id	sid	eid	entity	type
fsr-3779	1	1	1057-0810(95)90009-8	ORG
fsr-3779	1	2	4(2	CARDINAL
fsr-3779	1	3	157	CARDINAL
fsr-3779	1	4	0 1995	DATE
fsr-3779	1	5	jai press inc	ORG
fsr-3779	1	6	1057-0810	DATE
fsr-3779	2	1	phyllis schiller	PERSON
fsr-3779	2	2	myers virginia commonwealth university consumption-savings	ORG
fsr-3779	2	3	john v. duca	PERSON
fsr-3779	2	4	federal reserve bank	ORG
fsr-3779	2	5	dallas	GPE
fsr-3779	2	6	william c. whitesell	PERSON
fsr-3779	3	1	1983	DATE
fsr-3779	5	1	604	CARDINAL
fsr-3779	8	1	david neumark	PERSON
fsr-3779	12	1	january 1995	DATE
fsr-3779	12	2	105(428	DATE
fsr-3779	12	3	95	CARDINAL
fsr-3779	14	1	j. ermisch	PERSON
fsr-3779	15	1	1.58	CARDINAL
fsr-3779	15	2	4(2	CARDINAL
fsr-3779	15	3	1995	DATE
fsr-3779	15	4	a near linear fall	DATE
fsr-3779	17	1	scottish	NORP
fsr-3779	17	2	may 1994	DATE
fsr-3779	17	3	41(2	DATE
fsr-3779	17	4	113	CARDINAL
fsr-3779	19	1	isaac ehrlich	PERSON
fsr-3779	19	2	william a. hamlen	PERSON
fsr-3779	19	3	jr.	PERSON
fsr-3779	20	1	new york	GPE
fsr-3779	20	2	buffalo	GPE
fsr-3779	21	1	1969	DATE
fsr-3779	27	1	april 1995	DATE
fsr-3779	27	2	19(3	DATE
fsr-3779	27	3	457	CARDINAL
fsr-3779	29	1	carl a. kogut	PERSON
fsr-3779	29	2	north east louisiana university	LOC
fsr-3779	29	3	owen r. phillips	PERSON
fsr-3779	29	4	university of wyoming	ORG
fsr-3779	29	5	laramie	GPE
fsr-3779	34	1	december 1994	DATE
fsr-3779	34	2	25(3	DATE
fsr-3779	34	3	459	CARDINAL
fsr-3779	35	1	north-holland publishing company	ORG
fsr-3779	36	1	cuc international, inc.	ORG
fsr-3779	36	2	paul m. healy	PERSON
fsr-3779	36	3	sloan school of management	ORG
fsr-3779	36	4	cambridge	GPE
fsr-3779	36	5	krishna g. palepu	PERSON
fsr-3779	36	6	harvard university	ORG
fsr-3779	36	7	cuc international	ORG
fsr-3779	37	1	cuc	ORG
fsr-3779	38	1	cuc	ORG
fsr-3779	40	1	cuc	ORG
fsr-3779	42	1	cuc	ORG
fsr-3779	43	1	june 1995	DATE
fsr-3779	43	2	38(2	DATE
fsr-3779	43	3	11 l-140	PERCENT
fsr-3779	44	1	north-holland publishing company	ORG
fsr-3779	45	1	b. dumas	PERSON
fsr-3779	47	1	first	ORDINAL
fsr-3779	47	2	second	ORDINAL
fsr-3779	49	1	european	NORP
fsr-3779	50	1	april 1994,38(3-4	DATE
fsr-3779	50	2	923	CARDINAL
fsr-3779	52	1	haim levy	PERSON
fsr-3779	52	2	hebrew	NORP
fsr-3779	52	3	esther lazarovich-porat	PERSON
fsr-3779	52	4	university of florida	ORG
fsr-3779	52	5	hebrew	NORP
fsr-3779	55	1	one	CARDINAL
fsr-3779	58	1	february 1995,47(1):39-56	DATE
fsr-3779	59	1	north-	NORP
fsr-3779	60	1	160	CARDINAL
fsr-3779	60	2	4(2	CARDINAL
fsr-3779	60	3	1995	DATE
fsr-3779	60	4	archana hingorani	PERSON
fsr-3779	60	5	anil k. makhija	PERSON
fsr-3779	60	6	kuldeep shastri	PERSON
fsr-3779	60	7	university of pitts burgh	ORG
fsr-3779	64	1	december 1994,18(6	DATE
fsr-3779	64	2	1095-l 111	DATE
fsr-3779	65	1	north-holland publishing company	ORG
fsr-3779	66	1	international diversi fication	ORG
fsr-3779	66	2	h. levy	PERSON
fsr-3779	66	3	k. c. lim	PERSON
fsr-3779	67	1	u.s.	GPE
fsr-3779	68	1	1985-88	DATE
fsr-3779	68	2	1981-84	DATE
fsr-3779	70	1	april 1994	DATE
fsr-3779	70	2	13(2	CARDINAL
fsr-3779	70	3	159	CARDINAL
fsr-3779	72	1	vince e. showers	PERSON
fsr-3779	72	2	joyce a. shotick	PERSON
fsr-3779	72	3	bradley university	ORG
fsr-3779	77	1	the journal of risk and insurance	ORG
fsr-3779	77	2	september 1994,61(3	DATE
fsr-3779	77	3	492 502	CARDINAL
fsr-3779	78	1	the journal of risk and insurance	ORG
fsr-3779	79	1	161	CARDINAL
fsr-3779	79	2	g. stacy sirmans	PERSON
fsr-3779	79	3	the florida state university	ORG
fsr-3779	79	4	c. f. sirmans	PERSON
fsr-3779	79	5	university of connecticut	ORG
fsr-3779	79	6	john d. benjamin	PERSON
fsr-3779	79	7	the american university	ORG
fsr-3779	83	1	summer 1994	DATE
fsr-3779	83	2	9(3	DATE
fsr-3779	83	3	299	CARDINAL
fsr-3779	85	1	michael g. bradley	PERSON
fsr-3779	85	2	stuart a. gabriel	PERSON
fsr-3779	85	3	mark e. wohar	PERSON
fsr-3779	86	1	the early 1980s	DATE
fsr-3779	87	1	the early 1980s	DATE
fsr-3779	89	1	the 1980s	DATE
fsr-3779	90	1	may 1995	DATE
fsr-3779	90	2	27(2	CARDINAL
fsr-3779	90	3	476497	DATE
fsr-3779	92	1	j. sa-aadu	PERSON
fsr-3779	92	2	university of iowa	ORG
fsr-3779	92	3	c. f. sirmans	PERSON
fsr-3779	92	4	university of connecticut	ORG
fsr-3779	93	1	bor rower heterogeneity	ORG
fsr-3779	94	1	may 1995	DATE
fsr-3779	94	2	498	CARDINAL
fsr-3779	96	1	162	CARDINAL
fsr-3779	96	2	4(2	CARDINAL
fsr-3779	96	3	1995	DATE
fsr-3779	96	4	g. galster	PERSON
fsr-3779	96	5	y. williams	PERSON
fsr-3779	97	1	1989 to first quarter 1992	DATE
fsr-3779	97	2	newark	GPE
fsr-3779	97	3	mt	GPE
fsr-3779	97	4	vernon	GPE
fsr-3779	97	5	ohio	GPE
fsr-3779	98	1	two	CARDINAL
fsr-3779	99	1	two	CARDINAL
fsr-3779	99	2	40 percent	PERCENT
fsr-3779	99	3	three	CARDINAL
fsr-3779	100	1	november 1994	DATE
fsr-3779	100	2	466	CARDINAL
fsr-3779	102	1	phillip m. j. reekers	PERSON
fsr-3779	102	2	arizona state university	ORG
fsr-3779	102	3	debra l. sanders	PERSON
fsr-3779	102	4	washington	GPE
fsr-3779	102	5	stephen j. roark	PERSON
fsr-3779	102	6	missouri	GPE
fsr-3779	107	1	national tax journal	ORG
fsr-3779	107	2	december 1994	DATE
fsr-3779	107	3	xlvjj	ORG
fsr-3779	107	4	4	CARDINAL
fsr-3779	107	5	825	CARDINAL
fsr-3779	108	1	the national tax journal	ORG