id	sid	eid	entity	type
fsr-3790	1	1	5(l	CARDINAL
fsr-3790	1	2	57	CARDINAL
fsr-3790	1	3	0 1996	DATE
fsr-3790	1	4	jai press inc	ORG
fsr-3790	1	5	1057-0810	DATE
fsr-3790	2	1	a. greninger vickie l. hampton kamol	PERSON
fsr-3790	2	2	a. kitt joseph a.	PERSON
fsr-3790	2	3	156	CARDINAL
fsr-3790	3	1	two	CARDINAL
fsr-3790	3	2	20	CARDINAL
fsr-3790	3	3	22	CARDINAL
fsr-3790	7	1	the past two decades	DATE
fsr-3790	8	1	wechsler & longstaff,	ORG
fsr-3790	8	2	1996	DATE
fsr-3790	10	1	more than 70	CARDINAL
fsr-3790	10	2	the united states	GPE
fsr-3790	10	3	wechsler & longstaff,	ORG
fsr-3790	10	4	1996	DATE
fsr-3790	13	1	today	DATE
fsr-3790	13	2	20	CARDINAL
fsr-3790	14	1	sue a. greninger	PERSON
fsr-3790	14	2	vickie l. hampton	PERSON
fsr-3790	14	3	kamd a. kit&	ORG
fsr-3790	14	4	joseph a.	PERSON
fsr-3790	14	5	the university of texas	ORG
fsr-3790	14	6	austin	GPE
fsr-3790	14	7	tx 78712	ORG
fsr-3790	16	1	58	CARDINAL
fsr-3790	16	2	5	CARDINAL
fsr-3790	16	3	1) 1996	DATE
fsr-3790	20	1	horrigan	ORG
fsr-3790	20	2	1978	DATE
fsr-3790	21	1	busi ness	ORG
fsr-3790	21	2	altman	ORG
fsr-3790	21	3	1968	DATE
fsr-3790	21	4	chen & shimerada	ORG
fsr-3790	21	5	1981	DATE
fsr-3790	21	6	brandt	GPE
fsr-3790	21	7	danos, & brasseaux	ORG
fsr-3790	21	8	1989	DATE
fsr-3790	21	9	lawder, 1989	ORG
fsr-3790	21	10	kimmell, 1994	ORG
fsr-3790	21	11	poston	ORG
fsr-3790	21	12	harmon, & gramlich	ORG
fsr-3790	21	13	1994	DATE
fsr-3790	21	14	gardiner, 1995	ORG
fsr-3790	21	15	kane, 1995	ORG
fsr-3790	22	1	one	CARDINAL
fsr-3790	22	2	first	ORDINAL
fsr-3790	23	1	devaney & lytton	ORG
fsr-3790	23	2	1995	DATE
fsr-3790	24	1	the past decade	DATE
fsr-3790	24	2	empir ical	ORG
fsr-3790	25	1	griffith	ORG
fsr-3790	25	2	1985	DATE
fsr-3790	26	1	mason	ORG
fsr-3790	26	2	griffith	ORG
fsr-3790	26	3	1988	DATE
fsr-3790	26	4	20	CARDINAL
fsr-3790	28	1	lytton et al	PERSON
fsr-3790	29	1	1991	DATE
fsr-3790	29	2	nine	CARDINAL
fsr-3790	31	1	langrehr	GPE
fsr-3790	31	2	1989	DATE
fsr-3790	31	3	14	CARDINAL
fsr-3790	34	1	prather	ORG
fsr-3790	34	2	1990	DATE
fsr-3790	34	3	16	CARDINAL
fsr-3790	34	4	1983	DATE
fsr-3790	36	1	one	CARDINAL
fsr-3790	37	1	1989	DATE
fsr-3790	37	2	chang & huston, 1995	ORG
fsr-3790	37	3	devaney, 1995	ORG
fsr-3790	37	4	hanna & wang	ORG
fsr-3790	37	5	1995	DATE
fsr-3790	37	6	hong & swanson, 1995	ORG
fsr-3790	37	7	1990	DATE
fsr-3790	37	8	bosworth	ORG
fsr-3790	37	9	1991	DATE
fsr-3790	37	10	bae	ORG
fsr-3790	37	11	hanna, & lindamood	ORG
fsr-3790	37	12	1993	DATE
fsr-3790	37	13	1982	DATE
fsr-3790	37	14	chang	PERSON
fsr-3790	37	15	1994	DATE
fsr-3790	37	16	fitzsimmons & leach	ORG
fsr-3790	37	17	1994	DATE
fsr-3790	37	18	fronczek & savage	ORG
fsr-3790	37	19	1991	DATE
fsr-3790	37	20	bogdon	ORG
fsr-3790	37	21	1993	DATE
fsr-3790	37	22	59 1995	DATE
fsr-3790	37	23	paulin	ORG
fsr-3790	37	24	1995	DATE
fsr-3790	38	1	weagley & gannon	ORG
fsr-3790	38	2	1991	DATE
fsr-3790	38	3	1992	DATE
fsr-3790	38	4	lee & hanna	ORG
fsr-3790	38	5	1995	DATE
fsr-3790	38	6	kiao, 1995)	ORG
fsr-3790	38	7	1988	DATE
fsr-3790	38	8	sullivan & fisher	ORG
fsr-3790	38	9	1988	DATE
fsr-3790	38	10	sullivan, warren, & westbrook	ORG
fsr-3790	38	11	1989	DATE
fsr-3790	38	12	scannell, 1990	ORG
fsr-3790	38	13	livingstone & lunt	ORG
fsr-3790	38	14	1992	DATE
fsr-3790	38	15	devaney	ORG
fsr-3790	38	16	1993	DATE
fsr-3790	38	17	1994	DATE
fsr-3790	38	18	devaney & lytton,	ORG
fsr-3790	38	19	1995	DATE
fsr-3790	38	20	godwin, 1995	ORG
fsr-3790	38	21	hong & swanson, 1995	ORG
fsr-3790	38	22	yieh & w&lows	ORG
fsr-3790	38	23	1995	DATE
fsr-3790	41	1	mason	ORG
fsr-3790	41	2	griffith	ORG
fsr-3790	41	3	1988	DATE
fsr-3790	41	4	demicians	NORP
fsr-3790	41	5	83	CARDINAL
fsr-3790	42	1	lytton et al	PERSON
fsr-3790	42	2	1991	DATE
fsr-3790	42	3	21	CARDINAL
fsr-3790	44	1	three	CARDINAL
fsr-3790	44	2	two	CARDINAL
fsr-3790	45	1	first	ORDINAL
fsr-3790	45	2	condi tions	PERSON
fsr-3790	46	1	the 1950s	DATE
fsr-3790	47	1	1975	DATE
fsr-3790	47	2	3	CARDINAL
fsr-3790	50	1	at least one	CARDINAL
fsr-3790	50	2	5	CARDINAL
fsr-3790	51	1	60	CARDINAL
fsr-3790	51	2	5(l	CARDINAL
fsr-3790	51	3	1996	DATE
fsr-3790	52	1	three	CARDINAL
fsr-3790	53	1	the advisory committee	ORG
fsr-3790	53	2	five	CARDINAL
fsr-3790	53	3	one	CARDINAL
fsr-3790	54	1	spring 1994	DATE
fsr-3790	54	2	400	CARDINAL
fsr-3790	54	3	340	CARDINAL
fsr-3790	55	1	122	CARDINAL
fsr-3790	55	2	159	CARDINAL
fsr-3790	55	3	38%	PERCENT
fsr-3790	56	1	1	CARDINAL
fsr-3790	58	1	1	CARDINAL
fsr-3790	58	2	two	CARDINAL
fsr-3790	58	3	2	CARDINAL
fsr-3790	59	1	first	ORDINAL
fsr-3790	59	2	2	CARDINAL
fsr-3790	60	1	63%	PERCENT
fsr-3790	60	2	281	CARDINAL
fsr-3790	61	1	second	ORDINAL
fsr-3790	61	2	2	CARDINAL
fsr-3790	61	3	56%	PERCENT
fsr-3790	61	4	281	CARDINAL
fsr-3790	62	1	2	CARDINAL
fsr-3790	62	2	3	CARDINAL
fsr-3790	64	1	60%	PERCENT
fsr-3790	64	2	28 1	CARDINAL
fsr-3790	65	1	3	CARDINAL
fsr-3790	66	1	85	CARDINAL
fsr-3790	66	2	7 1	CARDINAL
fsr-3790	66	3	156	CARDINAL
fsr-3790	67	1	fourteen	CARDINAL
fsr-3790	68	1	156	CARDINAL
fsr-3790	68	2	3	CARDINAL
fsr-3790	68	3	60%	PERCENT
fsr-3790	69	1	77%	PERCENT
fsr-3790	69	2	60%	PERCENT
fsr-3790	70	1	the average ages	DATE
fsr-3790	70	2	47 and	DATE
fsr-3790	70	3	49 years	DATE
fsr-3790	73	1	55%	PERCENT
fsr-3790	73	2	58%	PERCENT
fsr-3790	74	1	85	CARDINAL
fsr-3790	74	2	80	CARDINAL
fsr-3790	74	3	94%	PERCENT
fsr-3790	74	4	only 3 1	CARDINAL
fsr-3790	74	5	71	CARDINAL
fsr-3790	74	6	44%	PERCENT
fsr-3790	75	1	67%	PERCENT
fsr-3790	75	2	3%	PERCENT
fsr-3790	76	1	61	CARDINAL
fsr-3790	76	2	seven	CARDINAL
fsr-3790	77	1	6 months	DATE
fsr-3790	79	1	monthly	DATE
fsr-3790	79	2	monthly	DATE
fsr-3790	80	1	1 year	DATE
fsr-3790	85	1	1	CARDINAL
fsr-3790	88	1	two	CARDINAL
fsr-3790	89	1	only 2	CARDINAL
fsr-3790	89	2	22	CARDINAL
fsr-3790	90	1	a. liquidity	PERSON
fsr-3790	90	2	two	CARDINAL
fsr-3790	90	3	monthly	DATE
fsr-3790	91	1	300%	PERCENT
fsr-3790	91	2	3	CARDINAL
fsr-3790	91	3	1	CARDINAL
fsr-3790	91	4	monthly	DATE
fsr-3790	92	1	246%	PERCENT
fsr-3790	92	2	270%	PERCENT
fsr-3790	93	1	255 to 3 months	DATE
fsr-3790	94	1	second	ORDINAL
fsr-3790	94	2	50%	PERCENT
fsr-3790	94	3	88%	PERCENT
fsr-3790	95	1	94%	PERCENT
fsr-3790	95	2	79%	PERCENT
fsr-3790	95	3	two	CARDINAL
fsr-3790	96	1	monthly	DATE
fsr-3790	96	2	one	CARDINAL
fsr-3790	97	1	at least two	CARDINAL
fsr-3790	98	1	first	ORDINAL
fsr-3790	98	2	monthly	DATE
fsr-3790	98	3	62	CARDINAL
fsr-3790	98	4	5	CARDINAL
fsr-3790	98	5	1) 1996	DATE
fsr-3790	98	6	1	CARDINAL
fsr-3790	98	7	156	CARDINAL
fsr-3790	99	1	2	CARDINAL
fsr-3790	99	2	monthly	DATE
fsr-3790	99	3	300%	PERCENT
fsr-3790	99	4	261	CARDINAL
fsr-3790	99	5	202%	PERCENT
fsr-3790	99	6	270%	PERCENT
fsr-3790	99	7	246%	PERCENT
fsr-3790	99	8	50%	PERCENT
fsr-3790	99	9	124%	PERCENT
fsr-3790	99	10	94%	PERCENT
fsr-3790	99	11	79%	PERCENT
fsr-3790	99	12	10%	PERCENT
fsr-3790	99	13	12i4%	PERCENT
fsr-3790	99	14	13%	PERCENT
fsr-3790	99	15	12%	PERCENT
fsr-3790	99	16	10%	PERCENT
fsr-3790	99	17	5%	PERCENT
fsr-3790	99	18	13%	PERCENT
fsr-3790	99	19	12%	PERCENT
fsr-3790	99	20	14%	PERCENT
fsr-3790	99	21	17	CARDINAL
fsr-3790	99	22	11%	PERCENT
fsr-3790	99	23	15%	PERCENT
fsr-3790	99	24	20%	PERCENT
fsr-3790	99	25	50%	PERCENT
fsr-3790	99	26	56	CARDINAL
fsr-3790	99	27	22%	PERCENT
fsr-3790	99	28	57%	PERCENT
fsr-3790	99	29	53%	PERCENT
fsr-3790	99	30	10%	PERCENT
fsr-3790	99	31	13	CARDINAL
fsr-3790	99	32	7%	PERCENT
fsr-3790	99	33	15%	PERCENT
fsr-3790	99	34	2 2 60%	PERCENT
fsr-3790	99	35	4	CARDINAL
fsr-3790	99	36	11	CARDINAL
fsr-3790	99	37	4	CARDINAL
fsr-3790	99	38	10	CARDINAL
fsr-3790	99	39	18%	PERCENT
fsr-3790	99	40	62%	PERCENT
fsr-3790	99	41	3 4 54%	PERCENT
fsr-3790	99	42	20%	PERCENT
fsr-3790	99	43	19	CARDINAL
fsr-3790	99	44	7%	PERCENT
fsr-3790	99	45	20%	PERCENT
fsr-3790	99	46	18%	PERCENT
fsr-3790	99	47	25%	PERCENT
fsr-3790	99	48	9%	PERCENT
fsr-3790	99	49	24%	PERCENT
fsr-3790	99	50	23%	PERCENT
fsr-3790	99	51	30%	PERCENT
fsr-3790	99	52	29i91 29%	PERCENT
fsr-3790	99	53	29%	PERCENT
fsr-3790	99	54	35%	PERCENT
fsr-3790	99	55	10%	PERCENT
fsr-3790	99	56	33%	PERCENT
fsr-3790	99	57	34%	PERCENT
fsr-3790	99	58	63	CARDINAL
fsr-3790	99	59	1	CARDINAL
fsr-3790	99	60	156	CARDINAL
fsr-3790	100	1	30%	PERCENT
fsr-3790	100	2	29~8%	PERCENT
fsr-3790	100	3	31%	PERCENT
fsr-3790	100	4	28%	PERCENT
fsr-3790	100	5	10%	PERCENT
fsr-3790	100	6	9%	PERCENT
fsr-3790	100	7	14%	PERCENT
fsr-3790	100	8	15%	PERCENT
fsr-3790	100	9	35%	PERCENT
fsr-3790	100	10	33	DATE
fsr-3790	100	11	12%	PERCENT
fsr-3790	100	12	34%	PERCENT
fsr-3790	100	13	32%	PERCENT
fsr-3790	100	14	80%	PERCENT
fsr-3790	100	15	71	DATE
fsr-3790	100	16	21%	PERCENT
fsr-3790	100	17	72%	PERCENT
fsr-3790	100	18	69%	PERCENT
fsr-3790	100	19	20%	PERCENT
fsr-3790	100	20	26	CARDINAL
fsr-3790	100	21	13%	PERCENT
fsr-3790	100	22	27%	PERCENT
fsr-3790	100	23	24%	PERCENT
fsr-3790	100	24	45%	PERCENT
fsr-3790	100	25	14%	PERCENT
fsr-3790	100	26	90%	PERCENT
fsr-3790	100	27	85	DATE
fsr-3790	100	28	20%	PERCENT
fsr-3790	100	29	88%	PERCENT
fsr-3790	100	30	82%	PERCENT
fsr-3790	100	31	5	CARDINAL
fsr-3790	103	1	sec	ORG
fsr-3790	103	2	monthly	DATE
fsr-3790	106	1	10%	PERCENT
fsr-3790	107	1	two	CARDINAL
fsr-3790	107	2	only one	CARDINAL
fsr-3790	107	3	13% and 12%	PERCENT
fsr-3790	108	1	63%	PERCENT
fsr-3790	108	2	47%	PERCENT
fsr-3790	108	3	5	CARDINAL
fsr-3790	109	1	58%	PERCENT
fsr-3790	109	2	64	CARDINAL
fsr-3790	109	3	5	CARDINAL
fsr-3790	109	4	1) 1996	DATE
fsr-3790	109	5	approximately one-third	CARDINAL
fsr-3790	111	1	3	CARDINAL
fsr-3790	112	1	two	CARDINAL
fsr-3790	113	1	.05	ORG
fsr-3790	113	2	20%	PERCENT
fsr-3790	113	3	15%	PERCENT
fsr-3790	114	1	14%	PERCENT
fsr-3790	115	1	finan cial	ORG
fsr-3790	115	2	one-half	CARDINAL
fsr-3790	116	1	57%	PERCENT
fsr-3790	116	2	53%	PERCENT
fsr-3790	117	1	third	ORDINAL
fsr-3790	117	2	one	CARDINAL
fsr-3790	118	1	two	CARDINAL
fsr-3790	119	1	d.	NORP
fsr-3790	119	2	two	CARDINAL
fsr-3790	119	3	annual	DATE
fsr-3790	119	4	annual	DATE
fsr-3790	120	1	annual	DATE
fsr-3790	121	1	2	CARDINAL
fsr-3790	122	1	annual	DATE
fsr-3790	122	2	3%	PERCENT
fsr-3790	122	3	6%	PERCENT
fsr-3790	122	4	that year	DATE
fsr-3790	123	1	3% to 5%	PERCENT
fsr-3790	124	1	third	ORDINAL
fsr-3790	125	1	60%	PERCENT
fsr-3790	125	2	59%	PERCENT
fsr-3790	126	1	62%	PERCENT
fsr-3790	126	2	54%	PERCENT
fsr-3790	127	1	two	CARDINAL
fsr-3790	128	1	69%	PERCENT
fsr-3790	128	2	only 31%	PERCENT
fsr-3790	129	1	43%	PERCENT
fsr-3790	129	2	26%	PERCENT
fsr-3790	130	1	only 21%	PERCENT
fsr-3790	130	2	10%	PERCENT
fsr-3790	131	1	65	CARDINAL
fsr-3790	132	1	the united states	GPE
fsr-3790	132	2	two	CARDINAL
fsr-3790	132	3	31,000	MONEY
fsr-3790	132	4	100,000	MONEY
fsr-3790	133	1	31,000	MONEY
fsr-3790	133	2	20% and 19%	PERCENT
fsr-3790	135	1	25%	PERCENT
fsr-3790	135	2	24%	PERCENT
fsr-3790	135	3	one percent	PERCENT
fsr-3790	135	4	one	CARDINAL
fsr-3790	136	1	100,000	MONEY
fsr-3790	137	1	two	CARDINAL
fsr-3790	137	2	all 29%	PERCENT
fsr-3790	138	1	35%	PERCENT
fsr-3790	139	1	33%	PERCENT
fsr-3790	139	2	34%	PERCENT
fsr-3790	140	1	two	CARDINAL
fsr-3790	140	2	54%	PERCENT
fsr-3790	140	3	57%	PERCENT
fsr-3790	142	1	f. housing	PERSON
fsr-3790	142	2	monthly	DATE
fsr-3790	143	1	301	CARDINAL
fsr-3790	143	2	29%	PERCENT
fsr-3790	145	1	31%	PERCENT
fsr-3790	145	2	28%	PERCENT
fsr-3790	147	1	35%	PERCENT
fsr-3790	147	2	34%	PERCENT
fsr-3790	150	1	three	CARDINAL
fsr-3790	151	1	first	ORDINAL
fsr-3790	151	2	10%	PERCENT
fsr-3790	152	1	14% to 15%	PERCENT
fsr-3790	153	1	20%	PERCENT
fsr-3790	153	2	24%	PERCENT
fsr-3790	153	3	27%	PERCENT
fsr-3790	154	1	second	ORDINAL
fsr-3790	154	2	first	ORDINAL
fsr-3790	155	1	35%	PERCENT
fsr-3790	155	2	33%	PERCENT
fsr-3790	155	3	34% and 32%	PERCENT
fsr-3790	156	1	45%	PERCENT
fsr-3790	156	2	46%	PERCENT
fsr-3790	157	1	six	CARDINAL
fsr-3790	157	2	49%	PERCENT
fsr-3790	157	3	4346	CARDINAL
fsr-3790	158	1	.05	ORG
fsr-3790	159	1	66	CARDINAL
fsr-3790	159	2	5	CARDINAL
fsr-3790	159	3	1) 1996	DATE
fsr-3790	159	4	third	ORDINAL
fsr-3790	159	5	80%	PERCENT
fsr-3790	160	1	two	CARDINAL
fsr-3790	160	2	69% to 72%	PERCENT
fsr-3790	161	1	90%	PERCENT
fsr-3790	161	2	85%	PERCENT
fsr-3790	162	1	88%	PERCENT
fsr-3790	162	2	82%	PERCENT
fsr-3790	163	1	three	CARDINAL
fsr-3790	164	1	one-half	CARDINAL
fsr-3790	164	2	only 28%	PERCENT
fsr-3790	165	1	second	ORDINAL
fsr-3790	165	2	43%	PERCENT
fsr-3790	165	3	37%	PERCENT
fsr-3790	166	1	28%	PERCENT
fsr-3790	166	2	13%	PERCENT
fsr-3790	168	1	40%	PERCENT
fsr-3790	168	2	40%	PERCENT
fsr-3790	168	3	only 20%	PERCENT
fsr-3790	172	1	two	CARDINAL
fsr-3790	172	2	four	CARDINAL
fsr-3790	173	1	monthly	DATE
fsr-3790	174	1	two	CARDINAL
fsr-3790	178	1	one	CARDINAL
fsr-3790	180	1	2	CARDINAL
fsr-3790	182	1	devaney	ORG
fsr-3790	182	2	lytton	PERSON
fsr-3790	182	3	1995	DATE
fsr-3790	184	1	148	CARDINAL
fsr-3790	185	1	67	CARDINAL
fsr-3790	190	1	monthly	DATE
fsr-3790	191	1	2	CARDINAL
fsr-3790	191	2	monthly	DATE
fsr-3790	191	3	20%	PERCENT
fsr-3790	191	4	$3 1,000	MONEY
fsr-3790	191	5	5 30%	PERCENT
fsr-3790	191	6	100,000	MONEY
fsr-3790	191	7	5 25%	PERCENT
fsr-3790	191	8	31,000	MONEY
fsr-3790	191	9	35%	PERCENT
fsr-3790	191	10	100,000	MONEY
fsr-3790	191	11	30%	PERCENT
fsr-3790	191	12	5 35%	PERCENT
fsr-3790	191	13	5 15%	PERCENT
fsr-3790	191	14	2 20%	PERCENT
fsr-3790	191	15	2 250%	PERCENT
fsr-3790	191	16	2 2%	PERCENT
fsr-3790	191	17	monthly	DATE
fsr-3790	191	18	2 10%	PERCENT
fsr-3790	191	19	2 15%	PERCENT
fsr-3790	191	20	2 50%	PERCENT
fsr-3790	191	21	2 10%	PERCENT
fsr-3790	192	1	22 22	DATE
fsr-3790	192	2	35%	PERCENT
fsr-3790	192	3	2 45%	PERCENT
fsr-3790	192	4	68	CARDINAL
fsr-3790	192	5	5	CARDINAL
fsr-3790	192	6	1) 1996	DATE
fsr-3790	193	1	two	CARDINAL
fsr-3790	197	1	condi tions	PERSON
fsr-3790	201	1	e.i.	GPE
fsr-3790	201	2	1968	DATE
fsr-3790	203	1	the journal of finance	ORG
fsr-3790	203	2	23(4	CARDINAL
fsr-3790	203	3	589-609	CARDINAL
fsr-3790	204	1	bae	ORG
fsr-3790	204	2	m.	PERSON
fsr-3790	204	3	hamra	ORG
fsr-3790	204	4	s., & lindamood	ORG
fsr-3790	204	5	s.	PERSON
fsr-3790	204	6	1993	DATE
fsr-3790	205	1	u.s.	GPE
fsr-3790	206	1	finan cial	ORG
fsr-3790	206	2	4	CARDINAL
fsr-3790	207	1	bogdon, a.	PERSON
fsr-3790	207	2	j., & turner	ORG
fsr-3790	207	3	m.a.	PERSON
fsr-3790	207	4	1993	DATE
fsr-3790	209	1	washington	GPE
fsr-3790	209	2	dc: urban institute	ORG
fsr-3790	210	1	bosworth	PERSON
fsr-3790	210	2	b.	PERSON
fsr-3790	210	3	g., & sabelhaus	ORG
fsr-3790	210	4	j. (	PERSON
fsr-3790	210	5	1991	DATE
fsr-3790	212	1	william c. brainard & george l. perry	PERSON
fsr-3790	212	2	brookings	PERSON
fsr-3790	213	1	183-241	CARDINAL
fsr-3790	214	1	washington	GPE
fsr-3790	214	2	dc	GPE
fsr-3790	215	1	brand& l.	ORG
fsr-3790	215	2	j.r.	GPE
fsr-3790	215	3	j.h.	GPE
fsr-3790	215	4	1989	DATE
fsr-3790	217	1	22(5	CARDINAL
fsr-3790	217	2	68	CARDINAL
fsr-3790	218	1	s.a.	GPE
fsr-3790	218	2	r.	PERSON
fsr-3790	218	3	1990	DATE
fsr-3790	220	1	7	CARDINAL
fsr-3790	220	2	1	CARDINAL
fsr-3790	221	1	chang, y.r.	ORG
fsr-3790	221	2	1994	DATE
fsr-3790	222	1	u.s.	GPE
fsr-3790	222	2	the 1980s	DATE
fsr-3790	222	3	1983	DATE
fsr-3790	222	4	1986	DATE
fsr-3790	223	1	5.4564	CARDINAL
fsr-3790	224	1	chang, y.r.	ORG
fsr-3790	224	2	& huston	ORG
fsr-3790	224	3	1995	DATE
fsr-3790	225	1	1983	DATE
fsr-3790	225	2	1986	DATE
fsr-3790	226	1	6	CARDINAL
fsr-3790	226	2	119	CARDINAL
fsr-3790	227	1	chen	PERSON
fsr-3790	227	2	k.h.	GPE
fsr-3790	227	3	t.a.	GPE
fsr-3790	227	4	1981	DATE
fsr-3790	229	1	51-60	CARDINAL
fsr-3790	230	1	devaney, s.a.	ORG
fsr-3790	230	2	1993	DATE
fsr-3790	231	1	between 1983 and 1986	DATE
fsr-3790	231	2	american	NORP
fsr-3790	232	1	4,31-46	DATE
fsr-3790	233	1	devaney, s.a.	ORG
fsr-3790	233	2	1994	DATE
fsr-3790	234	1	two	CARDINAL
fsr-3790	235	1	5	CARDINAL
fsr-3790	235	2	s-24	ORG
fsr-3790	236	1	devaney	PERSON
fsr-3790	236	2	s.a.	GPE
fsr-3790	236	3	1995	DATE
fsr-3790	237	1	u.s.	GPE
fsr-3790	237	2	1977	DATE
fsr-3790	237	3	1989	DATE
fsr-3790	238	1	con sumer	ORG
fsr-3790	238	2	annual	DATE
fsr-3790	238	3	41,222	CARDINAL
fsr-3790	238	4	223	CARDINAL
fsr-3790	239	1	devaney, s.a.	ORG
fsr-3790	239	2	& lytton	PERSON
fsr-3790	239	3	r.h.	GPE
fsr-3790	239	4	1995	DATE
fsr-3790	241	1	4(2	CARDINAL
fsr-3790	241	2	137	CARDINAL
fsr-3790	242	1	69	CARDINAL
fsr-3790	242	2	v.s.	ORG
fsr-3790	242	3	l.j.	ORG
fsr-3790	242	4	1994	DATE
fsr-3790	244	1	6582	MONEY
fsr-3790	245	1	fronczek, p.j.	ORG
fsr-3790	245	2	h.a.	GPE
fsr-3790	245	3	1991	DATE
fsr-3790	247	1	h121/9101	GPE
fsr-3790	248	1	washington	GPE
fsr-3790	248	2	dc	GPE
fsr-3790	248	3	u.s.	GPE
fsr-3790	248	4	u.s.	GPE
fsr-3790	249	1	gardiner	PERSON
fsr-3790	249	2	m.a.	PERSON
fsr-3790	249	3	1995	DATE
fsr-3790	251	1	london	GPE
fsr-3790	251	2	73(8	DATE
fsr-3790	251	3	32	DATE
fsr-3790	252	1	godwin	GPE
fsr-3790	252	2	d.d.	GPE
fsr-3790	252	3	1995	DATE
fsr-3790	254	1	annual	DATE
fsr-3790	254	2	41	CARDINAL
fsr-3790	254	3	141	CARDINAL
fsr-3790	255	1	griffith	ORG
fsr-3790	255	2	r.	PERSON
fsr-3790	255	3	1985	DATE
fsr-3790	257	1	v.l.	GPE
fsr-3790	257	2	ed	PERSON
fsr-3790	258	1	3rd	ORDINAL
fsr-3790	258	2	annual	DATE
fsr-3790	258	3	3,123	CARDINAL
fsr-3790	258	4	hamra	ORG
fsr-3790	258	5	s., & wang	ORG
fsr-3790	258	6	1995	DATE
fsr-3790	260	1	annual	DATE
fsr-3790	260	2	41,224-225	CARDINAL
fsr-3790	260	3	1982	DATE
fsr-3790	262	1	jour nal	ORG
fsr-3790	262	2	11(l	DATE
fsr-3790	262	3	47	CARDINAL
fsr-3790	263	1	hong	GPE
fsr-3790	263	2	1995	DATE
fsr-3790	264	1	1977 and 1989	DATE
fsr-3790	265	1	6	CARDINAL
fsr-3790	265	2	129	CARDINAL
fsr-3790	266	1	horrigan	PERSON
fsr-3790	266	2	j.o.	GPE
fsr-3790	267	1	ed	PERSON
fsr-3790	268	1	1978	DATE
fsr-3790	270	1	new york	GPE
fsr-3790	271	1	iwuagwu	PERSON
fsr-3790	271	2	u.s.	GPE
fsr-3790	271	3	1989	DATE
fsr-3790	273	1	m.a.	PERSON
fsr-3790	273	2	university of wisconsin	ORG
fsr-3790	273	3	madison	PERSON
fsr-3790	273	4	kane	PERSON
fsr-3790	273	5	1995	DATE
fsr-3790	275	1	trusts & estates	ORG
fsr-3790	275	2	134(6	DATE
fsr-3790	275	3	4245	DATE
fsr-3790	276	1	kennickell, a., & shack-marquez	ORG
fsr-3790	276	2	j. (	ORG
fsr-3790	276	3	1992	DATE
fsr-3790	277	1	1983	DATE
fsr-3790	278	1	federal reserve bulletin	ORG
fsr-3790	278	2	78	DATE
fsr-3790	278	3	1	CARDINAL
fsr-3790	279	1	kimmell	PERSON
fsr-3790	279	2	d.l.	GPE
fsr-3790	279	3	1994	DATE
fsr-3790	281	1	51(5	DATE
fsr-3790	281	2	17	CARDINAL
fsr-3790	282	1	s.t.	PERSON
fsr-3790	282	2	1996	DATE
fsr-3790	284	1	robert n. veres	PERSON
fsr-3790	284	2	ed	PERSON
fsr-3790	285	1	20-22	CARDINAL
fsr-3790	286	1	london	GPE
fsr-3790	286	2	millennium press ltd.	ORG
fsr-3790	286	3	langrehr	GPE
fsr-3790	286	4	f.w.	GPE
fsr-3790	286	5	1989	DATE
fsr-3790	288	1	23(2	CARDINAL
fsr-3790	288	2	393406	DATE
fsr-3790	289	1	lawder	GPE
fsr-3790	289	2	k.e.	GPE
fsr-3790	289	3	1989	DATE
fsr-3790	290	1	101	CARDINAL
fsr-3790	291	1	28	CARDINAL
fsr-3790	292	1	lee	PERSON
fsr-3790	292	2	h.k.	GPE
fsr-3790	292	3	s. (1995	ORG
fsr-3790	294	1	6	CARDINAL
fsr-3790	294	2	147	CARDINAL
fsr-3790	295	1	h.a.	GPE
fsr-3790	295	2	m. (eds.	ORG
fsr-3790	296	1	1975	DATE
fsr-3790	298	1	bos ton	PERSON
fsr-3790	298	2	addison-wesley publishing co.	ORG
fsr-3790	299	1	s.m.	GPE
fsr-3790	299	2	& lunt	ORG
fsr-3790	299	3	p.k.	GPE
fsr-3790	299	4	1992	DATE
fsr-3790	300	1	psychologi cal	ORG
fsr-3790	301	1	13,ll	CARDINAL
fsr-3790	302	1	luckett	PERSON
fsr-3790	302	2	c.a.	GPE
fsr-3790	302	3	1988	DATE
fsr-3790	304	1	federal reserve bulletin	ORG
fsr-3790	304	2	74(g	DATE
fsr-3790	304	3	591603	DATE
fsr-3790	305	1	lytton	PERSON
fsr-3790	305	2	r.h.	GPE
fsr-3790	305	3	garman	PERSON
fsr-3790	305	4	e.t.	PERSON
fsr-3790	305	5	n.m.	GPE
fsr-3790	305	6	1991	DATE
fsr-3790	307	1	2,3-23	CARDINAL
fsr-3790	308	1	mason	GPE
fsr-3790	308	2	j.w.	GPE
fsr-3790	308	3	r.	PERSON
fsr-3790	308	4	1988	DATE
fsr-3790	310	1	the institute of certified financial planners	ORG
fsr-3790	310	2	9(l	CARDINAL
fsr-3790	310	3	71	CARDINAL
fsr-3790	311	1	1995	DATE
fsr-3790	313	1	6	CARDINAL
fsr-3790	313	2	139	CARDINAL
fsr-3790	314	1	1995	DATE
fsr-3790	316	1	29(l	CARDINAL
fsr-3790	316	2	164198	DATE
fsr-3790	317	1	poston	ORG
fsr-3790	317	2	k.m.	GPE
fsr-3790	317	3	harmon	PERSON
fsr-3790	317	4	w.k.	GPE
fsr-3790	317	5	1994	DATE
fsr-3790	319	1	10	CARDINAL
fsr-3790	319	2	1	CARDINAL
fsr-3790	320	1	41-56	CARDINAL
fsr-3790	320	2	70	CARDINAL
fsr-3790	320	3	5	CARDINAL
fsr-3790	320	4	1) 1996	DATE
fsr-3790	320	5	prather	GPE
fsr-3790	320	6	c.g.	GPE
fsr-3790	320	7	1990	DATE
fsr-3790	322	1	1,53-69	DATE
fsr-3790	323	1	scamrell	ORG
fsr-3790	323	2	e. (1990	ORG
fsr-3790	325	1	1	CARDINAL
fsr-3790	325	2	133	CARDINAL
fsr-3790	326	1	sullivan	PERSON
fsr-3790	326	2	a.c.	GPE
fsr-3790	326	3	m.f.	GPE
fsr-3790	326	4	1988	DATE
fsr-3790	328	1	53	CARDINAL
fsr-3790	329	1	sullivan	PERSON
fsr-3790	329	2	t.a.	GPE
fsr-3790	329	3	warren	PERSON
fsr-3790	329	4	e., & westbrook	ORG
fsr-3790	329	5	j.l.	GPE
fsr-3790	329	6	1989	DATE
fsr-3790	330	1	america	GPE
fsr-3790	331	1	new york	GPE
fsr-3790	331	2	oxford university press	ORG
fsr-3790	332	1	weagley	GPE
fsr-3790	332	2	r.o.	GPE
fsr-3790	332	3	c.f.	PERSON
fsr-3790	333	1	1991	DATE
fsr-3790	335	1	2	CARDINAL
fsr-3790	335	2	131	CARDINAL
fsr-3790	336	1	wechsler	ORG
fsr-3790	336	2	m.j.	ORG
fsr-3790	336	3	j.s.	GPE
fsr-3790	336	4	1996	DATE
fsr-3790	338	1	robert n. veres	PERSON
fsr-3790	338	2	ed	PERSON
fsr-3790	338	3	3-6	CARDINAL
fsr-3790	339	1	london	GPE
fsr-3790	339	2	mil lennium press, ltd	ORG
fsr-3790	339	3	xiao	PERSON
fsr-3790	339	4	j.j.	PERSON
fsr-3790	339	5	1995	DATE
fsr-3790	341	1	6,99	CARDINAL
fsr-3790	342	1	k., & widdows	ORG
fsr-3790	342	2	r.	PERSON
fsr-3790	342	3	1995	DATE
fsr-3790	344	1	annual	DATE
fsr-3790	344	2	41	CARDINAL
fsr-3790	344	3	155	CARDINAL