id	sid	eid	entity	type
fsr-3923	1	1	kevin w. sigrista,1	PERSON
fsr-3923	1	2	stewart l. brownb	PERSON
fsr-3923	1	3	state university	ORG
fsr-3923	1	4	tallahassee	GPE
fsr-3923	1	5	32306	DATE
fsr-3923	1	6	14 may 2000	DATE
fsr-3923	1	7	20 october 2000	DATE
fsr-3923	1	8	1	CARDINAL
fsr-3923	1	9	december 2000	DATE
fsr-3923	3	1	$1.8 trillion	MONEY
fsr-3923	3	2	$98 billion	MONEY
fsr-3923	5	1	2001	DATE
fsr-3923	5	2	science inc.	ORG
fsr-3923	7	1	jel	ORG
fsr-3923	7	2	1	CARDINAL
fsr-3923	9	1	optional dc	ORG
fsr-3923	9	2	a number of years	DATE
fsr-3923	9	3	recent years	DATE
fsr-3923	10	1	jim francis	PERSON
fsr-3923	10	2	russ ivinjack	PERSON
fsr-3923	10	3	john freeman	PERSON
fsr-3923	12	1	850	CARDINAL
fsr-3923	12	2	fax:11-850	CARDINAL
fsr-3923	13	1	addresses:sigrist_kevin@fsba.state.fl.us	PERSON
fsr-3923	13	2	k.w. sigrist	PERSON
fsr-3923	14	1	9	CARDINAL
fsr-3923	15	1	197–218 1057-0810/00/$	DATE
fsr-3923	15	2	2001	DATE
fsr-3923	15	3	science inc.	ORG
fsr-3923	17	1	michigan	GPE
fsr-3923	17	2	colorado	GPE
fsr-3923	17	3	washington	GPE
fsr-3923	17	4	louisiana	GPE
fsr-3923	17	5	florida	GPE
fsr-3923	17	6	montana	GPE
fsr-3923	17	7	ohio	GPE
fsr-3923	17	8	south carolina	GPE
fsr-3923	23	1	u.s. department of labor	ORG
fsr-3923	23	2	1974	DATE
fsr-3923	24	1	morgan stanley	ORG
fsr-3923	24	2	1999	DATE
fsr-3923	24	3	375	CARDINAL
fsr-3923	24	4	1999	DATE
fsr-3923	24	5	about half	CARDINAL
fsr-3923	24	6	more than half	CARDINAL
fsr-3923	25	1	80%	PERCENT
fsr-3923	25	2	more than 10,000	CARDINAL
fsr-3923	25	3	1999	DATE
fsr-3923	25	4	barra rogerscasey	PERSON
fsr-3923	25	5	1999	DATE
fsr-3923	31	1	one	CARDINAL
fsr-3923	33	1	2000	DATE
fsr-3923	34	1	dozens	CARDINAL
fsr-3923	34	2	hundreds	CARDINAL
fsr-3923	34	3	kpmg	ORG
fsr-3923	34	4	1999	DATE
fsr-3923	34	5	national association of deferred compensation	ORG
fsr-3923	34	6	1998	DATE
fsr-3923	35	1	new public dc	ORG
fsr-3923	35	2	two	CARDINAL
fsr-3923	36	1	1	CARDINAL
fsr-3923	36	2	2	CARDINAL
fsr-3923	41	1	198	CARDINAL
fsr-3923	41	2	sigrist	NORP
fsr-3923	41	3	s.l. brown / financial services	ORG
fsr-3923	41	4	9	CARDINAL
fsr-3923	42	1	197–218	CARDINAL
fsr-3923	46	1	10	CARDINAL
fsr-3923	47	1	1999	DATE
fsr-3923	47	2	over two-thirds	CARDINAL
fsr-3923	47	3	110	CARDINAL
fsr-3923	49	1	1997	DATE
fsr-3923	56	1	$500 million	MONEY
fsr-3923	56	2	30-year	DATE
fsr-3923	56	3	10%	PERCENT
fsr-3923	56	4	$870 million	MONEY
fsr-3923	57	1	10-year	DATE
fsr-3923	57	2	about 40%	PERCENT
fsr-3923	58	1	2	CARDINAL
fsr-3923	58	2	first	ORDINAL
fsr-3923	58	3	1998	DATE
fsr-3923	60	1	section 457	LAW
fsr-3923	62	1	section 457 199k.w	LAW
fsr-3923	63	1	sigrist	NORP
fsr-3923	63	2	s.l. brown / financial services	ORG
fsr-3923	63	3	9	CARDINAL
fsr-3923	64	1	197–218	CARDINAL
fsr-3923	65	1	1996	DATE
fsr-3923	65	2	section 457	LAW
fsr-3923	65	3	january 1, 1999	DATE
fsr-3923	65	4	457	CARDINAL
fsr-3923	66	1	prior to may 6, 1986	DATE
fsr-3923	68	1	1986	DATE
fsr-3923	68	2	$85 billion	MONEY
fsr-3923	69	1	1974	DATE
fsr-3923	69	2	1974	DATE
fsr-3923	71	1	dc	GPE
fsr-3923	72	1	garla	PERSON
fsr-3923	72	2	1998	DATE
fsr-3923	76	1	2.1	CARDINAL
fsr-3923	82	1	first	ORDINAL
fsr-3923	83	1	second	ORDINAL
fsr-3923	83	2	pinkston	PERSON
fsr-3923	83	3	2000	DATE
fsr-3923	83	4	2000	DATE
fsr-3923	84	1	third	ORDINAL
fsr-3923	85	1	fourth	ORDINAL
fsr-3923	87	1	200	CARDINAL
fsr-3923	87	2	sigrist	NORP
fsr-3923	87	3	s.l. brown / financial services	ORG
fsr-3923	87	4	9	CARDINAL
fsr-3923	88	1	197–218	CARDINAL
fsr-3923	93	1	1998	DATE
fsr-3923	93	2	1999	DATE
fsr-3923	93	3	useem & hess	ORG
fsr-3923	93	4	1999	DATE
fsr-3923	94	1	2.2	CARDINAL
fsr-3923	96	1	1997	DATE
fsr-3923	96	2	dc	GPE
fsr-3923	98	1	one	CARDINAL
fsr-3923	105	1	201k.w	CARDINAL
fsr-3923	105	2	sigrist	NORP
fsr-3923	105	3	s.l. brown / financial services	ORG
fsr-3923	105	4	9	CARDINAL
fsr-3923	106	1	197–218	CARDINAL
fsr-3923	107	1	annual	DATE
fsr-3923	108	1	2.3	CARDINAL
fsr-3923	108	2	one	CARDINAL
fsr-3923	117	1	2.4	CARDINAL
fsr-3923	121	1	202	CARDINAL
fsr-3923	121	2	k.w. sigrist	FAC
fsr-3923	121	3	s.l. brown / financial services	ORG
fsr-3923	121	4	9	CARDINAL
fsr-3923	122	1	197–218	CARDINAL
fsr-3923	123	1	1	CARDINAL
fsr-3923	123	2	250	CARDINAL
fsr-3923	123	3	1999	DATE
fsr-3923	124	1	about one-half	CARDINAL
fsr-3923	124	2	1999	DATE
fsr-3923	126	1	section 404(c	LAW
fsr-3923	128	1	erisa 404(c	LAW
fsr-3923	130	1	1	CARDINAL
fsr-3923	130	2	1999	DATE
fsr-3923	130	3	80%	PERCENT
fsr-3923	130	4	88%	PERCENT
fsr-3923	130	5	78%	PERCENT
fsr-3923	130	6	76%	PERCENT
fsr-3923	130	7	70%	PERCENT
fsr-3923	130	8	68%	PERCENT
fsr-3923	130	9	67%	PERCENT
fsr-3923	130	10	74%	PERCENT
fsr-3923	130	11	61%	PERCENT
fsr-3923	130	12	65%	PERCENT
fsr-3923	130	13	61%	PERCENT
fsr-3923	130	14	76%	PERCENT
fsr-3923	130	15	60%	PERCENT
fsr-3923	130	16	65%	PERCENT
fsr-3923	130	17	48%	PERCENT
fsr-3923	130	18	38%	PERCENT
fsr-3923	130	19	46%	PERCENT
fsr-3923	130	20	56%	PERCENT
fsr-3923	130	21	36%	PERCENT
fsr-3923	130	22	41%	PERCENT
fsr-3923	130	23	35%	PERCENT
fsr-3923	130	24	26%	PERCENT
fsr-3923	130	25	31%	PERCENT
fsr-3923	130	26	18%	PERCENT
fsr-3923	130	27	27%	PERCENT
fsr-3923	130	28	21% other 4%	PERCENT
fsr-3923	130	29	0%	PERCENT
fsr-3923	130	30	250/446 34/56	CARDINAL
fsr-3923	130	31	barra rogerscasey	PERSON
fsr-3923	130	32	annual	DATE
fsr-3923	131	1	at least 10,000	CARDINAL
fsr-3923	132	1	sigrist	NORP
fsr-3923	132	2	s.l. brown / financial services	ORG
fsr-3923	132	3	9	CARDINAL
fsr-3923	133	1	197–218	CARDINAL
fsr-3923	136	1	3	CARDINAL
fsr-3923	136	2	public dc	ORG
fsr-3923	136	3	1	CARDINAL
fsr-3923	137	1	2	CARDINAL
fsr-3923	138	1	3	CARDINAL
fsr-3923	139	1	4.	CARDINAL
fsr-3923	139	2	u.s. department of labor section	ORG
fsr-3923	142	1	4	CARDINAL
fsr-3923	143	1	3.1	CARDINAL
fsr-3923	146	1	1996	DATE
fsr-3923	146	2	the u.s. department of labor	ORG
fsr-3923	146	3	96–1	CARDINAL
fsr-3923	147	1	96–1	CARDINAL
fsr-3923	148	1	204	CARDINAL
fsr-3923	148	2	sigrist	NORP
fsr-3923	148	3	s.l. brown / financial services	ORG
fsr-3923	148	4	9	CARDINAL
fsr-3923	149	1	197–218	CARDINAL
fsr-3923	150	1	96–1	CARDINAL
fsr-3923	152	1	96–1	CARDINAL
fsr-3923	152	2	one	CARDINAL
fsr-3923	154	1	one	CARDINAL
fsr-3923	155	1	one	CARDINAL
fsr-3923	158	1	first	ORDINAL
fsr-3923	159	1	second	ORDINAL
fsr-3923	159	2	96–1	CARDINAL
fsr-3923	160	1	management.1	ORG
fsr-3923	160	2	more than 90%	PERCENT
fsr-3923	160	3	ibbotson & kaplan	ORG
fsr-3923	160	4	2000	DATE
fsr-3923	160	5	100	CARDINAL
fsr-3923	160	6	approximately 20%	PERCENT
fsr-3923	160	7	30 years	DATE
fsr-3923	164	1	4	CARDINAL
fsr-3923	166	1	sigrist	NORP
fsr-3923	166	2	s.l. brown / financial services	ORG
fsr-3923	166	3	9	CARDINAL
fsr-3923	166	4	197–218	CARDINAL
fsr-3923	167	1	first	ORDINAL
fsr-3923	168	1	second	ORDINAL
fsr-3923	170	1	u.s.	GPE
fsr-3923	170	2	1998	DATE
fsr-3923	177	1	5	CARDINAL
fsr-3923	179	1	mpt	ORG
fsr-3923	180	1	three	CARDINAL
fsr-3923	183	1	at least three	CARDINAL
fsr-3923	184	1	many years	DATE
fsr-3923	185	1	three	CARDINAL
fsr-3923	186	1	two	CARDINAL
fsr-3923	188	1	206	CARDINAL
fsr-3923	188	2	sigrist	NORP
fsr-3923	188	3	s.l. brown / financial services	ORG
fsr-3923	188	4	9	CARDINAL
fsr-3923	188	5	197–218	CARDINAL
fsr-3923	188	6	three	CARDINAL
fsr-3923	189	1	five	CARDINAL
fsr-3923	190	1	five	CARDINAL
fsr-3923	194	1	u.s.	GPE
fsr-3923	194	2	annual	DATE
fsr-3923	194	3	boudoukh & richardson	ORG
fsr-3923	194	4	1993	DATE
fsr-3923	195	1	1997	DATE
fsr-3923	195	2	u.s.	GPE
fsr-3923	196	1	ibbotson	PERSON
fsr-3923	196	2	kaplan	PERSON
fsr-3923	196	3	2000	DATE
fsr-3923	196	4	99% to 112%	PERCENT
fsr-3923	196	5	u.s.	GPE
fsr-3923	196	6	largeand smallcap	ORG
fsr-3923	197	1	five	CARDINAL
fsr-3923	198	1	ibbotson	ORG
fsr-3923	198	2	kaplan study	ORG
fsr-3923	201	1	2	CARDINAL
fsr-3923	201	2	1999	DATE
fsr-3923	202	1	1999	DATE
fsr-3923	203	1	8	CARDINAL
fsr-3923	203	2	u.s.	GPE
fsr-3923	203	3	u.s.	GPE
fsr-3923	203	4	u.s.	GPE
fsr-3923	203	5	u.s.	GPE
fsr-3923	204	1	two	CARDINAL
fsr-3923	204	2	three	CARDINAL
fsr-3923	204	3	one	CARDINAL
fsr-3923	205	1	waring et al	PERSON
fsr-3923	206	1	2000	DATE
fsr-3923	206	2	dc	GPE
fsr-3923	211	1	457	CARDINAL
fsr-3923	211	2	207k.w	CARDINAL
fsr-3923	211	3	sigrist	NORP
fsr-3923	211	4	s.l. brown / financial services	ORG
fsr-3923	211	5	9	CARDINAL
fsr-3923	211	6	197–218	CARDINAL
fsr-3923	215	1	6	CARDINAL
fsr-3923	215	2	3	CARDINAL
fsr-3923	215	3	1996	DATE
fsr-3923	216	1	100,000	MONEY
fsr-3923	217	1	third	ORDINAL
fsr-3923	219	1	2	CARDINAL
fsr-3923	219	2	1999	DATE
fsr-3923	219	3	77%	PERCENT
fsr-3923	219	4	77%	PERCENT
fsr-3923	219	5	71%	PERCENT
fsr-3923	219	6	70%	PERCENT
fsr-3923	219	7	u.s.	GPE
fsr-3923	219	8	70%	PERCENT
fsr-3923	219	9	72%	PERCENT
fsr-3923	219	10	u.s.	GPE
fsr-3923	219	11	66%	PERCENT
fsr-3923	219	12	75%	PERCENT
fsr-3923	219	13	u.s.	GPE
fsr-3923	219	14	63%	PERCENT
fsr-3923	219	15	65%	PERCENT
fsr-3923	219	16	u.s.	GPE
fsr-3923	219	17	61%	PERCENT
fsr-3923	219	18	51%	PERCENT
fsr-3923	219	19	60%	PERCENT
fsr-3923	219	20	74%	PERCENT
fsr-3923	219	21	56%	PERCENT
fsr-3923	219	22	42%	PERCENT
fsr-3923	219	23	u.s.	GPE
fsr-3923	219	24	48%	PERCENT
fsr-3923	219	25	40%	PERCENT
fsr-3923	219	26	28%	PERCENT
fsr-3923	219	27	56%	PERCENT
fsr-3923	219	28	27%	PERCENT
fsr-3923	219	29	21%	PERCENT
fsr-3923	219	30	19%	PERCENT
fsr-3923	219	31	25%	PERCENT
fsr-3923	219	32	15%	PERCENT
fsr-3923	219	33	9%	PERCENT
fsr-3923	219	34	8%	PERCENT
fsr-3923	219	35	2%	PERCENT
fsr-3923	219	36	6%	PERCENT
fsr-3923	219	37	5%	PERCENT
fsr-3923	219	38	9%	PERCENT
fsr-3923	219	39	4%	PERCENT
fsr-3923	219	40	7%	PERCENT
fsr-3923	219	41	4%	PERCENT
fsr-3923	219	42	26%	PERCENT
fsr-3923	219	43	30%	PERCENT
fsr-3923	219	44	448	CARDINAL
fsr-3923	219	45	barra rogerscasey	PERSON
fsr-3923	219	46	annual	DATE
fsr-3923	220	1	at least 10,000	CARDINAL
fsr-3923	221	1	208	CARDINAL
fsr-3923	221	2	k.w. sigrist	FAC
fsr-3923	221	3	s.l. brown / financial services	ORG
fsr-3923	221	4	9	CARDINAL
fsr-3923	222	1	197–218	CARDINAL
fsr-3923	222	2	3	CARDINAL
fsr-3923	223	1	more than $25 million	MONEY
fsr-3923	224	1	100	CARDINAL
fsr-3923	224	2	2,000,000	CARDINAL
fsr-3923	229	1	two	CARDINAL
fsr-3923	229	2	freeman	PERSON
fsr-3923	229	3	2001	DATE
fsr-3923	231	1	freeman	PERSON
fsr-3923	231	2	100	CARDINAL
fsr-3923	231	3	the january 25, 1999	DATE
fsr-3923	232	1	1999	DATE
fsr-3923	232	2	220	CARDINAL
fsr-3923	232	3	$97.5 billion	MONEY
fsr-3923	233	1	$443 million	MONEY
fsr-3923	233	2	$15 million to $4.8 billion	MONEY
fsr-3923	234	1	morningstar	ORG
fsr-3923	234	2	october 1999	DATE
fsr-3923	235	1	zero	CARDINAL
fsr-3923	235	2	4,943	CARDINAL
fsr-3923	237	1	3	CARDINAL
fsr-3923	237	2	1996	DATE
fsr-3923	237	3	dc	GPE
fsr-3923	237	4	$25 million	MONEY
fsr-3923	237	5	u.s.	GPE
fsr-3923	237	6	0.27%	PERCENT
fsr-3923	237	7	0.35%	PERCENT
fsr-3923	237	8	0.13%	PERCENT
fsr-3923	237	9	0.83%	PERCENT
fsr-3923	237	10	0.91%	PERCENT
fsr-3923	237	11	0.63%	PERCENT
fsr-3923	237	12	1.06%	PERCENT
fsr-3923	237	13	1.01%	PERCENT
fsr-3923	237	14	0.95%	PERCENT
fsr-3923	237	15	1.33%	PERCENT
fsr-3923	237	16	1.15%	PERCENT
fsr-3923	237	17	0.75%	PERCENT
fsr-3923	237	18	u.s.	GPE
fsr-3923	237	19	0.69%	PERCENT
fsr-3923	237	20	0.37%	PERCENT
fsr-3923	237	21	cerulli associates data	ORG
fsr-3923	237	22	u.s.	GPE
fsr-3923	237	23	april 13, 1998	DATE
fsr-3923	238	1	j-p-7-0046	PERSON
fsr-3923	238	2	209k.w	CARDINAL
fsr-3923	239	1	sigrist	NORP
fsr-3923	239	2	s.l. brown / financial services	ORG
fsr-3923	239	3	9	CARDINAL
fsr-3923	240	1	197–218	CARDINAL
fsr-3923	240	2	12b-1	CARDINAL
fsr-3923	243	1	1,343	CARDINAL
fsr-3923	243	2	about $1.77 trillion	MONEY
fsr-3923	244	1	$1.3 billion	MONEY
fsr-3923	244	2	$15 million to $92.2 billion	MONEY
fsr-3923	245	1	1205	CARDINAL
fsr-3923	245	2	$1.71 trillion	MONEY
fsr-3923	245	3	138	CARDINAL
fsr-3923	245	4	$56 billion	MONEY
fsr-3923	246	1	100,000	MONEY
fsr-3923	252	1	daily	DATE
fsr-3923	252	2	monthly	DATE
fsr-3923	257	1	freeman	PERSON
fsr-3923	257	2	brown	PERSON
fsr-3923	258	1	first	ORDINAL
fsr-3923	259	1	second	ORDINAL
fsr-3923	260	1	1	CARDINAL
fsr-3923	260	2	2	CARDINAL
fsr-3923	260	3	4	CARDINAL
fsr-3923	260	4	millions of dollars	MONEY
fsr-3923	262	1	1	CARDINAL
fsr-3923	262	2	ratio5 a(1)*(natural	ORG
fsr-3923	262	3	2	CARDINAL
fsr-3923	262	4	ratio5 b(1)*(natural	ORG
fsr-3923	265	1	roughly 2.5	CARDINAL
fsr-3923	267	1	$500 million	MONEY
fsr-3923	267	2	about one-half	CARDINAL
fsr-3923	267	3	3	CARDINAL
fsr-3923	267	4	k.w. sigrist	FAC
fsr-3923	267	5	s.l. brown / financial services	ORG
fsr-3923	267	6	9	CARDINAL
fsr-3923	267	7	197–218	CARDINAL
fsr-3923	269	1	1	CARDINAL
fsr-3923	270	1	3	CARDINAL
fsr-3923	271	1	millions of dollars	MONEY
fsr-3923	273	1	3	CARDINAL
fsr-3923	273	2	ratio5	ORG
fsr-3923	273	3	5	CARDINAL
fsr-3923	273	4	4	CARDINAL
fsr-3923	274	1	4	CARDINAL
fsr-3923	275	1	10,000	MONEY
fsr-3923	275	2	26.4	CARDINAL
fsr-3923	275	3	26.9 23.6	QUANTITY
fsr-3923	275	4	214.1	CARDINAL
fsr-3923	275	5	214.3	CARDINAL
fsr-3923	275	6	23.0	CARDINAL
fsr-3923	275	7	71.5 75.3 45.9	QUANTITY
fsr-3923	275	8	28.4	CARDINAL
fsr-3923	275	9	28.0	CARDINAL
fsr-3923	275	10	7.1	CARDINAL
fsr-3923	275	11	72.0 74.8 53.7	QUANTITY
fsr-3923	275	12	29.5	CARDINAL
fsr-3923	275	13	28.8	CARDINAL
fsr-3923	275	14	8.4	CARDINAL
fsr-3923	275	15	71.8 75.2 48.8	QUANTITY
fsr-3923	275	16	28.8	CARDINAL
fsr-3923	275	17	28.8	CARDINAL
fsr-3923	275	18	7.1	CARDINAL
fsr-3923	275	19	18.7%	PERCENT
fsr-3923	275	20	20.8%	PERCENT
fsr-3923	275	21	9.6%	PERCENT
fsr-3923	275	22	22.5	CARDINAL
fsr-3923	275	23	22.8	CARDINAL
fsr-3923	275	24	26.8	CARDINAL
fsr-3923	275	25	27.4	CARDINAL
fsr-3923	275	26	21.7	CARDINAL
fsr-3923	275	27	79.1	CARDINAL
fsr-3923	275	28	64.9	CARDINAL
fsr-3923	275	29	35.3	CARDINAL
fsr-3923	275	30	35.3	CARDINAL
fsr-3923	275	31	7.0	CARDINAL
fsr-3923	275	32	88.5 89.7 91.2	CARDINAL
fsr-3923	275	33	37.8	CARDINAL
fsr-3923	275	34	37.1	CARDINAL
fsr-3923	275	35	9.8	CARDINAL
fsr-3923	275	36	95.6 97.4 93.1	CARDINAL
fsr-3923	275	37	46.1	CARDINAL
fsr-3923	275	38	46.8	CARDINAL
fsr-3923	275	39	10.0	CARDINAL
fsr-3923	275	40	14.8%	PERCENT
fsr-3923	275	41	15.0%	PERCENT
fsr-3923	275	42	24.9%	PERCENT
fsr-3923	275	43	1343	CARDINAL
fsr-3923	275	44	138	CARDINAL
fsr-3923	275	45	billions $1,769 $1,713 $	MONEY
fsr-3923	275	46	56	MONEY
fsr-3923	275	47	chi-square	PERSON
fsr-3923	275	48	chi-square	PERSON
fsr-3923	275	49	39.6/0.0%	PERCENT
fsr-3923	275	50	39.3/0.0%	PERCENT
fsr-3923	275	51	0.13/71.5%	PERCENT
fsr-3923	276	1	sigrist	NORP
fsr-3923	276	2	s.l. brown / financial services	ORG
fsr-3923	276	3	9	CARDINAL
fsr-3923	277	1	197–218	CARDINAL
fsr-3923	279	1	2	CARDINAL
fsr-3923	280	1	5	CARDINAL
fsr-3923	280	2	10,000	MONEY
fsr-3923	280	3	26.1 22.8 22.8	QUANTITY
fsr-3923	280	4	25.0	CARDINAL
fsr-3923	280	5	27.4	CARDINAL
fsr-3923	280	6	21.7	CARDINAL
fsr-3923	280	7	66.8 na	QUANTITY
fsr-3923	280	8	8.6	CARDINAL
fsr-3923	280	9	25.1 82.3 64.9	QUANTITY
fsr-3923	280	10	22.1	CARDINAL
fsr-3923	280	11	35.3	CARDINAL
fsr-3923	280	12	7.0	CARDINAL
fsr-3923	280	13	13.5 89.7 91.2	CARDINAL
fsr-3923	280	14	2.6	CARDINAL
fsr-3923	280	15	37.1	CARDINAL
fsr-3923	280	16	9.8	CARDINAL
fsr-3923	280	17	24.8 97.4 93.1	PERCENT
fsr-3923	280	18	5.8	CARDINAL
fsr-3923	280	19	46.8	CARDINAL
fsr-3923	280	20	10.0	CARDINAL
fsr-3923	280	21	50.8%	PERCENT
fsr-3923	280	22	15.0%	PERCENT
fsr-3923	280	23	24.9%	PERCENT
fsr-3923	280	24	220	CARDINAL
fsr-3923	280	25	1205	CARDINAL
fsr-3923	280	26	138	CARDINAL
fsr-3923	280	27	billions $98 $1,713 $56	MONEY
fsr-3923	281	1	1	CARDINAL
fsr-3923	281	2	212 k.w	ORG
fsr-3923	281	3	sigrist	NORP
fsr-3923	281	4	s.l. brown / financial services	ORG
fsr-3923	281	5	9	CARDINAL
fsr-3923	281	6	197–218	CARDINAL
fsr-3923	282	1	2	CARDINAL
fsr-3923	284	1	$500 million	MONEY
fsr-3923	284	2	5	CARDINAL
fsr-3923	284	3	65	CARDINAL
fsr-3923	284	4	24	CARDINAL
fsr-3923	285	1	$500 million	MONEY
fsr-3923	285	2	30-year	DATE
fsr-3923	285	3	10%	PERCENT
fsr-3923	285	4	$870 million	MONEY
fsr-3923	286	1	one-half	CARDINAL
fsr-3923	286	2	two-thirds	CARDINAL
fsr-3923	288	1	freeman	PERSON
fsr-3923	288	2	2001	DATE
fsr-3923	293	1	2	CARDINAL
fsr-3923	293	2	213k.w	CARDINAL
fsr-3923	294	1	sigrist	NORP
fsr-3923	294	2	s.l. brown / financial services	ORG
fsr-3923	294	3	9	CARDINAL
fsr-3923	295	1	197–218	CARDINAL
fsr-3923	296	1	third	ORDINAL
fsr-3923	300	1	dc	GPE
fsr-3923	302	1	u.s. department of labor	ORG
fsr-3923	302	2	1998	DATE
fsr-3923	304	1	7	CARDINAL
fsr-3923	304	2	two	CARDINAL
fsr-3923	310	1	semiannual	DATE
fsr-3923	311	1	1997	DATE
fsr-3923	311	2	kahn & rudd	ORG
fsr-3923	311	3	1995	DATE
fsr-3923	311	4	malkiel, 1995	ORG
fsr-3923	313	1	first	ORDINAL
fsr-3923	313	2	214	CARDINAL
fsr-3923	313	3	sigrist	NORP
fsr-3923	313	4	s.l. brown / financial services	ORG
fsr-3923	313	5	9	CARDINAL
fsr-3923	314	1	197–218	CARDINAL
fsr-3923	315	1	$1 billion	MONEY
fsr-3923	315	2	three	CARDINAL
fsr-3923	315	3	34%	PERCENT
fsr-3923	318	1	6	CARDINAL
fsr-3923	318	2	two	CARDINAL
fsr-3923	319	1	one-third	CARDINAL
fsr-3923	320	1	fidelity institutional retirement services	ORG
fsr-3923	320	2	1999	DATE
fsr-3923	320	3	michigan dc	GPE
fsr-3923	321	1	ten year	DATE
fsr-3923	321	2	about 40%	PERCENT
fsr-3923	330	1	6	CARDINAL
fsr-3923	330	2	10-year	DATE
fsr-3923	330	3	$1 billion	MONEY
fsr-3923	331	1	millions	CARDINAL
fsr-3923	331	2	1	CARDINAL
fsr-3923	331	3	$17.56 $	MONEY
fsr-3923	331	4	71.41	MONEY
fsr-3923	331	5	$8.78 $	MONEY
fsr-3923	331	6	8.78	MONEY
fsr-3923	331	7	3.60	MONEY
fsr-3923	331	8	$26.34 $	MONEY
fsr-3923	331	9	215k.w	MONEY
fsr-3923	331	10	sigrist	NORP
fsr-3923	331	11	s.l. brown / financial services	ORG
fsr-3923	331	12	9	CARDINAL
fsr-3923	331	13	197–218	CARDINAL
fsr-3923	333	1	1999	DATE
fsr-3923	334	1	8	CARDINAL
fsr-3923	338	1	mpt	ORG
fsr-3923	341	1	two	CARDINAL
fsr-3923	345	1	1	CARDINAL
fsr-3923	346	1	1999	DATE
fsr-3923	346	2	john hancock financial services	ORG
fsr-3923	346	3	less than one-quarter	CARDINAL
fsr-3923	347	1	forty-one	CARDINAL
fsr-3923	347	2	49%	PERCENT
fsr-3923	349	1	john hancock financial services	ORG
fsr-3923	349	2	1999	DATE
fsr-3923	350	1	2001	DATE
fsr-3923	350	2	barber & odean	ORG
fsr-3923	350	3	1999	DATE
fsr-3923	350	4	2001	DATE
fsr-3923	351	1	1996	DATE
fsr-3923	351	2	the securities and exchange commission	ORG
fsr-3923	351	3	fewer than one	CARDINAL
fsr-3923	351	4	five	CARDINAL
fsr-3923	351	5	fewer than one	CARDINAL
fsr-3923	351	6	six	CARDINAL
fsr-3923	352	1	216	CARDINAL
fsr-3923	352	2	sigrist	NORP
fsr-3923	352	3	s.l. brown / financial services	ORG
fsr-3923	352	4	9	CARDINAL
fsr-3923	353	1	197–218 2	DATE
fsr-3923	357	1	10%	PERCENT
fsr-3923	360	1	4	CARDINAL
fsr-3923	361	1	4	CARDINAL
fsr-3923	362	1	$500 million	MONEY
fsr-3923	362	2	4	CARDINAL
fsr-3923	362	3	80	CARDINAL
fsr-3923	362	4	76	CARDINAL
fsr-3923	364	1	b. m.	PERSON
fsr-3923	364	2	t.	GPE
fsr-3923	364	3	1999	DATE
fsr-3923	365	1	55(6	CARDINAL
fsr-3923	365	2	41–55	CARDINAL
fsr-3923	366	1	barra rogers casey	PERSON
fsr-3923	367	1	1999).1999	ORDINAL
fsr-3923	367	2	survey.darien	NORP
fsr-3923	367	3	s.	PERSON
fsr-3923	367	4	2001	DATE
fsr-3923	369	1	s., & thaler	ORG
fsr-3923	369	2	r. h.	PERSON
fsr-3923	369	3	2001	DATE
fsr-3923	370	1	forthcoming;american	NORP
fsr-3923	371	1	boudoukh	ORG
fsr-3923	371	2	j., & richardson	ORG
fsr-3923	371	3	1993	DATE
fsr-3923	372	1	perspective.american	NORP
fsr-3923	372	2	83(5	CARDINAL
fsr-3923	372	3	1346–1355	CARDINAL
fsr-3923	373	1	carhart	ORG
fsr-3923	373	2	m. m. (	PERSON
fsr-3923	373	3	1997	DATE
fsr-3923	374	1	57–82	CARDINAL
fsr-3923	374	2	j. c.	PERSON
fsr-3923	374	3	1999	DATE
fsr-3923	375	1	7(1	CARDINAL
fsr-3923	375	2	29–33	CARDINAL
fsr-3923	377	1	1999).survey	CARDINAL
fsr-3923	377	2	chicago	GPE
fsr-3923	377	3	il	ORG
fsr-3923	378	1	1974	DATE
fsr-3923	379	1	sec	ORG
fsr-3923	379	2	2(a	CARDINAL
fsr-3923	382	1	829	CARDINAL
fsr-3923	382	2	1974	DATE
fsr-3923	382	3	29 u.s.c	QUANTITY
fsr-3923	383	1	ch	PERSON
fsr-3923	383	2	18	CARDINAL
fsr-3923	383	3	29	CARDINAL
fsr-3923	384	1	sec	ORG
fsr-3923	385	1	1994	DATE
fsr-3923	386	1	fidelity institutional retirement services company	ORG
fsr-3923	387	1	american	NORP
fsr-3923	387	2	freeman	PERSON
fsr-3923	387	3	j., & brown	ORG
fsr-3923	387	4	s. l. (	PERSON
fsr-3923	387	5	2001	DATE
fsr-3923	388	1	25	CARDINAL
fsr-3923	388	2	3	CARDINAL
fsr-3923	389	1	garla	PERSON
fsr-3923	389	2	b. e.	PERSON
fsr-3923	389	3	1998	DATE
fsr-3923	390	1	415	CARDINAL
fsr-3923	390	2	pli	ORG
fsr-3923	391	1	1999	DATE
fsr-3923	393	1	ibbotson	PERSON
fsr-3923	393	2	r. g.	PERSON
fsr-3923	393	3	& kaplan	ORG
fsr-3923	393	4	2000	DATE
fsr-3923	394	1	40	CARDINAL
fsr-3923	394	2	90	DATE
fsr-3923	394	3	100 percent	PERCENT
fsr-3923	394	4	26–33	CARDINAL
fsr-3923	395	1	jacobius	PERSON
fsr-3923	395	2	a.	PERSON
fsr-3923	395	3	2000	DATE
fsr-3923	396	1	nea 403(b	PERSON
fsr-3923	396	2	28(21	CARDINAL
fsr-3923	396	3	44–45	CARDINAL
fsr-3923	397	1	217k.w	CARDINAL
fsr-3923	398	1	sigrist	NORP
fsr-3923	398	2	s.l. brown / financial services	ORG
fsr-3923	398	3	9	CARDINAL
fsr-3923	399	1	197–218	CARDINAL
fsr-3923	399	2	john hancock	PERSON
fsr-3923	400	1	1999	DATE
fsr-3923	401	1	sixth	ORDINAL
fsr-3923	402	1	boston	GPE
fsr-3923	402	2	ma	ORG
fsr-3923	402	3	kahn	PERSON
fsr-3923	402	4	r. n.	PERSON
fsr-3923	402	5	1995	DATE
fsr-3923	403	1	51(6	CARDINAL
fsr-3923	404	1	kpmg peat marwick llp	ORG
fsr-3923	405	1	1998).retirement	CARDINAL
fsr-3923	405	2	the 1990s	DATE
fsr-3923	405	3	1998	DATE
fsr-3923	405	4	data.new york	GPE
fsr-3923	405	5	ny	GPE
fsr-3923	406	1	kpmg	ORG
fsr-3923	407	1	malkiel	PERSON
fsr-3923	407	2	b. g.	PERSON
fsr-3923	407	3	1995	DATE
fsr-3923	408	1	1971	DATE
fsr-3923	408	2	549–572	CARDINAL
fsr-3923	408	3	morgan stanley dean witter investment management	ORG
fsr-3923	409	1	1999).1999	ORDINAL
fsr-3923	409	2	new york	GPE
fsr-3923	409	3	ny	GPE
fsr-3923	409	4	national association of deferred compensation	ORG
fsr-3923	410	1	1998).1997	DATE
fsr-3923	410	2	457	CARDINAL
fsr-3923	411	1	national association of deferred compensation	ORG
fsr-3923	412	1	lexington	GPE
fsr-3923	412	2	ky	GPE
fsr-3923	413	1	1997).uniform	CARDINAL
fsr-3923	413	2	act.chicago	DATE
fsr-3923	413	3	il	ORG
fsr-3923	413	4	pinkston	PERSON
fsr-3923	413	5	w.	PERSON
fsr-3923	413	6	2000	DATE
fsr-3923	414	1	georgia	GPE
fsr-3923	415	1	september	DATE
fsr-3923	415	2	20	CARDINAL
fsr-3923	416	1	m., & hess	ORG
fsr-3923	416	2	d.	PERSON
fsr-3923	416	3	1999	DATE
fsr-3923	417	1	99–11.wharton	CARDINAL
fsr-3923	418	1	philadelphia	GPE
fsr-3923	418	2	pa.	GPE
fsr-3923	418	3	u. s. department of labor	ORG
fsr-3923	419	1	1996	DATE
fsr-3923	420	1	29	CARDINAL
fsr-3923	420	2	2509	CARDINAL
fsr-3923	420	3	113	CARDINAL
fsr-3923	420	4	29586–29590	CARDINAL
fsr-3923	421	1	washington	GPE
fsr-3923	421	2	d.c.	GPE
fsr-3923	421	3	u. s. department of labor	ORG
fsr-3923	422	1	1998).study	CARDINAL
fsr-3923	423	1	j-p-7–0046	PERSON
fsr-3923	423	2	1.washington	CARDINAL
fsr-3923	423	3	d.c.	GPE
fsr-3923	423	4	waring	ORG
fsr-3923	423	5	m. b.	PERSON
fsr-3923	423	6	l. d.	PERSON
fsr-3923	423	7	l. b.	PERSON
fsr-3923	423	8	2000	DATE
fsr-3923	425	1	3	CARDINAL
fsr-3923	425	2	1	CARDINAL
fsr-3923	425	3	san francisco	GPE
fsr-3923	425	4	218	CARDINAL
fsr-3923	425	5	sigrist	NORP
fsr-3923	425	6	s.l. brown / financial services	ORG
fsr-3923	425	7	9	CARDINAL
fsr-3923	426	1	197–218	CARDINAL