id	sid	eid	entity	type
fsr-3398	1	1	china	GPE
fsr-3398	1	2	the united states	GPE
fsr-3398	1	3	china	GPE
fsr-3398	1	4	d. hannaa	PERSON
fsr-3398	1	5	kyoung tae kimb	GPE
fsr-3398	1	6	zhangc ahuman sciences department	ORG
fsr-3398	1	7	ohio state university	ORG
fsr-3398	1	8	1787	DATE
fsr-3398	1	9	neil avenue	PERSON
fsr-3398	1	10	columbus	GPE
fsr-3398	1	11	oh 43210	DATE
fsr-3398	1	12	312	CARDINAL
fsr-3398	1	13	adams hall	ORG
fsr-3398	1	14	870158	DATE
fsr-3398	1	15	university of alabama	ORG
fsr-3398	1	16	tuscaloosa	GPE
fsr-3398	1	17	usa cdepartment	PERSON
fsr-3398	1	18	shenzhen university	ORG
fsr-3398	1	19	3688	CARDINAL
fsr-3398	1	20	nanhai avenue	FAC
fsr-3398	1	21	nanshan	GPE
fsr-3398	1	22	shenzhen	GPE
fsr-3398	1	23	guangdong	GPE
fsr-3398	1	24	china	GPE
fsr-3398	1	25	chinese	NORP
fsr-3398	1	26	2011	DATE
fsr-3398	2	1	u.s.	GPE
fsr-3398	2	2	9%	PERCENT
fsr-3398	2	3	49%	PERCENT
fsr-3398	2	4	the united states	GPE
fsr-3398	3	1	chfs	ORG
fsr-3398	3	2	2013	DATE
fsr-3398	4	1	chinese	NORP
fsr-3398	5	1	2018	DATE
fsr-3398	7	1	jel classifications: d14	ORG
fsr-3398	7	2	china household	ORG
fsr-3398	7	3	1	CARDINAL
fsr-3398	10	1	1-614	CARDINAL
fsr-3398	11	1	27	CARDINAL
fsr-3398	11	2	2018	DATE
fsr-3398	11	3	279	CARDINAL
fsr-3398	11	4	2018	DATE
fsr-3398	13	1	campbell	ORG
fsr-3398	13	2	2002	DATE
fsr-3398	16	1	grable	PERSON
fsr-3398	16	2	2004	DATE
fsr-3398	17	1	2015	DATE
fsr-3398	17	2	wang	ORG
fsr-3398	17	3	hanna	GPE
fsr-3398	17	4	2007	DATE
fsr-3398	18	1	kim	PERSON
fsr-3398	18	2	hanna	PERSON
fsr-3398	18	3	2015	DATE
fsr-3398	19	1	kim	PERSON
fsr-3398	19	2	wilmarth	GPE
fsr-3398	19	3	2016	CARDINAL
fsr-3398	20	1	hatcher	PERSON
fsr-3398	20	2	2008	DATE
fsr-3398	21	1	u.s.	GPE
fsr-3398	22	1	chinese	NORP
fsr-3398	23	1	one	CARDINAL
fsr-3398	23	2	u.s.	GPE
fsr-3398	23	3	xiao	PERSON
fsr-3398	23	4	2006	DATE
fsr-3398	23	5	chinese	NORP
fsr-3398	23	6	china	GPE
fsr-3398	25	1	u.s.	GPE
fsr-3398	25	2	chinese	NORP
fsr-3398	25	3	2013	DATE
fsr-3398	25	4	u.s.	GPE
fsr-3398	25	5	only 70	CARDINAL
fsr-3398	25	6	one	CARDINAL
fsr-3398	25	7	452	CARDINAL
fsr-3398	25	8	hong kong	GPE
fsr-3398	25	9	macao	GPE
fsr-3398	26	1	china	GPE
fsr-3398	26	2	china	GPE
fsr-3398	27	1	china	GPE
fsr-3398	28	1	china	GPE
fsr-3398	28	2	u.s.	GPE
fsr-3398	29	1	2007	DATE
fsr-3398	29	2	china	GPE
fsr-3398	30	1	the united states	GPE
fsr-3398	30	2	32%	PERCENT
fsr-3398	30	3	1989	DATE
fsr-3398	30	4	over 50%	PERCENT
fsr-3398	30	5	2001	DATE
fsr-3398	30	6	2008	DATE
fsr-3398	31	1	1	CARDINAL
fsr-3398	32	1	5	CARDINAL
fsr-3398	32	2	only about 9%	PERCENT
fsr-3398	32	3	china	GPE
fsr-3398	32	4	2011	DATE
fsr-3398	32	5	china	GPE
fsr-3398	32	6	the united states	GPE
fsr-3398	32	7	china	GPE
fsr-3398	32	8	china	GPE
fsr-3398	32	9	u.s.	GPE
fsr-3398	32	10	the coming decades	DATE
fsr-3398	33	1	china	GPE
fsr-3398	33	2	the united states	GPE
fsr-3398	34	1	china	GPE
fsr-3398	34	2	the united states	GPE
fsr-3398	34	3	china	GPE
fsr-3398	35	1	the united states	GPE
fsr-3398	35	2	280	CARDINAL
fsr-3398	35	3	hanna et al	ORG
fsr-3398	35	4	27	CARDINAL
fsr-3398	35	5	2018	DATE
fsr-3398	35	6	279	CARDINAL
fsr-3398	35	7	china	GPE
fsr-3398	36	1	2	CARDINAL
fsr-3398	36	2	2.1	CARDINAL
fsr-3398	38	1	chen, 1997	ORG
fsr-3398	38	2	1982	DATE
fsr-3398	39	1	campbell	ORG
fsr-3398	39	2	2007	DATE
fsr-3398	39	3	cocco, gomes	ORG
fsr-3398	39	4	2005	DATE
fsr-3398	40	1	2000	DATE
fsr-3398	41	1	chen, 1997	ORG
fsr-3398	42	1	1964	DATE
fsr-3398	42	2	one	CARDINAL
fsr-3398	42	3	1971	DATE
fsr-3398	42	4	deaton	PERSON
fsr-3398	42	5	1980	DATE
fsr-3398	43	1	1971	DATE
fsr-3398	43	2	94	CARDINAL
fsr-3398	44	1	hanna	PERSON
fsr-3398	44	2	chen	PERSON
fsr-3398	44	3	1997	DATE
fsr-3398	44	4	zero	CARDINAL
fsr-3398	45	1	bailey, olson	ORG
fsr-3398	45	2	wonnacott	GPE
fsr-3398	45	3	1980	DATE
fsr-3398	46	1	10	CARDINAL
fsr-3398	46	2	1998 2001 2004	DATE
fsr-3398	46	3	2010	DATE
fsr-3398	46	4	2013	DATE
fsr-3398	46	5	rc en t o f h ou se ho ld s	ORG
fsr-3398	47	1	1. percent	PERCENT
fsr-3398	47	2	u.s.	GPE
fsr-3398	47	3	1989–2013	CARDINAL
fsr-3398	47	4	federal reserve board	ORG
fsr-3398	49	1	hanna et al	PERSON
fsr-3398	49	2	27	CARDINAL
fsr-3398	49	3	2018	DATE
fsr-3398	49	4	279	CARDINAL
fsr-3398	49	5	zero	CARDINAL
fsr-3398	51	1	campbell	ORG
fsr-3398	51	2	2002	DATE
fsr-3398	51	3	188	CARDINAL
fsr-3398	51	4	80%	PERCENT
fsr-3398	51	5	2	CARDINAL
fsr-3398	51	6	13%	PERCENT
fsr-3398	51	7	12	CARDINAL
fsr-3398	52	1	cocco	PERSON
fsr-3398	52	2	2005	DATE
fsr-3398	52	3	2005	DATE
fsr-3398	52	4	maurer	ORG
fsr-3398	52	5	stamos	PERSON
fsr-3398	52	6	2008	DATE
fsr-3398	53	1	seshardi	PERSON
fsr-3398	53	2	2006	DATE
fsr-3398	53	3	2003	DATE
fsr-3398	54	1	hubbard et al	PERSON
fsr-3398	54	2	1994	DATE
fsr-3398	55	1	campbell	PERSON
fsr-3398	55	2	cocco	PERSON
fsr-3398	55	3	2003	DATE
fsr-3398	56	1	campbell, 2006	ORG
fsr-3398	57	1	barsky et al.	PERSON
fsr-3398	57	2	1997	DATE
fsr-3398	58	1	chinese	NORP
fsr-3398	59	1	u.s.	GPE
fsr-3398	59	2	chinese	NORP
fsr-3398	60	1	terpstra-tong	ORG
fsr-3398	60	2	2013	DATE
fsr-3398	60	3	china	GPE
fsr-3398	60	4	china	GPE
fsr-3398	60	5	the united states	GPE
fsr-3398	60	6	china	GPE
fsr-3398	61	1	the united states	GPE
fsr-3398	61	2	the 1990s	DATE
fsr-3398	61	3	haliassos	PERSON
fsr-3398	61	4	bertaut	PERSON
fsr-3398	61	5	1995	DATE
fsr-3398	61	6	siegel	PERSON
fsr-3398	61	7	thaler	ORG
fsr-3398	61	8	1997	DATE
fsr-3398	62	1	siegel	PERSON
fsr-3398	62	2	thaler	PERSON
fsr-3398	62	3	the united states	GPE
fsr-3398	62	4	japan	GPE
fsr-3398	62	5	germany	GPE
fsr-3398	64	1	hanna	ORG
fsr-3398	64	2	chen, 1997	ORG
fsr-3398	64	3	china	GPE
fsr-3398	64	4	two	CARDINAL
fsr-3398	65	1	2.2	CARDINAL
fsr-3398	65	2	hanna	ORG
fsr-3398	65	3	2001	DATE
fsr-3398	65	4	at least four	CARDINAL
fsr-3398	65	5	1	CARDINAL
fsr-3398	65	6	2	CARDINAL
fsr-3398	65	7	3	CARDINAL
fsr-3398	65	8	4	CARDINAL
fsr-3398	67	1	first	ORDINAL
fsr-3398	67	2	every three years	DATE
fsr-3398	67	3	the united states	GPE
fsr-3398	67	4	bricker et al.	PERSON
fsr-3398	67	5	2014	DATE
fsr-3398	67	6	1983	DATE
fsr-3398	68	1	hanna	PERSON
fsr-3398	68	2	2004	DATE
fsr-3398	68	3	282	CARDINAL
fsr-3398	68	4	hanna et al	ORG
fsr-3398	68	5	27	CARDINAL
fsr-3398	68	6	2018	DATE
fsr-3398	68	7	279	CARDINAL
fsr-3398	68	8	first	ORDINAL
fsr-3398	70	1	2004	DATE
fsr-3398	72	1	grable	PERSON
fsr-3398	72	2	lytton	PERSON
fsr-3398	72	3	2001	DATE
fsr-3398	72	4	six	CARDINAL
fsr-3398	72	5	11	CARDINAL
fsr-3398	73	1	at least 50	CARDINAL
fsr-3398	75	1	second	ORDINAL
fsr-3398	75	2	lytton	PERSON
fsr-3398	75	3	1999	DATE
fsr-3398	75	4	13	CARDINAL
fsr-3398	76	1	grable-lytton	PERSON
fsr-3398	76	2	dozens	CARDINAL
fsr-3398	76	3	the united states	GPE
fsr-3398	77	1	three weeks	DATE
fsr-3398	79	1	grable	PERSON
fsr-3398	79	2	lytton	PERSON
fsr-3398	79	3	2001	DATE
fsr-3398	80	1	third	ORDINAL
fsr-3398	80	2	wang	PERSON
fsr-3398	80	3	hanna	PERSON
fsr-3398	80	4	1997	DATE
fsr-3398	80	5	blume	PERSON
fsr-3398	80	6	1975	DATE
fsr-3398	81	1	2002	DATE
fsr-3398	83	1	hanna	ORG
fsr-3398	83	2	waller	ORG
fsr-3398	83	3	2008	DATE
fsr-3398	84	1	four	CARDINAL
fsr-3398	85	1	hanna et al	LOC
fsr-3398	86	1	2008	DATE
fsr-3398	87	1	2	CARDINAL
fsr-3398	88	1	2	CARDINAL
fsr-3398	89	1	2008	DATE
fsr-3398	90	1	283s.d	ORDINAL
fsr-3398	91	1	hanna et al	PERSON
fsr-3398	91	2	27	CARDINAL
fsr-3398	91	3	2018	DATE
fsr-3398	91	4	279	CARDINAL
fsr-3398	92	1	two	CARDINAL
fsr-3398	92	2	10 year	DATE
fsr-3398	93	1	fourth	ORDINAL
fsr-3398	94	1	kimball (1988)	ORG
fsr-3398	95	1	barsky et al	PERSON
fsr-3398	96	1	1997	DATE
fsr-3398	96	2	kimball (1988	ORG
fsr-3398	98	1	hanna	PERSON
fsr-3398	98	2	2004	DATE
fsr-3398	98	3	2	CARDINAL
fsr-3398	98	4	chatterjee	GPE
fsr-3398	98	5	2013	DATE
fsr-3398	98	6	39%	PERCENT
fsr-3398	98	7	7.5	CARDINAL
fsr-3398	98	8	over 40%	PERCENT
fsr-3398	98	9	3.8	CARDINAL
fsr-3398	99	1	hanna	PERSON
fsr-3398	99	2	2004	DATE
fsr-3398	99	3	hanna et al	PERSON
fsr-3398	100	1	2001	DATE
fsr-3398	100	2	u.s.	GPE
fsr-3398	101	1	2013	DATE
fsr-3398	102	1	only one	CARDINAL
fsr-3398	102	2	the united states	GPE
fsr-3398	102	3	more than 30 years	DATE
fsr-3398	103	1	one	CARDINAL
fsr-3398	103	2	1997	DATE
fsr-3398	103	3	lytton	PERSON
fsr-3398	103	4	1999	DATE
fsr-3398	104	1	grable-lytton	PERSON
fsr-3398	105	1	china	GPE
fsr-3398	106	1	2.3	CARDINAL
fsr-3398	109	1	dozens	CARDINAL
fsr-3398	109	2	the united states	GPE
fsr-3398	109	3	three	CARDINAL
fsr-3398	109	4	1983	DATE
fsr-3398	109	5	2004	DATE
fsr-3398	109	6	1	CARDINAL
fsr-3398	110	1	1996	DATE
fsr-3398	110	2	1992	DATE
fsr-3398	112	1	2004	DATE
fsr-3398	112	2	1983	DATE
fsr-3398	112	3	four	CARDINAL
fsr-3398	112	4	284	CARDINAL
fsr-3398	112	5	hanna et al	ORG
fsr-3398	112	6	27	CARDINAL
fsr-3398	112	7	2018	DATE
fsr-3398	112	8	279	CARDINAL
fsr-3398	112	9	ed st ud	PERSON
fsr-3398	114	1	nc e	GPE
fsr-3398	114	2	u .s	ORG
fsr-3398	116	1	g va ri ou s	FAC
fsr-3398	117	1	va ri ab le	FAC
fsr-3398	118	1	tiv ar ia	PERSON
fsr-3398	118	2	ch ar ac te	FAC
fsr-3398	118	3	ri st ic s	PERSON
fsr-3398	118	4	ul tiv ar ia	PERSON
fsr-3398	119	1	ri st ic s su ng	PERSON
fsr-3398	120	1	s. sc f	PERSON
fsr-3398	120	2	19 92	DATE
fsr-3398	120	3	nc e	GPE
fsr-3398	121	1	ea	CARDINAL
fsr-3398	121	2	po si tiv e n	PERSON
fsr-3398	121	3	po si tiv e l	PERSON
fsr-3398	123	1	3	CARDINAL
fsr-3398	123	2	po si tiv e e du ca tio n	PERSON
fsr-3398	123	3	po si tiv e se lf -e	PERSON
fsr-3398	125	1	si tiv e	PERSON
fsr-3398	125	2	ac ia l/e th ni c	ORG
fsr-3398	125	3	ho ld si ze :	PERSON
fsr-3398	128	1	n s si ng le fe	ORG
fsr-3398	128	2	al e: n	PERSON
fsr-3398	128	3	2 00 4	DATE
fsr-3398	129	1	s. sc f	PERSON
fsr-3398	129	2	19 83	DATE
fsr-3398	129	3	2	CARDINAL
fsr-3398	129	4	al l ho	PERSON
fsr-3398	130	1	1 32	CARDINAL
fsr-3398	130	2	nc e	GPE
fsr-3398	132	1	ge	ORG
fsr-3398	132	2	po si tiv e	PERSON
fsr-3398	132	3	po si tiv e	PERSON
fsr-3398	132	4	ac ia l/e th ni c w	ORG
fsr-3398	132	5	po si tiv e se lf -e	PERSON
fsr-3398	134	1	si tiv e m	PERSON
fsr-3398	134	2	al e	PERSON
fsr-3398	134	3	po si tiv e h	PERSON
fsr-3398	135	1	po si tiv e po	PERSON
fsr-3398	135	2	al	PERSON
fsr-3398	135	3	2 00 7	DATE
fsr-3398	136	1	s. sc f	PERSON
fsr-3398	136	2	19 92	CARDINAL
fsr-3398	136	3	2 00 4	DATE
fsr-3398	136	4	al l ho	PERSON
fsr-3398	137	1	4 71	CARDINAL
fsr-3398	137	2	nc e	GPE
fsr-3398	139	1	ge	ORG
fsr-3398	139	2	po si tiv e	PERSON
fsr-3398	139	3	po si tiv e	PERSON
fsr-3398	139	4	ac ia l/e th ni c w	ORG
fsr-3398	139	5	po si tiv e h	PERSON
fsr-3398	139	6	po si tiv e m	PERSON
fsr-3398	139	7	al e	PERSON
fsr-3398	139	8	po si tiv e h	PERSON
fsr-3398	141	1	po si tiv e m ar ri	PERSON
fsr-3398	142	1	ia	GPE
fsr-3398	142	2	o	DATE
fsr-3398	142	3	2 00 6	DATE
fsr-3398	142	4	ke rs	PERSON
fsr-3398	142	5	ng zh ou	PERSON
fsr-3398	143	1	19 98	DATE
fsr-3398	143	2	47 0	DATE
fsr-3398	143	3	u .s	ORG
fsr-3398	144	1	19 98	DATE
fsr-3398	144	2	ke r ho	PERSON
fsr-3398	144	3	67 1	CARDINAL
fsr-3398	144	4	nc e	GPE
fsr-3398	144	5	al lo gi st	PERSON
fsr-3398	145	1	ge	ORG
fsr-3398	145	2	po si tiv e	PERSON
fsr-3398	145	3	po si tiv e	PERSON
fsr-3398	146	1	po si tiv e	PERSON
fsr-3398	146	2	ac ia l/e th ni c w	ORG
fsr-3398	146	3	po si tiv e h	PERSON
fsr-3398	146	4	ho ld si ze :	PERSON
fsr-3398	146	5	al e	PERSON
fsr-3398	146	6	po si tiv e	PERSON
fsr-3398	146	7	u ni te d st	FAC
fsr-3398	148	1	po si tiv e	PERSON
fsr-3398	149	1	al e: n	PERSON
fsr-3398	149	2	po si tiv e	PERSON
fsr-3398	149	3	u ni te d st	FAC
fsr-3398	149	4	si gn ifi	PERSON
fsr-3398	150	1	al ys es	PERSON
fsr-3398	151	1	2 01 3	DATE
fsr-3398	151	2	ni te	PERSON
fsr-3398	151	3	ac ao	PERSON
fsr-3398	152	1	ea su	PERSON
fsr-3398	152	2	o	DATE
fsr-3398	155	1	el 3	DATE
fsr-3398	156	1	al e	PERSON
fsr-3398	156	2	po si tiv e py le s	PERSON
fsr-3398	156	3	w u	GPE
fsr-3398	160	1	ea su	PERSON
fsr-3398	162	1	ea su	PERSON
fsr-3398	162	2	o	DATE
fsr-3398	164	1	ed uc	PERSON
fsr-3398	164	2	io	LOC
fsr-3398	165	1	ed uc	PERSON
fsr-3398	165	2	io	LOC
fsr-3398	165	3	po si tiv e	PERSON
fsr-3398	165	4	ea su	PERSON
fsr-3398	166	1	ea su	PERSON
fsr-3398	166	2	al e: n	PERSON
fsr-3398	166	3	ea su	PERSON
fsr-3398	166	4	s h	ORG
fsr-3398	167	1	ea su	PERSON
fsr-3398	169	1	ea su	PERSON
fsr-3398	170	1	ea su	PERSON
fsr-3398	170	2	ne ga	PERSON
fsr-3398	172	1	ea su	PERSON
fsr-3398	172	2	nc e va ri ab le	GPE
fsr-3398	175	1	po rt ed un le ss	PERSON
fsr-3398	177	1	s. sc f � u	PERSON
fsr-3398	178	1	su rv ey	PERSON
fsr-3398	178	2	nc es	GPE
fsr-3398	181	1	5%	PERCENT
fsr-3398	182	1	hanna et al	PERSON
fsr-3398	182	2	27	CARDINAL
fsr-3398	182	3	2018	DATE
fsr-3398	182	4	279	CARDINAL
fsr-3398	182	5	three	CARDINAL
fsr-3398	183	1	wang	PERSON
fsr-3398	183	2	hanna	PERSON
fsr-3398	183	3	2007	DATE
fsr-3398	184	1	2004	DATE
fsr-3398	185	1	wang	PERSON
fsr-3398	185	2	hanna	ORG
fsr-3398	185	3	about 42	CARDINAL
fsr-3398	185	4	80	DATE
fsr-3398	185	5	one	CARDINAL
fsr-3398	185	6	25	DATE
fsr-3398	186	1	almost 38	CARDINAL
fsr-3398	187	1	14	CARDINAL
fsr-3398	189	1	2.4	CARDINAL
fsr-3398	190	1	china	GPE
fsr-3398	190	2	china	GPE
fsr-3398	190	3	china	GPE
fsr-3398	190	4	the united states	GPE
fsr-3398	191	1	xiao	PERSON
fsr-3398	191	2	2006	DATE
fsr-3398	191	3	chinese	NORP
fsr-3398	191	4	u.s.	GPE
fsr-3398	191	5	1998	DATE
fsr-3398	191	6	1	CARDINAL
fsr-3398	192	1	407	CARDINAL
fsr-3398	192	2	four	CARDINAL
fsr-3398	192	3	guangzhou	GPE
fsr-3398	192	4	china	GPE
fsr-3398	193	1	u.s.	GPE
fsr-3398	193	2	72%	PERCENT
fsr-3398	193	3	chinese	NORP
fsr-3398	193	4	65%	PERCENT
fsr-3398	197	1	xiao	PERSON
fsr-3398	197	2	2006	DATE
fsr-3398	197	3	chinese	NORP
fsr-3398	197	4	china	GPE
fsr-3398	198	1	terpstra-tong	ORG
fsr-3398	198	2	2013	DATE
fsr-3398	198	3	three	CARDINAL
fsr-3398	198	4	hong kong	GPE
fsr-3398	198	5	macao	GPE
fsr-3398	198	6	the united states	GPE
fsr-3398	198	7	522	CARDINAL
fsr-3398	198	8	1	CARDINAL
fsr-3398	199	1	chinese	NORP
fsr-3398	199	2	u.s.	GPE
fsr-3398	200	1	the united states	GPE
fsr-3398	200	2	only 70	CARDINAL
fsr-3398	200	3	one	CARDINAL
fsr-3398	201	1	china	GPE
fsr-3398	201	2	macao	GPE
fsr-3398	201	3	hong kong	GPE
fsr-3398	201	4	macao	GPE
fsr-3398	202	1	hong kong	GPE
fsr-3398	203	1	pyles et al	PERSON
fsr-3398	204	1	2016	CARDINAL
fsr-3398	204	2	215	CARDINAL
fsr-3398	204	3	u.s.	GPE
fsr-3398	204	4	620	CARDINAL
fsr-3398	204	5	hong kong	GPE
fsr-3398	204	6	macao	GPE
fsr-3398	204	7	1	CARDINAL
fsr-3398	206	1	chinese	NORP
fsr-3398	206	2	the united states	GPE
fsr-3398	208	1	one	CARDINAL
fsr-3398	208	2	article (lv	LAW
fsr-3398	208	3	2007	DATE
fsr-3398	208	4	286	CARDINAL
fsr-3398	208	5	hanna et al	ORG
fsr-3398	208	6	27	CARDINAL
fsr-3398	208	7	2018	DATE
fsr-3398	208	8	279	CARDINAL
fsr-3398	208	9	china	GPE
fsr-3398	208	10	88	CARDINAL
fsr-3398	208	11	china	GPE
fsr-3398	208	12	1	CARDINAL
fsr-3398	208	13	2.5	CARDINAL
fsr-3398	209	1	u.s.	GPE
fsr-3398	211	1	u.s.	GPE
fsr-3398	213	1	the united states	GPE
fsr-3398	213	2	china	GPE
fsr-3398	215	1	china	GPE
fsr-3398	215	2	1998	DATE
fsr-3398	215	3	one	CARDINAL
fsr-3398	219	1	chinese	NORP
fsr-3398	220	1	chinese	NORP
fsr-3398	221	1	han	NORP
fsr-3398	221	2	one	CARDINAL
fsr-3398	221	3	56	CARDINAL
fsr-3398	221	4	china	GPE
fsr-3398	221	5	u.s.	GPE
fsr-3398	222	1	u.s.	GPE
fsr-3398	222	2	chinese	NORP
fsr-3398	222	3	u.s.	GPE
fsr-3398	222	4	chinese	NORP
fsr-3398	223	1	3	CARDINAL
fsr-3398	224	1	2004	DATE
fsr-3398	227	1	2004	DATE
fsr-3398	228	1	i. e.	PERSON
fsr-3398	230	1	hanna et al	ORG
fsr-3398	230	2	27	CARDINAL
fsr-3398	230	3	2018	DATE
fsr-3398	230	4	279	CARDINAL
fsr-3398	232	1	fig	ORG
fsr-3398	233	1	2	CARDINAL
fsr-3398	233	2	hanna et al	ORG
fsr-3398	233	3	2008	DATE
fsr-3398	237	1	2	CARDINAL
fsr-3398	237	2	2015	DATE
fsr-3398	237	3	2	CARDINAL
fsr-3398	238	1	campbell	ORG
fsr-3398	238	2	2002	DATE
fsr-3398	238	3	chen	PERSON
fsr-3398	238	4	1997	DATE
fsr-3398	243	1	hanna	PERSON
fsr-3398	243	2	2005	DATE
fsr-3398	243	3	1983–2001	CARDINAL
fsr-3398	245	1	robinson	PERSON
fsr-3398	245	2	1994	DATE
fsr-3398	246	1	hanna	PERSON
fsr-3398	246	2	2005	DATE
fsr-3398	248	1	2	CARDINAL
fsr-3398	251	1	2	CARDINAL
fsr-3398	252	1	haliassos	PERSON
fsr-3398	252	2	bertaut	PERSON
fsr-3398	252	3	1995	DATE
fsr-3398	252	4	288 s.d	FAC
fsr-3398	252	5	hanna et al	ORG
fsr-3398	252	6	27	CARDINAL
fsr-3398	252	7	2018	DATE
fsr-3398	252	8	279	CARDINAL
fsr-3398	253	1	one	CARDINAL
fsr-3398	256	1	the united states	GPE
fsr-3398	257	1	2	CARDINAL
fsr-3398	264	1	han	NORP
fsr-3398	264	2	differences.non-han	NORP
fsr-3398	267	1	0	DATE
fsr-3398	270	1	hanna et al	PERSON
fsr-3398	270	2	27	CARDINAL
fsr-3398	270	3	2018	DATE
fsr-3398	270	4	279	CARDINAL
fsr-3398	271	1	the united states	GPE
fsr-3398	271	2	2004	DATE
fsr-3398	273	1	u.s.	GPE
fsr-3398	273	2	hispanic	NORP
fsr-3398	275	1	2005	DATE
fsr-3398	275	2	hispanic	NORP
fsr-3398	277	1	2004	DATE
fsr-3398	277	2	2008	DATE
fsr-3398	277	3	asian	NORP
fsr-3398	278	1	2004	DATE
fsr-3398	278	2	hispanics	NORP
fsr-3398	280	1	han chinese	NORP
fsr-3398	281	1	haliassos	PERSON
fsr-3398	281	2	bertaut	PERSON
fsr-3398	281	3	1995	DATE
fsr-3398	284	1	4	CARDINAL
fsr-3398	284	2	4.1	CARDINAL
fsr-3398	285	1	2011	DATE
fsr-3398	286	1	the southwest university of finance and economics	ORG
fsr-3398	286	2	people’s bank of china	ORG
fsr-3398	286	3	gan et al	PERSON
fsr-3398	287	1	2012	DATE
fsr-3398	287	2	first	ORDINAL
fsr-3398	287	3	china	GPE
fsr-3398	289	1	china	GPE
fsr-3398	289	2	gan et al.	PERSON
fsr-3398	289	3	2013	DATE
fsr-3398	290	1	chfs	ORG
fsr-3398	290	2	around 88%	PERCENT
fsr-3398	291	1	2011	DATE
fsr-3398	292	1	8,438	CARDINAL
fsr-3398	294	1	169	CARDINAL
fsr-3398	295	1	8,269	CARDINAL
fsr-3398	296	1	2013 290	DATE
fsr-3398	296	2	hanna et al	ORG
fsr-3398	296	3	27	CARDINAL
fsr-3398	296	4	2018	DATE
fsr-3398	296	5	279	CARDINAL
fsr-3398	296	6	bricker et al.	PERSON
fsr-3398	296	7	2014	DATE
fsr-3398	296	8	6,015	CARDINAL
fsr-3398	296	9	13	CARDINAL
fsr-3398	296	10	2018	DATE
fsr-3398	296	11	6,002	CARDINAL
fsr-3398	297	1	4.2	CARDINAL
fsr-3398	297	2	gan et al	PERSON
fsr-3398	298	1	2012	DATE
fsr-3398	298	2	chfs	ORG
fsr-3398	299	1	u.s.	GPE
fsr-3398	299	2	bricker et al.	PERSON
fsr-3398	299	3	2014	DATE
fsr-3398	299	4	chinese	NORP
fsr-3398	301	1	2013	DATE
fsr-3398	302	1	2004	DATE
fsr-3398	303	1	2017	CARDINAL
fsr-3398	304	1	4.3	CARDINAL
fsr-3398	305	1	five	CARDINAL
fsr-3398	306	1	english	NORP
fsr-3398	308	1	1	CARDINAL
fsr-3398	308	2	2	CARDINAL
fsr-3398	308	3	3	CARDINAL
fsr-3398	308	4	4	CARDINAL
fsr-3398	308	5	5	CARDINAL
fsr-3398	308	6	u.s.	GPE
fsr-3398	310	1	1	CARDINAL
fsr-3398	310	2	2	CARDINAL
fsr-3398	310	3	3	CARDINAL
fsr-3398	310	4	4	CARDINAL
fsr-3398	310	5	section 4.4	LAW
fsr-3398	310	6	three	CARDINAL
fsr-3398	311	1	hanna et al	PERSON
fsr-3398	311	2	27	CARDINAL
fsr-3398	311	3	2018	DATE
fsr-3398	311	4	279	CARDINAL
fsr-3398	311	5	1	CARDINAL
fsr-3398	311	6	0	CARDINAL
fsr-3398	311	7	1	CARDINAL
fsr-3398	311	8	0	CARDINAL
fsr-3398	311	9	0	CARDINAL
fsr-3398	312	1	6	CARDINAL
fsr-3398	312	2	han	NORP
fsr-3398	314	1	2013	DATE
fsr-3398	315	1	4.4	CARDINAL
fsr-3398	319	1	shihadeh	ORG
fsr-3398	319	2	1994	DATE
fsr-3398	320	1	2004	DATE
fsr-3398	320	2	yao & hanna	ORG
fsr-3398	320	3	2005	DATE
fsr-3398	321	1	three	CARDINAL
fsr-3398	321	2	1	CARDINAL
fsr-3398	321	3	2	CARDINAL
fsr-3398	321	4	2	CARDINAL
fsr-3398	321	5	2	CARDINAL
fsr-3398	321	6	2x	CARDINAL
fsr-3398	321	7	2	CARDINAL
fsr-3398	321	8	3	CARDINAL
fsr-3398	321	9	3 y � 3��3 � �3x	QUANTITY
fsr-3398	321	10	3	CARDINAL
fsr-3398	322	1	2004	DATE
fsr-3398	322	2	292	CARDINAL
fsr-3398	322	3	hanna et al	ORG
fsr-3398	322	4	27	CARDINAL
fsr-3398	322	5	2018	DATE
fsr-3398	322	6	279	CARDINAL
fsr-3398	322	7	one	CARDINAL
fsr-3398	324	1	2004	DATE
fsr-3398	325	1	three	CARDINAL
fsr-3398	326	1	5	CARDINAL
fsr-3398	326	2	5.1	CARDINAL
fsr-3398	327	1	2011	DATE
fsr-3398	327	2	8,269	CARDINAL
fsr-3398	328	1	3	CARDINAL
fsr-3398	329	1	54%	PERCENT
fsr-3398	330	1	68%	PERCENT
fsr-3398	330	2	only 8%	PERCENT
fsr-3398	331	1	34%	PERCENT
fsr-3398	332	1	almost 86%	PERCENT
fsr-3398	332	2	only 57%	PERCENT
fsr-3398	333	1	chfs	ORG
fsr-3398	333	2	over 40%	PERCENT
fsr-3398	333	3	less than 9%	PERCENT
fsr-3398	334	1	56%	PERCENT
fsr-3398	334	2	3	CARDINAL
fsr-3398	334	3	2011	DATE
fsr-3398	334	4	chinese	NORP
fsr-3398	334	5	2013	DATE
fsr-3398	334	6	2011	DATE
fsr-3398	334	7	2013	DATE
fsr-3398	334	8	48.8 50.5	CARDINAL
fsr-3398	334	9	53.6 47.4	CARDINAL
fsr-3398	334	10	46.4 52.6	CARDINAL
fsr-3398	334	11	68.1 9.9	CARDINAL
fsr-3398	334	12	12.1 28.6	CARDINAL
fsr-3398	334	13	11.9 27.2	CARDINAL
fsr-3398	334	14	7.9 34.3	CARDINAL
fsr-3398	334	15	85.6 56.7	CARDINAL
fsr-3398	334	16	25.2	CARDINAL
fsr-3398	334	17	31.6 0.3	CARDINAL
fsr-3398	334	18	9.1 8.4	CARDINAL
fsr-3398	334	19	12.8 10.0	CARDINAL
fsr-3398	334	20	21.3 26.5	CARDINAL
fsr-3398	334	21	12.3 23.9	CARDINAL
fsr-3398	334	22	31.8 48.8	QUANTITY
fsr-3398	334	23	40.1 21.0	CARDINAL
fsr-3398	334	24	15.8 6.3	CARDINAL
fsr-3398	334	25	han	NORP
fsr-3398	334	26	95.7 70.1	CARDINAL
fsr-3398	334	27	81.8 65.2	CARDINAL
fsr-3398	335	1	u.s.	GPE
fsr-3398	335	2	6.4	CARDINAL
fsr-3398	335	3	55,226	CARDINAL
fsr-3398	335	4	8,629	MONEY
fsr-3398	335	5	86,707	MONEY
fsr-3398	335	6	u.s.	GPE
fsr-3398	335	7	6.4	CARDINAL
fsr-3398	335	8	63,968	CARDINAL
fsr-3398	335	9	9,995	MONEY
fsr-3398	335	10	251,156	MONEY
fsr-3398	335	11	8,269	CARDINAL
fsr-3398	337	1	293s.d	ORDINAL
fsr-3398	338	1	hanna et al	PERSON
fsr-3398	338	2	27	CARDINAL
fsr-3398	338	3	2018	DATE
fsr-3398	338	4	279	CARDINAL
fsr-3398	338	5	27%	PERCENT
fsr-3398	339	1	almost 96%	PERCENT
fsr-3398	339	2	han	NORP
fsr-3398	339	3	55	CARDINAL
fsr-3398	339	4	70%	PERCENT
fsr-3398	340	1	almost 82%	PERCENT
fsr-3398	340	2	65%	PERCENT
fsr-3398	341	1	chfs	ORG
fsr-3398	341	2	about 10%	PERCENT
fsr-3398	341	3	the united states	GPE
fsr-3398	342	1	4	CARDINAL
fsr-3398	342	2	2011	DATE
fsr-3398	342	3	2013	DATE
fsr-3398	342	4	two	CARDINAL
fsr-3398	343	1	2011	DATE
fsr-3398	343	2	about 45%	PERCENT
fsr-3398	343	3	42.5%	PERCENT
fsr-3398	343	4	7.2%	PERCENT
fsr-3398	343	5	5.6%	PERCENT
fsr-3398	344	1	46.6%	PERCENT
fsr-3398	344	2	two	CARDINAL
fsr-3398	346	1	hanna	PERSON
fsr-3398	346	2	2004	DATE
fsr-3398	347	1	1997	DATE
fsr-3398	348	1	hanna	PERSON
fsr-3398	348	2	2004	DATE
fsr-3398	348	3	all ages	DATE
fsr-3398	348	4	u.s.	GPE
fsr-3398	349	1	4	CARDINAL
fsr-3398	349	2	2004	DATE
fsr-3398	350	1	section 2.2.	LAW
fsr-3398	350	2	campbell	ORG
fsr-3398	350	3	2002	DATE
fsr-3398	350	4	chen	PERSON
fsr-3398	350	5	1997	DATE
fsr-3398	351	1	chen analysis	PERSON
fsr-3398	351	2	50%	PERCENT
fsr-3398	351	3	4	CARDINAL
fsr-3398	351	4	2011	DATE
fsr-3398	351	5	2013	DATE
fsr-3398	351	6	u.s.	GPE
fsr-3398	351	7	1	CARDINAL
fsr-3398	351	8	44.7%c	CARDINAL
fsr-3398	351	9	6.7 1	DATE
fsr-3398	352	1	46.6%	PERCENT
fsr-3398	352	2	2	CARDINAL
fsr-3398	352	3	5.4 2	CARDINAL
fsr-3398	352	4	36.3%	PERCENT
fsr-3398	352	5	4.0 3	DATE
fsr-3398	353	1	14.1%	PERCENT
fsr-3398	353	2	4	CARDINAL
fsr-3398	353	3	5.6%c	CARDINAL
fsr-3398	353	4	2.7 4	DATE
fsr-3398	354	1	3.0%	PERCENT
fsr-3398	354	2	8,269	CARDINAL
fsr-3398	354	3	6,002	CARDINAL
fsr-3398	356	1	15.91%	PERCENT
fsr-3398	356	2	25.55%	PERCENT
fsr-3398	356	3	2004	DATE
fsr-3398	357	1	0.05	CARDINAL
fsr-3398	358	1	294	CARDINAL
fsr-3398	358	2	hanna et al	ORG
fsr-3398	358	3	27	CARDINAL
fsr-3398	358	4	2018	DATE
fsr-3398	358	5	279	CARDINAL
fsr-3398	359	1	8	CARDINAL
fsr-3398	359	2	2	CARDINAL
fsr-3398	359	3	about 6.3	CARDINAL
fsr-3398	359	4	hanna	ORG
fsr-3398	359	5	chen	PERSON
fsr-3398	359	6	1997	DATE
fsr-3398	359	7	about 20 years	DATE
fsr-3398	360	1	5	CARDINAL
fsr-3398	362	1	chfs	ORG
fsr-3398	363	1	5	CARDINAL
fsr-3398	363	2	almost 9%	PERCENT
fsr-3398	363	3	chfs	ORG
fsr-3398	363	4	about 14%	PERCENT
fsr-3398	364	1	chfs	ORG
fsr-3398	365	1	9%	PERCENT
fsr-3398	365	2	chfs	ORG
fsr-3398	365	3	almost 49%	PERCENT
fsr-3398	367	1	wang	PERSON
fsr-3398	367	2	hanna	GPE
fsr-3398	367	3	2007	DATE
fsr-3398	368	1	5.2	CARDINAL
fsr-3398	368	2	chfs	ORG
fsr-3398	368	3	2004	DATE
fsr-3398	369	1	chinese	NORP
fsr-3398	369	2	6	CARDINAL
fsr-3398	369	3	2013	DATE
fsr-3398	370	1	three	CARDINAL
fsr-3398	370	2	three	CARDINAL
fsr-3398	371	1	5	CARDINAL
fsr-3398	371	2	2011	DATE
fsr-3398	371	3	2013	DATE
fsr-3398	371	4	2011	DATE
fsr-3398	371	5	2013	DATE
fsr-3398	371	6	8.63	CARDINAL
fsr-3398	371	7	13.75	CARDINAL
fsr-3398	371	8	9.03	CARDINAL
fsr-3398	374	1	295s.d	CARDINAL
fsr-3398	375	1	hanna et al	PERSON
fsr-3398	375	2	27	CARDINAL
fsr-3398	375	3	2018	DATE
fsr-3398	375	4	279	CARDINAL
fsr-3398	376	1	first	ORDINAL
fsr-3398	376	2	three	CARDINAL
fsr-3398	376	3	6	CARDINAL
fsr-3398	377	1	1	CARDINAL
fsr-3398	377	2	0	CARDINAL
fsr-3398	379	1	1.8	CARDINAL
fsr-3398	382	1	6	CARDINAL
fsr-3398	382	2	2011	DATE
fsr-3398	382	3	0.056	CARDINAL
fsr-3398	382	4	0.050 �.001	MONEY
fsr-3398	382	5	0.030	CARDINAL
fsr-3398	382	6	0.582	CARDINAL
fsr-3398	382	7	1.606	CARDINAL
fsr-3398	382	8	0.037	CARDINAL
fsr-3398	382	9	0.034 0.671	MONEY
fsr-3398	382	10	1.321	CARDINAL
fsr-3398	382	11	0.483 �.001	MONEY
fsr-3398	382	12	0.100 0.506	CARDINAL
fsr-3398	382	13	0.535	MONEY
fsr-3398	382	14	0.577 1.092	CARDINAL
fsr-3398	382	15	1.228	CARDINAL
fsr-3398	382	16	0.873	MONEY
fsr-3398	382	17	0.948 1.012	CARDINAL
fsr-3398	382	18	1.523	CARDINAL
fsr-3398	382	19	1.477	MONEY
fsr-3398	382	20	0.066	CARDINAL
fsr-3398	382	21	1.069	MONEY
fsr-3398	382	22	0.997 1.000	CARDINAL
fsr-3398	382	23	0.890	CARDINAL
fsr-3398	382	24	0.060	CARDINAL
fsr-3398	382	25	1.186	PRODUCT
fsr-3398	382	26	0.300	CARDINAL
fsr-3398	383	1	0.174 0.085 0.841	MONEY
fsr-3398	383	2	0.218	MONEY
fsr-3398	383	3	1.348	CARDINAL
fsr-3398	383	4	0.159 0.050	QUANTITY
fsr-3398	383	5	1.172	CARDINAL
fsr-3398	383	6	0.488	CARDINAL
fsr-3398	383	7	0.005 0.948 0.995	QUANTITY
fsr-3398	383	8	0.079 0.766 han	QUANTITY
fsr-3398	383	9	0.111 0.366 0.895	QUANTITY
fsr-3398	383	10	0.141	CARDINAL
fsr-3398	383	11	1.038	MONEY
fsr-3398	383	12	0.028	CARDINAL
fsr-3398	383	13	0.002	MONEY
fsr-3398	383	14	1.020	MONEY
fsr-3398	383	15	0.049	CARDINAL
fsr-3398	383	16	0.015	CARDINAL
fsr-3398	383	17	0.985	MONEY
fsr-3398	383	18	1.736 �.001	MONEY
fsr-3398	383	19	.001	CARDINAL
fsr-3398	383	20	1.438	CARDINAL
fsr-3398	383	21	74.6%	PERCENT
fsr-3398	383	22	72.7%	PERCENT
fsr-3398	383	23	66.0%	PERCENT
fsr-3398	384	1	2011 chfs	QUANTITY
fsr-3398	385	1	8,269	CARDINAL
fsr-3398	387	1	two	CARDINAL
fsr-3398	388	1	296	CARDINAL
fsr-3398	388	2	hanna et al	PERSON
fsr-3398	388	3	27	CARDINAL
fsr-3398	388	4	2018	DATE
fsr-3398	388	5	279	CARDINAL
fsr-3398	389	1	hispanic	NORP
fsr-3398	389	2	asian	NORP
fsr-3398	389	3	han	NORP
fsr-3398	389	4	non-han	NORP
fsr-3398	392	1	5.2.2	CARDINAL
fsr-3398	392	2	three	CARDINAL
fsr-3398	392	3	6	CARDINAL
fsr-3398	393	1	1	CARDINAL
fsr-3398	393	2	0	CARDINAL
fsr-3398	395	1	1.61	CARDINAL
fsr-3398	403	1	5.2.3	CARDINAL
fsr-3398	403	2	the last three	DATE
fsr-3398	403	3	6	CARDINAL
fsr-3398	404	1	1	CARDINAL
fsr-3398	404	2	0	CARDINAL
fsr-3398	405	1	3%	PERCENT
fsr-3398	405	2	one year	DATE
fsr-3398	406	1	appendix	NORP
fsr-3398	406	2	u.s.	GPE
fsr-3398	406	3	2%	PERCENT
fsr-3398	406	4	every one year	DATE
fsr-3398	407	1	1.6	CARDINAL
fsr-3398	407	2	chinese	NORP
fsr-3398	407	3	1.4	CARDINAL
fsr-3398	407	4	u.s.	GPE
fsr-3398	410	1	1.5	CARDINAL
fsr-3398	410	2	chinese	NORP
fsr-3398	410	3	1.9	CARDINAL
fsr-3398	410	4	u.s.	GPE
fsr-3398	411	1	one	CARDINAL
fsr-3398	411	2	297s.d	CARDINAL
fsr-3398	412	1	hanna et al	PERSON
fsr-3398	412	2	27	CARDINAL
fsr-3398	412	3	2018	DATE
fsr-3398	412	4	279	CARDINAL
fsr-3398	412	5	china	GPE
fsr-3398	412	6	the united states	GPE
fsr-3398	412	7	six	CARDINAL
fsr-3398	413	1	han	NORP
fsr-3398	413	2	non-han	NORP
fsr-3398	415	1	2004	DATE
fsr-3398	417	1	6	CARDINAL
fsr-3398	417	2	u.s.	GPE
fsr-3398	417	3	chinese	NORP
fsr-3398	417	4	u.s.	GPE
fsr-3398	417	5	two	CARDINAL
fsr-3398	418	1	about 49%	PERCENT
fsr-3398	418	2	the united states	GPE
fsr-3398	418	3	only 9%	PERCENT
fsr-3398	418	4	china	GPE
fsr-3398	419	1	china	GPE
fsr-3398	420	1	china	GPE
fsr-3398	422	1	gibson	PERSON
fsr-3398	423	1	al	ORG
fsr-3398	423	2	2013	DATE
fsr-3398	423	3	grable,	ORG
fsr-3398	423	4	2000	DATE
fsr-3398	423	5	nobre	ORG
fsr-3398	423	6	grable	PERSON
fsr-3398	423	7	2015	DATE
fsr-3398	424	1	chinese	NORP
fsr-3398	424	2	kim	PERSON
fsr-3398	424	3	hanna	PERSON
fsr-3398	424	4	2015	DATE
fsr-3398	425	1	chinese	NORP
fsr-3398	425	2	u.s.	GPE
fsr-3398	425	3	seven	CARDINAL
fsr-3398	434	1	298	CARDINAL
fsr-3398	434	2	hanna et al	ORG
fsr-3398	434	3	27	CARDINAL
fsr-3398	434	4	2018	DATE
fsr-3398	434	5	279	CARDINAL
fsr-3398	434	6	hispanic	NORP
fsr-3398	434	7	asian	NORP
fsr-3398	435	1	2004	DATE
fsr-3398	436	1	chfs	ORG
fsr-3398	436	2	han	NORP
fsr-3398	436	3	gustafsson	PERSON
fsr-3398	436	4	2003	DATE
fsr-3398	437	1	china	GPE
fsr-3398	437	2	the united states	GPE
fsr-3398	438	1	chinese	NORP
fsr-3398	438	2	united states datasets	ORG
fsr-3398	439	1	wang	ORG
fsr-3398	439	2	hanna	GPE
fsr-3398	439	3	2007	DATE
fsr-3398	439	4	china	GPE
fsr-3398	440	1	campbell	ORG
fsr-3398	440	2	2002	DATE
fsr-3398	441	1	35 years	DATE
fsr-3398	441	2	zero	CARDINAL
fsr-3398	441	3	148%	PERCENT
fsr-3398	441	4	3	CARDINAL
fsr-3398	441	5	27%	PERCENT
fsr-3398	441	6	12	CARDINAL
fsr-3398	442	1	5	CARDINAL
fsr-3398	442	2	76%	PERCENT
fsr-3398	442	3	35 years	DATE
fsr-3398	442	4	42%	PERCENT
fsr-3398	442	5	5 years	DATE
fsr-3398	443	1	12	CARDINAL
fsr-3398	444	1	campbell	ORG
fsr-3398	444	2	2002	DATE
fsr-3398	444	3	hanna	ORG
fsr-3398	444	4	chen, 1997	ORG
fsr-3398	445	1	cordell	GPE
fsr-3398	445	2	2002	DATE
fsr-3398	445	3	hanna	ORG
fsr-3398	445	4	chen, 1997	ORG
fsr-3398	446	1	2008	DATE
fsr-3398	448	1	campbell	ORG
fsr-3398	448	2	2002	DATE
fsr-3398	448	3	2005	DATE
fsr-3398	450	1	china	GPE
fsr-3398	450	2	first	ORDINAL
fsr-3398	450	3	china	GPE
fsr-3398	451	1	china	GPE
fsr-3398	451	2	2001	DATE
fsr-3398	452	1	china	GPE
fsr-3398	454	1	hanna et al	PERSON
fsr-3398	454	2	27	CARDINAL
fsr-3398	454	3	2018	DATE
fsr-3398	454	4	279	CARDINAL
fsr-3398	454	5	k. j.	PERSON
fsr-3398	454	6	1971	DATE
fsr-3398	456	1	chicago	GPE
fsr-3398	456	2	il	ORG
fsr-3398	456	3	markham publishing co.	ORG
fsr-3398	456	4	o. p.	PERSON
fsr-3398	456	5	j., & tanner	ORG
fsr-3398	456	6	s.	PERSON
fsr-3398	456	7	2002	DATE
fsr-3398	458	1	110	CARDINAL
fsr-3398	458	2	771–792	CARDINAL
fsr-3398	459	1	bailey	PERSON
fsr-3398	459	2	m. j.	PERSON
fsr-3398	459	3	olson	PERSON
fsr-3398	459	4	m., & wonnacott	ORG
fsr-3398	459	5	1980	DATE
fsr-3398	461	1	american	NORP
fsr-3398	461	2	70	DATE
fsr-3398	461	3	372–379	DATE
fsr-3398	462	1	barsky	PERSON
fsr-3398	462	2	r. b.	PERSON
fsr-3398	462	3	f. t.	PERSON
fsr-3398	462	4	kimball	ORG
fsr-3398	462	5	m. s.	PERSON
fsr-3398	462	6	m. d.	PERSON
fsr-3398	462	7	1997	DATE
fsr-3398	464	1	quarterly	DATE
fsr-3398	464	2	112	CARDINAL
fsr-3398	464	3	537–579	DATE
fsr-3398	464	4	bricker	PERSON
fsr-3398	464	5	j.	PERSON
fsr-3398	464	6	l. j.	PERSON
fsr-3398	464	7	hsu	PERSON
fsr-3398	464	8	j. w.	PERSON
fsr-3398	464	9	moore	PERSON
fsr-3398	464	10	k. b.	PERSON
fsr-3398	464	11	j., thompson	ORG
fsr-3398	464	12	j., & windle	ORG
fsr-3398	464	13	r. a.	PERSON
fsr-3398	464	14	2014	DATE
fsr-3398	465	1	u.s family	GPE
fsr-3398	465	2	2010 to 2013	DATE
fsr-3398	466	1	federal reserve bulletin	ORG
fsr-3398	466	2	100	CARDINAL
fsr-3398	467	1	2013	DATE
fsr-3398	468	1	0.022 �.001	MONEY
fsr-3398	468	2	0.026 �.001	MONEY
fsr-3398	468	3	0.020 0.002	CARDINAL
fsr-3398	468	4	0.545	CARDINAL
fsr-3398	468	5	1.725	CARDINAL
fsr-3398	468	6	1.575	MONEY
fsr-3398	468	7	0.001	CARDINAL
fsr-3398	468	8	1.401	MONEY
fsr-3398	468	9	0.153 0.006	CARDINAL
fsr-3398	468	10	1.175	CARDINAL
fsr-3398	468	11	0.422	CARDINAL
fsr-3398	468	12	1.523	MONEY
fsr-3398	468	13	0.583 1.096	MONEY
fsr-3398	468	14	1.555	MONEY
fsr-3398	468	15	0.048 2.045	CARDINAL
fsr-3398	468	16	1.419 �.001	MONEY
fsr-3398	468	17	1.517	MONEY
fsr-3398	468	18	0.427 �.001	MONEY
fsr-3398	468	19	0.313 0.005	MONEY
fsr-3398	468	20	1.413 �.001	MONEY
fsr-3398	468	21	2.019	CARDINAL
fsr-3398	468	22	0.174	CARDINAL
fsr-3398	468	23	1.190	MONEY
fsr-3398	468	24	0.196	CARDINAL
fsr-3398	468	25	0.822	CARDINAL
fsr-3398	468	26	0.198 0.047	CARDINAL
fsr-3398	468	27	0.204	CARDINAL
fsr-3398	468	28	0.815 0.020 0.926	MONEY
fsr-3398	468	29	1.020	CARDINAL
fsr-3398	468	30	0.425	CARDINAL
fsr-3398	468	31	0.001	MONEY
fsr-3398	468	32	1.246	MONEY
fsr-3398	468	33	0.217	CARDINAL
fsr-3398	468	34	0.173	CARDINAL
fsr-3398	468	35	1.179	CARDINAL
fsr-3398	468	36	2.321	MONEY
fsr-3398	468	37	hispanic	NORP
fsr-3398	468	38	0.272	CARDINAL
fsr-3398	468	39	0.664	MONEY
fsr-3398	468	40	0.061	CARDINAL
fsr-3398	468	41	1.063	MONEY
fsr-3398	468	42	0.158 �	MONEY
fsr-3398	468	43	0.030	CARDINAL
fsr-3398	468	44	0.139 �.001	MONEY
fsr-3398	468	45	1.149	CARDINAL
fsr-3398	468	46	.001	CARDINAL
fsr-3398	468	47	1.062	MONEY
fsr-3398	468	48	0.004 0.826	CARDINAL
fsr-3398	468	49	0.996	CARDINAL
fsr-3398	468	50	3.277 �.001	MONEY
fsr-3398	468	51	3.111	CARDINAL
fsr-3398	468	52	.001	CARDINAL
fsr-3398	468	53	3.968	CARDINAL
fsr-3398	468	54	81.9%	PERCENT
fsr-3398	468	55	71.2%	PERCENT
fsr-3398	468	56	64.5%	PERCENT
fsr-3398	469	1	6,002	CARDINAL
fsr-3398	471	1	two	CARDINAL
fsr-3398	472	1	300	CARDINAL
fsr-3398	472	2	hanna et al	ORG
fsr-3398	472	3	27	CARDINAL
fsr-3398	472	4	2018	DATE
fsr-3398	472	5	279	CARDINAL
fsr-3398	472	6	j. r., & poterba	PERSON
fsr-3398	472	7	j. m.	PERSON
fsr-3398	472	8	2000	DATE
fsr-3398	474	1	67	CARDINAL
fsr-3398	474	2	527–554	CARDINAL
fsr-3398	475	1	l.	PERSON
fsr-3398	475	2	campbell	ORG
fsr-3398	475	3	j. y., & sodini	ORG
fsr-3398	475	4	2007	DATE
fsr-3398	477	1	115	CARDINAL
fsr-3398	477	2	707–747	CARDINAL
fsr-3398	478	1	campbell	ORG
fsr-3398	478	2	j. y.	PERSON
fsr-3398	478	3	2006	DATE
fsr-3398	480	1	journal of finance	ORG
fsr-3398	480	2	61	CARDINAL
fsr-3398	480	3	1553–1604	DATE
fsr-3398	481	1	campbell	ORG
fsr-3398	481	2	j. y.,	PERSON
fsr-3398	481	3	j. f.	PERSON
fsr-3398	481	4	2003	DATE
fsr-3398	483	1	quarterly	DATE
fsr-3398	483	2	118	CARDINAL
fsr-3398	483	3	1449–1494	CARDINAL
fsr-3398	484	1	campbell	ORG
fsr-3398	484	2	j. y.,	PERSON
fsr-3398	484	3	l. m.	PERSON
fsr-3398	484	4	2002	DATE
fsr-3398	486	1	new york	GPE
fsr-3398	486	2	ny	GPE
fsr-3398	486	3	oxford university	ORG
fsr-3398	487	1	c. c.	GPE
fsr-3398	487	2	e. s.	PERSON
fsr-3398	487	3	1994	DATE
fsr-3398	489	1	thousand	CARDINAL
fsr-3398	490	1	cordell	PERSON
fsr-3398	490	2	d. m.	PERSON
fsr-3398	490	3	2002	DATE
fsr-3398	491	1	two	CARDINAL
fsr-3398	492	1	journal of financial planning	ORG
fsr-3398	492	2	15	CARDINAL
fsr-3398	492	3	30–35	CARDINAL
fsr-3398	493	1	cocco	PERSON
fsr-3398	493	2	j. f.	PERSON
fsr-3398	493	3	f. j., & maenhout	PERSON
fsr-3398	493	4	2005	DATE
fsr-3398	495	1	18	CARDINAL
fsr-3398	495	2	491–533	CARDINAL
fsr-3398	496	1	cocco	PERSON
fsr-3398	496	2	j. f. (	PERSON
fsr-3398	496	3	2005	DATE
fsr-3398	498	1	18	CARDINAL
fsr-3398	498	2	535–567	CARDINAL
fsr-3398	499	1	deaton, a., & muellbauer	ORG
fsr-3398	499	2	j. (	ORG
fsr-3398	499	3	1980	DATE
fsr-3398	501	1	new york	GPE
fsr-3398	501	2	ny: cambridge university press	ORG
fsr-3398	502	1	j. x.	PERSON
fsr-3398	502	2	& xiao	PERSON
fsr-3398	502	3	j. j.	PERSON
fsr-3398	502	4	2006	DATE
fsr-3398	503	1	chinese	NORP
fsr-3398	503	2	americans	NORP
fsr-3398	504	1	5	CARDINAL
fsr-3398	504	2	54–75	DATE
fsr-3398	504	3	m. c.	PERSON
fsr-3398	504	4	hanna	GPE
fsr-3398	504	5	s. d., & chatterjee	PERSON
fsr-3398	504	6	s.	GPE
fsr-3398	504	7	2013	DATE
fsr-3398	506	1	23	CARDINAL
fsr-3398	506	2	64–77	DATE
fsr-3398	507	1	friend	ORG
fsr-3398	507	2	i., & blume	ORG
fsr-3398	507	3	m. e.	PERSON
fsr-3398	507	4	1975	DATE
fsr-3398	509	1	american	NORP
fsr-3398	509	2	65	DATE
fsr-3398	509	3	900–922	CARDINAL
fsr-3398	510	1	jia, n.	PERSON
fsr-3398	510	2	xu	PERSON
fsr-3398	510	3	s., & ma	ORG
fsr-3398	510	4	s.	PERSON
fsr-3398	510	5	2013	DATE
fsr-3398	511	1	chinese	NORP
fsr-3398	512	1	4	CARDINAL
fsr-3398	512	2	1–14	DATE
fsr-3398	512	3	jia, n.	PERSON
fsr-3398	512	4	xu	PERSON
fsr-3398	512	5	s.	PERSON
fsr-3398	512	6	ma	GPE
fsr-3398	512	7	s., & zheng	ORG
fsr-3398	512	8	l.	PERSON
fsr-3398	512	9	2012	DATE
fsr-3398	513	1	china	GPE
fsr-3398	513	2	china household finance	ORG
fsr-3398	514	1	berlin	GPE
fsr-3398	514	2	springer science & business media	ORG
fsr-3398	515	1	gibson	PERSON
fsr-3398	515	2	r.	NORP
fsr-3398	515	3	d.	NORP
fsr-3398	515	4	g. v.	PERSON
fsr-3398	515	5	2013	DATE
fsr-3398	517	1	22	CARDINAL
fsr-3398	518	1	f. j., & michaelides	PERSON
fsr-3398	518	2	2005	DATE
fsr-3398	520	1	60	CARDINAL
fsr-3398	521	1	f. j., & michaelides	PERSON
fsr-3398	521	2	a.	PERSON
fsr-3398	521	3	2003	DATE
fsr-3398	523	1	6	CARDINAL
fsr-3398	523	2	729–766	CARDINAL
fsr-3398	524	1	grable	PERSON
fsr-3398	524	2	j. e.	PERSON
fsr-3398	524	3	2000	DATE
fsr-3398	526	1	14	CARDINAL
fsr-3398	526	2	625–630	CARDINAL
fsr-3398	527	1	j. e., & joo	PERSON
fsr-3398	527	2	s. h.	PERSON
fsr-3398	529	1	27	CARDINAL
fsr-3398	529	2	grable	PERSON
fsr-3398	529	3	j. e.	PERSON
fsr-3398	529	4	r. h.	PERSON
fsr-3398	529	5	1999	DATE
fsr-3398	531	1	8	CARDINAL
fsr-3398	531	2	163–181	CARDINAL
fsr-3398	532	1	grable	PERSON
fsr-3398	532	2	j. e.	PERSON
fsr-3398	532	3	r. h.	PERSON
fsr-3398	532	4	2001	DATE
fsr-3398	534	1	12	CARDINAL
fsr-3398	534	2	m. s.	PERSON
fsr-3398	534	3	c. b.	PERSON
fsr-3398	534	4	2008	DATE
fsr-3398	536	1	75	CARDINAL
fsr-3398	536	2	677–689	CARDINAL
fsr-3398	537	1	gustafsson	PERSON
fsr-3398	537	2	2003	DATE
fsr-3398	538	1	china	GPE
fsr-3398	539	1	51	CARDINAL
fsr-3398	539	2	haliassos	PERSON
fsr-3398	539	3	m., & bertaut	ORG
fsr-3398	539	4	c. c.	PERSON
fsr-3398	539	5	1995	DATE
fsr-3398	541	1	105	CARDINAL
fsr-3398	541	2	1110–1129	CARDINAL
fsr-3398	541	3	hanna	ORG
fsr-3398	541	4	s. d.	PERSON
fsr-3398	541	5	& chen	PERSON
fsr-3398	541	6	1997	DATE
fsr-3398	543	1	8	CARDINAL
fsr-3398	543	2	17–26	DATE
fsr-3398	543	3	hanna	ORG
fsr-3398	543	4	s. d.	PERSON
fsr-3398	543	5	m. s.	PERSON
fsr-3398	543	6	j. x.	PERSON
fsr-3398	543	7	2001	DATE
fsr-3398	545	1	12	CARDINAL
fsr-3398	545	2	53–60	DATE
fsr-3398	545	3	hanna	ORG
fsr-3398	545	4	s. d.	PERSON
fsr-3398	545	5	kim	PERSON
fsr-3398	545	6	k. t.	PERSON
fsr-3398	545	7	s. (2018	ORG
fsr-3398	547	1	29	CARDINAL
fsr-3398	547	2	410–418	CARDINAL
fsr-3398	548	1	301s.d	ORG
fsr-3398	549	1	hanna et al	PERSON
fsr-3398	549	2	27	CARDINAL
fsr-3398	549	3	2018	DATE
fsr-3398	549	4	279	CARDINAL
fsr-3398	549	5	s. d., & lindamood	PERSON
fsr-3398	549	6	s.	PERSON
fsr-3398	549	7	2008	DATE
fsr-3398	551	1	19	CARDINAL
fsr-3398	551	2	46–58	CARDINAL
fsr-3398	552	1	hanna	ORG
fsr-3398	552	2	s. d.	PERSON
fsr-3398	552	3	waller	ORG
fsr-3398	552	4	w., & finke	ORG
fsr-3398	552	5	m. (	PERSON
fsr-3398	552	6	2008	DATE
fsr-3398	554	1	7	CARDINAL
fsr-3398	555	1	ho, k., milevsky	PERSON
fsr-3398	555	2	m. a., & robinson	PERSON
fsr-3398	555	3	c.	PERSON
fsr-3398	555	4	1994	DATE
fsr-3398	557	1	3	CARDINAL
fsr-3398	557	2	109–126	CARDINAL
fsr-3398	558	1	horneff	ORG
fsr-3398	558	2	w. j.	PERSON
fsr-3398	558	3	maurer	GPE
fsr-3398	558	4	r. h., & stamos	ORG
fsr-3398	558	5	m. z.	PERSON
fsr-3398	558	6	2008	DATE
fsr-3398	560	1	the journal of risk and insurance	ORG
fsr-3398	560	2	75	CARDINAL
fsr-3398	560	3	1019–1038	CARDINAL
fsr-3398	561	1	hubbard	GPE
fsr-3398	561	2	r. g.	PERSON
fsr-3398	561	3	skinner	PERSON
fsr-3398	561	4	j., & zeldes	ORG
fsr-3398	561	5	s. p.	PERSON
fsr-3398	561	6	1994	DATE
fsr-3398	563	1	carnegie-rochester conference series	ORG
fsr-3398	563	2	40	CARDINAL
fsr-3398	564	1	kim	PERSON
fsr-3398	564	2	k., & hanna	ORG
fsr-3398	564	3	s. d.	PERSON
fsr-3398	564	4	2015	CARDINAL
fsr-3398	566	1	14	DATE
fsr-3398	566	2	9–20	CARDINAL
fsr-3398	567	1	kim	PERSON
fsr-3398	567	2	k.	PERSON
fsr-3398	567	3	wilmarth	GPE
fsr-3398	567	4	m., & choi	ORG
fsr-3398	567	5	s.	PERSON
fsr-3398	567	6	2016	DATE
fsr-3398	568	1	u.s.	GPE
fsr-3398	569	1	44	DATE
fsr-3398	569	2	280–294	DATE
fsr-3398	570	1	kimball	ORG
fsr-3398	570	2	m. s.	PERSON
fsr-3398	570	3	1988	DATE
fsr-3398	572	1	american	NORP
fsr-3398	572	2	78	DATE
fsr-3398	572	3	224–232	CARDINAL
fsr-3398	573	1	x. l.	PERSON
fsr-3398	573	2	2007	DATE
fsr-3398	575	1	26	CARDINAL
fsr-3398	576	1	nobre	ORG
fsr-3398	576	2	l. h. n.	PERSON
fsr-3398	576	3	j. e.	PERSON
fsr-3398	576	4	2015	DATE
fsr-3398	578	1	journal of financial service	ORG
fsr-3398	578	2	69	CARDINAL
fsr-3398	578	3	18–21	DATE
fsr-3398	579	1	pyles m. k.	PERSON
fsr-3398	579	2	li	PERSON
fsr-3398	579	3	wu	PERSON
fsr-3398	579	4	s., & dolvin	ORG
fsr-3398	579	5	s. d.	PERSON
fsr-3398	579	6	2016	DATE
fsr-3398	581	1	9	CARDINAL
fsr-3398	582	1	poterba	GPE
fsr-3398	582	2	j.	PERSON
fsr-3398	582	3	j., & venti	ORG
fsr-3398	582	4	s. f. (	PERSON
fsr-3398	582	5	2005	DATE
fsr-3398	584	1	d. a.	GPE
fsr-3398	585	1	chicago	GPE
fsr-3398	585	2	il: university of chicago	ORG
fsr-3398	586	1	pratt	PERSON
fsr-3398	586	2	j. w.	PERSON
fsr-3398	586	3	1964	DATE
fsr-3398	588	1	econometrica	PERSON
fsr-3398	588	2	32	DATE
fsr-3398	588	3	122–136	CARDINAL
fsr-3398	589	1	j. h. (1982	ORG
fsr-3398	591	1	20	CARDINAL
fsr-3398	591	2	529–563	CARDINAL
fsr-3398	592	1	j. k.	PERSON
fsr-3398	592	2	seshadri	GPE
fsr-3398	592	3	a., & khitatrakun	ORG
fsr-3398	592	4	s.	PERSON
fsr-3398	592	5	2006	DATE
fsr-3398	593	1	americans	NORP
fsr-3398	594	1	114	CARDINAL
fsr-3398	594	2	607–643	CARDINAL
fsr-3398	595	1	s. h., & hanna	ORG
fsr-3398	595	2	s. d.	PERSON
fsr-3398	595	3	2015	CARDINAL
fsr-3398	597	1	26	CARDINAL
fsr-3398	597	2	43–62	CARDINAL
fsr-3398	597	3	s. h., & hanna	ORG
fsr-3398	597	4	s. d. (	PERSON
fsr-3398	597	5	2017	CARDINAL
fsr-3398	599	1	51	CARDINAL
fsr-3398	599	2	433–447	CARDINAL
fsr-3398	600	1	siegel	PERSON
fsr-3398	600	2	j., & thaler	ORG
fsr-3398	600	3	r. h.	PERSON
fsr-3398	600	4	1997	DATE
fsr-3398	602	1	11	CARDINAL
fsr-3398	602	2	191–200	CARDINAL
fsr-3398	603	1	j., & hanna	ORG
fsr-3398	603	2	s. d.	PERSON
fsr-3398	603	3	1996	DATE
fsr-3398	605	1	7	CARDINAL
fsr-3398	605	2	11–19	CARDINAL
fsr-3398	606	1	terpstra-tong	ORG
fsr-3398	606	2	j. l.	PERSON
fsr-3398	606	3	r. h.	PERSON
fsr-3398	606	4	2013	DATE
fsr-3398	607	1	u.s.	GPE
fsr-3398	607	2	china	GPE
fsr-3398	607	3	hong kong	GPE
fsr-3398	607	4	macao	GPE
fsr-3398	608	1	asia	LOC
fsr-3398	608	2	23	CARDINAL
fsr-3398	609	1	thaler	ORG
fsr-3398	609	2	r. h., & sunstein	ORG
fsr-3398	609	3	c. r.	PERSON
fsr-3398	609	4	2008	DATE
fsr-3398	610	1	new haven	GPE
fsr-3398	610	2	yale university	ORG
fsr-3398	611	1	wang	PERSON
fsr-3398	611	2	s. d.	PERSON
fsr-3398	611	3	2007	DATE
fsr-3398	613	1	18	CARDINAL
fsr-3398	614	1	wang, h., & hanna	ORG
fsr-3398	614	2	s. (1997	ORG
fsr-3398	616	1	8	CARDINAL
fsr-3398	616	2	27–31	DATE
fsr-3398	617	1	r.	PERSON
fsr-3398	617	2	m. s.	PERSON
fsr-3398	617	3	& hanna	ORG
fsr-3398	617	4	s. d.	PERSON
fsr-3398	617	5	2005	DATE
fsr-3398	618	1	hispanics	NORP
fsr-3398	619	1	16	CARDINAL
fsr-3398	619	2	r., & hanna	ORG
fsr-3398	619	3	s. d.	PERSON
fsr-3398	619	4	2005	DATE
fsr-3398	621	1	4	CARDINAL
fsr-3398	622	1	r.	NORP
fsr-3398	622	2	hanna	GPE
fsr-3398	622	3	s. d., & lindamood	PERSON
fsr-3398	622	4	s.	PERSON
fsr-3398	622	5	2004	DATE
fsr-3398	623	1	1983–2001	DATE
fsr-3398	623	2	13	CARDINAL
fsr-3398	623	3	249–266	CARDINAL
fsr-3398	624	1	302	CARDINAL
fsr-3398	624	2	hanna et al	ORG
fsr-3398	624	3	27	CARDINAL
fsr-3398	624	4	2018	DATE
fsr-3398	624	5	279	CARDINAL