id	sid	eid	entity	type
fsr-3479	1	1	jason e. hellera*	PERSON
fsr-3479	1	2	benjamin f. cummingsb	PERSON
fsr-3479	1	3	jason martinc acoastal	ORG
fsr-3479	1	4	1000	CARDINAL
fsr-3479	1	5	7th	ORDINAL
fsr-3479	1	6	33334	PRODUCT
fsr-3479	1	7	financial planning & analytics	ORG
fsr-3479	1	8	utah valley university	ORG
fsr-3479	1	9	800	CARDINAL
fsr-3479	1	10	west university parkway	LOC
fsr-3479	1	11	orem	GPE
fsr-3479	1	12	84058	DATE
fsr-3479	1	13	american college of financial services	ORG
fsr-3479	1	14	605	CARDINAL
fsr-3479	1	15	19075	DATE
fsr-3479	2	1	one	CARDINAL
fsr-3479	2	2	the united states	GPE
fsr-3479	2	3	rias	LOC
fsr-3479	3	1	2022	CARDINAL
fsr-3479	5	1	jel	ORG
fsr-3479	5	2	1	CARDINAL
fsr-3479	7	1	two	CARDINAL
fsr-3479	9	1	1057-0810/22/$	DATE
fsr-3479	9	2	2022	CARDINAL
fsr-3479	11	1	30	CARDINAL
fsr-3479	11	2	2022	CARDINAL
fsr-3479	11	3	145–164	CARDINAL
fsr-3479	14	1	quarterly	DATE
fsr-3479	14	2	monthly	DATE
fsr-3479	16	1	two	CARDINAL
fsr-3479	23	1	1.1	CARDINAL
fsr-3479	24	1	del guercio	GPE
fsr-3479	24	2	reuter, & tkac	ORG
fsr-3479	24	3	2010	DATE
fsr-3479	24	4	desai & jain	ORG
fsr-3479	24	5	1995	DATE
fsr-3479	24	6	gil-bazo & ruiz-verdú	ORG
fsr-3479	24	7	2009	DATE
fsr-3479	24	8	jensen	PERSON
fsr-3479	24	9	1968	DATE
fsr-3479	24	10	malkiel, 1995	ORG
fsr-3479	25	1	gruber	PERSON
fsr-3479	25	2	1996	DATE
fsr-3479	25	3	french	NORP
fsr-3479	25	4	2008	DATE
fsr-3479	25	5	reuter	PERSON
fsr-3479	25	6	2015	DATE
fsr-3479	25	7	64-67	CARDINAL
fsr-3479	25	8	annually	DATE
fsr-3479	27	1	karabulut	PERSON
fsr-3479	27	2	2013	DATE
fsr-3479	28	1	2009	DATE
fsr-3479	29	1	del guercio	PERSON
fsr-3479	29	2	reuter	PERSON
fsr-3479	29	3	2014	DATE
fsr-3479	30	1	oregon university	ORG
fsr-3479	30	2	reuter	PERSON
fsr-3479	30	3	2012	DATE
fsr-3479	30	4	j. e. heller et al	PERSON
fsr-3479	30	5	30	CARDINAL
fsr-3479	30	6	2022	CARDINAL
fsr-3479	30	7	145–164	CARDINAL
fsr-3479	31	1	0.9%	PERCENT
fsr-3479	32	1	reuter	PERSON
fsr-3479	32	2	2012	DATE
fsr-3479	33	1	2009	DATE
fsr-3479	34	1	haliassos	PERSON
fsr-3479	34	2	jappelli	PERSON
fsr-3479	34	3	2012	DATE
fsr-3479	34	4	foerster	PERSON
fsr-3479	34	5	2017	CARDINAL
fsr-3479	34	6	german	NORP
fsr-3479	34	7	canadian	NORP
fsr-3479	35	1	2016	CARDINAL
fsr-3479	36	1	as high as	CARDINAL
fsr-3479	36	2	3.0%	PERCENT
fsr-3479	36	3	annually	DATE
fsr-3479	36	4	as much as 1.50%	PERCENT
fsr-3479	36	5	annually	DATE
fsr-3479	37	1	hackethal et al	PERSON
fsr-3479	38	1	2012	DATE
fsr-3479	39	1	hackethal et al	PERSON
fsr-3479	40	1	2012	DATE
fsr-3479	41	1	gennaioli	PERSON
fsr-3479	41	2	2015	CARDINAL
fsr-3479	43	1	gennaioli et al	PERSON
fsr-3479	44	1	2015	CARDINAL
fsr-3479	45	1	gennaioli et al.	PERSON
fsr-3479	45	2	2015	DATE
fsr-3479	46	1	warshcuer	PERSON
fsr-3479	46	2	2012	DATE
fsr-3479	50	1	1.2	CARDINAL
fsr-3479	50	2	clt	ORG
fsr-3479	50	3	1988	DATE
fsr-3479	51	1	1988	DATE
fsr-3479	53	1	j. e. heller et al	PERSON
fsr-3479	53	2	30	CARDINAL
fsr-3479	53	3	2022	CARDINAL
fsr-3479	53	4	145–164 147	CARDINAL
fsr-3479	53	5	three	CARDINAL
fsr-3479	54	1	first	ORDINAL
fsr-3479	54	2	two	CARDINAL
fsr-3479	54	3	paas, renkl, & sweller	ORG
fsr-3479	54	4	2003	DATE
fsr-3479	55	1	chandler & sweller	ORG
fsr-3479	55	2	1991	DATE
fsr-3479	56	1	2003	DATE
fsr-3479	59	1	van gog	PERSON
fsr-3479	59	2	paas, & sweller	ORG
fsr-3479	59	3	2015	DATE
fsr-3479	61	1	2003	DATE
fsr-3479	62	1	2015	DATE
fsr-3479	64	1	2003	DATE
fsr-3479	66	1	van merrienboer	PERSON
fsr-3479	66	2	1998	DATE
fsr-3479	68	1	2015	DATE
fsr-3479	68	2	1988	DATE
fsr-3479	68	3	1998	DATE
fsr-3479	69	1	chandler & sweller	ORG
fsr-3479	69	2	1991	DATE
fsr-3479	72	1	greenleaf & lehmann	ORG
fsr-3479	72	2	1995	DATE
fsr-3479	72	3	shugan	ORG
fsr-3479	72	4	1980	DATE
fsr-3479	73	1	botti & iyengar,	ORG
fsr-3479	73	2	2006	DATE
fsr-3479	73	3	iyengar, & jiang	ORG
fsr-3479	73	4	2004	DATE
fsr-3479	74	1	148	CARDINAL
fsr-3479	74	2	j. e. heller et al	PERSON
fsr-3479	74	3	30	CARDINAL
fsr-3479	74	4	2022	CARDINAL
fsr-3479	74	5	145–164	CARDINAL
fsr-3479	74	6	jacko & ward	ORG
fsr-3479	74	7	1996	DATE
fsr-3479	75	1	campbell	PERSON
fsr-3479	75	2	1988	DATE
fsr-3479	78	1	2005	DATE
fsr-3479	81	1	czerwinski	PERSON
fsr-3479	81	2	2004	DATE
fsr-3479	82	1	hodgetts	PERSON
fsr-3479	82	2	jones	PERSON
fsr-3479	82	3	2006	DATE
fsr-3479	83	1	gillie	PERSON
fsr-3479	83	2	broadbent	PERSON
fsr-3479	83	3	1989	DATE
fsr-3479	84	1	jin	PERSON
fsr-3479	84	2	dabbish	PERSON
fsr-3479	84	3	2009	DATE
fsr-3479	84	4	seven	CARDINAL
fsr-3479	86	1	aum	ORG
fsr-3479	86	2	two	CARDINAL
fsr-3479	87	1	1	CARDINAL
fsr-3479	87	2	2	CARDINAL
fsr-3479	87	3	rias	NORP
fsr-3479	88	1	first	ORDINAL
fsr-3479	92	1	campbell	ORG
fsr-3479	92	2	1988	DATE
fsr-3479	96	1	j. e. heller et al	PERSON
fsr-3479	96	2	30	CARDINAL
fsr-3479	96	3	2022	CARDINAL
fsr-3479	96	4	145–164	CARDINAL
fsr-3479	96	5	1.3	CARDINAL
fsr-3479	100	1	rias	NORP
fsr-3479	101	1	clt	ORG
fsr-3479	101	2	rias	GPE
fsr-3479	104	1	1952	DATE
fsr-3479	107	1	fig	ORG
fsr-3479	108	1	1	CARDINAL
fsr-3479	108	2	rias	GPE
fsr-3479	109	1	2	CARDINAL
fsr-3479	109	2	2.1	CARDINAL
fsr-3479	112	1	1	CARDINAL
fsr-3479	112	2	ria	ORG
fsr-3479	113	1	150	CARDINAL
fsr-3479	113	2	j. e. heller et al	PERSON
fsr-3479	113	3	30	CARDINAL
fsr-3479	113	4	2022	CARDINAL
fsr-3479	114	1	145–164	CARDINAL
fsr-3479	118	1	two	CARDINAL
fsr-3479	120	1	rias	NORP
fsr-3479	123	1	1,585	CARDINAL
fsr-3479	123	2	one-year	DATE
fsr-3479	123	3	1,151	CARDINAL
fsr-3479	123	4	858	CARDINAL
fsr-3479	123	5	five-year	DATE
fsr-3479	124	1	third	ORDINAL
fsr-3479	126	1	kenton	GPE
fsr-3479	126	2	2018	DATE
fsr-3479	127	1	three	CARDINAL
fsr-3479	128	1	3,789	CARDINAL
fsr-3479	128	2	one-year	DATE
fsr-3479	128	3	3,132	CARDINAL
fsr-3479	128	4	three-year	DATE
fsr-3479	128	5	2,434	CARDINAL
fsr-3479	128	6	five-year	DATE
fsr-3479	133	1	etfs	ORG
fsr-3479	133	2	smas	ORG
fsr-3479	134	1	today	DATE
fsr-3479	135	1	1,484	CARDINAL
fsr-3479	135	2	one-year	DATE
fsr-3479	135	3	1,163	CARDINAL
fsr-3479	135	4	three-year	DATE
fsr-3479	135	5	857	CARDINAL
fsr-3479	135	6	five-year	DATE
fsr-3479	138	1	one	CARDINAL
fsr-3479	138	2	three	CARDINAL
fsr-3479	138	3	five-year	DATE
fsr-3479	138	4	three	CARDINAL
fsr-3479	139	1	j. e. heller et al	PERSON
fsr-3479	139	2	30	CARDINAL
fsr-3479	139	3	2022	CARDINAL
fsr-3479	140	1	145–164	CARDINAL
fsr-3479	140	2	three	CARDINAL
fsr-3479	140	3	five-year	DATE
fsr-3479	140	4	july 31, 2019	DATE
fsr-3479	140	5	five-year	DATE
fsr-3479	140	6	august 1, 2014	DATE
fsr-3479	140	7	july 31, 2019	DATE
fsr-3479	141	1	july 31, 2019	DATE
fsr-3479	144	1	694	CARDINAL
fsr-3479	144	2	723	CARDINAL
fsr-3479	145	1	2.2	CARDINAL
fsr-3479	145	2	one	CARDINAL
fsr-3479	145	3	three	CARDINAL
fsr-3479	145	4	five-year	DATE
fsr-3479	147	1	1	CARDINAL
fsr-3479	147	2	3	DATE
fsr-3479	147	3	5	CARDINAL
fsr-3479	147	4	1	CARDINAL
fsr-3479	147	5	þ þ	PERSON
fsr-3479	147	6	2	CARDINAL
fsr-3479	147	7	3	CARDINAL
fsr-3479	147	8	portriskð þ	PERSON
fsr-3479	147	9	4	CARDINAL
fsr-3479	147	10	þ þ	PERSON
fsr-3479	147	11	5	CARDINAL
fsr-3479	147	12	þ þ	PERSON
fsr-3479	147	13	6	CARDINAL
fsr-3479	147	14	þ þ «	PERSON
fsr-3479	147	15	1	CARDINAL
fsr-3479	147	16	2.3	CARDINAL
fsr-3479	148	1	three	CARDINAL
fsr-3479	148	2	five-year	DATE
fsr-3479	148	3	july 31, 2019	DATE
fsr-3479	151	1	two years	DATE
fsr-3479	151	2	one year	DATE
fsr-3479	151	3	four years	DATE
fsr-3479	151	4	three-year	DATE
fsr-3479	152	1	2.4	CARDINAL
fsr-3479	153	1	one	CARDINAL
fsr-3479	153	2	three	CARDINAL
fsr-3479	153	3	five-year	DATE
fsr-3479	155	1	ria	PERSON
fsr-3479	155	2	zero	CARDINAL
fsr-3479	157	1	five	CARDINAL
fsr-3479	160	1	152	CARDINAL
fsr-3479	160	2	j. e. heller et al	PERSON
fsr-3479	160	3	30	CARDINAL
fsr-3479	160	4	2022	CARDINAL
fsr-3479	160	5	145–164	CARDINAL
fsr-3479	164	1	five	CARDINAL
fsr-3479	164	2	1	CARDINAL
fsr-3479	164	3	2	CARDINAL
fsr-3479	164	4	3	CARDINAL
fsr-3479	164	5	4	CARDINAL
fsr-3479	164	6	5	CARDINAL
fsr-3479	165	1	three	CARDINAL
fsr-3479	165	2	five-year	DATE
fsr-3479	166	1	five	CARDINAL
fsr-3479	169	1	2.5	CARDINAL
fsr-3479	170	1	2.5.1	CARDINAL
fsr-3479	172	1	umas	ORG
fsr-3479	178	1	0.000046%	PERCENT
fsr-3479	178	2	2.293%	PERCENT
fsr-3479	178	3	five-year	DATE
fsr-3479	179	1	rias	GPE
fsr-3479	179	2	0.0986%	PERCENT
fsr-3479	179	3	2.059%	PERCENT
fsr-3479	179	4	five-year	DATE
fsr-3479	180	1	2.5.2	CARDINAL
fsr-3479	181	1	july 31, 2019	DATE
fsr-3479	182	1	26,343	MONEY
fsr-3479	182	2	j. e. heller et al	PERSON
fsr-3479	182	3	30	CARDINAL
fsr-3479	182	4	2022	CARDINAL
fsr-3479	182	5	145–164 153 $	MONEY
fsr-3479	182	6	15,506,672	MONEY
fsr-3479	183	1	26,090	MONEY
fsr-3479	183	2	41,286,141	MONEY
fsr-3479	184	1	ria umas	PERSON
fsr-3479	184	2	27,221	MONEY
fsr-3479	184	3	45,829,626	MONEY
fsr-3479	185	1	26,259	MONEY
fsr-3479	185	2	4,504,614	MONEY
fsr-3479	186	1	ria tamps	PERSON
fsr-3479	186	2	25,073	MONEY
fsr-3479	186	3	13,600,157	MONEY
fsr-3479	187	1	ibd tamps	ORG
fsr-3479	187	2	25,137	MONEY
fsr-3479	187	3	6,875,348	MONEY
fsr-3479	188	1	2.5.3	CARDINAL
fsr-3479	189	1	one	CARDINAL
fsr-3479	189	2	three	CARDINAL
fsr-3479	191	1	3	CARDINAL
fsr-3479	191	2	one-year	DATE
fsr-3479	191	3	1	CARDINAL
fsr-3479	192	1	one-year	DATE
fsr-3479	192	2	3.6%	PERCENT
fsr-3479	192	3	umas	ORG
fsr-3479	192	4	4.35%	PERCENT
fsr-3479	192	5	3.25%	PERCENT
fsr-3479	192	6	4.53%	PERCENT
fsr-3479	193	1	3.2 to 3.5	CARDINAL
fsr-3479	194	1	around $250,000	MONEY
fsr-3479	194	2	over $800,000	MONEY
fsr-3479	195	1	1%	PERCENT
fsr-3479	195	2	rias	GPE
fsr-3479	196	1	nine	CARDINAL
fsr-3479	196	2	three	CARDINAL
fsr-3479	196	3	three	CARDINAL
fsr-3479	197	1	2	CARDINAL
fsr-3479	197	2	four	CARDINAL
fsr-3479	197	3	nine	CARDINAL
fsr-3479	197	4	rias	NORP
fsr-3479	198	1	three	CARDINAL
fsr-3479	198	2	rias	LOC
fsr-3479	199	1	3	CARDINAL
fsr-3479	200	1	1	MONEY
fsr-3479	200	2	ria	ORG
fsr-3479	201	1	2	MONEY
fsr-3479	204	1	nine	CARDINAL
fsr-3479	204	2	three	CARDINAL
fsr-3479	204	3	three	CARDINAL
fsr-3479	204	4	five-year	DATE
fsr-3479	205	1	4	CARDINAL
fsr-3479	205	2	three	CARDINAL
fsr-3479	206	1	four	CARDINAL
fsr-3479	206	2	one-year	DATE
fsr-3479	206	3	three	CARDINAL
fsr-3479	206	4	2	CARDINAL
fsr-3479	208	1	154	CARDINAL
fsr-3479	208	2	j. e. heller et al	PERSON
fsr-3479	208	3	30	CARDINAL
fsr-3479	208	4	2022	CARDINAL
fsr-3479	209	1	145–164	CARDINAL
fsr-3479	209	2	ea	CARDINAL
fsr-3479	211	1	li	PERSON
fsr-3479	213	1	ia	GPE
fsr-3479	213	2	ia	GPE
fsr-3479	214	1	ia ib d	GPE
fsr-3479	214	2	ia	GPE
fsr-3479	214	3	tu rn 4 .3 5 %	ORG
fsr-3479	214	4	4 .5	PERCENT
fsr-3479	214	5	3 %	PERCENT
fsr-3479	214	6	3 .6 0	PERCENT
fsr-3479	215	1	3 .3 1 %	PERCENT
fsr-3479	215	2	4 .1 7 %	PERCENT
fsr-3479	215	3	3 .2 5 %	PERCENT
fsr-3479	216	1	li	PERSON
fsr-3479	217	1	3 .2 3 .2	MONEY
fsr-3479	217	2	3	CARDINAL
fsr-3479	217	3	u n	FAC
fsr-3479	217	4	4	MONEY
fsr-3479	217	5	2	MONEY
fsr-3479	217	6	6	CARDINAL
fsr-3479	218	1	9 %	PERCENT
fsr-3479	219	1	7 %	PERCENT
fsr-3479	220	1	0 %	PERCENT
fsr-3479	221	1	4 %	PERCENT
fsr-3479	222	1	9 %	PERCENT
fsr-3479	223	1	3 %	PERCENT
fsr-3479	225	1	ac	ORG
fsr-3479	225	2	6	CARDINAL
fsr-3479	225	3	2	CARDINAL
fsr-3479	225	4	1	CARDINAL
fsr-3479	225	5	j. e. heller et al	PERSON
fsr-3479	225	6	30	CARDINAL
fsr-3479	225	7	2022	CARDINAL
fsr-3479	225	8	145–164 155	CARDINAL
fsr-3479	225	9	5	CARDINAL
fsr-3479	225	10	2	MONEY
fsr-3479	226	1	one	CARDINAL
fsr-3479	227	1	three	CARDINAL
fsr-3479	228	1	one-year	DATE
fsr-3479	229	1	three-year	DATE
fsr-3479	230	1	6	CARDINAL
fsr-3479	230	2	3	MONEY
fsr-3479	231	1	two	CARDINAL
fsr-3479	231	2	one-year	DATE
fsr-3479	231	3	five-year	DATE
fsr-3479	231	4	ria	ORG
fsr-3479	232	1	two	CARDINAL
fsr-3479	232	2	rias	NORP
fsr-3479	233	1	5	CARDINAL
fsr-3479	233	2	6	CARDINAL
fsr-3479	233	3	rias	LOC
fsr-3479	234	1	rias	GPE
fsr-3479	235	1	7	CARDINAL
fsr-3479	237	1	rias	LOC
fsr-3479	237	2	3	CARDINAL
fsr-3479	237	3	#1 regression #2	MONEY
fsr-3479	237	4	#4	MONEY
fsr-3479	237	5	2	CARDINAL
fsr-3479	237	6	five-year	DATE
fsr-3479	237	7	umas	ORG
fsr-3479	237	8	one-year	DATE
fsr-3479	237	9	three-year	DATE
fsr-3479	237	10	five-year	DATE
fsr-3479	237	11	ria	ORG
fsr-3479	237	12	4.347%	PERCENT
fsr-3479	237	13	6.607%	PERCENT
fsr-3479	237	14	3.690%	PERCENT
fsr-3479	237	15	4.527%	PERCENT
fsr-3479	237	16	6.824%	PERCENT
fsr-3479	237	17	3.825%	PERCENT
fsr-3479	237	18	0.180%	PERCENT
fsr-3479	237	19	0.217%	PERCENT
fsr-3479	237	20	0.501%	PERCENT
fsr-3479	237	21	3.595%	PERCENT
fsr-3479	237	22	6.211%	PERCENT
fsr-3479	237	23	3.191%	PERCENT
fsr-3479	237	24	3.309%	PERCENT
fsr-3479	237	25	6.344%	PERCENT
fsr-3479	237	26	3.134%	PERCENT
fsr-3479	237	27	0.133%	PERCENT
fsr-3479	237	28	0.057%	PERCENT
fsr-3479	237	29	4.167%	PERCENT
fsr-3479	237	30	6.272%	PERCENT
fsr-3479	237	31	3.465%	PERCENT
fsr-3479	237	32	3.247%	PERCENT
fsr-3479	237	33	5.721%	PERCENT
fsr-3479	237	34	2.964%	PERCENT
fsr-3479	237	35	0.920%	PERCENT
fsr-3479	237	36	0.551%	PERCENT
fsr-3479	237	37	0.501%	PERCENT
fsr-3479	240	1	0.001	CARDINAL
fsr-3479	241	1	156	CARDINAL
fsr-3479	241	2	j. e. heller et al	PERSON
fsr-3479	241	3	30	CARDINAL
fsr-3479	241	4	2022	CARDINAL
fsr-3479	241	5	145–164	CARDINAL
fsr-3479	241	6	five	CARDINAL
fsr-3479	241	7	five-year	DATE
fsr-3479	241	8	one-year	DATE
fsr-3479	241	9	three	CARDINAL
fsr-3479	242	1	8	CARDINAL
fsr-3479	242	2	4	MONEY
fsr-3479	243	1	5	CARDINAL
fsr-3479	243	2	2	MONEY
fsr-3479	243	3	fiveyear	DATE
fsr-3479	243	4	one-year	DATE
fsr-3479	243	5	three-year	DATE
fsr-3479	243	6	five-year	DATE
fsr-3479	243	7	0.0435	CARDINAL
fsr-3479	244	1	0.0253	CARDINAL
fsr-3479	244	2	0.0018	CARDINAL
fsr-3479	244	3	0.0037	CARDINAL
fsr-3479	244	4	0.0024	CARDINAL
fsr-3479	244	5	0.0006	CARDINAL
fsr-3479	244	6	0.0134	MONEY
fsr-3479	244	7	0.0065	CARDINAL
fsr-3479	244	8	0.001 0.31 0.17 n	QUANTITY
fsr-3479	244	9	1,585	CARDINAL
fsr-3479	244	10	858	CARDINAL
fsr-3479	244	11	0.0270	CARDINAL
fsr-3479	244	12	0.0170	CARDINAL
fsr-3479	244	13	0.0082	CARDINAL
fsr-3479	244	14	0.0024	CARDINAL
fsr-3479	244	15	0.0041	CARDINAL
fsr-3479	244	16	0.0010	CARDINAL
fsr-3479	244	17	0.0019	CARDINAL
fsr-3479	244	18	0.0140	CARDINAL
fsr-3479	244	19	0.0070	CARDINAL
fsr-3479	244	20	0.010 0.45 0.26	MONEY
fsr-3479	244	21	1,484	CARDINAL
fsr-3479	244	22	857	CARDINAL
fsr-3479	244	23	0.0347	CARDINAL
fsr-3479	245	1	0.0017 0.0020	CARDINAL
fsr-3479	245	2	ria 0.0093	PERSON
fsr-3479	245	3	0.0041	CARDINAL
fsr-3479	245	4	0.0039	CARDINAL
fsr-3479	245	5	0.0007	CARDINAL
fsr-3479	245	6	0.0171	CARDINAL
fsr-3479	245	7	0.0086	CARDINAL
fsr-3479	245	8	3,132 2,434	CARDINAL
fsr-3479	248	1	0.001	CARDINAL
fsr-3479	248	2	4	CARDINAL
fsr-3479	248	3	fiveyear	DATE
fsr-3479	248	4	one-year	DATE
fsr-3479	248	5	three-year	DATE
fsr-3479	248	6	five-year	DATE
fsr-3479	248	7	0.0453	CARDINAL
fsr-3479	248	8	0.0383	CARDINAL
fsr-3479	248	9	0.0018	CARDINAL
fsr-3479	248	10	0.0022	CARDINAL
fsr-3479	248	11	0.0014	CARDINAL
fsr-3479	248	12	1,585	CARDINAL
fsr-3479	248	13	858	CARDINAL
fsr-3479	248	14	0.0331	CARDINAL
fsr-3479	248	15	0.0029	CARDINAL
fsr-3479	248	16	0.0013 0.0006	CARDINAL
fsr-3479	248	17	1,484	CARDINAL
fsr-3479	248	18	857	CARDINAL
fsr-3479	248	19	0.0325	CARDINAL
fsr-3479	248	20	0.0572	CARDINAL
fsr-3479	248	21	0.0296	CARDINAL
fsr-3479	248	22	ria 0.0092	PERSON
fsr-3479	248	23	0.0055	CARDINAL
fsr-3479	248	24	0.0050	CARDINAL
fsr-3479	248	25	0.0073 0.0132 n 3,789	QUANTITY
fsr-3479	248	26	3,132 2,434	CARDINAL
fsr-3479	249	1	0.001	CARDINAL
fsr-3479	250	1	j. e. heller et al	PERSON
fsr-3479	250	2	30	CARDINAL
fsr-3479	250	3	2022	CARDINAL
fsr-3479	250	4	145–164	CARDINAL
fsr-3479	251	1	nine	CARDINAL
fsr-3479	252	1	8	CARDINAL
fsr-3479	253	1	8	CARDINAL
fsr-3479	253	2	five-year	DATE
fsr-3479	253	3	one-year	DATE
fsr-3479	253	4	three	CARDINAL
fsr-3479	253	5	rias	GPE
fsr-3479	254	1	1	CARDINAL
fsr-3479	254	2	5	CARDINAL
fsr-3479	255	1	rias	NORP
fsr-3479	256	1	one-year	DATE
fsr-3479	256	2	three	CARDINAL
fsr-3479	256	3	rias	NORP
fsr-3479	256	4	4	CARDINAL
fsr-3479	257	1	4	CARDINAL
fsr-3479	257	2	rias	GPE
fsr-3479	258	1	rias	NORP
fsr-3479	258	2	6	CARDINAL
fsr-3479	258	3	fiveyear	DATE
fsr-3479	258	4	one-year	DATE
fsr-3479	258	5	three-year	DATE
fsr-3479	258	6	five-year	DATE
fsr-3479	258	7	0.0434	CARDINAL
fsr-3479	259	1	0.0278	CARDINAL
fsr-3479	260	1	0.0016	CARDINAL
fsr-3479	260	2	0.0166	CARDINAL
fsr-3479	260	3	0.0108	CARDINAL
fsr-3479	260	4	0.0060	CARDINAL
fsr-3479	261	1	0.0001 0.0039	CARDINAL
fsr-3479	261	2	0.0026	CARDINAL
fsr-3479	261	3	0.001	CARDINAL
fsr-3479	261	4	0.31 0.17 n	QUANTITY
fsr-3479	261	5	1,585	CARDINAL
fsr-3479	261	6	858	CARDINAL
fsr-3479	261	7	0.0325	CARDINAL
fsr-3479	262	1	0.0185	CARDINAL
fsr-3479	262	2	0.0109	CARDINAL
fsr-3479	262	3	0.0098	CARDINAL
fsr-3479	262	4	0.0075	CARDINAL
fsr-3479	262	5	0.0081	CARDINAL
fsr-3479	262	6	0.0002	CARDINAL
fsr-3479	262	7	0.0062	CARDINAL
fsr-3479	263	1	0.0036	CARDINAL
fsr-3479	264	1	0.0010 0.0021	CARDINAL
fsr-3479	264	2	0.017	CARDINAL
fsr-3479	264	3	0.46 0.26	QUANTITY
fsr-3479	264	4	1,484	CARDINAL
fsr-3479	264	5	857	CARDINAL
fsr-3479	264	6	0.0414	CARDINAL
fsr-3479	265	1	0.0063	CARDINAL
fsr-3479	265	2	0.0051	CARDINAL
fsr-3479	265	3	0.0050	CARDINAL
fsr-3479	265	4	0.0058	CARDINAL
fsr-3479	265	5	0.0032	CARDINAL
fsr-3479	265	6	0.0028	CARDINAL
fsr-3479	265	7	0.0157	CARDINAL
fsr-3479	265	8	0.0076	CARDINAL
fsr-3479	265	9	0.0043	CARDINAL
fsr-3479	265	10	0.0030	CARDINAL
fsr-3479	265	11	0.0021	CARDINAL
fsr-3479	265	12	0.035	CARDINAL
fsr-3479	265	13	3,132 2,434	CARDINAL
fsr-3479	268	1	0.001	CARDINAL
fsr-3479	268	2	158	CARDINAL
fsr-3479	268	3	j. e. heller et al	PERSON
fsr-3479	268	4	30	CARDINAL
fsr-3479	268	5	2022	CARDINAL
fsr-3479	269	1	145–164	CARDINAL
fsr-3479	270	1	ia	GPE
fsr-3479	272	1	ia	GPE
fsr-3479	274	1	al p	PERSON
fsr-3479	274	2	rv	GPE
fsr-3479	274	3	io n	FAC
fsr-3479	274	4	2	MONEY
fsr-3479	274	5	3	MONEY
fsr-3479	275	1	4	MONEY
fsr-3479	275	2	5	MONEY
fsr-3479	276	1	ea	CARDINAL
fsr-3479	276	2	0 .3 6 %	PERCENT
fsr-3479	278	1	5 %	PERCENT
fsr-3479	278	2	0 .5	PERCENT
fsr-3479	278	3	9 %	PERCENT
fsr-3479	278	4	0 .0 7 %	PERCENT
fsr-3479	278	5	ea	CARDINAL
fsr-3479	278	6	0 %	PERCENT
fsr-3479	279	1	0 .7 6 %	PERCENT
fsr-3479	282	1	1 .1 9 %	PERCENT
fsr-3479	282	2	ea	CARDINAL
fsr-3479	282	3	0 .4 3 %	PERCENT
fsr-3479	282	4	0 .6 1 %	PERCENT
fsr-3479	282	5	0 .4 2 %	PERCENT
fsr-3479	282	6	0 .5 5 %	PERCENT
fsr-3479	282	7	0 .7 1 %	PERCENT
fsr-3479	282	8	ea	CARDINAL
fsr-3479	282	9	0 .9 1 %	MONEY
fsr-3479	282	10	0 .1 8 %	PERCENT
fsr-3479	282	11	0 .1 7 %	PERCENT
fsr-3479	282	12	0 .0 1 %	PERCENT
fsr-3479	282	13	1 .0	PERCENT
fsr-3479	284	1	ea	CARDINAL
fsr-3479	284	2	0 .1 5 %	PERCENT
fsr-3479	284	3	0 .6 7 %	PERCENT
fsr-3479	284	4	0 .7 6 %	PERCENT
fsr-3479	285	1	0 .4 3 %	PERCENT
fsr-3479	285	2	0 .0 7 %	PERCENT
fsr-3479	286	1	ea	CARDINAL
fsr-3479	286	2	0 .1 8 %	PERCENT
fsr-3479	286	3	0 .4 3 %	PERCENT
fsr-3479	286	4	0 %	PERCENT
fsr-3479	286	5	0 .1 1 %	PERCENT
fsr-3479	286	6	0 .3 6 %	PERCENT
fsr-3479	286	7	ea	CARDINAL
fsr-3479	286	8	0 .1 4 %	PERCENT
fsr-3479	287	1	5 %	PERCENT
fsr-3479	289	1	0 .0 5 %	PERCENT
fsr-3479	289	2	0 .5 8 %	PERCENT
fsr-3479	290	1	1 .8 1 %	PERCENT
fsr-3479	291	1	ea	CARDINAL
fsr-3479	294	1	6 %	PERCENT
fsr-3479	295	1	0 .2 4 %	PERCENT
fsr-3479	295	2	0 .1	PERCENT
fsr-3479	295	3	6 %	PERCENT
fsr-3479	295	4	1 .1 7 %	PERCENT
fsr-3479	296	1	ea	CARDINAL
fsr-3479	296	2	0 .3 3 %	PERCENT
fsr-3479	297	1	7 %	PERCENT
fsr-3479	297	2	0 .1 5 %	PERCENT
fsr-3479	298	1	0 %	PERCENT
fsr-3479	299	1	6 %	PERCENT
fsr-3479	302	1	tte st	GPE
fsr-3479	302	2	ed w	FAC
fsr-3479	302	3	te ri	GPE
fsr-3479	303	1	0 1	DATE
fsr-3479	304	1	.0 1	DATE
fsr-3479	304	2	.0 5	DATE
fsr-3479	305	1	j. e. heller et al	PERSON
fsr-3479	305	2	30	CARDINAL
fsr-3479	305	3	2022	CARDINAL
fsr-3479	305	4	145–164 159	CARDINAL
fsr-3479	307	1	rias	LOC
fsr-3479	308	1	rias	GPE
fsr-3479	308	2	rias	NORP
fsr-3479	310	1	1928 to 2018	DATE
fsr-3479	310	2	annual	DATE
fsr-3479	310	3	6.11%	PERCENT
fsr-3479	310	4	3month	CARDINAL
fsr-3479	310	5	treasury	ORG
fsr-3479	310	6	4.66%	PERCENT
fsr-3479	310	7	10-year	DATE
fsr-3479	310	8	2019	DATE
fsr-3479	312	1	8	CARDINAL
fsr-3479	312	2	4	MONEY
fsr-3479	312	3	fiveyear	DATE
fsr-3479	312	4	one-year	DATE
fsr-3479	312	5	three-year	DATE
fsr-3479	312	6	five-year	DATE
fsr-3479	312	7	0.0145	ORG
fsr-3479	312	8	0.0150	CARDINAL
fsr-3479	312	9	0.0343	CARDINAL
fsr-3479	312	10	0.0158	CARDINAL
fsr-3479	312	11	0.0115	CARDINAL
fsr-3479	312	12	0.0009	CARDINAL
fsr-3479	312	13	0.0060	CARDINAL
fsr-3479	313	1	0.0007 0.0038	CARDINAL
fsr-3479	313	2	0.0028	CARDINAL
fsr-3479	313	3	2.5417	CARDINAL
fsr-3479	313	4	1.5082	CARDINAL
fsr-3479	313	5	1.7469	CARDINAL
fsr-3479	314	1	0.0043	CARDINAL
fsr-3479	315	1	0.0046	CARDINAL
fsr-3479	315	2	0.0057	CARDINAL
fsr-3479	315	3	0.0000001 0.0000004 0.0000005	QUANTITY
fsr-3479	315	4	0.041 0.35 0.28 n 1,585	QUANTITY
fsr-3479	315	5	858	CARDINAL
fsr-3479	315	6	0.0241	CARDINAL
fsr-3479	315	7	0.0095	CARDINAL
fsr-3479	315	8	0.0072	CARDINAL
fsr-3479	315	9	0.0073	CARDINAL
fsr-3479	315	10	0.0002 0.0132	QUANTITY
fsr-3479	315	11	0.0059	CARDINAL
fsr-3479	315	12	0.0031	CARDINAL
fsr-3479	315	13	0.0014	MONEY
fsr-3479	315	14	0.8754	CARDINAL
fsr-3479	315	15	0.5646	CARDINAL
fsr-3479	316	1	0.0063	CARDINAL
fsr-3479	316	2	0.0038	CARDINAL
fsr-3479	316	3	0.0054	CARDINAL
fsr-3479	316	4	0.0000027	CARDINAL
fsr-3479	316	5	0.0000027	CARDINAL
fsr-3479	316	6	0.074 0.48 0.34	QUANTITY
fsr-3479	316	7	1,484	CARDINAL
fsr-3479	316	8	857	CARDINAL
fsr-3479	316	9	0.0613	CARDINAL
fsr-3479	316	10	0.0076	CARDINAL
fsr-3479	316	11	0.0077	CARDINAL
fsr-3479	316	12	0.0056	CARDINAL
fsr-3479	316	13	0.0156	CARDINAL
fsr-3479	316	14	0.0075	CARDINAL
fsr-3479	316	15	0.0043	CARDINAL
fsr-3479	317	1	0.0031	CARDINAL
fsr-3479	317	2	0.0023	CARDINAL
fsr-3479	317	3	0.0089	CARDINAL
fsr-3479	317	4	0.0050	CARDINAL
fsr-3479	317	5	0.0059	CARDINAL
fsr-3479	317	6	0.0000002 0.0000004 0.0000005	MONEY
fsr-3479	317	7	0.109 0.62 0.40 n	MONEY
fsr-3479	317	8	3,132 2,434	CARDINAL
fsr-3479	320	1	0.001	CARDINAL
fsr-3479	321	1	160	CARDINAL
fsr-3479	321	2	j. e. heller et al	PERSON
fsr-3479	321	3	30	CARDINAL
fsr-3479	321	4	2022	CARDINAL
fsr-3479	321	5	145–164	CARDINAL
fsr-3479	321	6	1928 to 2018	DATE
fsr-3479	321	7	19.58%	PERCENT
fsr-3479	321	8	3-month	DATE
fsr-3479	321	9	treasury	ORG
fsr-3479	321	10	only 3.04%	PERCENT
fsr-3479	321	11	10-year	DATE
fsr-3479	321	12	treasury	ORG
fsr-3479	321	13	7.70%	PERCENT
fsr-3479	334	1	rias	GPE
fsr-3479	335	1	4.1	CARDINAL
fsr-3479	341	1	rias	NORP
fsr-3479	344	1	july 31, 2019	DATE
fsr-3479	345	1	j. e. heller et al	PERSON
fsr-3479	346	1	30	CARDINAL
fsr-3479	346	2	2022	CARDINAL
fsr-3479	346	3	145–164 161	CARDINAL
fsr-3479	348	1	five-year	DATE
fsr-3479	348	2	the ending date	DATE
fsr-3479	350	1	rias	GPE
fsr-3479	352	1	4.2	CARDINAL
fsr-3479	355	1	years	DATE
fsr-3479	356	1	seven	CARDINAL
fsr-3479	356	2	ten years	DATE
fsr-3479	357	1	4.3	CARDINAL
fsr-3479	357	2	2009	DATE
fsr-3479	357	3	del guercio	PERSON
fsr-3479	357	4	al.	GPE
fsr-3479	357	5	2010	DATE
fsr-3479	357	6	desai & jain	ORG
fsr-3479	357	7	1995	DATE
fsr-3479	357	8	french	NORP
fsr-3479	357	9	2008	DATE
fsr-3479	357	10	gil-bazo & ruiz-verdú	ORG
fsr-3479	357	11	2009	DATE
fsr-3479	357	12	gruber, 1996	DATE
fsr-3479	357	13	jensen	PERSON
fsr-3479	357	14	1968	DATE
fsr-3479	357	15	malkiel, 1995	ORG
fsr-3479	357	16	reuter	PERSON
fsr-3479	357	17	2015	DATE
fsr-3479	357	18	2012	DATE
fsr-3479	357	19	gennaioli et al.	PERSON
fsr-3479	357	20	2015	DATE
fsr-3479	357	21	2016	DATE
fsr-3479	357	22	warshcuer & sciglimpaglia	ORG
fsr-3479	357	23	2012	DATE
fsr-3479	361	1	rias	NORP
fsr-3479	362	1	rias	NORP
fsr-3479	363	1	162	CARDINAL
fsr-3479	363	2	j. e. heller et al	PERSON
fsr-3479	363	3	30	CARDINAL
fsr-3479	363	4	2022	CARDINAL
fsr-3479	363	5	145–164	CARDINAL
fsr-3479	365	1	d.	NORP
fsr-3479	365	2	j. m. r., & tufano	PERSON
fsr-3479	365	3	2009	DATE
fsr-3479	367	1	22	CARDINAL
fsr-3479	367	2	4129–4156	DATE
fsr-3479	368	1	10.1093	CARDINAL
fsr-3479	368	2	hhp022 botti	PERSON
fsr-3479	368	3	s., & iyengar	ORG
fsr-3479	368	4	s. s.	PERSON
fsr-3479	368	5	2006	DATE
fsr-3479	370	1	25	CARDINAL
fsr-3479	371	1	https://doi.org/10.1509/jppm.25.1.24 campbell	PERSON
fsr-3479	371	2	d. j.	PERSON
fsr-3479	371	3	1988	DATE
fsr-3479	373	1	the academy of management review	ORG
fsr-3479	373	2	13	CARDINAL
fsr-3479	373	3	40–52	CARDINAL
fsr-3479	374	1	j., & reuter	ORG
fsr-3479	374	2	j. (	PERSON
fsr-3479	374	3	2012	DATE
fsr-3479	376	1	nber working paper no	ORG
fsr-3479	377	1	https://ssrn.com/abstract=2085144 chandler	ORG
fsr-3479	377	2	p., & sweller	ORG
fsr-3479	377	3	j. (	PERSON
fsr-3479	377	4	1991	DATE
fsr-3479	379	1	8	CARDINAL
fsr-3479	379	2	293–332	CARDINAL
fsr-3479	380	1	m.	PERSON
fsr-3479	380	2	horvitz	PERSON
fsr-3479	380	3	e., & wilhite	ORG
fsr-3479	380	4	s.	PERSON
fsr-3479	380	5	2004	DATE
fsr-3479	382	1	austria	GPE
fsr-3479	382	2	175–182	CARDINAL
fsr-3479	383	1	new york	GPE
fsr-3479	383	2	ny: association	ORG
fsr-3479	384	1	https://doi.org/10.1145/985692.985715 damodaran, a.	PERSON
fsr-3479	384	2	2019	DATE
fsr-3479	386	1	del guercio	GPE
fsr-3479	386	2	d., & reuter	ORG
fsr-3479	386	3	j. (	PERSON
fsr-3479	386	4	2014	DATE
fsr-3479	388	1	69	CARDINAL
fsr-3479	388	2	1673–1704	CARDINAL
fsr-3479	389	1	del guercio	PERSON
fsr-3479	389	2	d.	NORP
fsr-3479	389	3	reuter	PERSON
fsr-3479	389	4	j., & tkac	ORG
fsr-3479	389	5	2010	DATE
fsr-3479	391	1	nber working paper	ORG
fsr-3479	391	2	16312	DATE
fsr-3479	392	1	https://ssrn.com/abstract=1667344 desai	PERSON
fsr-3479	392	2	1995	DATE
fsr-3479	393	1	barron’s	ORG
fsr-3479	393	2	annual	DATE
fsr-3479	394	1	50	CARDINAL
fsr-3479	394	2	1257–1273	CARDINAL
fsr-3479	395	1	foerster	PERSON
fsr-3479	395	2	s.	PERSON
fsr-3479	395	3	j.	PERSON
fsr-3479	395	4	a.	PERSON
fsr-3479	395	5	2017	CARDINAL
fsr-3479	396	1	one	CARDINAL
fsr-3479	397	1	72	DATE
fsr-3479	397	2	1,441–1,482	CARDINAL
fsr-3479	397	3	french	NORP
fsr-3479	397	4	k. r.	PERSON
fsr-3479	397	5	2008	DATE
fsr-3479	399	1	63	DATE
fsr-3479	399	2	1537–1573	CARDINAL
fsr-3479	400	1	n.	PERSON
fsr-3479	400	2	a., & vishny	ORG
fsr-3479	400	3	r.	PERSON
fsr-3479	400	4	2015	DATE
fsr-3479	402	1	70	DATE
fsr-3479	402	2	91–114	CARDINAL
fsr-3479	403	1	j., & ruiz-verdú	ORG
fsr-3479	403	2	2009	DATE
fsr-3479	405	1	64	DATE
fsr-3479	405	2	2153–2183	CARDINAL
fsr-3479	406	1	gillie	PERSON
fsr-3479	406	2	t., & broadbent	ORG
fsr-3479	406	3	1989	DATE
fsr-3479	409	1	50	CARDINAL
fsr-3479	409	2	243–250	CARDINAL
fsr-3479	410	1	2005	DATE
fsr-3479	412	1	h. gellersen	PERSON
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