id	sid	eid	entity	type
fsr-4009	1	1	33(2	CARDINAL
fsr-4009	1	2	144	CARDINAL
fsr-4009	1	3	charlene marie kalenkoski,2	PERSON
fsr-4009	1	4	christopher m. browning3	PERSON
fsr-4009	2	1	2021	CARDINAL
fsr-4009	3	1	oaxaca	GPE
fsr-4009	6	1	-0.03	CARDINAL
fsr-4009	8	1	4.0	CARDINAL
fsr-4009	8	2	f.	PERSON
fsr-4009	8	3	kalenkoski	PERSON
fsr-4009	8	4	c. m.	PERSON
fsr-4009	8	5	c. m.	PERSON
fsr-4009	8	6	2025	DATE
fsr-4009	10	1	33(2	DATE
fsr-4009	10	2	144	CARDINAL
fsr-4009	10	3	the u.s. bureau of labor statistics	ORG
fsr-4009	10	4	68 percent	PERCENT
fsr-4009	10	5	march 2021	DATE
fsr-4009	10	6	only 51 percent	PERCENT
fsr-4009	11	1	ninety-two percent	PERCENT
fsr-4009	11	2	1	CARDINAL
fsr-4009	12	1	missouri state university	ORG
fsr-4009	12	2	springfield	GPE
fsr-4009	12	3	mo, usa	GPE
fsr-4009	12	4	2	CARDINAL
fsr-4009	12	5	james madison university	PERSON
fsr-4009	12	6	harrisonburg	GPE
fsr-4009	12	7	3	CARDINAL
fsr-4009	12	8	texas tech university	ORG
fsr-4009	12	9	lubbock	GPE
fsr-4009	12	10	tx, usa.	ORG
fsr-4009	12	11	russell james	PERSON
fsr-4009	12	12	thomas korankye	PERSON
fsr-4009	12	13	michael guillemette	PERSON
fsr-4009	13	1	only 82 percent	PERCENT
fsr-4009	13	2	u.s.	GPE
fsr-4009	13	3	2021	CARDINAL
fsr-4009	16	1	145	CARDINAL
fsr-4009	19	1	at least 21 years old	DATE
fsr-4009	19	2	at least one year	DATE
fsr-4009	25	1	the u.s. bureau of labor statistics	ORG
fsr-4009	25	2	bls 2020	ORG
fsr-4009	25	3	401(k)s	DATE
fsr-4009	26	1	2019	DATE
fsr-4009	26	2	only 63%	PERCENT
fsr-4009	26	3	67%	PERCENT
fsr-4009	28	1	65%	PERCENT
fsr-4009	28	2	only 54%	PERCENT
fsr-4009	28	3	2019	DATE
fsr-4009	29	1	clark & strauss	ORG
fsr-4009	29	2	2012	DATE
fsr-4009	30	1	one	CARDINAL
fsr-4009	31	1	2018	DATE
fsr-4009	31	2	world bank	ORG
fsr-4009	36	1	lusardi & mitchell	ORG
fsr-4009	36	2	2011	DATE
fsr-4009	37	1	anderson & collins	ORG
fsr-4009	37	2	2017	DATE
fsr-4009	39	1	bajtelsmit & bernasek	ORG
fsr-4009	39	2	1996	DATE
fsr-4009	39	3	feng et al.	PERSON
fsr-4009	39	4	2019	DATE
fsr-4009	39	5	weller & tolson	ORG
fsr-4009	39	6	2017	DATE
fsr-4009	39	7	zhao & zhao	ORG
fsr-4009	39	8	2018	DATE
fsr-4009	41	1	oaxaca	GPE
fsr-4009	42	1	2015	DATE
fsr-4009	44	1	33(2	CARDINAL
fsr-4009	44	2	146	CARDINAL
fsr-4009	45	1	1	CARDINAL
fsr-4009	46	1	2	CARDINAL
fsr-4009	50	1	1.36	CARDINAL
fsr-4009	52	1	bajtelsmit & bernasek	ORG
fsr-4009	52	2	1996	DATE
fsr-4009	52	3	bajtelsmit & van derhei,	ORG
fsr-4009	52	4	1997	DATE
fsr-4009	52	5	dietz et al.	PERSON
fsr-4009	52	6	2003	DATE
fsr-4009	52	7	huang & curtin	ORG
fsr-4009	52	8	2019	DATE
fsr-4009	54	1	huston	PERSON
fsr-4009	54	2	2010	DATE
fsr-4009	56	1	anderson	PERSON
fsr-4009	56	2	collins	PERSON
fsr-4009	56	3	2017	CARDINAL
fsr-4009	58	1	bucher-koenen et al	PERSON
fsr-4009	59	1	2017	CARDINAL
fsr-4009	60	1	hsu	PERSON
fsr-4009	60	2	2016	DATE
fsr-4009	61	1	2022	CARDINAL
fsr-4009	61	2	preston	PERSON
fsr-4009	61	3	wright	PERSON
fsr-4009	61	4	2023	CARDINAL
fsr-4009	61	5	2021	CARDINAL
fsr-4009	62	1	unpaid caregiving analyzing data	ORG
fsr-4009	62	2	1989	DATE
fsr-4009	62	3	2016	DATE
fsr-4009	62	4	weller	ORG
fsr-4009	62	5	tolson (2018	ORG
fsr-4009	63	1	hours	TIME
fsr-4009	64	1	lee & tang	ORG
fsr-4009	64	2	2015	DATE
fsr-4009	64	3	reinhard et al.	ORG
fsr-4009	64	4	2012	DATE
fsr-4009	69	1	147	CARDINAL
fsr-4009	69	2	bollen &	ORG
fsr-4009	69	3	2018	DATE
fsr-4009	69	4	gibson et al.	PERSON
fsr-4009	69	5	2013	DATE
fsr-4009	70	1	2010	DATE
fsr-4009	70	2	1979	DATE
fsr-4009	72	1	dwyer et al	PERSON
fsr-4009	72	2	2002	DATE
fsr-4009	72	3	rastogi	PERSON
fsr-4009	72	4	2020	DATE
fsr-4009	73	1	dwyer et al	PERSON
fsr-4009	73	2	2002	DATE
fsr-4009	73	3	rastogi	PERSON
fsr-4009	73	4	2020	DATE
fsr-4009	76	1	fisher et al	PERSON
fsr-4009	77	1	2015	CARDINAL
fsr-4009	77	2	nc1172	ORG
fsr-4009	77	3	2010	DATE
fsr-4009	78	1	nc1172	ORG
fsr-4009	78	2	nc	GPE
fsr-4009	86	1	cordova et al	PERSON
fsr-4009	86	2	2022	CARDINAL
fsr-4009	86	3	al	ORG
fsr-4009	87	1	2010	DATE
fsr-4009	88	1	berger & denton	ORG
fsr-4009	88	2	2004	DATE
fsr-4009	88	3	niessen-ruenzi & schneider	ORG
fsr-4009	88	4	2019	DATE
fsr-4009	91	1	chen & volpe	ORG
fsr-4009	91	2	2002	DATE
fsr-4009	91	3	loibl & hira	ORG
fsr-4009	91	4	2006	DATE
fsr-4009	92	1	graham et al	PERSON
fsr-4009	92	2	2002	DATE
fsr-4009	98	1	u.s.	GPE
fsr-4009	100	1	33(2	CARDINAL
fsr-4009	100	2	148	CARDINAL
fsr-4009	102	1	2021	CARDINAL
fsr-4009	103	1	ando & modigliani	ORG
fsr-4009	103	2	1963	DATE
fsr-4009	103	3	becker	PERSON
fsr-4009	103	4	1994	DATE
fsr-4009	106	1	mitchell & lusardi	ORG
fsr-4009	106	2	2022	CARDINAL
fsr-4009	109	1	oaxaca	GPE
fsr-4009	109	2	two	CARDINAL
fsr-4009	109	3	one	CARDINAL
fsr-4009	119	1	annual	DATE
fsr-4009	120	1	2015	DATE
fsr-4009	122	1	2021	CARDINAL
fsr-4009	124	1	june	DATE
fsr-4009	124	2	october 2021	DATE
fsr-4009	124	3	27,118	CARDINAL
fsr-4009	124	4	american	NORP
fsr-4009	125	1	approximately 500	CARDINAL
fsr-4009	127	1	2009	DATE
fsr-4009	127	2	first	ORDINAL
fsr-4009	127	3	american	NORP
fsr-4009	128	1	al	ORG
fsr-4009	128	2	149	CARDINAL
fsr-4009	132	1	2024	DATE
fsr-4009	132	2	pandey & guillemette	ORG
fsr-4009	132	3	2024	DATE
fsr-4009	135	1	the hours	TIME
fsr-4009	136	1	4,136	CARDINAL
fsr-4009	137	1	1	CARDINAL
fsr-4009	140	1	seventy one percent	PERCENT
fsr-4009	140	2	61%	PERCENT
fsr-4009	141	1	fifty one percent	PERCENT
fsr-4009	141	2	49%	PERCENT
fsr-4009	144	1	1	CARDINAL
fsr-4009	144	2	0	CARDINAL
fsr-4009	145	1	first	ORDINAL
fsr-4009	150	1	six	CARDINAL
fsr-4009	151	1	1	CARDINAL
fsr-4009	152	1	0	CARDINAL
fsr-4009	153	1	six	CARDINAL
fsr-4009	153	2	lusardi & mitchell	ORG
fsr-4009	153	3	2011	DATE
fsr-4009	157	1	five	CARDINAL
fsr-4009	157	2	25-34	CARDINAL
fsr-4009	157	3	35-44	DATE
fsr-4009	157	4	45	CARDINAL
fsr-4009	157	5	55	CARDINAL
fsr-4009	157	6	65+	DATE
fsr-4009	158	1	18-24	DATE
fsr-4009	158	2	33(2	CARDINAL
fsr-4009	158	3	150	CARDINAL
fsr-4009	159	1	four	CARDINAL
fsr-4009	161	1	1	CARDINAL
fsr-4009	161	2	0	CARDINAL
fsr-4009	162	1	1	CARDINAL
fsr-4009	162	2	0	CARDINAL
fsr-4009	163	1	six	CARDINAL
fsr-4009	163	2	$50,000 to $75,000	MONEY
fsr-4009	163	3	75,000	MONEY
fsr-4009	163	4	100,000	MONEY
fsr-4009	163	5	150,000	MONEY
fsr-4009	163	6	200,000	MONEY
fsr-4009	163	7	200,000	MONEY
fsr-4009	163	8	300,000	MONEY
fsr-4009	163	9	300,000	MONEY
fsr-4009	164	1	less than $50,000	MONEY
fsr-4009	165	1	1	CARDINAL
fsr-4009	165	2	10	CARDINAL
fsr-4009	166	1	three	CARDINAL
fsr-4009	167	1	first	ORDINAL
fsr-4009	167	2	1 to 3	CARDINAL
fsr-4009	168	1	second	ORDINAL
fsr-4009	168	2	4	CARDINAL
fsr-4009	169	1	third	ORDINAL
fsr-4009	169	2	8 to 10	DATE
fsr-4009	171	1	2	CARDINAL
fsr-4009	172	1	approximately 56%	PERCENT
fsr-4009	173	1	51%	PERCENT
fsr-4009	174	1	55.59%	PERCENT
fsr-4009	175	1	49%	PERCENT
fsr-4009	176	1	56.95%	PERCENT
fsr-4009	177	1	2.75	CARDINAL
fsr-4009	178	1	2.75	CARDINAL
fsr-4009	178	2	six	CARDINAL
fsr-4009	179	1	3.01	CARDINAL
fsr-4009	179	2	2.42	CARDINAL
fsr-4009	181	1	32%	PERCENT
fsr-4009	182	1	thirty percent	PERCENT
fsr-4009	182	2	35%	PERCENT
fsr-4009	183	1	thirty-two percent	PERCENT
fsr-4009	183	2	only 19%	PERCENT
fsr-4009	184	1	56%	PERCENT
fsr-4009	184	2	62%	PERCENT
fsr-4009	184	3	less than $50,000	MONEY
fsr-4009	185	1	2	CARDINAL
fsr-4009	186	1	1	CARDINAL
fsr-4009	187	1	dev.	PERSON
fsr-4009	188	1	dev.	PERSON
fsr-4009	189	1	pr(|t|	ORG
fsr-4009	189	2	0.5107	CARDINAL
fsr-4009	189	3	0.4915	CARDINAL
fsr-4009	189	4	2.3221 0.0101	CARDINAL
fsr-4009	189	5	0.7117	CARDINAL
fsr-4009	189	6	0.4376	CARDINAL
fsr-4009	189	7	0.6140	CARDINAL
fsr-4009	189	8	0.4869	CARDINAL
fsr-4009	189	9	13.1723	CARDINAL
fsr-4009	189	10	0.0000	CARDINAL
fsr-4009	189	11	151 age (	DATE
fsr-4009	189	12	25-64	DATE
fsr-4009	189	13	0.6899	CARDINAL
fsr-4009	189	14	0.0030	CARDINAL
fsr-4009	189	15	0.7063	CARDINAL
fsr-4009	189	16	0.4554	CARDINAL
fsr-4009	189	17	1.0000	CARDINAL
fsr-4009	189	18	0.1940	CARDINAL
fsr-4009	189	19	0.2091	CARDINAL
fsr-4009	189	20	0.4067	CARDINAL
fsr-4009	190	1	0.9884	CARDINAL
fsr-4009	190	2	2	CARDINAL
fsr-4009	197	1	0.5146 0.0081	CARDINAL
fsr-4009	197	2	0.4854 0.0081	CARDINAL
fsr-4009	197	3	0.5618 0.0082 0.5559	MONEY
fsr-4009	197	4	2.7525 0.0267	MONEY
fsr-4009	198	1	0.5765 0.0084 0.5764	MONEY
fsr-4009	198	2	0.3695 0.0079 0.3924 0.0112 0.3399	QUANTITY
fsr-4009	198	3	0.2304 0.0069	MONEY
fsr-4009	198	4	0.2635 0.0076	MONEY
fsr-4009	198	5	age 18	DATE
fsr-4009	198	6	45	CARDINAL
fsr-4009	198	7	annual	DATE
fsr-4009	198	8	less than $50,000	MONEY
fsr-4009	198	9	0.6188 0.0111 $50,000 to $75,000	MONEY
fsr-4009	198	10	33(2	CARDINAL
fsr-4009	198	11	152 $75,000 to $100,000	MONEY
fsr-4009	198	12	0.0998 0.0067 $100,000 to $150,000	MONEY
fsr-4009	198	13	0.0057 $150,000 to $200,000	MONEY
fsr-4009	198	14	0.0029 $200,000 to $300,000	MONEY
fsr-4009	198	15	0.0018	MONEY
fsr-4009	198	16	more than $300,000	MONEY
fsr-4009	198	17	0.0012	CARDINAL
fsr-4009	198	18	0.2607 0.0073	PRODUCT
fsr-4009	198	19	0.1111	ORG
fsr-4009	198	20	0.0093	MONEY
fsr-4009	198	21	0.0777 0.0039	MONEY
fsr-4009	198	22	2128 2008	DATE
fsr-4009	198	23	2021	CARDINAL
fsr-4009	201	1	1%	PERCENT
fsr-4009	201	2	5%	PERCENT
fsr-4009	201	3	10%	PERCENT
fsr-4009	204	1	2	CARDINAL
fsr-4009	206	1	1	CARDINAL
fsr-4009	206	2	0	CARDINAL
fsr-4009	208	1	𝛽1	PERSON
fsr-4009	209	1	finliti	PERSON
fsr-4009	209	2	i.	PERSON
fsr-4009	214	1	vi	PERSON
fsr-4009	216	1	oaxaca	GPE
fsr-4009	217	1	oaxaca	GPE
fsr-4009	218	1	two	CARDINAL
fsr-4009	218	2	one	CARDINAL
fsr-4009	219	1	153	CARDINAL
fsr-4009	220	1	3	CARDINAL
fsr-4009	221	1	3	CARDINAL
fsr-4009	223	1	3	CARDINAL
fsr-4009	224	1	3	CARDINAL
fsr-4009	228	1	3	CARDINAL
fsr-4009	228	2	a. male b.	PERSON
fsr-4009	228	3	coef	PERSON
fsr-4009	231	1	coef	PERSON
fsr-4009	234	1	0.0366	CARDINAL
fsr-4009	235	1	0.0065 0.0000 0.0232	QUANTITY
fsr-4009	235	2	0.0070 0.0010	CARDINAL
fsr-4009	236	1	0.0216 0.0000 0.1279	QUANTITY
fsr-4009	236	2	0.0000	MONEY
fsr-4009	237	1	0.0284 0.0210	CARDINAL
fsr-4009	237	2	0.0237 0.0150	CARDINAL
fsr-4009	237	3	0.1080	CARDINAL
fsr-4009	237	4	age 18-24	DATE
fsr-4009	237	5	25	CARDINAL
fsr-4009	238	1	0.0278	CARDINAL
fsr-4009	241	1	0.8700	MONEY
fsr-4009	241	2	less than $50,000	MONEY
fsr-4009	241	3	33(2	CARDINAL
fsr-4009	241	4	154 $50,000 to $75,000 0.2000	MONEY
fsr-4009	241	5	0.0276 0.0000 $75,000	MONEY
fsr-4009	241	6	0.0318	CARDINAL
fsr-4009	241	7	0.0326 0.0000 $100,000 to $150,000	MONEY
fsr-4009	241	8	0.0371 0.0000 $150,000 to $200,000	MONEY
fsr-4009	241	9	0.0538 0.0000 $200,000 to $300,000	MONEY
fsr-4009	241	10	0.1673	ORG
fsr-4009	241	11	0.0913	CARDINAL
fsr-4009	242	1	0.0000	MONEY
fsr-4009	243	1	0.0535	CARDINAL
fsr-4009	243	2	0.0283	CARDINAL
fsr-4009	244	1	0.0969	CARDINAL
fsr-4009	244	2	0.0670	MONEY
fsr-4009	244	3	0.1199	CARDINAL
fsr-4009	245	1	0.0314 0.0000	CARDINAL
fsr-4009	245	2	0.0995	CARDINAL
fsr-4009	246	1	0.0343 0.0000	CARDINAL
fsr-4009	246	2	2128 2008	DATE
fsr-4009	246	3	2021	CARDINAL
fsr-4009	249	1	1%	PERCENT
fsr-4009	249	2	5%	PERCENT
fsr-4009	249	3	10%	PERCENT
fsr-4009	250	1	oaxaca	GPE
fsr-4009	250	2	1994	DATE
fsr-4009	250	3	oaxaca	GPE
fsr-4009	252	1	y̅m	ORG
fsr-4009	255	1	1	CARDINAL
fsr-4009	256	1	+ μif	DATE
fsr-4009	256	2	yim	PERSON
fsr-4009	257	1	yif	PERSON
fsr-4009	259	1	xm	ORG
fsr-4009	259	2	x̅f	GPE
fsr-4009	260	1	= β̂x̅	PERSON
fsr-4009	262	1	155	CARDINAL
fsr-4009	262	2	3	CARDINAL
fsr-4009	262	3	x̅	ORG
fsr-4009	263	1	oaxaca	GPE
fsr-4009	264	1	y̅f	PERSON
fsr-4009	266	1	4	CARDINAL
fsr-4009	268	1	5) %	PERCENT
fsr-4009	270	1	6	CARDINAL
fsr-4009	270	2	4	CARDINAL
fsr-4009	270	3	5	DATE
fsr-4009	270	4	6	CARDINAL
fsr-4009	271	1	first	ORDINAL
fsr-4009	271	2	4	CARDINAL
fsr-4009	274	1	second	ORDINAL
fsr-4009	274	2	4	CARDINAL
fsr-4009	276	1	4	CARDINAL
fsr-4009	276	2	two	CARDINAL
fsr-4009	280	1	100	CARDINAL
fsr-4009	281	1	up to 100 percent	PERCENT
fsr-4009	282	1	oaxaca decomposition	ORG
fsr-4009	282	2	oaxaca	GPE
fsr-4009	283	1	4	CARDINAL
fsr-4009	286	1	4	CARDINAL
fsr-4009	287	1	4	CARDINAL
fsr-4009	287	2	0.0136	CARDINAL
fsr-4009	287	3	1.36	CARDINAL
fsr-4009	288	1	1.36	CARDINAL
fsr-4009	289	1	0.0136	CARDINAL
fsr-4009	290	1	0.0565	CARDINAL
fsr-4009	293	1	4	CARDINAL
fsr-4009	295	1	age 25-34	DATE
fsr-4009	295	2	189.78%	PERCENT
fsr-4009	295	3	age 35-44	DATE
fsr-4009	295	4	122.83%	PERCENT
fsr-4009	295	5	130.63%	PERCENT
fsr-4009	296	1	33(2	CARDINAL
fsr-4009	296	2	156	CARDINAL
fsr-4009	298	1	142.85%	PERCENT
fsr-4009	300	1	1	CARDINAL
fsr-4009	301	1	1	CARDINAL
fsr-4009	301	2	4	CARDINAL
fsr-4009	301	3	oaxaca	GPE
fsr-4009	302	1	0.0001	CARDINAL
fsr-4009	302	2	25	CARDINAL
fsr-4009	302	3	189.7832	CARDINAL
fsr-4009	302	4	45	CARDINAL
fsr-4009	303	1	0.0100	CARDINAL
fsr-4009	303	2	55-64	DATE
fsr-4009	305	1	2.3411	MONEY
fsr-4009	305	2	75,000	MONEY
fsr-4009	307	1	100	CARDINAL
fsr-4009	311	1	157 $75,000 to $100,000	MONEY
fsr-4009	311	2	150,000	MONEY
fsr-4009	311	3	200,000	MONEY
fsr-4009	311	4	200,000	MONEY
fsr-4009	311	5	300,000	MONEY
fsr-4009	312	1	0.0017 12.4403	CARDINAL
fsr-4009	312	2	more than $300,000	MONEY
fsr-4009	312	3	0.0008 5.6595 0.0031 22.7930	QUANTITY
fsr-4009	312	4	2.1766	MONEY
fsr-4009	313	1	0.0083	CARDINAL
fsr-4009	313	2	150.0984	MONEY
fsr-4009	313	3	414.5662	MONEY
fsr-4009	314	1	0.0136 %	PERCENT
fsr-4009	314	2	0.0565/0.0136)*100	CARDINAL
fsr-4009	314	3	414.5662 -314.5676%	PERCENT
fsr-4009	315	1	100%	PERCENT
fsr-4009	315	2	hours	TIME
fsr-4009	316	1	5	CARDINAL
fsr-4009	317	1	5	CARDINAL
fsr-4009	320	1	5	CARDINAL
fsr-4009	322	1	6	CARDINAL
fsr-4009	322	2	oaxaca	GPE
fsr-4009	324	1	6	CARDINAL
fsr-4009	324	2	2.07	CARDINAL
fsr-4009	325	1	121.46%	PERCENT
fsr-4009	326	1	33(2	CARDINAL
fsr-4009	326	2	158	CARDINAL
fsr-4009	326	3	5	CARDINAL
fsr-4009	327	1	a. male b.	PERSON
fsr-4009	327	2	coef	PERSON
fsr-4009	330	1	coef	PERSON
fsr-4009	333	1	0.0360	CARDINAL
fsr-4009	333	2	0.0073	CARDINAL
fsr-4009	333	3	0.0078 0.0010	CARDINAL
fsr-4009	334	1	0.0230	CARDINAL
fsr-4009	334	2	0.0350	MONEY
fsr-4009	334	3	0.2440	ORG
fsr-4009	334	4	0.0237	CARDINAL
fsr-4009	334	5	0.0000	MONEY
fsr-4009	335	1	0.0352	CARDINAL
fsr-4009	335	2	age 18-24	DATE
fsr-4009	335	3	25	CARDINAL
fsr-4009	335	4	0.0390	CARDINAL
fsr-4009	335	5	55	CARDINAL
fsr-4009	335	6	0.0060	MONEY
fsr-4009	336	1	0.1384	CARDINAL
fsr-4009	336	2	less than $50,000	MONEY
fsr-4009	336	3	0.0299 0.0000 $75,000 to $100,000	MONEY
fsr-4009	336	4	0.0344	CARDINAL
fsr-4009	336	5	0.0353 0.0000 $100,000 to $150,000	MONEY
fsr-4009	336	6	0.0390	CARDINAL
fsr-4009	336	7	0.0385 0.0000 $150,000 to $200,000	MONEY
fsr-4009	336	8	0.0435 0.0000 $200,000 to $300,000	MONEY
fsr-4009	336	9	0.0689 0.0010	CARDINAL
fsr-4009	336	10	0.0409 0.0000 -0.0014 0.1403	MONEY
fsr-4009	337	1	0.0512 0.0331	ORG
fsr-4009	337	2	0.0060	MONEY
fsr-4009	337	3	0.0657 0.0431	MONEY
fsr-4009	337	4	0.0680	MONEY
fsr-4009	337	5	159	CARDINAL
fsr-4009	337	6	0.0000	MONEY
fsr-4009	337	7	0.0956	CARDINAL
fsr-4009	337	8	0.0000	MONEY
fsr-4009	337	9	0.2553	CARDINAL
fsr-4009	337	10	0.0420	CARDINAL
fsr-4009	337	11	0.0000	MONEY
fsr-4009	337	12	1694 1516	CARDINAL
fsr-4009	337	13	2021	CARDINAL
fsr-4009	340	1	1%	PERCENT
fsr-4009	340	2	5%	PERCENT
fsr-4009	340	3	10%	PERCENT
fsr-4009	341	1	6	CARDINAL
fsr-4009	342	1	oaxaca	GPE
fsr-4009	343	1	0.0000 0.2254 0.0001	MONEY
fsr-4009	343	2	0.6493	MONEY
fsr-4009	343	3	35.0394	CARDINAL
fsr-4009	343	4	25	CARDINAL
fsr-4009	344	1	139.0441	MONEY
fsr-4009	344	2	35-44	DATE
fsr-4009	344	3	45	CARDINAL
fsr-4009	344	4	43.0729	CARDINAL
fsr-4009	344	5	55-64	DATE
fsr-4009	345	1	75,000	MONEY
fsr-4009	345	2	-0.0049 -23.4613 -0.0021 -9.8992	PERSON
fsr-4009	345	3	75,000	MONEY
fsr-4009	345	4	200,000	MONEY
fsr-4009	345	5	0.0004 1.8648 $200,000 to $300,000	MONEY
fsr-4009	346	1	0.0023 11.1890	CARDINAL
fsr-4009	346	2	more than $300,000	MONEY
fsr-4009	348	1	0.0004 2.1143 0.0067	MONEY
fsr-4009	348	2	0.0007	CARDINAL
fsr-4009	348	3	120.1817	MONEY
fsr-4009	348	4	0.0091	CARDINAL
fsr-4009	348	5	33(2	CARDINAL
fsr-4009	348	6	160	CARDINAL
fsr-4009	349	1	264.0777	MONEY
fsr-4009	350	1	0.0207 %	PERCENT
fsr-4009	350	2	0.0207)*100	CARDINAL
fsr-4009	351	1	0.0547/0.0207)*100	CARDINAL
fsr-4009	351	2	264.0777 -164.0772 +264.0777	TIME
fsr-4009	351	3	100%	PERCENT
fsr-4009	363	1	one	CARDINAL
fsr-4009	367	1	25-34	DATE
fsr-4009	367	2	3544	CARDINAL
fsr-4009	371	1	161	CARDINAL
fsr-4009	377	1	one	CARDINAL
fsr-4009	377	2	american	NORP
fsr-4009	378	1	the united states	GPE
fsr-4009	382	1	2021	CARDINAL
fsr-4009	382	2	oaxaca	GPE
fsr-4009	383	1	1.36%	PERCENT
fsr-4009	384	1	0.0565	CARDINAL
fsr-4009	388	1	malone et al.	ORG
fsr-4009	388	2	2010	DATE
fsr-4009	396	1	maklakov	PERSON
fsr-4009	396	2	2013	DATE
fsr-4009	398	1	one	CARDINAL
fsr-4009	402	1	33(2	CARDINAL
fsr-4009	402	2	162	CARDINAL
fsr-4009	403	1	2021	CARDINAL
fsr-4009	411	1	oaxaca	GPE
fsr-4009	413	1	one	CARDINAL
fsr-4009	418	1	anderson	PERSON
fsr-4009	418	2	d., & collins	ORG
fsr-4009	418	3	j. m.	PERSON
fsr-4009	418	4	2017	DATE
fsr-4009	420	1	ssrn	PERSON
fsr-4009	421	1	social science research network	ORG
fsr-4009	422	1	https://doi.org/10.2139/ssrn.3045306 ando	PERSON
fsr-4009	422	2	a., & modigliani	ORG
fsr-4009	422	3	f.	PERSON
fsr-4009	422	4	1963	DATE
fsr-4009	424	1	american	NORP
fsr-4009	424	2	s.	PERSON
fsr-4009	424	3	2015	DATE
fsr-4009	425	1	estonia	GPE
fsr-4009	426	1	baltic journal of economics	ORG
fsr-4009	426	2	15(1	CARDINAL
fsr-4009	426	3	1–16	CARDINAL
fsr-4009	428	1	1022436	CARDINAL
fsr-4009	428	2	v. l., & bernasek	PERSON
fsr-4009	428	3	a. (1996	ORG
fsr-4009	430	1	7	CARDINAL
fsr-4009	430	2	1	CARDINAL
fsr-4009	431	1	bajtelsmit	PERSON
fsr-4009	431	2	v. l., & vanderhei	PERSON
fsr-4009	431	3	j. l.	PERSON
fsr-4009	431	4	1997	DATE
fsr-4009	433	1	m. s. gordon	PERSON
fsr-4009	433	2	o. s. mitchell	PERSON
fsr-4009	433	3	m. m. twinney	PERSON
fsr-4009	433	4	the twenty-first century	DATE
fsr-4009	434	1	66–78	CARDINAL
fsr-4009	436	1	becker	PERSON
fsr-4009	436	2	g. s.	PERSON
fsr-4009	436	3	1994	DATE
fsr-4009	438	1	3rd	ORDINAL
fsr-4009	439	1	the university of chicago	ORG
fsr-4009	440	1	berger	PERSON
fsr-4009	440	2	e. d.	PERSON
fsr-4009	440	3	m. a.	PERSON
fsr-4009	440	4	2004	DATE
fsr-4009	442	1	canadian	NORP
fsr-4009	442	2	canadienne du vieillissement	PERSON
fsr-4009	443	1	n. p., & posavac	PERSON
fsr-4009	443	2	s. (2018	ORG
fsr-4009	445	1	journal of banking & finance	ORG
fsr-4009	445	2	87	CARDINAL
fsr-4009	445	3	304	CARDINAL
fsr-4009	446	1	https://doi.org/10.2139/ssrn.3045306 https://doi.org/10.1080/1406099x.2015.1022436 https://doi.org/10.1080/1406099x.2015.1022436	PERSON
fsr-4009	446	2	163	CARDINAL
fsr-4009	447	1	t.	GPE
fsr-4009	447	2	a.	PERSON
fsr-4009	447	3	alessie	ORG
fsr-4009	447	4	r., & van rooij	ORG
fsr-4009	447	5	2017	DATE
fsr-4009	450	1	51(2	CARDINAL
fsr-4009	450	2	255	CARDINAL
fsr-4009	451	1	chen, h., & volpe	ORG
fsr-4009	451	2	r. p.	PERSON
fsr-4009	451	3	2002	DATE
fsr-4009	453	1	11(3	CARDINAL
fsr-4009	453	2	289–307	CARDINAL
fsr-4009	454	1	clark	PERSON
fsr-4009	454	2	g. l.	PERSON
fsr-4009	454	3	k.	PERSON
fsr-4009	454	4	2012	DATE
fsr-4009	456	1	oxford university	ORG
fsr-4009	456	2	k.	PERSON
fsr-4009	456	3	grabka	PERSON
fsr-4009	456	4	m. m., & sierminska	PERSON
fsr-4009	456	5	e.	PERSON
fsr-4009	456	6	2022	CARDINAL
fsr-4009	458	1	european journal	ORG
fsr-4009	458	2	38(4	CARDINAL
fsr-4009	458	3	755-810	CARDINAL
fsr-4009	459	1	dietz	PERSON
fsr-4009	459	2	b. e.	PERSON
fsr-4009	459	3	carrozza	GPE
fsr-4009	459	4	m., & ritchey	ORG
fsr-4009	459	5	2003	DATE
fsr-4009	461	1	15(4	DATE
fsr-4009	462	1	https://doi.org/10.1300/j074v15n04_07 dwyer	PERSON
fsr-4009	462	2	d.	NORP
fsr-4009	462	3	gilkeson	GPE
fsr-4009	462	4	j. h., &	ORG
fsr-4009	462	5	j. a.	PERSON
fsr-4009	462	6	2002	DATE
fsr-4009	464	1	76(2	CARDINAL
fsr-4009	464	2	151–158	CARDINAL
fsr-4009	464	3	https://doi.org/10.1016/s01651765(02)00045-9 feng	PERSON
fsr-4009	464	4	j.	PERSON
fsr-4009	464	5	moulang	PERSON
fsr-4009	464	6	c., whiteside	GPE
fsr-4009	464	7	n., & strydom	ORG
fsr-4009	464	8	m.	PERSON
fsr-4009	464	9	2019	DATE
fsr-4009	465	1	australian	NORP
fsr-4009	466	1	feminist economics	ORG
fsr-4009	466	2	145	CARDINAL
fsr-4009	466	3	fisher	ORG
fsr-4009	466	4	c., & lown	ORG
fsr-4009	466	5	j. (	ORG
fsr-4009	466	6	2015	CARDINAL
fsr-4009	468	1	24(1	CARDINAL
fsr-4009	468	2	1–13	CARDINAL
fsr-4009	469	1	gibson	PERSON
fsr-4009	469	2	r. j.	PERSON
fsr-4009	469	3	d., & van de venter	ORG
fsr-4009	469	4	g.	PERSON
fsr-4009	469	5	2013	DATE
fsr-4009	472	1	graham	PERSON
fsr-4009	472	2	j. f.	PERSON
fsr-4009	472	3	stendardi	ORG
fsr-4009	472	4	e. j.	PERSON
fsr-4009	472	5	myers	GPE
fsr-4009	472	6	j. k., & graham	PERSON
fsr-4009	472	7	m. j.	PERSON
fsr-4009	472	8	2002	DATE
fsr-4009	474	1	the international journal of bank	ORG
fsr-4009	474	2	20(1	CARDINAL
fsr-4009	474	3	17–26	DATE
fsr-4009	476	1	s.	PERSON
fsr-4009	476	2	a.	PERSON
fsr-4009	476	3	sumiati	GPE
fsr-4009	476	4	s., & djazuli	ORG
fsr-4009	476	5	a.	PERSON
fsr-4009	476	6	2022	CARDINAL
fsr-4009	477	1	indonesia	GPE
fsr-4009	478	1	international journal of financial studies	ORG
fsr-4009	478	2	10(3	CARDINAL
fsr-4009	478	3	66	CARDINAL
fsr-4009	479	1	https://doi.org/10.3390/ijfs10030066 hsu	PERSON
fsr-4009	479	2	j. w.	PERSON
fsr-4009	479	3	2016	DATE
fsr-4009	481	1	1036–1067	CARDINAL
fsr-4009	482	1	huang	PERSON
fsr-4009	482	2	j.	PERSON
fsr-4009	482	3	2019	DATE
fsr-4009	484	1	23(2	CARDINAL
fsr-4009	484	2	4560	DATE
fsr-4009	485	1	https://doi.org/xxxx huston	PERSON
fsr-4009	485	2	s. j.	PERSON
fsr-4009	485	3	2010	DATE
fsr-4009	487	1	296-316	CARDINAL
fsr-4009	488	1	j. m., & rastogi	PERSON
fsr-4009	488	2	s.	PERSON
fsr-4009	488	3	2020	DATE
fsr-4009	490	1	12(4	CARDINAL
fsr-4009	490	2	485–504	CARDINAL
fsr-4009	491	1	lee	PERSON
fsr-4009	491	2	f.	PERSON
fsr-4009	491	3	2015	CARDINAL
fsr-4009	493	1	34(4	CARDINAL
fsr-4009	493	2	465–483	CARDINAL
fsr-4009	494	1	649	CARDINAL
fsr-4009	494	2	c., & hira	ORG
fsr-4009	494	3	t. k.	PERSON
fsr-4009	494	4	2006	DATE
fsr-4009	496	1	15(1	CARDINAL
fsr-4009	496	2	21–34	CARDINAL
fsr-4009	497	1	lusardi, a., & mitchell	ORG
fsr-4009	497	2	o. s.	PERSON
fsr-4009	497	3	2011	DATE
fsr-4009	498	1	the united states	GPE
fsr-4009	500	1	33(2	CARDINAL
fsr-4009	500	2	164	CARDINAL
fsr-4009	500	3	509–525	CARDINAL
fsr-4009	501	1	https://doi.org/10.1017/s147474721100 045x maklakov	TIME
fsr-4009	501	2	a. a.	PERSON
fsr-4009	501	3	2013	DATE
fsr-4009	503	1	bioessays	DATE
fsr-4009	503	2	35(8	DATE
fsr-4009	503	3	717	CARDINAL
fsr-4009	504	1	malone	ORG
fsr-4009	504	2	stewart	PERSON
fsr-4009	504	3	s. d.	PERSON
fsr-4009	504	4	wilson	GPE
fsr-4009	504	5	j., & korsching	ORG
fsr-4009	504	6	p. f.	PERSON
fsr-4009	505	1	2010	DATE
fsr-4009	506	1	american	NORP
fsr-4009	507	1	31(1	CARDINAL
fsr-4009	507	2	63	CARDINAL
fsr-4009	507	3	81	CARDINAL
fsr-4009	508	1	https://doi.org/10.1007/s10834-0099176-5 mitchell	PERSON
fsr-4009	508	2	o. s.	PERSON
fsr-4009	508	3	a.	PERSON
fsr-4009	508	4	2022	CARDINAL
fsr-4009	509	1	older ages	DATE
fsr-4009	509	2	wharton pension research council	ORG
fsr-4009	509	3	2022-01	CARDINAL
fsr-4009	510	1	https://doi.org/10.2139/ssrn.4006687 nguyen	PERSON
fsr-4009	510	2	t. m. l. (	PERSON
fsr-4009	510	3	2015	DATE
fsr-4009	511	1	queensland university of technology	ORG
fsr-4009	512	1	queensland university of technology	ORG
fsr-4009	513	1	niessen-ruenzi	ORG
fsr-4009	513	2	a., & schneider	ORG
fsr-4009	513	3	2019	DATE
fsr-4009	514	1	germany	GPE
fsr-4009	514	2	3455189	DATE
fsr-4009	515	1	https://doi.org/10.2139/ssrn.3455189	NORP
fsr-4009	515	2	oaxaca	GPE
fsr-4009	515	3	r. l.	PERSON
fsr-4009	515	4	m. r.	PERSON
fsr-4009	515	5	1994	DATE
fsr-4009	517	1	econometrics	ORG
fsr-4009	517	2	61(1	CARDINAL
fsr-4009	517	3	5–21	CARDINAL
fsr-4009	518	1	pandey, s., & pandey	PERSON
fsr-4009	518	2	i.	PERSON
fsr-4009	518	3	2024	CARDINAL
fsr-4009	520	1	17(9	CARDINAL
fsr-4009	520	2	410	CARDINAL
fsr-4009	521	1	https://doi.org/10.3390/jrfm17090410 pandey	PERSON
fsr-4009	521	2	i., & guillemette	ORG
fsr-4009	521	3	m.	PERSON
fsr-4009	521	4	2024	CARDINAL
fsr-4009	523	1	1–17	CARDINAL
fsr-4009	525	1	2361875	DATE
fsr-4009	525	2	preston	GPE
fsr-4009	525	3	a., & wright	ORG
fsr-4009	525	4	r. e.	PERSON
fsr-4009	525	5	2023	CARDINAL
fsr-4009	527	1	58–83	DATE
fsr-4009	527	2	reinhard	PERSON
fsr-4009	527	3	s. c.	PERSON
fsr-4009	527	4	feinberg	PERSON
fsr-4009	527	5	l., & choula	ORG
fsr-4009	527	6	r.	NORP
fsr-4009	527	7	2012	DATE
fsr-4009	529	1	aarp public policy institute	ORG
fsr-4009	530	1	e. m.	PERSON
fsr-4009	530	2	j. r., & grabka	PERSON
fsr-4009	530	3	m. m.	PERSON
fsr-4009	530	4	2010	DATE
fsr-4009	532	1	oxford	NORP
fsr-4009	532	2	62(4	CARDINAL
fsr-4009	532	3	669–690	CARDINAL
fsr-4009	533	1	https://doi.org/10.1093/oep/gpq007 spivey	PERSON
fsr-4009	533	2	2010	DATE
fsr-4009	536	1	48(2	DATE
fsr-4009	536	2	499	CARDINAL
fsr-4009	537	1	tomar	GPE
fsr-4009	537	2	s.	PERSON
fsr-4009	537	3	baker	PERSON
fsr-4009	537	4	h. k.	PERSON
fsr-4009	537	5	kumar	PERSON
fsr-4009	537	6	s., & hoffmann	ORG
fsr-4009	537	7	a. o. i.	PERSON
fsr-4009	537	8	2021	CARDINAL
fsr-4009	539	1	journal of business research	ORG
fsr-4009	539	2	133	CARDINAL
fsr-4009	539	3	432	CARDINAL
fsr-4009	540	1	.007	CARDINAL
fsr-4009	540	2	weller	ORG
fsr-4009	540	3	c. e.	PERSON
fsr-4009	540	4	m. e.	PERSON
fsr-4009	540	5	2017	CARDINAL
fsr-4009	543	1	4(4	CARDINAL
fsr-4009	543	2	69	CARDINAL
fsr-4009	544	1	https://doi.org/10.3905/jor.2017.4.4.069 weller	ORG
fsr-4009	544	2	c. e.	PERSON
fsr-4009	544	3	m. e.	PERSON
fsr-4009	544	4	2018	DATE
fsr-4009	546	1	6(2	CARDINAL
fsr-4009	546	2	61–73	CARDINAL
fsr-4009	547	1	https://doi.org/10.3905/jor.2018.6.2.061 zhao	PERSON
fsr-4009	547	2	r., & zhao	PERSON
fsr-4009	547	3	2018	DATE
fsr-4009	548	1	china	GPE
fsr-4009	549	1	feminist economics	ORG
fsr-4009	549	2	218–239	CARDINAL
fsr-4009	549	3	1411601	CARDINAL
fsr-4009	550	1	https://doi.org/10.1007/s10834-009-9176-5 https://doi.org/10.1007/s10834-009-9176-5 https://doi.org/10.2139/ssrn.4006687 https://doi.org/10.2139/ssrn.3455189 https://doi.org/10.1016/0304-4076(94)90074-4 https://doi.org/10.1016/0304-4076(94)90074-4 https://doi.org/10.1080/15427560.2024.2361875 https://doi.org/10.1080/15427560.2024.2361875	PERSON
fsr-4009	551	1	https://www.aarp.org/content/dam/aarp/research/public_policy_institute/ltc/2012/spotlight-12-aarp-ppi-ltc.pdf https://www.aarp.org/content/dam/aarp/research/public_policy_institute/ltc/2012/spotlight-12-aarp-ppi-ltc.pdf https://www.aarp.org/content/dam/aarp/research/public_policy_institute/ltc/2012/spotlight-12-aarp-ppi-ltc.pdf https://doi.org/10.1093/oep/gpq007	PERSON