id	sid	eid	entity	type
fsr-3326	1	1	32(3	CARDINAL
fsr-3326	1	2	32	CARDINAL
fsr-3326	1	3	pierre-etienne pilote,1	ORG
fsr-3326	1	4	emilio boulianne,2	PERSON
fsr-3326	1	5	michel magnan3	PERSON
fsr-3326	8	1	4.0	CARDINAL
fsr-3326	8	2	p-e.	ORG
fsr-3326	8	3	boulianne	GPE
fsr-3326	8	4	e., & magnan	ORG
fsr-3326	8	5	2024	CARDINAL
fsr-3326	10	1	32	CARDINAL
fsr-3326	11	1	angelova & regner	ORG
fsr-3326	11	2	2013	DATE
fsr-3326	11	3	cici et al.	ORG
fsr-3326	11	4	1	CARDINAL
fsr-3326	12	1	école des sciences de la gestion	ORG
fsr-3326	12	2	université du québec à montréal	ORG
fsr-3326	12	3	montréal	GPE
fsr-3326	12	4	canada	GPE
fsr-3326	12	5	john molson school of business	ORG
fsr-3326	12	6	concordia university	ORG
fsr-3326	12	7	montréal	GPE
fsr-3326	12	8	canada	GPE
fsr-3326	13	1	2024	CARDINAL
fsr-3326	13	2	jason moschella	PERSON
fsr-3326	13	3	hec montréal	PERSON
fsr-3326	13	4	2023	CARDINAL
fsr-3326	13	5	phd	PERSON
fsr-3326	13	6	olivier greusard	PERSON
fsr-3326	13	7	2023	CARDINAL
fsr-3326	13	8	esg	ORDINAL
fsr-3326	14	1	2	CARDINAL
fsr-3326	14	2	john molson	PERSON
fsr-3326	14	3	concordia university	ORG
fsr-3326	14	4	montréal	GPE
fsr-3326	14	5	canada	GPE
fsr-3326	15	1	emilio boulianne	PERSON
fsr-3326	15	2	the kpmg entrepreneurial research studies	ORG
fsr-3326	15	3	the autorité des marchés	ORG
fsr-3326	15	4	amf	ORG
fsr-3326	16	1	3	CARDINAL
fsr-3326	16	2	john molson	PERSON
fsr-3326	16	3	concordia university	ORG
fsr-3326	16	4	montréal	GPE
fsr-3326	16	5	canada	GPE
fsr-3326	16	6	montréal	GPE
fsr-3326	16	7	canada	GPE
fsr-3326	17	1	michel magnan	PERSON
fsr-3326	17	2	jarislowsky chair	PERSON
fsr-3326	18	1	2017	CARDINAL
fsr-3326	18	2	martin & finke	ORG
fsr-3326	18	3	2014	DATE
fsr-3326	20	1	32(3	CARDINAL
fsr-3326	20	2	33	CARDINAL
fsr-3326	22	1	three	CARDINAL
fsr-3326	22	2	1	CARDINAL
fsr-3326	22	3	2	CARDINAL
fsr-3326	22	4	3	CARDINAL
fsr-3326	22	5	2017	CARDINAL
fsr-3326	22	6	tang & hu	ORG
fsr-3326	22	7	2019	DATE
fsr-3326	23	1	balasubramnian &	ORG
fsr-3326	23	2	2016	CARDINAL
fsr-3326	23	3	2011	DATE
fsr-3326	23	4	2012	DATE
fsr-3326	24	1	finra	ORG
fsr-3326	24	2	canada	GPE
fsr-3326	27	1	4	CARDINAL
fsr-3326	27	2	the united states	GPE
fsr-3326	27	3	the cfp board	ORG
fsr-3326	27	4	2023	CARDINAL
fsr-3326	27	5	53%	PERCENT
fsr-3326	27	6	americans	NORP
fsr-3326	28	1	canada	GPE
fsr-3326	28	2	49%	PERCENT
fsr-3326	28	3	canadians	NORP
fsr-3326	28	4	canada	GPE
fsr-3326	28	5	2019	DATE
fsr-3326	29	1	5	CARDINAL
fsr-3326	29	2	january 14, 2024	DATE
fsr-3326	30	1	gennaioli et al.	PERSON
fsr-3326	30	2	2015	DATE
fsr-3326	30	3	hudson & palmer	ORG
fsr-3326	30	4	2014	DATE
fsr-3326	30	5	kim et al.	PERSON
fsr-3326	30	6	2018	DATE
fsr-3326	30	7	2019	DATE
fsr-3326	32	1	six	CARDINAL
fsr-3326	32	2	seven	CARDINAL
fsr-3326	32	3	1	CARDINAL
fsr-3326	32	4	2	CARDINAL
fsr-3326	32	5	3	CARDINAL
fsr-3326	32	6	4	CARDINAL
fsr-3326	32	7	5	CARDINAL
fsr-3326	32	8	6/7	CARDINAL
fsr-3326	32	9	2009	DATE
fsr-3326	32	10	fp canada	ORG
fsr-3326	32	11	2019	DATE
fsr-3326	33	1	winchester & huston	ORG
fsr-3326	33	2	2015	DATE
fsr-3326	33	3	sweeney et al.	PERSON
fsr-3326	33	4	2018	DATE
fsr-3326	34	1	bae & sandager	ORG
fsr-3326	34	2	1997	DATE
fsr-3326	36	1	2015	DATE
fsr-3326	36	2	three	CARDINAL
fsr-3326	37	1	first	ORDINAL
fsr-3326	37	2	angelova & regner	ORG
fsr-3326	37	3	2013	DATE
fsr-3326	37	4	beyer et al.	PERSON
fsr-3326	37	5	2013	DATE
fsr-3326	37	6	2012	DATE
fsr-3326	38	1	second	ORDINAL
fsr-3326	38	2	barnett white	PERSON
fsr-3326	38	3	2005	DATE
fsr-3326	38	4	lachance & tang	ORG
fsr-3326	38	5	2012	DATE
fsr-3326	40	1	third	ORDINAL
fsr-3326	40	2	6	CARDINAL
fsr-3326	40	3	https://www.canada.ca/en/financialconsumer-agency/services/savingsinvestments/choose-financial-advisor.html	TIME
fsr-3326	40	4	january 14, 2024	DATE
fsr-3326	41	1	7	CARDINAL
fsr-3326	41	2	the united states	GPE
fsr-3326	41	3	lach et al.	PERSON
fsr-3326	41	4	2019	DATE
fsr-3326	41	5	tharp	PERSON
fsr-3326	41	6	2019	DATE
fsr-3326	42	1	34	CARDINAL
fsr-3326	42	2	1990	DATE
fsr-3326	42	3	hershey & walsh	ORG
fsr-3326	42	4	2000	DATE
fsr-3326	43	1	bruhn & miller	ORG
fsr-3326	43	2	2014	DATE
fsr-3326	43	3	gennaioli et al.	PERSON
fsr-3326	43	4	2015	DATE
fsr-3326	43	5	winchester & huston	ORG
fsr-3326	43	6	2017	DATE
fsr-3326	44	1	darby & karni 1973	ORG
fsr-3326	44	2	2006	DATE
fsr-3326	44	3	2011	DATE
fsr-3326	44	4	fong, 2005	ORG
fsr-3326	48	1	six	CARDINAL
fsr-3326	48	2	cfp	ORG
fsr-3326	48	3	2017	CARDINAL
fsr-3326	48	4	1	CARDINAL
fsr-3326	48	5	2	CARDINAL
fsr-3326	48	6	3	CARDINAL
fsr-3326	48	7	4	CARDINAL
fsr-3326	48	8	5	CARDINAL
fsr-3326	48	9	6	CARDINAL
fsr-3326	48	10	2017	CARDINAL
fsr-3326	50	1	8	CARDINAL
fsr-3326	50	2	six	CARDINAL
fsr-3326	51	1	the cfp board	ORG
fsr-3326	51	2	seven	CARDINAL
fsr-3326	51	3	six	CARDINAL
fsr-3326	52	1	six	CARDINAL
fsr-3326	52	2	the cfp board	ORG
fsr-3326	53	1	angelova & regner	ORG
fsr-3326	53	2	2013	DATE
fsr-3326	53	3	barnett white	PERSON
fsr-3326	53	4	2005	DATE
fsr-3326	53	5	1990	DATE
fsr-3326	56	1	first	ORDINAL
fsr-3326	56	2	three	CARDINAL
fsr-3326	57	1	second	ORDINAL
fsr-3326	57	2	three	CARDINAL
fsr-3326	59	1	four	CARDINAL
fsr-3326	61	1	jensen & meckling	ORG
fsr-3326	61	2	1976	DATE
fsr-3326	62	1	six	CARDINAL
fsr-3326	64	1	32(3	CARDINAL
fsr-3326	64	2	35	CARDINAL
fsr-3326	64	3	ross	GPE
fsr-3326	64	4	1973	DATE
fsr-3326	64	5	wright et al.	PERSON
fsr-3326	64	6	2001	DATE
fsr-3326	67	1	jensen & meckling	ORG
fsr-3326	67	2	1976	DATE
fsr-3326	67	3	wright et al.	PERSON
fsr-3326	67	4	2001	DATE
fsr-3326	69	1	2017	CARDINAL
fsr-3326	69	2	lusardi & mitchell	ORG
fsr-3326	69	3	2011	DATE
fsr-3326	69	4	2014).9	CARDINAL
fsr-3326	71	1	inderst & ottaviani	ORG
fsr-3326	71	2	2012a	DATE
fsr-3326	71	3	2012b	DATE
fsr-3326	71	4	kingston & weng	ORG
fsr-3326	71	5	2014	DATE
fsr-3326	73	1	9	CARDINAL
fsr-3326	73	2	between 30% and 55%	PERCENT
fsr-3326	73	3	three	CARDINAL
fsr-3326	74	1	canada	GPE
fsr-3326	74	2	42%	PERCENT
fsr-3326	74	3	2017	DATE
fsr-3326	74	4	the united states	GPE
fsr-3326	74	5	30%	PERCENT
fsr-3326	74	6	lusardi & mitchell	ORG
fsr-3326	74	7	2011	DATE
fsr-3326	75	1	three	CARDINAL
fsr-3326	75	2	1	CARDINAL
fsr-3326	75	3	100	MONEY
fsr-3326	75	4	2%	PERCENT
fsr-3326	76	1	five years	DATE
fsr-3326	77	1	cheng & kalenkoski	ORG
fsr-3326	77	2	2018	DATE
fsr-3326	78	1	one	CARDINAL
fsr-3326	78	2	mayer et al	PERSON
fsr-3326	79	1	1995	DATE
fsr-3326	79	2	712	CARDINAL
fsr-3326	82	1	first	ORDINAL
fsr-3326	83	1	second	ORDINAL
fsr-3326	85	1	three	CARDINAL
fsr-3326	85	2	paris	GPE
fsr-3326	85	3	al.	GPE
fsr-3326	85	4	1983	DATE
fsr-3326	86	1	first	ORDINAL
fsr-3326	86	2	anderson, 1982, 1983	ORG
fsr-3326	86	3	gupta & cohen	ORG
fsr-3326	86	4	2002	DATE
fsr-3326	86	5	paris	GPE
fsr-3326	86	6	al.	GPE
fsr-3326	86	7	1983	DATE
fsr-3326	87	1	tardif	PERSON
fsr-3326	87	2	1992	DATE
fsr-3326	87	3	102	MONEY
fsr-3326	87	4	102	MONEY
fsr-3326	87	5	less than $102	MONEY
fsr-3326	87	6	2	CARDINAL
fsr-3326	87	7	1%	PERCENT
fsr-3326	87	8	2%	PERCENT
fsr-3326	88	1	one year	DATE
fsr-3326	89	1	today	DATE
fsr-3326	89	2	today	DATE
fsr-3326	89	3	3	CARDINAL
fsr-3326	92	1	pilote et al	PERSON
fsr-3326	92	2	36	CARDINAL
fsr-3326	93	1	second	ORDINAL
fsr-3326	93	2	tardif, 1992	DATE
fsr-3326	94	1	anderson	PERSON
fsr-3326	94	2	1982	DATE
fsr-3326	95	1	third	ORDINAL
fsr-3326	95	2	2012	DATE
fsr-3326	95	3	tardif, 1992	DATE
fsr-3326	98	1	perkins & salomon	ORG
fsr-3326	98	2	1989	DATE
fsr-3326	98	3	2012	DATE
fsr-3326	99	1	perkins & salomon	ORG
fsr-3326	99	2	1989	DATE
fsr-3326	99	3	2012	DATE
fsr-3326	101	1	three	CARDINAL
fsr-3326	101	2	tardif, 1992	DATE
fsr-3326	102	1	sweeney et al.	PERSON
fsr-3326	102	2	2018	DATE
fsr-3326	103	1	2022	CARDINAL
fsr-3326	103	2	nofsinger & varma	ORG
fsr-3326	103	3	2007	DATE
fsr-3326	103	4	1990	DATE
fsr-3326	104	1	10	CARDINAL
fsr-3326	104	2	more than one	CARDINAL
fsr-3326	110	1	first	ORDINAL
fsr-3326	110	2	2015	DATE
fsr-3326	110	3	templier & paré	ORG
fsr-3326	110	4	2018	DATE
fsr-3326	110	5	snyder	ORG
fsr-3326	110	6	2019	DATE
fsr-3326	111	1	second	ORDINAL
fsr-3326	111	2	torraco	GPE
fsr-3326	111	3	2005	DATE
fsr-3326	113	1	four	CARDINAL
fsr-3326	113	2	1	CARDINAL
fsr-3326	114	1	first	ORDINAL
fsr-3326	114	2	three	CARDINAL
fsr-3326	114	3	three	CARDINAL
fsr-3326	115	1	1	CARDINAL
fsr-3326	116	1	2,160	CARDINAL
fsr-3326	117	1	three	CARDINAL
fsr-3326	117	2	1	CARDINAL
fsr-3326	117	3	2	CARDINAL
fsr-3326	117	4	one	CARDINAL
fsr-3326	117	5	three	CARDINAL
fsr-3326	117	6	32(3	CARDINAL
fsr-3326	117	7	37	CARDINAL
fsr-3326	117	8	3	CARDINAL
fsr-3326	117	9	131 articles.12	MONEY
fsr-3326	117	10	third	ORDINAL
fsr-3326	117	11	131	CARDINAL
fsr-3326	117	12	webster & watson, 2002	ORG
fsr-3326	118	1	106	CARDINAL
fsr-3326	118	2	237	CARDINAL
fsr-3326	119	1	237	CARDINAL
fsr-3326	119	2	second	ORDINAL
fsr-3326	119	3	88	CARDINAL
fsr-3326	120	1	88	CARDINAL
fsr-3326	122	1	three	CARDINAL
fsr-3326	124	1	pfp	PERSON
fsr-3326	125	1	1	CARDINAL
fsr-3326	125	2	11	CARDINAL
fsr-3326	126	1	12	CARDINAL
fsr-3326	126	2	three	CARDINAL
fsr-3326	127	1	pilote et al	PERSON
fsr-3326	128	1	38	CARDINAL
fsr-3326	128	2	three	CARDINAL
fsr-3326	128	3	six	CARDINAL
fsr-3326	128	4	the cfp board (	ORG
fsr-3326	128	5	2017	CARDINAL
fsr-3326	128	6	2	CARDINAL
fsr-3326	129	1	six	CARDINAL
fsr-3326	130	1	2	CARDINAL
fsr-3326	130	2	six	CARDINAL
fsr-3326	130	3	first	ORDINAL
fsr-3326	132	1	second	ORDINAL
fsr-3326	133	1	third	ORDINAL
fsr-3326	134	1	fourth	ORDINAL
fsr-3326	135	1	fifth	ORDINAL
fsr-3326	135	2	1	CARDINAL
fsr-3326	136	1	sixth	ORDINAL
fsr-3326	138	1	sixth	ORDINAL
fsr-3326	139	1	winchester	PERSON
fsr-3326	139	2	huston	PERSON
fsr-3326	139	3	2015	DATE
fsr-3326	140	1	six	CARDINAL
fsr-3326	141	1	3	CARDINAL
fsr-3326	141	2	six	CARDINAL
fsr-3326	141	3	2	CARDINAL
fsr-3326	141	4	5	CARDINAL
fsr-3326	142	1	6	CARDINAL
fsr-3326	143	1	32(3	CARDINAL
fsr-3326	143	2	39	CARDINAL
fsr-3326	143	3	3	CARDINAL
fsr-3326	143	4	six	CARDINAL
fsr-3326	144	1	three	CARDINAL
fsr-3326	145	1	first	ORDINAL
fsr-3326	146	1	second	ORDINAL
fsr-3326	147	1	third	ORDINAL
fsr-3326	148	1	dvorak	PERSON
fsr-3326	148	2	2015	DATE
fsr-3326	148	3	hackethal et al.	PERSON
fsr-3326	148	4	2012	DATE
fsr-3326	148	5	2012	DATE
fsr-3326	148	6	angelova & regner	ORG
fsr-3326	148	7	2013	DATE
fsr-3326	148	8	2018	DATE
fsr-3326	148	9	chalmers & reuter	ORG
fsr-3326	148	10	2020	DATE
fsr-3326	148	11	foerster et al.	PERSON
fsr-3326	148	12	2017	DATE
fsr-3326	149	1	first	ORDINAL
fsr-3326	149	2	third	ORDINAL
fsr-3326	149	3	2017	CARDINAL
fsr-3326	149	4	2013	DATE
fsr-3326	149	5	hackethal et al.	PERSON
fsr-3326	149	6	2012	DATE
fsr-3326	149	7	second	ORDINAL
fsr-3326	149	8	dvorak	ORG
fsr-3326	149	9	2015	DATE
fsr-3326	149	10	liu	PERSON
fsr-3326	149	11	, 2005	DATE
fsr-3326	151	1	dvorak	PERSON
fsr-3326	151	2	2015	DATE
fsr-3326	153	1	foerster et al	PERSON
fsr-3326	154	1	2017	CARDINAL
fsr-3326	156	1	foerster et al	PERSON
fsr-3326	157	1	2017	CARDINAL
fsr-3326	157	2	annually	DATE
fsr-3326	157	3	around 2.5%	PERCENT
fsr-3326	158	1	bolton et al	PERSON
fsr-3326	159	1	2007	DATE
fsr-3326	160	1	2012	DATE
fsr-3326	160	2	2017	DATE
fsr-3326	160	3	angelova & regner	ORG
fsr-3326	160	4	2013	DATE
fsr-3326	160	5	2018	DATE
fsr-3326	160	6	kingston & weng	ORG
fsr-3326	160	7	2014	DATE
fsr-3326	161	1	burke et al.	PERSON
fsr-3326	161	2	2015	DATE
fsr-3326	162	1	pilote et al	PERSON
fsr-3326	162	2	40	DATE
fsr-3326	162	3	al.	PERSON
fsr-3326	162	4	2007	DATE
fsr-3326	162	5	bolton et al.	PERSON
fsr-3326	162	6	2007	DATE
fsr-3326	162	7	stoughton et al.	PERSON
fsr-3326	162	8	2011	DATE
fsr-3326	162	9	2017	DATE
fsr-3326	163	1	reuter	PERSON
fsr-3326	163	2	2020	DATE
fsr-3326	166	1	two	CARDINAL
fsr-3326	167	1	two	CARDINAL
fsr-3326	168	1	first	ORDINAL
fsr-3326	168	2	2017	CARDINAL
fsr-3326	169	1	gennaioli et al.	PERSON
fsr-3326	169	2	2015	DATE
fsr-3326	169	3	monti et al.	PERSON
fsr-3326	169	4	2014	DATE
fsr-3326	170	1	second	ORDINAL
fsr-3326	170	2	barnett white	PERSON
fsr-3326	170	3	2005	DATE
fsr-3326	170	4	deng & liu	ORG
fsr-3326	170	5	2017	DATE
fsr-3326	170	6	eriksson & hermansson	ORG
fsr-3326	170	7	2019	DATE
fsr-3326	170	8	georgarakos & inderst	ORG
fsr-3326	170	9	2014	DATE
fsr-3326	170	10	johnson & grayson	ORG
fsr-3326	170	11	2005	DATE
fsr-3326	170	12	lachance & tang	ORG
fsr-3326	170	13	2012	DATE
fsr-3326	170	14	pauls et al.	PERSON
fsr-3326	170	15	2016	DATE
fsr-3326	172	1	engelmann et al	ORG
fsr-3326	172	2	2009	DATE
fsr-3326	173	1	1990	DATE
fsr-3326	173	2	hershey & walsh	ORG
fsr-3326	173	3	2000	DATE
fsr-3326	174	1	1	CARDINAL
fsr-3326	174	2	2	CARDINAL
fsr-3326	174	3	3	CARDINAL
fsr-3326	176	1	azamian et al	PERSON
fsr-3326	177	1	2022	CARDINAL
fsr-3326	178	1	liu et al.	PERSON
fsr-3326	178	2	2019	DATE
fsr-3326	178	3	pan et al.	PERSON
fsr-3326	178	4	2020	DATE
fsr-3326	178	5	2017	DATE
fsr-3326	178	6	grable & chatterjee	ORG
fsr-3326	178	7	2014	DATE
fsr-3326	179	1	chatterjee & lu	ORG
fsr-3326	179	2	2023	CARDINAL
fsr-3326	179	3	2021	CARDINAL
fsr-3326	179	4	2021	DATE
fsr-3326	179	5	marsden et al.	PERSON
fsr-3326	179	6	2011	DATE
fsr-3326	179	7	martin & finke	ORG
fsr-3326	179	8	2014	DATE
fsr-3326	180	1	1995	DATE
fsr-3326	180	2	1997	DATE
fsr-3326	180	3	hershey & walsh	ORG
fsr-3326	180	4	2000	DATE
fsr-3326	180	5	1995	DATE
fsr-3326	180	6	barrick & spilker	ORG
fsr-3326	180	7	2003	DATE
fsr-3326	180	8	fischer & gerhardt	ORG
fsr-3326	180	9	2007	DATE
fsr-3326	180	10	1990	DATE
fsr-3326	181	1	barrick & spilker	ORG
fsr-3326	181	2	2003	DATE
fsr-3326	181	3	cloyd, 1995,	ORG
fsr-3326	181	4	1997	DATE
fsr-3326	181	5	hershey & walsh	ORG
fsr-3326	181	6	2000	DATE
fsr-3326	181	7	1995	DATE
fsr-3326	182	1	hershey & walsh	ORG
fsr-3326	182	2	2000	DATE
fsr-3326	183	1	1990	DATE
fsr-3326	184	1	financial professional designations financial services review	ORG
fsr-3326	184	2	32(3	CARDINAL
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fsr-3326	227	1	4.	CARDINAL
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fsr-3326	707	2	2019	DATE
fsr-3326	709	1	george mason university	ORG
fsr-3326	709	2	arlington, va	GPE
fsr-3326	709	3	torraco	GPE
fsr-3326	709	4	r. j.	PERSON
fsr-3326	709	5	2005	DATE
fsr-3326	711	1	4(3	CARDINAL
fsr-3326	711	2	356-367	CARDINAL
fsr-3326	712	1	van dijk	PERSON
fsr-3326	712	2	bijlsma	GPE
fsr-3326	712	3	m., & pomp	ORG
fsr-3326	712	4	m. (	PERSON
fsr-3326	712	5	2008	DATE
fsr-3326	714	1	1889-1903	DATE
fsr-3326	715	1	von gaudecker	PERSON
fsr-3326	715	2	h. m. v.	PERSON
fsr-3326	715	3	2015	CARDINAL
fsr-3326	717	1	489	CARDINAL
fsr-3326	718	1	webster	PERSON
fsr-3326	718	2	j., & watson	ORG
fsr-3326	718	3	r. t.	PERSON
fsr-3326	718	4	2002	DATE
fsr-3326	720	1	quarterly	DATE
fsr-3326	721	1	j. (	GPE
fsr-3326	721	2	2012	DATE
fsr-3326	723	1	journal of financial services	ORG
fsr-3326	723	2	17(1	CARDINAL
fsr-3326	723	3	50-66	CARDINAL
fsr-3326	724	1	winchester	GPE
fsr-3326	724	2	d., & huston	ORG
fsr-3326	724	3	2017	CARDINAL
fsr-3326	726	1	journal of financial service	ORG
fsr-3326	726	2	80	CARDINAL
fsr-3326	727	1	winchester	ORG
fsr-3326	727	2	d. d.	NORP
fsr-3326	727	3	& huston	ORG
fsr-3326	727	4	s. j.	PERSON
fsr-3326	727	5	2014	DATE
fsr-3326	729	1	1-23	CARDINAL
fsr-3326	730	1	winchester	GPE
fsr-3326	730	2	d. d.	NORP
fsr-3326	730	3	& huston	ORG
fsr-3326	730	4	s. j.	PERSON
fsr-3326	730	5	2015	DATE
fsr-3326	732	1	38(3	CARDINAL
fsr-3326	732	2	247	CARDINAL
fsr-3326	733	1	winchester	ORG
fsr-3326	733	2	d. d.	NORP
fsr-3326	733	3	huston	GPE
fsr-3326	733	4	s. j., & finke	PERSON
fsr-3326	733	5	m. s.	PERSON
fsr-3326	733	6	2011	DATE
fsr-3326	735	1	journal of financial service	ORG
fsr-3326	735	2	65(4	CARDINAL
fsr-3326	735	3	43	DATE
fsr-3326	736	1	wright	PERSON
fsr-3326	736	2	a., & kroll	ORG
fsr-3326	736	3	m. j.	PERSON
fsr-3326	736	4	2001	DATE
fsr-3326	738	1	the journal of socioeconomics	ORG
fsr-3326	738	2	413	CARDINAL
fsr-3326	739	1	a. c.	PERSON
fsr-3326	739	2	2014	DATE
fsr-3326	741	1	pacific accounting review	ORG
fsr-3326	741	2	226247	DATE
fsr-3326	742	1	32(3	CARDINAL
fsr-3326	742	2	53	CARDINAL
fsr-3326	743	1	2017	CARDINAL
fsr-3326	743	2	angelova &	ORG
fsr-3326	743	3	2013	DATE
fsr-3326	743	4	angelova &	ORG
fsr-3326	743	5	2018	DATE
fsr-3326	743	6	beyer et al	PERSON
fsr-3326	744	1	2013	DATE
fsr-3326	744	2	2000	DATE
fsr-3326	744	3	al	ORG
fsr-3326	745	1	54	CARDINAL
fsr-3326	745	2	bluethgen et al	PERSON
fsr-3326	746	1	2008	DATE
fsr-3326	746	2	two	CARDINAL
fsr-3326	746	3	bolton et al	PERSON
fsr-3326	747	1	2007	DATE
fsr-3326	748	1	burke et al	PERSON
fsr-3326	749	1	2015	CARDINAL
fsr-3326	749	2	chalmers & reuter	ORG
fsr-3326	749	3	2020	DATE
fsr-3326	749	4	annual	DATE
fsr-3326	749	5	chen & richardson	ORG
fsr-3326	749	6	2018	DATE
fsr-3326	749	7	chen & richardson	ORG
fsr-3326	749	8	2019	DATE
fsr-3326	750	1	2013	DATE
fsr-3326	750	2	cupach & carson	ORG
fsr-3326	750	3	2002	DATE
fsr-3326	750	4	32(3	CARDINAL
fsr-3326	750	5	55	CARDINAL
fsr-3326	751	1	2013	DATE
fsr-3326	751	2	dvorak	PERSON
fsr-3326	751	3	2015	DATE
fsr-3326	751	4	2013	DATE
fsr-3326	751	5	foerster et al	PERSON
fsr-3326	752	1	2017	CARDINAL
fsr-3326	752	2	2.5%	PERCENT
fsr-3326	752	3	annually	DATE
fsr-3326	752	4	1992	DATE
fsr-3326	753	1	2012	DATE
fsr-3326	754	1	56	CARDINAL
fsr-3326	754	2	hackethal et al	PERSON
fsr-3326	754	3	2010	DATE
fsr-3326	755	1	2017	CARDINAL
fsr-3326	755	2	inderst & ottaviani	ORG
fsr-3326	755	3	2012b	DATE
fsr-3326	755	4	al	ORG
fsr-3326	756	1	2007	DATE
fsr-3326	756	2	kingston & weng	ORG
fsr-3326	756	3	2014	DATE
fsr-3326	756	4	krausz & paroush	ORG
fsr-3326	756	5	2002	DATE
fsr-3326	756	6	lai	ORG
fsr-3326	756	7	2016	CARDINAL
fsr-3326	756	8	32(3	CARDINAL
fsr-3326	756	9	57 liu	QUANTITY
fsr-3326	756	10	2005	DATE
fsr-3326	756	11	2018	DATE
fsr-3326	757	1	2012	DATE
fsr-3326	757	2	kohlert	PERSON
fsr-3326	757	3	2009	DATE
fsr-3326	757	4	stoughton et al	PERSON
fsr-3326	758	1	2011	DATE
fsr-3326	759	1	2008	DATE
fsr-3326	760	1	58 barnett	QUANTITY
fsr-3326	760	2	2005	DATE
fsr-3326	760	3	7	CARDINAL
fsr-3326	761	1	2012	DATE
fsr-3326	761	2	about 5%	PERCENT
fsr-3326	761	3	burke & hung	ORG
fsr-3326	761	4	2021	CARDINAL
fsr-3326	762	1	2017	CARDINAL
fsr-3326	762	2	5	CARDINAL
fsr-3326	762	3	deng & liu	ORG
fsr-3326	762	4	2017	CARDINAL
fsr-3326	762	5	al	ORG
fsr-3326	763	1	2009	DATE
fsr-3326	763	2	eriksson & hermansson	ORG
fsr-3326	763	3	2019	DATE
fsr-3326	763	4	two	CARDINAL
fsr-3326	763	5	monthly	DATE
fsr-3326	763	6	32(3	CARDINAL
fsr-3326	763	7	59	CARDINAL
fsr-3326	763	8	monthly	DATE
fsr-3326	764	1	2015	CARDINAL
fsr-3326	764	2	georgarakos & inderst	ORG
fsr-3326	764	3	2014	DATE
fsr-3326	765	1	2018	DATE
fsr-3326	765	2	johnson & grayson	ORG
fsr-3326	765	3	2005	DATE
fsr-3326	765	4	five	CARDINAL
fsr-3326	765	5	lachance & tang	ORG
fsr-3326	765	6	2012	DATE
fsr-3326	765	7	five	CARDINAL
fsr-3326	765	8	7	CARDINAL
fsr-3326	765	9	five	CARDINAL
fsr-3326	767	1	2018	DATE
fsr-3326	768	1	60	CARDINAL
fsr-3326	769	1	30%	PERCENT
fsr-3326	770	1	2017	CARDINAL
fsr-3326	770	2	five	CARDINAL
fsr-3326	770	3	monti et al	PERSON
fsr-3326	771	1	2014	DATE
fsr-3326	771	2	four	CARDINAL
fsr-3326	771	3	77%	PERCENT
fsr-3326	771	4	pauls et al	PERSON
fsr-3326	772	1	2016	DATE
fsr-3326	772	2	2018	DATE
fsr-3326	772	3	8.8%	PERCENT
fsr-3326	772	4	a year	DATE
fsr-3326	772	5	winchester & huston	ORG
fsr-3326	772	6	2017	CARDINAL
fsr-3326	774	1	2022	CARDINAL
fsr-3326	774	2	63%	PERCENT
fsr-3326	774	3	32(3	CARDINAL
fsr-3326	774	4	61	CARDINAL
fsr-3326	774	5	barrick &	ORG
fsr-3326	774	6	2003	DATE
fsr-3326	774	7	eight	CARDINAL
fsr-3326	775	1	2009	DATE
fsr-3326	775	2	bluethgen et al	PERSON
fsr-3326	776	1	2008	DATE
fsr-3326	776	2	simonov	PERSON
fsr-3326	776	3	2015	CARDINAL
fsr-3326	776	4	chatterjee &	ORG
fsr-3326	776	5	2023	CARDINAL
fsr-3326	776	6	6	CARDINAL
fsr-3326	777	1	2017	CARDINAL
fsr-3326	778	1	62	CARDINAL
fsr-3326	778	2	1995	DATE
fsr-3326	778	3	eighteen	CARDINAL
fsr-3326	778	4	1997	DATE
fsr-3326	778	5	eighteen	CARDINAL
fsr-3326	779	1	2013	DATE
fsr-3326	779	2	roth ira	PERSON
fsr-3326	779	3	direr & visser	ORG
fsr-3326	779	4	2013	DATE
fsr-3326	779	5	2021	CARDINAL
fsr-3326	779	6	fischer & gerhardt	ORG
fsr-3326	779	7	2007	DATE
fsr-3326	779	8	32(3	CARDINAL
fsr-3326	779	9	63	CARDINAL
fsr-3326	779	10	grable & chatterjee	ORG
fsr-3326	779	11	2014	DATE
fsr-3326	779	12	6.25%	PERCENT
fsr-3326	779	13	hanna &	ORG
fsr-3326	779	14	2010	DATE
fsr-3326	780	1	1990	DATE
fsr-3326	780	2	ten	CARDINAL
fsr-3326	780	3	hershey & walsh	ORG
fsr-3326	780	4	2000	DATE
fsr-3326	780	5	thirty-two	CARDINAL
fsr-3326	781	1	2009	DATE
fsr-3326	782	1	64	CARDINAL
fsr-3326	782	2	hudson & palmer	ORG
fsr-3326	782	3	2014	DATE
fsr-3326	782	4	ten	CARDINAL
fsr-3326	782	5	2013	DATE
fsr-3326	782	6	kramer	PERSON
fsr-3326	782	7	2012	DATE
fsr-3326	782	8	liu et al	PERSON
fsr-3326	783	1	2019	DATE
fsr-3326	783	2	annual	DATE
fsr-3326	783	3	marsden et al	PERSON
fsr-3326	784	1	2011	DATE
fsr-3326	784	2	32(3	CARDINAL
fsr-3326	784	3	65	CARDINAL
fsr-3326	784	4	martin & finke	ORG
fsr-3326	784	5	2014	DATE
fsr-3326	784	6	2015	CARDINAL
fsr-3326	784	7	four years	DATE
fsr-3326	784	8	montmarquette & viennot-briot	ORG
fsr-3326	784	9	2019	DATE
fsr-3326	784	10	2009 to 2013	DATE
fsr-3326	784	11	16.4%	PERCENT
fsr-3326	784	12	1.7%	PERCENT
fsr-3326	785	1	moreland	PERSON
fsr-3326	785	2	2018	DATE
fsr-3326	786	1	2021	CARDINAL
fsr-3326	786	2	pan et al	PERSON
fsr-3326	787	1	2020	DATE
fsr-3326	787	2	al	ORG
fsr-3326	788	1	66	CARDINAL
fsr-3326	788	2	2016	DATE
fsr-3326	788	3	shapira & venezia	ORG
fsr-3326	788	4	2001	DATE
fsr-3326	789	1	2012	DATE
fsr-3326	789	2	roth ira	PERSON
fsr-3326	789	3	1995	DATE
fsr-3326	789	4	ten	CARDINAL
fsr-3326	789	5	von gaudecker	PERSON
fsr-3326	789	6	2015	CARDINAL
fsr-3326	789	7	32(3	CARDINAL
fsr-3326	789	8	67	CARDINAL
fsr-3326	789	9	winchester & huston	ORG
fsr-3326	789	10	2014	DATE
fsr-3326	789	11	winchester & huston	ORG
fsr-3326	789	12	2015	DATE
fsr-3326	789	13	3	CARDINAL
fsr-3326	789	14	2	CARDINAL
fsr-3326	789	15	nearly 2	CARDINAL
fsr-3326	789	16	winchester et al	PERSON
fsr-3326	790	1	2011	DATE
fsr-3326	790	2	2014	DATE
fsr-3326	790	3	afa	ORG
fsr-3326	790	4	annual	DATE