id	sid	eid	entity	type
fsr-3485	1	1	richard stebbinsa	PERSON
fsr-3485	1	2	kyoung tae kima	PERSON
fsr-3485	1	3	martin seayb	PERSON
fsr-3485	1	4	university of alabama	ORG
fsr-3485	1	5	tuscaloosa	GPE
fsr-3485	1	6	usa bdepartment	PERSON
fsr-3485	1	7	kansas state university	ORG
fsr-3485	1	8	manhattan	GPE
fsr-3485	1	9	ks 66506	ORG
fsr-3485	1	10	2016	CARDINAL
fsr-3485	6	1	2022	CARDINAL
fsr-3485	8	1	jel	ORG
fsr-3485	8	2	1	CARDINAL
fsr-3485	8	3	2021	CARDINAL
fsr-3485	9	1	grable & joo	ORG
fsr-3485	9	2	1999	DATE
fsr-3485	10	1	five	CARDINAL
fsr-3485	10	2	205	CARDINAL
fsr-3485	10	3	205	CARDINAL
fsr-3485	11	1	1057-0810/22/$	DATE
fsr-3485	11	2	2022	CARDINAL
fsr-3485	13	1	30	CARDINAL
fsr-3485	13	2	2022	CARDINAL
fsr-3485	13	3	191–204	CARDINAL
fsr-3485	13	4	1	CARDINAL
fsr-3485	13	5	2	CARDINAL
fsr-3485	13	6	3	CARDINAL
fsr-3485	13	7	4	CARDINAL
fsr-3485	13	8	5	CARDINAL
fsr-3485	13	9	grable & joo	ORG
fsr-3485	13	10	1999	DATE
fsr-3485	14	1	grable & joo	ORG
fsr-3485	14	2	2003	DATE
fsr-3485	16	1	kim	GPE
fsr-3485	16	2	maurer, & mitchell	ORG
fsr-3485	16	3	2019	DATE
fsr-3485	17	1	britt	PERSON
fsr-3485	17	2	grable	PERSON
fsr-3485	17	3	cumbie	GPE
fsr-3485	17	4	schindler, & archuleta,	ORG
fsr-3485	17	5	2011	DATE
fsr-3485	19	1	cfp board	ORG
fsr-3485	19	2	2010	DATE
fsr-3485	19	3	the united st	GPE
fsr-3485	19	4	17%	PERCENT
fsr-3485	19	5	2011	DATE
fsr-3485	19	6	34%	PERCENT
fsr-3485	19	7	2015	DATE
fsr-3485	19	8	cfp board	ORG
fsr-3485	19	9	2015	DATE
fsr-3485	20	1	the cfp board	ORG
fsr-3485	20	2	over $90 million	MONEY
fsr-3485	20	3	2011	DATE
fsr-3485	20	4	2018	DATE
fsr-3485	20	5	cfp board	ORG
fsr-3485	20	6	2021	CARDINAL
fsr-3485	21	1	27%	PERCENT
fsr-3485	21	2	montalto	PERSON
fsr-3485	21	3	2002	DATE
fsr-3485	21	4	hanna, 2011	ORG
fsr-3485	21	5	26.55%	PERCENT
fsr-3485	23	1	montalto	PERSON
fsr-3485	23	2	2002	DATE
fsr-3485	25	1	robb	PERSON
fsr-3485	25	2	2012	DATE
fsr-3485	25	3	hilgert	PERSON
fsr-3485	25	4	hogarth, & beverly,	ORG
fsr-3485	25	5	2003	DATE
fsr-3485	26	1	kim	PERSON
fsr-3485	26	2	pak	ORG
fsr-3485	26	3	shin, & hanna	ORG
fsr-3485	26	4	2018	DATE
fsr-3485	29	1	2011	DATE
fsr-3485	29	2	xiao	PERSON
fsr-3485	29	3	2009	DATE
fsr-3485	30	1	u.s.	GPE
fsr-3485	30	2	54	CARDINAL
fsr-3485	30	3	100	CARDINAL
fsr-3485	30	4	2017	DATE
fsr-3485	31	1	approximately 33%	PERCENT
fsr-3485	31	2	51	CARDINAL
fsr-3485	31	3	2017	DATE
fsr-3485	32	1	2019	DATE
fsr-3485	32	2	covid-19	ORG
fsr-3485	33	1	joo & garman	ORG
fsr-3485	33	2	1998	DATE
fsr-3485	33	3	joo & grable	ORG
fsr-3485	33	4	2004	DATE
fsr-3485	33	5	kim & garman	ORG
fsr-3485	33	6	2003	DATE
fsr-3485	34	1	diener & biswas-diener	ORG
fsr-3485	34	2	2002	DATE
fsr-3485	34	3	2006	DATE
fsr-3485	34	4	archuleta	ORG
fsr-3485	34	5	dale, & spann	ORG
fsr-3485	34	6	2013	DATE
fsr-3485	34	7	hsieh	PERSON
fsr-3485	34	8	2001	DATE
fsr-3485	34	9	2011	DATE
fsr-3485	35	1	192	CARDINAL
fsr-3485	35	2	r. stebbins et al	PERSON
fsr-3485	35	3	30	CARDINAL
fsr-3485	35	4	2022	CARDINAL
fsr-3485	35	5	191–204	CARDINAL
fsr-3485	36	1	netemeyer et al.	PERSON
fsr-3485	36	2	2018	DATE
fsr-3485	37	1	2015a	DATE
fsr-3485	38	1	2015a	DATE
fsr-3485	39	1	2004	DATE
fsr-3485	39	2	prawitz	ORG
fsr-3485	39	3	garman	PERSON
fsr-3485	39	4	kim, & drentea	ORG
fsr-3485	39	5	2006	DATE
fsr-3485	40	1	first	ORDINAL
fsr-3485	41	1	2015a	DATE
fsr-3485	43	1	2015b	DATE
fsr-3485	44	1	four	CARDINAL
fsr-3485	44	2	1	CARDINAL
fsr-3485	44	3	month	DATE
fsr-3485	44	4	2	CARDINAL
fsr-3485	44	5	3	CARDINAL
fsr-3485	44	6	4	CARDINAL
fsr-3485	46	1	2016	CARDINAL
fsr-3485	46	2	first	ORDINAL
fsr-3485	51	1	2	CARDINAL
fsr-3485	51	2	2.1	CARDINAL
fsr-3485	52	1	2016	CARDINAL
fsr-3485	52	2	2016	DATE
fsr-3485	53	1	u.s.	GPE
fsr-3485	56	1	6,248	CARDINAL
fsr-3485	57	1	5,097	CARDINAL
fsr-3485	58	1	r. stebbins et al	PERSON
fsr-3485	59	1	30	CARDINAL
fsr-3485	59	2	2022	CARDINAL
fsr-3485	59	3	191–204	CARDINAL
fsr-3485	59	4	2.1	CARDINAL
fsr-3485	60	1	2.1.1	CARDINAL
fsr-3485	63	1	four	CARDINAL
fsr-3485	63	2	1	CARDINAL
fsr-3485	63	3	daily	DATE
fsr-3485	63	4	monthly	DATE
fsr-3485	63	5	2	CARDINAL
fsr-3485	63	6	3	CARDINAL
fsr-3485	63	7	4	CARDINAL
fsr-3485	65	1	10	CARDINAL
fsr-3485	66	1	0 to 100	CARDINAL
fsr-3485	66	2	52.30	CARDINAL
fsr-3485	67	1	fig	ORG
fsr-3485	68	1	1	CARDINAL
fsr-3485	69	1	2.1.2	CARDINAL
fsr-3485	72	1	as many or as few	CARDINAL
fsr-3485	78	1	fig	ORG
fsr-3485	79	1	1	CARDINAL
fsr-3485	79	2	2016	CARDINAL
fsr-3485	82	1	194	CARDINAL
fsr-3485	82	2	r. stebbins et al	PERSON
fsr-3485	82	3	30	CARDINAL
fsr-3485	82	4	2022	CARDINAL
fsr-3485	82	5	191–204	CARDINAL
fsr-3485	84	1	1	CARDINAL
fsr-3485	84	2	2	CARDINAL
fsr-3485	84	3	3	CARDINAL
fsr-3485	84	4	4	CARDINAL
fsr-3485	86	1	three	CARDINAL
fsr-3485	86	2	lusardi & mitchell	ORG
fsr-3485	86	3	0	CARDINAL
fsr-3485	86	4	3	CARDINAL
fsr-3485	87	1	10	CARDINAL
fsr-3485	88	1	0 to 100	CARDINAL
fsr-3485	88	2	49.89	CARDINAL
fsr-3485	89	1	25–34	CARDINAL
fsr-3485	89	2	35–44	CARDINAL
fsr-3485	89	3	45–54	CARDINAL
fsr-3485	89	4	55–64	CARDINAL
fsr-3485	89	5	65–74	CARDINAL
fsr-3485	89	6	75	CARDINAL
fsr-3485	89	7	hispanic	NORP
fsr-3485	89	8	20,000–$29,9000	MONEY
fsr-3485	89	9	30,000–$49,900	MONEY
fsr-3485	89	10	50,000–$74,900	MONEY
fsr-3485	89	11	75,000–$99,900	MONEY
fsr-3485	89	12	100,000	MONEY
fsr-3485	89	13	new england	LOC
fsr-3485	89	14	mid-atlantic	LOC
fsr-3485	89	15	south atlantic	GPE
fsr-3485	89	16	east-south central	LOC
fsr-3485	89	17	west-south central	LOC
fsr-3485	94	1	2016	CARDINAL
fsr-3485	95	1	3	CARDINAL
fsr-3485	95	2	3.1	CARDINAL
fsr-3485	96	1	2	CARDINAL
fsr-3485	97	1	63%	PERCENT
fsr-3485	98	1	less than 4%	PERCENT
fsr-3485	99	1	third	ORDINAL
fsr-3485	99	2	21.8%	PERCENT
fsr-3485	100	1	only 18.9%	PERCENT
fsr-3485	101	1	100%	PERCENT
fsr-3485	102	1	1	CARDINAL
fsr-3485	102	2	60.7	CARDINAL
fsr-3485	103	1	60.7	CARDINAL
fsr-3485	103	2	50.3	CARDINAL
fsr-3485	104	1	52.2	CARDINAL
fsr-3485	105	1	r. stebbins et al	PERSON
fsr-3485	106	1	30	CARDINAL
fsr-3485	106	2	2022	CARDINAL
fsr-3485	107	1	191–204	CARDINAL
fsr-3485	107	2	52.7	CARDINAL
fsr-3485	107	3	53.2	CARDINAL
fsr-3485	107	4	54.7	CARDINAL
fsr-3485	107	5	58	CARDINAL
fsr-3485	108	1	52.3	CARDINAL
fsr-3485	108	2	1	CARDINAL
fsr-3485	108	3	six	CARDINAL
fsr-3485	109	1	six	CARDINAL
fsr-3485	109	2	52.3	CARDINAL
fsr-3485	109	3	6,248	CARDINAL
fsr-3485	110	1	2.44	CARDINAL
fsr-3485	110	2	3	CARDINAL
fsr-3485	110	3	49.9	CARDINAL
fsr-3485	110	4	100	CARDINAL
fsr-3485	111	1	lusardi & mitchell	ORG
fsr-3485	111	2	2014	DATE
fsr-3485	112	1	18	CARDINAL
fsr-3485	112	2	9.7%	PERCENT
fsr-3485	112	3	the age of 24	DATE
fsr-3485	112	4	24.3%	PERCENT
fsr-3485	112	5	age 61	DATE
fsr-3485	113	1	48.4%	PERCENT
fsr-3485	113	2	almost 55%	PERCENT
fsr-3485	115	1	2	CARDINAL
fsr-3485	115	2	2016	CARDINAL
fsr-3485	118	1	1	CARDINAL
fsr-3485	118	2	2016	CARDINAL
fsr-3485	118	3	21.8%	PERCENT
fsr-3485	118	4	62.6%	PERCENT
fsr-3485	118	5	0.0001	CARDINAL
fsr-3485	118	6	26.8%	PERCENT
fsr-3485	118	7	0.0001	CARDINAL
fsr-3485	118	8	3.6%	PERCENT
fsr-3485	118	9	52.7 0.0003	CARDINAL
fsr-3485	118	10	18.2%	PERCENT
fsr-3485	118	11	58.0	CARDINAL
fsr-3485	118	12	3.3%	PERCENT
fsr-3485	118	13	50.3 0.0035	CARDINAL
fsr-3485	118	14	18.9%	PERCENT
fsr-3485	118	15	0.0001	CARDINAL
fsr-3485	120	1	six	CARDINAL
fsr-3485	123	1	196	CARDINAL
fsr-3485	123	2	r. stebbins et al	PERSON
fsr-3485	123	3	30	CARDINAL
fsr-3485	123	4	2022	CARDINAL
fsr-3485	123	5	191–204	CARDINAL
fsr-3485	124	1	64.9%	PERCENT
fsr-3485	124	2	44.6%	PERCENT
fsr-3485	124	3	over $75,000	MONEY
fsr-3485	125	1	almost half	CARDINAL
fsr-3485	125	2	20.9%	PERCENT
fsr-3485	127	1	3.2	CARDINAL
fsr-3485	128	1	2	CARDINAL
fsr-3485	130	1	1.85–1.95	CARDINAL
fsr-3485	137	1	west & mitchell	ORG
fsr-3485	137	2	2022	CARDINAL
fsr-3485	140	1	higher than $150,000	MONEY
fsr-3485	140	2	less than $20,000	MONEY
fsr-3485	140	3	annual	DATE
fsr-3485	142	1	west et al	LOC
fsr-3485	142	2	2021	CARDINAL
fsr-3485	143	1	3	CARDINAL
fsr-3485	147	1	4.	CARDINAL
fsr-3485	149	1	2016	CARDINAL
fsr-3485	150	1	r. stebbins et al	PERSON
fsr-3485	151	1	30	CARDINAL
fsr-3485	151	2	2022	CARDINAL
fsr-3485	151	3	191–204 197	CARDINAL
fsr-3485	151	4	2	CARDINAL
fsr-3485	151	5	6,248	CARDINAL
fsr-3485	151	6	2016	CARDINAL
fsr-3485	151	7	1.8545 0.3479	CARDINAL
fsr-3485	151	8	0.0001	CARDINAL
fsr-3485	151	9	0.0001	CARDINAL
fsr-3485	151	10	0.8701 0.3876	MONEY
fsr-3485	151	11	0.0248	MONEY
fsr-3485	151	12	0.2831	CARDINAL
fsr-3485	151	13	0.0102 0.5015	CARDINAL
fsr-3485	151	14	0.8225 0.1906	QUANTITY
fsr-3485	151	15	0.0001	CARDINAL
fsr-3485	151	16	0.0001	CARDINAL
fsr-3485	151	17	0.0110	MONEY
fsr-3485	151	18	0.0001 0.4114	MONEY
fsr-3485	151	19	0.0001	CARDINAL
fsr-3485	151	20	age 45–54	DATE
fsr-3485	151	21	1.4060 0.6718	MONEY
fsr-3485	151	22	0.0364	MONEY
fsr-3485	151	23	1.4418 0.4510	CARDINAL
fsr-3485	151	24	0.0986	MONEY
fsr-3485	151	25	1.0994 0.5022 0.0286	MONEY
fsr-3485	151	26	62–69	CARDINAL
fsr-3485	151	27	0.0001	CARDINAL
fsr-3485	151	28	0.0001	CARDINAL
fsr-3485	151	29	0.0001	CARDINAL
fsr-3485	151	30	0.0001	CARDINAL
fsr-3485	151	31	age 75 or	DATE
fsr-3485	151	32	0.0001	CARDINAL
fsr-3485	151	33	0.0001	CARDINAL
fsr-3485	152	1	0.2823	MONEY
fsr-3485	152	2	0.186	CARDINAL
fsr-3485	152	3	0.4461	MONEY
fsr-3485	152	4	1.6284 0.5873	MONEY
fsr-3485	152	5	1.5036	CARDINAL
fsr-3485	152	6	1.9218 0.4163	CARDINAL
fsr-3485	152	7	0.0001	CARDINAL
fsr-3485	153	1	1.3211 0.5148	MONEY
fsr-3485	153	2	1.2575	CARDINAL
fsr-3485	153	3	1.6479	CARDINAL
fsr-3485	153	4	1.4246 0.7291	CARDINAL
fsr-3485	153	5	1.5847	CARDINAL
fsr-3485	153	6	0.0001	CARDINAL
fsr-3485	153	7	3.7266 0.5042	CARDINAL
fsr-3485	153	8	0.0001	CARDINAL
fsr-3485	153	9	2.2690 0.5684	PERSON
fsr-3485	153	10	0.0001	CARDINAL
fsr-3485	153	11	0.2223	MONEY
fsr-3485	153	12	1.4935 0.7420	MONEY
fsr-3485	153	13	2.2965	CARDINAL
fsr-3485	153	14	less than $20,000	MONEY
fsr-3485	153	15	20,000–$29,999	MONEY
fsr-3485	153	16	0.0724 $	MONEY
fsr-3485	153	17	30,000–$39,999	MONEY
fsr-3485	153	18	0.0001 2.3136	MONEY
fsr-3485	153	19	0.0001 $	MONEY
fsr-3485	153	20	40,000–$49,999	MONEY
fsr-3485	153	21	0.0001	CARDINAL
fsr-3485	153	22	0.0001 $50,000–$59,999	MONEY
fsr-3485	153	23	0.0001	CARDINAL
fsr-3485	153	24	0.0001 $60,000–$74,999	MONEY
fsr-3485	153	25	0.0001	CARDINAL
fsr-3485	153	26	0.0001 $75,000–$99,999	MONEY
fsr-3485	153	27	0.0001	CARDINAL
fsr-3485	153	28	0.0001 $	MONEY
fsr-3485	153	29	100,000–$149,999	MONEY
fsr-3485	153	30	0.0001	CARDINAL
fsr-3485	153	31	0.0001 $150,000	MONEY
fsr-3485	153	32	11.4253	CARDINAL
fsr-3485	153	33	0.0001	CARDINAL
fsr-3485	153	34	0.0001	CARDINAL
fsr-3485	153	35	22.1398	CARDINAL
fsr-3485	153	36	0.0001	CARDINAL
fsr-3485	153	37	0.0001	CARDINAL
fsr-3485	153	38	0.4073	MONEY
fsr-3485	156	1	198	CARDINAL
fsr-3485	156	2	r. stebbins et al	PERSON
fsr-3485	156	3	30	CARDINAL
fsr-3485	156	4	2022	CARDINAL
fsr-3485	156	5	191–204	CARDINAL
fsr-3485	162	1	k–12	NORP
fsr-3485	162	2	collins, & brown	ORG
fsr-3485	162	3	2015	DATE
fsr-3485	163	1	three years	DATE
fsr-3485	163	2	10.89	CARDINAL
fsr-3485	163	3	georgia	GPE
fsr-3485	163	4	16.19	CARDINAL
fsr-3485	163	5	idaho	GPE
fsr-3485	163	6	31.71	CARDINAL
fsr-3485	163	7	texas	GPE
fsr-3485	163	8	collins, & brown	ORG
fsr-3485	163	9	2015	DATE
fsr-3485	164	1	k–12	NORP
fsr-3485	164	2	georgia	GPE
fsr-3485	164	3	texas	GPE
fsr-3485	164	4	collins, & brown	ORG
fsr-3485	164	5	2015	DATE
fsr-3485	166	1	2018	DATE
fsr-3485	166	2	only 4.5%	PERCENT
fsr-3485	166	3	four-year	DATE
fsr-3485	166	4	2018	DATE
fsr-3485	168	1	al.	PERSON
fsr-3485	168	2	2003	DATE
fsr-3485	168	3	robb et al.	PERSON
fsr-3485	168	4	2012	DATE
fsr-3485	169	1	tepper	ORG
fsr-3485	169	2	2018	DATE
fsr-3485	170	1	mid-30s	DATE
fsr-3485	170	2	2021	CARDINAL
fsr-3485	171	1	the age of 30	DATE
fsr-3485	171	2	the age of	DATE
fsr-3485	171	3	70	DATE
fsr-3485	171	4	2018	DATE
fsr-3485	172	1	3	CARDINAL
fsr-3485	172	2	5,097	CARDINAL
fsr-3485	172	3	2016	CARDINAL
fsr-3485	172	4	1.8504 0.3593	CARDINAL
fsr-3485	172	5	0.0001	CARDINAL
fsr-3485	172	6	0.0001	CARDINAL
fsr-3485	172	7	0.0495	MONEY
fsr-3485	172	8	0.7231	MONEY
fsr-3485	172	9	0.4649	MONEY
fsr-3485	172	10	2.9334 0.7621	MONEY
fsr-3485	172	11	21.9445	CARDINAL
fsr-3485	172	12	0.0001	CARDINAL
fsr-3485	172	13	0.0001	CARDINAL
fsr-3485	174	1	2	CARDINAL
fsr-3485	175	1	r. stebbins et al	PERSON
fsr-3485	176	1	30	CARDINAL
fsr-3485	176	2	2022	CARDINAL
fsr-3485	176	3	191–204	CARDINAL
fsr-3485	177	1	first	ORDINAL
fsr-3485	180	1	heckman	PERSON
fsr-3485	180	2	seay	PERSON
fsr-3485	180	3	kim	PERSON
fsr-3485	180	4	letkiewicz	PERSON
fsr-3485	180	5	2016	DATE
fsr-3485	180	6	u.s.	GPE
fsr-3485	182	1	biannual	DATE
fsr-3485	182	2	a single month	DATE
fsr-3485	184	1	the cfp board’s	ORG
fsr-3485	184	2	fisch	ORG
fsr-3485	184	3	2017	DATE
fsr-3485	185	1	2015	DATE
fsr-3485	186	1	wharton	ORG
fsr-3485	186	2	2018	DATE
fsr-3485	191	1	1	CARDINAL
fsr-3485	192	1	five	CARDINAL
fsr-3485	193	1	200	CARDINAL
fsr-3485	193	2	r. stebbins et al	PERSON
fsr-3485	193	3	30	CARDINAL
fsr-3485	193	4	2022	CARDINAL
fsr-3485	194	1	191–204	CARDINAL
fsr-3485	194	2	2016	CARDINAL
fsr-3485	194	3	52.30	CARDINAL
fsr-3485	194	4	54.00	CARDINAL
fsr-3485	194	5	21.8%	PERCENT
fsr-3485	194	6	62.6%	PERCENT
fsr-3485	194	7	26.8%	PERCENT
fsr-3485	194	8	3.6%	PERCENT
fsr-3485	194	9	18.2%	PERCENT
fsr-3485	194	10	3.3%	PERCENT
fsr-3485	194	11	18.9%	PERCENT
fsr-3485	194	12	2.44	CARDINAL
fsr-3485	194	13	3.00	CARDINAL
fsr-3485	194	14	49.89	CARDINAL
fsr-3485	194	15	49.00	CARDINAL
fsr-3485	194	16	age 18–24 9.67	DATE
fsr-3485	194	17	62–69 10.83	CARDINAL
fsr-3485	194	18	age 75 or older	DATE
fsr-3485	194	19	8.10	CARDINAL
fsr-3485	194	20	48.43	CARDINAL
fsr-3485	194	21	51.57	CARDINAL
fsr-3485	194	22	55.39	CARDINAL
fsr-3485	194	23	6.71	CARDINAL
fsr-3485	194	24	22.24	CARDINAL
fsr-3485	194	25	15.66	CARDINAL
fsr-3485	194	26	64.89	CARDINAL
fsr-3485	194	27	11.65	CARDINAL
fsr-3485	194	28	hispanic	NORP
fsr-3485	194	29	15.45	CARDINAL
fsr-3485	194	30	8.02	CARDINAL
fsr-3485	194	31	50.41	CARDINAL
fsr-3485	194	32	6.94	CARDINAL
fsr-3485	194	33	6.78	CARDINAL
fsr-3485	194	34	5.05	CARDINAL
fsr-3485	194	35	9.91	CARDINAL
fsr-3485	194	36	20.90	CARDINAL
fsr-3485	194	37	4.77	CARDINAL
fsr-3485	194	38	20.72	CARDINAL
fsr-3485	194	39	28.45	CARDINAL
fsr-3485	194	40	24.26	CARDINAL
fsr-3485	194	41	21.81	CARDINAL
fsr-3485	194	42	r. stebbins et al	PERSON
fsr-3485	194	43	30	CARDINAL
fsr-3485	194	44	2022	CARDINAL
fsr-3485	194	45	191–204 201	CARDINAL
fsr-3485	194	46	k. l.	PERSON
fsr-3485	194	47	dale, a., & spann	ORG
fsr-3485	194	48	s. m.	PERSON
fsr-3485	194	49	2013	DATE
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fsr-3485	197	6	j.	PERSON
fsr-3485	197	7	s.	PERSON
fsr-3485	197	8	henegar	GPE
fsr-3485	197	9	j., schindler	ORG
fsr-3485	197	10	k., & archuleta	ORG
fsr-3485	197	11	2011	DATE
fsr-3485	199	1	10(2	DATE
fsr-3485	199	2	172–186	CARDINAL
fsr-3485	200	1	cfp board	ORG
fsr-3485	201	1	2015	CARDINAL
fsr-3485	202	1	2015	CARDINAL
fsr-3485	202	2	annual	DATE
fsr-3485	203	1	https://www.cfp.net/	ORG
fsr-3485	204	1	2021	CARDINAL
fsr-3485	206	1	less than $20,000 13.08 $20,000–$29,999 8.86 $30,000–$39,999	MONEY
fsr-3485	206	2	40,000–$49,999	MONEY
fsr-3485	206	3	6.63 $50,000–$59,999 7.55 $60,000–$74,999 9.37 $75,000–$99,999	MONEY
fsr-3485	206	4	13.41 $	MONEY
fsr-3485	206	5	15.97 $150,000	MONEY
fsr-3485	206	6	15.18	CARDINAL
fsr-3485	206	7	5.06	CARDINAL
fsr-3485	206	8	12.87	CARDINAL
fsr-3485	206	9	east-north	LOC
fsr-3485	206	10	14.42	CARDINAL
fsr-3485	206	11	west-north	NORP
fsr-3485	206	12	6.59	CARDINAL
fsr-3485	206	13	21.16	CARDINAL
fsr-3485	206	14	east-south	LOC
fsr-3485	206	15	5.15	CARDINAL
fsr-3485	206	16	west-south	LOC
fsr-3485	206	17	11.27	CARDINAL
fsr-3485	206	18	6.91	CARDINAL
fsr-3485	206	19	16.57	CARDINAL
fsr-3485	209	1	2016	CARDINAL
fsr-3485	211	1	2	CARDINAL
fsr-3485	211	2	4	CARDINAL
fsr-3485	211	3	6	CARDINAL
fsr-3485	212	1	the month 8	DATE
fsr-3485	212	2	the end of the month 9	DATE
fsr-3485	212	3	10	CARDINAL
fsr-3485	214	1	202	CARDINAL
fsr-3485	214	2	r. stebbins et al	PERSON
fsr-3485	214	3	30	CARDINAL
fsr-3485	214	4	2022	CARDINAL
fsr-3485	215	1	191–204	CARDINAL
fsr-3485	219	1	iowa city	GPE
fsr-3485	219	2	ia	GPE
fsr-3485	222	1	2015b	DATE
fsr-3485	225	1	2017	CARDINAL
fsr-3485	226	1	america	GPE
fsr-3485	227	1	n. e.	PERSON
fsr-3485	227	2	2015	DATE
fsr-3485	229	1	journal of financial service	ORG
fsr-3485	229	2	69(6	CARDINAL
fsr-3485	230	1	diener	PERSON
fsr-3485	230	2	e., & biswas-diener	ORG
fsr-3485	230	3	2002	DATE
fsr-3485	232	1	57	DATE
fsr-3485	232	2	119–169	CARDINAL
fsr-3485	233	1	elmerick	ORG
fsr-3485	233	2	s. a.	PERSON
fsr-3485	233	3	montalto	GPE
fsr-3485	233	4	c. p.,	PERSON
fsr-3485	233	5	j. j.	PERSON
fsr-3485	233	6	2002	DATE
fsr-3485	235	1	11	CARDINAL
fsr-3485	235	2	217	CARDINAL
fsr-3485	236	1	l.	PERSON
fsr-3485	236	2	2021	CARDINAL
fsr-3485	238	1	42	DATE
fsr-3485	238	2	90–112	CARDINAL
fsr-3485	239	1	fisch	ORG
fsr-3485	239	2	j. e.	PERSON
fsr-3485	239	3	m., & turner	ORG
fsr-3485	239	4	j. a.	PERSON
fsr-3485	239	5	2017	CARDINAL
fsr-3485	240	1	grable	PERSON
fsr-3485	240	2	j. e., & joo	PERSON
fsr-3485	240	3	s. h.	PERSON
fsr-3485	240	4	1999	DATE
fsr-3485	242	1	10	CARDINAL
fsr-3485	242	2	14	DATE
fsr-3485	243	1	j. e., & joo	PERSON
fsr-3485	243	2	s. h.	PERSON
fsr-3485	243	3	2003	DATE
fsr-3485	245	1	16	CARDINAL
fsr-3485	245	2	88	DATE
fsr-3485	245	3	m., & copur	ORG
fsr-3485	245	4	z.	PERSON
fsr-3485	245	5	2011	DATE
fsr-3485	247	1	32	CARDINAL
fsr-3485	247	2	699–714	CARDINAL
fsr-3485	248	1	https://doi.org/10.1007/s10834-0119255-2 hanna	ORG
fsr-3485	248	2	s. d.	PERSON
fsr-3485	248	3	2011	DATE
fsr-3485	250	1	journal of personal finance	ORG
fsr-3485	250	2	10	CARDINAL
fsr-3485	250	3	36–62	DATE
fsr-3485	251	1	hasso	ORG
fsr-3485	251	2	d.	NORP
fsr-3485	251	3	m., & warkulat	ORG
fsr-3485	251	4	s.	PERSON
fsr-3485	251	5	2021	CARDINAL
fsr-3485	254	1	45(2	DATE
fsr-3485	254	2	102140	DATE
fsr-3485	255	1	heckman	PERSON
fsr-3485	255	2	s.	PERSON
fsr-3485	255	3	seay	PERSON
fsr-3485	255	4	m., kim	PERSON
fsr-3485	255	5	k. t.	PERSON
fsr-3485	255	6	j. (	ORG
fsr-3485	255	7	2016	CARDINAL
fsr-3485	257	1	25	CARDINAL
fsr-3485	257	2	427–446	CARDINAL
fsr-3485	258	1	hilgert	PERSON
fsr-3485	258	2	m. a.	PERSON
fsr-3485	258	3	hogarth	PERSON
fsr-3485	258	4	j. m., & beverly	PERSON
fsr-3485	258	5	s. g.	PERSON
fsr-3485	258	6	2003	DATE
fsr-3485	260	1	federal reserve bulletin	ORG
fsr-3485	260	2	89	DATE
fsr-3485	260	3	309	CARDINAL
fsr-3485	261	1	hsieh	PERSON
fsr-3485	261	2	c.-m	PERSON
fsr-3485	262	1	2001	DATE
fsr-3485	264	1	international journal of aging & human	ORG
fsr-3485	264	2	52	DATE
fsr-3485	265	1	https://doi.org/10.2190/9yde-46pa-mv9c-2jrb iacurci	PERSON
fsr-3485	265	2	2018	DATE
fsr-3485	267	1	investmentnews	PERSON
fsr-3485	268	1	www.investmentnews.com/few-colleges-offer-a-financial-planning-program-75860	PRODUCT
fsr-3485	268	2	& garman	PERSON
fsr-3485	268	3	e. t.	PERSON
fsr-3485	268	4	1998	DATE
fsr-3485	270	1	2	CARDINAL
fsr-3485	270	2	163–173	CARDINAL
fsr-3485	271	1	joo	ORG
fsr-3485	271	2	j. e.	PERSON
fsr-3485	273	1	25	CARDINAL
fsr-3485	273	2	25–50	CARDINAL
fsr-3485	274	1	kim	PERSON
fsr-3485	274	2	j., & garman	ORG
fsr-3485	274	3	e. t.	PERSON
fsr-3485	274	4	2003	DATE
fsr-3485	276	1	14, 31	DATE
fsr-3485	277	1	kim	PERSON
fsr-3485	277	2	h. h.	PERSON
fsr-3485	277	3	maurer, r., & mitchell	ORG
fsr-3485	277	4	o. s.	PERSON
fsr-3485	277	5	2019	DATE
fsr-3485	278	1	older ages	DATE
fsr-3485	279	1	national bureau of economic research	ORG
fsr-3485	280	1	kim	PERSON
fsr-3485	280	2	k.	PERSON
fsr-3485	280	3	t.	GPE
fsr-3485	280	4	s., & hanna	ORG
fsr-3485	280	5	s. (2018	ORG
fsr-3485	282	1	1	CARDINAL
fsr-3485	283	1	r. stebbins et al	PERSON
fsr-3485	283	2	30	CARDINAL
fsr-3485	283	3	2022	CARDINAL
fsr-3485	283	4	191–204	CARDINAL
fsr-3485	283	5	203	CARDINAL
fsr-3485	283	6	a., & mitchell	ORG
fsr-3485	283	7	o. s.	PERSON
fsr-3485	283	8	2008	DATE
fsr-3485	285	1	american	NORP
fsr-3485	285	2	98	CARDINAL
fsr-3485	285	3	413–417	CARDINAL
fsr-3485	286	1	lusardi	PERSON
fsr-3485	286	2	a., & mitchell	ORG
fsr-3485	286	3	o. s.	PERSON
fsr-3485	286	4	2014	DATE
fsr-3485	288	1	52	DATE
fsr-3485	288	2	5–44	CARDINAL
fsr-3485	288	3	r. g.	PERSON
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fsr-3485	288	7	j. g., jr.	PERSON
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fsr-3485	291	1	45	CARDINAL
fsr-3485	291	2	68	CARDINAL
fsr-3485	291	3	89	CARDINAL
fsr-3485	292	1	a. c.	PERSON
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fsr-3485	294	1	32	CARDINAL
fsr-3485	294	2	45–64	CARDINAL
fsr-3485	295	1	prawitz	ORG
fsr-3485	295	2	a. d.	PERSON
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fsr-3485	295	4	e. t.	PERSON
fsr-3485	295	5	b.	PERSON
fsr-3485	295	6	kim	PERSON
fsr-3485	295	7	j., & drentea	ORG
fsr-3485	295	8	2006	DATE
fsr-3485	297	1	17	CARDINAL
fsr-3485	297	2	34–50	DATE
fsr-3485	298	1	robb	PERSON
fsr-3485	298	2	c. a.	PERSON
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fsr-3485	300	1	21(4	DATE
fsr-3485	300	2	291–305	CARDINAL
fsr-3485	301	1	s.	PERSON
fsr-3485	301	2	xiao	PERSON
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fsr-3485	301	4	b. l.	PERSON
fsr-3485	301	5	a. c.	PERSON
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fsr-3485	303	1	30	CARDINAL
fsr-3485	303	2	708–723	CARDINAL
fsr-3485	304	1	10.1016	DATE
fsr-3485	304	2	tepper	ORG
fsr-3485	304	3	2018	DATE
fsr-3485	305	1	millions	CARDINAL
fsr-3485	306	1	collins	PERSON
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fsr-3485	308	1	washington	GPE
fsr-3485	308	2	dc	GPE
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fsr-3485	310	2	2006	DATE
fsr-3485	312	1	77	DATE
fsr-3485	312	2	211–243	CARDINAL
fsr-3485	313	1	t.,	GPE
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fsr-3485	313	3	2021	CARDINAL
fsr-3485	315	1	29(3	CARDINAL
fsr-3485	315	2	187–207	CARDINAL
fsr-3485	316	1	t., & mitchell	ORG
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fsr-3485	318	2	47	DATE
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fsr-3485	319	1	wharton	GPE
fsr-3485	320	1	2018	DATE
fsr-3485	323	1	https://knowledge.wharton.upenn.edu/article/rise-robo-advisor-fintech-disrupting-retirement/	GPE
fsr-3485	323	2	204	CARDINAL
fsr-3485	323	3	r. stebbins et al	PERSON
fsr-3485	323	4	30	CARDINAL
fsr-3485	323	5	2022	CARDINAL
fsr-3485	323	6	191–204	CARDINAL