id	sid	eid	entity	type
fsr-3532	1	1	lua a. v. augustina	PERSON
fsr-3532	1	2	terrance k. martinb aslippery rock university	PERSON
fsr-3532	1	3	1	CARDINAL
fsr-3532	1	4	morrow	DATE
fsr-3532	1	5	16057	DATE
fsr-3532	1	6	usa bwinston-salem	PERSON
fsr-3532	1	7	601	CARDINAL
fsr-3532	1	8	s. martin luther king jr.	PERSON
fsr-3532	1	9	winston salem	GPE
fsr-3532	1	10	nc 27110	GPE
fsr-3532	1	11	tandem	ORG
fsr-3532	5	1	2015	CARDINAL
fsr-3532	7	1	2023	CARDINAL
fsr-3532	9	1	jel classifications: g5	ORG
fsr-3532	9	2	1	CARDINAL
fsr-3532	16	1	724	CARDINAL
fsr-3532	16	2	724	CARDINAL
fsr-3532	17	1	l. a. v. augustin	PERSON
fsr-3532	17	2	1057-0810/23/$	DATE
fsr-3532	17	3	2023	CARDINAL
fsr-3532	19	1	31	CARDINAL
fsr-3532	19	2	2023	CARDINAL
fsr-3532	19	3	151–167	CARDINAL
fsr-3532	22	1	first	ORDINAL
fsr-3532	29	1	willis	PERSON
fsr-3532	29	2	2009	DATE
fsr-3532	34	1	bayer	ORG
fsr-3532	34	2	bernheim, & scholz	ORG
fsr-3532	34	3	2009	DATE
fsr-3532	34	4	2011	DATE
fsr-3532	34	5	lusardi, & alessie	ORG
fsr-3532	34	6	2011	DATE
fsr-3532	34	7	vinet & zhedanov	ORG
fsr-3532	34	8	2010	DATE
fsr-3532	35	1	hosein	GPE
fsr-3532	35	2	mehrizi, & roshan	ORG
fsr-3532	35	3	2013	DATE
fsr-3532	36	1	payday	DATE
fsr-3532	39	1	heckman	PERSON
fsr-3532	39	2	2006	DATE
fsr-3532	40	1	three	CARDINAL
fsr-3532	41	1	1	CARDINAL
fsr-3532	41	2	2	CARDINAL
fsr-3532	41	3	3	CARDINAL
fsr-3532	44	1	three	CARDINAL
fsr-3532	45	1	three	CARDINAL
fsr-3532	46	1	2	CARDINAL
fsr-3532	47	1	152	CARDINAL
fsr-3532	47	2	l. a. v. augustin	PERSON
fsr-3532	47	3	t. k. martin	PERSON
fsr-3532	47	4	31	CARDINAL
fsr-3532	47	5	2023	CARDINAL
fsr-3532	47	6	151–167	CARDINAL
fsr-3532	47	7	becker	ORG
fsr-3532	47	8	1994	DATE
fsr-3532	47	9	blundell	ORG
fsr-3532	47	10	meghir, & sianesi	ORG
fsr-3532	47	11	1999	DATE
fsr-3532	49	1	carlin & robinson	ORG
fsr-3532	49	2	2012	DATE
fsr-3532	49	3	de bassa scheresberg	PERSON
fsr-3532	49	4	2013	DATE
fsr-3532	49	5	disney & gathergood	ORG
fsr-3532	49	6	2013	DATE
fsr-3532	53	1	three	CARDINAL
fsr-3532	67	1	mitchell, & curto	ORG
fsr-3532	67	2	2010	DATE
fsr-3532	67	3	chen & volpe	ORG
fsr-3532	67	4	1998	DATE
fsr-3532	68	1	chen & volpe	ORG
fsr-3532	68	2	1998	DATE
fsr-3532	69	1	2006	DATE
fsr-3532	69	2	the us department	ORG
fsr-3532	69	3	first	ORDINAL
fsr-3532	69	4	2010	DATE
fsr-3532	75	1	2.1	CARDINAL
fsr-3532	76	1	l. a. v. augustin	PERSON
fsr-3532	76	2	t. k. martin	PERSON
fsr-3532	76	3	31	CARDINAL
fsr-3532	76	4	2023	CARDINAL
fsr-3532	77	1	151–167 153	CARDINAL
fsr-3532	77	2	2008	DATE
fsr-3532	78	1	two	CARDINAL
fsr-3532	79	1	2008	DATE
fsr-3532	81	1	willis	PERSON
fsr-3532	81	2	2008	DATE
fsr-3532	82	1	bernheim et al.	ORG
fsr-3532	82	2	2001	DATE
fsr-3532	82	3	guiso & jappelli, 2006	ORG
fsr-3532	82	4	willis	GPE
fsr-3532	82	5	2008	DATE
fsr-3532	82	6	al.	GPE
fsr-3532	82	7	2001	DATE
fsr-3532	83	1	huston	ORG
fsr-3532	83	2	2010	DATE
fsr-3532	83	3	2010	DATE
fsr-3532	85	1	guiso & jappelli, 2006	ORG
fsr-3532	85	2	van rooij et al.	PERSON
fsr-3532	85	3	2011	DATE
fsr-3532	86	1	2012	DATE
fsr-3532	86	2	lusardi & tufano	ORG
fsr-3532	86	3	2009	DATE
fsr-3532	86	4	campbell	ORG
fsr-3532	86	5	2006	DATE
fsr-3532	86	6	lusardi & tufano	ORG
fsr-3532	86	7	2009	DATE
fsr-3532	88	1	chen & volpe	ORG
fsr-3532	88	2	1998	DATE
fsr-3532	89	1	al.	GPE
fsr-3532	89	2	2001	DATE
fsr-3532	89	3	serra-garcia	PERSON
fsr-3532	89	4	2015	DATE
fsr-3532	89	5	collins, &	ORG
fsr-3532	89	6	2015	DATE
fsr-3532	90	1	months	DATE
fsr-3532	90	2	ning & peter	ORG
fsr-3532	90	3	2015	DATE
fsr-3532	92	1	collins	PERSON
fsr-3532	92	2	schmeiser, & urban	ORG
fsr-3532	92	3	2014	DATE
fsr-3532	95	1	kaiser & menkhoff	ORG
fsr-3532	95	2	2017	DATE
fsr-3532	96	1	3	CARDINAL
fsr-3532	96	2	3.1	CARDINAL
fsr-3532	96	3	2015	CARDINAL
fsr-3532	97	1	27,564	CARDINAL
fsr-3532	97	2	american	NORP
fsr-3532	98	1	about 500	CARDINAL
fsr-3532	99	1	new york	GPE
fsr-3532	99	2	texas	GPE
fsr-3532	99	3	illinois	GPE
fsr-3532	99	4	california	GPE
fsr-3532	100	1	three	CARDINAL
fsr-3532	101	1	154	CARDINAL
fsr-3532	101	2	l. a. v. augustin	PERSON
fsr-3532	101	3	t. k. martin	PERSON
fsr-3532	101	4	31	CARDINAL
fsr-3532	101	5	2023	CARDINAL
fsr-3532	101	6	151–167	CARDINAL
fsr-3532	102	1	two	CARDINAL
fsr-3532	104	1	3,794	CARDINAL
fsr-3532	106	1	3.2	CARDINAL
fsr-3532	109	1	three	CARDINAL
fsr-3532	109	2	1	CARDINAL
fsr-3532	109	3	0	CARDINAL
fsr-3532	110	1	three	CARDINAL
fsr-3532	111	1	3.3	CARDINAL
fsr-3532	113	1	two	CARDINAL
fsr-3532	114	1	•	CARDINAL
fsr-3532	114	2	•	CARDINAL
fsr-3532	114	3	•	CARDINAL
fsr-3532	116	1	•	CARDINAL
fsr-3532	116	2	•	CARDINAL
fsr-3532	116	3	•	CARDINAL
fsr-3532	116	4	yes/no/don’t	WORK_OF_ART
fsr-3532	116	5	four	CARDINAL
fsr-3532	117	1	one	CARDINAL
fsr-3532	117	2	four	CARDINAL
fsr-3532	119	1	four	CARDINAL
fsr-3532	119	2	1 to 4	DATE
fsr-3532	119	3	l. a. v. augustin	PERSON
fsr-3532	119	4	t. k. martin	PERSON
fsr-3532	119	5	31	CARDINAL
fsr-3532	119	6	2023	CARDINAL
fsr-3532	119	7	151–167 155	CARDINAL
fsr-3532	120	1	one	CARDINAL
fsr-3532	120	2	one	CARDINAL
fsr-3532	121	1	two	CARDINAL
fsr-3532	121	2	two	CARDINAL
fsr-3532	122	1	four	CARDINAL
fsr-3532	124	1	1	CARDINAL
fsr-3532	125	1	three	CARDINAL
fsr-3532	126	1	ages 18–44	DATE
fsr-3532	126	2	45-64	DATE
fsr-3532	126	3	ages 65	DATE
fsr-3532	127	1	1	CARDINAL
fsr-3532	129	1	1	CARDINAL
fsr-3532	129	2	0	CARDINAL
fsr-3532	130	1	1	CARDINAL
fsr-3532	130	2	0	CARDINAL
fsr-3532	132	1	1	CARDINAL
fsr-3532	132	2	0	CARDINAL
fsr-3532	135	1	three	CARDINAL
fsr-3532	136	1	0	CARDINAL
fsr-3532	136	2	3	CARDINAL
fsr-3532	137	1	three	CARDINAL
fsr-3532	138	1	3,794	CARDINAL
fsr-3532	139	1	3.4	CARDINAL
fsr-3532	140	1	demographicsð þ	PERSON
fsr-3532	140	2	1ti	CARDINAL
fsr-3532	141	1	3gi	CARDINAL
fsr-3532	141	2	4ai	CARDINAL
fsr-3532	141	3	6ii	CARDINAL
fsr-3532	141	4	7edi	CARDINAL
fsr-3532	141	5	9emið	CARDINAL
fsr-3532	141	6	10ci	CARDINAL
fsr-3532	141	7	11rti	CARDINAL
fsr-3532	141	8	12fli	CARDINAL
fsr-3532	141	9	1	CARDINAL
fsr-3532	144	1	one	CARDINAL
fsr-3532	144	2	three	CARDINAL
fsr-3532	145	1	156	CARDINAL
fsr-3532	145	2	l. a. v. augustin	PERSON
fsr-3532	145	3	t. k. martin	PERSON
fsr-3532	145	4	31	CARDINAL
fsr-3532	145	5	2023	CARDINAL
fsr-3532	146	1	151–167	CARDINAL
fsr-3532	146	2	emi	ORG
fsr-3532	146	3	ci	PERSON
fsr-3532	146	4	rti	ORG
fsr-3532	146	5	fli	ORG
fsr-3532	147	1	3.5	CARDINAL
fsr-3532	148	1	three	CARDINAL
fsr-3532	149	1	4	CARDINAL
fsr-3532	151	1	three	CARDINAL
fsr-3532	152	1	5	CARDINAL
fsr-3532	152	2	5.1	CARDINAL
fsr-3532	153	1	1	CARDINAL
fsr-3532	154	1	3,794	CARDINAL
fsr-3532	155	1	about 47%	PERCENT
fsr-3532	155	2	about 53%	PERCENT
fsr-3532	156	1	about 49%	PERCENT
fsr-3532	156	2	about 49%	PERCENT
fsr-3532	158	1	four	CARDINAL
fsr-3532	159	1	first	ORDINAL
fsr-3532	159	2	one	CARDINAL
fsr-3532	159	3	four	CARDINAL
fsr-3532	160	1	about 53%	PERCENT
fsr-3532	160	2	about 67%	PERCENT
fsr-3532	161	1	about 46%	PERCENT
fsr-3532	161	2	about 9%	PERCENT
fsr-3532	163	1	about 48%	PERCENT
fsr-3532	163	2	only about 37%	PERCENT
fsr-3532	163	3	more than two	CARDINAL
fsr-3532	164	1	only about 3%	PERCENT
fsr-3532	164	2	four	CARDINAL
fsr-3532	165	1	about 60%	PERCENT
fsr-3532	166	1	about 44%	PERCENT
fsr-3532	166	2	18-44	DATE
fsr-3532	167	1	about 36%	PERCENT
fsr-3532	167	2	45	CARDINAL
fsr-3532	167	3	about 21%	PERCENT
fsr-3532	167	4	age 65	DATE
fsr-3532	167	5	l. a. v. augustin	PERSON
fsr-3532	168	1	t. k. martin	PERSON
fsr-3532	168	2	31	CARDINAL
fsr-3532	168	3	2023	CARDINAL
fsr-3532	168	4	151–167 157	CARDINAL
fsr-3532	168	5	1	CARDINAL
fsr-3532	169	1	no 46.92%	PERCENT
fsr-3532	170	1	53.08%	PERCENT
fsr-3532	170	2	no 50.69%	PERCENT
fsr-3532	170	3	49.31%	PERCENT
fsr-3532	170	4	no 50.98%	PERCENT
fsr-3532	171	1	49.02%	PERCENT
fsr-3532	171	2	no 47.47%	PERCENT
fsr-3532	172	1	52.53%	PERCENT
fsr-3532	172	2	no 33.32%	PERCENT
fsr-3532	173	1	66.68%	PERCENT
fsr-3532	173	2	no 54.51%	PERCENT
fsr-3532	174	1	45.49%	PERCENT
fsr-3532	174	2	no 90.91%	PERCENT
fsr-3532	175	1	9.09%	PERCENT
fsr-3532	175	2	one	CARDINAL
fsr-3532	175	3	47.52%	PERCENT
fsr-3532	175	4	two	CARDINAL
fsr-3532	175	5	33.66%	PERCENT
fsr-3532	175	6	three	CARDINAL
fsr-3532	175	7	16.32%	PERCENT
fsr-3532	175	8	four	CARDINAL
fsr-3532	175	9	2.50%	PERCENT
fsr-3532	175	10	no 40.77%	PERCENT
fsr-3532	176	1	59.23%	PERCENT
fsr-3532	176	2	18–44	CARDINAL
fsr-3532	176	3	no 56.51%	PERCENT
fsr-3532	177	1	43.49%	PERCENT
fsr-3532	177	2	45–64	CARDINAL
fsr-3532	177	3	no 64.07%	PERCENT
fsr-3532	177	4	35.93%	PERCENT
fsr-3532	177	5	65+	DATE
fsr-3532	177	6	no 79.41%	PERCENT
fsr-3532	178	1	20.59%	PERCENT
fsr-3532	178	2	no 27.78%	PERCENT
fsr-3532	179	1	72.22%	PERCENT
fsr-3532	180	1	no 78.81%	PERCENT
fsr-3532	180	2	21.19%	PERCENT
fsr-3532	180	3	no 50.74%	PERCENT
fsr-3532	181	1	49.26%	PERCENT
fsr-3532	181	2	158	CARDINAL
fsr-3532	181	3	l. a. v. augustin	PERSON
fsr-3532	181	4	t. k. martin	PERSON
fsr-3532	181	5	31	CARDINAL
fsr-3532	181	6	2023	CARDINAL
fsr-3532	181	7	151–167	CARDINAL
fsr-3532	182	1	about 72%	PERCENT
fsr-3532	183	1	between $50,000 and $75,000	MONEY
fsr-3532	184	1	about 9%	PERCENT
fsr-3532	184	2	about 45%	PERCENT
fsr-3532	185	1	about 61%	PERCENT
fsr-3532	185	2	about 26%	PERCENT
fsr-3532	186	1	about 61%	PERCENT
fsr-3532	186	2	about 16%	PERCENT
fsr-3532	186	3	about 22%	PERCENT
fsr-3532	187	1	more than half	CARDINAL
fsr-3532	188	1	about 27%	PERCENT
fsr-3532	188	2	about 57%	PERCENT
fsr-3532	188	3	about 16%	PERCENT
fsr-3532	189	1	about 70%	PERCENT
fsr-3532	190	1	2	CARDINAL
fsr-3532	191	1	three	CARDINAL
fsr-3532	192	1	100%	PERCENT
fsr-3532	192	2	three	CARDINAL
fsr-3532	193	1	about 52%	PERCENT
fsr-3532	194	1	about 52%	PERCENT
fsr-3532	194	2	1	CARDINAL
fsr-3532	195	1	no 70.45%	PERCENT
fsr-3532	195	2	29.55%	PERCENT
fsr-3532	195	3	no 33.39%	PERCENT
fsr-3532	196	1	66.61%	PERCENT
fsr-3532	196	2	no 39.22%	PERCENT
fsr-3532	197	1	60.78%	PERCENT
fsr-3532	197	2	no 38.56%	PERCENT
fsr-3532	197	3	61.44%	PERCENT
fsr-3532	197	4	no 83.74%	PERCENT
fsr-3532	197	5	16.26%	PERCENT
fsr-3532	197	6	no 77.70%	PERCENT
fsr-3532	197	7	22.30%	PERCENT
fsr-3532	197	8	no 29.84%	PERCENT
fsr-3532	198	1	70.16%	PERCENT
fsr-3532	198	2	no 73.09%	PERCENT
fsr-3532	199	1	26.91%	PERCENT
fsr-3532	199	2	no 42.62%	PERCENT
fsr-3532	199	3	57.38%	PERCENT
fsr-3532	199	4	no 84.29%	PERCENT
fsr-3532	200	1	15.71%	PERCENT
fsr-3532	200	2	no 29.63%	PERCENT
fsr-3532	201	1	70.37%	PERCENT
fsr-3532	201	2	l. a. v. augustin	PERSON
fsr-3532	201	3	t. k. martin	PERSON
fsr-3532	201	4	31	CARDINAL
fsr-3532	201	5	2023	CARDINAL
fsr-3532	201	6	151–167 159	CARDINAL
fsr-3532	201	7	2	CARDINAL
fsr-3532	202	1	51.33%	PERCENT
fsr-3532	202	2	51.53%	PERCENT
fsr-3532	202	3	49.32%	PERCENT
fsr-3532	202	4	no 48.67%	PERCENT
fsr-3532	202	5	48.47%	PERCENT
fsr-3532	202	6	50.68%	PERCENT
fsr-3532	202	7	56.05%	PERCENT
fsr-3532	202	8	51.23%	PERCENT
fsr-3532	202	9	52.17%	PERCENT
fsr-3532	202	10	no 43.95%	PERCENT
fsr-3532	202	11	48.77%	PERCENT
fsr-3532	202	12	47.83%	PERCENT
fsr-3532	202	13	64.54%	PERCENT
fsr-3532	202	14	53.77%	PERCENT
fsr-3532	202	15	56.43%	PERCENT
fsr-3532	202	16	no 35.46%	PERCENT
fsr-3532	202	17	46.23%	PERCENT
fsr-3532	202	18	43.57%	PERCENT
fsr-3532	203	1	65.51%	PERCENT
fsr-3532	203	2	58.55%	PERCENT
fsr-3532	203	3	59.13%	PERCENT
fsr-3532	203	4	no 34.49%	PERCENT
fsr-3532	203	5	41.45%	PERCENT
fsr-3532	203	6	40.87%	PERCENT
fsr-3532	203	7	one	CARDINAL
fsr-3532	203	8	45.04%	PERCENT
fsr-3532	203	9	43.21%	PERCENT
fsr-3532	203	10	41.15%	PERCENT
fsr-3532	203	11	no 54.96%	PERCENT
fsr-3532	203	12	56.79%	PERCENT
fsr-3532	203	13	58.85%	PERCENT
fsr-3532	203	14	two	CARDINAL
fsr-3532	204	1	55.60%	PERCENT
fsr-3532	204	2	52.08%	PERCENT
fsr-3532	204	3	53.56%	PERCENT
fsr-3532	204	4	no 44.40%	PERCENT
fsr-3532	204	5	47.92%	PERCENT
fsr-3532	204	6	46.44%	PERCENT
fsr-3532	204	7	three	CARDINAL
fsr-3532	205	1	67.69%	PERCENT
fsr-3532	205	2	58.80%	PERCENT
fsr-3532	205	3	58.97%	PERCENT
fsr-3532	205	4	no 32.31%	PERCENT
fsr-3532	205	5	41.20%	PERCENT
fsr-3532	205	6	41.03%	PERCENT
fsr-3532	205	7	four	CARDINAL
fsr-3532	205	8	76.84%	PERCENT
fsr-3532	205	9	66.32%	PERCENT
fsr-3532	205	10	72.63%	PERCENT
fsr-3532	206	1	33.68%	PERCENT
fsr-3532	206	2	27.37%	PERCENT
fsr-3532	207	1	56.34%	PERCENT
fsr-3532	207	2	50.16%	PERCENT
fsr-3532	207	3	52.02%	PERCENT
fsr-3532	207	4	no 43.66%	PERCENT
fsr-3532	207	5	49.84%	PERCENT
fsr-3532	207	6	47.98%	PERCENT
fsr-3532	207	7	18-44	DATE
fsr-3532	208	1	43.03%	PERCENT
fsr-3532	208	2	58.36%	PERCENT
fsr-3532	208	3	56.06%	PERCENT
fsr-3532	208	4	no 56.97%	PERCENT
fsr-3532	208	5	41.64%	PERCENT
fsr-3532	208	6	43.94%	PERCENT
fsr-3532	208	7	45-64	DATE
fsr-3532	208	8	56.49%	PERCENT
fsr-3532	208	9	56.93%	PERCENT
fsr-3532	208	10	57.30%	PERCENT
fsr-3532	208	11	43.07%	PERCENT
fsr-3532	208	12	42.70%	PERCENT
fsr-3532	208	13	65+	DATE
fsr-3532	208	14	68.37%	PERCENT
fsr-3532	208	15	16.90%	PERCENT
fsr-3532	208	16	19.72%	PERCENT
fsr-3532	208	17	no 31.63%	PERCENT
fsr-3532	208	18	83.10%	PERCENT
fsr-3532	208	19	80.28%	PERCENT
fsr-3532	209	1	55.51%	PERCENT
fsr-3532	209	2	48.07%	PERCENT
fsr-3532	209	3	48.43%	PERCENT
fsr-3532	209	4	no 44.49%	PERCENT
fsr-3532	209	5	51.93%	PERCENT
fsr-3532	209	6	51.57%	PERCENT
fsr-3532	210	1	21.77%	PERCENT
fsr-3532	210	2	32.46%	PERCENT
fsr-3532	210	3	17.66%	PERCENT
fsr-3532	210	4	no 78.23%	PERCENT
fsr-3532	210	5	67.54%	PERCENT
fsr-3532	210	6	82.34%	PERCENT
fsr-3532	211	1	55.22%	PERCENT
fsr-3532	211	2	48.42%	PERCENT
fsr-3532	211	3	49.81%	PERCENT
fsr-3532	212	1	no 44.78%	PERCENT
fsr-3532	212	2	51.58%	PERCENT
fsr-3532	212	3	50.19%	PERCENT
fsr-3532	213	1	71.99%	PERCENT
fsr-3532	213	2	62.89%	PERCENT
fsr-3532	213	3	70.21%	PERCENT
fsr-3532	213	4	no 28.01%	PERCENT
fsr-3532	213	5	37.11%	PERCENT
fsr-3532	213	6	29.79%	PERCENT
fsr-3532	213	7	160	CARDINAL
fsr-3532	213	8	l. a. v. augustin	PERSON
fsr-3532	213	9	t. k. martin	PERSON
fsr-3532	213	10	31	CARDINAL
fsr-3532	213	11	2023	CARDINAL
fsr-3532	213	12	151–167	CARDINAL
fsr-3532	213	13	about 50%	PERCENT
fsr-3532	215	1	about 56%	PERCENT
fsr-3532	215	2	about 51%	PERCENT
fsr-3532	215	3	about 52%	PERCENT
fsr-3532	216	1	about 65%	PERCENT
fsr-3532	216	2	about 54%	PERCENT
fsr-3532	216	3	about 53%	PERCENT
fsr-3532	218	1	one	CARDINAL
fsr-3532	218	2	about 45%	PERCENT
fsr-3532	218	3	about 43%	PERCENT
fsr-3532	218	4	about 41%	PERCENT
fsr-3532	219	1	two	CARDINAL
fsr-3532	219	2	about 56%	PERCENT
fsr-3532	219	3	about 52%	PERCENT
fsr-3532	219	4	about 54%	PERCENT
fsr-3532	220	1	three	CARDINAL
fsr-3532	220	2	about 68%	PERCENT
fsr-3532	220	3	about 54%	PERCENT
fsr-3532	220	4	about 59%	PERCENT
fsr-3532	221	1	2	CARDINAL
fsr-3532	222	1	59.87%	PERCENT
fsr-3532	222	2	53.50%	PERCENT
fsr-3532	222	3	55.76%	PERCENT
fsr-3532	222	4	no 40.13%	PERCENT
fsr-3532	222	5	46.50%	PERCENT
fsr-3532	222	6	44.24%	PERCENT
fsr-3532	223	1	61.84%	PERCENT
fsr-3532	223	2	53.58%	PERCENT
fsr-3532	223	3	57.63%	PERCENT
fsr-3532	224	1	no 38.16%	PERCENT
fsr-3532	224	2	46.42%	PERCENT
fsr-3532	224	3	42.37%	PERCENT
fsr-3532	224	4	54.10%	PERCENT
fsr-3532	224	5	68.94%	PERCENT
fsr-3532	224	6	66.19%	PERCENT
fsr-3532	224	7	no 45.90%	PERCENT
fsr-3532	224	8	31.06%	PERCENT
fsr-3532	224	9	33.81%	PERCENT
fsr-3532	224	10	31.77%	PERCENT
fsr-3532	224	11	42.79%	PERCENT
fsr-3532	224	12	29.34%	PERCENT
fsr-3532	224	13	no 68.23%	PERCENT
fsr-3532	224	14	57.21%	PERCENT
fsr-3532	224	15	70.66%	PERCENT
fsr-3532	224	16	65.84%	PERCENT
fsr-3532	224	17	16.08%	PERCENT
fsr-3532	224	18	no 34.16%	PERCENT
fsr-3532	224	19	100.00%	PERCENT
fsr-3532	224	20	83.92%	PERCENT
fsr-3532	225	1	58.11%	PERCENT
fsr-3532	225	2	51.54%	PERCENT
fsr-3532	225	3	52.74%	PERCENT
fsr-3532	225	4	no 41.89%	PERCENT
fsr-3532	225	5	48.46%	PERCENT
fsr-3532	225	6	47.26%	PERCENT
fsr-3532	225	7	37.41%	PERCENT
fsr-3532	225	8	31.83%	PERCENT
fsr-3532	225	9	28.80%	PERCENT
fsr-3532	225	10	no 62.59%	PERCENT
fsr-3532	225	11	68.17%	PERCENT
fsr-3532	225	12	71.20%	PERCENT
fsr-3532	226	1	57.79%	PERCENT
fsr-3532	226	2	53.28%	PERCENT
fsr-3532	226	3	53.42%	PERCENT
fsr-3532	226	4	46.72%	PERCENT
fsr-3532	226	5	46.58%	PERCENT
fsr-3532	227	1	62.75%	PERCENT
fsr-3532	227	2	64.77%	PERCENT
fsr-3532	227	3	67.62%	PERCENT
fsr-3532	227	4	no 37.25%	PERCENT
fsr-3532	227	5	35.23%	PERCENT
fsr-3532	227	6	32.38%	PERCENT
fsr-3532	228	1	56.40%	PERCENT
fsr-3532	228	2	47.38%	PERCENT
fsr-3532	228	3	48.46%	PERCENT
fsr-3532	228	4	no 43.60%	PERCENT
fsr-3532	228	5	52.62%	PERCENT
fsr-3532	228	6	51.54%	PERCENT
fsr-3532	228	7	l. a. v. augustin	PERSON
fsr-3532	228	8	t. k. martin	PERSON
fsr-3532	228	9	31	CARDINAL
fsr-3532	228	10	2023	CARDINAL
fsr-3532	228	11	151–167 161	CARDINAL
fsr-3532	228	12	four	CARDINAL
fsr-3532	228	13	about 77%	PERCENT
fsr-3532	228	14	about 66%	PERCENT
fsr-3532	228	15	about 73%	PERCENT
fsr-3532	229	1	about 56%	PERCENT
fsr-3532	229	2	about 50%	PERCENT
fsr-3532	229	3	about 52%	PERCENT
fsr-3532	230	1	about 43%	PERCENT
fsr-3532	230	2	about 58%	PERCENT
fsr-3532	230	3	about 56%	PERCENT
fsr-3532	232	1	about 68%	PERCENT
fsr-3532	232	2	about 17%	PERCENT
fsr-3532	232	3	about 20%	PERCENT
fsr-3532	235	1	three	CARDINAL
fsr-3532	236	1	about 22%	PERCENT
fsr-3532	236	2	about 55%	PERCENT
fsr-3532	236	3	about 72%	PERCENT
fsr-3532	237	1	about 32%	PERCENT
fsr-3532	237	2	about 48%	PERCENT
fsr-3532	237	3	about 63%	PERCENT
fsr-3532	238	1	about 18%	PERCENT
fsr-3532	238	2	about 50%	PERCENT
fsr-3532	238	3	about 70%	PERCENT
fsr-3532	239	1	about 60%	PERCENT
fsr-3532	239	2	about 54%	PERCENT
fsr-3532	239	3	about 56%	PERCENT
fsr-3532	240	1	three	CARDINAL
fsr-3532	241	1	about 54%	PERCENT
fsr-3532	241	2	about 32%	PERCENT
fsr-3532	241	3	about 66%	PERCENT
fsr-3532	242	1	about 69%	PERCENT
fsr-3532	242	2	about 43%	PERCENT
fsr-3532	243	1	about 58%	PERCENT
fsr-3532	243	2	about 52%	PERCENT
fsr-3532	243	3	about 53%	PERCENT
fsr-3532	244	1	about 37%	PERCENT
fsr-3532	244	2	about 58%	PERCENT
fsr-3532	244	3	about 63%	PERCENT
fsr-3532	245	1	about 56%	PERCENT
fsr-3532	245	2	about 47%	PERCENT
fsr-3532	245	3	about 49%	PERCENT
fsr-3532	246	1	5.2	CARDINAL
fsr-3532	247	1	3	CARDINAL
fsr-3532	248	1	three	CARDINAL
fsr-3532	248	2	three	CARDINAL
fsr-3532	250	1	three	CARDINAL
fsr-3532	251	1	5.3	CARDINAL
fsr-3532	253	1	162	CARDINAL
fsr-3532	253	2	l. a. v. augustin	PERSON
fsr-3532	253	3	t. k. martin	PERSON
fsr-3532	253	4	31	CARDINAL
fsr-3532	253	5	2023	CARDINAL
fsr-3532	254	1	151–167	CARDINAL
fsr-3532	254	2	3	CARDINAL
fsr-3532	256	1	ia	GPE
fsr-3532	256	2	n p	ORG
fsr-3532	256	3	io	LOC
fsr-3532	256	4	ia	GPE
fsr-3532	256	5	o	DATE
fsr-3532	257	1	y m ar g	PERSON
fsr-3532	258	1	f. s ta	PERSON
fsr-3532	260	1	ar g	PERSON
fsr-3532	261	1	f. s ta	PERSON
fsr-3532	263	1	ar g	PERSON
fsr-3532	264	1	f. s ta	PERSON
fsr-3532	271	1	0 1 7	CARDINAL
fsr-3532	271	2	0 .0	MONEY
fsr-3532	272	1	0 7 4	PERCENT
fsr-3532	272	2	0 .0 2 33	MONEY
fsr-3532	272	3	0	CARDINAL
fsr-3532	273	1	0 .0	MONEY
fsr-3532	274	1	6 6 2	CARDINAL
fsr-3532	274	2	0 .0	MONEY
fsr-3532	275	1	0	CARDINAL
fsr-3532	276	1	9	CARDINAL
fsr-3532	276	2	0 .0 2 35	MONEY
fsr-3532	279	1	0 .0	MONEY
fsr-3532	281	1	6	CARDINAL
fsr-3532	281	2	0	CARDINAL
fsr-3532	283	1	0 .0 2	MONEY
fsr-3532	283	2	0 .0	MONEY
fsr-3532	283	3	0 .0 2	MONEY
fsr-3532	283	4	4	CARDINAL
fsr-3532	283	5	0	CARDINAL
fsr-3532	284	1	0 .0 2 30	MONEY
fsr-3532	285	1	0 .0	MONEY
fsr-3532	287	1	0 .0 3 61	MONEY
fsr-3532	289	1	2	CARDINAL
fsr-3532	289	2	0 .0 2	MONEY
fsr-3532	289	3	0 .0 8 2 2	MONEY
fsr-3532	289	4	0 .0	MONEY
fsr-3532	289	5	0	CARDINAL
fsr-3532	291	1	0 .0	MONEY
fsr-3532	291	2	0	CARDINAL
fsr-3532	292	1	0 .0 6 2	MONEY
fsr-3532	292	2	al e %	PERSON
fsr-3532	292	3	0 .0	MONEY
fsr-3532	292	4	2	CARDINAL
fsr-3532	292	5	0 .0 1 74	MONEY
fsr-3532	293	1	0 7 5	CARDINAL
fsr-3532	293	2	0 .0 1 4	MONEY
fsr-3532	293	3	io	LOC
fsr-3532	293	4	0 .0	MONEY
fsr-3532	295	1	0	CARDINAL
fsr-3532	295	2	0 .0 1 83	MONEY
fsr-3532	297	1	0	CARDINAL
fsr-3532	297	2	0 8 4	DATE
fsr-3532	297	3	0 .0	MONEY
fsr-3532	298	1	0 .0	MONEY
fsr-3532	300	1	0	CARDINAL
fsr-3532	302	1	0 .0	MONEY
fsr-3532	304	1	4 5 3	CARDINAL
fsr-3532	304	2	0 .0 1 6 6	MONEY
fsr-3532	307	1	0	CARDINAL
fsr-3532	307	2	2 6	DATE
fsr-3532	307	3	0 .0 1 83	MONEY
fsr-3532	307	4	0	CARDINAL
fsr-3532	308	1	0 .0	MONEY
fsr-3532	310	1	2	CARDINAL
fsr-3532	310	2	1	CARDINAL
fsr-3532	310	3	0 .0 2	MONEY
fsr-3532	311	1	0	CARDINAL
fsr-3532	312	1	0 .0 2 26	MONEY
fsr-3532	315	1	0 .0	MONEY
fsr-3532	316	1	2 5 3	DATE
fsr-3532	316	2	0 .0	MONEY
fsr-3532	318	1	0	CARDINAL
fsr-3532	319	1	0 .0 2 71	MONEY
fsr-3532	321	1	0	CARDINAL
fsr-3532	322	1	1	CARDINAL
fsr-3532	322	2	0 .0 2 1 5	MONEY
fsr-3532	324	1	0 .0	MONEY
fsr-3532	325	1	0	CARDINAL
fsr-3532	326	1	0 .0 1 95	MONEY
fsr-3532	329	1	5	CARDINAL
fsr-3532	329	2	0 .0	MONEY
fsr-3532	331	1	4	CARDINAL
fsr-3532	331	2	0 .0	MONEY
fsr-3532	332	1	0	CARDINAL
fsr-3532	332	2	0 .0 1 99	MONEY
fsr-3532	332	3	0	CARDINAL
fsr-3532	332	4	0 .0	MONEY
fsr-3532	333	1	o	DATE
fsr-3532	333	2	0 .0 2	MONEY
fsr-3532	333	3	0	CARDINAL
fsr-3532	333	4	0 .0 2 12	MONEY
fsr-3532	335	1	0 .0	MONEY
fsr-3532	337	1	0	CARDINAL
fsr-3532	337	2	5 1 7	CARDINAL
fsr-3532	337	3	0 .0 2	MONEY
fsr-3532	340	1	2	CARDINAL
fsr-3532	340	2	0 .0 2	MONEY
fsr-3532	343	1	1 4 6	CARDINAL
fsr-3532	343	2	0 .0	MONEY
fsr-3532	343	3	0	CARDINAL
fsr-3532	344	1	7	CARDINAL
fsr-3532	344	2	0 .0 1 93	MONEY
fsr-3532	346	1	4	CARDINAL
fsr-3532	346	2	0 .0 1 6	MONEY
fsr-3532	349	1	6 3	CARDINAL
fsr-3532	349	2	0 .0	MONEY
fsr-3532	351	1	0 .0 1 98	MONEY
fsr-3532	352	1	0	CARDINAL
fsr-3532	353	1	0 .0	MONEY
fsr-3532	355	1	0 .0	MONEY
fsr-3532	356	1	0	CARDINAL
fsr-3532	356	2	0 .0 2 68	MONEY
fsr-3532	358	1	8 1	DATE
fsr-3532	358	2	0 .0	MONEY
fsr-3532	359	1	ci al ly	PERSON
fsr-3532	361	1	3 2 7	CARDINAL
fsr-3532	361	2	0 .0	MONEY
fsr-3532	361	3	0	CARDINAL
fsr-3532	362	1	0 .0 1 88	MONEY
fsr-3532	363	1	0 .0	MONEY
fsr-3532	365	1	u te	PERSON
fsr-3532	368	1	.0 5	DATE
fsr-3532	369	1	.0 1	DATE
fsr-3532	370	1	u la ti n	FAC
fsr-3532	374	1	e. l. a. v. augustin	PERSON
fsr-3532	374	2	t. k. martin	PERSON
fsr-3532	374	3	31	CARDINAL
fsr-3532	374	4	2023	CARDINAL
fsr-3532	375	1	151–167 163	CARDINAL
fsr-3532	376	1	three	CARDINAL
fsr-3532	376	2	one	CARDINAL
fsr-3532	384	1	5.4	CARDINAL
fsr-3532	385	1	2,948	CARDINAL
fsr-3532	387	1	three	CARDINAL
fsr-3532	393	1	5.5	CARDINAL
fsr-3532	402	1	164	CARDINAL
fsr-3532	402	2	l. a. v. augustin	PERSON
fsr-3532	402	3	t. k. martin	PERSON
fsr-3532	402	4	31	CARDINAL
fsr-3532	402	5	2023	CARDINAL
fsr-3532	402	6	151–167 6	CARDINAL
fsr-3532	406	1	three	CARDINAL
fsr-3532	406	2	three	CARDINAL
fsr-3532	410	1	one	CARDINAL
fsr-3532	414	1	two	CARDINAL
fsr-3532	414	2	tandem	ORG
fsr-3532	415	1	one	CARDINAL
fsr-3532	419	1	ando, a., & modigliani	ORG
fsr-3532	419	2	f.	PERSON
fsr-3532	419	3	1963	DATE
fsr-3532	421	1	american	NORP
fsr-3532	421	2	53	DATE
fsr-3532	422	1	o., & weber	ORG
fsr-3532	422	2	2010	DATE
fsr-3532	424	1	48	DATE
fsr-3532	424	2	693–751	DATE
fsr-3532	425	1	bae	ORG
fsr-3532	425	2	s. c., & sandager	PERSON
fsr-3532	425	3	j. p.	PERSON
fsr-3532	425	4	1997	DATE
fsr-3532	427	1	8	CARDINAL
fsr-3532	427	2	9–16	CARDINAL
fsr-3532	428	1	j., blundell	ORG
fsr-3532	428	2	r., & turner	ORG
fsr-3532	428	3	s.	PERSON
fsr-3532	428	4	1998	DATE
fsr-3532	429	1	american	NORP
fsr-3532	429	2	88	CARDINAL
fsr-3532	429	3	769–788	CARDINAL
fsr-3532	430	1	barber	PERSON
fsr-3532	430	2	b. m.	PERSON
fsr-3532	430	3	t.	GPE
fsr-3532	430	4	2000	DATE
fsr-3532	432	1	55	CARDINAL
fsr-3532	432	2	773–806	CARDINAL
fsr-3532	432	3	m.	PERSON
fsr-3532	432	4	collins	PERSON
fsr-3532	432	5	j. m., &	PERSON
fsr-3532	432	6	2015	CARDINAL
fsr-3532	434	1	49	DATE
fsr-3532	434	2	69–96	CARDINAL
fsr-3532	435	1	bayer	ORG
fsr-3532	435	2	j.	GPE
fsr-3532	435	3	bernheim	GPE
fsr-3532	435	4	b. d., & scholz	PERSON
fsr-3532	435	5	j. k.	PERSON
fsr-3532	435	6	2009	DATE
fsr-3532	437	1	47	DATE
fsr-3532	437	2	605–624	CARDINAL
fsr-3532	438	1	l. a. v. augustin	PERSON
fsr-3532	438	2	t. k. martin	PERSON
fsr-3532	438	3	31	CARDINAL
fsr-3532	438	4	2023	CARDINAL
fsr-3532	438	5	151–167 165	CARDINAL
fsr-3532	438	6	becker	ORG
fsr-3532	438	7	g.	PERSON
fsr-3532	438	8	1994	DATE
fsr-3532	440	1	53	CARDINAL
fsr-3532	440	2	1689–1699	CARDINAL
fsr-3532	441	1	bernheim	GPE
fsr-3532	441	2	b. d.	PERSON
fsr-3532	441	3	d. m.	PERSON
fsr-3532	441	4	d. m.	PERSON
fsr-3532	441	5	2001	DATE
fsr-3532	443	1	journal of public economics	ORG
fsr-3532	443	2	80	DATE
fsr-3532	443	3	435–465	DATE
fsr-3532	444	1	blundell	ORG
fsr-3532	444	2	r.	NORP
fsr-3532	444	3	c., & sianesi	ORG
fsr-3532	444	4	1999	DATE
fsr-3532	446	1	20	CARDINAL
fsr-3532	446	2	1–23	CARDINAL
fsr-3532	447	1	brown, a.	PERSON
fsr-3532	447	2	collins	PERSON
fsr-3532	447	3	j. m.	PERSON
fsr-3532	447	4	schmeiser, m., & urban	ORG
fsr-3532	447	5	2014	DATE
fsr-3532	448	1	2014-68	DATE
fsr-3532	449	1	ssnr	GPE
fsr-3532	449	2	https://ssrn.com/abstract¼2498087 campbell	PERSON
fsr-3532	449	3	j. y.	PERSON
fsr-3532	449	4	2006	DATE
fsr-3532	451	1	journal of finance	ORG
fsr-3532	451	2	61	CARDINAL
fsr-3532	451	3	1553–1604	DATE
fsr-3532	452	1	carlin	GPE
fsr-3532	452	2	b. i.	PERSON
fsr-3532	452	3	d. t.	PERSON
fsr-3532	452	4	2012	DATE
fsr-3532	454	1	43	CARDINAL
fsr-3532	454	2	235–247	CARDINAL
fsr-3532	455	1	chen, h., & volpe	ORG
fsr-3532	455	2	r. p.	PERSON
fsr-3532	455	3	1998	DATE
fsr-3532	457	1	7	CARDINAL
fsr-3532	457	2	107–128	DATE
fsr-3532	458	1	de bassa scheresberg	PERSON
fsr-3532	458	2	2013	DATE
fsr-3532	460	1	6	CARDINAL
fsr-3532	460	2	article 5	LAW
fsr-3532	460	3	disney	ORG
fsr-3532	460	4	r., & gathergood	ORG
fsr-3532	460	5	j. (	PERSON
fsr-3532	460	6	2013	DATE
fsr-3532	462	1	journal of banking & finance	ORG
fsr-3532	462	2	37	DATE
fsr-3532	462	3	2246–2254	CARDINAL
fsr-3532	463	1	fox	ORG
fsr-3532	463	2	g. l.	PERSON
fsr-3532	463	3	d.	NORP
fsr-3532	463	4	1998	DATE
fsr-3532	465	1	19	CARDINAL
fsr-3532	465	2	725–749	CARDINAL
fsr-3532	466	1	de nardi	PERSON
fsr-3532	466	2	french	NORP
fsr-3532	466	3	e., & jones	ORG
fsr-3532	466	4	j. b.	PERSON
fsr-3532	466	5	2010	DATE
fsr-3532	469	1	118	CARDINAL
fsr-3532	469	2	39–75	DATE
fsr-3532	470	1	j. (	PERSON
fsr-3532	470	2	2012	DATE
fsr-3532	472	1	33	CARDINAL
fsr-3532	472	2	590–602	CARDINAL
fsr-3532	473	1	j., & kotlikoff	ORG
fsr-3532	473	2	l. j.	PERSON
fsr-3532	473	3	2003	DATE
fsr-3532	475	1	17	CARDINAL
fsr-3532	475	2	111–139	CARDINAL
fsr-3532	476	1	guiso	PERSON
fsr-3532	476	2	l., & jappelli	ORG
fsr-3532	476	3	t.	GPE
fsr-3532	476	4	2006	DATE
fsr-3532	478	1	csef	PERSON
fsr-3532	478	2	00235	DATE
fsr-3532	478	3	67	DATE
fsr-3532	479	1	hackethal, a.	PERSON
fsr-3532	479	2	haliassos	PERSON
fsr-3532	479	3	m., & jappelli	ORG
fsr-3532	479	4	t.	GPE
fsr-3532	479	5	2012	DATE
fsr-3532	481	1	journal of banking & finance	ORG
fsr-3532	481	2	36	CARDINAL
fsr-3532	481	3	509–524	DATE
fsr-3532	482	1	d. s.	PERSON
fsr-3532	482	2	1982	DATE
fsr-3532	484	1	66	CARDINAL
fsr-3532	484	2	hanna	ORG
fsr-3532	484	3	s. d.	PERSON
fsr-3532	484	4	2011	DATE
fsr-3532	486	1	journal of personal finance	ORG
fsr-3532	486	2	36–62	DATE
fsr-3532	487	1	heckman	PERSON
fsr-3532	487	2	j. j.	PERSON
fsr-3532	487	3	2006	DATE
fsr-3532	489	1	social sciences	ORG
fsr-3532	489	2	312	CARDINAL
fsr-3532	489	3	2005–2007	DATE
fsr-3532	490	1	hilgert	PERSON
fsr-3532	490	2	m. a.	PERSON
fsr-3532	490	3	hogarth	PERSON
fsr-3532	490	4	j. m., & beverly	PERSON
fsr-3532	490	5	s. g.	PERSON
fsr-3532	490	6	2003	DATE
fsr-3532	492	1	federal reserve bulletin	ORG
fsr-3532	492	2	106	CARDINAL
fsr-3532	492	3	309–322	CARDINAL
fsr-3532	493	1	howlett	PERSON
fsr-3532	493	2	kees	GPE
fsr-3532	493	3	j., & kemp	ORG
fsr-3532	493	4	e. (2008	PERSON
fsr-3532	495	1	42	CARDINAL
fsr-3532	495	2	223–242	CARDINAL
fsr-3532	496	1	huston	PERSON
fsr-3532	496	2	s. j.	PERSON
fsr-3532	496	3	2010	DATE
fsr-3532	498	1	44	DATE
fsr-3532	498	2	296–316	CARDINAL
fsr-3532	499	1	jappelli	PERSON
fsr-3532	499	2	t., & padula	ORG
fsr-3532	499	3	2013	DATE
fsr-3532	501	1	journal of banking & finance	ORG
fsr-3532	501	2	37	CARDINAL
fsr-3532	501	3	2779–2792	CARDINAL
fsr-3532	502	1	kaiser	ORG
fsr-3532	502	2	t., & menkhoff	ORG
fsr-3532	502	3	2017	CARDINAL
fsr-3532	504	1	31	DATE
fsr-3532	504	2	611–630	CARDINAL
fsr-3532	505	1	kramer	PERSON
fsr-3532	505	2	m. m.	PERSON
fsr-3532	505	3	2012	DATE
fsr-3532	508	1	ssnr	GPE
fsr-3532	508	2	d.	NORP
fsr-3532	508	3	suri	GPE
fsr-3532	508	4	2012	DATE
fsr-3532	510	1	15	CARDINAL
fsr-3532	510	2	36–49	DATE
fsr-3532	511	1	loibl	ORG
fsr-3532	511	2	c., & hira	ORG
fsr-3532	511	3	t. k.	PERSON
fsr-3532	511	4	2005	DATE
fsr-3532	513	1	16	CARDINAL
fsr-3532	513	2	11	DATE
fsr-3532	514	1	m., serra-garcia	PERSON
fsr-3532	514	2	m., & winter	ORG
fsr-3532	514	3	j. (	ORG
fsr-3532	514	4	2015	DATE
fsr-3532	516	1	journal of banking & finance	ORG
fsr-3532	516	2	54	DATE
fsr-3532	516	3	160–174	DATE
fsr-3532	517	1	lusardi	PERSON
fsr-3532	517	2	a. (	PERSON
fsr-3532	517	3	2008	DATE
fsr-3532	521	1	cambridge	GPE
fsr-3532	521	2	ma: national bureau of economic research	ORG
fsr-3532	522	1	lusardi, a., & mitchell	ORG
fsr-3532	522	2	o. s.	PERSON
fsr-3532	522	3	2005	DATE
fsr-3532	524	1	michigan	GPE
fsr-3532	525	1	10	CARDINAL
fsr-3532	525	2	ssnr	GPE
fsr-3532	525	3	166	CARDINAL
fsr-3532	525	4	l. a. v. augustin	PERSON
fsr-3532	525	5	t. k. martin	PERSON
fsr-3532	525	6	31	CARDINAL
fsr-3532	525	7	2023	CARDINAL
fsr-3532	525	8	151–167	CARDINAL
fsr-3532	525	9	mitchell, o. s.	PERSON
fsr-3532	525	10	2010	DATE
fsr-3532	527	1	44	DATE
fsr-3532	527	2	358–380	CARDINAL
fsr-3532	528	1	lusardi	PERSON
fsr-3532	528	2	a., & tufano	ORG
fsr-3532	528	3	2015	CARDINAL
fsr-3532	530	1	journal of pension economics & finance	ORG
fsr-3532	530	2	14(4	CARDINAL
fsr-3532	530	3	332–368	CARDINAL
fsr-3532	531	1	mcgarry	PERSON
fsr-3532	531	2	1999	DATE
fsr-3532	533	1	journal of public economics	ORG
fsr-3532	533	2	73	DATE
fsr-3532	533	3	321–351	CARDINAL
fsr-3532	534	1	meier	PERSON
fsr-3532	534	2	s., & sprenger	ORG
fsr-3532	534	3	c. d.	PERSON
fsr-3532	534	4	2013	DATE
fsr-3532	536	1	95	CARDINAL
fsr-3532	536	2	159–174	CARDINAL
fsr-3532	537	1	mitchell	PERSON
fsr-3532	537	2	o. s.	PERSON
fsr-3532	537	3	1988	DATE
fsr-3532	539	1	journal of labor economics	ORG
fsr-3532	539	2	6	CARDINAL
fsr-3532	540	1	t.	GPE
fsr-3532	540	2	peter	PERSON
fsr-3532	540	3	2015	CARDINAL
fsr-3532	542	1	24	CARDINAL
fsr-3532	542	2	119–137	DATE
fsr-3532	543	1	picone	ORG
fsr-3532	543	2	uribe	PERSON
fsr-3532	543	3	m., & wilson	ORG
fsr-3532	543	4	r. m.	PERSON
fsr-3532	543	5	1998	DATE
fsr-3532	545	1	journal of health economics	ORG
fsr-3532	545	2	17	CARDINAL
fsr-3532	545	3	171–185	CARDINAL
fsr-3532	546	1	d. l.	PERSON
fsr-3532	546	2	2010	DATE
fsr-3532	548	1	44	DATE
fsr-3532	548	2	276–295	CARDINAL
fsr-3532	548	3	rix	ORG
fsr-3532	548	4	s. e.	PERSON
fsr-3532	548	5	haider, s.	PERSON
fsr-3532	548	6	hurd	GPE
fsr-3532	548	7	m., reardon	PERSON
fsr-3532	548	8	e., & williamson	ORG
fsr-3532	548	9	s.	PERSON
fsr-3532	548	10	2000	DATE
fsr-3532	550	1	washington	GPE
fsr-3532	550	2	dc	GPE
fsr-3532	550	3	aarp public policy institute	ORG
fsr-3532	551	1	scholz	ORG
fsr-3532	551	2	j. k.	PERSON
fsr-3532	551	3	seshadri	GPE
fsr-3532	551	4	a., & khitatrakun	ORG
fsr-3532	551	5	s.	PERSON
fsr-3532	551	6	2006	DATE
fsr-3532	552	1	americans	NORP
fsr-3532	553	1	114	CARDINAL
fsr-3532	553	2	607–643	CARDINAL
fsr-3532	554	1	schwab	PERSON
fsr-3532	554	2	c., iannicola	ORG
fsr-3532	554	3	d., jr	GPE
fsr-3532	554	4	beck	PERSON
fsr-3532	554	5	t.	GPE
fsr-3532	554	6	2008	DATE
fsr-3532	556	1	washington	GPE
fsr-3532	556	2	dc	GPE
fsr-3532	557	1	sekita	ORG
fsr-3532	557	2	s.	PERSON
fsr-3532	557	3	c. y.	PERSON
fsr-3532	557	4	kajitani	PERSON
fsr-3532	557	5	s.	PERSON
fsr-3532	558	1	2011	DATE
fsr-3532	559	1	japan	GPE
fsr-3532	560	1	journal of pension economics	ORG
fsr-3532	560	2	10	CARDINAL
fsr-3532	560	3	637–656	CARDINAL
fsr-3532	561	1	sethi-iyengar	PERSON
fsr-3532	561	2	s.	PERSON
fsr-3532	561	3	g., & jiang	ORG
fsr-3532	561	4	2004	DATE
fsr-3532	564	1	83	DATE
fsr-3532	565	1	taft	PERSON
fsr-3532	565	2	k. m.	PERSON
fsr-3532	565	3	hosein	PERSON
fsr-3532	565	4	z. z.	PERSON
fsr-3532	565	5	mehrizi	PERSON
fsr-3532	565	6	s. m. t.	PERSON
fsr-3532	565	7	a.	PERSON
fsr-3532	565	8	2013	DATE
fsr-3532	567	1	international journal of business and management	ORG
fsr-3532	567	2	8	CARDINAL
fsr-3532	568	1	van rooij	PERSON
fsr-3532	568	2	m.	PERSON
fsr-3532	568	3	a., & alessie	ORG
fsr-3532	568	4	r. (	PERSON
fsr-3532	568	5	2011	DATE
fsr-3532	570	1	journal of financial economics	ORG
fsr-3532	570	2	101	CARDINAL
fsr-3532	570	3	449–472	CARDINAL
fsr-3532	571	1	van rooij	PERSON
fsr-3532	571	2	m. c. j.	PERSON
fsr-3532	571	3	a., & alessie	ORG
fsr-3532	571	4	r. j. m.	PERSON
fsr-3532	571	5	2012	DATE
fsr-3532	573	1	122	CARDINAL
fsr-3532	573	2	449–478	CARDINAL
fsr-3532	573	3	l., & zhedanov	ORG
fsr-3532	573	4	a.	PERSON
fsr-3532	573	5	2010	DATE
fsr-3532	575	1	quarterly	DATE
fsr-3532	575	2	07, 1750008	DATE
fsr-3532	576	1	willis	PERSON
fsr-3532	576	2	l. e. (	PERSON
fsr-3532	576	3	2008	DATE
fsr-3532	578	1	iowa	GPE
fsr-3532	578	2	94	DATE
fsr-3532	578	3	08-10	DATE
fsr-3532	579	1	willis	PERSON
fsr-3532	579	2	l. e.	PERSON
fsr-3532	579	3	2009	DATE
fsr-3532	581	1	san diego	GPE
fsr-3532	581	2	46	DATE
fsr-3532	581	3	415–458	CARDINAL
fsr-3532	582	1	yuh	PERSON
fsr-3532	582	2	montalto	PERSON
fsr-3532	582	3	c. p.	PERSON
fsr-3532	582	4	& hanna	ORG
fsr-3532	582	5	s.	PERSON
fsr-3532	582	6	1998	DATE
fsr-3532	583	1	americans	NORP
fsr-3532	584	1	9	CARDINAL
fsr-3532	584	2	1–13	DATE
fsr-3532	585	1	l. a. v. augustin	PERSON
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fsr-3532	585	3	31	CARDINAL
fsr-3532	585	4	2023	CARDINAL
fsr-3532	585	5	151–167 167	CARDINAL