id	sid	eid	entity	type
fsr-3335	2	1	patrick j. collins	PERSON
fsr-3335	2	2	ph.d	ORG
fsr-3335	2	3	clu	ORG
fsr-3335	2	4	cfaa	ORG
fsr-3335	2	5	huy lam	PERSON
fsr-3335	2	6	cfab	PERSON
fsr-3335	2	7	josh stampfli	PERSON
fsr-3335	2	8	ma	PERSON
fsr-3335	2	9	eesorc	PERSON
fsr-3335	2	10	university of san francisco	ORG
fsr-3335	2	11	2130	CARDINAL
fsr-3335	2	12	fulton street	ORG
fsr-3335	2	13	san francisco	GPE
fsr-3335	2	14	94117	DATE
fsr-3335	2	15	usa bschultz collins, inc.	ORG
fsr-3335	2	16	455	CARDINAL
fsr-3335	2	17	1250	MONEY
fsr-3335	2	18	san francisco	GPE
fsr-3335	2	19	94105	DATE
fsr-3335	2	20	creek	GPE
fsr-3335	2	21	scarsdale	GPE
fsr-3335	2	22	10583	DATE
fsr-3335	3	1	monte carlo	PERSON
fsr-3335	6	1	4%	PERCENT
fsr-3335	6	2	49%	PERCENT
fsr-3335	8	1	2015	CARDINAL
fsr-3335	8	2	academy of financial services	ORG
fsr-3335	10	1	4%	PERCENT
fsr-3335	10	2	monte carlo	ORG
fsr-3335	10	3	1	CARDINAL
fsr-3335	12	1	1	CARDINAL
fsr-3335	12	2	2	CARDINAL
fsr-3335	13	1	first	ORDINAL
fsr-3335	15	1	1-415	CARDINAL
fsr-3335	15	2	1-415	CARDINAL
fsr-3335	16	1	h. lam	PERSON
fsr-3335	16	2	24	CARDINAL
fsr-3335	16	3	2015	CARDINAL
fsr-3335	16	4	193–216	CARDINAL
fsr-3335	16	5	2015	CARDINAL
fsr-3335	16	6	academy of financial services	ORG
fsr-3335	18	1	second	ORDINAL
fsr-3335	21	1	three	CARDINAL
fsr-3335	22	1	1	CARDINAL
fsr-3335	29	1	1	CARDINAL
fsr-3335	29	2	194	CARDINAL
fsr-3335	29	3	collins et al	PERSON
fsr-3335	29	4	24	CARDINAL
fsr-3335	29	5	2015	CARDINAL
fsr-3335	29	6	193–216 2	DATE
fsr-3335	31	1	1	CARDINAL
fsr-3335	33	1	2	CARDINAL
fsr-3335	34	1	3	CARDINAL
fsr-3335	36	1	4	CARDINAL
fsr-3335	44	1	two	CARDINAL
fsr-3335	44	2	1	CARDINAL
fsr-3335	44	3	bonini	PERSON
fsr-3335	48	1	collins et al	PERSON
fsr-3335	48	2	24	CARDINAL
fsr-3335	48	3	2015	CARDINAL
fsr-3335	48	4	193–216 2	DATE
fsr-3335	50	1	3	CARDINAL
fsr-3335	51	1	y monte carlo	PERSON
fsr-3335	51	2	two	CARDINAL
fsr-3335	55	1	3.1	CARDINAL
fsr-3335	55	2	1	CARDINAL
fsr-3335	55	3	2	CARDINAL
fsr-3335	55	4	3	CARDINAL
fsr-3335	60	1	huang	GPE
fsr-3335	60	2	wang	PERSON
fsr-3335	60	3	2004	DATE
fsr-3335	60	4	196	CARDINAL
fsr-3335	60	5	collins et al	PERSON
fsr-3335	60	6	24	CARDINAL
fsr-3335	60	7	2015	CARDINAL
fsr-3335	60	8	193–216	CARDINAL
fsr-3335	60	9	3.33%	PERCENT
fsr-3335	60	10	65-year-old	DATE
fsr-3335	60	11	95%	PERCENT
fsr-3335	65	1	10 years	DATE
fsr-3335	65	2	nearly four	CARDINAL
fsr-3335	65	3	as much as one	CARDINAL
fsr-3335	65	4	2002	DATE
fsr-3335	65	5	3%	PERCENT
fsr-3335	67	1	3.2	CARDINAL
fsr-3335	71	1	20	CARDINAL
fsr-3335	71	2	25	DATE
fsr-3335	71	3	30 years	DATE
fsr-3335	72	1	4%	PERCENT
fsr-3335	72	2	4%	PERCENT
fsr-3335	74	1	the start date	DATE
fsr-3335	75	1	bierwirth	PERSON
fsr-3335	75	2	1994	DATE
fsr-3335	75	3	1926	DATE
fsr-3335	75	4	one year	DATE
fsr-3335	75	5	42	CARDINAL
fsr-3335	75	6	27-year	DATE
fsr-3335	75	7	1992	DATE
fsr-3335	76	1	a new ending year	DATE
fsr-3335	77	1	intervening years	DATE
fsr-3335	81	1	75%	PERCENT
fsr-3335	81	2	cooley, hubbard	ORG
fsr-3335	81	3	2011	DATE
fsr-3335	82	1	75%	PERCENT
fsr-3335	82	2	75%	PERCENT
fsr-3335	82	3	75%	PERCENT
fsr-3335	84	1	collins et al	PERSON
fsr-3335	84	2	24	CARDINAL
fsr-3335	84	3	2015	CARDINAL
fsr-3335	84	4	193–216	CARDINAL
fsr-3335	88	1	o’flinn	PERSON
fsr-3335	88	2	2010	DATE
fsr-3335	88	3	one	CARDINAL
fsr-3335	88	4	the 1970s and	DATE
fsr-3335	88	5	1980s	DATE
fsr-3335	90	1	one	CARDINAL
fsr-3335	90	2	davis	ORG
fsr-3335	90	3	wicas	PERSON
fsr-3335	90	4	2004	DATE
fsr-3335	94	1	3.3	CARDINAL
fsr-3335	99	1	two	CARDINAL
fsr-3335	101	1	spitzer	PERSON
fsr-3335	101	2	2008	DATE
fsr-3335	105	1	198	CARDINAL
fsr-3335	105	2	collins et al	PERSON
fsr-3335	105	3	24	CARDINAL
fsr-3335	105	4	2015	CARDINAL
fsr-3335	105	5	193–216	CARDINAL
fsr-3335	106	1	3.4	CARDINAL
fsr-3335	107	1	monte carlo	PERSON
fsr-3335	109	1	monte carlo simulators generate	ORG
fsr-3335	111	1	monte carlo simulation engines	ORG
fsr-3335	113	1	two	CARDINAL
fsr-3335	113	2	monte carlo	ORG
fsr-3335	113	3	klinger	PERSON
fsr-3335	113	4	2011	DATE
fsr-3335	113	5	above 85%	PERCENT
fsr-3335	114	1	klinger	PERSON
fsr-3335	114	2	6.9%	PERCENT
fsr-3335	114	3	15.7%	PERCENT
fsr-3335	114	4	6.6%	PERCENT
fsr-3335	114	5	2.4%	PERCENT
fsr-3335	115	1	monte carlo	ORG
fsr-3335	115	2	contention.9 blanchett	ORG
fsr-3335	115	3	blanchett	GPE
fsr-3335	115	4	2008	DATE
fsr-3335	115	5	monte carlo	PERSON
fsr-3335	117	1	monte carlo	PERSON
fsr-3335	119	1	3.5	CARDINAL
fsr-3335	120	1	monte carlo	PERSON
fsr-3335	122	1	lee	PERSON
fsr-3335	122	2	2009	DATE
fsr-3335	123	1	monte carlo	ORG
fsr-3335	124	1	duchin	PERSON
fsr-3335	124	2	2004	DATE
fsr-3335	124	3	monthly	DATE
fsr-3335	124	4	eleven	CARDINAL
fsr-3335	125	1	2011	DATE
fsr-3335	125	2	10	CARDINAL
fsr-3335	125	3	199p.j	CARDINAL
fsr-3335	126	1	collins et al	PERSON
fsr-3335	126	2	24	CARDINAL
fsr-3335	126	3	2015	CARDINAL
fsr-3335	126	4	193–216	CARDINAL
fsr-3335	126	5	wakeby	ORG
fsr-3335	126	6	weibull	ORG
fsr-3335	126	7	4%	PERCENT
fsr-3335	127	1	4%	PERCENT
fsr-3335	128	1	one	CARDINAL
fsr-3335	129	1	3.6	CARDINAL
fsr-3335	133	1	2009	DATE
fsr-3335	133	2	six	CARDINAL
fsr-3335	134	1	campbell	ORG
fsr-3335	134	2	2005	DATE
fsr-3335	136	1	campbell	ORG
fsr-3335	136	2	2005	DATE
fsr-3335	137	1	risk.10 3.7	ORG
fsr-3335	138	1	two	CARDINAL
fsr-3335	138	2	one	CARDINAL
fsr-3335	140	1	two	CARDINAL
fsr-3335	141	1	two	CARDINAL
fsr-3335	141	2	the next period	DATE
fsr-3335	141	3	1	CARDINAL
fsr-3335	142	1	bekaert	PERSON
fsr-3335	142	2	2004	DATE
fsr-3335	142	3	2012	DATE
fsr-3335	143	1	bekaert	PERSON
fsr-3335	143	2	200	CARDINAL
fsr-3335	143	3	collins et al	PERSON
fsr-3335	143	4	24	CARDINAL
fsr-3335	143	5	2015	CARDINAL
fsr-3335	143	6	193–216	CARDINAL
fsr-3335	146	1	10%	PERCENT
fsr-3335	146	2	20%	PERCENT
fsr-3335	147	1	18%	PERCENT
fsr-3335	147	2	15%	PERCENT
fsr-3335	147	3	23% and 25%	PERCENT
fsr-3335	149	1	4	CARDINAL
fsr-3335	150	1	only one	CARDINAL
fsr-3335	158	1	two	CARDINAL
fsr-3335	158	2	70%	PERCENT
fsr-3335	158	3	u.s.	GPE
fsr-3335	158	4	30%	PERCENT
fsr-3335	158	5	u.s.	GPE
fsr-3335	162	1	1,250,000	MONEY
fsr-3335	162	2	60,000	MONEY
fsr-3335	162	3	30 years	DATE
fsr-3335	163	1	only two	CARDINAL
fsr-3335	165	1	collins et al	PERSON
fsr-3335	165	2	24	CARDINAL
fsr-3335	165	3	2015	CARDINAL
fsr-3335	165	4	193–216	CARDINAL
fsr-3335	168	1	1	CARDINAL
fsr-3335	168	2	two	CARDINAL
fsr-3335	168	3	three	CARDINAL
fsr-3335	168	4	3%	PERCENT
fsr-3335	168	5	4%	PERCENT
fsr-3335	168	6	5%	PERCENT
fsr-3335	169	1	one	CARDINAL
fsr-3335	170	1	3%	PERCENT
fsr-3335	170	2	roughly a million dollars	MONEY
fsr-3335	170	3	4%	PERCENT
fsr-3335	171	1	75%	PERCENT
fsr-3335	171	2	the 3% and 4%	PERCENT
fsr-3335	172	1	1	CARDINAL
fsr-3335	173	1	3%	PERCENT
fsr-3335	173	2	91%	PERCENT
fsr-3335	173	3	9%	PERCENT
fsr-3335	173	4	4%	PERCENT
fsr-3335	173	5	82%	PERCENT
fsr-3335	176	1	three	CARDINAL
fsr-3335	176	2	1	CARDINAL
fsr-3335	176	3	two	CARDINAL
fsr-3335	176	4	one	CARDINAL
fsr-3335	176	5	4.32%	PERCENT
fsr-3335	176	6	1973	DATE
fsr-3335	176	7	2012	DATE
fsr-3335	176	8	previous 12 month	DATE
fsr-3335	176	9	1.74%	PERCENT
fsr-3335	176	10	2012	DATE
fsr-3335	180	1	2012	DATE
fsr-3335	180	2	2012	DATE
fsr-3335	181	1	2006	DATE
fsr-3335	181	2	paul kaplan	PERSON
fsr-3335	181	3	2006	DATE
fsr-3335	182	1	kaplan models	ORG
fsr-3335	182	2	three	CARDINAL
fsr-3335	182	3	two	CARDINAL
fsr-3335	183	1	1	CARDINAL
fsr-3335	183	2	3%	PERCENT
fsr-3335	183	3	4%	PERCENT
fsr-3335	183	4	5%	PERCENT
fsr-3335	183	5	12 months	DATE
fsr-3335	183	6	50th	ORDINAL
fsr-3335	183	7	$2,417,712 $1,347,812 $665,967 $1,050,470 $	MONEY
fsr-3335	183	8	1,423,391	MONEY
fsr-3335	183	9	30th	ORDINAL
fsr-3335	183	10	$1,232,951 $	MONEY
fsr-3335	183	11	499,252	MONEY
fsr-3335	183	12	$33,002 $129,020	MONEY
fsr-3335	183	13	397,651	MONEY
fsr-3335	183	14	10th	ORDINAL
fsr-3335	183	15	$71,029 $	MONEY
fsr-3335	183	16	0	MONEY
fsr-3335	183	17	9%	PERCENT
fsr-3335	183	18	18%	PERCENT
fsr-3335	183	19	29%	PERCENT
fsr-3335	183	20	26%	PERCENT
fsr-3335	183	21	21%	PERCENT
fsr-3335	183	22	750k	MONEY
fsr-3335	183	23	27%	PERCENT
fsr-3335	183	24	43%	PERCENT
fsr-3335	183	25	57%	PERCENT
fsr-3335	183	26	51%	PERCENT
fsr-3335	183	27	44%	PERCENT
fsr-3335	183	28	202	CARDINAL
fsr-3335	183	29	p.j.	ORG
fsr-3335	183	30	collins et al	PERSON
fsr-3335	183	31	24	CARDINAL
fsr-3335	183	32	2015	CARDINAL
fsr-3335	183	33	193–216 5	DATE
fsr-3335	183	34	5.1	CARDINAL
fsr-3335	184	1	two	CARDINAL
fsr-3335	184	2	five	CARDINAL
fsr-3335	186	1	monte carlo	PERSON
fsr-3335	187	1	monte carlo	PERSON
fsr-3335	189	1	monte carlo	PERSON
fsr-3335	195	1	monte carlo	PERSON
fsr-3335	197	1	mary hardy	PERSON
fsr-3335	197	2	2003	DATE
fsr-3335	197	3	canadian	NORP
fsr-3335	199	1	two	CARDINAL
fsr-3335	200	1	monte carlo	PERSON
fsr-3335	201	1	first	ORDINAL
fsr-3335	206	1	203p.j	CARDINAL
fsr-3335	207	1	collins et al	PERSON
fsr-3335	207	2	24	CARDINAL
fsr-3335	207	3	2015	CARDINAL
fsr-3335	207	4	193–216	CARDINAL
fsr-3335	208	1	the next period	DATE
fsr-3335	211	1	two	CARDINAL
fsr-3335	212	1	12 month	DATE
fsr-3335	213	1	five	CARDINAL
fsr-3335	213	2	1	CARDINAL
fsr-3335	213	3	2	CARDINAL
fsr-3335	213	4	3	CARDINAL
fsr-3335	214	1	4	CARDINAL
fsr-3335	214	2	5	CARDINAL
fsr-3335	215	1	$1.25 million	MONEY
fsr-3335	215	2	60,000	MONEY
fsr-3335	215	3	annually	DATE
fsr-3335	215	4	4.8%	PERCENT
fsr-3335	216	1	2	CARDINAL
fsr-3335	217	1	2	CARDINAL
fsr-3335	218	1	five	CARDINAL
fsr-3335	219	1	less than 25%	PERCENT
fsr-3335	220	1	2	CARDINAL
fsr-3335	220	2	204	CARDINAL
fsr-3335	220	3	collins et al	PERSON
fsr-3335	220	4	24	CARDINAL
fsr-3335	220	5	2015	CARDINAL
fsr-3335	221	1	193–216	CARDINAL
fsr-3335	222	1	6%	PERCENT
fsr-3335	223	1	monte carlo	PERSON
fsr-3335	224	1	3%	PERCENT
fsr-3335	225	1	6%	PERCENT
fsr-3335	225	2	monte carlo	PERSON
fsr-3335	226	1	approximately 49%	PERCENT
fsr-3335	227	1	retires.17	ORG
fsr-3335	228	1	5.2	CARDINAL
fsr-3335	229	1	two	CARDINAL
fsr-3335	231	1	14	CARDINAL
fsr-3335	231	2	five	CARDINAL
fsr-3335	233	1	2	CARDINAL
fsr-3335	234	1	three	CARDINAL
fsr-3335	234	2	five	CARDINAL
fsr-3335	234	3	two	CARDINAL
fsr-3335	234	4	just 4%	PERCENT
fsr-3335	234	5	9%	PERCENT
fsr-3335	238	1	5.3	CARDINAL
fsr-3335	238	2	30-year	DATE
fsr-3335	240	1	30-year	DATE
fsr-3335	240	2	age 65	DATE
fsr-3335	243	1	30 years	DATE
fsr-3335	245	1	collins et al	PERSON
fsr-3335	245	2	24	CARDINAL
fsr-3335	245	3	2015	CARDINAL
fsr-3335	245	4	193–216	CARDINAL
fsr-3335	251	1	68 year old	DATE
fsr-3335	252	1	roughly 19 years	DATE
fsr-3335	252	2	18.7	CARDINAL
fsr-3335	252	3	19.1	CARDINAL
fsr-3335	253	1	360 months	DATE
fsr-3335	253	2	30 years	DATE
fsr-3335	253	3	the month	DATE
fsr-3335	253	4	first	ORDINAL
fsr-3335	254	1	2	CARDINAL
fsr-3335	255	1	five	CARDINAL
fsr-3335	255	2	75%	PERCENT
fsr-3335	256	1	monte carlo simulation program	ORG
fsr-3335	256	2	an approximately 4%	PERCENT
fsr-3335	257	1	approximately 25%	PERCENT
fsr-3335	262	1	5.4	CARDINAL
fsr-3335	264	1	fees21	ORG
fsr-3335	265	1	fig	ORG
fsr-3335	266	1	3	CARDINAL
fsr-3335	268	1	3	CARDINAL
fsr-3335	270	1	1	CARDINAL
fsr-3335	270	2	2	CARDINAL
fsr-3335	273	1	206	CARDINAL
fsr-3335	273	2	collins et al	PERSON
fsr-3335	273	3	24	CARDINAL
fsr-3335	273	4	2015	CARDINAL
fsr-3335	273	5	193–216	CARDINAL
fsr-3335	278	1	401(k)s, 403(b)s	DATE
fsr-3335	278	2	20%	PERCENT
fsr-3335	278	3	15%	PERCENT
fsr-3335	281	1	half	CARDINAL
fsr-3335	281	2	the start year	DATE
fsr-3335	282	1	monthly	DATE
fsr-3335	283	1	quarterly	DATE
fsr-3335	284	1	fig	ORG
fsr-3335	285	1	3	CARDINAL
fsr-3335	286	1	5,000	MONEY
fsr-3335	286	2	monthly	DATE
fsr-3335	289	1	4 to 7 percentage points	PERCENT
fsr-3335	291	1	3. 207p.j	CARDINAL
fsr-3335	292	1	collins et al	PERSON
fsr-3335	292	2	24	CARDINAL
fsr-3335	292	3	2015	CARDINAL
fsr-3335	292	4	193–216	CARDINAL
fsr-3335	294	1	4	CARDINAL
fsr-3335	294	2	five	CARDINAL
fsr-3335	295	1	two	CARDINAL
fsr-3335	295	2	30 years	DATE
fsr-3335	300	1	one	CARDINAL
fsr-3335	301	1	30 years	DATE
fsr-3335	304	1	third	ORDINAL
fsr-3335	304	2	12% to 4% and 16% to 5%	PERCENT
fsr-3335	305	1	half	CARDINAL
fsr-3335	305	2	26% to 14% and 22% to 11%	PERCENT
fsr-3335	306	1	40%	PERCENT
fsr-3335	306	2	43% to 25%	PERCENT
fsr-3335	307	1	dl	ORG
fsr-3335	310	1	dfl	PERSON
fsr-3335	311	1	dfl	ORG
fsr-3335	314	1	4	CARDINAL
fsr-3335	314	2	208	CARDINAL
fsr-3335	314	3	collins et al	PERSON
fsr-3335	314	4	24	CARDINAL
fsr-3335	314	5	2015	CARDINAL
fsr-3335	314	6	193–216	CARDINAL
fsr-3335	317	1	fig	ORG
fsr-3335	318	1	4	CARDINAL
fsr-3335	321	1	4%	PERCENT
fsr-3335	321	2	49%	PERCENT
fsr-3335	323	1	6	CARDINAL
fsr-3335	331	1	williams	PERSON
fsr-3335	331	2	2012	DATE
fsr-3335	331	3	43%	PERCENT
fsr-3335	332	1	2012	DATE
fsr-3335	334	1	two	CARDINAL
fsr-3335	338	1	209p.j	CARDINAL
fsr-3335	339	1	collins et al	PERSON
fsr-3335	339	2	24	CARDINAL
fsr-3335	339	3	2015	CARDINAL
fsr-3335	339	4	193–216 7	DATE
fsr-3335	340	1	first	ORDINAL
fsr-3335	341	1	monte carlo	PERSON
fsr-3335	343	1	two	CARDINAL
fsr-3335	346	1	one	CARDINAL
fsr-3335	348	1	the approximately 30 years	DATE
fsr-3335	349	1	paul kleindorfer	PERSON
fsr-3335	349	2	2010	DATE
fsr-3335	353	1	monte carlo simulation models	ORG
fsr-3335	358	1	two	CARDINAL
fsr-3335	358	2	1	CARDINAL
fsr-3335	362	1	210	CARDINAL
fsr-3335	362	2	collins et al	PERSON
fsr-3335	362	3	24	CARDINAL
fsr-3335	362	4	2015	CARDINAL
fsr-3335	362	5	193–216	CARDINAL
fsr-3335	366	1	monthly	DATE
fsr-3335	366	2	daily	DATE
fsr-3335	367	1	2	CARDINAL
fsr-3335	382	1	1	CARDINAL
fsr-3335	385	1	211p.j	CARDINAL
fsr-3335	386	1	collins et al	PERSON
fsr-3335	386	2	24	CARDINAL
fsr-3335	386	3	2015	CARDINAL
fsr-3335	386	4	193–216	CARDINAL
fsr-3335	389	1	2	CARDINAL
fsr-3335	391	1	every few years	DATE
fsr-3335	391	2	turner	ORG
fsr-3335	391	3	witte	GPE
fsr-3335	391	4	2009	DATE
fsr-3335	392	1	3	CARDINAL
fsr-3335	392	2	carol alexander	PERSON
fsr-3335	392	3	2008	DATE
fsr-3335	392	4	four	CARDINAL
fsr-3335	393	1	4	CARDINAL
fsr-3335	393	2	a. g. karolyi	PERSON
fsr-3335	393	3	2001	DATE
fsr-3335	394	1	5	CARDINAL
fsr-3335	400	1	6	CARDINAL
fsr-3335	400	2	dicarlo jr.	PERSON
fsr-3335	400	3	2008	DATE
fsr-3335	402	1	7	CARDINAL
fsr-3335	403	1	8	CARDINAL
fsr-3335	403	2	1995	DATE
fsr-3335	407	1	9 milevsky	DATE
fsr-3335	407	2	abaimova	PERSON
fsr-3335	407	3	2006	DATE
fsr-3335	408	1	212	CARDINAL
fsr-3335	408	2	collins et al	PERSON
fsr-3335	408	3	24	CARDINAL
fsr-3335	408	4	2015	CARDINAL
fsr-3335	408	5	193–216	CARDINAL
fsr-3335	408	6	webb	ORG
fsr-3335	408	7	hurwitz	PERSON
fsr-3335	408	8	li	PERSON
fsr-3335	408	9	2013	DATE
fsr-3335	408	10	three	CARDINAL
fsr-3335	409	1	11	CARDINAL
fsr-3335	409	2	kelly	PERSON
fsr-3335	409	3	2002	DATE
fsr-3335	411	1	hamilton	PERSON
fsr-3335	411	2	susmel	PERSON
fsr-3335	411	3	1994	DATE
fsr-3335	412	1	litzenberger	PERSON
fsr-3335	412	2	2010	DATE
fsr-3335	412	3	eight	CARDINAL
fsr-3335	413	1	ameriks	ORG
fsr-3335	413	2	caplin	PERSON
fsr-3335	413	3	van nieuwerburgh	PERSON
fsr-3335	413	4	2008	DATE
fsr-3335	413	5	four	CARDINAL
fsr-3335	414	1	one	CARDINAL
fsr-3335	415	1	gupta	PERSON
fsr-3335	415	2	li	PERSON
fsr-3335	415	3	2013	DATE
fsr-3335	416	1	12	CARDINAL
fsr-3335	416	2	gould	PERSON
fsr-3335	416	3	2006	DATE
fsr-3335	417	1	13	CARDINAL
fsr-3335	417	2	50th	ORDINAL
fsr-3335	417	3	1st	ORDINAL
fsr-3335	417	4	100th	ORDINAL
fsr-3335	418	1	14	CARDINAL
fsr-3335	419	1	15	CARDINAL
fsr-3335	419	2	one	CARDINAL
fsr-3335	420	1	16	CARDINAL
fsr-3335	420	2	30 years	DATE
fsr-3335	422	1	17	CARDINAL
fsr-3335	422	2	1	CARDINAL
fsr-3335	422	3	2	CARDINAL
fsr-3335	423	1	18	CARDINAL
fsr-3335	426	1	19	CARDINAL
fsr-3335	426	2	2000	DATE
fsr-3335	427	1	multiasset	ORG
fsr-3335	428	1	213p.j	CARDINAL
fsr-3335	429	1	collins et al	PERSON
fsr-3335	429	2	24	CARDINAL
fsr-3335	429	3	2015	CARDINAL
fsr-3335	429	4	193–216	CARDINAL
fsr-3335	429	5	one half	CARDINAL
fsr-3335	431	1	brown & mcdaid	ORG
fsr-3335	431	2	2003	DATE
fsr-3335	431	3	45	CARDINAL
fsr-3335	432	1	21	CARDINAL
fsr-3335	432	2	1%	PERCENT
fsr-3335	432	3	million	CARDINAL
fsr-3335	432	4	65	CARDINAL
fsr-3335	432	5	million	CARDINAL
fsr-3335	432	6	35	CARDINAL
fsr-3335	432	7	between two and five-million	CARDINAL
fsr-3335	432	8	25	CARDINAL
fsr-3335	432	9	five-million	CARDINAL
fsr-3335	433	1	1%	PERCENT
fsr-3335	434	1	5,000	MONEY
fsr-3335	434	2	below half	CARDINAL
fsr-3335	435	1	annually	DATE
fsr-3335	436	1	22	CARDINAL
fsr-3335	437	1	gordon pye	PERSON
fsr-3335	437	2	2001	DATE
fsr-3335	439	1	first	ORDINAL
fsr-3335	439	2	2011	DATE
fsr-3335	440	1	23	CARDINAL
fsr-3335	440	2	klein	PERSON
fsr-3335	440	3	2002	DATE
fsr-3335	442	1	monthly	DATE
fsr-3335	443	1	blanchett	PERSON
fsr-3335	443	2	chen	PERSON
fsr-3335	443	3	2012	DATE
fsr-3335	444	1	scott	ORG
fsr-3335	444	2	sharpe	PERSON
fsr-3335	444	3	watson	PERSON
fsr-3335	444	4	2009	DATE
fsr-3335	445	1	24	CARDINAL
fsr-3335	445	2	thomas j. sargent’s	PERSON
fsr-3335	446	1	hansen	PERSON
fsr-3335	446	2	2008	DATE
fsr-3335	447	1	collins	PERSON
fsr-3335	447	2	2007	DATE
fsr-3335	448	1	alexander	PERSON
fsr-3335	448	2	2008	DATE
fsr-3335	450	1	chichester	PERSON
fsr-3335	450	2	john wiley &	ORG
fsr-3335	451	1	ameriks	PERSON
fsr-3335	451	2	j., caplin, a., & van nieuwerburgh	ORG
fsr-3335	451	3	s.	PERSON
fsr-3335	451	4	2008	DATE
fsr-3335	453	1	j. ameriks & o. mitchell	ORG
fsr-3335	454	1	251–275	CARDINAL
fsr-3335	455	1	oxford	NORP
fsr-3335	455	2	oxford university press	ORG
fsr-3335	456	1	ang, a., & bekaert	ORG
fsr-3335	456	2	2004	DATE
fsr-3335	458	1	financial analyst journal	ORG
fsr-3335	458	2	60	CARDINAL
fsr-3335	459	1	m., & goebel	ORG
fsr-3335	459	2	j. m.	PERSON
fsr-3335	459	3	2011	DATE
fsr-3335	461	1	24	CARDINAL
fsr-3335	461	2	36–43	CARDINAL
fsr-3335	462	1	214	CARDINAL
fsr-3335	462	2	collins et al	PERSON
fsr-3335	462	3	24	CARDINAL
fsr-3335	462	4	2015	CARDINAL
fsr-3335	462	5	193–216	CARDINAL
fsr-3335	462	6	1994	DATE
fsr-3335	464	1	7	CARDINAL
fsr-3335	465	1	blanchett	PERSON
fsr-3335	465	2	d. m.	PERSON
fsr-3335	465	3	b. c. (	PERSON
fsr-3335	465	4	2008	DATE
fsr-3335	467	1	21	CARDINAL
fsr-3335	468	1	blanchett	PERSON
fsr-3335	468	2	d.	NORP
fsr-3335	468	3	kowara	GPE
fsr-3335	468	4	m., & chen	ORG
fsr-3335	468	5	2012	DATE
fsr-3335	470	1	chicago	GPE
fsr-3335	470	2	morningstar	PERSON
fsr-3335	470	3	brown	PERSON
fsr-3335	470	4	r. l.	PERSON
fsr-3335	470	5	j.	PERSON
fsr-3335	470	6	2003	DATE
fsr-3335	472	1	north american	NORP
fsr-3335	472	2	7	CARDINAL
fsr-3335	473	1	campbell	ORG
fsr-3335	473	2	j. y.,	PERSON
fsr-3335	473	3	l. m.	PERSON
fsr-3335	473	4	2005	DATE
fsr-3335	478	1	campbell	PERSON
fsr-3335	478	2	j. y.,	PERSON
fsr-3335	478	3	l. m.	PERSON
fsr-3335	478	4	2005	DATE
fsr-3335	480	1	61	CARDINAL
fsr-3335	480	2	34–44	CARDINAL
fsr-3335	481	1	collins	PERSON
fsr-3335	481	2	2007	DATE
fsr-3335	483	1	124	CARDINAL
fsr-3335	483	2	29–96	DATE
fsr-3335	483	3	collins	PERSON
fsr-3335	483	4	s. l., &	PERSON
fsr-3335	483	5	j. (2000	PERSON
fsr-3335	485	1	35	CARDINAL
fsr-3335	486	1	p. l.	PERSON
fsr-3335	486	2	hubbard	GPE
fsr-3335	486	3	d. t.	PERSON
fsr-3335	486	4	2011	DATE
fsr-3335	488	1	journal of financial planning	ORG
fsr-3335	488	2	24	CARDINAL
fsr-3335	489	1	coopersmith	PERSON
fsr-3335	489	2	l. w.	PERSON
fsr-3335	489	3	a. r.	PERSON
fsr-3335	489	4	2011	DATE
fsr-3335	491	1	24	CARDINAL
fsr-3335	491	2	50–59	DATE
fsr-3335	492	1	davis	PERSON
fsr-3335	492	2	j. h.	PERSON
fsr-3335	492	3	wicas	GPE
fsr-3335	492	4	n. w.	PERSON
fsr-3335	492	5	f. m.	PERSON
fsr-3335	492	6	2004	DATE
fsr-3335	494	1	6	CARDINAL
fsr-3335	494	2	33–42	DATE
fsr-3335	495	1	dicarlo jr.	PERSON
fsr-3335	495	2	d. p., &	ORG
fsr-3335	495	3	s. m. (	PERSON
fsr-3335	495	4	2008	DATE
fsr-3335	497	1	ali-aba	PERSON
fsr-3335	497	2	477–479	CARDINAL
fsr-3335	498	1	m.	PERSON
fsr-3335	498	2	w. d.	PERSON
fsr-3335	498	3	2012	DATE
fsr-3335	500	1	25	CARDINAL
fsr-3335	500	2	44–51	CARDINAL
fsr-3335	501	1	gupta	GPE
fsr-3335	501	2	a., & li	ORG
fsr-3335	501	3	z.	PERSON
fsr-3335	501	4	2013	DATE
fsr-3335	503	1	34	CARDINAL
fsr-3335	503	2	447–459	CARDINAL
fsr-3335	504	1	hamilton	PERSON
fsr-3335	504	2	j., & susmel	ORG
fsr-3335	504	3	r.	PERSON
fsr-3335	504	4	1994	DATE
fsr-3335	506	1	econometrics	ORG
fsr-3335	506	2	64	DATE
fsr-3335	506	3	307–333	CARDINAL
fsr-3335	507	1	hansen	PERSON
fsr-3335	507	2	l. p.,	PERSON
fsr-3335	507	3	t. j. (	PERSON
fsr-3335	507	4	2008	DATE
fsr-3335	509	1	princeton	PERSON
fsr-3335	509	2	nj	ORG
fsr-3335	509	3	princeton university press	ORG
fsr-3335	510	1	m.	PERSON
fsr-3335	510	2	2003	DATE
fsr-3335	512	1	new york	GPE
fsr-3335	512	2	ny	GPE
fsr-3335	512	3	john wiley &	ORG
fsr-3335	513	1	huang	PERSON
fsr-3335	513	2	milevsky	GPE
fsr-3335	513	3	m. a.	PERSON
fsr-3335	513	4	j. (	PERSON
fsr-3335	513	5	2004	DATE
fsr-3335	515	1	34	CARDINAL
fsr-3335	515	2	421–447	CARDINAL
fsr-3335	516	1	c. j.	PERSON
fsr-3335	516	2	f. e., & klein	PERSON
fsr-3335	516	3	d. p.	PERSON
fsr-3335	516	4	2002	DATE
fsr-3335	518	1	11	CARDINAL
fsr-3335	518	2	341–366	CARDINAL
fsr-3335	519	1	kaplan	ORG
fsr-3335	519	2	2006	DATE
fsr-3335	521	1	8	CARDINAL
fsr-3335	521	2	karolyi	GPE
fsr-3335	521	3	a. g.	PERSON
fsr-3335	521	4	2001	DATE
fsr-3335	523	1	1	CARDINAL
fsr-3335	523	2	1–20	CARDINAL
fsr-3335	523	3	kleindorfer	PERSON
fsr-3335	523	4	2010	DATE
fsr-3335	525	1	f. x. diebold	PERSON
fsr-3335	525	2	n. a. doherty,	PERSON
fsr-3335	525	3	r. j. herring	PERSON
fsr-3335	526	1	princeton	ORG
fsr-3335	526	2	nj	ORG
fsr-3335	526	3	princeton university press	ORG
fsr-3335	527	1	klinger	PERSON
fsr-3335	527	2	w.	PERSON
fsr-3335	527	3	2011	DATE
fsr-3335	529	1	journal of financial service	ORG
fsr-3335	529	2	65	CARDINAL
fsr-3335	529	3	62–73	CARDINAL
fsr-3335	530	1	kopcke	ORG
fsr-3335	530	2	r. w.	PERSON
fsr-3335	530	3	webb, a.	ORG
fsr-3335	530	4	hurwitz	PERSON
fsr-3335	530	5	j., & li	ORG
fsr-3335	530	6	z.	PERSON
fsr-3335	530	7	2013	DATE
fsr-3335	532	1	boston college crr	ORG
fsr-3335	532	2	2013-1	DATE
fsr-3335	533	1	kritzman	PERSON
fsr-3335	533	2	m.	PERSON
fsr-3335	533	3	s., & turkington	ORG
fsr-3335	533	4	2012	DATE
fsr-3335	535	1	68	CARDINAL
fsr-3335	537	1	collins et al	PERSON
fsr-3335	537	2	24	CARDINAL
fsr-3335	537	3	2015	CARDINAL
fsr-3335	537	4	193–216	CARDINAL
fsr-3335	537	5	w. h.	PERSON
fsr-3335	537	6	m. j., & kelly	PERSON
fsr-3335	537	7	i. w.	PERSON
fsr-3335	537	8	2002	DATE
fsr-3335	539	1	statisticican	NORP
fsr-3335	540	1	51	CARDINAL
fsr-3335	540	2	31–40	CARDINAL
fsr-3335	541	1	lee	PERSON
fsr-3335	541	2	m. i.	PERSON
fsr-3335	541	3	2009	DATE
fsr-3335	543	1	levy, h., & duchin	ORG
fsr-3335	543	2	r.	PERSON
fsr-3335	543	3	2004	DATE
fsr-3335	545	1	30	CARDINAL
fsr-3335	545	2	litzenberger	ORG
fsr-3335	545	3	r. h., &	ORG
fsr-3335	545	4	d. m.	PERSON
fsr-3335	545	5	2010	DATE
fsr-3335	547	1	f. x. diebold	PERSON
fsr-3335	547	2	n. a. doherty,	PERSON
fsr-3335	547	3	r. j. herring	PERSON
fsr-3335	549	1	princeton	PERSON
fsr-3335	549	2	nj	ORG
fsr-3335	549	3	princeton university press	ORG
fsr-3335	550	1	e. g.	PERSON
fsr-3335	550	2	1995	DATE
fsr-3335	552	1	6	CARDINAL
fsr-3335	552	2	511–532	CARDINAL
fsr-3335	553	1	milevsky	ORG
fsr-3335	553	2	m. a.	PERSON
fsr-3335	553	3	2006	DATE
fsr-3335	556	1	o’flinn	PERSON
fsr-3335	556	2	f.	PERSON
fsr-3335	556	3	2010	DATE
fsr-3335	557	1	social science research network	ORG
fsr-3335	558	1	orszag	PERSON
fsr-3335	558	2	m. (	PERSON
fsr-3335	558	3	2002	DATE
fsr-3335	560	1	watson wyatt	PERSON
fsr-3335	560	2	ru06	DATE
fsr-3335	561	1	m. j.	PERSON
fsr-3335	561	2	2009	DATE
fsr-3335	563	1	journal of financial planning	ORG
fsr-3335	563	2	22	CARDINAL
fsr-3335	563	3	36–47	DATE
fsr-3335	563	4	pye	PERSON
fsr-3335	563	5	g. b.	PERSON
fsr-3335	563	6	2001	DATE
fsr-3335	565	1	14	CARDINAL
fsr-3335	565	2	126–136	CARDINAL
fsr-3335	566	1	scott	ORG
fsr-3335	566	2	j., sharpe	ORG
fsr-3335	566	3	w., & watson	ORG
fsr-3335	566	4	j.	PERSON
fsr-3335	566	5	2009	DATE
fsr-3335	567	1	4%	PERCENT
fsr-3335	568	1	7	CARDINAL
fsr-3335	568	2	31–48	DATE
fsr-3335	569	1	g., & gould	ORG
fsr-3335	569	2	2006	DATE
fsr-3335	571	1	16	CARDINAL
fsr-3335	572	1	spitzer	ORG
fsr-3335	572	2	j. j. (	PERSON
fsr-3335	572	3	2008	DATE
fsr-3335	574	1	17	CARDINAL
fsr-3335	574	2	17–29	DATE
fsr-3335	575	1	j. a.	PERSON
fsr-3335	575	2	2012	DATE
fsr-3335	577	1	25	CARDINAL
fsr-3335	577	2	53–60	DATE
fsr-3335	577	3	turner	ORG
fsr-3335	577	4	j. a.	PERSON
fsr-3335	577	5	& witte	ORG
fsr-3335	577	6	h. a.	PERSON
fsr-3335	577	7	2009	DATE
fsr-3335	579	1	20	CARDINAL
fsr-3335	580	1	216	CARDINAL
fsr-3335	580	2	collins et al	PERSON
fsr-3335	580	3	24	CARDINAL
fsr-3335	580	4	2015	CARDINAL
fsr-3335	580	5	193–216	CARDINAL