id	sid	eid	entity	type
fsr-3463	1	1	ying yana	PERSON
fsr-3463	1	2	russell n. james iiib	PERSON
fsr-3463	1	3	eastern new mexico state university	ORG
fsr-3463	1	4	1500	CARDINAL
fsr-3463	1	5	portales	GPE
fsr-3463	1	6	88130	DATE
fsr-3463	1	7	texas tech university	ORG
fsr-3463	1	8	41210	DATE
fsr-3463	1	9	lubbock	GPE
fsr-3463	1	10	tx	ORG
fsr-3463	1	11	79409-1210	DATE
fsr-3463	2	1	2,160	CARDINAL
fsr-3463	6	1	2021	CARDINAL
fsr-3463	8	1	jel	ORG
fsr-3463	8	2	1	CARDINAL
fsr-3463	11	1	lockwood	ORG
fsr-3463	11	2	2012	DATE
fsr-3463	13	1	806	CARDINAL
fsr-3463	14	1	1057-0810/21/$	CARDINAL
fsr-3463	14	2	2021	CARDINAL
fsr-3463	16	1	29	CARDINAL
fsr-3463	16	2	2021	CARDINAL
fsr-3463	16	3	277–291	CARDINAL
fsr-3463	16	4	2016	DATE
fsr-3463	17	1	franco modigliani	PERSON
fsr-3463	17	2	1986	DATE
fsr-3463	17	3	nobel	WORK_OF_ART
fsr-3463	20	1	bernheim	GPE
fsr-3463	20	2	1991	DATE
fsr-3463	20	3	bütler & teppa	ORG
fsr-3463	20	4	2007	DATE
fsr-3463	20	5	yaari	GPE
fsr-3463	20	6	1965	DATE
fsr-3463	22	1	bernheim	GPE
fsr-3463	22	2	1991	DATE
fsr-3463	22	3	bütler & teppa	ORG
fsr-3463	22	4	2007	DATE
fsr-3463	22	5	yaari	GPE
fsr-3463	22	6	1965	DATE
fsr-3463	25	1	first	ORDINAL
fsr-3463	29	1	2	CARDINAL
fsr-3463	29	2	2.1	CARDINAL
fsr-3463	30	1	the united states	GPE
fsr-3463	30	2	lockwood	GPE
fsr-3463	30	3	2012	DATE
fsr-3463	30	4	knell	ORG
fsr-3463	30	5	2018	DATE
fsr-3463	31	1	the world bank	ORG
fsr-3463	31	2	u.s.	GPE
fsr-3463	31	3	46.3	CARDINAL
fsr-3463	31	4	79	CARDINAL
fsr-3463	31	5	between 1900 and 2018	DATE
fsr-3463	31	6	48.3	CARDINAL
fsr-3463	31	7	84	CARDINAL
fsr-3463	31	8	between 1900 and 2018	DATE
fsr-3463	31	9	the world bank	ORG
fsr-3463	31	10	2019	DATE
fsr-3463	32	1	about one-fifth	CARDINAL
fsr-3463	32	2	65-years-olds	DATE
fsr-3463	32	3	age 90	DATE
fsr-3463	32	4	lockwood, 2018	ORG
fsr-3463	34	1	cox & lin	ORG
fsr-3463	34	2	2007	DATE
fsr-3463	34	3	scott, 2008	ORG
fsr-3463	35	1	scott, 2008	ORG
fsr-3463	36	1	scott	ORG
fsr-3463	36	2	2008	DATE
fsr-3463	36	3	1015%	PERCENT
fsr-3463	38	1	about 50% to 75%	PERCENT
fsr-3463	38	2	banerjee	GPE
fsr-3463	38	3	2013	DATE
fsr-3463	39	1	278	CARDINAL
fsr-3463	39	2	y. yan	PERSON
fsr-3463	40	1	r. n. james	PERSON
fsr-3463	40	2	29	CARDINAL
fsr-3463	40	3	2021	CARDINAL
fsr-3463	41	1	277–291	CARDINAL
fsr-3463	41	2	banerjee	GPE
fsr-3463	41	3	2013	DATE
fsr-3463	41	4	2011	DATE
fsr-3463	41	5	mottola & utkus	ORG
fsr-3463	41	6	2008	DATE
fsr-3463	42	1	williams	PERSON
fsr-3463	42	2	james	PERSON
fsr-3463	42	3	2019	DATE
fsr-3463	42	4	only 4%	PERCENT
fsr-3463	43	1	the united states	GPE
fsr-3463	43	2	peijnenburg et al	LOC
fsr-3463	43	3	2016	DATE
fsr-3463	44	1	americans	NORP
fsr-3463	45	1	japanese	NORP
fsr-3463	45	2	purcal & piggott	ORG
fsr-3463	45	3	2008	DATE
fsr-3463	46	1	modigliani	ORG
fsr-3463	46	2	1986	DATE
fsr-3463	48	1	2.2	CARDINAL
fsr-3463	51	1	2001	DATE
fsr-3463	51	2	2003	DATE
fsr-3463	52	1	brown & poterba	ORG
fsr-3463	52	2	2000	DATE
fsr-3463	52	3	donnelly	GPE
fsr-3463	52	4	2015	DATE
fsr-3463	52	5	lockwood	ORG
fsr-3463	52	6	2012	DATE
fsr-3463	52	7	pecchenion & pollard	ORG
fsr-3463	52	8	1997	DATE
fsr-3463	52	9	1985	DATE
fsr-3463	52	10	finkelstein & poterba	ORG
fsr-3463	52	11	2004	DATE
fsr-3463	52	12	mitchell & mccarthy	ORG
fsr-3463	52	13	2002	DATE
fsr-3463	53	1	2012	DATE
fsr-3463	53	2	vidal-meliá & lejárraga-garcı́a	ORG
fsr-3463	53	3	2006	DATE
fsr-3463	55	1	bernheim	GPE
fsr-3463	55	2	1991	DATE
fsr-3463	55	3	friedman & warshawsky,	ORG
fsr-3463	55	4	1990	DATE
fsr-3463	55	5	lockwood, 2012,	ORG
fsr-3463	55	6	2018	DATE
fsr-3463	55	7	purcal & piggott	ORG
fsr-3463	55	8	2008	DATE
fsr-3463	55	9	yaari	GPE
fsr-3463	55	10	1965	DATE
fsr-3463	56	1	lockwood, 2018	ORG
fsr-3463	58	1	2.2.1	CARDINAL
fsr-3463	59	1	yaari	ORG
fsr-3463	59	2	1965	DATE
fsr-3463	63	1	davidoff et al	PERSON
fsr-3463	64	1	2005	DATE
fsr-3463	64	2	1589	DATE
fsr-3463	65	1	2005	DATE
fsr-3463	66	1	yaari	ORG
fsr-3463	66	2	1965	DATE
fsr-3463	69	1	y. yan	PERSON
fsr-3463	70	1	r. n. james	PERSON
fsr-3463	70	2	29	CARDINAL
fsr-3463	70	3	2021	CARDINAL
fsr-3463	71	1	277–291	CARDINAL
fsr-3463	71	2	2.2.2	CARDINAL
fsr-3463	72	1	baker & nofsinger	ORG
fsr-3463	72	2	2010	DATE
fsr-3463	73	1	kahneman	NORP
fsr-3463	73	2	knetsch, & thaler	ORG
fsr-3463	73	3	1991	DATE
fsr-3463	73	4	huang, & thaler	ORG
fsr-3463	73	5	2006	DATE
fsr-3463	73	6	thaler	ORG
fsr-3463	73	7	1985	DATE
fsr-3463	73	8	baker & nofsinger	ORG
fsr-3463	73	9	2010	DATE
fsr-3463	74	1	2004	DATE
fsr-3463	74	2	agnew et al.	PERSON
fsr-3463	74	3	2008	DATE
fsr-3463	74	4	salisbury & nenkov	ORG
fsr-3463	74	5	2016	DATE
fsr-3463	75	1	salisbury	GPE
fsr-3463	75	2	nenkov	ORG
fsr-3463	75	3	2016	DATE
fsr-3463	76	1	agnew et al	PERSON
fsr-3463	77	1	2008	DATE
fsr-3463	78	1	2007	DATE
fsr-3463	79	1	2.2.3	CARDINAL
fsr-3463	81	1	james	PERSON
fsr-3463	81	2	2016	DATE
fsr-3463	81	3	two	CARDINAL
fsr-3463	81	4	greenberg & solomon	ORG
fsr-3463	81	5	1999	DATE
fsr-3463	82	1	salisbury	GPE
fsr-3463	82	2	nenkov	ORG
fsr-3463	82	3	2016	DATE
fsr-3463	84	1	salisbury	GPE
fsr-3463	84	2	nenkov	ORG
fsr-3463	84	3	2016	DATE
fsr-3463	84	4	salisbury & nenkov	ORG
fsr-3463	84	5	2016	DATE
fsr-3463	84	6	423	CARDINAL
fsr-3463	86	1	second	ORDINAL
fsr-3463	90	1	williams	PERSON
fsr-3463	90	2	james	PERSON
fsr-3463	90	3	2019	DATE
fsr-3463	92	1	lockwood	ORG
fsr-3463	92	2	2012	DATE
fsr-3463	92	3	about three-fourths	CARDINAL
fsr-3463	94	1	280	CARDINAL
fsr-3463	94	2	y. yan	PERSON
fsr-3463	94	3	r. n. james	PERSON
fsr-3463	94	4	29	CARDINAL
fsr-3463	94	5	2021	CARDINAL
fsr-3463	95	1	277–291	CARDINAL
fsr-3463	99	1	2.3	CARDINAL
fsr-3463	100	1	1	CARDINAL
fsr-3463	101	1	1a	CARDINAL
fsr-3463	102	1	1	CARDINAL
fsr-3463	103	1	1a	CARDINAL
fsr-3463	105	1	zizzo	NORP
fsr-3463	105	2	2010	DATE
fsr-3463	107	1	3	CARDINAL
fsr-3463	107	2	3.1	CARDINAL
fsr-3463	108	1	the united states	GPE
fsr-3463	108	2	amazon	ORG
fsr-3463	108	3	turk	GPE
fsr-3463	108	4	mturk	ORG
fsr-3463	111	1	around 10 minutes	TIME
fsr-3463	113	1	2,206	CARDINAL
fsr-3463	113	2	october 18, 2019	DATE
fsr-3463	113	3	2,160	CARDINAL
fsr-3463	114	1	y. yan	PERSON
fsr-3463	114	2	r. n. james	PERSON
fsr-3463	114	3	29	CARDINAL
fsr-3463	114	4	2021	CARDINAL
fsr-3463	115	1	277–291 281	CARDINAL
fsr-3463	115	2	1 k	QUANTITY
fsr-3463	115	3	ia	GPE
fsr-3463	115	4	o	DATE
fsr-3463	115	5	6 5	CARDINAL
fsr-3463	115	6	ea	CARDINAL
fsr-3463	117	1	o	DATE
fsr-3463	118	1	o	DATE
fsr-3463	121	1	ec	ORG
fsr-3463	121	2	u si n g th	PERSON
fsr-3463	121	3	ea	CARDINAL
fsr-3463	122	1	o	DATE
fsr-3463	123	1	t y o	DATE
fsr-3463	123	2	w il l g iv e y o u m	PERSON
fsr-3463	123	3	ea	CARDINAL
fsr-3463	124	1	ea	CARDINAL
fsr-3463	124	2	li	PERSON
fsr-3463	124	3	e. w h	ORG
fsr-3463	125	1	o	DATE
fsr-3463	125	2	t y o	DATE
fsr-3463	126	1	o	DATE
fsr-3463	127	1	o	DATE
fsr-3463	128	1	o	DATE
fsr-3463	130	1	-s	NORP
fsr-3463	130	2	o	DATE
fsr-3463	130	3	ea	CARDINAL
fsr-3463	131	1	ea	CARDINAL
fsr-3463	132	1	li v e. p le	PERSON
fsr-3463	132	2	li k el	PERSON
fsr-3463	134	1	u rc h	ORG
fsr-3463	136	1	l ik el ih	PERSON
fsr-3463	139	1	u rc h	ORG
fsr-3463	141	1	0	CARDINAL
fsr-3463	141	2	1	CARDINAL
fsr-3463	141	3	1	CARDINAL
fsr-3463	146	1	te r h	ORG
fsr-3463	147	1	o	DATE
fsr-3463	149	1	w il l	PERSON
fsr-3463	152	1	ju st	PERSON
fsr-3463	156	1	g g u ar	FAC
fsr-3463	156	2	li fe ti m	PERSON
fsr-3463	158	1	ro te ct io n	FAC
fsr-3463	162	1	m ak es se n	FAC
fsr-3463	166	1	al ly su	PERSON
fsr-3463	168	1	w	PERSON
fsr-3463	168	2	6 5	DATE
fsr-3463	168	3	1	MONEY
fsr-3463	168	4	il li	PERSON
fsr-3463	169	1	io	LOC
fsr-3463	170	1	ci al se cu ri	PERSON
fsr-3463	173	1	w il l	PERSON
fsr-3463	173	2	io	LOC
fsr-3463	173	3	st ed am	PERSON
fsr-3463	173	4	o u n	PERSON
fsr-3463	174	1	5 %	PERCENT
fsr-3463	174	2	5	MONEY
fsr-3463	174	3	0	CARDINAL
fsr-3463	176	1	1	MONEY
fsr-3463	176	2	il li	PERSON
fsr-3463	177	1	ea	CARDINAL
fsr-3463	179	1	o	DATE
fsr-3463	180	1	u ld	PERSON
fsr-3463	180	2	o	DATE
fsr-3463	183	1	0	CARDINAL
fsr-3463	183	2	1	CARDINAL
fsr-3463	183	3	0	CARDINAL
fsr-3463	185	1	o	DATE
fsr-3463	185	2	w	GPE
fsr-3463	185	3	u ch d id y o	PERSON
fsr-3463	186	1	le av	FAC
fsr-3463	193	1	0	CARDINAL
fsr-3463	193	2	1	CARDINAL
fsr-3463	193	3	o rt al	PERSON
fsr-3463	193	4	y sa li en ce t	PERSON
fsr-3463	193	5	ex te n	FAC
fsr-3463	195	1	u te s	FAC
fsr-3463	197	1	1	CARDINAL
fsr-3463	198	1	2	CARDINAL
fsr-3463	199	1	3	CARDINAL
fsr-3463	201	1	5	CARDINAL
fsr-3463	202	1	6	CARDINAL
fsr-3463	202	2	o	DATE
fsr-3463	204	1	g st at	PERSON
fsr-3463	205	1	su rv ey	PERSON
fsr-3463	207	1	6	CARDINAL
fsr-3463	208	1	5	CARDINAL
fsr-3463	208	2	4	CARDINAL
fsr-3463	208	3	3	CARDINAL
fsr-3463	209	1	2	CARDINAL
fsr-3463	210	1	1	CARDINAL
fsr-3463	210	2	ex te n	FAC
fsr-3463	211	1	su rv ey ev	PERSON
fsr-3463	211	2	o k e th o u g	PERSON
fsr-3463	214	1	1	CARDINAL
fsr-3463	215	1	2	CARDINAL
fsr-3463	216	1	3	CARDINAL
fsr-3463	218	1	5	CARDINAL
fsr-3463	219	1	6	CARDINAL
fsr-3463	220	1	1	CARDINAL
fsr-3463	221	1	0 % to	PERCENT
fsr-3463	221	2	0 %	PERCENT
fsr-3463	221	3	w h	ORG
fsr-3463	221	4	w il l li	PERSON
fsr-3463	221	5	1	CARDINAL
fsr-3463	226	1	li	PERSON
fsr-3463	226	2	1	CARDINAL
fsr-3463	227	1	0	CARDINAL
fsr-3463	227	2	1	CARDINAL
fsr-3463	227	3	282 y. yan	QUANTITY
fsr-3463	227	4	r. n. james	PERSON
fsr-3463	227	5	29	CARDINAL
fsr-3463	227	6	2021	CARDINAL
fsr-3463	228	1	277–291	CARDINAL
fsr-3463	228	2	second	ORDINAL
fsr-3463	229	1	3.2	CARDINAL
fsr-3463	230	1	1	CARDINAL
fsr-3463	231	1	years	DATE
fsr-3463	231	2	nine	CARDINAL
fsr-3463	231	3	12	CARDINAL
fsr-3463	231	4	14	CARDINAL
fsr-3463	231	5	16	CARDINAL
fsr-3463	231	6	19	CARDINAL
fsr-3463	232	1	10,000	MONEY
fsr-3463	232	2	less than $10,000	MONEY
fsr-3463	232	3	15,000	MONEY
fsr-3463	232	4	25,000	MONEY
fsr-3463	232	5	35,000	MONEY
fsr-3463	232	6	45,000	MONEY
fsr-3463	232	7	55,000	MONEY
fsr-3463	232	8	65,000	MONEY
fsr-3463	232	9	75,000	MONEY
fsr-3463	232	10	85,000	MONEY
fsr-3463	232	11	95,000	MONEY
fsr-3463	232	12	125,000	MONEY
fsr-3463	232	13	150,000	MONEY
fsr-3463	232	14	greater than $150,000	MONEY
fsr-3463	234	1	years	DATE
fsr-3463	234	2	lusardi, & alessie	ORG
fsr-3463	234	3	2011	DATE
fsr-3463	236	1	pang & warshawsky	ORG
fsr-3463	236	2	2010	DATE
fsr-3463	237	1	van rooij	PERSON
fsr-3463	237	2	lusardi, & alessie	ORG
fsr-3463	237	3	2011	DATE
fsr-3463	240	1	age 100	DATE
fsr-3463	241	1	finke, howe, & huston	ORG
fsr-3463	241	2	2017	DATE
fsr-3463	242	1	2	CARDINAL
fsr-3463	242	2	max	PERSON
fsr-3463	242	3	age 44.973	DATE
fsr-3463	242	4	16.061	CARDINAL
fsr-3463	242	5	19 85	CARDINAL
fsr-3463	242	6	0.509	CARDINAL
fsr-3463	242	7	0.500	CARDINAL
fsr-3463	242	8	0 1	CARDINAL
fsr-3463	242	9	54.912	CARDINAL
fsr-3463	242	10	34.108	CARDINAL
fsr-3463	242	11	10 150	CARDINAL
fsr-3463	242	12	years 15.525	DATE
fsr-3463	242	13	1.995	CARDINAL
fsr-3463	242	14	9 19	CARDINAL
fsr-3463	242	15	49.635	CARDINAL
fsr-3463	242	16	27.179	CARDINAL
fsr-3463	242	17	0 100	CARDINAL
fsr-3463	242	18	53.992	CARDINAL
fsr-3463	242	19	27.685	CARDINAL
fsr-3463	242	20	0 100	CARDINAL
fsr-3463	242	21	0.493	CARDINAL
fsr-3463	242	22	0.500	CARDINAL
fsr-3463	242	23	0 1	CARDINAL
fsr-3463	242	24	0.231	CARDINAL
fsr-3463	242	25	0 1	CARDINAL
fsr-3463	242	26	0.789	CARDINAL
fsr-3463	242	27	0.408	CARDINAL
fsr-3463	242	28	0 1	CARDINAL
fsr-3463	242	29	34.571	CARDINAL
fsr-3463	242	30	0 100	CARDINAL
fsr-3463	242	31	100 31.010	QUANTITY
fsr-3463	242	32	0 100	CARDINAL
fsr-3463	242	33	11.460	CARDINAL
fsr-3463	242	34	3.525	CARDINAL
fsr-3463	242	35	3 18	QUANTITY
fsr-3463	242	36	y. yan	PERSON
fsr-3463	242	37	r. n. james	PERSON
fsr-3463	242	38	29	CARDINAL
fsr-3463	242	39	2021	CARDINAL
fsr-3463	243	1	277–291 283	CARDINAL
fsr-3463	243	2	jianakoplos & bernasek	ORG
fsr-3463	243	3	1998	DATE
fsr-3463	243	4	agnew et al.	PERSON
fsr-3463	243	5	2008	DATE
fsr-3463	245	1	2	CARDINAL
fsr-3463	246	1	45	DATE
fsr-3463	246	2	51%	PERCENT
fsr-3463	247	1	years	DATE
fsr-3463	247	2	15.5	CARDINAL
fsr-3463	247	3	55,000	MONEY
fsr-3463	248	1	3.3	CARDINAL
fsr-3463	248	2	1	CARDINAL
fsr-3463	248	3	1	CARDINAL
fsr-3463	249	1	two	CARDINAL
fsr-3463	250	1	49.3%	PERCENT
fsr-3463	250	2	only 23.1%	PERCENT
fsr-3463	251	1	1	CARDINAL
fsr-3463	252	1	two	CARDINAL
fsr-3463	252	2	two	CARDINAL
fsr-3463	257	1	3.4	CARDINAL
fsr-3463	257	2	1a	CARDINAL
fsr-3463	257	3	3	CARDINAL
fsr-3463	257	4	3	CARDINAL
fsr-3463	257	5	10.793	CARDINAL
fsr-3463	257	6	2.8989	CARDINAL
fsr-3463	257	7	0.0002	CARDINAL
fsr-3463	257	8	1.0902	CARDINAL
fsr-3463	257	9	0.0376	CARDINAL
fsr-3463	257	10	0.0001	CARDINAL
fsr-3463	257	11	0.0026	CARDINAL
fsr-3463	257	12	0.0004	CARDINAL
fsr-3463	257	13	0.0001	CARDINAL
fsr-3463	257	14	0.0560	CARDINAL
fsr-3463	257	15	0.0090	CARDINAL
fsr-3463	257	16	0.0001	CARDINAL
fsr-3463	257	17	0.1453	CARDINAL
fsr-3463	257	18	0.0869	CARDINAL
fsr-3463	257	19	0.0948	CARDINAL
fsr-3463	257	20	1.9764	CARDINAL
fsr-3463	257	21	0.0012	CARDINAL
fsr-3463	257	22	0.0093	CARDINAL
fsr-3463	257	23	0.0867	CARDINAL
fsr-3463	257	24	years	DATE
fsr-3463	257	25	0.2583	CARDINAL
fsr-3463	257	26	0.1597	CARDINAL
fsr-3463	257	27	0.0192	CARDINAL
fsr-3463	257	28	0.0241	CARDINAL
fsr-3463	257	29	100 0.0155	CARDINAL
fsr-3463	257	30	0.0109	CARDINAL
fsr-3463	257	31	0.1536	CARDINAL
fsr-3463	257	32	2,160	CARDINAL
fsr-3463	258	1	0.7505	CARDINAL
fsr-3463	261	1	284	CARDINAL
fsr-3463	261	2	r. n. james	PERSON
fsr-3463	261	3	29	CARDINAL
fsr-3463	261	4	2021	CARDINAL
fsr-3463	262	1	277–291	CARDINAL
fsr-3463	265	1	100	CARDINAL
fsr-3463	266	1	99%	PERCENT
fsr-3463	269	1	second	ORDINAL
fsr-3463	269	2	1a	CARDINAL
fsr-3463	273	1	salisbury & nenkov	ORG
fsr-3463	273	2	2016	DATE
fsr-3463	276	1	3	CARDINAL
fsr-3463	277	1	4	CARDINAL
fsr-3463	278	1	3	CARDINAL
fsr-3463	278	2	0 to 100	CARDINAL
fsr-3463	280	1	4	CARDINAL
fsr-3463	280	2	0.0348	PRODUCT
fsr-3463	280	3	0.2497	CARDINAL
fsr-3463	280	4	0.8892	CARDINAL
fsr-3463	280	5	0.0037	CARDINAL
fsr-3463	280	6	0.0008	CARDINAL
fsr-3463	280	7	0.0001	CARDINAL
fsr-3463	280	8	0.0109	CARDINAL
fsr-3463	280	9	0.0079	CARDINAL
fsr-3463	280	10	0.1654	CARDINAL
fsr-3463	280	11	0.0553	ORG
fsr-3463	280	12	0.0363	CARDINAL
fsr-3463	280	13	0.0009	CARDINAL
fsr-3463	280	14	0.3208	CARDINAL
fsr-3463	280	15	years	DATE
fsr-3463	280	16	0.0012	CARDINAL
fsr-3463	280	17	0.9316	CARDINAL
fsr-3463	280	18	0.0017	CARDINAL
fsr-3463	280	19	0.0004	CARDINAL
fsr-3463	280	20	100 0.0006	CARDINAL
fsr-3463	280	21	0.001	CARDINAL
fsr-3463	280	22	0.5650	CARDINAL
fsr-3463	280	23	2,160	CARDINAL
fsr-3463	281	1	y. yan	PERSON
fsr-3463	281	2	r. n. james	PERSON
fsr-3463	281	3	29	CARDINAL
fsr-3463	281	4	2021	CARDINAL
fsr-3463	282	1	277–291 285	CARDINAL
fsr-3463	282	2	3	CARDINAL
fsr-3463	284	1	second	ORDINAL
fsr-3463	284	2	1a	CARDINAL
fsr-3463	285	1	3	CARDINAL
fsr-3463	291	1	5	CARDINAL
fsr-3463	294	1	one	CARDINAL
fsr-3463	296	1	salisbury & nenkov	ORG
fsr-3463	296	2	2016	DATE
fsr-3463	300	1	5	CARDINAL
fsr-3463	300	2	0.7593	CARDINAL
fsr-3463	300	3	0.2819	CARDINAL
fsr-3463	300	4	0.0071	CARDINAL
fsr-3463	300	5	0.0038	CARDINAL
fsr-3463	300	6	0.0009	CARDINAL
fsr-3463	300	7	0.0001	CARDINAL
fsr-3463	300	8	0.0355	CARDINAL
fsr-3463	300	9	0.0090	CARDINAL
fsr-3463	300	10	0.0001	CARDINAL
fsr-3463	300	11	0.0054	CARDINAL
fsr-3463	300	12	0.0627	CARDINAL
fsr-3463	300	13	0.9311	CARDINAL
fsr-3463	300	14	0.0001	CARDINAL
fsr-3463	300	15	0.0009	CARDINAL
fsr-3463	300	16	0.8822	CARDINAL
fsr-3463	300	17	years	DATE
fsr-3463	300	18	0.0262	CARDINAL
fsr-3463	300	19	0.0163	CARDINAL
fsr-3463	300	20	0.1085	CARDINAL
fsr-3463	300	21	0.0019	CARDINAL
fsr-3463	300	22	0.0041	CARDINAL
fsr-3463	300	23	100 0.0036	CARDINAL
fsr-3463	300	24	0.0011	CARDINAL
fsr-3463	300	25	0.0014	CARDINAL
fsr-3463	300	26	2,160	CARDINAL
fsr-3463	300	27	286	CARDINAL
fsr-3463	300	28	y. yan	PERSON
fsr-3463	300	29	r. n. james	PERSON
fsr-3463	300	30	29	CARDINAL
fsr-3463	300	31	2021	CARDINAL
fsr-3463	300	32	277–291 4	CARDINAL
fsr-3463	312	1	bernheim	GPE
fsr-3463	312	2	1991	DATE
fsr-3463	312	3	bütler & teppa	ORG
fsr-3463	312	4	2007	DATE
fsr-3463	312	5	yaari	GPE
fsr-3463	312	6	1965	DATE
fsr-3463	313	1	bernheim	GPE
fsr-3463	313	2	1991	DATE
fsr-3463	313	3	bütler & teppa	ORG
fsr-3463	313	4	2007	DATE
fsr-3463	313	5	yaari	GPE
fsr-3463	313	6	1965	DATE
fsr-3463	319	1	salisbury & nenkov	ORG
fsr-3463	319	2	2016	DATE
fsr-3463	320	1	james	PERSON
fsr-3463	320	2	2016	DATE
fsr-3463	320	3	pyszczynski	ORG
fsr-3463	320	4	greenberg, & solomon, 1999	ORG
fsr-3463	321	1	williams	PERSON
fsr-3463	321	2	james	PERSON
fsr-3463	321	3	2019	DATE
fsr-3463	324	1	age 65	DATE
fsr-3463	328	1	y. yan	PERSON
fsr-3463	329	1	r. n. james	PERSON
fsr-3463	329	2	29	CARDINAL
fsr-3463	329	3	2021	CARDINAL
fsr-3463	330	1	277–291	CARDINAL
fsr-3463	343	1	4.2	CARDINAL
fsr-3463	343	2	two	CARDINAL
fsr-3463	344	1	first	ORDINAL
fsr-3463	346	1	second	ORDINAL
fsr-3463	347	1	williams	PERSON
fsr-3463	347	2	james	PERSON
fsr-3463	347	3	2019	DATE
fsr-3463	348	1	4.3	CARDINAL
fsr-3463	349	1	first	ORDINAL
fsr-3463	352	1	monte carlo	ORG
fsr-3463	353	1	$500,000 dollars	MONEY
fsr-3463	353	2	288	CARDINAL
fsr-3463	353	3	y. yan	PERSON
fsr-3463	353	4	r. n. james	PERSON
fsr-3463	353	5	29	CARDINAL
fsr-3463	353	6	2021	CARDINAL
fsr-3463	353	7	277–291	CARDINAL
fsr-3463	353	8	6%	PERCENT
fsr-3463	353	9	annually	DATE
fsr-3463	353	10	20%	PERCENT
fsr-3463	353	11	20 years	DATE
fsr-3463	353	12	15,000	MONEY
fsr-3463	353	13	the end of each year	DATE
fsr-3463	354	1	10,000	CARDINAL
fsr-3463	354	2	2,192,524	MONEY
fsr-3463	354	3	1,633,929	MONEY
fsr-3463	354	4	1,966,518	MONEY
fsr-3463	354	5	fifth	ORDINAL
fsr-3463	354	6	465,544	MONEY
fsr-3463	354	7	95th	ORDINAL
fsr-3463	354	8	5,722,992	MONEY
fsr-3463	358	1	10%	PERCENT
fsr-3463	358	2	50,000	MONEY
fsr-3463	358	3	twenty-year	DATE
fsr-3463	358	4	4%	PERCENT
fsr-3463	358	5	fifth	ORDINAL
fsr-3463	358	6	30%	PERCENT
fsr-3463	358	7	95th	ORDINAL
fsr-3463	358	8	only 3%	PERCENT
fsr-3463	364	1	4.4	CARDINAL
fsr-3463	365	1	blake, 1999	ORG
fsr-3463	368	1	blake, 1999	ORG
fsr-3463	372	1	y. yan	PERSON
fsr-3463	372	2	r. n. james	PERSON
fsr-3463	372	3	29	CARDINAL
fsr-3463	372	4	2021	CARDINAL
fsr-3463	372	5	277–291 289	CARDINAL
fsr-3463	374	1	a.	PERSON
fsr-3463	374	2	1985	DATE
fsr-3463	376	1	nber	GPE
fsr-3463	376	2	1664	DATE
fsr-3463	377	1	cambridge	GPE
fsr-3463	377	2	ma: national bureau of economic research	ORG
fsr-3463	378	1	agnew	PERSON
fsr-3463	378	2	j. r.	PERSON
fsr-3463	378	3	anderson	PERSON
fsr-3463	378	4	l. r.	PERSON
fsr-3463	378	5	gerlach	PERSON
fsr-3463	378	6	j. r., &	PERSON
fsr-3463	378	7	l. r.	PERSON
fsr-3463	378	8	2008	DATE
fsr-3463	381	1	american	NORP
fsr-3463	381	2	98	CARDINAL
fsr-3463	381	3	418	CARDINAL
fsr-3463	381	4	422	CARDINAL
fsr-3463	382	1	baker	PERSON
fsr-3463	382	2	h. k.	PERSON
fsr-3463	382	3	j. r.	PERSON
fsr-3463	382	4	2010	DATE
fsr-3463	384	1	h. k. baker & j. r. nofsinger	PERSON
fsr-3463	384	2	3–20	CARDINAL
fsr-3463	385	1	hoboken	GPE
fsr-3463	385	2	nj	ORG
fsr-3463	385	3	john wiley & sons	ORG
fsr-3463	386	1	banerjee	GPE
fsr-3463	386	2	s.	GPE
fsr-3463	386	3	2013	DATE
fsr-3463	388	1	381	CARDINAL
fsr-3463	388	2	1–20	CARDINAL
fsr-3463	388	3	barberis	ORG
fsr-3463	388	4	huang	PERSON
fsr-3463	388	5	m., & thaler	ORG
fsr-3463	388	6	r. h.	PERSON
fsr-3463	388	7	2006	DATE
fsr-3463	390	1	american	NORP
fsr-3463	390	2	96	CARDINAL
fsr-3463	390	3	1069–1090	CARDINAL
fsr-3463	390	4	bernheim	GPE
fsr-3463	390	5	b. d.	PERSON
fsr-3463	390	6	1991	DATE
fsr-3463	393	1	99	CARDINAL
fsr-3463	393	2	899–927	CARDINAL
fsr-3463	394	1	s.	PERSON
fsr-3463	394	2	previtero	PERSON
fsr-3463	394	3	a., & thaler	ORG
fsr-3463	394	4	r. h.	PERSON
fsr-3463	394	5	2011	DATE
fsr-3463	396	1	25	CARDINAL
fsr-3463	396	2	143–164	CARDINAL
fsr-3463	397	1	blake	ORG
fsr-3463	397	2	1999	DATE
fsr-3463	399	1	the geneva papers	ORG
fsr-3463	399	2	24	CARDINAL
fsr-3463	399	3	358–375	DATE
fsr-3463	399	4	j. r., & poterba	PERSON
fsr-3463	399	5	j. m.	PERSON
fsr-3463	399	6	2000	DATE
fsr-3463	401	1	67	CARDINAL
fsr-3463	401	2	527–553	CARDINAL
fsr-3463	401	3	j. r.	PERSON
fsr-3463	401	4	2001	DATE
fsr-3463	403	1	journal of public economics	ORG
fsr-3463	403	2	82	DATE
fsr-3463	403	3	brown	PERSON
fsr-3463	403	4	j. r.	PERSON
fsr-3463	403	5	2003	DATE
fsr-3463	405	1	journal of risk & insurance	ORG
fsr-3463	405	2	70	DATE
fsr-3463	405	3	17–41	DATE
fsr-3463	406	1	brown	PERSON
fsr-3463	406	2	j. r.	PERSON
fsr-3463	406	3	2007	DATE
fsr-3463	408	1	nber working paper no	ORG
fsr-3463	410	1	cambridge	GPE
fsr-3463	410	2	ma: national bureau of economic research	ORG
fsr-3463	411	1	m., & teppa	ORG
fsr-3463	411	2	f.	PERSON
fsr-3463	411	3	2007	DATE
fsr-3463	412	1	swiss	NORP
fsr-3463	413	1	journal of public economics	ORG
fsr-3463	413	2	91	CARDINAL
fsr-3463	414	1	cox	PERSON
fsr-3463	414	2	s. h., & lin	ORG
fsr-3463	414	3	2007	DATE
fsr-3463	416	1	north american	NORP
fsr-3463	416	2	11	CARDINAL
fsr-3463	416	3	1–15	CARDINAL
fsr-3463	417	1	choi	ORG
fsr-3463	417	2	j. j.	PERSON
fsr-3463	417	3	laibson	GPE
fsr-3463	417	4	d.	NORP
fsr-3463	417	5	madrian	ORG
fsr-3463	417	6	b. c.	PERSON
fsr-3463	417	7	2004	DATE
fsr-3463	418	1	401	CARDINAL
fsr-3463	419	1	d. a.	GPE
fsr-3463	420	1	chicago	GPE
fsr-3463	420	2	il: university of chicago	ORG
fsr-3463	421	1	davidoff	PERSON
fsr-3463	421	2	t.	GPE
fsr-3463	421	3	j. r., &	PERSON
fsr-3463	421	4	p. a.	PERSON
fsr-3463	422	1	2005	DATE
fsr-3463	424	1	american	NORP
fsr-3463	424	2	95	CARDINAL
fsr-3463	424	3	1573–1590	CARDINAL
fsr-3463	425	1	donnelly	GPE
fsr-3463	426	1	solidarity	ORG
fsr-3463	427	1	astin bulletin	PERSON
fsr-3463	427	2	45	CARDINAL
fsr-3463	428	1	finke	ORG
fsr-3463	428	2	m. s.	PERSON
fsr-3463	428	3	j. s.	PERSON
fsr-3463	428	4	s. j. (	PERSON
fsr-3463	428	5	2017	CARDINAL
fsr-3463	430	1	63	DATE
fsr-3463	430	2	213–230	CARDINAL
fsr-3463	431	1	finkelstein, a., & poterba	ORG
fsr-3463	431	2	j. (2004	PERSON
fsr-3463	432	1	uk	GPE
fsr-3463	433	1	112	CARDINAL
fsr-3463	433	2	183–208	CARDINAL
fsr-3463	434	1	friedman	ORG
fsr-3463	434	2	b., & warshawsky	ORG
fsr-3463	434	3	m. (	PERSON
fsr-3463	434	4	1990	DATE
fsr-3463	436	1	quarterly	DATE
fsr-3463	436	2	105	CARDINAL
fsr-3463	436	3	135–154	CARDINAL
fsr-3463	436	4	290	CARDINAL
fsr-3463	436	5	y. yan	PERSON
fsr-3463	436	6	r. n. james	PERSON
fsr-3463	436	7	29	CARDINAL
fsr-3463	436	8	2021	CARDINAL
fsr-3463	437	1	277–291	CARDINAL
fsr-3463	437	2	r. n.	PERSON
fsr-3463	437	3	iii.	PERSON
fsr-3463	437	4	2016	CARDINAL
fsr-3463	439	1	journal of financial therapy	ORG
fsr-3463	439	2	7	CARDINAL
fsr-3463	439	3	62–82	CARDINAL
fsr-3463	440	1	jianakoplos	PERSON
fsr-3463	440	2	n. a.	PERSON
fsr-3463	440	3	a.	PERSON
fsr-3463	440	4	1998	DATE
fsr-3463	441	1	36	CARDINAL
fsr-3463	441	2	620–630	CARDINAL
fsr-3463	442	1	kahneman	PERSON
fsr-3463	442	2	d.	NORP
fsr-3463	442	3	j. l.	PERSON
fsr-3463	442	4	r. h.	PERSON
fsr-3463	442	5	1991	DATE
fsr-3463	444	1	5	CARDINAL
fsr-3463	444	2	193–206	DATE
fsr-3463	445	1	knell	ORG
fsr-3463	445	2	2018	DATE
fsr-3463	447	1	journal of pension economics & finance	ORG
fsr-3463	447	2	17	CARDINAL
fsr-3463	447	3	170–199	CARDINAL
fsr-3463	447	4	a.	PERSON
fsr-3463	447	5	2012	DATE
fsr-3463	449	1	europe	LOC
fsr-3463	450	1	london	GPE
fsr-3463	450	2	uk	GPE
fsr-3463	450	3	palgrave macmillan	PERSON
fsr-3463	451	1	lockwood	PERSON
fsr-3463	451	2	l. m.	PERSON
fsr-3463	451	3	2012	DATE
fsr-3463	453	1	15	CARDINAL
fsr-3463	453	2	226–243	CARDINAL
fsr-3463	454	1	lockwood	ORG
fsr-3463	454	2	l. m.	PERSON
fsr-3463	454	3	2018	DATE
fsr-3463	456	1	american	NORP
fsr-3463	456	2	108	CARDINAL
fsr-3463	456	3	2513–2550	CARDINAL
fsr-3463	457	1	mitchell	PERSON
fsr-3463	457	2	o. s.	PERSON
fsr-3463	457	3	d.	PERSON
fsr-3463	457	4	2002	DATE
fsr-3463	459	1	north american	NORP
fsr-3463	459	2	6	CARDINAL
fsr-3463	459	3	38–54	DATE
fsr-3463	460	1	modigliani	PERSON
fsr-3463	460	2	f.	PERSON
fsr-3463	460	3	1986	DATE
fsr-3463	462	1	234	CARDINAL
fsr-3463	462	2	704–712	CARDINAL
fsr-3463	463	1	mottola	GPE
fsr-3463	463	2	g., & utkus	ORG
fsr-3463	463	3	s.	PERSON
fsr-3463	463	4	2008	DATE
fsr-3463	466	1	17	CARDINAL
fsr-3463	466	2	2–4	DATE
fsr-3463	466	3	m.	PERSON
fsr-3463	466	4	2010	DATE
fsr-3463	468	1	46	DATE
fsr-3463	468	2	198–209	CARDINAL
fsr-3463	469	1	pecchenino	ORG
fsr-3463	469	2	r., & pollard	ORG
fsr-3463	469	3	1997	DATE
fsr-3463	471	1	107	CARDINAL
fsr-3463	471	2	26–46	CARDINAL
fsr-3463	471	3	peijnenburg	GPE
fsr-3463	471	4	k.	PERSON
fsr-3463	471	5	t., & werker	ORG
fsr-3463	471	6	b. j.	PERSON
fsr-3463	471	7	2016	DATE
fsr-3463	473	1	70	DATE
fsr-3463	473	2	18–35	CARDINAL
fsr-3463	474	1	purcal	ORG
fsr-3463	474	2	s., & piggott	ORG
fsr-3463	474	3	j. (2008	PERSON
fsr-3463	475	1	japan	GPE
fsr-3463	476	1	journal of risk & insurance	ORG
fsr-3463	476	2	75	CARDINAL
fsr-3463	476	3	493–516	CARDINAL
fsr-3463	477	1	pyszczynski	ORG
fsr-3463	477	2	t., greenberg	GPE
fsr-3463	477	3	j., & solomon	ORG
fsr-3463	477	4	s.	PERSON
fsr-3463	477	5	1999	DATE
fsr-3463	479	1	106	CARDINAL
fsr-3463	479	2	835–845	LOC
fsr-3463	479	3	salisbury	GPE
fsr-3463	479	4	l. c., & nenkov	GPE
fsr-3463	479	5	g. y.	PERSON
fsr-3463	479	6	2016	CARDINAL
fsr-3463	481	1	26	CARDINAL
fsr-3463	481	2	417–425	CARDINAL
fsr-3463	481	3	scott	ORG
fsr-3463	481	4	j. s.	PERSON
fsr-3463	481	5	2008	DATE
fsr-3463	483	1	64	DATE
fsr-3463	483	2	40–48	CARDINAL
fsr-3463	484	1	thaler	PERSON
fsr-3463	484	2	r.	PERSON
fsr-3463	484	3	1985	DATE
fsr-3463	485	1	4	CARDINAL
fsr-3463	485	2	199–214	DATE
fsr-3463	486	1	van rooij	PERSON
fsr-3463	486	2	m.	PERSON
fsr-3463	486	3	a., & alessie	ORG
fsr-3463	486	4	r. (	PERSON
fsr-3463	486	5	2011	DATE
fsr-3463	488	1	journal of financial economics	ORG
fsr-3463	488	2	101	CARDINAL
fsr-3463	488	3	449–472	CARDINAL
fsr-3463	489	1	2006	DATE
fsr-3463	491	1	journal of pension economics	ORG
fsr-3463	491	2	5	CARDINAL
fsr-3463	491	3	197–229	CARDINAL
fsr-3463	492	1	williams	PERSON
fsr-3463	492	2	j. a.	PERSON
fsr-3463	492	3	r. n.	PERSON
fsr-3463	492	4	iii.	PERSON
fsr-3463	492	5	2019	CARDINAL
fsr-3463	494	1	30	CARDINAL
fsr-3463	494	2	121–131	DATE
fsr-3463	495	1	the world bank	ORG
fsr-3463	496	1	2019	DATE
fsr-3463	498	1	yaari	GPE
fsr-3463	498	2	m. e.	PERSON
fsr-3463	498	3	1965	DATE
fsr-3463	500	1	32	CARDINAL
fsr-3463	500	2	137–150	CARDINAL
fsr-3463	501	1	zizzo	NORP
fsr-3463	501	2	d. j.	PERSON
fsr-3463	501	3	2010	DATE
fsr-3463	503	1	13	CARDINAL
fsr-3463	504	1	y. yan	PERSON
fsr-3463	504	2	r. n. james	PERSON
fsr-3463	504	3	29	CARDINAL
fsr-3463	504	4	2021	CARDINAL
fsr-3463	505	1	277–291 291	CARDINAL