id	sid	eid	entity	type
fsr-3465	1	1	jonathan handya	PERSON
fsr-3465	1	2	beth pontarib	PERSON
fsr-3465	1	3	thomas smythec	PERSON
fsr-3465	1	4	suzy summersd	PERSON
fsr-3465	1	5	western kentucky university	ORG
fsr-3465	1	6	1906	DATE
fsr-3465	1	7	42101	DATE
fsr-3465	1	8	furman university	ORG
fsr-3465	1	9	3300	CARDINAL
fsr-3465	1	10	greenville	GPE
fsr-3465	1	11	sc	GPE
fsr-3465	1	12	29607	DATE
fsr-3465	1	13	usa cdepartment	PERSON
fsr-3465	1	14	florida gulf coast university	ORG
fsr-3465	1	15	10501	DATE
fsr-3465	1	16	fgcu boulevard south	ORG
fsr-3465	1	17	fort myers	GPE
fsr-3465	1	18	33965	DATE
fsr-3465	1	19	furman university	ORG
fsr-3465	1	20	3300	CARDINAL
fsr-3465	1	21	greenville	GPE
fsr-3465	1	22	sc	GPE
fsr-3465	1	23	29607	DATE
fsr-3465	1	24	pfp	ORG
fsr-3465	5	1	caucasians	NORP
fsr-3465	7	1	2021	CARDINAL
fsr-3465	9	1	jel	ORG
fsr-3465	9	2	g0	ORG
fsr-3465	9	3	1	CARDINAL
fsr-3465	9	4	2019	DATE
fsr-3465	9	5	covid-19	ORG
fsr-3465	11	1	+1-864-294-3313	PRODUCT
fsr-3465	11	2	1057-0810/21/$	CARDINAL
fsr-3465	11	3	2021	CARDINAL
fsr-3465	13	1	29	CARDINAL
fsr-3465	13	2	2021	CARDINAL
fsr-3465	14	1	315–341	CARDINAL
fsr-3465	14	2	the united states	GPE
fsr-3465	17	1	one	CARDINAL
fsr-3465	18	1	one	CARDINAL
fsr-3465	18	2	lusardi & mitchell	ORG
fsr-3465	18	3	2014	DATE
fsr-3465	20	1	covid-19	PERSON
fsr-3465	21	1	each day	DATE
fsr-3465	22	1	over $4 trillion	MONEY
fsr-3465	22	2	the united states	GPE
fsr-3465	22	3	april 2020	DATE
fsr-3465	24	1	a generation ago	DATE
fsr-3465	25	1	first	ORDINAL
fsr-3465	26	1	farrell	ORG
fsr-3465	26	2	fry, & risse	ORG
fsr-3465	26	3	2016	DATE
fsr-3465	27	1	krueger & dunning,	ORG
fsr-3465	27	2	1999	DATE
fsr-3465	27	3	2015	DATE
fsr-3465	29	1	2004	DATE
fsr-3465	29	2	only 34.3%	PERCENT
fsr-3465	29	3	three	CARDINAL
fsr-3465	29	4	only 70%	PERCENT
fsr-3465	29	5	two	CARDINAL
fsr-3465	29	6	three	CARDINAL
fsr-3465	29	7	lusardi & mitchell	ORG
fsr-3465	29	8	2011	DATE
fsr-3465	30	1	three	CARDINAL
fsr-3465	30	2	american	NORP
fsr-3465	30	3	lusardi & mitchell	ORG
fsr-3465	30	4	2011	DATE
fsr-3465	30	5	2017	CARDINAL
fsr-3465	30	6	lusardi	ORG
fsr-3465	30	7	mitchell, & curto	ORG
fsr-3465	30	8	2010	DATE
fsr-3465	31	1	the united states	GPE
fsr-3465	32	1	mitchell	PERSON
fsr-3465	32	2	2014	DATE
fsr-3465	35	1	316	CARDINAL
fsr-3465	35	2	29	CARDINAL
fsr-3465	35	3	2021	CARDINAL
fsr-3465	36	1	315–341	CARDINAL
fsr-3465	37	1	annual	DATE
fsr-3465	37	2	approximately 25	CARDINAL
fsr-3465	37	3	100	CARDINAL
fsr-3465	38	1	pfp	ORG
fsr-3465	39	1	lusardi & mitchell	ORG
fsr-3465	39	2	2014	DATE
fsr-3465	40	1	two	CARDINAL
fsr-3465	42	1	fox	ORG
fsr-3465	42	2	& lee	PERSON
fsr-3465	42	3	2005	DATE
fsr-3465	42	4	henager & cude	ORG
fsr-3465	42	5	2016	CARDINAL
fsr-3465	42	6	lusardi	PERSON
fsr-3465	42	7	2008	DATE
fsr-3465	44	1	first	ORDINAL
fsr-3465	49	1	2015	CARDINAL
fsr-3465	53	1	pfp	ORG
fsr-3465	53	2	pfp	PERSON
fsr-3465	58	1	lusardi & mitchell	ORG
fsr-3465	58	2	2014	DATE
fsr-3465	59	1	pfp	ORG
fsr-3465	59	2	29	CARDINAL
fsr-3465	59	3	2021	CARDINAL
fsr-3465	60	1	315–341 317	CARDINAL
fsr-3465	62	1	1	CARDINAL
fsr-3465	62	2	2	CARDINAL
fsr-3465	63	1	first	ORDINAL
fsr-3465	65	1	section 1	LAW
fsr-3465	66	1	section 2	LAW
fsr-3465	67	1	section 3	LAW
fsr-3465	68	1	section 4	ORG
fsr-3465	69	1	section 5	LAW
fsr-3465	70	1	section 6	LAW
fsr-3465	71	1	2.	CARDINAL
fsr-3465	71	2	section 1	LAW
fsr-3465	71	3	2017-2019	CARDINAL
fsr-3465	71	4	six	CARDINAL
fsr-3465	72	1	the fall and spring	DATE
fsr-3465	72	2	one night	TIME
fsr-3465	72	3	six weeks	DATE
fsr-3465	78	1	almost 75%	PERCENT
fsr-3465	79	1	approximately two weeks	DATE
fsr-3465	81	1	first	ORDINAL
fsr-3465	81	2	two	CARDINAL
fsr-3465	82	1	approximately six weeks	DATE
fsr-3465	83	1	20	CARDINAL
fsr-3465	85	1	318	CARDINAL
fsr-3465	85	2	29	CARDINAL
fsr-3465	85	3	2021	CARDINAL
fsr-3465	86	1	315–341	CARDINAL
fsr-3465	89	1	four	CARDINAL
fsr-3465	89	2	huston	PERSON
fsr-3465	89	3	2010	DATE
fsr-3465	90	1	appendix	NORP
fsr-3465	92	1	the beginning and end	DATE
fsr-3465	94	1	the previous week’s	DATE
fsr-3465	95	1	the current week	DATE
fsr-3465	96	1	approximately 50	CARDINAL
fsr-3465	98	1	10	MONEY
fsr-3465	99	1	3	CARDINAL
fsr-3465	99	2	section 2	LAW
fsr-3465	100	1	huston	PERSON
fsr-3465	100	2	2010	DATE
fsr-3465	101	1	2005	DATE
fsr-3465	101	2	two	CARDINAL
fsr-3465	102	1	allgood & walstad	ORG
fsr-3465	102	2	2013	DATE
fsr-3465	102	3	gerardi	PERSON
fsr-3465	102	4	2013	DATE
fsr-3465	102	5	henager & cude	ORG
fsr-3465	102	6	2016	DATE
fsr-3465	104	1	huston	PERSON
fsr-3465	105	1	huston	PERSON
fsr-3465	105	2	2010	DATE
fsr-3465	105	3	four	CARDINAL
fsr-3465	106	1	35%	PERCENT
fsr-3465	106	2	only one	CARDINAL
fsr-3465	106	3	40%	PERCENT
fsr-3465	106	4	two	CARDINAL
fsr-3465	106	5	three	CARDINAL
fsr-3465	106	6	only 25%	PERCENT
fsr-3465	106	7	four	CARDINAL
fsr-3465	107	1	four	CARDINAL
fsr-3465	108	1	2006	DATE
fsr-3465	108	2	2014	DATE
fsr-3465	108	3	huston	ORG
fsr-3465	108	4	2010	DATE
fsr-3465	108	5	knoll & houts	ORG
fsr-3465	108	6	2012	DATE
fsr-3465	109	1	huston	PERSON
fsr-3465	109	2	2010	DATE
fsr-3465	109	3	three to 45	CARDINAL
fsr-3465	109	4	three to five	CARDINAL
fsr-3465	109	5	29	CARDINAL
fsr-3465	109	6	2021	CARDINAL
fsr-3465	110	1	315–341 319	CARDINAL
fsr-3465	111	1	2012	DATE
fsr-3465	111	2	20	CARDINAL
fsr-3465	111	3	huston	PERSON
fsr-3465	111	4	2010).4	CARDINAL
fsr-3465	112	1	4. section 3	CARDINAL
fsr-3465	112	2	2012	DATE
fsr-3465	117	1	one	CARDINAL
fsr-3465	121	1	2015	DATE
fsr-3465	126	1	5	CARDINAL
fsr-3465	126	2	section 4	LAW
fsr-3465	126	3	5.1	CARDINAL
fsr-3465	127	1	section 4.1	LAW
fsr-3465	127	2	pfp	PERSON
fsr-3465	128	1	320	CARDINAL
fsr-3465	128	2	29	CARDINAL
fsr-3465	128	3	2021	CARDINAL
fsr-3465	129	1	315–341	CARDINAL
fsr-3465	130	1	1	CARDINAL
fsr-3465	131	1	lusardi & mitchell	ORG
fsr-3465	131	2	2007	DATE
fsr-3465	131	3	lusardi & tufano	ORG
fsr-3465	131	4	2009	DATE
fsr-3465	131	5	lusardi et al.	PERSON
fsr-3465	131	6	2010	DATE
fsr-3465	133	1	2	CARDINAL
fsr-3465	133	2	2	CARDINAL
fsr-3465	134	1	lusardi & mitchell	ORG
fsr-3465	134	2	2007	DATE
fsr-3465	134	3	2011	DATE
fsr-3465	136	1	3	CARDINAL
fsr-3465	136	2	3	CARDINAL
fsr-3465	136	3	pfp	PERSON
fsr-3465	136	4	pfp	PERSON
fsr-3465	137	1	pfp	PERSON
fsr-3465	140	1	pfp	PERSON
fsr-3465	161	1	five	CARDINAL
fsr-3465	162	1	pfp	PERSON
fsr-3465	162	2	4	CARDINAL
fsr-3465	162	3	4	CARDINAL
fsr-3465	162	4	pfp	PERSON
fsr-3465	163	1	j. handy et al	PERSON
fsr-3465	163	2	29	CARDINAL
fsr-3465	163	3	2021	CARDINAL
fsr-3465	164	1	315–341	CARDINAL
fsr-3465	164	2	321 5.2	CARDINAL
fsr-3465	165	1	section 4.2	LAW
fsr-3465	165	2	2	CARDINAL
fsr-3465	167	1	1postpfpdummyþ	CARDINAL
fsr-3465	167	2	2treatment þ	PERSON
fsr-3465	167	3	3	CARDINAL
fsr-3465	168	1	5	CARDINAL
fsr-3465	168	2	7	CARDINAL
fsr-3465	168	3	þ þ	PERSON
fsr-3465	168	4	1	CARDINAL
fsr-3465	169	1	1	CARDINAL
fsr-3465	169	2	0	CARDINAL
fsr-3465	171	1	1	CARDINAL
fsr-3465	171	2	pfp	ORG
fsr-3465	171	3	0	CARDINAL
fsr-3465	173	1	1	CARDINAL
fsr-3465	173	2	0	CARDINAL
fsr-3465	174	1	1	CARDINAL
fsr-3465	174	2	0	CARDINAL
fsr-3465	176	1	gpa	PERSON
fsr-3465	176	2	4.0	CARDINAL
fsr-3465	177	1	gpa	PERSON
fsr-3465	178	1	knowscore	PERSON
fsr-3465	181	1	loanperc	ORG
fsr-3465	185	1	one to	CARDINAL
fsr-3465	185	2	six	CARDINAL
fsr-3465	185	3	less than $25,000	MONEY
fsr-3465	185	4	more than $150,000	MONEY
fsr-3465	186	1	lusardi & tufano	ORG
fsr-3465	186	2	2009	DATE
fsr-3465	187	1	322	CARDINAL
fsr-3465	187	2	29	CARDINAL
fsr-3465	187	3	2021	CARDINAL
fsr-3465	188	1	315–341	CARDINAL
fsr-3465	190	1	ecnbusacc	PERSON
fsr-3465	190	2	1	CARDINAL
fsr-3465	190	3	0	CARDINAL
fsr-3465	194	1	noretans	ORG
fsr-3465	194	2	1	CARDINAL
fsr-3465	194	3	0	CARDINAL
fsr-3465	196	1	1	CARDINAL
fsr-3465	198	1	18	CARDINAL
fsr-3465	198	2	cacioppo & petty	ORG
fsr-3465	198	3	1982	DATE
fsr-3465	199	1	long hours	TIME
fsr-3465	200	1	5	CARDINAL
fsr-3465	201	1	0 to 90	CARDINAL
fsr-3465	202	1	lusardi et al	PERSON
fsr-3465	203	1	2010	DATE
fsr-3465	205	1	knowscore	PERSON
fsr-3465	210	1	5	CARDINAL
fsr-3465	210	2	two	CARDINAL
fsr-3465	210	3	the past month	DATE
fsr-3465	210	4	the past month	DATE
fsr-3465	212	1	diener	NORP
fsr-3465	212	2	emmons	PERSON
fsr-3465	212	3	larsen, & griffin	ORG
fsr-3465	212	4	1985	DATE
fsr-3465	212	5	five	CARDINAL
fsr-3465	212	6	7	CARDINAL
fsr-3465	215	1	1	CARDINAL
fsr-3465	216	1	roberts	PERSON
fsr-3465	216	2	2013	DATE
fsr-3465	216	3	j. handy et	PERSON
fsr-3465	216	4	29	CARDINAL
fsr-3465	216	5	2021	CARDINAL
fsr-3465	217	1	315–341 323	CARDINAL
fsr-3465	218	1	161	CARDINAL
fsr-3465	218	2	158	CARDINAL
fsr-3465	218	3	322	CARDINAL
fsr-3465	218	4	316	CARDINAL
fsr-3465	221	1	1	CARDINAL
fsr-3465	222	1	1 to 5	CARDINAL
fsr-3465	222	2	linear	ORG
fsr-3465	225	1	5.3	CARDINAL
fsr-3465	225	2	section 4.3	LAW
fsr-3465	225	3	5.3.1	CARDINAL
fsr-3465	226	1	first	ORDINAL
fsr-3465	226	2	fall 2017	DATE
fsr-3465	226	3	the spring 2018, fall 2018	DATE
fsr-3465	226	4	2019	DATE
fsr-3465	226	5	fall 2019	DATE
fsr-3465	227	1	over 500	CARDINAL
fsr-3465	227	2	five	CARDINAL
fsr-3465	227	3	only 161	CARDINAL
fsr-3465	227	4	158	CARDINAL
fsr-3465	228	1	1	CARDINAL
fsr-3465	229	1	10	CARDINAL
fsr-3465	229	2	2	DATE
fsr-3465	229	3	17	CARDINAL
fsr-3465	229	4	15	CARDINAL
fsr-3465	229	5	12	CARDINAL
fsr-3465	229	6	50	CARDINAL
fsr-3465	229	7	49	CARDINAL
fsr-3465	229	8	18	CARDINAL
fsr-3465	229	9	11	DATE
fsr-3465	229	10	15	DATE
fsr-3465	229	11	5	DATE
fsr-3465	229	12	21	CARDINAL
fsr-3465	230	1	each semester	DATE
fsr-3465	231	1	each semester	DATE
fsr-3465	231	2	fall 2017	DATE
fsr-3465	233	1	2	CARDINAL
fsr-3465	234	1	1	CARDINAL
fsr-3465	235	1	5.3.2	CARDINAL
fsr-3465	235	2	pfp	PERSON
fsr-3465	236	1	first	ORDINAL
fsr-3465	237	1	1	CARDINAL
fsr-3465	237	2	0	CARDINAL
fsr-3465	239	1	428	CARDINAL
fsr-3465	239	2	222	CARDINAL
fsr-3465	239	3	206	CARDINAL
fsr-3465	241	1	324	CARDINAL
fsr-3465	241	2	29	CARDINAL
fsr-3465	241	3	2021	CARDINAL
fsr-3465	242	1	315–341	CARDINAL
fsr-3465	242	2	1	CARDINAL
fsr-3465	242	3	1	CARDINAL
fsr-3465	242	4	0.0649	CARDINAL
fsr-3465	242	5	0.0550	CARDINAL
fsr-3465	242	6	0.157	CARDINAL
fsr-3465	242	7	0.288	CARDINAL
fsr-3465	242	8	0.139	CARDINAL
fsr-3465	242	9	0.620	CARDINAL
fsr-3465	242	10	0.304	CARDINAL
fsr-3465	242	11	0.687	CARDINAL
fsr-3465	242	12	0.369	CARDINAL
fsr-3465	242	13	loanperc	ORG
fsr-3465	242	14	0.287	CARDINAL
fsr-3465	242	15	0.823	CARDINAL
fsr-3465	242	16	1.017	CARDINAL
fsr-3465	242	17	2.141	CARDINAL
fsr-3465	242	18	0.447	CARDINAL
fsr-3465	242	19	0.141	CARDINAL
fsr-3465	242	20	0.0965	ORG
fsr-3465	242	21	0.0143	CARDINAL
fsr-3465	242	22	0.0115	CARDINAL
fsr-3465	242	23	0.351	CARDINAL
fsr-3465	242	24	0.319	CARDINAL
fsr-3465	242	25	1.059	CARDINAL
fsr-3465	242	26	0.396	CARDINAL
fsr-3465	242	27	0.244	CARDINAL
fsr-3465	242	28	0.0988	MONEY
fsr-3465	242	29	0.124	CARDINAL
fsr-3465	242	30	0.0236	CARDINAL
fsr-3465	242	31	428	CARDINAL
fsr-3465	243	1	pfp	ORG
fsr-3465	244	1	1jx1	DATE
fsr-3465	248	1	1x1 +	DATE
fsr-3465	249	1	nxn)]/[1 + exp(b	ORG
fsr-3465	250	1	1x1 +	DATE
fsr-3465	252	1	1	CARDINAL
fsr-3465	252	2	pfp	ORG
fsr-3465	252	3	0	CARDINAL
fsr-3465	253	1	knowscore	PERSON
fsr-3465	253	2	20	CARDINAL
fsr-3465	254	1	gpa	PERSON
fsr-3465	254	2	the junior year	DATE
fsr-3465	254	3	4	CARDINAL
fsr-3465	255	1	1	CARDINAL
fsr-3465	255	2	5	CARDINAL
fsr-3465	256	1	1	CARDINAL
fsr-3465	256	2	0	CARDINAL
fsr-3465	257	1	ecnbusacc	PERSON
fsr-3465	257	2	1	CARDINAL
fsr-3465	257	3	0	CARDINAL
fsr-3465	258	1	loanperc	ORG
fsr-3465	258	2	1	CARDINAL
fsr-3465	258	3	0	CARDINAL
fsr-3465	259	1	1	CARDINAL
fsr-3465	259	2	6	CARDINAL
fsr-3465	260	1	0-90	CARDINAL
fsr-3465	261	1	1	CARDINAL
fsr-3465	261	2	one	CARDINAL
fsr-3465	261	3	0	CARDINAL
fsr-3465	262	1	noretans	ORG
fsr-3465	262	2	1	CARDINAL
fsr-3465	263	1	0	CARDINAL
fsr-3465	264	1	the previous 30 days	DATE
fsr-3465	264	2	1	CARDINAL
fsr-3465	264	3	5	CARDINAL
fsr-3465	265	1	the previous 30 days	DATE
fsr-3465	265	2	1	CARDINAL
fsr-3465	265	3	5	CARDINAL
fsr-3465	266	1	5	CARDINAL
fsr-3465	269	1	0.01	CARDINAL
fsr-3465	269	2	0.05	CARDINAL
fsr-3465	270	1	j. handy et al	PERSON
fsr-3465	270	2	29	CARDINAL
fsr-3465	270	3	2021	CARDINAL
fsr-3465	271	1	315–341 325	CARDINAL
fsr-3465	272	1	1	CARDINAL
fsr-3465	275	1	better than 1%	PERCENT
fsr-3465	276	1	one	CARDINAL
fsr-3465	277	1	2015	DATE
fsr-3465	278	1	two	CARDINAL
fsr-3465	279	1	2	CARDINAL
fsr-3465	279	2	1	CARDINAL
fsr-3465	279	3	2	CARDINAL
fsr-3465	279	4	3	CARDINAL
fsr-3465	279	5	14.23	CARDINAL
fsr-3465	279	6	2.473	CARDINAL
fsr-3465	279	7	14.19	CARDINAL
fsr-3465	279	8	2.342	CARDINAL
fsr-3465	279	9	14.26	CARDINAL
fsr-3465	279	10	2.581	CARDINAL
fsr-3465	279	11	14.832	CARDINAL
fsr-3465	280	1	2.513	CARDINAL
fsr-3465	280	2	14.44	CARDINAL
fsr-3465	280	3	3.149	CARDINAL
fsr-3465	280	4	2.684	CARDINAL
fsr-3465	280	5	1.004	CARDINAL
fsr-3465	280	6	2.357	CARDINAL
fsr-3465	280	7	0.885	CARDINAL
fsr-3465	280	8	2,943	CARDINAL
fsr-3465	280	9	1.021	CARDINAL
fsr-3465	280	10	3.184	CARDINAL
fsr-3465	280	11	0.843	CARDINAL
fsr-3465	280	12	3.357	CARDINAL
fsr-3465	280	13	3.045	CARDINAL
fsr-3465	280	14	0.958	CARDINAL
fsr-3465	280	15	3.439	CARDINAL
fsr-3465	280	16	0.427	CARDINAL
fsr-3465	280	17	3.462	CARDINAL
fsr-3465	280	18	0.435	CARDINAL
fsr-3465	280	19	3.422	CARDINAL
fsr-3465	280	20	0.423	CARDINAL
fsr-3465	280	21	0.696	CARDINAL
fsr-3465	280	22	0.462	CARDINAL
fsr-3465	280	23	0.757	CARDINAL
fsr-3465	280	24	0.432	CARDINAL
fsr-3465	280	25	0.648	CARDINAL
fsr-3465	280	26	0.480	CARDINAL
fsr-3465	280	27	loanperc	ORG
fsr-3465	280	28	0.073	CARDINAL
fsr-3465	280	29	0.149	CARDINAL
fsr-3465	280	30	0.053	CARDINAL
fsr-3465	280	31	0.117	CARDINAL
fsr-3465	280	32	0.088	CARDINAL
fsr-3465	280	33	0.168	CARDINAL
fsr-3465	280	34	0.022	CARDINAL
fsr-3465	280	35	0.076	CARDINAL
fsr-3465	280	36	0.02	CARDINAL
fsr-3465	280	37	0.072	CARDINAL
fsr-3465	280	38	0.024	CARDINAL
fsr-3465	280	39	0.080	CARDINAL
fsr-3465	280	40	0.0683	CARDINAL
fsr-3465	280	41	0.253	CARDINAL
fsr-3465	280	42	0.0714	CARDINAL
fsr-3465	280	43	0.250	CARDINAL
fsr-3465	280	44	4.783	CARDINAL
fsr-3465	280	45	4.786	CARDINAL
fsr-3465	280	46	1.250	CARDINAL
fsr-3465	280	47	4.780	CARDINAL
fsr-3465	280	48	1.340	CARDINAL
fsr-3465	280	49	0.236	CARDINAL
fsr-3465	280	50	0.426	CARDINAL
fsr-3465	280	51	0.243	CARDINAL
fsr-3465	280	52	0.432	CARDINAL
fsr-3465	280	53	0.231	CARDINAL
fsr-3465	280	54	0.424	MONEY
fsr-3465	280	55	0.0683	MONEY
fsr-3465	280	56	0.253	CARDINAL
fsr-3465	280	57	0.0714	CARDINAL
fsr-3465	280	58	0.250	CARDINAL
fsr-3465	280	59	0.168	CARDINAL
fsr-3465	280	60	0.375	CARDINAL
fsr-3465	280	61	0.157	CARDINAL
fsr-3465	280	62	0.367	CARDINAL
fsr-3465	280	63	0.176	CARDINAL
fsr-3465	280	64	0.383	CARDINAL
fsr-3465	280	65	62.35	CARDINAL
fsr-3465	280	66	11.02	CARDINAL
fsr-3465	280	67	61.76	CARDINAL
fsr-3465	280	68	11.26	CARDINAL
fsr-3465	281	1	62.81	CARDINAL
fsr-3465	281	2	10.88	CARDINAL
fsr-3465	281	3	0.565	CARDINAL
fsr-3465	281	4	0.497	CARDINAL
fsr-3465	281	5	161	CARDINAL
fsr-3465	281	6	70 91	DATE
fsr-3465	283	1	knowscore	PERSON
fsr-3465	283	2	20	CARDINAL
fsr-3465	284	1	1-5	DATE
fsr-3465	286	1	1	CARDINAL
fsr-3465	286	2	2	CARDINAL
fsr-3465	286	3	3	CARDINAL
fsr-3465	287	1	gpa	PERSON
fsr-3465	287	2	the junior year	DATE
fsr-3465	287	3	4	CARDINAL
fsr-3465	288	1	1	CARDINAL
fsr-3465	288	2	0	CARDINAL
fsr-3465	289	1	loanperc	ORG
fsr-3465	290	1	1	CARDINAL
fsr-3465	290	2	0	CARDINAL
fsr-3465	291	1	1	CARDINAL
fsr-3465	291	2	6	CARDINAL
fsr-3465	292	1	ecnbusacc	PERSON
fsr-3465	292	2	1	CARDINAL
fsr-3465	292	3	0	CARDINAL
fsr-3465	293	1	noretans	ORG
fsr-3465	293	2	1	CARDINAL
fsr-3465	294	1	0	CARDINAL
fsr-3465	295	1	1	CARDINAL
fsr-3465	295	2	one	CARDINAL
fsr-3465	295	3	0	CARDINAL
fsr-3465	296	1	0-90	CARDINAL
fsr-3465	299	1	0.01	CARDINAL
fsr-3465	299	2	0.05	CARDINAL
fsr-3465	300	1	326	CARDINAL
fsr-3465	300	2	29	CARDINAL
fsr-3465	300	3	2021	CARDINAL
fsr-3465	301	1	315–341	CARDINAL
fsr-3465	302	1	5%	PERCENT
fsr-3465	304	1	3	CARDINAL
fsr-3465	304	2	pfp	PERSON
fsr-3465	304	3	1	CARDINAL
fsr-3465	304	4	2	CARDINAL
fsr-3465	304	5	3	CARDINAL
fsr-3465	304	6	4	CARDINAL
fsr-3465	304	7	0.572	CARDINAL
fsr-3465	304	8	0.250	CARDINAL
fsr-3465	304	9	1.175	CARDINAL
fsr-3465	304	10	0.346	CARDINAL
fsr-3465	304	11	0.0401	CARDINAL
fsr-3465	304	12	0.456	CARDINAL
fsr-3465	304	13	0.700	CARDINAL
fsr-3465	305	1	0.252	CARDINAL
fsr-3465	305	2	1.093	CARDINAL
fsr-3465	305	3	0.360	CARDINAL
fsr-3465	305	4	1.092	CARDINAL
fsr-3465	305	5	0.358	CARDINAL
fsr-3465	305	6	1.093	CARDINAL
fsr-3465	305	7	0.359	CARDINAL
fsr-3465	305	8	1.097	CARDINAL
fsr-3465	305	9	0.356	CARDINAL
fsr-3465	305	10	0.967	CARDINAL
fsr-3465	305	11	0.287	CARDINAL
fsr-3465	305	12	0.968	CARDINAL
fsr-3465	305	13	0.288	CARDINAL
fsr-3465	305	14	1.407	CARDINAL
fsr-3465	305	15	0.364	CARDINAL
fsr-3465	305	16	0.964	CARDINAL
fsr-3465	305	17	0.287	CARDINAL
fsr-3465	305	18	0.222	CARDINAL
fsr-3465	305	19	0.871	CARDINAL
fsr-3465	305	20	0.223	CARDINAL
fsr-3465	305	21	0.873	CARDINAL
fsr-3465	305	22	0.222	CARDINAL
fsr-3465	305	23	0.866	CARDINAL
fsr-3465	305	24	0.217	CARDINAL
fsr-3465	305	25	0.857	CARDINAL
fsr-3465	305	26	0.0371	CARDINAL
fsr-3465	305	27	0.0543	CARDINAL
fsr-3465	305	28	1.951	CARDINAL
fsr-3465	305	29	0.0381	CARDINAL
fsr-3465	305	30	1.999	CARDINAL
fsr-3465	305	31	0.0280	CARDINAL
fsr-3465	305	32	2.519	CARDINAL
fsr-3465	305	33	0.786	CARDINAL
fsr-3465	305	34	2.521	CARDINAL
fsr-3465	305	35	0.766	CARDINAL
fsr-3465	305	36	2.519	CARDINAL
fsr-3465	305	37	0.783	CARDINAL
fsr-3465	305	38	1.512	CARDINAL
fsr-3465	305	39	0.684	CARDINAL
fsr-3465	305	40	0.172	CARDINAL
fsr-3465	305	41	0.105	CARDINAL
fsr-3465	305	42	0.172	CARDINAL
fsr-3465	305	43	0.105	CARDINAL
fsr-3465	305	44	0.172	CARDINAL
fsr-3465	305	45	0.105	CARDINAL
fsr-3465	305	46	0.172	CARDINAL
fsr-3465	305	47	0.105	CARDINAL
fsr-3465	305	48	2.083	CARDINAL
fsr-3465	305	49	0.279	CARDINAL
fsr-3465	305	50	2.084	CARDINAL
fsr-3465	305	51	0.277	CARDINAL
fsr-3465	305	52	2.083	CARDINAL
fsr-3465	305	53	0.279	CARDINAL
fsr-3465	305	54	2.083	CARDINAL
fsr-3465	305	55	0.278	CARDINAL
fsr-3465	305	56	0.990	CARDINAL
fsr-3465	305	57	0.717	CARDINAL
fsr-3465	305	58	0.707	CARDINAL
fsr-3465	305	59	0.710	CARDINAL
fsr-3465	305	60	1.12	CARDINAL
fsr-3465	305	61	0.665	CARDINAL
fsr-3465	305	62	0.127	CARDINAL
fsr-3465	305	63	0.346	CARDINAL
fsr-3465	305	64	0.126	CARDINAL
fsr-3465	305	65	0.344	CARDINAL
fsr-3465	305	66	0.127	CARDINAL
fsr-3465	305	67	0.342	CARDINAL
fsr-3465	305	68	0.131	CARDINAL
fsr-3465	305	69	0.349	CARDINAL
fsr-3465	305	70	0.0456	CARDINAL
fsr-3465	305	71	0.0116	CARDINAL
fsr-3465	305	72	0.0456	CARDINAL
fsr-3465	305	73	0.0115	CARDINAL
fsr-3465	305	74	0.0456	CARDINAL
fsr-3465	305	75	0.0456	CARDINAL
fsr-3465	305	76	0.0116	CARDINAL
fsr-3465	305	77	0.554	CARDINAL
fsr-3465	305	78	0.0233	CARDINAL
fsr-3465	305	79	0.554	CARDINAL
fsr-3465	305	80	0.285	CARDINAL
fsr-3465	305	81	0.55	CARDINAL
fsr-3465	305	82	0.282	CARDINAL
fsr-3465	305	83	treat*post	CARDINAL
fsr-3465	305	84	1.062	CARDINAL
fsr-3465	305	85	1.995	CARDINAL
fsr-3465	305	86	1.279	CARDINAL
fsr-3465	305	87	322	CARDINAL
fsr-3465	305	88	1post pfp	PERSON
fsr-3465	305	89	dummy þ	PERSON
fsr-3465	306	1	2treatment þ	PERSON
fsr-3465	306	2	3	CARDINAL
fsr-3465	308	1	5	CARDINAL
fsr-3465	309	1	7	CARDINAL
fsr-3465	309	2	þ þ ob	PERSON
fsr-3465	310	1	j characteristicsj þ «	PERSON
fsr-3465	310	2	knowscore	PERSON
fsr-3465	311	1	knowscore	PERSON
fsr-3465	311	2	20	CARDINAL
fsr-3465	312	1	two	CARDINAL
fsr-3465	312	2	one	CARDINAL
fsr-3465	313	1	1	CARDINAL
fsr-3465	313	2	pfp	ORG
fsr-3465	313	3	0	CARDINAL
fsr-3465	314	1	gpa	ORG
fsr-3465	314	2	the junior year	DATE
fsr-3465	314	3	4	CARDINAL
fsr-3465	315	1	1	CARDINAL
fsr-3465	315	2	0	CARDINAL
fsr-3465	316	1	loanperc	ORG
fsr-3465	317	1	1	CARDINAL
fsr-3465	317	2	0	CARDINAL
fsr-3465	318	1	1	CARDINAL
fsr-3465	318	2	6	CARDINAL
fsr-3465	319	1	ecnbusacc	PERSON
fsr-3465	319	2	1	CARDINAL
fsr-3465	319	3	0	CARDINAL
fsr-3465	320	1	noretans	ORG
fsr-3465	320	2	1	CARDINAL
fsr-3465	321	1	0	CARDINAL
fsr-3465	322	1	1	CARDINAL
fsr-3465	322	2	one	CARDINAL
fsr-3465	322	3	0	CARDINAL
fsr-3465	323	1	0-90	CARDINAL
fsr-3465	324	1	1	CARDINAL
fsr-3465	324	2	pfp	ORG
fsr-3465	324	3	0	CARDINAL
fsr-3465	325	1	treat*post	CARDINAL
fsr-3465	325	2	gender*post	ORG
fsr-3465	325	3	pfp	PERSON
fsr-3465	328	1	0.01	CARDINAL
fsr-3465	328	2	0.05	CARDINAL
fsr-3465	329	1	j. handy et al	PERSON
fsr-3465	329	2	29	CARDINAL
fsr-3465	329	3	2021	CARDINAL
fsr-3465	330	1	315–341 327	CARDINAL
fsr-3465	333	1	one	CARDINAL
fsr-3465	334	1	1%	PERCENT
fsr-3465	336	1	4	CARDINAL
fsr-3465	336	2	pfp	PERSON
fsr-3465	336	3	1	CARDINAL
fsr-3465	336	4	2	CARDINAL
fsr-3465	336	5	3	CARDINAL
fsr-3465	336	6	0.352	CARDINAL
fsr-3465	336	7	0.510	CARDINAL
fsr-3465	336	8	0.117	CARDINAL
fsr-3465	336	9	0.351	CARDINAL
fsr-3465	336	10	1.091	CARDINAL
fsr-3465	336	11	0.359	CARDINAL
fsr-3465	336	12	1.133	CARDINAL
fsr-3465	336	13	0.358	CARDINAL
fsr-3465	336	14	1.126	CARDINAL
fsr-3465	336	15	0.357	CARDINAL
fsr-3465	336	16	1.118	CARDINAL
fsr-3465	336	17	0.335	CARDINAL
fsr-3465	336	18	0.166	CARDINAL
fsr-3465	336	19	0.865	CARDINAL
fsr-3465	336	20	0.153	CARDINAL
fsr-3465	336	21	0.870	CARDINAL
fsr-3465	336	22	0.0933	CARDINAL
fsr-3465	336	23	0.862	CARDINAL
fsr-3465	336	24	0.184	CARDINAL
fsr-3465	336	25	1.962	CARDINAL
fsr-3465	336	26	0.107	CARDINAL
fsr-3465	336	27	2.045	CARDINAL
fsr-3465	336	28	1.998	CARDINAL
fsr-3465	336	29	2.509	CARDINAL
fsr-3465	336	30	3.008	CARDINAL
fsr-3465	336	31	2.939	CARDINAL
fsr-3465	336	32	0.897	CARDINAL
fsr-3465	336	33	0.169	CARDINAL
fsr-3465	336	34	0.105	CARDINAL
fsr-3465	336	35	0.172	CARDINAL
fsr-3465	336	36	0.104	CARDINAL
fsr-3465	336	37	0.168	CARDINAL
fsr-3465	336	38	0.104	CARDINAL
fsr-3465	336	39	2.078	CARDINAL
fsr-3465	336	40	0.277	CARDINAL
fsr-3465	336	41	2.095	CARDINAL
fsr-3465	336	42	0.279	CARDINAL
fsr-3465	336	43	2.088	CARDINAL
fsr-3465	336	44	0.277	CARDINAL
fsr-3465	336	45	0.935	CARDINAL
fsr-3465	336	46	0.705	CARDINAL
fsr-3465	336	47	0.743	CARDINAL
fsr-3465	336	48	0.731	CARDINAL
fsr-3465	336	49	0.135	CARDINAL
fsr-3465	336	50	0.342	CARDINAL
fsr-3465	336	51	0.0928	CARDINAL
fsr-3465	336	52	0.347	CARDINAL
fsr-3465	336	53	0.107	CARDINAL
fsr-3465	336	54	0.342	CARDINAL
fsr-3465	336	55	0.0461	CARDINAL
fsr-3465	336	56	0.0115	CARDINAL
fsr-3465	336	57	0.0445	CARDINAL
fsr-3465	337	1	0.0116	CARDINAL
fsr-3465	337	2	0.0453	CARDINAL
fsr-3465	337	3	0.0115	CARDINAL
fsr-3465	337	4	0.0370	CARDINAL
fsr-3465	337	5	0.339	CARDINAL
fsr-3465	337	6	0.479	CARDINAL
fsr-3465	337	7	0.278	CARDINAL
fsr-3465	337	8	0.0406	CARDINAL
fsr-3465	337	9	0.342	CARDINAL
fsr-3465	338	1	1.196	CARDINAL
fsr-3465	338	2	0.530	CARDINAL
fsr-3465	338	3	1.090	CARDINAL
fsr-3465	338	4	0.532	CARDINAL
fsr-3465	338	5	0.629	CARDINAL
fsr-3465	338	6	0.427	CARDINAL
fsr-3465	338	7	0.630	CARDINAL
fsr-3465	338	8	2.137	CARDINAL
fsr-3465	338	9	1.007	CARDINAL
fsr-3465	338	10	1.889	CARDINAL
fsr-3465	338	11	0.997	CARDINAL
fsr-3465	338	12	322	CARDINAL
fsr-3465	338	13	322 322	CARDINAL
fsr-3465	338	14	0.372 0.368 0.377	PERCENT
fsr-3465	339	1	1	CARDINAL
fsr-3465	339	2	knowscore	PERSON
fsr-3465	340	1	knowscore	PERSON
fsr-3465	340	2	20	CARDINAL
fsr-3465	341	1	two	CARDINAL
fsr-3465	341	2	one	CARDINAL
fsr-3465	342	1	1	CARDINAL
fsr-3465	342	2	pfp	ORG
fsr-3465	342	3	0	CARDINAL
fsr-3465	343	1	gpa	ORG
fsr-3465	343	2	the junior year	DATE
fsr-3465	343	3	4	CARDINAL
fsr-3465	344	1	1	CARDINAL
fsr-3465	344	2	0	CARDINAL
fsr-3465	345	1	loanperc	ORG
fsr-3465	346	1	1	CARDINAL
fsr-3465	346	2	0	CARDINAL
fsr-3465	347	1	1	CARDINAL
fsr-3465	347	2	6	CARDINAL
fsr-3465	348	1	ecnbusacc	PERSON
fsr-3465	348	2	1	CARDINAL
fsr-3465	348	3	0	CARDINAL
fsr-3465	349	1	noretans	ORG
fsr-3465	349	2	1	CARDINAL
fsr-3465	350	1	0	CARDINAL
fsr-3465	351	1	1	CARDINAL
fsr-3465	351	2	one	CARDINAL
fsr-3465	351	3	0	CARDINAL
fsr-3465	352	1	0-90	CARDINAL
fsr-3465	353	1	1	CARDINAL
fsr-3465	353	2	pfp	ORG
fsr-3465	353	3	0	CARDINAL
fsr-3465	354	1	1	CARDINAL
fsr-3465	357	1	0.01	CARDINAL
fsr-3465	357	2	0.05	CARDINAL
fsr-3465	358	1	328	CARDINAL
fsr-3465	358	2	29	CARDINAL
fsr-3465	358	3	2021	CARDINAL
fsr-3465	358	4	315–341	CARDINAL
fsr-3465	358	5	5%	PERCENT
fsr-3465	359	1	5%	PERCENT
fsr-3465	360	1	5	CARDINAL
fsr-3465	360	2	1	CARDINAL
fsr-3465	360	3	2	CARDINAL
fsr-3465	360	4	3	CARDINAL
fsr-3465	360	5	4	CARDINAL
fsr-3465	360	6	0.132	CARDINAL
fsr-3465	360	7	1.267	CARDINAL
fsr-3465	360	8	0.184) 0.289	MONEY
fsr-3465	360	9	0.235	CARDINAL
fsr-3465	360	10	0.535	CARDINAL
fsr-3465	360	11	0.133	CARDINAL
fsr-3465	360	12	0.160	CARDINAL
fsr-3465	360	13	0.415	CARDINAL
fsr-3465	360	14	0.160	CARDINAL
fsr-3465	360	15	0.160	CARDINAL
fsr-3465	360	16	0.427	CARDINAL
fsr-3465	360	17	0.608	CARDINAL
fsr-3465	360	18	0.173	CARDINAL
fsr-3465	360	19	0.785	CARDINAL
fsr-3465	360	20	0.223	CARDINAL
fsr-3465	360	21	0.568	CARDINAL
fsr-3465	360	22	0.723	CARDINAL
fsr-3465	360	23	0.369	CARDINAL
fsr-3465	360	24	0.749	CARDINAL
fsr-3465	360	25	0.368	CARDINAL
fsr-3465	360	26	0.723	CARDINAL
fsr-3465	360	27	0.369	CARDINAL
fsr-3465	360	28	0.997	CARDINAL
fsr-3465	360	29	0.833	CARDINAL
fsr-3465	360	30	1.009	CARDINAL
fsr-3465	360	31	0.794	CARDINAL
fsr-3465	360	32	0.994	CARDINAL
fsr-3465	360	33	0.801	CARDINAL
fsr-3465	360	34	0.972	CARDINAL
fsr-3465	360	35	0.842	CARDINAL
fsr-3465	360	36	0.653	CARDINAL
fsr-3465	360	37	0.372	CARDINAL
fsr-3465	360	38	0.634	CARDINAL
fsr-3465	360	39	0.376	CARDINAL
fsr-3465	360	40	0.641	CARDINAL
fsr-3465	360	41	0.375	CARDINAL
fsr-3465	360	42	0.327	CARDINAL
fsr-3465	360	43	0.516	CARDINAL
fsr-3465	360	44	0.0933	CARDINAL
fsr-3465	360	45	0.0275	CARDINAL
fsr-3465	360	46	0.0819	CARDINAL
fsr-3465	360	47	0.0283	CARDINAL
fsr-3465	360	48	0.0894	CARDINAL
fsr-3465	360	49	0.0280	CARDINAL
fsr-3465	360	50	0.0980	CARDINAL
fsr-3465	360	51	0.0283	CARDINAL
fsr-3465	360	52	0.0385	CARDINAL
fsr-3465	360	53	0.0495	CARDINAL
fsr-3465	360	54	0.0426	CARDINAL
fsr-3465	360	55	0.0497	CARDINAL
fsr-3465	360	56	0.0385	CARDINAL
fsr-3465	360	57	0.0492	CARDINAL
fsr-3465	360	58	0.0366	CARDINAL
fsr-3465	360	59	0.0497	CARDINAL
fsr-3465	360	60	0.474	CARDINAL
fsr-3465	360	61	0.163	CARDINAL
fsr-3465	360	62	0.167	CARDINAL
fsr-3465	360	63	0.485	CARDINAL
fsr-3465	360	64	0.164	CARDINAL
fsr-3465	360	65	0.465	CARDINAL
fsr-3465	360	66	0.164	CARDINAL
fsr-3465	360	67	0.432	CARDINAL
fsr-3465	360	68	0.244	CARDINAL
fsr-3465	360	69	0.448	CARDINAL
fsr-3465	360	70	0.264	CARDINAL
fsr-3465	360	71	0.437	CARDINAL
fsr-3465	360	72	0.203	CARDINAL
fsr-3465	360	73	0.451	CARDINAL
fsr-3465	360	74	0.218	CARDINAL
fsr-3465	360	75	0.183	CARDINAL
fsr-3465	360	76	0.228	CARDINAL
fsr-3465	360	77	0.184	CARDINAL
fsr-3465	360	78	0.183	CARDINAL
fsr-3465	360	79	0.216	CARDINAL
fsr-3465	360	80	0.182	CARDINAL
fsr-3465	360	81	0.0200	CARDINAL
fsr-3465	360	82	0.0215	CARDINAL
fsr-3465	361	1	0.00621	CARDINAL
fsr-3465	361	2	0.0430	CARDINAL
fsr-3465	361	3	0.0627	CARDINAL
fsr-3465	361	4	0.0434	CARDINAL
fsr-3465	361	5	0.0426	CARDINAL
fsr-3465	361	6	0.0429	CARDINAL
fsr-3465	361	7	0.0148	MONEY
fsr-3465	361	8	0.0155	CARDINAL
fsr-3465	361	9	0.0166	CARDINAL
fsr-3465	361	10	0.0154	CARDINAL
fsr-3465	361	11	0.0140	CARDINAL
fsr-3465	361	12	0.0155	CARDINAL
fsr-3465	361	13	0.0152	CARDINAL
fsr-3465	361	14	0.0154	CARDINAL
fsr-3465	361	15	0.821	CARDINAL
fsr-3465	361	16	0.197	CARDINAL
fsr-3465	361	17	0.239	CARDINAL
fsr-3465	361	18	0.139	CARDINAL
fsr-3465	361	19	0.244	CARDINAL
fsr-3465	361	20	0.137	CARDINAL
fsr-3465	361	21	1.168	CARDINAL
fsr-3465	361	22	0.251	CARDINAL
fsr-3465	361	23	0.427	CARDINAL
fsr-3465	361	24	0.274	CARDINAL
fsr-3465	361	25	0.634	CARDINAL
fsr-3465	361	26	316 316 316 316	DATE
fsr-3465	362	1	1	CARDINAL
fsr-3465	363	1	1	CARDINAL
fsr-3465	363	2	5	CARDINAL
fsr-3465	364	1	two	CARDINAL
fsr-3465	364	2	one	CARDINAL
fsr-3465	365	1	gpa	PERSON
fsr-3465	365	2	the junior year	DATE
fsr-3465	365	3	4	CARDINAL
fsr-3465	366	1	1	CARDINAL
fsr-3465	366	2	pfp	ORG
fsr-3465	366	3	0	CARDINAL
fsr-3465	367	1	1	CARDINAL
fsr-3465	367	2	pfp	ORG
fsr-3465	367	3	0	CARDINAL
fsr-3465	368	1	knowscore	PERSON
fsr-3465	368	2	20	CARDINAL
fsr-3465	369	1	1	CARDINAL
fsr-3465	369	2	0	CARDINAL
fsr-3465	370	1	1	CARDINAL
fsr-3465	370	2	0	CARDINAL
fsr-3465	371	1	1	CARDINAL
fsr-3465	371	2	6	CARDINAL
fsr-3465	372	1	ecnbusacc	PERSON
fsr-3465	372	2	1	CARDINAL
fsr-3465	372	3	0	CARDINAL
fsr-3465	373	1	0-90	CARDINAL
fsr-3465	374	1	loanperc	ORG
fsr-3465	375	1	1	CARDINAL
fsr-3465	375	2	one	CARDINAL
fsr-3465	375	3	0	CARDINAL
fsr-3465	376	1	the previous 30 days	DATE
fsr-3465	376	2	the previous 30 days	DATE
fsr-3465	376	3	2	CARDINAL
fsr-3465	376	4	10	CARDINAL
fsr-3465	377	1	5	CARDINAL
fsr-3465	378	1	noretans	ORG
fsr-3465	378	2	1	CARDINAL
fsr-3465	379	1	0	CARDINAL
fsr-3465	380	1	treat*post	CARDINAL
fsr-3465	380	2	gender*post	ORG
fsr-3465	380	3	pfp	PERSON
fsr-3465	383	1	0.01	CARDINAL
fsr-3465	383	2	0.05	CARDINAL
fsr-3465	384	1	j. handy et al	PERSON
fsr-3465	384	2	29	CARDINAL
fsr-3465	384	3	2021	CARDINAL
fsr-3465	385	1	315–341 329	CARDINAL
fsr-3465	385	2	bandura	ORG
fsr-3465	385	3	1977	DATE
fsr-3465	386	1	6	CARDINAL
fsr-3465	386	2	1	CARDINAL
fsr-3465	386	3	2	CARDINAL
fsr-3465	386	4	3	CARDINAL
fsr-3465	386	5	0.0989	CARDINAL
fsr-3465	386	6	0.179	CARDINAL
fsr-3465	386	7	0.549	CARDINAL
fsr-3465	386	8	0.131	CARDINAL
fsr-3465	387	1	0.101	CARDINAL
fsr-3465	387	2	0.180	CARDINAL
fsr-3465	387	3	0.416	CARDINAL
fsr-3465	387	4	0.160	CARDINAL
fsr-3465	387	5	0.160	CARDINAL
fsr-3465	387	6	0.204	CARDINAL
fsr-3465	387	7	0.613	CARDINAL
fsr-3465	387	8	0.203	CARDINAL
fsr-3465	387	9	0.759	CARDINAL
fsr-3465	387	10	0.679	CARDINAL
fsr-3465	387	11	0.369	CARDINAL
fsr-3465	387	12	0.717	CARDINAL
fsr-3465	387	13	0.376	CARDINAL
fsr-3465	387	14	1.030	CARDINAL
fsr-3465	387	15	0.800	CARDINAL
fsr-3465	387	16	0.955	CARDINAL
fsr-3465	387	17	0.848	CARDINAL
fsr-3465	387	18	0.810	CARDINAL
fsr-3465	387	19	0.633	CARDINAL
fsr-3465	387	20	0.376	CARDINAL
fsr-3465	387	21	0.332	CARDINAL
fsr-3465	387	22	0.396	CARDINAL
fsr-3465	387	23	0.428	CARDINAL
fsr-3465	387	24	0.0822	CARDINAL
fsr-3465	387	25	0.0283	CARDINAL
fsr-3465	387	26	0.0859	CARDINAL
fsr-3465	387	27	0.0280	CARDINAL
fsr-3465	387	28	0.0771	CARDINAL
fsr-3465	387	29	0.0431	CARDINAL
fsr-3465	387	30	0.0498	CARDINAL
fsr-3465	387	31	0.0391	CARDINAL
fsr-3465	387	32	0.0430	CARDINAL
fsr-3465	387	33	0.0497	CARDINAL
fsr-3465	387	34	0.167	CARDINAL
fsr-3465	387	35	0.503	CARDINAL
fsr-3465	387	36	0.166	CARDINAL
fsr-3465	387	37	0.545	CARDINAL
fsr-3465	387	38	0.169	CARDINAL
fsr-3465	387	39	0.248	CARDINAL
fsr-3465	387	40	0.447	CARDINAL
fsr-3465	387	41	0.445	CARDINAL
fsr-3465	387	42	0.218	CARDINAL
fsr-3465	387	43	0.457	CARDINAL
fsr-3465	387	44	0.227	CARDINAL
fsr-3465	387	45	0.184	CARDINAL
fsr-3465	387	46	0.197	CARDINAL
fsr-3465	387	47	0.182	CARDINAL
fsr-3465	387	48	0.212	CARDINAL
fsr-3465	387	49	0.183	CARDINAL
fsr-3465	387	50	0.0214	CARDINAL
fsr-3465	387	51	0.00622	CARDINAL
fsr-3465	387	52	0.0200	CARDINAL
fsr-3465	387	53	0.0213	CARDINAL
fsr-3465	387	54	0.00625	CARDINAL
fsr-3465	387	55	0.0625	CARDINAL
fsr-3465	387	56	0.0435	CARDINAL
fsr-3465	387	57	0.0733	CARDINAL
fsr-3465	387	58	0.0433	CARDINAL
fsr-3465	387	59	0.0437	ORG
fsr-3465	387	60	0.0165	CARDINAL
fsr-3465	387	61	0.0154	CARDINAL
fsr-3465	387	62	0.0145	CARDINAL
fsr-3465	387	63	0.0154	CARDINAL
fsr-3465	387	64	0.0163	CARDINAL
fsr-3465	387	65	0.0154	CARDINAL
fsr-3465	387	66	0.197	CARDINAL
fsr-3465	387	67	0.291	CARDINAL
fsr-3465	387	68	0.139	CARDINAL
fsr-3465	387	69	0.826	CARDINAL
fsr-3465	387	70	0.197	CARDINAL
fsr-3465	387	71	1.148	CARDINAL
fsr-3465	387	72	0.263	CARDINAL
fsr-3465	387	73	1.097	CARDINAL
fsr-3465	387	74	0.266	CARDINAL
fsr-3465	388	1	1.231	CARDINAL
fsr-3465	388	2	0.344	CARDINAL
fsr-3465	388	3	1.121	CARDINAL
fsr-3465	388	4	0.326	CARDINAL
fsr-3465	388	5	1.464	CARDINAL
fsr-3465	388	6	1.101	CARDINAL
fsr-3465	388	7	0.618	CARDINAL
fsr-3465	388	8	316 316 316	DATE
fsr-3465	389	1	1	CARDINAL
fsr-3465	390	1	1	CARDINAL
fsr-3465	390	2	5	CARDINAL
fsr-3465	391	1	two	CARDINAL
fsr-3465	391	2	one	CARDINAL
fsr-3465	392	1	gpa	PERSON
fsr-3465	392	2	the junior year	DATE
fsr-3465	392	3	4	CARDINAL
fsr-3465	393	1	1	CARDINAL
fsr-3465	393	2	pfp	ORG
fsr-3465	393	3	0	CARDINAL
fsr-3465	394	1	1	CARDINAL
fsr-3465	394	2	pfp	ORG
fsr-3465	394	3	0	CARDINAL
fsr-3465	395	1	knowscore	PERSON
fsr-3465	395	2	20	CARDINAL
fsr-3465	396	1	1	CARDINAL
fsr-3465	396	2	0	CARDINAL
fsr-3465	397	1	1	CARDINAL
fsr-3465	397	2	0	CARDINAL
fsr-3465	398	1	1	CARDINAL
fsr-3465	398	2	6	CARDINAL
fsr-3465	399	1	ecnbusacc	PERSON
fsr-3465	399	2	1	CARDINAL
fsr-3465	399	3	0	CARDINAL
fsr-3465	400	1	0-90	CARDINAL
fsr-3465	401	1	loanperc	ORG
fsr-3465	402	1	1	CARDINAL
fsr-3465	402	2	one	CARDINAL
fsr-3465	402	3	0	CARDINAL
fsr-3465	403	1	the previous 30 days	DATE
fsr-3465	403	2	the previous 30 days	DATE
fsr-3465	403	3	2	CARDINAL
fsr-3465	403	4	10	CARDINAL
fsr-3465	404	1	5	CARDINAL
fsr-3465	405	1	noretans	ORG
fsr-3465	405	2	1	CARDINAL
fsr-3465	406	1	0	CARDINAL
fsr-3465	407	1	1	CARDINAL
fsr-3465	409	1	0.01	CARDINAL
fsr-3465	409	2	0.05	CARDINAL
fsr-3465	409	3	330	CARDINAL
fsr-3465	409	4	29	CARDINAL
fsr-3465	409	5	2021	CARDINAL
fsr-3465	410	1	315–341	CARDINAL
fsr-3465	413	1	5.3.3	CARDINAL
fsr-3465	413	2	section 4.3.3	ORG
fsr-3465	414	1	2	CARDINAL
fsr-3465	415	1	three	CARDINAL
fsr-3465	416	1	1	CARDINAL
fsr-3465	417	1	2	CARDINAL
fsr-3465	417	2	3	CARDINAL
fsr-3465	418	1	the three years	DATE
fsr-3465	419	1	5.4	CARDINAL
fsr-3465	420	1	2	CARDINAL
fsr-3465	420	2	1	CARDINAL
fsr-3465	420	3	3.4	CARDINAL
fsr-3465	420	4	2	CARDINAL
fsr-3465	420	5	3	CARDINAL
fsr-3465	422	1	4.7	CARDINAL
fsr-3465	422	2	between $100,000 and $150,000	MONEY
fsr-3465	423	1	just under 25%	PERCENT
fsr-3465	424	1	approximately 7%	PERCENT
fsr-3465	424	2	approximately 16%	PERCENT
fsr-3465	425	1	90	CARDINAL
fsr-3465	425	2	90	CARDINAL
fsr-3465	425	3	62	CARDINAL
fsr-3465	426	1	5.5	CARDINAL
fsr-3465	427	1	14.23	CARDINAL
fsr-3465	427	2	20	CARDINAL
fsr-3465	427	3	1	CARDINAL
fsr-3465	427	4	2	CARDINAL
fsr-3465	428	1	14.26	CARDINAL
fsr-3465	428	2	14.19	CARDINAL
fsr-3465	428	3	2	CARDINAL
fsr-3465	428	4	3	CARDINAL
fsr-3465	428	5	2	CARDINAL
fsr-3465	429	1	pfp completion	PERSON
fsr-3465	429	2	14.19	CARDINAL
fsr-3465	429	3	15.34	CARDINAL
fsr-3465	429	4	2	CARDINAL
fsr-3465	429	5	14.26	CARDINAL
fsr-3465	429	6	14.44	CARDINAL
fsr-3465	429	7	3	CARDINAL
fsr-3465	430	1	j. handy et al	PERSON
fsr-3465	431	1	29	CARDINAL
fsr-3465	431	2	2021	CARDINAL
fsr-3465	432	1	315–341 331	CARDINAL
fsr-3465	432	2	2.357	CARDINAL
fsr-3465	432	3	3.357	CARDINAL
fsr-3465	432	4	5	CARDINAL
fsr-3465	432	5	2.943 to 3.045	CARDINAL
fsr-3465	433	1	2.943	CARDINAL
fsr-3465	433	2	2.348	CARDINAL
fsr-3465	433	3	3.362	CARDINAL
fsr-3465	433	4	3.045	CARDINAL
fsr-3465	434	1	1 and	PERCENT
fsr-3465	434	2	4	CARDINAL
fsr-3465	434	3	2	CARDINAL
fsr-3465	434	4	3	CARDINAL
fsr-3465	435	1	pfp	PERSON
fsr-3465	440	1	6	CARDINAL
fsr-3465	440	2	section 5	LAW
fsr-3465	440	3	6.1	CARDINAL
fsr-3465	441	1	section 5.1	LAW
fsr-3465	442	1	knowscore	PERSON
fsr-3465	442	2	pfp	ORG
fsr-3465	444	1	1	CARDINAL
fsr-3465	445	1	1	CARDINAL
fsr-3465	445	2	3	CARDINAL
fsr-3465	446	1	2	CARDINAL
fsr-3465	446	2	161	CARDINAL
fsr-3465	446	3	70	CARDINAL
fsr-3465	446	4	91	CARDINAL
fsr-3465	447	1	322	CARDINAL
fsr-3465	451	1	gpa	PERSON
fsr-3465	454	1	pfp dummy	PERSON
fsr-3465	454	2	5%	PERCENT
fsr-3465	455	1	332	CARDINAL
fsr-3465	455	2	29	CARDINAL
fsr-3465	455	3	2021	CARDINAL
fsr-3465	456	1	315–341	CARDINAL
fsr-3465	458	1	1	CARDINAL
fsr-3465	458	2	pfp	PERSON
fsr-3465	459	1	1	CARDINAL
fsr-3465	459	2	1%	PERCENT
fsr-3465	459	3	caucasian	NORP
fsr-3465	460	1	2	CARDINAL
fsr-3465	460	2	3	CARDINAL
fsr-3465	463	1	2	CARDINAL
fsr-3465	463	2	1	CARDINAL
fsr-3465	463	3	treat*post	CARDINAL
fsr-3465	464	1	5%	PERCENT
fsr-3465	465	1	1	CARDINAL
fsr-3465	466	1	2	CARDINAL
fsr-3465	466	2	3	CARDINAL
fsr-3465	467	1	1	CARDINAL
fsr-3465	467	2	2	CARDINAL
fsr-3465	467	3	1%	PERCENT
fsr-3465	468	1	3	CARDINAL
fsr-3465	468	2	gender*post	ORG
fsr-3465	469	1	2	CARDINAL
fsr-3465	469	2	gender*post	ORG
fsr-3465	469	3	zero	CARDINAL
fsr-3465	469	4	2	CARDINAL
fsr-3465	470	1	4	CARDINAL
fsr-3465	470	2	minority*post	GPE
fsr-3465	470	3	zero	CARDINAL
fsr-3465	470	4	3	CARDINAL
fsr-3465	471	1	one	CARDINAL
fsr-3465	471	2	caucasians	NORP
fsr-3465	472	1	2	CARDINAL
fsr-3465	472	2	3	CARDINAL
fsr-3465	472	3	three	CARDINAL
fsr-3465	472	4	1	CARDINAL
fsr-3465	472	5	0	CARDINAL
fsr-3465	473	1	1 and 2	CARDINAL
fsr-3465	473	2	4	CARDINAL
fsr-3465	474	1	5%	PERCENT
fsr-3465	475	1	2	CARDINAL
fsr-3465	476	1	2	CARDINAL
fsr-3465	478	1	3	CARDINAL
fsr-3465	479	1	3	CARDINAL
fsr-3465	481	1	3	CARDINAL
fsr-3465	481	2	2	CARDINAL
fsr-3465	482	1	j. handy et al	PERSON
fsr-3465	482	2	29	CARDINAL
fsr-3465	482	3	2021	CARDINAL
fsr-3465	483	1	315–341 333 6.2	CARDINAL
fsr-3465	484	1	section 5.2	LAW
fsr-3465	486	1	pfp	PERSON
fsr-3465	488	1	1	CARDINAL
fsr-3465	490	1	1	CARDINAL
fsr-3465	492	1	1	CARDINAL
fsr-3465	492	2	5	CARDINAL
fsr-3465	501	1	gpa	PERSON
fsr-3465	502	1	4	CARDINAL
fsr-3465	503	1	1	CARDINAL
fsr-3465	503	2	pfp dummy	PERSON
fsr-3465	503	3	pfp	PERSON
fsr-3465	504	1	4	CARDINAL
fsr-3465	504	2	1	CARDINAL
fsr-3465	504	3	3	CARDINAL
fsr-3465	505	1	2	CARDINAL
fsr-3465	506	1	treat*post	GPE
fsr-3465	506	2	1%	PERCENT
fsr-3465	507	1	4	CARDINAL
fsr-3465	509	1	334	CARDINAL
fsr-3465	509	2	29	CARDINAL
fsr-3465	509	3	2021	CARDINAL
fsr-3465	510	1	315–341	CARDINAL
fsr-3465	510	2	1	CARDINAL
fsr-3465	510	3	2	CARDINAL
fsr-3465	510	4	caucasians	NORP
fsr-3465	512	1	3	CARDINAL
fsr-3465	512	2	4	CARDINAL
fsr-3465	513	1	3	CARDINAL
fsr-3465	513	2	gender*post	ORG
fsr-3465	516	1	3	CARDINAL
fsr-3465	517	1	4	CARDINAL
fsr-3465	517	2	minority*post	GPE
fsr-3465	519	1	4	CARDINAL
fsr-3465	520	1	6	CARDINAL
fsr-3465	521	1	1	CARDINAL
fsr-3465	521	2	4	CARDINAL
fsr-3465	522	1	1	CARDINAL
fsr-3465	523	1	2	CARDINAL
fsr-3465	523	2	6	CARDINAL
fsr-3465	523	3	4	CARDINAL
fsr-3465	524	1	3	CARDINAL
fsr-3465	525	1	6.3	CARDINAL
fsr-3465	525	2	section 5.3	LAW
fsr-3465	525	3	four	CARDINAL
fsr-3465	526	1	0 to 5	CARDINAL
fsr-3465	526	2	one	CARDINAL
fsr-3465	528	1	1	CARDINAL
fsr-3465	529	1	5	CARDINAL
fsr-3465	531	1	6.4	CARDINAL
fsr-3465	531	2	section 5.4	LAW
fsr-3465	531	3	confidence7	PERSON
fsr-3465	531	4	pfp	PERSON
fsr-3465	532	1	pfp	PERSON
fsr-3465	532	2	j. handy et	PERSON
fsr-3465	533	1	29	CARDINAL
fsr-3465	533	2	2021	CARDINAL
fsr-3465	534	1	315–341 335	CARDINAL
fsr-3465	536	1	kruger &	ORG
fsr-3465	536	2	1999	DATE
fsr-3465	539	1	farrell	ORG
fsr-3465	539	2	fry, & risse	ORG
fsr-3465	539	3	2016	DATE
fsr-3465	539	4	2010	DATE
fsr-3465	542	1	2	CARDINAL
fsr-3465	550	1	2	CARDINAL
fsr-3465	553	1	2	CARDINAL
fsr-3465	554	1	7	CARDINAL
fsr-3465	555	1	5.657	CARDINAL
fsr-3465	555	2	5.313	CARDINAL
fsr-3465	557	1	6.987	CARDINAL
fsr-3465	557	2	4.715	CARDINAL
fsr-3465	557	3	better than one percent	PERCENT
fsr-3465	558	1	2	CARDINAL
fsr-3465	558	2	336	CARDINAL
fsr-3465	558	3	29	CARDINAL
fsr-3465	558	4	2021	CARDINAL
fsr-3465	559	1	315–341	CARDINAL
fsr-3465	560	1	7	CARDINAL
fsr-3465	563	1	7	CARDINAL
fsr-3465	564	1	2	CARDINAL
fsr-3465	566	1	first	ORDINAL
fsr-3465	567	1	four	CARDINAL
fsr-3465	567	2	greater than zero	CARDINAL
fsr-3465	570	1	7	CARDINAL
fsr-3465	570	2	section 6	LAW
fsr-3465	570	3	six-week	DATE
fsr-3465	570	4	7	CARDINAL
fsr-3465	570	5	5.657	CARDINAL
fsr-3465	570	6	5.313	MONEY
fsr-3465	570	7	0.344	CARDINAL
fsr-3465	570	8	6.987	CARDINAL
fsr-3465	570	9	2.272	CARDINAL
fsr-3465	572	1	0.01	CARDINAL
fsr-3465	572	2	0.05	CARDINAL
fsr-3465	573	1	0.735	CARDINAL
fsr-3465	573	2	0.717	MONEY
fsr-3465	573	3	0.018	CARDINAL
fsr-3465	573	4	0.677	CARDINAL
fsr-3465	573	5	0.149	CARDINAL
fsr-3465	577	1	2	CARDINAL
fsr-3465	581	1	0.01	CARDINAL
fsr-3465	581	2	0.05	CARDINAL
fsr-3465	582	1	j. handy et al	PERSON
fsr-3465	582	2	29	CARDINAL
fsr-3465	582	3	2021	CARDINAL
fsr-3465	583	1	315–341 337	CARDINAL
fsr-3465	589	1	six-weeks	DATE
fsr-3465	592	1	first	ORDINAL
fsr-3465	596	1	second	ORDINAL
fsr-3465	602	1	1 one	CARDINAL
fsr-3465	603	1	2020	DATE
fsr-3465	603	2	2020	DATE
fsr-3465	604	1	2	CARDINAL
fsr-3465	604	2	first	ORDINAL
fsr-3465	604	3	approximately 10 years ago	DATE
fsr-3465	604	4	2017	DATE
fsr-3465	605	1	spring 2020 or	DATE
fsr-3465	605	2	2020	DATE
fsr-3465	606	1	spring 2021	DATE
fsr-3465	608	1	338	CARDINAL
fsr-3465	608	2	29	CARDINAL
fsr-3465	608	3	2021	CARDINAL
fsr-3465	609	1	315–341 3	CARDINAL
fsr-3465	610	1	4	CARDINAL
fsr-3465	610	2	2012	DATE
fsr-3465	611	1	three	CARDINAL
fsr-3465	611	2	2008	DATE
fsr-3465	611	3	seven	CARDINAL
fsr-3465	611	4	nine	CARDINAL
fsr-3465	611	5	mitchell	PERSON
fsr-3465	611	6	2007	DATE
fsr-3465	612	1	5	CARDINAL
fsr-3465	614	1	6	CARDINAL
fsr-3465	614	2	taylor vahle	PERSON
fsr-3465	619	1	annual	DATE
fsr-3465	625	1	j. handy et al	PERSON
fsr-3465	625	2	29	CARDINAL
fsr-3465	625	3	2021	CARDINAL
fsr-3465	625	4	315–341 339	CARDINAL
fsr-3465	625	5	two	CARDINAL
fsr-3465	626	1	first	ORDINAL
fsr-3465	627	1	second	ORDINAL
fsr-3465	630	1	2020	DATE
fsr-3465	630	2	one	CARDINAL
fsr-3465	633	1	one	CARDINAL
fsr-3465	636	1	roth	PERSON
fsr-3465	636	2	529	CARDINAL
fsr-3465	641	1	s., & walstad	ORG
fsr-3465	641	2	w.	PERSON
fsr-3465	641	3	2013	DATE
fsr-3465	643	1	6(2	CARDINAL
fsr-3465	643	2	1–26	DATE
fsr-3465	645	1	2006	DATE
fsr-3465	647	1	17	CARDINAL
fsr-3465	648	1	bandura, a. (	ORG
fsr-3465	648	2	1977	DATE
fsr-3465	650	1	84	CARDINAL
fsr-3465	650	2	191–215	CARDINAL
fsr-3465	651	1	bosshardt	PERSON
fsr-3465	651	2	w., & walstad	ORG
fsr-3465	651	3	w.	PERSON
fsr-3465	651	4	2014	DATE
fsr-3465	653	1	45	CARDINAL
fsr-3465	653	2	63–70	CARDINAL
fsr-3465	654	1	340	CARDINAL
fsr-3465	654	2	29	CARDINAL
fsr-3465	654	3	2021	CARDINAL
fsr-3465	654	4	315–341	CARDINAL
fsr-3465	654	5	j. t., & petty	PERSON
fsr-3465	654	6	r. e.	PERSON
fsr-3465	654	7	1982	DATE
fsr-3465	656	1	42	CARDINAL
fsr-3465	656	2	116	CARDINAL
fsr-3465	656	3	131	CARDINAL
fsr-3465	657	1	diener	PERSON
fsr-3465	657	2	emmons	PERSON
fsr-3465	657	3	r. a.	PERSON
fsr-3465	657	4	larsen	PERSON
fsr-3465	657	5	r. j.	PERSON
fsr-3465	657	6	s.	PERSON
fsr-3465	657	7	1985	DATE
fsr-3465	659	1	46	DATE
fsr-3465	660	1	farrell	PERSON
fsr-3465	660	2	l.	PERSON
fsr-3465	660	3	t. r. l., &	PERSON
fsr-3465	660	4	l.	PERSON
fsr-3465	660	5	2016	DATE
fsr-3465	662	1	54	DATE
fsr-3465	663	1	fox	ORG
fsr-3465	663	2	j.	PERSON
fsr-3465	663	3	s., & lee	ORG
fsr-3465	663	4	j. (2005	GPE
fsr-3465	665	1	39	DATE
fsr-3465	665	2	195–214	DATE
fsr-3465	666	1	gerardi	PERSON
fsr-3465	666	2	s.	PERSON
fsr-3465	666	3	2013	DATE
fsr-3465	668	1	the national academy of sciences	ORG
fsr-3465	668	2	110(28	DATE
fsr-3465	668	3	11267–11271	CARDINAL
fsr-3465	669	1	j., & smythe	ORG
fsr-3465	669	2	2020	DATE
fsr-3465	671	1	28	CARDINAL
fsr-3465	671	2	49–65	CARDINAL
fsr-3465	672	1	j.	PERSON
fsr-3465	672	2	t., & ricketts	ORG
fsr-3465	672	3	2020	DATE
fsr-3465	674	1	henager	ORG
fsr-3465	674	2	r., & cude	ORG
fsr-3465	674	3	2016	DATE
fsr-3465	676	1	27	CARDINAL
fsr-3465	676	2	3–19	CARDINAL
fsr-3465	677	1	huston	PERSON
fsr-3465	677	2	s.	PERSON
fsr-3465	677	3	2010	DATE
fsr-3465	679	1	44	DATE
fsr-3465	679	2	296–316	CARDINAL
fsr-3465	680	1	m., & houts	ORG
fsr-3465	680	2	2012	DATE
fsr-3465	682	1	46	DATE
fsr-3465	682	2	381–410	CARDINAL
fsr-3465	683	1	kruger	ORG
fsr-3465	683	2	j., & dunning	ORG
fsr-3465	683	3	1999	DATE
fsr-3465	685	1	77	DATE
fsr-3465	685	2	1121–1134	DATE
fsr-3465	686	1	w. m.	PERSON
fsr-3465	686	2	2010	DATE
fsr-3465	688	1	san francisco	GPE
fsr-3465	689	1	lusardi	PERSON
fsr-3465	689	2	a. (	PERSON
fsr-3465	689	3	2008	DATE
fsr-3465	691	1	nber working paper series	ORG
fsr-3465	691	2	14084	DATE
fsr-3465	692	1	cambridge	GPE
fsr-3465	692	2	ma: national bureau of economic research	ORG
fsr-3465	693	1	lusardi, a., & mitchell	ORG
fsr-3465	693	2	2007	DATE
fsr-3465	695	1	journal of monetary economics	ORG
fsr-3465	695	2	54	DATE
fsr-3465	695	3	205–224	CARDINAL
fsr-3465	696	1	lusardi	PERSON
fsr-3465	696	2	a., & mitchell	ORG
fsr-3465	696	3	2011	DATE
fsr-3465	697	1	the united states	GPE
fsr-3465	698	1	journal of pension economics	ORG
fsr-3465	698	2	10	CARDINAL
fsr-3465	698	3	509–525	CARDINAL
fsr-3465	699	1	lusardi, a., & mitchell	ORG
fsr-3465	699	2	o. s.	PERSON
fsr-3465	699	3	2014	DATE
fsr-3465	702	1	52	DATE
fsr-3465	702	2	5–44	CARDINAL
fsr-3465	702	3	lusardi	PERSON
fsr-3465	702	4	a., & mitchell	ORG
fsr-3465	702	5	2017	CARDINAL
fsr-3465	704	1	quarterly	DATE
fsr-3465	704	2	07	DATE
fsr-3465	704	3	1750008–1750031	DATE
fsr-3465	705	1	lusardi	PERSON
fsr-3465	705	2	mitchell, o., & curto	PERSON
fsr-3465	705	3	2010	DATE
fsr-3465	707	1	44	DATE
fsr-3465	707	2	358–380	CARDINAL
fsr-3465	708	1	lusardi	PERSON
fsr-3465	708	2	a., & tufano	ORG
fsr-3465	708	3	2009	DATE
fsr-3465	710	1	nber working paper	ORG
fsr-3465	710	2	14808	DATE
fsr-3465	711	1	cambridge	GPE
fsr-3465	711	2	ma: national bureau of economic research	ORG
fsr-3465	712	1	mandell	ORG
fsr-3465	712	2	l.	PERSON
fsr-3465	712	3	1998	DATE
fsr-3465	713	1	american 12th	ORG
fsr-3465	714	1	washington	GPE
fsr-3465	714	2	dc	GPE
fsr-3465	715	1	roberts	PERSON
fsr-3465	715	2	m. r., & whited	PERSON
fsr-3465	715	3	t. m.	PERSON
fsr-3465	715	4	2013	DATE
fsr-3465	717	1	g. m. constantinides	PERSON
fsr-3465	717	2	m. harris	PERSON
fsr-3465	717	3	r. m. stulz	PERSON
fsr-3465	717	4	493–572	CARDINAL
fsr-3465	718	1	new york	GPE
fsr-3465	718	2	ny	GPE
fsr-3465	719	1	toker asad	PERSON
fsr-3465	721	1	24	CARDINAL
fsr-3465	721	2	101–117	CARDINAL
fsr-3465	722	1	j. handy et al	PERSON
fsr-3465	722	2	29	CARDINAL
fsr-3465	722	3	2021	CARDINAL
fsr-3465	723	1	315–341 341	CARDINAL
