id	sid	eid	entity	type
fsr-3541	1	1	isha chawlaa	ORG
fsr-3541	1	2	mia b. russellb	PERSON
fsr-3541	1	3	kenneth j. whitec	PERSON
fsr-3541	1	4	sharon a. devaneyd	PERSON
fsr-3541	1	5	university of maryland college park	ORG
fsr-3541	1	6	4200	CARDINAL
fsr-3541	1	7	md 20742	GPE
fsr-3541	1	8	usa bcenter	PERSON
fsr-3541	1	9	johns hopkins university	ORG
fsr-3541	1	10	3400	CARDINAL
fsr-3541	1	11	north charles street	PERSON
fsr-3541	1	12	baltimore	GPE
fsr-3541	1	13	md 21218	GPE
fsr-3541	1	14	usa cnorton school of human	ORG
fsr-3541	1	15	university of arizona	ORG
fsr-3541	1	16	650	CARDINAL
fsr-3541	1	17	north park	LOC
fsr-3541	1	18	avenue	GPE
fsr-3541	1	19	tucson	GPE
fsr-3541	1	20	85721	CARDINAL
fsr-3541	1	21	purdue university	ORG
fsr-3541	1	22	4000	CARDINAL
fsr-3541	1	23	s. westport avenue	ORG
fsr-3541	1	24	352	MONEY
fsr-3541	1	25	57106-2326	CARDINAL
fsr-3541	3	1	covid-19	PERSON
fsr-3541	4	1	three	CARDINAL
fsr-3541	4	2	1	CARDINAL
fsr-3541	4	3	2	CARDINAL
fsr-3541	4	4	3	CARDINAL
fsr-3541	6	1	2023	CARDINAL
fsr-3541	8	1	jel	ORG
fsr-3541	8	2	1	CARDINAL
fsr-3541	10	1	decades	DATE
fsr-3541	10	2	grable et al.	PERSON
fsr-3541	10	3	2023	CARDINAL
fsr-3541	13	1	520-621-9445	CARDINAL
fsr-3541	14	1	k. j. white	PERSON
fsr-3541	14	2	1057-0810/23/$	DATE
fsr-3541	14	3	2023	CARDINAL
fsr-3541	16	1	31	CARDINAL
fsr-3541	16	2	2023	CARDINAL
fsr-3541	17	1	211–228	CARDINAL
fsr-3541	17	2	2022	CARDINAL
fsr-3541	18	1	van der cruijsen	PERSON
fsr-3541	18	2	2022	CARDINAL
fsr-3541	18	3	monferrer-tirado	ORG
fsr-3541	18	4	2016	DATE
fsr-3541	18	5	al.	GPE
fsr-3541	18	6	2014	DATE
fsr-3541	19	1	campbell	ORG
fsr-3541	19	2	2019	DATE
fsr-3541	19	3	one	CARDINAL
fsr-3541	20	1	2007-2008	DATE
fsr-3541	20	2	2010	DATE
fsr-3541	21	1	knell	ORG
fsr-3541	21	2	2015	CARDINAL
fsr-3541	22	1	nearly 6%	PERCENT
fsr-3541	22	2	22% to 28%	PERCENT
fsr-3541	22	3	10-year	DATE
fsr-3541	22	4	2018	DATE
fsr-3541	23	1	2021	CARDINAL
fsr-3541	24	1	buriak et al.	PERSON
fsr-3541	24	2	2019	DATE
fsr-3541	24	3	lachance & tang	ORG
fsr-3541	24	4	2012	DATE
fsr-3541	24	5	roberts-lombard & petzer	ORG
fsr-3541	24	6	2021	CARDINAL
fsr-3541	25	1	2022	CARDINAL
fsr-3541	26	1	buriak et al.	PERSON
fsr-3541	26	2	2019	DATE
fsr-3541	27	1	albarq & alsughayir	ORG
fsr-3541	27	2	2013	DATE
fsr-3541	27	3	al.	GPE
fsr-3541	27	4	2014	DATE
fsr-3541	27	5	fishbein & ajzen	ORG
fsr-3541	27	6	1975	DATE
fsr-3541	27	7	shih & fang	ORG
fsr-3541	27	8	2004	DATE
fsr-3541	27	9	zolait & sulaiman	ORG
fsr-3541	27	10	2008	DATE
fsr-3541	28	1	fishbein	PERSON
fsr-3541	28	2	1975	DATE
fsr-3541	28	3	two	CARDINAL
fsr-3541	29	1	albarq & alsughayir	ORG
fsr-3541	29	2	2013	DATE
fsr-3541	31	1	1975	DATE
fsr-3541	32	1	1975	DATE
fsr-3541	33	1	albarq & alsughayir	ORG
fsr-3541	33	2	2013	DATE
fsr-3541	34	1	mayer et al	PERSON
fsr-3541	35	1	1995	DATE
fsr-3541	35	2	three	CARDINAL
fsr-3541	36	1	one	CARDINAL
fsr-3541	36	2	i. chawla et al	PERSON
fsr-3541	36	3	31	CARDINAL
fsr-3541	36	4	2023	CARDINAL
fsr-3541	36	5	211–228	CARDINAL
fsr-3541	36	6	van esterik-plasmeijer	PERSON
fsr-3541	36	7	2017	DATE
fsr-3541	37	1	2011	DATE
fsr-3541	37	2	mayer et al.	PERSON
fsr-3541	37	3	1995	DATE
fsr-3541	37	4	muller & turner	ORG
fsr-3541	37	5	2016	DATE
fsr-3541	38	1	mayer et al.	PERSON
fsr-3541	38	2	1995	DATE
fsr-3541	39	1	2	CARDINAL
fsr-3541	39	2	luo et al.	PERSON
fsr-3541	39	3	2010	DATE
fsr-3541	40	1	bijlsma & koldijk	ORG
fsr-3541	40	2	2022	CARDINAL
fsr-3541	42	1	van der cruijsen et al.	PERSON
fsr-3541	42	2	2021	CARDINAL
fsr-3541	43	1	buriak et al	PERSON
fsr-3541	44	1	2019	DATE
fsr-3541	44	2	payday	DATE
fsr-3541	45	1	2022	CARDINAL
fsr-3541	47	1	kidron & kreis	ORG
fsr-3541	47	2	2020	DATE
fsr-3541	49	1	fintech	ORG
fsr-3541	49	2	van der cruijsen et al.	PERSON
fsr-3541	49	3	2022	CARDINAL
fsr-3541	51	1	kidron	PERSON
fsr-3541	51	2	kreis	PERSON
fsr-3541	51	3	2020	DATE
fsr-3541	53	1	guiso	PERSON
fsr-3541	53	2	2004	DATE
fsr-3541	54	1	kidron & kreis	ORG
fsr-3541	54	2	2020	DATE
fsr-3541	55	1	van der cruijsen et al.	PERSON
fsr-3541	55	2	2021	CARDINAL
fsr-3541	56	1	i. chawla et al	PERSON
fsr-3541	56	2	31	CARDINAL
fsr-3541	56	3	2023	CARDINAL
fsr-3541	56	4	211–228 213	CARDINAL
fsr-3541	56	5	2019	DATE
fsr-3541	57	1	2021	CARDINAL
fsr-3541	58	1	mukherjee & nath	ORG
fsr-3541	58	2	2003	DATE
fsr-3541	60	1	mukherjee & nath	ORG
fsr-3541	60	2	2003	DATE
fsr-3541	62	1	2016	DATE
fsr-3541	63	1	namkung & jang	ORG
fsr-3541	63	2	2010	DATE
fsr-3541	64	1	2018	DATE
fsr-3541	64	2	roberts-lombard & petzer	ORG
fsr-3541	64	3	2021	CARDINAL
fsr-3541	65	1	2.1	CARDINAL
fsr-3541	66	1	järvinen	ORG
fsr-3541	66	2	2014	DATE
fsr-3541	67	1	2022	CARDINAL
fsr-3541	69	1	2010	DATE
fsr-3541	70	1	2.2	CARDINAL
fsr-3541	71	1	2012	DATE
fsr-3541	71	2	2014	DATE
fsr-3541	75	1	the united states	GPE
fsr-3541	76	1	2013	DATE
fsr-3541	77	1	nuñez letamendia	ORG
fsr-3541	77	2	2020	DATE
fsr-3541	78	1	214	CARDINAL
fsr-3541	78	2	i. chawla et al	PERSON
fsr-3541	78	3	31	CARDINAL
fsr-3541	78	4	2023	CARDINAL
fsr-3541	78	5	211–228 2.3	CARDINAL
fsr-3541	79	1	2022	CARDINAL
fsr-3541	79	2	kidron & kreis	ORG
fsr-3541	79	3	2020	DATE
fsr-3541	79	4	van der cruijsen et al.	PERSON
fsr-3541	79	5	2021	CARDINAL
fsr-3541	81	1	2022	CARDINAL
fsr-3541	83	1	2019	DATE
fsr-3541	83	2	under 35	DATE
fsr-3541	84	1	one	CARDINAL
fsr-3541	84	2	two	CARDINAL
fsr-3541	86	1	2022	CARDINAL
fsr-3541	86	2	grable et al	PERSON
fsr-3541	87	1	2023	CARDINAL
fsr-3541	88	1	2022	CARDINAL
fsr-3541	89	1	van der cruijsen	PERSON
fsr-3541	89	2	2022	CARDINAL
fsr-3541	90	1	van der cruijsen et al.	PERSON
fsr-3541	90	2	2021	CARDINAL
fsr-3541	91	1	van der cruijsen et al	PERSON
fsr-3541	92	1	2021	CARDINAL
fsr-3541	92	2	four	CARDINAL
fsr-3541	94	1	2022	CARDINAL
fsr-3541	95	1	decades	DATE
fsr-3541	95	2	2008	DATE
fsr-3541	96	1	kidron & kreis	ORG
fsr-3541	96	2	2020	DATE
fsr-3541	97	1	buriak et al.	PERSON
fsr-3541	97	2	2019	DATE
fsr-3541	98	1	jiang et al.	PERSON
fsr-3541	98	2	2022	CARDINAL
fsr-3541	98	3	van der cruijsen et al.	PERSON
fsr-3541	98	4	2021	CARDINAL
fsr-3541	98	5	van esterik-plasmeijer & van raaij	PERSON
fsr-3541	98	6	2017	DATE
fsr-3541	99	1	van der cruijsen et al.	PERSON
fsr-3541	99	2	2022	CARDINAL
fsr-3541	100	1	2011	DATE
fsr-3541	102	1	35	CARDINAL
fsr-3541	103	1	3	CARDINAL
fsr-3541	103	2	3.1	CARDINAL
fsr-3541	104	1	november 17, 2021	DATE
fsr-3541	104	2	december 15, 2021	DATE
fsr-3541	105	1	ten	CARDINAL
fsr-3541	105	2	i. chawla et al	PERSON
fsr-3541	105	3	31	CARDINAL
fsr-3541	105	4	2023	CARDINAL
fsr-3541	105	5	211–228 215	CARDINAL
fsr-3541	106	1	67	CARDINAL
fsr-3541	106	2	four	CARDINAL
fsr-3541	108	1	covid-19	PERSON
fsr-3541	108	2	the united states	GPE
fsr-3541	110	1	eriksson et al.	ORG
fsr-3541	110	2	2006	DATE
fsr-3541	111	1	one	CARDINAL
fsr-3541	112	1	3.2	CARDINAL
fsr-3541	113	1	3,593	CARDINAL
fsr-3541	114	1	3,598	CARDINAL
fsr-3541	114	2	five	CARDINAL
fsr-3541	114	3	5	CARDINAL
fsr-3541	116	1	second	ORDINAL
fsr-3541	116	2	3,177	CARDINAL
fsr-3541	117	1	416	CARDINAL
fsr-3541	118	1	416	CARDINAL
fsr-3541	118	2	56.3%	PERCENT
fsr-3541	118	3	40.1%	PERCENT
fsr-3541	118	4	3.6%	PERCENT
fsr-3541	118	5	47.6%	PERCENT
fsr-3541	118	6	age 35	DATE
fsr-3541	118	7	52.4%	PERCENT
fsr-3541	118	8	age 35	DATE
fsr-3541	119	1	3.3	CARDINAL
fsr-3541	120	1	two	CARDINAL
fsr-3541	121	1	first	ORDINAL
fsr-3541	121	2	second	ORDINAL
fsr-3541	121	3	5	CARDINAL
fsr-3541	122	1	1	CARDINAL
fsr-3541	122	2	5	CARDINAL
fsr-3541	123	1	first	ORDINAL
fsr-3541	123	2	second	ORDINAL
fsr-3541	124	1	3.4	CARDINAL
fsr-3541	125	1	216	CARDINAL
fsr-3541	125	2	i. chawla et al	PERSON
fsr-3541	125	3	31	CARDINAL
fsr-3541	125	4	2023	CARDINAL
fsr-3541	125	5	211–228	CARDINAL
fsr-3541	126	1	2017	DATE
fsr-3541	127	1	first	ORDINAL
fsr-3541	129	1	braun	ORG
fsr-3541	129	2	clarke	ORG
fsr-3541	129	3	2006	DATE
fsr-3541	129	4	1	CARDINAL
fsr-3541	129	5	2	CARDINAL
fsr-3541	129	6	3	CARDINAL
fsr-3541	129	7	4	CARDINAL
fsr-3541	129	8	5	CARDINAL
fsr-3541	129	9	6	CARDINAL
fsr-3541	129	10	87	CARDINAL
fsr-3541	130	1	first	ORDINAL
fsr-3541	131	1	six	CARDINAL
fsr-3541	132	1	six	CARDINAL
fsr-3541	132	2	35	CARDINAL
fsr-3541	132	3	35	DATE
fsr-3541	132	4	35	DATE
fsr-3541	132	5	35	CARDINAL
fsr-3541	132	6	35	CARDINAL
fsr-3541	132	7	35	CARDINAL
fsr-3541	133	1	2013	DATE
fsr-3541	134	1	four	CARDINAL
fsr-3541	137	1	1978	DATE
fsr-3541	138	1	patton	GPE
fsr-3541	138	2	2002	DATE
fsr-3541	139	1	14	CARDINAL
fsr-3541	140	1	three	CARDINAL
fsr-3541	140	2	15	CARDINAL
fsr-3541	147	1	kirk & miller	ORG
fsr-3541	147	2	1986	DATE
fsr-3541	148	1	six	CARDINAL
fsr-3541	148	2	braun	ORG
fsr-3541	148	3	clarke	ORG
fsr-3541	148	4	2006	DATE
fsr-3541	149	1	2017	DATE
fsr-3541	153	1	four	CARDINAL
fsr-3541	153	2	i. chawla et al	PERSON
fsr-3541	153	3	31	CARDINAL
fsr-3541	153	4	2023	CARDINAL
fsr-3541	153	5	211–228 217	CARDINAL
fsr-3541	153	6	2002	DATE
fsr-3541	154	1	haynes	ORG
fsr-3541	154	2	2012	DATE
fsr-3541	155	1	4	CARDINAL
fsr-3541	156	1	1	CARDINAL
fsr-3541	156	2	3,593	CARDINAL
fsr-3541	156	3	15.0%	PERCENT
fsr-3541	156	4	18.2%	PERCENT
fsr-3541	156	5	29.9%	PERCENT
fsr-3541	158	1	19.3%	PERCENT
fsr-3541	158	2	35-44 years old	DATE
fsr-3541	158	3	11.5%	PERCENT
fsr-3541	158	4	65	DATE
fsr-3541	160	1	23%	PERCENT
fsr-3541	161	1	35%	PERCENT
fsr-3541	162	1	approximately 5%	PERCENT
fsr-3541	163	1	around 22%	PERCENT
fsr-3541	164	1	approximately 13%	PERCENT
fsr-3541	165	1	about 8%	PERCENT
fsr-3541	166	1	approximately 2%	PERCENT
fsr-3541	167	1	three	CARDINAL
fsr-3541	167	2	1	CARDINAL
fsr-3541	167	3	2	CARDINAL
fsr-3541	167	4	3	CARDINAL
fsr-3541	168	1	3	CARDINAL
fsr-3541	168	2	1	CARDINAL
fsr-3541	168	3	6.4%	PERCENT
fsr-3541	168	4	8.2%	PERCENT
fsr-3541	168	5	5.2%	PERCENT
fsr-3541	168	6	39.5%	PERCENT
fsr-3541	168	7	42.1%	PERCENT
fsr-3541	168	8	24.7%	PERCENT
fsr-3541	168	9	39.0%	PERCENT
fsr-3541	168	10	31.6%	PERCENT
fsr-3541	168	11	40.3%	PERCENT
fsr-3541	168	12	10.8%	PERCENT
fsr-3541	168	13	11.7%	PERCENT
fsr-3541	168	14	15.6%	PERCENT
fsr-3541	168	15	4.2%	PERCENT
fsr-3541	168	16	6.5%	PERCENT
fsr-3541	168	17	14.3%	PERCENT
fsr-3541	168	18	2	CARDINAL
fsr-3541	168	19	18–24 years	DATE
fsr-3541	169	1	6.1%	PERCENT
fsr-3541	169	2	7.3%	PERCENT
fsr-3541	169	3	8.2%	PERCENT
fsr-3541	169	4	6.6%	PERCENT
fsr-3541	169	5	7.0%	PERCENT
fsr-3541	169	6	7.8%	PERCENT
fsr-3541	169	7	31.5%	PERCENT
fsr-3541	169	8	39.1%	PERCENT
fsr-3541	169	9	40.3%	PERCENT
fsr-3541	169	10	45.1%	PERCENT
fsr-3541	169	11	43.0%	PERCENT
fsr-3541	169	12	58.1%	PERCENT
fsr-3541	169	13	44.9%	PERCENT
fsr-3541	169	14	36.5%	PERCENT
fsr-3541	169	15	32.2%	PERCENT
fsr-3541	169	16	32.2%	PERCENT
fsr-3541	169	17	37.1%	PERCENT
fsr-3541	169	18	22.6%	PERCENT
fsr-3541	169	19	11.2%	PERCENT
fsr-3541	169	20	12.0%	PERCENT
fsr-3541	169	21	13.9%	PERCENT
fsr-3541	169	22	9.1%	PERCENT
fsr-3541	169	23	8.6%	PERCENT
fsr-3541	169	24	6.7%	PERCENT
fsr-3541	169	25	6.3%	PERCENT
fsr-3541	169	26	5.0%	PERCENT
fsr-3541	169	27	5.4%	PERCENT
fsr-3541	169	28	7.0%	PERCENT
fsr-3541	169	29	4.3%	PERCENT
fsr-3541	169	30	4.8%	PERCENT
fsr-3541	169	31	218	CARDINAL
fsr-3541	169	32	i. chawla et al	PERSON
fsr-3541	169	33	31	CARDINAL
fsr-3541	169	34	2023	CARDINAL
fsr-3541	169	35	211–228	CARDINAL
fsr-3541	169	36	3	CARDINAL
fsr-3541	169	37	35	CARDINAL
fsr-3541	169	38	35	CARDINAL
fsr-3541	169	39	opinion/“i	GPE
fsr-3541	169	40	35	CARDINAL
fsr-3541	169	41	35	CARDINAL
fsr-3541	169	42	35	CARDINAL
fsr-3541	169	43	35	CARDINAL
fsr-3541	169	44	35	CARDINAL
fsr-3541	169	45	35	CARDINAL
fsr-3541	169	46	35	CARDINAL
fsr-3541	169	47	35	CARDINAL
fsr-3541	169	48	35	CARDINAL
fsr-3541	169	49	35	CARDINAL
fsr-3541	169	50	35	CARDINAL
fsr-3541	169	51	35	CARDINAL
fsr-3541	169	52	35	DATE
fsr-3541	169	53	i. chawla et al	PERSON
fsr-3541	169	54	31	CARDINAL
fsr-3541	169	55	2023	CARDINAL
fsr-3541	169	56	211–228 219	CARDINAL
fsr-3541	169	57	one	CARDINAL
fsr-3541	170	1	age 35	DATE
fsr-3541	171	1	three	CARDINAL
fsr-3541	171	2	4	CARDINAL
fsr-3541	171	3	4.1	CARDINAL
fsr-3541	175	1	35	CARDINAL
fsr-3541	180	1	35	CARDINAL
fsr-3541	181	1	35	CARDINAL
fsr-3541	183	1	one 35	CARDINAL
fsr-3541	189	1	35 years	DATE
fsr-3541	189	2	3	CARDINAL
fsr-3541	189	3	35	CARDINAL
fsr-3541	189	4	35	CARDINAL
fsr-3541	189	5	35	CARDINAL
fsr-3541	189	6	35	CARDINAL
fsr-3541	189	7	220	CARDINAL
fsr-3541	189	8	i. chawla et al	PERSON
fsr-3541	189	9	31	CARDINAL
fsr-3541	189	10	2023	CARDINAL
fsr-3541	191	1	two	CARDINAL
fsr-3541	191	2	the age of 35 years	DATE
fsr-3541	194	1	one	CARDINAL
fsr-3541	194	2	under 35 years of age	DATE
fsr-3541	195	1	35	DATE
fsr-3541	199	1	decades	DATE
fsr-3541	209	1	4	CARDINAL
fsr-3541	209	2	age 35	DATE
fsr-3541	209	3	35	CARDINAL
fsr-3541	209	4	4.6%	PERCENT
fsr-3541	209	5	4.6%	PERCENT
fsr-3541	209	6	0.5%	PERCENT
fsr-3541	209	7	10.6%	PERCENT
fsr-3541	209	8	9.4%	PERCENT
fsr-3541	209	9	0.0%	PERCENT
fsr-3541	209	10	16.3%	PERCENT
fsr-3541	209	11	14.4%	PERCENT
fsr-3541	209	12	1.4%	PERCENT
fsr-3541	209	13	19.0%	PERCENT
fsr-3541	209	14	9.1%	PERCENT
fsr-3541	209	15	0.7%	PERCENT
fsr-3541	209	16	2.6%	PERCENT
fsr-3541	209	17	2.6%	PERCENT
fsr-3541	209	18	0.5%	PERCENT
fsr-3541	209	19	3.1%	PERCENT
fsr-3541	209	20	0.0%	PERCENT
fsr-3541	209	21	0.5%	PERCENT
fsr-3541	209	22	i. chawla et al	PERSON
fsr-3541	209	23	31	CARDINAL
fsr-3541	209	24	2023	CARDINAL
fsr-3541	210	1	211–228	CARDINAL
fsr-3541	212	1	35	CARDINAL
fsr-3541	213	1	2008	DATE
fsr-3541	218	1	35	CARDINAL
fsr-3541	219	1	35	CARDINAL
fsr-3541	220	1	the united states	GPE
fsr-3541	222	1	35 years	DATE
fsr-3541	222	2	35 years	DATE
fsr-3541	232	1	americans	NORP
fsr-3541	234	1	222	CARDINAL
fsr-3541	234	2	i. chawla et al	PERSON
fsr-3541	234	3	31	CARDINAL
fsr-3541	234	4	2023	CARDINAL
fsr-3541	236	1	4.3	CARDINAL
fsr-3541	239	1	35 years	DATE
fsr-3541	247	1	the age of 35	DATE
fsr-3541	252	1	5	CARDINAL
fsr-3541	253	1	three	CARDINAL
fsr-3541	253	2	1	CARDINAL
fsr-3541	253	3	2	CARDINAL
fsr-3541	253	4	3	CARDINAL
fsr-3541	254	1	first	ORDINAL
fsr-3541	256	1	second	ORDINAL
fsr-3541	258	1	third	ORDINAL
fsr-3541	259	1	third	ORDINAL
fsr-3541	261	1	i. chawla et al	PERSON
fsr-3541	261	2	31	CARDINAL
fsr-3541	261	3	2023	CARDINAL
fsr-3541	261	4	211–228 223	CARDINAL
fsr-3541	264	1	greve et al.	PERSON
fsr-3541	264	2	2016	DATE
fsr-3541	265	1	age 35	DATE
fsr-3541	272	1	6	CARDINAL
fsr-3541	273	1	first	ORDINAL
fsr-3541	275	1	second	ORDINAL
fsr-3541	275	2	one	CARDINAL
fsr-3541	276	1	third	ORDINAL
fsr-3541	280	1	7	CARDINAL
fsr-3541	281	1	three	CARDINAL
fsr-3541	281	2	1	CARDINAL
fsr-3541	281	3	2	CARDINAL
fsr-3541	281	4	3	CARDINAL
fsr-3541	282	1	224	CARDINAL
fsr-3541	282	2	i. chawla et al	PERSON
fsr-3541	282	3	31	CARDINAL
fsr-3541	282	4	2023	CARDINAL
fsr-3541	299	1	roberts-lombard & petzer	ORG
fsr-3541	299	2	2021	CARDINAL
fsr-3541	301	1	lagarde	GPE
fsr-3541	301	2	2014	DATE
fsr-3541	305	1	i. chawla et al	PERSON
fsr-3541	305	2	31	CARDINAL
fsr-3541	305	3	2023	CARDINAL
fsr-3541	306	1	211–228 225	CARDINAL
fsr-3541	306	2	the wells fargo foundation	ORG
fsr-3541	307	1	wells fargo	ORG
fsr-3541	309	1	albarq	PERSON
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fsr-3541	309	3	a.	PERSON
fsr-3541	309	4	2013	DATE
fsr-3541	310	1	saudi	NORP
fsr-3541	311	1	1	CARDINAL
fsr-3541	311	2	16–30	CARDINAL
fsr-3541	312	1	alqasa	ORG
fsr-3541	312	2	k. m.	PERSON
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fsr-3541	312	4	othman	PERSON
fsr-3541	312	5	s. n., & zolait	PERSON
fsr-3541	312	6	a. h. s.	PERSON
fsr-3541	312	7	2014	DATE
fsr-3541	314	1	international journal of business information systems	ORG
fsr-3541	314	2	105–122	CARDINAL
fsr-3541	315	1	balaji	ORG
fsr-3541	315	2	m. s.	PERSON
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fsr-3541	315	4	k. w.	PERSON
fsr-3541	315	5	a. y. l.	PERSON
fsr-3541	315	6	2016	DATE
fsr-3541	317	1	information & management	ORG
fsr-3541	317	2	53(4	CARDINAL
fsr-3541	317	3	528–540	CARDINAL
fsr-3541	318	1	bijlsma	GPE
fsr-3541	318	2	van der cruijsen	PERSON
fsr-3541	318	3	2022	CARDINAL
fsr-3541	319	1	daily	DATE
fsr-3541	320	1	170	CARDINAL
fsr-3541	320	2	231–256	CARDINAL
fsr-3541	321	1	k.	PERSON
fsr-3541	321	2	2019	DATE
fsr-3541	323	1	international journal of bank	ORG
fsr-3541	323	2	37	CARDINAL
fsr-3541	323	3	278–302	CARDINAL
fsr-3541	323	4	braun	ORG
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fsr-3541	323	6	2006	DATE
fsr-3541	325	1	3	CARDINAL
fsr-3541	325	2	77–101	DATE
fsr-3541	326	1	buriak	GPE
fsr-3541	326	2	a.	GPE
fsr-3541	326	3	i.	PERSON
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fsr-3541	326	5	2019	DATE
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fsr-3541	328	2	12	CARDINAL
fsr-3541	328	3	116–129	CARDINAL
fsr-3541	329	1	campbell	ORG
fsr-3541	329	2	d.	PERSON
fsr-3541	329	3	2019	DATE
fsr-3541	330	1	2019	CARDINAL
fsr-3541	332	1	denzin	PERSON
fsr-3541	332	2	n. k.	PERSON
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fsr-3541	334	1	new york	GPE
fsr-3541	334	2	mcgraw-hill	ORG
fsr-3541	335	1	dimitriadis	PERSON
fsr-3541	335	2	s.	PERSON
fsr-3541	335	3	2011	DATE
fsr-3541	337	1	journal of services marketing	ORG
fsr-3541	337	2	25	CARDINAL
fsr-3541	337	3	294–308	CARDINAL
fsr-3541	338	1	d.	NORP
fsr-3541	338	2	m., & abdinagoro	ORG
fsr-3541	338	3	s. b	PERSON
fsr-3541	338	4	bina nusantara university	ORG
fsr-3541	338	5	indonesia	GPE
fsr-3541	339	1	2018	DATE
fsr-3541	341	1	kesehatan	GPE
fsr-3541	341	2	indonesia	GPE
fsr-3541	341	3	journal of business & retail management research	ORG
fsr-3541	341	4	13	CARDINAL
fsr-3541	341	5	eriksson	PERSON
fsr-3541	341	6	2006	DATE
fsr-3541	342	1	swedish	NORP
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fsr-3541	343	2	51	DATE
fsr-3541	343	3	112–118	CARDINAL
fsr-3541	344	1	fishbein	ORG
fsr-3541	344	2	m., & ajzen	ORG
fsr-3541	344	3	i.	PERSON
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fsr-3541	346	1	ma	PERSON
fsr-3541	346	2	addison-wesley	PERSON
fsr-3541	347	1	fungáčová	GPE
fsr-3541	347	2	z.	PERSON
fsr-3541	347	3	2019	DATE
fsr-3541	349	1	157	CARDINAL
fsr-3541	349	2	452–476	CARDINAL
fsr-3541	350	1	z.	PERSON
fsr-3541	350	2	kerola	GPE
fsr-3541	350	3	e., & weill	ORG
fsr-3541	350	4	2022	CARDINAL
fsr-3541	352	1	62	CARDINAL
fsr-3541	352	2	61–90	CARDINAL
fsr-3541	353	1	grable	PERSON
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fsr-3541	353	4	2023	CARDINAL
fsr-3541	355	1	international journal of bank	ORG
fsr-3541	355	2	41	CARDINAL
fsr-3541	355	3	1498–1520	CARDINAL
fsr-3541	356	1	greve	ORG
fsr-3541	356	2	h. r.	PERSON
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fsr-3541	356	4	j. y.,	PERSON
fsr-3541	356	5	2016	CARDINAL
fsr-3541	358	1	american sociological review	ORG
fsr-3541	358	2	81	CARDINAL
fsr-3541	358	3	396–420	CARDINAL
fsr-3541	359	1	guiso	ORG
fsr-3541	359	2	l., & minetti	ORG
fsr-3541	359	3	2004	DATE
fsr-3541	360	1	527222	DATE
fsr-3541	361	1	hansen	PERSON
fsr-3541	361	2	t.	GPE
fsr-3541	361	3	2012	DATE
fsr-3541	363	1	journal of service research	ORG
fsr-3541	363	2	15(3	CARDINAL
fsr-3541	363	3	280–295	CARDINAL
fsr-3541	364	1	226	CARDINAL
fsr-3541	364	2	i. chawla et al	PERSON
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fsr-3541	364	4	2023	CARDINAL
fsr-3541	365	1	211–228 hansen	PERSON
fsr-3541	365	2	t.	GPE
fsr-3541	365	3	2014	DATE
fsr-3541	367	1	13(6	CARDINAL
fsr-3541	367	2	442–452	CARDINAL
fsr-3541	368	1	haynes	ORG
fsr-3541	368	2	k.	PERSON
fsr-3541	368	3	2012	DATE
fsr-3541	370	1	26	CARDINAL
fsr-3541	370	2	72–89	ORG
fsr-3541	371	1	järvinen	ORG
fsr-3541	371	2	r. a.	PERSON
fsr-3541	371	3	2014	DATE
fsr-3541	372	1	europe	LOC
fsr-3541	373	1	international journal of bank	ORG
fsr-3541	373	2	32	CARDINAL
fsr-3541	373	3	551–566	DATE
fsr-3541	374	1	jiang	PERSON
fsr-3541	374	2	m., rifon	PERSON
fsr-3541	374	3	n. j.	PERSON
fsr-3541	374	4	cotten	GPE
fsr-3541	374	5	s. r.	PERSON
fsr-3541	374	6	s., tsai	ORG
fsr-3541	374	7	h. y. s.	PERSON
fsr-3541	374	8	shillair	GPE
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fsr-3541	374	10	r.	PERSON
fsr-3541	374	11	2022	CARDINAL
fsr-3541	376	1	48	DATE
fsr-3541	376	2	114–131	DATE
fsr-3541	377	1	kidron	GPE
fsr-3541	377	2	a., & kreis	ORG
fsr-3541	377	3	2020	DATE
fsr-3541	379	1	12	CARDINAL
fsr-3541	379	2	355–370	CARDINAL
fsr-3541	380	1	kirk	PERSON
fsr-3541	380	2	j., & miller	ORG
fsr-3541	380	3	m. l.	PERSON
fsr-3541	380	4	1986	DATE
fsr-3541	382	1	1	CARDINAL
fsr-3541	383	1	newbury park	GPE
fsr-3541	383	2	knell	ORG
fsr-3541	383	3	m., & stix	ORG
fsr-3541	383	4	2015	CARDINAL
fsr-3541	385	1	economica	GPE
fsr-3541	385	2	82	DATE
fsr-3541	385	3	995–1020	DATE
fsr-3541	386	1	lachance	PERSON
fsr-3541	386	2	m. e., & tang	PERSON
fsr-3541	386	3	2012	DATE
fsr-3541	388	1	21	CARDINAL
fsr-3541	388	2	209–226	CARDINAL
fsr-3541	389	1	lagarde	GPE
fsr-3541	389	2	c.	GPE
fsr-3541	389	3	2014	DATE
fsr-3541	392	1	luo	PERSON
fsr-3541	392	2	x.	GPE
fsr-3541	392	3	li	PERSON
fsr-3541	392	4	j., & shim	ORG
fsr-3541	392	5	j. p.	PERSON
fsr-3541	392	6	2010	DATE
fsr-3541	394	1	49	DATE
fsr-3541	394	2	222–234	CARDINAL
fsr-3541	395	1	m. r.	PERSON
fsr-3541	395	2	2021	CARDINAL
fsr-3541	396	1	covid-19	PRODUCT
fsr-3541	397	1	9	CARDINAL
fsr-3541	397	2	205–223	CARDINAL
fsr-3541	398	1	mayer	PERSON
fsr-3541	398	2	r. c.	PERSON
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fsr-3541	398	4	j. h., & schoorman	ORG
fsr-3541	398	5	f. d.	PERSON
fsr-3541	398	6	1995	DATE
fsr-3541	400	1	academy of management review	ORG
fsr-3541	400	2	20	CARDINAL
fsr-3541	400	3	709–734	DATE
fsr-3541	401	1	monferrer-tirado	ORG
fsr-3541	401	2	d.	NORP
fsr-3541	401	3	fandos-roig	PERSON
fsr-3541	401	4	j. c.	PERSON
fsr-3541	401	5	moliner-tena	ORG
fsr-3541	401	6	m. á.	PERSON
fsr-3541	401	7	j. s.	PERSON
fsr-3541	401	8	2016	DATE
fsr-3541	403	1	international journal of bank	ORG
fsr-3541	403	2	34	CARDINAL
fsr-3541	403	3	235–259	CARDINAL
fsr-3541	404	1	morse	ORG
fsr-3541	404	2	j. m.	PERSON
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fsr-3541	404	5	m., olson	PERSON
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fsr-3541	404	7	j. (	PERSON
fsr-3541	404	8	2002	DATE
fsr-3541	406	1	1	CARDINAL
fsr-3541	406	2	13–22	CARDINAL
fsr-3541	407	1	mudd, s.	ORG
fsr-3541	407	2	pashev	GPE
fsr-3541	407	3	k. & valev	ORG
fsr-3541	407	4	n. t.	PERSON
fsr-3541	407	5	2010	DATE
fsr-3541	410	1	mukherjee	PERSON
fsr-3541	410	2	a., & nath	ORG
fsr-3541	410	3	2003	DATE
fsr-3541	412	1	international journal of bank	ORG
fsr-3541	412	2	21	CARDINAL
fsr-3541	412	3	muller	ORG
fsr-3541	412	4	l. a.	PERSON
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fsr-3541	412	6	2016	DATE
fsr-3541	414	1	25	CARDINAL
fsr-3541	414	2	215–234	CARDINAL
fsr-3541	415	1	namkung	PERSON
fsr-3541	415	2	s.	PERSON
fsr-3541	415	3	2010	DATE
fsr-3541	417	1	cornell	GPE
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fsr-3541	417	3	51	DATE
fsr-3541	417	4	323–343	CARDINAL
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fsr-3541	417	6	k. a.	PERSON
fsr-3541	417	7	2017	CARDINAL
fsr-3541	419	1	thousand	CARDINAL
fsr-3541	420	1	nienaber	ORG
fsr-3541	420	2	a. m.	PERSON
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fsr-3541	420	4	m., & searle	ORG
fsr-3541	420	5	r. h.	PERSON
fsr-3541	420	6	2014	DATE
fsr-3541	423	1	international journal of bank	ORG
fsr-3541	423	2	32	CARDINAL
fsr-3541	424	1	nuñez letamendia	ORG
fsr-3541	424	2	l., & poher	ORG
fsr-3541	424	3	2020	DATE
fsr-3541	426	1	april	DATE
fsr-3541	427	1	m. (	PERSON
fsr-3541	427	2	2002	DATE
fsr-3541	429	1	newbury park	GPE
fsr-3541	430	1	h. c., & dornig	PERSON
fsr-3541	430	2	k.	PERSON
fsr-3541	430	3	2013	DATE
fsr-3541	432	1	12	CARDINAL
fsr-3541	432	2	200–214	CARDINAL
fsr-3541	433	1	k. (	PERSON
fsr-3541	433	2	2011	DATE
fsr-3541	435	1	journal of financial service	ORG
fsr-3541	435	2	65	CARDINAL
fsr-3541	435	3	50–61	CARDINAL
fsr-3541	436	1	roberts-lombard	PERSON
fsr-3541	436	2	m., & petzer	ORG
fsr-3541	436	3	d. j.	PERSON
fsr-3541	436	4	2021	CARDINAL
fsr-3541	438	1	international journal of bank	ORG
fsr-3541	438	2	39	CARDINAL
fsr-3541	438	3	725–750	CARDINAL
fsr-3541	439	1	i. chawla et al	PERSON
fsr-3541	439	2	31	CARDINAL
fsr-3541	439	3	2023	CARDINAL
fsr-3541	439	4	211–228	CARDINAL
fsr-3541	439	5	227	CARDINAL
fsr-3541	439	6	r. w.	PERSON
fsr-3541	439	7	1975	DATE
fsr-3541	440	1	change1	PERSON
fsr-3541	441	1	91	CARDINAL
fsr-3541	441	2	93–114	DATE
fsr-3541	441	3	shih	PERSON
fsr-3541	441	4	2004	DATE
fsr-3541	442	1	taiwan	GPE
fsr-3541	443	1	14	CARDINAL
fsr-3541	443	2	213–223	CARDINAL
fsr-3541	444	1	s.	PERSON
fsr-3541	444	2	j., & tang	ORG
fsr-3541	444	3	2013	DATE
fsr-3541	446	1	20	CARDINAL
fsr-3541	446	2	26–33	CARDINAL
fsr-3541	447	1	tuval-mashiach	PERSON
fsr-3541	447	2	2017	CARDINAL
fsr-3541	449	1	4	CARDINAL
fsr-3541	449	2	126–138	DATE
fsr-3541	450	1	e. m.	PERSON
fsr-3541	450	2	2010	DATE
fsr-3541	451	1	2008	DATE
fsr-3541	452	1	13	CARDINAL
fsr-3541	452	2	110–123	CARDINAL
fsr-3541	453	1	van der cruijsen	PERSON
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fsr-3541	453	4	2022	CARDINAL
fsr-3541	454	1	covid-19	PRODUCT
fsr-3541	455	1	us	GPE
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fsr-3541	456	1	200	CARDINAL
fsr-3541	456	2	1010–1024	DATE
fsr-3541	457	1	van der cruijsen	PERSON
fsr-3541	457	2	c., de haan	PERSON
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fsr-3541	457	4	r.	PERSON
fsr-3541	457	5	2021	CARDINAL
fsr-3541	459	1	55	DATE
fsr-3541	459	2	680–714	CARDINAL
fsr-3541	460	1	van esterik-plasmeijer	PERSON
fsr-3541	460	2	w., & van raaij	ORG
fsr-3541	460	3	w. f. (	PERSON
fsr-3541	460	4	2017	CARDINAL
fsr-3541	462	1	international journal of bank	ORG
fsr-3541	462	2	35	DATE
fsr-3541	462	3	97–111	CARDINAL
fsr-3541	463	1	a. h. s.	PERSON
fsr-3541	463	2	2008	DATE
fsr-3541	464	1	yemen	GPE
fsr-3541	465	1	1	CARDINAL
fsr-3541	465	2	36–51	CARDINAL
fsr-3541	465	3	228	CARDINAL
fsr-3541	465	4	i. chawla et al	PERSON
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fsr-3541	465	6	2023	CARDINAL
fsr-3541	465	7	211–228	CARDINAL
