id	sid	eid	entity	type
fsr-3888	1	1	a. badua	PERSON
fsr-3888	1	2	kenneth n. danielsb	PERSON
fsr-3888	1	3	daniel p. salandrob	PERSON
fsr-3888	1	4	virginia state university	ORG
fsr-3888	1	5	petersburg	GPE
fsr-3888	1	6	va 23806	DATE
fsr-3888	1	7	usa bdepartment	ORG
fsr-3888	1	8	virginia commonwealth university	ORG
fsr-3888	1	9	richmond	GPE
fsr-3888	1	10	20	CARDINAL
fsr-3888	1	11	july 1999	DATE
fsr-3888	1	12	15 october 1999	DATE
fsr-3888	1	13	29	CARDINAL
fsr-3888	1	14	october 1999	DATE
fsr-3888	1	15	1992	DATE
fsr-3888	7	1	2000	DATE
fsr-3888	7	2	science inc.	ORG
fsr-3888	9	1	jel classification	ORG
fsr-3888	9	2	1	CARDINAL
fsr-3888	9	3	the past three decades	DATE
fsr-3888	10	1	1999	DATE
fsr-3888	10	2	eastern finance association	ORG
fsr-3888	12	1	fax:11-804-828-3972	ORG
fsr-3888	13	1	address:dpsaland@vcu.edu	PERSON
fsr-3888	13	2	d.p. salandro	GPE
fsr-3888	13	3	8 (1999	DATE
fsr-3888	14	1	129–147	CARDINAL
fsr-3888	14	2	2000	DATE
fsr-3888	14	3	science inc.	ORG
fsr-3888	16	1	s1057-0810(00)00039-	PERCENT
fsr-3888	18	1	two	CARDINAL
fsr-3888	19	1	browne	PERSON
fsr-3888	19	2	1993	DATE
fsr-3888	19	3	american	NORP
fsr-3888	21	1	1992	DATE
fsr-3888	25	1	1991	DATE
fsr-3888	25	2	two	CARDINAL
fsr-3888	29	1	section 2	LAW
fsr-3888	30	1	section 3	LAW
fsr-3888	31	1	section 4	LAW
fsr-3888	32	1	section 5	LAW
fsr-3888	33	1	2	CARDINAL
fsr-3888	33	2	browne	PERSON
fsr-3888	33	3	1993	DATE
fsr-3888	33	4	blau	PERSON
fsr-3888	33	5	graham	PERSON
fsr-3888	33	6	1990	DATE
fsr-3888	33	7	oliver	PERSON
fsr-3888	33	8	shapiro (	ORG
fsr-3888	33	9	1995	DATE
fsr-3888	33	10	1994	DATE
fsr-3888	34	1	1991	DATE
fsr-3888	34	2	1988	DATE
fsr-3888	34	3	11.23%	PERCENT
fsr-3888	34	4	7.25%	PERCENT
fsr-3888	34	5	only 2.89%	PERCENT
fsr-3888	35	1	oliver	PERSON
fsr-3888	35	2	shapiro	PERSON
fsr-3888	35	3	0.62	CARDINAL
fsr-3888	35	4	1988	DATE
fsr-3888	35	5	0.08	CARDINAL
fsr-3888	35	6	nearly 103	CARDINAL
fsr-3888	36	1	1993	DATE
fsr-3888	36	2	45	MONEY
fsr-3888	36	3	740	CARDINAL
fsr-3888	36	4	4	MONEY
fsr-3888	36	5	418	CARDINAL
fsr-3888	36	6	0.10	CARDINAL
fsr-3888	37	1	wolff	ORG
fsr-3888	38	1	130	CARDINAL
fsr-3888	38	2	badu et al	PERSON
fsr-3888	38	3	8 (1999	DATE
fsr-3888	39	1	129–147	CARDINAL
fsr-3888	40	1	brimmer	PERSON
fsr-3888	40	2	1991	DATE
fsr-3888	41	1	oliver	PERSON
fsr-3888	41	2	shapiro	PERSON
fsr-3888	44	1	fox	ORG
fsr-3888	44	2	1999	DATE
fsr-3888	50	1	us	GPE
fsr-3888	50	2	as high as 36%	PERCENT
fsr-3888	51	1	transouth financial	ORG
fsr-3888	51	2	1999	DATE
fsr-3888	52	1	only one	CARDINAL
fsr-3888	62	1	paxson	PERSON
fsr-3888	62	2	1990	DATE
fsr-3888	63	1	8 (1999	DATE
fsr-3888	63	2	129–147	CARDINAL
fsr-3888	69	1	blume	PERSON
fsr-3888	69	2	1975	DATE
fsr-3888	70	1	schooley	ORG
fsr-3888	70	2	worden	GPE
fsr-3888	70	3	1995	DATE
fsr-3888	72	1	jianakoplos	PERSON
fsr-3888	72	2	1999	DATE
fsr-3888	75	1	haliassos	PERSON
fsr-3888	75	2	1995	DATE
fsr-3888	75	3	1999	DATE
fsr-3888	80	1	blau	PERSON
fsr-3888	80	2	graham	PERSON
fsr-3888	80	3	1990	DATE
fsr-3888	84	1	1991	DATE
fsr-3888	85	1	132	CARDINAL
fsr-3888	85	2	badu et al	PERSON
fsr-3888	85	3	8 (1999	DATE
fsr-3888	86	1	129–147 3	DATE
fsr-3888	86	2	1992	DATE
fsr-3888	87	1	scf	PERSON
fsr-3888	89	1	2	CARDINAL
fsr-3888	89	2	456	CARDINAL
fsr-3888	89	3	48	CARDINAL
fsr-3888	89	4	1	CARDINAL
fsr-3888	89	5	450	CARDINAL
fsr-3888	90	1	3	CARDINAL
fsr-3888	90	2	906	CARDINAL
fsr-3888	90	3	first	ORDINAL
fsr-3888	90	4	2	CARDINAL
fsr-3888	90	5	456	CARDINAL
fsr-3888	92	1	19	CARDINAL
fsr-3888	92	2	530	CARDINAL
fsr-3888	93	1	17	CARDINAL
fsr-3888	93	2	528	CARDINAL
fsr-3888	94	1	1992	DATE
fsr-3888	97	1	wang	ORG
fsr-3888	97	2	1995	DATE
fsr-3888	98	1	first	ORDINAL
fsr-3888	99	1	1	CARDINAL
fsr-3888	102	1	5	CARDINAL
fsr-3888	102	2	1 b3~	QUANTITY
fsr-3888	102	3	1	CARDINAL
fsr-3888	103	1	1	CARDINAL
fsr-3888	103	2	1	CARDINAL
fsr-3888	104	1	1	CARDINAL
fsr-3888	104	2	1 b8	QUANTITY
fsr-3888	104	3	1 b9	QUANTITY
fsr-3888	105	1	1 b10	QUANTITY
fsr-3888	106	1	1 b11	QUANTITY
fsr-3888	106	2	1	CARDINAL
fsr-3888	107	1	1 nt	CARDINAL
fsr-3888	107	2	1	CARDINAL
fsr-3888	108	1	the nearest year	DATE
fsr-3888	108	2	twelve years	DATE
fsr-3888	109	1	zero	CARDINAL
fsr-3888	111	1	zero	CARDINAL
fsr-3888	112	1	five or more years	DATE
fsr-3888	114	1	2	CARDINAL
fsr-3888	115	1	badu et al	PERSON
fsr-3888	115	2	8 (1999	DATE
fsr-3888	116	1	129–147	CARDINAL
fsr-3888	117	1	5	CARDINAL
fsr-3888	117	2	1 b3~	QUANTITY
fsr-3888	117	3	1	CARDINAL
fsr-3888	118	1	1	CARDINAL
fsr-3888	118	2	1	CARDINAL
fsr-3888	119	1	1	CARDINAL
fsr-3888	119	2	1 b8	QUANTITY
fsr-3888	119	3	1 b9	QUANTITY
fsr-3888	120	1	1 b10	QUANTITY
fsr-3888	121	1	1 b11	QUANTITY
fsr-3888	121	2	1	CARDINAL
fsr-3888	122	1	2	CARDINAL
fsr-3888	123	1	fox	ORG
fsr-3888	123	2	1990	DATE
fsr-3888	124	1	jackson	PERSON
fsr-3888	124	2	1989	DATE
fsr-3888	125	1	ando	NORP
fsr-3888	125	2	modigliani	ORG
fsr-3888	125	3	1963	DATE
fsr-3888	125	4	wolff	ORG
fsr-3888	125	5	1994	DATE
fsr-3888	125	6	wang, 1995	ORG
fsr-3888	127	1	wang	PERSON
fsr-3888	127	2	1995	DATE
fsr-3888	127	3	st.	GPE
fsr-3888	128	1	5	CARDINAL
fsr-3888	128	2	1	CARDINAL
fsr-3888	128	3	1 g4 ln~tinc	QUANTITY
fsr-3888	128	4	g5~	ORG
fsr-3888	128	5	1	CARDINAL
fsr-3888	129	1	1	CARDINAL
fsr-3888	130	1	1 g8	CARDINAL
fsr-3888	130	2	1 g9	CARDINAL
fsr-3888	130	3	1 g10	CARDINAL
fsr-3888	130	4	1 g11	QUANTITY
fsr-3888	130	5	1 g12	QUANTITY
fsr-3888	130	6	1 g13	CARDINAL
fsr-3888	131	1	1 g14	CARDINAL
fsr-3888	131	2	1 g15	QUANTITY
fsr-3888	132	1	1	CARDINAL
fsr-3888	132	2	3	CARDINAL
fsr-3888	132	3	tinc	ORG
fsr-3888	132	4	jianakoplos	PERSON
fsr-3888	132	5	1999	DATE
fsr-3888	133	1	heckman	PERSON
fsr-3888	133	2	1979	DATE
fsr-3888	136	1	one	CARDINAL
fsr-3888	137	1	jackson	PERSON
fsr-3888	137	2	1989	DATE
fsr-3888	137	3	fox	ORG
fsr-3888	137	4	1999	DATE
fsr-3888	144	1	134	CARDINAL
fsr-3888	145	1	badu et al	PERSON
fsr-3888	145	2	8 (1999	DATE
fsr-3888	146	1	129–147	CARDINAL
fsr-3888	150	1	two	CARDINAL
fsr-3888	159	1	two	CARDINAL
fsr-3888	159	2	van auken	PERSON
fsr-3888	159	3	doran	PERSON
fsr-3888	159	4	yoon	GPE
fsr-3888	159	5	1993	DATE
fsr-3888	159	6	korean	NORP
fsr-3888	159	7	american	NORP
fsr-3888	159	8	45	CARDINAL
fsr-3888	159	9	korean	NORP
fsr-3888	159	10	adams (	ORG
fsr-3888	159	11	1995	DATE
fsr-3888	159	12	33	CARDINAL
fsr-3888	159	13	new zealand	ORG
fsr-3888	160	1	two	CARDINAL
fsr-3888	161	1	15,738	CARDINAL
fsr-3888	161	2	1,790	CARDINAL
fsr-3888	162	1	six	CARDINAL
fsr-3888	162	2	five	CARDINAL
fsr-3888	167	1	blume	PERSON
fsr-3888	167	2	1975	DATE
fsr-3888	167	3	worden	GPE
fsr-3888	167	4	1996	DATE
fsr-3888	168	1	schooley	PERSON
fsr-3888	168	2	worden	GPE
fsr-3888	168	3	1996	DATE
fsr-3888	170	1	135y.a	CARDINAL
fsr-3888	171	1	8 (1999	DATE
fsr-3888	171	2	129–147	CARDINAL
fsr-3888	173	1	first	ORDINAL
fsr-3888	174	1	second	ORDINAL
fsr-3888	176	1	third	ORDINAL
fsr-3888	179	1	scf	PERSON
fsr-3888	182	1	first	ORDINAL
fsr-3888	184	1	the past five years	DATE
fsr-3888	185	1	4	CARDINAL
fsr-3888	185	2	1	CARDINAL
fsr-3888	185	3	two	CARDINAL
fsr-3888	185	4	2	CARDINAL
fsr-3888	187	1	18.9%	PERCENT
fsr-3888	187	2	14.5%	PERCENT
fsr-3888	188	1	less than 3%	PERCENT
fsr-3888	189	1	45%	PERCENT
fsr-3888	189	2	32%	PERCENT
fsr-3888	189	3	26%	PERCENT
fsr-3888	192	1	51.5 years	DATE
fsr-3888	192	2	45.9 years	DATE
fsr-3888	193	1	3	CARDINAL
fsr-3888	193	2	136	CARDINAL
fsr-3888	193	3	badu et al	PERSON
fsr-3888	193	4	8 (1999	DATE
fsr-3888	193	5	129–147	CARDINAL
fsr-3888	194	1	1991	DATE
fsr-3888	194	2	wolff	PERSON
fsr-3888	194	3	1994	DATE
fsr-3888	194	4	oliver	PERSON
fsr-3888	194	5	shapiro (	ORG
fsr-3888	194	6	1995	DATE
fsr-3888	195	1	only eleven	PERCENT
fsr-3888	196	1	approximately twenty-three	CARDINAL
fsr-3888	197	1	two	CARDINAL
fsr-3888	198	1	more than 56%	PERCENT
fsr-3888	199	1	over 86%	PERCENT
fsr-3888	199	2	two	CARDINAL
fsr-3888	200	1	the last year	DATE
fsr-3888	200	2	two	CARDINAL
fsr-3888	201	1	1	CARDINAL
fsr-3888	203	1	rv	GPE
fsr-3888	207	1	mrthel	PERSON
fsr-3888	212	1	1992	DATE
fsr-3888	215	1	137y.a	CARDINAL
fsr-3888	216	1	badu et al	PERSON
fsr-3888	216	2	8 (1999	DATE
fsr-3888	217	1	129–147	CARDINAL
fsr-3888	217	2	ab le	ORG
fsr-3888	217	3	tiv e st	PERSON
fsr-3888	217	4	al ue s ar e	PERSON
fsr-3888	218	1	ia	GPE
fsr-3888	218	2	li	PERSON
fsr-3888	220	1	ea	CARDINAL
fsr-3888	220	2	62	CARDINAL
fsr-3888	220	3	4 26	CARDINAL
fsr-3888	220	4	68	CARDINAL
fsr-3888	220	5	5	CARDINAL
fsr-3888	220	6	27	CARDINAL
fsr-3888	220	7	3 51	CARDINAL
fsr-3888	221	1	ia	GPE
fsr-3888	221	2	63	CARDINAL
fsr-3888	221	3	99	CARDINAL
fsr-3888	221	4	95	CARDINAL
fsr-3888	221	5	68	CARDINAL
fsr-3888	221	6	95	CARDINAL
fsr-3888	221	7	66 04 41	QUANTITY
fsr-3888	221	8	0	CARDINAL
fsr-3888	221	9	9	CARDINAL
fsr-3888	221	10	30	CARDINAL
fsr-3888	221	11	16 .7	CARDINAL
fsr-3888	221	12	ea	CARDINAL
fsr-3888	221	13	24 99	DATE
fsr-3888	221	14	0	CARDINAL
fsr-3888	222	1	9	CARDINAL
fsr-3888	222	2	38	CARDINAL
fsr-3888	222	3	5	CARDINAL
fsr-3888	222	4	2 13 50 6	TIME
fsr-3888	222	5	9	CARDINAL
fsr-3888	222	6	0	CARDINAL
fsr-3888	222	7	8	CARDINAL
fsr-3888	222	8	ia	GPE
fsr-3888	222	9	12	CARDINAL
fsr-3888	222	10	25	CARDINAL
fsr-3888	223	1	io	LOC
fsr-3888	223	2	14	CARDINAL
fsr-3888	223	3	4	CARDINAL
fsr-3888	223	4	19	CARDINAL
fsr-3888	223	5	60 .9	MONEY
fsr-3888	223	6	0	CARDINAL
fsr-3888	224	1	6	CARDINAL
fsr-3888	224	2	47 .4	PERCENT
fsr-3888	224	3	35 15 3	DATE
fsr-3888	224	4	17 .4	PERCENT
fsr-3888	225	1	ea	CARDINAL
fsr-3888	226	1	tte st	GPE
fsr-3888	226	2	2	CARDINAL
fsr-3888	226	3	5	CARDINAL
fsr-3888	226	4	1	CARDINAL
fsr-3888	227	1	9	CARDINAL
fsr-3888	227	2	w ilc	PERSON
fsr-3888	227	3	nk su m te st	PERSON
fsr-3888	227	4	5	CARDINAL
fsr-3888	227	5	5	CARDINAL
fsr-3888	227	6	5	CARDINAL
fsr-3888	227	7	5	CARDINAL
fsr-3888	227	8	5	CARDINAL
fsr-3888	227	9	5	CARDINAL
fsr-3888	227	10	5	CARDINAL
fsr-3888	228	1	3z	CARDINAL
fsr-3888	228	2	2 1 3 .6 6	QUANTITY
fsr-3888	228	3	ea	CARDINAL
fsr-3888	228	4	01 8	DATE
fsr-3888	229	1	18	CARDINAL
fsr-3888	230	1	14 5	DATE
fsr-3888	233	1	26	CARDINAL
fsr-3888	235	1	45	CARDINAL
fsr-3888	235	2	0	CARDINAL
fsr-3888	236	1	32	CARDINAL
fsr-3888	237	1	04	CARDINAL
fsr-3888	239	1	43	CARDINAL
fsr-3888	239	2	138	CARDINAL
fsr-3888	239	3	badu et al	PERSON
fsr-3888	239	4	8 (1999	DATE
fsr-3888	240	1	129–147	CARDINAL
fsr-3888	240	2	two	CARDINAL
fsr-3888	241	1	first	ORDINAL
fsr-3888	242	1	4	CARDINAL
fsr-3888	246	1	two	CARDINAL
fsr-3888	247	1	jackson	PERSON
fsr-3888	247	2	1989	DATE
fsr-3888	247	3	five	CARDINAL
fsr-3888	247	4	3	CARDINAL
fsr-3888	249	1	21	MONEY
fsr-3888	249	2	3	CARDINAL
fsr-3888	249	3	1 003	CARDINAL
fsr-3888	249	4	0.7711	CARDINAL
fsr-3888	249	5	0.2289) $	MONEY
fsr-3888	249	6	21	MONEY
fsr-3888	249	7	133	MONEY
fsr-3888	249	8	833 544	CARDINAL
fsr-3888	249	9	0.1243) $133	MONEY
fsr-3888	249	10	944	MONEY
fsr-3888	249	11	178 209	CARDINAL
fsr-3888	249	12	0.0478	CARDINAL
fsr-3888	249	13	944	MONEY
fsr-3888	249	14	382	CARDINAL
fsr-3888	249	15	0.9922	CARDINAL
fsr-3888	249	16	0.0078	CARDINAL
fsr-3888	249	17	17 528	CARDINAL
fsr-3888	249	18	1 790	CARDINAL
fsr-3888	251	1	# $19	MONEY
fsr-3888	251	2	4	CARDINAL
fsr-3888	251	3	337 951	CARDINAL
fsr-3888	251	4	0.7782	CARDINAL
fsr-3888	251	5	0.2218) $19 000#	MONEY
fsr-3888	251	6	$42 000	MONEY
fsr-3888	251	7	516	CARDINAL
fsr-3888	251	8	0.1199) $42 000#	MONEY
fsr-3888	251	9	$114 000	MONEY
fsr-3888	251	10	259 281	CARDINAL
fsr-3888	251	11	0.9381	CARDINAL
fsr-3888	251	12	114	MONEY
fsr-3888	251	13	0.0096	CARDINAL
fsr-3888	251	14	17 578	CARDINAL
fsr-3888	251	15	790	CARDINAL
fsr-3888	251	16	17 578	CARDINAL
fsr-3888	252	1	21	MONEY
fsr-3888	252	2	0.2500 0.2147	MONEY
fsr-3888	252	3	133	MONEY
fsr-3888	252	4	133	MONEY
fsr-3888	252	5	944	MONEY
fsr-3888	252	6	0.1168	MONEY
fsr-3888	252	7	944	MONEY
fsr-3888	252	8	17,578	CARDINAL
fsr-3888	253	1	$19 000	MONEY
fsr-3888	253	2	$42 000	MONEY
fsr-3888	254	1	0.2883 $42 000#	MONEY
fsr-3888	254	2	114	MONEY
fsr-3888	254	3	0.1570 income$ $114 000	MONEY
fsr-3888	255	1	badu et al	PERSON
fsr-3888	255	2	8 (1999	DATE
fsr-3888	255	3	129–147	CARDINAL
fsr-3888	256	1	5	CARDINAL
fsr-3888	256	2	jackson	PERSON
fsr-3888	261	1	5.75872	CARDINAL
fsr-3888	262	1	4	CARDINAL
fsr-3888	263	1	1	CARDINAL
fsr-3888	264	1	3	CARDINAL
fsr-3888	264	2	6.12	CARDINAL
fsr-3888	264	3	253.68	CARDINAL
fsr-3888	264	4	59.35)a	CARDINAL
fsr-3888	264	5	0.05	CARDINAL
fsr-3888	264	6	10.31	CARDINAL
fsr-3888	264	7	13.09)a	CARDINAL
fsr-3888	264	8	10.63)a	CARDINAL
fsr-3888	264	9	20.0003	MONEY
fsr-3888	264	10	2 20.53	CARDINAL
fsr-3888	264	11	27.02)a	CARDINAL
fsr-3888	264	12	211.29)a	CARDINAL
fsr-3888	264	13	0.92	CARDINAL
fsr-3888	264	14	31.16)a	CARDINAL
fsr-3888	264	15	0.90	CARDINAL
fsr-3888	264	16	0.25	CARDINAL
fsr-3888	264	17	35.63)a	CARDINAL
fsr-3888	264	18	13.46)a	CARDINAL
fsr-3888	264	19	0.29	CARDINAL
fsr-3888	264	20	20.001	MONEY
fsr-3888	264	21	11.48)a	CARDINAL
fsr-3888	264	22	29.66)a	CARDINAL
fsr-3888	264	23	0.59	CARDINAL
fsr-3888	264	24	1.73	CARDINAL
fsr-3888	264	25	21.23)a	CARDINAL
fsr-3888	264	26	20.46)a	CARDINAL
fsr-3888	264	27	0.43	CARDINAL
fsr-3888	264	28	2.34	CARDINAL
fsr-3888	264	29	13.18)a	CARDINAL
fsr-3888	264	30	0.31	CARDINAL
fsr-3888	264	31	1.30	CARDINAL
fsr-3888	264	32	12.20)a	CARDINAL
fsr-3888	264	33	0.001	CARDINAL
fsr-3888	264	34	0.64	CARDINAL
fsr-3888	264	35	0.18	CARDINAL
fsr-3888	264	36	6.29)a	CARDINAL
fsr-3888	264	37	0.56	CARDINAL
fsr-3888	264	38	0.82	CARDINAL
fsr-3888	264	39	12.00	CARDINAL
fsr-3888	265	1	0.44	CARDINAL
fsr-3888	265	2	0.46	CARDINAL
fsr-3888	265	3	17.92)a (4.07)a	CARDINAL
fsr-3888	265	4	20.07	CARDINAL
fsr-3888	265	5	24.27)a	CARDINAL
fsr-3888	265	6	0.52	CARDINAL
fsr-3888	265	7	2.70)b	CARDINAL
fsr-3888	265	8	1.01	CARDINAL
fsr-3888	265	9	7.53)a	CARDINAL
fsr-3888	265	10	1048.95	CARDINAL
fsr-3888	265	11	zero	CARDINAL
fsr-3888	265	12	5%	PERCENT
fsr-3888	266	1	zero	CARDINAL
fsr-3888	266	2	10%	PERCENT
fsr-3888	267	1	140	CARDINAL
fsr-3888	267	2	badu et al	PERSON
fsr-3888	267	3	8 (1999	DATE
fsr-3888	268	1	129–147	CARDINAL
fsr-3888	271	1	six	CARDINAL
fsr-3888	273	1	at least 63%	PERCENT
fsr-3888	273	2	above 90%	PERCENT
fsr-3888	274	1	second	ORDINAL
fsr-3888	274	2	6	CARDINAL
fsr-3888	275	1	first	ORDINAL
fsr-3888	275	2	four	CARDINAL
fsr-3888	275	3	first	ORDINAL
fsr-3888	275	4	three	CARDINAL
fsr-3888	275	5	at least 95%	PERCENT
fsr-3888	275	6	below 50%	PERCENT
fsr-3888	276	1	first	ORDINAL
fsr-3888	276	2	four	CARDINAL
fsr-3888	276	3	first	ORDINAL
fsr-3888	276	4	three	CARDINAL
fsr-3888	276	5	6	CARDINAL
fsr-3888	277	1	first	ORDINAL
fsr-3888	278	1	first	ORDINAL
fsr-3888	280	1	second	ORDINAL
fsr-3888	283	1	third	ORDINAL
fsr-3888	284	1	fourth	ORDINAL
fsr-3888	284	2	5	CARDINAL
fsr-3888	284	3	jackson	PERSON
fsr-3888	284	4	1.09	CARDINAL
fsr-3888	284	5	18514.73	CARDINAL
fsr-3888	284	6	8666.65	CARDINAL
fsr-3888	284	7	15045 1454 16499 16499 16499	DATE
fsr-3888	284	8	5	CARDINAL
fsr-3888	284	9	5.329295	MONEY
fsr-3888	284	10	effect5 1.54692	PERSON
fsr-3888	284	11	effect5 25.1142	LAW
fsr-3888	284	12	5	CARDINAL
fsr-3888	284	13	effect5 0.90240	PERSON
fsr-3888	284	14	effect5 0.64452	LAW
fsr-3888	284	15	effect5 0.64452	PRODUCT
fsr-3888	284	16	effect5	PERSON
fsr-3888	285	1	13.8799	CARDINAL
fsr-3888	285	2	effect5 9.00851	PRODUCT
fsr-3888	286	1	8 (1999	DATE
fsr-3888	286	2	129–147	CARDINAL
fsr-3888	286	3	6	CARDINAL
fsr-3888	286	4	1st	ORDINAL
fsr-3888	286	5	0.999	CARDINAL
fsr-3888	286	6	0.993	CARDINAL
fsr-3888	286	7	0.987	CARDINAL
fsr-3888	286	8	0.993	CARDINAL
fsr-3888	286	9	2nd	CARDINAL
fsr-3888	286	10	0.997	CARDINAL
fsr-3888	286	11	0.706	CARDINAL
fsr-3888	286	12	0.915	CARDINAL
fsr-3888	287	1	3rd	ORDINAL
fsr-3888	287	2	0.992	CARDINAL
fsr-3888	287	3	0.843	CARDINAL
fsr-3888	287	4	0.848	CARDINAL
fsr-3888	287	5	4th	ORDINAL
fsr-3888	287	6	0.990	CARDINAL
fsr-3888	287	7	0.838	CARDINAL
fsr-3888	287	8	0.836	CARDINAL
fsr-3888	287	9	1st	ORDINAL
fsr-3888	287	10	0.999	CARDINAL
fsr-3888	287	11	0.921	CARDINAL
fsr-3888	287	12	0.913	CARDINAL
fsr-3888	287	13	0.995	CARDINAL
fsr-3888	287	14	0.918	CARDINAL
fsr-3888	287	15	0.985	CARDINAL
fsr-3888	287	16	0.976	CARDINAL
fsr-3888	287	17	0.975	CARDINAL
fsr-3888	287	18	3rd	ORDINAL
fsr-3888	287	19	0.956	CARDINAL
fsr-3888	287	20	0.949	CARDINAL
fsr-3888	287	21	0.943	CARDINAL
fsr-3888	287	22	1st	ORDINAL
fsr-3888	287	23	0.997	CARDINAL
fsr-3888	287	24	0.967	CARDINAL
fsr-3888	287	25	0.965	CARDINAL
fsr-3888	287	26	35	DATE
fsr-3888	287	27	under 2nd	DATE
fsr-3888	287	28	0.977	DATE
fsr-3888	287	29	0.823	CARDINAL
fsr-3888	287	30	0.906	CARDINAL
fsr-3888	287	31	3rd	ORDINAL
fsr-3888	287	32	0.941	CARDINAL
fsr-3888	287	33	0.939	CARDINAL
fsr-3888	287	34	1st	ORDINAL
fsr-3888	287	35	0.999	CARDINAL
fsr-3888	287	36	0.925	CARDINAL
fsr-3888	287	37	0.919	CARDINAL
fsr-3888	287	38	0.998	CARDINAL
fsr-3888	287	39	0.942	CARDINAL
fsr-3888	287	40	2nd	ORDINAL
fsr-3888	287	41	35	DATE
fsr-3888	287	42	0.996	CARDINAL
fsr-3888	287	43	0.989	CARDINAL
fsr-3888	287	44	0.989	CARDINAL
fsr-3888	287	45	3rd	ORDINAL
fsr-3888	287	46	0.938	CARDINAL
fsr-3888	287	47	0.936	CARDINAL
fsr-3888	287	48	4th	ORDINAL
fsr-3888	287	49	0.710	MONEY
fsr-3888	287	50	0.285	CARDINAL
fsr-3888	287	51	20.227	CARDINAL
fsr-3888	287	52	1st	ORDINAL
fsr-3888	287	53	0.999	CARDINAL
fsr-3888	287	54	0.996	CARDINAL
fsr-3888	287	55	0.955	CARDINAL
fsr-3888	287	56	0.996	CARDINAL
fsr-3888	287	57	2nd	ORDINAL
fsr-3888	287	58	36 to 55 years old	DATE
fsr-3888	287	59	0.999	CARDINAL
fsr-3888	287	60	0.714	CARDINAL
fsr-3888	287	61	0.920	CARDINAL
fsr-3888	287	62	n 5 6221	DATE
fsr-3888	288	1	3rd	ORDINAL
fsr-3888	288	2	0.996	CARDINAL
fsr-3888	288	3	0.960	CARDINAL
fsr-3888	288	4	0.962	CARDINAL
fsr-3888	288	5	4th	ORDINAL
fsr-3888	288	6	0.989	CARDINAL
fsr-3888	288	7	0.919	CARDINAL
fsr-3888	288	8	0.907	CARDINAL
fsr-3888	288	9	1st	ORDINAL
fsr-3888	288	10	0.993	CARDINAL
fsr-3888	288	11	0.891	CARDINAL
fsr-3888	288	12	0.903	CARDINAL
fsr-3888	288	13	36 to 55 years old	DATE
fsr-3888	288	14	2nd	ORDINAL
fsr-3888	288	15	0.923	CARDINAL
fsr-3888	288	16	0.687	CARDINAL
fsr-3888	288	17	3rd	ORDINAL
fsr-3888	288	18	0.634	CARDINAL
fsr-3888	288	19	0.626	MONEY
fsr-3888	288	20	0.630	CARDINAL
fsr-3888	288	21	1st	ORDINAL
fsr-3888	288	22	0.999	CARDINAL
fsr-3888	288	23	0.964	CARDINAL
fsr-3888	288	24	0.841	MONEY
fsr-3888	288	25	0.911	CARDINAL
fsr-3888	288	26	0.895	CARDINAL
fsr-3888	288	27	2nd	ORDINAL
fsr-3888	288	28	55	DATE
fsr-3888	288	29	0.933	CARDINAL
fsr-3888	288	30	0.912	CARDINAL
fsr-3888	288	31	0.916	CARDINAL
fsr-3888	288	32	0.736	CARDINAL
fsr-3888	288	33	0.3941	MONEY
fsr-3888	288	34	0.295	CARDINAL
fsr-3888	288	35	142	CARDINAL
fsr-3888	288	36	badu et al	PERSON
fsr-3888	288	37	8 (1999	DATE
fsr-3888	288	38	129–147	CARDINAL
fsr-3888	289	1	6	CARDINAL
fsr-3888	290	1	first	ORDINAL
fsr-3888	291	1	first	ORDINAL
fsr-3888	293	1	second	ORDINAL
fsr-3888	293	2	fewer than ten percent	PERCENT
fsr-3888	294	1	third	ORDINAL
fsr-3888	296	1	1994	DATE
fsr-3888	299	1	three	CARDINAL
fsr-3888	300	1	three	CARDINAL
fsr-3888	300	2	35	CARDINAL
fsr-3888	300	3	36 to 55 years	DATE
fsr-3888	300	4	55	CARDINAL
fsr-3888	301	1	6	CARDINAL
fsr-3888	302	1	35	CARDINAL
fsr-3888	302	2	55	CARDINAL
fsr-3888	307	1	ages 35	DATE
fsr-3888	307	2	6(continued	CARDINAL
fsr-3888	307	3	1st	ORDINAL
fsr-3888	307	4	0.927	CARDINAL
fsr-3888	307	5	0.905	CARDINAL
fsr-3888	307	6	55	DATE
fsr-3888	307	7	2nd	ORDINAL
fsr-3888	307	8	0.745	CARDINAL
fsr-3888	307	9	0.683	CARDINAL
fsr-3888	307	10	0.662	CARDINAL
fsr-3888	307	11	3rd	ORDINAL
fsr-3888	307	12	0.652	CARDINAL
fsr-3888	307	13	0.558	CARDINAL
fsr-3888	307	14	0.464	CARDINAL
fsr-3888	308	1	0.8	CARDINAL
fsr-3888	310	1	badu et al	PERSON
fsr-3888	310	2	8 (1999	DATE
fsr-3888	311	1	129–147	CARDINAL
fsr-3888	311	2	two	CARDINAL
fsr-3888	314	1	the 36 to 55 year	DATE
fsr-3888	314	2	two	CARDINAL
fsr-3888	315	1	the 36 to 55 year	DATE
fsr-3888	316	1	36	CARDINAL
fsr-3888	316	2	55	CARDINAL
fsr-3888	319	1	7	CARDINAL
fsr-3888	320	1	two	CARDINAL
fsr-3888	322	1	the white group	ORG
fsr-3888	323	1	morin	PERSON
fsr-3888	323	2	suarez	PERSON
fsr-3888	323	3	1983	DATE
fsr-3888	326	1	7	CARDINAL
fsr-3888	327	1	0.535 0.169	MONEY
fsr-3888	328	1	32.01	CARDINAL
fsr-3888	328	2	21.18	MONEY
fsr-3888	328	3	16.30	MONEY
fsr-3888	328	4	15738 1790 15738	DATE
fsr-3888	328	5	1790	DATE
fsr-3888	328	6	t-statistic5	ORG
fsr-3888	328	7	21.43	CARDINAL
fsr-3888	328	8	21.08	CARDINAL
fsr-3888	328	9	t-statistic5	ORG
fsr-3888	328	10	20.97	CARDINAL
fsr-3888	328	11	213.74a	CARDINAL
fsr-3888	329	1	wilcoxin ranksum testc	PERSON
fsr-3888	329	2	228.49a	CARDINAL
fsr-3888	331	1	213.66a	CARDINAL
fsr-3888	331	2	1%	PERCENT
fsr-3888	332	1	riskazv1	PERSON
fsr-3888	332	2	stocks1	ORG
fsr-3888	332	3	1	CARDINAL
fsr-3888	332	4	1	CARDINAL
fsr-3888	333	1	riskavz2	PERSON
fsr-3888	333	2	stocks1	ORG
fsr-3888	333	3	1	CARDINAL
fsr-3888	333	4	1	CARDINAL
fsr-3888	334	1	stocks1	ORG
fsr-3888	334	2	1	CARDINAL
fsr-3888	335	1	1.00	MONEY
fsr-3888	336	1	two	CARDINAL
fsr-3888	337	1	144	CARDINAL
fsr-3888	337	2	badu et al	PERSON
fsr-3888	337	3	8 (1999	DATE
fsr-3888	338	1	129–147	CARDINAL
fsr-3888	341	1	8	CARDINAL
fsr-3888	343	1	first	ORDINAL
fsr-3888	344	1	a.	PERSON
fsr-3888	346	1	8	CARDINAL
fsr-3888	346	2	first	ORDINAL
fsr-3888	346	3	4b	CARDINAL
fsr-3888	346	4	5b	CARDINAL
fsr-3888	346	5	8.862	CARDINAL
fsr-3888	346	6	9.523	MONEY
fsr-3888	346	7	1.716 2.669	CARDINAL
fsr-3888	346	8	6.364 5.379	CARDINAL
fsr-3888	346	9	514 1380	CARDINAL
fsr-3888	346	10	56	CARDINAL
fsr-3888	346	11	wilcoxin rank	PRODUCT
fsr-3888	350	1	5066 796	CARDINAL
fsr-3888	350	2	0.1629 0.3235	MONEY
fsr-3888	350	3	0.3219	CARDINAL
fsr-3888	350	4	0.3772 0.4648	CARDINAL
fsr-3888	350	5	522	CARDINAL
fsr-3888	350	6	0.285	CARDINAL
fsr-3888	350	7	0.2916	CARDINAL
fsr-3888	350	8	6210 472	CARDINAL
fsr-3888	350	9	0.6319	MONEY
fsr-3888	350	10	0.3914	CARDINAL
fsr-3888	350	11	0.2637	CARDINAL
fsr-3888	350	12	0.1737	MONEY
fsr-3888	350	13	15738 1790	DATE
fsr-3888	350	14	15738	DATE
fsr-3888	350	15	1790	DATE
fsr-3888	350	16	wilcoxin ranksum	PERSON
fsr-3888	350	17	z-statistic5 210.01a	ORG
fsr-3888	352	1	5%	PERCENT
fsr-3888	354	1	at least 12	CARDINAL
fsr-3888	356	1	8 (1999	DATE
fsr-3888	356	2	129–147	CARDINAL
fsr-3888	362	1	5	CARDINAL
fsr-3888	366	1	one	CARDINAL
fsr-3888	366	2	under-35	DATE
fsr-3888	368	1	monthly	DATE
fsr-3888	375	1	146	CARDINAL
fsr-3888	376	1	badu et al	PERSON
fsr-3888	376	2	8 (1999	DATE
fsr-3888	376	3	129–147	CARDINAL
fsr-3888	376	4	virginia commonwealth university	ORG
fsr-3888	376	5	david dubofsky	PERSON
fsr-3888	376	6	gabriel rameriz	PERSON
fsr-3888	376	7	james t. lindley	PERSON
fsr-3888	376	8	the university of southern	ORG
fsr-3888	376	9	mississippi	GPE
fsr-3888	378	1	adams	PERSON
fsr-3888	378	2	m. (	PERSON
fsr-3888	378	3	1995	DATE
fsr-3888	379	1	new zealand	ORG
fsr-3888	379	2	21–45	CARDINAL
fsr-3888	379	3	ando, a. & modigliani	ORG
fsr-3888	379	4	f.	PERSON
fsr-3888	379	5	1963	DATE
fsr-3888	380	1	53(1	CARDINAL
fsr-3888	380	2	55–74	CARDINAL
fsr-3888	380	3	bajtelsmit	PERSON
fsr-3888	380	4	v. l.	PERSON
fsr-3888	380	5	a., & jianakoplos	ORG
fsr-3888	380	6	n. a.	PERSON
fsr-3888	381	1	1999	DATE
fsr-3888	382	1	8	CARDINAL
fsr-3888	382	2	1–10	CARDINAL
fsr-3888	383	1	blau	PERSON
fsr-3888	383	2	f. d. & graham	ORG
fsr-3888	383	3	j. w.	PERSON
fsr-3888	383	4	1990	DATE
fsr-3888	384	1	quarterly	DATE
fsr-3888	384	2	105(2	DATE
fsr-3888	384	3	321–339	CARDINAL
fsr-3888	384	4	a.	PERSON
fsr-3888	384	5	1991	DATE
fsr-3888	385	1	31–32	DATE
fsr-3888	386	1	browne	PERSON
fsr-3888	386	2	r. s.	PERSON
fsr-3888	386	3	1993	DATE
fsr-3888	387	1	111–120	CARDINAL
fsr-3888	388	1	friend	ORG
fsr-3888	388	2	i. & blume	ORG
fsr-3888	388	3	m. e.	PERSON
fsr-3888	388	4	1975	DATE
fsr-3888	389	1	american	NORP
fsr-3888	389	2	65(5	CARDINAL
fsr-3888	389	3	900–922	CARDINAL
fsr-3888	389	4	m. s.	PERSON
fsr-3888	389	5	fox	ORG
fsr-3888	389	6	j. j. &	ORG
fsr-3888	389	7	montalto c. p.	PERSON
fsr-3888	389	8	2000	DATE
fsr-3888	391	1	haliassos	PERSON
fsr-3888	391	2	m. & bertaut	ORG
fsr-3888	391	3	c. c.	PERSON
fsr-3888	391	4	1995	DATE
fsr-3888	392	1	105(september	CARDINAL
fsr-3888	392	2	1110–1129	CARDINAL
fsr-3888	393	1	heckman	PERSON
fsr-3888	393	2	j. (	PERSON
fsr-3888	393	3	1979	DATE
fsr-3888	394	1	47(january	DATE
fsr-3888	394	2	153–161	CARDINAL
fsr-3888	395	1	jackson	PERSON
fsr-3888	395	2	j. & lindley	ORG
fsr-3888	395	3	j. (	ORG
fsr-3888	395	4	1989	DATE
fsr-3888	397	1	21	DATE
fsr-3888	397	2	515–540	CARDINAL
fsr-3888	398	1	morin, r. a. & suarez	ORG
fsr-3888	398	2	a. f. (	PERSON
fsr-3888	398	3	1983	DATE
fsr-3888	399	1	38(4	CARDINAL
fsr-3888	399	2	1206–1216	CARDINAL
fsr-3888	400	1	oliver	PERSON
fsr-3888	400	2	m. l. & shapiro	ORG
fsr-3888	400	3	t. m.	PERSON
fsr-3888	401	1	new york	GPE
fsr-3888	402	1	paxson	PERSON
fsr-3888	402	2	1990	DATE
fsr-3888	403	1	105(2	DATE
fsr-3888	403	2	535–543	CARDINAL
fsr-3888	403	3	schooley	ORG
fsr-3888	403	4	d. k. & worden	ORG
fsr-3888	403	5	d. d.	NORP
fsr-3888	403	6	1996	DATE
fsr-3888	405	1	5(2	DATE
fsr-3888	405	2	87–99	CARDINAL
fsr-3888	406	1	1992	DATE
fsr-3888	409	1	1999	DATE
fsr-3888	411	1	u.s.	GPE
fsr-3888	412	1	1993	DATE
fsr-3888	414	1	van auken	PERSON
fsr-3888	414	2	h. e.	PERSON
fsr-3888	414	3	doran	PERSON
fsr-3888	414	4	m. & yoon	ORG
fsr-3888	414	5	k. j.	PERSON
fsr-3888	414	6	1993	DATE
fsr-3888	415	1	korean	NORP
fsr-3888	416	1	wang	PERSON
fsr-3888	416	2	1995	DATE
fsr-3888	417	1	chinese	NORP
fsr-3888	417	2	43(3	DATE
fsr-3888	417	3	523–550	CARDINAL
fsr-3888	417	4	wolff	PERSON
fsr-3888	417	5	e. n. (	PERSON
fsr-3888	417	6	1994	DATE
fsr-3888	418	1	the united states	GPE
fsr-3888	418	2	1962–1983	CARDINAL
fsr-3888	418	3	1983–1989.review	CARDINAL
fsr-3888	418	4	40(2	DATE
fsr-3888	418	5	143–174	DATE
fsr-3888	420	1	8 (1999	DATE
fsr-3888	420	2	129–147	CARDINAL