id	sid	eid	entity	type
fsr-3928	1	1	s1057-0810(01)00071-3	TIME
fsr-3928	2	1	jeanne m. hogarthb	PERSON
fsr-3928	2	2	housing & consumer economics	ORG
fsr-3928	2	3	university of georgia	ORG
fsr-3928	2	4	dawson hall	GPE
fsr-3928	2	5	athens	GPE
fsr-3928	2	6	ga	ORG
fsr-3928	2	7	30606-3622	DATE
fsr-3928	2	8	consumer & community affairs	ORG
fsr-3928	2	9	federal reserve board	ORG
fsr-3928	2	10	washington	GPE
fsr-3928	2	11	dc	GPE
fsr-3928	2	12	20551	DATE
fsr-3928	2	13	april 2000	DATE
fsr-3928	2	14	january 2001	DATE
fsr-3928	2	15	february 2001 1	DATE
fsr-3928	2	16	durkin & elliehausen	ORG
fsr-3928	2	17	1990	DATE
fsr-3928	2	18	1992	DATE
fsr-3928	3	1	90–321	CARDINAL
fsr-3928	3	2	15	CARDINAL
fsr-3928	3	3	usc §1601	ORG
fsr-3928	3	4	93–533	CARDINAL
fsr-3928	3	5	12	CARDINAL
fsr-3928	3	6	usc	ORG
fsr-3928	3	7	2601	CARDINAL
fsr-3928	3	8	federal reserve board	ORG
fsr-3928	3	9	1997	DATE
fsr-3928	3	10	1997	DATE
fsr-3928	4	1	lee & hogarth	ORG
fsr-3928	4	2	1999a	DATE
fsr-3928	8	1	first	ORDINAL
fsr-3928	8	2	the federal reserve board	ORG
fsr-3928	8	3	the federal reserve banks	ORG
fsr-3928	10	1	202-785-6024	CARDINAL
fsr-3928	10	2	202	CARDINAL
fsr-3928	11	1	j.m. hogarth	PERSON
fsr-3928	12	1	9	CARDINAL
fsr-3928	13	1	277–293	CARDINAL
fsr-3928	13	2	2000	DATE
fsr-3928	13	3	science inc.	ORG
fsr-3928	15	1	s1057-0810(01)00071-3	TIME
fsr-3928	16	1	1997	DATE
fsr-3928	16	2	university of michigan’s	ORG
fsr-3928	19	1	2	CARDINAL
fsr-3928	21	1	tila	PERSON
fsr-3928	22	1	fed	ORG
fsr-3928	22	2	annual	DATE
fsr-3928	24	1	the department of housing and urban development	ORG
fsr-3928	24	2	hud	ORG
fsr-3928	24	3	meier & garman	ORG
fsr-3928	24	4	1995	DATE
fsr-3928	24	5	retsina, 1997	ORG
fsr-3928	27	1	three days	DATE
fsr-3928	28	1	lee & hogarth	ORG
fsr-3928	28	2	1999b	DATE
fsr-3928	28	3	chang & hanna	ORG
fsr-3928	28	4	1992	DATE
fsr-3928	28	5	thakor	ORG
fsr-3928	28	6	1993	DATE
fsr-3928	29	1	kimball, frisch & gregor	ORG
fsr-3928	29	2	1997	DATE
fsr-3928	30	1	two	CARDINAL
fsr-3928	32	1	chang & hanna	ORG
fsr-3928	32	2	1992	DATE
fsr-3928	32	3	lee & hogarth	ORG
fsr-3928	32	4	1999b	DATE
fsr-3928	34	1	three days	DATE
fsr-3928	36	1	278	CARDINAL
fsr-3928	36	2	j. lee	PERSON
fsr-3928	36	3	9	CARDINAL
fsr-3928	36	4	277–293 3	DATE
fsr-3928	37	1	3.1	CARDINAL
fsr-3928	40	1	follain	NORP
fsr-3928	40	2	1990	DATE
fsr-3928	41	1	only one	CARDINAL
fsr-3928	42	1	yang	PERSON
fsr-3928	42	2	1992	DATE
fsr-3928	43	1	1992	DATE
fsr-3928	45	1	stigler	ORG
fsr-3928	45	2	1961	DATE
fsr-3928	49	1	chang	PERSON
fsr-3928	49	2	hanna	PERSON
fsr-3928	49	3	1992	DATE
fsr-3928	52	1	today	DATE
fsr-3928	53	1	lee	PERSON
fsr-3928	53	2	hogarth	PERSON
fsr-3928	53	3	1999b	DATE
fsr-3928	55	1	babin, darden & griffin	ORG
fsr-3928	55	2	1994	DATE
fsr-3928	59	1	279j.m	CARDINAL
fsr-3928	60	1	hogarth	PERSON
fsr-3928	60	2	j. lee	PERSON
fsr-3928	60	3	9	CARDINAL
fsr-3928	61	1	277–293	CARDINAL
fsr-3928	62	1	first	ORDINAL
fsr-3928	64	1	yang & maris	ORG
fsr-3928	64	2	1993	DATE
fsr-3928	65	1	bennnett	GPE
fsr-3928	65	2	peach & peristiani	ORG
fsr-3928	65	3	2000	DATE
fsr-3928	66	1	dickinson	PERSON
fsr-3928	66	2	heuson	PERSON
fsr-3928	66	3	1993	DATE
fsr-3928	68	1	1999	DATE
fsr-3928	68	2	the mortgage bankers association of america	ORG
fsr-3928	68	3	second	ORDINAL
fsr-3928	68	4	duncan	PERSON
fsr-3928	68	5	1999	DATE
fsr-3928	71	1	four-fifths	CARDINAL
fsr-3928	71	2	duncan	PERSON
fsr-3928	71	3	23%	PERCENT
fsr-3928	71	4	8%	PERCENT
fsr-3928	71	5	3%	PERCENT
fsr-3928	72	1	half	CARDINAL
fsr-3928	72	2	three	CARDINAL
fsr-3928	72	3	less than 30%	PERCENT
fsr-3928	72	4	only one	CARDINAL
fsr-3928	72	5	duncan	PERSON
fsr-3928	72	6	47	CARDINAL
fsr-3928	73	1	half	CARDINAL
fsr-3928	73	2	one third	CARDINAL
fsr-3928	73	3	duncan	PERSON
fsr-3928	74	1	3.2	CARDINAL
fsr-3928	75	1	beatty & smith	ORG
fsr-3928	75	2	1987	DATE
fsr-3928	75	3	85	CARDINAL
fsr-3928	76	1	1981	DATE
fsr-3928	77	1	daily	DATE
fsr-3928	78	1	third	ORDINAL
fsr-3928	80	1	third	ORDINAL
fsr-3928	82	1	280	CARDINAL
fsr-3928	82	2	j. lee	PERSON
fsr-3928	82	3	9	CARDINAL
fsr-3928	82	4	277–293	CARDINAL
fsr-3928	82	5	third	ORDINAL
fsr-3928	82	6	first	ORDINAL
fsr-3928	84	1	the last three decades	DATE
fsr-3928	84	2	hundreds	CARDINAL
fsr-3928	84	3	lee & hogarth	ORG
fsr-3928	84	4	2000	DATE
fsr-3928	85	1	only one	CARDINAL
fsr-3928	85	2	two	CARDINAL
fsr-3928	88	1	thirdparty	ORG
fsr-3928	90	1	1993	DATE
fsr-3928	92	1	alba & hutchinson	ORG
fsr-3928	92	2	2000	DATE
fsr-3928	102	1	4	CARDINAL
fsr-3928	102	2	4.1	CARDINAL
fsr-3928	103	1	the late 1940s	DATE
fsr-3928	103	2	the university of michigan	ORG
fsr-3928	105	1	monthly	DATE
fsr-3928	105	2	500	CARDINAL
fsr-3928	106	1	hogarth	PERSON
fsr-3928	106	2	j. lee	PERSON
fsr-3928	106	3	9	CARDINAL
fsr-3928	107	1	277–293	CARDINAL
fsr-3928	107	2	curtin	ORG
fsr-3928	107	3	2001	DATE
fsr-3928	108	1	february and march 1997	DATE
fsr-3928	108	2	the federal reserve board	ORG
fsr-3928	110	1	1,001	CARDINAL
fsr-3928	111	1	the past five years	DATE
fsr-3928	111	2	1	CARDINAL
fsr-3928	112	1	first	ORDINAL
fsr-3928	114	1	100,000	MONEY
fsr-3928	114	2	150,000	MONEY
fsr-3928	114	3	120,000	MONEY
fsr-3928	114	4	100,000	MONEY
fsr-3928	114	5	20,000	MONEY
fsr-3928	116	1	4.2	CARDINAL
fsr-3928	117	1	srinivasan & ratchford	ORG
fsr-3928	117	2	1991	DATE
fsr-3928	122	1	15	CARDINAL
fsr-3928	122	2	05	DATE
fsr-3928	124	1	282	CARDINAL
fsr-3928	124	2	j. lee	PERSON
fsr-3928	124	3	9	CARDINAL
fsr-3928	124	4	277–293	CARDINAL
fsr-3928	124	5	1	CARDINAL
fsr-3928	124	6	18–24 6.1%	PERCENT
fsr-3928	124	7	3.4%	PERCENT
fsr-3928	124	8	9.2%	PERCENT
fsr-3928	124	9	35.9%	PERCENT
fsr-3928	124	10	13.6%	PERCENT
fsr-3928	124	11	22.1%	PERCENT
fsr-3928	124	12	35–44 32.8%	PERCENT
fsr-3928	124	13	46.6%	PERCENT
fsr-3928	124	14	24.9%	PERCENT
fsr-3928	124	15	18.3%	PERCENT
fsr-3928	124	16	26.1%	PERCENT
fsr-3928	124	17	18.0%	PERCENT
fsr-3928	124	18	3.8%	PERCENT
fsr-3928	124	19	6.8%	PERCENT
fsr-3928	124	20	8.7%	PERCENT
fsr-3928	124	21	65 or	DATE
fsr-3928	124	22	3.1%	PERCENT
fsr-3928	124	23	3.4%	PERCENT
fsr-3928	124	24	17.0%	PERCENT
fsr-3928	124	25	3.1%	PERCENT
fsr-3928	124	26	0.0%	PERCENT
fsr-3928	124	27	10.6%	PERCENT
fsr-3928	124	28	25.2%	PERCENT
fsr-3928	124	29	25.0%	PERCENT
fsr-3928	124	30	31.5%	PERCENT
fsr-3928	124	31	19.9%	PERCENT
fsr-3928	124	32	34.1%	PERCENT
fsr-3928	124	33	21.2%	PERCENT
fsr-3928	124	34	50.3%	PERCENT
fsr-3928	124	35	49.8%	PERCENT
fsr-3928	124	36	34.6%	PERCENT
fsr-3928	124	37	income1	ORG
fsr-3928	124	38	10,000	MONEY
fsr-3928	124	39	1.5%	PERCENT
fsr-3928	124	40	0.0%	PERCENT
fsr-3928	124	41	5.4%	PERCENT
fsr-3928	124	42	5.3%	PERCENT
fsr-3928	124	43	4.6%	PERCENT
fsr-3928	124	44	13.7%	PERCENT
fsr-3928	124	45	9.9%	PERCENT
fsr-3928	124	46	6.8%	PERCENT
fsr-3928	124	47	13.7%	PERCENT
fsr-3928	124	48	12.2%	PERCENT
fsr-3928	124	49	9.1%	PERCENT
fsr-3928	124	50	12.9%	PERCENT
fsr-3928	124	51	40,000–49,999	MONEY
fsr-3928	124	52	8.4%	PERCENT
fsr-3928	124	53	13.6%	PERCENT
fsr-3928	124	54	9.7%	PERCENT
fsr-3928	124	55	16.8%	PERCENT
fsr-3928	124	56	13.6%	PERCENT
fsr-3928	124	57	9.0%	PERCENT
fsr-3928	124	58	12.2%	PERCENT
fsr-3928	124	59	21.6%	PERCENT
fsr-3928	124	60	10.5%	PERCENT
fsr-3928	124	61	75,000–99,999	MONEY
fsr-3928	124	62	9.9%	PERCENT
fsr-3928	124	63	11.4%	PERCENT
fsr-3928	124	64	6.1%	PERCENT
fsr-3928	124	65	100,000	MONEY
fsr-3928	124	66	19.9%	PERCENT
fsr-3928	124	67	18.1%	PERCENT
fsr-3928	124	68	10.3%	PERCENT
fsr-3928	124	69	35,000	MONEY
fsr-3928	124	70	0.8%	PERCENT
fsr-3928	124	71	0.0%	PERCENT
fsr-3928	124	72	0.9%	PERCENT
fsr-3928	124	73	35,000	MONEY
fsr-3928	124	74	0.8%	PERCENT
fsr-3928	124	75	0.0%	PERCENT
fsr-3928	124	76	0.7%	PERCENT
fsr-3928	124	77	hispanic	NORP
fsr-3928	124	78	84.0%	PERCENT
fsr-3928	124	79	89.8%	PERCENT
fsr-3928	124	80	78.2%	PERCENT
fsr-3928	124	81	hispanic	NORP
fsr-3928	124	82	3.1%	PERCENT
fsr-3928	124	83	4.6%	PERCENT
fsr-3928	124	84	8.1%	PERCENT
fsr-3928	124	85	4.6%	PERCENT
fsr-3928	124	86	3.4%	PERCENT
fsr-3928	124	87	6.8%	PERCENT
fsr-3928	124	88	5.4%	PERCENT
fsr-3928	124	89	1.1%	PERCENT
fsr-3928	124	90	3.6%	PERCENT
fsr-3928	124	91	status1	PERSON
fsr-3928	124	92	72.5%	PERCENT
fsr-3928	124	93	75.0%	PERCENT
fsr-3928	124	94	57.4%	PERCENT
fsr-3928	124	95	11.5%	PERCENT
fsr-3928	124	96	15.9%	PERCENT
fsr-3928	124	97	13.5%	PERCENT
fsr-3928	124	98	2.3%	PERCENT
fsr-3928	124	99	1.1%	PERCENT
fsr-3928	124	100	8.7%	PERCENT
fsr-3928	124	101	13.0%	PERCENT
fsr-3928	124	102	6.8%	PERCENT
fsr-3928	124	103	19.6%	PERCENT
fsr-3928	124	104	22.9%	PERCENT
fsr-3928	124	105	25.0%	PERCENT
fsr-3928	124	106	21.3%	PERCENT
fsr-3928	124	107	31.3%	PERCENT
fsr-3928	124	108	28.4%	PERCENT
fsr-3928	124	109	26.9%	PERCENT
fsr-3928	124	110	15.3%	PERCENT
fsr-3928	124	111	14.8%	PERCENT
fsr-3928	124	112	18.7%	PERCENT
fsr-3928	124	113	30.5%	PERCENT
fsr-3928	124	114	31.8%	PERCENT
fsr-3928	124	115	33.2%	PERCENT
fsr-3928	124	116	131	CARDINAL
fsr-3928	124	117	88 1001 1	DATE
fsr-3928	124	118	up to 100%	PERCENT
fsr-3928	126	1	hogarth	PERSON
fsr-3928	126	2	j. lee	PERSON
fsr-3928	126	3	9	CARDINAL
fsr-3928	127	1	277–293	CARDINAL
fsr-3928	130	1	annual	DATE
fsr-3928	130	2	monthly	DATE
fsr-3928	130	3	15	CARDINAL
fsr-3928	130	4	05	DATE
fsr-3928	131	1	brucks & grewal	ORG
fsr-3928	131	2	1992	DATE
fsr-3928	133	1	srinivasan & ratchford	ORG
fsr-3928	133	2	1991	DATE
fsr-3928	134	1	5	CARDINAL
fsr-3928	134	2	1	CARDINAL
fsr-3928	134	3	5	CARDINAL
fsr-3928	135	1	4.3	CARDINAL
fsr-3928	136	1	first	ORDINAL
fsr-3928	137	1	log-linear	ORG
fsr-3928	138	1	the sas catmod	ORG
fsr-3928	140	1	log-linear	ORG
fsr-3928	141	1	10	CARDINAL
fsr-3928	141	2	9	CARDINAL
fsr-3928	141	3	8	CARDINAL
fsr-3928	142	1	9	CARDINAL
fsr-3928	142	2	8	CARDINAL
fsr-3928	142	3	7	CARDINAL
fsr-3928	144	1	284	CARDINAL
fsr-3928	144	2	j. lee	PERSON
fsr-3928	144	3	9	CARDINAL
fsr-3928	144	4	277–293 5	DATE
fsr-3928	144	5	5.1	CARDINAL
fsr-3928	147	1	2	CARDINAL
fsr-3928	148	1	about one-fourth	CARDINAL
fsr-3928	148	2	23%	PERCENT
fsr-3928	148	3	only one	CARDINAL
fsr-3928	148	4	only one	CARDINAL
fsr-3928	148	5	seven	CARDINAL
fsr-3928	148	6	14%	PERCENT
fsr-3928	148	7	only one	CARDINAL
fsr-3928	149	1	4	CARDINAL
fsr-3928	149	2	5 0.65	CARDINAL
fsr-3928	150	1	two	CARDINAL
fsr-3928	152	1	5 0.90	CARDINAL
fsr-3928	153	1	29% and 8%	PERCENT
fsr-3928	154	1	first	ORDINAL
fsr-3928	154	2	two weeks	DATE
fsr-3928	156	1	26%	PERCENT
fsr-3928	156	2	13%	PERCENT
fsr-3928	157	1	5.1.2	CARDINAL
fsr-3928	160	1	78%	PERCENT
fsr-3928	160	2	76%	PERCENT
fsr-3928	160	3	54% to 65%	PERCENT
fsr-3928	161	1	only a quarter	DATE
fsr-3928	162	1	5.9	CARDINAL
fsr-3928	162	2	6	CARDINAL
fsr-3928	164	1	two-fifths	CARDINAL
fsr-3928	164	2	40%	PERCENT
fsr-3928	164	3	about one-third	CARDINAL
fsr-3928	164	4	32%	PERCENT
fsr-3928	164	5	28%	PERCENT
fsr-3928	165	1	3	CARDINAL
fsr-3928	165	2	6	CARDINAL
fsr-3928	166	1	18	CARDINAL
fsr-3928	166	2	6	CARDINAL
fsr-3928	166	3	3	CARDINAL
fsr-3928	167	1	285j.m	CARDINAL
fsr-3928	167	2	hogarth	PERSON
fsr-3928	167	3	j. lee	PERSON
fsr-3928	167	4	9	CARDINAL
fsr-3928	168	1	277–293 5.2	CARDINAL
fsr-3928	170	1	5.2.1	CARDINAL
fsr-3928	170	2	one	CARDINAL
fsr-3928	170	3	2	CARDINAL
fsr-3928	170	4	1 22.8%	PERCENT
fsr-3928	170	5	13.8%	PERCENT
fsr-3928	170	6	19.2%	PERCENT
fsr-3928	170	7	32.3%	PERCENT
fsr-3928	170	8	44.8%	PERCENT
fsr-3928	170	9	37.4%	PERCENT
fsr-3928	170	10	4–5 27.5%	PERCENT
fsr-3928	170	11	20.7%	PERCENT
fsr-3928	170	12	24.8%	PERCENT
fsr-3928	171	1	6–9 12.6%	PERCENT
fsr-3928	171	2	13.8%	PERCENT
fsr-3928	171	3	13.1%	PERCENT
fsr-3928	171	4	10–20 4.7%	PERCENT
fsr-3928	171	5	6.9%	PERCENT
fsr-3928	171	6	5.6%	PERCENT
fsr-3928	171	7	3.95	CARDINAL
fsr-3928	171	8	4.03	CARDINAL
fsr-3928	171	9	3 3 3	DATE
fsr-3928	171	10	s&ls	ORG
fsr-3928	171	11	56.1%	PERCENT
fsr-3928	171	12	63.6%	PERCENT
fsr-3928	171	13	59.2%	PERCENT
fsr-3928	171	14	34.6%	PERCENT
fsr-3928	171	15	42.1%	PERCENT
fsr-3928	171	16	37.6%	PERCENT
fsr-3928	171	17	6.9%	PERCENT
fsr-3928	171	18	10.2%	PERCENT
fsr-3928	171	19	8.3%	PERCENT
fsr-3928	171	20	29.3%	PERCENT
fsr-3928	171	21	8.0%	PERCENT
fsr-3928	171	22	20.6%	PERCENT
fsr-3928	171	23	13.1%	PERCENT
fsr-3928	171	24	26.1%	PERCENT
fsr-3928	171	25	18.4%	PERCENT
fsr-3928	171	26	22.3%	PERCENT
fsr-3928	171	27	18.2%	PERCENT
fsr-3928	171	28	20.6%	PERCENT
fsr-3928	171	29	30.8%	PERCENT
fsr-3928	171	30	23.9%	PERCENT
fsr-3928	171	31	28.0%	PERCENT
fsr-3928	171	32	1.95 1.92	MONEY
fsr-3928	171	33	1.94	CARDINAL
fsr-3928	171	34	2 2 2	CARDINAL
fsr-3928	171	35	78.9%	PERCENT
fsr-3928	171	36	85.2%	PERCENT
fsr-3928	171	37	78.4%	PERCENT
fsr-3928	171	38	72.9%	PERCENT
fsr-3928	171	39	81.6%	PERCENT
fsr-3928	171	40	76.4%	PERCENT
fsr-3928	171	41	62.3%	PERCENT
fsr-3928	171	42	70.1%	PERCENT
fsr-3928	171	43	65.4%	PERCENT
fsr-3928	171	44	52.8%	PERCENT
fsr-3928	171	45	56.8%	PERCENT
fsr-3928	171	46	54.4%	PERCENT
fsr-3928	171	47	60.5%	PERCENT
fsr-3928	171	48	60.2%	PERCENT
fsr-3928	171	49	60.4%	PERCENT
fsr-3928	171	50	68.2%	PERCENT
fsr-3928	171	51	78.2%	PERCENT
fsr-3928	172	1	72.2%	PERCENT
fsr-3928	172	2	monthly	DATE
fsr-3928	172	3	64.3%	PERCENT
fsr-3928	172	4	76.1%	PERCENT
fsr-3928	172	5	69.1%	PERCENT
fsr-3928	172	6	24.6%	PERCENT
fsr-3928	172	7	25.0%	PERCENT
fsr-3928	172	8	24.8%	PERCENT
fsr-3928	172	9	24.6%	PERCENT
fsr-3928	172	10	28.4%	PERCENT
fsr-3928	172	11	26.2%	PERCENT
fsr-3928	172	12	5.39 5.59	MONEY
fsr-3928	172	13	5.94	CARDINAL
fsr-3928	172	14	7 6 6	CARDINAL
fsr-3928	172	15	almost no 23.4%	PERCENT
fsr-3928	172	16	14.8%	PERCENT
fsr-3928	172	17	19.9%	PERCENT
fsr-3928	172	18	19.5%	PERCENT
fsr-3928	172	19	21.6%	PERCENT
fsr-3928	172	20	20.4%	PERCENT
fsr-3928	172	21	29.7%	PERCENT
fsr-3928	172	22	35.2%	PERCENT
fsr-3928	172	23	31.9%	PERCENT
fsr-3928	172	24	14.1%	PERCENT
fsr-3928	172	25	15.9%	PERCENT
fsr-3928	172	26	14.8%	PERCENT
fsr-3928	172	27	13.3%	PERCENT
fsr-3928	172	28	12.5%	PERCENT
fsr-3928	172	29	13.0%	PERCENT
fsr-3928	172	30	131 88 219	CARDINAL
fsr-3928	173	1	chi-square	PERSON
fsr-3928	173	2	0.01	CARDINAL
fsr-3928	173	3	0.001	CARDINAL
fsr-3928	174	1	286	CARDINAL
fsr-3928	174	2	j. lee	PERSON
fsr-3928	174	3	9	CARDINAL
fsr-3928	174	4	277–293	CARDINAL
fsr-3928	174	5	3	CARDINAL
fsr-3928	174	6	one	CARDINAL
fsr-3928	174	7	seven	CARDINAL
fsr-3928	174	8	14.7%	PERCENT
fsr-3928	174	9	one-fourth	CARDINAL
fsr-3928	174	10	25.5%	PERCENT
fsr-3928	175	1	less than two	CARDINAL
fsr-3928	176	1	3	CARDINAL
fsr-3928	176	2	1	CARDINAL
fsr-3928	176	3	s&ls/	ORG
fsr-3928	176	4	3	CARDINAL
fsr-3928	176	5	chi-square	PERSON
fsr-3928	176	6	1 2.15	CARDINAL
fsr-3928	176	7	0.1428	CARDINAL
fsr-3928	176	8	1 9.46	CARDINAL
fsr-3928	176	9	0.0021	CARDINAL
fsr-3928	176	10	1 1.14	CARDINAL
fsr-3928	176	11	1 3.04	CARDINAL
fsr-3928	176	12	1 3.67	CARDINAL
fsr-3928	176	13	0.0555	CARDINAL
fsr-3928	176	14	1 5.12	CARDINAL
fsr-3928	176	15	0.0236	CARDINAL
fsr-3928	176	16	1 4.64	CARDINAL
fsr-3928	176	17	1 0.34	CARDINAL
fsr-3928	176	18	0.5627	CARDINAL
fsr-3928	176	19	1 0.90	CARDINAL
fsr-3928	176	20	1 0.03	CARDINAL
fsr-3928	176	21	1 3.84	CARDINAL
fsr-3928	176	22	0.0501	MONEY
fsr-3928	176	23	1 1.71	CARDINAL
fsr-3928	176	24	0.1915	MONEY
fsr-3928	176	25	1 1.77 0.1828	CARDINAL
fsr-3928	176	26	1 5.27	CARDINAL
fsr-3928	176	27	0.0217	CARDINAL
fsr-3928	176	28	1 0.30	CARDINAL
fsr-3928	176	29	0.5830	CARDINAL
fsr-3928	176	30	1 6.13	CARDINAL
fsr-3928	176	31	1 1.61	CARDINAL
fsr-3928	176	32	1 5.72 0.0168	CARDINAL
fsr-3928	176	33	1 3.23	CARDINAL
fsr-3928	177	1	1 0.59 0.4407	CARDINAL
fsr-3928	177	2	1 3.45	CARDINAL
fsr-3928	177	3	1 0.03	CARDINAL
fsr-3928	177	4	1 0.11	CARDINAL
fsr-3928	177	5	0.7392	CARDINAL
fsr-3928	177	6	1 1.22	CARDINAL
fsr-3928	177	7	1 4.10	CARDINAL
fsr-3928	177	8	1 0.12	CARDINAL
fsr-3928	178	1	1 7.24	CARDINAL
fsr-3928	178	2	1 0.24 0.6238	CARDINAL
fsr-3928	178	3	1 0.06	CARDINAL
fsr-3928	178	4	0.8007	MONEY
fsr-3928	178	5	1 0.00	CARDINAL
fsr-3928	178	6	0.9938	MONEY
fsr-3928	178	7	1 0.54	CARDINAL
fsr-3928	178	8	0.4634	MONEY
fsr-3928	178	9	1 0.40	CARDINAL
fsr-3928	178	10	1 0.05 0.8181	QUANTITY
fsr-3928	178	11	1 2.18	CARDINAL
fsr-3928	178	12	1 2.54 0.1112	CARDINAL
fsr-3928	178	13	1 1.22	CARDINAL
fsr-3928	178	14	1 5.48 0.0192	CARDINAL
fsr-3928	178	15	1 4.32	CARDINAL
fsr-3928	178	16	1 7.23 0.0072	CARDINAL
fsr-3928	178	17	1 2.15 0.1422	CARDINAL
fsr-3928	178	18	1 6.38	CARDINAL
fsr-3928	178	19	1 0.41 0.5228	CARDINAL
fsr-3928	178	20	27	CARDINAL
fsr-3928	178	21	22.49	CARDINAL
fsr-3928	178	22	0.7123 287j.m	LAW
fsr-3928	179	1	hogarth	PERSON
fsr-3928	179	2	j. lee	PERSON
fsr-3928	179	3	9	CARDINAL
fsr-3928	179	4	277–293	CARDINAL
fsr-3928	179	5	2	CARDINAL
fsr-3928	179	6	3	CARDINAL
fsr-3928	179	7	4	CARDINAL
fsr-3928	180	1	two	CARDINAL
fsr-3928	182	1	three	CARDINAL
fsr-3928	185	1	third	ORDINAL
fsr-3928	186	1	three	CARDINAL
fsr-3928	188	1	two	CARDINAL
fsr-3928	189	1	5.2.3	CARDINAL
fsr-3928	189	2	second	ORDINAL
fsr-3928	189	3	4	CARDINAL
fsr-3928	190	1	one	CARDINAL
fsr-3928	190	2	seven	CARDINAL
fsr-3928	190	3	15%	PERCENT
fsr-3928	190	4	one-fourth	CARDINAL
fsr-3928	190	5	26%	PERCENT
fsr-3928	191	1	14%	PERCENT
fsr-3928	191	2	another 17%	PERCENT
fsr-3928	192	1	3	CARDINAL
fsr-3928	193	1	two	CARDINAL
fsr-3928	193	2	1	CARDINAL
fsr-3928	193	3	2	CARDINAL
fsr-3928	193	4	monthly	DATE
fsr-3928	193	5	3	CARDINAL
fsr-3928	194	1	two	CARDINAL
fsr-3928	194	2	288	PRODUCT
fsr-3928	194	3	j. lee	PERSON
fsr-3928	194	4	9	CARDINAL
fsr-3928	194	5	277–293	CARDINAL
fsr-3928	194	6	4	CARDINAL
fsr-3928	194	7	chi-square	PERSON
fsr-3928	194	8	1 7.87	CARDINAL
fsr-3928	194	9	0.0050	CARDINAL
fsr-3928	194	10	1 0.47	CARDINAL
fsr-3928	194	11	0.4919	MONEY
fsr-3928	194	12	1 1.13	CARDINAL
fsr-3928	194	13	1 0.10	CARDINAL
fsr-3928	194	14	1 0.11	CARDINAL
fsr-3928	194	15	0.7456	CARDINAL
fsr-3928	194	16	1 1.29	CARDINAL
fsr-3928	194	17	1 0.00	CARDINAL
fsr-3928	194	18	0.9940	CARDINAL
fsr-3928	194	19	1 0.05 0.8266	CARDINAL
fsr-3928	194	20	1 0.43	CARDINAL
fsr-3928	194	21	1 1.55	CARDINAL
fsr-3928	194	22	1 0.03 0.8519	CARDINAL
fsr-3928	194	23	1 1.45	CARDINAL
fsr-3928	194	24	1 2.79	CARDINAL
fsr-3928	194	25	0.0948	ORG
fsr-3928	194	26	1 1.29	CARDINAL
fsr-3928	194	27	1 2.88	CARDINAL
fsr-3928	194	28	1 0.78	CARDINAL
fsr-3928	194	29	1 0.03	CARDINAL
fsr-3928	194	30	0.8532	MONEY
fsr-3928	194	31	1 7.94 0.0048	QUANTITY
fsr-3928	194	32	1 1.49	CARDINAL
fsr-3928	195	1	1 0.13	QUANTITY
fsr-3928	195	2	1 0.79 0.3728	QUANTITY
fsr-3928	195	3	1 0.00	CARDINAL
fsr-3928	195	4	1 0.00 0.9484	CARDINAL
fsr-3928	195	5	1 0.87	QUANTITY
fsr-3928	195	6	monthly	DATE
fsr-3928	195	7	1 1.95	CARDINAL
fsr-3928	195	8	monthly	DATE
fsr-3928	195	9	1 0.01	CARDINAL
fsr-3928	195	10	monthly	DATE
fsr-3928	195	11	1 1.58	CARDINAL
fsr-3928	195	12	0.2085	CARDINAL
fsr-3928	195	13	monthly	DATE
fsr-3928	195	14	1 0.40	CARDINAL
fsr-3928	195	15	monthly	DATE
fsr-3928	195	16	1 0.14	CARDINAL
fsr-3928	195	17	monthly	DATE
fsr-3928	195	18	1 0.09	QUANTITY
fsr-3928	195	19	monthly	DATE
fsr-3928	195	20	1 4.17	CARDINAL
fsr-3928	195	21	1 0.19	CARDINAL
fsr-3928	195	22	1 0.09	CARDINAL
fsr-3928	195	23	1 0.11	CARDINAL
fsr-3928	195	24	0.7370	CARDINAL
fsr-3928	195	25	1 0.03	CARDINAL
fsr-3928	195	26	1 0.02	CARDINAL
fsr-3928	195	27	1 0.09	CARDINAL
fsr-3928	195	28	monthly	DATE
fsr-3928	195	29	1 0.65 0.4219	CARDINAL
fsr-3928	195	30	1 0.03	CARDINAL
fsr-3928	195	31	1 0.00 0.9859	QUANTITY
fsr-3928	195	32	1 0.67	CARDINAL
fsr-3928	195	33	0.4148	MONEY
fsr-3928	195	34	1	CARDINAL
fsr-3928	195	35	1.06	CARDINAL
fsr-3928	195	36	0.3031	CARDINAL
fsr-3928	195	37	1 0.02	CARDINAL
fsr-3928	195	38	1 0.22	CARDINAL
fsr-3928	195	39	monthly	DATE
fsr-3928	195	40	1 0.84	CARDINAL
fsr-3928	195	41	1 24.67	CARDINAL
fsr-3928	195	42	0.0000	PRODUCT
fsr-3928	195	43	17 9.23 0.9143 289j.m	QUANTITY
fsr-3928	196	1	hogarth	PERSON
fsr-3928	196	2	j. lee	PERSON
fsr-3928	196	3	9	CARDINAL
fsr-3928	197	1	277–293	CARDINAL
fsr-3928	198	1	monthly	DATE
fsr-3928	199	1	5.2.4	CARDINAL
fsr-3928	199	2	5	CARDINAL
fsr-3928	201	1	0.44	CARDINAL
fsr-3928	201	2	two	CARDINAL
fsr-3928	204	1	6	CARDINAL
fsr-3928	207	1	5	CARDINAL
fsr-3928	207	2	1.0000	CARDINAL
fsr-3928	207	3	0.0000	CARDINAL
fsr-3928	207	4	0.0001	CARDINAL
fsr-3928	207	5	0.0055	CARDINAL
fsr-3928	207	6	0.0001	CARDINAL
fsr-3928	207	7	1.0000	CARDINAL
fsr-3928	207	8	0.0000	CARDINAL
fsr-3928	207	9	0.0001	CARDINAL
fsr-3928	207	10	0.0001	CARDINAL
fsr-3928	207	11	1.0000 0.4552	CARDINAL
fsr-3928	207	12	0.0000	CARDINAL
fsr-3928	207	13	0.0001	CARDINAL
fsr-3928	207	14	1.0000	CARDINAL
fsr-3928	207	15	0.0001	CARDINAL
fsr-3928	207	16	290	CARDINAL
fsr-3928	207	17	j. lee	PERSON
fsr-3928	207	18	9	CARDINAL
fsr-3928	208	1	277–293	CARDINAL
fsr-3928	210	1	monthly	DATE
fsr-3928	214	1	dozens	CARDINAL
fsr-3928	216	1	july	DATE
fsr-3928	216	2	1998	DATE
fsr-3928	216	3	the federal reserve board	ORG
fsr-3928	216	4	the department of housing and urban development	ORG
fsr-3928	216	5	congress	ORG
fsr-3928	216	6	federal reserve board	ORG
fsr-3928	216	7	1998	DATE
fsr-3928	220	1	hud	ORG
fsr-3928	220	2	federal reserve board	ORG
fsr-3928	220	3	1998	DATE
fsr-3928	220	4	42	CARDINAL
fsr-3928	221	1	no later than three days	DATE
fsr-3928	221	2	federal reserve board	ORG
fsr-3928	221	3	1998	DATE
fsr-3928	221	4	43	CARDINAL
fsr-3928	223	1	congress	ORG
fsr-3928	224	1	6.1	CARDINAL
fsr-3928	224	2	today	DATE
fsr-3928	227	1	hogarth	PERSON
fsr-3928	227	2	j. lee	PERSON
fsr-3928	227	3	9	CARDINAL
fsr-3928	227	4	277–293	CARDINAL
fsr-3928	229	1	about one third	CARDINAL
fsr-3928	229	2	37%	PERCENT
fsr-3928	229	3	littlefield et al.	ORG
fsr-3928	229	4	2000	DATE
fsr-3928	230	1	1998	DATE
fsr-3928	230	2	duncan	PERSON
fsr-3928	230	3	1999	DATE
fsr-3928	230	4	42	CARDINAL
fsr-3928	231	1	150%	PERCENT
fsr-3928	231	2	between 1999 and 2000	DATE
fsr-3928	231	3	2000	DATE
fsr-3928	232	1	myer, 2000	ORG
fsr-3928	233	1	fanniemae	ORG
fsr-3928	233	2	56%	PERCENT
fsr-3928	233	3	only 21%	PERCENT
fsr-3928	233	4	raines, 2000	ORG
fsr-3928	235	1	1	CARDINAL
fsr-3928	236	1	j. w.	PERSON
fsr-3928	236	2	j. w.	PERSON
fsr-3928	236	3	2000	DATE
fsr-3928	238	1	27(september	CARDINAL
fsr-3928	238	2	123–156	DATE
fsr-3928	239	1	babin	ORG
fsr-3928	239	2	b. j.	PERSON
fsr-3928	239	3	darden	GPE
fsr-3928	239	4	w. r., & griffin	PERSON
fsr-3928	239	5	m. (1994	ORG
fsr-3928	240	1	20(march	CARDINAL
fsr-3928	240	2	644–656	CARDINAL
fsr-3928	241	1	beales	ORG
fsr-3928	241	2	h.	PERSON
fsr-3928	241	3	m. b.	PERSON
fsr-3928	241	4	s. c., & staelin	PERSON
fsr-3928	241	5	r.	NORP
fsr-3928	241	6	1981	DATE
fsr-3928	243	1	american	NORP
fsr-3928	243	2	410–413	CARDINAL
fsr-3928	244	1	beatty	PERSON
fsr-3928	244	2	s. e., & smith	PERSON
fsr-3928	244	3	s. m.	PERSON
fsr-3928	244	4	1987	DATE
fsr-3928	246	1	14(june	DATE
fsr-3928	247	1	bennett	PERSON
fsr-3928	247	2	r., & peristiani	ORG
fsr-3928	247	3	s.	PERSON
fsr-3928	247	4	2000	DATE
fsr-3928	248	1	28(3	DATE
fsr-3928	248	2	405–435	CARDINAL
fsr-3928	249	1	2000	DATE
fsr-3928	251	1	december 27	DATE
fsr-3928	252	1	n., & burke	ORG
fsr-3928	252	2	1980	DATE
fsr-3928	253	1	7(3	CARDINAL
fsr-3928	253	2	314–326	CARDINAL
fsr-3928	254	1	chang	PERSON
fsr-3928	254	2	s.	PERSON
fsr-3928	254	3	1992	DATE
fsr-3928	255	1	16,207–227	CARDINAL
fsr-3928	255	2	curtin	ORG
fsr-3928	255	3	r. t.	PERSON
fsr-3928	255	4	2001	DATE
fsr-3928	257	1	february 14	DATE
fsr-3928	258	1	dickinson	PERSON
fsr-3928	258	2	a. j.	PERSON
fsr-3928	258	3	1993	DATE
fsr-3928	259	1	american	NORP
fsr-3928	260	1	293–311	CARDINAL
fsr-3928	261	1	duncan	PERSON
fsr-3928	261	2	1999	DATE
fsr-3928	262	1	december	DATE
fsr-3928	263	1	durkin	PERSON
fsr-3928	263	2	t. a.	GPE
fsr-3928	263	3	g. e.	PERSON
fsr-3928	263	4	1990	DATE
fsr-3928	264	1	the united states	GPE
fsr-3928	264	2	robert n. mayer	PERSON
fsr-3928	265	1	255–265	CARDINAL
fsr-3928	266	1	missouri	GPE
fsr-3928	266	2	american council	ORG
fsr-3928	267	1	federal reserve board	ORG
fsr-3928	268	1	1997	DATE
fsr-3928	269	1	federal reserve press	ORG
fsr-3928	269	2	march 31	DATE
fsr-3928	269	3	12cfr	CARDINAL
fsr-3928	269	4	226	CARDINAL
fsr-3928	271	1	federal reserve board	ORG
fsr-3928	271	2	the department of housing and urban development	ORG
fsr-3928	272	1	1998	DATE
fsr-3928	273	1	congress	ORG
fsr-3928	274	1	292	CARDINAL
fsr-3928	274	2	j. lee	PERSON
fsr-3928	274	3	9	CARDINAL
fsr-3928	274	4	277–293	CARDINAL
fsr-3928	274	5	march 14	DATE
fsr-3928	275	1	follain	NORP
fsr-3928	275	2	j. r.	PERSON
fsr-3928	275	3	1990	DATE
fsr-3928	277	1	american	NORP
fsr-3928	277	2	125–144	CARDINAL
fsr-3928	278	1	kimball	ORG
fsr-3928	278	2	r. c.	PERSON
fsr-3928	278	3	frisch	GPE
fsr-3928	278	4	r., & gregor	ORG
fsr-3928	278	5	w. t.	PERSON
fsr-3928	278	6	1997	DATE
fsr-3928	279	1	19(1	CARDINAL
fsr-3928	279	2	1–10	CARDINAL
fsr-3928	280	1	lee	PERSON
fsr-3928	280	2	j., & hogarth	ORG
fsr-3928	280	3	j. m. (	PERSON
fsr-3928	280	4	1999a	DATE
fsr-3928	282	1	10(1	CARDINAL
fsr-3928	283	1	lee	PERSON
fsr-3928	283	2	j., & hogarth	ORG
fsr-3928	283	3	j. m.	PERSON
fsr-3928	283	4	1999b	DATE
fsr-3928	284	1	marketing,66–76	GPE
fsr-3928	285	1	lee	PERSON
fsr-3928	285	2	j., & hogarth	ORG
fsr-3928	285	3	j. m.	PERSON
fsr-3928	285	4	2000	DATE
fsr-3928	286	1	330–360	CARDINAL
fsr-3928	286	2	lino	ORG
fsr-3928	286	3	m. (	PERSON
fsr-3928	286	4	1992	DATE
fsr-3928	288	1	26(2	CARDINAL
fsr-3928	288	2	262–273	CARDINAL
fsr-3928	289	1	littlefield	GPE
fsr-3928	289	2	j. e	PERSON
fsr-3928	289	3	d. l.	PERSON
fsr-3928	289	4	2000	DATE
fsr-3928	290	1	575–590	CARDINAL
fsr-3928	291	1	meier	PERSON
fsr-3928	291	2	k. j.	PERSON
fsr-3928	291	3	e. t.	PERSON
fsr-3928	291	4	1995).regulation	CARDINAL
fsr-3928	291	5	tx	ORG
fsr-3928	292	1	myer,	ORG
fsr-3928	292	2	w. h.	PERSON
fsr-3928	292	3	2000	DATE
fsr-3928	293	1	2000	DATE
fsr-3928	293	2	61(1	CARDINAL
fsr-3928	293	3	42–52	CARDINAL
fsr-3928	293	4	oecd	ORG
fsr-3928	294	1	1992).consumer	CARDINAL
fsr-3928	294	2	paris	GPE
fsr-3928	294	3	france	GPE
fsr-3928	295	1	j. l.	PERSON
fsr-3928	295	2	m., & grewal	ORG
fsr-3928	295	3	1992	DATE
fsr-3928	296	1	18(march	CARDINAL
fsr-3928	296	2	452–463	CARDINAL
fsr-3928	297	1	raines, f. d. (	ORG
fsr-3928	297	2	2000	DATE
fsr-3928	298	1	165(192	CARDINAL
fsr-3928	298	2	10–12	CARDINAL
fsr-3928	299	1	retsinas	PERSON
fsr-3928	299	2	n. p.	PERSON
fsr-3928	299	3	1997	DATE
fsr-3928	300	1	the u.s. senate committee	ORG
fsr-3928	300	2	july 15	DATE
fsr-3928	301	1	smith	PERSON
fsr-3928	301	2	r. e.	PERSON
fsr-3928	301	3	1993	DATE
fsr-3928	302	1	204–219	CARDINAL
fsr-3928	303	1	srinivasan, n., & ratchford	ORG
fsr-3928	303	2	b. t.	PERSON
fsr-3928	303	3	1991	DATE
fsr-3928	305	1	18(september	DATE
fsr-3928	305	2	233–242	CARDINAL
fsr-3928	305	3	g. j. (	PERSON
fsr-3928	305	4	1961	DATE
fsr-3928	306	1	69(june	CARDINAL
fsr-3928	306	2	213–255	CARDINAL
fsr-3928	306	3	thakor	ORG
fsr-3928	306	4	a. v.	PERSON
fsr-3928	306	5	j. c.	PERSON
fsr-3928	306	6	j. a. s.	PERSON
fsr-3928	306	7	1993).common	CARDINAL
fsr-3928	306	8	the university of wisconsin-madison	ORG
fsr-3928	306	9	marrinan	GPE
fsr-3928	306	10	yang	PERSON
fsr-3928	306	11	t. l.	PERSON
fsr-3928	306	12	1992	DATE
fsr-3928	307	1	american	NORP
fsr-3928	307	2	20(3	CARDINAL
fsr-3928	307	3	359–391	DATE
fsr-3928	308	1	yang	PERSON
fsr-3928	308	2	t. l. t., & maris	PERSON
fsr-3928	308	3	b. a.	PERSON
fsr-3928	308	4	1993	DATE
fsr-3928	309	1	american	NORP
fsr-3928	309	2	21(4	DATE
fsr-3928	309	3	481–510	CARDINAL
fsr-3928	310	1	hogarth	PERSON
fsr-3928	310	2	j. lee	PERSON
fsr-3928	310	3	9	CARDINAL
fsr-3928	310	4	277–293	CARDINAL