id	sid	eid	entity	type
fsr-3358	1	1	32(2	CARDINAL
fsr-3358	1	2	1	CARDINAL
fsr-3358	1	3	adam metzler,2	PERSON
fsr-3358	1	4	yang	PERSON
fsr-3358	1	5	alireza fazeli5	PERSON
fsr-3358	2	1	annual	DATE
fsr-3358	5	1	canadians	NORP
fsr-3358	6	1	canada	GPE
fsr-3358	6	2	20-years	DATE
fsr-3358	7	1	three-year	DATE
fsr-3358	13	1	4.0	CARDINAL
fsr-3358	13	2	metzler	GPE
fsr-3358	13	3	feng	PERSON
fsr-3358	13	4	a.	PERSON
fsr-3358	13	5	2024	CARDINAL
fsr-3358	15	1	32(2	CARDINAL
fsr-3358	15	2	1-28	CARDINAL
fsr-3358	16	1	annual	DATE
fsr-3358	17	1	1	CARDINAL
fsr-3358	18	1	western university	ORG
fsr-3358	18	2	london	GPE
fsr-3358	18	3	canada	GPE
fsr-3358	18	4	2	CARDINAL
fsr-3358	18	5	wilfrid laurier university	ORG
fsr-3358	18	6	waterloo	GPE
fsr-3358	18	7	canada 3 western university	ORG
fsr-3358	18	8	london	GPE
fsr-3358	18	9	canada 4 western university	ORG
fsr-3358	18	10	london	GPE
fsr-3358	18	11	canada 5 western university	ORG
fsr-3358	18	12	london	GPE
fsr-3358	18	13	canada	GPE
fsr-3358	19	1	canadians	NORP
fsr-3358	21	1	https://creativecommons.org/licenses/by-nc/4.0/ mailto:fwl@uwo.ca https://creativecommons.org/licenses/by-nc/4.0/	ORG
fsr-3358	21	2	32(2	CARDINAL
fsr-3358	21	3	2	CARDINAL
fsr-3358	23	1	kahneman	PERSON
fsr-3358	23	2	2006	DATE
fsr-3358	26	1	canadian	NORP
fsr-3358	30	1	3-year	DATE
fsr-3358	31	1	hundreds	CARDINAL
fsr-3358	32	1	one	CARDINAL
fsr-3358	32	2	three	CARDINAL
fsr-3358	33	1	1	CARDINAL
fsr-3358	33	2	1	CARDINAL
fsr-3358	35	1	1	CARDINAL
fsr-3358	35	2	2	CARDINAL
fsr-3358	35	3	1	CARDINAL
fsr-3358	35	4	13.8%	PERCENT
fsr-3358	35	5	february 2020	DATE
fsr-3358	36	1	4	CARDINAL
fsr-3358	36	2	5%	PERCENT
fsr-3358	36	3	2	CARDINAL
fsr-3358	36	4	44.1%	PERCENT
fsr-3358	37	1	5	CARDINAL
fsr-3358	37	2	34%	PERCENT
fsr-3358	38	1	3	CARDINAL
fsr-3358	38	2	42.1%	PERCENT
fsr-3358	39	1	6	CARDINAL
fsr-3358	39	2	61%	PERCENT
fsr-3358	40	1	covid-19	PRODUCT
fsr-3358	41	1	canada	GPE
fsr-3358	41	2	canada	GPE
fsr-3358	41	3	march 2020	DATE
fsr-3358	41	4	2023	CARDINAL
fsr-3358	42	1	cerb	PERSON
fsr-3358	42	2	canadians	NORP
fsr-3358	42	3	covid-19	PERSON
fsr-3358	43	1	4	CARDINAL
fsr-3358	45	1	appendix 1	LAW
fsr-3358	49	1	grace et al	PERSON
fsr-3358	49	2	3	CARDINAL
fsr-3358	50	1	quarterly	DATE
fsr-3358	55	1	56%	PERCENT
fsr-3358	56	1	canada	GPE
fsr-3358	57	1	canadian	NORP
fsr-3358	57	2	20 years	DATE
fsr-3358	58	1	2019	CARDINAL
fsr-3358	59	1	canadian	NORP
fsr-3358	59	2	2025	DATE
fsr-3358	60	1	2023	CARDINAL
fsr-3358	60	2	canadian	NORP
fsr-3358	61	1	canadians	NORP
fsr-3358	62	1	canadians	NORP
fsr-3358	64	1	the years	DATE
fsr-3358	67	1	appendix 2	PRODUCT
fsr-3358	68	1	their early 40s	DATE
fsr-3358	70	1	0	CARDINAL
fsr-3358	70	2	2 or	CARDINAL
fsr-3358	70	3	3) years	DATE
fsr-3358	70	4	vn+k	PERSON
fsr-3358	71	1	14	CARDINAL
fsr-3358	71	2	5%	PERCENT
fsr-3358	74	1	32(2	CARDINAL
fsr-3358	74	2	4	CARDINAL
fsr-3358	75	1	modigliani et al.	PERSON
fsr-3358	76	1	1954	DATE
fsr-3358	77	1	their working years	DATE
fsr-3358	80	1	2014	DATE
fsr-3358	80	2	kempson et al.	PERSON
fsr-3358	80	3	2017	DATE
fsr-3358	80	4	2021	CARDINAL
fsr-3358	80	5	2021	CARDINAL
fsr-3358	81	1	kempson et al	PERSON
fsr-3358	82	1	2017	CARDINAL
fsr-3358	82	2	three	CARDINAL
fsr-3358	82	3	daily	DATE
fsr-3358	83	1	al.	PERSON
fsr-3358	83	2	2021	DATE
fsr-3358	84	1	200	CARDINAL
fsr-3358	84	2	three	CARDINAL
fsr-3358	84	3	nine	CARDINAL
fsr-3358	86	1	problems6	PERSON
fsr-3358	87	1	2020	DATE
fsr-3358	87	2	covid-19	ORG
fsr-3358	88	1	covid-19	ORG
fsr-3358	88	2	canadian	NORP
fsr-3358	92	1	2021	CARDINAL
fsr-3358	92	2	2005	DATE
fsr-3358	92	3	al.	GPE
fsr-3358	92	4	1999	DATE
fsr-3358	92	5	baldwin	ORG
fsr-3358	92	6	2022	CARDINAL
fsr-3358	94	1	canada	GPE
fsr-3358	94	2	dollars7	PERSON
fsr-3358	95	1	cruz et al.	PERSON
fsr-3358	95	2	2016	DATE
fsr-3358	95	3	2021	CARDINAL
fsr-3358	96	1	2	CARDINAL
fsr-3358	97	1	maynard et al.	FAC
fsr-3358	97	2	2008	DATE
fsr-3358	97	3	baldwin	ORG
fsr-3358	97	4	2022	DATE
fsr-3358	97	5	2004	DATE
fsr-3358	97	6	turner & luea	ORG
fsr-3358	97	7	2009	DATE
fsr-3358	97	8	2022	CARDINAL
fsr-3358	97	9	cobb	GPE
fsr-3358	97	10	2016	DATE
fsr-3358	97	11	fisher	ORG
fsr-3358	97	12	2010	DATE
fsr-3358	98	1	2019	DATE
fsr-3358	99	1	metzler et al	PERSON
fsr-3358	99	2	2021	CARDINAL
fsr-3358	100	1	6	CARDINAL
fsr-3358	100	2	manulife	ORG
fsr-3358	100	3	2016	CARDINAL
fsr-3358	100	4	7	CARDINAL
fsr-3358	100	5	statistics canada	ORG
fsr-3358	100	6	1110	CARDINAL
fsr-3358	100	7	2020	CARDINAL
fsr-3358	100	8	12-22	CARDINAL
fsr-3358	100	9	june 2023	DATE
fsr-3358	100	10	5	CARDINAL
fsr-3358	100	11	2	CARDINAL
fsr-3358	100	12	jit trades (	ORG
fsr-3358	101	1	weekly	DATE
fsr-3358	101	2	2	CARDINAL
fsr-3358	102	1	kahneman	PERSON
fsr-3358	102	2	2012	DATE
fsr-3358	102	3	2004	DATE
fsr-3358	103	1	2011	DATE
fsr-3358	103	2	shefrin et al	LOC
fsr-3358	103	3	2004	DATE
fsr-3358	103	4	2011	DATE
fsr-3358	103	5	cheema et al.	PERSON
fsr-3358	103	6	2011	DATE
fsr-3358	103	7	2003	DATE
fsr-3358	104	1	dholakia	PERSON
fsr-3358	104	2	2016	CARDINAL
fsr-3358	105	1	2009	DATE
fsr-3358	105	2	2021	DATE
fsr-3358	105	3	8	CARDINAL
fsr-3358	105	4	russell investments (	ORG
fsr-3358	105	5	june 29	DATE
fsr-3358	105	6	2023	CARDINAL
fsr-3358	106	1	newmeyer	PERSON
fsr-3358	106	2	2020	DATE
fsr-3358	106	3	2016	DATE
fsr-3358	109	1	150	CARDINAL
fsr-3358	109	2	200	CARDINAL
fsr-3358	109	3	9	CARDINAL
fsr-3358	109	4	june 29	DATE
fsr-3358	109	5	2023	CARDINAL
fsr-3358	109	6	32(2	CARDINAL
fsr-3358	109	7	6	CARDINAL
fsr-3358	110	1	foerster et al	PERSON
fsr-3358	110	2	2017	CARDINAL
fsr-3358	110	3	2020	DATE
fsr-3358	111	1	montmarquette et al.	PERSON
fsr-3358	111	2	2016	DATE
fsr-3358	112	1	2	CARDINAL
fsr-3358	114	1	1991	DATE
fsr-3358	114	2	merton, 1973	DATE
fsr-3358	114	3	2010	DATE
fsr-3358	114	4	markowitz	ORG
fsr-3358	114	5	2010	DATE
fsr-3358	114	6	blake et al.	PERSON
fsr-3358	114	7	2013	DATE
fsr-3358	115	1	canadian	NORP
fsr-3358	115	2	one	CARDINAL
fsr-3358	115	3	two	CARDINAL
fsr-3358	119	1	annual	DATE
fsr-3358	120	1	canada	GPE
fsr-3358	121	1	canada	GPE
fsr-3358	121	2	2019	CARDINAL
fsr-3358	121	3	baldwin	ORG
fsr-3358	121	4	2022	DATE
fsr-3358	121	5	2022	CARDINAL
fsr-3358	121	6	1	CARDINAL
fsr-3358	121	7	2	CARDINAL
fsr-3358	122	1	canada	GPE
fsr-3358	122	2	the 45 to 54	DATE
fsr-3358	122	3	35 to 44	DATE
fsr-3358	122	4	3	CARDINAL
fsr-3358	124	1	grace et al	PERSON
fsr-3358	124	2	7	CARDINAL
fsr-3358	124	3	1	CARDINAL
fsr-3358	124	4	2	CARDINAL
fsr-3358	125	1	canadian	NORP
fsr-3358	125	2	income11	ORG
fsr-3358	125	3	10	CARDINAL
fsr-3358	125	4	oecd	ORG
fsr-3358	125	5	2023	CARDINAL
fsr-3358	126	1	10.1787	CARDINAL
fsr-3358	126	2	29	CARDINAL
fsr-3358	126	3	2023	CARDINAL
fsr-3358	126	4	11 https://doi.org/10.25318/3610011201-eng	CARDINAL
fsr-3358	126	5	june 29	DATE
fsr-3358	126	6	2023 -2.0%	PERCENT
fsr-3358	126	7	0.0%	PERCENT
fsr-3358	126	8	4.0%	PERCENT
fsr-3358	126	9	6.0%	PERCENT
fsr-3358	126	10	8.0%	PERCENT
fsr-3358	126	11	10.0%	PERCENT
fsr-3358	126	12	12.0%	PERCENT
fsr-3358	126	13	14.0%	PERCENT
fsr-3358	126	14	2000 2001 2002 2003 2004 2005	DATE
fsr-3358	126	15	2009	DATE
fsr-3358	126	16	2010 2011 2012	DATE
fsr-3358	126	17	2013 2014	DATE
fsr-3358	126	18	2021	DATE
fsr-3358	126	19	2023	CARDINAL
fsr-3358	126	20	canadian	NORP
fsr-3358	126	21	32(2	CARDINAL
fsr-3358	126	22	8	CARDINAL
fsr-3358	126	23	3	CARDINAL
fsr-3358	126	24	canadian	NORP
fsr-3358	126	25	2018/22)12	CARDINAL
fsr-3358	126	26	two	CARDINAL
fsr-3358	127	1	•	CARDINAL
fsr-3358	127	2	1	CARDINAL
fsr-3358	127	3	7,400	CARDINAL
fsr-3358	128	1	•	CARDINAL
fsr-3358	128	2	2	CARDINAL
fsr-3358	128	3	477	CARDINAL
fsr-3358	129	1	two	CARDINAL
fsr-3358	131	1	daily	DATE
fsr-3358	132	1	1	CARDINAL
fsr-3358	132	2	canadian	NORP
fsr-3358	132	3	12	CARDINAL
fsr-3358	132	4	statistics canada	ORG
fsr-3358	132	5	36	CARDINAL
fsr-3358	132	6	378-0152	CARDINAL
fsr-3358	132	7	january 2024 years	DATE
fsr-3358	133	1	approximately 300	CARDINAL
fsr-3358	133	2	approximately 23,000	CARDINAL
fsr-3358	133	3	canada	GPE
fsr-3358	133	4	over $10 billion canadian dollars	MONEY
fsr-3358	136	1	7,400	CARDINAL
fsr-3358	136	2	2 august 2019 to 5	DATE
fsr-3358	136	3	2	CARDINAL
fsr-3358	139	1	1	CARDINAL
fsr-3358	140	1	canada	GPE
fsr-3358	140	2	-30%	PERCENT
fsr-3358	140	3	-10%	PERCENT
fsr-3358	140	4	0%	PERCENT
fsr-3358	140	5	10%	PERCENT
fsr-3358	140	6	20%	PERCENT
fsr-3358	140	7	30%	PERCENT
fsr-3358	140	8	$20,000 $40,000 $60,000 $80,000 $100,000 $120,000 $	MONEY
fsr-3358	140	9	140,000	MONEY
fsr-3358	140	10	35 to 44 45 to 54 55 to 64 65	DATE
fsr-3358	140	11	2018-22	DATE
fsr-3358	140	12	https://doi.org/10.25318/3610011201-eng grace et al	PERSON
fsr-3358	140	13	9	CARDINAL
fsr-3358	140	14	13	CARDINAL
fsr-3358	141	1	thousands	CARDINAL
fsr-3358	143	1	kyc	GPE
fsr-3358	144	1	two	CARDINAL
fsr-3358	144	2	1	CARDINAL
fsr-3358	144	3	2	CARDINAL
fsr-3358	145	1	thompson et al.	PERSON
fsr-3358	145	2	2021	CARDINAL
fsr-3358	147	1	2	CARDINAL
fsr-3358	147	2	canadian	NORP
fsr-3358	147	3	over 9 years	DATE
fsr-3358	149	1	approximately 12,000	CARDINAL
fsr-3358	149	2	canada	GPE
fsr-3358	149	3	over $.79 billion canadian dollars	MONEY
fsr-3358	152	1	477	CARDINAL
fsr-3358	152	2	2 august 2019 to 5	DATE
fsr-3358	152	3	2022	CARDINAL
fsr-3358	153	1	2	CARDINAL
fsr-3358	154	1	canada	GPE
fsr-3358	155	1	2019	DATE
fsr-3358	160	1	200	CARDINAL
fsr-3358	160	2	daily	DATE
fsr-3358	160	3	the 36 months	DATE
fsr-3358	161	1	two	CARDINAL
fsr-3358	161	2	tslearn	PERSON
fsr-3358	163	1	4	CARDINAL
fsr-3358	163	2	three	CARDINAL
fsr-3358	163	3	1	CARDINAL
fsr-3358	163	4	2	CARDINAL
fsr-3358	165	1	appendix 4	FAC
fsr-3358	165	2	13	CARDINAL
fsr-3358	165	3	january 1	DATE
fsr-3358	165	4	2023	CARDINAL
fsr-3358	165	5	ciro	PERSON
fsr-3358	165	6	canadian	NORP
fsr-3358	165	7	canada	GPE
fsr-3358	166	1	14	CARDINAL
fsr-3358	167	1	32(2	CARDINAL
fsr-3358	167	2	10	CARDINAL
fsr-3358	167	3	4	CARDINAL
fsr-3358	167	4	1	CARDINAL
fsr-3358	167	5	1.0	CARDINAL
fsr-3358	167	6	aug 2019	DATE
fsr-3358	167	7	2022	CARDINAL
fsr-3358	167	8	5	CARDINAL
fsr-3358	168	1	2	CARDINAL
fsr-3358	168	2	1.0	CARDINAL
fsr-3358	168	3	aug 2019 to aug 2022	DATE
fsr-3358	169	1	74	CARDINAL
fsr-3358	169	2	appendix 4	PRODUCT
fsr-3358	169	3	2	CARDINAL
fsr-3358	169	4	three	CARDINAL
fsr-3358	169	5	1	CARDINAL
fsr-3358	170	1	kyc data	ORG
fsr-3358	171	1	4	CARDINAL
fsr-3358	172	1	four	CARDINAL
fsr-3358	173	1	1	CARDINAL
fsr-3358	173	2	11 2	CARDINAL
fsr-3358	173	3	3	CARDINAL
fsr-3358	173	4	4	CARDINAL
fsr-3358	174	1	-59%	PERCENT
fsr-3358	174	2	235%	PERCENT
fsr-3358	176	1	5x	CARDINAL
fsr-3358	176	2	3	CARDINAL
fsr-3358	178	1	3	CARDINAL
fsr-3358	178	2	attribution15	PERSON
fsr-3358	178	3	1	CARDINAL
fsr-3358	178	4	1 0.7%	PERCENT
fsr-3358	179	1	1	CARDINAL
fsr-3358	179	2	2 2.3%	PERCENT
fsr-3358	179	3	5.3%	PERCENT
fsr-3358	179	4	14.5%	PERCENT
fsr-3358	179	5	1	CARDINAL
fsr-3358	179	6	3 2.6%	PERCENT
fsr-3358	179	7	28.9%	PERCENT
fsr-3358	179	8	51.6%	PERCENT
fsr-3358	179	9	2	CARDINAL
fsr-3358	179	10	4 1.1%	PERCENT
fsr-3358	179	11	2	CARDINAL
fsr-3358	179	12	5 2.5%	PERCENT
fsr-3358	179	13	3.3%	PERCENT
fsr-3358	179	14	15.8%	PERCENT
fsr-3358	179	15	2	CARDINAL
fsr-3358	179	16	6 1.7%	PERCENT
fsr-3358	179	17	58.8%	PERCENT
fsr-3358	179	18	158.7%	PERCENT
fsr-3358	179	19	six	CARDINAL
fsr-3358	180	1	1	CARDINAL
fsr-3358	180	2	1	CARDINAL
fsr-3358	180	3	12%	PERCENT
fsr-3358	180	4	2	CARDINAL
fsr-3358	180	5	15%	PERCENT
fsr-3358	180	6	3 a 52%	PERCENT
fsr-3358	181	1	2	CARDINAL
fsr-3358	181	2	1	CARDINAL
fsr-3358	181	3	51%	PERCENT
fsr-3358	181	4	2	CARDINAL
fsr-3358	181	5	16%	PERCENT
fsr-3358	181	6	3	CARDINAL
fsr-3358	181	7	159%	PERCENT
fsr-3358	182	1	3	CARDINAL
fsr-3358	182	2	6	CARDINAL
fsr-3358	183	1	years	DATE
fsr-3358	184	1	1	CARDINAL
fsr-3358	184	2	2	DATE
fsr-3358	184	3	4	DATE
fsr-3358	184	4	5	CARDINAL
fsr-3358	185	1	56%	PERCENT
fsr-3358	185	2	four	CARDINAL
fsr-3358	186	1	years	DATE
fsr-3358	187	1	canada	GPE
fsr-3358	188	1	1 and 4	DATE
fsr-3358	190	1	15	CARDINAL
fsr-3358	190	2	anova	ORG
fsr-3358	190	3	109.6	CARDINAL
fsr-3358	190	4	393.709	CARDINAL
fsr-3358	191	1	16	CARDINAL
fsr-3358	191	2	canadian	NORP
fsr-3358	191	3	5.7%	PERCENT
fsr-3358	191	4	canadian	NORP
fsr-3358	191	5	4.2%	PERCENT
fsr-3358	192	1	60eq/40fi	CARDINAL
fsr-3358	192	2	approximately 3.0%	PERCENT
fsr-3358	193	1	appendix 1	PRODUCT
fsr-3358	193	2	32(2	CARDINAL
fsr-3358	193	3	12	CARDINAL
fsr-3358	195	1	4	CARDINAL
fsr-3358	196	1	six	CARDINAL
fsr-3358	197	1	0.7%	PERCENT
fsr-3358	197	2	2.6%	PERCENT
fsr-3358	198	1	the same period	DATE
fsr-3358	198	2	canadian	NORP
fsr-3358	198	3	approximately -4.2%	PERCENT
fsr-3358	198	4	canadian	NORP
fsr-3358	198	5	5.7%	PERCENT
fsr-3358	198	6	u.s.	GPE
fsr-3358	198	7	10.8%	PERCENT
fsr-3358	199	1	60%	PERCENT
fsr-3358	199	2	40%	PERCENT
fsr-3358	199	3	approximately 3.0%	PERCENT
fsr-3358	202	1	6	CARDINAL
fsr-3358	203	1	1	CARDINAL
fsr-3358	203	2	1	MONEY
fsr-3358	203	3	day 1	DATE
fsr-3358	204	1	canada	GPE
fsr-3358	204	2	march 2020	DATE
fsr-3358	204	3	2022	CARDINAL
fsr-3358	205	1	grace et al	PERSON
fsr-3358	205	2	13	CARDINAL
fsr-3358	205	3	7	CARDINAL
fsr-3358	205	4	2	CARDINAL
fsr-3358	205	5	1	MONEY
fsr-3358	205	6	day 1	DATE
fsr-3358	205	7	6	CARDINAL
fsr-3358	205	8	2	CARDINAL
fsr-3358	205	9	3	CARDINAL
fsr-3358	205	10	4	CARDINAL
fsr-3358	205	11	5	DATE
fsr-3358	205	12	6	CARDINAL
fsr-3358	207	1	quarterly	DATE
fsr-3358	209	1	weekly	DATE
fsr-3358	209	2	monthly	DATE
fsr-3358	212	1	1	CARDINAL
fsr-3358	212	2	2	CARDINAL
fsr-3358	212	3	2	CARDINAL
fsr-3358	212	4	1	CARDINAL
fsr-3358	221	1	3-year	DATE
fsr-3358	222	1	2019 to 2022	CARDINAL
fsr-3358	224	1	the last 25 years	DATE
fsr-3358	224	2	canadian	NORP
fsr-3358	224	3	3.6%	PERCENT
fsr-3358	224	4	annually	DATE
fsr-3358	224	5	-4.2%	PERCENT
fsr-3358	230	1	32(2	CARDINAL
fsr-3358	230	2	14	CARDINAL
fsr-3358	232	1	1	CARDINAL
fsr-3358	233	1	2	CARDINAL
fsr-3358	234	1	3	CARDINAL
fsr-3358	235	1	4	CARDINAL
fsr-3358	241	1	annual	DATE
fsr-3358	241	2	canada	GPE
fsr-3358	241	3	rsps	GPE
fsr-3358	241	4	tfsas	GPE
fsr-3358	244	1	canada	GPE
fsr-3358	244	2	canada	GPE
fsr-3358	247	1	one	CARDINAL
fsr-3358	251	1	jargon	ORG
fsr-3358	259	1	grace et al	PERSON
fsr-3358	259	2	15	CARDINAL
fsr-3358	262	1	first	ORDINAL
fsr-3358	265	1	55% to 60%	PERCENT
fsr-3358	266	1	80%	PERCENT
fsr-3358	266	2	90%	PERCENT
fsr-3358	267	1	3	CARDINAL
fsr-3358	267	2	44%	PERCENT
fsr-3358	267	3	60%	PERCENT
fsr-3358	267	4	70%	PERCENT
fsr-3358	268	1	canada	GPE
fsr-3358	281	1	matt davison	PERSON
fsr-3358	281	2	nicole carleton	PERSON
fsr-3358	282	1	wilfrid laurier university	ORG
fsr-3358	282	2	kristina sendova	PERSON
fsr-3358	283	1	c.g.	GPE
fsr-3358	283	2	a.m	DATE
fsr-3358	283	3	l.f.	GPE
fsr-3358	283	4	y.m and a.f.	ORG
fsr-3358	283	5	c.g, a.m.	PERSON
fsr-3358	283	6	y.m.	GPE
fsr-3358	283	7	af	ORG
fsr-3358	283	8	l.f.	GPE
fsr-3358	283	9	y.m.	GPE
fsr-3358	283	10	y.m. l.f.	PERSON
fsr-3358	283	11	a.f.	GPE
fsr-3358	283	12	c.g.	PERSON
fsr-3358	283	13	c.g.	GPE
fsr-3358	283	14	c.g, a.m.	PERSON
fsr-3358	283	15	l.f. y.m.	PERSON
fsr-3358	283	16	a.f.	GPE
fsr-3358	283	17	l.f.	GPE
fsr-3358	283	18	c.g.	GPE
fsr-3358	283	19	c.g.	PERSON
fsr-3358	285	1	western university	ORG
fsr-3358	285	2	council of canada	ORG
fsr-3358	286	1	institutional review board	ORG
fsr-3358	286	2	canada	GPE
fsr-3358	286	3	tri-council	ORG
fsr-3358	286	4	2	CARDINAL
fsr-3358	286	5	western university	ORG
fsr-3358	286	6	118582	MONEY
fsr-3358	286	7	april 2022	DATE
fsr-3358	291	1	canadians	NORP
fsr-3358	293	1	32(2	CARDINAL
fsr-3358	293	2	16	CARDINAL
fsr-3358	294	1	aua	ORG
fsr-3358	294	2	canadian dollars cr	MONEY
fsr-3358	294	3	etf exchange traded	ORG
fsr-3358	294	4	canada	GPE
fsr-3358	295	1	appendix 1	PRODUCT
fsr-3358	295	2	august 2, 2019 to august 5	DATE
fsr-3358	295	3	2022	CARDINAL
fsr-3358	295	4	60/40 50/50	CARDINAL
fsr-3358	295	5	canadian	NORP
fsr-3358	295	6	xbb.to	FAC
fsr-3358	296	1	-4.2%	PERCENT
fsr-3358	296	2	20%	PERCENT
fsr-3358	296	3	40%	PERCENT
fsr-3358	296	4	50%	PERCENT
fsr-3358	296	5	s&p	ORG
fsr-3358	296	6	xic.to	ORG
fsr-3358	296	7	5.7%	PERCENT
fsr-3358	296	8	50%	PERCENT
fsr-3358	296	9	35%	PERCENT
fsr-3358	296	10	30%	PERCENT
fsr-3358	296	11	10.8%	PERCENT
fsr-3358	296	12	30%	PERCENT
fsr-3358	296	13	25%	PERCENT
fsr-3358	296	14	20%	PERCENT
fsr-3358	296	15	5.2%	PERCENT
fsr-3358	296	16	3.0%	PERCENT
fsr-3358	296	17	1.8%	PERCENT
fsr-3358	296	18	july 11	DATE
fsr-3358	296	19	2023	CARDINAL
fsr-3358	296	20	32(2	CARDINAL
fsr-3358	296	21	17	CARDINAL
fsr-3358	296	22	2	CARDINAL
fsr-3358	299	1	thousands	CARDINAL
fsr-3358	299	2	canada	GPE
fsr-3358	303	1	1+μ)vk +	DATE
fsr-3358	304	1	v0(1+μ)k +	DATE
fsr-3358	304	2	1	CARDINAL
fsr-3358	305	1	1+μ)k	CARDINAL
fsr-3358	305	2	1 +	DATE
fsr-3358	305	3	k(k-1)/2	GPE
fsr-3358	305	4	1+μ)k	CARDINAL
fsr-3358	305	5	1]/μ	CARDINAL
fsr-3358	306	1	fkx+μkv0	ORG
fsr-3358	307	1	vn+k	PERSON
fsr-3358	308	1	about 3	CARDINAL
fsr-3358	308	2	5%	PERCENT
fsr-3358	308	3	10%	PERCENT
fsr-3358	308	4	2nd	ORDINAL
fsr-3358	309	1	first	ORDINAL
fsr-3358	309	2	second	ORDINAL
fsr-3358	312	1	1	CARDINAL
fsr-3358	313	1	1+μ)k	CARDINAL
fsr-3358	313	2	1	CARDINAL
fsr-3358	313	3	1	CARDINAL
fsr-3358	313	4	1+μ)k	CARDINAL
fsr-3358	313	5	1 or	CARDINAL
fsr-3358	313	6	1 +	DATE
fsr-3358	313	7	2	CARDINAL
fsr-3358	316	1	5%	PERCENT
fsr-3358	316	2	about 14 years	DATE
fsr-3358	317	1	32(2	CARDINAL
fsr-3358	317	2	18	CARDINAL
fsr-3358	317	3	3	CARDINAL
fsr-3358	317	4	canada	GPE
fsr-3358	318	1	rrsp	ORG
fsr-3358	318	2	canadian	NORP
fsr-3358	319	1	the year	DATE
fsr-3358	321	1	statistics canada 17	ORG
fsr-3358	321	2	2020	DATE
fsr-3358	321	3	over 6.2 million	CARDINAL
fsr-3358	321	4	canadians	NORP
fsr-3358	321	5	$50.1 billion	MONEY
fsr-3358	322	1	twenty two percent	PERCENT
fsr-3358	322	2	canadian	NORP
fsr-3358	322	3	2020	DATE
fsr-3358	322	4	3,600	MONEY
fsr-3358	323	1	canadians	NORP
fsr-3358	323	2	•	CARDINAL
fsr-3358	323	3	•	CARDINAL
fsr-3358	323	4	•	CARDINAL
fsr-3358	325	1	canada	GPE
fsr-3358	325	2	late february	DATE
fsr-3358	325	3	the previous year	DATE
fsr-3358	326	1	monthly	DATE
fsr-3358	326	2	quarterly	DATE
fsr-3358	330	1	17	CARDINAL
fsr-3358	330	2	canada	GPE
fsr-3358	332	1	appendix 4	PERSON
fsr-3358	332	2	2019	DATE
fsr-3358	332	3	2019	DATE
fsr-3358	332	4	huang et al.	PERSON
fsr-3358	332	5	2019	DATE
fsr-3358	332	6	leo et al.	PERSON
fsr-3358	332	7	2019	DATE
fsr-3358	332	8	lin et al.	PERSON
fsr-3358	332	9	2011	DATE
fsr-3358	332	10	2019	DATE
fsr-3358	332	11	2019	DATE
fsr-3358	332	12	van liebergen	PERSON
fsr-3358	332	13	2017	DATE
fsr-3358	333	1	kim, 2003	DATE
fsr-3358	333	2	west et al	LOC
fsr-3358	333	3	2005	DATE
fsr-3358	333	4	2015	DATE
fsr-3358	335	1	2017	DATE
fsr-3358	335	2	lim et al.	PERSON
fsr-3358	335	3	2020	DATE
fsr-3358	335	4	tsai	PERSON
fsr-3358	335	5	2014	DATE
fsr-3358	335	6	d’urso et al.	PERSON
fsr-3358	335	7	2013	DATE
fsr-3358	335	8	2014	DATE
fsr-3358	338	1	19	CARDINAL
fsr-3358	339	1	200	CARDINAL
fsr-3358	339	2	daily	DATE
fsr-3358	339	3	the 36 months	DATE
fsr-3358	340	1	two	CARDINAL
fsr-3358	340	2	kmeans	NORP
fsr-3358	340	3	tslearn	PERSON
fsr-3358	341	1	dtw	ORG
fsr-3358	341	2	weekly	DATE
fsr-3358	342	1	dtw	ORG
fsr-3358	342	2	weekly	DATE
fsr-3358	347	1	3	CARDINAL
fsr-3358	347	2	three	CARDINAL
fsr-3358	347	3	1	CARDINAL
fsr-3358	347	4	2	CARDINAL
fsr-3358	349	1	daily	DATE
fsr-3358	350	1	first	ORDINAL
fsr-3358	352	1	daily	DATE
fsr-3358	352	2	a given day	DATE
fsr-3358	353	1	greater than 90%	PERCENT
fsr-3358	353	2	daily	DATE
fsr-3358	353	3	weekly	DATE
fsr-3358	353	4	monthly	DATE
fsr-3358	353	5	quarterly	DATE
fsr-3358	354	1	90%	PERCENT
fsr-3358	356	1	appendix 7	LAW
fsr-3358	358	1	2005	DATE
fsr-3358	359	1	min-max	PERSON
fsr-3358	360	1	min-max	PERSON
fsr-3358	362	1	min-max	PERSON
fsr-3358	362	2	weekly	DATE
fsr-3358	367	1	− xmin xmax  −  xmin	PERSON
fsr-3358	367	2	xmin	PERSON
fsr-3358	367	3	32(2	CARDINAL
fsr-3358	367	4	20	CARDINAL
fsr-3358	368	1	1	CARDINAL
fsr-3358	369	1	dtw	ORG
fsr-3358	369	2	kmeans	NORP
fsr-3358	370	1	dtw	ORG
fsr-3358	370	2	two	CARDINAL
fsr-3358	372	1	two	CARDINAL
fsr-3358	372	2	1	CARDINAL
fsr-3358	372	3	dtw	ORG
fsr-3358	372	4	1.	CARDINAL
fsr-3358	372	5	d(xi	GPE
fsr-3358	374	1	d(xi	GPE
fsr-3358	374	2	2	CARDINAL
fsr-3358	375	1	second	ORDINAL
fsr-3358	375	2	d(i	GPE
fsr-3358	375	3	d(xi	GPE
fsr-3358	375	4	d(i − 1	PERSON
fsr-3358	375	5	d(i	GPE
fsr-3358	375	6	j − 1	PERSON
fsr-3358	375	7	d(i	GPE
fsr-3358	375	8	1	CARDINAL
fsr-3358	375	9	1	CARDINAL
fsr-3358	376	1	2	CARDINAL
fsr-3358	376	2	d(i	GPE
fsr-3358	376	3	d(xi	GPE
fsr-3358	377	1	1	CARDINAL
fsr-3358	377	2	d(i	GPE
fsr-3358	378	1	d(i	GPE
fsr-3358	378	2	1	CARDINAL
fsr-3358	380	1	3	CARDINAL
fsr-3358	380	2	d(n	PERSON
fsr-3358	381	1	two	CARDINAL
fsr-3358	382	1	dtw	ORG
fsr-3358	382	2	two	CARDINAL
fsr-3358	382	3	d(n	GPE
fsr-3358	382	4	two	CARDINAL
fsr-3358	384	1	dtw	ORG
fsr-3358	389	1	dtw	ORG
fsr-3358	389	2	2011	DATE
fsr-3358	390	1	dtw	ORG
fsr-3358	391	1	dtw	ORG
fsr-3358	391	2	dba	ORG
fsr-3358	392	1	dba	ORG
fsr-3358	392	2	three	CARDINAL
fsr-3358	392	3	21 1	DATE
fsr-3358	392	4	dtw	ORG
fsr-3358	392	5	dtw	ORG
fsr-3358	393	1	dtw	ORG
fsr-3358	394	1	2	CARDINAL
fsr-3358	396	1	one	CARDINAL
fsr-3358	396	2	dtw	ORG
fsr-3358	396	3	s. 3	ORG
fsr-3358	397	1	barycenter(assoc(ct	GPE
fsr-3358	397	2	4	CARDINAL
fsr-3358	400	1	dtw	ORG
fsr-3358	400	2	dtw	ORG
fsr-3358	401	1	min-max	PERSON
fsr-3358	401	2	dtw	ORG
fsr-3358	402	1	appendix 5	PERSON
fsr-3358	402	2	8	CARDINAL
fsr-3358	403	1	1	CARDINAL
fsr-3358	403	2	32(2	CARDINAL
fsr-3358	403	3	22	CARDINAL
fsr-3358	403	4	9	CARDINAL
fsr-3358	404	1	2	CARDINAL
fsr-3358	404	2	6	CARDINAL
fsr-3358	405	1	one	CARDINAL
fsr-3358	406	1	irr	ORG
fsr-3358	406	2	0	CARDINAL
fsr-3358	407	1	st.	GPE
fsr-3358	408	1	0	CARDINAL
fsr-3358	409	1	ci	PERSON
fsr-3358	411	1	0	CARDINAL
fsr-3358	411	2	∑ ci n i=1 e−tir	PERSON
fsr-3358	412	1	0	CARDINAL
fsr-3358	414	1	more than one	CARDINAL
fsr-3358	414	2	one	CARDINAL
fsr-3358	415	1	hartman	PERSON
fsr-3358	415	2	schafrick	PERSON
fsr-3358	415	3	2004	DATE
fsr-3358	418	1	first	ORDINAL
fsr-3358	420	1	1	CARDINAL
fsr-3358	420	2	daily	DATE
fsr-3358	423	1	2	CARDINAL
fsr-3358	423	2	each day	DATE
fsr-3358	424	1	1	CARDINAL
fsr-3358	425	1	3	CARDINAL
fsr-3358	427	1	two	CARDINAL
fsr-3358	429	1	grace et al	PERSON
fsr-3358	429	2	23	CARDINAL
fsr-3358	430	1	10	CARDINAL
fsr-3358	432	1	10	CARDINAL
fsr-3358	433	1	0.01	CARDINAL
fsr-3358	433	2	0.433257 0.049519	MONEY
fsr-3358	433	3	0.054847	MONEY
fsr-3358	433	4	appendix 7	PERSON
fsr-3358	433	5	11	CARDINAL
fsr-3358	434	1	1	CARDINAL
fsr-3358	434	2	32(2	CARDINAL
fsr-3358	434	3	24	CARDINAL
fsr-3358	434	4	12	CARDINAL
fsr-3358	435	1	1	CARDINAL
fsr-3358	435	2	13	CARDINAL
fsr-3358	436	1	2	CARDINAL
fsr-3358	437	1	25	CARDINAL
fsr-3358	437	2	14	CARDINAL
fsr-3358	438	1	2	CARDINAL
fsr-3358	438	2	b.	PERSON
fsr-3358	438	3	taylor	PERSON
fsr-3358	438	4	wong	GPE
fsr-3358	438	5	a.	PERSON
fsr-3358	438	6	2021	CARDINAL
fsr-3358	440	1	european journal of operational research	ORG
fsr-3358	440	2	290(1	CARDINAL
fsr-3358	440	3	177195	DATE
fsr-3358	441	1	baldwin	PERSON
fsr-3358	441	2	r. d.	PERSON
fsr-3358	441	3	2022	CARDINAL
fsr-3358	442	1	canadians	NORP
fsr-3358	445	1	bayraktar	PERSON
fsr-3358	445	2	e., & young	ORG
fsr-3358	445	3	2010	DATE
fsr-3358	447	1	176(1	CARDINAL
fsr-3358	447	2	389	CARDINAL
fsr-3358	448	1	blake	PERSON
fsr-3358	448	2	d.	NORP
fsr-3358	448	3	wright	PERSON
fsr-3358	448	4	d., & zhang	ORG
fsr-3358	448	5	2013	DATE
fsr-3358	450	1	37(1	DATE
fsr-3358	450	2	195	CARDINAL
fsr-3358	451	1	cagetti	NORP
fsr-3358	451	2	m.	PERSON
fsr-3358	451	3	2003	DATE
fsr-3358	453	1	journal of business & economic statistics	ORG
fsr-3358	453	2	21(3	CARDINAL
fsr-3358	453	3	339	CARDINAL
fsr-3358	454	1	g., & cheema	ORG
fsr-3358	454	2	a.	PERSON
fsr-3358	454	3	2011	DATE
fsr-3358	456	1	958-969	CARDINAL
fsr-3358	457	1	cobb	GPE
fsr-3358	457	2	d. a.	PERSON
fsr-3358	457	3	kassenboehmer	GPE
fsr-3358	457	4	s. c., &	PERSON
fsr-3358	457	5	m. g.	PERSON
fsr-3358	457	6	2016	CARDINAL
fsr-3358	459	1	journal of banking & finance	ORG
fsr-3358	459	2	73(c	ORG
fsr-3358	459	3	113	CARDINAL
fsr-3358	460	1	cruz	PERSON
fsr-3358	460	2	m., & ahmed	ORG
fsr-3358	460	3	s.	PERSON
fsr-3358	460	4	2016	DATE
fsr-3358	462	1	world bank	ORG
fsr-3358	463	1	d’urso	PERSON
fsr-3358	463	2	d., & massari	ORG
fsr-3358	463	3	r.	GPE
fsr-3358	463	4	2013	DATE
fsr-3358	465	1	physica	PERSON
fsr-3358	465	2	392(9	DATE
fsr-3358	465	3	2114	CARDINAL
fsr-3358	466	1	l.	GPE
fsr-3358	466	2	yoon	GPE
fsr-3358	466	3	s., & wong	ORG
fsr-3358	466	4	n.	PERSON
fsr-3358	466	5	2016	DATE
fsr-3358	468	1	134	CARDINAL
fsr-3358	469	1	donepudi	NORP
fsr-3358	469	2	p. k.	PERSON
fsr-3358	470	1	2019	DATE
fsr-3358	472	1	asian	NORP
fsr-3358	472	2	9(3	CARDINAL
fsr-3358	472	3	129	CARDINAL
fsr-3358	473	1	s.	PERSON
fsr-3358	473	2	2005	DATE
fsr-3358	475	1	32(2	CARDINAL
fsr-3358	475	2	26	CARDINAL
fsr-3358	475	3	355(1	CARDINAL
fsr-3358	475	4	145	CARDINAL
fsr-3358	476	1	dynan	PERSON
fsr-3358	476	2	k. e.	PERSON
fsr-3358	476	3	skinner	PERSON
fsr-3358	476	4	j., & zeldes	ORG
fsr-3358	476	5	s. p.	PERSON
fsr-3358	476	6	2004	DATE
fsr-3358	478	1	112(2	DATE
fsr-3358	478	2	397-444	CARDINAL
fsr-3358	479	1	emerson	ORG
fsr-3358	479	2	s., kennedy	PERSON
fsr-3358	479	3	r.	NORP
fsr-3358	479	4	o'shea	PERSON
fsr-3358	479	5	& o'brien	PERSON
fsr-3358	479	6	j.	PERSON
fsr-3358	479	7	2019	DATE
fsr-3358	481	1	8th	ORDINAL
fsr-3358	481	2	2019	DATE
fsr-3358	483	1	2021	CARDINAL
fsr-3358	484	1	2021-2026	CARDINAL
fsr-3358	485	1	https://www.canada.ca/en/financialconsumer-agency/programs/financialliteracy/financial-literacy-strategy-20212026.html	GPE
fsr-3358	485	2	l., & sabelhaus	ORG
fsr-3358	485	3	j. (	PERSON
fsr-3358	485	4	2019	DATE
fsr-3358	487	1	fisher	ORG
fsr-3358	487	2	2010	DATE
fsr-3358	489	1	21(1	CARDINAL
fsr-3358	490	1	foerster	PERSON
fsr-3358	490	2	s.	PERSON
fsr-3358	490	3	j. t.	PERSON
fsr-3358	490	4	b. t.	PERSON
fsr-3358	490	5	a.	PERSON
fsr-3358	490	6	2017	CARDINAL
fsr-3358	491	1	one	CARDINAL
fsr-3358	492	1	1441-1482	CARDINAL
fsr-3358	493	1	w. g.	PERSON
fsr-3358	493	2	j. m.	PERSON
fsr-3358	493	3	2005	DATE
fsr-3358	494	1	401	CARDINAL
fsr-3358	495	1	2006-1	DATE
fsr-3358	497	1	hartman	PERSON
fsr-3358	497	2	j. c., & schafrick	PERSON
fsr-3358	497	3	i. c.	PERSON
fsr-3358	497	4	2004	DATE
fsr-3358	499	1	139	CARDINAL
fsr-3358	499	2	2021	CARDINAL
fsr-3358	501	1	30(1	CARDINAL
fsr-3358	501	2	49	CARDINAL
fsr-3358	502	1	henrique	ORG
fsr-3358	502	2	b. m.	PERSON
fsr-3358	502	3	sobreiro	GPE
fsr-3358	502	4	h.	PERSON
fsr-3358	502	5	2019	DATE
fsr-3358	504	1	124	CARDINAL
fsr-3358	504	2	226	CARDINAL
fsr-3358	505	1	hershfield	PERSON
fsr-3358	505	2	h. e.	PERSON
fsr-3358	505	3	goldstein	PERSON
fsr-3358	505	4	d. g.	PERSON
fsr-3358	505	5	sharpe	PERSON
fsr-3358	505	6	w. f.	PERSON
fsr-3358	505	7	fox	ORG
fsr-3358	505	8	j., yeykelis	ORG
fsr-3358	505	9	l.	GPE
fsr-3358	505	10	l. l.	PERSON
fsr-3358	505	11	j. n.	PERSON
fsr-3358	505	12	2011	DATE
fsr-3358	507	1	huang	PERSON
fsr-3358	507	2	m. f.	PERSON
fsr-3358	507	3	2019	DATE
fsr-3358	509	1	83, 105663	DATE
fsr-3358	510	1	f. t.	PERSON
fsr-3358	510	2	j. p.,	PERSON
fsr-3358	510	3	& stafford	ORG
fsr-3358	510	4	f.	PERSON
fsr-3358	510	5	1999	DATE
fsr-3358	512	1	labour economics	ORG
fsr-3358	512	2	6(2	CARDINAL
fsr-3358	512	3	253-275	CARDINAL
fsr-3358	513	1	kahneman	PERSON
fsr-3358	513	2	2012	DATE
fsr-3358	515	1	13	CARDINAL
fsr-3358	515	2	9	CARDINAL
fsr-3358	516	1	kahneman	GPE
fsr-3358	516	2	d., & thaler	ORG
fsr-3358	516	3	r. h.	PERSON
fsr-3358	516	4	2006	DATE
fsr-3358	518	1	20(1	CARDINAL
fsr-3358	518	2	221	CARDINAL
fsr-3358	519	1	kempson, e., finney, a., & poppe	ORG
fsr-3358	519	2	2017	CARDINAL
fsr-3358	523	1	minary_analysis?channel	ORG
fsr-3358	523	2	kim	PERSON
fsr-3358	523	3	k. j.	PERSON
fsr-3358	523	4	2003	DATE
fsr-3358	525	1	55(1-2	CARDINAL
fsr-3358	525	2	307-319	CARDINAL
fsr-3358	526	1	kou	GPE
fsr-3358	526	2	peng	PERSON
fsr-3358	526	3	2014	DATE
fsr-3358	528	1	275	CARDINAL
fsr-3358	528	2	112	CARDINAL
fsr-3358	529	1	leo, m., sharma, s., & maddulety	PERSON
fsr-3358	529	2	2019	DATE
fsr-3358	531	1	7(1	CARDINAL
fsr-3358	531	2	29	CARDINAL
fsr-3358	532	1	grace et al	PERSON
fsr-3358	532	2	t., & ong	ORG
fsr-3358	532	3	c. s.	PERSON
fsr-3358	532	4	2020	DATE
fsr-3358	534	1	the journal of financial data	ORG
fsr-3358	535	1	lin	PERSON
fsr-3358	535	2	w. y.	PERSON
fsr-3358	535	3	hu	PERSON
fsr-3358	535	4	y. h., & tsai	ORG
fsr-3358	535	5	c. f. (	PERSON
fsr-3358	535	6	2011	DATE
fsr-3358	537	1	421	CARDINAL
fsr-3358	538	1	j. t.	PERSON
fsr-3358	538	2	b. t.	PERSON
fsr-3358	538	3	a.	PERSON
fsr-3358	538	4	2021	CARDINAL
fsr-3358	540	1	76(2	CARDINAL
fsr-3358	540	2	587-621	CARDINAL
fsr-3358	541	1	macgee	PERSON
fsr-3358	541	2	j.	GPE
fsr-3358	541	3	pugh	ORG
fsr-3358	541	4	t. m., & see	PERSON
fsr-3358	541	5	k.	PERSON
fsr-3358	541	6	2022	CARDINAL
fsr-3358	542	1	covid‐19	ORG
fsr-3358	542	2	canadian	NORP
fsr-3358	543	1	canadian journal of economics	ORG
fsr-3358	543	2	canadienne d'économique	ORG
fsr-3358	543	3	55	DATE
fsr-3358	543	4	54-87	DATE
fsr-3358	544	1	nenkov	PERSON
fsr-3358	544	2	g. y.	PERSON
fsr-3358	544	3	d. j.	PERSON
fsr-3358	544	4	m.	PERSON
fsr-3358	544	5	2009	DATE
fsr-3358	546	1	9(8	CARDINAL
fsr-3358	546	2	1-11	CARDINAL
fsr-3358	547	1	markowitz, h. m. (	ORG
fsr-3358	547	2	1991	DATE
fsr-3358	549	1	46(2	CARDINAL
fsr-3358	549	2	469	CARDINAL
fsr-3358	550	1	markowitz, h. m. (	ORG
fsr-3358	550	2	2010	DATE
fsr-3358	553	1	financ	ORG
fsr-3358	554	1	econ.	ORG
fsr-3358	554	2	2(1	CARDINAL
fsr-3358	554	3	1-23	CARDINAL
fsr-3358	555	1	maynard	GPE
fsr-3358	555	2	n., de neve	PERSON
fsr-3358	555	3	j. e., & tufano	PERSON
fsr-3358	555	4	2008	DATE
fsr-3358	557	1	harvard business school finance	ORG
fsr-3358	557	2	08-061	CARDINAL
fsr-3358	558	1	metzler	PERSON
fsr-3358	558	2	z., & grace	ORG
fsr-3358	558	3	2021	CARDINAL
fsr-3358	559	1	canada	GPE
fsr-3358	560	1	finance & economics	ORG
fsr-3358	560	2	5(3	DATE
fsr-3358	560	3	542-570	CARDINAL
fsr-3358	560	4	r. c.	PERSON
fsr-3358	560	5	1973	DATE
fsr-3358	562	1	econometrica: journal	ORG
fsr-3358	562	2	867	CARDINAL
fsr-3358	563	1	modigliani	ORG
fsr-3358	563	2	f., & brumberg	ORG
fsr-3358	563	3	r.	PERSON
fsr-3358	563	4	1954	DATE
fsr-3358	565	1	franco modigliani	PERSON
fsr-3358	565	2	1(1	CARDINAL
fsr-3358	565	3	388	CARDINAL
fsr-3358	566	1	montmarquette	PERSON
fsr-3358	566	2	2015	DATE
fsr-3358	568	1	16(1	CARDINAL
fsr-3358	568	2	69	CARDINAL
fsr-3358	569	1	newmeyer	PERSON
fsr-3358	569	2	d.	NORP
fsr-3358	569	3	g. e.	PERSON
fsr-3358	569	4	2021	CARDINAL
fsr-3358	571	1	40(2	DATE
fsr-3358	571	2	285	CARDINAL
fsr-3358	572	1	patel	PERSON
fsr-3358	572	2	j., shah	PERSON
fsr-3358	572	3	kotecha	PERSON
fsr-3358	572	4	2015	DATE
fsr-3358	574	1	42(1	CARDINAL
fsr-3358	574	2	259268	DATE
fsr-3358	575	1	f.	PERSON
fsr-3358	575	2	ketterlin	PERSON
fsr-3358	575	3	a., & gançarski	ORG
fsr-3358	575	4	2011	DATE
fsr-3358	577	1	678-693	CARDINAL
fsr-3358	578	1	raffinot	ORG
fsr-3358	578	2	t.	GPE
fsr-3358	578	3	2017	CARDINAL
fsr-3358	580	1	89	CARDINAL
fsr-3358	580	2	rocher	PERSON
fsr-3358	580	3	l.	PERSON
fsr-3358	580	4	j. m.	PERSON
fsr-3358	580	5	y. a.	PERSON
fsr-3358	580	6	2019	DATE
fsr-3358	582	1	10(1	CARDINAL
fsr-3358	582	2	1-9	DATE
fsr-3358	582	3	rundo, f.	PERSON
fsr-3358	582	4	trenta	GPE
fsr-3358	582	5	f.	PERSON
fsr-3358	582	6	di stallo	PERSON
fsr-3358	582	7	a. l.	PERSON
fsr-3358	582	8	s.	PERSON
fsr-3358	582	9	2019	DATE
fsr-3358	584	1	applied sciences	ORG
fsr-3358	584	2	9(24	CARDINAL
fsr-3358	584	3	5574	DATE
fsr-3358	585	1	shefrin	GPE
fsr-3358	585	2	h. m.	PERSON
fsr-3358	585	3	r. h.	PERSON
fsr-3358	585	4	chapter 14	LAW
fsr-3358	587	1	princeton university press soman	ORG
fsr-3358	587	2	d., & cheema	ORG
fsr-3358	587	3	a.	PERSON
fsr-3358	587	4	2011	DATE
fsr-3358	589	1	s14s22	PRODUCT
fsr-3358	590	1	suh	ORG
fsr-3358	590	2	e.	PERSON
fsr-3358	590	3	2022	CARDINAL
fsr-3358	591	1	british	NORP
fsr-3358	591	2	thirties	DATE
fsr-3358	592	1	32(2	CARDINAL
fsr-3358	592	2	28	CARDINAL
fsr-3358	592	3	42(12	CARDINAL
fsr-3358	592	4	29402967	DATE
fsr-3358	593	1	thaler	ORG
fsr-3358	593	2	r. h., & benartzi	ORG
fsr-3358	593	3	s.	PERSON
fsr-3358	593	4	2004	DATE
fsr-3358	594	1	tomorrow	DATE
fsr-3358	595	1	112(s1	PERSON
fsr-3358	595	2	s164-s187	ORG
fsr-3358	596	1	thompson	ORG
fsr-3358	596	2	j. r.	PERSON
fsr-3358	596	3	feng	PERSON
fsr-3358	596	4	r. m.	PERSON
fsr-3358	596	5	2021	CARDINAL
fsr-3358	598	1	50	CARDINAL
fsr-3358	599	1	tsai	PERSON
fsr-3358	599	2	c. f.	PERSON
fsr-3358	599	3	2014	DATE
fsr-3358	601	1	16	CARDINAL
fsr-3358	601	2	46	CARDINAL
fsr-3358	602	1	turner	ORG
fsr-3358	602	2	t. m.	PERSON
fsr-3358	602	3	2009	DATE
fsr-3358	604	1	journal of housing economics	ORG
fsr-3358	604	2	104	CARDINAL
fsr-3358	605	1	d.	NORP
fsr-3358	605	2	dellana	GPE
fsr-3358	605	3	s., & qian	ORG
fsr-3358	605	4	j. (	PERSON
fsr-3358	605	5	2005	DATE
fsr-3358	607	1	32(10	CARDINAL
fsr-3358	607	2	2543-2559	CARDINAL
fsr-3358	608	1	van liebergen	PERSON
fsr-3358	608	2	2017	CARDINAL
fsr-3358	610	1	45	CARDINAL
fsr-3358	610	2	60-67	CARDINAL
fsr-3358	611	1	i., & elliott	ORG
fsr-3358	611	2	a.	PERSON
fsr-3358	611	3	2014	DATE
fsr-3358	613	1	118	CARDINAL
fsr-3358	613	2	1103-1123	DATE