	295	1	quarterly	DATE
fsr-3293	295	2	100	CARDINAL
fsr-3293	295	3	389–408	CARDINAL
fsr-3293	296	1	hurd	PERSON
fsr-3293	296	2	m. d.	PERSON
fsr-3293	296	3	k. (	PERSON
fsr-3293	296	4	2002	DATE
fsr-3293	298	1	112	CARDINAL
fsr-3293	298	2	966–985	CARDINAL
fsr-3293	299	1	kim	PERSON
fsr-3293	299	2	k. t.	PERSON
fsr-3293	299	3	& hanna	ORG
fsr-3293	299	4	s. d.	PERSON
fsr-3293	299	5	2015	CARDINAL
fsr-3293	301	1	14	DATE
fsr-3293	301	2	9–20	CARDINAL
fsr-3293	302	1	kim	PERSON
fsr-3293	302	2	k. t.	PERSON
fsr-3293	302	3	& hanna	ORG
fsr-3293	302	4	s. d.	PERSON
fsr-3293	302	5	2015	CARDINAL
fsr-3293	303	1	u.s.	GPE
fsr-3293	304	1	24	CARDINAL
fsr-3293	304	2	139–155	DATE
fsr-3293	305	1	kim	PERSON
fsr-3293	305	2	k. t.	PERSON
fsr-3293	305	3	hanna	ORG
fsr-3293	305	4	s. d.	PERSON
fsr-3293	305	5	& chen	PERSON
fsr-3293	305	6	2014	DATE
fsr-3293	307	1	13	CARDINAL
fsr-3293	307	2	52–64	CARDINAL
fsr-3293	308	1	s.	GPE
fsr-3293	308	2	hanna	GPE
fsr-3293	308	3	s. d., & bi	PERSON
fsr-3293	308	4	2007	DATE
fsr-3293	310	1	41	CARDINAL
fsr-3293	310	2	195–222	DATE
fsr-3293	311	1	17d.r	CARDINAL
fsr-3293	312	1	lawson	PERSON
fsr-3293	312	2	heckman	PERSON
fsr-3293	312	3	26	CARDINAL
fsr-3293	312	4	2017	CARDINAL
fsr-3293	312	5	modigliani	ORG
fsr-3293	312	6	f., & brumberg	ORG
fsr-3293	312	7	r.	PERSON
fsr-3293	312	8	1954	DATE
fsr-3293	314	1	franco modigliani	PERSON
fsr-3293	314	2	6	CARDINAL
fsr-3293	315	1	cambridge	GPE
fsr-3293	315	2	montalto	PERSON
fsr-3293	315	3	c. p.	PERSON
fsr-3293	315	4	& hanna	ORG
fsr-3293	315	5	s.	PERSON
fsr-3293	315	6	2000	DATE
fsr-3293	317	1	9	CARDINAL
fsr-3293	317	2	montalto	PERSON
fsr-3293	317	3	c. p.,	PERSON
fsr-3293	317	4	1996	DATE
fsr-3293	318	1	1992	DATE
fsr-3293	319	1	7	CARDINAL
fsr-3293	319	2	133–141	CARDINAL
fsr-3293	320	1	nielsen	ORG
fsr-3293	320	2	r. b.	PERSON
fsr-3293	320	3	2015	DATE
fsr-3293	323	1	university of georgia	ORG
fsr-3293	323	2	athens	GPE
fsr-3293	323	3	ga	ORG
fsr-3293	323	4	nielsen	PERSON
fsr-3293	323	5	r. b.	PERSON
fsr-3293	323	6	m. c.	PERSON
fsr-3293	323	7	2014	DATE
fsr-3293	325	1	48	DATE
fsr-3293	325	2	603–619	CARDINAL
fsr-3293	326	1	doi:10.1111	ORG
fsr-3293	326	2	shefrin	GPE
fsr-3293	326	3	h. m.	PERSON
fsr-3293	326	4	r. h.	PERSON
fsr-3293	326	5	1988	DATE
fsr-3293	328	1	26	CARDINAL
fsr-3293	328	2	609–643	CARDINAL
fsr-3293	329	1	s. h., & hanna	ORG
fsr-3293	329	2	s. d.	PERSON
fsr-3293	329	3	2016	CARDINAL
fsr-3293	331	1	1–15	CARDINAL
fsr-3293	332	1	doi:10.1111	ORG
fsr-3293	333	1	c., & spira	ORG
fsr-3293	333	2	s. m.	PERSON
fsr-3293	333	3	2015	DATE
fsr-3293	335	1	116	CARDINAL
fsr-3293	335	2	94–106	CARDINAL
fsr-3293	335	3	2016	CARDINAL
fsr-3293	336	1	the united states	GPE
fsr-3293	336	2	2011	DATE
fsr-3293	336	3	2018	DATE
fsr-3293	336	4	u.s.	GPE
fsr-3293	337	1	thaler	PERSON
fsr-3293	337	2	r. h. & benartzi	ORG
fsr-3293	337	3	s.	PERSON
fsr-3293	337	4	2004	DATE
fsr-3293	338	1	tomorrow	DATE
fsr-3293	339	1	112	CARDINAL
fsr-3293	339	2	s164	GPE
fsr-3293	339	3	s187	DATE
fsr-3293	340	1	tsai	PERSON
fsr-3293	340	2	chu	GPE
fsr-3293	340	3	c. y. c.	PERSON
fsr-3293	340	4	c-f. (	PERSON
fsr-3293	340	5	2000	DATE
fsr-3293	341	1	taiwan	GPE
fsr-3293	342	1	26	CARDINAL
fsr-3293	342	2	174–193	CARDINAL
fsr-3293	343	1	tversky, a., & kahneman	ORG
fsr-3293	343	2	1974	DATE
fsr-3293	345	1	185	CARDINAL
fsr-3293	345	2	1124–1131	DATE
fsr-3293	346	1	yuh	PERSON
fsr-3293	346	2	& hanna	ORG
fsr-3293	346	3	s. d.	PERSON
fsr-3293	346	4	2010	DATE
fsr-3293	348	1	44	DATE
fsr-3293	349	1	yuh	PERSON
fsr-3293	349	2	montalto	PERSON
fsr-3293	349	3	c. p.	PERSON
fsr-3293	349	4	& hanna	ORG
fsr-3293	349	5	s. d.	PERSON
fsr-3293	349	6	1998	DATE
fsr-3293	350	1	americans	NORP
fsr-3293	351	1	9	CARDINAL
fsr-3293	351	2	1–13	CARDINAL
fsr-3293	352	1	18	CARDINAL
fsr-3293	352	2	lawson	PERSON
fsr-3293	352	3	heckman	PERSON
fsr-3293	352	4	26	CARDINAL
fsr-3293	352	5	2017	CARDINAL
fsr-3293	352	6	1–18	CARDINAL