id	sid	eid	entity	type
fsr-3457	1	1	r. lurtz1	PERSON
fsr-3457	1	2	michael g. kothakota1	PERSON
fsr-3457	1	3	stuart j. heckman1	PERSON
fsr-3457	1	4	kristy archuleta2	PERSON
fsr-3457	2	1	kansas state university	ORG
fsr-3457	2	2	312	CARDINAL
fsr-3457	2	3	justin hall	ORG
fsr-3457	2	4	1324	CARDINAL
fsr-3457	2	5	manhattan	GPE
fsr-3457	2	6	ks 66505	ORG
fsr-3457	2	7	housing & consumer economics	ORG
fsr-3457	2	8	university of georgia	ORG
fsr-3457	2	9	205	CARDINAL
fsr-3457	2	10	dawson hall	FAC
fsr-3457	2	11	athens	GPE
fsr-3457	2	12	ga 30605, usa abstract financial	ORG
fsr-3457	7	1	2021	CARDINAL
fsr-3457	9	1	1	CARDINAL
fsr-3457	14	1	919	CARDINAL
fsr-3457	14	2	9854	DATE
fsr-3457	14	3	919 267 6732	CARDINAL
fsr-3457	15	1	1057-0810/21/$	CARDINAL
fsr-3457	15	2	2021	CARDINAL
fsr-3457	17	1	29	CARDINAL
fsr-3457	17	2	2021	CARDINAL
fsr-3457	17	3	209–225	CARDINAL
fsr-3457	17	4	schulz	GPE
fsr-3457	17	5	ghazal, & garcia-retamero	ORG
fsr-3457	17	6	2012	DATE
fsr-3457	17	7	26	CARDINAL
fsr-3457	19	1	monte carlo	PERSON
fsr-3457	22	1	cfp	ORG
fsr-3457	23	1	d22	ORG
fsr-3457	23	2	d23	GPE
fsr-3457	24	1	seven	CARDINAL
fsr-3457	26	1	kothakota & kiss	ORG
fsr-3457	26	2	2020	DATE
fsr-3457	29	1	rodriguez & kaczmarek	ORG
fsr-3457	29	2	2016	DATE
fsr-3457	31	1	garcia	PERSON
fsr-3457	31	2	cokely	PERSON
fsr-3457	31	3	wicki, & joeris	ORG
fsr-3457	31	4	2016	DATE
fsr-3457	31	5	garcia-retamero & dhami	ORG
fsr-3457	31	6	2013	DATE
fsr-3457	34	1	2	CARDINAL
fsr-3457	34	2	cokely et al.	PERSON
fsr-3457	34	3	2012	DATE
fsr-3457	34	4	26	CARDINAL
fsr-3457	34	5	lurtz & heckman	ORG
fsr-3457	34	6	2018	DATE
fsr-3457	36	1	gamliel	ORG
fsr-3457	36	2	210	CARDINAL
fsr-3457	36	3	m. r. lurtz et al	PERSON
fsr-3457	36	4	29	CARDINAL
fsr-3457	36	5	2021	CARDINAL
fsr-3457	37	1	209–225 2016	DATE
fsr-3457	38	1	roszkowski & davey	ORG
fsr-3457	38	2	2010	DATE
fsr-3457	39	1	huston	PERSON
fsr-3457	39	2	2010	DATE
fsr-3457	41	1	garcia-retamero & galesic	ORG
fsr-3457	41	2	2010	DATE
fsr-3457	41	3	gamliel et al.	PERSON
fsr-3457	41	4	2016	DATE
fsr-3457	43	1	6	CARDINAL
fsr-3457	44	1	ghazal	PERSON
fsr-3457	44	2	allan	PERSON
fsr-3457	45	1	two	CARDINAL
fsr-3457	45	2	34	CARDINAL
fsr-3457	46	1	cokely et al.	PERSON
fsr-3457	48	1	2.1	CARDINAL
fsr-3457	48	2	garcia-retamero	PERSON
fsr-3457	48	3	cokely	PERSON
fsr-3457	48	4	wicki, & hanson	ORG
fsr-3457	48	5	2014	DATE
fsr-3457	50	1	da costa	PERSON
fsr-3457	50	2	2017	DATE
fsr-3457	50	3	garcia-retamero & galesic	ORG
fsr-3457	50	4	2013	DATE
fsr-3457	50	5	van der pligt	PERSON
fsr-3457	50	6	2014	DATE
fsr-3457	50	7	mcardle, & willis	ORG
fsr-3457	50	8	2010	DATE
fsr-3457	51	1	2.2	CARDINAL
fsr-3457	52	1	1999	DATE
fsr-3457	53	1	1999	DATE
fsr-3457	53	2	2014	DATE
fsr-3457	54	1	garcia-retamero	PERSON
fsr-3457	54	2	2016	DATE
fsr-3457	54	3	shah & m. r. lurtz et al	ORG
fsr-3457	54	4	29	CARDINAL
fsr-3457	54	5	2021	CARDINAL
fsr-3457	55	1	209–225	CARDINAL
fsr-3457	55	2	freedman	ORG
fsr-3457	55	3	2011	DATE
fsr-3457	55	4	galesic & garciaretamero	ORG
fsr-3457	55	5	2011	DATE
fsr-3457	56	1	2015	DATE
fsr-3457	57	1	seven	CARDINAL
fsr-3457	57	2	2011	DATE
fsr-3457	57	3	van zutphen	PERSON
fsr-3457	57	4	2010	DATE
fsr-3457	58	1	kahler, & klontz	ORG
fsr-3457	58	2	2016	DATE
fsr-3457	59	1	1	CARDINAL
fsr-3457	59	2	2	CARDINAL
fsr-3457	59	3	3	CARDINAL
fsr-3457	59	4	2009	DATE
fsr-3457	60	1	garcia-retamero	PERSON
fsr-3457	60	2	cokely	PERSON
fsr-3457	60	3	wicki, & joeris	ORG
fsr-3457	60	4	2016	DATE
fsr-3457	62	1	3	CARDINAL
fsr-3457	62	2	cokely et al.	PERSON
fsr-3457	63	1	cokely et al.	PERSON
fsr-3457	65	1	1	CARDINAL
fsr-3457	75	1	212	CARDINAL
fsr-3457	75	2	m. r. lurtz et al	PERSON
fsr-3457	75	3	29	CARDINAL
fsr-3457	75	4	2021	CARDINAL
fsr-3457	76	1	209–225	CARDINAL
fsr-3457	85	1	appendix 1	LAW
fsr-3457	86	1	two	CARDINAL
fsr-3457	86	2	four	CARDINAL
fsr-3457	86	3	5	CARDINAL
fsr-3457	89	1	garcia	PERSON
fsr-3457	89	2	2016	DATE
fsr-3457	89	3	garcia-retamero & dhami	ORG
fsr-3457	89	4	2013	DATE
fsr-3457	90	1	two	CARDINAL
fsr-3457	90	2	first	ORDINAL
fsr-3457	91	1	cfp board	ORG
fsr-3457	92	1	seven	CARDINAL
fsr-3457	93	1	fig	ORG
fsr-3457	94	1	1	CARDINAL
fsr-3457	94	2	ghazal	PERSON
fsr-3457	94	3	allan	PERSON
fsr-3457	95	1	m. r. lurtz et al	PERSON
fsr-3457	95	2	29	CARDINAL
fsr-3457	95	3	2021	CARDINAL
fsr-3457	96	1	209–225 213	CARDINAL
fsr-3457	96	2	five	CARDINAL
fsr-3457	96	3	1	CARDINAL
fsr-3457	97	1	2	CARDINAL
fsr-3457	98	1	3	CARDINAL
fsr-3457	99	1	4	CARDINAL
fsr-3457	99	2	4.1	CARDINAL
fsr-3457	100	1	79	CARDINAL
fsr-3457	100	2	106	CARDINAL
fsr-3457	100	3	three	CARDINAL
fsr-3457	100	4	1	CARDINAL
fsr-3457	100	5	2	CARDINAL
fsr-3457	100	6	3	CARDINAL
fsr-3457	101	1	six	CARDINAL
fsr-3457	102	1	three	CARDINAL
fsr-3457	104	1	english	LANGUAGE
fsr-3457	105	1	65%	PERCENT
fsr-3457	106	1	less than 5%	PERCENT
fsr-3457	106	2	fowler	ORG
fsr-3457	106	3	1995	DATE
fsr-3457	107	1	69	CARDINAL
fsr-3457	108	1	4.2	CARDINAL
fsr-3457	109	1	garcia-retamero et al	PERSON
fsr-3457	110	1	2016	DATE
fsr-3457	111	1	1	CARDINAL
fsr-3457	111	2	2	CARDINAL
fsr-3457	111	3	3	CARDINAL
fsr-3457	111	4	4	CARDINAL
fsr-3457	114	1	2004	DATE
fsr-3457	115	1	one	CARDINAL
fsr-3457	115	2	two	CARDINAL
fsr-3457	116	1	one	CARDINAL
fsr-3457	116	2	214	CARDINAL
fsr-3457	116	3	m. r. lurtz et al	PERSON
fsr-3457	116	4	29	CARDINAL
fsr-3457	116	5	2021	CARDINAL
fsr-3457	117	1	209–225	CARDINAL
fsr-3457	119	1	two	CARDINAL
fsr-3457	120	1	two	CARDINAL
fsr-3457	121	1	first	ORDINAL
fsr-3457	121	2	years	DATE
fsr-3457	121	3	second	ORDINAL
fsr-3457	122	1	100	CARDINAL
fsr-3457	123	1	first	ORDINAL
fsr-3457	123	2	27	CARDINAL
fsr-3457	124	1	first	ORDINAL
fsr-3457	124	2	seven	CARDINAL
fsr-3457	126	1	second	ORDINAL
fsr-3457	127	1	2	CARDINAL
fsr-3457	132	1	1	CARDINAL
fsr-3457	133	1	0	CARDINAL
fsr-3457	134	1	4.3	CARDINAL
fsr-3457	135	1	berlin	GPE
fsr-3457	135	2	bnt	ORG
fsr-3457	135	3	cokely et al.	PERSON
fsr-3457	135	4	2012	DATE
fsr-3457	136	1	bnt	ORG
fsr-3457	137	1	2	CARDINAL
fsr-3457	138	1	m. r. lurtz et al	PERSON
fsr-3457	138	2	29	CARDINAL
fsr-3457	138	3	2021	CARDINAL
fsr-3457	139	1	209–225 215	CARDINAL
fsr-3457	140	1	15	CARDINAL
fsr-3457	140	2	schwartz	GPE
fsr-3457	140	3	woloshin	PERSON
fsr-3457	140	4	1997	DATE
fsr-3457	141	1	låg	ORG
fsr-3457	141	2	bauger	GPE
fsr-3457	141	3	lindberg	GPE
fsr-3457	141	4	2014	DATE
fsr-3457	142	1	bnt	ORG
fsr-3457	142	2	2012	DATE
fsr-3457	143	1	seven	CARDINAL
fsr-3457	144	1	four	CARDINAL
fsr-3457	144	2	bnt	PERSON
fsr-3457	145	1	garcia	PERSON
fsr-3457	145	2	2016	DATE
fsr-3457	145	3	2012	DATE
fsr-3457	146	1	0–3	CARDINAL
fsr-3457	147	1	0	CARDINAL
fsr-3457	147	2	1	CARDINAL
fsr-3457	147	3	2	CARDINAL
fsr-3457	147	4	3	CARDINAL
fsr-3457	147	5	4	CARDINAL
fsr-3457	148	1	cfp	ORG
fsr-3457	151	1	1	CARDINAL
fsr-3457	153	1	4.4	CARDINAL
fsr-3457	154	1	1	CARDINAL
fsr-3457	156	1	1	CARDINAL
fsr-3457	156	2	aum	ORG
fsr-3457	156	3	2	CARDINAL
fsr-3457	156	4	aum	ORG
fsr-3457	156	5	3	CARDINAL
fsr-3457	156	6	4	CARDINAL
fsr-3457	156	7	aum	ORG
fsr-3457	156	8	5	CARDINAL
fsr-3457	156	9	hourly	TIME
fsr-3457	156	10	6) hourly	TIME
fsr-3457	156	11	7	CARDINAL
fsr-3457	156	12	8)	CARDINAL
fsr-3457	156	13	aum	ORG
fsr-3457	157	1	1	CARDINAL
fsr-3457	157	2	2	CARDINAL
fsr-3457	157	3	3	CARDINAL
fsr-3457	157	4	4	CARDINAL
fsr-3457	157	5	5	CARDINAL
fsr-3457	159	1	5	CARDINAL
fsr-3457	161	1	2018	DATE
fsr-3457	162	1	first	ORDINAL
fsr-3457	165	1	216	CARDINAL
fsr-3457	165	2	m. r. lurtz et al	PERSON
fsr-3457	165	3	29	CARDINAL
fsr-3457	165	4	2021	CARDINAL
fsr-3457	166	1	209–225	CARDINAL
fsr-3457	166	2	1	CARDINAL
fsr-3457	166	3	97.50%	PERCENT
fsr-3457	166	4	91.30%	PERCENT
fsr-3457	166	5	2.50%	PERCENT
fsr-3457	166	6	4.35%	PERCENT
fsr-3457	166	7	0.00%	PERCENT
fsr-3457	166	8	4.35%	PERCENT
fsr-3457	167	1	50.00%	PERCENT
fsr-3457	167	2	53.62%	PERCENT
fsr-3457	167	3	46.38%	PERCENT
fsr-3457	167	4	3.50%	PERCENT
fsr-3457	167	5	13.04%	PERCENT
fsr-3457	167	6	3.50%	PERCENT
fsr-3457	167	7	4.35%	PERCENT
fsr-3457	167	8	32.14%	PERCENT
fsr-3457	167	9	26.09%	PERCENT
fsr-3457	167	10	46.43%	PERCENT
fsr-3457	167	11	47.83%	PERCENT
fsr-3457	167	12	14.29%	PERCENT
fsr-3457	167	13	8.70%	PERCENT
fsr-3457	167	14	aum	ORG
fsr-3457	167	15	10.71%	PERCENT
fsr-3457	167	16	17.39%	PERCENT
fsr-3457	167	17	aum	ORG
fsr-3457	167	18	only 10.71%	PERCENT
fsr-3457	167	19	4.35%	PERCENT
fsr-3457	167	20	10.71%	PERCENT
fsr-3457	167	21	17.39%	PERCENT
fsr-3457	167	22	aum	ORG
fsr-3457	167	23	46.43%	PERCENT
fsr-3457	167	24	30.43%	PERCENT
fsr-3457	167	25	hourly	TIME
fsr-3457	167	26	7.14%	PERCENT
fsr-3457	167	27	0.00%	PERCENT
fsr-3457	167	28	hourly	TIME
fsr-3457	167	29	aum	ORG
fsr-3457	167	30	14.29%	PERCENT
fsr-3457	167	31	26.09%	PERCENT
fsr-3457	167	32	channel commercial bank	ORG
fsr-3457	167	33	3.57%	PERCENT
fsr-3457	167	34	5.88%	PERCENT
fsr-3457	167	35	15) 3.57%	PERCENT
fsr-3457	167	36	3.92%	PERCENT
fsr-3457	167	37	10	CARDINAL
fsr-3457	167	38	17.86%	PERCENT
fsr-3457	167	39	21.57%	PERCENT
fsr-3457	167	40	ria	PERSON
fsr-3457	167	41	10.71%	PERCENT
fsr-3457	167	42	7.84%	PERCENT
fsr-3457	167	43	10.71%	PERCENT
fsr-3457	167	44	7.84%	PERCENT
fsr-3457	167	45	ria	ORG
fsr-3457	167	46	28.57%	PERCENT
fsr-3457	167	47	33.33%	PERCENT
fsr-3457	167	48	21.43%	PERCENT
fsr-3457	167	49	11.76%	PERCENT
fsr-3457	167	50	3.57%	PERCENT
fsr-3457	167	51	7.84%	PERCENT
fsr-3457	167	52	28.57%	PERCENT
fsr-3457	167	53	30.43%	PERCENT
fsr-3457	167	54	7.14%	PERCENT
fsr-3457	167	55	4.35%	PERCENT
fsr-3457	167	56	3.57%	PERCENT
fsr-3457	167	57	4.35%	PERCENT
fsr-3457	167	58	60.71%	PERCENT
fsr-3457	167	59	60.87%	PERCENT
fsr-3457	167	60	$0–$20,000 7.14%	MONEY
fsr-3457	167	61	4.35%	PERCENT
fsr-3457	167	62	3.57%	PERCENT
fsr-3457	167	63	13.04%	PERCENT
fsr-3457	167	64	17.86%	PERCENT
fsr-3457	167	65	17.39%	PERCENT
fsr-3457	167	66	21.43%	PERCENT
fsr-3457	167	67	21.74%	PERCENT
fsr-3457	167	68	17.86%	PERCENT
fsr-3457	167	69	30.43%	PERCENT
fsr-3457	167	70	7.14%	PERCENT
fsr-3457	167	71	4.35%	PERCENT
fsr-3457	167	72	7.14%	PERCENT
fsr-3457	167	73	0.00%	PERCENT
fsr-3457	167	74	3.57%	PERCENT
fsr-3457	167	75	0.00%	PERCENT
fsr-3457	167	76	3.57%	PERCENT
fsr-3457	167	77	3.92%	PERCENT
fsr-3457	167	78	0.00%	PERCENT
fsr-3457	167	79	4.35%	PERCENT
fsr-3457	167	80	3.57%	PERCENT
fsr-3457	167	81	0.00%	PERCENT
fsr-3457	168	1	m. r. lurtz et al	PERSON
fsr-3457	168	2	29	CARDINAL
fsr-3457	168	3	2021	CARDINAL
fsr-3457	169	1	209–225 217	CARDINAL
fsr-3457	170	1	adjei & karim	ORG
fsr-3457	170	2	2016	DATE
fsr-3457	171	1	2014).the	CARDINAL
fsr-3457	171	2	bnt	PERSON
fsr-3457	174	1	2014	DATE
fsr-3457	175	1	10%	PERCENT
fsr-3457	175	2	four	CARDINAL
fsr-3457	177	1	18	CARDINAL
fsr-3457	178	1	five	CARDINAL
fsr-3457	178	2	2014	DATE
fsr-3457	179	1	6	CARDINAL
fsr-3457	180	1	2.20	CARDINAL
fsr-3457	180	2	0.99	CARDINAL
fsr-3457	181	1	bnt	PERSON
fsr-3457	182	1	1	CARDINAL
fsr-3457	182	2	2	CARDINAL
fsr-3457	183	1	2	CARDINAL
fsr-3457	183	2	44.44%	PERCENT
fsr-3457	183	3	21.43%	PERCENT
fsr-3457	184	1	33%	PERCENT
fsr-3457	184	2	50%	PERCENT
fsr-3457	184	3	cfp	ORG
fsr-3457	185	1	22.23%	PERCENT
fsr-3457	185	2	28.57%	PERCENT
fsr-3457	188	1	3	CARDINAL
fsr-3457	188	2	0.16	CARDINAL
fsr-3457	189	1	64%	PERCENT
fsr-3457	189	2	4	CARDINAL
fsr-3457	190	1	87%	PERCENT
fsr-3457	191	1	1	CARDINAL
fsr-3457	191	2	96.43%	PERCENT
fsr-3457	191	3	95.65%	PERCENT
fsr-3457	191	4	only 3.57%	PERCENT
fsr-3457	191	5	0.00%	PERCENT
fsr-3457	191	6	0.00%	PERCENT
fsr-3457	191	7	4.35%	PERCENT
fsr-3457	191	8	aum	ORG
fsr-3457	191	9	218	CARDINAL
fsr-3457	191	10	m. r. lurtz et al	PERSON
fsr-3457	191	11	29	CARDINAL
fsr-3457	191	12	2021	CARDINAL
fsr-3457	192	1	209–225	CARDINAL
fsr-3457	193	1	2	CARDINAL
fsr-3457	194	1	6.1	CARDINAL
fsr-3457	194	2	5	CARDINAL
fsr-3457	194	3	2.45	CARDINAL
fsr-3457	196	1	1	CARDINAL
fsr-3457	196	2	3	CARDINAL
fsr-3457	196	3	2	CARDINAL
fsr-3457	198	1	6	CARDINAL
fsr-3457	198	2	7	DATE
fsr-3457	198	3	8	CARDINAL
fsr-3457	199	1	.26	ORG
fsr-3457	201	1	2.65	CARDINAL
fsr-3457	202	1	7	CARDINAL
fsr-3457	204	1	2	CARDINAL
fsr-3457	204	2	44.44%	PERCENT
fsr-3457	204	3	21.43%	PERCENT
fsr-3457	204	4	33.32%	PERCENT
fsr-3457	204	5	50.00%	PERCENT
fsr-3457	204	6	22.23%	PERCENT
fsr-3457	204	7	28.57%	PERCENT
fsr-3457	204	8	100.00%	PERCENT
fsr-3457	204	9	100.00%	PERCENT
fsr-3457	204	10	3	CARDINAL
fsr-3457	204	11	certificant v2 degree	PERSON
fsr-3457	204	12	6.65	CARDINAL
fsr-3457	206	1	m. r. lurtz et al	PERSON
fsr-3457	206	2	29	CARDINAL
fsr-3457	206	3	2021	CARDINAL
fsr-3457	207	1	209–225 219	CARDINAL
fsr-3457	207	2	bnt	PERSON
fsr-3457	210	1	seven	CARDINAL
fsr-3457	213	1	7	CARDINAL
fsr-3457	213	2	63	DATE
fsr-3457	213	3	65	CARDINAL
fsr-3457	214	1	garcia-retamero	PERSON
fsr-3457	215	1	2016	DATE
fsr-3457	221	1	cokely et al.	PERSON
fsr-3457	223	1	4	CARDINAL
fsr-3457	223	2	5.84	CARDINAL
fsr-3457	223	3	0.19	CARDINAL
fsr-3457	223	4	5	CARDINAL
fsr-3457	223	5	1.01 0.54 0.62	QUANTITY
fsr-3457	223	6	0.38 0.42	CARDINAL
fsr-3457	223	7	0.26 1.42	CARDINAL
fsr-3457	223	8	0.02 0.20 0.29	MONEY
fsr-3457	223	9	0.94 0.39 0.029	QUANTITY
fsr-3457	223	10	2.45 1.28	CARDINAL
fsr-3457	223	11	5.04	CARDINAL
fsr-3457	223	12	four	CARDINAL
fsr-3457	224	1	ci =	PERSON
fsr-3457	225	1	220	CARDINAL
fsr-3457	225	2	m. r. lurtz et al	PERSON
fsr-3457	225	3	29	CARDINAL
fsr-3457	225	4	2021	CARDINAL
fsr-3457	226	1	7.1	CARDINAL
fsr-3457	229	1	the cfp board	ORG
fsr-3457	230	1	sec	ORG
fsr-3457	230	2	finra	ORG
fsr-3457	235	1	7.2	CARDINAL
fsr-3457	236	1	first	ORDINAL
fsr-3457	237	1	6	CARDINAL
fsr-3457	237	2	1.09 0.25	CARDINAL
fsr-3457	237	3	0.01	CARDINAL
fsr-3457	237	4	0.46 0.41 0.26 1.58	QUANTITY
fsr-3457	237	5	0.34 1.25	CARDINAL
fsr-3457	237	6	four	CARDINAL
fsr-3457	238	1	ci =	PERSON
fsr-3457	239	1	7	CARDINAL
fsr-3457	239	2	0.65 0.7 0.36	QUANTITY
fsr-3457	239	3	0.13 0.14 0.35 1.14	QUANTITY
fsr-3457	239	4	0.15 0.41	CARDINAL
fsr-3457	239	5	four	CARDINAL
fsr-3457	240	1	ci =	PERSON
fsr-3457	241	1	m. r. lurtz et al	PERSON
fsr-3457	241	2	29	CARDINAL
fsr-3457	241	3	2021	CARDINAL
fsr-3457	244	1	two	CARDINAL
fsr-3457	245	1	94.12%	PERCENT
fsr-3457	245	2	lurtz	PERSON
fsr-3457	245	3	melitz	ORG
fsr-3457	248	1	30.43%	PERCENT
fsr-3457	254	1	7.3	CARDINAL
fsr-3457	255	1	first	ORDINAL
fsr-3457	261	1	7.4	CARDINAL
fsr-3457	263	1	1	CARDINAL
fsr-3457	263	2	8	CARDINAL
fsr-3457	263	3	0.83 0.26	QUANTITY
fsr-3457	263	4	0.01	CARDINAL
fsr-3457	263	5	0.97 0.41 0.02	MONEY
fsr-3457	263	6	2.65	CARDINAL
fsr-3457	263	7	4.21	CARDINAL
fsr-3457	263	8	four	CARDINAL
fsr-3457	266	1	222	CARDINAL
fsr-3457	266	2	m. r. lurtz et al	PERSON
fsr-3457	266	3	29	CARDINAL
fsr-3457	266	4	2021	CARDINAL
fsr-3457	267	1	209–225	CARDINAL
fsr-3457	267	2	2	CARDINAL
fsr-3457	267	3	garcia-retamero et al	PERSON
fsr-3457	268	1	2016	DATE
fsr-3457	269	1	1	CARDINAL
fsr-3457	269	2	2	CARDINAL
fsr-3457	270	1	garcia-retamero et al	PERSON
fsr-3457	271	1	2016	DATE
fsr-3457	271	2	kothakota &	ORG
fsr-3457	271	3	2020	DATE
fsr-3457	273	1	every day	DATE
fsr-3457	276	1	appendix 1	PERSON
fsr-3457	276	2	seven	CARDINAL
fsr-3457	276	3	1	CARDINAL
fsr-3457	276	4	2	CARDINAL
fsr-3457	276	5	3	CARDINAL
fsr-3457	276	6	4	CARDINAL
fsr-3457	276	7	5	CARDINAL
fsr-3457	276	8	6	CARDINAL
fsr-3457	276	9	7	CARDINAL
fsr-3457	276	10	the cfp board of standards	ORG
fsr-3457	276	11	berlin	GPE
fsr-3457	278	1	1.	CARDINAL
fsr-3457	278	2	five	CARDINAL
fsr-3457	278	3	50	CARDINAL
fsr-3457	279	1	50	CARDINAL
fsr-3457	279	2	five	CARDINAL
fsr-3457	279	3	1	CARDINAL
fsr-3457	279	4	3	DATE
fsr-3457	279	5	5	CARDINAL
fsr-3457	280	1	2.	CARDINAL
fsr-3457	280	2	1,000	CARDINAL
fsr-3457	280	3	500	CARDINAL
fsr-3457	281	1	500	CARDINAL
fsr-3457	281	2	100	CARDINAL
fsr-3457	282	1	500	CARDINAL
fsr-3457	282	2	300	CARDINAL
fsr-3457	289	1	3	CARDINAL
fsr-3457	290	1	6	CARDINAL
fsr-3457	291	1	6	CARDINAL
fsr-3457	291	2	m. r. lurtz et al	PERSON
fsr-3457	291	3	29	CARDINAL
fsr-3457	291	4	2021	CARDINAL
fsr-3457	292	1	209–225 223	CARDINAL
fsr-3457	293	1	70	CARDINAL
fsr-3457	293	2	6	CARDINAL
fsr-3457	299	1	4	CARDINAL
fsr-3457	299	2	20%	PERCENT
fsr-3457	299	3	50%	PERCENT
fsr-3457	299	4	30%	PERCENT
fsr-3457	300	1	20%	PERCENT
fsr-3457	301	1	5%	PERCENT
fsr-3457	308	1	1	CARDINAL
fsr-3457	308	2	30	CARDINAL
fsr-3457	308	3	2	CARDINAL
fsr-3457	308	4	25	CARDINAL
fsr-3457	308	5	3	CARDINAL
fsr-3457	308	6	20	CARDINAL
fsr-3457	308	7	4	CARDINAL
fsr-3457	308	8	50	CARDINAL
fsr-3457	309	1	i. a.	PERSON
fsr-3457	309	2	& karim	ORG
fsr-3457	309	3	r.	NORP
fsr-3457	309	4	2016	DATE
fsr-3457	311	1	access library journal	ORG
fsr-3457	311	2	3(9	CARDINAL
fsr-3457	311	3	campara	PERSON
fsr-3457	311	4	j. p.	PERSON
fsr-3457	311	5	a. l.	PERSON
fsr-3457	311	6	n.	ORG
fsr-3457	311	7	saurin	PERSON
fsr-3457	311	8	2017	CARDINAL
fsr-3457	312	1	brazil	GPE
fsr-3457	313	1	14	CARDINAL
fsr-3457	314	1	cokely	PERSON
fsr-3457	314	2	e. t.	PERSON
fsr-3457	314	3	a.	PERSON
fsr-3457	314	4	ghazal	PERSON
fsr-3457	314	5	s., allan	PERSON
fsr-3457	314	6	j. n.	PERSON
fsr-3457	314	7	petrova	GPE
fsr-3457	314	8	d., & garcia-retamero	ORG
fsr-3457	314	9	r.	NORP
fsr-3457	316	1	k. a. ericsson	PERSON
fsr-3457	316	2	r. r. hoffman	PERSON
fsr-3457	316	3	a. kozbelt	PERSON
fsr-3457	316	4	a. m. williams	PERSON
fsr-3457	316	5	cambridge	GPE
fsr-3457	316	6	2nd	ORDINAL
fsr-3457	317	1	476–505	CARDINAL
fsr-3457	318	1	new york	GPE
fsr-3457	318	2	ny: cambridge university press	ORG
fsr-3457	319	1	http://www.riskliteracy.org/files/1414/8312/0711/2016	ORG
fsr-3457	320	1	e. t.	PERSON
fsr-3457	320	2	schulz	PERSON
fsr-3457	320	3	e.	GPE
fsr-3457	320	4	ghazal	PERSON
fsr-3457	320	5	s., & garcia-retamero	ORG
fsr-3457	320	6	r.	GPE
fsr-3457	320	7	2012	DATE
fsr-3457	321	1	berlin	GPE
fsr-3457	322	1	7	CARDINAL
fsr-3457	322	2	25	DATE
fsr-3457	323	1	fitrianto	PERSON
fsr-3457	323	2	a., & cing	ORG
fsr-3457	323	3	n. m.	PERSON
fsr-3457	323	4	2014	DATE
fsr-3457	325	1	8	CARDINAL
fsr-3457	326	1	fowler jr, f. j., & fowler	PERSON
fsr-3457	326	2	f. j. (	PERSON
fsr-3457	326	3	1995	DATE
fsr-3457	329	1	thousand	CARDINAL
fsr-3457	330	1	m., & garcia-retamero	ORG
fsr-3457	330	2	r. (	GPE
fsr-3457	330	3	2011	DATE
fsr-3457	332	1	31(3	CARDINAL
fsr-3457	332	2	444–457	CARDINAL
fsr-3457	333	1	gamliel	PERSON
fsr-3457	333	2	r.	GPE
fsr-3457	333	3	2016	DATE
fsr-3457	335	1	journal international de psychologie	ORG
fsr-3457	335	2	51	CARDINAL
fsr-3457	335	3	109–116	CARDINAL
fsr-3457	336	1	garcia-retamero	PERSON
fsr-3457	336	2	r.	NORP
fsr-3457	336	3	cokely	PERSON
fsr-3457	336	4	e. t.	PERSON
fsr-3457	336	5	b., & joeris	ORG
fsr-3457	336	6	a.	PERSON
fsr-3457	336	7	2016	DATE
fsr-3457	338	1	99	CARDINAL
fsr-3457	339	1	garcia-retamero	PERSON
fsr-3457	339	2	r., & dhami	ORG
fsr-3457	339	3	m. k.	PERSON
fsr-3457	339	4	2013	DATE
fsr-3457	341	1	quarterly	DATE
fsr-3457	341	2	66	CARDINAL
fsr-3457	341	3	829–842	CARDINAL
fsr-3457	342	1	garcia-retamero	PERSON
fsr-3457	342	2	r., & galesic	ORG
fsr-3457	342	3	2013	DATE
fsr-3457	344	1	48	DATE
fsr-3457	344	2	492	CARDINAL
fsr-3457	344	3	501	CARDINAL
fsr-3457	345	1	garcia-retamero	PERSON
fsr-3457	345	2	r., & galesic	ORG
fsr-3457	345	3	2010	DATE
fsr-3457	347	1	25	CARDINAL
fsr-3457	347	2	1323–1329	CARDINAL
fsr-3457	348	1	garcia-retamero	PERSON
fsr-3457	348	2	r.	NORP
fsr-3457	348	3	wicki	PERSON
fsr-3457	348	4	b.	PERSON
fsr-3457	348	5	cokely	PERSON
fsr-3457	348	6	e. t., & hanson	PERSON
fsr-3457	348	7	b.	PERSON
fsr-3457	348	8	2014	DATE
fsr-3457	351	1	m., & kozhevnikov	ORG
fsr-3457	351	2	m.	PERSON
fsr-3457	351	3	1999	DATE
fsr-3457	353	1	91	CARDINAL
fsr-3457	353	2	684–689	CARDINAL
fsr-3457	354	1	huston	PERSON
fsr-3457	354	2	s. j.	PERSON
fsr-3457	354	3	2010	DATE
fsr-3457	356	1	44	DATE
fsr-3457	356	2	296–316	CARDINAL
fsr-3457	357	1	klontz	GPE
fsr-3457	357	2	b.	PERSON
fsr-3457	357	3	kahler	GPE
fsr-3457	357	4	r., & klontz	ORG
fsr-3457	357	5	t.	GPE
fsr-3457	357	6	2016	CARDINAL
fsr-3457	358	1	2nd	ORDINAL
fsr-3457	360	1	erlanger, ky	ORG
fsr-3457	361	1	224	CARDINAL
fsr-3457	361	2	m. r. lurtz et al	PERSON
fsr-3457	361	3	29	CARDINAL
fsr-3457	361	4	2021	CARDINAL
fsr-3457	362	1	209–225	CARDINAL
fsr-3457	363	1	john wiley & sons	ORG
fsr-3457	364	1	hoboken	GPE
fsr-3457	364	2	nj	GPE
fsr-3457	365	1	kothakota	PERSON
fsr-3457	365	2	m., & kiss	ORG
fsr-3457	365	3	d. e.	PERSON
fsr-3457	365	4	2020	DATE
fsr-3457	367	1	journal of financial planning	ORG
fsr-3457	367	2	31(2	CARDINAL
fsr-3457	367	3	193–208	CARDINAL
fsr-3457	368	1	låg	ORG
fsr-3457	368	2	t.	GPE
fsr-3457	368	3	l.	GPE
fsr-3457	368	4	lindberg	GPE
fsr-3457	368	5	m., & friborg	ORG
fsr-3457	368	6	2014	DATE
fsr-3457	370	1	27	CARDINAL
fsr-3457	371	1	lurtz	ORG
fsr-3457	371	2	m., & heckman	ORG
fsr-3457	371	3	s.	PERSON
fsr-3457	371	4	2018	DATE
fsr-3457	373	1	c. r. chaffin	PERSON
fsr-3457	373	2	ed	PERSON
fsr-3457	375	1	155–165	CARDINAL
fsr-3457	376	1	hoboken	GPE
fsr-3457	376	2	nj	ORG
fsr-3457	376	3	john wiley & sons, inc	ORG
fsr-3457	376	4	m., & garcia-retamero	ORG
fsr-3457	376	5	r.	GPE
fsr-3457	376	6	2016	DATE
fsr-3457	378	1	29	CARDINAL
fsr-3457	378	2	271–294	DATE
fsr-3457	379	1	petrova	ORG
fsr-3457	379	2	d. g.	PERSON
fsr-3457	379	3	van der pligt	PERSON
fsr-3457	379	4	j., & garcia-retamero	ORG
fsr-3457	379	5	r.	GPE
fsr-3457	379	6	2014	DATE
fsr-3457	381	1	27	CARDINAL
fsr-3457	381	2	191–199	CARDINAL
fsr-3457	382	1	j., & kaczmarek	ORG
fsr-3457	382	2	2016	CARDINAL
fsr-3457	384	1	john wiley & sons	ORG
fsr-3457	385	1	hoboken	GPE
fsr-3457	385	2	nj	GPE
fsr-3457	385	3	roszkowski	PERSON
fsr-3457	385	4	m. j., & davey	PERSON
fsr-3457	385	5	2010	DATE
fsr-3457	386	1	2008	DATE
fsr-3457	387	1	64(4	CARDINAL
fsr-3457	387	2	42–53	CARDINAL
fsr-3457	388	1	2011	DATE
fsr-3457	390	1	20–21	CARDINAL
fsr-3457	391	1	rudolph	PERSON
fsr-3457	391	2	s.	PERSON
fsr-3457	391	3	savikhin, a., & ebert	PERSON
fsr-3457	391	4	d. s.	PERSON
fsr-3457	391	5	2009	DATE
fsr-3457	392	1	finvis	PERSON
fsr-3457	393	1	2009	DATE
fsr-3457	393	2	atlantic city	GPE
fsr-3457	393	3	nj	GPE
fsr-3457	393	4	shah	PERSON
fsr-3457	393	5	& freedman	ORG
fsr-3457	393	6	e. g.	PERSON
fsr-3457	393	7	2011	DATE
fsr-3457	395	1	3	CARDINAL
fsr-3457	395	2	560–578	CARDINAL
fsr-3457	396	1	schwartz	ORG
fsr-3457	396	2	l. m.	PERSON
fsr-3457	396	3	woloshin	PERSON
fsr-3457	396	4	s.	PERSON
fsr-3457	396	5	w. c.	PERSON
fsr-3457	396	6	h. g.	PERSON
fsr-3457	396	7	1997	DATE
fsr-3457	398	1	127(11	CARDINAL
fsr-3457	398	2	966–972	DATE
fsr-3457	399	1	n. n.	PERSON
fsr-3457	399	2	2004	DATE
fsr-3457	402	1	5(1	CARDINAL
fsr-3457	402	2	2–7	CARDINAL
fsr-3457	402	3	tharp	PERSON
fsr-3457	402	4	d. t.	PERSON
fsr-3457	402	5	lurtz	ORG
fsr-3457	402	6	m., mielitz	PERSON
fsr-3457	402	7	m., & ammerman	ORG
fsr-3457	402	8	d. a.	PERSON
fsr-3457	405	1	tosto	PERSON
fsr-3457	405	2	m. g.	PERSON
fsr-3457	405	3	k. b.	PERSON
fsr-3457	405	4	haworth	GPE
fsr-3457	405	5	c. m.	PERSON
fsr-3457	405	6	davis	PERSON
fsr-3457	405	7	s.	GPE
fsr-3457	405	8	dale	ORG
fsr-3457	405	9	malykh	PERSON
fsr-3457	405	10	s.	PERSON
fsr-3457	405	11	plomin	GPE
fsr-3457	405	12	r., & kovas	ORG
fsr-3457	405	13	2014	DATE
fsr-3457	407	1	17	CARDINAL
fsr-3457	407	2	462–470	CARDINAL
fsr-3457	408	1	van zutphen	PERSON
fsr-3457	408	2	2010	DATE
fsr-3457	410	1	journal of financial planning	ORG
fsr-3457	410	2	23	CARDINAL
fsr-3457	410	3	54–57	CARDINAL
fsr-3457	411	1	wickham, h. (2018	ORG
fsr-3457	413	1	1(1	CARDINAL
fsr-3457	413	2	836	CARDINAL
fsr-3457	414	1	m. r. lurtz et al	PERSON
fsr-3457	414	2	29	CARDINAL
fsr-3457	414	3	2021	CARDINAL
fsr-3457	415	1	209–225 225	CARDINAL