id	sid	eid	entity	type
fsr-4096	1	1	33(2	CARDINAL
fsr-4096	1	2	165	CARDINAL
fsr-4096	1	3	ashlyn rollins-koons,2	PERSON
fsr-4096	1	4	mccoy3	PRODUCT
fsr-4096	3	1	about 55%	PERCENT
fsr-4096	3	2	2030	DATE
fsr-4096	6	1	only about 17%	PERCENT
fsr-4096	6	2	canada	GPE
fsr-4096	6	3	the united states	GPE
fsr-4096	12	1	4.0	CARDINAL
fsr-4096	12	2	t.	GPE
fsr-4096	12	3	mccoy	PERSON
fsr-4096	12	4	2025	DATE
fsr-4096	14	1	33(2	DATE
fsr-4096	14	2	165	CARDINAL
fsr-4096	14	3	recent years	DATE
fsr-4096	15	1	2020	DATE
fsr-4096	15	2	approximately 1	CARDINAL
fsr-4096	16	1	kansas state university	ORG
fsr-4096	16	2	manhattan	GPE
fsr-4096	16	3	ks, usa	ORG
fsr-4096	16	4	2	CARDINAL
fsr-4096	16	5	kansas state university	ORG
fsr-4096	16	6	manhattan	GPE
fsr-4096	16	7	kansas	GPE
fsr-4096	16	8	3	CARDINAL
fsr-4096	16	9	kansas state university	ORG
fsr-4096	16	10	manhattan	GPE
fsr-4096	16	11	kansas	GPE
fsr-4096	16	12	32%	PERCENT
fsr-4096	16	13	gandhi	PERSON
fsr-4096	16	14	2020	DATE
fsr-4096	17	1	2030	CARDINAL
fsr-4096	17	2	approximately 55%	PERCENT
fsr-4096	18	1	https://creativecommons.org/licenses/by-nc/4.0/	ORG
fsr-4096	18	2	mailto:tmshall24@ksu.edu	NORP
fsr-4096	18	3	33(2	CARDINAL
fsr-4096	18	4	166	CARDINAL
fsr-4096	18	5	bloomberg	ORG
fsr-4096	18	6	2024	DATE
fsr-4096	18	7	ubs	ORG
fsr-4096	18	8	2021	DATE
fsr-4096	21	1	2020	DATE
fsr-4096	21	2	2019	DATE
fsr-4096	22	1	mandell	ORG
fsr-4096	22	2	2008	DATE
fsr-4096	22	3	richards	ORG
fsr-4096	22	4	2021	DATE
fsr-4096	23	1	2021	DATE
fsr-4096	24	1	2019	DATE
fsr-4096	25	1	cfp®	ORG
fsr-4096	25	2	canada	GPE
fsr-4096	25	3	1	CARDINAL
fsr-4096	25	4	the united states	GPE
fsr-4096	25	5	u.s.	GPE
fsr-4096	26	1	1	CARDINAL
fsr-4096	27	1	2008	DATE
fsr-4096	27	2	2023	CARDINAL
fsr-4096	28	1	2008	DATE
fsr-4096	28	2	11663	DATE
fsr-4096	28	3	5467	DATE
fsr-4096	28	4	17182 2009 11737	DATE
fsr-4096	28	5	55 17258 -0.02%	PERCENT
fsr-4096	28	6	2010 11774	DATE
fsr-4096	28	7	5487	DATE
fsr-4096	28	8	17320	DATE
fsr-4096	28	9	0.38%	PERCENT
fsr-4096	28	10	2011 12325	DATE
fsr-4096	28	11	18129 4.57%	PERCENT
fsr-4096	28	12	2012 12058 5578	DATE
fsr-4096	28	13	2013 11942	DATE
fsr-4096	28	14	2014 11767	DATE
fsr-4096	28	15	-1.76%	PERCENT
fsr-4096	28	16	5348	DATE
fsr-4096	28	17	17085	DATE
fsr-4096	28	18	-2.07%	PERCENT
fsr-4096	28	19	2016 11581	DATE
fsr-4096	28	20	2017 11568 5205	DATE
fsr-4096	28	21	84 16857	DATE
fsr-4096	28	22	16778	DATE
fsr-4096	28	23	2019 11485 5135	DATE
fsr-4096	28	24	16714	DATE
fsr-4096	28	25	5220 99 16951 -1.66%	PERCENT
fsr-4096	28	26	5214 102 16964	DATE
fsr-4096	28	27	11772 5375	DATE
fsr-4096	28	28	17250 3.09%	PERCENT
fsr-4096	28	29	2023 11862	DATE
fsr-4096	28	30	5467	DATE
fsr-4096	28	31	1.71%	PERCENT
fsr-4096	28	32	year end	DATE
fsr-4096	28	33	m. geramas	PERSON
fsr-4096	28	34	february 3	DATE
fsr-4096	28	35	2023	CARDINAL
fsr-4096	28	36	only 17%	PERCENT
fsr-4096	28	37	2022	CARDINAL
fsr-4096	28	38	31.2%	PERCENT
fsr-4096	28	39	canada	GPE
fsr-4096	28	40	23.7%	PERCENT
fsr-4096	28	41	the united states	GPE
fsr-4096	28	42	cfp board	ORG
fsr-4096	28	43	2023	CARDINAL
fsr-4096	28	44	canada	GPE
fsr-4096	28	45	2023	CARDINAL
fsr-4096	29	1	eleanor blayney	PERSON
fsr-4096	29	2	cfp board consumer	ORG
fsr-4096	29	3	keller	ORG
fsr-4096	29	4	2014	DATE
fsr-4096	29	5	n.p.	GPE
fsr-4096	30	1	msci	GPE
fsr-4096	30	2	2016	DATE
fsr-4096	33	1	sjogren & allan	ORG
fsr-4096	33	2	2020	DATE
fsr-4096	33	3	2017	CARDINAL
fsr-4096	34	1	167	CARDINAL
fsr-4096	35	1	80%	PERCENT
fsr-4096	35	2	a year	DATE
fsr-4096	35	3	2020	DATE
fsr-4096	35	4	kurlowicz, 2014	ORG
fsr-4096	35	5	reiter et al.	PERSON
fsr-4096	35	6	2021	CARDINAL
fsr-4096	36	1	sheedy	ORG
fsr-4096	36	2	2021	DATE
fsr-4096	40	1	reiter et al.	PERSON
fsr-4096	40	2	2021	CARDINAL
fsr-4096	40	3	2013	DATE
fsr-4096	40	4	the cfp board	ORG
fsr-4096	40	5	blayney	PERSON
fsr-4096	40	6	2016	DATE
fsr-4096	41	1	blayney	PERSON
fsr-4096	41	2	five	CARDINAL
fsr-4096	48	1	2008	DATE
fsr-4096	48	2	march 2023	DATE
fsr-4096	48	3	canada	GPE
fsr-4096	48	4	15 years	DATE
fsr-4096	50	1	852	CARDINAL
fsr-4096	51	1	canada	GPE
fsr-4096	51	2	268	CARDINAL
fsr-4096	51	3	canadian	NORP
fsr-4096	52	1	three	CARDINAL
fsr-4096	52	2	proquest	ORG
fsr-4096	53	1	2	CARDINAL
fsr-4096	53	2	two	CARDINAL
fsr-4096	53	3	canada	GPE
fsr-4096	54	1	89	CARDINAL
fsr-4096	54	2	three	CARDINAL
fsr-4096	54	3	37	CARDINAL
fsr-4096	55	1	89	CARDINAL
fsr-4096	56	1	33(2	CARDINAL
fsr-4096	56	2	168	CARDINAL
fsr-4096	57	1	37	CARDINAL
fsr-4096	58	1	3	CARDINAL
fsr-4096	59	1	3	CARDINAL
fsr-4096	60	1	one	CARDINAL
fsr-4096	60	2	two	CARDINAL
fsr-4096	60	3	three	CARDINAL
fsr-4096	60	4	four	CARDINAL
fsr-4096	60	5	five	CARDINAL
fsr-4096	60	6	2017	CARDINAL
fsr-4096	62	1	academy of management journal	ORG
fsr-4096	62	2	60(1	CARDINAL
fsr-4096	62	3	29	CARDINAL
fsr-4096	64	1	howard	PERSON
fsr-4096	64	2	prakash	PERSON
fsr-4096	64	3	2020	DATE
fsr-4096	66	1	mckinsey & company	ORG
fsr-4096	66	2	scheele, a., & sorger	ORG
fsr-4096	66	3	2019	DATE
fsr-4096	68	1	germany	GPE
fsr-4096	68	2	austria	GPE
fsr-4096	69	1	gender, work & organization	ORG
fsr-4096	69	2	26(5	DATE
fsr-4096	69	3	668–687	CARDINAL
fsr-4096	70	1	j.	PERSON
fsr-4096	70	2	s., & mulholland	ORG
fsr-4096	70	3	2019	DATE
fsr-4096	72	1	journal of financial service	ORG
fsr-4096	72	2	73(1	CARDINAL
fsr-4096	73	1	blayney	PERSON
fsr-4096	73	2	e.	PERSON
fsr-4096	73	3	2016	DATE
fsr-4096	75	1	29(9	CARDINAL
fsr-4096	75	2	32–33	CARDINAL
fsr-4096	76	1	bloomfield	GPE
fsr-4096	76	2	r. j.	PERSON
fsr-4096	76	3	k.	PERSON
fsr-4096	76	4	b., & stewart	ORG
fsr-4096	76	5	s.	PERSON
fsr-4096	76	6	2021	CARDINAL
fsr-4096	78	1	96(2	CARDINAL
fsr-4096	78	2	107–125	CARDINAL
fsr-4096	78	3	coffman	PERSON
fsr-4096	78	4	n., & shleifer	ORG
fsr-4096	78	5	a.	PERSON
fsr-4096	78	6	2019	DATE
fsr-4096	80	1	american	NORP
fsr-4096	80	2	109(3	DATE
fsr-4096	80	3	739	CARDINAL
fsr-4096	80	4	773	CARDINAL
fsr-4096	81	1	n.	PERSON
fsr-4096	81	2	elliott	PERSON
fsr-4096	81	3	harding	PERSON
fsr-4096	81	4	j.	GPE
fsr-4096	81	5	jackson	GPE
fsr-4096	81	6	b.	PERSON
fsr-4096	81	7	2016	DATE
fsr-4096	84	1	mercer llc	ORG
fsr-4096	86	1	https://mcas-proxyweb.mcas.ms/certificate-checker?login=false&originalurl=https%3a%2f%2fdoi-org.er.lib.k-state.edu.mcas.ms%2f10.5465%2famj.2013.1060%3fmcastsid%3d15600&mcascsrf=76087ceb96069e31ed7dcfb30d3094a6c9ff0364b8a6f6d11c39b214941d760d https://mcas-proxyweb.mcas.ms/certificate-checker?login=false&originalurl=https%3a%2f%2fdoi-org.er.lib.k-state.edu.mcas.ms%2f10.5465%2famj.2013.1060%3fmcastsid%3d15600&mcascsrf=76087ceb96069e31ed7dcfb30d3094a6c9ff0364b8a6f6d11c39b214941d760d https://mcas-proxyweb.mcas.ms/certificate-checker?login=false&originalurl=https%3a%2f%2fdoi.org.mcas.ms%2f10.1111%2fgwao.12299%3fmcastsid%3d15600&mcascsrf=76087ceb96069e31ed7dcfb30d3094a6c9ff0364b8a6f6d11c39b214941d760d https://mcas-proxyweb.mcas.ms/certificate-checker?login=false&originalurl=https%3a%2f%2fdoi.org.mcas.ms%2f10.1257%2faer.20170007%3fmcastsid%3d15600&mcascsrf=76087ceb96069e31ed7dcfb30d3094a6c9ff0364b8a6f6d11c39b214941d760d	PRODUCT
fsr-4096	86	2	169	CARDINAL
fsr-4096	86	3	j., daisley, m., & jaekel	ORG
fsr-4096	86	4	2020	DATE
fsr-4096	87	1	2020	DATE
fsr-4096	88	1	oliver wyman	PERSON
fsr-4096	89	1	https://www.oliverwyman.com/content/dam	DATE
fsr-4096	89	2	s. (2018	ORG
fsr-4096	92	1	m.	PERSON
fsr-4096	92	2	2022	CARDINAL
fsr-4096	93	1	harry	PERSON
fsr-4096	93	2	sally	PERSON
fsr-4096	94	1	130(5	CARDINAL
fsr-4096	94	2	1184-1248	CARDINAL
fsr-4096	96	1	2023	CARDINAL
fsr-4096	97	1	peggy ruhlin	PERSON
fsr-4096	98	1	journal of financial planning	ORG
fsr-4096	98	2	12	CARDINAL
fsr-4096	98	3	20–22	CARDINAL
fsr-4096	99	1	kokas	GPE
fsr-4096	99	2	s., & wood	ORG
fsr-4096	99	3	2021	CARDINAL
fsr-4096	101	1	71	DATE
fsr-4096	102	1	s. a., & ganley	PERSON
fsr-4096	102	2	c. m.	PERSON
fsr-4096	102	3	2019	DATE
fsr-4096	104	1	5(2	CARDINAL
fsr-4096	104	2	122–139	CARDINAL
fsr-4096	105	1	m. m.	PERSON
fsr-4096	105	2	2019	DATE
fsr-4096	106	1	12	CARDINAL
fsr-4096	107	1	the british financial services	ORG
fsr-4096	108	1	british journal	ORG
fsr-4096	108	2	57(2	CARDINAL
fsr-4096	108	3	302–327	CARDINAL
fsr-4096	108	4	https://doi.org/10.1111/bjir.12448 x x	PERSON
fsr-4096	109	1	2018	DATE
fsr-4096	111	1	1-51	CARDINAL
fsr-4096	112	1	h.	PERSON
fsr-4096	112	2	carter	PERSON
fsr-4096	112	3	n. m.	PERSON
fsr-4096	112	4	2010	DATE
fsr-4096	114	1	harvard business review	ORG
fsr-4096	114	2	80-85	DATE
fsr-4096	115	1	h.	PERSON
fsr-4096	115	2	r., & kolb	ORG
fsr-4096	115	3	2013	DATE
fsr-4096	117	1	harvard business review	ORG
fsr-4096	117	2	91(9	CARDINAL
fsr-4096	118	1	33(2	CARDINAL
fsr-4096	118	2	170	CARDINAL
fsr-4096	118	3	a., & st.	ORG
fsr-4096	118	4	2016	DATE
fsr-4096	120	1	harvard business review	ORG
fsr-4096	121	1	klein	PERSON
fsr-4096	121	2	g.	PERSON
fsr-4096	121	3	z., & zwilling	ORG
fsr-4096	121	4	m.	PERSON
fsr-4096	121	5	2021	CARDINAL
fsr-4096	123	1	189	CARDINAL
fsr-4096	123	2	257–273	CARDINAL
fsr-4096	124	1	a.	PERSON
fsr-4096	124	2	2010	DATE
fsr-4096	126	1	journal of accounting research	ORG
fsr-4096	126	2	48(2	DATE
fsr-4096	127	1	393–435	CARDINAL
fsr-4096	127	2	x kurlowicz	PERSON
fsr-4096	127	3	a.	PERSON
fsr-4096	127	4	2014	DATE
fsr-4096	129	1	journal of financial service	ORG
fsr-4096	129	2	68(3	CARDINAL
fsr-4096	129	3	56	DATE
fsr-4096	131	1	kurtz	PERSON
fsr-4096	131	2	2018	DATE
fsr-4096	134	1	a. t.	PERSON
fsr-4096	134	2	2020	DATE
fsr-4096	136	1	journal of financial planning	ORG
fsr-4096	136	2	36(11	CARDINAL
fsr-4096	136	3	23–26	CARDINAL
fsr-4096	137	1	mccarthy	PERSON
fsr-4096	137	2	e.	PERSON
fsr-4096	137	3	2016	DATE
fsr-4096	140	1	36	CARDINAL
fsr-4096	143	1	australian	NORP
fsr-4096	143	2	40(3	CARDINAL
fsr-4096	143	3	488	CARDINAL
fsr-4096	144	1	i.	PERSON
fsr-4096	144	2	broersma	PERSON
fsr-4096	144	3	l., & van dijk	ORG
fsr-4096	144	4	2016	DATE
fsr-4096	146	1	british journal	ORG
fsr-4096	146	2	54(1	CARDINAL
fsr-4096	146	3	114–135	CARDINAL
fsr-4096	147	1	m., & richards	ORG
fsr-4096	147	2	d. w.	PERSON
fsr-4096	147	3	2021	CARDINAL
fsr-4096	148	1	171	CARDINAL
fsr-4096	149	1	4(2	CARDINAL
fsr-4096	150	1	ogden	GPE
fsr-4096	150	2	s. m.	PERSON
fsr-4096	150	3	mctavish	NORP
fsr-4096	150	4	d., & mckean	ORG
fsr-4096	150	5	l.	GPE
fsr-4096	150	6	2006	DATE
fsr-4096	151	1	the uk financial services industry	ORG
fsr-4096	152	1	21(1	CARDINAL
fsr-4096	152	2	40	CARDINAL
fsr-4096	152	3	53	DATE
fsr-4096	152	4	2 x x	QUANTITY
fsr-4096	152	5	m., & kiss	ORG
fsr-4096	152	6	d. e.	PERSON
fsr-4096	152	7	2021	CARDINAL
fsr-4096	154	1	consumer sciences research journal	ORG
fsr-4096	154	2	49(3	CARDINAL
fsr-4096	154	3	238–253	CARDINAL
fsr-4096	155	1	m., seay	PERSON
fsr-4096	155	2	m., & loving	ORG
fsr-4096	155	3	a.	PERSON
fsr-4096	155	4	2022	CARDINAL
fsr-4096	157	1	5(1	CARDINAL
fsr-4096	158	1	m., seay	PERSON
fsr-4096	158	2	m., macdonald	PERSON
fsr-4096	158	3	s., & loving	ORG
fsr-4096	158	4	a.	PERSON
fsr-4096	158	5	2022	CARDINAL
fsr-4096	160	1	33(3	CARDINAL
fsr-4096	160	2	344	CARDINAL
fsr-4096	161	1	d. w.	PERSON
fsr-4096	161	2	roberts, h., & whiting	ORG
fsr-4096	161	3	r. h.	PERSON
fsr-4096	161	4	2020	DATE
fsr-4096	163	1	australian	NORP
fsr-4096	163	2	45(4	CARDINAL
fsr-4096	163	3	624–644	CARDINAL
fsr-4096	165	1	c. m.	PERSON
fsr-4096	165	2	2015	DATE
fsr-4096	166	1	half	CARDINAL
fsr-4096	167	1	28(9	CARDINAL
fsr-4096	167	2	20–22	CARDINAL
fsr-4096	168	1	sheedy	PERSON
fsr-4096	168	2	r. l.	PERSON
fsr-4096	168	3	2021	CARDINAL
fsr-4096	170	1	journal of financial planning	ORG
fsr-4096	170	2	34(8	CARDINAL
fsr-4096	171	1	matthew, lim	PERSON
fsr-4096	171	2	h. n.	PERSON
fsr-4096	171	3	2018	DATE
fsr-4096	173	1	journal of financial planning	ORG
fsr-4096	173	2	38	CARDINAL
fsr-4096	174	1	https://mcas-proxyweb.mcas.ms/certificate-checker?login=false&originalurl=https%3a%2f%2fdoi.org.mcas.ms%2f10.1177%2f0312896219896389%3fmcastsid%3d15600&mcascsrf=76087ceb96069e31ed7dcfb30d3094a6c9ff0364b8a6f6d11c39b214941d760d	GPE
fsr-4096	174	2	https://mcas-proxyweb.mcas.ms/certificate-checker?login=false&originalurl=https%3a%2f%2fer.lib.k-state.edu.mcas.ms%2flogin%3furl%3dhttps%3a%2f%2fwww-proquest-com.er.lib.k-state.edu%2ftrade-journals%2fgender-bias-practice-profiles-selection-financial%2fdocview%2f2131783502%2fse-2%26mcastsid%3d15600&mcascsrf=76087ceb96069e31ed7dcfb30d3094a6c9ff0364b8a6f6d11c39b214941d760d https://mcas-proxyweb.mcas.ms/certificate-checker?login=false&originalurl=https%3a%2f%2fer.lib.k-state.edu.mcas.ms%2flogin%3furl%3dhttps%3a%2f%2fwww-proquest-com.er.lib.k-state.edu%2ftrade-journals%2fgender-bias-practice-profiles-selection-financial%2fdocview%2f2131783502%2fse-2%26mcastsid%3d15600&mcascsrf=76087ceb96069e31ed7dcfb30d3094a6c9ff0364b8a6f6d11c39b214941d760d https://mcas-proxyweb.mcas.ms/certificate-checker?login=false&originalurl=https%3a%2f%2fer.lib.k-state.edu.mcas.ms%2flogin%3furl%3dhttps%3a%2f%2fwww-proquest-com.er.lib.k-state.edu%2ftrade-journals%2fgender-bias-practice-profiles-selection-financial%2fdocview%2f2131783502%2fse-2%26mcastsid%3d15600&mcascsrf=76087ceb96069e31ed7dcfb30d3094a6c9ff0364b8a6f6d11c39b214941d760d financial services	ORG
fsr-4096	174	3	33(2	CARDINAL
fsr-4096	174	4	172	CARDINAL
fsr-4096	174	5	five	CARDINAL
fsr-4096	175	1	1.	CARDINAL
fsr-4096	176	1	2	CARDINAL
fsr-4096	177	1	3	CARDINAL
fsr-4096	178	1	4.	CARDINAL
fsr-4096	179	1	5	CARDINAL
fsr-4096	181	1	blayney	PERSON
fsr-4096	181	2	2016	DATE
fsr-4096	181	3	klein et al.	PERSON
fsr-4096	181	4	2021	CARDINAL
fsr-4096	181	5	richards et al.	PERSON
fsr-4096	181	6	2020	DATE
fsr-4096	182	1	kurtz	PERSON
fsr-4096	182	2	2018	DATE
fsr-4096	182	3	17	CARDINAL
fsr-4096	182	4	kurtz, 2018	ORG
fsr-4096	183	1	rachel arthurs	PERSON
fsr-4096	183	2	more than 20 years	DATE
fsr-4096	184	1	2018	DATE
fsr-4096	185	1	u.s.	GPE
fsr-4096	185	2	66%	PERCENT
fsr-4096	185	3	50%	PERCENT
fsr-4096	185	4	2017	CARDINAL
fsr-4096	186	1	43%	PERCENT
fsr-4096	186	2	62%	PERCENT
fsr-4096	187	1	45%	PERCENT
fsr-4096	187	2	68%	PERCENT
fsr-4096	187	3	2017	CARDINAL
fsr-4096	188	1	the cfp board's	ORG
fsr-4096	188	2	2014	DATE
fsr-4096	188	3	91%	PERCENT
fsr-4096	188	4	the united states	GPE
fsr-4096	188	5	blayney	PERSON
fsr-4096	188	6	2014	DATE
fsr-4096	190	1	the united states	GPE
fsr-4096	190	2	2021	CARDINAL
fsr-4096	193	1	2021	CARDINAL
fsr-4096	194	1	se-2 tharp	PERSON
fsr-4096	194	2	d. t.	PERSON
fsr-4096	194	3	e. j.	PERSON
fsr-4096	194	4	lurtz	ORG
fsr-4096	194	5	m., & kitces	ORG
fsr-4096	194	6	m.	PERSON
fsr-4096	194	7	2022	CARDINAL
fsr-4096	196	1	15–35	CARDINAL
fsr-4096	197	1	https://doi.org/10.1007/s10834-021-097664 x	PERSON
fsr-4096	198	1	173	CARDINAL
fsr-4096	199	1	cfp®	ORG
fsr-4096	199	2	69%	PERCENT
fsr-4096	199	3	blayney	PERSON
fsr-4096	199	4	2014	DATE
fsr-4096	199	5	2014	DATE
fsr-4096	199	6	2019	DATE
fsr-4096	200	1	51%	PERCENT
fsr-4096	200	2	49%	PERCENT
fsr-4096	200	3	2016	DATE
fsr-4096	201	1	carter et al.	PERSON
fsr-4096	201	2	2016	DATE
fsr-4096	201	3	oldford	CARDINAL
fsr-4096	201	4	2021	CARDINAL
fsr-4096	201	5	richards et al.	PERSON
fsr-4096	201	6	2020	DATE
fsr-4096	201	7	2018	DATE
fsr-4096	202	1	100,000	MONEY
fsr-4096	202	2	klein et al.	PERSON
fsr-4096	202	3	2021	CARDINAL
fsr-4096	203	1	kumar	PERSON
fsr-4096	203	2	2010	DATE
fsr-4096	203	3	ritholtz	PERSON
fsr-4096	203	4	2016	DATE
fsr-4096	204	1	2016	CARDINAL
fsr-4096	204	2	klein et al.	PERSON
fsr-4096	204	3	2021	CARDINAL
fsr-4096	204	4	richards et al.	PERSON
fsr-4096	204	5	2019	DATE
fsr-4096	206	1	2008	DATE
fsr-4096	206	2	500	CARDINAL
fsr-4096	206	3	israeli	NORP
fsr-4096	206	4	2021	CARDINAL
fsr-4096	208	1	2021	CARDINAL
fsr-4096	211	1	bloomfield et al.	ORG
fsr-4096	211	2	2020	DATE
fsr-4096	211	3	commons treasury committee	ORG
fsr-4096	211	4	2018	DATE
fsr-4096	213	1	first	ORDINAL
fsr-4096	213	2	house of commons treasury committee	ORG
fsr-4096	213	3	2018	DATE
fsr-4096	214	1	richards et al.	PERSON
fsr-4096	214	2	2020	DATE
fsr-4096	214	3	2017	CARDINAL
fsr-4096	216	1	mohr	ORG
fsr-4096	216	2	2014	DATE
fsr-4096	216	3	richards et al.	PERSON
fsr-4096	216	4	2020	DATE
fsr-4096	217	1	australian	NORP
fsr-4096	217	2	richards et al.	PERSON
fsr-4096	217	3	2020	DATE
fsr-4096	219	1	benjamin, 2018	ORG
fsr-4096	220	1	bandura	ORG
fsr-4096	220	2	1977, 1978, 1982	DATE
fsr-4096	220	3	betz & hackett	ORG
fsr-4096	220	4	1986	DATE
fsr-4096	220	5	manolova et al.	PERSON
fsr-4096	220	6	2007	DATE
fsr-4096	221	1	the cfp board	ORG
fsr-4096	221	2	one	CARDINAL
fsr-4096	221	3	benjamin, 2018	ORG
fsr-4096	222	1	2021	DATE
fsr-4096	223	1	2021	DATE
fsr-4096	224	1	o'dwyer & richards	ORG
fsr-4096	224	2	2020	DATE
fsr-4096	226	1	33(2	CARDINAL
fsr-4096	226	2	174	CARDINAL
fsr-4096	227	1	2021	DATE
fsr-4096	228	1	cooper	ORG
fsr-4096	228	2	2013	DATE
fsr-4096	228	3	erfani et al.	PERSON
fsr-4096	228	4	2023	CARDINAL
fsr-4096	228	5	o'dwyer & richards	ORG
fsr-4096	228	6	2020	DATE
fsr-4096	230	1	benjamin, 2018	ORG
fsr-4096	230	2	cfp board	ORG
fsr-4096	230	3	2015	DATE
fsr-4096	231	1	two	CARDINAL
fsr-4096	231	2	khoury et al.	PERSON
fsr-4096	231	3	2023	CARDINAL
fsr-4096	232	1	canadian	NORP
fsr-4096	232	2	the united states	GPE
fsr-4096	232	3	europe	LOC
fsr-4096	233	1	2021	CARDINAL
fsr-4096	233	2	canadian	NORP
fsr-4096	233	3	44% and 33%	PERCENT
fsr-4096	233	4	26%	PERCENT
fsr-4096	233	5	europe	LOC
fsr-4096	233	6	the united states	GPE
fsr-4096	233	7	2020	DATE
fsr-4096	234	1	2022	CARDINAL
fsr-4096	234	2	canada	GPE
fsr-4096	234	3	44%	PERCENT
fsr-4096	235	1	only 18%	PERCENT
fsr-4096	235	2	canadian	NORP
fsr-4096	235	3	khoury et al.	PERSON
fsr-4096	235	4	2023	CARDINAL
fsr-4096	236	1	canadian	NORP
fsr-4096	236	2	royal bank of canada	ORG
fsr-4096	236	3	rbc	ORG
fsr-4096	237	1	bmo	PERSON
fsr-4096	238	1	canadian	NORP
fsr-4096	238	2	2023	CARDINAL
fsr-4096	239	1	rbc	ORG
fsr-4096	239	2	10-month	DATE
fsr-4096	240	1	2018	DATE
fsr-4096	242	1	jaekel & st.	ORG
fsr-4096	242	2	2016	DATE
fsr-4096	243	1	jayne-anne gadhia	ORG
fsr-4096	243	2	2018	DATE
fsr-4096	244	1	house of commons treasury committee	ORG
fsr-4096	244	2	2018	DATE
fsr-4096	245	1	pricewaterhousecoopers	ORG
fsr-4096	245	2	pwc	ORG
fsr-4096	245	3	house of commons treasury committee	ORG
fsr-4096	245	4	2018	DATE
fsr-4096	245	5	p.10	GPE
fsr-4096	246	1	2021	CARDINAL
fsr-4096	247	1	2016	DATE
fsr-4096	247	2	the brandon hall group	ORG
fsr-4096	247	3	over 75%	PERCENT
fsr-4096	247	4	2018	DATE
fsr-4096	248	1	oliver wyman	PERSON
fsr-4096	249	1	every day	DATE
fsr-4096	249	2	jaekel & st.	ORG
fsr-4096	249	3	2016	DATE
fsr-4096	249	4	para 5	PERSON
fsr-4096	250	1	175	CARDINAL
fsr-4096	250	2	2012	DATE
fsr-4096	250	3	kurlowicz,	ORG
fsr-4096	250	4	2014	DATE
fsr-4096	250	5	richards et al.	PERSON
fsr-4096	250	6	2020	DATE
fsr-4096	252	1	jon terry	PERSON
fsr-4096	252	2	pwc	ORG
fsr-4096	252	3	house of commons treasury committee	ORG
fsr-4096	252	4	2018	DATE
fsr-4096	255	1	bandura	ORG
fsr-4096	255	2	1977	DATE
fsr-4096	257	1	cappelli & hamori	ORG
fsr-4096	257	2	2005	DATE
fsr-4096	258	1	laff	ORG
fsr-4096	258	2	2007	DATE
fsr-4096	258	3	2018	DATE
fsr-4096	259	1	cappelli & hamori	ORG
fsr-4096	259	2	2005	DATE
fsr-4096	261	1	at least 25%	PERCENT
fsr-4096	262	1	only 11%	PERCENT
fsr-4096	262	2	2020	DATE
fsr-4096	264	1	thirty percent	PERCENT
fsr-4096	264	2	the brandon hall group	ORG
fsr-4096	264	3	brandon hall group	ORG
fsr-4096	264	4	2016	DATE
fsr-4096	264	5	17	CARDINAL
fsr-4096	267	1	brandon hall group	ORG
fsr-4096	267	2	2016	CARDINAL
fsr-4096	267	3	2018	DATE
fsr-4096	268	1	three	CARDINAL
fsr-4096	268	2	blair-loy	PERSON
fsr-4096	268	3	2003	DATE
fsr-4096	269	1	richards et al.	PERSON
fsr-4096	269	2	2020	DATE
fsr-4096	270	1	richards et al.	PERSON
fsr-4096	270	2	2020	DATE
fsr-4096	272	1	the united states	GPE
fsr-4096	273	1	canadian	NORP
fsr-4096	273	2	canada	GPE
fsr-4096	273	3	canadian	NORP
fsr-4096	273	4	2023	CARDINAL
fsr-4096	274	1	canada	GPE
fsr-4096	275	1	canadian	NORP
fsr-4096	275	2	2023	CARDINAL
fsr-4096	275	3	morningstar	PERSON
fsr-4096	275	4	2023	CARDINAL
fsr-4096	276	1	2021	CARDINAL
fsr-4096	276	2	2017	CARDINAL
fsr-4096	277	1	33(2	CARDINAL
fsr-4096	277	2	176	CARDINAL
fsr-4096	278	1	richards et al.	PERSON
fsr-4096	278	2	2020	DATE
fsr-4096	279	1	the united states	GPE
fsr-4096	279	2	2017	CARDINAL
fsr-4096	280	1	2017	CARDINAL
fsr-4096	280	2	20%	PERCENT
fsr-4096	281	1	2007	DATE
fsr-4096	283	1	2017	CARDINAL
fsr-4096	284	1	canada	GPE
fsr-4096	286	1	2017	CARDINAL
fsr-4096	287	1	five	CARDINAL
fsr-4096	288	1	first	ORDINAL
fsr-4096	288	2	age 28 30	DATE
fsr-4096	288	3	2017	CARDINAL
fsr-4096	289	1	north america	LOC
fsr-4096	290	1	2017	DATE
fsr-4096	292	1	24%	PERCENT
fsr-4096	292	2	first	ORDINAL
fsr-4096	292	3	north america	LOC
fsr-4096	292	4	2020	DATE
fsr-4096	293	1	2017	CARDINAL
fsr-4096	294	1	australia	GPE
fsr-4096	295	1	2010	DATE
fsr-4096	297	1	adams, 2014,	ORG
fsr-4096	297	2	2018	DATE
fsr-4096	299	1	khoury et al	PERSON
fsr-4096	300	1	2023	CARDINAL
fsr-4096	300	2	canadian	NORP
fsr-4096	302	1	ibarra et al.	PERSON
fsr-4096	302	2	2010	DATE
fsr-4096	303	1	2018	DATE
fsr-4096	303	2	more than 75%	PERCENT
fsr-4096	304	1	2017	CARDINAL
fsr-4096	304	2	u.s.	GPE
fsr-4096	307	1	ibarra et al.	PERSON
fsr-4096	307	2	2010	DATE
fsr-4096	308	1	richards et al.	PERSON
fsr-4096	308	2	2020	DATE
fsr-4096	309	1	177	CARDINAL
fsr-4096	309	2	2020	DATE
fsr-4096	310	1	ibarra et al.	PERSON
fsr-4096	310	2	2010	DATE
fsr-4096	311	1	2020	DATE
fsr-4096	313	1	ogden et al	ORG
fsr-4096	313	2	2006	DATE
fsr-4096	313	3	three	CARDINAL
fsr-4096	313	4	1	CARDINAL
fsr-4096	313	5	workday	DATE
fsr-4096	314	1	2	CARDINAL
fsr-4096	315	1	3	CARDINAL
fsr-4096	316	1	richards et al.	PERSON
fsr-4096	316	2	2020	DATE
fsr-4096	318	1	four	CARDINAL
fsr-4096	319	1	abraham	PERSON
fsr-4096	319	2	2017	DATE
fsr-4096	319	3	2020	DATE
fsr-4096	319	4	kurtz, 2018	ORG
fsr-4096	319	5	tharp et al.	PERSON
fsr-4096	319	6	2019	DATE
fsr-4096	320	1	the u.s. department of labor	ORG
fsr-4096	320	2	only 59 cents	MONEY
fsr-4096	320	3	approximately $35,000	MONEY
fsr-4096	320	4	kurtz	PERSON
fsr-4096	320	5	2018	DATE
fsr-4096	321	1	canada	GPE
fsr-4096	321	2	7.50	MONEY
fsr-4096	321	3	statistics canada	ORG
fsr-4096	321	4	2022	CARDINAL
fsr-4096	322	1	hourly	TIME
fsr-4096	322	2	35.40	MONEY
fsr-4096	322	3	42.93	MONEY
fsr-4096	322	4	81.6%	PERCENT
fsr-4096	322	5	2020	DATE
fsr-4096	323	1	one	CARDINAL
fsr-4096	323	2	abraham	PERSON
fsr-4096	323	3	2017	DATE
fsr-4096	324	1	2019	DATE
fsr-4096	324	2	only 20%	PERCENT
fsr-4096	324	3	2020	DATE
fsr-4096	325	1	abraham	PERSON
fsr-4096	325	2	2017	DATE
fsr-4096	326	1	2020	DATE
fsr-4096	326	2	55%	PERCENT
fsr-4096	326	3	only 39.5%	PERCENT
fsr-4096	326	4	canadian	NORP
fsr-4096	326	5	2023	CARDINAL
fsr-4096	327	1	2019	DATE
fsr-4096	329	1	tharp et al	PERSON
fsr-4096	330	1	2019	DATE
fsr-4096	330	2	19%	PERCENT
fsr-4096	330	3	710	CARDINAL
fsr-4096	331	1	tharp et al	PERSON
fsr-4096	332	1	2019	DATE
fsr-4096	332	2	91%	PERCENT
fsr-4096	332	3	19%	PERCENT
fsr-4096	332	4	hours	TIME
fsr-4096	334	1	33(2	CARDINAL
fsr-4096	334	2	178	CARDINAL
fsr-4096	337	1	aum	ORG
fsr-4096	337	2	less than 35%	PERCENT
fsr-4096	337	3	the united states	GPE
fsr-4096	337	4	only 26%	PERCENT
fsr-4096	337	5	annual	DATE
fsr-4096	337	6	benjamin, 2018	ORG
fsr-4096	338	1	richards et al.	PERSON
fsr-4096	338	2	2020	DATE
fsr-4096	339	1	kurtz, 2018	ORG
fsr-4096	340	1	2014	DATE
fsr-4096	340	2	richards et al.	PERSON
fsr-4096	340	3	2020	DATE
fsr-4096	342	1	aum	ORG
fsr-4096	342	2	australia	GPE
fsr-4096	342	3	new zealand	GPE
fsr-4096	342	4	north american	NORP
fsr-4096	343	1	deloitte	ORG
fsr-4096	343	2	2019	DATE
fsr-4096	344	1	blayney	PERSON
fsr-4096	344	2	2014	DATE
fsr-4096	346	1	benjamin, 2018	ORG
fsr-4096	347	1	australia	GPE
fsr-4096	347	2	richards et al.	PERSON
fsr-4096	347	3	2020	DATE
fsr-4096	350	1	richards et al.	PERSON
fsr-4096	350	2	2020	DATE
fsr-4096	352	1	australia	GPE
fsr-4096	354	1	the united states	GPE
fsr-4096	354	2	canada	GPE
fsr-4096	355	1	richards et al.	PERSON
fsr-4096	355	2	2020	DATE
fsr-4096	356	1	the united states	GPE
fsr-4096	357	1	the united kingdom	GPE
fsr-4096	357	2	the united states	GPE
fsr-4096	357	3	canada	GPE
fsr-4096	358	1	canadian	NORP
fsr-4096	358	2	2021	CARDINAL
fsr-4096	359	1	the united kingdom	GPE
fsr-4096	359	2	179	CARDINAL
fsr-4096	360	1	the united kingdom	GPE
fsr-4096	361	1	35%	PERCENT
fsr-4096	361	2	52%	PERCENT
fsr-4096	361	3	healy & ahamed	ORG
fsr-4096	361	4	2019	DATE
fsr-4096	362	1	canada	GPE
fsr-4096	362	2	canada	GPE
fsr-4096	362	3	2023	CARDINAL
fsr-4096	363	1	healy & ahamed	ORG
fsr-4096	363	2	2019	DATE
fsr-4096	364	1	the bank of canada	ORG
fsr-4096	364	2	canada	GPE
fsr-4096	365	1	2020	DATE
fsr-4096	365	2	the bank of canada	ORG
fsr-4096	366	1	canada	GPE
fsr-4096	366	2	bank of canada	ORG
fsr-4096	366	3	2021	CARDINAL
fsr-4096	368	1	the bank of canada	ORG
fsr-4096	369	1	bank of canada	ORG
fsr-4096	369	2	2020	DATE
fsr-4096	369	3	canadian	NORP
fsr-4096	369	4	the bank of canada	ORG
fsr-4096	370	1	one	CARDINAL
fsr-4096	370	2	2021	CARDINAL
fsr-4096	372	1	coulson-thomas	ORG
fsr-4096	372	2	2023	DATE
fsr-4096	372	3	limón	GPE
fsr-4096	372	4	2020	DATE
fsr-4096	374	1	two	CARDINAL
fsr-4096	376	1	2017	CARDINAL
fsr-4096	377	1	richards et al.	PERSON
fsr-4096	377	2	2020	DATE
fsr-4096	378	1	2018	DATE
fsr-4096	380	1	2017	CARDINAL
fsr-4096	382	1	five	CARDINAL
fsr-4096	382	2	33(2	CARDINAL
fsr-4096	382	3	180	CARDINAL
fsr-4096	382	4	2018	DATE
fsr-4096	382	5	reiter & kiss	ORG
fsr-4096	382	6	2021	CARDINAL
fsr-4096	382	7	2015	DATE
fsr-4096	383	1	the united states	GPE
fsr-4096	383	2	35%	PERCENT
fsr-4096	383	3	2015	DATE
fsr-4096	384	1	luke dean	PERSON
fsr-4096	384	2	utah valley university	ORG
fsr-4096	385	1	2015	DATE
fsr-4096	386	1	u.s.	GPE
fsr-4096	386	2	2021	CARDINAL
fsr-4096	387	1	one	CARDINAL
fsr-4096	389	1	53%	PERCENT
fsr-4096	389	2	2021	CARDINAL
fsr-4096	390	1	28%	PERCENT
fsr-4096	390	2	reiter & kiss	ORG
fsr-4096	390	3	2021	CARDINAL
fsr-4096	391	1	2021	CARDINAL
fsr-4096	392	1	101	CARDINAL
fsr-4096	392	2	2021	CARDINAL
fsr-4096	393	1	the cfp board of standards	ORG
fsr-4096	393	2	2014	DATE
fsr-4096	394	1	90%	PERCENT
fsr-4096	394	2	the united states	GPE
fsr-4096	394	3	60%	PERCENT
fsr-4096	395	1	only 33%	PERCENT
fsr-4096	396	1	45%	PERCENT
fsr-4096	396	2	2013	DATE
fsr-4096	396	3	one	CARDINAL
fsr-4096	396	4	2014	DATE
fsr-4096	397	1	cfp®	ORG
fsr-4096	397	2	the united states	GPE
fsr-4096	397	3	blayney	PERSON
fsr-4096	397	4	2014	DATE
fsr-4096	398	1	2014	DATE
fsr-4096	401	1	bernstein &	ORG
fsr-4096	401	2	1992	DATE
fsr-4096	401	3	hart & ganley	ORG
fsr-4096	401	4	2019	DATE
fsr-4096	401	5	van mier et al.	PERSON
fsr-4096	401	6	2019	DATE
fsr-4096	402	1	2018	DATE
fsr-4096	403	1	2018	DATE
fsr-4096	406	1	2018	DATE
fsr-4096	408	1	181	CARDINAL
fsr-4096	411	1	gibson	PERSON
fsr-4096	411	2	2004	DATE
fsr-4096	411	3	2017	DATE
fsr-4096	411	4	10	CARDINAL
fsr-4096	412	1	morgenroth & ryan	ORG
fsr-4096	412	2	2015	DATE
fsr-4096	412	3	rahman & day,	ORG
fsr-4096	412	4	2012	DATE
fsr-4096	414	1	2015	CARDINAL
fsr-4096	414	2	three	CARDINAL
fsr-4096	414	3	1	CARDINAL
fsr-4096	414	4	2	CARDINAL
fsr-4096	414	5	3	CARDINAL
fsr-4096	415	1	2015	DATE
fsr-4096	416	1	2006	DATE
fsr-4096	419	1	bandura	ORG
fsr-4096	419	2	1977	DATE
fsr-4096	421	1	bandura	ORG
fsr-4096	421	2	1977	DATE
fsr-4096	422	1	bandura	ORG
fsr-4096	422	2	1977, 1978, 1982	DATE
fsr-4096	422	3	betz & hackett	ORG
fsr-4096	422	4	1986	DATE
fsr-4096	422	5	manolova et al.	PERSON
fsr-4096	422	6	2007	DATE
fsr-4096	422	7	2019	DATE
fsr-4096	427	1	catherine hakim's	PERSON
fsr-4096	427	2	2006	DATE
fsr-4096	428	1	five	CARDINAL
fsr-4096	428	2	2006	DATE
fsr-4096	429	1	three	CARDINAL
fsr-4096	429	2	1	CARDINAL
fsr-4096	429	3	2	CARDINAL
fsr-4096	429	4	3	CARDINAL
fsr-4096	429	5	33(2	CARDINAL
fsr-4096	429	6	182	CARDINAL
fsr-4096	429	7	marshall, 2009	ORG
fsr-4096	430	1	hakim	PERSON
fsr-4096	430	2	europe	LOC
fsr-4096	430	3	netherlands	GPE
fsr-4096	430	4	the united kingdom	GPE
fsr-4096	430	5	five	CARDINAL
fsr-4096	430	6	2006	DATE
fsr-4096	431	1	five	CARDINAL
fsr-4096	432	1	five	CARDINAL
fsr-4096	433	1	first	ORDINAL
fsr-4096	434	1	second	ORDINAL
fsr-4096	435	1	third	ORDINAL
fsr-4096	436	1	fourth	ORDINAL
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fsr-4096	440	1	2000	DATE
fsr-4096	441	1	1996	DATE
fsr-4096	443	1	1996	DATE
fsr-4096	444	1	1996	DATE
fsr-4096	444	2	2016	DATE
fsr-4096	445	1	2018	DATE
fsr-4096	449	1	five	CARDINAL
fsr-4096	449	2	1	CARDINAL
fsr-4096	449	3	2	CARDINAL
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fsr-4096	449	5	4	CARDINAL
fsr-4096	449	6	5	CARDINAL
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fsr-4096	466	2	two	CARDINAL
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fsr-4096	491	2	2008	DATE
fsr-4096	491	3	2023	CARDINAL
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fsr-4096	495	1	first	ORDINAL
fsr-4096	495	2	australia	GPE
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fsr-4096	519	4	3	CARDINAL
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fsr-4096	581	2	193–210	CARDINAL
fsr-4096	581	3	304263429	DATE
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fsr-4096	583	1	71, 101906	DATE
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