id	sid	eid	entity	type
fsr-3859	1	1	william reichenstein* baylor university	PERSON
fsr-3859	1	2	p.o.	ORG
fsr-3859	1	3	98004	DATE
fsr-3859	1	4	waco	GPE
fsr-3859	1	5	tx 76798-8004, usa	ORG
fsr-3859	1	6	two	CARDINAL
fsr-3859	2	1	first	ORDINAL
fsr-3859	4	1	second	ORDINAL
fsr-3859	7	1	1998	DATE
fsr-3859	7	2	science inc.	ORG
fsr-3859	9	1	1	CARDINAL
fsr-3859	10	1	brinson et al.	FAC
fsr-3859	10	2	1986	DATE
fsr-3859	10	3	1997	DATE
fsr-3859	10	4	sharpe	PERSON
fsr-3859	10	5	1990	DATE
fsr-3859	16	1	two	CARDINAL
fsr-3859	17	1	first	ORDINAL
fsr-3859	18	1	11	CARDINAL
fsr-3859	19	1	w. reichenstein	PERSON
fsr-3859	19	2	7	CARDINAL
fsr-3859	19	3	1998	DATE
fsr-3859	20	1	195–206	CARDINAL
fsr-3859	20	2	1998	DATE
fsr-3859	20	3	science inc.	ORG
fsr-3859	23	1	second	ORDINAL
fsr-3859	24	1	second	ORDINAL
fsr-3859	24	2	first	ORDINAL
fsr-3859	33	1	2	CARDINAL
fsr-3859	33	2	jones	PERSON
fsr-3859	33	3	1	MONEY
fsr-3859	33	4	1	MONEY
fsr-3859	35	1	keogh	PERSON
fsr-3859	36	1	1	MONEY
fsr-3859	38	1	50%	PERCENT
fsr-3859	38	2	50%	PERCENT
fsr-3859	40	1	joneses	PERSON
fsr-3859	41	1	1	MONEY
fsr-3859	41	2	1	MONEY
fsr-3859	42	1	12	CARDINAL
fsr-3859	44	1	k%	GPE
fsr-3859	44	2	n years	DATE
fsr-3859	45	1	n years	DATE
fsr-3859	45	2	1(11	MONEY
fsr-3859	46	1	35%	PERCENT
fsr-3859	46	2	1 k)n	DATE
fsr-3859	50	1	k% for n years	FAC
fsr-3859	50	2	0.35	MONEY
fsr-3859	50	3	0.35(11	MONEY
fsr-3859	50	4	5 $0.35	MONEY
fsr-3859	51	1	1	MONEY
fsr-3859	51	2	12	CARDINAL
fsr-3859	52	1	1	MONEY
fsr-3859	52	2	1(11	MONEY
fsr-3859	53	1	n years	DATE
fsr-3859	53	2	0.35	MONEY
fsr-3859	53	3	11	CARDINAL
fsr-3859	54	1	n years	DATE
fsr-3859	54	2	0.35	MONEY
fsr-3859	55	1	196	CARDINAL
fsr-3859	55	2	w. reichenstein / financial services	ORG
fsr-3859	55	3	7	CARDINAL
fsr-3859	55	4	1998	DATE
fsr-3859	56	1	195–206	CARDINAL
fsr-3859	56	2	modigliani	ORG
fsr-3859	56	3	miller	ORG
fsr-3859	56	4	1958	DATE
fsr-3859	57	1	35%	PERCENT
fsr-3859	57	2	0.65	MONEY
fsr-3859	57	3	1	MONEY
fsr-3859	57	4	39.4%	PERCENT
fsr-3859	57	5	60.6%	PERCENT
fsr-3859	58	1	first	ORDINAL
fsr-3859	58	2	1 2	CARDINAL
fsr-3859	60	1	first	ORDINAL
fsr-3859	60	2	1999	DATE
fsr-3859	64	1	3	CARDINAL
fsr-3859	64	2	smith	PERSON
fsr-3859	64	3	mary	PERSON
fsr-3859	64	4	bob smith	PERSON
fsr-3859	64	5	age 65	DATE
fsr-3859	65	1	bob	PERSON
fsr-3859	65	2	30 years	DATE
fsr-3859	67	1	albuquerque	GPE
fsr-3859	67	2	the past seven years	DATE
fsr-3859	68	1	35%	PERCENT
fsr-3859	69	1	1	CARDINAL
fsr-3859	70	1	15,000	MONEY
fsr-3859	70	2	exxon	ORG
fsr-3859	71	1	5,000	MONEY
fsr-3859	72	1	165,000	MONEY
fsr-3859	73	1	50,000	MONEY
fsr-3859	74	1	70,000	MONEY
fsr-3859	74	2	five years ago	DATE
fsr-3859	74	3	50,000	MONEY
fsr-3859	74	4	20,000	MONEY
fsr-3859	75	1	1	CARDINAL
fsr-3859	75	2	70,000	MONEY
fsr-3859	76	1	1	CARDINAL
fsr-3859	77	1	exxon	ORG
fsr-3859	77	2	$ 15,000 $ 12,300	MONEY
fsr-3859	77	3	$165,000 $	MONEY
fsr-3859	77	4	107,250	MONEY
fsr-3859	77	5	$ 50,000 $ 50,000	MONEY
fsr-3859	77	6	$ 70,000 $	MONEY
fsr-3859	77	7	63,000	MONEY
fsr-3859	77	8	$300,000 $	MONEY
fsr-3859	77	9	242,550	MONEY
fsr-3859	77	10	$250,000 $250,000	MONEY
fsr-3859	77	11	$200,000 $200,000	MONEY
fsr-3859	77	12	$ 60,000 $	MONEY
fsr-3859	77	13	51,250	MONEY
fsr-3859	77	14	ben	PERSON
fsr-3859	78	1	$195,000 $	MONEY
fsr-3859	78	2	195,000	MONEY
fsr-3859	78	3	$300,000 $	MONEY
fsr-3859	78	4	195,000	MONEY
fsr-3859	78	5	197w	PRODUCT
fsr-3859	79	1	7	CARDINAL
fsr-3859	79	2	1998	DATE
fsr-3859	80	1	195–206	CARDINAL
fsr-3859	80	2	seven years ago	DATE
fsr-3859	80	3	150,000	MONEY
fsr-3859	81	1	250,000	MONEY
fsr-3859	81	2	200,000	MONEY
fsr-3859	82	1	26,000	MONEY
fsr-3859	83	1	first	ORDINAL
fsr-3859	83	2	mary $13,000	ORG
fsr-3859	84	1	irs	ORG
fsr-3859	84	2	20-year	DATE
fsr-3859	84	3	26,000	MONEY
fsr-3859	84	4	20 years	DATE
fsr-3859	84	5	300,000	MONEY
fsr-3859	84	6	5.93%	PERCENT
fsr-3859	85	1	today	DATE
fsr-3859	85	2	mary	ORG
fsr-3859	85	3	13,000	MONEY
fsr-3859	85	4	20 years	DATE
fsr-3859	85	5	150,000	MONEY
fsr-3859	86	1	mary	PERSON
fsr-3859	88	1	195,000	MONEY
fsr-3859	88	2	97,500	MONEY
fsr-3859	88	3	$300,000(12 0.35	MONEY
fsr-3859	89	1	mary	PERSON
fsr-3859	89	2	195,000	MONEY
fsr-3859	89	3	bob	PERSON
fsr-3859	90	1	60,000	MONEY
fsr-3859	91	1	1	CARDINAL
fsr-3859	91	2	35%	PERCENT
fsr-3859	91	3	27%	PERCENT
fsr-3859	93	1	zero	CARDINAL
fsr-3859	94	1	zero	CARDINAL
fsr-3859	95	1	exxon	ORG
fsr-3859	95	2	5,000	MONEY
fsr-3859	96	1	27%	PERCENT
fsr-3859	96	2	10,000	MONEY
fsr-3859	96	3	7,300	MONEY
fsr-3859	97	1	12,300	MONEY
fsr-3859	97	2	5,000	MONEY
fsr-3859	97	3	7,300	MONEY
fsr-3859	99	1	10,000	MONEY
fsr-3859	99	2	7,000	MONEY
fsr-3859	99	3	this year	DATE
fsr-3859	99	4	35%	PERCENT
fsr-3859	100	1	8,050	MONEY
fsr-3859	100	2	$7,0001 $3,000	MONEY
fsr-3859	100	3	0.35	CARDINAL
fsr-3859	101	1	165,000	MONEY
fsr-3859	101	2	107,250	MONEY
fsr-3859	101	3	165,000	MONEY
fsr-3859	101	4	12 0.35	CARDINAL
fsr-3859	102	1	50,000	MONEY
fsr-3859	107	1	50,000	MONEY
fsr-3859	108	1	20,000	MONEY
fsr-3859	109	1	13,000	MONEY
fsr-3859	110	1	63,000	MONEY
fsr-3859	111	1	up to $500,000	MONEY
fsr-3859	112	1	100,000	MONEY
fsr-3859	112	2	250,000	MONEY
fsr-3859	116	1	200,000	MONEY
fsr-3859	117	1	200,000	MONEY
fsr-3859	120	1	60,000	MONEY
fsr-3859	121	1	35,000	MONEY
fsr-3859	122	1	25,000	MONEY
fsr-3859	122	2	198	CARDINAL
fsr-3859	122	3	w. reichenstein / financial services	ORG
fsr-3859	122	4	7	CARDINAL
fsr-3859	122	5	1998	DATE
fsr-3859	123	1	195–206	CARDINAL
fsr-3859	124	1	51,250	MONEY
fsr-3859	125	1	4	CARDINAL
fsr-3859	125	2	2	CARDINAL
fsr-3859	126	1	first	ORDINAL
fsr-3859	126	2	two	CARDINAL
fsr-3859	128	1	first	ORDINAL
fsr-3859	128	2	two	CARDINAL
fsr-3859	128	3	peavy	ORG
fsr-3859	128	4	sherrerd	GPE
fsr-3859	128	5	1990	DATE
fsr-3859	129	1	three-year	DATE
fsr-3859	130	1	1997	DATE
fsr-3859	130	2	1994	DATE
fsr-3859	134	1	2	CARDINAL
fsr-3859	134	2	only 60.0%	PERCENT
fsr-3859	134	3	40.0%	PERCENT
fsr-3859	134	4	0.0%	PERCENT
fsr-3859	134	5	51.4%	PERCENT
fsr-3859	134	6	34.3%	PERCENT
fsr-3859	134	7	14.3%	PERCENT
fsr-3859	134	8	only 51.4%	PERCENT
fsr-3859	134	9	48.6%	PERCENT
fsr-3859	134	10	0.0%	PERCENT
fsr-3859	134	11	42.3%	PERCENT
fsr-3859	134	12	40.0%	PERCENT
fsr-3859	134	13	17.7%	PERCENT
fsr-3859	134	14	42.3%	PERCENT
fsr-3859	134	15	230.8%	PERCENT
fsr-3859	134	16	88.5%	PERCENT
fsr-3859	134	17	25.0%	PERCENT
fsr-3859	134	18	75.0%	PERCENT
fsr-3859	134	19	0.0%	PERCENT
fsr-3859	134	20	42.9%	PERCENT
fsr-3859	134	21	57.1%	PERCENT
fsr-3859	134	22	0.0%	PERCENT
fsr-3859	134	23	27.9%	PERCENT
fsr-3859	134	24	37.1%	PERCENT
fsr-3859	134	25	35.0%	PERCENT
fsr-3859	134	26	20.8%	PERCENT
fsr-3859	134	27	35.7%	PERCENT
fsr-3859	134	28	43.5%	PERCENT
fsr-3859	134	29	thousands	CARDINAL
fsr-3859	134	30	$12.31 $	MONEY
fsr-3859	134	31	107.25	MONEY
fsr-3859	135	1	$501 $	MONEY
fsr-3859	135	2	200	MONEY
fsr-3859	136	1	250	MONEY
fsr-3859	137	1	292.55	MONEY
fsr-3859	138	1	thousands	CARDINAL
fsr-3859	138	2	119.55	MONEY
fsr-3859	138	3	$501 $631 $51.251 $	MONEY
fsr-3859	138	4	195	MONEY
fsr-3859	138	5	359.25	MONEY
fsr-3859	139	1	thousands	CARDINAL
fsr-3859	139	2	119.55	MONEY
fsr-3859	139	3	159.25	MONEY
fsr-3859	139	4	$501 $631 $51.251 $	MONEY
fsr-3859	139	5	200	MONEY
fsr-3859	140	1	thousands	CARDINAL
fsr-3859	140	2	119.55	MONEY
fsr-3859	141	1	159.25	MONEY
fsr-3859	141	2	$501 $	MONEY
fsr-3859	141	3	1952	DATE
fsr-3859	141	4	200	MONEY
fsr-3859	142	1	150	MONEY
fsr-3859	143	1	thousands	CARDINAL
fsr-3859	143	2	119.55	MONEY
fsr-3859	144	1	$501 $631 $	MONEY
fsr-3859	144	2	1951	DATE
fsr-3859	144	3	97.52	MONEY
fsr-3859	144	4	200	MONEY
fsr-3859	144	5	205.5	MONEY
fsr-3859	145	1	250	MONEY
fsr-3859	146	1	199w	ORDINAL
fsr-3859	147	1	7	CARDINAL
fsr-3859	147	2	1998	DATE
fsr-3859	148	1	195–206	CARDINAL
fsr-3859	149	1	yuh et al	PERSON
fsr-3859	150	1	1998b	DATE
fsr-3859	152	1	first	ORDINAL
fsr-3859	153	1	300,000	MONEY
fsr-3859	154	1	60%	PERCENT
fsr-3859	154	2	40%	PERCENT
fsr-3859	154	3	0%	PERCENT
fsr-3859	155	1	second	ORDINAL
fsr-3859	155	2	50,000	MONEY
fsr-3859	157	1	duncan et al	PERSON
fsr-3859	158	1	1984	DATE
fsr-3859	159	1	1988, 1990	DATE
fsr-3859	159	2	li et al	PERSON
fsr-3859	159	3	1996	DATE
fsr-3859	159	4	moore	PERSON
fsr-3859	159	5	mitchell	PERSON
fsr-3859	159	6	1997	DATE
fsr-3859	159	7	yuh et al	PERSON
fsr-3859	160	1	bernheim	GPE
fsr-3859	160	2	1996	DATE
fsr-3859	161	1	200,000	MONEY
fsr-3859	161	2	200,000	MONEY
fsr-3859	162	1	51.4%	PERCENT
fsr-3859	162	2	180,000/$350,000	MONEY
fsr-3859	162	3	34.3%	PERCENT
fsr-3859	162	4	120,000/$350,000	MONEY
fsr-3859	162	5	14.3%	PERCENT
fsr-3859	162	6	50,000/$350,000	MONEY
fsr-3859	163	1	2	CARDINAL
fsr-3859	163	2	two	CARDINAL
fsr-3859	164	1	242,550	MONEY
fsr-3859	165	1	51.4%	PERCENT
fsr-3859	165	2	48.6%	PERCENT
fsr-3859	167	1	42.3%	PERCENT
fsr-3859	167	2	40.0%	PERCENT
fsr-3859	167	3	17.7%	PERCENT
fsr-3859	168	1	first	ORDINAL
fsr-3859	168	2	two	CARDINAL
fsr-3859	169	1	at least three	CARDINAL
fsr-3859	170	1	first	ORDINAL
fsr-3859	170	2	about 9%	PERCENT
fsr-3859	171	1	10%	PERCENT
fsr-3859	172	1	10%	PERCENT
fsr-3859	175	1	second	ORDINAL
fsr-3859	179	1	third	ORDINAL
fsr-3859	180	1	200,000	MONEY
fsr-3859	180	2	200,000	MONEY
fsr-3859	184	1	4,000	MONEY
fsr-3859	184	2	10,000	MONEY
fsr-3859	184	3	intel	ORG
fsr-3859	185	1	6,000	MONEY
fsr-3859	186	1	10,000	MONEY
fsr-3859	187	1	intel	ORG
fsr-3859	187	2	20%	PERCENT
fsr-3859	187	3	2,000	MONEY
fsr-3859	188	1	25%	PERCENT
fsr-3859	188	2	2,500	MONEY
fsr-3859	189	1	20%	PERCENT
fsr-3859	189	2	50,000	MONEY
fsr-3859	190	1	250,000	MONEY
fsr-3859	190	2	50,000	MONEY
fsr-3859	191	1	first	ORDINAL
fsr-3859	191	2	delaney	ORG
fsr-3859	191	3	1995	DATE
fsr-3859	191	4	delaney	LAW
fsr-3859	191	5	1996	DATE
fsr-3859	193	1	200	CARDINAL
fsr-3859	193	2	w.	PERSON
fsr-3859	193	3	7	CARDINAL
fsr-3859	193	4	1998	DATE
fsr-3859	194	1	195–206	CARDINAL
fsr-3859	194	2	200,000	MONEY
fsr-3859	194	3	50,000	MONEY
fsr-3859	194	4	8%	PERCENT
fsr-3859	194	5	8%	PERCENT
fsr-3859	195	1	50,000	MONEY
fsr-3859	198	1	50,000	MONEY
fsr-3859	199	1	50,000	MONEY
fsr-3859	199	2	50,000	MONEY
fsr-3859	203	1	one	CARDINAL
fsr-3859	209	1	12	CARDINAL
fsr-3859	211	1	10%	PERCENT
fsr-3859	213	1	two	CARDINAL
fsr-3859	215	1	250,000	MONEY
fsr-3859	215	2	200,000	MONEY
fsr-3859	217	1	42.3%	PERCENT
fsr-3859	217	2	88.5%	PERCENT
fsr-3859	218	1	maria crawford scott	PERSON
fsr-3859	218	2	1995	DATE
fsr-3859	218	3	the (american association of individual investors)aaii journal	ORG
fsr-3859	219	1	15	CARDINAL
fsr-3859	226	1	17	CARDINAL
fsr-3859	227	1	25.0%	PERCENT
fsr-3859	227	2	75.0%	PERCENT
fsr-3859	228	1	1995	DATE
fsr-3859	231	1	201w	PRODUCT
fsr-3859	232	1	7	CARDINAL
fsr-3859	232	2	1998	DATE
fsr-3859	233	1	195–206	CARDINAL
fsr-3859	241	1	two	CARDINAL
fsr-3859	242	1	first	ORDINAL
fsr-3859	242	2	scott	ORG
fsr-3859	242	3	1995	DATE
fsr-3859	246	1	second	ORDINAL
fsr-3859	247	1	750,000	MONEY
fsr-3859	248	1	first	ORDINAL
fsr-3859	251	1	two	CARDINAL
fsr-3859	252	1	first	ORDINAL
fsr-3859	254	1	42.9%	PERCENT
fsr-3859	254	2	57.1%	PERCENT
fsr-3859	255	1	scott	PERSON
fsr-3859	255	2	25%	PERCENT
fsr-3859	255	3	75%	PERCENT
fsr-3859	257	1	scott	ORG
fsr-3859	257	2	1995	DATE
fsr-3859	259	1	second	ORDINAL
fsr-3859	260	1	100,000	MONEY
fsr-3859	261	1	150,000	MONEY
fsr-3859	261	2	250,000	MONEY
fsr-3859	261	3	100,000	MONEY
fsr-3859	262	1	100,000	MONEY
fsr-3859	264	1	150,000	MONEY
fsr-3859	265	1	27.9%	PERCENT
fsr-3859	265	2	37.1%	PERCENT
fsr-3859	265	3	35.0%	PERCENT
fsr-3859	266	1	2	CARDINAL
fsr-3859	268	1	mary	ORG
fsr-3859	268	2	13,000	MONEY
fsr-3859	270	1	20.8%	PERCENT
fsr-3859	270	2	35.7%	PERCENT
fsr-3859	270	3	43.5%	PERCENT
fsr-3859	271	1	mary	PERSON
fsr-3859	271	2	first	ORDINAL
fsr-3859	272	1	bob	PERSON
fsr-3859	273	1	202	CARDINAL
fsr-3859	273	2	w. reichenstein / financial services	ORG
fsr-3859	273	3	7	CARDINAL
fsr-3859	273	4	1998	DATE
fsr-3859	274	1	195–206 5	DATE
fsr-3859	278	1	25.0	CARDINAL
fsr-3859	278	2	51.4%	PERCENT
fsr-3859	279	1	% to 75%	PERCENT
fsr-3859	279	2	more than 100%	PERCENT
fsr-3859	280	1	0% to 88.5%	PERCENT
fsr-3859	285	1	one	CARDINAL
fsr-3859	286	1	3	CARDINAL
fsr-3859	286	2	three	CARDINAL
fsr-3859	287	1	one	CARDINAL
fsr-3859	288	1	195,000	MONEY
fsr-3859	288	2	200,000	MONEY
fsr-3859	289	1	200,000	MONEY
fsr-3859	290	1	200,000	MONEY
fsr-3859	291	1	three	CARDINAL
fsr-3859	292	1	one	CARDINAL
fsr-3859	293	1	3	CARDINAL
fsr-3859	293	2	three	CARDINAL
fsr-3859	293	3	119.55	MONEY
fsr-3859	293	4	51.4%	PERCENT
fsr-3859	293	5	113	MONEY
fsr-3859	293	6	48.6%	PERCENT
fsr-3859	293	7	0	MONEY
fsr-3859	293	8	0.0%	PERCENT
fsr-3859	294	1	119.55	MONEY
fsr-3859	294	2	51.4%	PERCENT
fsr-3859	294	3	113	MONEY
fsr-3859	294	4	48.6%	PERCENT
fsr-3859	294	5	0	MONEY
fsr-3859	294	6	0.0%	PERCENT
fsr-3859	295	1	119.55	MONEY
fsr-3859	295	2	51.4%	PERCENT
fsr-3859	295	3	113	MONEY
fsr-3859	295	4	48.6%	PERCENT
fsr-3859	295	5	0	MONEY
fsr-3859	295	6	0.0%	PERCENT
fsr-3859	295	7	119.55	MONEY
fsr-3859	295	8	42.3%	PERCENT
fsr-3859	295	9	2$87	CARDINAL
fsr-3859	295	10	230.8%	PERCENT
fsr-3859	295	11	250	MONEY
fsr-3859	295	12	88.5%	PERCENT
fsr-3859	296	1	119.55	MONEY
fsr-3859	296	2	42.3%	PERCENT
fsr-3859	296	3	2$87	CARDINAL
fsr-3859	296	4	230.8%	PERCENT
fsr-3859	296	5	250	MONEY
fsr-3859	296	6	88.5%	PERCENT
fsr-3859	297	1	119.55	MONEY
fsr-3859	297	2	24.8%	PERCENT
fsr-3859	297	3	113	MONEY
fsr-3859	297	4	23.4%	PERCENT
fsr-3859	297	5	250	MONEY
fsr-3859	297	6	51.8%	PERCENT
fsr-3859	297	7	119.55	MONEY
fsr-3859	297	8	25.0%	PERCENT
fsr-3859	297	9	359.25	MONEY
fsr-3859	297	10	75.0%	PERCENT
fsr-3859	297	11	0	MONEY
fsr-3859	297	12	0.0%	PERCENT
fsr-3859	298	1	119.55	MONEY
fsr-3859	298	2	42.1%	PERCENT
fsr-3859	298	3	164.25	MONEY
fsr-3859	298	4	57.9%	PERCENT
fsr-3859	298	5	0	MONEY
fsr-3859	298	6	0.0%	PERCENT
fsr-3859	299	1	119.55	MONEY
fsr-3859	299	2	25.0%	PERCENT
fsr-3859	299	3	359.25	MONEY
fsr-3859	299	4	75.0%	PERCENT
fsr-3859	299	5	0	MONEY
fsr-3859	299	6	0.0%	PERCENT
fsr-3859	299	7	119.55	MONEY
fsr-3859	299	8	42.9%	PERCENT
fsr-3859	299	9	159.25	MONEY
fsr-3859	299	10	57.1%	PERCENT
fsr-3859	299	11	0	MONEY
fsr-3859	299	12	0.0%	PERCENT
fsr-3859	300	1	119.55	MONEY
fsr-3859	300	2	142.7%	PERCENT
fsr-3859	301	1	2$35.75	DATE
fsr-3859	301	2	242.7%	PERCENT
fsr-3859	301	3	0	MONEY
fsr-3859	301	4	0.0%	PERCENT
fsr-3859	302	1	119.55	MONEY
fsr-3859	302	2	25.0%	PERCENT
fsr-3859	302	3	359.25	MONEY
fsr-3859	302	4	75.0%	PERCENT
fsr-3859	302	5	0	MONEY
fsr-3859	302	6	0.0%	PERCENT
fsr-3859	302	7	119.55	MONEY
fsr-3859	302	8	27.9%	PERCENT
fsr-3859	302	9	159.25	MONEY
fsr-3859	302	10	37.1%	PERCENT
fsr-3859	302	11	150	MONEY
fsr-3859	302	12	35.0%	PERCENT
fsr-3859	302	13	119.55	MONEY
fsr-3859	302	14	39.2%	PERCENT
fsr-3859	303	1	2$35.75	CARDINAL
fsr-3859	303	2	211.7%	PERCENT
fsr-3859	303	3	150	MONEY
fsr-3859	303	4	49.1%	PERCENT
fsr-3859	303	5	119.55	MONEY
fsr-3859	303	6	19.0%	PERCENT
fsr-3859	303	7	359.25	MONEY
fsr-3859	303	8	57.1%	PERCENT
fsr-3859	303	9	150	MONEY
fsr-3859	303	10	24.9%	PERCENT
fsr-3859	303	11	195,000	MONEY
fsr-3859	303	12	200,000	MONEY
fsr-3859	306	1	203w	WORK_OF_ART
fsr-3859	307	1	7	CARDINAL
fsr-3859	307	2	1998	DATE
fsr-3859	308	1	195–206	CARDINAL
fsr-3859	308	2	three	CARDINAL
fsr-3859	309	1	bob smith	PERSON
fsr-3859	310	1	scott	PERSON
fsr-3859	310	2	200,000	MONEY
fsr-3859	310	3	zero	CARDINAL
fsr-3859	314	1	mary	PERSON
fsr-3859	319	1	mary smith	PERSON
fsr-3859	319	2	100,000	MONEY
fsr-3859	321	1	1994	DATE
fsr-3859	321	2	about 100	CARDINAL
fsr-3859	323	1	65	DATE
fsr-3859	323	2	35%	PERCENT
fsr-3859	325	1	60%	PERCENT
fsr-3859	326	1	100,000	MONEY
fsr-3859	327	1	100,000	MONEY
fsr-3859	328	1	42.9%	PERCENT
fsr-3859	328	2	about 8%	PERCENT
fsr-3859	328	3	35%	PERCENT
fsr-3859	329	1	35%	PERCENT
fsr-3859	329	2	about $14,000	MONEY
fsr-3859	330	1	27.9%	PERCENT
fsr-3859	331	1	about $66,000	MONEY
fsr-3859	334	1	6	CARDINAL
fsr-3859	339	1	first	ORDINAL
fsr-3859	340	1	second	ORDINAL
fsr-3859	342	1	204	CARDINAL
fsr-3859	342	2	7	CARDINAL
fsr-3859	342	3	1998	DATE
fsr-3859	342	4	195–206	CARDINAL
fsr-3859	349	1	100,000	MONEY
fsr-3859	349	2	8%	PERCENT
fsr-3859	349	3	100,000	MONEY
fsr-3859	349	4	8%	PERCENT
fsr-3859	353	1	two	CARDINAL
fsr-3859	361	1	two	CARDINAL
fsr-3859	361	2	karen eilers	PERSON
fsr-3859	361	3	lahey	PERSON
fsr-3859	362	1	bernheim	GPE
fsr-3859	362	2	b. d.	PERSON
fsr-3859	362	3	1996	DATE
fsr-3859	363	1	merrill lynch	ORG
fsr-3859	363	2	96	CARDINAL
fsr-3859	364	1	stanford university	ORG
fsr-3859	364	2	merrill lynch	ORG
fsr-3859	365	1	bogle	ORG
fsr-3859	365	2	j. c.	PERSON
fsr-3859	365	3	1994).bogle	CARDINAL
fsr-3859	366	1	new york	GPE
fsr-3859	366	2	irwin	PERSON
fsr-3859	367	1	brinson	ORG
fsr-3859	367	2	g. p.	PERSON
fsr-3859	367	3	r., & beebower	ORG
fsr-3859	367	4	1986	DATE
fsr-3859	368	1	43(4	DATE
fsr-3859	368	2	39–44	CARDINAL
fsr-3859	368	3	s. a.	PERSON
fsr-3859	368	4	r.	PERSON
fsr-3859	368	5	1988	DATE
fsr-3859	370	1	hampton	PERSON
fsr-3859	370	2	annual	DATE
fsr-3859	370	3	the american council	ORG
fsr-3859	370	4	15–18	CARDINAL
fsr-3859	371	1	columbia	GPE
fsr-3859	371	2	mo	GPE
fsr-3859	371	3	american council	ORG
fsr-3859	372	1	s. a.	PERSON
fsr-3859	372	2	r.	PERSON
fsr-3859	372	3	1990	DATE
fsr-3859	373	1	1	CARDINAL
fsr-3859	373	2	71–91	DATE
fsr-3859	374	1	delaney	ORG
fsr-3859	374	2	c., & reichenstein	ORG
fsr-3859	374	3	w. (1996	ORG
fsr-3859	375	1	7–11	CARDINAL
fsr-3859	376	1	duncan	PERSON
fsr-3859	376	2	g. j.	PERSON
fsr-3859	376	3	o. s.	PERSON
fsr-3859	376	4	j. n.	PERSON
fsr-3859	376	5	1984	DATE
fsr-3859	377	1	18(1	CARDINAL
fsr-3859	377	2	22–46	CARDINAL
fsr-3859	377	3	205w	ORG
fsr-3859	378	1	7	CARDINAL
fsr-3859	378	2	1998	DATE
fsr-3859	378	3	195–206	CARDINAL
fsr-3859	378	4	a. b.	PERSON
fsr-3859	378	5	starr-mccluer	PERSON
fsr-3859	378	6	a. e. (	PERSON
fsr-3859	378	7	1997	DATE
fsr-3859	379	1	u.s.	GPE
fsr-3859	379	2	1–24	DATE
fsr-3859	380	1	li	PERSON
fsr-3859	380	2	j.	PERSON
fsr-3859	380	3	c. p.,	PERSON
fsr-3859	380	4	l. v. (	PERSON
fsr-3859	380	5	1996	DATE
fsr-3859	381	1	7	CARDINAL
fsr-3859	381	2	39–48	CARDINAL
fsr-3859	382	1	modigliani	ORG
fsr-3859	382	2	f., & miller	ORG
fsr-3859	382	3	m. h.	PERSON
fsr-3859	382	4	1958	DATE
fsr-3859	384	1	american	NORP
fsr-3859	384	2	48	DATE
fsr-3859	384	3	261–297	CARDINAL
fsr-3859	385	1	moore	PERSON
fsr-3859	385	2	j. f., & mitchell	PERSON
fsr-3859	385	3	o. s.	PERSON
fsr-3859	386	1	pension research council	ORG
fsr-3859	386	2	98	CARDINAL
fsr-3859	387	1	the wharton school of the university of pennsylvania	ORG
fsr-3859	387	2	philadelphia	GPE
fsr-3859	388	1	peavy	ORG
fsr-3859	388	2	j. w.	PERSON
fsr-3859	388	3	k. f.	PERSON
fsr-3859	389	1	management.charlottesville	GPE
fsr-3859	390	1	j. m.	PERSON
fsr-3859	390	2	s. f., &	PERSON
fsr-3859	390	3	d. a.	PERSON
fsr-3859	390	4	1994	DATE
fsr-3859	391	1	americans.american	NORP
fsr-3859	391	2	180–185	CARDINAL
fsr-3859	392	1	w.	PERSON
fsr-3859	392	2	1999).savings	CARDINAL
fsr-3859	392	3	investors.charlottesville	GPE
fsr-3859	392	4	the institute of chartered financial analysts	ORG
fsr-3859	393	1	w., & delaney	ORG
fsr-3859	393	2	1995	DATE
fsr-3859	395	1	4(3	CARDINAL
fsr-3859	395	2	57–62	CARDINAL
fsr-3859	396	1	f. k.	PERSON
fsr-3859	397	1	k. c.	PERSON
fsr-3859	398	1	management(5th	ORG
fsr-3859	399	1	orlando	GPE
fsr-3859	399	2	fl: dryden press	ORG
fsr-3859	400	1	scott	ORG
fsr-3859	400	2	m. c. (	PERSON
fsr-3859	400	3	1995	DATE
fsr-3859	401	1	17(10	CARDINAL
fsr-3859	401	2	15–17	CARDINAL
fsr-3859	402	1	sharpe	PERSON
fsr-3859	402	2	w. f. (	PERSON
fsr-3859	402	3	1990	DATE
fsr-3859	404	1	j. l. maginn &	PERSON
fsr-3859	404	2	d. l. tuttle	PERSON
fsr-3859	404	3	1–71	CARDINAL
fsr-3859	405	1	charlottesville	GPE
fsr-3859	405	2	va: association	ORG
fsr-3859	406	1	montalto	PERSON
fsr-3859	406	2	c. p.	PERSON
fsr-3859	406	3	& hanna	ORG
fsr-3859	406	4	s.	PERSON
fsr-3859	407	1	americans	NORP
fsr-3859	407	2	9(1	CARDINAL
fsr-3859	407	3	1–12	CARDINAL
fsr-3859	408	1	s., & phillips montalto	ORG
fsr-3859	410	1	206	CARDINAL
fsr-3859	410	2	w.	PERSON
fsr-3859	410	3	7	CARDINAL
fsr-3859	410	4	1998	DATE
fsr-3859	411	1	195–206	CARDINAL