id	sid	eid	entity	type
fsr-3906	1	1	catherine phillips montaltoa	PERSON
fsr-3906	1	2	yoonkyung yuhb	GPE
fsr-3906	1	3	sherman hannac	PERSON
fsr-3906	1	4	textile sciences department	ORG
fsr-3906	1	5	the ohio state university	ORG
fsr-3906	1	6	1787	DATE
fsr-3906	1	7	neil avenue	PERSON
fsr-3906	1	8	columbus	GPE
fsr-3906	1	9	203	CARDINAL
fsr-3906	1	10	hyundai	ORG
fsr-3906	1	11	seoul korea	GPE
fsr-3906	1	12	textile sciences department	ORG
fsr-3906	1	13	the ohio state university	ORG
fsr-3906	1	14	1787	DATE
fsr-3906	1	15	neil avenue	PERSON
fsr-3906	1	16	columbus	GPE
fsr-3906	6	1	2000	DATE
fsr-3906	6	2	science inc.	ORG
fsr-3906	8	1	jel	ORG
fsr-3906	8	2	1	CARDINAL
fsr-3906	8	3	the united states	GPE
fsr-3906	9	1	u.s.	GPE
fsr-3906	9	2	65 years of age	DATE
fsr-3906	9	3	15%	PERCENT
fsr-3906	9	4	today	DATE
fsr-3906	9	5	20%	PERCENT
fsr-3906	9	6	the next 30 years	DATE
fsr-3906	9	7	u.s.	GPE
fsr-3906	9	8	1998	DATE
fsr-3906	11	1	614	CARDINAL
fsr-3906	12	1	montalto	PERSON
fsr-3906	13	1	9	CARDINAL
fsr-3906	13	2	1–15	CARDINAL
fsr-3906	13	3	1057-0810/00/$	DATE
fsr-3906	14	1	2000	DATE
fsr-3906	14	2	science inc.	ORG
fsr-3906	17	1	one	CARDINAL
fsr-3906	17	2	65	CARDINAL
fsr-3906	17	3	67	CARDINAL
fsr-3906	17	4	the next 25 years	DATE
fsr-3906	18	1	age 62 to age 65	DATE
fsr-3906	18	2	mitchell & quinn	ORG
fsr-3906	18	3	1995	DATE
fsr-3906	25	1	bovbjerg	GPE
fsr-3906	25	2	1998	DATE
fsr-3906	26	1	fields & mitchell	ORG
fsr-3906	26	2	1984	DATE
fsr-3906	26	3	hurd	PERSON
fsr-3906	26	4	1997	DATE
fsr-3906	27	1	this century	DATE
fsr-3906	27	2	earlier ages	DATE
fsr-3906	28	1	this century	DATE
fsr-3906	28	2	the mid-1980s	DATE
fsr-3906	29	1	today	DATE
fsr-3906	29	2	55 to 64 years of age	DATE
fsr-3906	29	3	1999	DATE
fsr-3906	30	1	age 65	DATE
fsr-3906	30	2	age 65	DATE
fsr-3906	32	1	five percent	PERCENT
fsr-3906	32	2	today	DATE
fsr-3906	32	3	age 55	DATE
fsr-3906	32	4	22 percent	PERCENT
fsr-3906	32	5	at least age 66	DATE
fsr-3906	32	6	1999	DATE
fsr-3906	33	1	mitchell & moore	ORG
fsr-3906	33	2	1997	DATE
fsr-3906	33	3	bernheim	GPE
fsr-3906	33	4	1996	DATE
fsr-3906	33	5	age 65	DATE
fsr-3906	34	1	age 65	DATE
fsr-3906	36	1	montalto	PERSON
fsr-3906	36	2	1998	DATE
fsr-3906	36	3	1998	DATE
fsr-3906	37	1	about 75%	PERCENT
fsr-3906	37	2	age 65	DATE
fsr-3906	37	3	apfel	ORG
fsr-3906	37	4	1998	DATE
fsr-3906	38	1	2	CARDINAL
fsr-3906	38	2	montalto et al	PERSON
fsr-3906	38	3	9	CARDINAL
fsr-3906	38	4	1–15	CARDINAL
fsr-3906	42	1	the working years	DATE
fsr-3906	45	1	section 2	LAW
fsr-3906	46	1	section 3	LAW
fsr-3906	46	2	section 4	DATE
fsr-3906	47	1	section 5	DATE
fsr-3906	47	2	2	CARDINAL
fsr-3906	47	3	the 1970s	DATE
fsr-3906	49	1	2.1	CARDINAL
fsr-3906	50	1	1977	DATE
fsr-3906	51	1	1968	DATE
fsr-3906	51	2	1972	DATE
fsr-3906	53	1	1977	DATE
fsr-3906	53	2	1969	DATE
fsr-3906	54	1	three	CARDINAL
fsr-3906	55	1	two	CARDINAL
fsr-3906	56	1	kotlikoff	PERSON
fsr-3906	56	2	1979	DATE
fsr-3906	56	3	nls	ORG
fsr-3906	58	1	1.2 years earlier	DATE
fsr-3906	58	2	1.8 3c.p	CARDINAL
fsr-3906	59	1	montalto et al	PERSON
fsr-3906	59	2	9	CARDINAL
fsr-3906	60	1	1–15 years	DATE
fsr-3906	62	1	1984	DATE
fsr-3906	66	1	honig	PERSON
fsr-3906	66	2	1996	DATE
fsr-3906	66	3	first	ORDINAL
fsr-3906	68	1	moffitt	PERSON
fsr-3906	68	2	1985	DATE
fsr-3906	68	3	hours	TIME
fsr-3906	69	1	hours	TIME
fsr-3906	71	1	1986	DATE
fsr-3906	72	1	25,000	MONEY
fsr-3906	73	1	samwick	PERSON
fsr-3906	73	2	1998	DATE
fsr-3906	73	3	1983	DATE
fsr-3906	76	1	samwick	ORG
fsr-3906	77	1	uccello	PERSON
fsr-3906	77	2	1998	DATE
fsr-3906	77	3	1990	DATE
fsr-3906	77	4	1994	DATE
fsr-3906	81	1	onex	ORG
fsr-3906	85	1	4	CARDINAL
fsr-3906	85	2	montalto et al	PERSON
fsr-3906	85	3	9	CARDINAL
fsr-3906	85	4	1–15	CARDINAL
fsr-3906	86	1	2.2	CARDINAL
fsr-3906	93	1	mitchell & steinmeier	ORG
fsr-3906	93	2	1995	DATE
fsr-3906	94	1	hours	TIME
fsr-3906	95	1	1986	DATE
fsr-3906	95	2	diamond & hausman	ORG
fsr-3906	95	3	1984	DATE
fsr-3906	96	1	3	CARDINAL
fsr-3906	96	2	3.1	CARDINAL
fsr-3906	97	1	1995	DATE
fsr-3906	97	2	starr-mccluer & sunde´n	ORG
fsr-3906	97	3	1997	DATE
fsr-3906	98	1	the federal reserve	ORG
fsr-3906	99	1	u.s.	GPE
fsr-3906	100	1	4,299	CARDINAL
fsr-3906	100	2	1995	DATE
fsr-3906	101	1	1995	DATE
fsr-3906	101	2	five	CARDINAL
fsr-3906	102	1	five	CARDINAL
fsr-3906	102	2	rubin	GPE
fsr-3906	102	3	1987	DATE
fsr-3906	102	4	montalto & sung, 1996	ORG
fsr-3906	103	1	u.s.	GPE
fsr-3906	104	1	age 35 to 70 years	DATE
fsr-3906	104	2	1,607	CARDINAL
fsr-3906	106	1	1	CARDINAL
fsr-3906	107	1	about 17%	PERCENT
fsr-3906	107	2	age 55	DATE
fsr-3906	107	3	35%	PERCENT
fsr-3906	107	4	age 62	DATE
fsr-3906	107	5	51%	PERCENT
fsr-3906	107	6	age 62	DATE
fsr-3906	108	1	89%	PERCENT
fsr-3906	108	2	age 65	DATE
fsr-3906	108	3	91%	PERCENT
fsr-3906	108	4	age 67	DATE
fsr-3906	109	1	5c.p	CARDINAL
fsr-3906	109	2	montalto et al	PERSON
fsr-3906	109	3	9	CARDINAL
fsr-3906	109	4	1–15 3.2	CARDINAL
fsr-3906	111	1	35 hours	TIME
fsr-3906	112	1	hours	TIME
fsr-3906	113	1	between current hours	TIME
fsr-3906	113	2	more hours	TIME
fsr-3906	117	1	heckman	PERSON
fsr-3906	117	2	1979	DATE
fsr-3906	117	3	two	CARDINAL
fsr-3906	118	1	first	ORDINAL
fsr-3906	118	2	age 35 to 70 years	DATE
fsr-3906	120	1	second	ORDINAL
fsr-3906	120	2	age 35 to 70 years	DATE
fsr-3906	122	1	1	CARDINAL
fsr-3906	123	1	6	CARDINAL
fsr-3906	123	2	montalto et al	PERSON
fsr-3906	123	3	9	CARDINAL
fsr-3906	123	4	1–15	CARDINAL
fsr-3906	124	1	3.3	CARDINAL
fsr-3906	124	2	age 35 to 70 years	DATE
fsr-3906	125	1	zero	CARDINAL
fsr-3906	127	1	eighteen	CARDINAL
fsr-3906	127	2	5 b0 1	MONEY
fsr-3906	127	3	non-hispanic1	ORG
fsr-3906	127	4	alone1	PERSON
fsr-3906	127	5	1 b6	QUANTITY
fsr-3906	127	6	others1 b7	PERSON
fsr-3906	127	7	1	CARDINAL
fsr-3906	127	8	6 to 17 years 1	DATE
fsr-3906	127	9	school1	ORG
fsr-3906	127	10	grad1	PERSON
fsr-3906	127	11	age 1	DATE
fsr-3906	127	12	551	CARDINAL
fsr-3906	127	13	651	CARDINAL
fsr-3906	127	14	1	CARDINAL
fsr-3906	127	15	under age 6	DATE
fsr-3906	127	16	6 to 17 years of age	DATE
fsr-3906	128	1	mason & chan	ORG
fsr-3906	128	2	1978	DATE
fsr-3906	128	3	previous years	DATE
fsr-3906	129	1	1	CARDINAL
fsr-3906	130	1	five	CARDINAL
fsr-3906	132	1	sas	ORG
fsr-3906	132	2	sas institute inc.	ORG
fsr-3906	132	3	1990	DATE
fsr-3906	132	4	1338	CARDINAL
fsr-3906	135	1	3.4	CARDINAL
fsr-3906	135	2	age 35 to 70 years	DATE
fsr-3906	136	1	all five	CARDINAL
fsr-3906	136	2	7c.p	CARDINAL
fsr-3906	136	3	montalto et al	PERSON
fsr-3906	136	4	9	CARDINAL
fsr-3906	136	5	1–15	CARDINAL
fsr-3906	142	1	2	CARDINAL
fsr-3906	143	1	twenty seven	CARDINAL
fsr-3906	143	2	1	CARDINAL
fsr-3906	143	3	regression2	PRODUCT
fsr-3906	144	1	67.4%	PERCENT
fsr-3906	144	2	0.5026	CARDINAL
fsr-3906	144	3	0.4099	GPE
fsr-3906	144	4	non-hispanic	NORP
fsr-3906	144	5	non-hispanic	NORP
fsr-3906	144	6	12.6%	PERCENT
fsr-3906	144	7	5.7%	PERCENT
fsr-3906	144	8	20.1621	CARDINAL
fsr-3906	144	9	0.2926	MONEY
fsr-3906	144	10	4.2%	PERCENT
fsr-3906	144	11	7.3%	PERCENT
fsr-3906	145	1	11.9%	PERCENT
fsr-3906	145	2	3.9%	PERCENT
fsr-3906	145	3	0.0889	MONEY
fsr-3906	145	4	13.1%	PERCENT
fsr-3906	145	5	6.3%	PERCENT
fsr-3906	145	6	age 6	DATE
fsr-3906	145	7	13.4%	PERCENT
fsr-3906	145	8	0.9288	MONEY
fsr-3906	145	9	6	CARDINAL
fsr-3906	145	10	35.9%	PERCENT
fsr-3906	145	11	30.6%	PERCENT
fsr-3906	145	12	23.2%	PERCENT
fsr-3906	145	13	27.6%	PERCENT
fsr-3906	145	14	years of age 49.77	DATE
fsr-3906	145	15	0.4646 years of age over	DATE
fsr-3906	145	16	0.0328	MONEY
fsr-3906	145	17	years of age over	DATE
fsr-3906	145	18	0.0001	CARDINAL
fsr-3906	145	19	years of age over	DATE
fsr-3906	145	20	previous years	DATE
fsr-3906	145	21	25.6	CARDINAL
fsr-3906	145	22	1	CARDINAL
fsr-3906	146	1	2probit	CARDINAL
fsr-3906	147	1	3	CARDINAL
fsr-3906	147	2	.05	ORG
fsr-3906	148	1	.01	GPE
fsr-3906	149	1	.001	CARDINAL
fsr-3906	150	1	1995	DATE
fsr-3906	150	2	n5 13,655	CARDINAL
fsr-3906	150	3	2,731	CARDINAL
fsr-3906	151	1	8	CARDINAL
fsr-3906	151	2	montalto et al	PERSON
fsr-3906	151	3	9	CARDINAL
fsr-3906	151	4	1–15	CARDINAL
fsr-3906	151	5	1 a1	QUANTITY
fsr-3906	151	6	income1	ORG
fsr-3906	151	7	1	CARDINAL
fsr-3906	151	8	assets1	PERSON
fsr-3906	152	1	1	CARDINAL
fsr-3906	152	2	contribution1	ORG
fsr-3906	152	3	benefit1	ORG
fsr-3906	152	4	1	CARDINAL
fsr-3906	153	1	size1	ORG
fsr-3906	153	2	goal1	PERSON
fsr-3906	153	3	1	CARDINAL
fsr-3906	153	4	technical1	GPE
fsr-3906	153	5	service1	PERSON
fsr-3906	153	6	1	CARDINAL
fsr-3906	153	7	expectancy1	ORG
fsr-3906	154	1	age 1 a20 age-	DATE
fsr-3906	154	2	non-hispanic1 a22 hispanic1	ORG
fsr-3906	154	3	1	CARDINAL
fsr-3906	154	4	school1	ORG
fsr-3906	154	5	1	CARDINAL
fsr-3906	154	6	2	CARDINAL
fsr-3906	157	1	one	CARDINAL
fsr-3906	157	2	one	CARDINAL
fsr-3906	157	3	three	CARDINAL
fsr-3906	162	1	six	CARDINAL
fsr-3906	168	1	linear	ORG
fsr-3906	170	1	age 62	DATE
fsr-3906	170	2	up to age 65	DATE
fsr-3906	171	1	9c.p	CARDINAL
fsr-3906	171	2	montalto et al	PERSON
fsr-3906	171	3	9	CARDINAL
fsr-3906	171	4	1–15	CARDINAL
fsr-3906	171	5	age 62	DATE
fsr-3906	171	6	age 62	DATE
fsr-3906	171	7	1999	DATE
fsr-3906	173	1	2	CARDINAL
fsr-3906	173	2	percent1 ols regression2	PERSON
fsr-3906	174	1	61.97	CARDINAL
fsr-3906	174	2	69.3167	CARDINAL
fsr-3906	174	3	10.72	CARDINAL
fsr-3906	174	4	8.70	CARDINAL
fsr-3906	174	5	10.99	CARDINAL
fsr-3906	174	6	9.24 0.0448	CARDINAL
fsr-3906	174	7	3.44	CARDINAL
fsr-3906	174	8	20.0759	CARDINAL
fsr-3906	174	9	4.28 20.0520	CARDINAL
fsr-3906	174	10	0.0954	MONEY
fsr-3906	174	11	34.2%	PERCENT
fsr-3906	174	12	0.0268	MONEY
fsr-3906	174	13	47.3%	PERCENT
fsr-3906	174	14	3.0	CARDINAL
fsr-3906	174	15	34.1%	PERCENT
fsr-3906	174	16	1.0%	PERCENT
fsr-3906	174	17	10.8%	PERCENT
fsr-3906	174	18	0.4456	MONEY
fsr-3906	174	19	24.6%	PERCENT
fsr-3906	174	20	0.4040 0.4192 0.3355	MONEY
fsr-3906	174	21	9.0%	PERCENT
fsr-3906	174	22	21.4772	CARDINAL
fsr-3906	174	23	12.9%	PERCENT
fsr-3906	174	24	20.0%	PERCENT
fsr-3906	174	25	20.0331	CARDINAL
fsr-3906	174	26	0.9522	MONEY
fsr-3906	174	27	1.8%	PERCENT
fsr-3906	174	28	22.0350	CARDINAL
fsr-3906	174	29	(years	DATE
fsr-3906	175	1	80.22	CARDINAL
fsr-3906	175	2	0.0024	CARDINAL
fsr-3906	175	3	46.09	CARDINAL
fsr-3906	175	4	2184.14	CARDINAL
fsr-3906	175	5	0.0001	CARDINAL
fsr-3906	175	6	non-hispanic	NORP
fsr-3906	175	7	non-hispanic	NORP
fsr-3906	175	8	10.7%	PERCENT
fsr-3906	175	9	5.1%	PERCENT
fsr-3906	175	10	4.7%	PERCENT
fsr-3906	175	11	20.9494	CARDINAL
fsr-3906	175	12	0.1813	MONEY
fsr-3906	175	13	30.2%	PERCENT
fsr-3906	175	14	25.6%	PERCENT
fsr-3906	175	15	0.0593	CARDINAL
fsr-3906	175	16	33.6%	PERCENT
fsr-3906	175	17	0.28	CARDINAL
fsr-3906	175	18	16.0438	CARDINAL
fsr-3906	176	1	0.2093	CARDINAL
fsr-3906	176	2	0.2194	CARDINAL
fsr-3906	177	1	1	CARDINAL
fsr-3906	178	1	2	CARDINAL
fsr-3906	179	1	3	CARDINAL
fsr-3906	179	2	.05	ORG
fsr-3906	180	1	.01	GPE
fsr-3906	181	1	.001	CARDINAL
fsr-3906	182	1	1995	DATE
fsr-3906	182	2	1,607	CARDINAL
fsr-3906	183	1	10	CARDINAL
fsr-3906	183	2	montalto et al	PERSON
fsr-3906	183	3	9	CARDINAL
fsr-3906	184	1	4.1	CARDINAL
fsr-3906	185	1	1	CARDINAL
fsr-3906	186	1	a 40 year old	DATE
fsr-3906	186	2	22 years	DATE
fsr-3906	186	3	90%	PERCENT
fsr-3906	188	1	only 86%	PERCENT
fsr-3906	188	2	94%	PERCENT
fsr-3906	189	1	each additional year of previous	DATE
fsr-3906	189	2	0.76	CARDINAL
fsr-3906	190	1	25 years	DATE
fsr-3906	190	2	92.5%	PERCENT
fsr-3906	191	1	35 to 70 years old	DATE
fsr-3906	191	2	age 50	DATE
fsr-3906	192	1	92%	PERCENT
fsr-3906	192	2	age 35	DATE
fsr-3906	192	3	90%	PERCENT
fsr-3906	192	4	age 40	DATE
fsr-3906	192	5	89%	PERCENT
fsr-3906	192	6	age 45	DATE
fsr-3906	192	7	82%	PERCENT
fsr-3906	192	8	age 50	DATE
fsr-3906	192	9	73%	PERCENT
fsr-3906	192	10	age 55	DATE
fsr-3906	192	11	37%	PERCENT
fsr-3906	192	12	age 60	DATE
fsr-3906	192	13	10%	PERCENT
fsr-3906	192	14	age 65	DATE
fsr-3906	192	15	4%	PERCENT
fsr-3906	192	16	age 70	DATE
fsr-3906	193	1	non-hispanic	NORP
fsr-3906	193	2	non-hispanic	NORP
fsr-3906	193	3	85%	PERCENT
fsr-3906	193	4	90%	PERCENT
fsr-3906	194	1	at least one	CARDINAL
fsr-3906	196	1	only 46%	PERCENT
fsr-3906	197	1	4.2	CARDINAL
fsr-3906	198	1	approximately 21%	PERCENT
fsr-3906	198	2	13	CARDINAL
fsr-3906	198	3	27	CARDINAL
fsr-3906	198	4	0.05	CARDINAL
fsr-3906	198	5	2	CARDINAL
fsr-3906	203	1	age 0.76 years	DATE
fsr-3906	204	1	six	CARDINAL
fsr-3906	206	1	11c.p	CARDINAL
fsr-3906	206	2	montalto et al	PERSON
fsr-3906	206	3	9	CARDINAL
fsr-3906	206	4	1–15	CARDINAL
fsr-3906	206	5	less than 1.5 years	DATE
fsr-3906	207	1	non-hispanic	NORP
fsr-3906	207	2	hispanic	NORP
fsr-3906	207	3	non-hispanic	NORP
fsr-3906	208	1	non-hispanic	NORP
fsr-3906	208	2	hispanic	NORP
fsr-3906	208	3	2.4	CARDINAL
fsr-3906	208	4	2.2 years	DATE
fsr-3906	208	5	non-hispanic	NORP
fsr-3906	209	1	linear	ORG
fsr-3906	212	1	10,000	MONEY
fsr-3906	212	2	50,000	MONEY
fsr-3906	212	3	0.63 year	DATE
fsr-3906	212	4	50,000	MONEY
fsr-3906	212	5	100,000	MONEY
fsr-3906	212	6	0.27 year	DATE
fsr-3906	213	1	1.7 years	DATE
fsr-3906	215	1	2	CARDINAL
fsr-3906	216	1	35 to 45	DATE
fsr-3906	216	2	1.08 year	DATE
fsr-3906	216	3	45	CARDINAL
fsr-3906	216	4	3.41 year	DATE
fsr-3906	216	5	55	CARDINAL
fsr-3906	216	6	5.72 year	DATE
fsr-3906	217	1	5	CARDINAL
fsr-3906	217	2	5.1	CARDINAL
fsr-3906	219	1	2.	CARDINAL
fsr-3906	220	1	12	CARDINAL
fsr-3906	220	2	montalto et al	PERSON
fsr-3906	220	3	9	CARDINAL
fsr-3906	221	1	1–15	CARDINAL
fsr-3906	221	2	ancy	PERSON
fsr-3906	227	1	5.2	CARDINAL
fsr-3906	228	1	1	CARDINAL
fsr-3906	229	1	2	CARDINAL
fsr-3906	232	1	5.3	CARDINAL
fsr-3906	241	1	1998	DATE
fsr-3906	244	1	13c.p	CARDINAL
fsr-3906	245	1	montalto et al	PERSON
fsr-3906	245	2	9	CARDINAL
fsr-3906	245	3	1–15	CARDINAL
fsr-3906	248	1	1996	DATE
fsr-3906	250	1	apfel	PERSON
fsr-3906	250	2	k. s.	PERSON
fsr-3906	250	3	1998	DATE
fsr-3906	251	1	kenneth s. apfel	PERSON
fsr-3906	251	2	bernheim	GPE
fsr-3906	251	3	b. d.	PERSON
fsr-3906	251	4	merrill lynch	ORG
fsr-3906	251	5	96.stanford	CARDINAL
fsr-3906	251	6	merrill lynch & co.	ORG
fsr-3906	251	7	m. j.	PERSON
fsr-3906	251	8	1977	DATE
fsr-3906	252	1	15(1	CARDINAL
fsr-3906	252	2	1–25	CARDINAL
fsr-3906	253	1	bovbjerg	GPE
fsr-3906	253	2	b. d.	PERSON
fsr-3906	253	3	1998, july 15	DATE
fsr-3906	257	1	g.	PERSON
fsr-3906	257	2	1986	DATE
fsr-3906	258	1	53(5	CARDINAL
fsr-3906	258	2	781–805	CARDINAL
fsr-3906	259	1	g., & moffitt	ORG
fsr-3906	259	2	r. a.	PERSON
fsr-3906	259	3	1985	DATE
fsr-3906	260	1	hours	TIME
fsr-3906	261	1	journal of labor economics	ORG
fsr-3906	261	2	3(2	CARDINAL
fsr-3906	261	3	209–236	CARDINAL
fsr-3906	261	4	p. a.	ORG
fsr-3906	261	5	j. a.	PERSON
fsr-3906	261	6	1984	DATE
fsr-3906	262	1	23,81–114	ORG
fsr-3906	263	1	washington	GPE
fsr-3906	263	2	d.c.	GPE
fsr-3906	264	1	u.s.	GPE
fsr-3906	266	1	1999	DATE
fsr-3906	267	1	1990s.ebri	CARDINAL
fsr-3906	269	1	g. s.	PERSON
fsr-3906	269	2	o. s.	PERSON
fsr-3906	269	3	1984	DATE
fsr-3906	270	1	245–262	CARDINAL
fsr-3906	270	2	a. l.	PERSON
fsr-3906	270	3	mitchell	PERSON
fsr-3906	270	4	o. s.	PERSON
fsr-3906	270	5	t. l. (	PERSON
fsr-3906	270	6	1995	DATE
fsr-3906	271	1	30(1995	CARDINAL
fsr-3906	272	1	heckman	PERSON
fsr-3906	272	2	j. (	PERSON
fsr-3906	272	3	1979	DATE
fsr-3906	274	1	honig	ORG
fsr-3906	274	2	m. (1996	PERSON
fsr-3906	275	1	36(3	CARDINAL
fsr-3906	275	2	373–382	CARDINAL
fsr-3906	276	1	hurd	PERSON
fsr-3906	276	2	m. d.	PERSON
fsr-3906	276	3	1997	DATE
fsr-3906	278	1	m. r. rosenzweig & o. stark	ORG
fsr-3906	278	2	1b	CARDINAL
fsr-3906	279	1	new york	GPE
fsr-3906	279	2	new holland	GPE
fsr-3906	280	1	kennickell	PERSON
fsr-3906	280	2	a. b.	PERSON
fsr-3906	280	3	starr-mccluer	PERSON
fsr-3906	280	4	a. e. (	PERSON
fsr-3906	280	5	1997	DATE
fsr-3906	281	1	u.s.	GPE
fsr-3906	281	2	1–24	DATE
fsr-3906	282	1	kotlikoff	PERSON
fsr-3906	282	2	l. j. (	PERSON
fsr-3906	282	3	1979	DATE
fsr-3906	283	1	american	NORP
fsr-3906	283	2	69(3	CARDINAL
fsr-3906	283	3	396–410	CARDINAL
fsr-3906	284	1	leonesio	ORG
fsr-3906	284	2	m. v. (	PERSON
fsr-3906	284	3	1996	DATE
fsr-3906	285	1	29–50	CARDINAL
fsr-3906	286	1	mitchell	PERSON
fsr-3906	286	2	o. s.	PERSON
fsr-3906	286	3	j. f.	PERSON
fsr-3906	286	4	1997).retirement	CARDINAL
fsr-3906	286	5	opportunities.the wharton financial institutions center	ORG
fsr-3906	286	6	university of pennsylvania	ORG
fsr-3906	287	1	14	CARDINAL
fsr-3906	288	1	montalto et al	PERSON
fsr-3906	288	2	9	CARDINAL
fsr-3906	288	3	1–15	CARDINAL
fsr-3906	288	4	o. s.	PERSON
fsr-3906	288	5	j. f. (	PERSON
fsr-3906	288	6	1995	DATE
fsr-3906	290	1	washington	GPE
fsr-3906	290	2	d.c	GPE
fsr-3906	291	1	1994–95	CARDINAL
fsr-3906	292	1	montalto	PERSON
fsr-3906	292	2	c. p.,	PERSON
fsr-3906	292	3	1996	DATE
fsr-3906	293	1	1992	DATE
fsr-3906	293	2	7,133–146	DATE
fsr-3906	294	1	j. f.	PERSON
fsr-3906	294	2	1977	DATE
fsr-3906	295	1	329–346	CARDINAL
fsr-3906	297	1	1999	DATE
fsr-3906	301	1	http://www.asec.org/rcshm.htm	ORG
fsr-3906	301	2	rubin	GPE
fsr-3906	301	3	d. b.	PERSON
fsr-3906	301	4	surveys.new york	GPE
fsr-3906	301	5	john wiley &	ORG
fsr-3906	302	1	samwick	GPE
fsr-3906	302	2	a. a.	PERSON
fsr-3906	302	3	1998	DATE
fsr-3906	303	1	207–236	CARDINAL
fsr-3906	304	1	sas institute inc.	ORG
fsr-3906	304	2	1990	DATE
fsr-3906	305	1	sas	ORG
fsr-3906	305	2	6	CARDINAL
fsr-3906	305	3	fourth	ORDINAL
fsr-3906	305	4	2	CARDINAL
fsr-3906	306	1	cary	GPE
fsr-3906	306	2	nc	GPE
fsr-3906	306	3	sas institute inc.	ORG
fsr-3906	306	4	r. c.	PERSON
fsr-3906	306	5	1986	DATE
fsr-3906	307	1	54	DATE
fsr-3906	307	2	1339–1356	DATE
fsr-3906	307	3	d. b.	PERSON
fsr-3906	307	4	mason	GPE
fsr-3906	307	5	a., & chan	ORG
fsr-3906	307	6	l.	GPE
fsr-3906	307	7	1978	DATE
fsr-3906	308	1	60(1	CARDINAL
fsr-3906	308	2	132–139	DATE
fsr-3906	309	1	c. e.	PERSON
fsr-3906	310	1	washington	GPE
fsr-3906	310	2	d.c	GPE
fsr-3906	311	1	american association of retired	ORG
fsr-3906	312	1	u. s. bureau	ORG
fsr-3906	313	1	1998	DATE
fsr-3906	314	1	the united states	GPE
fsr-3906	314	2	1997.current	CARDINAL
fsr-3906	315	1	washington	GPE
fsr-3906	315	2	d.c.	GPE
fsr-3906	316	1	u.s.	GPE
fsr-3906	317	1	s., & montalto	ORG
fsr-3906	317	2	c. p.	PERSON
fsr-3906	317	3	1998	DATE
fsr-3906	319	1	7(3	CARDINAL
fsr-3906	319	2	175–193	CARDINAL
fsr-3906	320	1	yuh	PERSON
fsr-3906	320	2	montalto	PERSON
fsr-3906	320	3	c. p.	PERSON
fsr-3906	320	4	& hanna	ORG
fsr-3906	320	5	s.	PERSON
fsr-3906	320	6	1998	DATE
fsr-3906	321	1	americans	NORP
fsr-3906	321	2	9(1	CARDINAL
fsr-3906	321	3	1–12	CARDINAL
fsr-3906	322	1	15c.p	CARDINAL
fsr-3906	322	2	montalto et al	PERSON
fsr-3906	322	3	9	CARDINAL
fsr-3906	322	4	1–15	CARDINAL