id	sid	eid	entity	type
fsr-3910	1	1	jack l. vanderheia	PERSON
fsr-3910	1	2	1	CARDINAL
fsr-3910	1	3	kelly a.	PERSON
fsr-3910	1	4	a1000 great springs road	GPE
fsr-3910	1	5	rosemont	GPE
fsr-3910	1	6	usa b500 e street	ORG
fsr-3910	1	7	9th	ORDINAL
fsr-3910	1	8	sw	ORG
fsr-3910	1	9	washington	GPE
fsr-3910	1	10	16	CARDINAL
fsr-3910	1	11	march 2000	DATE
fsr-3910	1	12	ia	GPE
fsr-3910	2	1	between $25,000 and $50,000	MONEY
fsr-3910	2	2	over $75,000	MONEY
fsr-3910	4	1	28.4%	PERCENT
fsr-3910	4	2	33.8%	PERCENT
fsr-3910	4	3	ia	GPE
fsr-3910	5	1	2000	DATE
fsr-3910	5	2	science inc.	ORG
fsr-3910	7	1	1	CARDINAL
fsr-3910	7	2	bowman	PERSON
fsr-3910	7	3	1999	DATE
fsr-3910	7	4	upston	GPE
fsr-3910	7	5	1998	DATE
fsr-3910	9	1	610-525	CARDINAL
fsr-3910	10	1	j.l. vanderhei	PERSON
fsr-3910	11	1	1	CARDINAL
fsr-3910	11	2	jack l. vanderhei	PERSON
fsr-3910	11	3	temple university	ORG
fsr-3910	12	1	2	CARDINAL
fsr-3910	12	2	kelly a. olsen	PERSON
fsr-3910	14	1	9	CARDINAL
fsr-3910	14	2	65–78	CARDINAL
fsr-3910	15	1	2000	DATE
fsr-3910	15	2	science inc.	ORG
fsr-3910	19	1	ia	GPE
fsr-3910	19	2	1998	DATE
fsr-3910	20	1	ia	GPE
fsr-3910	21	1	first	ORDINAL
fsr-3910	21	2	five	CARDINAL
fsr-3910	21	3	ia	GPE
fsr-3910	21	4	1999	DATE
fsr-3910	23	1	third	ORDINAL
fsr-3910	24	1	ia	GPE
fsr-3910	25	1	2	CARDINAL
fsr-3910	25	2	2.1	CARDINAL
fsr-3910	26	1	kolbe-stenholm	PERSON
fsr-3910	26	2	1999	DATE
fsr-3910	26	3	1	CARDINAL
fsr-3910	26	4	12.4%	PERCENT
fsr-3910	26	5	2000	DATE
fsr-3910	26	6	2 percentage	PERCENT
fsr-3910	26	7	12.4%	PERCENT
fsr-3910	27	1	up to $2,000	MONEY
fsr-3910	29	1	treasury	ORG
fsr-3910	30	1	2%	PERCENT
fsr-3910	30	2	kolbe	PERSON
fsr-3910	31	1	60 to 100%	PERCENT
fsr-3910	31	2	between 20 and 40 years	CARDINAL
fsr-3910	33	1	66	CARDINAL
fsr-3910	33	2	j.l.	GPE
fsr-3910	33	3	vanderhei	GPE
fsr-3910	33	4	k.a. olsen	PERSON
fsr-3910	33	5	9	CARDINAL
fsr-3910	33	6	65–78 2.2	CARDINAL
fsr-3910	34	1	nick smith’s	PERSON
fsr-3910	34	2	1999	DATE
fsr-3910	34	3	kolbe	PERSON
fsr-3910	34	4	nick smith	PERSON
fsr-3910	34	5	1	CARDINAL
fsr-3910	35	1	nick smith	PERSON
fsr-3910	35	2	1999	DATE
fsr-3910	35	3	2.6	CARDINAL
fsr-3910	35	4	2001–2036	CARDINAL
fsr-3910	39	1	u.s.	GPE
fsr-3910	39	2	0.7	CARDINAL
fsr-3910	41	1	ia	GPE
fsr-3910	41	2	ia	GPE
fsr-3910	42	1	ia	GPE
fsr-3910	43	1	0.7%	PERCENT
fsr-3910	44	1	0.7%	PERCENT
fsr-3910	45	1	2.3	CARDINAL
fsr-3910	46	1	moynihan-kerrey	PERSON
fsr-3910	46	2	1999	DATE
fsr-3910	46	3	1%	PERCENT
fsr-3910	46	4	2%	PERCENT
fsr-3910	46	5	1	CARDINAL
fsr-3910	47	1	treasury	ORG
fsr-3910	50	1	moynihan-kerrey	PERSON
fsr-3910	51	1	67j.l	CARDINAL
fsr-3910	52	1	vanderhei	ORG
fsr-3910	52	2	k.a. olsen	PERSON
fsr-3910	52	3	9	CARDINAL
fsr-3910	52	4	65–78	CARDINAL
fsr-3910	53	1	1	CARDINAL
fsr-3910	53	2	di vi du al ac	PERSON
fsr-3910	53	3	un	ORG
fsr-3910	53	4	19 99	CARDINAL
fsr-3910	53	5	ia l s	FAC
fsr-3910	53	6	ec	ORG
fsr-3910	55	1	ia	GPE
fsr-3910	55	2	ec	ORG
fsr-3910	58	1	un	ORG
fsr-3910	59	1	gu ar	PERSON
fsr-3910	59	2	ia l	FAC
fsr-3910	59	3	ec	ORG
fsr-3910	59	4	ity de fin ed	PERSON
fsr-3910	60	1	ep s.	PERSON
fsr-3910	63	1	19 99	CARDINAL
fsr-3910	63	2	ia	GPE
fsr-3910	63	3	ec	ORG
fsr-3910	63	4	w	GPE
fsr-3910	63	5	sc al ed m	GPE
fsr-3910	65	1	lo w	PERSON
fsr-3910	65	2	e w	PERSON
fsr-3910	65	3	ns li	PERSON
fsr-3910	66	1	su ch	PERSON
fsr-3910	66	2	fe de ra l w	FAC
fsr-3910	66	3	ke rsb n	PERSON
fsr-3910	69	1	di vi du al ac	PERSON
fsr-3910	70	1	un	ORG
fsr-3910	70	2	o 2	DATE
fsr-3910	70	3	6	CARDINAL
fsr-3910	72	1	20 01	DATE
fsr-3910	72	2	6d li m ite	PERSON
fsr-3910	73	1	su ch	PERSON
fsr-3910	73	2	fe de ra l w	FAC
fsr-3910	73	3	ke rs un til ac	PERSON
fsr-3910	73	4	un	ORG
fsr-3910	73	5	ac	ORG
fsr-3910	73	6	un	ORG
fsr-3910	73	7	ac cu	ORG
fsr-3910	73	8	ed hy po th et ic al ly	PERSON
fsr-3910	74	1	lo ng	PERSON
fsr-3910	77	1	pu bl	PERSON
fsr-3910	78	1	0	CARDINAL
fsr-3910	79	1	si nc e de fin ed be ne	ORG
fsr-3910	79	2	di vi du al de pe nd s	PERSON
fsr-3910	79	3	di vi du al ac	PERSON
fsr-3910	79	4	un	ORG
fsr-3910	80	1	di tio na lb en efi	PERSON
fsr-3910	80	2	di vi du al ac	PERSON
fsr-3910	80	3	un	ORG
fsr-3910	81	1	pu te	PERSON
fsr-3910	81	2	al ba la	PERSON
fsr-3910	81	3	nc	GPE
fsr-3910	81	4	e. s en s.	ORG
fsr-3910	81	5	ric k	FAC
fsr-3910	84	1	un ta ry	PERSON
fsr-3910	84	2	di vi du al ac	PERSON
fsr-3910	85	1	un	ORG
fsr-3910	85	2	2	CARDINAL
fsr-3910	88	1	ea	CARDINAL
fsr-3910	92	1	st ab lis	PERSON
fsr-3910	92	2	fe	GPE
fsr-3910	92	3	fe de ra	FAC
fsr-3910	92	4	ke rs bu t al	PERSON
fsr-3910	94	1	un ts n o n o	ORG
fsr-3910	94	2	u e d o	FAC
fsr-3910	95	1	68	CARDINAL
fsr-3910	95	2	j.l.	GPE
fsr-3910	95	3	vanderhei	GPE
fsr-3910	95	4	k.a. olsen	PERSON
fsr-3910	95	5	9	CARDINAL
fsr-3910	95	6	65–78	CARDINAL
fsr-3910	95	7	ab le 1	ORG
fsr-3910	96	1	ci al se cu rit	PERSON
fsr-3910	98	1	ia	GPE
fsr-3910	98	2	ec	ORG
fsr-3910	101	1	un	ORG
fsr-3910	102	1	gu ar	PERSON
fsr-3910	102	2	ia l	FAC
fsr-3910	102	3	ec	ORG
fsr-3910	102	4	ity de fin ed	PERSON
fsr-3910	106	1	bl e op tio n	GPE
fsr-3910	106	2	di vi du al pl	PERSON
fsr-3910	106	3	rib ut e	ORG
fsr-3910	106	4	5	CARDINAL
fsr-3910	107	1	ea rn	QUANTITY
fsr-3910	107	2	gs	ORG
fsr-3910	107	3	di vi du al ac	PERSON
fsr-3910	107	4	un	ORG
fsr-3910	107	5	fe	GPE
fsr-3910	107	6	ke rs y es	PERSON
fsr-3910	108	1	di vi du al ac	PERSON
fsr-3910	108	2	un	ORG
fsr-3910	109	1	ep s.	PERSON
fsr-3910	111	1	ep la ce s	PERSON
fsr-3910	111	2	ia l	FAC
fsr-3910	111	3	ec	ORG
fsr-3910	111	4	st ed	PERSON
fsr-3910	111	5	al ifi	PERSON
fsr-3910	112	1	ut ua lf un	PERSON
fsr-3910	114	1	lio al lo	PERSON
fsr-3910	114	2	60	CARDINAL
fsr-3910	114	3	rc en t st	ORG
fsr-3910	115	1	rc en t co rp	ORG
fsr-3910	115	2	e cu rr	ORG
fsr-3910	116	1	ia l s	FAC
fsr-3910	116	2	ec	ORG
fsr-3910	116	3	di tio na l	PERSON
fsr-3910	116	4	di vi du al ac	PERSON
fsr-3910	117	1	un	ORG
fsr-3910	117	2	nc es ex	GPE
fsr-3910	117	3	fu nd cu rr en tla w s	ORG
fsr-3910	118	1	ia l s	FAC
fsr-3910	118	2	ec	ORG
fsr-3910	118	3	si nc e de fin ed be ne	ORG
fsr-3910	118	4	di vi du al de pe nd s	PERSON
fsr-3910	118	5	di vi du al ac	PERSON
fsr-3910	118	6	un	ORG
fsr-3910	118	7	lo w	PERSON
fsr-3910	119	1	ia l s	FAC
fsr-3910	119	2	ec	ORG
fsr-3910	119	3	2	MONEY
fsr-3910	121	1	di vi du al	PERSON
fsr-3910	122	1	si s.	PERSON
fsr-3910	123	1	al w	PERSON
fsr-3910	123	2	ke rs	PERSON
fsr-3910	125	1	fu nd s.	PERSON
fsr-3910	125	2	ia	GPE
fsr-3910	125	3	ec	ORG
fsr-3910	126	1	nc	GPE
fsr-3910	126	2	19 95	DATE
fsr-3910	127	1	ac	ORG
fsr-3910	127	2	un	ORG
fsr-3910	127	3	20	CARDINAL
fsr-3910	130	1	50	CARDINAL
fsr-3910	131	1	e s	ORG
fsr-3910	131	2	ia	GPE
fsr-3910	131	3	ec	ORG
fsr-3910	131	4	nc	GPE
fsr-3910	131	5	19 99	CARDINAL
fsr-3910	131	6	21	CARDINAL
fsr-3910	133	1	ia	GPE
fsr-3910	133	2	ec	ORG
fsr-3910	135	1	vanderhei	ORG
fsr-3910	135	2	k.a. olsen	PERSON
fsr-3910	135	3	9	CARDINAL
fsr-3910	136	1	65–78	CARDINAL
fsr-3910	137	1	2.4	CARDINAL
fsr-3910	138	1	kasich plan	ORG
fsr-3910	138	2	1999	DATE
fsr-3910	138	3	kasich	PERSON
fsr-3910	138	4	ia	GPE
fsr-3910	138	5	1	CARDINAL
fsr-3910	139	1	between 1 and 3.5%	CARDINAL
fsr-3910	141	1	the number of years	DATE
fsr-3910	142	1	kasich	PERSON
fsr-3910	143	1	2.5	CARDINAL
fsr-3910	144	1	1999	DATE
fsr-3910	144	2	1	CARDINAL
fsr-3910	145	1	archer-shaw	ORG
fsr-3910	146	1	archer-shaw	ORG
fsr-3910	148	1	60%	PERCENT
fsr-3910	148	2	40%	PERCENT
fsr-3910	152	1	about half	CARDINAL
fsr-3910	153	1	archer-shaw	ORG
fsr-3910	154	1	70	CARDINAL
fsr-3910	154	2	j.l.	GPE
fsr-3910	154	3	vanderhei	ORG
fsr-3910	154	4	k.a. olsen	PERSON
fsr-3910	154	5	9	CARDINAL
fsr-3910	154	6	65–78 3	CARDINAL
fsr-3910	154	7	3.1	CARDINAL
fsr-3910	156	1	the 96%	PERCENT
fsr-3910	156	2	u.s.	GPE
fsr-3910	156	3	vanderhei, 1999a	ORG
fsr-3910	157	1	ia	GPE
fsr-3910	158	1	1981	DATE
fsr-3910	158	2	irs	ORG
fsr-3910	158	3	1980–1995	CARDINAL
fsr-3910	159	1	1995	DATE
fsr-3910	159	2	more than half	CARDINAL
fsr-3910	159	3	u.s.	GPE
fsr-3910	159	4	labor	ORG
fsr-3910	159	5	1999	DATE
fsr-3910	161	1	one	CARDINAL
fsr-3910	161	2	35%	PERCENT
fsr-3910	161	3	1999	DATE
fsr-3910	162	1	3.2	CARDINAL
fsr-3910	163	1	ia	GPE
fsr-3910	164	1	ia	GPE
fsr-3910	165	1	ia	GPE
fsr-3910	166	1	1997	DATE
fsr-3910	166	2	hewitt associates	ORG
fsr-3910	166	3	1997	DATE
fsr-3910	166	4	sharing/401(k	ORG
fsr-3910	166	5	council of america	ORG
fsr-3910	166	6	1997	DATE
fsr-3910	166	7	kpmg	GPE
fsr-3910	166	8	1998	DATE
fsr-3910	166	9	william m. mercer	PERSON
fsr-3910	166	10	1997	DATE
fsr-3910	166	11	cerulli associates, inc.	ORG
fsr-3910	166	12	1998	DATE
fsr-3910	169	1	one	CARDINAL
fsr-3910	169	2	u.s.	GPE
fsr-3910	169	3	the federal reserve board	ORG
fsr-3910	171	1	71j.l	CARDINAL
fsr-3910	172	1	vanderhei	ORG
fsr-3910	172	2	k.a. olsen	PERSON
fsr-3910	172	3	9	CARDINAL
fsr-3910	172	4	65–78	CARDINAL
fsr-3910	172	5	three	CARDINAL
fsr-3910	173	1	1998	DATE
fsr-3910	174	1	at least three	CARDINAL
fsr-3910	175	1	goodfellow	PERSON
fsr-3910	175	2	1997	DATE
fsr-3910	175	3	36,000	CARDINAL
fsr-3910	175	4	twenty-four	CARDINAL
fsr-3910	176	1	around 150 to 6,000	CARDINAL
fsr-3910	177	1	yakoboski	PERSON
fsr-3910	177	2	vanderhei	PERSON
fsr-3910	177	3	1996	DATE
fsr-3910	177	4	three	CARDINAL
fsr-3910	177	5	at&t	ORG
fsr-3910	177	6	ibm	ORG
fsr-3910	177	7	new york	ORG
fsr-3910	177	8	180,000	CARDINAL
fsr-3910	178	1	hewitt associates	ORG
fsr-3910	179	1	1.4 million	CARDINAL
fsr-3910	179	2	approximately $62 billion	MONEY
fsr-3910	181	1	two	CARDINAL
fsr-3910	182	1	hinz	PERSON
fsr-3910	182	2	mccarthy	PERSON
fsr-3910	182	3	turner	ORG
fsr-3910	182	4	1997	DATE
fsr-3910	182	5	1997	DATE
fsr-3910	183	1	3.3	CARDINAL
fsr-3910	184	1	1996	DATE
fsr-3910	184	2	6.6 million	CARDINAL
fsr-3910	184	3	nearly $250 billion	MONEY
fsr-3910	184	4	27,762	CARDINAL
fsr-3910	185	1	1996	DATE
fsr-3910	185	2	9%	PERCENT
fsr-3910	185	3	18%	PERCENT
fsr-3910	185	4	31%	PERCENT
fsr-3910	186	1	1996	DATE
fsr-3910	186	2	cerulli associates, inc.	ORG
fsr-3910	186	3	1998	DATE
fsr-3910	187	1	five	CARDINAL
fsr-3910	188	1	vanderhei et al.	PERSON
fsr-3910	188	2	1999b	DATE
fsr-3910	189	1	4	CARDINAL
fsr-3910	189	2	ia	GPE
fsr-3910	189	3	e. g.	PERSON
fsr-3910	189	4	1998	DATE
fsr-3910	190	1	ia	GPE
fsr-3910	191	1	ia	GPE
fsr-3910	191	2	ia	GPE
fsr-3910	192	1	one	CARDINAL
fsr-3910	192	2	ia	GPE
fsr-3910	193	1	vanderhei	ORG
fsr-3910	193	2	k.a. olsen	PERSON
fsr-3910	193	3	9	CARDINAL
fsr-3910	193	4	65–78	CARDINAL
fsr-3910	193	5	one	CARDINAL
fsr-3910	195	1	ia	GPE
fsr-3910	196	1	three	CARDINAL
fsr-3910	197	1	1	CARDINAL
fsr-3910	199	1	60%	PERCENT
fsr-3910	200	1	2	CARDINAL
fsr-3910	200	2	40%	PERCENT
fsr-3910	201	1	3	CARDINAL
fsr-3910	202	1	vanderhei et al	PERSON
fsr-3910	202	2	1999b	DATE
fsr-3910	203	1	approximately 122,000	CARDINAL
fsr-3910	203	2	year-end 1996	DATE
fsr-3910	205	1	vanderhei	PERSON
fsr-3910	205	2	1997	DATE
fsr-3910	205	3	hinz	PERSON
fsr-3910	205	4	mccarthy	PERSON
fsr-3910	205	5	turner	PERSON
fsr-3910	205	6	1997	DATE
fsr-3910	206	1	vanderhei	PERSON
fsr-3910	206	2	1996	DATE
fsr-3910	206	3	vanderhei	PERSON
fsr-3910	206	4	1997	DATE
fsr-3910	206	5	goodfellow	PERSON
fsr-3910	206	6	1997	DATE
fsr-3910	206	7	ten year	DATE
fsr-3910	206	8	20–30	CARDINAL
fsr-3910	206	9	30–40	CARDINAL
fsr-3910	206	10	50–60	CARDINAL
fsr-3910	206	11	25,000	MONEY
fsr-3910	206	12	less than $25,000	MONEY
fsr-3910	206	13	25,000-$50,000	MONEY
fsr-3910	206	14	50,000-$75,000	MONEY
fsr-3910	206	15	75,000-$100,000	MONEY
fsr-3910	206	16	over $100,000	MONEY
fsr-3910	208	1	2	CARDINAL
fsr-3910	209	1	four	CARDINAL
fsr-3910	209	2	four	CARDINAL
fsr-3910	210	1	25,000	MONEY
fsr-3910	210	2	100,000	MONEY
fsr-3910	211	1	age5060	GPE
fsr-3910	211	2	ten year age	DATE
fsr-3910	211	3	age 60	DATE
fsr-3910	212	1	isal2550	PERSON
fsr-3910	213	1	vanderhei	PERSON
fsr-3910	213	2	k.a. olsen	PERSON
fsr-3910	213	3	9	CARDINAL
fsr-3910	213	4	65–78	CARDINAL
fsr-3910	214	1	more than $25,000	MONEY
fsr-3910	214	2	less than $25,000	MONEY
fsr-3910	215	1	between $50,000 and $75,000	MONEY
fsr-3910	216	1	those over 40	CARDINAL
fsr-3910	217	1	their thirties	DATE
fsr-3910	220	1	25,000	MONEY
fsr-3910	220	2	75,000	MONEY
fsr-3910	220	3	above $75,000	MONEY
fsr-3910	221	1	earlier	DATE
fsr-3910	221	2	1998	DATE
fsr-3910	221	3	papke	ORG
fsr-3910	221	4	1998	DATE
fsr-3910	222	1	two	CARDINAL
fsr-3910	223	1	age 30 and 40	DATE
fsr-3910	223	2	ages 50 to 60	DATE
fsr-3910	225	1	2	CARDINAL
fsr-3910	225	2	401	CARDINAL
fsr-3910	226	1	chi intercpt	PERSON
fsr-3910	226	2	0.44567686 0.006469 0.0001	MONEY
fsr-3910	226	3	0.14827351 0.0066276 0.0001	MONEY
fsr-3910	226	4	0.2406459 0.010615 0.0001	MONEY
fsr-3910	226	5	20.0456495	CARDINAL
fsr-3910	226	6	20.2480606	CARDINAL
fsr-3910	226	7	20.1509172	CARDINAL
fsr-3910	227	1	isal5075	GPE
fsr-3910	227	2	20.0574428	CARDINAL
fsr-3910	228	1	20.0013867	CARDINAL
fsr-3910	228	2	0.0134	MONEY
fsr-3910	228	3	20.017036	CARDINAL
fsr-3910	228	4	20.0305001	CARDINAL
fsr-3910	228	5	74	CARDINAL
fsr-3910	228	6	j.l.	GPE
fsr-3910	228	7	vanderhei	GPE
fsr-3910	228	8	k.a. olsen	PERSON
fsr-3910	228	9	9	CARDINAL
fsr-3910	228	10	65–78	CARDINAL
fsr-3910	229	1	bajtelsmit	PERSON
fsr-3910	229	2	1996	DATE
fsr-3910	230	1	3	CARDINAL
fsr-3910	231	1	20%	PERCENT
fsr-3910	232	1	28.4%	PERCENT
fsr-3910	232	2	33.8%	PERCENT
fsr-3910	233	1	2	CARDINAL
fsr-3910	234	1	3	CARDINAL
fsr-3910	234	2	2	CARDINAL
fsr-3910	235	1	one	CARDINAL
fsr-3910	236	1	their thirties	DATE
fsr-3910	237	1	ten	CARDINAL
fsr-3910	237	2	one	CARDINAL
fsr-3910	238	1	between $25,000 and $50,000	MONEY
fsr-3910	238	2	over $75,000	MONEY
fsr-3910	239	1	only one	CARDINAL
fsr-3910	240	1	between 30 and 40	CARDINAL
fsr-3910	240	2	3	CARDINAL
fsr-3910	240	3	less than 20 percent	PERCENT
fsr-3910	241	1	chisquare intercpt	PERSON
fsr-3910	241	2	20.5168	DATE
fsr-3910	241	3	0.0136 0.0001	CARDINAL
fsr-3910	241	4	0.0134 0.0001	MONEY
fsr-3910	241	5	20.0199	CARDINAL
fsr-3910	241	6	20.1316	CARDINAL
fsr-3910	241	7	0.0188 0.0001	CARDINAL
fsr-3910	241	8	20.4162 0.0239 0.0001	MONEY
fsr-3910	241	9	20.0881	CARDINAL
fsr-3910	241	10	0.0513	CARDINAL
fsr-3910	241	11	0.0001	CARDINAL
fsr-3910	241	12	isal5075	GPE
fsr-3910	241	13	0.3531	MONEY
fsr-3910	241	14	20.0797	CARDINAL
fsr-3910	241	15	20.1982	CARDINAL
fsr-3910	241	16	0.0581 0.0006 iage3040 0.0620	QUANTITY
fsr-3910	241	17	iage4050	ORG
fsr-3910	241	18	20.0336	CARDINAL
fsr-3910	241	19	0.1867	MONEY
fsr-3910	241	20	0.0666	CARDINAL
fsr-3910	241	21	0.0363 0.0192 0.0581 75j.l	MONEY
fsr-3910	242	1	vanderhei	ORG
fsr-3910	242	2	k.a. olsen	PERSON
fsr-3910	242	3	9	CARDINAL
fsr-3910	242	4	65–78	CARDINAL
fsr-3910	242	5	age 40	DATE
fsr-3910	244	1	3	CARDINAL
fsr-3910	244	2	4	CARDINAL
fsr-3910	246	1	5	CARDINAL
fsr-3910	249	1	1955	DATE
fsr-3910	249	2	about 64%	PERCENT
fsr-3910	250	1	today	DATE
fsr-3910	250	2	about 70%	PERCENT
fsr-3910	250	3	9%	PERCENT
fsr-3910	250	4	over 40 years	DATE
fsr-3910	251	1	today	DATE
fsr-3910	251	2	ia	GPE
fsr-3910	252	1	five	CARDINAL
fsr-3910	252	2	archer-shaw	ORG
fsr-3910	253	1	kolbe	PERSON
fsr-3910	253	2	4	CARDINAL
fsr-3910	253	3	401	CARDINAL
fsr-3910	253	4	less than 20 percent	PERCENT
fsr-3910	253	5	30–39	CARDINAL
fsr-3910	253	6	601	CARDINAL
fsr-3910	253	7	25,000	MONEY
fsr-3910	253	8	30.3%	PERCENT
fsr-3910	253	9	27.3%	PERCENT
fsr-3910	253	10	32.1%	PERCENT
fsr-3910	253	11	36.8%	PERCENT
fsr-3910	253	12	47.3%	PERCENT
fsr-3910	253	13	23.7%	PERCENT
fsr-3910	253	14	21.0%	PERCENT
fsr-3910	253	15	25.3%	PERCENT
fsr-3910	253	16	29.6%	PERCENT
fsr-3910	253	17	39.4%	PERCENT
fsr-3910	253	18	50,000–$75,000	MONEY
fsr-3910	253	19	29.6%	PERCENT
fsr-3910	253	20	26.6%	PERCENT
fsr-3910	253	21	31.4%	PERCENT
fsr-3910	253	22	36.1%	PERCENT
fsr-3910	253	23	46.5%	PERCENT
fsr-3910	253	24	25.8%	PERCENT
fsr-3910	253	25	23.1%	PERCENT
fsr-3910	253	26	27.5%	PERCENT
fsr-3910	253	27	32.0%	PERCENT
fsr-3910	253	28	42.1%	PERCENT
fsr-3910	254	1	17.5%	PERCENT
fsr-3910	254	2	15.4%	PERCENT
fsr-3910	254	3	18.9%	PERCENT
fsr-3910	254	4	22.6%	PERCENT
fsr-3910	254	5	31.4%	PERCENT
fsr-3910	254	6	30–39 40–49 50–59	DATE
fsr-3910	254	7	601	CARDINAL
fsr-3910	254	8	31.5%	PERCENT
fsr-3910	254	9	30.6%	PERCENT
fsr-3910	254	10	34.3%	PERCENT
fsr-3910	254	11	36.9%	PERCENT
fsr-3910	254	12	51.4%	PERCENT
fsr-3910	254	13	25,000–$50,000	MONEY
fsr-3910	254	14	34.0%	PERCENT
fsr-3910	254	15	33.1%	PERCENT
fsr-3910	254	16	36.9%	PERCENT
fsr-3910	254	17	39.6%	PERCENT
fsr-3910	254	18	54.1%	PERCENT
fsr-3910	254	19	50,000–$75,000	MONEY
fsr-3910	254	20	31.6%	PERCENT
fsr-3910	254	21	30.6%	PERCENT
fsr-3910	254	22	34.3%	PERCENT
fsr-3910	254	23	36.9%	PERCENT
fsr-3910	254	24	51.4%	PERCENT
fsr-3910	254	25	75,000–$100,000	MONEY
fsr-3910	254	26	24.5%	PERCENT
fsr-3910	254	27	23.6%	PERCENT
fsr-3910	254	28	26.9%	PERCENT
fsr-3910	254	29	29.3%	PERCENT
fsr-3910	254	30	43.0%	PERCENT
fsr-3910	255	1	13.7%	PERCENT
fsr-3910	255	2	13.1%	PERCENT
fsr-3910	255	3	15.4%	PERCENT
fsr-3910	255	4	17.2%	PERCENT
fsr-3910	255	5	28.1%	PERCENT
fsr-3910	255	6	76	CARDINAL
fsr-3910	255	7	j.l.	GPE
fsr-3910	255	8	vanderhei	GPE
fsr-3910	255	9	k.a. olsen	PERSON
fsr-3910	255	10	9	CARDINAL
fsr-3910	255	11	65–78	CARDINAL
fsr-3910	256	1	kasich	GPE
fsr-3910	256	2	moynihan-kerrey	PERSON
fsr-3910	257	1	ia	GPE
fsr-3910	258	1	first	ORDINAL
fsr-3910	259	1	second	ORDINAL
fsr-3910	260	1	1	CARDINAL
fsr-3910	260	2	401(k)s	DATE
fsr-3910	260	3	2	CARDINAL
fsr-3910	261	1	j., king	PERSON
fsr-3910	261	2	f. p.	PERSON
fsr-3910	261	3	1997	DATE
fsr-3910	262	1	51	CARDINAL
fsr-3910	262	2	bajtelsmit	PERSON
fsr-3910	262	3	v. l. (	PERSON
fsr-3910	262	4	1996	DATE
fsr-3910	263	1	quarterly	DATE
fsr-3910	263	2	12(2	DATE
fsr-3910	263	3	35–39	CARDINAL
fsr-3910	264	1	bajtelsmit	PERSON
fsr-3910	264	2	v. l., & vanderhei	PERSON
fsr-3910	264	3	j. l.	PERSON
fsr-3910	264	4	1997	DATE
fsr-3910	266	1	mitchell	GPE
fsr-3910	266	2	gordon et al	PERSON
fsr-3910	267	1	university of pennsylvania	ORG
fsr-3910	268	1	r. m.	PERSON
fsr-3910	268	2	1998).straight	TIME
fsr-3910	268	3	debate.new york	GPE
fsr-3910	269	1	bowman	PERSON
fsr-3910	269	2	k.	PERSON
fsr-3910	269	3	1999).social	CARDINAL
fsr-3910	270	1	the american enterprise institute	ORG
fsr-3910	270	2	washington	GPE
fsr-3910	270	3	dc	GPE
fsr-3910	270	4	april	DATE
fsr-3910	273	1	new york	GPE
fsr-3910	274	1	cerulli associates, inc.	ORG
fsr-3910	274	2	1998).the	CARDINAL
fsr-3910	274	3	cerulli	PERSON
fsr-3910	275	1	clark	PERSON
fsr-3910	275	2	r. l.	PERSON
fsr-3910	275	3	s. j.	PERSON
fsr-3910	276	1	o. s. mitchell	PERSON
fsr-3910	276	2	s. j. schieber	PERSON
fsr-3910	277	1	retirement.philadelphia	GPE
fsr-3910	277	2	university of pennsylvania	ORG
fsr-3910	278	1	clark	PERSON
fsr-3910	278	2	r. l.	PERSON
fsr-3910	278	3	goodfellow	PERSON
fsr-3910	278	4	g. p.	PERSON
fsr-3910	278	5	s., & warwick	ORG
fsr-3910	278	6	1998	DATE
fsr-3910	281	1	goodfellow	PERSON
fsr-3910	281	2	g. p.	PERSON
fsr-3910	281	3	s. j. (	PERSON
fsr-3910	281	4	1997	DATE
fsr-3910	283	1	m. gordon	PERSON
fsr-3910	283	2	o.s. mitchell	PERSON
fsr-3910	283	3	m. twinney	PERSON
fsr-3910	283	4	university of pennsylvania	ORG
fsr-3910	284	1	hewitt associates	ORG
fsr-3910	284	2	1997).survey	CARDINAL
fsr-3910	284	3	1997.lincolnshire	CARDINAL
fsr-3910	284	4	il	ORG
fsr-3910	284	5	hewitt	PERSON
fsr-3910	285	1	hinz	PERSON
fsr-3910	285	2	r.	NORP
fsr-3910	285	3	mccarthy	PERSON
fsr-3910	285	4	d., & turner	ORG
fsr-3910	285	5	j. (1997	ORG
fsr-3910	285	6	77j.l	CARDINAL
fsr-3910	286	1	vanderhei	ORG
fsr-3910	286	2	k.a. olsen	PERSON
fsr-3910	286	3	9	CARDINAL
fsr-3910	286	4	65–78	CARDINAL
fsr-3910	287	1	mitchell	GPE
fsr-3910	287	2	g. et al	PERSON
fsr-3910	288	1	university of pennsylvania	ORG
fsr-3910	289	1	investment company institute	ORG
fsr-3910	290	1	1999).u.s	CARDINAL
fsr-3910	291	1	1998,washington	CARDINAL
fsr-3910	291	2	dc	GPE
fsr-3910	291	3	march	DATE
fsr-3910	292	1	kpmg peat marwick	ORG
fsr-3910	293	1	1998).retirement	CARDINAL
fsr-3910	293	2	the 1990s	DATE
fsr-3910	293	3	1998	DATE
fsr-3910	293	4	data.washington, dc	GPE
fsr-3910	293	5	kpmg peat marwick	ORG
fsr-3910	294	1	mercer	GPE
fsr-3910	294	2	w. m.	PERSON
fsr-3910	294	3	1997).survey	CARDINAL
fsr-3910	294	4	1997.new york	GPE
fsr-3910	294	5	william m. mercer	PERSON
fsr-3910	294	6	office of management	ORG
fsr-3910	295	1	2000).budget	CARDINAL
fsr-3910	295	2	the united states	GPE
fsr-3910	296	1	fiscal year	DATE
fsr-3910	296	2	2000	DATE
fsr-3910	297	1	papke	ORG
fsr-3910	297	2	l. e.	PERSON
fsr-3910	297	3	1998	DATE
fsr-3910	298	1	american	NORP
fsr-3910	298	2	212–216	CARDINAL
fsr-3910	298	3	sharing/401(k	ORG
fsr-3910	298	4	council of america	ORG
fsr-3910	299	1	annual	DATE
fsr-3910	299	2	1997	DATE
fsr-3910	299	3	sharing/401(k	ORG
fsr-3910	299	4	council of america	ORG
fsr-3910	301	1	1998	DATE
fsr-3910	302	1	american	NORP
fsr-3910	303	1	u. s. department of labor	ORG
fsr-3910	304	1	5500	CARDINAL
fsr-3910	304	2	annual	DATE
fsr-3910	304	3	reports.washington, dc	GPE
fsr-3910	304	4	u.s.	GPE
fsr-3910	305	1	upston	GPE
fsr-3910	305	2	a.	PERSON
fsr-3910	305	3	1998	DATE
fsr-3910	307	1	vanderhei	PERSON
fsr-3910	307	2	j. (1999a	ORG
fsr-3910	309	1	d. salisbury	GPE
fsr-3910	310	1	feasible?.washington	DATE
fsr-3910	311	1	117–122	CARDINAL
fsr-3910	312	1	vanderhei	PERSON
fsr-3910	312	2	j.	GPE
fsr-3910	312	3	galer	GPE
fsr-3910	312	4	r.	NORP
fsr-3910	312	5	j.	PERSON
fsr-3910	312	6	1999b	DATE
fsr-3910	314	1	205	CARDINAL
fsr-3910	315	1	yakoboski	PERSON
fsr-3910	315	2	j., & vanderhei	ORG
fsr-3910	315	3	j. l.	PERSON
fsr-3910	315	4	1996	DATE
fsr-3910	318	1	176	CARDINAL
fsr-3910	319	1	78	CARDINAL
fsr-3910	319	2	j.l.	GPE
fsr-3910	319	3	vanderhei	GPE
fsr-3910	319	4	k.a. olsen	PERSON
fsr-3910	319	5	9	CARDINAL
fsr-3910	319	6	65–78	CARDINAL