id	sid	eid	entity	type
fsr-3428	1	1	noah macdonalda	PERSON
fsr-3428	1	2	brent evansb adepartment	PERSON
fsr-3428	1	3	georgia college & state university	ORG
fsr-3428	1	4	415	CARDINAL
fsr-3428	1	5	atkinson hall	ORG
fsr-3428	1	6	014	CARDINAL
fsr-3428	1	7	milledgeville	GPE
fsr-3428	1	8	ga 31061	ORG
fsr-3428	1	9	usa bdepartment of economics	ORG
fsr-3428	1	10	georgia college & state university	ORG
fsr-3428	1	11	415	CARDINAL
fsr-3428	1	12	atkinson hall	ORG
fsr-3428	1	13	014	CARDINAL
fsr-3428	1	14	milledgeville	GPE
fsr-3428	1	15	ga 31061	ORG
fsr-3428	2	1	dave ramsey	PERSON
fsr-3428	2	2	ramsey	PERSON
fsr-3428	2	3	2019	DATE
fsr-3428	4	1	first	ORDINAL
fsr-3428	5	1	2020	DATE
fsr-3428	7	1	1	CARDINAL
fsr-3428	8	1	the united states	GPE
fsr-3428	9	1	2018	DATE
fsr-3428	9	2	u.s.	GPE
fsr-3428	9	3	$3.67 trillion	MONEY
fsr-3428	9	4	9.7%	PERCENT
fsr-3428	9	5	annual	DATE
fsr-3428	9	6	nilson	ORG
fsr-3428	9	7	2019	DATE
fsr-3428	10	1	u.s.	GPE
fsr-3428	10	2	3,453.1	MONEY
fsr-3428	16	1	noah macdonald	PERSON
fsr-3428	16	2	2020	DATE
fsr-3428	18	1	28	CARDINAL
fsr-3428	18	2	2020	DATE
fsr-3428	18	3	223–242	CARDINAL
fsr-3428	19	1	today	DATE
fsr-3428	19	2	about 57%	PERCENT
fsr-3428	19	3	u.s.	GPE
fsr-3428	19	4	at least one	CARDINAL
fsr-3428	19	5	2018	DATE
fsr-3428	19	6	2018	DATE
fsr-3428	19	7	23	CARDINAL
fsr-3428	22	1	two	CARDINAL
fsr-3428	24	1	60,000	CARDINAL
fsr-3428	24	2	600	MONEY
fsr-3428	24	3	4,000	MONEY
fsr-3428	24	4	the first three months	DATE
fsr-3428	26	1	one percent	PERCENT
fsr-3428	33	1	the united states	GPE
fsr-3428	37	1	2	CARDINAL
fsr-3428	39	1	first	ORDINAL
fsr-3428	40	1	two percent	PERCENT
fsr-3428	40	2	2019	DATE
fsr-3428	41	1	100	MONEY
fsr-3428	41	2	224	CARDINAL
fsr-3428	41	3	n. macdonald	PERSON
fsr-3428	41	4	b. evans	PERSON
fsr-3428	41	5	28	CARDINAL
fsr-3428	42	1	223–242 $98	MONEY
fsr-3428	43	1	msb	ORG
fsr-3428	44	1	msb	ORG
fsr-3428	45	1	wells fargo	ORG
fsr-3428	45	2	200	MONEY
fsr-3428	45	3	at least $1,000	MONEY
fsr-3428	45	4	the first three months	DATE
fsr-3428	45	5	1.5%	PERCENT
fsr-3428	47	1	2,000	MONEY
fsr-3428	47	2	1.5%	PERCENT
fsr-3428	47	3	2,000	MONEY
fsr-3428	47	4	1.5%	PERCENT
fsr-3428	47	5	30	MONEY
fsr-3428	47	6	200	MONEY
fsr-3428	48	1	1,770	MONEY
fsr-3428	48	2	2,000	MONEY
fsr-3428	48	3	11.5%	PERCENT
fsr-3428	49	1	msb	ORG
fsr-3428	49	2	a given year	DATE
fsr-3428	49	3	msb	ORG
fsr-3428	49	4	five	CARDINAL
fsr-3428	49	5	the last 24months	DATE
fsr-3428	49	6	kerr	ORG
fsr-3428	49	7	2019	DATE
fsr-3428	51	1	210,000	CARDINAL
fsr-3428	54	1	mastercard	ORG
fsr-3428	55	1	50,000	CARDINAL
fsr-3428	55	2	american	NORP
fsr-3428	55	3	99	MONEY
fsr-3428	55	4	annual	DATE
fsr-3428	55	5	at least one	CARDINAL
fsr-3428	55	6	two	CARDINAL
fsr-3428	55	7	the united states	GPE
fsr-3428	55	8	2019	DATE
fsr-3428	56	1	msb	ORG
fsr-3428	56	2	two	CARDINAL
fsr-3428	56	3	american	NORP
fsr-3428	56	4	one	CARDINAL
fsr-3428	57	1	csr	ORG
fsr-3428	57	2	zero	CARDINAL
fsr-3428	57	3	msb	ORG
fsr-3428	57	4	2020).3	CARDINAL
fsr-3428	59	1	about 80%	PERCENT
fsr-3428	59	2	only 33%	PERCENT
fsr-3428	59	3	2018	DATE
fsr-3428	59	4	24).5	CARDINAL
fsr-3428	61	1	3	CARDINAL
fsr-3428	61	2	first	ORDINAL
fsr-3428	61	3	millions	CARDINAL
fsr-3428	62	1	n. macdonald	PERSON
fsr-3428	62	2	b. evans	PERSON
fsr-3428	62	3	28	CARDINAL
fsr-3428	63	1	223–242 225	CARDINAL
fsr-3428	68	1	2003	DATE
fsr-3428	69	1	soll	PERSON
fsr-3428	69	2	keeney	PERSON
fsr-3428	69	3	larrick	PERSON
fsr-3428	69	4	2013	DATE
fsr-3428	71	1	chatterjee	GPE
fsr-3428	71	2	2012	DATE
fsr-3428	73	1	2001	DATE
fsr-3428	75	1	wilcox	PERSON
fsr-3428	75	2	eisenstein	PERSON
fsr-3428	75	3	2011	DATE
fsr-3428	76	1	one	CARDINAL
fsr-3428	77	1	cochran	ORG
fsr-3428	77	2	1996	DATE
fsr-3428	78	1	lopes, 2008	DATE
fsr-3428	79	1	the united states	GPE
fsr-3428	79	2	$444 billion	MONEY
fsr-3428	79	3	2019	DATE
fsr-3428	79	4	u.s.	GPE
fsr-3428	79	5	3,453	MONEY
fsr-3428	79	6	2019	DATE
fsr-3428	79	7	u.s.	GPE
fsr-3428	79	8	2020	DATE
fsr-3428	81	1	the federal reserve	ORG
fsr-3428	81	2	five	CARDINAL
fsr-3428	81	3	2004	DATE
fsr-3428	81	4	2016	DATE
fsr-3428	81	5	56.2%	PERCENT
fsr-3428	81	6	64.0%	PERCENT
fsr-3428	81	7	bricker et al.	PERSON
fsr-3428	81	8	2017	DATE
fsr-3428	83	1	2018	DATE
fsr-3428	83	2	23	CARDINAL
fsr-3428	85	1	one	CARDINAL
fsr-3428	85	2	dave ramsey	PERSON
fsr-3428	86	1	ramsey	PERSON
fsr-3428	88	1	226	CARDINAL
fsr-3428	88	2	n. macdonald	PERSON
fsr-3428	88	3	b. evans	PERSON
fsr-3428	88	4	28	CARDINAL
fsr-3428	88	5	2020	DATE
fsr-3428	88	6	223–242	CARDINAL
fsr-3428	88	7	king & king	ORG
fsr-3428	88	8	2005	DATE
fsr-3428	88	9	2011	DATE
fsr-3428	89	1	ramsey	PERSON
fsr-3428	90	1	two	CARDINAL
fsr-3428	91	1	100	MONEY
fsr-3428	91	2	3	MONEY
fsr-3428	93	1	100	MONEY
fsr-3428	93	2	3	MONEY
fsr-3428	95	1	3%	PERCENT
fsr-3428	96	1	ramsey	PERSON
fsr-3428	96	2	2019	DATE
fsr-3428	96	3	ramsey	GPE
fsr-3428	97	1	dave ramsey’s	PERSON
fsr-3428	97	2	over 11 million	CARDINAL
fsr-3428	99	1	jt genter	PERSON
fsr-3428	99	2	dave ramsey	PERSON
fsr-3428	102	1	2018	DATE
fsr-3428	103	1	2003	DATE
fsr-3428	103	2	soll et al.	PERSON
fsr-3428	103	3	2013	DATE
fsr-3428	105	1	4	CARDINAL
fsr-3428	107	1	2009	DATE
fsr-3428	107	2	fumiko hayashi	PERSON
fsr-3428	108	1	hayashi	PERSON
fsr-3428	109	1	hayashi	PERSON
fsr-3428	111	1	approximately 0.3	CARDINAL
fsr-3428	111	2	2019	DATE
fsr-3428	112	1	b. evans	PERSON
fsr-3428	112	2	28	CARDINAL
fsr-3428	112	3	2020	DATE
fsr-3428	113	1	223–242 227	CARDINAL
fsr-3428	114	1	hayashi	PERSON
fsr-3428	115	1	hayashi	PERSON
fsr-3428	116	1	2010	DATE
fsr-3428	116	2	jalbert	PERSON
fsr-3428	116	3	stewart	PERSON
fsr-3428	116	4	martin	PERSON
fsr-3428	118	1	two	CARDINAL
fsr-3428	119	1	first	ORDINAL
fsr-3428	120	1	second	ORDINAL
fsr-3428	120	2	today	DATE
fsr-3428	120	3	several weeks	DATE
fsr-3428	121	1	zero	CARDINAL
fsr-3428	122	1	zero	CARDINAL
fsr-3428	123	1	jalbert et al	PERSON
fsr-3428	124	1	2010	DATE
fsr-3428	126	1	2,000	MONEY
fsr-3428	126	2	monthly	DATE
fsr-3428	126	3	10%	PERCENT
fsr-3428	126	4	five years	DATE
fsr-3428	126	5	7,119	MONEY
fsr-3428	127	1	2003	DATE
fsr-3428	128	1	ricaldi et al	PERSON
fsr-3428	129	1	2013	DATE
fsr-3428	129	2	jalbert et al	PERSON
fsr-3428	130	1	2010	DATE
fsr-3428	132	1	13	CARDINAL
fsr-3428	136	1	almost four percent	PERCENT
fsr-3428	136	2	ching & hayashi	ORG
fsr-3428	136	3	2010	DATE
fsr-3428	137	1	228	CARDINAL
fsr-3428	137	2	n. macdonald	PERSON
fsr-3428	137	3	b. evans	PERSON
fsr-3428	137	4	28	CARDINAL
fsr-3428	137	5	2020	DATE
fsr-3428	138	1	223–242	CARDINAL
fsr-3428	138	2	2007	DATE
fsr-3428	139	1	the coming years	DATE
fsr-3428	141	1	5	CARDINAL
fsr-3428	142	1	the united states	GPE
fsr-3428	146	1	5.1	CARDINAL
fsr-3428	149	1	1	CARDINAL
fsr-3428	150	1	2	CARDINAL
fsr-3428	151	1	3	CARDINAL
fsr-3428	152	1	4	CARDINAL
fsr-3428	152	2	annual	DATE
fsr-3428	153	1	5	CARDINAL
fsr-3428	154	1	6	CARDINAL
fsr-3428	155	1	7	CARDINAL
fsr-3428	155	2	zero	CARDINAL
fsr-3428	156	1	8	CARDINAL
fsr-3428	159	1	1	CARDINAL
fsr-3428	159	2	method.8	ORG
fsr-3428	159	3	2	CARDINAL
fsr-3428	159	4	3	DATE
fsr-3428	159	5	4	CARDINAL
fsr-3428	160	1	n. macdonald	PERSON
fsr-3428	160	2	b. evans	PERSON
fsr-3428	160	3	28	CARDINAL
fsr-3428	160	4	2020	DATE
fsr-3428	161	1	223–242 229	CARDINAL
fsr-3428	163	1	2018	DATE
fsr-3428	163	2	24	CARDINAL
fsr-3428	166	1	100	MONEY
fsr-3428	166	2	70	MONEY
fsr-3428	166	3	30	MONEY
fsr-3428	172	1	weeks	DATE
fsr-3428	174	1	8	CARDINAL
fsr-3428	177	1	annual	DATE
fsr-3428	179	1	5.2	CARDINAL
fsr-3428	180	1	two	CARDINAL
fsr-3428	181	1	first	ORDINAL
fsr-3428	181	2	two percent	PERCENT
fsr-3428	182	1	second	ORDINAL
fsr-3428	182	2	msb	ORG
fsr-3428	184	1	fig	ORG
fsr-3428	185	1	1	CARDINAL
fsr-3428	186	1	two percent	PERCENT
fsr-3428	187	1	annual	DATE
fsr-3428	187	2	4	CARDINAL
fsr-3428	188	1	1	MONEY
fsr-3428	188	2	1	MONEY
fsr-3428	189	1	1,000	MONEY
fsr-3428	189	2	230	CARDINAL
fsr-3428	189	3	n. macdonald	PERSON
fsr-3428	189	4	b. evans	PERSON
fsr-3428	189	5	28	CARDINAL
fsr-3428	189	6	2020	DATE
fsr-3428	190	1	223–242 exactly $	MONEY
fsr-3428	190	2	1,000	MONEY
fsr-3428	193	1	mc curves	PERSON
fsr-3428	197	1	two percent	PERCENT
fsr-3428	197	2	1	MONEY
fsr-3428	197	3	0.98	MONEY
fsr-3428	198	1	1	MONEY
fsr-3428	201	1	two percent	PERCENT
fsr-3428	202	1	$1.00 to $0.98	MONEY
fsr-3428	204	1	two percent	PERCENT
fsr-3428	208	1	1	CARDINAL
fsr-3428	209	1	n. macdonald	PERSON
fsr-3428	209	2	b. evans	ORG
fsr-3428	209	3	28	CARDINAL
fsr-3428	209	4	2020	DATE
fsr-3428	210	1	223–242 231	CARDINAL
fsr-3428	210	2	three	CARDINAL
fsr-3428	211	1	two percent	PERCENT
fsr-3428	213	1	2	CARDINAL
fsr-3428	213	2	two percent	PERCENT
fsr-3428	214	1	monthly	DATE
fsr-3428	214	2	10,000	MONEY
fsr-3428	214	3	10,204.08.10	MONEY
fsr-3428	214	4	two percent	PERCENT
fsr-3428	214	5	10,000	MONEY
fsr-3428	218	1	fig	ORG
fsr-3428	219	1	3	CARDINAL
fsr-3428	219	2	10,000	MONEY
fsr-3428	219	3	two	CARDINAL
fsr-3428	221	1	two	CARDINAL
fsr-3428	221	2	10,412.37	MONEY
fsr-3428	221	3	10,204.12	MONEY
fsr-3428	221	4	two percent	PERCENT
fsr-3428	223	1	two percent	PERCENT
fsr-3428	226	1	2	CARDINAL
fsr-3428	227	1	232	CARDINAL
fsr-3428	227	2	n. macdonald	PERSON
fsr-3428	227	3	b. evans	PERSON
fsr-3428	227	4	28	CARDINAL
fsr-3428	227	5	2020	DATE
fsr-3428	228	1	223–242	CARDINAL
fsr-3428	229	1	fig	ORG
fsr-3428	230	1	4	CARDINAL
fsr-3428	230	2	0.5	CARDINAL
fsr-3428	231	1	10,000	MONEY
fsr-3428	231	2	10,101.52	MONEY
fsr-3428	232	1	two percent	PERCENT
fsr-3428	232	2	9.899.49	MONEY
fsr-3428	234	1	4	CARDINAL
fsr-3428	235	1	fig	PERSON
fsr-3428	236	1	3	CARDINAL
fsr-3428	237	1	n. macdonald	PERSON
fsr-3428	237	2	b. evans	ORG
fsr-3428	237	3	28	CARDINAL
fsr-3428	237	4	2020	DATE
fsr-3428	238	1	233	MONEY
fsr-3428	241	1	1	CARDINAL
fsr-3428	241	2	2	DATE
fsr-3428	241	3	3	DATE
fsr-3428	241	4	4	CARDINAL
fsr-3428	242	1	two percent	PERCENT
fsr-3428	244	1	5.3	CARDINAL
fsr-3428	244	2	msb	ORG
fsr-3428	245	1	one	CARDINAL
fsr-3428	246	1	one	CARDINAL
fsr-3428	246	2	300	MONEY
fsr-3428	246	3	3,000	MONEY
fsr-3428	246	4	the first three months	DATE
fsr-3428	246	5	2019	DATE
fsr-3428	247	1	one percent	PERCENT
fsr-3428	249	1	3,000th dollar	MONEY
fsr-3428	249	2	-$299	DATE
fsr-3428	250	1	3,000th dollar	MONEY
fsr-3428	250	2	299	MONEY
fsr-3428	250	3	300	MONEY
fsr-3428	252	1	msb	ORG
fsr-3428	252	2	msb	ORG
fsr-3428	255	1	5	CARDINAL
fsr-3428	255	2	three	CARDINAL
fsr-3428	256	1	three	CARDINAL
fsr-3428	257	1	first	ORDINAL
fsr-3428	257	2	1	MONEY
fsr-3428	257	3	1	MONEY
fsr-3428	258	1	msb	ORG
fsr-3428	259	1	one percent	PERCENT
fsr-3428	259	2	0.99	MONEY
fsr-3428	259	3	1	MONEY
fsr-3428	261	1	$0.89	MONEY
fsr-3428	261	2	3,000	MONEY
fsr-3428	263	1	3,000	MONEY
fsr-3428	263	2	one percent	PERCENT
fsr-3428	263	3	30	MONEY
fsr-3428	263	4	300	MONEY
fsr-3428	263	5	msb	ORG
fsr-3428	264	1	only $2,670	MONEY
fsr-3428	264	2	3,000	MONEY
fsr-3428	264	3	0.89	MONEY
fsr-3428	264	4	1	MONEY
fsr-3428	265	1	3,000	MONEY
fsr-3428	265	2	msb	ORG
fsr-3428	266	1	msb	ORG
fsr-3428	266	2	0.99	MONEY
fsr-3428	267	1	234	CARDINAL
fsr-3428	267	2	n. macdonald	PERSON
fsr-3428	267	3	b. evans	PERSON
fsr-3428	267	4	28	CARDINAL
fsr-3428	268	1	223–242	CARDINAL
fsr-3428	269	1	5	CARDINAL
fsr-3428	270	1	msb	ORG
fsr-3428	270	2	3,000	MONEY
fsr-3428	272	1	2-5	DATE
fsr-3428	272	2	one percent	PERCENT
fsr-3428	273	1	one percent	PERCENT
fsr-3428	274	1	one percent	PERCENT
fsr-3428	275	1	300	MONEY
fsr-3428	276	1	300	MONEY
fsr-3428	277	1	300	MONEY
fsr-3428	277	2	msb	ORG
fsr-3428	278	1	msb	ORG
fsr-3428	279	1	msb	ORG
fsr-3428	280	1	fig	ORG
fsr-3428	281	1	6	CARDINAL
fsr-3428	281	2	msb	ORG
fsr-3428	282	1	msb	ORG
fsr-3428	284	1	msb	ORG
fsr-3428	285	1	2,800	MONEY
fsr-3428	285	2	an extra $200	MONEY
fsr-3428	285	3	300	MONEY
fsr-3428	286	1	msb	ORG
fsr-3428	286	2	0.99	MONEY
fsr-3428	286	3	1	MONEY
fsr-3428	287	1	5	CARDINAL
fsr-3428	288	1	n. macdonald	PERSON
fsr-3428	288	2	b. evans	ORG
fsr-3428	288	3	28	CARDINAL
fsr-3428	288	4	2020	DATE
fsr-3428	289	1	223–242 235	CARDINAL
fsr-3428	292	1	2,000	MONEY
fsr-3428	292	2	3,000	MONEY
fsr-3428	292	3	msb	ORG
fsr-3428	295	1	6	CARDINAL
fsr-3428	295	2	one percent	PERCENT
fsr-3428	295	3	msb	ORG
fsr-3428	295	4	one percent	PERCENT
fsr-3428	296	1	an extra $300	MONEY
fsr-3428	296	2	msb	ORG
fsr-3428	296	3	one percent	PERCENT
fsr-3428	296	4	msb	ORG
fsr-3428	299	1	7	CARDINAL
fsr-3428	299	2	msb	ORG
fsr-3428	308	1	6	CARDINAL
fsr-3428	309	1	236	CARDINAL
fsr-3428	309	2	n. macdonald	PERSON
fsr-3428	309	3	b. evans	PERSON
fsr-3428	309	4	28	CARDINAL
fsr-3428	309	5	2020	DATE
fsr-3428	310	1	223–242	CARDINAL
fsr-3428	311	1	3,000	MONEY
fsr-3428	311	2	msb	ORG
fsr-3428	313	1	msb	ORG
fsr-3428	313	2	0.99	MONEY
fsr-3428	313	3	msb	ORG
fsr-3428	314	1	0.89	MONEY
fsr-3428	314	2	1	MONEY
fsr-3428	315	1	d.	NORP
fsr-3428	316	1	1,000	MONEY
fsr-3428	316	2	one percent	PERCENT
fsr-3428	316	3	2,200	MONEY
fsr-3428	316	4	0.89	MONEY
fsr-3428	317	1	an additional $800	MONEY
fsr-3428	317	2	600	MONEY
fsr-3428	319	1	msb	ORG
fsr-3428	320	1	one percent	PERCENT
fsr-3428	324	1	7	CARDINAL
fsr-3428	325	1	n. macdonald	PERSON
fsr-3428	325	2	b. evans	ORG
fsr-3428	325	3	28	CARDINAL
fsr-3428	325	4	2020	DATE
fsr-3428	326	1	223–242	CARDINAL
fsr-3428	326	2	section 4	LAW
fsr-3428	330	1	chatterjee	GPE
fsr-3428	330	2	2012	DATE
fsr-3428	333	1	a simple one percent	PERCENT
fsr-3428	336	1	one percent	PERCENT
fsr-3428	336	2	0.5%	PERCENT
fsr-3428	338	1	one percent	PERCENT
fsr-3428	338	2	three percent	PERCENT
fsr-3428	338	3	two percent	PERCENT
fsr-3428	342	1	one	CARDINAL
fsr-3428	342	2	300	MONEY
fsr-3428	342	3	3,000	MONEY
fsr-3428	342	4	their first three months	DATE
fsr-3428	343	1	quarterly	DATE
fsr-3428	345	1	2,000	MONEY
fsr-3428	345	2	1,000	MONEY
fsr-3428	345	3	300	MONEY
fsr-3428	345	4	700	MONEY
fsr-3428	349	1	238	CARDINAL
fsr-3428	349	2	n. macdonald	PERSON
fsr-3428	349	3	b. evans	PERSON
fsr-3428	349	4	28	CARDINAL
fsr-3428	349	5	2020	DATE
fsr-3428	350	1	223–242	CARDINAL
fsr-3428	353	1	dave ramsey	PERSON
fsr-3428	358	1	7	CARDINAL
fsr-3428	362	1	four	CARDINAL
fsr-3428	362	2	four percent	PERCENT
fsr-3428	362	3	one percent	PERCENT
fsr-3428	362	4	about three percent	PERCENT
fsr-3428	364	1	soll et al.	PERSON
fsr-3428	364	2	2013	DATE
fsr-3428	364	3	2012	DATE
fsr-3428	370	1	n. macdonald	PERSON
fsr-3428	370	2	b. evans	ORG
fsr-3428	370	3	28	CARDINAL
fsr-3428	370	4	2020	DATE
fsr-3428	371	1	223–242 239	CARDINAL
fsr-3428	372	1	the united states	GPE
fsr-3428	374	1	1	CARDINAL
fsr-3428	374	2	$444 billion	MONEY
fsr-3428	374	3	issa	PERSON
fsr-3428	374	4	2019	DATE
fsr-3428	374	5	2019	DATE
fsr-3428	375	1	2	CARDINAL
fsr-3428	375	2	lozano	PERSON
fsr-3428	375	3	2019	DATE
fsr-3428	376	1	3	CARDINAL
fsr-3428	376	2	annual	DATE
fsr-3428	377	1	the chase sapphire reserve	ORG
fsr-3428	377	2	550	MONEY
fsr-3428	377	3	annual	DATE
fsr-3428	379	1	4	CARDINAL
fsr-3428	379	2	jalbert et al	PERSON
fsr-3428	380	1	2010	DATE
fsr-3428	381	1	5	CARDINAL
fsr-3428	382	1	6	CARDINAL
fsr-3428	384	1	7	CARDINAL
fsr-3428	384	2	2003	DATE
fsr-3428	385	1	8	CARDINAL
fsr-3428	388	1	9	CARDINAL
fsr-3428	390	1	10	CARDINAL
fsr-3428	391	1	11	CARDINAL
fsr-3428	391	2	4%	PERCENT
fsr-3428	391	3	2%	PERCENT
fsr-3428	391	4	1%	PERCENT
fsr-3428	391	5	2019	DATE
fsr-3428	392	1	1%	PERCENT
fsr-3428	394	1	2019	DATE
fsr-3428	395	1	aadvantage aviator red world	ORG
fsr-3428	395	2	mastercard	ORG
fsr-3428	397	1	bricker	PERSON
fsr-3428	397	2	j.	PERSON
fsr-3428	397	3	l. j.	PERSON
fsr-3428	397	4	hsu	PERSON
fsr-3428	397	5	j. w.	PERSON
fsr-3428	397	6	jacobs	PERSON
fsr-3428	397	7	l.	PERSON
fsr-3428	397	8	moore	PERSON
fsr-3428	397	9	k. b.	PERSON
fsr-3428	397	10	s.	PERSON
fsr-3428	397	11	sabelhaus	PERSON
fsr-3428	397	12	j., thompson	ORG
fsr-3428	397	13	j., &.	ORG
fsr-3428	397	14	windle	GPE
fsr-3428	397	15	r. a.	PERSON
fsr-3428	397	16	240	CARDINAL
fsr-3428	397	17	n. macdonald	PERSON
fsr-3428	397	18	b. evans	PERSON
fsr-3428	397	19	28	CARDINAL
fsr-3428	397	20	2020	DATE
fsr-3428	398	1	223–242	CARDINAL
fsr-3428	398	2	p. hansen	PERSON
fsr-3428	398	3	e. llanes	PERSON
fsr-3428	399	1	2017	CARDINAL
fsr-3428	400	1	u.s.	GPE
fsr-3428	400	2	2013	DATE
fsr-3428	400	3	2016	CARDINAL
fsr-3428	403	1	2019	DATE
fsr-3428	408	1	carten	PERSON
fsr-3428	408	2	littman	PERSON
fsr-3428	408	3	d.	NORP
fsr-3428	408	4	schuh	GPE
fsr-3428	408	5	s., & stavins	ORG
fsr-3428	408	6	j. (	PERSON
fsr-3428	408	7	2007	DATE
fsr-3428	409	1	2006	DATE
fsr-3428	410	1	07	CARDINAL
fsr-3428	411	1	boston	GPE
fsr-3428	411	2	ma: federal reserve bank of boston	ORG
fsr-3428	412	1	2019	CARDINAL
fsr-3428	413	1	2019	CARDINAL
fsr-3428	413	2	u.s.	GPE
fsr-3428	416	1	2020	DATE
fsr-3428	417	1	chase sapphire reserve	ORG
fsr-3428	420	1	chatterjee	GPE
fsr-3428	420	2	p., & rose	ORG
fsr-3428	420	3	r. l.	PERSON
fsr-3428	420	4	2012	DATE
fsr-3428	422	1	38	CARDINAL
fsr-3428	422	2	1129-1139	CARDINAL
fsr-3428	423	1	a. t.	PERSON
fsr-3428	423	2	f.	PERSON
fsr-3428	423	3	2010	DATE
fsr-3428	425	1	journal of banking & finance	ORG
fsr-3428	425	2	34	CARDINAL
fsr-3428	425	3	1773-1787	DATE
fsr-3428	426	1	citi	PERSON
fsr-3428	427	1	2019	DATE
fsr-3428	432	1	cochran	ORG
fsr-3428	432	2	w., & tesser, a. (1996	ORG
fsr-3428	434	1	l. l. martin & a. tesser	PERSON
fsr-3428	435	1	99-120	CARDINAL
fsr-3428	436	1	nj	ORG
fsr-3428	436	2	lawrence erlbaum & associates	ORG
fsr-3428	436	3	2018	DATE
fsr-3428	437	1	americans	NORP
fsr-3428	438	1	ted rossman	PERSON
fsr-3428	440	1	genter	PERSON
fsr-3428	440	2	j. t.	PERSON
fsr-3428	440	3	2018	DATE
fsr-3428	441	1	dave ramsey	PERSON
fsr-3428	443	1	hayashi	PERSON
fsr-3428	443	2	f.	PERSON
fsr-3428	443	3	2009	DATE
fsr-3428	444	1	u.s.	GPE
fsr-3428	445	1	94	CARDINAL
fsr-3428	445	2	37-63	DATE
fsr-3428	445	3	e. e.	PERSON
fsr-3428	445	4	2019	CARDINAL
fsr-3428	446	1	2019	CARDINAL
fsr-3428	446	2	american	NORP
fsr-3428	447	1	two	CARDINAL
fsr-3428	448	1	jalbert	PERSON
fsr-3428	448	2	t., stewart	ORG
fsr-3428	448	3	j. d.	PERSON
fsr-3428	448	4	2010	DATE
fsr-3428	450	1	19	CARDINAL
fsr-3428	450	2	227	CARDINAL
fsr-3428	451	1	kerr	ORG
fsr-3428	451	2	r.	PERSON
fsr-3428	451	3	2019	DATE
fsr-3428	452	1	chase	ORG
fsr-3428	452	2	5/24	CARDINAL
fsr-3428	453	1	24	CARDINAL
fsr-3428	454	1	a. s.	PERSON
fsr-3428	454	2	j. t.	PERSON
fsr-3428	454	3	2011	DATE
fsr-3428	456	1	journal of economics	ORG
fsr-3428	456	2	35	CARDINAL
fsr-3428	456	3	93	CARDINAL
fsr-3428	457	1	a. s.	PERSON
fsr-3428	457	2	j. t.	PERSON
fsr-3428	457	3	2005	DATE
fsr-3428	459	1	14	CARDINAL
fsr-3428	459	2	21	CARDINAL
fsr-3428	460	1	lopes	PERSON
fsr-3428	460	2	2008	DATE
fsr-3428	462	1	40	CARDINAL
fsr-3428	462	2	769	CARDINAL
fsr-3428	463	1	2019	DATE
fsr-3428	464	1	u.s.	GPE
fsr-3428	465	1	nilson	ORG
fsr-3428	467	1	o’shea	NORP
fsr-3428	467	2	b.	PERSON
fsr-3428	467	3	2019	DATE
fsr-3428	470	1	d., & simester	ORG
fsr-3428	470	2	2001	DATE
fsr-3428	471	1	12	CARDINAL
fsr-3428	471	2	5	CARDINAL
fsr-3428	472	1	ramsey	PERSON
fsr-3428	472	2	2019	DATE
fsr-3428	477	1	ricaldi	PERSON
fsr-3428	477	2	l.	PERSON
fsr-3428	477	3	m. s.	PERSON
fsr-3428	477	4	& huston	ORG
fsr-3428	477	5	s. j. (	PERSON
fsr-3428	477	6	2013	DATE
fsr-3428	479	1	18	CARDINAL
fsr-3428	479	2	177	CARDINAL
fsr-3428	480	1	soll	GPE
fsr-3428	480	2	j. b.	PERSON
fsr-3428	480	3	keeney	PERSON
fsr-3428	480	4	r. l.	PERSON
fsr-3428	480	5	r. p.	PERSON
fsr-3428	480	6	2013	DATE
fsr-3428	482	1	32	CARDINAL
fsr-3428	482	2	66-81	CARDINAL
fsr-3428	483	1	2003	DATE
fsr-3428	485	1	14	CARDINAL
fsr-3428	485	2	173	CARDINAL
fsr-3428	486	1	n. macdonald	PERSON
fsr-3428	486	2	b. evans	ORG
fsr-3428	486	3	28	CARDINAL
fsr-3428	486	4	2020	DATE
fsr-3428	487	1	223–242 241	CARDINAL
fsr-3428	488	1	2018	DATE
fsr-3428	490	1	2018	DATE
fsr-3428	490	2	u.s.	GPE
fsr-3428	491	1	u.s.	GPE
fsr-3428	492	1	2020	DATE
fsr-3428	493	1	fred, federal reserve bank	ORG
fsr-3428	493	2	st. louis.	GPE
fsr-3428	495	1	visa	ORG
fsr-3428	496	1	2019	CARDINAL
fsr-3428	497	1	visa usa interchange	ORG
fsr-3428	499	1	wilcox	PERSON
fsr-3428	499	2	k.	PERSON
fsr-3428	499	3	l. g.	PERSON
fsr-3428	499	4	& eisenstein	PERSON
fsr-3428	499	5	e. m.	PERSON
fsr-3428	499	6	2011	DATE
fsr-3428	502	1	48	DATE
fsr-3428	503	1	242	CARDINAL
fsr-3428	503	2	n. macdonald	PERSON
fsr-3428	503	3	b. evans	PERSON
fsr-3428	503	4	28	CARDINAL
fsr-3428	503	5	223–242	CARDINAL