id	sid	eid	entity	type
fsr-3389	1	1	william w. jenningsa	PERSON
fsr-3389	1	2	jeffrey c. merrellb	PERSON
fsr-3389	1	3	thomas c. o’malleyc	PERSON
fsr-3389	1	4	brian c. payned	PERSON
fsr-3389	1	5	united states air force academy	ORG
fsr-3389	1	6	80840	DATE
fsr-3389	1	7	university of colorado	ORG
fsr-3389	1	8	995	CARDINAL
fsr-3389	1	9	boulder	GPE
fsr-3389	1	10	80309	DATE
fsr-3389	1	11	usa cdepartment	PERSON
fsr-3389	1	12	united states air force academy	ORG
fsr-3389	1	13	80840	DATE
fsr-3389	1	14	university of colorado-colorado springs	ORG
fsr-3389	1	15	1420	CARDINAL
fsr-3389	1	16	austin bluffs parkway	GPE
fsr-3389	1	17	colorado springs	GPE
fsr-3389	1	18	80918	DATE
fsr-3389	1	19	millions	CARDINAL
fsr-3389	2	1	u.s.	GPE
fsr-3389	5	1	five percent	PERCENT
fsr-3389	5	2	60%	PERCENT
fsr-3389	8	1	2018	DATE
fsr-3389	10	1	jel	ORG
fsr-3389	10	2	1	CARDINAL
fsr-3389	11	1	tens of millions	CARDINAL
fsr-3389	11	2	the united states	GPE
fsr-3389	14	1	1-719	CARDINAL
fsr-3389	15	1	b.c. payne	ORG
fsr-3389	15	2	27	CARDINAL
fsr-3389	15	3	2018	DATE
fsr-3389	15	4	147	CARDINAL
fsr-3389	15	5	2018	DATE
fsr-3389	18	1	2013	DATE
fsr-3389	18	2	about 86%	PERCENT
fsr-3389	19	1	tens of millions	CARDINAL
fsr-3389	19	2	first	ORDINAL
fsr-3389	19	3	1.5 million	CARDINAL
fsr-3389	20	1	1974	DATE
fsr-3389	22	1	u.s.	GPE
fsr-3389	23	1	the tens of millions	MONEY
fsr-3389	25	1	years	DATE
fsr-3389	26	1	davis	PERSON
fsr-3389	26	2	fraser	PERSON
fsr-3389	26	3	2012	DATE
fsr-3389	31	1	it.2	PRODUCT
fsr-3389	32	1	two to five years	DATE
fsr-3389	33	1	three	CARDINAL
fsr-3389	34	1	1	CARDINAL
fsr-3389	35	1	more than 60%	PERCENT
fsr-3389	35	2	148	CARDINAL
fsr-3389	35	3	jennings et al	PERSON
fsr-3389	35	4	27	CARDINAL
fsr-3389	35	5	2018	DATE
fsr-3389	35	6	147	CARDINAL
fsr-3389	36	1	3	CARDINAL
fsr-3389	39	1	the department of defense office	ORG
fsr-3389	43	1	2	CARDINAL
fsr-3389	44	1	2007	DATE
fsr-3389	45	1	2001	DATE
fsr-3389	45	2	$1 million	MONEY
fsr-3389	46	1	monthly	DATE
fsr-3389	46	2	2.5%	PERCENT
fsr-3389	46	3	their final 36 months	DATE
fsr-3389	46	4	every year	DATE
fsr-3389	46	5	20 years	DATE
fsr-3389	46	6	2.5%	PERCENT
fsr-3389	46	7	50%	PERCENT
fsr-3389	46	8	high-36 month	DATE
fsr-3389	46	9	last 36 months	DATE
fsr-3389	47	1	20-year	DATE
fsr-3389	47	2	2,100	MONEY
fsr-3389	47	3	2015	DATE
fsr-3389	47	4	approximately $4,000	MONEY
fsr-3389	48	1	monthly	DATE
fsr-3389	49	1	years	DATE
fsr-3389	49	2	ando	NORP
fsr-3389	49	3	modigliani	ORG
fsr-3389	49	4	1963	DATE
fsr-3389	54	1	20� years	DATE
fsr-3389	55	1	up to 6.5%	PERCENT
fsr-3389	55	2	monthly	DATE
fsr-3389	55	3	up to 55%	PERCENT
fsr-3389	55	4	monthly	DATE
fsr-3389	55	5	die.4	ORG
fsr-3389	55	6	50–60%	PERCENT
fsr-3389	57	1	jennings et al	PERSON
fsr-3389	57	2	27	CARDINAL
fsr-3389	57	3	2018	DATE
fsr-3389	57	4	147	CARDINAL
fsr-3389	57	5	80%	PERCENT
fsr-3389	57	6	january 2015	DATE
fsr-3389	57	7	2015	CARDINAL
fsr-3389	58	1	137	MONEY
fsr-3389	58	2	monthly	DATE
fsr-3389	58	3	1,155	MONEY
fsr-3389	59	1	260	MONEY
fsr-3389	59	2	2,100	MONEY
fsr-3389	60	1	lachance et al	PERSON
fsr-3389	61	1	2003	DATE
fsr-3389	63	1	second	ORDINAL
fsr-3389	63	2	third year	DATE
fsr-3389	65	1	age 55	DATE
fsr-3389	66	1	annually	DATE
fsr-3389	67	1	30 years	DATE
fsr-3389	70	1	higdon	ORG
fsr-3389	70	2	2009	DATE
fsr-3389	74	1	comprix	PERSON
fsr-3389	74	2	2011	DATE
fsr-3389	74	3	u.s.	GPE
fsr-3389	79	1	one	CARDINAL
fsr-3389	79	2	2014	DATE
fsr-3389	81	1	bell	ORG
fsr-3389	81	2	graham	PERSON
fsr-3389	81	3	1984	DATE
fsr-3389	81	4	more than three decades ago	DATE
fsr-3389	82	1	jennings	PERSON
fsr-3389	82	2	2001	DATE
fsr-3389	83	1	beatty	PERSON
fsr-3389	83	2	kang	PERSON
fsr-3389	83	3	2007	DATE
fsr-3389	85	1	davis	PERSON
fsr-3389	85	2	fraser	PERSON
fsr-3389	85	3	2012	DATE
fsr-3389	85	4	two	CARDINAL
fsr-3389	85	5	2008	DATE
fsr-3389	86	1	first	ORDINAL
fsr-3389	86	2	30-year	DATE
fsr-3389	87	1	second	ORDINAL
fsr-3389	88	1	6.8%	PERCENT
fsr-3389	88	2	45-year-old	DATE
fsr-3389	90	1	150	CARDINAL
fsr-3389	90	2	jennings et al	PERSON
fsr-3389	90	3	27	CARDINAL
fsr-3389	90	4	2018	DATE
fsr-3389	90	5	147	CARDINAL
fsr-3389	91	1	davis	ORG
fsr-3389	91	2	fraser	PERSON
fsr-3389	91	3	2012	DATE
fsr-3389	92	1	first	ORDINAL
fsr-3389	94	1	annual	DATE
fsr-3389	96	1	20-plus years	DATE
fsr-3389	101	1	beatty	GPE
fsr-3389	101	2	kang	PERSON
fsr-3389	101	3	2007	DATE
fsr-3389	106	1	first	ORDINAL
fsr-3389	108	1	3	CARDINAL
fsr-3389	109	1	ssa	ORG
fsr-3389	109	2	u.s.	GPE
fsr-3389	110	1	1	CARDINAL
fsr-3389	111	1	first	ORDINAL
fsr-3389	112	1	the dod actuary	ORG
fsr-3389	114	1	jennings et al	PERSON
fsr-3389	114	2	27	CARDINAL
fsr-3389	114	3	2018	DATE
fsr-3389	114	4	147	CARDINAL
fsr-3389	114	5	172	CARDINAL
fsr-3389	114	6	dod	ORG
fsr-3389	116	1	fig	ORG
fsr-3389	117	1	1	CARDINAL
fsr-3389	118	1	age 70	DATE
fsr-3389	118	2	age 70	DATE
fsr-3389	122	1	age 44	DATE
fsr-3389	122	2	44 years old	DATE
fsr-3389	123	1	20–22 year	DATE
fsr-3389	123	2	22–26 year	DATE
fsr-3389	124	1	55,000	MONEY
fsr-3389	126	1	age 55	DATE
fsr-3389	130	1	1	CARDINAL
fsr-3389	130	2	u.s.	GPE
fsr-3389	130	3	u.s.	GPE
fsr-3389	131	1	u.s.	GPE
fsr-3389	132	1	u.s.	GPE
fsr-3389	133	1	152	CARDINAL
fsr-3389	133	2	jennings et al	PERSON
fsr-3389	133	3	27	CARDINAL
fsr-3389	133	4	2018	DATE
fsr-3389	133	5	147	CARDINAL
fsr-3389	135	1	ssa	ORG
fsr-3389	135	2	dod	NORP
fsr-3389	136	1	fig	ORG
fsr-3389	137	1	2	CARDINAL
fsr-3389	137	2	age 44	DATE
fsr-3389	137	3	88	DATE
fsr-3389	137	4	89	CARDINAL
fsr-3389	138	1	110	CARDINAL
fsr-3389	140	1	2	CARDINAL
fsr-3389	140	2	4	CARDINAL
fsr-3389	142	1	3	CARDINAL
fsr-3389	142	2	55,000	MONEY
fsr-3389	143	1	fig	ORG
fsr-3389	144	1	3	CARDINAL
fsr-3389	147	1	2	CARDINAL
fsr-3389	148	1	2	CARDINAL
fsr-3389	148	2	u.s.	GPE
fsr-3389	149	1	u.s.	GPE
fsr-3389	149	2	age 44	DATE
fsr-3389	151	1	age 88	DATE
fsr-3389	151	2	age 89	DATE
fsr-3389	153	1	jennings et al	PERSON
fsr-3389	153	2	27	CARDINAL
fsr-3389	153	3	2018	DATE
fsr-3389	153	4	147	CARDINAL
fsr-3389	154	1	44-year-old	DATE
fsr-3389	154	2	age 50	DATE
fsr-3389	154	3	six years	DATE
fsr-3389	154	4	21,450	MONEY
fsr-3389	155	1	age 70	DATE
fsr-3389	155	2	20 years	DATE
fsr-3389	155	3	sbp payouts	ORG
fsr-3389	155	4	605,000.9	MONEY
fsr-3389	155	5	approximately $583,550	MONEY
fsr-3389	157	1	3	CARDINAL
fsr-3389	159	1	120 days	DATE
fsr-3389	163	1	3	CARDINAL
fsr-3389	163	2	$2 million	MONEY
fsr-3389	163	3	55	DATE
fsr-3389	163	4	100	CARDINAL
fsr-3389	164	1	30 years	DATE
fsr-3389	164	2	107,250	MONEY
fsr-3389	165	1	30 years	DATE
fsr-3389	166	1	dod mortality	ORG
fsr-3389	168	1	3	CARDINAL
fsr-3389	168	2	u.s.	GPE
fsr-3389	170	1	154	CARDINAL
fsr-3389	170	2	jennings et al	PERSON
fsr-3389	170	3	27	CARDINAL
fsr-3389	170	4	2018	DATE
fsr-3389	170	5	147	CARDINAL
fsr-3389	170	6	around 42%	PERCENT
fsr-3389	170	7	almost 60%	PERCENT
fsr-3389	170	8	davis	PERSON
fsr-3389	170	9	fraser	PERSON
fsr-3389	170	10	2012	DATE
fsr-3389	172	1	1	CARDINAL
fsr-3389	173	1	3	CARDINAL
fsr-3389	174	1	all 30 years	DATE
fsr-3389	174	2	3.55 years	DATE
fsr-3389	174	3	107,250	MONEY
fsr-3389	174	4	30-year	DATE
fsr-3389	174	5	30,250	MONEY
fsr-3389	174	6	annual	DATE
fsr-3389	174	7	approximately three	CARDINAL
fsr-3389	174	8	one-half years	DATE
fsr-3389	175	1	12%	PERCENT
fsr-3389	176	1	the full 30 years	DATE
fsr-3389	179	1	2	CARDINAL
fsr-3389	179	2	3	CARDINAL
fsr-3389	180	1	4	CARDINAL
fsr-3389	182	1	around 80 years	DATE
fsr-3389	183	1	3	CARDINAL
fsr-3389	184	1	4	CARDINAL
fsr-3389	184	2	u.s.	GPE
fsr-3389	187	1	jennings et al	PERSON
fsr-3389	187	2	27	CARDINAL
fsr-3389	187	3	2018	DATE
fsr-3389	187	4	147	CARDINAL
fsr-3389	187	5	multimillion-dollar	MONEY
fsr-3389	188	1	4	CARDINAL
fsr-3389	188	2	one	CARDINAL
fsr-3389	190	1	over $61,000	MONEY
fsr-3389	193	1	1	CARDINAL
fsr-3389	193	2	2	CARDINAL
fsr-3389	195	1	almost 60%	PERCENT
fsr-3389	196	1	age 66	DATE
fsr-3389	196	2	at least 10 years	DATE
fsr-3389	197	1	at least another decade	DATE
fsr-3389	198	1	less than five percent	PERCENT
fsr-3389	198	2	almost 60%	PERCENT
fsr-3389	199	1	over 95%	PERCENT
fsr-3389	199	2	only collect 40%	PERCENT
fsr-3389	202	1	60%	PERCENT
fsr-3389	204	1	1-in-20	QUANTITY
fsr-3389	205	1	age 66 (i.e.	DATE
fsr-3389	205	2	at least 12%	PERCENT
fsr-3389	207	1	age 67	DATE
fsr-3389	215	1	156	CARDINAL
fsr-3389	215	2	jennings et al	PERSON
fsr-3389	215	3	27	CARDINAL
fsr-3389	215	4	2018	DATE
fsr-3389	215	5	147	CARDINAL
fsr-3389	218	1	the early retirement years	DATE
fsr-3389	221	1	5.1	CARDINAL
fsr-3389	221	2	first	ORDINAL
fsr-3389	222	1	davis	PERSON
fsr-3389	222	2	fraser	PERSON
fsr-3389	222	3	2012	DATE
fsr-3389	222	4	6.8%	PERCENT
fsr-3389	223	1	6.8%	PERCENT
fsr-3389	227	1	one	CARDINAL
fsr-3389	232	1	5.2	CARDINAL
fsr-3389	233	1	one	CARDINAL
fsr-3389	235	1	two-fold	CARDINAL
fsr-3389	236	1	first	ORDINAL
fsr-3389	238	1	secondly	ORDINAL
fsr-3389	240	1	jennings et al	PERSON
fsr-3389	240	2	27	CARDINAL
fsr-3389	240	3	2018	DATE
fsr-3389	240	4	147	CARDINAL
fsr-3389	240	5	10	CARDINAL
fsr-3389	241	1	6	CARDINAL
fsr-3389	245	1	1	CARDINAL
fsr-3389	245	2	2	CARDINAL
fsr-3389	245	3	3	CARDINAL
fsr-3389	246	1	20 years	DATE
fsr-3389	246	2	age 44	DATE
fsr-3389	246	3	44-year-old	DATE
fsr-3389	248	1	30,250	MONEY
fsr-3389	248	2	annual	DATE
fsr-3389	249	1	1994	DATE
fsr-3389	249	2	four percent	PERCENT
fsr-3389	249	3	30,250	MONEY
fsr-3389	249	4	approximately $756,000	MONEY
fsr-3389	250	1	four percent	PERCENT
fsr-3389	250	2	3.5%	PERCENT
fsr-3389	251	1	3.5%	PERCENT
fsr-3389	251	2	864,000	MONEY
fsr-3389	252	1	800,000	MONEY
fsr-3389	255	1	four percent	PERCENT
fsr-3389	255	2	44-year-old	DATE
fsr-3389	255	3	800,000	MONEY
fsr-3389	255	4	30-year	DATE
fsr-3389	255	5	approximately $125	MONEY
fsr-3389	256	1	less than half	CARDINAL
fsr-3389	256	2	125	MONEY
fsr-3389	256	3	$297	MONEY
fsr-3389	258	1	two	CARDINAL
fsr-3389	259	1	one	CARDINAL
fsr-3389	259	2	second	ORDINAL
fsr-3389	259	3	16	CARDINAL
fsr-3389	259	4	21	CARDINAL
fsr-3389	259	5	moody’s	ORG
fsr-3389	259	6	s&p	ORG
fsr-3389	259	7	over 100 years	DATE
fsr-3389	261	1	172	MONEY
fsr-3389	261	2	monthly	DATE
fsr-3389	261	3	30 years	DATE
fsr-3389	263	1	158	CARDINAL
fsr-3389	263	2	jennings et al	PERSON
fsr-3389	263	3	27	CARDINAL
fsr-3389	263	4	2018	DATE
fsr-3389	263	5	147	CARDINAL
fsr-3389	264	1	wilcox	GPE
fsr-3389	264	2	2009	DATE
fsr-3389	265	1	three percent	PERCENT
fsr-3389	265	2	annually	DATE
fsr-3389	265	3	2.5%	PERCENT
fsr-3389	266	1	5	CARDINAL
fsr-3389	267	1	the early years	DATE
fsr-3389	268	1	800,000	MONEY
fsr-3389	268	2	30 years	DATE
fsr-3389	270	1	30-year	DATE
fsr-3389	274	1	decades	DATE
fsr-3389	276	1	age 74	DATE
fsr-3389	278	1	30 years	DATE
fsr-3389	279	1	162,214	MONEY
fsr-3389	279	2	100,946	MONEY
fsr-3389	279	3	61,268	MONEY
fsr-3389	282	1	fig	ORG
fsr-3389	283	1	5	CARDINAL
fsr-3389	284	1	5	CARDINAL
fsr-3389	285	1	3	CARDINAL
fsr-3389	287	1	fig	PERSON
fsr-3389	288	1	5	CARDINAL
fsr-3389	290	1	first	ORDINAL
fsr-3389	291	1	second	ORDINAL
fsr-3389	294	1	age 75	DATE
fsr-3389	294	2	159w.w	CARDINAL
fsr-3389	295	1	jennings et al	PERSON
fsr-3389	295	2	27	CARDINAL
fsr-3389	295	3	2018	DATE
fsr-3389	295	4	147	CARDINAL
fsr-3389	296	1	5	CARDINAL
fsr-3389	298	1	800,000	MONEY
fsr-3389	298	2	30-year	DATE
fsr-3389	298	3	$125/month	MONEY
fsr-3389	298	4	3%	PERCENT
fsr-3389	298	5	2.5%	PERCENT
fsr-3389	302	1	800,000	MONEY
fsr-3389	302	2	30-year	DATE
fsr-3389	302	3	$125/month	MONEY
fsr-3389	302	4	3%	PERCENT
fsr-3389	302	5	2.5%	PERCENT
fsr-3389	306	1	800,000	MONEY
fsr-3389	306	2	30-year	DATE
fsr-3389	306	3	$125/month	MONEY
fsr-3389	306	4	3%	PERCENT
fsr-3389	306	5	2.5%	PERCENT
fsr-3389	307	1	160	CARDINAL
fsr-3389	307	2	jennings et al	PERSON
fsr-3389	307	3	27	CARDINAL
fsr-3389	307	4	2018	DATE
fsr-3389	307	5	147	CARDINAL
fsr-3389	312	1	early years	DATE
fsr-3389	316	1	5	CARDINAL
fsr-3389	319	1	two	CARDINAL
fsr-3389	319	2	60%	PERCENT
fsr-3389	320	1	60%	PERCENT
fsr-3389	320	2	55,232	MONEY
fsr-3389	321	1	40%	PERCENT
fsr-3389	321	2	116,500	MONEY
fsr-3389	323	1	60%	PERCENT
fsr-3389	323	2	85,421	MONEY
fsr-3389	323	3	the 40%	PERCENT
fsr-3389	324	1	5	CARDINAL
fsr-3389	326	1	jennings et al	PERSON
fsr-3389	326	2	27	CARDINAL
fsr-3389	326	3	2018	DATE
fsr-3389	326	4	147	CARDINAL
fsr-3389	326	5	76,792	MONEY
fsr-3389	328	1	one	CARDINAL
fsr-3389	330	1	6	CARDINAL
fsr-3389	334	1	approximately six years	DATE
fsr-3389	334	2	four) years	DATE
fsr-3389	335	1	fig	ORG
fsr-3389	336	1	6	CARDINAL
fsr-3389	341	1	annual	DATE
fsr-3389	343	1	162	CARDINAL
fsr-3389	343	2	jennings et al	PERSON
fsr-3389	343	3	27	CARDINAL
fsr-3389	343	4	2018	DATE
fsr-3389	343	5	147	CARDINAL
fsr-3389	347	1	yaari	GPE
fsr-3389	347	2	1965	DATE
fsr-3389	348	1	1991	DATE
fsr-3389	350	1	finra	ORG
fsr-3389	350	2	2012	DATE
fsr-3389	350	3	the united states	GPE
fsr-3389	350	4	2012	DATE
fsr-3389	359	1	two to five years	DATE
fsr-3389	360	1	6	CARDINAL
fsr-3389	361	1	one	CARDINAL
fsr-3389	364	1	6.1	CARDINAL
fsr-3389	365	1	competent financial planning	ORG
fsr-3389	365	2	first	ORDINAL
fsr-3389	367	1	163w.w	CARDINAL
fsr-3389	368	1	jennings et al	PERSON
fsr-3389	368	2	27	CARDINAL
fsr-3389	368	3	2018	DATE
fsr-3389	368	4	147	CARDINAL
fsr-3389	369	1	6.2	CARDINAL
fsr-3389	372	1	roth	PERSON
fsr-3389	374	1	6.3	CARDINAL
fsr-3389	379	1	6.4	CARDINAL
fsr-3389	382	1	fig	ORG
fsr-3389	383	1	6	CARDINAL
fsr-3389	384	1	6.5	CARDINAL
fsr-3389	386	1	10–$20	MONEY
fsr-3389	387	1	55%	PERCENT
fsr-3389	387	2	18	CARDINAL
fsr-3389	387	3	22	CARDINAL
fsr-3389	391	1	164	CARDINAL
fsr-3389	391	2	jennings et al	PERSON
fsr-3389	391	3	27	CARDINAL
fsr-3389	391	4	2018	DATE
fsr-3389	391	5	147	CARDINAL
fsr-3389	400	1	6.7	CARDINAL
fsr-3389	401	1	first	ORDINAL
fsr-3389	402	1	one	CARDINAL
fsr-3389	402	2	decades	DATE
fsr-3389	406	1	75%	PERCENT
fsr-3389	407	1	40,700	MONEY
fsr-3389	407	2	61,300	MONEY
fsr-3389	409	1	decades	DATE
fsr-3389	412	1	first	ORDINAL
fsr-3389	413	1	6.8	CARDINAL
fsr-3389	417	1	jennings et al	PERSON
fsr-3389	417	2	27	CARDINAL
fsr-3389	417	3	2018	DATE
fsr-3389	417	4	147	CARDINAL
fsr-3389	419	1	fig	ORG
fsr-3389	420	1	7	CARDINAL
fsr-3389	421	1	age 55	DATE
fsr-3389	424	1	higdon	ORG
fsr-3389	424	2	2009	DATE
fsr-3389	426	1	6.10	CARDINAL
fsr-3389	426	2	u.s.	GPE
fsr-3389	428	1	1	CARDINAL
fsr-3389	428	2	2	CARDINAL
fsr-3389	429	1	6.11	CARDINAL
fsr-3389	430	1	the dod actuary	ORG
fsr-3389	432	1	fig	ORG
fsr-3389	433	1	7	CARDINAL
fsr-3389	434	1	38-	CARDINAL
fsr-3389	434	2	41-years-old	DATE
fsr-3389	435	1	age 55	DATE
fsr-3389	436	1	166	CARDINAL
fsr-3389	436	2	jennings et al	PERSON
fsr-3389	436	3	27	CARDINAL
fsr-3389	436	4	2018	DATE
fsr-3389	436	5	147	CARDINAL
fsr-3389	437	1	veterans administration	ORG
fsr-3389	443	1	120 days	DATE
fsr-3389	444	1	400,000	MONEY
fsr-3389	445	1	four months	DATE
fsr-3389	446	1	7	CARDINAL
fsr-3389	446	2	tens of millions	CARDINAL
fsr-3389	447	1	u.s.	GPE
fsr-3389	449	1	between six and seven	CARDINAL
fsr-3389	451	1	1-in-20	QUANTITY
fsr-3389	453	1	one	CARDINAL
fsr-3389	455	1	first	ORDINAL
fsr-3389	456	1	over 60%	PERCENT
fsr-3389	458	1	jennings et al	PERSON
fsr-3389	458	2	27	CARDINAL
fsr-3389	458	3	2018	DATE
fsr-3389	458	4	147	CARDINAL
fsr-3389	459	1	u.s.	GPE
fsr-3389	459	2	at least 20 years	DATE
fsr-3389	460	1	5%	PERCENT
fsr-3389	460	2	almost 60%	PERCENT
fsr-3389	461	1	8	CARDINAL
fsr-3389	461	2	one	CARDINAL
fsr-3389	465	1	168	CARDINAL
fsr-3389	465	2	jennings et al	PERSON
fsr-3389	465	3	27	CARDINAL
fsr-3389	465	4	2018	DATE
fsr-3389	465	5	147	CARDINAL
fsr-3389	467	1	relatively few years	DATE
fsr-3389	474	1	44-year-old	DATE
fsr-3389	474	2	7%	PERCENT
fsr-3389	474	3	2.5%	PERCENT
fsr-3389	474	4	330,000	MONEY
fsr-3389	474	5	over five	CARDINAL
fsr-3389	476	1	6	CARDINAL
fsr-3389	477	1	fig	ORG
fsr-3389	478	1	8	CARDINAL
fsr-3389	479	1	one-half	CARDINAL
fsr-3389	482	1	two to five years	DATE
fsr-3389	483	1	1	CARDINAL
fsr-3389	485	1	2	CARDINAL
fsr-3389	486	1	one	CARDINAL
fsr-3389	487	1	169w.w	CARDINAL
fsr-3389	488	1	jennings et al	PERSON
fsr-3389	488	2	27	CARDINAL
fsr-3389	488	3	2018	DATE
fsr-3389	488	4	147	CARDINAL
fsr-3389	489	1	payne et al	PERSON
fsr-3389	489	2	2018	DATE
fsr-3389	490	1	4	CARDINAL
fsr-3389	491	1	5	CARDINAL
fsr-3389	491	2	september 30, 2013	DATE
fsr-3389	491	3	january 2015	DATE
fsr-3389	491	4	2013	DATE
fsr-3389	492	1	age 109	DATE
fsr-3389	493	1	120 years	DATE
fsr-3389	493	2	109	CARDINAL
fsr-3389	495	1	sec	ORG
fsr-3389	495	2	2014	DATE
fsr-3389	496	1	6	CARDINAL
fsr-3389	496	2	30, 2013	DATE
fsr-3389	496	3	september 30, 2013	DATE
fsr-3389	496	4	7 http://www.militaryonesource.mil/12038/mos/reports/2012_demographics_report	TIME
fsr-3389	496	5	pdf	ORG
fsr-3389	496	6	2012	DATE
fsr-3389	496	7	2.57	CARDINAL
fsr-3389	497	1	8	CARDINAL
fsr-3389	497	2	2003	DATE
fsr-3389	499	1	9	CARDINAL
fsr-3389	499	2	monthly	DATE
fsr-3389	499	3	6.5%	PERCENT
fsr-3389	499	4	55,000/12	MONEY
fsr-3389	499	5	297.92	MONEY
fsr-3389	499	6	72 months	DATE
fsr-3389	499	7	21,450	MONEY
fsr-3389	500	1	annual	DATE
fsr-3389	500	2	55%	PERCENT
fsr-3389	500	3	55,000	MONEY
fsr-3389	500	4	30,250	MONEY
fsr-3389	500	5	20 years	DATE
fsr-3389	500	6	605,000	MONEY
fsr-3389	501	1	2,100	MONEY
fsr-3389	502	1	10	CARDINAL
fsr-3389	502	2	55%	PERCENT
fsr-3389	502	3	0.12	CARDINAL
fsr-3389	503	1	0.12	CARDINAL
fsr-3389	504	1	11	CARDINAL
fsr-3389	504	2	2015	CARDINAL
fsr-3389	505	1	13	CARDINAL
fsr-3389	505	2	3.5	CARDINAL
fsr-3389	505	3	4%	PERCENT
fsr-3389	505	4	1994	DATE
fsr-3389	508	1	170	CARDINAL
fsr-3389	508	2	jennings et al	PERSON
fsr-3389	508	3	27	CARDINAL
fsr-3389	508	4	2018	DATE
fsr-3389	508	5	147	CARDINAL
fsr-3389	511	1	15	CARDINAL
fsr-3389	511	2	2.5%	PERCENT
fsr-3389	511	3	3%	PERCENT
fsr-3389	511	4	0.49%	PERCENT
fsr-3389	512	1	2003	DATE
fsr-3389	514	1	16	CARDINAL
fsr-3389	514	2	7%	PERCENT
fsr-3389	514	3	4.39%	PERCENT
fsr-3389	514	4	125,665	MONEY
fsr-3389	514	5	205,335	MONEY
fsr-3389	514	6	the 40% and 60%	PERCENT
fsr-3389	514	7	331,000	MONEY
fsr-3389	515	1	17	CARDINAL
fsr-3389	516	1	25%	PERCENT
fsr-3389	516	2	17%	PERCENT
fsr-3389	516	3	15%	PERCENT
fsr-3389	517	1	2,620	MONEY
fsr-3389	517	2	4.3%	PERCENT
fsr-3389	517	3	3,465	MONEY
fsr-3389	517	4	2.1%	PERCENT
fsr-3389	519	1	first	ORDINAL
fsr-3389	520	1	18	CARDINAL
fsr-3389	520	2	one	CARDINAL
fsr-3389	521	1	u.s.	GPE
fsr-3389	521	2	u.s.	GPE
fsr-3389	521	3	u.s.	GPE
fsr-3389	521	4	air force academy	ORG
fsr-3389	523	1	2014	DATE
fsr-3389	523	2	2017	CARDINAL
fsr-3389	523	3	academy of financial services	ORG
fsr-3389	523	4	annual	DATE
fsr-3389	523	5	u.s.	GPE
fsr-3389	523	6	air force academy	ORG
fsr-3389	523	7	stephanie bruce	PERSON
fsr-3389	523	8	joseph suhajda	PERSON
fsr-3389	524	1	ando, a., & modigliani	ORG
fsr-3389	524	2	f.	PERSON
fsr-3389	524	3	1963	DATE
fsr-3389	526	1	american	NORP
fsr-3389	526	2	53	DATE
fsr-3389	527	1	auerbach	PERSON
fsr-3389	527	2	a. j.	PERSON
fsr-3389	527	3	1991	DATE
fsr-3389	528	1	3765	CARDINAL
fsr-3389	529	1	national bureau of economic research	ORG
fsr-3389	532	1	jennings et al	PERSON
fsr-3389	532	2	27	CARDINAL
fsr-3389	532	3	2018	DATE
fsr-3389	532	4	147	CARDINAL
fsr-3389	532	5	s. e., & kang	PERSON
fsr-3389	532	6	t.	GPE
fsr-3389	532	7	2007	DATE
fsr-3389	533	1	monterey	GPE
fsr-3389	533	2	california	GPE
fsr-3389	534	1	10185	DATE
fsr-3389	534	2	bell	ORG
fsr-3389	534	3	d., & graham	ORG
fsr-3389	534	4	a.	PERSON
fsr-3389	534	5	1984	DATE
fsr-3389	536	1	monthly	DATE
fsr-3389	536	2	april, 23–31	DATE
fsr-3389	536	3	w. p.	PERSON
fsr-3389	536	4	1994	DATE
fsr-3389	537	1	october	DATE
fsr-3389	537	2	171–180	CARDINAL
fsr-3389	537	3	j. r., & wilcox	PERSON
fsr-3389	537	4	d. w.	PERSON
fsr-3389	537	5	2009	DATE
fsr-3389	539	1	american	NORP
fsr-3389	539	2	99	CARDINAL
fsr-3389	539	3	538–542	CARDINAL
fsr-3389	539	4	comprix	PERSON
fsr-3389	539	5	j., & muller	ORG
fsr-3389	539	6	k. (2011	ORG
fsr-3389	541	1	51	DATE
fsr-3389	541	2	115–133	CARDINAL
fsr-3389	542	1	davis	PERSON
fsr-3389	542	2	k., & fraser	ORG
fsr-3389	542	3	s. p.	PERSON
fsr-3389	542	4	2012	DATE
fsr-3389	544	1	21	DATE
fsr-3389	544	2	275–290	CARDINAL
fsr-3389	546	1	2013	DATE
fsr-3389	548	1	september 30, 2013	DATE
fsr-3389	548	2	january 2015	DATE
fsr-3389	549	1	20valrpt%202013.pdf?ver	CARDINAL
fsr-3389	549	2	2015-02-24-102857-617	DATE
fsr-3389	550	1	2013	DATE
fsr-3389	551	1	the united states	GPE
fsr-3389	551	2	2012	DATE
fsr-3389	552	1	higdon	GPE
fsr-3389	552	2	j. n.	PERSON
fsr-3389	552	3	2009	DATE
fsr-3389	554	1	quarterly	DATE
fsr-3389	554	2	43	DATE
fsr-3389	554	3	439–488	CARDINAL
fsr-3389	555	1	jennings	ORG
fsr-3389	555	2	w. w.	PERSON
fsr-3389	555	3	w. r.	PERSON
fsr-3389	555	4	2001	DATE
fsr-3389	557	1	10	CARDINAL
fsr-3389	558	1	jennings	PERSON
fsr-3389	558	2	w. w.	PERSON
fsr-3389	558	3	w. r.	PERSON
fsr-3389	558	4	2003	DATE
fsr-3389	560	1	12	CARDINAL
fsr-3389	560	2	179–199	CARDINAL
fsr-3389	561	1	kitces	ORG
fsr-3389	561	2	m. (	PERSON
fsr-3389	561	3	2014	DATE
fsr-3389	563	1	december	DATE
fsr-3389	563	2	73–76	DATE
fsr-3389	564	1	lachance	PERSON
fsr-3389	564	2	m. e.	PERSON
fsr-3389	564	3	mitchell	PERSON
fsr-3389	564	4	k.	PERSON
fsr-3389	564	5	2003	DATE
fsr-3389	566	1	70	CARDINAL
fsr-3389	566	2	1–16	CARDINAL
fsr-3389	568	1	2015	CARDINAL
fsr-3389	571	1	b. c.	PERSON
fsr-3389	571	2	w. w.	PERSON
fsr-3389	571	3	t. c.	GPE
fsr-3389	571	4	2018	DATE
fsr-3389	572	1	the u. s. military blended	ORG
fsr-3389	573	1	6	CARDINAL
fsr-3389	574	1	w. d.	PERSON
fsr-3389	574	2	2015	CARDINAL
fsr-3389	578	1	j. m.	PERSON
fsr-3389	578	2	j.	PERSON
fsr-3389	578	3	s., & wise	ORG
fsr-3389	578	4	d.	NORP
fsr-3389	578	5	2007	DATE
fsr-3389	580	1	journal of public economics	ORG
fsr-3389	580	2	91	CARDINAL
fsr-3389	580	3	2062–2086	CARDINAL
fsr-3389	581	1	j. (	PERSON
fsr-3389	581	2	2013	DATE
fsr-3389	582	1	nine	CARDINAL
fsr-3389	583	1	2765	CARDINAL
fsr-3389	583	2	washington	GPE
fsr-3389	583	3	dc	GPE
fsr-3389	585	1	2014	DATE
fsr-3389	587	1	yaari	GPE
fsr-3389	587	2	m. e.	PERSON
fsr-3389	587	3	1965	DATE
fsr-3389	589	1	32	CARDINAL
fsr-3389	589	2	137–150	CARDINAL
fsr-3389	589	3	172	CARDINAL
fsr-3389	589	4	jennings et al	PERSON
fsr-3389	589	5	27	CARDINAL
fsr-3389	589	6	2018	DATE
fsr-3389	589	7	147	CARDINAL