id	sid	eid	entity	type
fsr-4094	1	1	33(2	CARDINAL
fsr-4094	1	2	124	CARDINAL
fsr-4094	1	3	gary curnutt1	PERSON
fsr-4094	1	4	david smith2	PERSON
fsr-4094	2	1	recent years	DATE
fsr-4094	3	1	payday	DATE
fsr-4094	5	1	2023	CARDINAL
fsr-4094	7	1	4.0	CARDINAL
fsr-4094	8	1	g., & smith	ORG
fsr-4094	8	2	2025	DATE
fsr-4094	10	1	33(2	DATE
fsr-4094	10	2	124	CARDINAL
fsr-4094	11	1	the united states	GPE
fsr-4094	11	2	2011	DATE
fsr-4094	11	3	2021	CARDINAL
fsr-4094	11	4	2021	CARDINAL
fsr-4094	12	1	91.8%	PERCENT
fsr-4094	12	2	95.5%	PERCENT
fsr-4094	14	1	2023	CARDINAL
fsr-4094	15	1	1	CARDINAL
fsr-4094	15	2	western carolina university	ORG
fsr-4094	15	3	nc	GPE
fsr-4094	15	4	2	CARDINAL
fsr-4094	16	1	western carolina university	ORG
fsr-4094	16	2	nc	GPE
fsr-4094	16	3	2016	CARDINAL
fsr-4094	17	1	almost 5%	PERCENT
fsr-4094	17	2	u.s.	GPE
fsr-4094	18	1	recent years	DATE
fsr-4094	18	2	barcellos & zamarro	ORG
fsr-4094	18	3	2021	CARDINAL
fsr-4094	18	4	birkenmaier & fu	ORG
fsr-4094	18	5	2023	CARDINAL
fsr-4094	18	6	2024	DATE
fsr-4094	19	1	payday	DATE
fsr-4094	19	2	2016	CARDINAL
fsr-4094	20	1	https://creativecommons.org/licenses/by-nc/4.0/	ORG
fsr-4094	20	2	smith 125	ORG
fsr-4094	20	3	2022	CARDINAL
fsr-4094	21	1	2014	DATE
fsr-4094	22	1	two	CARDINAL
fsr-4094	23	1	almeida & gonçalves	ORG
fsr-4094	23	2	2023	CARDINAL
fsr-4094	24	1	2023	CARDINAL
fsr-4094	25	1	$1.5 trillion	MONEY
fsr-4094	25	2	over 14,000	CARDINAL
fsr-4094	25	3	over 1,000	CARDINAL
fsr-4094	25	4	2024	DATE
fsr-4094	30	1	.1% to .5%	PERCENT
fsr-4094	31	1	2020	DATE
fsr-4094	32	1	1%	PERCENT
fsr-4094	32	2	2023	CARDINAL
fsr-4094	33	1	2022	CARDINAL
fsr-4094	41	1	kim et al.	PERSON
fsr-4094	41	2	2023	CARDINAL
fsr-4094	43	1	first	ORDINAL
fsr-4094	43	2	2024	DATE
fsr-4094	47	1	second	ORDINAL
fsr-4094	47	2	2024	DATE
fsr-4094	48	1	third	ORDINAL
fsr-4094	49	1	fourth	ORDINAL
fsr-4094	50	1	33(2	CARDINAL
fsr-4094	50	2	126	CARDINAL
fsr-4094	50	3	2022	CARDINAL
fsr-4094	51	1	amazon	ORG
fsr-4094	52	1	amazon	ORG
fsr-4094	53	1	amazon	ORG
fsr-4094	53	2	mastercard	ORG
fsr-4094	53	3	2024	DATE
fsr-4094	56	1	u.s.	GPE
fsr-4094	60	1	one	CARDINAL
fsr-4094	60	2	2022	CARDINAL
fsr-4094	62	1	sokol-hessner & rutledge	ORG
fsr-4094	62	2	2018	DATE
fsr-4094	64	1	2021	CARDINAL
fsr-4094	66	1	2021	CARDINAL
fsr-4094	68	1	one	CARDINAL
fsr-4094	69	1	thirty	CARDINAL
fsr-4094	69	2	daily	DATE
fsr-4094	69	3	lee & jeong	ORG
fsr-4094	69	4	2023	CARDINAL
fsr-4094	71	1	lee & jeong	ORG
fsr-4094	71	2	2023	CARDINAL
fsr-4094	73	1	al.	GPE
fsr-4094	73	2	2020	DATE
fsr-4094	77	1	shaffer et al.	PERSON
fsr-4094	77	2	2018	DATE
fsr-4094	80	1	2021	CARDINAL
fsr-4094	81	1	three	CARDINAL
fsr-4094	81	2	2008	DATE
fsr-4094	81	3	lusardi & mitchell	ORG
fsr-4094	81	4	2014	DATE
fsr-4094	81	5	smith 127	ORG
fsr-4094	81	6	2021	CARDINAL
fsr-4094	83	1	kumari	ORG
fsr-4094	83	2	2020	DATE
fsr-4094	85	1	baur & dimpfl	ORG
fsr-4094	85	2	2021	CARDINAL
fsr-4094	86	1	liu et al.	PERSON
fsr-4094	86	2	2022	CARDINAL
fsr-4094	88	1	omanovic & zaimovic	ORG
fsr-4094	88	2	2024	DATE
fsr-4094	90	1	three	CARDINAL
fsr-4094	90	2	three	CARDINAL
fsr-4094	91	1	eun & grable	ORG
fsr-4094	91	2	2024	DATE
fsr-4094	92	1	2014	DATE
fsr-4094	95	1	almansour et al	PERSON
fsr-4094	95	2	2023	CARDINAL
fsr-4094	96	1	2021	CARDINAL
fsr-4094	97	1	first	ORDINAL
fsr-4094	98	1	afs	ORG
fsr-4094	100	1	first	ORDINAL
fsr-4094	101	1	the day or night	DATE
fsr-4094	102	1	second	ORDINAL
fsr-4094	103	1	zero	CARDINAL
fsr-4094	104	1	third	ORDINAL
fsr-4094	105	1	next week	DATE
fsr-4094	105	2	payday	DATE
fsr-4094	109	1	carmona	PERSON
fsr-4094	109	2	2022	CARDINAL
fsr-4094	114	1	33(2	CARDINAL
fsr-4094	114	2	128	CARDINAL
fsr-4094	115	1	2024	DATE
fsr-4094	117	1	2022	CARDINAL
fsr-4094	118	1	the federal reserve board	ORG
fsr-4094	118	2	u.s.	GPE
fsr-4094	119	1	2022	CARDINAL
fsr-4094	122	1	2022	CARDINAL
fsr-4094	122	2	11,667	CARDINAL
fsr-4094	122	3	9,326	CARDINAL
fsr-4094	123	1	1	CARDINAL
fsr-4094	123	2	five	CARDINAL
fsr-4094	124	1	two	CARDINAL
fsr-4094	125	1	four-year	DATE
fsr-4094	126	1	1	CARDINAL
fsr-4094	127	1	2022	CARDINAL
fsr-4094	127	2	2022	CARDINAL
fsr-4094	127	3	0.4892 0.0046	MONEY
fsr-4094	127	4	0.5771 0.0045 0.6047	QUANTITY
fsr-4094	128	1	0.6908 0.0042	MONEY
fsr-4094	128	2	four-year	DATE
fsr-4094	128	3	0.4304 0.0045	MONEY
fsr-4094	128	4	age 51.9671	DATE
fsr-4094	128	5	11,667	CARDINAL
fsr-4094	128	6	9,326	CARDINAL
fsr-4094	130	1	two	CARDINAL
fsr-4094	131	1	5%	PERCENT
fsr-4094	132	1	1%	PERCENT
fsr-4094	134	1	11,667	CARDINAL
fsr-4094	136	1	1,841	CARDINAL
fsr-4094	137	1	500	CARDINAL
fsr-4094	138	1	9,326	CARDINAL
fsr-4094	139	1	2	CARDINAL
fsr-4094	140	1	only about 8.7%	PERCENT
fsr-4094	140	2	811	CARDINAL
fsr-4094	141	1	about 1.4%	PERCENT
fsr-4094	141	2	129	CARDINAL
fsr-4094	141	3	about 1.3%	PERCENT
fsr-4094	141	4	118	CARDINAL
fsr-4094	143	1	about 96.6%	PERCENT
fsr-4094	145	1	about 7.7%	PERCENT
fsr-4094	146	1	smith 129	ORG
fsr-4094	146	2	about 5%	PERCENT
fsr-4094	147	1	about 2.2%	PERCENT
fsr-4094	147	2	payday	DATE
fsr-4094	147	3	about 1.6%	PERCENT
fsr-4094	147	4	about 0.8%	PERCENT
fsr-4094	147	5	about 9.6%	PERCENT
fsr-4094	149	1	2	CARDINAL
fsr-4094	149	2	0.0138 0.0012	CARDINAL
fsr-4094	149	3	0.0127 0.0012	CARDINAL
fsr-4094	149	4	0.9661 0.0019	CARDINAL
fsr-4094	149	5	0.0772 0.0028	CARDINAL
fsr-4094	149	6	0.0023	MONEY
fsr-4094	149	7	payday	DATE
fsr-4094	149	8	0.0216 0.0015	CARDINAL
fsr-4094	149	9	0.0157 0.0013	CARDINAL
fsr-4094	149	10	0.0080 0.0009	CARDINAL
fsr-4094	150	1	0	CARDINAL
fsr-4094	150	2	0.1629 0.0038 1	MONEY
fsr-4094	150	3	0.0240 0.0015	CARDINAL
fsr-4094	150	4	non-hispanic	NORP
fsr-4094	150	5	non-hispanic	NORP
fsr-4094	150	6	non-hispanic	NORP
fsr-4094	150	7	0.0455 0.0022	MONEY
fsr-4094	150	8	0.1189 0.0033	ORG
fsr-4094	150	9	two	CARDINAL
fsr-4094	150	10	non-hispanic	NORP
fsr-4094	150	11	0.4701 0.0052	MONEY
fsr-4094	150	12	0.6048 0.0051	CARDINAL
fsr-4094	150	13	33(2	CARDINAL
fsr-4094	150	14	130	CARDINAL
fsr-4094	150	15	0.0051 $50,000 $	MONEY
fsr-4094	150	16	99,999	MONEY
fsr-4094	150	17	249,999	MONEY
fsr-4094	150	18	499,999	MONEY
fsr-4094	150	19	0.1050 0.0032 $500,000 $	MONEY
fsr-4094	150	20	999,999	MONEY
fsr-4094	150	21	1,000,000	MONEY
fsr-4094	151	1	0.0272 0.0017	CARDINAL
fsr-4094	151	2	0.0454 0.0022	CARDINAL
fsr-4094	151	3	0.1067 0.0032	QUANTITY
fsr-4094	151	4	0.5856 0.0051	CARDINAL
fsr-4094	151	5	0.0390 0.0019	QUANTITY
fsr-4094	151	6	0.0039	MONEY
fsr-4094	151	7	0.0047	MONEY
fsr-4094	151	8	0.7596 0.0044	MONEY
fsr-4094	151	9	0.6262 0.0050	MONEY
fsr-4094	151	10	0.1771	MONEY
fsr-4094	151	11	9,326	CARDINAL
fsr-4094	152	1	2022	CARDINAL
fsr-4094	154	1	the previous twelve months	DATE
fsr-4094	155	1	first	ORDINAL
fsr-4094	155	2	the past year	DATE
fsr-4094	157	1	1	CARDINAL
fsr-4094	157	2	0	CARDINAL
fsr-4094	158	1	second	ORDINAL
fsr-4094	158	2	the past year	DATE
fsr-4094	159	1	1	CARDINAL
fsr-4094	159	2	0	CARDINAL
fsr-4094	160	1	the past year	DATE
fsr-4094	162	1	1	CARDINAL
fsr-4094	162	2	0	CARDINAL
fsr-4094	163	1	curnutt	PERSON
fsr-4094	163	2	131	CARDINAL
fsr-4094	164	1	•	CARDINAL
fsr-4094	164	2	1	CARDINAL
fsr-4094	164	3	0	CARDINAL
fsr-4094	164	4	•	CARDINAL
fsr-4094	164	5	the past 12 months	DATE
fsr-4094	165	1	1	CARDINAL
fsr-4094	165	2	0	CARDINAL
fsr-4094	165	3	•	CARDINAL
fsr-4094	165	4	the past 12 months	DATE
fsr-4094	166	1	1	CARDINAL
fsr-4094	166	2	0	CARDINAL
fsr-4094	166	3	•	CARDINAL
fsr-4094	167	1	bk2_c	PERSON
fsr-4094	167	2	the past 12 months	DATE
fsr-4094	167	3	payday	DATE
fsr-4094	167	4	payday	DATE
fsr-4094	168	1	1	CARDINAL
fsr-4094	168	2	0	CARDINAL
fsr-4094	168	3	•	CARDINAL
fsr-4094	169	1	the past 12 months	DATE
fsr-4094	170	1	1	CARDINAL
fsr-4094	170	2	0	CARDINAL
fsr-4094	170	3	•	CARDINAL
fsr-4094	171	1	the past 12 months	DATE
fsr-4094	172	1	1	CARDINAL
fsr-4094	172	2	0	CARDINAL
fsr-4094	172	3	•	CARDINAL
fsr-4094	172	4	the past 12 months	DATE
fsr-4094	173	1	1	CARDINAL
fsr-4094	173	2	0	CARDINAL
fsr-4094	173	3	•	CARDINAL
fsr-4094	174	1	0 to 10	CARDINAL
fsr-4094	175	1	zero	CARDINAL
fsr-4094	175	2	ten	CARDINAL
fsr-4094	175	3	zero	CARDINAL
fsr-4094	175	4	ten	CARDINAL
fsr-4094	176	1	•	CARDINAL
fsr-4094	178	1	1	CARDINAL
fsr-4094	178	2	non-hispanic	NORP
fsr-4094	178	3	2	CARDINAL
fsr-4094	178	4	non-hispanic	NORP
fsr-4094	178	5	3	CARDINAL
fsr-4094	178	6	non-hispanic	NORP
fsr-4094	178	7	4	CARDINAL
fsr-4094	178	8	hispanic	NORP
fsr-4094	178	9	5	CARDINAL
fsr-4094	178	10	2+	DATE
fsr-4094	178	11	non-hispanic	NORP
fsr-4094	179	1	•	CARDINAL
fsr-4094	180	1	1	CARDINAL
fsr-4094	180	2	2	CARDINAL
fsr-4094	181	1	1	CARDINAL
fsr-4094	182	1	•	CARDINAL
fsr-4094	182	2	ppmarit5	WORK_OF_ART
fsr-4094	182	3	1 to 5	CARDINAL
fsr-4094	183	1	1	CARDINAL
fsr-4094	183	2	2	CARDINAL
fsr-4094	183	3	3	CARDINAL
fsr-4094	183	4	4	CARDINAL
fsr-4094	183	5	5	CARDINAL
fsr-4094	184	1	2	CARDINAL
fsr-4094	184	2	3	DATE
fsr-4094	184	3	4	DATE
fsr-4094	184	4	5	CARDINAL
fsr-4094	185	1	0	CARDINAL
fsr-4094	185	2	1	CARDINAL
fsr-4094	186	1	•	CARDINAL
fsr-4094	186	2	1	CARDINAL
fsr-4094	187	1	1	CARDINAL
fsr-4094	187	2	less than $50,000	MONEY
fsr-4094	187	3	2	CARDINAL
fsr-4094	187	4	$50,000 to $99,999	MONEY
fsr-4094	187	5	3	CARDINAL
fsr-4094	187	6	$100,000 to $249,999	MONEY
fsr-4094	187	7	4	CARDINAL
fsr-4094	187	8	250,000	MONEY
fsr-4094	187	9	499,999	MONEY
fsr-4094	187	10	5	CARDINAL
fsr-4094	187	11	500,000	MONEY
fsr-4094	187	12	999,999	MONEY
fsr-4094	187	13	6	CARDINAL
fsr-4094	187	14	1,000,000	MONEY
fsr-4094	187	15	7	CARDINAL
fsr-4094	188	1	33(2	CARDINAL
fsr-4094	189	1	132	CARDINAL
fsr-4094	189	2	7	CARDINAL
fsr-4094	190	1	•	CARDINAL
fsr-4094	190	2	ppfs1482	PERSON
fsr-4094	190	3	1 to 6	CARDINAL
fsr-4094	191	1	1	CARDINAL
fsr-4094	191	2	2	CARDINAL
fsr-4094	191	3	3	CARDINAL
fsr-4094	191	4	4	CARDINAL
fsr-4094	191	5	5	CARDINAL
fsr-4094	191	6	6	CARDINAL
fsr-4094	192	1	6	CARDINAL
fsr-4094	193	1	•	CARDINAL
fsr-4094	194	1	1	CARDINAL
fsr-4094	194	2	2	CARDINAL
fsr-4094	194	3	3	CARDINAL
fsr-4094	194	4	4	CARDINAL
fsr-4094	195	1	•	CARDINAL
fsr-4094	196	1	1	CARDINAL
fsr-4094	196	2	0	CARDINAL
fsr-4094	197	1	three	CARDINAL
fsr-4094	200	1	1	CARDINAL
fsr-4094	200	2	2	CARDINAL
fsr-4094	201	1	fl4	ORG
fsr-4094	201	2	1%	PERCENT
fsr-4094	201	3	2%	PERCENT
fsr-4094	202	1	1 year	DATE
fsr-4094	203	1	1	CARDINAL
fsr-4094	203	2	2	CARDINAL
fsr-4094	203	3	3	CARDINAL
fsr-4094	203	4	today	DATE
fsr-4094	204	1	fl5	ORG
fsr-4094	204	2	100	MONEY
fsr-4094	204	3	2%	PERCENT
fsr-4094	205	1	5 years	DATE
fsr-4094	206	1	1	CARDINAL
fsr-4094	206	2	more than $102	MONEY
fsr-4094	206	3	2	CARDINAL
fsr-4094	206	4	102	MONEY
fsr-4094	206	5	3	CARDINAL
fsr-4094	206	6	less than $102	MONEY
fsr-4094	207	1	three	CARDINAL
fsr-4094	207	2	fl2	NORP
fsr-4094	207	3	fl4	ORG
fsr-4094	207	4	fl5	ORG
fsr-4094	208	1	0	CARDINAL
fsr-4094	208	2	0	CARDINAL
fsr-4094	208	3	7.14%	PERCENT
fsr-4094	208	4	1	CARDINAL
fsr-4094	208	5	1	CARDINAL
fsr-4094	208	6	13.27%	PERCENT
fsr-4094	208	7	2	CARDINAL
fsr-4094	208	8	2	CARDINAL
fsr-4094	208	9	26.3%	PERCENT
fsr-4094	208	10	3	CARDINAL
fsr-4094	208	11	three	CARDINAL
fsr-4094	208	12	53.28%	PERCENT
fsr-4094	210	1	1	CARDINAL
fsr-4094	210	2	2	CARDINAL
fsr-4094	210	3	3	CARDINAL
fsr-4094	211	1	1	CARDINAL
fsr-4094	211	2	1	CARDINAL
fsr-4094	211	3	0	CARDINAL
fsr-4094	214	1	three	CARDINAL
fsr-4094	214	2	three	CARDINAL
fsr-4094	215	1	𝑃𝑖	PERSON
fsr-4094	215	2	1.1	CARDINAL
fsr-4094	216	1	1.2	CARDINAL
fsr-4094	216	2	1.3	CARDINAL
fsr-4094	216	3	1	CARDINAL
fsr-4094	216	4	0	CARDINAL
fsr-4094	216	5	1 if 𝑃𝑖	TIME
fsr-4094	217	1	1	CARDINAL
fsr-4094	217	2	0 0	DATE
fsr-4094	217	3	133	CARDINAL
fsr-4094	217	4	𝑅𝑖	ORG
fsr-4094	217	5	seven	CARDINAL
fsr-4094	218	1	payday	DATE
fsr-4094	220	1	1.1	CARDINAL
fsr-4094	222	1	1.2	CARDINAL
fsr-4094	224	1	1.3	CARDINAL
fsr-4094	228	1	3	CARDINAL
fsr-4094	230	1	the last 12 months	DATE
fsr-4094	230	2	2.68 percent	PERCENT
fsr-4094	231	1	3.33 percent	PERCENT
fsr-4094	231	2	payday	DATE
fsr-4094	231	3	the last 12 months	DATE
fsr-4094	232	1	4.2 percent	PERCENT
fsr-4094	232	2	the last 12 months	DATE
fsr-4094	233	1	3.82 percent	PERCENT
fsr-4094	233	2	the last 12 months	DATE
fsr-4094	236	1	2	CARDINAL
fsr-4094	236	2	0.0436	MONEY
fsr-4094	236	3	0	CARDINAL
fsr-4094	237	1	3	CARDINAL
fsr-4094	237	2	0.0258	GPE
fsr-4094	237	3	0.0315	ORG
fsr-4094	239	1	5	CARDINAL
fsr-4094	239	2	0.0422	CARDINAL
fsr-4094	240	1	6	CARDINAL
fsr-4094	240	2	0.0704	MONEY
fsr-4094	241	1	7	CARDINAL
fsr-4094	241	2	0.1016	CARDINAL
fsr-4094	242	1	8	CARDINAL
fsr-4094	242	2	0.1244	CARDINAL
fsr-4094	243	1	9	CARDINAL
fsr-4094	244	1	9	CARDINAL
fsr-4094	244	2	0.167	CARDINAL
fsr-4094	245	1	10	CARDINAL
fsr-4094	245	2	0.1221	CARDINAL
fsr-4094	246	1	1.2	CARDINAL
fsr-4094	246	2	33(2	CARDINAL
fsr-4094	246	3	134 12 months	DATE
fsr-4094	247	1	the last 12 months	DATE
fsr-4094	247	2	0.9 percent	PERCENT
fsr-4094	247	3	the last 12 months	DATE
fsr-4094	248	1	1.21 percent	PERCENT
fsr-4094	249	1	1.32 percent	PERCENT
fsr-4094	250	1	1.48 percent	PERCENT
fsr-4094	252	1	6	CARDINAL
fsr-4094	252	2	8	DATE
fsr-4094	252	3	10	CARDINAL
fsr-4094	252	4	the last 12 months	DATE
fsr-4094	252	5	1.16 percent	PERCENT
fsr-4094	252	6	2.02 percent	PERCENT
fsr-4094	252	7	3.93 percent	PERCENT
fsr-4094	253	1	hispanic	NORP
fsr-4094	253	2	0.9 percent	PERCENT
fsr-4094	253	3	the last 12 months	DATE
fsr-4094	254	1	1.18	CARDINAL
fsr-4094	255	1	between $50,000 and $99,000	MONEY
fsr-4094	255	2	1.05 percent	PERCENT
fsr-4094	255	3	less than $50,000	MONEY
fsr-4094	256	1	0.01 percent	PERCENT
fsr-4094	256	2	0.81 percent	PERCENT
fsr-4094	257	1	1.3	CARDINAL
fsr-4094	257	2	the last 12 months	DATE
fsr-4094	258	1	0.62	CARDINAL
fsr-4094	258	2	the last 12 months	DATE
fsr-4094	259	1	0.86 percent	PERCENT
fsr-4094	260	1	0.92 percent	PERCENT
fsr-4094	260	2	payday	DATE
fsr-4094	261	1	2.24 percent	PERCENT
fsr-4094	262	1	0.66 percent	PERCENT
fsr-4094	263	1	1.3	CARDINAL
fsr-4094	264	1	1,5,8	CARDINAL
fsr-4094	264	2	10	CARDINAL
fsr-4094	264	3	1.19 percent	PERCENT
fsr-4094	264	4	0.78 percent	PERCENT
fsr-4094	264	5	1.72 percent	PERCENT
fsr-4094	264	6	5.05 percent	PERCENT
fsr-4094	266	1	non-hispanic	NORP
fsr-4094	266	2	1.7 percent	PERCENT
fsr-4094	267	1	non-hispanic	NORP
fsr-4094	267	2	1.61 percent	PERCENT
fsr-4094	268	1	hispanic	NORP
fsr-4094	268	2	0.63 percent	PERCENT
fsr-4094	268	3	non-hispanic	NORP
fsr-4094	269	1	the last 12 months	DATE
fsr-4094	270	1	2.14 percent	PERCENT
fsr-4094	271	1	1.89 percent	PERCENT
fsr-4094	272	1	three	CARDINAL
fsr-4094	272	2	0.98 percent	PERCENT
fsr-4094	273	1	33(2	CARDINAL
fsr-4094	273	2	135	CARDINAL
fsr-4094	273	3	3	CARDINAL
fsr-4094	273	4	three	CARDINAL
fsr-4094	273	5	1.1	CARDINAL
fsr-4094	273	6	1.2	CARDINAL
fsr-4094	273	7	1.3	CARDINAL
fsr-4094	273	8	0.0244	MONEY
fsr-4094	273	9	0.0065	CARDINAL
fsr-4094	273	10	0.0051	CARDINAL
fsr-4094	273	11	0.0268	CARDINAL
fsr-4094	273	12	0.0123 0.009	CARDINAL
fsr-4094	273	13	0.0040 0.0062	CARDINAL
fsr-4094	273	14	0.0036	CARDINAL
fsr-4094	273	15	0.0182	CARDINAL
fsr-4094	274	1	0.0121	MONEY
fsr-4094	274	2	0.0043 0.0086	CARDINAL
fsr-4094	274	3	0.0041	CARDINAL
fsr-4094	274	4	payday	DATE
fsr-4094	274	5	0.0334	CARDINAL
fsr-4094	274	6	0.0053	CARDINAL
fsr-4094	274	7	0.042	CARDINAL
fsr-4094	275	1	0.0060	CARDINAL
fsr-4094	276	1	0.0055	CARDINAL
fsr-4094	276	2	0.0148	MONEY
fsr-4094	276	3	0.0039	CARDINAL
fsr-4094	276	4	0	CARDINAL
fsr-4094	276	5	1 0.0217	CARDINAL
fsr-4094	276	6	0.0064	CARDINAL
fsr-4094	276	7	0.0120	CARDINAL
fsr-4094	277	1	0.0114	CARDINAL
fsr-4094	278	1	0.0422	CARDINAL
fsr-4094	278	2	0.0119 0.0116	CARDINAL
fsr-4094	278	3	0.0063	CARDINAL
fsr-4094	278	4	0.0136 0.0022 0.0046	QUANTITY
fsr-4094	278	5	0.0168	CARDINAL
fsr-4094	278	6	0.0084	CARDINAL
fsr-4094	278	7	0.0172	MONEY
fsr-4094	279	1	0.0081	CARDINAL
fsr-4094	279	2	0.167	CARDINAL
fsr-4094	279	3	0.0265 10	DATE
fsr-4094	279	4	0.0249	CARDINAL
fsr-4094	280	1	0.0167	CARDINAL
fsr-4094	280	2	non-hispanic	NORP
fsr-4094	280	3	non-hispanic	NORP
fsr-4094	280	4	0.017	CARDINAL
fsr-4094	280	5	0.0056	CARDINAL
fsr-4094	280	6	33(2	CARDINAL
fsr-4094	280	7	136	CARDINAL
fsr-4094	280	8	non-hispanic	NORP
fsr-4094	280	9	0.0080	CARDINAL
fsr-4094	280	10	0.009	MONEY
fsr-4094	280	11	0.0037	CARDINAL
fsr-4094	280	12	0.0051 0.0053 0.0068	QUANTITY
fsr-4094	281	1	0.0033	CARDINAL
fsr-4094	281	2	0.0029	CARDINAL
fsr-4094	281	3	0.0006 0.0070 -0.0046	PERCENT
fsr-4094	281	4	0.0033	CARDINAL
fsr-4094	281	5	0.0033	CARDINAL
fsr-4094	281	6	$50,000 $50,000 $	MONEY
fsr-4094	281	7	99,999	MONEY
fsr-4094	281	8	0.0058	CARDINAL
fsr-4094	281	9	0.0078 0.0054 $100,000 $	MONEY
fsr-4094	281	10	249,999	MONEY
fsr-4094	281	11	0.0054 $250,000 $	MONEY
fsr-4094	281	12	499,999	MONEY
fsr-4094	281	13	0.0013 0.0064 $500,000 $	MONEY
fsr-4094	281	14	999,999	MONEY
fsr-4094	282	1	0.0112	CARDINAL
fsr-4094	282	2	0.0110 $1,000,000	MONEY
fsr-4094	283	1	0.0272	CARDINAL
fsr-4094	283	2	0.0209	MONEY
fsr-4094	284	1	0.0105	CARDINAL
fsr-4094	284	2	0.0098	CARDINAL
fsr-4094	284	3	0.0054 0.0169	QUANTITY
fsr-4094	284	4	0.0103	CARDINAL
fsr-4094	284	5	0.0099	CARDINAL
fsr-4094	284	6	0.0432	CARDINAL
fsr-4094	284	7	0.0174	CARDINAL
fsr-4094	284	8	0.0109	CARDINAL
fsr-4094	285	1	0.0105	CARDINAL
fsr-4094	285	2	0.0448	CARDINAL
fsr-4094	285	3	0.0176	CARDINAL
fsr-4094	285	4	0.0109	CARDINAL
fsr-4094	285	5	0.0102	CARDINAL
fsr-4094	286	1	0.0053	MONEY
fsr-4094	286	2	0.0307 0.0215	MONEY
fsr-4094	286	3	0.0087	CARDINAL
fsr-4094	286	4	0.0038	CARDINAL
fsr-4094	286	5	0 (	PERCENT
fsr-4094	286	6	1 0.0014 0.0139	QUANTITY
fsr-4094	286	7	0.0054	CARDINAL
fsr-4094	286	8	0.0056 3	CARDINAL
fsr-4094	287	1	0.0055	CARDINAL
fsr-4094	287	2	0.0362	CARDINAL
fsr-4094	287	3	0.0098 0.0081	CARDINAL
fsr-4094	287	4	0.0001	CARDINAL
fsr-4094	287	5	smith 137 age -0.0023**	ORG
fsr-4094	287	6	0.0003 0.001	CARDINAL
fsr-4094	287	7	0.0043 0.0000 0.0001	CARDINAL
fsr-4094	287	8	9,326	CARDINAL
fsr-4094	287	9	2022	CARDINAL
fsr-4094	288	1	1%	PERCENT
fsr-4094	288	2	5%	PERCENT
fsr-4094	288	3	10%	PERCENT
fsr-4094	295	1	baur	PERSON
fsr-4094	295	2	2021	CARDINAL
fsr-4094	296	1	2015	DATE
fsr-4094	297	1	hispanic	NORP
fsr-4094	297	2	non-hispanic	NORP
fsr-4094	298	1	chatterjee	GPE
fsr-4094	298	2	yang	PERSON
fsr-4094	298	3	2025	DATE
fsr-4094	301	1	chatterjee	GPE
fsr-4094	301	2	yang	PERSON
fsr-4094	301	3	2025	DATE
fsr-4094	301	4	three	CARDINAL
fsr-4094	302	1	zhang et al	PERSON
fsr-4094	302	2	2025	DATE
fsr-4094	303	1	three	CARDINAL
fsr-4094	307	1	three	CARDINAL
fsr-4094	308	1	first	ORDINAL
fsr-4094	313	1	138	CARDINAL
fsr-4094	316	1	second	ORDINAL
fsr-4094	318	1	btc	ORG
fsr-4094	318	2	9/10/23	CARDINAL
fsr-4094	318	3	24,131	MONEY
fsr-4094	319	1	3/24/24	CARDINAL
fsr-4094	319	2	69,146	MONEY
fsr-4094	320	1	two	CARDINAL
fsr-4094	320	2	btc	ORG
fsr-4094	320	3	today	DATE
fsr-4094	320	4	49,000	MONEY
fsr-4094	324	1	third	ORDINAL
fsr-4094	326	1	btc	ORG
fsr-4094	329	1	btc	ORG
fsr-4094	330	1	two	CARDINAL
fsr-4094	339	1	payday	DATE
fsr-4094	345	1	smith 139 personalized financial education	ORG
fsr-4094	350	1	almansour	PERSON
fsr-4094	350	2	b. y.	PERSON
fsr-4094	350	3	s., & al-mansour	ORG
fsr-4094	350	4	a. y.	PERSON
fsr-4094	350	5	2023	CARDINAL
fsr-4094	352	1	economics & finance	ORG
fsr-4094	352	2	11(2	CARDINAL
fsr-4094	352	3	1–20. https://doi.org/10.1080/23322039.2023	DATE
fsr-4094	353	1	j., & gonçalves	ORG
fsr-4094	353	2	t. c.	GPE
fsr-4094	353	3	2023	CARDINAL
fsr-4094	355	1	16(1	CARDINAL
fsr-4094	355	2	1–25	CARDINAL
fsr-4094	356	1	https://doi.org/10.3390/jrfm16010003 barcellos	GPE
fsr-4094	356	2	s. h., & zamarro	ORG
fsr-4094	356	3	2021	CARDINAL
fsr-4094	358	1	journal of pension economics & finance	ORG
fsr-4094	358	2	468–481	DATE
fsr-4094	359	1	0052 birkenmaier	PERSON
fsr-4094	359	2	j., & fu	ORG
fsr-4094	359	3	q.	PERSON
fsr-4094	359	4	2023	CARDINAL
fsr-4094	361	1	27(1	CARDINAL
fsr-4094	361	2	33–59	CARDINAL
fsr-4094	363	1	d. g.	PERSON
fsr-4094	363	2	2021	CARDINAL
fsr-4094	365	1	61(5	CARDINAL
fsr-4094	365	2	2663–2683	CARDINAL
fsr-4094	366	1	2023	CARDINAL
fsr-4094	367	1	atms	PERSON
fsr-4094	368	1	berkeley	GPE
fsr-4094	369	1	carmona	PERSON
fsr-4094	369	2	2022	CARDINAL
fsr-4094	371	1	brookings	PERSON
fsr-4094	373	1	2016	CARDINAL
fsr-4094	374	1	payday, payday	DATE
fsr-4094	375	1	chatterjee	GPE
fsr-4094	375	2	s., & chang	ORG
fsr-4094	375	3	2025	DATE
fsr-4094	377	1	59(1	CARDINAL
fsr-4094	377	2	coingecko	PERSON
fsr-4094	378	1	2024	CARDINAL
fsr-4094	379	1	2024	CARDINAL
fsr-4094	381	1	2024	CARDINAL
fsr-4094	383	1	j.	PERSON
fsr-4094	383	2	b., & morgan	ORG
fsr-4094	383	3	2021	CARDINAL
fsr-4094	385	1	frb	ORG
fsr-4094	385	2	new york	GPE
fsr-4094	385	3	973	CARDINAL
fsr-4094	386	1	federal reserve bank	ORG
fsr-4094	386	2	new york	GPE
fsr-4094	388	1	abstract_id=3876646 eun	PERSON
fsr-4094	388	2	j. k.	PERSON
fsr-4094	388	3	j. e.	PERSON
fsr-4094	388	4	2024	CARDINAL
fsr-4094	390	1	12(11	DATE
fsr-4094	390	2	170	CARDINAL
fsr-4094	391	1	10.3390	CARDINAL
fsr-4094	394	1	https://www.brookings.edu/articles/debunking-the-narratives-about-cryptocurrency-and-financial-inclusion/ https://www.brookings.edu/articles/debunking-the-narratives-about-cryptocurrency-and-financial-inclusion/ https://www.brookings.edu/articles/debunking-the-narratives-about-cryptocurrency-and-financial-inclusion/ https://www.coingecko.com/research/publications/2024-q1-crypto-report https://www.coingecko.com/research/publications/2024-q1-crypto-report https://www.coingecko.com/research/publications/2024-q1-crypto-report	PERSON
fsr-4094	394	2	33(2	CARDINAL
fsr-4094	394	3	140	CARDINAL
fsr-4094	394	4	2024	CARDINAL
fsr-4094	396	1	48(1	CARDINAL
fsr-4094	396	2	1–15	CARDINAL
fsr-4094	397	1	2021	CARDINAL
fsr-4094	398	1	fdic national	ORG
fsr-4094	400	1	2022	CARDINAL
fsr-4094	403	1	shed.htm giudici	PERSON
fsr-4094	403	2	a., & vinogradov	ORG
fsr-4094	403	3	2020	DATE
fsr-4094	405	1	industrial and business economics	ORG
fsr-4094	405	2	47	DATE
fsr-4094	406	1	https://doi.org/10.1007/s40812-01900138-6 guillemette	PERSON
fsr-4094	406	2	m., & finke	ORG
fsr-4094	406	3	2014	DATE
fsr-4094	408	1	27(6	CARDINAL
fsr-4094	408	2	44	DATE
fsr-4094	410	1	s.	GPE
fsr-4094	410	2	schmid	GPE
fsr-4094	410	3	a.	PERSON
fsr-4094	410	4	2024	CARDINAL
fsr-4094	412	1	acm	ORG
fsr-4094	412	2	56(1	CARDINAL
fsr-4094	412	3	1–31	CARDINAL
fsr-4094	413	1	kim	PERSON
fsr-4094	413	2	k. t.	PERSON
fsr-4094	413	3	hanna	ORG
fsr-4094	413	4	s. d.	PERSON
fsr-4094	413	5	& lee	PERSON
fsr-4094	413	6	s. t.	PERSON
fsr-4094	413	7	2023	CARDINAL
fsr-4094	415	1	31(2/3	CARDINAL
fsr-4094	415	2	121–132	CARDINAL
fsr-4094	416	1	https://doi.org/10.61190/fsr.v31i2/3.353	GPE
fsr-4094	416	2	0 kumari	PERSON
fsr-4094	416	3	d. a. t.	PERSON
fsr-4094	416	4	2020	DATE
fsr-4094	417	1	sri lanka	GPE
fsr-4094	418	1	asian	NORP
fsr-4094	418	2	4(2	CARDINAL
fsr-4094	418	3	110–126	CARDINAL
fsr-4094	419	1	lee	PERSON
fsr-4094	419	2	k., & jeong	ORG
fsr-4094	419	3	2023	CARDINAL
fsr-4094	421	1	133	CARDINAL
fsr-4094	421	2	n/a. liu	ORG
fsr-4094	421	3	tsyvinski	GPE
fsr-4094	421	4	a., & wu	ORG
fsr-4094	421	5	x.	GPE
fsr-4094	421	6	2022	CARDINAL
fsr-4094	423	1	1133	CARDINAL
fsr-4094	423	2	1177	DATE
fsr-4094	424	1	lusardi	PERSON
fsr-4094	424	2	a., & mitchell	ORG
fsr-4094	424	3	o. s.	PERSON
fsr-4094	424	4	2014	DATE
fsr-4094	426	1	5–44	CARDINAL
fsr-4094	426	2	omane-adjepong	PERSON
fsr-4094	426	3	m.	GPE
fsr-4094	426	4	i. p.	PERSON
fsr-4094	426	5	a. g.	PERSON
fsr-4094	426	6	2021	CARDINAL
fsr-4094	428	1	economics & finance	ORG
fsr-4094	428	2	9(1	CARDINAL
fsr-4094	428	3	1–14	CARDINAL
fsr-4094	428	4	1933681	CARDINAL
fsr-4094	428	5	a., & zaimovic	ORG
fsr-4094	428	6	2024	CARDINAL
fsr-4094	429	1	covid-19	PERSON
fsr-4094	429	2	the ukraine war	EVENT
fsr-4094	430	1	borsa istanbul review	ORG
fsr-4094	430	2	24(6	DATE
fsr-4094	430	3	1381-1392	CARDINAL
fsr-4094	431	1	10.1016	CARDINAL
fsr-4094	431	2	s.	PERSON
fsr-4094	431	3	belhassine	GPE
fsr-4094	431	4	o., & kammoun	ORG
fsr-4094	431	5	a.	PERSON
fsr-4094	431	6	2021	CARDINAL
fsr-4094	433	1	47(2	CARDINAL
fsr-4094	433	2	266	CARDINAL
fsr-4094	434	1	10.1108	CARDINAL
fsr-4094	434	2	a. l.	PERSON
fsr-4094	434	3	2021	CARDINAL
fsr-4094	436	1	90	CARDINAL
fsr-4094	436	2	101656	DATE
fsr-4094	437	1	r. a.	PERSON
fsr-4094	438	1	2014	DATE
fsr-4094	440	1	https://doi.org/10.1111/ijcs.13002	CARDINAL
fsr-4094	441	1	https://doi.org/10.1016/j.socec.2020.101656	PRODUCT
fsr-4094	441	2	smith 141 roza	ORG
fsr-4094	441	3	t. h.	GPE
fsr-4094	441	4	kessler	ORG
fsr-4094	441	5	f. h. p.	PERSON
fsr-4094	441	6	& passos	ORG
fsr-4094	441	7	i. c.	PERSON
fsr-4094	441	8	2023	CARDINAL
fsr-4094	442	1	day	DATE
fsr-4094	444	1	https://doi.org/10.47626/22376089-2023-0623 shaffer	PERSON
fsr-4094	444	2	focella	PERSON
fsr-4094	444	3	e. s.	PERSON
fsr-4094	444	4	hathaway	PERSON
fsr-4094	444	5	scherer	ORG
fsr-4094	444	6	l. d.	PERSON
fsr-4094	444	7	b. j.	PERSON
fsr-4094	444	8	2018	DATE
fsr-4094	446	1	429–442	CARDINAL
fsr-4094	447	1	https://doi.org/10.1093/abm/kax008 sokol-hessner	PERSON
fsr-4094	447	2	& rutledge	GPE
fsr-4094	447	3	r. (	ORG
fsr-4094	447	4	2018	DATE
fsr-4094	449	1	american	NORP
fsr-4094	449	2	28(1	CARDINAL
fsr-4094	449	3	20–27	CARDINAL
fsr-4094	449	4	510	CARDINAL
fsr-4094	449	5	thampanya	GPE
fsr-4094	449	6	n.	PERSON
fsr-4094	449	7	wu	PERSON
fsr-4094	449	8	j., nasir	PERSON
fsr-4094	449	9	m. a.	PERSON
fsr-4094	449	10	& liu	PERSON
fsr-4094	449	11	2020	DATE
fsr-4094	451	1	journal of international financial markets	ORG
fsr-4094	451	2	65, 101193	DATE
fsr-4094	452	1	193	CARDINAL
fsr-4094	452	2	2022	CARDINAL
fsr-4094	455	1	2015	CARDINAL
fsr-4094	460	1	2025	DATE
fsr-4094	462	1	33(1	CARDINAL
fsr-4094	462	2	120–141	CARDINAL
fsr-4094	463	1	https://doi.org/10.47626/2237-6089-2023-0623 https://doi.org/10.47626/2237-6089-2023-0623 https://doi.org/10.1093/abm/kax008 https://doi.org/10.1177/0963721418806510	ORG
fsr-4094	463	2	33(2	CARDINAL
fsr-4094	463	3	142	CARDINAL
fsr-4094	464	1	the past year	DATE
fsr-4094	465	1	1	CARDINAL
fsr-4094	466	1	the past year	DATE
fsr-4094	467	1	1	CARDINAL
fsr-4094	467	2	the past year	DATE
fsr-4094	468	1	1	CARDINAL
fsr-4094	470	1	1	CARDINAL
fsr-4094	470	2	the past 12 months	DATE
fsr-4094	471	1	1	CARDINAL
fsr-4094	471	2	bk2_b	PERSON
fsr-4094	471	3	the past 12 months	DATE
fsr-4094	472	1	1	CARDINAL
fsr-4094	472	2	0	CARDINAL
fsr-4094	472	3	bk2_c	PERSON
fsr-4094	472	4	the past 12 months	DATE
fsr-4094	472	5	payday	DATE
fsr-4094	472	6	payday	DATE
fsr-4094	473	1	1	CARDINAL
fsr-4094	473	2	the past 12 months	DATE
fsr-4094	474	1	1	CARDINAL
fsr-4094	474	2	the past 12 months	DATE
fsr-4094	475	1	1	CARDINAL
fsr-4094	475	2	the past 12 months	DATE
fsr-4094	476	1	1	CARDINAL
fsr-4094	476	2	10	CARDINAL
fsr-4094	477	1	1	CARDINAL
fsr-4094	477	2	2	CARDINAL
fsr-4094	478	1	fl4	ORG
fsr-4094	479	1	1%	PERCENT
fsr-4094	479	2	2%	PERCENT
fsr-4094	479	3	one year	DATE
fsr-4094	480	1	1	CARDINAL
fsr-4094	480	2	today	DATE
fsr-4094	480	3	2	CARDINAL
fsr-4094	480	4	3	CARDINAL
fsr-4094	480	5	today	DATE
fsr-4094	480	6	fl5	ORG
fsr-4094	480	7	100	MONEY
fsr-4094	480	8	2%	PERCENT
fsr-4094	480	9	five years	DATE
fsr-4094	481	1	1	CARDINAL
fsr-4094	481	2	more than $102	MONEY
fsr-4094	481	3	2	CARDINAL
fsr-4094	481	4	102	MONEY
fsr-4094	481	5	3	CARDINAL
fsr-4094	481	6	less than $102	MONEY
fsr-4094	481	7	0	CARDINAL
fsr-4094	481	8	0	CARDINAL
fsr-4094	481	9	1	CARDINAL
fsr-4094	481	10	1	CARDINAL
fsr-4094	481	11	2	CARDINAL
fsr-4094	481	12	2	CARDINAL
fsr-4094	481	13	3	CARDINAL
fsr-4094	481	14	3	CARDINAL
fsr-4094	481	15	1	CARDINAL
fsr-4094	481	16	non-hispanic	NORP
fsr-4094	481	17	2	CARDINAL
fsr-4094	481	18	non-hispanic	NORP
fsr-4094	481	19	3	CARDINAL
fsr-4094	481	20	non-hispanic	NORP
fsr-4094	481	21	4	CARDINAL
fsr-4094	481	22	hispanic	NORP
fsr-4094	481	23	5	CARDINAL
fsr-4094	481	24	two	CARDINAL
fsr-4094	481	25	non-hispanic	NORP
fsr-4094	481	26	ppgender	PERSON
fsr-4094	481	27	0	CARDINAL
fsr-4094	481	28	1	CARDINAL
fsr-4094	481	29	smith 143	ORG
fsr-4094	481	30	1	CARDINAL
fsr-4094	481	31	0	CARDINAL
fsr-4094	482	1	1	CARDINAL
fsr-4094	482	2	2	CARDINAL
fsr-4094	482	3	3	CARDINAL
fsr-4094	482	4	4	CARDINAL
fsr-4094	482	5	ppmarit5	ORG
fsr-4094	482	6	1	CARDINAL
fsr-4094	482	7	0	CARDINAL
fsr-4094	482	8	1	CARDINAL
fsr-4094	482	9	less than $50,000	MONEY
fsr-4094	482	10	2	CARDINAL
fsr-4094	482	11	$50,000 to $99,999	MONEY
fsr-4094	482	12	3	CARDINAL
fsr-4094	482	13	100,000	MONEY
fsr-4094	482	14	249,999	MONEY
fsr-4094	482	15	4	CARDINAL
fsr-4094	482	16	250,000	MONEY
fsr-4094	482	17	499,999	MONEY
fsr-4094	482	18	5	CARDINAL
fsr-4094	482	19	500,000	MONEY
fsr-4094	482	20	999,999	MONEY
fsr-4094	482	21	6	CARDINAL
fsr-4094	482	22	1,000,000	MONEY
fsr-4094	482	23	ppfs1482	PERSON
fsr-4094	482	24	1	CARDINAL
fsr-4094	482	25	2	CARDINAL
fsr-4094	482	26	3	CARDINAL
fsr-4094	482	27	4	CARDINAL
fsr-4094	482	28	5	CARDINAL
fsr-4094	483	1	1	CARDINAL