id	sid	eid	entity	type
fsr-3456	1	1	tracey westa	PERSON
fsr-3456	1	2	michelle cullb	PERSON
fsr-3456	1	3	dianne johnsonc adepartment	PERSON
fsr-3456	1	4	griffith university	ORG
fsr-3456	1	5	gold coast	GPE
fsr-3456	1	6	queensland	GPE
fsr-3456	1	7	australia	GPE
fsr-3456	1	8	bschool	GPE
fsr-3456	1	9	western sydney university	ORG
fsr-3456	1	10	nsw	GPE
fsr-3456	1	11	australia	GPE
fsr-3456	1	12	griffith university	ORG
fsr-3456	1	13	gold coast	GPE
fsr-3456	1	14	queensland	GPE
fsr-3456	1	15	australia	GPE
fsr-3456	5	1	2021	CARDINAL
fsr-3456	7	1	jel	ORG
fsr-3456	7	2	1	CARDINAL
fsr-3456	13	1	2 425 000 038	QUANTITY
fsr-3456	13	2	2 4620 3788	CARDINAL
fsr-3456	14	1	1057-0810/21/$	CARDINAL
fsr-3456	14	2	2021	CARDINAL
fsr-3456	16	1	29	CARDINAL
fsr-3456	16	2	2021	CARDINAL
fsr-3456	16	3	2015	DATE
fsr-3456	17	1	2014	DATE
fsr-3456	17	2	2017	CARDINAL
fsr-3456	17	3	oecd	ORG
fsr-3456	17	4	2012	DATE
fsr-3456	17	5	fernandes, & lynch	ORG
fsr-3456	17	6	2018	DATE
fsr-3456	19	1	2018	DATE
fsr-3456	20	1	first	ORDINAL
fsr-3456	20	2	lyon & matson	ORG
fsr-3456	20	3	2019	DATE
fsr-3456	22	1	420	CARDINAL
fsr-3456	22	2	australian	NORP
fsr-3456	22	3	2019	DATE
fsr-3456	26	1	farrell & greig	ORG
fsr-3456	26	2	2016	DATE
fsr-3456	26	3	kaine	PERSON
fsr-3456	26	4	oliver, &	ORG
fsr-3456	26	5	2017	CARDINAL
fsr-3456	26	6	stewart & stanford	ORG
fsr-3456	26	7	2017	DATE
fsr-3456	28	1	section 2	LAW
fsr-3456	29	1	section 3.	LAW
fsr-3456	30	1	section 4	LAW
fsr-3456	30	2	section 5	LAW
fsr-3456	31	1	2	CARDINAL
fsr-3456	31	2	anz	ORG
fsr-3456	31	3	2018	DATE
fsr-3456	32	1	2018	DATE
fsr-3456	33	1	2015	CARDINAL
fsr-3456	34	1	18	CARDINAL
fsr-3456	35	1	oecd	ORG
fsr-3456	35	2	oecd	ORG
fsr-3456	35	3	2020	DATE
fsr-3456	36	1	the united states	GPE
fsr-3456	37	1	188	CARDINAL
fsr-3456	37	2	29	CARDINAL
fsr-3456	37	3	2021	CARDINAL
fsr-3456	39	1	2015	DATE
fsr-3456	42	1	australia	GPE
fsr-3456	42	2	muir	GPE
fsr-3456	43	1	2017	CARDINAL
fsr-3456	44	1	three	CARDINAL
fsr-3456	45	1	first	ORDINAL
fsr-3456	46	1	second	ORDINAL
fsr-3456	46	2	third	ORDINAL
fsr-3456	48	1	muir	GPE
fsr-3456	49	1	2017	CARDINAL
fsr-3456	50	1	four	CARDINAL
fsr-3456	51	1	2015	DATE
fsr-3456	53	1	collins & urban	ORG
fsr-3456	53	2	2020	DATE
fsr-3456	53	3	the united states	GPE
fsr-3456	56	1	netemeyer et al	PERSON
fsr-3456	57	1	2018	DATE
fsr-3456	57	2	2015	CARDINAL
fsr-3456	58	1	berman	PERSON
fsr-3456	58	2	tran	PERSON
fsr-3456	58	3	lynch, & zauberman	ORG
fsr-3456	58	4	2016	DATE
fsr-3456	58	5	finke, howe, & huston	ORG
fsr-3456	58	6	2017	DATE
fsr-3456	58	7	johnson & krueger	ORG
fsr-3456	58	8	2006	DATE
fsr-3456	59	1	summerville	ORG
fsr-3456	59	2	2008	DATE
fsr-3456	61	1	2018	DATE
fsr-3456	61	2	two	CARDINAL
fsr-3456	62	1	1	CARDINAL
fsr-3456	64	1	2018	DATE
fsr-3456	66	1	t. west	GPE
fsr-3456	66	2	29	CARDINAL
fsr-3456	66	3	2021	CARDINAL
fsr-3456	66	4	187–207 189	CARDINAL
fsr-3456	66	5	2018	DATE
fsr-3456	72	1	timmerman & volkov	ORG
fsr-3456	72	2	2019	DATE
fsr-3456	77	1	1	CARDINAL
fsr-3456	78	1	netemeyer et al	PERSON
fsr-3456	79	1	2018	DATE
fsr-3456	79	2	72	CARDINAL
fsr-3456	80	1	190	CARDINAL
fsr-3456	80	2	29	CARDINAL
fsr-3456	80	3	2021	CARDINAL
fsr-3456	81	1	first	ORDINAL
fsr-3456	82	1	dean & forray	ORG
fsr-3456	82	2	2018	DATE
fsr-3456	82	3	2015	DATE
fsr-3456	83	1	the united states	GPE
fsr-3456	83	2	over $1.5 trillion	MONEY
fsr-3456	83	3	williams & oumlil	ORG
fsr-3456	83	4	2015	DATE
fsr-3456	84	1	australian	NORP
fsr-3456	84	2	australian	NORP
fsr-3456	84	3	2020	DATE
fsr-3456	85	1	artavanis & karra	ORG
fsr-3456	85	2	2020	DATE
fsr-3456	87	1	harrison	PERSON
fsr-3456	87	2	agnew	PERSON
fsr-3456	87	3	2016	DATE
fsr-3456	88	1	henager & wilmarth	ORG
fsr-3456	88	2	2018	DATE
fsr-3456	91	1	luthans	NORP
fsr-3456	91	2	luthans, & chaffin	ORG
fsr-3456	91	3	2019	DATE
fsr-3456	91	4	2017	DATE
fsr-3456	92	1	cull & whitton	ORG
fsr-3456	92	2	2011	DATE
fsr-3456	92	3	472	CARDINAL
fsr-3456	92	4	sydney	GPE
fsr-3456	94	1	u.s.	GPE
fsr-3456	95	1	mae	PERSON
fsr-3456	95	2	2009	DATE
fsr-3456	95	3	over half	CARDINAL
fsr-3456	95	4	four	CARDINAL
fsr-3456	95	5	90%	PERCENT
fsr-3456	98	1	the united states	GPE
fsr-3456	98	2	hancock	GPE
fsr-3456	98	3	jorgensen, & swanson	ORG
fsr-3456	98	4	2013	DATE
fsr-3456	98	5	szablicki, & wilson	ORG
fsr-3456	98	6	2003	DATE
fsr-3456	98	7	jonkman	PERSON
fsr-3456	98	8	2010	DATE
fsr-3456	99	1	australian	NORP
fsr-3456	100	1	2013	DATE
fsr-3456	100	2	257	CARDINAL
fsr-3456	100	3	melbourne	GPE
fsr-3456	102	1	2014	DATE
fsr-3456	102	2	spencer	PERSON
fsr-3456	102	3	nieboer, & elliott	ORG
fsr-3456	102	4	2015	DATE
fsr-3456	102	5	2016	DATE
fsr-3456	103	1	mentzer	PERSON
fsr-3456	103	2	klontz	GPE
fsr-3456	103	3	klontz	GPE
fsr-3456	103	4	& britt	ORG
fsr-3456	104	1	t. west et al	GPE
fsr-3456	104	2	29	CARDINAL
fsr-3456	104	3	2021	CARDINAL
fsr-3456	104	4	187–207 191 2011	DATE
fsr-3456	104	5	2004	DATE
fsr-3456	104	6	seay	PERSON
fsr-3456	104	7	carswell, & macdonald, 2020	ORG
fsr-3456	105	1	2009	DATE
fsr-3456	106	1	almost a quarter	DATE
fsr-3456	106	2	singh, & sultana	ORG
fsr-3456	106	3	2019	DATE
fsr-3456	107	1	2008	DATE
fsr-3456	108	1	tertiary	ORDINAL
fsr-3456	109	1	west & worthington	ORG
fsr-3456	109	2	2018	DATE
fsr-3456	109	3	wilkins	ORG
fsr-3456	109	4	2018	DATE
fsr-3456	110	1	lusardi	PERSON
fsr-3456	110	2	mitchell, & curto	ORG
fsr-3456	110	3	2010	DATE
fsr-3456	110	4	the united states	GPE
fsr-3456	111	1	lusardi & tufano	ORG
fsr-3456	111	2	2009	DATE
fsr-3456	111	3	lusardi, & alessie	ORG
fsr-3456	111	4	2007	DATE
fsr-3456	111	5	west & worthington	ORG
fsr-3456	111	6	2014	DATE
fsr-3456	111	7	2008	DATE
fsr-3456	111	8	hilgert	PERSON
fsr-3456	111	9	hogarth, & beverly	ORG
fsr-3456	111	10	2003	DATE
fsr-3456	111	11	stango & zinman	ORG
fsr-3456	111	12	2007	DATE
fsr-3456	111	13	bongini & cucinelli	ORG
fsr-3456	111	14	2019	DATE
fsr-3456	111	15	lusardi & mitchell	ORG
fsr-3456	111	16	2006	DATE
fsr-3456	111	17	2007	DATE
fsr-3456	111	18	2009	DATE
fsr-3456	112	1	the united states	GPE
fsr-3456	112	2	karra	PERSON
fsr-3456	112	3	2020	DATE
fsr-3456	112	4	39.5%	PERCENT
fsr-3456	112	5	26%	PERCENT
fsr-3456	112	6	56%	PERCENT
fsr-3456	113	1	the united states	GPE
fsr-3456	113	2	chen	PERSON
fsr-3456	113	3	volpe	PERSON
fsr-3456	113	4	1998	DATE
fsr-3456	115	1	today	DATE
fsr-3456	115	2	jorgensen	ORG
fsr-3456	115	3	2007	DATE
fsr-3456	116	1	2020	DATE
fsr-3456	116	2	1.8	CARDINAL
fsr-3456	119	1	2018	DATE
fsr-3456	119	2	australian	NORP
fsr-3456	123	1	192	CARDINAL
fsr-3456	123	2	29	CARDINAL
fsr-3456	123	3	2021	CARDINAL
fsr-3456	123	4	187–207	CARDINAL
fsr-3456	125	1	3	CARDINAL
fsr-3456	126	1	2018	DATE
fsr-3456	129	1	australian	NORP
fsr-3456	129	2	2019	DATE
fsr-3456	129	3	2019/160	TIME
fsr-3456	130	1	2017	DATE
fsr-3456	130	2	420	CARDINAL
fsr-3456	131	1	only 0.9%	PERCENT
fsr-3456	133	1	63%	PERCENT
fsr-3456	133	2	around 58%	PERCENT
fsr-3456	134	1	23 years	DATE
fsr-3456	136	1	1	CARDINAL
fsr-3456	137	1	23	DATE
fsr-3456	137	2	20,000	MONEY
fsr-3456	139	1	two	CARDINAL
fsr-3456	139	2	two	CARDINAL
fsr-3456	140	1	2018	DATE
fsr-3456	142	1	2018	DATE
fsr-3456	143	1	1	CARDINAL
fsr-3456	143	2	1current	DATE
fsr-3456	144	1	2future	CARDINAL
fsr-3456	144	2	3control	CARDINAL
fsr-3456	144	3	4financial	CARDINAL
fsr-3456	145	1	netemeyer et al	PERSON
fsr-3456	146	1	2018	DATE
fsr-3456	148	1	2	CARDINAL
fsr-3456	148	2	t. west et al	GPE
fsr-3456	148	3	29	CARDINAL
fsr-3456	148	4	2021	CARDINAL
fsr-3456	149	1	over 50%	PERCENT
fsr-3456	149	2	monthly	DATE
fsr-3456	150	1	43%	PERCENT
fsr-3456	150	2	500	MONEY
fsr-3456	151	1	1	CARDINAL
fsr-3456	152	1	two	CARDINAL
fsr-3456	153	1	12.88%	PERCENT
fsr-3456	153	2	12.07%	PERCENT
fsr-3456	155	1	first	ORDINAL
fsr-3456	157	1	just under 14%	PERCENT
fsr-3456	157	2	49.26%	PERCENT
fsr-3456	160	1	1	CARDINAL
fsr-3456	161	1	0.63	CARDINAL
fsr-3456	161	2	37.00 1	DATE
fsr-3456	161	3	63.00	CARDINAL
fsr-3456	162	1	1.58 1.16 1	CARDINAL
fsr-3456	162	2	23	CARDINAL
fsr-3456	162	3	52.05 2	CARDINAL
fsr-3456	162	4	24	CARDINAL
fsr-3456	162	5	30	CARDINAL
fsr-3456	162	6	40	CARDINAL
fsr-3456	162	7	50	CARDINAL
fsr-3456	162	8	60	CARDINAL
fsr-3456	162	9	over 0.55	CARDINAL
fsr-3456	163	1	4.05	CARDINAL
fsr-3456	163	2	100,000	MONEY
fsr-3456	163	3	80,000–$99,999	MONEY
fsr-3456	163	4	60,000–$79,999	MONEY
fsr-3456	163	5	40,000–$59,999	MONEY
fsr-3456	163	6	20,000–$39,999	MONEY
fsr-3456	163	7	1–$19,999	MONEY
fsr-3456	163	8	35.71 7	DATE
fsr-3456	164	1	3.31 0.66 1	CARDINAL
fsr-3456	164	2	1.57 2	CARDINAL
fsr-3456	164	3	70.08 3	DATE
fsr-3456	164	4	23.62	CARDINAL
fsr-3456	164	5	3.94 5	DATE
fsr-3456	164	6	0.79 194	CARDINAL
fsr-3456	164	7	t. west	GPE
fsr-3456	165	1	29	CARDINAL
fsr-3456	165	2	2021	CARDINAL
fsr-3456	166	1	187–207	CARDINAL
fsr-3456	167	1	two	CARDINAL
fsr-3456	168	1	only 7.33%	PERCENT
fsr-3456	170	1	only 3.37%	PERCENT
fsr-3456	171	1	2	CARDINAL
fsr-3456	172	1	0.48	CARDINAL
fsr-3456	172	2	monthly	DATE
fsr-3456	172	3	52.05	CARDINAL
fsr-3456	172	4	47.95	CARDINAL
fsr-3456	172	5	a typical month	DATE
fsr-3456	173	1	0.50	CARDINAL
fsr-3456	173	2	50.26	CARDINAL
fsr-3456	173	3	49.74	CARDINAL
fsr-3456	173	4	500	MONEY
fsr-3456	174	1	0.57	CARDINAL
fsr-3456	174	2	43.43	CARDINAL
fsr-3456	174	3	56.57	CARDINAL
fsr-3456	174	4	1.60 0.71 1	CARDINAL
fsr-3456	174	5	52.53 2	CARDINAL
fsr-3456	174	6	34.60 3	DATE
fsr-3456	174	7	12.88	CARDINAL
fsr-3456	174	8	1.58	CARDINAL
fsr-3456	174	9	54.43 2	CARDINAL
fsr-3456	174	10	33.50 3	DATE
fsr-3456	174	11	12.07	CARDINAL
fsr-3456	175	1	32.68 2	CARDINAL
fsr-3456	175	2	53.41 3	CARDINAL
fsr-3456	175	3	13.90	CARDINAL
fsr-3456	176	1	2.41 0.64 1	CARDINAL
fsr-3456	176	2	8.37 2	CARDINAL
fsr-3456	176	3	42.36 3	DATE
fsr-3456	176	4	49.26	CARDINAL
fsr-3456	178	1	2.44	CARDINAL
fsr-3456	178	2	7.33 2	CARDINAL
fsr-3456	178	3	41.08 3	CARDINAL
fsr-3456	178	4	51.59	CARDINAL
fsr-3456	178	5	2.55	CARDINAL
fsr-3456	178	6	3.37 2	CARDINAL
fsr-3456	178	7	38.46 3	CARDINAL
fsr-3456	178	8	58.17	CARDINAL
fsr-3456	178	9	29	CARDINAL
fsr-3456	178	10	2021	CARDINAL
fsr-3456	178	11	187–207 195	CARDINAL
fsr-3456	179	1	netemeyer et al	PERSON
fsr-3456	180	1	2018	DATE
fsr-3456	181	1	3	CARDINAL
fsr-3456	181	2	two	CARDINAL
fsr-3456	182	1	46.32%	PERCENT
fsr-3456	182	2	58.64%	PERCENT
fsr-3456	184	1	36.93%	PERCENT
fsr-3456	185	1	42.93%	PERCENT
fsr-3456	189	1	29.33%	PERCENT
fsr-3456	189	2	the next few months	DATE
fsr-3456	189	3	70.67%	PERCENT
fsr-3456	189	4	years	DATE
fsr-3456	190	1	3	CARDINAL
fsr-3456	191	1	2.31	CARDINAL
fsr-3456	191	2	15.20 2	CARDINAL
fsr-3456	191	3	38.48 3	CARDINAL
fsr-3456	191	4	46.32	CARDINAL
fsr-3456	192	1	2.54	CARDINAL
fsr-3456	192	2	5.31 2	CARDINAL
fsr-3456	192	3	35.75 3	DATE
fsr-3456	192	4	58.94	CARDINAL
fsr-3456	194	1	2.40	CARDINAL
fsr-3456	194	2	20.14	CARDINAL
fsr-3456	194	3	36.93	CARDINAL
fsr-3456	194	4	29.26	CARDINAL
fsr-3456	194	5	10.31	CARDINAL
fsr-3456	194	6	42.93 5i	CARDINAL
fsr-3456	194	7	3.36	CARDINAL
fsr-3456	195	1	3.53	CARDINAL
fsr-3456	195	2	longer than	DATE
fsr-3456	195	3	the next 5 to 10 years 15.14 3	DATE
fsr-3456	195	4	the next few years	DATE
fsr-3456	195	5	the next year	DATE
fsr-3456	195	6	the next few months	DATE
fsr-3456	195	7	196	CARDINAL
fsr-3456	195	8	t. west et al	GPE
fsr-3456	195	9	29	CARDINAL
fsr-3456	195	10	2021	CARDINAL
fsr-3456	196	1	187–207	CARDINAL
fsr-3456	197	1	lusardi & mitchell	ORG
fsr-3456	197	2	2011	DATE
fsr-3456	198	1	1	CARDINAL
fsr-3456	198	2	4	CARDINAL
fsr-3456	199	1	three	CARDINAL
fsr-3456	200	1	three	CARDINAL
fsr-3456	200	2	4	CARDINAL
fsr-3456	201	1	three	CARDINAL
fsr-3456	202	1	first	ORDINAL
fsr-3456	202	2	70.95%	PERCENT
fsr-3456	203	1	only 45.71%	PERCENT
fsr-3456	203	2	second	ORDINAL
fsr-3456	203	3	34.29%	PERCENT
fsr-3456	203	4	third	ORDINAL
fsr-3456	204	1	australia	GPE
fsr-3456	204	2	hilda	PERSON
fsr-3456	204	3	wilkins	ORG
fsr-3456	204	4	2018	DATE
fsr-3456	205	1	85.5%	PERCENT
fsr-3456	205	2	australian	NORP
fsr-3456	205	3	69.8%	PERCENT
fsr-3456	205	4	74.9%	PERCENT
fsr-3456	205	5	wilkins	ORG
fsr-3456	205	6	2018	DATE
fsr-3456	207	1	3	CARDINAL
fsr-3456	207	2	three	CARDINAL
fsr-3456	207	3	24.05%	PERCENT
fsr-3456	208	1	4	CARDINAL
fsr-3456	209	1	100	MONEY
fsr-3456	209	2	today	DATE
fsr-3456	209	3	2%	PERCENT
fsr-3456	209	4	five years	DATE
fsr-3456	209	5	102	MONEY
fsr-3456	209	6	2.38	CARDINAL
fsr-3456	209	7	6.19 1	CARDINAL
fsr-3456	209	8	12.62	CARDINAL
fsr-3456	209	9	10.24	CARDINAL
fsr-3456	209	10	1 year	DATE
fsr-3456	209	11	today	DATE
fsr-3456	209	12	100	MONEY
fsr-3456	209	13	today	DATE
fsr-3456	209	14	1%	PERCENT
fsr-3456	209	15	2%	PERCENT
fsr-3456	209	16	1.94 1.10 3	CARDINAL
fsr-3456	209	17	14.29	CARDINAL
fsr-3456	209	18	27.86	CARDINAL
fsr-3456	209	19	12.14	CARDINAL
fsr-3456	209	20	1.63 1.07	CARDINAL
fsr-3456	210	1	5.48 1	CARDINAL
fsr-3456	210	2	49.29	CARDINAL
fsr-3456	210	3	10.95	CARDINAL
fsr-3456	210	4	1.51 1.10	CARDINAL
fsr-3456	210	5	0	CARDINAL
fsr-3456	210	6	23.57 1	DATE
fsr-3456	210	7	1	CARDINAL
fsr-3456	210	8	25.95	CARDINAL
fsr-3456	210	9	2	CARDINAL
fsr-3456	210	10	26.43	CARDINAL
fsr-3456	210	11	24.05	CARDINAL
fsr-3456	211	1	29	CARDINAL
fsr-3456	211	2	2021	CARDINAL
fsr-3456	211	3	187–207 197	DATE
fsr-3456	212	1	1 to 10	CARDINAL
fsr-3456	212	2	10	CARDINAL
fsr-3456	212	3	fig	ORG
fsr-3456	212	4	2	CARDINAL
fsr-3456	213	1	5.35	CARDINAL
fsr-3456	213	2	2.48	CARDINAL
fsr-3456	215	1	1 through 10	CARDINAL
fsr-3456	215	2	west & worthington	ORG
fsr-3456	215	3	2014	DATE
fsr-3456	216	1	cameron & trivedi	ORG
fsr-3456	216	2	2009	DATE
fsr-3456	216	3	þ	ORG
fsr-3456	217	1	2x2j	CARDINAL
fsr-3456	219	1	kxkj þ	PERSON
fsr-3456	221	1	k0	ORG
fsr-3456	221	2	1	CARDINAL
fsr-3456	223	1	cameron & trivedi	ORG
fsr-3456	223	2	2009	DATE
fsr-3456	224	1	4	CARDINAL
fsr-3456	224	2	5	CARDINAL
fsr-3456	224	3	eight	CARDINAL
fsr-3456	225	1	zero	CARDINAL
fsr-3456	225	2	0.001	CARDINAL
fsr-3456	226	1	eight	CARDINAL
fsr-3456	227	1	2	CARDINAL
fsr-3456	227	2	10	CARDINAL
fsr-3456	228	1	198	CARDINAL
fsr-3456	228	2	t. west et al	GPE
fsr-3456	228	3	29	CARDINAL
fsr-3456	228	4	2021	CARDINAL
fsr-3456	229	1	ab le 5	ORG
fsr-3456	229	2	o	DATE
fsr-3456	229	3	ed lo g	PERSON
fsr-3456	231	1	ec	ORG
fsr-3456	247	1	0 .6	MONEY
fsr-3456	248	1	9	CARDINAL
fsr-3456	249	1	6 2	CARDINAL
fsr-3456	249	2	2	CARDINAL
fsr-3456	249	3	9	CARDINAL
fsr-3456	249	4	7	CARDINAL
fsr-3456	250	1	2	CARDINAL
fsr-3456	250	2	2	CARDINAL
fsr-3456	250	3	9	CARDINAL
fsr-3456	250	4	5	CARDINAL
fsr-3456	254	1	3	CARDINAL
fsr-3456	258	1	9	CARDINAL
fsr-3456	258	2	6 3	TIME
fsr-3456	258	3	6	CARDINAL
fsr-3456	258	4	4	CARDINAL
fsr-3456	258	5	0	CARDINAL
fsr-3456	261	1	0	CARDINAL
fsr-3456	262	1	0	CARDINAL
fsr-3456	263	1	9	CARDINAL
fsr-3456	263	2	2	CARDINAL
fsr-3456	266	1	2	CARDINAL
fsr-3456	266	2	1 9	TIME
fsr-3456	266	3	2 .2	MONEY
fsr-3456	267	1	2	CARDINAL
fsr-3456	267	2	1 9	TIME
fsr-3456	269	1	0	CARDINAL
fsr-3456	269	2	0	CARDINAL
fsr-3456	269	3	0	CARDINAL
fsr-3456	274	1	2	CARDINAL
fsr-3456	280	1	6 1 1	DATE
fsr-3456	280	2	7 2	DATE
fsr-3456	280	3	7	CARDINAL
fsr-3456	282	1	1 .4	PERCENT
fsr-3456	282	2	4	CARDINAL
fsr-3456	287	1	9	CARDINAL
fsr-3456	287	2	6	CARDINAL
fsr-3456	288	1	2 4	CARDINAL
fsr-3456	288	2	1 6	CARDINAL
fsr-3456	289	1	1	CARDINAL
fsr-3456	289	2	6	CARDINAL
fsr-3456	289	3	1	CARDINAL
fsr-3456	289	4	2 6	TIME
fsr-3456	290	1	0	CARDINAL
fsr-3456	290	2	9	CARDINAL
fsr-3456	291	1	9 1	CARDINAL
fsr-3456	292	1	0	CARDINAL
fsr-3456	294	1	1 .3	PERCENT
fsr-3456	294	2	t. west et al	GPE
fsr-3456	294	3	29	CARDINAL
fsr-3456	294	4	2021	CARDINAL
fsr-3456	294	5	187–207 199	CARDINAL
fsr-3456	294	6	1 2	CARDINAL
fsr-3456	294	7	ec	ORG
fsr-3456	309	1	1	CARDINAL
fsr-3456	311	1	6	CARDINAL
fsr-3456	312	1	0 .6	MONEY
fsr-3456	314	1	0	CARDINAL
fsr-3456	315	1	1	CARDINAL
fsr-3456	315	2	4 3	CARDINAL
fsr-3456	316	1	2 2	CARDINAL
fsr-3456	316	2	5	CARDINAL
fsr-3456	317	1	2	CARDINAL
fsr-3456	317	2	0	CARDINAL
fsr-3456	318	1	2 7	DATE
fsr-3456	318	2	0	CARDINAL
fsr-3456	320	1	8 3	CARDINAL
fsr-3456	320	2	2	CARDINAL
fsr-3456	323	1	1	CARDINAL
fsr-3456	323	2	1	CARDINAL
fsr-3456	327	1	2	CARDINAL
fsr-3456	327	2	1	CARDINAL
fsr-3456	328	1	2	CARDINAL
fsr-3456	329	1	1 3 5 .7 8	QUANTITY
fsr-3456	330	1	9	CARDINAL
fsr-3456	332	1	0	CARDINAL
fsr-3456	333	1	5	CARDINAL
fsr-3456	333	2	7	CARDINAL
fsr-3456	334	1	1 3 6 .1	QUANTITY
fsr-3456	335	1	1 6 .2	MONEY
fsr-3456	335	2	o	DATE
fsr-3456	336	1	el s	ORG
fsr-3456	336	2	ec	ORG
fsr-3456	336	3	ifi	PRODUCT
fsr-3456	336	4	o	DATE
fsr-3456	336	5	1	CARDINAL
fsr-3456	345	1	5	CARDINAL
fsr-3456	346	1	6	CARDINAL
fsr-3456	348	1	7	CARDINAL
fsr-3456	352	1	8	CARDINAL
fsr-3456	354	1	200	CARDINAL
fsr-3456	354	2	29	CARDINAL
fsr-3456	354	3	2021	CARDINAL
fsr-3456	354	4	187–207	CARDINAL
fsr-3456	357	1	5	CARDINAL
fsr-3456	357	2	3	CARDINAL
fsr-3456	357	3	0.176	CARDINAL
fsr-3456	359	1	emg500	ORG
fsr-3456	359	2	four	CARDINAL
fsr-3456	366	1	3	CARDINAL
fsr-3456	368	1	five	CARDINAL
fsr-3456	368	2	eight	CARDINAL
fsr-3456	368	3	three	CARDINAL
fsr-3456	368	4	eight	CARDINAL
fsr-3456	372	1	model 5	DATE
fsr-3456	372	2	8	CARDINAL
fsr-3456	375	1	3	CARDINAL
fsr-3456	375	2	6	CARDINAL
fsr-3456	378	1	ccpay	PERSON
fsr-3456	380	1	t. west	GPE
fsr-3456	380	2	29	CARDINAL
fsr-3456	380	3	2021	CARDINAL
fsr-3456	380	4	187–207 201	CARDINAL
fsr-3456	385	1	6	CARDINAL
fsr-3456	385	2	0.488	CARDINAL
fsr-3456	385	3	0.118	CARDINAL
fsr-3456	385	4	0.229 0.077	CARDINAL
fsr-3456	385	5	1.791	CARDINAL
fsr-3456	385	6	0.756	CARDINAL
fsr-3456	385	7	0.046	CARDINAL
fsr-3456	385	8	0.545	CARDINAL
fsr-3456	385	9	0.100	CARDINAL
fsr-3456	385	10	0.159 0.047	CARDINAL
fsr-3456	385	11	1.073	CARDINAL
fsr-3456	385	12	0.313	CARDINAL
fsr-3456	385	13	0.004 0.293 0.049	CARDINAL
fsr-3456	385	14	0.917	CARDINAL
fsr-3456	385	15	0.062	MONEY
fsr-3456	385	16	0.501	CARDINAL
fsr-3456	385	17	0.060 psav 0.911 �0.015	MONEY
fsr-3456	385	18	0.051	CARDINAL
fsr-3456	385	19	0.824	CARDINAL
fsr-3456	385	20	0.032	CARDINAL
fsr-3456	385	21	0.057	CARDINAL
fsr-3456	385	22	1.452	CARDINAL
fsr-3456	385	23	0.061	CARDINAL
fsr-3456	385	24	0.287	CARDINAL
fsr-3456	385	25	0.919	CARDINAL
fsr-3456	385	26	0.014	CARDINAL
fsr-3456	385	27	0.025	CARDINAL
fsr-3456	385	28	0.404	CARDINAL
fsr-3456	385	29	0.149	CARDINAL
fsr-3456	385	30	1.262	CARDINAL
fsr-3456	385	31	1.007	CARDINAL
fsr-3456	385	32	0.017	CARDINAL
fsr-3456	385	33	1.472	CARDINAL
fsr-3456	385	34	0.064	MONEY
fsr-3456	386	1	43.47	CARDINAL
fsr-3456	387	1	202	CARDINAL
fsr-3456	387	2	t. west	GPE
fsr-3456	387	3	29	CARDINAL
fsr-3456	387	4	2021	CARDINAL
fsr-3456	388	1	hours	TIME
fsr-3456	390	1	2018	DATE
fsr-3456	395	1	5	CARDINAL
fsr-3456	396	1	artavanisa & karra	ORG
fsr-3456	396	2	2020	DATE
fsr-3456	396	3	mueller & yannelis	ORG
fsr-3456	396	4	2019	DATE
fsr-3456	398	1	three	CARDINAL
fsr-3456	403	1	one	CARDINAL
fsr-3456	403	2	australian	NORP
fsr-3456	407	1	t. west	GPE
fsr-3456	407	2	29	CARDINAL
fsr-3456	407	3	2021	CARDINAL
fsr-3456	407	4	187–207 203	CARDINAL
fsr-3456	411	1	australia	GPE
fsr-3456	415	1	griffith business school	ORG
fsr-3456	416	1	anz	ORG
fsr-3456	417	1	2018	DATE
fsr-3456	418	1	australia	GPE
fsr-3456	419	1	38a2-4cfe-8411	TIME
fsr-3456	419	2	n., & karra	ORG
fsr-3456	419	3	s.	PERSON
fsr-3456	419	4	2020	DATE
fsr-3456	421	1	the european journal of finance	ORG
fsr-3456	421	2	26	CARDINAL
fsr-3456	421	3	382–401	CARDINAL
fsr-3456	423	1	2007	DATE
fsr-3456	423	2	february 16	DATE
fsr-3456	424	1	greg medcraft	PERSON
fsr-3456	425	1	parliament house	ORG
fsr-3456	425	2	canberra	GPE
fsr-3456	425	3	australia	GPE
fsr-3456	425	4	download.asic.gov.au/media/4153965/greg-medcraft-speech-financial-capability-breakfast-16-february-2017	GPE
fsr-3456	426	1	pdf berman	PERSON
fsr-3456	426	2	j. z.	PERSON
fsr-3456	426	3	tran	PERSON
fsr-3456	426	4	a. t. k.	PERSON
fsr-3456	426	5	lynch	ORG
fsr-3456	426	6	j. g.	PERSON
fsr-3456	426	7	2016	CARDINAL
fsr-3456	428	1	journal of marketing research	ORG
fsr-3456	428	2	53	CARDINAL
fsr-3456	428	3	535–550	CARDINAL
fsr-3456	429	1	bester, h.	ORG
fsr-3456	429	2	chamberlain	PERSON
fsr-3456	429	3	d.	NORP
fsr-3456	429	4	de koker	PERSON
fsr-3456	429	5	l.	PERSON
fsr-3456	429	6	r.	NORP
fsr-3456	429	7	smith, a., & walker	ORG
fsr-3456	429	8	r. (	PERSON
fsr-3456	429	9	2008	DATE
fsr-3456	431	1	first	ORDINAL
fsr-3456	432	1	d.	PERSON
fsr-3456	432	2	2019	DATE
fsr-3456	434	1	international journal of bank	ORG
fsr-3456	434	2	37	DATE
fsr-3456	434	3	775–797	CARDINAL
fsr-3456	435	1	cameron, a. c., & trivedi	PERSON
fsr-3456	435	2	p. k.	PERSON
fsr-3456	435	3	2009	DATE
fsr-3456	436	1	microeconometrics	PERSON
fsr-3456	437	1	melbourne	GPE
fsr-3456	437	2	cambridge university press	ORG
fsr-3456	438	1	204	CARDINAL
fsr-3456	438	2	29	CARDINAL
fsr-3456	438	3	2021	CARDINAL
fsr-3456	439	1	187–207	CARDINAL
fsr-3456	440	1	2015	CARDINAL
fsr-3456	441	1	america	GPE
fsr-3456	442	1	www.consumerfinance.gov/data-research/research-reports/financial-well-being-america/ chen	PERSON
fsr-3456	442	2	r. p.	PERSON
fsr-3456	442	3	1998	DATE
fsr-3456	444	1	7	CARDINAL
fsr-3456	444	2	107–128	DATE
fsr-3456	445	1	collins	PERSON
fsr-3456	445	2	j. m., & urban	PERSON
fsr-3456	445	3	2020	DATE
fsr-3456	447	1	the european journal of finance	ORG
fsr-3456	447	2	26	CARDINAL
fsr-3456	447	3	341–359	DATE
fsr-3456	448	1	cull, m., & whitton	ORG
fsr-3456	448	2	2011	DATE
fsr-3456	450	1	22	DATE
fsr-3456	450	2	99–114	CARDINAL
fsr-3456	451	1	dean	PERSON
fsr-3456	451	2	k. l.	PERSON
fsr-3456	451	3	j. m.	PERSON
fsr-3456	451	4	2018	DATE
fsr-3456	454	1	journal of management education	ORG
fsr-3456	454	2	42	CARDINAL
fsr-3456	454	3	163–167	DATE
fsr-3456	455	1	dutta, s.	ORG
fsr-3456	455	2	singh	GPE
fsr-3456	455	3	h., & sultana	ORG
fsr-3456	455	4	2019, february 14	DATE
fsr-3456	458	1	farrell	PERSON
fsr-3456	458	2	d., & greig	ORG
fsr-3456	458	3	f.	PERSON
fsr-3456	458	4	2016	CARDINAL
fsr-3456	460	1	annual	DATE
fsr-3456	460	2	minutes	TIME
fsr-3456	460	3	annual	DATE
fsr-3456	460	4	the national tax association	ORG
fsr-3456	462	1	national tax association	ORG
fsr-3456	463	1	j., & o’brien	ORG
fsr-3456	463	2	j.	PERSON
fsr-3456	463	3	2009	DATE
fsr-3456	466	1	3	CARDINAL
fsr-3456	466	2	5–12	CARDINAL
fsr-3456	467	1	https://ro.uow.edu.au/aabfj/vol3/iss1/2/ fernandes	PERSON
fsr-3456	467	2	d.	NORP
fsr-3456	467	3	lynch	GPE
fsr-3456	467	4	j. g. , jr.	PERSON
fsr-3456	467	5	r. g.	PERSON
fsr-3456	467	6	2014	DATE
fsr-3456	468	1	60	CARDINAL
fsr-3456	468	2	1861–1883	DATE
fsr-3456	469	1	m. s.	PERSON
fsr-3456	469	2	j. s.	PERSON
fsr-3456	469	3	s. j. (	PERSON
fsr-3456	469	4	2017	CARDINAL
fsr-3456	471	1	63	DATE
fsr-3456	471	2	213–230	CARDINAL
fsr-3456	472	1	georgarakos	ORG
fsr-3456	472	2	d.	NORP
fsr-3456	472	3	haliassos	PERSON
fsr-3456	472	4	m., & pasini	ORG
fsr-3456	472	5	2014	DATE
fsr-3456	474	1	27	CARDINAL
fsr-3456	474	2	1404–1433	DATE
fsr-3456	475	1	https://doi.org/10.1093/rfs/hhu014 ha	ORG
fsr-3456	475	2	2013	DATE
fsr-3456	476	1	melbourne	GPE
fsr-3456	477	1	australia	GPE
fsr-3456	477	2	32	DATE
fsr-3456	477	3	57–71	DATE
fsr-3456	477	4	https://search.informit.com.au/fulltext;dn=769059811260161;res=ielhss hancock	ORG
fsr-3456	477	5	a. m.	PERSON
fsr-3456	477	6	jorgensen	PERSON
fsr-3456	477	7	b. l.	PERSON
fsr-3456	477	8	& swanson	PERSON
fsr-3456	477	9	m. s.	PERSON
fsr-3456	477	10	2013	DATE
fsr-3456	479	1	34	CARDINAL
fsr-3456	479	2	369–381	CARDINAL
fsr-3456	480	1	harrison	PERSON
fsr-3456	480	2	s.	PERSON
fsr-3456	480	3	2016	DATE
fsr-3456	481	1	england	GPE
fsr-3456	481	2	new zealand	GPE
fsr-3456	482	1	quarterly	DATE
fsr-3456	482	2	70	DATE
fsr-3456	482	3	332–332	CARDINAL
fsr-3456	483	1	hastings	PERSON
fsr-3456	483	2	j., & tejeda-ashton	ORG
fsr-3456	483	3	2008	DATE
fsr-3456	484	1	mexico	GPE
fsr-3456	485	1	nber working paper	ORG
fsr-3456	485	2	14538	DATE
fsr-3456	486	1	cambridge	GPE
fsr-3456	486	2	ma: national bureau of economic research	ORG
fsr-3456	487	1	henager	GPE
fsr-3456	487	2	r., & wilmarth	ORG
fsr-3456	487	3	m. j.	PERSON
fsr-3456	487	4	2018	DATE
fsr-3456	489	1	consumer sciences research journal	ORG
fsr-3456	489	2	46	DATE
fsr-3456	489	3	381–395	CARDINAL
fsr-3456	490	1	hilgert	PERSON
fsr-3456	490	2	m., hogarth	PERSON
fsr-3456	490	3	j., & beverly	ORG
fsr-3456	490	4	s.	PERSON
fsr-3456	490	5	2003	DATE
fsr-3456	492	1	federal reserve bulletin	ORG
fsr-3456	492	2	july	DATE
fsr-3456	492	3	309–322	CARDINAL
fsr-3456	493	1	johnson	PERSON
fsr-3456	493	2	w., & krueger	ORG
fsr-3456	493	3	r. f. (	PERSON
fsr-3456	493	4	2006	DATE
fsr-3456	495	1	90	CARDINAL
fsr-3456	495	2	680–691	CARDINAL
fsr-3456	496	1	jorgensen	ORG
fsr-3456	496	2	b. l.	PERSON
fsr-3456	496	3	2007	DATE
fsr-3456	498	1	virginia polytechnic institute	ORG
fsr-3456	499	1	kaine	PERSON
fsr-3456	499	2	s.	PERSON
fsr-3456	499	3	oliver	PERSON
fsr-3456	499	4	d., & josserand	ORG
fsr-3456	499	5	2017	CARDINAL
fsr-3456	502	1	australia	GPE
fsr-3456	502	2	new zealand	GPE
fsr-3456	503	1	canberra	GPE
fsr-3456	503	2	australia	GPE
fsr-3456	503	3	february 8–10	DATE
fsr-3456	504	1	lusardi	PERSON
fsr-3456	504	2	a., & mitchell	ORG
fsr-3456	504	3	2006	DATE
fsr-3456	507	1	wharton school: university of pennsylvania	ORG
fsr-3456	508	1	lusardi	PERSON
fsr-3456	508	2	a., & mitchell	ORG
fsr-3456	508	3	2007	DATE
fsr-3456	510	1	journal of monetary economics	ORG
fsr-3456	510	2	54	DATE
fsr-3456	510	3	205–224	CARDINAL
fsr-3456	511	1	t. west et al	GPE
fsr-3456	511	2	29	CARDINAL
fsr-3456	511	3	2021	CARDINAL
fsr-3456	511	4	187–207 205	CARDINAL
fsr-3456	511	5	a., & mitchell	ORG
fsr-3456	511	6	2009	DATE
fsr-3456	513	1	nber working paper 15350	ORG
fsr-3456	514	1	national bureau of economic research	ORG
fsr-3456	515	1	a., & mitchell	ORG
fsr-3456	515	2	o. s.	PERSON
fsr-3456	515	3	2011	DATE
fsr-3456	517	1	journal of pension economics & finance	ORG
fsr-3456	517	2	10	CARDINAL
fsr-3456	517	3	497–508	CARDINAL
fsr-3456	518	1	lusardi, a.	ORG
fsr-3456	518	2	mitchell, o., & curto	PERSON
fsr-3456	518	3	2010	DATE
fsr-3456	520	1	44	DATE
fsr-3456	520	2	358–380	CARDINAL
fsr-3456	521	1	lusardi	PERSON
fsr-3456	521	2	a., & tufano	ORG
fsr-3456	521	3	2009	DATE
fsr-3456	523	1	nber	GPE
fsr-3456	523	2	14808	DATE
fsr-3456	524	1	national bureau of economic research	ORG
fsr-3456	525	1	https://www.nber.org/papers/w14808	ORG
fsr-3456	525	2	k. w.	PERSON
fsr-3456	525	3	luthans	NORP
fsr-3456	525	4	b. c., & chaffin	PERSON
fsr-3456	525	5	d.	PERSON
fsr-3456	525	6	2019	DATE
fsr-3456	527	1	journal of management education	ORG
fsr-3456	527	2	43	CARDINAL
fsr-3456	528	1	lyon	ORG
fsr-3456	528	2	k., & matson	ORG
fsr-3456	528	3	t.	GPE
fsr-3456	528	4	2019	DATE
fsr-3456	530	1	gallup	ORG
fsr-3456	530	2	august 9	DATE
fsr-3456	530	3	https://www.gallup.com/education/264299/university-leaders-empowernew-majority-student.aspx mae	ORG
fsr-3456	530	4	s.	PERSON
fsr-3456	530	5	2009	DATE
fsr-3456	531	1	sallie mae’s	ORG
fsr-3456	532	1	j., klontz	PERSON
fsr-3456	532	2	t., klontz	GPE
fsr-3456	532	3	b., & britt	ORG
fsr-3456	532	4	s. l. (	PERSON
fsr-3456	532	5	2011	DATE
fsr-3456	534	1	2(1),1	DATE
fsr-3456	535	1	mueller	ORG
fsr-3456	535	2	h. m.	PERSON
fsr-3456	535	3	2019	DATE
fsr-3456	537	1	journal of financial economics	ORG
fsr-3456	537	2	131	CARDINAL
fsr-3456	538	1	muir	GPE
fsr-3456	538	2	k.	PERSON
fsr-3456	538	3	hamilton	PERSON
fsr-3456	538	4	m.	PERSON
fsr-3456	538	5	j., marjolin	GPE
fsr-3456	538	6	a.	PERSON
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fsr-3456	538	9	2017	CARDINAL
fsr-3456	539	1	australian	NORP
fsr-3456	540	1	r. g.	PERSON
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fsr-3456	540	5	j. g.	PERSON
fsr-3456	540	6	2018	DATE
fsr-3456	543	1	45	CARDINAL
fsr-3456	544	1	norvilitis	GPE
fsr-3456	544	2	j. m.	PERSON
fsr-3456	544	3	szablicki	PERSON
fsr-3456	544	4	b., & wilson	ORG
fsr-3456	544	5	s. d.	PERSON
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fsr-3456	546	1	33	CARDINAL
fsr-3456	546	2	935–947	CARDINAL
fsr-3456	547	1	oecd	ORG
fsr-3456	548	1	2012,	DATE
fsr-3456	548	2	august	DATE
fsr-3456	549	1	oecd	ORG
fsr-3456	550	1	oecd	ORG
fsr-3456	551	1	2020	DATE
fsr-3456	552	1	oecd	ORG
fsr-3456	552	2	2020	DATE
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fsr-3456	556	1	e-journal of business education	ORG
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fsr-3456	556	3	27–38	CARDINAL
fsr-3456	556	4	ej1167326 philippas	PERSON
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fsr-3456	556	6	2020	DATE
fsr-3456	557	1	greece	GPE
fsr-3456	558	1	the european journal of finance	ORG
fsr-3456	558	2	26	CARDINAL
fsr-3456	558	3	360–381	CARDINAL
fsr-3456	558	4	m. l.	PERSON
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fsr-3456	560	1	31	DATE
fsr-3456	560	2	209–219	CARDINAL
fsr-3456	560	3	2015	DATE
fsr-3456	561	1	billion dollar	MONEY
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fsr-3456	562	2	n.	PERSON
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fsr-3456	562	4	a.	PERSON
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fsr-3456	563	2	rsa	ORG
fsr-3456	563	3	j. (	PERSON
fsr-3456	563	4	2007	DATE
fsr-3456	564	1	dartmouth college	ORG
fsr-3456	565	1	stewart	PERSON
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fsr-3456	565	3	j. (	ORG
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fsr-3456	568	1	206	CARDINAL
fsr-3456	568	2	29	CARDINAL
fsr-3456	568	3	2021	CARDINAL
fsr-3456	568	4	summerville	GPE
fsr-3456	568	5	a., & roese	ORG
fsr-3456	568	6	n. j. (	PERSON
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fsr-3456	570	1	44	DATE
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fsr-3456	571	1	tharp	PERSON
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fsr-3456	571	5	a. t.	PERSON
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fsr-3456	572	1	five	CARDINAL
fsr-3456	573	1	166	CARDINAL
fsr-3456	573	2	110211	DATE
fsr-3456	573	3	110213	DATE
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fsr-3456	574	2	i., & volkov	ORG
fsr-3456	574	3	n.	PERSON
fsr-3456	574	4	2019	DATE
fsr-3456	576	1	academy of financial services	ORG
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fsr-3456	576	3	annual	DATE
fsr-3456	576	4	minneapolis	GPE
fsr-3456	576	5	mn	GPE
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fsr-3456	576	7	october 2019	DATE
fsr-3456	577	1	van rooij	PERSON
fsr-3456	577	2	m.	PERSON
fsr-3456	577	3	a., & alessie	ORG
fsr-3456	577	4	r.	GPE
fsr-3456	577	5	2007	DATE
fsr-3456	579	1	nber working	ORG
fsr-3456	579	2	13565	DATE
fsr-3456	580	1	national bureau of economic research	ORG
fsr-3456	581	1	r.	PERSON
fsr-3456	581	2	2016	DATE
fsr-3456	584	1	t.	GPE
fsr-3456	584	2	2020	DATE
fsr-3456	586	1	18	CARDINAL
fsr-3456	586	2	937–956	CARDINAL
fsr-3456	587	1	west	LOC
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fsr-3456	587	3	a. c.	PERSON
fsr-3456	587	4	2014	DATE
fsr-3456	588	1	australian	NORP
fsr-3456	588	2	2001	DATE
fsr-3456	588	3	2010	DATE
fsr-3456	589	1	35	DATE
fsr-3456	589	2	263–277	CARDINAL
fsr-3456	590	1	t., & worthington	ORG
fsr-3456	590	2	a. c.	PERSON
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fsr-3456	592	1	47	DATE
fsr-3456	592	2	331–352	CARDINAL
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fsr-3456	593	2	r. (	PERSON
fsr-3456	593	3	2018	DATE
fsr-3456	595	1	australia	GPE
fsr-3456	595	2	1 to 16	CARDINAL
fsr-3456	597	1	victoria	GPE
fsr-3456	597	2	australia	GPE
fsr-3456	597	3	melbourne institute:	ORG
fsr-3456	597	4	applied economic & social research	ORG
fsr-3456	597	5	university of melbourne	ORG
fsr-3456	598	1	a., & oumlil	ORG
fsr-3456	598	2	b.	PERSON
fsr-3456	598	3	2015	DATE
fsr-3456	600	1	international journal of bank	ORG
fsr-3456	600	2	33	CARDINAL
fsr-3456	600	3	637–653	CARDINAL
fsr-3456	600	4	s. l.	PERSON
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fsr-3456	600	7	2010	DATE
fsr-3456	602	1	31	DATE
fsr-3456	602	2	161–170	CARDINAL
fsr-3456	603	1	yu, s., alper, h. e.	PERSON
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fsr-3456	603	4	r. m.	PERSON
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fsr-3456	603	7	d. j.	PERSON
fsr-3456	603	8	c. b.	PERSON
fsr-3456	603	9	k. c.	PERSON
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fsr-3456	605	1	bmc medical research	ORG
fsr-3456	605	2	17	CARDINAL
fsr-3456	605	3	77–86	DATE
fsr-3456	606	1	t. west et al	GPE
fsr-3456	606	2	29	CARDINAL
fsr-3456	606	3	2021	CARDINAL
fsr-3456	606	4	187–207 207	QUANTITY