id	sid	eid	entity	type
fsr-3796	1	1	5(2	DATE
fsr-3796	1	2	101	CARDINAL
fsr-3796	1	3	0 1996	DATE
fsr-3796	1	4	jai press inc	ORG
fsr-3796	1	5	1057-08 10	DATE
fsr-3796	2	1	william k. templeton	PERSON
fsr-3796	2	2	robert s. main	PERSON
fsr-3796	2	3	j. b.	PERSON
fsr-3796	2	4	mort	PERSON
fsr-3796	8	1	monthly	DATE
fsr-3796	15	1	william k. templeton	PERSON
fsr-3796	15	2	robert s. main	PERSON
fsr-3796	15	3	j. b.	PERSON
fsr-3796	15	4	l butler university	ORG
fsr-3796	15	5	4600	CARDINAL
fsr-3796	15	6	avenue	GPE
fsr-3796	15	7	indianapolis	GPE
fsr-3796	15	8	46208	DATE
fsr-3796	16	1	102	CARDINAL
fsr-3796	16	2	1996	DATE
fsr-3796	16	3	brueckner & follain	ORG
fsr-3796	16	4	1988	DATE
fsr-3796	16	5	dhillon, shilling	ORG
fsr-3796	16	6	sirmans	GPE
fsr-3796	16	7	1987	DATE
fsr-3796	16	8	goldberg & heuson	ORG
fsr-3796	16	9	1992	DATE
fsr-3796	16	10	o’brien & wong	ORG
fsr-3796	16	11	1990	DATE
fsr-3796	16	12	phillips & vanderhoff	ORG
fsr-3796	16	13	1991	DATE
fsr-3796	16	14	tucker	PERSON
fsr-3796	16	15	1989	DATE
fsr-3796	18	1	~s.	PERSON
fsr-3796	20	1	bor rowers	ORG
fsr-3796	22	1	five	CARDINAL
fsr-3796	22	2	six	CARDINAL
fsr-3796	26	1	1	CARDINAL
fsr-3796	28	1	1	CARDINAL
fsr-3796	29	1	sprecher	PERSON
fsr-3796	29	2	willman	PERSON
fsr-3796	29	3	1993	DATE
fsr-3796	29	4	1987	DATE
fsr-3796	30	1	1	CARDINAL
fsr-3796	30	2	1982-1994	DATE
fsr-3796	31	1	year	DATE
fsr-3796	31	2	1982	DATE
fsr-3796	31	3	14.8	CARDINAL
fsr-3796	31	4	1983	DATE
fsr-3796	31	5	12.6	CARDINAL
fsr-3796	31	6	1984	DATE
fsr-3796	31	7	11.6	CARDINAL
fsr-3796	31	8	64	CARDINAL
fsr-3796	31	9	198.5	CARDINAL
fsr-3796	31	10	11.9	CARDINAL
fsr-3796	31	11	1986	DATE
fsr-3796	31	12	10.1 9.1 69	PERCENT
fsr-3796	31	13	1987	DATE
fsr-3796	31	14	8.2 56	PERCENT
fsr-3796	31	15	1988	DATE
fsr-3796	31	16	1989	DATE
fsr-3796	31	17	1990	DATE
fsr-3796	31	18	1991	DATE
fsr-3796	31	19	1992	DATE
fsr-3796	31	20	6.5	CARDINAL
fsr-3796	31	21	1993	DATE
fsr-3796	31	22	1994	DATE
fsr-3796	31	23	39	CARDINAL
fsr-3796	31	24	the united states	GPE
fsr-3796	32	1	103	CARDINAL
fsr-3796	33	1	150	CARDINAL
fsr-3796	35	1	first	ORDINAL
fsr-3796	36	1	second	ORDINAL
fsr-3796	37	1	lino	ORG
fsr-3796	37	2	1992	DATE
fsr-3796	39	1	mort	PERSON
fsr-3796	40	1	less than 8 years	DATE
fsr-3796	40	2	alterna tive	ORG
fsr-3796	41	1	lino	PERSON
fsr-3796	41	2	30 percent	PERCENT
fsr-3796	42	1	more than 12 years	DATE
fsr-3796	43	1	10 percent	PERCENT
fsr-3796	43	2	another 19 percent	PERCENT
fsr-3796	46	1	lino	ORG
fsr-3796	49	1	1991	DATE
fsr-3796	49	2	tucker	PERSON
fsr-3796	49	3	1991	DATE
fsr-3796	50	1	1991	DATE
fsr-3796	50	2	years	DATE
fsr-3796	52	1	two	CARDINAL
fsr-3796	53	1	tucker	PERSON
fsr-3796	53	2	199 1	CARDINAL
fsr-3796	55	1	1985 to 1989	DATE
fsr-3796	57	1	4 percent	PERCENT
fsr-3796	57	2	tucker	PERSON
fsr-3796	57	3	18 years	DATE
fsr-3796	58	1	8 percent	PERCENT
fsr-3796	58	2	up to 30 years	DATE
fsr-3796	61	1	104	CARDINAL
fsr-3796	61	2	5(2) 1996	DATE
fsr-3796	62	1	thirty year	DATE
fsr-3796	62	2	thirty year	DATE
fsr-3796	63	1	informa tion	PERSON
fsr-3796	69	1	q)l	NORP
fsr-3796	69	2	1	CARDINAL
fsr-3796	69	3	1 + ‘j	DATE
fsr-3796	69	4	4	CARDINAL
fsr-3796	70	1	years	DATE
fsr-3796	70	2	year	DATE
fsr-3796	70	3	a thirty year	DATE
fsr-3796	70	4	1	CARDINAL
fsr-3796	71	1	@risk	ORG
fsr-3796	72	1	2	CARDINAL
fsr-3796	73	1	the period 1989 through 1992	DATE
fsr-3796	76	1	the thirty year	DATE
fsr-3796	79	1	first	ORDINAL
fsr-3796	79	2	the one year	DATE
fsr-3796	79	3	u.s. treasury	ORG
fsr-3796	79	4	weekly	DATE
fsr-3796	79	5	the federal reserve	ORG
fsr-3796	80	1	treasury	ORG
fsr-3796	80	2	annual	DATE
fsr-3796	80	3	2.52	CARDINAL
fsr-3796	81	1	1	CARDINAL
fsr-3796	81	2	annual	DATE
fsr-3796	81	3	november 1979 to	DATE
fsr-3796	82	1	105	CARDINAL
fsr-3796	82	2	2	CARDINAL
fsr-3796	82	3	annual	DATE
fsr-3796	82	4	30 years	DATE
fsr-3796	82	5	100,000	MONEY
fsr-3796	82	6	1 year	DATE
fsr-3796	82	7	3.16%	PERCENT
fsr-3796	82	8	2.52%	PERCENT
fsr-3796	82	9	11.00%	PERCENT
fsr-3796	82	10	3.00%	PERCENT
fsr-3796	82	11	2.75%	PERCENT
fsr-3796	82	12	5.910%	PERCENT
fsr-3796	82	13	5.375%	PERCENT
fsr-3796	82	14	4.000%	PERCENT
fsr-3796	82	15	28%	PERCENT
fsr-3796	82	16	2.00%	PERCENT
fsr-3796	82	17	6.00%	PERCENT
fsr-3796	82	18	30 years	DATE
fsr-3796	82	19	1.000%	PERCENT
fsr-3796	82	20	7.875%	PERCENT
fsr-3796	82	21	4.000%	PERCENT
fsr-3796	82	22	28%	PERCENT
fsr-3796	82	23	fed	ORG
fsr-3796	82	24	the year	DATE
fsr-3796	82	25	first	ORDINAL
fsr-3796	83	1	annual	DATE
fsr-3796	84	1	the first year	DATE
fsr-3796	85	1	the second year	DATE
fsr-3796	85	2	annual	DATE
fsr-3796	85	3	the previous year	DATE
fsr-3796	87	1	3%	PERCENT
fsr-3796	87	2	11%	PERCENT
fsr-3796	88	1	tucker	PERSON
fsr-3796	88	2	1991	DATE
fsr-3796	92	1	chan	ORG
fsr-3796	92	2	1992	DATE
fsr-3796	92	3	one month	DATE
fsr-3796	92	4	treasury	ORG
fsr-3796	94	1	2	CARDINAL
fsr-3796	94	2	thirty year	DATE
fsr-3796	96	1	monthly	DATE
fsr-3796	97	1	the thirty year	DATE
fsr-3796	98	1	annually	DATE
fsr-3796	100	1	annual	DATE
fsr-3796	101	1	years	DATE
fsr-3796	102	1	two	CARDINAL
fsr-3796	103	1	106	CARDINAL
fsr-3796	103	2	5(2	CARDINAL
fsr-3796	103	3	1996	DATE
fsr-3796	103	4	2.52%	PERCENT
fsr-3796	103	5	annual	DATE
fsr-3796	103	6	1	CARDINAL
fsr-3796	104	1	annual	DATE
fsr-3796	104	2	one year	DATE
fsr-3796	104	3	january 1979 to	DATE
fsr-3796	104	4	0	CARDINAL
fsr-3796	104	5	30 year i1 year	DATE
fsr-3796	104	6	1	CARDINAL
fsr-3796	104	7	2	CARDINAL
fsr-3796	105	1	an actual	DATE
fsr-3796	105	2	thirty year	DATE
fsr-3796	105	3	the one year	DATE
fsr-3796	105	4	the first week of each year	DATE
fsr-3796	105	5	1963 through 1992	DATE
fsr-3796	106	1	107	CARDINAL
fsr-3796	106	2	4%	PERCENT
fsr-3796	109	1	28%	PERCENT
fsr-3796	111	1	each of years 1 through 30	DATE
fsr-3796	114	1	the early years	DATE
fsr-3796	116	1	the years	DATE
fsr-3796	116	2	several years	DATE
fsr-3796	118	1	thirty	CARDINAL
fsr-3796	119	1	one thousand	CARDINAL
fsr-3796	121	1	month end of september 1992	DATE
fsr-3796	122	1	first	ORDINAL
fsr-3796	122	2	2	CARDINAL
fsr-3796	124	1	the first year	DATE
fsr-3796	125	1	first	ORDINAL
fsr-3796	125	2	annual	DATE
fsr-3796	126	1	3,4	CARDINAL
fsr-3796	126	2	5	CARDINAL
fsr-3796	127	1	1 to 30 years	DATE
fsr-3796	130	1	2	CARDINAL
fsr-3796	130	2	tucker	PERSON
fsr-3796	130	3	1991	DATE
fsr-3796	130	4	455	CARDINAL
fsr-3796	131	1	3	CARDINAL
fsr-3796	132	1	minus one	CARDINAL
fsr-3796	132	2	ninety percent	PERCENT
fsr-3796	133	1	3	CARDINAL
fsr-3796	133	2	4%	PERCENT
fsr-3796	133	3	just 6 years	DATE
fsr-3796	133	4	approximately $5,000	MONEY
fsr-3796	134	1	108	CARDINAL
fsr-3796	134	2	1996	DATE
fsr-3796	134	3	roughly one-sixth	CARDINAL
fsr-3796	135	1	roughly $11,000	MONEY
fsr-3796	135	2	roughly $6,000	MONEY
fsr-3796	136	1	one	CARDINAL
fsr-3796	138	1	14 years	DATE
fsr-3796	139	1	4	CARDINAL
fsr-3796	140	1	1,000	CARDINAL
fsr-3796	140	2	the entire thirty year	DATE
fsr-3796	140	3	over 35 percent	PERCENT
fsr-3796	141	1	only 3 years	DATE
fsr-3796	141	2	about 8 percent	PERCENT
fsr-3796	142	1	14 years	DATE
fsr-3796	143	1	50,000 40,000 30,000 20,000	MONEY
fsr-3796	143	2	tl	ORG
fsr-3796	145	1	4	CARDINAL
fsr-3796	145	2	3	CARDINAL
fsr-3796	146	1	~~-a~	DATE
fsr-3796	146	2	100,000	MONEY
fsr-3796	146	3	4 percent	PERCENT
fsr-3796	147	1	one	CARDINAL
fsr-3796	148	1	ninety percent	PERCENT
fsr-3796	149	1	109	CARDINAL
fsr-3796	149	2	4	CARDINAL
fsr-3796	152	1	later years	DATE
fsr-3796	154	1	5	CARDINAL
fsr-3796	154	2	annual	DATE
fsr-3796	154	3	the thirty year	DATE
fsr-3796	155	1	about $9,570	MONEY
fsr-3796	156	1	8,778	MONEY
fsr-3796	157	1	one	CARDINAL
fsr-3796	164	1	4	CARDINAL
fsr-3796	164	2	years	DATE
fsr-3796	165	1	each year	DATE
fsr-3796	166	1	year 30	DATE
fsr-3796	167	1	4 percent	PERCENT
fsr-3796	168	1	110	CARDINAL
fsr-3796	168	2	5(2	CARDINAL
fsr-3796	168	3	1996	DATE
fsr-3796	168	4	8,000	CARDINAL
fsr-3796	168	5	0	CARDINAL
fsr-3796	168	6	6,000	CARDINAL
fsr-3796	168	7	5	CARDINAL
fsr-3796	168	8	annual	DATE
fsr-3796	170	1	one	CARDINAL
fsr-3796	171	1	ninety percent	PERCENT
fsr-3796	171	2	annual	DATE
fsr-3796	173	1	month end march 1989	DATE
fsr-3796	174	1	3	CARDINAL
fsr-3796	174	2	6	CARDINAL
fsr-3796	175	1	simula tion	PERSON
fsr-3796	176	1	the thirty year	DATE
fsr-3796	178	1	two	CARDINAL
fsr-3796	179	1	second	ORDINAL
fsr-3796	179	2	ten year	DATE
fsr-3796	179	3	treasury	ORG
fsr-3796	179	4	treasury	ORG
fsr-3796	179	5	ten year	DATE
fsr-3796	180	1	111	CARDINAL
fsr-3796	181	1	annual	DATE
fsr-3796	183	1	3	CARDINAL
fsr-3796	184	1	2.5	CARDINAL
fsr-3796	184	2	at least 15 years	DATE
fsr-3796	185	1	8.5%	PERCENT
fsr-3796	185	2	20 years	DATE
fsr-3796	185	3	1,000	MONEY
fsr-3796	185	4	the remaining 20 years	DATE
fsr-3796	188	1	7,8	CARDINAL
fsr-3796	188	2	9	CARDINAL
fsr-3796	189	1	the end of the third year	DATE
fsr-3796	190	1	just over 2	CARDINAL
fsr-3796	191	1	the first year	DATE
fsr-3796	194	1	8	CARDINAL
fsr-3796	195	1	1,000	CARDINAL
fsr-3796	195	2	just one year	DATE
fsr-3796	195	3	fifty nine percent	PERCENT
fsr-3796	196	1	the entire thirty year	DATE
fsr-3796	197	1	9	CARDINAL
fsr-3796	197	2	3	CARDINAL
fsr-3796	197	3	30 years 30 years	DATE
fsr-3796	197	4	$100,000 $100,000	MONEY
fsr-3796	197	5	1.250%	PERCENT
fsr-3796	197	6	1.000%	PERCENT
fsr-3796	197	7	1 year	DATE
fsr-3796	197	8	10 year	DATE
fsr-3796	197	9	9.78%	PERCENT
fsr-3796	197	10	9.20%	PERCENT
fsr-3796	197	11	2.77%	PERCENT
fsr-3796	197	12	2.21%	PERCENT
fsr-3796	197	13	11.00%	PERCENT
fsr-3796	197	14	12.00%	PERCENT
fsr-3796	197	15	3.00%	PERCENT
fsr-3796	197	16	5.25%	PERCENT
fsr-3796	197	17	2.75%	PERCENT
fsr-3796	197	18	2.050%	PERCENT
fsr-3796	197	19	12.53%	PERCENT
fsr-3796	197	20	10.50%	PERCENT
fsr-3796	197	21	11.25%	PERCENT
fsr-3796	197	22	4.00%	PERCENT
fsr-3796	197	23	4.00%	PERCENT
fsr-3796	197	24	28%	PERCENT
fsr-3796	197	25	28%	PERCENT
fsr-3796	197	26	annual	DATE
fsr-3796	197	27	2.00%	PERCENT
fsr-3796	197	28	6.00%	PERCENT
fsr-3796	197	29	2.50%	PERCENT
fsr-3796	197	30	15 years	DATE
fsr-3796	197	31	annual	DATE
fsr-3796	197	32	the period november 1979 to	DATE
fsr-3796	197	33	december	DATE
fsr-3796	198	1	the one year	DATE
fsr-3796	198	2	first	ORDINAL
fsr-3796	199	1	november 1979 to december 1991	DATE
fsr-3796	200	1	asterisk	ORG
fsr-3796	200	2	112	CARDINAL
fsr-3796	200	3	5(2	CARDINAL
fsr-3796	200	4	50,000	CARDINAL
fsr-3796	200	5	30,000	CARDINAL
fsr-3796	200	6	0	CARDINAL
fsr-3796	200	7	10,000	CARDINAL
fsr-3796	200	8	3	CARDINAL
fsr-3796	202	1	6	CARDINAL
fsr-3796	203	1	l~,~o	NORP
fsr-3796	203	2	4 percent	PERCENT
fsr-3796	204	1	one	CARDINAL
fsr-3796	205	1	ninety percent	PERCENT
fsr-3796	206	1	frh4	NORP
fsr-3796	210	1	113 50,000 40,000	MONEY
fsr-3796	210	2	20,000	CARDINAL
fsr-3796	210	3	3	CARDINAL
fsr-3796	210	4	2	CARDINAL
fsr-3796	211	1	7	CARDINAL
fsr-3796	212	1	100,000	MONEY
fsr-3796	212	2	4 percent	PERCENT
fsr-3796	213	1	one	CARDINAL
fsr-3796	214	1	ninety percent	PERCENT
fsr-3796	218	1	only 75	CARDINAL
fsr-3796	219	1	the first year	DATE
fsr-3796	221	1	a first year	DATE
fsr-3796	221	2	114	CARDINAL
fsr-3796	221	3	1996	DATE
fsr-3796	221	4	8	CARDINAL
fsr-3796	221	5	years	DATE
fsr-3796	221	6	arh4	GPE
fsr-3796	222	1	each year	DATE
fsr-3796	223	1	year 30	DATE
fsr-3796	224	1	4 percent	PERCENT
fsr-3796	226	1	tucker	PERSON
fsr-3796	226	2	1991	DATE
fsr-3796	226	3	the 1985 to 1989	DATE
fsr-3796	229	1	10	CARDINAL
fsr-3796	229	2	the federal housing board	ORG
fsr-3796	229	3	monthly	DATE
fsr-3796	235	1	quite a few years	DATE
fsr-3796	238	1	willman	PERSON
fsr-3796	238	2	1993	DATE
fsr-3796	238	3	115 14,000 8,000	CARDINAL
fsr-3796	239	1	3 n 8,000	QUANTITY
fsr-3796	240	1	9	CARDINAL
fsr-3796	240	2	annual	DATE
fsr-3796	244	1	a four year	DATE
fsr-3796	247	1	last past the first year	DATE
fsr-3796	251	1	impo	PERSON
fsr-3796	251	2	dete	GPE
fsr-3796	254	1	116	CARDINAL
fsr-3796	254	2	5(2	CARDINAL
fsr-3796	254	3	1996	DATE
fsr-3796	255	1	$8 6	MONEY
fsr-3796	255	2	5 5 5 5 %	PERCENT
fsr-3796	255	3	$ p 6	MONEY
fsr-3796	256	1	10	CARDINAL
fsr-3796	257	1	the federal housing finance board	ORG
fsr-3796	257	2	monthly	DATE
fsr-3796	262	1	two	CARDINAL
fsr-3796	262	2	the thirty year	DATE
fsr-3796	262	3	the one year	DATE
fsr-3796	262	4	mort gages	GPE
fsr-3796	263	1	the first five or seven years	DATE
fsr-3796	263	2	annually	DATE
fsr-3796	264	1	every six months or every three years	DATE
fsr-3796	265	1	two	CARDINAL
fsr-3796	266	1	117	CARDINAL
fsr-3796	272	1	@risk	ORG
fsr-3796	272	2	3.5	CARDINAL
fsr-3796	273	1	1996	DATE
fsr-3796	275	1	brueckner	ORG
fsr-3796	275	2	jan k., & follain	GPE
fsr-3796	275	3	james r.	PERSON
fsr-3796	275	4	1988	DATE
fsr-3796	277	1	io	ORG
fsr-3796	277	2	93	CARDINAL
fsr-3796	278	1	chan	ORG
fsr-3796	278	2	k.c.	GPE
fsr-3796	278	3	karolyi	GPE
fsr-3796	278	4	g. andrew	PERSON
fsr-3796	278	5	francis a.	PERSON
fsr-3796	278	6	anthony b.	PERSON
fsr-3796	278	7	1992	DATE
fsr-3796	280	1	18,1209-1227	CARDINAL
fsr-3796	281	1	dhillon	ORG
fsr-3796	281	2	upinder s.	PERSON
fsr-3796	281	3	james d.	PERSON
fsr-3796	281	4	1987	DATE
fsr-3796	283	1	19,260	CARDINAL
fsr-3796	284	1	7.0	CARDINAL
fsr-3796	284	2	1995	DATE
fsr-3796	285	1	microsoft corporation	ORG
fsr-3796	286	1	goldberg	ORG
fsr-3796	286	2	lawrence g.	PERSON
fsr-3796	286	3	andrea j.	PERSON
fsr-3796	286	4	1992	DATE
fsr-3796	288	1	the journal of financial services research	ORG
fsr-3796	288	2	649-60	CARDINAL
fsr-3796	289	1	lino	ORG
fsr-3796	290	1	1992	DATE
fsr-3796	292	1	26,262	CARDINAL
fsr-3796	294	1	1985 through 1995	DATE
fsr-3796	295	1	washington	GPE
fsr-3796	295	2	dc	GPE
fsr-3796	295	3	federal housing finance board	ORG
fsr-3796	296	1	o’brien,	ORG
fsr-3796	296	2	a.	PERSON
fsr-3796	296	3	maureen, & wong	ORG
fsr-3796	296	4	shee q.	PERSON
fsr-3796	296	5	1990	DATE
fsr-3796	297	1	mort gages:	PERSON
fsr-3796	299	1	3usiness	PRODUCT
fsr-3796	299	2	8,49-54	CARDINAL
fsr-3796	300	1	phillips	ORG
fsr-3796	300	2	richard a.	PERSON
fsr-3796	300	3	james	PERSON
fsr-3796	301	1	1991	DATE
fsr-3796	302	1	adjustableversus	PERSON
fsr-3796	303	1	the journal ofreal estate research	ORG
fsr-3796	303	2	639	CARDINAL
fsr-3796	303	3	sprecher	PERSON
fsr-3796	303	4	c. ronald	GPE
fsr-3796	303	5	elliott s.	PERSON
fsr-3796	303	6	1993	DATE
fsr-3796	305	1	8,78	CARDINAL
fsr-3796	306	1	tucker	PERSON
fsr-3796	306	2	michael	PERSON
fsr-3796	307	1	1989	DATE
fsr-3796	309	1	4,81	CARDINAL
fsr-3796	310	1	tucker	PERSON
fsr-3796	310	2	michael	PERSON
fsr-3796	311	1	1991	DATE
fsr-3796	313	1	26,447	CARDINAL
fsr-3796	314	1	u.s.	GPE
fsr-3796	315	1	(various years	DATE
fsr-3796	316	1	the united states	GPE
fsr-3796	317	1	washington	GPE
fsr-3796	317	2	dc	GPE
fsr-3796	317	3	arefaine g.	PERSON
fsr-3796	317	4	1991	DATE
fsr-3796	318	1	frm	PERSON
fsr-3796	319	1	57,21-24	CARDINAL