id	sid	eid	entity	type
fsr-3865	2	1	kenneth s. bigela	PERSON
fsr-3865	2	2	new york university	ORG
fsr-3865	2	3	200	CARDINAL
fsr-3865	2	4	5	MONEY
fsr-3865	2	5	new york	GPE
fsr-3865	2	6	ny 10011-6539	ORG
fsr-3865	2	7	usa k. bigel & co.	PERSON
fsr-3865	2	8	new york city	GPE
fsr-3865	2	9	around two	CARDINAL
fsr-3865	7	1	1999	DATE
fsr-3865	7	2	science inc.	ORG
fsr-3865	9	1	1	CARDINAL
fsr-3865	14	1	k.s.	ORG
fsr-3865	14	2	bigel	PERSON
fsr-3865	14	3	7	CARDINAL
fsr-3865	14	4	1998	DATE
fsr-3865	15	1	223–236	CARDINAL
fsr-3865	15	2	1999	DATE
fsr-3865	15	3	science inc.	ORG
fsr-3865	18	1	1994	DATE
fsr-3865	19	1	1979	DATE
fsr-3865	20	1	armstrong, 1984	ORG
fsr-3865	20	2	arnold & ponemon	ORG
fsr-3865	20	3	1987	DATE
fsr-3865	20	4	1991	DATE
fsr-3865	20	5	loeb	ORG
fsr-3865	20	6	1971	DATE
fsr-3865	20	7	mccarthy	PERSON
fsr-3865	20	8	1993	DATE
fsr-3865	20	9	1990	DATE
fsr-3865	20	10	1990	DATE
fsr-3865	20	11	1993	DATE
fsr-3865	20	12	1993	DATE
fsr-3865	20	13	1994	DATE
fsr-3865	20	14	westbrook, 1994	ORG
fsr-3865	22	1	2	CARDINAL
fsr-3865	22	2	sec	ORG
fsr-3865	22	3	1934	DATE
fsr-3865	23	1	the national association of securities	ORG
fsr-3865	25	1	the united states	GPE
fsr-3865	25	2	johnson & mclaughlin	ORG
fsr-3865	25	3	1997	DATE
fsr-3865	27	1	second	ORDINAL
fsr-3865	27	2	first	ORDINAL
fsr-3865	27	3	the ria/iar	ORG
fsr-3865	29	1	sec	ORG
fsr-3865	32	1	nasd	ORG
fsr-3865	32	2	1998	DATE
fsr-3865	32	3	1030	MONEY
fsr-3865	33	1	7	CARDINAL
fsr-3865	33	2	iar	ORG
fsr-3865	34	1	at least four months	DATE
fsr-3865	34	2	nasd	ORG
fsr-3865	35	1	sros	DATE
fsr-3865	37	1	iar	ORG
fsr-3865	39	1	7	CARDINAL
fsr-3865	40	1	224	CARDINAL
fsr-3865	40	2	k.s. bigel / financial services	ORG
fsr-3865	40	3	7	CARDINAL
fsr-3865	40	4	1998	DATE
fsr-3865	41	1	223–236	CARDINAL
fsr-3865	46	1	iar	ORG
fsr-3865	49	1	1%	PERCENT
fsr-3865	49	2	$1 million dollars	MONEY
fsr-3865	50	1	1,000	MONEY
fsr-3865	50	2	10,000	MONEY
fsr-3865	50	3	1%	PERCENT
fsr-3865	50	4	$1 million	MONEY
fsr-3865	50	5	9,000	MONEY
fsr-3865	53	1	the national association of personal financial	ORG
fsr-3865	56	1	one	CARDINAL
fsr-3865	59	1	cfp	ORG
fsr-3865	60	1	the cfp designation	ORG
fsr-3865	60	2	two-year	DATE
fsr-3865	61	1	the cfp board of standards	ORG
fsr-3865	64	1	the international association for financial planning	ORG
fsr-3865	64	2	1997	DATE
fsr-3865	65	1	hansard	NORP
fsr-3865	65	2	1999	DATE
fsr-3865	65	3	3	CARDINAL
fsr-3865	66	1	bigel	PERSON
fsr-3865	66	2	7	CARDINAL
fsr-3865	66	3	1998	DATE
fsr-3865	67	1	223–236 3	DATE
fsr-3865	67	2	1979	DATE
fsr-3865	68	1	kohlberg	ORG
fsr-3865	68	2	1984	DATE
fsr-3865	68	3	1979	DATE
fsr-3865	69	1	first	ORDINAL
fsr-3865	74	1	jeremy bentham	PERSON
fsr-3865	74	2	john stuart mills	ORG
fsr-3865	74	3	english	NORP
fsr-3865	74	4	nineteenth centuries	DATE
fsr-3865	77	1	immanuel kant	PERSON
fsr-3865	77	2	prussian	NORP
fsr-3865	77	3	the eighteenth century	DATE
fsr-3865	84	1	trevino & nelson	ORG
fsr-3865	84	2	1995	DATE
fsr-3865	84	3	92	CARDINAL
fsr-3865	85	1	kohlberg	PERSON
fsr-3865	85	2	1981	DATE
fsr-3865	86	1	1979	DATE
fsr-3865	86	2	kohlberg	PERSON
fsr-3865	88	1	dit	ORG
fsr-3865	89	1	kohlberg	PERSON
fsr-3865	91	1	rest & narvaez	ORG
fsr-3865	91	2	1994	DATE
fsr-3865	91	3	22	CARDINAL
fsr-3865	92	1	four	CARDINAL
fsr-3865	92	2	rest & narvaez,	ORG
fsr-3865	92	3	1994	DATE
fsr-3865	93	1	22–25	CARDINAL
fsr-3865	93	2	226	CARDINAL
fsr-3865	93	3	k.s. bigel / financial services	ORG
fsr-3865	93	4	7	CARDINAL
fsr-3865	93	5	1998	DATE
fsr-3865	94	1	223–236	CARDINAL
fsr-3865	94	2	first	ORDINAL
fsr-3865	95	1	four	CARDINAL
fsr-3865	95	2	1994	DATE
fsr-3865	96	1	second	ORDINAL
fsr-3865	96	2	second	ORDINAL
fsr-3865	98	1	both over many years	DATE
fsr-3865	99	1	the 1970s	DATE
fsr-3865	100	1	over 1,000	CARDINAL
fsr-3865	100	2	hundreds of thousands	CARDINAL
fsr-3865	100	3	40	CARDINAL
fsr-3865	100	4	about 150	CARDINAL
fsr-3865	100	5	each year	DATE
fsr-3865	101	1	rest & narvaez	ORG
fsr-3865	101	2	1994	DATE
fsr-3865	101	3	13	CARDINAL
fsr-3865	102	1	2	CARDINAL
fsr-3865	102	2	3	CARDINAL
fsr-3865	102	3	4	CARDINAL
fsr-3865	103	1	4	CARDINAL
fsr-3865	104	1	the international association for financial planning	ORG
fsr-3865	106	1	16,000	CARDINAL
fsr-3865	109	1	bigel	GPE
fsr-3865	109	2	7	CARDINAL
fsr-3865	109	3	1998	DATE
fsr-3865	110	1	223–236	CARDINAL
fsr-3865	110	2	424	CARDINAL
fsr-3865	110	3	only 196	CARDINAL
fsr-3865	110	4	46.2%	PERCENT
fsr-3865	114	1	1	CARDINAL
fsr-3865	115	1	two	CARDINAL
fsr-3865	118	1	oppenheim	ORG
fsr-3865	118	2	oppenheim	GPE
fsr-3865	118	3	1966	DATE
fsr-3865	120	1	1	CARDINAL
fsr-3865	120	2	99 38.01	CARDINAL
fsr-3865	120	3	16.98	CARDINAL
fsr-3865	120	4	non-cfp	ORG
fsr-3865	120	5	71	CARDINAL
fsr-3865	120	6	13.69	CARDINAL
fsr-3865	120	7	170	CARDINAL
fsr-3865	120	8	16.78	CARDINAL
fsr-3865	122	1	141 35.70 15.61	CARDINAL
fsr-3865	122	2	170	CARDINAL
fsr-3865	122	3	30	CARDINAL
fsr-3865	122	4	36.45 15.83	CARDINAL
fsr-3865	123	1	140	CARDINAL
fsr-3865	123	2	36.12 15.85	CARDINAL
fsr-3865	123	3	170	CARDINAL
fsr-3865	125	1	66 32.83	CARDINAL
fsr-3865	128	1	104	ORG
fsr-3865	128	2	15.99	CARDINAL
fsr-3865	128	3	170	CARDINAL
fsr-3865	128	4	under 40	DATE
fsr-3865	128	5	34	CARDINAL
fsr-3865	128	6	16.26	CARDINAL
fsr-3865	128	7	40–59	CARDINAL
fsr-3865	128	8	113	CARDINAL
fsr-3865	128	9	601	CARDINAL
fsr-3865	128	10	22	CARDINAL
fsr-3865	128	11	20.59	CARDINAL
fsr-3865	128	12	169	CARDINAL
fsr-3865	128	13	0–4.9 yrs	DATE
fsr-3865	129	1	36	CARDINAL
fsr-3865	129	2	5–10 yrs	DATE
fsr-3865	130	1	34	CARDINAL
fsr-3865	131	1	39.31 16.85	QUANTITY
fsr-3865	131	2	101 yrs	DATE
fsr-3865	132	1	99	CARDINAL
fsr-3865	132	2	15.40	CARDINAL
fsr-3865	132	3	169	CARDINAL
fsr-3865	132	4	h6	ORG
fsr-3865	132	5	140	CARDINAL
fsr-3865	132	6	35.33 16.03 h6	QUANTITY
fsr-3865	132	7	30 40.11 14.26	CARDINAL
fsr-3865	132	8	170	CARDINAL
fsr-3865	132	9	228	CARDINAL
fsr-3865	132	10	k.s. bigel / financial services	ORG
fsr-3865	132	11	7	CARDINAL
fsr-3865	132	12	1998	DATE
fsr-3865	133	1	223–236 5	DATE
fsr-3865	133	2	two	CARDINAL
fsr-3865	136	1	1989	DATE
fsr-3865	136	2	spiro & schroeder	ORG
fsr-3865	136	3	1995	DATE
fsr-3865	137	1	months	DATE
fsr-3865	137	2	the entire month	DATE
fsr-3865	146	1	one	CARDINAL
fsr-3865	147	1	1996	DATE
fsr-3865	147	2	83	CARDINAL
fsr-3865	148	1	1973	DATE
fsr-3865	151	1	self & baldwin, 1994	ORG
fsr-3865	151	2	147	CARDINAL
fsr-3865	152	1	king & chironna	ORG
fsr-3865	152	2	1989	DATE
fsr-3865	152	3	29	CARDINAL
fsr-3865	153	1	1958	DATE
fsr-3865	155	1	cfp	ORG
fsr-3865	156	1	bigel	PERSON
fsr-3865	156	2	7	CARDINAL
fsr-3865	156	3	1998	DATE
fsr-3865	157	1	223–236	CARDINAL
fsr-3865	157	2	nelson & nelson	ORG
fsr-3865	157	3	1997	DATE
fsr-3865	159	1	cfp	ORG
fsr-3865	160	1	arnold & ponemon	ORG
fsr-3865	160	2	1987	DATE
fsr-3865	160	3	1991	DATE
fsr-3865	160	4	jones & ponemon	ORG
fsr-3865	160	5	1993	DATE
fsr-3865	160	6	loeb	ORG
fsr-3865	160	7	1971	DATE
fsr-3865	160	8	1990	DATE
fsr-3865	160	9	1990	DATE
fsr-3865	160	10	1993	DATE
fsr-3865	160	11	1994	DATE
fsr-3865	163	1	the american institute of certified public accountant’s	ORG
fsr-3865	163	2	fulmer	ORG
fsr-3865	163	3	1987	DATE
fsr-3865	164	1	1979	DATE
fsr-3865	165	1	the cfp board of standards’ code of ethics	ORG
fsr-3865	166	1	cfp	ORG
fsr-3865	166	2	two credit hours	TIME
fsr-3865	166	3	four classroom hours	TIME
fsr-3865	166	4	every two years	DATE
fsr-3865	171	1	6	CARDINAL
fsr-3865	173	1	230	CARDINAL
fsr-3865	173	2	bigel	GPE
fsr-3865	173	3	7	CARDINAL
fsr-3865	173	4	1998	DATE
fsr-3865	173	5	223–236	CARDINAL
fsr-3865	173	6	rest & narvaez	ORG
fsr-3865	173	7	1994	DATE
fsr-3865	174	1	rest & narvaez,	ORG
fsr-3865	174	2	1994	DATE
fsr-3865	174	3	28	CARDINAL
fsr-3865	175	1	years	DATE
fsr-3865	176	1	1979	DATE
fsr-3865	176	2	113	CARDINAL
fsr-3865	181	1	rest & narvaez	ORG
fsr-3865	181	2	1994	DATE
fsr-3865	181	3	16	CARDINAL
fsr-3865	182	1	first	ORDINAL
fsr-3865	188	1	gilligan	PERSON
fsr-3865	188	2	1977	DATE
fsr-3865	189	1	1986	DATE
fsr-3865	190	1	1993	DATE
fsr-3865	190	2	70	CARDINAL
fsr-3865	191	1	kohlberg	ORG
fsr-3865	192	1	kohlberg	PERSON
fsr-3865	192	2	1984	DATE
fsr-3865	193	1	56	CARDINAL
fsr-3865	193	2	1984	DATE
fsr-3865	193	3	1986	DATE
fsr-3865	194	1	1989	DATE
fsr-3865	194	2	1994	DATE
fsr-3865	195	1	1996	DATE
fsr-3865	196	1	rest & narvaez	ORG
fsr-3865	196	2	1994	DATE
fsr-3865	196	3	14	CARDINAL
fsr-3865	197	1	bigel	PERSON
fsr-3865	197	2	7	CARDINAL
fsr-3865	197	3	1998	DATE
fsr-3865	198	1	223–236	CARDINAL
fsr-3865	198	2	non-cfp	NORP
fsr-3865	201	1	h6	ORG
fsr-3865	202	1	7	CARDINAL
fsr-3865	202	2	one	CARDINAL
fsr-3865	203	1	2	CARDINAL
fsr-3865	204	1	three	CARDINAL
fsr-3865	205	1	one	CARDINAL
fsr-3865	205	2	anova	ORG
fsr-3865	206	1	169	CARDINAL
fsr-3865	206	2	5	CARDINAL
fsr-3865	209	1	first	ORDINAL
fsr-3865	210	1	1	CARDINAL
fsr-3865	210	2	2	CARDINAL
fsr-3865	211	1	second	ORDINAL
fsr-3865	211	2	2	CARDINAL
fsr-3865	212	1	4.40	CARDINAL
fsr-3865	212	2	5 1.8	CARDINAL
fsr-3865	213	1	2.81	CARDINAL
fsr-3865	213	2	5	CARDINAL
fsr-3865	213	3	.87	ORG
fsr-3865	213	4	.19	ORG
fsr-3865	213	5	.33	PRODUCT
fsr-3865	213	6	5	CARDINAL
fsr-3865	214	1	only 2.06	CARDINAL
fsr-3865	214	2	adv ed.	ORG
fsr-3865	220	1	5.47	CARDINAL
fsr-3865	220	2	2.2 .014	QUANTITY
fsr-3865	222	1	.11	LAW
fsr-3865	222	2	1.76	CARDINAL
fsr-3865	222	3	5 .12 .89	MONEY
fsr-3865	222	4	.33	ORG
fsr-3865	222	5	5.37	CARDINAL
fsr-3865	222	6	5	CARDINAL
fsr-3865	222	7	2.26 .11	QUANTITY
fsr-3865	223	1	5.37	CARDINAL
fsr-3865	224	1	5.20	CARDINAL
fsr-3865	224	2	2.13 .035	QUANTITY
fsr-3865	224	3	2	CARDINAL
fsr-3865	224	4	h6	ORG
fsr-3865	225	1	4.78	CARDINAL
fsr-3865	225	2	5 1.5	CARDINAL
fsr-3865	226	1	232	CARDINAL
fsr-3865	226	2	k.s. bigel / financial services	ORG
fsr-3865	226	3	7	CARDINAL
fsr-3865	226	4	1998	DATE
fsr-3865	226	5	223–236	CARDINAL
fsr-3865	227	1	milgrom & roberts	ORG
fsr-3865	227	2	1997	DATE
fsr-3865	229	1	1	CARDINAL
fsr-3865	230	1	2	CARDINAL
fsr-3865	232	1	one	CARDINAL
fsr-3865	237	1	third	ORDINAL
fsr-3865	238	1	1	CARDINAL
fsr-3865	238	2	2	CARDINAL
fsr-3865	239	1	two	CARDINAL
fsr-3865	240	1	1	CARDINAL
fsr-3865	240	2	cfp	ORG
fsr-3865	240	3	clu	PERSON
fsr-3865	240	4	2	CARDINAL
fsr-3865	241	1	1	CARDINAL
fsr-3865	242	1	2	CARDINAL
fsr-3865	243	1	cfp	ORG
fsr-3865	243	2	68%	PERCENT
fsr-3865	244	1	1	CARDINAL
fsr-3865	245	1	3	CARDINAL
fsr-3865	246	1	one	CARDINAL
fsr-3865	246	2	cfp	ORG
fsr-3865	246	3	3	CARDINAL
fsr-3865	248	1	h4	ORG
fsr-3865	248	2	three	CARDINAL
fsr-3865	248	3	1	CARDINAL
fsr-3865	248	4	under 40	DATE
fsr-3865	248	5	2	CARDINAL
fsr-3865	248	6	mid age	DATE
fsr-3865	248	7	between 40 and 59	CARDINAL
fsr-3865	248	8	3	CARDINAL
fsr-3865	248	9	60	CARDINAL
fsr-3865	250	1	233k.s	CARDINAL
fsr-3865	250	2	bigel	PERSON
fsr-3865	250	3	7	CARDINAL
fsr-3865	250	4	1998	DATE
fsr-3865	250	5	223–236	CARDINAL
fsr-3865	250	6	1	CARDINAL
fsr-3865	251	1	2	CARDINAL
fsr-3865	252	1	three	CARDINAL
fsr-3865	252	2	1	CARDINAL
fsr-3865	252	3	less than 5 years	DATE
fsr-3865	252	4	2	CARDINAL
fsr-3865	252	5	5–10 years	DATE
fsr-3865	252	6	3	CARDINAL
fsr-3865	252	7	more than 10 years	DATE
fsr-3865	253	1	1	CARDINAL
fsr-3865	254	1	2	CARDINAL
fsr-3865	255	1	2	CARDINAL
fsr-3865	257	1	1	CARDINAL
fsr-3865	258	1	two	CARDINAL
fsr-3865	258	2	2	CARDINAL
fsr-3865	262	1	1990	DATE
fsr-3865	264	1	h6	ORG
fsr-3865	264	2	1	CARDINAL
fsr-3865	265	1	2	CARDINAL
fsr-3865	266	1	3	CARDINAL
fsr-3865	266	2	cfp	PERSON
fsr-3865	266	3	non-cfp	PERSON
fsr-3865	267	1	dev	PERSON
fsr-3865	268	1	cfp high ed	PERSON
fsr-3865	269	1	ach	ORG
fsr-3865	270	1	67	CARDINAL
fsr-3865	270	2	1	CARDINAL
fsr-3865	271	1	ach	ORG
fsr-3865	272	1	32 33.85	CARDINAL
fsr-3865	272	2	3	CARDINAL
fsr-3865	273	1	ach	ORG
fsr-3865	274	1	37 35.23	CARDINAL
fsr-3865	274	2	2	CARDINAL
fsr-3865	275	1	ach	ORG
fsr-3865	276	1	34 31.86	CARDINAL
fsr-3865	276	2	4	CARDINAL
fsr-3865	276	3	cfp	ORG
fsr-3865	276	4	6.15 1.7	CARDINAL
fsr-3865	277	1	234	CARDINAL
fsr-3865	277	2	k.s. bigel / financial services	ORG
fsr-3865	277	3	7	CARDINAL
fsr-3865	277	4	1998	DATE
fsr-3865	278	1	223–236	CARDINAL
fsr-3865	278	2	only 30	CARDINAL
fsr-3865	279	1	armstrong	PERSON
fsr-3865	279	2	1984	DATE
fsr-3865	280	1	37.6	CARDINAL
fsr-3865	280	2	cfp	ORG
fsr-3865	280	3	38.01	CARDINAL
fsr-3865	281	1	cfp	ORG
fsr-3865	282	1	8	CARDINAL
fsr-3865	283	1	less than ten years	DATE
fsr-3865	285	1	abram	PERSON
fsr-3865	285	2	j. (1996	ORG
fsr-3865	287	1	r. n. veres	PERSON
fsr-3865	287	2	25	CARDINAL
fsr-3865	288	1	london	GPE
fsr-3865	288	2	uk	GPE
fsr-3865	288	3	millennium press ltd	ORG
fsr-3865	288	4	e. c.	PERSON
fsr-3865	288	5	& mcmillan	PERSON
fsr-3865	288	6	j. j. (	PERSON
fsr-3865	288	7	1996	DATE
fsr-3865	289	1	591–597	CARDINAL
fsr-3865	290	1	armstrong, m. b. (	PERSON
fsr-3865	291	1	university of southern california.	ORG
fsr-3865	292	1	arnold	PERSON
fsr-3865	292	2	d., & ponemon	ORG
fsr-3865	292	3	1987	DATE
fsr-3865	294	1	british	NORP
fsr-3865	295	1	arnold	PERSON
fsr-3865	295	2	d., & ponemon	ORG
fsr-3865	295	3	1991	DATE
fsr-3865	296	1	1–115	CARDINAL
fsr-3865	296	2	s. (1996	ORG
fsr-3865	297	1	accounts.financial	LAW
fsr-3865	297	2	43–56	CARDINAL
fsr-3865	298	1	fulmer	ORG
fsr-3865	298	2	w. e., & cargile	PERSON
fsr-3865	298	3	b. r.	PERSON
fsr-3865	298	4	1987	DATE
fsr-3865	299	1	23,207–217	CARDINAL
fsr-3865	300	1	1977	DATE
fsr-3865	300	2	481–517	DATE
fsr-3865	301	1	hansard	ORG
fsr-3865	301	2	s.	PERSON
fsr-3865	301	3	1999	DATE
fsr-3865	303	1	april 19	DATE
fsr-3865	304	1	johnson c. j.	PERSON
fsr-3865	304	2	1997).corporate	CARDINAL
fsr-3865	305	1	new york	GPE
fsr-3865	305	2	aspen	GPE
fsr-3865	306	1	jones	PERSON
fsr-3865	306	2	s., & ponemon	ORG
fsr-3865	306	3	1993	DATE
fsr-3865	307	1	411–416	DATE
fsr-3865	308	1	j. (1989	ORG
fsr-3865	309	1	27–29	CARDINAL
fsr-3865	310	1	kohlberg	PERSON
fsr-3865	310	2	l.	PERSON
fsr-3865	310	3	clark university press	ORG
fsr-3865	311	1	kohlberg	PERSON
fsr-3865	311	2	l.	PERSON
fsr-3865	312	1	san francisco	GPE
fsr-3865	312	2	harper & row	ORG
fsr-3865	313	1	235k.s	CARDINAL
fsr-3865	313	2	bigel	PERSON
fsr-3865	313	3	7	CARDINAL
fsr-3865	313	4	1998	DATE
fsr-3865	314	1	223–236	CARDINAL
fsr-3865	314	2	s. e.	PERSON
fsr-3865	314	3	1971	DATE
fsr-3865	315	1	9(3	CARDINAL
fsr-3865	315	2	287–306	CARDINAL
fsr-3865	316	1	l., & seligman	ORG
fsr-3865	316	2	j.	PERSON
fsr-3865	316	3	1989).securities	CARDINAL
fsr-3865	317	1	3rd	ORDINAL
fsr-3865	318	1	boston	GPE
fsr-3865	318	2	mccarthy	PERSON
fsr-3865	318	3	i. n.	PERSON
fsr-3865	319	1	new york university	ORG
fsr-3865	320	1	milgrom	GPE
fsr-3865	320	2	j. (1997	ORG
fsr-3865	322	1	nasd	ORG
fsr-3865	323	1	1998	DATE
fsr-3865	328	1	nelson	PERSON
fsr-3865	328	2	s. l.	PERSON
fsr-3865	328	3	t. r.	PERSON
fsr-3865	328	4	1997	DATE
fsr-3865	329	1	6(2	CARDINAL
fsr-3865	329	2	109–124	CARDINAL
fsr-3865	330	1	oppenheim	ORG
fsr-3865	330	2	a. n.	PERSON
fsr-3865	330	3	1966).questionnaire	CARDINAL
fsr-3865	331	1	new york	GPE
fsr-3865	332	1	1990	DATE
fsr-3865	333	1	12,191–215	CARDINAL
fsr-3865	334	1	ponemon	ORG
fsr-3865	334	2	1990	DATE
fsr-3865	335	1	7,227–251	CARDINAL
fsr-3865	336	1	ponemon	ORG
fsr-3865	336	2	1993).ethical	CARDINAL
fsr-3865	337	1	vancouver	GPE
fsr-3865	337	2	canada	GPE
fsr-3865	337	3	canadian	NORP
fsr-3865	338	1	j. r.	PERSON
fsr-3865	338	2	1979).development	ORDINAL
fsr-3865	339	1	minneapolis	GPE
fsr-3865	339	2	university of minnesota press	ORG
fsr-3865	340	1	j. r.	PERSON
fsr-3865	341	1	new york	GPE
fsr-3865	342	1	j. r., & narvaez	PERSON
fsr-3865	342	2	1994).moral	CARDINAL
fsr-3865	343	1	hillsdale	GPE
fsr-3865	343	2	nj	ORG
fsr-3865	344	1	a.	PERSON
fsr-3865	344	2	1997	DATE
fsr-3865	345	1	1	CARDINAL
fsr-3865	345	2	cfp mark.investment	ORG
fsr-3865	345	3	6	CARDINAL
fsr-3865	345	4	6	CARDINAL
fsr-3865	346	1	d. j.	PERSON
fsr-3865	346	2	d. c.	PERSON
fsr-3865	346	3	1994	DATE
fsr-3865	348	1	j. r. rest &	PERSON
fsr-3865	348	2	d. narvaez	PERSON
fsr-3865	349	1	hillsdale	GPE
fsr-3865	349	2	nj	ORG
fsr-3865	350	1	d. j.	PERSON
fsr-3865	350	2	baldwin, jr.	ORG
fsr-3865	350	3	d. c.	PERSON
fsr-3865	350	4	wolinsky	PERSON
fsr-3865	350	5	f. d.	PERSON
fsr-3865	350	6	j. a.	PERSON
fsr-3865	350	7	1993	DATE
fsr-3865	351	1	20(3	CARDINAL
fsr-3865	351	2	140–147	CARDINAL
fsr-3865	352	1	d. j.	PERSON
fsr-3865	352	2	1993	DATE
fsr-3865	353	1	8(1	CARDINAL
fsr-3865	353	2	64–74	CARDINAL
fsr-3865	354	1	d. j.	PERSON
fsr-3865	354	2	olivarez	GPE
fsr-3865	354	3	m., & baldwin, jr.	ORG
fsr-3865	354	4	d. c.	PERSON
fsr-3865	354	5	1994	DATE
fsr-3865	356	1	j. r. rest &	PERSON
fsr-3865	356	2	d. narvaez	PERSON
fsr-3865	358	1	hillsdale	GPE
fsr-3865	358	2	nj	ORG
fsr-3865	359	1	j. h. (	PERSON
fsr-3865	359	2	1979	DATE
fsr-3865	360	1	the american association’s	ORG
fsr-3865	360	2	annual	DATE
fsr-3865	360	3	635–644	CARDINAL
fsr-3865	361	1	m.	PERSON
fsr-3865	361	2	1989).an	CARDINAL
fsr-3865	363	1	texas technological university-lubbock	ORG
fsr-3865	363	2	m. (1994	ORG
fsr-3865	364	1	1–24	DATE
fsr-3865	365	1	spiro, l. n., & schroeder	PERSON
fsr-3865	365	2	m. (	PERSON
fsr-3865	365	3	1995	DATE
fsr-3865	366	1	20	CARDINAL
fsr-3865	366	2	trevino	PERSON
fsr-3865	366	3	l. k.	PERSON
fsr-3865	366	4	k. a.	PERSON
fsr-3865	367	1	1995).managing	CARDINAL
fsr-3865	368	1	new york	GPE
fsr-3865	369	1	wiley	ORG
fsr-3865	369	2	l. j.	PERSON
fsr-3865	369	3	1984	DATE
fsr-3865	370	1	55	CARDINAL
fsr-3865	370	2	677–691	CARDINAL
fsr-3865	371	1	westbrook	ORG
fsr-3865	371	2	1994).tracking	CARDINAL
fsr-3865	372	1	r. rest & d. narvaez	ORG
fsr-3865	373	1	hillsdale	GPE
fsr-3865	373	2	nj	ORG
fsr-3865	374	1	236	CARDINAL
fsr-3865	374	2	k.s. bigel / financial services	ORG
fsr-3865	374	3	7	CARDINAL
fsr-3865	374	4	1998	DATE
fsr-3865	375	1	223–236	CARDINAL