id	sid	eid	entity	type
fsr-3477	1	1	laura c. ricaldia*	PERSON
fsr-3477	1	2	terrance k. martina	PERSON
fsr-3477	1	3	sandra j. hustonb	PERSON
fsr-3477	1	4	utah valley university	ORG
fsr-3477	1	5	800	CARDINAL
fsr-3477	1	6	west university parkway	LOC
fsr-3477	1	7	280	CARDINAL
fsr-3477	1	8	orem	ORG
fsr-3477	1	9	84058	DATE
fsr-3477	1	10	usa bschool	GPE
fsr-3477	1	11	texas tech university	ORG
fsr-3477	1	12	1301	DATE
fsr-3477	1	13	41210	DATE
fsr-3477	1	14	lubbock	GPE
fsr-3477	1	15	tx 79406, usa	ORG
fsr-3477	3	1	2016	CARDINAL
fsr-3477	5	1	2022	CARDINAL
fsr-3477	7	1	jel	ORG
fsr-3477	7	2	g530	ORG
fsr-3477	7	3	j24	GPE
fsr-3477	7	4	g510 keywords	PERSON
fsr-3477	7	5	2016	CARDINAL
fsr-3477	7	6	1	CARDINAL
fsr-3477	8	1	2017	DATE
fsr-3477	9	1	over 70%	PERCENT
fsr-3477	9	2	u.s.	GPE
fsr-3477	9	3	mach, & moore	ORG
fsr-3477	9	4	2009	DATE
fsr-3477	10	1	two	CARDINAL
fsr-3477	10	2	the end of each month	DATE
fsr-3477	10	3	from month to month	DATE
fsr-3477	11	1	from month to month	DATE
fsr-3477	11	2	kim & devaney	ORG
fsr-3477	11	3	2001	DATE
fsr-3477	12	1	2016	CARDINAL
fsr-3477	15	1	1057-0810/22/$	DATE
fsr-3477	15	2	2022	CARDINAL
fsr-3477	17	1	30	CARDINAL
fsr-3477	17	2	2022	CARDINAL
fsr-3477	18	1	107–124	CARDINAL
fsr-3477	18	2	44%	PERCENT
fsr-3477	19	1	2013	DATE
fsr-3477	19	2	3%	PERCENT
fsr-3477	19	3	bricker et al.	PERSON
fsr-3477	19	4	2017	DATE
fsr-3477	21	1	2005	DATE
fsr-3477	21	2	58%	PERCENT
fsr-3477	24	1	bertaut	PERSON
fsr-3477	24	2	haliassos	PERSON
fsr-3477	24	3	2009	DATE
fsr-3477	24	4	gathergood & weber	ORG
fsr-3477	24	5	2014	DATE
fsr-3477	24	6	haliassos & reiter	ORG
fsr-3477	24	7	2005	DATE
fsr-3477	24	8	laibson	GPE
fsr-3477	24	9	repetto, & tobacman,	ORG
fsr-3477	24	10	2001	DATE
fsr-3477	28	1	2	CARDINAL
fsr-3477	29	1	two	CARDINAL
fsr-3477	30	1	shefrin & thaler	ORG
fsr-3477	30	2	1988	DATE
fsr-3477	33	1	2002	DATE
fsr-3477	34	1	2.1	CARDINAL
fsr-3477	37	1	shefrin & thaler	ORG
fsr-3477	37	2	1988	DATE
fsr-3477	39	1	becker	PERSON
fsr-3477	39	2	1964	DATE
fsr-3477	42	1	108	CARDINAL
fsr-3477	42	2	l. c. ricaldi et al	PERSON
fsr-3477	42	3	30	CARDINAL
fsr-3477	42	4	2022	CARDINAL
fsr-3477	42	5	107–124	CARDINAL
fsr-3477	47	1	bertaut et al	PERSON
fsr-3477	48	1	2009	DATE
fsr-3477	50	1	haliassos	PERSON
fsr-3477	50	2	reiter	PERSON
fsr-3477	50	3	2005	DATE
fsr-3477	52	1	2.2	CARDINAL
fsr-3477	54	1	1999	DATE
fsr-3477	61	1	1999	DATE
fsr-3477	61	2	from month to month	DATE
fsr-3477	64	1	telyukova	ORG
fsr-3477	64	2	wright	PERSON
fsr-3477	64	3	2008	DATE
fsr-3477	65	1	2006	DATE
fsr-3477	65	2	jørgensen	PERSON
fsr-3477	65	3	2018	DATE
fsr-3477	65	4	gorbachev	PERSON
fsr-3477	65	5	luengo-prado	ORG
fsr-3477	65	6	2019	DATE
fsr-3477	66	1	2.3	CARDINAL
fsr-3477	68	1	l. c. ricaldi et	PERSON
fsr-3477	68	2	30	CARDINAL
fsr-3477	68	3	2022	CARDINAL
fsr-3477	69	1	107–124 109	CARDINAL
fsr-3477	70	1	one	CARDINAL
fsr-3477	70	2	bertaut et al.	PERSON
fsr-3477	70	3	2009	DATE
fsr-3477	72	1	weber	DATE
fsr-3477	72	2	2014	DATE
fsr-3477	75	1	first	ORDINAL
fsr-3477	75	2	chien	PERSON
fsr-3477	75	3	devaney	PERSON
fsr-3477	75	4	2001	DATE
fsr-3477	76	1	rutherford	GPE
fsr-3477	76	2	devaney	ORG
fsr-3477	76	3	2009	DATE
fsr-3477	77	1	3	CARDINAL
fsr-3477	79	1	shefrin & thaler	ORG
fsr-3477	79	2	1988	DATE
fsr-3477	80	1	the working years	DATE
fsr-3477	80	2	years	DATE
fsr-3477	85	1	three	CARDINAL
fsr-3477	92	1	shefrin & thaler	ORG
fsr-3477	92	2	1988	DATE
fsr-3477	95	1	110	CARDINAL
fsr-3477	95	2	l. c. ricaldi et al	PERSON
fsr-3477	95	3	30	CARDINAL
fsr-3477	95	4	2022	CARDINAL
fsr-3477	96	1	107–124	CARDINAL
fsr-3477	106	1	4	CARDINAL
fsr-3477	111	1	5	CARDINAL
fsr-3477	111	2	5.1	CARDINAL
fsr-3477	112	1	2016	CARDINAL
fsr-3477	112	2	the federal reserve board	ORG
fsr-3477	112	3	the national organization for research	ORG
fsr-3477	112	4	the university of chicago	ORG
fsr-3477	112	5	1998-2013	DATE
fsr-3477	113	1	u.s.	GPE
fsr-3477	114	1	2016	CARDINAL
fsr-3477	114	2	6,248	CARDINAL
fsr-3477	115	1	2016	CARDINAL
fsr-3477	115	2	five	CARDINAL
fsr-3477	116	1	l. c. ricaldi et	PERSON
fsr-3477	116	2	30	CARDINAL
fsr-3477	116	3	2022	CARDINAL
fsr-3477	116	4	107–124	CARDINAL
fsr-3477	116	5	five	CARDINAL
fsr-3477	116	6	31,240	CARDINAL
fsr-3477	117	1	first	ORDINAL
fsr-3477	117	2	4,725	CARDINAL
fsr-3477	119	1	5.2	CARDINAL
fsr-3477	120	1	one	CARDINAL
fsr-3477	120	2	three	CARDINAL
fsr-3477	121	1	first	ORDINAL
fsr-3477	122	1	the federal reserve board	ORG
fsr-3477	126	1	three	CARDINAL
fsr-3477	127	1	5.3	CARDINAL
fsr-3477	128	1	four	CARDINAL
fsr-3477	131	1	bertaut et al.	PERSON
fsr-3477	131	2	2009	DATE
fsr-3477	133	1	two	CARDINAL
fsr-3477	137	1	2016	CARDINAL
fsr-3477	137	2	three	CARDINAL
fsr-3477	138	1	1.	CARDINAL
fsr-3477	138	2	100	MONEY
fsr-3477	138	3	2%	PERCENT
fsr-3477	139	1	5 years	DATE
fsr-3477	140	1	2.	CARDINAL
fsr-3477	140	2	1%	PERCENT
fsr-3477	140	3	2%	PERCENT
fsr-3477	141	1	1 year	DATE
fsr-3477	142	1	112	CARDINAL
fsr-3477	142	2	l. c. ricaldi et al	PERSON
fsr-3477	142	3	30	CARDINAL
fsr-3477	142	4	2022	CARDINAL
fsr-3477	143	1	107–124 3	DATE
fsr-3477	145	1	2013	DATE
fsr-3477	146	1	1	CARDINAL
fsr-3477	147	1	0	CARDINAL
fsr-3477	148	1	second	ORDINAL
fsr-3477	155	1	six	CARDINAL
fsr-3477	156	1	first	ORDINAL
fsr-3477	157	1	1	CARDINAL
fsr-3477	157	2	0	CARDINAL
fsr-3477	158	1	second	ORDINAL
fsr-3477	158	2	two	CARDINAL
fsr-3477	158	3	the next year	DATE
fsr-3477	159	1	1	CARDINAL
fsr-3477	159	2	0	CARDINAL
fsr-3477	160	1	third	ORDINAL
fsr-3477	160	2	two	CARDINAL
fsr-3477	161	1	1	CARDINAL
fsr-3477	161	2	0	CARDINAL
fsr-3477	162	1	fourth	ORDINAL
fsr-3477	162	2	3,000	MONEY
fsr-3477	163	1	1	CARDINAL
fsr-3477	163	2	0	CARDINAL
fsr-3477	164	1	fifth	ORDINAL
fsr-3477	165	1	1	CARDINAL
fsr-3477	165	2	0	CARDINAL
fsr-3477	167	1	1	CARDINAL
fsr-3477	167	2	0	CARDINAL
fsr-3477	170	1	selfcontrol	PERSON
fsr-3477	172	1	first	ORDINAL
fsr-3477	172	2	the past year	DATE
fsr-3477	176	1	l. c. ricaldi et	PERSON
fsr-3477	176	2	30	CARDINAL
fsr-3477	176	3	2022	CARDINAL
fsr-3477	177	1	107–124	CARDINAL
fsr-3477	179	1	1	CARDINAL
fsr-3477	179	2	0	CARDINAL
fsr-3477	180	1	two	CARDINAL
fsr-3477	181	1	1	CARDINAL
fsr-3477	181	2	0	CARDINAL
fsr-3477	185	1	first	ORDINAL
fsr-3477	185	2	between 35 and 55	CARDINAL
fsr-3477	185	3	55	DATE
fsr-3477	186	1	four	CARDINAL
fsr-3477	186	2	hispanic	NORP
fsr-3477	195	1	5.4	CARDINAL
fsr-3477	196	1	mlr	PERSON
fsr-3477	197	1	one	CARDINAL
fsr-3477	197	2	three	CARDINAL
fsr-3477	198	1	four	CARDINAL
fsr-3477	200	1	three	CARDINAL
fsr-3477	203	1	5.5	CARDINAL
fsr-3477	205	1	u.s.	GPE
fsr-3477	205	2	the federal reserve	ORG
fsr-3477	205	3	hanna, & bi	ORG
fsr-3477	205	4	2007	DATE
fsr-3477	206	1	114 l. c. ricaldi	QUANTITY
fsr-3477	206	2	30	CARDINAL
fsr-3477	206	3	2022	CARDINAL
fsr-3477	207	1	107–124	CARDINAL
fsr-3477	208	1	2007	DATE
fsr-3477	209	1	6	CARDINAL
fsr-3477	209	2	6.1	CARDINAL
fsr-3477	209	3	u.s.	GPE
fsr-3477	210	1	fig	ORG
fsr-3477	211	1	1	CARDINAL
fsr-3477	212	1	46%	PERCENT
fsr-3477	212	2	30% and 24%	PERCENT
fsr-3477	213	1	fig	ORG
fsr-3477	214	1	2	CARDINAL
fsr-3477	215	1	only 50%	PERCENT
fsr-3477	215	2	three	CARDINAL
fsr-3477	217	1	fig	PERSON
fsr-3477	218	1	3	CARDINAL
fsr-3477	220	1	1a	CARDINAL
fsr-3477	220	2	1b	CARDINAL
fsr-3477	221	1	6.2	CARDINAL
fsr-3477	222	1	2	CARDINAL
fsr-3477	222	2	four	CARDINAL
fsr-3477	223	1	three	CARDINAL
fsr-3477	225	1	1	CARDINAL
fsr-3477	226	1	l. c. ricaldi et	PERSON
fsr-3477	226	2	30	CARDINAL
fsr-3477	226	3	2022	CARDINAL
fsr-3477	226	4	107–124 115	CARDINAL
fsr-3477	227	1	four	CARDINAL
fsr-3477	228	1	three	CARDINAL
fsr-3477	229	1	46%	PERCENT
fsr-3477	229	2	54%	PERCENT
fsr-3477	230	1	58%	PERCENT
fsr-3477	232	1	42%	PERCENT
fsr-3477	232	2	39%	PERCENT
fsr-3477	233	1	five	CARDINAL
fsr-3477	233	2	six	CARDINAL
fsr-3477	234	1	45%	PERCENT
fsr-3477	234	2	80%	PERCENT
fsr-3477	235	1	32%	PERCENT
fsr-3477	235	2	52%	PERCENT
fsr-3477	238	1	2	CARDINAL
fsr-3477	240	1	3	CARDINAL
fsr-3477	241	1	l. c. ricaldi et al	PERSON
fsr-3477	241	2	30	CARDINAL
fsr-3477	241	3	2022	CARDINAL
fsr-3477	242	1	107–124	CARDINAL
fsr-3477	242	2	66%	PERCENT
fsr-3477	244	1	50%	PERCENT
fsr-3477	244	2	36%	PERCENT
fsr-3477	245	1	1a	CARDINAL
fsr-3477	245	2	50.00 42.00 43.00	MONEY
fsr-3477	245	3	59.00	CARDINAL
fsr-3477	245	4	43.00	CARDINAL
fsr-3477	245	5	54.43	CARDINAL
fsr-3477	245	6	58.40	CARDINAL
fsr-3477	245	7	3.42	CARDINAL
fsr-3477	245	8	3.99 3.04	CARDINAL
fsr-3477	245	9	5.62	CARDINAL
fsr-3477	246	1	6.08 5.74	CARDINAL
fsr-3477	246	2	27.97	CARDINAL
fsr-3477	246	3	40.18	MONEY
fsr-3477	246	4	14.71	CARDINAL
fsr-3477	246	5	15.76	CARDINAL
fsr-3477	246	6	63.02	CARDINAL
fsr-3477	246	7	46.70	MONEY
fsr-3477	247	1	89.25	CARDINAL
fsr-3477	247	2	10.75	CARDINAL
fsr-3477	247	3	3.93	CARDINAL
fsr-3477	247	4	27.79 30.38 25.2	MONEY
fsr-3477	247	5	44.38	CARDINAL
fsr-3477	247	6	43.19 44.45	CARDINAL
fsr-3477	247	7	28.24	CARDINAL
fsr-3477	247	8	30.35	MONEY
fsr-3477	247	9	12.29	CARDINAL
fsr-3477	247	10	21.76	CARDINAL
fsr-3477	247	11	21.57 19.67	CARDINAL
fsr-3477	247	12	31.81	CARDINAL
fsr-3477	247	13	35	CARDINAL
fsr-3477	247	14	55 36.59	CARDINAL
fsr-3477	247	15	55.77	CARDINAL
fsr-3477	247	16	76.15	CARDINAL
fsr-3477	247	17	23.85	CARDINAL
fsr-3477	247	18	30.27	MONEY
fsr-3477	247	19	19.80	MONEY
fsr-3477	247	20	53.99	CARDINAL
fsr-3477	248	1	69.25 84.43	CARDINAL
fsr-3477	248	2	11.93	CARDINAL
fsr-3477	248	3	9.19	CARDINAL
fsr-3477	248	4	4.51 2.09	CARDINAL
fsr-3477	249	1	one	CARDINAL
fsr-3477	250	1	2016	CARDINAL
fsr-3477	251	1	l. c. ricaldi et	PERSON
fsr-3477	251	2	30	CARDINAL
fsr-3477	251	3	2022	CARDINAL
fsr-3477	251	4	107–124 117	CARDINAL
fsr-3477	252	1	two	CARDINAL
fsr-3477	253	1	230%	PERCENT
fsr-3477	253	2	344%	PERCENT
fsr-3477	254	1	203%	PERCENT
fsr-3477	254	2	284%	PERCENT
fsr-3477	255	1	21% and 22%	PERCENT
fsr-3477	256	1	four	CARDINAL
fsr-3477	259	1	only 18%	PERCENT
fsr-3477	262	1	34 years	DATE
fsr-3477	262	2	55	CARDINAL
fsr-3477	262	3	59%%	CARDINAL
fsr-3477	262	4	78%	PERCENT
fsr-3477	264	1	63%	PERCENT
fsr-3477	264	2	45%	PERCENT
fsr-3477	266	1	one	CARDINAL
fsr-3477	267	1	1b	CARDINAL
fsr-3477	267	2	$912,469.96 $157,114.26 $413,347.22 $	MONEY
fsr-3477	267	3	12.19	CARDINAL
fsr-3477	267	4	11.7480 12.8805	CARDINAL
fsr-3477	267	5	$123,934.20 $65,830.40 $100,734.04 $	MONEY
fsr-3477	267	6	169,748.06	MONEY
fsr-3477	267	7	11.11	CARDINAL
fsr-3477	267	8	$ 180,180.00 $60,500.00 $	MONEY
fsr-3477	267	9	396,700.00	MONEY
fsr-3477	267	10	12.32	CARDINAL
fsr-3477	267	11	11.42	CARDINAL
fsr-3477	267	12	12.96	MONEY
fsr-3477	267	13	$67,000.00 $51,000.00 $68,000.00 $76,000.00	MONEY
fsr-3477	267	14	11.11	CARDINAL
fsr-3477	267	15	11.24	CARDINAL
fsr-3477	268	1	one	CARDINAL
fsr-3477	269	1	2016	CARDINAL
fsr-3477	270	1	118	CARDINAL
fsr-3477	270	2	l. c. ricaldi et al	PERSON
fsr-3477	270	3	30	CARDINAL
fsr-3477	270	4	2022	CARDINAL
fsr-3477	270	5	107–124	CARDINAL
fsr-3477	270	6	2	CARDINAL
fsr-3477	270	7	1.09 1.24	CARDINAL
fsr-3477	270	8	0.95 34.74	CARDINAL
fsr-3477	270	9	0.92	CARDINAL
fsr-3477	270	10	1.58	CARDINAL
fsr-3477	271	1	955.85	CARDINAL
fsr-3477	271	2	0.54	CARDINAL
fsr-3477	271	3	0.58	CARDINAL
fsr-3477	271	4	0.60	CARDINAL
fsr-3477	271	5	0.82	CARDINAL
fsr-3477	271	6	0.46	CARDINAL
fsr-3477	271	7	0.61	CARDINAL
fsr-3477	271	8	0.64	CARDINAL
fsr-3477	271	9	0.94	CARDINAL
fsr-3477	271	10	0.38	CARDINAL
fsr-3477	271	11	0.42	CARDINAL
fsr-3477	271	12	0.46	CARDINAL
fsr-3477	271	13	0.64	CARDINAL
fsr-3477	271	14	0.30	CARDINAL
fsr-3477	271	15	0.42	CARDINAL
fsr-3477	271	16	0.46	CARDINAL
fsr-3477	271	17	0.77	CARDINAL
fsr-3477	271	18	0.55	CARDINAL
fsr-3477	272	1	0.62	CARDINAL
fsr-3477	272	2	0.81	CARDINAL
fsr-3477	272	3	0.20	CARDINAL
fsr-3477	273	1	0.24	CARDINAL
fsr-3477	273	2	0.34	CARDINAL
fsr-3477	273	3	1.57	CARDINAL
fsr-3477	273	4	1.42 0.84	CARDINAL
fsr-3477	273	5	1.63	CARDINAL
fsr-3477	273	6	1.40 0.78	CARDINAL
fsr-3477	273	7	0.93 0.97 1.07	QUANTITY
fsr-3477	273	8	0.80 0.87 0.80	CARDINAL
fsr-3477	273	9	1.09	CARDINAL
fsr-3477	273	10	1.06 0.88	CARDINAL
fsr-3477	273	11	1.66	CARDINAL
fsr-3477	273	12	1.59	CARDINAL
fsr-3477	273	13	1.16	CARDINAL
fsr-3477	273	14	0.68	CARDINAL
fsr-3477	274	1	0.67	CARDINAL
fsr-3477	275	1	1.32	CARDINAL
fsr-3477	275	2	0.48	CARDINAL
fsr-3477	275	3	0.47	CARDINAL
fsr-3477	276	1	1.11	CARDINAL
fsr-3477	276	2	1.50	CARDINAL
fsr-3477	276	3	1.50	CARDINAL
fsr-3477	276	4	1.42	CARDINAL
fsr-3477	276	5	0.64	CARDINAL
fsr-3477	276	6	0.64	CARDINAL
fsr-3477	276	7	0.58	CARDINAL
fsr-3477	276	8	3.30	CARDINAL
fsr-3477	276	9	2.19	CARDINAL
fsr-3477	276	10	4.44	CARDINAL
fsr-3477	276	11	2.97	CARDINAL
fsr-3477	276	12	1.23	CARDINAL
fsr-3477	277	1	1.18	CARDINAL
fsr-3477	277	2	1.01 1.08	CARDINAL
fsr-3477	277	3	0.88 0.87	CARDINAL
fsr-3477	277	4	0.77	CARDINAL
fsr-3477	277	5	0.75	CARDINAL
fsr-3477	277	6	3.03	CARDINAL
fsr-3477	277	7	2.19	CARDINAL
fsr-3477	277	8	3.84	CARDINAL
fsr-3477	277	9	2.70	CARDINAL
fsr-3477	277	10	0.99 1.04	CARDINAL
fsr-3477	277	11	1.11 1.18	CARDINAL
fsr-3477	277	12	0.76	CARDINAL
fsr-3477	277	13	0.87	CARDINAL
fsr-3477	277	14	0.75	CARDINAL
fsr-3477	277	15	0.79	CARDINAL
fsr-3477	277	16	age 35–55	DATE
fsr-3477	277	17	1.77	CARDINAL
fsr-3477	277	18	age 35–55	DATE
fsr-3477	277	19	2.61	CARDINAL
fsr-3477	277	20	age 55+	DATE
fsr-3477	277	21	1.13	CARDINAL
fsr-3477	277	22	1.30	CARDINAL
fsr-3477	277	23	1.08	CARDINAL
fsr-3477	277	24	1.65	CARDINAL
fsr-3477	277	25	0.87	CARDINAL
fsr-3477	277	26	0.50	CARDINAL
fsr-3477	278	1	2.48	CARDINAL
fsr-3477	278	2	1.54	CARDINAL
fsr-3477	278	3	1.52	CARDINAL
fsr-3477	278	4	1.45	CARDINAL
fsr-3477	278	5	0.96	CARDINAL
fsr-3477	278	6	0.34	CARDINAL
fsr-3477	278	7	1.08	CARDINAL
fsr-3477	278	8	0.88	CARDINAL
fsr-3477	278	9	0.66	CARDINAL
fsr-3477	278	10	0.62	CARDINAL
fsr-3477	281	1	l. c. ricaldi et	PERSON
fsr-3477	281	2	30	CARDINAL
fsr-3477	281	3	2022	CARDINAL
fsr-3477	282	1	107–124 119	CARDINAL
fsr-3477	282	2	12%	PERCENT
fsr-3477	283	1	one	CARDINAL
fsr-3477	283	2	34%	PERCENT
fsr-3477	283	3	38%	PERCENT
fsr-3477	284	1	3	CARDINAL
fsr-3477	287	1	49%	PERCENT
fsr-3477	288	1	31%	PERCENT
fsr-3477	289	1	55	CARDINAL
fsr-3477	289	2	42%	PERCENT
fsr-3477	289	3	34	CARDINAL
fsr-3477	291	1	267%	PERCENT
fsr-3477	291	2	3	CARDINAL
fsr-3477	291	3	23.83	CARDINAL
fsr-3477	291	4	0.51	CARDINAL
fsr-3477	291	5	0.69	CARDINAL
fsr-3477	291	6	1.01	CARDINAL
fsr-3477	291	7	0.93	CARDINAL
fsr-3477	291	8	0.84	CARDINAL
fsr-3477	291	9	1.15	CARDINAL
fsr-3477	291	10	1.35	CARDINAL
fsr-3477	291	11	2.14	CARDINAL
fsr-3477	291	12	1.22	CARDINAL
fsr-3477	291	13	0.82	CARDINAL
fsr-3477	291	14	3.67	CARDINAL
fsr-3477	291	15	1.21	CARDINAL
fsr-3477	291	16	0.85	CARDINAL
fsr-3477	291	17	age age 35–55	DATE
fsr-3477	291	18	1.06	CARDINAL
fsr-3477	291	19	0.83	CARDINAL
fsr-3477	291	20	4.09	CARDINAL
fsr-3477	291	21	1.72	CARDINAL
fsr-3477	291	22	0.83	CARDINAL
fsr-3477	291	23	0.82	CARDINAL
fsr-3477	291	24	0.90	CARDINAL
fsr-3477	291	25	120	CARDINAL
fsr-3477	291	26	l. c. ricaldi et al	PERSON
fsr-3477	291	27	30	CARDINAL
fsr-3477	291	28	2022	CARDINAL
fsr-3477	291	29	107–124	CARDINAL
fsr-3477	292	1	hispanic	NORP
fsr-3477	292	2	309%	PERCENT
fsr-3477	292	3	72%	PERCENT
fsr-3477	294	1	one	CARDINAL
fsr-3477	294	2	18%	PERCENT
fsr-3477	295	1	one	CARDINAL
fsr-3477	295	2	10%	PERCENT
fsr-3477	296	1	7	CARDINAL
fsr-3477	301	1	1	CARDINAL
fsr-3477	304	1	bertaut et al.	PERSON
fsr-3477	304	2	2009	DATE
fsr-3477	304	3	haliassos & reiter	ORG
fsr-3477	304	4	2005	DATE
fsr-3477	307	1	2	CARDINAL
fsr-3477	309	1	bi & hanna	ORG
fsr-3477	309	2	2006	DATE
fsr-3477	309	3	telyukova & wright	ORG
fsr-3477	309	4	2008	DATE
fsr-3477	309	5	gorbachev & luengo-prado	ORG
fsr-3477	309	6	2019	DATE
fsr-3477	316	1	l. c. ricaldi et	PERSON
fsr-3477	316	2	30	CARDINAL
fsr-3477	316	3	2022	CARDINAL
fsr-3477	317	1	107–124 121	CARDINAL
fsr-3477	322	1	3	CARDINAL
fsr-3477	324	1	first	ORDINAL
fsr-3477	330	1	first	ORDINAL
fsr-3477	330	2	under age 35	DATE
fsr-3477	330	3	between 35 and 55	CARDINAL
fsr-3477	331	1	55	DATE
fsr-3477	331	2	35	CARDINAL
fsr-3477	334	1	18%	PERCENT
fsr-3477	336	1	8	CARDINAL
fsr-3477	341	1	two	CARDINAL
fsr-3477	342	1	one	CARDINAL
fsr-3477	343	1	two	CARDINAL
fsr-3477	344	1	122	CARDINAL
fsr-3477	344	2	l. c. ricaldi et al	PERSON
fsr-3477	344	3	30	CARDINAL
fsr-3477	344	4	2022	CARDINAL
fsr-3477	345	1	107–124	CARDINAL
fsr-3477	345	2	first	ORDINAL
fsr-3477	348	1	first	ORDINAL
fsr-3477	350	1	johnson	PERSON
fsr-3477	350	2	2018	DATE
fsr-3477	352	1	greenberg & hershfield	ORG
fsr-3477	352	2	2019	DATE
fsr-3477	353	1	ricaldi & huston	ORG
fsr-3477	353	2	2019	DATE
fsr-3477	359	1	becker	PERSON
fsr-3477	359	2	g. s.	PERSON
fsr-3477	359	3	1964	DATE
fsr-3477	360	1	1st	ORDINAL
fsr-3477	361	1	new york	GPE
fsr-3477	361	2	columbia university press	ORG
fsr-3477	362	1	bertaut	PERSON
fsr-3477	362	2	c. c.	PERSON
fsr-3477	362	3	haliassos	PERSON
fsr-3477	362	4	m., & reiter	ORG
fsr-3477	362	5	m.	PERSON
fsr-3477	362	6	2009	DATE
fsr-3477	364	1	1–36	CARDINAL
fsr-3477	365	1	2005	DATE
fsr-3477	367	1	the ohio state university	ORG
fsr-3477	368	1	l., & hanna	ORG
fsr-3477	368	2	s. d.	PERSON
fsr-3477	368	3	2006	DATE
fsr-3477	371	1	annual	DATE
fsr-3477	371	2	52	DATE
fsr-3477	371	3	292–314	CARDINAL
fsr-3477	372	1	1998-2013	DATE
fsr-3477	374	1	j.	PERSON
fsr-3477	374	2	l. j.	PERSON
fsr-3477	374	3	hsu	PERSON
fsr-3477	374	4	j. w.	PERSON
fsr-3477	374	5	jacobs	PERSON
fsr-3477	374	6	l.	PERSON
fsr-3477	374	7	moore	PERSON
fsr-3477	374	8	k. b.	PERSON
fsr-3477	375	1	windle	PERSON
fsr-3477	375	2	r. a.	PERSON
fsr-3477	375	3	2017	CARDINAL
fsr-3477	376	1	2013	DATE
fsr-3477	376	2	2016	CARDINAL
fsr-3477	377	1	federal reserve bulletin	ORG
fsr-3477	377	2	103	CARDINAL
fsr-3477	377	3	1	CARDINAL
fsr-3477	377	4	b. k.	PERSON
fsr-3477	377	5	kennickell	PERSON
fsr-3477	377	6	a. b.	PERSON
fsr-3477	377	7	mach	GPE
fsr-3477	377	8	t. l., & moore	ORG
fsr-3477	377	9	k. b.	PERSON
fsr-3477	377	10	2009	DATE
fsr-3477	378	1	2004 to 2007	DATE
fsr-3477	379	1	federal reserve bulletin	ORG
fsr-3477	379	2	a1	PRODUCT
fsr-3477	379	3	95	DATE
fsr-3477	380	1	chien	PERSON
fsr-3477	380	2	s. a. (	PERSON
fsr-3477	380	3	2001	DATE
fsr-3477	382	1	35	CARDINAL
fsr-3477	382	2	162–179	CARDINAL
fsr-3477	384	1	j., & jørgensen	ORG
fsr-3477	384	2	2018	DATE
fsr-3477	386	1	9	CARDINAL
fsr-3477	386	2	785–823	CARDINAL
fsr-3477	387	1	https://doi.org/10.3982/qe604	ORG
fsr-3477	387	2	l. c. ricaldi et	PERSON
fsr-3477	387	3	30	CARDINAL
fsr-3477	387	4	2022	CARDINAL
fsr-3477	387	5	107–124 123	CARDINAL
fsr-3477	387	6	j., & weber	ORG
fsr-3477	387	7	j. (	ORG
fsr-3477	387	8	2014	DATE
fsr-3477	389	1	107	CARDINAL
fsr-3477	389	2	455–469	CARDINAL
fsr-3477	390	1	gorbachev	PERSON
fsr-3477	390	2	m. j.	PERSON
fsr-3477	390	3	2019	DATE
fsr-3477	392	1	101	CARDINAL
fsr-3477	392	2	294–309	CARDINAL
fsr-3477	393	1	greenberg	PERSON
fsr-3477	393	2	a. e.	PERSON
fsr-3477	393	3	h. e.	PERSON
fsr-3477	393	4	2019	DATE
fsr-3477	395	1	2	CARDINAL
fsr-3477	396	1	d. b.	PERSON
fsr-3477	396	2	n. s.	PERSON
fsr-3477	396	3	2002	DATE
fsr-3477	399	1	quarterly	DATE
fsr-3477	399	2	149–185	CARDINAL
fsr-3477	400	1	haliassos	PERSON
fsr-3477	400	2	m., & reiter	ORG
fsr-3477	400	3	m. (	PERSON
fsr-3477	400	4	2005	DATE
fsr-3477	401	1	2005/26	CARDINAL
fsr-3477	403	1	kim	PERSON
fsr-3477	403	2	s. a. (	PERSON
fsr-3477	403	3	2001	DATE
fsr-3477	405	1	12	CARDINAL
fsr-3477	405	2	67–78	CARDINAL
fsr-3477	406	1	laibson	GPE
fsr-3477	406	2	d.	NORP
fsr-3477	406	3	repetto, a., & tobacman	ORG
fsr-3477	406	4	j. (2001	ORG
fsr-3477	408	1	r. frydman	PERSON
fsr-3477	408	2	j. stiglitz	PERSON
fsr-3477	408	3	m. woodford	PERSON
fsr-3477	408	4	edmund s. phelps	PERSON
fsr-3477	409	1	228–266	CARDINAL
fsr-3477	410	1	princeton	PERSON
fsr-3477	410	2	nj	ORG
fsr-3477	410	3	princeton university press	ORG
fsr-3477	411	1	s.	GPE
fsr-3477	411	2	hanna	GPE
fsr-3477	411	3	s. d., & bi	PERSON
fsr-3477	411	4	2007	DATE
fsr-3477	413	1	41	CARDINAL
fsr-3477	413	2	195–222	DATE
fsr-3477	413	3	https://doi.org/10.1111/j.1745-6606.2007.00075.x lusardi	PERSON
fsr-3477	413	4	a., & scheresberg	ORG
fsr-3477	413	5	c. d. b.	PERSON
fsr-3477	413	6	2013	DATE
fsr-3477	414	1	the united states	GPE
fsr-3477	415	1	cambridge	GPE
fsr-3477	415	2	ma: national bureau of economic research	ORG
fsr-3477	416	1	b. l.	PERSON
fsr-3477	416	2	chin, a.	PERSON
fsr-3477	416	3	johnson, h., & knoll	ORG
fsr-3477	416	4	m. a.	PERSON
fsr-3477	416	5	2018	DATE
fsr-3477	418	1	1	CARDINAL
fsr-3477	419	1	ricaldi	PERSON
fsr-3477	419	2	l., & huston	ORG
fsr-3477	419	3	s. j.	PERSON
fsr-3477	419	4	2019	DATE
fsr-3477	421	1	10	CARDINAL
fsr-3477	421	2	5	DATE
fsr-3477	421	3	https://doi.org/10.4148/19449771.1177 rutherford	ORG
fsr-3477	421	4	l. g.	PERSON
fsr-3477	421	5	s. a.	PERSON
fsr-3477	421	6	2009	DATE
fsr-3477	423	1	20	CARDINAL
fsr-3477	423	2	48–63	DATE
fsr-3477	424	1	shefrin	GPE
fsr-3477	424	2	h. m.	PERSON
fsr-3477	424	3	r. h.	PERSON
fsr-3477	424	4	1988	DATE
fsr-3477	426	1	26	CARDINAL
fsr-3477	426	2	609–643	CARDINAL
fsr-3477	427	1	i. a.	PERSON
fsr-3477	427	2	wright	PERSON
fsr-3477	427	3	r. (	PERSON
fsr-3477	427	4	2008	DATE
fsr-3477	429	1	75	CARDINAL
fsr-3477	429	2	629–647	CARDINAL
fsr-3477	430	1	https://doi.org/10.1111/j.1467-937x.2008.00487.x thaler	PERSON
fsr-3477	430	2	r. h.	PERSON
fsr-3477	430	3	1999	DATE
fsr-3477	432	1	12	CARDINAL
fsr-3477	432	2	183–206	CARDINAL
fsr-3477	433	1	l. c. ricaldi et al	PERSON
fsr-3477	433	2	30	CARDINAL
fsr-3477	433	3	2022	CARDINAL
fsr-3477	433	4	107–124	CARDINAL