id	sid	eid	entity	type
fsr-3294	1	1	2007–2009	CARDINAL
fsr-3294	1	2	ph.d.a	ORG
fsr-3294	1	3	ph.d.b	ORG
fsr-3294	1	4	heejung park	GPE
fsr-3294	1	5	m.s.c	ORG
fsr-3294	1	6	lance palmer	PERSON
fsr-3294	1	7	ph.d	ORG
fsr-3294	1	8	cfpd aclark atlanta university	ORG
fsr-3294	1	9	223	CARDINAL
fsr-3294	1	10	james p. brawley drive	PERSON
fsr-3294	1	11	atlanta	GPE
fsr-3294	1	12	ga 30314,	ORG
fsr-3294	1	13	usa bsouth dakota state university	ORG
fsr-3294	1	14	2275a	DATE
fsr-3294	1	15	151	CARDINAL
fsr-3294	1	16	brookings	PERSON
fsr-3294	1	17	57007-0295	DATE
fsr-3294	1	18	usa cuniversity	GPE
fsr-3294	1	19	wyoming	GPE
fsr-3294	1	20	3275	CARDINAL
fsr-3294	1	21	1000	CARDINAL
fsr-3294	1	22	avenue	GPE
fsr-3294	1	23	laramie	GPE
fsr-3294	1	24	wy 82071	GPE
fsr-3294	1	25	georgia	GPE
fsr-3294	1	26	205	CARDINAL
fsr-3294	1	27	dawson hall	FAC
fsr-3294	1	28	athens	GPE
fsr-3294	1	29	ga 30602-2622, usa abstract lowand	ORG
fsr-3294	3	1	2007–2009	CARDINAL
fsr-3294	6	1	2017	CARDINAL
fsr-3294	6	2	academy of financial services	ORG
fsr-3294	8	1	jel classification:	ORG
fsr-3294	8	2	1	CARDINAL
fsr-3294	8	3	2013	DATE
fsr-3294	8	4	only 40.8%	PERCENT
fsr-3294	8	5	american	NORP
fsr-3294	8	6	between the ages of 25	DATE
fsr-3294	8	7	64	CARDINAL
fsr-3294	8	8	2014	DATE
fsr-3294	11	1	1-404	CARDINAL
fsr-3294	11	2	1-(404)-880-6276	DATE
fsr-3294	12	1	c. hudson	PERSON
fsr-3294	12	2	26	CARDINAL
fsr-3294	12	3	2017	CARDINAL
fsr-3294	12	4	1057-0810/17/$	DATE
fsr-3294	12	5	2017	CARDINAL
fsr-3294	14	1	lusardi & mitchell	ORG
fsr-3294	14	2	2011	DATE
fsr-3294	15	1	today	DATE
fsr-3294	15	2	braunstein & welch	ORG
fsr-3294	15	3	2002	DATE
fsr-3294	15	4	hogarth	PERSON
fsr-3294	15	5	beverly, & hilgert	ORG
fsr-3294	15	6	2003	DATE
fsr-3294	15	7	loibl & hira	ORG
fsr-3294	15	8	2005	DATE
fsr-3294	15	9	2006	DATE
fsr-3294	15	10	volpe	PERSON
fsr-3294	15	11	chen, & liu	PERSON
fsr-3294	15	12	2006	DATE
fsr-3294	16	1	2014	DATE
fsr-3294	16	2	lyons & scherpf	ORG
fsr-3294	16	3	2004	DATE
fsr-3294	17	1	2013	DATE
fsr-3294	17	2	only 16%	PERCENT
fsr-3294	17	3	less than $20,000	MONEY
fsr-3294	17	4	2014	DATE
fsr-3294	18	1	today	DATE
fsr-3294	18	2	2004	DATE
fsr-3294	18	3	hudson & palmer	ORG
fsr-3294	18	4	2014	DATE
fsr-3294	18	5	lusardi & mitchell	ORG
fsr-3294	18	6	2005	DATE
fsr-3294	18	7	lyons	PERSON
fsr-3294	18	8	chang, & scherpf	ORG
fsr-3294	18	9	2006	DATE
fsr-3294	19	1	fisher	ORG
fsr-3294	19	2	2015	DATE
fsr-3294	22	1	2007	DATE
fsr-3294	22	2	2009	DATE
fsr-3294	23	1	4.3%	PERCENT
fsr-3294	23	2	30%	PERCENT
fsr-3294	23	3	2013	DATE
fsr-3294	24	1	5%	PERCENT
fsr-3294	24	2	december 2007	DATE
fsr-3294	24	3	9.5%	PERCENT
fsr-3294	24	4	june 2009	DATE
fsr-3294	24	5	2013	DATE
fsr-3294	25	1	2007–2009	CARDINAL
fsr-3294	25	2	americans	NORP
fsr-3294	25	3	mach, & moore	ORG
fsr-3294	25	4	2011	DATE
fsr-3294	25	5	taylor et al.	PERSON
fsr-3294	25	6	2010	DATE
fsr-3294	26	1	american	NORP
fsr-3294	27	1	1990	DATE
fsr-3294	29	1	2007–2009	CARDINAL
fsr-3294	30	1	years	DATE
fsr-3294	33	1	c. hudson et al	PERSON
fsr-3294	33	2	26	CARDINAL
fsr-3294	33	3	2017	CARDINAL
fsr-3294	36	1	2	CARDINAL
fsr-3294	36	2	bricker et al.	PERSON
fsr-3294	36	3	2011	DATE
fsr-3294	36	4	fidelity investments	ORG
fsr-3294	36	5	2013	DATE
fsr-3294	36	6	metlife	ORG
fsr-3294	36	7	2009	DATE
fsr-3294	36	8	o’neill & xiao	ORG
fsr-3294	36	9	2012	DATE
fsr-3294	36	10	taylor et al.	PERSON
fsr-3294	36	11	2010	DATE
fsr-3294	37	1	fidelity investments	ORG
fsr-3294	37	2	2013	DATE
fsr-3294	37	3	2007–2009	CARDINAL
fsr-3294	37	4	1,154	CARDINAL
fsr-3294	37	5	between 2008 and 2013	DATE
fsr-3294	38	1	fidelity	ORG
fsr-3294	38	2	2007–2009	CARDINAL
fsr-3294	38	3	fidelity investments	ORG
fsr-3294	38	4	2013	DATE
fsr-3294	39	1	more than half	CARDINAL
fsr-3294	39	2	56%	PERCENT
fsr-3294	40	1	42%	PERCENT
fsr-3294	40	2	30%	PERCENT
fsr-3294	40	3	26%	PERCENT
fsr-3294	41	1	xiao	PERSON
fsr-3294	41	2	2012	DATE
fsr-3294	41	3	10,661	CARDINAL
fsr-3294	41	4	january 2005 to	DATE
fsr-3294	41	5	december 2010	DATE
fsr-3294	42	1	xiao	PERSON
fsr-3294	42	2	2012	DATE
fsr-3294	42	3	2007–2009	CARDINAL
fsr-3294	43	1	2007–2009	CARDINAL
fsr-3294	45	1	metlife	ORG
fsr-3294	45	2	2009	DATE
fsr-3294	45	3	taylor et al.	PERSON
fsr-3294	45	4	2010	DATE
fsr-3294	46	1	2009	DATE
fsr-3294	46	2	2009	DATE
fsr-3294	46	3	2,243	CARDINAL
fsr-3294	46	4	u.s.	GPE
fsr-3294	46	5	75%	PERCENT
fsr-3294	46	6	2007–2009	CARDINAL
fsr-3294	47	1	metlife	ORG
fsr-3294	47	2	2009	DATE
fsr-3294	48	1	march 2010	DATE
fsr-3294	48	2	2,967	CARDINAL
fsr-3294	48	3	2007–2009	CARDINAL
fsr-3294	49	1	2007–2009	CARDINAL
fsr-3294	49	2	american	NORP
fsr-3294	49	3	taylor et al.	PERSON
fsr-3294	49	4	2010	DATE
fsr-3294	51	1	21c	CARDINAL
fsr-3294	52	1	hudson et al	PERSON
fsr-3294	52	2	26	CARDINAL
fsr-3294	52	3	2017	CARDINAL
fsr-3294	52	4	the coming year	DATE
fsr-3294	52	5	taylor et al.	PERSON
fsr-3294	52	6	2010	DATE
fsr-3294	53	1	3	CARDINAL
fsr-3294	53	2	2011	DATE
fsr-3294	53	3	fidelity investments	ORG
fsr-3294	53	4	2013	DATE
fsr-3294	53	5	metlife	ORG
fsr-3294	53	6	2009	DATE
fsr-3294	53	7	o’neill & xiao	ORG
fsr-3294	53	8	2012	DATE
fsr-3294	53	9	taylor et al.	PERSON
fsr-3294	53	10	2010	DATE
fsr-3294	54	1	1992	DATE
fsr-3294	55	1	caplan	ORG
fsr-3294	55	2	1971	DATE
fsr-3294	57	1	al.	PERSON
fsr-3294	57	2	1992	DATE
fsr-3294	60	1	2010a,	DATE
fsr-3294	60	2	2010b	DATE
fsr-3294	61	1	o’neill & xiao	ORG
fsr-3294	61	2	2012	DATE
fsr-3294	63	1	xiao, newman	ORG
fsr-3294	63	2	prochaska	ORG
fsr-3294	63	3	leon	PERSON
fsr-3294	63	4	bassett, & johnson	ORG
fsr-3294	63	5	2004	DATE
fsr-3294	64	1	2007	DATE
fsr-3294	64	2	2009	DATE
fsr-3294	65	1	caplan	ORG
fsr-3294	65	2	1971	DATE
fsr-3294	65	3	woolley, 1990	ORG
fsr-3294	66	1	caplan	PERSON
fsr-3294	66	2	1971	DATE
fsr-3294	67	1	caplan	ORG
fsr-3294	67	2	1971	DATE
fsr-3294	68	1	caplan	ORG
fsr-3294	68	2	1971	DATE
fsr-3294	69	1	woolley	ORG
fsr-3294	69	2	1990	DATE
fsr-3294	70	1	22	CARDINAL
fsr-3294	70	2	c. hudson et al	PERSON
fsr-3294	70	3	26	CARDINAL
fsr-3294	70	4	2017	CARDINAL
fsr-3294	70	5	woolley	ORG
fsr-3294	70	6	1990	DATE
fsr-3294	72	1	four	CARDINAL
fsr-3294	72	2	1	CARDINAL
fsr-3294	72	3	2007–2009	CARDINAL
fsr-3294	72	4	2007–2009	CARDINAL
fsr-3294	73	1	2	CARDINAL
fsr-3294	73	2	2007–2009	CARDINAL
fsr-3294	73	3	2007–2009	CARDINAL
fsr-3294	74	1	3	CARDINAL
fsr-3294	74	2	2007–2009	CARDINAL
fsr-3294	74	3	2007–2009	CARDINAL
fsr-3294	75	1	4	CARDINAL
fsr-3294	75	2	2007–2009	CARDINAL
fsr-3294	75	3	2007–2009	CARDINAL
fsr-3294	76	1	4	CARDINAL
fsr-3294	76	2	4.1	CARDINAL
fsr-3294	77	1	the 2004	DATE
fsr-3294	77	2	2013	DATE
fsr-3294	78	1	these two years	DATE
fsr-3294	79	1	the federal reserve bank	ORG
fsr-3294	79	2	u.s.	GPE
fsr-3294	79	3	the university of chicago	ORG
fsr-3294	84	1	2014	DATE
fsr-3294	86	1	4,519	CARDINAL
fsr-3294	86	2	2004	DATE
fsr-3294	86	3	3,259	CARDINAL
fsr-3294	86	4	72%	PERCENT
fsr-3294	87	1	6,482	CARDINAL
fsr-3294	87	2	2013	DATE
fsr-3294	87	3	3,987	DATE
fsr-3294	87	4	62%	PERCENT
fsr-3294	88	1	7,622	CARDINAL
fsr-3294	88	2	376	CARDINAL
fsr-3294	88	3	only 7,246	CARDINAL
fsr-3294	89	1	middleincome	PERSON
fsr-3294	90	1	23c	DATE
fsr-3294	91	1	hudson et al	PERSON
fsr-3294	91	2	26	CARDINAL
fsr-3294	91	3	2017	CARDINAL
fsr-3294	93	1	200%	PERCENT
fsr-3294	93	2	u.s.	GPE
fsr-3294	94	1	u.s.	GPE
fsr-3294	94	2	hudson & palmer	ORG
fsr-3294	94	3	2014	DATE
fsr-3294	95	1	between 200	CARDINAL
fsr-3294	95	2	400%	PERCENT
fsr-3294	95	3	u.s.	GPE
fsr-3294	95	4	above 400%	PERCENT
fsr-3294	95	5	u.s.	GPE
fsr-3294	96	1	1 and 2	CARDINAL
fsr-3294	96	2	2004	DATE
fsr-3294	96	3	2013	DATE
fsr-3294	96	4	u.s.	GPE
fsr-3294	96	5	2004	DATE
fsr-3294	96	6	2013	DATE
fsr-3294	97	1	both 2004 and 2013	DATE
fsr-3294	98	1	both 2004 and 2013	DATE
fsr-3294	98	2	both years	DATE
fsr-3294	99	1	both 2004	DATE
fsr-3294	99	2	1 2013	DATE
fsr-3294	99	3	less than 200%	PERCENT
fsr-3294	99	4	400%	PERCENT
fsr-3294	99	5	400%	PERCENT
fsr-3294	100	1	1 $22,980 $22,980 $	MONEY
fsr-3294	100	2	45,960	MONEY
fsr-3294	100	3	45,960	MONEY
fsr-3294	100	4	2 $31,020 $31,020 $62,040 $62,040 3 $39,060 $	MONEY
fsr-3294	100	5	39,060	MONEY
fsr-3294	100	6	47,100	MONEY
fsr-3294	100	7	94,200	MONEY
fsr-3294	100	8	94,200	MONEY
fsr-3294	100	9	55,140	MONEY
fsr-3294	100	10	110,280	MONEY
fsr-3294	100	11	110,280	MONEY
fsr-3294	100	12	63,180 $126,360 $126,360	MONEY
fsr-3294	100	13	71,220	MONEY
fsr-3294	100	14	71,220	MONEY
fsr-3294	100	15	142,440	MONEY
fsr-3294	100	16	142,440	MONEY
fsr-3294	100	17	79,260	MONEY
fsr-3294	100	18	158,520	MONEY
fsr-3294	100	19	158,520	MONEY
fsr-3294	100	20	u.s. 2013	GPE
fsr-3294	101	1	2013	DATE
fsr-3294	101	2	the u.s. department of health and human services	ORG
fsr-3294	101	3	2013	DATE
fsr-3294	102	1	2 2004	DATE
fsr-3294	102	2	less than 200%	PERCENT
fsr-3294	102	3	400%	PERCENT
fsr-3294	102	4	400%	PERCENT
fsr-3294	103	1	1 $18,620 $18,620 $37,240 $	MONEY
fsr-3294	103	2	37,240	MONEY
fsr-3294	103	3	24,980	MONEY
fsr-3294	103	4	24,980	MONEY
fsr-3294	103	5	49,960	MONEY
fsr-3294	103	6	49,960	MONEY
fsr-3294	103	7	31,340	MONEY
fsr-3294	103	8	62,680	MONEY
fsr-3294	103	9	62,680	MONEY
fsr-3294	103	10	37,700	MONEY
fsr-3294	103	11	75,400	MONEY
fsr-3294	103	12	75,400	MONEY
fsr-3294	103	13	$44,060 $44,060 $	MONEY
fsr-3294	103	14	88,129	MONEY
fsr-3294	103	15	88,129	MONEY
fsr-3294	103	16	6 $50,420 $50,420 $100,840 $	MONEY
fsr-3294	103	17	100,840	MONEY
fsr-3294	103	18	56,780	MONEY
fsr-3294	103	19	56,780	MONEY
fsr-3294	103	20	8 $63,140 $63,140 $126,280 $126,280	MONEY
fsr-3294	103	21	u.s. 2004	GPE
fsr-3294	104	1	2004	DATE
fsr-3294	104	2	the u.s. department of health and human services	ORG
fsr-3294	104	3	2004	DATE
fsr-3294	105	1	24	CARDINAL
fsr-3294	105	2	c. hudson et al	PERSON
fsr-3294	105	3	26	CARDINAL
fsr-3294	105	4	2017	CARDINAL
fsr-3294	105	5	2013	DATE
fsr-3294	106	1	hispanic	NORP
fsr-3294	107	1	both 2004 and 2013	DATE
fsr-3294	108	1	both years	DATE
fsr-3294	109	1	both 2004 and	DATE
fsr-3294	109	2	2013	DATE
fsr-3294	109	3	both 2004 and 2013	DATE
fsr-3294	109	4	4	CARDINAL
fsr-3294	110	1	4.2	CARDINAL
fsr-3294	111	1	hogarth et al.	PERSON
fsr-3294	111	2	2003	DATE
fsr-3294	112	1	hogarth et al	PERSON
fsr-3294	113	1	2003	DATE
fsr-3294	114	1	three	CARDINAL
fsr-3294	118	1	three	CARDINAL
fsr-3294	119	1	3	CARDINAL
fsr-3294	120	1	three	CARDINAL
fsr-3294	122	1	three	CARDINAL
fsr-3294	123	1	three	CARDINAL
fsr-3294	124	1	hispanic	NORP
fsr-3294	126	1	3	CARDINAL
fsr-3294	127	1	3	CARDINAL
fsr-3294	127	2	0	CARDINAL
fsr-3294	127	3	0	CARDINAL
fsr-3294	127	4	1	CARDINAL
fsr-3294	127	5	0	CARDINAL
fsr-3294	127	6	1	CARDINAL
fsr-3294	127	7	0	CARDINAL
fsr-3294	127	8	1	CARDINAL
fsr-3294	127	9	monthly	DATE
fsr-3294	127	10	0	CARDINAL
fsr-3294	127	11	1	CARDINAL
fsr-3294	127	12	0	CARDINAL
fsr-3294	127	13	25c	CARDINAL
fsr-3294	128	1	hudson et al	PERSON
fsr-3294	128	2	26	CARDINAL
fsr-3294	128	3	2017	CARDINAL
fsr-3294	130	1	ci oe	PERSON
fsr-3294	131	1	ic ch ar ac te	PERSON
fsr-3294	131	2	ri st ic s	PERSON
fsr-3294	132	1	w ei gh te	PERSON
fsr-3294	133	1	nc	GPE
fsr-3294	133	2	20 04	DATE
fsr-3294	133	3	20 13	DATE
fsr-3294	133	4	20 04	CARDINAL
fsr-3294	133	5	20 13	DATE
fsr-3294	133	6	20 04	CARDINAL
fsr-3294	133	7	84 1	CARDINAL
fsr-3294	133	8	20 13	DATE
fsr-3294	133	9	99	CARDINAL
fsr-3294	133	10	20 04	DATE
fsr-3294	133	11	20 13	DATE
fsr-3294	133	12	al e	PERSON
fsr-3294	133	13	60 .0 8%	PERCENT
fsr-3294	133	14	62 .1 8%	PERCENT
fsr-3294	133	15	75 .0 2%	PERCENT
fsr-3294	133	16	77 .6 4%	PERCENT
fsr-3294	133	17	88	DATE
fsr-3294	133	18	6%	PERCENT
fsr-3294	133	19	87	DATE
fsr-3294	133	20	0%	PERCENT
fsr-3294	133	21	79 .7 9%	PERCENT
fsr-3294	133	22	78 .7 5%	PERCENT
fsr-3294	133	23	al e 39	ORG
fsr-3294	133	24	2%	PERCENT
fsr-3294	133	25	37 .8 2%	PERCENT
fsr-3294	133	26	24 .9	PERCENT
fsr-3294	133	27	8%	PERCENT
fsr-3294	133	28	22 .3 6%	PERCENT
fsr-3294	133	29	11 .4 4%	PERCENT
fsr-3294	133	30	12	DATE
fsr-3294	133	31	0%	PERCENT
fsr-3294	133	32	20 .2 1%	PERCENT
fsr-3294	133	33	21 .2 5%	PERCENT
fsr-3294	133	34	ac	ORG
fsr-3294	135	1	w	PERSON
fsr-3294	135	2	57 .0 9%	PERCENT
fsr-3294	135	3	55	DATE
fsr-3294	135	4	8%	PERCENT
fsr-3294	135	5	72 .9	PERCENT
fsr-3294	135	6	6%	PERCENT
fsr-3294	135	7	68 .3 8%	PERCENT
fsr-3294	135	8	82 .3	PERCENT
fsr-3294	135	9	8%	PERCENT
fsr-3294	136	1	9%	PERCENT
fsr-3294	136	2	75 .2 2%	PERCENT
fsr-3294	136	3	71 .3 8%	PERCENT
fsr-3294	136	4	17 .1 5%	PERCENT
fsr-3294	136	5	20 .0 9%	PERCENT
fsr-3294	136	6	14 .2 3%	PERCENT
fsr-3294	136	7	14 .2 8%	PERCENT
fsr-3294	136	8	8	DATE
fsr-3294	136	9	22 %	PERCENT
fsr-3294	136	10	6. 92 %	PERCENT
fsr-3294	136	11	11 .4	PERCENT
fsr-3294	136	12	0%	PERCENT
fsr-3294	136	13	12 .0 3%	PERCENT
fsr-3294	136	14	22 .3 3%	PERCENT
fsr-3294	136	15	21 .4 3%	PERCENT
fsr-3294	136	16	8.	PERCENT
fsr-3294	137	1	81 %	PERCENT
fsr-3294	137	2	13 .5	DATE
fsr-3294	137	3	3%	PERCENT
fsr-3294	137	4	4	DATE
fsr-3294	137	5	62 %	PERCENT
fsr-3294	137	6	5. 07 %	PERCENT
fsr-3294	137	7	9	DATE
fsr-3294	139	1	5%	PERCENT
fsr-3294	139	2	3	CARDINAL
fsr-3294	139	3	43 %	PERCENT
fsr-3294	139	4	2. 89 %	PERCENT
fsr-3294	139	5	4	DATE
fsr-3294	141	1	3. 81 %	PERCENT
fsr-3294	141	2	4	DATE
fsr-3294	141	3	78 %	PERCENT
fsr-3294	141	4	7	DATE
fsr-3294	141	5	32 %	PERCENT
fsr-3294	141	6	4	DATE
fsr-3294	141	7	33 %	PERCENT
fsr-3294	141	8	5	DATE
fsr-3294	141	9	34 %	PERCENT
fsr-3294	141	10	ar ita l st	ORG
fsr-3294	142	1	32 .4 9%	PERCENT
fsr-3294	142	2	0%	PERCENT
fsr-3294	143	1	5%	PERCENT
fsr-3294	143	2	53 .0 6%	PERCENT
fsr-3294	144	1	9%	PERCENT
fsr-3294	144	2	66 .4 4%	PERCENT
fsr-3294	144	3	58 .4	PERCENT
fsr-3294	144	4	6%	PERCENT
fsr-3294	144	5	55	DATE
fsr-3294	144	6	2%	PERCENT
fsr-3294	144	7	si ng le	PERSON
fsr-3294	144	8	67 .5	PERCENT
fsr-3294	144	9	1%	PERCENT
fsr-3294	144	10	64 .1	DATE
fsr-3294	144	11	0%	PERCENT
fsr-3294	145	1	47 .0 5%	PERCENT
fsr-3294	145	2	46 .9	PERCENT
fsr-3294	145	3	4%	PERCENT
fsr-3294	145	4	30 .3 1%	PERCENT
fsr-3294	145	5	33	DATE
fsr-3294	145	6	6%	PERCENT
fsr-3294	145	7	41 .5	PERCENT
fsr-3294	145	8	4%	PERCENT
fsr-3294	145	9	44 .4 8%	PERCENT
fsr-3294	145	10	0%	PERCENT
fsr-3294	145	11	77 .6 2%	PERCENT
fsr-3294	145	12	68 .6 1%	PERCENT
fsr-3294	145	13	60 .1	PERCENT
fsr-3294	145	14	7%	PERCENT
fsr-3294	145	15	37 .4 8%	PERCENT
fsr-3294	145	16	32 .8 5%	PERCENT
fsr-3294	145	17	53 .3 2%	PERCENT
fsr-3294	145	18	50 .8	PERCENT
fsr-3294	147	1	ia te de gr ee 5	FAC
fsr-3294	147	2	28 %	PERCENT
fsr-3294	147	3	7	DATE
fsr-3294	147	4	37 %	PERCENT
fsr-3294	147	5	7	DATE
fsr-3294	147	6	34 %	PERCENT
fsr-3294	147	7	9	DATE
fsr-3294	147	8	29 %	PERCENT
fsr-3294	147	9	7	DATE
fsr-3294	147	10	73 %	PERCENT
fsr-3294	147	11	6.	PERCENT
fsr-3294	148	1	60 %	PERCENT
fsr-3294	148	2	7	DATE
fsr-3294	148	3	16 %	PERCENT
fsr-3294	148	4	7	DATE
fsr-3294	149	1	47 %	PERCENT
fsr-3294	149	2	ac	ORG
fsr-3294	150	1	lo r de gr ee 9	PERSON
fsr-3294	150	2	79 %	PERCENT
fsr-3294	150	3	11 .6 7%	PERCENT
fsr-3294	150	4	17 .5	PERCENT
fsr-3294	150	5	4%	PERCENT
fsr-3294	150	6	19 .7 6%	PERCENT
fsr-3294	150	7	29 .9	PERCENT
fsr-3294	150	8	8%	PERCENT
fsr-3294	150	9	33 .0 8%	PERCENT
fsr-3294	150	10	23 .0 7%	PERCENT
fsr-3294	150	11	24 .4 3%	PERCENT
fsr-3294	150	12	e de gr ee 4	FAC
fsr-3294	150	13	3	DATE
fsr-3294	150	14	28 %	PERCENT
fsr-3294	150	15	6. 51 %	PERCENT
fsr-3294	150	16	10 .4 8%	PERCENT
fsr-3294	150	17	24 .4 1%	PERCENT
fsr-3294	150	18	27 .1	DATE
fsr-3294	150	19	0%	PERCENT
fsr-3294	150	20	16 .1 4%	PERCENT
fsr-3294	150	21	17 .0 3%	PERCENT
fsr-3294	150	22	0. 40 %	PERCENT
fsr-3294	150	23	0.	PERCENT
fsr-3294	151	1	07 %	PERCENT
fsr-3294	151	2	0	DATE
fsr-3294	152	1	0. 31 %	PERCENT
fsr-3294	152	2	0	DATE
fsr-3294	152	3	39 %	PERCENT
fsr-3294	152	4	0	DATE
fsr-3294	152	5	36 %	PERCENT
fsr-3294	152	6	0.	PERCENT
fsr-3294	152	7	30 %	PERCENT
fsr-3294	152	8	0	DATE
fsr-3294	153	1	28 %	PERCENT
fsr-3294	153	2	18	CARDINAL
fsr-3294	153	3	3	CARDINAL
fsr-3294	153	4	31 .2 4%	PERCENT
fsr-3294	153	5	25 .1	PERCENT
fsr-3294	153	6	7%	PERCENT
fsr-3294	153	7	0%	PERCENT
fsr-3294	153	8	16 .6 1%	PERCENT
fsr-3294	153	9	9	DATE
fsr-3294	153	10	59 %	PERCENT
fsr-3294	153	11	10	DATE
fsr-3294	153	12	0%	PERCENT
fsr-3294	153	13	16 .5 1%	PERCENT
fsr-3294	153	14	15 .6 7%	PERCENT
fsr-3294	153	15	31	DATE
fsr-3294	153	16	5	CARDINAL
fsr-3294	153	17	0%	PERCENT
fsr-3294	153	18	43 .8 5%	PERCENT
fsr-3294	153	19	57 .2 3%	PERCENT
fsr-3294	153	20	53 .8 7%	PERCENT
fsr-3294	153	21	54 .7 7%	PERCENT
fsr-3294	153	22	48 .7 6%	PERCENT
fsr-3294	154	1	53 .4 6%	PERCENT
fsr-3294	154	2	48 .8	PERCENT
fsr-3294	154	3	3%	PERCENT
fsr-3294	154	4	51	CARDINAL
fsr-3294	154	5	23 .8 6%	PERCENT
fsr-3294	154	6	30 .9 8%	PERCENT
fsr-3294	154	7	21 .8	PERCENT
fsr-3294	154	8	7%	PERCENT
fsr-3294	154	9	29 .5	DATE
fsr-3294	154	10	3%	PERCENT
fsr-3294	154	11	35 .6 4%	PERCENT
fsr-3294	154	12	40 .7 3%	PERCENT
fsr-3294	154	13	30 .0 3%	PERCENT
fsr-3294	154	14	35	DATE
fsr-3294	154	15	0%	PERCENT
fsr-3294	154	16	26	CARDINAL
fsr-3294	154	17	c. hudson et al	PERSON
fsr-3294	154	18	26	CARDINAL
fsr-3294	154	19	2017	CARDINAL
fsr-3294	154	20	4.3	CARDINAL
fsr-3294	156	1	middleincome	PERSON
fsr-3294	158	1	2004 to 2013	DATE
fsr-3294	159	1	the 2004	DATE
fsr-3294	159	2	2013	DATE
fsr-3294	163	1	two	CARDINAL
fsr-3294	166	1	four	CARDINAL
fsr-3294	168	1	glynn, & wang	ORG
fsr-3294	168	2	2002	DATE
fsr-3294	168	3	1	CARDINAL
fsr-3294	168	4	1	CARDINAL
fsr-3294	168	5	2	CARDINAL
fsr-3294	168	6	3	CARDINAL
fsr-3294	168	7	2002	DATE
fsr-3294	169	1	27c	CARDINAL
fsr-3294	170	1	hudson et al	PERSON
fsr-3294	170	2	26	CARDINAL
fsr-3294	170	3	2017	CARDINAL
fsr-3294	173	1	scf	PERSON
fsr-3294	173	2	five	CARDINAL
fsr-3294	173	3	five	CARDINAL
fsr-3294	173	4	montalto & sung, 1996	ORG
fsr-3294	174	1	2014	DATE
fsr-3294	175	1	5	CARDINAL
fsr-3294	175	2	5.1	CARDINAL
fsr-3294	176	1	2013	DATE
fsr-3294	176	2	2004	DATE
fsr-3294	177	1	5	CARDINAL
fsr-3294	177	2	1.72	CARDINAL
fsr-3294	177	3	2013	DATE
fsr-3294	177	4	1.49	CARDINAL
fsr-3294	177	5	2004	DATE
fsr-3294	178	1	2013	DATE
fsr-3294	178	2	6	CARDINAL
fsr-3294	179	1	between 2004 and 2013	DATE
fsr-3294	179	2	5	CARDINAL
fsr-3294	180	1	6	CARDINAL
fsr-3294	181	1	2004 to 2013	DATE
fsr-3294	181	2	5	CARDINAL
fsr-3294	181	3	2004 2013	DATE
fsr-3294	181	4	2004 2013	DATE
fsr-3294	181	5	2004 2013	DATE
fsr-3294	182	1	1.99 2.08	CARDINAL
fsr-3294	182	2	2.37 2.48	CARDINAL
fsr-3294	182	3	0.001a 2.69 2.70	CARDINAL
fsr-3294	182	4	1.49 1.72	CARDINAL
fsr-3294	182	5	0.001a 2.01 2.25	MONEY
fsr-3294	182	6	0.001a 2.46	CARDINAL
fsr-3294	182	7	629	CARDINAL
fsr-3294	182	8	2004	DATE
fsr-3294	182	9	987	CARDINAL
fsr-3294	182	10	2013	DATE
fsr-3294	182	11	789	CARDINAL
fsr-3294	182	12	2004	DATE
fsr-3294	182	13	1,002	CARDINAL
fsr-3294	182	14	2013	DATE
fsr-3294	182	15	1,841	CARDINAL
fsr-3294	182	16	2004	DATE
fsr-3294	182	17	1,998	CARDINAL
fsr-3294	182	18	2013	DATE
fsr-3294	183	1	2013	DATE
fsr-3294	184	1	2004	DATE
fsr-3294	184	2	one	CARDINAL
fsr-3294	185	1	28	CARDINAL
fsr-3294	185	2	c. hudson et al	PERSON
fsr-3294	185	3	26	CARDINAL
fsr-3294	185	4	2017	CARDINAL
fsr-3294	185	5	5	CARDINAL
fsr-3294	186	1	6	CARDINAL
fsr-3294	186	2	2004 to 2013	DATE
fsr-3294	186	3	middleincome	PERSON
fsr-3294	186	4	2013	DATE
fsr-3294	189	1	5.1	CARDINAL
fsr-3294	189	2	53%	PERCENT
fsr-3294	189	3	6	CARDINAL
fsr-3294	189	4	2004	DATE
fsr-3294	189	5	2004	DATE
fsr-3294	189	6	2013	DATE
fsr-3294	189	7	2004	DATE
fsr-3294	189	8	2013	DATE
fsr-3294	190	1	76.59%	PERCENT
fsr-3294	190	2	83.48%	PERCENT
fsr-3294	190	3	91.68%	PERCENT
fsr-3294	190	4	96.26%	PERCENT
fsr-3294	190	5	99.14%	PERCENT
fsr-3294	190	6	99.77%	PERCENT
fsr-3294	190	7	no 23.41%	PERCENT
fsr-3294	190	8	16.52%	PERCENT
fsr-3294	190	9	8.32%	PERCENT
fsr-3294	190	10	3.74%	PERCENT
fsr-3294	190	11	0.86%	PERCENT
fsr-3294	190	12	0.23%	PERCENT
fsr-3294	191	1	75.32%	PERCENT
fsr-3294	191	2	76.65%	PERCENT
fsr-3294	191	3	77.08%	PERCENT
fsr-3294	191	4	85.56%	PERCENT
fsr-3294	191	5	88.78%	PERCENT
fsr-3294	191	6	91.17%	PERCENT
fsr-3294	191	7	23.35%	PERCENT
fsr-3294	191	8	22.92%	PERCENT
fsr-3294	191	9	14.44%	PERCENT
fsr-3294	191	10	11.22%	PERCENT
fsr-3294	191	11	8.83%	PERCENT
fsr-3294	192	1	47.74%	PERCENT
fsr-3294	192	2	47.68%	PERCENT
fsr-3294	192	3	65.36%	PERCENT
fsr-3294	192	4	66.62%	PERCENT
fsr-3294	192	5	81.87%	PERCENT
fsr-3294	192	6	79.19%	PERCENT
fsr-3294	192	7	no 52.26%	PERCENT
fsr-3294	192	8	52.32%	PERCENT
fsr-3294	192	9	34.64%	PERCENT
fsr-3294	192	10	33.38%	PERCENT
fsr-3294	192	11	18.13%	PERCENT
fsr-3294	192	12	20.81%	PERCENT
fsr-3294	192	13	4.72%	PERCENT
fsr-3294	192	14	3.38%	PERCENT
fsr-3294	192	15	2.10%	PERCENT
fsr-3294	192	16	0.39%	PERCENT
fsr-3294	192	17	0.15%	PERCENT
fsr-3294	192	18	0.01%	PERCENT
fsr-3294	192	19	one 23.79%	PERCENT
fsr-3294	192	20	18.40%	PERCENT
fsr-3294	192	21	13.87%	PERCENT
fsr-3294	192	22	8.13%	PERCENT
fsr-3294	192	23	3.85%	PERCENT
fsr-3294	192	24	2.66%	PERCENT
fsr-3294	192	25	two 38.59%	PERCENT
fsr-3294	192	26	45.27%	PERCENT
fsr-3294	192	27	31.84%	PERCENT
fsr-3294	192	28	34.14%	PERCENT
fsr-3294	192	29	22.06%	PERCENT
fsr-3294	192	30	24.52%	PERCENT
fsr-3294	192	31	three 32.89%	PERCENT
fsr-3294	192	32	32.96%	PERCENT
fsr-3294	192	33	52.19%	PERCENT
fsr-3294	192	34	57.34%	PERCENT
fsr-3294	192	35	73.94%	PERCENT
fsr-3294	192	36	72.81%	PERCENT
fsr-3294	193	1	65.40%	PERCENT
fsr-3294	193	2	67.74%	PERCENT
fsr-3294	193	3	76.72%	PERCENT
fsr-3294	193	4	80.26%	PERCENT
fsr-3294	193	5	93.06%	PERCENT
fsr-3294	193	6	91.23%	PERCENT
fsr-3294	193	7	no 34.60%	PERCENT
fsr-3294	193	8	32.26%	PERCENT
fsr-3294	193	9	23.28%	PERCENT
fsr-3294	193	10	19.74%	PERCENT
fsr-3294	193	11	6.94%	PERCENT
fsr-3294	193	12	8.77%	PERCENT
fsr-3294	194	1	35.42%	PERCENT
fsr-3294	194	2	39.31%	PERCENT
fsr-3294	194	3	56.81%	PERCENT
fsr-3294	194	4	59.86%	PERCENT
fsr-3294	194	5	69.75%	PERCENT
fsr-3294	194	6	73.15%	PERCENT
fsr-3294	194	7	no 64.58%	PERCENT
fsr-3294	194	8	60.69%	PERCENT
fsr-3294	194	9	43.19%	PERCENT
fsr-3294	194	10	40.14%	PERCENT
fsr-3294	194	11	30.25%	PERCENT
fsr-3294	194	12	26.85%	PERCENT
fsr-3294	195	1	47.79%	PERCENT
fsr-3294	195	2	65.13%	PERCENT
fsr-3294	195	3	66.77%	PERCENT
fsr-3294	195	4	85.02%	PERCENT
fsr-3294	195	5	83.67%	PERCENT
fsr-3294	195	6	92.19%	PERCENT
fsr-3294	196	1	no 52.21%	PERCENT
fsr-3294	196	2	34.87%	PERCENT
fsr-3294	196	3	33.23%	PERCENT
fsr-3294	196	4	14.98%	PERCENT
fsr-3294	196	5	16.33%	PERCENT
fsr-3294	196	6	7.81%	PERCENT
fsr-3294	196	7	17.46%	PERCENT
fsr-3294	196	8	9.39%	PERCENT
fsr-3294	196	9	6.89%	PERCENT
fsr-3294	196	10	3.64%	PERCENT
fsr-3294	196	11	0.84%	PERCENT
fsr-3294	196	12	0.74%	PERCENT
fsr-3294	196	13	one 33.80%	PERCENT
fsr-3294	196	14	32.13%	PERCENT
fsr-3294	196	15	20.44%	PERCENT
fsr-3294	196	16	15.44%	PERCENT
fsr-3294	196	17	9.99%	PERCENT
fsr-3294	196	18	7.05%	PERCENT
fsr-3294	196	19	two 31.41%	PERCENT
fsr-3294	196	20	35.40%	PERCENT
fsr-3294	196	21	38.15%	PERCENT
fsr-3294	196	22	33.07%	PERCENT
fsr-3294	196	23	31.02%	PERCENT
fsr-3294	196	24	27.11%	PERCENT
fsr-3294	196	25	three 17.33%	PERCENT
fsr-3294	196	26	23.08%	PERCENT
fsr-3294	196	27	34.52%	PERCENT
fsr-3294	196	28	47.85%	PERCENT
fsr-3294	196	29	58.15%	PERCENT
fsr-3294	196	30	65.10%	PERCENT
fsr-3294	197	1	hudson et al	PERSON
fsr-3294	197	2	26	CARDINAL
fsr-3294	197	3	2017	CARDINAL
fsr-3294	197	4	7	CARDINAL
fsr-3294	198	1	126%	PERCENT
fsr-3294	199	1	48%	PERCENT
fsr-3294	202	1	55%	PERCENT
fsr-3294	202	2	7	CARDINAL
fsr-3294	203	1	55%	PERCENT
fsr-3294	203	2	44%	PERCENT
fsr-3294	206	1	hispanics	NORP
fsr-3294	206	2	40%	PERCENT
fsr-3294	206	3	2004 to 2013	DATE
fsr-3294	209	1	30%	PERCENT
fsr-3294	210	1	hispanics	NORP
fsr-3294	211	1	15%	PERCENT
fsr-3294	211	2	8)	CARDINAL
fsr-3294	212	1	2013	DATE
fsr-3294	212	2	2004	DATE
fsr-3294	213	1	2013	DATE
fsr-3294	214	1	8	CARDINAL
fsr-3294	214	2	35	CARDINAL
fsr-3294	214	3	2%	PERCENT
fsr-3294	216	1	31%	PERCENT
fsr-3294	219	1	hispanics	NORP
fsr-3294	220	1	30	CARDINAL
fsr-3294	220	2	c. hudson et al	PERSON
fsr-3294	220	3	26	CARDINAL
fsr-3294	220	4	2017	CARDINAL
fsr-3294	221	1	t ab le	ORG
fsr-3294	221	2	vi ng	PERSON
fsr-3294	221	3	vi	PERSON
fsr-3294	222	1	ea	CARDINAL
fsr-3294	222	2	eb	GPE
fsr-3294	222	3	ec	ORG
fsr-3294	223	1	nc om ed n � 7	PERSON
fsr-3294	223	2	24 6 n � 3	QUANTITY
fsr-3294	223	3	79 1 n � 1	QUANTITY
fsr-3294	223	4	61 6	CARDINAL
fsr-3294	223	5	po st -c ri si s	PERSON
fsr-3294	223	6	1	CARDINAL
fsr-3294	223	7	0	CARDINAL
fsr-3294	224	1	42	CARDINAL
fsr-3294	225	1	1	CARDINAL
fsr-3294	226	1	53 0	DATE
fsr-3294	227	1	31	CARDINAL
fsr-3294	229	1	1	CARDINAL
fsr-3294	229	2	36	CARDINAL
fsr-3294	230	1	52	CARDINAL
fsr-3294	230	2	1	CARDINAL
fsr-3294	230	3	69	CARDINAL
fsr-3294	231	1	44	CARDINAL
fsr-3294	232	1	1. 55	CARDINAL
fsr-3294	232	2	3	CARDINAL
fsr-3294	232	3	0	CARDINAL
fsr-3294	233	1	82	CARDINAL
fsr-3294	234	1	2	CARDINAL
fsr-3294	234	2	26	CARDINAL
fsr-3294	235	1	0	CARDINAL
fsr-3294	235	2	85	CARDINAL
fsr-3294	235	3	0	CARDINAL
fsr-3294	235	4	36	CARDINAL
fsr-3294	235	5	70	CARDINAL
fsr-3294	235	6	0	CARDINAL
fsr-3294	235	7	11	CARDINAL
fsr-3294	235	8	89	CARDINAL
fsr-3294	235	9	0	CARDINAL
fsr-3294	236	1	10	CARDINAL
fsr-3294	237	1	91	CARDINAL
fsr-3294	238	1	0	CARDINAL
fsr-3294	238	2	52	CARDINAL
fsr-3294	238	3	0	CARDINAL
fsr-3294	238	4	30	CARDINAL
fsr-3294	238	5	74	CARDINAL
fsr-3294	238	6	0	CARDINAL
fsr-3294	239	1	51	CARDINAL
fsr-3294	240	1	0	CARDINAL
fsr-3294	240	2	60	CARDINAL
fsr-3294	241	1	0	CARDINAL
fsr-3294	242	1	45	CARDINAL
fsr-3294	243	1	86	CARDINAL
fsr-3294	244	1	0	CARDINAL
fsr-3294	244	2	08	CARDINAL
fsr-3294	245	1	92	CARDINAL
fsr-3294	245	2	0	CARDINAL
fsr-3294	246	1	56	CARDINAL
fsr-3294	246	2	57	CARDINAL
fsr-3294	246	3	1	CARDINAL
fsr-3294	246	4	24	CARDINAL
fsr-3294	247	1	17	CARDINAL
fsr-3294	247	2	1	CARDINAL
fsr-3294	247	3	18	CARDINAL
fsr-3294	248	1	23	CARDINAL
fsr-3294	249	1	1	CARDINAL
fsr-3294	249	2	26	CARDINAL
fsr-3294	249	3	6	CARDINAL
fsr-3294	250	1	1.	CARDINAL
fsr-3294	250	2	44	DATE
fsr-3294	250	3	ge	ORG
fsr-3294	250	4	.0 1 0	DATE
fsr-3294	250	5	99	CARDINAL
fsr-3294	251	1	01	CARDINAL
fsr-3294	253	1	0	CARDINAL
fsr-3294	254	1	99	CARDINAL
fsr-3294	256	1	01 1. 01	DATE
fsr-3294	256	2	t 1 1	DATE
fsr-3294	257	1	13	CARDINAL
fsr-3294	258	1	0	CARDINAL
fsr-3294	258	2	32	CARDINAL
fsr-3294	258	3	4	CARDINAL
fsr-3294	258	4	86	CARDINAL
fsr-3294	260	1	0	CARDINAL
fsr-3294	260	2	01	CARDINAL
fsr-3294	260	3	2	CARDINAL
fsr-3294	260	4	84	CARDINAL
fsr-3294	262	1	0	CARDINAL
fsr-3294	262	2	06	CARDINAL
fsr-3294	262	3	40	CARDINAL
fsr-3294	264	1	0	CARDINAL
fsr-3294	264	2	25	CARDINAL
fsr-3294	265	1	71	CARDINAL
fsr-3294	267	1	2	CARDINAL
fsr-3294	267	2	03	CARDINAL
fsr-3294	268	1	42	CARDINAL
fsr-3294	270	1	0	CARDINAL
fsr-3294	270	2	09	CARDINAL
fsr-3294	270	3	07	CARDINAL
fsr-3294	272	1	0	CARDINAL
fsr-3294	273	1	34	CARDINAL
fsr-3294	274	1	43	CARDINAL
fsr-3294	276	1	1.	CARDINAL
fsr-3294	276	2	54	CARDINAL
fsr-3294	276	3	3 2	CARDINAL
fsr-3294	276	4	37	CARDINAL
fsr-3294	278	1	10	CARDINAL
fsr-3294	278	2	0	CARDINAL
fsr-3294	279	1	58	CARDINAL
fsr-3294	281	1	0	CARDINAL
fsr-3294	282	1	56	CARDINAL
fsr-3294	283	1	53	CARDINAL
fsr-3294	283	2	1	CARDINAL
fsr-3294	283	3	71 2	CARDINAL
fsr-3294	283	4	05	CARDINAL
fsr-3294	285	1	7	CARDINAL
fsr-3294	286	1	va ri ab le s	FAC
fsr-3294	287	1	2	CARDINAL
fsr-3294	287	2	15 26	CARDINAL
fsr-3294	288	1	2	CARDINAL
fsr-3294	288	2	0	CARDINAL
fsr-3294	288	3	09	CARDINAL
fsr-3294	289	1	nc	GPE
fsr-3294	289	2	2	CARDINAL
fsr-3294	289	3	2	CARDINAL
fsr-3294	289	4	0. 01	DATE
fsr-3294	291	1	2 � 91 .0 2	MONEY
fsr-3294	291	2	2	CARDINAL
fsr-3294	291	3	0. 02	CARDINAL
fsr-3294	293	1	nc	GPE
fsr-3294	293	2	2	CARDINAL
fsr-3294	293	3	16 6	CARDINAL
fsr-3294	293	4	82	CARDINAL
fsr-3294	294	1	2	CARDINAL
fsr-3294	294	2	0. 04	CARDINAL
fsr-3294	295	1	.0 5	DATE
fsr-3294	295	2	.0 1	DATE
fsr-3294	295	3	.0 01	DATE
fsr-3294	295	4	31c	CARDINAL
fsr-3294	296	1	hudson et al	PERSON
fsr-3294	296	2	26	CARDINAL
fsr-3294	296	3	2017	CARDINAL
fsr-3294	297	1	8	CARDINAL
fsr-3294	298	1	vi	PERSON
fsr-3294	299	1	ea	CARDINAL
fsr-3294	299	2	eb	GPE
fsr-3294	299	3	ec	ORG
fsr-3294	300	1	nc om ed n � 7	PERSON
fsr-3294	300	2	24 6 n � 3	QUANTITY
fsr-3294	300	3	79 1 n � 1	QUANTITY
fsr-3294	300	4	61 6	CARDINAL
fsr-3294	300	5	po st -c ri si s	PERSON
fsr-3294	300	6	1	CARDINAL
fsr-3294	300	7	0	CARDINAL
fsr-3294	301	1	14	CARDINAL
fsr-3294	301	2	1	CARDINAL
fsr-3294	301	3	15	CARDINAL
fsr-3294	303	1	27	CARDINAL
fsr-3294	303	2	1	CARDINAL
fsr-3294	303	3	31	CARDINAL
fsr-3294	303	4	14 1. 55	DATE
fsr-3294	303	5	3	CARDINAL
fsr-3294	303	6	0	CARDINAL
fsr-3294	303	7	72	CARDINAL
fsr-3294	305	1	2	CARDINAL
fsr-3294	305	2	05	CARDINAL
fsr-3294	306	1	82	CARDINAL
fsr-3294	308	1	0	CARDINAL
fsr-3294	308	2	44	CARDINAL
fsr-3294	308	3	0	CARDINAL
fsr-3294	309	1	56	CARDINAL
fsr-3294	309	2	0	CARDINAL
fsr-3294	309	3	57	CARDINAL
fsr-3294	309	4	0	CARDINAL
fsr-3294	309	5	89	CARDINAL
fsr-3294	311	1	41	CARDINAL
fsr-3294	311	2	0	CARDINAL
fsr-3294	312	1	87	CARDINAL
fsr-3294	314	1	0	CARDINAL
fsr-3294	315	1	42	CARDINAL
fsr-3294	316	1	54	CARDINAL
fsr-3294	318	1	0	CARDINAL
fsr-3294	318	2	58	CARDINAL
fsr-3294	318	3	0	CARDINAL
fsr-3294	319	1	49	CARDINAL
fsr-3294	319	2	0	CARDINAL
fsr-3294	319	3	62	CARDINAL
fsr-3294	319	4	0	CARDINAL
fsr-3294	320	1	58	CARDINAL
fsr-3294	322	1	0	CARDINAL
fsr-3294	322	2	56	CARDINAL
fsr-3294	322	3	0	CARDINAL
fsr-3294	323	1	48	CARDINAL
fsr-3294	323	2	0	CARDINAL
fsr-3294	324	1	62	CARDINAL
fsr-3294	324	2	23	CARDINAL
fsr-3294	325	1	0	CARDINAL
fsr-3294	325	2	79	CARDINAL
fsr-3294	325	3	0	CARDINAL
fsr-3294	326	1	22	CARDINAL
fsr-3294	327	1	81	CARDINAL
fsr-3294	327	2	36	CARDINAL
fsr-3294	327	3	0	CARDINAL
fsr-3294	327	4	70	CARDINAL
fsr-3294	327	5	0	CARDINAL
fsr-3294	327	6	13	CARDINAL
fsr-3294	327	7	88	CARDINAL
fsr-3294	328	1	16	CARDINAL
fsr-3294	329	1	1	CARDINAL
fsr-3294	329	2	17	CARDINAL
fsr-3294	329	3	08	CARDINAL
fsr-3294	331	1	1	CARDINAL
fsr-3294	332	1	22	CARDINAL
fsr-3294	333	1	1	CARDINAL
fsr-3294	333	2	25	CARDINAL
fsr-3294	334	1	30	CARDINAL
fsr-3294	334	2	1.	CARDINAL
fsr-3294	334	3	35	CARDINAL
fsr-3294	334	4	0	CARDINAL
fsr-3294	335	1	01	CARDINAL
fsr-3294	337	1	1. 01	CARDINAL
fsr-3294	337	2	0	CARDINAL
fsr-3294	338	1	01	CARDINAL
fsr-3294	338	2	0	CARDINAL
fsr-3294	339	1	99	CARDINAL
fsr-3294	340	1	01	CARDINAL
fsr-3294	341	1	1	CARDINAL
fsr-3294	343	1	1. 02	CARDINAL
fsr-3294	343	2	59	CARDINAL
fsr-3294	345	1	0	CARDINAL
fsr-3294	345	2	08	CARDINAL
fsr-3294	345	3	7	CARDINAL
fsr-3294	345	4	26	CARDINAL
fsr-3294	348	1	4	CARDINAL
fsr-3294	348	2	06	CARDINAL
fsr-3294	350	1	2	CARDINAL
fsr-3294	350	2	72	CARDINAL
fsr-3294	350	3	0. 07	CARDINAL
fsr-3294	350	4	0	CARDINAL
fsr-3294	351	1	30	CARDINAL
fsr-3294	352	1	0	CARDINAL
fsr-3294	352	2	74	CARDINAL
fsr-3294	352	3	3	CARDINAL
fsr-3294	352	4	66	CARDINAL
fsr-3294	354	1	0	CARDINAL
fsr-3294	354	2	03	CARDINAL
fsr-3294	354	3	59	CARDINAL
fsr-3294	355	1	0	CARDINAL
fsr-3294	355	2	20	CARDINAL
fsr-3294	356	1	58	CARDINAL
fsr-3294	357	1	0	CARDINAL
fsr-3294	357	2	56	CARDINAL
fsr-3294	357	3	t 3 1	DATE
fsr-3294	358	1	66	CARDINAL
fsr-3294	360	1	1	CARDINAL
fsr-3294	360	2	66	CARDINAL
fsr-3294	360	3	1	CARDINAL
fsr-3294	360	4	31	CARDINAL
fsr-3294	362	1	0	CARDINAL
fsr-3294	362	2	27	CARDINAL
fsr-3294	363	1	28 1	DATE
fsr-3294	363	2	32 1	CARDINAL
fsr-3294	363	3	35	CARDINAL
fsr-3294	364	1	3	CARDINAL
fsr-3294	364	2	va ri ab le s	FAC
fsr-3294	365	1	2	CARDINAL
fsr-3294	365	2	2	CARDINAL
fsr-3294	368	1	nc	GPE
fsr-3294	368	2	2 � 30 .9	MONEY
fsr-3294	368	3	2	CARDINAL
fsr-3294	368	4	0.	DATE
fsr-3294	371	1	2	CARDINAL
fsr-3294	371	2	10 9	DATE
fsr-3294	372	1	66	CARDINAL
fsr-3294	373	1	2	CARDINAL
fsr-3294	375	1	nc	GPE
fsr-3294	375	2	2	CARDINAL
fsr-3294	375	3	13 6	DATE
fsr-3294	376	1	50	CARDINAL
fsr-3294	376	2	2	CARDINAL
fsr-3294	376	3	0. 04	CARDINAL
fsr-3294	377	1	.0 5	DATE
fsr-3294	377	2	.0 1	DATE
fsr-3294	377	3	.0 01	DATE
fsr-3294	378	1	32	CARDINAL
fsr-3294	378	2	c. hudson et al	PERSON
fsr-3294	378	3	26	CARDINAL
fsr-3294	378	4	2017	CARDINAL
fsr-3294	378	5	6	CARDINAL
fsr-3294	379	1	2007–2009	CARDINAL
fsr-3294	379	2	several years	DATE
fsr-3294	382	1	fidelity investments	ORG
fsr-3294	382	2	2013	DATE
fsr-3294	382	3	o’neill & xiao	ORG
fsr-3294	382	4	2012	DATE
fsr-3294	383	1	xiao	PERSON
fsr-3294	383	2	2012	DATE
fsr-3294	384	1	xiao	PERSON
fsr-3294	384	2	2012	DATE
fsr-3294	384	3	2007–2009	CARDINAL
fsr-3294	385	1	2013	DATE
fsr-3294	385	2	2007–2009	CARDINAL
fsr-3294	386	1	2007–2009	CARDINAL
fsr-3294	388	1	xiao	PERSON
fsr-3294	388	2	2012	DATE
fsr-3294	388	3	2007–2009	CARDINAL
fsr-3294	389	1	2013	DATE
fsr-3294	389	2	2007–2009	CARDINAL
fsr-3294	396	1	first	ORDINAL
fsr-3294	397	1	one	CARDINAL
fsr-3294	398	1	33c	CARDINAL
fsr-3294	399	1	hudson et al	PERSON
fsr-3294	399	2	26	CARDINAL
fsr-3294	399	3	2017	CARDINAL
fsr-3294	401	1	7	CARDINAL
fsr-3294	402	1	hogarth et al	PERSON
fsr-3294	403	1	2003	DATE
fsr-3294	404	1	two	CARDINAL
fsr-3294	405	1	scf	PERSON
fsr-3294	405	2	the years	DATE
fsr-3294	410	1	c. t.	PERSON
fsr-3294	410	2	2014	DATE
fsr-3294	412	1	24	CARDINAL
fsr-3294	412	2	101–117	CARDINAL
fsr-3294	413	1	andersen	PERSON
fsr-3294	413	2	s. g.	PERSON
fsr-3294	413	3	zhan	GPE
fsr-3294	413	4	m., & scott	ORG
fsr-3294	413	5	j. (	PERSON
fsr-3294	413	6	2004	DATE
fsr-3294	415	1	38	DATE
fsr-3294	415	2	167–177	CARDINAL
fsr-3294	416	1	s., & welch	ORG
fsr-3294	416	2	2002	DATE
fsr-3294	418	1	federal reserve bulletin	ORG
fsr-3294	418	2	88	DATE
fsr-3294	418	3	445–457	CARDINAL
fsr-3294	418	4	bricker	PERSON
fsr-3294	418	5	j.	GPE
fsr-3294	418	6	a. b.	PERSON
fsr-3294	418	7	mach	GPE
fsr-3294	418	8	l. t.,	PERSON
fsr-3294	418	9	k. (	PERSON
fsr-3294	418	10	2011	DATE
fsr-3294	419	1	2007–2009	CARDINAL
fsr-3294	420	1	2011–17	CARDINAL
fsr-3294	421	1	washington	GPE
fsr-3294	421	2	dc	GPE
fsr-3294	421	3	federal reserve board	ORG
fsr-3294	422	1	caplan	PERSON
fsr-3294	422	2	g.	PERSON
fsr-3294	422	3	1971	DATE
fsr-3294	424	1	new york	GPE
fsr-3294	424	2	ny	GPE
fsr-3294	424	3	grune & stratton	ORG
fsr-3294	425	1	copeland, a.	ORG
fsr-3294	425	2	2014	DATE
fsr-3294	427	1	405	MONEY
fsr-3294	428	1	washington	GPE
fsr-3294	428	2	dc	GPE
fsr-3294	428	3	5451	DATE
fsr-3294	430	1	2014	DATE
fsr-3294	431	1	2013	DATE
fsr-3294	432	1	washington	GPE
fsr-3294	432	2	dc: board of governors	ORG
fsr-3294	432	3	codebk2013.txt	ORG
fsr-3294	433	1	34	CARDINAL
fsr-3294	433	2	c. hudson et al	PERSON
fsr-3294	433	3	26	CARDINAL
fsr-3294	433	4	2017	CARDINAL
fsr-3294	433	5	fidelity investments	ORG
fsr-3294	434	1	2013	DATE
fsr-3294	435	1	fidelity study	ORG
fsr-3294	436	1	smithfield	GPE
fsr-3294	436	2	ri	GPE
fsr-3294	436	3	fidelity investment services	ORG
fsr-3294	437	1	fisher	PERSON
fsr-3294	437	2	p. j.	PERSON
fsr-3294	437	3	c. r.	PERSON
fsr-3294	437	4	j. m.	PERSON
fsr-3294	437	5	2015	DATE
fsr-3294	439	1	24	CARDINAL
fsr-3294	439	2	1–13	DATE
fsr-3294	439	3	hogarth	PERSON
fsr-3294	439	4	j. m.	PERSON
fsr-3294	439	5	beverly	GPE
fsr-3294	439	6	s. g.	PERSON
fsr-3294	439	7	m.	PERSON
fsr-3294	439	8	2003	DATE
fsr-3294	441	1	2003	DATE
fsr-3294	441	2	federal reserve systems	ORG
fsr-3294	441	3	washington	GPE
fsr-3294	441	4	dc	GPE
fsr-3294	442	1	hudson	PERSON
fsr-3294	442	2	c. r., & palmer	PERSON
fsr-3294	442	3	2014	DATE
fsr-3294	444	1	23	CARDINAL
fsr-3294	445	1	loibl	GPE
fsr-3294	445	2	c., & hira	ORG
fsr-3294	445	3	k. t.	PERSON
fsr-3294	445	4	2005	DATE
fsr-3294	447	1	16	CARDINAL
fsr-3294	448	1	loibl	PERSON
fsr-3294	448	2	c., & hira	ORG
fsr-3294	448	3	k. t.	PERSON
fsr-3294	448	4	2006	DATE
fsr-3294	450	1	15	CARDINAL
fsr-3294	450	2	21–42	CARDINAL
fsr-3294	450	3	lusardi	PERSON
fsr-3294	450	4	a., & mitchell	ORG
fsr-3294	450	5	2005	DATE
fsr-3294	451	1	2005–108	CARDINAL
fsr-3294	452	1	ann arbor	PERSON
fsr-3294	452	2	mi: university of michigan	ORG
fsr-3294	452	3	http://	CARDINAL
fsr-3294	453	1	lusardi	PERSON
fsr-3294	453	2	a., & mitchell	ORG
fsr-3294	453	3	2011	DATE
fsr-3294	454	1	u.s.	GPE
fsr-3294	454	2	107/11	CARDINAL
fsr-3294	455	1	ann arbor	PERSON
fsr-3294	456	1	lyons	PERSON
fsr-3294	456	2	a., & scherpf	ORG
fsr-3294	456	3	e. m.	PERSON
fsr-3294	456	4	2004	DATE
fsr-3294	458	1	13	CARDINAL
fsr-3294	458	2	215–231	CARDINAL
fsr-3294	459	1	lyons, a.	PERSON
fsr-3294	459	2	chang	PERSON
fsr-3294	459	3	e. m.	PERSON
fsr-3294	459	4	2006	DATE
fsr-3294	461	1	17	CARDINAL
fsr-3294	461	2	27–45	CARDINAL
fsr-3294	461	3	metlife	ORG
fsr-3294	462	1	2009	DATE
fsr-3294	463	1	2009	DATE
fsr-3294	463	2	american	NORP
fsr-3294	464	1	new york	GPE
fsr-3294	464	2	ny: metropolitan life insurance corporation	ORG
fsr-3294	465	1	montalto	PERSON
fsr-3294	465	2	c. p.,	PERSON
fsr-3294	465	3	1996	DATE
fsr-3294	466	1	1992	DATE
fsr-3294	467	1	7	CARDINAL
fsr-3294	467	2	133–146	CARDINAL
fsr-3294	468	1	o’neill	ORG
fsr-3294	468	2	b., & xiao	ORG
fsr-3294	468	3	j.	PERSON
fsr-3294	468	4	2012	DATE
fsr-3294	470	1	journal of financial counseling	ORG
fsr-3294	470	2	23	CARDINAL
fsr-3294	471	1	d. l.	PERSON
fsr-3294	471	2	goetz	PERSON
fsr-3294	471	3	j. w.	PERSON
fsr-3294	471	4	d. (	ORG
fsr-3294	471	5	2010a	DATE
fsr-3294	473	1	american journal of business education	ORG
fsr-3294	473	2	3	CARDINAL
fsr-3294	473	3	103–108	CARDINAL
fsr-3294	474	1	d. l.	PERSON
fsr-3294	474	2	goetz	PERSON
fsr-3294	474	3	j. w.	PERSON
fsr-3294	474	4	2010b	DATE
fsr-3294	476	1	college student journal	ORG
fsr-3294	476	2	44	DATE
fsr-3294	476	3	659–676	CARDINAL
fsr-3294	477	1	prochaska	ORG
fsr-3294	477	2	j. o.	PERSON
fsr-3294	477	3	c. c.	GPE
fsr-3294	477	4	j. c.	GPE
fsr-3294	477	5	1992	DATE
fsr-3294	479	1	american	NORP
fsr-3294	479	2	47	CARDINAL
fsr-3294	479	3	1102–1114	DATE
fsr-3294	480	1	2013	DATE
fsr-3294	481	1	2007–09	CARDINAL
fsr-3294	482	1	washington	GPE
fsr-3294	482	2	dc: federal reserve system	ORG
fsr-3294	483	1	slaikeu	PERSON
fsr-3294	483	2	k. a.	PERSON
fsr-3294	483	3	1990	DATE
fsr-3294	484	1	2nd	ORDINAL
fsr-3294	485	1	boston	GPE
fsr-3294	486	1	snedker	ORG
fsr-3294	486	2	glynn	GPE
fsr-3294	486	3	2002	DATE
fsr-3294	487	1	sas	ORG
fsr-3294	488	1	seattle	GPE
fsr-3294	488	2	wa: university of washington	ORG
fsr-3294	489	1	taylor	PERSON
fsr-3294	489	2	morin, r.	ORG
fsr-3294	489	3	kochhar	GPE
fsr-3294	489	4	r.	NORP
fsr-3294	489	5	parker	GPE
fsr-3294	489	6	k., cohn	PERSON
fsr-3294	489	7	d.	NORP
fsr-3294	489	8	m. h.	PERSON
fsr-3294	489	9	r.	NORP
fsr-3294	489	10	wang	PERSON
fsr-3294	489	11	w.	PERSON
fsr-3294	489	12	dockterman	PERSON
fsr-3294	489	13	d.	NORP
fsr-3294	489	14	r., & espinoza	ORG
fsr-3294	489	15	s.	GPE
fsr-3294	489	16	2010	DATE
fsr-3294	490	1	30 months	DATE
fsr-3294	490	2	america	GPE
fsr-3294	491	1	washington	GPE
fsr-3294	491	2	dc	GPE
fsr-3294	492	1	35c	CARDINAL
fsr-3294	493	1	hudson et al	PERSON
fsr-3294	493	2	26	CARDINAL
fsr-3294	493	3	2017	CARDINAL
fsr-3294	493	4	u.s.	GPE
fsr-3294	494	1	2004	DATE
fsr-3294	495	1	2004	DATE
fsr-3294	496	1	washington	GPE
fsr-3294	496	2	dc	GPE
fsr-3294	497	1	u.s.	GPE
fsr-3294	498	1	2013	DATE
fsr-3294	499	1	2013	DATE
fsr-3294	500	1	washington	GPE
fsr-3294	500	2	dc	GPE
fsr-3294	501	1	volpe	PERSON
fsr-3294	501	2	r.p.	GPE
fsr-3294	501	3	chen, h., & liu	ORG
fsr-3294	501	4	2006	DATE
fsr-3294	503	1	15	CARDINAL
fsr-3294	503	2	woolley	ORG
fsr-3294	503	3	n. (1990	ORG
fsr-3294	505	1	15	CARDINAL
fsr-3294	505	2	1402–1408	DATE
fsr-3294	506	1	xiao	PERSON
fsr-3294	506	2	j. j.	PERSON
fsr-3294	506	3	newman	PERSON
fsr-3294	506	4	b. m.	PERSON
fsr-3294	506	5	prochaska	PERSON
fsr-3294	506	6	j. m.	PERSON
fsr-3294	506	7	b.	PERSON
fsr-3294	506	8	bassett	GPE
fsr-3294	506	9	r. l.	PERSON
fsr-3294	506	10	j. l.	PERSON
fsr-3294	506	11	2004	DATE
fsr-3294	508	1	1	CARDINAL
fsr-3294	508	2	89–100	CARDINAL
fsr-3294	508	3	36	CARDINAL
fsr-3294	508	4	c. hudson et al	PERSON
fsr-3294	508	5	26	CARDINAL
fsr-3294	508	6	2017	CARDINAL
fsr-3294	508	7	19–36	CARDINAL