id	sid	eid	entity	type
fsr-3823	1	1	6(3	CARDINAL
fsr-3823	1	2	155	CARDINAL
fsr-3823	1	3	0 1998	DATE
fsr-3823	1	4	jai press inc	ORG
fsr-3823	1	5	1057-0810	DATE
fsr-3823	2	1	s. travis pritchett	PERSON
fsr-3823	3	1	the 1980s	DATE
fsr-3823	4	1	1985	DATE
fsr-3823	8	1	i. introduction	PERSON
fsr-3823	8	2	recent years	DATE
fsr-3823	8	3	u.s.	GPE
fsr-3823	9	1	the 1980s	DATE
fsr-3823	10	1	age 100	DATE
fsr-3823	16	1	s. travis pritchett l w. frank hipp	PERSON
fsr-3823	16	2	university of south carolina	ORG
fsr-3823	16	3	columbia	GPE
fsr-3823	16	4	sc	GPE
fsr-3823	16	5	29208	DATE
fsr-3823	17	1	156	CARDINAL
fsr-3823	17	2	6(3	CARDINAL
fsr-3823	17	3	1998	DATE
fsr-3823	17	4	the national association of insurance	ORG
fsr-3823	17	5	naic	ORG
fsr-3823	20	1	between the end of war ii	DATE
fsr-3823	20	2	1985	DATE
fsr-3823	21	1	post1985	PERSON
fsr-3823	21	2	mort gages	PERSON
fsr-3823	21	3	the 1990s	DATE
fsr-3823	26	1	50 years	DATE
fsr-3823	28	1	1980	DATE
fsr-3823	28	2	14 percent	PERCENT
fsr-3823	30	1	age 100	DATE
fsr-3823	31	1	1990s	DATE
fsr-3823	31	2	age 70	DATE
fsr-3823	32	1	two	CARDINAL
fsr-3823	35	1	second	ORDINAL
fsr-3823	37	1	finan cially	GPE
fsr-3823	39	1	pritchett	PERSON
fsr-3823	39	2	1998	DATE
fsr-3823	40	1	annual	DATE
fsr-3823	42	1	157	CARDINAL
fsr-3823	42	2	some each year	DATE
fsr-3823	42	3	miller	ORG
fsr-3823	42	4	1996	DATE
fsr-3823	43	1	busi ness	PERSON
fsr-3823	47	1	several years	DATE
fsr-3823	50	1	several years	DATE
fsr-3823	51	1	thirty seven percent	PERCENT
fsr-3823	51	2	the “investment year	DATE
fsr-3823	53	1	years	DATE
fsr-3823	54	1	each year	DATE
fsr-3823	55	1	a particular year	DATE
fsr-3823	57	1	histori cal	ORG
fsr-3823	57	2	a few months or a year	DATE
fsr-3823	59	1	approximately two years	DATE
fsr-3823	62	1	the 1980s	DATE
fsr-3823	62	2	miller	ORG
fsr-3823	62	3	1996	DATE
fsr-3823	63	1	naic	ORG
fsr-3823	63	2	december 1995	DATE
fsr-3823	65	1	the next ninety-five	DATE
fsr-3823	65	2	95) days	DATE
fsr-3823	66	1	158	CARDINAL
fsr-3823	66	2	6(3	CARDINAL
fsr-3823	66	3	1998	DATE
fsr-3823	66	4	annually	DATE
fsr-3823	67	1	1	CARDINAL
fsr-3823	67	2	2	CARDINAL
fsr-3823	67	3	3	CARDINAL
fsr-3823	67	4	expe	DATE
fsr-3823	68	1	naic, 1996,	ORG
fsr-3823	68	2	582	CARDINAL
fsr-3823	69	1	1	CARDINAL
fsr-3823	69	2	2	CARDINAL
fsr-3823	69	3	naic, 1996,	ORG
fsr-3823	69	4	582	CARDINAL
fsr-3823	70	1	naic, 1996,	ORG
fsr-3823	70	2	582	CARDINAL
fsr-3823	71	1	all years	DATE
fsr-3823	72	1	naic, 1996,	ORG
fsr-3823	72	2	582	CARDINAL
fsr-3823	74	1	1	CARDINAL
fsr-3823	74	2	2	CARDINAL
fsr-3823	74	3	3	CARDINAL
fsr-3823	74	4	50 percent	PERCENT
fsr-3823	75	1	one	CARDINAL
fsr-3823	75	2	actuarial stan dards board	ORG
fsr-3823	75	3	1995	DATE
fsr-3823	75	4	2	CARDINAL
fsr-3823	76	1	1995	DATE
fsr-3823	76	2	7	CARDINAL
fsr-3823	78	1	the securities and exchange commission	ORG
fsr-3823	79	1	con vert	ORG
fsr-3823	79	2	1997	DATE
fsr-3823	81	1	dards board	ORG
fsr-3823	81	2	1995	DATE
fsr-3823	81	3	101	CARDINAL
fsr-3823	84	1	159 2.0%	PERCENT
fsr-3823	84	2	194	CARDINAL
fsr-3823	86	1	1993 1999 years	DATE
fsr-3823	87	1	1	CARDINAL
fsr-3823	87	2	u.s.	GPE
fsr-3823	87	3	1945-1994	DATE
fsr-3823	87	4	1995	DATE
fsr-3823	88	1	7	CARDINAL
fsr-3823	90	1	approximately two years	DATE
fsr-3823	91	1	u.s.	GPE
fsr-3823	93	1	approximately two years	DATE
fsr-3823	93	2	1	CARDINAL
fsr-3823	94	1	u.s.	GPE
fsr-3823	94	2	the american council of life insurance	ORG
fsr-3823	95	1	1930	DATE
fsr-3823	95	2	5.05 percent	PERCENT
fsr-3823	95	3	2.88 percent	PERCENT
fsr-3823	95	4	1947	DATE
fsr-3823	95	5	1994	DATE
fsr-3823	95	6	74	CARDINAL
fsr-3823	96	1	9.65 percent	PERCENT
fsr-3823	96	2	9.87 percent	PERCENT
fsr-3823	96	3	1984	DATE
fsr-3823	96	4	1985	DATE
fsr-3823	96	5	1986	DATE
fsr-3823	97	1	subse quent industry	ORG
fsr-3823	98	1	1984	DATE
fsr-3823	98	2	1985	DATE
fsr-3823	99	1	160	CARDINAL
fsr-3823	99	2	6(3	CARDINAL
fsr-3823	99	3	1998	DATE
fsr-3823	103	1	u.s.	GPE
fsr-3823	104	1	al.	PERSON
fsr-3823	104	2	1994	DATE
fsr-3823	105	1	annual	DATE
fsr-3823	105	2	annual	DATE
fsr-3823	105	3	50-year	DATE
fsr-3823	106	1	lognormal	FAC
fsr-3823	106	2	distribu tion	PERSON
fsr-3823	107	1	negative 100 percent	PERCENT
fsr-3823	109	1	aitchison & brown	ORG
fsr-3823	109	2	1957	DATE
fsr-3823	109	3	shimizu	PERSON
fsr-3823	109	4	1988	DATE
fsr-3823	111	1	1995	DATE
fsr-3823	114	1	first	ORDINAL
fsr-3823	116	1	1995	DATE
fsr-3823	116	2	57	CARDINAL
fsr-3823	117	1	68 percent	PERCENT
fsr-3823	117	2	one	CARDINAL
fsr-3823	118	1	5th	ORDINAL
fsr-3823	118	2	90 percent	PERCENT
fsr-3823	120	1	one	CARDINAL
fsr-3823	120	2	161	CARDINAL
fsr-3823	120	3	34 percent	PERCENT
fsr-3823	121	1	1995	DATE
fsr-3823	122	1	ibbotson associates inc.	ORG
fsr-3823	122	2	chicago	GPE
fsr-3823	122	3	illinois	GPE
fsr-3823	128	1	lehman	ORG
fsr-3823	128	2	the standard & poor’s	ORG
fsr-3823	128	3	500	CARDINAL
fsr-3823	128	4	ibbotson	ORG
fsr-3823	129	1	the end of 1993	DATE
fsr-3823	130	1	treasury	ORG
fsr-3823	131	1	1926	DATE
fsr-3823	132	1	monthly	DATE
fsr-3823	133	1	the 1970s	DATE
fsr-3823	133	2	u.s.	GPE
fsr-3823	139	1	john maynard keynes	PERSON
fsr-3823	141	1	the end of 1993	DATE
fsr-3823	141	2	u.s.	GPE
fsr-3823	141	3	1	CARDINAL
fsr-3823	141	4	41.74 percent	PERCENT
fsr-3823	141	5	2	CARDINAL
fsr-3823	141	6	25.17 percent	PERCENT
fsr-3823	141	7	3	CARDINAL
fsr-3823	141	8	14.76 percent	PERCENT
fsr-3823	141	9	4	CARDINAL
fsr-3823	141	10	5.09 percent	PERCENT
fsr-3823	141	11	5	CARDINAL
fsr-3823	141	12	5.07 percent	PERCENT
fsr-3823	141	13	6	CARDINAL
fsr-3823	141	14	2.85 percent	PERCENT
fsr-3823	141	15	7	CARDINAL
fsr-3823	141	16	5.32 percent	PERCENT
fsr-3823	142	1	1993	DATE
fsr-3823	142	2	1	CARDINAL
fsr-3823	143	1	ibbotson associ	PERSON
fsr-3823	143	2	ates	ORG
fsr-3823	143	3	20-year	DATE
fsr-3823	144	1	between five and 20 years	CARDINAL
fsr-3823	144	2	20-year	DATE
fsr-3823	146	1	zero	CARDINAL
fsr-3823	147	1	162	CARDINAL
fsr-3823	147	2	6(3	CARDINAL
fsr-3823	147	3	1998	DATE
fsr-3823	147	4	1	CARDINAL
fsr-3823	148	1	u.s.	GPE
fsr-3823	148	2	the end of 1993	DATE
fsr-3823	148	3	lehman	ORG
fsr-3823	148	4	41.7	CARDINAL
fsr-3823	148	5	25.2	CARDINAL
fsr-3823	148	6	ibbotson assoc.	PERSON
fsr-3823	149	1	17.6	CARDINAL
fsr-3823	149	2	standard & poor’s	ORG
fsr-3823	149	3	500 5.1	CARDINAL
fsr-3823	149	4	90.day	CARDINAL
fsr-3823	149	5	treasury	ORG
fsr-3823	149	6	5.1	CARDINAL
fsr-3823	149	7	30-day	DATE
fsr-3823	149	8	treasury	ORG
fsr-3823	149	9	5.3	CARDINAL
fsr-3823	149	10	annual	DATE
fsr-3823	150	1	lehman	ORG
fsr-3823	150	2	197351994	DATE
fsr-3823	151	1	1978-1994	DATE
fsr-3823	151	2	s & p soo,	ORG
fsr-3823	151	3	1926-1994	DATE
fsr-3823	151	4	90	CARDINAL
fsr-3823	151	5	treasury	ORG
fsr-3823	151	6	1978-1994	DATE
fsr-3823	151	7	30-day	DATE
fsr-3823	151	8	treasury	ORG
fsr-3823	151	9	1969-1994	DATE
fsr-3823	151	10	u.s.	GPE
fsr-3823	151	11	the end of 1993	DATE
fsr-3823	151	12	less than one percent	PERCENT
fsr-3823	152	1	23.1 percent	PERCENT
fsr-3823	153	1	2.6 per cent	MONEY
fsr-3823	153	2	1,2	CARDINAL
fsr-3823	153	3	3	CARDINAL
fsr-3823	153	4	recent years	DATE
fsr-3823	153	5	only 34.4 percent	PERCENT
fsr-3823	153	6	the end of 1993	DATE
fsr-3823	153	7	10 years	DATE
fsr-3823	153	8	17.2 percent	PERCENT
fsr-3823	153	9	more than 20 years	DATE
fsr-3823	154	1	53.5 percent	PERCENT
fsr-3823	154	2	ten years	DATE
fsr-3823	154	3	32 percent	PERCENT
fsr-3823	154	4	20 years	DATE
fsr-3823	155	1	9.5 percent	PERCENT
fsr-3823	155	2	3.8 percent	PERCENT
fsr-3823	156	1	u.s.	GPE
fsr-3823	156	2	treasury	ORG
fsr-3823	157	1	91.7 percent	PERCENT
fsr-3823	157	2	4.1 percent	PERCENT
fsr-3823	157	3	one	CARDINAL
fsr-3823	157	4	four	CARDINAL
fsr-3823	157	5	4.1 percent	PERCENT
fsr-3823	158	1	u.s.	GPE
fsr-3823	158	2	98 percent	PERCENT
fsr-3823	161	1	95.8 percent	PERCENT
fsr-3823	163	1	only 17.8	CARDINAL
fsr-3823	163	2	2	CARDINAL
fsr-3823	164	1	annual	DATE
fsr-3823	164	2	u.s.	GPE
fsr-3823	164	3	the end of 1993	DATE
fsr-3823	164	4	i year 5 years	DATE
fsr-3823	164	5	years 20 years 30 years 40 year.7 50 years	DATE
fsr-3823	164	6	95th	ORDINAL
fsr-3823	164	7	18.84	CARDINAL
fsr-3823	164	8	8.59	TIME
fsr-3823	164	9	75th	ORDINAL
fsr-3823	164	10	11.70	CARDINAL
fsr-3823	164	11	7.64	CARDINAL
fsr-3823	164	12	65th	ORDINAL
fsr-3823	164	13	9.65 8.17 7.82	MONEY
fsr-3823	164	14	7.20	CARDINAL
fsr-3823	164	15	6.99	TIME
fsr-3823	164	16	35th	ORDINAL
fsr-3823	164	17	4.38	CARDINAL
fsr-3823	164	18	6.61 25th	DATE
fsr-3823	164	19	2.47	CARDINAL
fsr-3823	164	20	6.33	CARDINAL
fsr-3823	164	21	5th	ORDINAL
fsr-3823	164	22	2.07 3.49	CARDINAL
fsr-3823	164	23	5.22 5.41	CARDINAL
fsr-3823	164	24	0	CARDINAL
fsr-3823	165	1	porrfolio stmrrgist	ORG
fsr-3823	165	2	1996	DATE
fsr-3823	166	1	chicago	GPE
fsr-3823	169	1	163	CARDINAL
fsr-3823	169	2	annual	DATE
fsr-3823	170	1	75th percentlfff	GPE
fsr-3823	170	2	35th	ORDINAL
fsr-3823	170	3	25th	DATE
fsr-3823	170	4	5th	ORDINAL
fsr-3823	170	5	0	CARDINAL
fsr-3823	170	6	ibbotson associstes	ORG
fsr-3823	171	1	1996	DATE
fsr-3823	171	2	chicago	GPE
fsr-3823	173	1	2	CARDINAL
fsr-3823	173	2	annual	DATE
fsr-3823	173	3	u.s.	GPE
fsr-3823	173	4	the end of 1993 percent	DATE
fsr-3823	175	1	14.8 percent	PERCENT
fsr-3823	175	2	20.5 percent	PERCENT
fsr-3823	175	3	0.5 percent	PERCENT
fsr-3823	175	4	1994	DATE
fsr-3823	176	1	treasury	ORG
fsr-3823	176	2	164	CARDINAL
fsr-3823	176	3	6(3	CARDINAL
fsr-3823	176	4	1998	DATE
fsr-3823	176	5	two	CARDINAL
fsr-3823	176	6	2.5 percent	PERCENT
fsr-3823	177	1	lehman	ORG
fsr-3823	177	2	90-day	DATE
fsr-3823	177	3	treasury	ORG
fsr-3823	177	4	8 per cent	MONEY
fsr-3823	181	1	50th	ORDINAL
fsr-3823	181	2	7.20 percent	PERCENT
fsr-3823	181	3	6.85	CARDINAL
fsr-3823	182	1	the fifth year	DATE
fsr-3823	182	2	7.03 percent	PERCENT
fsr-3823	182	3	4.99 percent	PERCENT
fsr-3823	182	4	sometime between years 20 and 30	DATE
fsr-3823	182	5	1994	DATE
fsr-3823	183	1	the 90 percent	PERCENT
fsr-3823	183	2	first year	DATE
fsr-3823	183	3	between -3.69 percent	PERCENT
fsr-3823	183	4	18.84 percent	PERCENT
fsr-3823	183	5	fifth year	DATE
fsr-3823	183	6	between 2.07 percent and 12.13 percent	PERCENT
fsr-3823	184	1	fifth	ORDINAL
fsr-3823	184	2	2.07 percent	PERCENT
fsr-3823	184	3	4.5	CARDINAL
fsr-3823	185	1	50-year	DATE
fsr-3823	185	2	90 percent	PERCENT
fsr-3823	185	3	6.99 percent	PERCENT
fsr-3823	185	4	5.41 and	PERCENT
fsr-3823	185	5	8.59 percent	PERCENT
fsr-3823	186	1	2	CARDINAL
fsr-3823	186	2	2	CARDINAL
fsr-3823	187	1	2	CARDINAL
fsr-3823	190	1	vi	PERSON
fsr-3823	190	2	u.s.	GPE
fsr-3823	190	3	many years	DATE
fsr-3823	193	1	198os	LAW
fsr-3823	193	2	several years	DATE
fsr-3823	194	1	165	CARDINAL
fsr-3823	199	1	one	CARDINAL
fsr-3823	200	1	age 100	DATE
fsr-3823	200	2	age 80	DATE
fsr-3823	200	3	age 30	DATE
fsr-3823	200	4	50-year	DATE
fsr-3823	201	1	20 years or so	DATE
fsr-3823	201	2	over 90 percent	PERCENT
fsr-3823	201	3	the 20fh year	DATE
fsr-3823	202	1	dis tant	ORG
fsr-3823	202	2	20 years	DATE
fsr-3823	204	1	u.s.	GPE
fsr-3823	204	2	between eight and one-half years	CARDINAL
fsr-3823	204	3	age 25	DATE
fsr-3823	204	4	12.9 years	DATE
fsr-3823	204	5	age 55	DATE
fsr-3823	204	6	potasky et al.	PERSON
fsr-3823	204	7	1992	DATE
fsr-3823	206	1	pri	ORG
fsr-3823	206	2	mary	PERSON
fsr-3823	206	3	90 percent	PERCENT
fsr-3823	207	1	10 percent	PERCENT
fsr-3823	207	2	the 90 percent	PERCENT
fsr-3823	211	1	a past period	DATE
fsr-3823	220	1	166	CARDINAL
fsr-3823	220	2	6(3	CARDINAL
fsr-3823	220	3	1998	DATE
fsr-3823	221	1	likeli	GPE
fsr-3823	221	2	the 90 percent	PERCENT
fsr-3823	221	3	10 percent	PERCENT
fsr-3823	221	4	two	CARDINAL
fsr-3823	225	1	one	CARDINAL
fsr-3823	225	2	two	CARDINAL
fsr-3823	231	1	1994	DATE
fsr-3823	233	1	washington	GPE
fsr-3823	233	2	american council of life insurance	ORG
fsr-3823	234	1	1995	DATE
fsr-3823	235	1	naic life insurance	ORG
fsr-3823	236	1	24	CARDINAL
fsr-3823	237	1	050	CARDINAL
fsr-3823	238	1	2	CARDINAL
fsr-3823	239	1	aitchison	ORG
fsr-3823	239	2	j., & brown	ORG
fsr-3823	239	3	j. a. c.	PERSON
fsr-3823	239	4	1957	DATE
fsr-3823	240	1	cambridge	GPE
fsr-3823	240	2	cambridge university press	ORG
fsr-3823	241	1	bock	ORG
fsr-3823	241	2	b. j.	PERSON
fsr-3823	241	3	j., & cole	ORG
fsr-3823	241	4	l. n. (	PERSON
fsr-3823	241	5	1992	DATE
fsr-3823	242	1	18	CARDINAL
fsr-3823	242	2	3	CARDINAL
fsr-3823	243	1	1317-18	CARDINAL
fsr-3823	244	1	r. w.	PERSON
fsr-3823	245	1	al	PERSON
fsr-3823	246	1	1994	DATE
fsr-3823	248	1	20	CARDINAL
fsr-3823	248	2	2	CARDINAL
fsr-3823	248	3	e. l., & shim	PERSON
fsr-3823	248	4	1988	DATE
fsr-3823	250	1	new york	GPE
fsr-3823	250	2	marcel dekker	PERSON
fsr-3823	251	1	lewis, a. l.	PERSON
fsr-3823	251	2	kassouf	GPE
fsr-3823	251	3	s. t.	PERSON
fsr-3823	251	4	brehm	GPE
fsr-3823	251	5	r. d.	PERSON
fsr-3823	251	6	1980	DATE
fsr-3823	252	1	ibbotson	PERSON
fsr-3823	252	2	simula tion	PERSON
fsr-3823	253	1	53(2	CARDINAL
fsr-3823	253	2	205	CARDINAL
fsr-3823	254	1	1995	DATE
fsr-3823	255	1	ibbotson	ORG
fsr-3823	257	1	r.	PERSON
fsr-3823	257	2	1997	DATE
fsr-3823	259	1	the wall street journal	ORG
fsr-3823	260	1	c25	ORG
fsr-3823	260	2	miller	ORG
fsr-3823	260	3	w. n. (	PERSON
fsr-3823	260	4	1996	DATE
fsr-3823	262	1	american	NORP
fsr-3823	262	2	clu & chfc	ORG
fsr-3823	262	3	82-89	DATE
fsr-3823	263	1	naic	ORG
fsr-3823	263	2	1995	DATE
fsr-3823	264	1	potasky, s.	PERSON
fsr-3823	264	2	feinberg	PERSON
fsr-3823	264	3	m. j.	PERSON
fsr-3823	264	4	m. r., & querfeld	PERSON
fsr-3823	264	5	e. b.	PERSON
fsr-3823	264	6	1992	DATE
fsr-3823	266	1	18	CARDINAL
fsr-3823	267	1	4b	CARDINAL
fsr-3823	267	2	2043	CARDINAL
fsr-3823	268	1	167 pritchett	PERSON
fsr-3823	268	2	s. t.	PERSON
fsr-3823	268	3	1998	DATE
fsr-3823	270	1	kansas city	GPE
fsr-3823	270	2	national association of insurance	ORG
fsr-3823	272	1	1995	DATE
fsr-3823	272	2	1995	DATE
fsr-3823	273	1	159-73	CARDINAL
fsr-3823	274	1	chicago	GPE
fsr-3823	274	2	ibbotson	PERSON