id	sid	eid	entity	type
fsr-3486	1	1	a. v. augustina	PERSON
fsr-3486	1	2	terrance k. martinb aeisenberg	PERSON
fsr-3486	1	3	1	CARDINAL
fsr-3486	1	4	morrow	DATE
fsr-3486	1	5	16057	DATE
fsr-3486	1	6	usa bcollege of arts	ORG
fsr-3486	1	7	winston-salem	GPE
fsr-3486	1	8	reynolds center	ORG
fsr-3486	1	9	111	CARDINAL
fsr-3486	1	10	601	CARDINAL
fsr-3486	1	11	s. martin luther king jr.	PERSON
fsr-3486	1	12	winston-salem	GPE
fsr-3486	1	13	nc 27110	GPE
fsr-3486	6	1	2012	DATE
fsr-3486	6	2	2014	DATE
fsr-3486	10	1	2022	CARDINAL
fsr-3486	12	1	jel classifications:	ORG
fsr-3486	12	2	g50	ORG
fsr-3486	12	3	g53 keywords	ORG
fsr-3486	12	4	1	CARDINAL
fsr-3486	14	1	724	CARDINAL
fsr-3486	15	1	1057-0810/22/$	DATE
fsr-3486	15	2	2022	CARDINAL
fsr-3486	17	1	30	CARDINAL
fsr-3486	17	2	2022	CARDINAL
fsr-3486	17	3	205–222	CARDINAL
fsr-3486	31	1	bae & sandager	ORG
fsr-3486	31	2	1997	DATE
fsr-3486	31	3	calcagno & monticone	ORG
fsr-3486	31	4	2015	DATE
fsr-3486	35	1	hilgert	PERSON
fsr-3486	35	2	hogarth, & beverly,	ORG
fsr-3486	35	3	2003	DATE
fsr-3486	36	1	calcagno & monticone	ORG
fsr-3486	36	2	2015	DATE
fsr-3486	36	3	collins	GPE
fsr-3486	36	4	2012	DATE
fsr-3486	37	1	cole	PRODUCT
fsr-3486	37	2	sampson, & zia	ORG
fsr-3486	37	3	2010	DATE
fsr-3486	39	1	calcagno & monticone	ORG
fsr-3486	39	2	2015	DATE
fsr-3486	39	3	kramer	PERSON
fsr-3486	39	4	2012	DATE
fsr-3486	39	5	calcagno & monticone	ORG
fsr-3486	39	6	2015	DATE
fsr-3486	41	1	2012	DATE
fsr-3486	41	2	2014	DATE
fsr-3486	44	1	206	CARDINAL
fsr-3486	44	2	l. a. v. augustin	PERSON
fsr-3486	44	3	t. k. martin	PERSON
fsr-3486	44	4	30	CARDINAL
fsr-3486	44	5	2022	CARDINAL
fsr-3486	44	6	205–222 2	DATE
fsr-3486	45	1	becker	ORG
fsr-3486	45	2	1994	DATE
fsr-3486	47	1	years	DATE
fsr-3486	50	1	one	CARDINAL
fsr-3486	50	2	j. r. agnew	PERSON
fsr-3486	50	3	bateman, & thorp	ORG
fsr-3486	50	4	2013	DATE
fsr-3486	50	5	vinet & zhedanov	ORG
fsr-3486	50	6	2010	DATE
fsr-3486	54	1	3	CARDINAL
fsr-3486	54	2	huston	ORG
fsr-3486	54	3	2010	DATE
fsr-3486	55	1	huston	ORG
fsr-3486	55	2	2010	DATE
fsr-3486	55	3	meier & sprenger	ORG
fsr-3486	55	4	2013	DATE
fsr-3486	55	5	2011	DATE
fsr-3486	55	6	ambrosio, & mcdermed,	ORG
fsr-3486	55	7	2003	DATE
fsr-3486	55	8	delavande	ORG
fsr-3486	55	9	2008	DATE
fsr-3486	55	10	howlett, kees, & kemp	ORG
fsr-3486	55	11	2008	DATE
fsr-3486	55	12	vinet & zhedanov	ORG
fsr-3486	55	13	2010	DATE
fsr-3486	55	14	willis	PERSON
fsr-3486	55	15	2008	DATE
fsr-3486	56	1	meghir, & sianesi	ORG
fsr-3486	56	2	1999	DATE
fsr-3486	58	1	collins	PERSON
fsr-3486	58	2	2012	DATE
fsr-3486	58	3	meier & sprenger	ORG
fsr-3486	58	4	2013	DATE
fsr-3486	61	1	van rooij	PERSON
fsr-3486	61	2	lusardi, & alessie	ORG
fsr-3486	61	3	2012	DATE
fsr-3486	62	1	2011	DATE
fsr-3486	62	2	campbell	ORG
fsr-3486	62	3	2006	DATE
fsr-3486	63	1	l. a. v. augustin	PERSON
fsr-3486	63	2	t. k. martin	PERSON
fsr-3486	63	3	30	CARDINAL
fsr-3486	63	4	2022	CARDINAL
fsr-3486	63	5	205–222 207	QUANTITY
fsr-3486	63	6	collins	PERSON
fsr-3486	63	7	2012	DATE
fsr-3486	63	8	lusardi	PERSON
fsr-3486	63	9	2008	DATE
fsr-3486	64	1	lusardi, & alessie	ORG
fsr-3486	64	2	2011	DATE
fsr-3486	66	1	de bassa scheresberg	ORG
fsr-3486	66	2	2013	DATE
fsr-3486	66	3	vinet & zhedanov	ORG
fsr-3486	66	4	2010	DATE
fsr-3486	69	1	3.1	CARDINAL
fsr-3486	73	1	bae & sandager	ORG
fsr-3486	73	2	1997	DATE
fsr-3486	74	1	2011	DATE
fsr-3486	75	1	2011	DATE
fsr-3486	75	2	kramer	GPE
fsr-3486	75	3	2012	DATE
fsr-3486	75	4	chen & volpe	ORG
fsr-3486	75	5	1998	DATE
fsr-3486	75	6	haliassos	PERSON
fsr-3486	75	7	2012	DATE
fsr-3486	77	1	collins	PERSON
fsr-3486	77	2	2012	DATE
fsr-3486	77	3	hackethal et al.	PERSON
fsr-3486	77	4	2012	DATE
fsr-3486	77	5	vinet & zhedanov	ORG
fsr-3486	77	6	2010	DATE
fsr-3486	78	1	4.	CARDINAL
fsr-3486	78	2	four	CARDINAL
fsr-3486	87	1	208	CARDINAL
fsr-3486	87	2	l. a. v. augustin	PERSON
fsr-3486	87	3	t. k. martin	PERSON
fsr-3486	87	4	30	CARDINAL
fsr-3486	87	5	2022	CARDINAL
fsr-3486	87	6	205–222	CARDINAL
fsr-3486	87	7	1	CARDINAL
fsr-3486	88	1	2012	DATE
fsr-3486	88	2	jappelli & padula	ORG
fsr-3486	88	3	2013	DATE
fsr-3486	88	4	2011	DATE
fsr-3486	88	5	2012	DATE
fsr-3486	89	1	j. r. agnew &	ORG
fsr-3486	89	2	2005	DATE
fsr-3486	89	3	al.	PERSON
fsr-3486	89	4	2008	DATE
fsr-3486	92	1	laibson, & madrian	ORG
fsr-3486	92	2	2009	DATE
fsr-3486	96	1	sethi-iyengar	ORG
fsr-3486	96	2	2004	DATE
fsr-3486	100	1	j. r. agnew &	ORG
fsr-3486	100	2	2005	DATE
fsr-3486	100	3	sethi-iyengar	ORG
fsr-3486	100	4	2004	DATE
fsr-3486	103	1	hanna, 2011	ORG
fsr-3486	106	1	2003	DATE
fsr-3486	107	1	one	CARDINAL
fsr-3486	110	1	1	CARDINAL
fsr-3486	111	1	l. a. v. augustin	PERSON
fsr-3486	111	2	t. k. martin	PERSON
fsr-3486	111	3	30	CARDINAL
fsr-3486	111	4	2022	CARDINAL
fsr-3486	111	5	205–222 209	CARDINAL
fsr-3486	111	6	goldwyn, & johnson	ORG
fsr-3486	111	7	2005	DATE
fsr-3486	115	1	one	CARDINAL
fsr-3486	115	2	montalto	PERSON
fsr-3486	115	3	2002	DATE
fsr-3486	121	1	barber & odean	ORG
fsr-3486	121	2	2000	DATE
fsr-3486	129	1	collins	PERSON
fsr-3486	129	2	2012	DATE
fsr-3486	130	1	2012	DATE
fsr-3486	130	2	hanna, 2011	ORG
fsr-3486	130	3	one	CARDINAL
fsr-3486	132	1	2012	DATE
fsr-3486	132	2	2014	DATE
fsr-3486	134	1	5	CARDINAL
fsr-3486	134	2	5.1	CARDINAL
fsr-3486	135	1	2012	DATE
fsr-3486	135	2	2014	DATE
fsr-3486	136	1	americans	NORP
fsr-3486	136	2	age 14 to age 22	DATE
fsr-3486	136	3	first	ORDINAL
fsr-3486	136	4	1979	DATE
fsr-3486	137	1	the united states bureau of labor statistics	ORG
fsr-3486	137	2	the ohio state university	ORG
fsr-3486	138	1	12,868	CARDINAL
fsr-3486	138	2	9,432	CARDINAL
fsr-3486	140	1	210 l. a. v. augustin	PERSON
fsr-3486	140	2	t. k. martin	PERSON
fsr-3486	140	3	30	CARDINAL
fsr-3486	140	4	2022	CARDINAL
fsr-3486	140	5	205–222	CARDINAL
fsr-3486	142	1	5.2	CARDINAL
fsr-3486	142	2	9,432	CARDINAL
fsr-3486	143	1	two	CARDINAL
fsr-3486	143	2	1.	CARDINAL
fsr-3486	145	1	2	CARDINAL
fsr-3486	147	1	three	CARDINAL
fsr-3486	147	2	1.	CARDINAL
fsr-3486	147	3	100	MONEY
fsr-3486	147	4	2%	PERCENT
fsr-3486	148	1	5 years	DATE
fsr-3486	148	2	more than $102	MONEY
fsr-3486	148	3	102	MONEY
fsr-3486	148	4	less than $102	MONEY
fsr-3486	149	1	2	CARDINAL
fsr-3486	149	2	1%	PERCENT
fsr-3486	149	3	2%	PERCENT
fsr-3486	150	1	1 year	DATE
fsr-3486	150	2	today	DATE
fsr-3486	151	1	3	CARDINAL
fsr-3486	153	1	9,432	CARDINAL
fsr-3486	154	1	6	CARDINAL
fsr-3486	154	2	1	CARDINAL
fsr-3486	155	1	1a	CARDINAL
fsr-3486	160	1	7	CARDINAL
fsr-3486	160	2	l. a. v. augustin	PERSON
fsr-3486	160	3	t. k. martin	PERSON
fsr-3486	160	4	30	CARDINAL
fsr-3486	160	5	2022	CARDINAL
fsr-3486	160	6	205–222 211	QUANTITY
fsr-3486	162	1	one	CARDINAL
fsr-3486	162	2	four	CARDINAL
fsr-3486	163	1	7.1	CARDINAL
fsr-3486	164	1	four	CARDINAL
fsr-3486	165	1	two	CARDINAL
fsr-3486	165	2	appendix	NORP
fsr-3486	166	1	one	CARDINAL
fsr-3486	167	1	second	ORDINAL
fsr-3486	168	1	two	CARDINAL
fsr-3486	168	2	four	CARDINAL
fsr-3486	169	1	1	CARDINAL
fsr-3486	169	2	0	CARDINAL
fsr-3486	174	1	7.2	CARDINAL
fsr-3486	175	1	three	CARDINAL
fsr-3486	176	1	hanna, 2011	ORG
fsr-3486	176	2	only 247	CARDINAL
fsr-3486	176	3	214	CARDINAL
fsr-3486	178	1	7.3	CARDINAL
fsr-3486	178	2	lusardi & mitchell	ORG
fsr-3486	178	3	2005	DATE
fsr-3486	178	4	three	CARDINAL
fsr-3486	179	1	three	CARDINAL
fsr-3486	180	1	2005	DATE
fsr-3486	180	2	lusardi & mitchell	ORG
fsr-3486	180	3	2006	DATE
fsr-3486	181	1	three	CARDINAL
fsr-3486	181	2	212	CARDINAL
fsr-3486	181	3	l. a. v. augustin	PERSON
fsr-3486	181	4	t. k. martin	PERSON
fsr-3486	181	5	30	CARDINAL
fsr-3486	181	6	2022	CARDINAL
fsr-3486	181	7	205–222	CARDINAL
fsr-3486	182	1	zero	CARDINAL
fsr-3486	182	2	one	CARDINAL
fsr-3486	182	3	two	CARDINAL
fsr-3486	182	4	three	CARDINAL
fsr-3486	183	1	four	CARDINAL
fsr-3486	184	1	four	CARDINAL
fsr-3486	185	1	51–55	CARDINAL
fsr-3486	185	2	56	CARDINAL
fsr-3486	186	1	0 to 20	CARDINAL
fsr-3486	187	1	0	CARDINAL
fsr-3486	187	2	1	CARDINAL
fsr-3486	187	3	first	ORDINAL
fsr-3486	187	4	20	CARDINAL
fsr-3486	187	5	the eighth year	DATE
fsr-3486	189	1	1	CARDINAL
fsr-3486	189	2	0	CARDINAL
fsr-3486	190	1	1	CARDINAL
fsr-3486	190	2	3	CARDINAL
fsr-3486	190	3	hispanic	NORP
fsr-3486	190	4	2	CARDINAL
fsr-3486	190	5	3	CARDINAL
fsr-3486	190	6	non-hispanic	NORP
fsr-3486	192	1	8	CARDINAL
fsr-3486	195	1	mitchell	PERSON
fsr-3486	195	2	lusardi & mitchell	ORG
fsr-3486	195	3	2005	DATE
fsr-3486	198	1	9	CARDINAL
fsr-3486	198	2	9.1	CARDINAL
fsr-3486	199	1	9,432	CARDINAL
fsr-3486	200	1	1	CARDINAL
fsr-3486	201	1	about 18%	PERCENT
fsr-3486	201	2	about 7%	PERCENT
fsr-3486	202	1	about 17%	PERCENT
fsr-3486	202	2	about 58%	PERCENT
fsr-3486	203	1	about 50%	PERCENT
fsr-3486	203	2	three	CARDINAL
fsr-3486	204	1	about 35%	PERCENT
fsr-3486	204	2	14%	PERCENT
fsr-3486	205	1	about 19%	PERCENT
fsr-3486	205	2	hispanic	NORP
fsr-3486	205	3	31%	PERCENT
fsr-3486	205	4	the remaining 50%	PERCENT
fsr-3486	205	5	non-hispanic	NORP
fsr-3486	206	1	hispanic	NORP
fsr-3486	206	2	l. a. v. augustin	PERSON
fsr-3486	206	3	t. k. martin	PERSON
fsr-3486	206	4	30	CARDINAL
fsr-3486	206	5	2022	CARDINAL
fsr-3486	206	6	205–222	CARDINAL
fsr-3486	206	7	appendix 3	LAW
fsr-3486	207	1	about 51%	PERCENT
fsr-3486	207	2	49%	PERCENT
fsr-3486	208	1	age of 52 years	DATE
fsr-3486	208	2	47 years to 58 years	DATE
fsr-3486	209	1	about 71%	PERCENT
fsr-3486	209	2	28%	PERCENT
fsr-3486	211	1	about $44,000	MONEY
fsr-3486	211	2	about $370,000	MONEY
fsr-3486	212	1	about $270,000	MONEY
fsr-3486	212	2	slightly above $5,000,000	MONEY
fsr-3486	214	1	about 62%	PERCENT
fsr-3486	215	1	38%	PERCENT
fsr-3486	216	1	1	CARDINAL
fsr-3486	216	2	9,432	CARDINAL
fsr-3486	216	3	17.90%	PERCENT
fsr-3486	216	4	only 6.81%	PERCENT
fsr-3486	216	5	only 17.26%	PERCENT
fsr-3486	216	6	58.04%	PERCENT
fsr-3486	216	7	14.40%	PERCENT
fsr-3486	216	8	35.41%	PERCENT
fsr-3486	216	9	50.19%	PERCENT
fsr-3486	216	10	hispanic	NORP
fsr-3486	216	11	17.37%	PERCENT
fsr-3486	216	12	31.09%	PERCENT
fsr-3486	216	13	non-hispanic	NORP
fsr-3486	216	14	51.54%	PERCENT
fsr-3486	216	15	51.48%	PERCENT
fsr-3486	216	16	48.52%	PERCENT
fsr-3486	216	17	0	MONEY
fsr-3486	216	18	10,000	MONEY
fsr-3486	216	19	25.59%	PERCENT
fsr-3486	216	20	10,001	MONEY
fsr-3486	216	21	24.87%	PERCENT
fsr-3486	216	22	35,001	MONEY
fsr-3486	216	23	24.71%	PERCENT
fsr-3486	216	24	64,001	MONEY
fsr-3486	216	25	24.83%	PERCENT
fsr-3486	216	26	0	MONEY
fsr-3486	216	27	25.48%	PERCENT
fsr-3486	216	28	2,001	MONEY
fsr-3486	216	29	24.54%	PERCENT
fsr-3486	216	30	67,001	MONEY
fsr-3486	216	31	270,750	MONEY
fsr-3486	216	32	24.98%	PERCENT
fsr-3486	216	33	290,751	MONEY
fsr-3486	216	34	25.00%	PERCENT
fsr-3486	216	35	28.11%	PERCENT
fsr-3486	216	36	71.89%	PERCENT
fsr-3486	216	37	62.12%	PERCENT
fsr-3486	216	38	37.88%	PERCENT
fsr-3486	216	39	214	CARDINAL
fsr-3486	216	40	l. a. v. augustin	PERSON
fsr-3486	216	41	t. k. martin	PERSON
fsr-3486	216	42	30	CARDINAL
fsr-3486	216	43	2022	CARDINAL
fsr-3486	216	44	205–222	CARDINAL
fsr-3486	216	45	2	CARDINAL
fsr-3486	218	1	about 70%	PERCENT
fsr-3486	219	1	about 50%	PERCENT
fsr-3486	221	1	about 24%	PERCENT
fsr-3486	221	2	about 8%	PERCENT
fsr-3486	221	3	about 19%	PERCENT
fsr-3486	221	4	about 50%	PERCENT
fsr-3486	222	1	about 14%	PERCENT
fsr-3486	222	2	hispanics	NORP
fsr-3486	222	3	about 63%	PERCENT
fsr-3486	223	1	about 12%	PERCENT
fsr-3486	223	2	about 66%	PERCENT
fsr-3486	224	1	about 23%	PERCENT
fsr-3486	224	2	non-hispanics	NORP
fsr-3486	224	3	about 52%	PERCENT
fsr-3486	225	1	about 17%	PERCENT
fsr-3486	225	2	about 19%	PERCENT
fsr-3486	226	1	about 58%	PERCENT
fsr-3486	227	1	2	CARDINAL
fsr-3486	227	2	9,432	CARDINAL
fsr-3486	227	3	8.98%	PERCENT
fsr-3486	227	4	6.41%	PERCENT
fsr-3486	227	5	14.43%	PERCENT
fsr-3486	227	6	70.18%	PERCENT
fsr-3486	227	7	13.35%	PERCENT
fsr-3486	227	8	5.63%	PERCENT
fsr-3486	227	9	16.62%	PERCENT
fsr-3486	227	10	64.40%	PERCENT
fsr-3486	227	11	23.66%	PERCENT
fsr-3486	227	12	7.75%	PERCENT
fsr-3486	227	13	18.53%	PERCENT
fsr-3486	227	14	50.06%	PERCENT
fsr-3486	227	15	hispanic	NORP
fsr-3486	227	16	13.61%	PERCENT
fsr-3486	227	17	5.92%	PERCENT
fsr-3486	227	18	17.58%	PERCENT
fsr-3486	227	19	62.88%	PERCENT
fsr-3486	227	20	12.04%	PERCENT
fsr-3486	227	21	5.87%	PERCENT
fsr-3486	227	22	15.89%	PERCENT
fsr-3486	227	23	66.20%	PERCENT
fsr-3486	227	24	non-hispanic	NORP
fsr-3486	227	25	22.87%	PERCENT
fsr-3486	227	26	7.67%	PERCENT
fsr-3486	227	27	17.98%	PERCENT
fsr-3486	227	28	51.48%	PERCENT
fsr-3486	227	29	16.95%	PERCENT
fsr-3486	227	30	6.55%	PERCENT
fsr-3486	227	31	18.22%	PERCENT
fsr-3486	227	32	58.28%	PERCENT
fsr-3486	227	33	18.90%	PERCENT
fsr-3486	227	34	7.08%	PERCENT
fsr-3486	227	35	16.24%	PERCENT
fsr-3486	227	36	57.78%	PERCENT
fsr-3486	227	37	0	MONEY
fsr-3486	227	38	13.30%	PERCENT
fsr-3486	227	39	4.72%	PERCENT
fsr-3486	227	40	12.60%	PERCENT
fsr-3486	227	41	69.37%	PERCENT
fsr-3486	227	42	10,001	MONEY
fsr-3486	227	43	9.93%	PERCENT
fsr-3486	227	44	5.67%	PERCENT
fsr-3486	227	45	14.49%	PERCENT
fsr-3486	227	46	69.91%	PERCENT
fsr-3486	227	47	35,001	MONEY
fsr-3486	227	48	17.55%	PERCENT
fsr-3486	227	49	8.54%	PERCENT
fsr-3486	227	50	20.29%	PERCENT
fsr-3486	227	51	53.63%	PERCENT
fsr-3486	227	52	64,001	MONEY
fsr-3486	227	53	30.96%	PERCENT
fsr-3486	227	54	8.37%	PERCENT
fsr-3486	227	55	21.82%	PERCENT
fsr-3486	227	56	38.86%	PERCENT
fsr-3486	227	57	0	MONEY
fsr-3486	227	58	8.11%	PERCENT
fsr-3486	227	59	4.54%	PERCENT
fsr-3486	227	60	13.20%	PERCENT
fsr-3486	227	61	73.82%	PERCENT
fsr-3486	227	62	2,001	MONEY
fsr-3486	227	63	9.29%	PERCENT
fsr-3486	227	64	5.01%	PERCENT
fsr-3486	227	65	14.95%	PERCENT
fsr-3486	227	66	70.76%	PERCENT
fsr-3486	227	67	67,001	MONEY
fsr-3486	227	68	270,750	MONEY
fsr-3486	227	69	17.36%	PERCENT
fsr-3486	227	70	7.72%	PERCENT
fsr-3486	227	71	19.10%	PERCENT
fsr-3486	227	72	55.81%	PERCENT
fsr-3486	227	73	290,751	MONEY
fsr-3486	227	74	above 36.85%	PERCENT
fsr-3486	227	75	9.97%	PERCENT
fsr-3486	227	76	21.50%	PERCENT
fsr-3486	227	77	31.68%	PERCENT
fsr-3486	227	78	33.42%	PERCENT
fsr-3486	227	79	10.00%	PERCENT
fsr-3486	227	80	19.16%	PERCENT
fsr-3486	227	81	37.42%	PERCENT
fsr-3486	227	82	11.83%	PERCENT
fsr-3486	227	83	5.56%	PERCENT
fsr-3486	227	84	16.52%	PERCENT
fsr-3486	227	85	66.10%	PERCENT
fsr-3486	227	86	15.05%	PERCENT
fsr-3486	227	87	5.58%	PERCENT
fsr-3486	227	88	15.46%	PERCENT
fsr-3486	227	89	63.91%	PERCENT
fsr-3486	227	90	51–55 18.21%	PERCENT
fsr-3486	227	91	7.30%	PERCENT
fsr-3486	227	92	17.59%	PERCENT
fsr-3486	227	93	56.90%	PERCENT
fsr-3486	228	1	+ 22.54%	PERCENT
fsr-3486	228	2	6.86%	PERCENT
fsr-3486	228	3	19.48%	PERCENT
fsr-3486	228	4	51.11%	PERCENT
fsr-3486	228	5	20.74%	PERCENT
fsr-3486	228	6	7.15%	PERCENT
fsr-3486	228	7	18.36%	PERCENT
fsr-3486	228	8	53.75%	PERCENT
fsr-3486	228	9	13.24%	PERCENT
fsr-3486	228	10	6.24%	PERCENT
fsr-3486	228	11	15.45%	PERCENT
fsr-3486	228	12	65.07%	PERCENT
fsr-3486	228	13	l. a. v. augustin	PERSON
fsr-3486	229	1	t. k. martin	PERSON
fsr-3486	229	2	30	CARDINAL
fsr-3486	229	3	2022	CARDINAL
fsr-3486	229	4	205–222 215	QUANTITY
fsr-3486	231	1	about 69%	PERCENT
fsr-3486	231	2	about 39%	PERCENT
fsr-3486	234	1	about 74%	PERCENT
fsr-3486	234	2	about 32%	PERCENT
fsr-3486	235	1	about 33%	PERCENT
fsr-3486	235	2	about 37%	PERCENT
fsr-3486	237	1	about 64%	PERCENT
fsr-3486	237	2	47-50	DATE
fsr-3486	237	3	about 51%	PERCENT
fsr-3486	237	4	age 65	DATE
fsr-3486	239	1	about 21%	PERCENT
fsr-3486	239	2	about 13%	PERCENT
fsr-3486	240	1	about 54%	PERCENT
fsr-3486	240	2	about 65%	PERCENT
fsr-3486	241	1	3	CARDINAL
fsr-3486	241	2	three	CARDINAL
fsr-3486	242	1	about 75%	PERCENT
fsr-3486	242	2	only about 33%	PERCENT
fsr-3486	242	3	about 57%	PERCENT
fsr-3486	243	1	about 82%	PERCENT
fsr-3486	244	1	about 36%	PERCENT
fsr-3486	244	2	about 76%	PERCENT
fsr-3486	245	1	three	CARDINAL
fsr-3486	246	1	only about 23%	PERCENT
fsr-3486	246	2	about 82%	PERCENT
fsr-3486	246	3	about 75%	PERCENT
fsr-3486	247	1	9.2	CARDINAL
fsr-3486	248	1	4	CARDINAL
fsr-3486	249	1	3	CARDINAL
fsr-3486	249	2	three	CARDINAL
fsr-3486	249	3	9,432	CARDINAL
fsr-3486	249	4	more than $102	MONEY
fsr-3486	249	5	75.08%	PERCENT
fsr-3486	249	6	33.28%	PERCENT
fsr-3486	249	7	56.77%	PERCENT
fsr-3486	249	8	100.00%	PERCENT
fsr-3486	249	9	$102 14.40%	MONEY
fsr-3486	249	10	39.62%	PERCENT
fsr-3486	249	11	24.55%	PERCENT
fsr-3486	249	12	0.00%	PERCENT
fsr-3486	249	13	10.52%	PERCENT
fsr-3486	249	14	27.10%	PERCENT
fsr-3486	249	15	18.68%	PERCENT
fsr-3486	249	16	0.00%	PERCENT
fsr-3486	249	17	8.02%	PERCENT
fsr-3486	249	18	28.13%	PERCENT
fsr-3486	249	19	11.20%	PERCENT
fsr-3486	249	20	0.00%	PERCENT
fsr-3486	249	21	9.78%	PERCENT
fsr-3486	249	22	35.94%	PERCENT
fsr-3486	249	23	12.99%	PERCENT
fsr-3486	249	24	0.00%	PERCENT
fsr-3486	249	25	82.21%	PERCENT
fsr-3486	249	26	35.94%	PERCENT
fsr-3486	249	27	75.81%	PERCENT
fsr-3486	249	28	100.00%	PERCENT
fsr-3486	249	29	77.18%	PERCENT
fsr-3486	249	30	21.65%	PERCENT
fsr-3486	249	31	67.43%	PERCENT
fsr-3486	249	32	0.00%	PERCENT
fsr-3486	249	33	22.82%	PERCENT
fsr-3486	249	34	78.35%	PERCENT
fsr-3486	249	35	32.57%	PERCENT
fsr-3486	249	36	100.00%	PERCENT
fsr-3486	249	37	l. a. v. augustin	PERSON
fsr-3486	249	38	t. k. martin	PERSON
fsr-3486	249	39	30	CARDINAL
fsr-3486	249	40	2022	CARDINAL
fsr-3486	249	41	205–222	CARDINAL
fsr-3486	249	42	4	CARDINAL
fsr-3486	249	43	9,432	CARDINAL
fsr-3486	250	1	0.0253	CARDINAL
fsr-3486	250	2	0.0344	CARDINAL
fsr-3486	250	3	0.0697	CARDINAL
fsr-3486	250	4	0.0346	CARDINAL
fsr-3486	250	5	hispanic	NORP
fsr-3486	250	6	0.0156	CARDINAL
fsr-3486	250	7	0.0116	CARDINAL
fsr-3486	250	8	non-hispanic	NORP
fsr-3486	250	9	0.0204	CARDINAL
fsr-3486	250	10	0.0104	CARDINAL
fsr-3486	251	1	0.0405	CARDINAL
fsr-3486	251	2	0.0078	CARDINAL
fsr-3486	252	1	1st	ORDINAL
fsr-3486	252	2	2	CARDINAL
fsr-3486	252	3	0.0107	CARDINAL
fsr-3486	253	1	3 0.0108	CARDINAL
fsr-3486	253	2	0.0111	ORG
fsr-3486	253	3	4 0.0448	CARDINAL
fsr-3486	253	4	0.0122	CARDINAL
fsr-3486	254	1	2 0.0130	CARDINAL
fsr-3486	254	2	0.0095	CARDINAL
fsr-3486	254	3	3 0.0709	CARDINAL
fsr-3486	254	4	0.0106	CARDINAL
fsr-3486	255	1	4 0.1925	CARDINAL
fsr-3486	255	2	0.0133	CARDINAL
fsr-3486	256	1	0.1038	CARDINAL
fsr-3486	256	2	0.0098	CARDINAL
fsr-3486	257	1	0.0288	MONEY
fsr-3486	257	2	0.0083	CARDINAL
fsr-3486	259	1	56+ 0.0710	CARDINAL
fsr-3486	259	2	0.0136	CARDINAL
fsr-3486	259	3	0.0000	CARDINAL
fsr-3486	259	4	0.0083	CARDINAL
fsr-3486	259	5	0.0084	CARDINAL
fsr-3486	259	6	0.0238	CARDINAL
fsr-3486	259	7	0.0136	CARDINAL
fsr-3486	259	8	0.0239	CARDINAL
fsr-3486	259	9	hispanic	NORP
fsr-3486	259	10	0.0058	CARDINAL
fsr-3486	259	11	0.0081	CARDINAL
fsr-3486	259	12	non-hispanic	NORP
fsr-3486	259	13	0.0024	CARDINAL
fsr-3486	259	14	0.0073	CARDINAL
fsr-3486	259	15	0.0069	CARDINAL
fsr-3486	259	16	0.0054	CARDINAL
fsr-3486	259	17	2 0.0104	CARDINAL
fsr-3486	259	18	0.0074	CARDINAL
fsr-3486	259	19	3 0.0280	CARDINAL
fsr-3486	259	20	0.0078	CARDINAL
fsr-3486	260	1	4 0.0107	CARDINAL
fsr-3486	260	2	0.0079	CARDINAL
fsr-3486	260	3	2 0.0028	CARDINAL
fsr-3486	260	4	0.0068	CARDINAL
fsr-3486	260	5	3 0.0241	CARDINAL
fsr-3486	260	6	0.0076	CARDINAL
fsr-3486	261	1	4 0.0451	CARDINAL
fsr-3486	261	2	0.0092	CARDINAL
fsr-3486	261	3	0.0293	CARDINAL
fsr-3486	261	4	0.0069	CARDINAL
fsr-3486	262	1	51–55 0.0163	CARDINAL
fsr-3486	262	2	0.0057	CARDINAL
fsr-3486	263	1	56+ 0.0125	DATE
fsr-3486	263	2	0.0090	CARDINAL
fsr-3486	263	3	0.0076	CARDINAL
fsr-3486	263	4	0.0058	CARDINAL
fsr-3486	263	5	l. a. v. augustin	PERSON
fsr-3486	263	6	t. k. martin	PERSON
fsr-3486	263	7	30	CARDINAL
fsr-3486	263	8	2022	CARDINAL
fsr-3486	263	9	205–222	CARDINAL
fsr-3486	263	10	217	CARDINAL
fsr-3486	263	11	one	CARDINAL
fsr-3486	265	1	9.3	CARDINAL
fsr-3486	267	1	non-hispanic	NORP
fsr-3486	267	2	hispanics	NORP
fsr-3486	269	1	second	ORDINAL
fsr-3486	269	2	first	ORDINAL
fsr-3486	270	1	first	ORDINAL
fsr-3486	271	1	third	ORDINAL
fsr-3486	271	2	fourth	ORDINAL
fsr-3486	271	3	first	ORDINAL
fsr-3486	273	1	4	CARDINAL
fsr-3486	273	2	0.0419	CARDINAL
fsr-3486	273	3	0.0327	MONEY
fsr-3486	273	4	0.0466	CARDINAL
fsr-3486	273	5	0.0329	ORG
fsr-3486	273	6	hispanic	NORP
fsr-3486	273	7	0.0015	CARDINAL
fsr-3486	273	8	0.0122	CARDINAL
fsr-3486	273	9	non-hispanic	NORP
fsr-3486	273	10	0.0155	CARDINAL
fsr-3486	273	11	0.0111	ORG
fsr-3486	273	12	0.0081	CARDINAL
fsr-3486	273	13	2 0.0187	CARDINAL
fsr-3486	273	14	0.0105	CARDINAL
fsr-3486	273	15	3 0.0638	CARDINAL
fsr-3486	273	16	0.0113	CARDINAL
fsr-3486	274	1	4 0.0686	CARDINAL
fsr-3486	274	2	0.0126	CARDINAL
fsr-3486	275	1	2 0.0049	CARDINAL
fsr-3486	275	2	0.0109	CARDINAL
fsr-3486	275	3	3 0.0323	CARDINAL
fsr-3486	275	4	0.0117	CARDINAL
fsr-3486	276	1	4 0.0599	CARDINAL
fsr-3486	276	2	0.0136	CARDINAL
fsr-3486	277	1	0.0096	CARDINAL
fsr-3486	277	2	51–55 0.0209	CARDINAL
fsr-3486	277	3	0.0088	CARDINAL
fsr-3486	278	1	56	CARDINAL
fsr-3486	278	2	0.0061	CARDINAL
fsr-3486	278	3	0.0085	CARDINAL
fsr-3486	279	1	218	CARDINAL
fsr-3486	279	2	l. a. v. augustin	PERSON
fsr-3486	279	3	t. k. martin	PERSON
fsr-3486	279	4	30	CARDINAL
fsr-3486	279	5	2022	CARDINAL
fsr-3486	279	6	205–222	CARDINAL
fsr-3486	281	1	9.4	CARDINAL
fsr-3486	282	1	third	ORDINAL
fsr-3486	282	2	first	ORDINAL
fsr-3486	283	1	third	ORDINAL
fsr-3486	283	2	fourth	ORDINAL
fsr-3486	283	3	first	ORDINAL
fsr-3486	285	1	age 51–55	DATE
fsr-3486	285	2	age 47–50	DATE
fsr-3486	286	1	9.5	CARDINAL
fsr-3486	287	1	second	ORDINAL
fsr-3486	287	2	third	ORDINAL
fsr-3486	287	3	fourth	ORDINAL
fsr-3486	287	4	first	ORDINAL
fsr-3486	289	1	third	ORDINAL
fsr-3486	289	2	fourth	ORDINAL
fsr-3486	289	3	first	ORDINAL
fsr-3486	291	1	10	CARDINAL
fsr-3486	301	1	l. a. v. augustin	PERSON
fsr-3486	301	2	t. k. martin	PERSON
fsr-3486	301	3	30	CARDINAL
fsr-3486	301	4	2022	CARDINAL
fsr-3486	301	5	205–222 219	CARDINAL
fsr-3486	304	1	prior years	DATE
fsr-3486	305	1	1	CARDINAL
fsr-3486	305	2	100	MONEY
fsr-3486	305	3	2%	PERCENT
fsr-3486	306	1	5 years	DATE
fsr-3486	306	2	more than $102	MONEY
fsr-3486	306	3	102	MONEY
fsr-3486	306	4	less than $102	MONEY
fsr-3486	307	1	2	CARDINAL
fsr-3486	307	2	1%	PERCENT
fsr-3486	307	3	2%	PERCENT
fsr-3486	308	1	1 year	DATE
fsr-3486	308	2	today	DATE
fsr-3486	309	1	3	CARDINAL
fsr-3486	311	1	1	CARDINAL
fsr-3486	313	1	2	CARDINAL
fsr-3486	315	1	literacy12	ORG
fsr-3486	315	2	ages1	ORG
fsr-3486	315	3	1	CARDINAL
fsr-3486	315	4	literacy12	ORG
fsr-3486	315	5	0.1787 1	CARDINAL
fsr-3486	315	6	0.1306 0.1563 1	MONEY
fsr-3486	315	7	0.0987	CARDINAL
fsr-3486	316	1	0.2341 0.2142	MONEY
fsr-3486	316	2	0.2254 1	CARDINAL
fsr-3486	316	3	0.3372 0.2265 0.2732	MONEY
fsr-3486	316	4	0.2962 0.242	MONEY
fsr-3486	316	5	0.075	CARDINAL
fsr-3486	316	6	0.0087 0.0145	QUANTITY
fsr-3486	316	7	0.0075	CARDINAL
fsr-3486	316	8	0.0082	CARDINAL
fsr-3486	316	9	0.0444 0.1784	MONEY
fsr-3486	318	1	ages1	PERSON
fsr-3486	319	1	220	CARDINAL
fsr-3486	319	2	l. a. v. augustin	PERSON
fsr-3486	319	3	t. k. martin	PERSON
fsr-3486	319	4	30	CARDINAL
fsr-3486	319	5	2022	CARDINAL
fsr-3486	319	6	205–222	CARDINAL
fsr-3486	319	7	agnew	ORG
fsr-3486	319	8	j. r., &	PERSON
fsr-3486	319	9	l. r.	PERSON
fsr-3486	319	10	2005	DATE
fsr-3486	321	1	6	CARDINAL
fsr-3486	321	2	57–70	DATE
fsr-3486	322	1	s15427579jpfm0602_2 agnew	PERSON
fsr-3486	322	2	j. r.	PERSON
fsr-3486	322	3	bateman, h., & thorp	ORG
fsr-3486	322	4	s.	PERSON
fsr-3486	322	5	2013	DATE
fsr-3486	323	1	australia	GPE
fsr-3486	324	1	6(2	CARDINAL
fsr-3486	324	2	article 7	LAW
fsr-3486	325	1	https://doi.org/10.5038/1936-4660.6.2.7 agnew	PERSON
fsr-3486	325	2	j., & szykman	ORG
fsr-3486	325	3	l. (2011	ORG
fsr-3486	327	1	o. s. mitchell & a. lusardi	ORG
fsr-3486	328	1	158–178	CARDINAL
fsr-3486	329	1	oxford university press	ORG
fsr-3486	330	1	bae	ORG
fsr-3486	330	2	s. c., & sandager	PERSON
fsr-3486	330	3	j. p.	PERSON
fsr-3486	330	4	1997	DATE
fsr-3486	332	1	8	CARDINAL
fsr-3486	332	2	9–16	CARDINAL
fsr-3486	333	1	b. m.	PERSON
fsr-3486	333	2	t.	GPE
fsr-3486	333	3	2000	DATE
fsr-3486	335	1	55	CARDINAL
fsr-3486	335	2	773–806	CARDINAL
fsr-3486	336	1	becker	PERSON
fsr-3486	336	2	1994	DATE
fsr-3486	338	1	53	CARDINAL
fsr-3486	338	2	1689–1699	CARDINAL
fsr-3486	339	1	beshears	PERSON
fsr-3486	339	2	j.	PERSON
fsr-3486	339	3	j. j.	PERSON
fsr-3486	339	4	laibson	GPE
fsr-3486	339	5	d., & madrian	ORG
fsr-3486	339	6	b. c.	PERSON
fsr-3486	339	7	2009	DATE
fsr-3486	340	1	the united states	GPE
fsr-3486	342	1	167–195	CARDINAL
fsr-3486	343	1	national bureau of economic research, inc	ORG
fsr-3486	343	2	blundell	ORG
fsr-3486	343	3	r.	NORP
fsr-3486	343	4	c., & sianesi	ORG
fsr-3486	343	5	1999	DATE
fsr-3486	345	1	20	CARDINAL
fsr-3486	345	2	1–23	CARDINAL
fsr-3486	346	1	b. a.	PERSON
fsr-3486	346	2	goldwyn	PERSON
fsr-3486	346	3	j. h., & johnson	ORG
fsr-3486	346	4	r. w.	PERSON
fsr-3486	346	5	2005	DATE
fsr-3486	349	1	boston college	ORG
fsr-3486	350	1	calcagno	GPE
fsr-3486	350	2	r., & monticone	ORG
fsr-3486	352	1	journal of banking & finance	ORG
fsr-3486	352	2	50	CARDINAL
fsr-3486	352	3	363–380	CARDINAL
fsr-3486	353	1	https://doi.org/10.1016/j.jbankfin.2014.03.013 campbell	PERSON
fsr-3486	353	2	j. y.	PERSON
fsr-3486	353	3	2006	DATE
fsr-3486	355	1	the journal of finance	ORG
fsr-3486	355	2	61	CARDINAL
fsr-3486	355	3	1553–1604	DATE
fsr-3486	356	1	https://doi.org/10.1111/	DATE
fsr-3486	356	2	6261.2006.00883.x	CARDINAL
fsr-3486	356	3	r. p.	PERSON
fsr-3486	356	4	1998	DATE
fsr-3486	358	1	7	CARDINAL
fsr-3486	358	2	107–128	DATE
fsr-3486	359	1	https://doi.org/10.1016/s1057-0810(99)80006-7 clark	PERSON
fsr-3486	359	2	r. l.	PERSON
fsr-3486	359	3	2003	DATE
fsr-3486	361	1	social science research network	ORG
fsr-3486	362	1	ssrn 390642	EVENT
fsr-3486	363	1	cole	PRODUCT
fsr-3486	363	2	s.	GPE
fsr-3486	363	3	sampson	GPE
fsr-3486	363	4	t., & zia	ORG
fsr-3486	363	5	2010	DATE
fsr-3486	366	1	66	CARDINAL
fsr-3486	366	2	193	CARDINAL
fsr-3486	366	3	collins	PERSON
fsr-3486	366	4	j. m.	PERSON
fsr-3486	366	5	2012	DATE
fsr-3486	368	1	21	CARDINAL
fsr-3486	368	2	307–322	CARDINAL
fsr-3486	369	1	de bassa scheresberg	PERSON
fsr-3486	369	2	2013	DATE
fsr-3486	371	1	6	CARDINAL
fsr-3486	371	2	article 5	LAW
fsr-3486	372	1	https://doi.org/10.5038/1936-4660.6.2.5 delavande	PERSON
fsr-3486	372	2	s., & willis	ORG
fsr-3486	372	3	r. (	PERSON
fsr-3486	372	4	2008	DATE
fsr-3486	374	1	michigan	GPE
fsr-3486	374	2	2008-190	DATE
fsr-3486	375	1	s. a.	PERSON
fsr-3486	375	2	montalto	GPE
fsr-3486	375	3	c. p.,	PERSON
fsr-3486	375	4	j. j.	PERSON
fsr-3486	375	5	2002	DATE
fsr-3486	376	1	u.s.	GPE
fsr-3486	377	1	11	CARDINAL
fsr-3486	377	2	217–231	CARDINAL
fsr-3486	378	1	j., & kotlikoff	ORG
fsr-3486	378	2	l. j.	PERSON
fsr-3486	378	3	2003	DATE
fsr-3486	380	1	17	CARDINAL
fsr-3486	380	2	111–139	CARDINAL
fsr-3486	381	1	s. d.	PERSON
fsr-3486	381	2	2011	DATE
fsr-3486	383	1	journal of personal finance	ORG
fsr-3486	383	2	36–62	DATE
fsr-3486	384	1	hilgert	PERSON
fsr-3486	384	2	m. a.	PERSON
fsr-3486	384	3	hogarth	PERSON
fsr-3486	384	4	j. m., & beverly	PERSON
fsr-3486	384	5	s. g.	PERSON
fsr-3486	384	6	2003	DATE
fsr-3486	386	1	federal reserve bulletin	ORG
fsr-3486	386	2	106	CARDINAL
fsr-3486	386	3	309–322	CARDINAL
fsr-3486	387	1	howlett	PERSON
fsr-3486	387	2	kees	GPE
fsr-3486	387	3	j., & kemp	ORG
fsr-3486	387	4	e. (2008	PERSON
fsr-3486	389	1	42	CARDINAL
fsr-3486	389	2	223–242	CARDINAL
fsr-3486	391	1	huston	PERSON
fsr-3486	391	2	s. j.	PERSON
fsr-3486	391	3	2010	DATE
fsr-3486	393	1	44	DATE
fsr-3486	393	2	296–316	CARDINAL
fsr-3486	393	3	10.1111	CARDINAL
fsr-3486	393	4	6606.2010.01170.x	CARDINAL
fsr-3486	393	5	l. a. v. augustin	PERSON
fsr-3486	393	6	t. k. martin	PERSON
fsr-3486	393	7	30	CARDINAL
fsr-3486	393	8	2022	CARDINAL
fsr-3486	394	1	205–222	CARDINAL
fsr-3486	394	2	jappelli	GPE
fsr-3486	394	3	t., & padula	ORG
fsr-3486	394	4	2013	DATE
fsr-3486	396	1	journal of banking & finance	ORG
fsr-3486	396	2	37	CARDINAL
fsr-3486	396	3	2779–2792	CARDINAL
fsr-3486	397	1	kramer	PERSON
fsr-3486	397	2	m. m.	PERSON
fsr-3486	397	3	2012	DATE
fsr-3486	399	1	june 11	DATE
fsr-3486	400	1	lusardi	PERSON
fsr-3486	400	2	a. (	PERSON
fsr-3486	400	3	2008	DATE
fsr-3486	402	1	national bureau of economic research	ORG
fsr-3486	403	1	lusardi	PERSON
fsr-3486	403	2	a., & mitchell	ORG
fsr-3486	403	3	o. s.	PERSON
fsr-3486	403	4	2005	DATE
fsr-3486	405	1	michigan	GPE
fsr-3486	406	1	10	CARDINAL
fsr-3486	407	1	lusardi	PERSON
fsr-3486	407	2	a., & mitchell	ORG
fsr-3486	407	3	o. s.	PERSON
fsr-3486	407	4	2006	DATE
fsr-3486	410	1	wp2006-01	ORG
fsr-3486	411	1	meier	PERSON
fsr-3486	411	2	s., & sprenger	ORG
fsr-3486	411	3	c. d.	PERSON
fsr-3486	411	4	2013	DATE
fsr-3486	413	1	95	CARDINAL
fsr-3486	413	2	159–174	CARDINAL
fsr-3486	415	1	c., iannicola	ORG
fsr-3486	415	2	d., jr.	GPE
fsr-3486	415	3	beck	PERSON
fsr-3486	415	4	t., hira	PERSON
fsr-3486	415	5	t.	GPE
fsr-3486	415	6	j. h.	PERSON
fsr-3486	415	7	parker	PERSON
fsr-3486	415	8	j.	PERSON
fsr-3486	416	1	dawson	PERSON
fsr-3486	418	1	washington	GPE
fsr-3486	418	2	dc	GPE
fsr-3486	419	1	sekita	ORG
fsr-3486	419	2	s.	PERSON
fsr-3486	419	3	c. y.	PERSON
fsr-3486	419	4	kajitani	PERSON
fsr-3486	419	5	s.	PERSON
fsr-3486	419	6	kan	ORG
fsr-3486	419	7	m.	PERSON
fsr-3486	419	8	kureishi	ORG
fsr-3486	419	9	w.	PERSON
fsr-3486	419	10	mck	PERSON
fsr-3486	419	11	c. r.	PERSON
fsr-3486	420	1	yoshida	PERSON
fsr-3486	420	2	k. (	PERSON
fsr-3486	420	3	2011	DATE
fsr-3486	421	1	japan	GPE
fsr-3486	422	1	journal of pension economics	ORG
fsr-3486	422	2	10	CARDINAL
fsr-3486	422	3	637–656	CARDINAL
fsr-3486	423	1	s.	PERSON
fsr-3486	423	2	g., & jiang	ORG
fsr-3486	423	3	2004	DATE
fsr-3486	427	1	83	DATE
fsr-3486	428	1	van rooij	PERSON
fsr-3486	428	2	m.	PERSON
fsr-3486	428	3	a., & alessie	ORG
fsr-3486	428	4	r. (	PERSON
fsr-3486	428	5	2011	DATE
fsr-3486	430	1	journal of financial economics	ORG
fsr-3486	430	2	101	CARDINAL
fsr-3486	430	3	449–472	CARDINAL
fsr-3486	431	1	m. c. j.	PERSON
fsr-3486	431	2	a., & alessie	ORG
fsr-3486	431	3	r. j. m.	PERSON
fsr-3486	431	4	2012	DATE
fsr-3486	433	1	122	CARDINAL
fsr-3486	433	2	449–478	CARDINAL
fsr-3486	433	3	https://doi.org/10.1111/j.1468-0297.2012.02501.x	LANGUAGE
fsr-3486	433	4	l., & zhedanov	ORG
fsr-3486	433	5	a.	PERSON
fsr-3486	433	6	2010	DATE
fsr-3486	435	1	quarterly	DATE
fsr-3486	435	2	6–22	CARDINAL
fsr-3486	436	1	willis	PERSON
fsr-3486	436	2	l. e. (	PERSON
fsr-3486	436	3	2008	DATE
fsr-3486	438	1	iowa	GPE
fsr-3486	438	2	94	CARDINAL
fsr-3486	439	1	222	CARDINAL
fsr-3486	439	2	augustin	PERSON
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fsr-3486	439	4	30	CARDINAL
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fsr-3486	440	1	205–222	CARDINAL