id	sid	eid	entity	type
fsr-3584	1	1	32(3	CARDINAL
fsr-3584	1	2	20	CARDINAL
fsr-3584	1	3	zezhong e. zhang,1	PERSON
fsr-3584	1	4	sherman d. hanna,2	PERSON
fsr-3584	1	5	lei xu3	PERSON
fsr-3584	3	1	20%	PERCENT
fsr-3584	3	2	12%	PERCENT
fsr-3584	8	1	4.0	CARDINAL
fsr-3584	8	2	citation zhang	PERSON
fsr-3584	8	3	z.	PERSON
fsr-3584	8	4	hanna	GPE
fsr-3584	8	5	s. d.	PERSON
fsr-3584	8	6	l.	PERSON
fsr-3584	8	7	2024	CARDINAL
fsr-3584	10	1	32(3	CARDINAL
fsr-3584	10	2	20-31	DATE
fsr-3584	13	1	hanna et al	PERSON
fsr-3584	14	1	2017	CARDINAL
fsr-3584	14	2	2013	DATE
fsr-3584	14	3	18%	PERCENT
fsr-3584	14	4	35 to 60	DATE
fsr-3584	17	1	1	CARDINAL
fsr-3584	18	1	the ohio state university	ORG
fsr-3584	18	2	columbus	GPE
fsr-3584	18	3	ohio	GPE
fsr-3584	18	4	usa 2	DATE
fsr-3584	18	5	the ohio state university	ORG
fsr-3584	18	6	columbus	GPE
fsr-3584	18	7	ohio	GPE
fsr-3584	18	8	usa 3	DATE
fsr-3584	18	9	the ohio state university	ORG
fsr-3584	18	10	columbus	GPE
fsr-3584	18	11	ohio	GPE
fsr-3584	18	12	2016	DATE
fsr-3584	18	13	2019	CARDINAL
fsr-3584	18	14	hanna et al	PERSON
fsr-3584	22	1	zhang et al	PERSON
fsr-3584	22	2	21	CARDINAL
fsr-3584	23	1	1910 to 2001	DATE
fsr-3584	23	2	older than 70	CARDINAL
fsr-3584	23	3	2002	DATE
fsr-3584	27	1	2017	CARDINAL
fsr-3584	29	1	huston	ORG
fsr-3584	29	2	2010	DATE
fsr-3584	32	1	the united states	GPE
fsr-3584	32	2	lusardi & mitchell	ORG
fsr-3584	32	3	2007	DATE
fsr-3584	32	4	mandell & klein	ORG
fsr-3584	32	5	2009	DATE
fsr-3584	33	1	braunstein & welch	ORG
fsr-3584	33	2	2002	DATE
fsr-3584	35	1	lee & hanna	ORG
fsr-3584	35	2	2020	DATE
fsr-3584	35	3	2011	DATE
fsr-3584	37	1	lee	PERSON
fsr-3584	37	2	2020	DATE
fsr-3584	38	1	bovbjerg	ORG
fsr-3584	38	2	2010	DATE
fsr-3584	38	3	engelhardt	GPE
fsr-3584	38	4	2002	DATE
fsr-3584	38	5	munnell & webb 2015	ORG
fsr-3584	39	1	hanna et al	PERSON
fsr-3584	40	1	2017	CARDINAL
fsr-3584	42	1	hanna et al	PERSON
fsr-3584	46	1	32(3	CARDINAL
fsr-3584	46	2	22	CARDINAL
fsr-3584	46	3	2016	DATE
fsr-3584	46	4	2020	DATE
fsr-3584	47	1	every three years since 1983	DATE
fsr-3584	48	1	the u.s. federal reserve board	ORG
fsr-3584	48	2	the u.s. department of the treasury	ORG
fsr-3584	51	1	2016	DATE
fsr-3584	51	2	2019	CARDINAL
fsr-3584	51	3	two survey years	DATE
fsr-3584	51	4	2022	CARDINAL
fsr-3584	51	5	covid-19	PRODUCT
fsr-3584	53	1	2007	DATE
fsr-3584	55	1	2016	CARDINAL
fsr-3584	55	2	45%	PERCENT
fsr-3584	55	3	2018	DATE
fsr-3584	60	1	4	CARDINAL
fsr-3584	60	2	hanna et al	ORG
fsr-3584	61	1	2017	CARDINAL
fsr-3584	61	2	35 to 60 years	DATE
fsr-3584	67	1	2017	CARDINAL
fsr-3584	68	1	2,667	CARDINAL
fsr-3584	68	2	4,607	CARDINAL
fsr-3584	68	3	356	CARDINAL
fsr-3584	68	4	685	CARDINAL
fsr-3584	70	1	4,607	CARDINAL
fsr-3584	72	1	1	CARDINAL
fsr-3584	73	1	hanna et al	ORG
fsr-3584	73	2	2017	CARDINAL
fsr-3584	73	3	2011	DATE
fsr-3584	74	1	three	CARDINAL
fsr-3584	75	1	1	CARDINAL
fsr-3584	75	2	2017	CARDINAL
fsr-3584	76	1	2	CARDINAL
fsr-3584	77	1	one	CARDINAL
fsr-3584	78	1	0 to 3	CARDINAL
fsr-3584	78	2	three	CARDINAL
fsr-3584	79	1	al.	PERSON
fsr-3584	79	2	2013	DATE
fsr-3584	81	1	the age of 60	DATE
fsr-3584	81	2	age 35	DATE
fsr-3584	82	1	zhang et al	PERSON
fsr-3584	82	2	23	CARDINAL
fsr-3584	84	1	three	CARDINAL
fsr-3584	84	2	3	CARDINAL
fsr-3584	85	1	two	CARDINAL
fsr-3584	85	2	2	CARDINAL
fsr-3584	86	1	one	CARDINAL
fsr-3584	86	2	1	CARDINAL
fsr-3584	87	1	three	CARDINAL
fsr-3584	87	2	0	CARDINAL
fsr-3584	89	1	0 to 10	CARDINAL
fsr-3584	90	1	0	CARDINAL
fsr-3584	91	1	10	CARDINAL
fsr-3584	93	1	four	CARDINAL
fsr-3584	95	1	3	CARDINAL
fsr-3584	95	2	lee	PERSON
fsr-3584	95	3	2020	DATE
fsr-3584	96	1	four	CARDINAL
fsr-3584	98	1	hanna et al	PERSON
fsr-3584	99	1	2017	DATE
fsr-3584	99	2	survey year	DATE
fsr-3584	101	1	2017	CARDINAL
fsr-3584	101	2	montalto & sung, 1996	ORG
fsr-3584	101	3	montalto & yuh	ORG
fsr-3584	101	4	1998	DATE
fsr-3584	102	1	1	CARDINAL
fsr-3584	102	2	2	DATE
fsr-3584	102	3	3	CARDINAL
fsr-3584	102	4	2007	DATE
fsr-3584	103	1	1	CARDINAL
fsr-3584	104	1	1	CARDINAL
fsr-3584	105	1	2	CARDINAL
fsr-3584	107	1	2	CARDINAL
fsr-3584	107	2	𝑂𝑏𝑗𝑖	PERSON
fsr-3584	107	3	𝑆𝑢𝑏𝑖	PERSON
fsr-3584	108	1	3	CARDINAL
fsr-3584	110	1	α0 + α1confi +	DATE
fsr-3584	110	2	3	CARDINAL
fsr-3584	110	3	𝑂𝑣𝑒𝑟𝑖	PERSON
fsr-3584	111	1	32(3	CARDINAL
fsr-3584	111	2	24	CARDINAL
fsr-3584	111	3	4,607	CARDINAL
fsr-3584	111	4	35 to 60 years	DATE
fsr-3584	111	5	2,395	CARDINAL
fsr-3584	111	6	2016	CARDINAL
fsr-3584	111	7	2,212	CARDINAL
fsr-3584	111	8	2019	CARDINAL
fsr-3584	112	1	15.0%	PERCENT
fsr-3584	112	2	15.2%	PERCENT
fsr-3584	112	3	2016	DATE
fsr-3584	112	4	14.8%	PERCENT
fsr-3584	112	5	2019	DATE
fsr-3584	114	1	1	CARDINAL
fsr-3584	115	1	1	CARDINAL
fsr-3584	116	1	35-60	DATE
fsr-3584	116	2	2016	DATE
fsr-3584	116	3	2019	DATE
fsr-3584	116	4	100.0%	PERCENT
fsr-3584	116	5	15.03%	PERCENT
fsr-3584	116	6	2016	CARDINAL
fsr-3584	116	7	52.68%	PERCENT
fsr-3584	116	8	15.22%	PERCENT
fsr-3584	116	9	2019	DATE
fsr-3584	116	10	47.31%	PERCENT
fsr-3584	116	11	14.82%	PERCENT
fsr-3584	116	12	0.395	CARDINAL
fsr-3584	116	13	0	CARDINAL
fsr-3584	116	14	3	CARDINAL
fsr-3584	116	15	3.33%	PERCENT
fsr-3584	116	16	18.88%	PERCENT
fsr-3584	116	17	.001	CARDINAL
fsr-3584	116	18	1	CARDINAL
fsr-3584	116	19	3	CARDINAL
fsr-3584	116	20	14.66%	PERCENT
fsr-3584	116	21	17.41%	PERCENT
fsr-3584	116	22	.001	CARDINAL
fsr-3584	116	23	2	CARDINAL
fsr-3584	116	24	3	CARDINAL
fsr-3584	116	25	33.79%	PERCENT
fsr-3584	116	26	18.32%	PERCENT
fsr-3584	116	27	.001	CARDINAL
fsr-3584	116	28	3	CARDINAL
fsr-3584	116	29	3	CARDINAL
fsr-3584	116	30	48.23%	PERCENT
fsr-3584	116	31	11.73%	PERCENT
fsr-3584	116	32	1.96%	PERCENT
fsr-3584	116	33	29.75%	PERCENT
fsr-3584	116	34	17.17%	PERCENT
fsr-3584	116	35	19.52%	PERCENT
fsr-3584	116	36	.001	CARDINAL
fsr-3584	116	37	53.62%	PERCENT
fsr-3584	116	38	13.53%	PERCENT
fsr-3584	116	39	.001	CARDINAL
fsr-3584	116	40	27.25%	PERCENT
fsr-3584	116	41	14.09%	PERCENT
fsr-3584	116	42	.001	CARDINAL
fsr-3584	116	43	29.47%	PERCENT
fsr-3584	116	44	18.68%	PERCENT
fsr-3584	116	45	0.080	CARDINAL
fsr-3584	116	46	21.98%	PERCENT
fsr-3584	116	47	11.76%	PERCENT
fsr-3584	116	48	.001	CARDINAL
fsr-3584	116	49	22.31%	PERCENT
fsr-3584	116	50	17.33%	PERCENT
fsr-3584	116	51	26.25%	PERCENT
fsr-3584	116	52	11.71%	PERCENT
fsr-3584	116	53	.001	CARDINAL
fsr-3584	117	1	4,607	CARDINAL
fsr-3584	120	1	only 3.3%	PERCENT
fsr-3584	120	2	three	CARDINAL
fsr-3584	120	3	48.2%	PERCENT
fsr-3584	120	4	three	CARDINAL
fsr-3584	121	1	just under 14.7%	PERCENT
fsr-3584	121	2	one	CARDINAL
fsr-3584	121	3	33.8%	PERCENT
fsr-3584	121	4	two	CARDINAL
fsr-3584	122	1	three	CARDINAL
fsr-3584	122	2	18.9%	PERCENT
fsr-3584	122	3	only 11.7%	PERCENT
fsr-3584	122	4	three	CARDINAL
fsr-3584	123	1	one	CARDINAL
fsr-3584	123	2	5	CARDINAL
fsr-3584	123	3	1	CARDINAL
fsr-3584	123	4	three	CARDINAL
fsr-3584	124	1	three	CARDINAL
fsr-3584	124	2	three	CARDINAL
fsr-3584	124	3	three	CARDINAL
fsr-3584	124	4	29.8%	PERCENT
fsr-3584	124	5	0	CARDINAL
fsr-3584	124	6	1	CARDINAL
fsr-3584	124	7	2	CARDINAL
fsr-3584	124	8	14.1%	PERCENT
fsr-3584	124	9	9	CARDINAL
fsr-3584	125	1	two	CARDINAL
fsr-3584	125	2	one	CARDINAL
fsr-3584	126	1	zhang et al	PERSON
fsr-3584	126	2	25	CARDINAL
fsr-3584	129	1	18.7%	PERCENT
fsr-3584	129	2	17.3%	PERCENT
fsr-3584	129	3	11.8%	PERCENT
fsr-3584	129	4	11.7%	PERCENT
fsr-3584	130	1	three	CARDINAL
fsr-3584	131	1	hanna et al	PERSON
fsr-3584	132	1	2017	CARDINAL
fsr-3584	132	2	2	CARDINAL
fsr-3584	133	1	2	CARDINAL
fsr-3584	133	2	model 1	DATE
fsr-3584	133	3	3	CARDINAL
fsr-3584	134	1	3	CARDINAL
fsr-3584	134	2	4	CARDINAL
fsr-3584	135	1	2	CARDINAL
fsr-3584	135	2	hanna et al	ORG
fsr-3584	136	1	2017	CARDINAL
fsr-3584	136	2	one	CARDINAL
fsr-3584	137	1	hanna et al.	PERSON
fsr-3584	138	1	two	CARDINAL
fsr-3584	139	1	hispanic	NORP
fsr-3584	145	1	years	DATE
fsr-3584	146	1	between 2016 and 2019	CARDINAL
fsr-3584	147	1	3	CARDINAL
fsr-3584	147	2	2	CARDINAL
fsr-3584	148	1	1.24	CARDINAL
fsr-3584	149	1	model 1	DATE
fsr-3584	151	1	32(3	CARDINAL
fsr-3584	151	2	26	CARDINAL
fsr-3584	151	3	2	CARDINAL
fsr-3584	151	4	35–60 years	DATE
fsr-3584	151	5	1	CARDINAL
fsr-3584	152	1	0.0096	CARDINAL
fsr-3584	153	1	0.9722	MONEY
fsr-3584	154	1	hispanic	NORP
fsr-3584	154	2	0.1448 0.0298 0.7300 asian	MONEY
fsr-3584	154	3	0.8410	MONEY
fsr-3584	154	4	0.4224	CARDINAL
fsr-3584	154	5	0.1331	MONEY
fsr-3584	154	6	1.0224	MONEY
fsr-3584	155	1	0.1586 0.0001	CARDINAL
fsr-3584	155	2	0.1477 0.9787	ORG
fsr-3584	155	3	0.9964	MONEY
fsr-3584	155	4	0.6370 0.1041	MONEY
fsr-3584	155	5	1.8910 years	DATE
fsr-3584	155	6	0.0184 0.0002 0.9332	MONEY
fsr-3584	156	1	0.9818	MONEY
fsr-3584	156	2	0.0749	CARDINAL
fsr-3584	156	3	1.0780	MONEY
fsr-3584	156	4	0.3646 0.4549 0.7618	MONEY
fsr-3584	156	5	0.6926	MONEY
fsr-3584	156	6	0.0062	CARDINAL
fsr-3584	156	7	0.9966	MONEY
fsr-3584	156	8	0.1282 0.0036 0.6888	MONEY
fsr-3584	156	9	0.1351	MONEY
fsr-3584	156	10	1.2010	MONEY
fsr-3584	157	1	0.8406	MONEY
fsr-3584	157	2	71 years	DATE
fsr-3584	157	3	71-80 years	DATE
fsr-3584	157	4	0.1455	CARDINAL
fsr-3584	157	5	0.1409	CARDINAL
fsr-3584	157	6	1.5764	MONEY
fsr-3584	157	7	1.5020	MONEY
fsr-3584	157	8	0.0067	CARDINAL
fsr-3584	157	9	1.0066	MONEY
fsr-3584	157	10	0.1348 0.8515	MONEY
fsr-3584	157	11	0.9752	MONEY
fsr-3584	157	12	0.8652	MONEY
fsr-3584	157	13	0.9028	MONEY
fsr-3584	157	14	0.9670	MONEY
fsr-3584	157	15	1.2380	MONEY
fsr-3584	157	16	2019	DATE
fsr-3584	157	17	1.0590	MONEY
fsr-3584	157	18	0.1535	MONEY
fsr-3584	157	19	5	CARDINAL
fsr-3584	157	20	71.36%	PERCENT
fsr-3584	158	1	4,607	CARDINAL
fsr-3584	159	1	2016	DATE
fsr-3584	159	2	2019	CARDINAL
fsr-3584	160	1	zhang et al	PERSON
fsr-3584	160	2	27	CARDINAL
fsr-3584	160	3	3	CARDINAL
fsr-3584	160	4	35–60 years	DATE
fsr-3584	160	5	2	CARDINAL
fsr-3584	160	6	0 to 3	CARDINAL
fsr-3584	160	7	3	CARDINAL
fsr-3584	161	1	0.0807 0.2506	MONEY
fsr-3584	161	2	1.0840	MONEY
fsr-3584	161	3	1	CARDINAL
fsr-3584	161	4	0.1183	CARDINAL
fsr-3584	161	5	0.1450	ORG
fsr-3584	161	6	1.1256	MONEY
fsr-3584	161	7	2	CARDINAL
fsr-3584	161	8	0.2167 0.1067 0.0423	MONEY
fsr-3584	161	9	0.0088	CARDINAL
fsr-3584	161	10	0.0228 0.7000	MONEY
fsr-3584	161	11	1.0088	MONEY
fsr-3584	163	1	0.0241 0.4538	MONEY
fsr-3584	163	2	0.1468 0.0484 0.7484	MONEY
fsr-3584	163	3	hispanic	NORP
fsr-3584	163	4	0.1476 0.0032 0.6474 asian	MONEY
fsr-3584	163	5	0.7892	MONEY
fsr-3584	164	1	0.2025	CARDINAL
fsr-3584	164	2	0.1596 0.0003	MONEY
fsr-3584	164	3	0.5608	MONEY
fsr-3584	164	4	0.1492 0.8390 0.9702	MONEY
fsr-3584	164	5	0.1255	MONEY
fsr-3584	164	6	0.6438 0.1068	MONEY
fsr-3584	165	1	1.9036 years	DATE
fsr-3584	165	2	0.0190 0.0069	CARDINAL
fsr-3584	167	1	1.0502	MONEY
fsr-3584	167	2	0.1248 0.0154	MONEY
fsr-3584	167	3	0.0004	CARDINAL
fsr-3584	167	4	0.0064	CARDINAL
fsr-3584	167	5	0.1299 0.0132 0.7248	MONEY
fsr-3584	167	6	0.1366	MONEY
fsr-3584	167	7	1.1546	MONEY
fsr-3584	167	8	71 years	DATE
fsr-3584	167	9	71-80 years	DATE
fsr-3584	168	1	0.1473	CARDINAL
fsr-3584	168	2	0.1425 0.0005	CARDINAL
fsr-3584	168	3	1.5408	MONEY
fsr-3584	168	4	0.4334 0.1279	CARDINAL
fsr-3584	168	5	1.5424	MONEY
fsr-3584	168	6	0.9138	ORG
fsr-3584	168	7	0.0225 0.1363 0.8690	MONEY
fsr-3584	168	8	0.9070	MONEY
fsr-3584	168	9	0.0130	CARDINAL
fsr-3584	168	10	0.1663	MONEY
fsr-3584	168	11	1.0132	MONEY
fsr-3584	168	12	0.1810 0.5414	MONEY
fsr-3584	168	13	0.8954	ORG
fsr-3584	168	14	0.1958 0.9647 0.9916	MONEY
fsr-3584	168	15	0.9100	MONEY
fsr-3584	169	1	1.4014	CARDINAL
fsr-3584	169	2	32(3	CARDINAL
fsr-3584	169	3	28	CARDINAL
fsr-3584	169	4	0.3598	MONEY
fsr-3584	169	5	1.7482	MONEY
fsr-3584	169	6	0.0990	CARDINAL
fsr-3584	169	7	0.3024	CARDINAL
fsr-3584	169	8	0.0758 0.1869 0.6852	MONEY
fsr-3584	169	9	1.0788	MONEY
fsr-3584	169	10	2019	DATE
fsr-3584	169	11	5	CARDINAL
fsr-3584	169	12	73.48%	PERCENT
fsr-3584	170	1	4,607	CARDINAL
fsr-3584	171	1	2016	DATE
fsr-3584	171	2	2019	CARDINAL
fsr-3584	172	1	4	CARDINAL
fsr-3584	172	2	3	CARDINAL
fsr-3584	172	3	2	CARDINAL
fsr-3584	174	1	1	CARDINAL
fsr-3584	174	2	2	CARDINAL
fsr-3584	175	1	2016	DATE
fsr-3584	176	1	one	CARDINAL
fsr-3584	176	2	three	CARDINAL
fsr-3584	180	1	one	CARDINAL
fsr-3584	180	2	three	CARDINAL
fsr-3584	182	1	3	CARDINAL
fsr-3584	186	1	zhang et al	PERSON
fsr-3584	186	2	29	CARDINAL
fsr-3584	187	1	u.s.	GPE
fsr-3584	187	2	yuh et al.	PERSON
fsr-3584	187	3	1998	DATE
fsr-3584	187	4	age 70	DATE
fsr-3584	188	1	hanna et al	PERSON
fsr-3584	189	1	2017	CARDINAL
fsr-3584	191	1	4	CARDINAL
fsr-3584	192	1	35–60 years	DATE
fsr-3584	192	2	3	CARDINAL
fsr-3584	193	1	0.8630	MONEY
fsr-3584	194	1	0.9202	MONEY
fsr-3584	194	2	0.7254	MONEY
fsr-3584	195	1	0.9930	MONEY
fsr-3584	197	1	0.1467 0.0430 0.7432	MONEY
fsr-3584	197	2	hispanic	NORP
fsr-3584	197	3	0.1475 0.0026 0.6414 asian	MONEY
fsr-3584	197	4	0.1942 0.2341 0.7934	QUANTITY
fsr-3584	198	1	0.4328	MONEY
fsr-3584	198	2	0.9574	MONEY
fsr-3584	198	3	0.1597 0.0002	MONEY
fsr-3584	198	4	0.1491	CARDINAL
fsr-3584	199	1	0.1067	MONEY
fsr-3584	199	2	1.8918 years	DATE
fsr-3584	199	3	0.0190 0.0065	CARDINAL
fsr-3584	199	4	0.1088 0.8367 0.9778	MONEY
fsr-3584	199	5	0.0507	CARDINAL
fsr-3584	199	6	0.1227	MONEY
fsr-3584	199	7	1.0520	MONEY
fsr-3584	199	8	0.3675 0.5738	MONEY
fsr-3584	200	1	0.7440	MONEY
fsr-3584	200	2	0.0004	CARDINAL
fsr-3584	200	3	0.0064	CARDINAL
fsr-3584	200	4	0.1299 0.0127	CARDINAL
fsr-3584	201	1	0.1366	MONEY
fsr-3584	202	1	1.1534	MONEY
fsr-3584	202	2	0.1217	CARDINAL
fsr-3584	202	3	0.8488	MONEY
fsr-3584	202	4	71 years	DATE
fsr-3584	202	5	71-80 years	DATE
fsr-3584	202	6	0.1473	CARDINAL
fsr-3584	202	7	0.6106	CARDINAL
fsr-3584	202	8	1.5590	MONEY
fsr-3584	203	1	1.5496	MONEY
fsr-3584	203	2	32(3	CARDINAL
fsr-3584	203	3	30	CARDINAL
fsr-3584	203	4	0.0193	CARDINAL
fsr-3584	203	5	1.0194	MONEY
fsr-3584	203	6	0.9030	MONEY
fsr-3584	203	7	0.0153	CARDINAL
fsr-3584	203	8	1.0156	MONEY
fsr-3584	203	9	0.8946	MONEY
fsr-3584	204	1	0.1957 0.9681	MONEY
fsr-3584	204	2	0.1776 0.5947 0.9102	MONEY
fsr-3584	204	3	1.3994	MONEY
fsr-3584	204	4	0.3596	MONEY
fsr-3584	204	5	1.7576	MONEY
fsr-3584	204	6	0.0990	CARDINAL
fsr-3584	204	7	0.0659 0.1868 0.7243	MONEY
fsr-3584	204	8	2019	DATE
fsr-3584	204	9	0.1904	MONEY
fsr-3584	204	10	5	CARDINAL
fsr-3584	204	11	73.48%	PERCENT
fsr-3584	205	1	4,607	CARDINAL
fsr-3584	206	1	2016	DATE
fsr-3584	206	2	2019	CARDINAL
fsr-3584	207	1	j., chang, a. c.	PERSON
fsr-3584	207	2	l. j.	PERSON
fsr-3584	207	3	goodman	ORG
fsr-3584	207	4	s.	PERSON
fsr-3584	207	5	hsu	PERSON
fsr-3584	207	6	j. w.	PERSON
fsr-3584	207	7	moore	PERSON
fsr-3584	207	8	k. b.	PERSON
fsr-3584	207	9	reber, s.	ORG
fsr-3584	207	10	henriques volz	GPE
fsr-3584	207	11	a., & windle	ORG
fsr-3584	207	12	r. a.	PERSON
fsr-3584	207	13	2020	DATE
fsr-3584	208	1	u.s.	GPE
fsr-3584	208	2	2016 to 2019	DATE
fsr-3584	209	1	federal reserve bulletin	ORG
fsr-3584	209	2	106(5	CARDINAL
fsr-3584	209	3	1-42	CARDINAL
fsr-3584	210	1	bovbjerg	GPE
fsr-3584	210	2	b. d.	PERSON
fsr-3584	210	3	2010	DATE
fsr-3584	212	1	diane publishing	ORG
fsr-3584	213	1	braunstein s.	PERSON
fsr-3584	213	2	welch c.	PERSON
fsr-3584	213	3	2002	DATE
fsr-3584	215	1	federal reserve bulletin	ORG
fsr-3584	215	2	88	DATE
fsr-3584	215	3	445	CARDINAL
fsr-3584	216	1	g., & quinn	ORG
fsr-3584	216	2	j. f. (	PERSON
fsr-3584	216	3	2002	DATE
fsr-3584	218	1	82	CARDINAL
fsr-3584	218	2	1	CARDINAL
fsr-3584	219	1	engelhardt	PERSON
fsr-3584	219	2	g. v.	PERSON
fsr-3584	219	3	2002	DATE
fsr-3584	221	1	national tax journal	ORG
fsr-3584	221	2	55(4	CARDINAL
fsr-3584	221	3	665	CARDINAL
fsr-3584	222	1	hanna	ORG
fsr-3584	222	2	s. d.	PERSON
fsr-3584	222	3	kim	PERSON
fsr-3584	222	4	k. t.	PERSON
fsr-3584	222	5	s. (2018	ORG
fsr-3584	224	1	29(2	CARDINAL
fsr-3584	224	2	410	CARDINAL
fsr-3584	225	1	hanna	ORG
fsr-3584	225	2	s. d.	PERSON
fsr-3584	225	3	zhang, l., & kim	ORG
fsr-3584	225	4	k. t.	PERSON
fsr-3584	225	5	2017	CARDINAL
fsr-3584	227	1	28(2	GPE
fsr-3584	227	2	268	CARDINAL
fsr-3584	228	1	j. s.	PERSON
fsr-3584	228	2	b. c., & skimmyhorn	PERSON
fsr-3584	228	3	w. l.	PERSON
fsr-3584	228	4	2013	DATE
fsr-3584	230	1	annual	DATE
fsr-3584	230	2	5(1	CARDINAL
fsr-3584	230	3	347	CARDINAL
fsr-3584	231	1	huston	PERSON
fsr-3584	231	2	s. j.	PERSON
fsr-3584	231	3	2010	DATE
fsr-3584	233	1	296-316	CARDINAL
fsr-3584	234	1	lee	PERSON
fsr-3584	234	2	s. t.	PERSON
fsr-3584	234	3	& hanna	ORG
fsr-3584	234	4	s. d.	PERSON
fsr-3584	234	5	2020	DATE
fsr-3584	236	1	zhang et al	PERSON
fsr-3584	236	2	31	CARDINAL
fsr-3584	236	3	3(2	CARDINAL
fsr-3584	237	1	s.	GPE
fsr-3584	237	2	hanna	GPE
fsr-3584	237	3	s. d., & bi	PERSON
fsr-3584	237	4	2007	DATE
fsr-3584	239	1	41(2	CARDINAL
fsr-3584	239	2	195	CARDINAL
fsr-3584	239	3	222	CARDINAL
fsr-3584	240	1	lusardi	PERSON
fsr-3584	240	2	a., & mitchell	ORG
fsr-3584	240	3	o. s.	PERSON
fsr-3584	240	4	2007	DATE
fsr-3584	241	1	american	NORP
fsr-3584	242	1	michigan retirement research center research	ORG
fsr-3584	243	1	157	CARDINAL
fsr-3584	244	1	mandell	ORG
fsr-3584	244	2	l., & klein	ORG
fsr-3584	244	3	l. s.	PERSON
fsr-3584	244	4	2009	DATE
fsr-3584	246	1	20(1	CARDINAL
fsr-3584	246	2	10	CARDINAL
fsr-3584	246	3	montalto	PERSON
fsr-3584	246	4	c. p.,	PERSON
fsr-3584	246	5	1996	DATE
fsr-3584	247	1	1992	DATE
fsr-3584	248	1	7	CARDINAL
fsr-3584	248	2	133–146	CARDINAL
fsr-3584	248	3	montalto	PERSON
fsr-3584	248	4	c. p. & yuh	ORG
fsr-3584	248	5	1998	DATE
fsr-3584	250	1	9	CARDINAL
fsr-3584	250	2	1	CARDINAL
fsr-3584	250	3	97	CARDINAL
fsr-3584	251	1	munnell, a., & webb	ORG
fsr-3584	251	2	a.	PERSON
fsr-3584	251	3	2015	CARDINAL
fsr-3584	253	1	boston college	ORG
fsr-3584	253	2	152	CARDINAL
fsr-3584	254	1	stephen p.	PERSON
fsr-3584	254	2	jean a. young	PERSON
fsr-3584	255	1	2011	DATE
fsr-3584	256	1	olivia s. mitchell	PERSON
fsr-3584	256	2	annamaria lusardi	PERSON
fsr-3584	257	1	59–75	CARDINAL
fsr-3584	257	2	oxford university	ORG
fsr-3584	258	1	montalto	PERSON
fsr-3584	258	2	c. p.	PERSON
fsr-3584	258	3	& hanna	ORG
fsr-3584	258	4	s. d.	PERSON
fsr-3584	258	5	1998	DATE
fsr-3584	259	1	americans	NORP
fsr-3584	260	1	9(1	CARDINAL
fsr-3584	260	2	1-12	CARDINAL
fsr-3584	261	1	zhang, l., & hanna	ORG
fsr-3584	261	2	s. d.	PERSON
fsr-3584	261	3	2011	DATE