id	sid	eid	entity	type
fsr-4243	1	1	12	CARDINAL
fsr-4243	1	2	sarah asebedo1	PERSON
fsr-4243	1	3	bryan gramse2	PERSON
fsr-4243	4	1	pj-pbl	PERSON
fsr-4243	6	1	4.0	CARDINAL
fsr-4243	6	2	citation asebedo	PERSON
fsr-4243	6	3	s. & gramse	ORG
fsr-4243	6	4	b.	PERSON
fsr-4243	6	5	2025	DATE
fsr-4243	8	1	33(4	CARDINAL
fsr-4243	8	2	12	CARDINAL
fsr-4243	9	1	cfp	ORG
fsr-4243	12	1	grable et al	PERSON
fsr-4243	13	1	2022	CARDINAL
fsr-4243	13	2	the cfp board’s	ORG
fsr-4243	14	1	1	CARDINAL
fsr-4243	14	2	texas tech university	ORG
fsr-4243	14	3	lubbock	GPE
fsr-4243	14	4	texas	GPE
fsr-4243	14	5	2	CARDINAL
fsr-4243	14	6	texas tech university	ORG
fsr-4243	14	7	lubbock	GPE
fsr-4243	14	8	texas	GPE
fsr-4243	14	9	usa.	GPE
fsr-4243	14	10	today	DATE
fsr-4243	14	11	the cfp board’s	ORG
fsr-4243	17	1	the cfp board’s	ORG
fsr-4243	17	2	https://creativecommons.org/licenses/by-nc/4.0/	GPE
fsr-4243	17	3	mailto:sarah.asebedo@ttu.edu asebedo &	ORG
fsr-4243	17	4	13	CARDINAL
fsr-4243	19	1	the cfp board’s	ORG
fsr-4243	20	1	first	ORDINAL
fsr-4243	21	1	first	ORDINAL
fsr-4243	21	2	pj-pbl	PERSON
fsr-4243	21	3	the cfp board’s	ORG
fsr-4243	23	1	pj-pbl	PERSON
fsr-4243	24	1	second	ORDINAL
fsr-4243	25	1	pj-pbl	PERSON
fsr-4243	30	1	cfp	PERSON
fsr-4243	30	2	the cfp board’s	ORG
fsr-4243	35	1	goetz et al	PERSON
fsr-4243	36	1	2005	DATE
fsr-4243	37	1	goetz et al.	PERSON
fsr-4243	37	2	2005	DATE
fsr-4243	38	1	goetz et al	PERSON
fsr-4243	39	1	2005	DATE
fsr-4243	39	2	33(4	CARDINAL
fsr-4243	39	3	14	CARDINAL
fsr-4243	40	1	heymann et al	PERSON
fsr-4243	41	1	2025	CARDINAL
fsr-4243	41	2	first	ORDINAL
fsr-4243	41	3	cfp board-	ORG
fsr-4243	42	1	cfp board	ORG
fsr-4243	44	1	west et al	PERSON
fsr-4243	45	1	2019	DATE
fsr-4243	46	1	west et al	LOC
fsr-4243	46	2	2019	DATE
fsr-4243	47	1	weisz	DATE
fsr-4243	47	2	2000	DATE
fsr-4243	48	1	2000	DATE
fsr-4243	50	1	teale	PERSON
fsr-4243	50	2	2013	DATE
fsr-4243	53	1	2015	DATE
fsr-4243	53	2	jacob	ORG
fsr-4243	53	3	2016	DATE
fsr-4243	54	1	martin	ORG
fsr-4243	54	2	2007	DATE
fsr-4243	55	1	the cfp board	ORG
fsr-4243	55	2	january 1, 2012	DATE
fsr-4243	56	1	the cfp board	ORG
fsr-4243	56	2	n.d.	GPE
fsr-4243	56	3	1	CARDINAL
fsr-4243	57	1	martin	ORG
fsr-4243	57	2	2007	DATE
fsr-4243	60	1	jackling & sullivan	ORG
fsr-4243	60	2	2007	DATE
fsr-4243	61	1	grable et al.	PERSON
fsr-4243	61	2	2022	CARDINAL
fsr-4243	62	1	the cfp board	ORG
fsr-4243	62	2	2019	CARDINAL
fsr-4243	62	3	7step	CARDINAL
fsr-4243	62	4	1	CARDINAL
fsr-4243	62	5	2	CARDINAL
fsr-4243	62	6	3	CARDINAL
fsr-4243	63	1	4	CARDINAL
fsr-4243	63	2	5	CARDINAL
fsr-4243	64	1	asebedo &	ORG
fsr-4243	64	2	15 6	DATE
fsr-4243	65	1	7	CARDINAL
fsr-4243	66	1	grable et al	PERSON
fsr-4243	67	1	2022	CARDINAL
fsr-4243	68	1	martin	ORG
fsr-4243	68	2	2007	DATE
fsr-4243	70	1	thapa & chan	ORG
fsr-4243	70	2	2013	DATE
fsr-4243	72	1	solis	PERSON
fsr-4243	72	2	2018	DATE
fsr-4243	77	1	goetz et al	PERSON
fsr-4243	78	1	2011	DATE
fsr-4243	79	1	goetz et al.	PERSON
fsr-4243	79	2	2011	DATE
fsr-4243	80	1	maurer	ORG
fsr-4243	80	2	lee	PERSON
fsr-4243	80	3	2011	DATE
fsr-4243	87	1	du & han	ORG
fsr-4243	87	2	2016	DATE
fsr-4243	87	3	krajcik & blumenfeld	ORG
fsr-4243	87	4	2014	DATE
fsr-4243	88	1	krajcik & blumenfeld	ORG
fsr-4243	88	2	2014	DATE
fsr-4243	89	1	krajcik	GPE
fsr-4243	89	2	blumenfeld	PERSON
fsr-4243	89	3	2014	DATE
fsr-4243	90	1	guo et al	PERSON
fsr-4243	90	2	2020	DATE
fsr-4243	90	3	33(4	CARDINAL
fsr-4243	90	4	16	CARDINAL
fsr-4243	91	1	2	CARDINAL
fsr-4243	92	1	guo et al	PERSON
fsr-4243	92	2	2020	DATE
fsr-4243	92	3	76	CARDINAL
fsr-4243	93	1	guo et al	PERSON
fsr-4243	93	2	2020	DATE
fsr-4243	95	1	first	ORDINAL
fsr-4243	95	2	2013	DATE
fsr-4243	98	1	second	ORDINAL
fsr-4243	99	1	bruning et al.	PERSON
fsr-4243	99	2	2011	DATE
fsr-4243	99	3	2013	DATE
fsr-4243	100	1	bandura	ORG
fsr-4243	100	2	1986	DATE
fsr-4243	103	1	selfefficacy	ORG
fsr-4243	104	1	bandura, 1997, p.	ORG
fsr-4243	104	2	3	CARDINAL
fsr-4243	110	1	third	ORDINAL
fsr-4243	110	2	2013	DATE
fsr-4243	111	1	jenlink	ORG
fsr-4243	111	2	2013	DATE
fsr-4243	112	1	daily	DATE
fsr-4243	113	1	the asebedo &	ORG
fsr-4243	113	2	17	CARDINAL
fsr-4243	114	1	fourth	ORDINAL
fsr-4243	114	2	pj-pbl	PERSON
fsr-4243	114	3	hanney & savin-baden	ORG
fsr-4243	114	4	2013	DATE
fsr-4243	115	1	2013	DATE
fsr-4243	116	1	hanney	PERSON
fsr-4243	116	2	savin-baden	GPE
fsr-4243	116	3	2013	DATE
fsr-4243	118	1	hanney	PERSON
fsr-4243	118	2	savin-baden	GPE
fsr-4243	118	3	2013	DATE
fsr-4243	119	1	krajcik & blumenfeld	ORG
fsr-4243	119	2	2014	DATE
fsr-4243	119	3	pj-pbl	PERSON
fsr-4243	119	4	hanney	PERSON
fsr-4243	119	5	savin-baden	GPE
fsr-4243	119	6	2013	DATE
fsr-4243	120	1	pj-pbl	PERSON
fsr-4243	120	2	1	CARDINAL
fsr-4243	121	1	2	CARDINAL
fsr-4243	122	1	3	CARDINAL
fsr-4243	123	1	4	CARDINAL
fsr-4243	125	1	5	CARDINAL
fsr-4243	126	1	pj-pbl	PERSON
fsr-4243	126	2	pj-bl	PERSON
fsr-4243	129	1	keystone	GPE
fsr-4243	131	1	33(4	CARDINAL
fsr-4243	131	2	18	CARDINAL
fsr-4243	142	1	1	CARDINAL
fsr-4243	145	1	pj-pbl	PERSON
fsr-4243	146	1	pj-pbl	PERSON
fsr-4243	148	1	2003	DATE
fsr-4243	150	1	halpern & hakel	ORG
fsr-4243	150	2	2003	DATE
fsr-4243	151	1	halpern	PERSON
fsr-4243	151	2	2003	DATE
fsr-4243	152	1	financial planning asebedo &	ORG
fsr-4243	152	2	19	CARDINAL
fsr-4243	156	1	2003	DATE
fsr-4243	161	1	one	CARDINAL
fsr-4243	161	2	halpern & hakel	ORG
fsr-4243	161	3	2003	DATE
fsr-4243	164	1	halpern & hakel	ORG
fsr-4243	164	2	2003	DATE
fsr-4243	170	1	2003	DATE
fsr-4243	175	1	33(4	CARDINAL
fsr-4243	175	2	20	CARDINAL
fsr-4243	175	3	halpern & hakel	ORG
fsr-4243	175	4	2003	DATE
fsr-4243	178	1	halpern & hakel	ORG
fsr-4243	178	2	2003	DATE
fsr-4243	185	1	the cfp board (	ORG
fsr-4243	185	2	n.d.	GPE
fsr-4243	185	3	1	CARDINAL
fsr-4243	189	1	2003	DATE
fsr-4243	190	1	halpern	PERSON
fsr-4243	190	2	2003	DATE
fsr-4243	191	1	pj-pbl	PERSON
fsr-4243	194	1	2	CARDINAL
fsr-4243	197	1	u.s.	GPE
fsr-4243	198	1	professional asebedo &	ORG
fsr-4243	198	2	21	CARDINAL
fsr-4243	200	1	first	ORDINAL
fsr-4243	204	1	100%	PERCENT
fsr-4243	207	1	first	ORDINAL
fsr-4243	207	2	the cfp board’s	ORG
fsr-4243	207	3	2021	CARDINAL
fsr-4243	208	1	1	CARDINAL
fsr-4243	209	1	2	CARDINAL
fsr-4243	210	1	3	CARDINAL
fsr-4243	211	1	4	CARDINAL
fsr-4243	212	1	5	CARDINAL
fsr-4243	213	1	6	CARDINAL
fsr-4243	213	2	the cfp board code of ethics	ORG
fsr-4243	214	1	pj-pbl	PERSON
fsr-4243	216	1	33(4	CARDINAL
fsr-4243	216	2	22	CARDINAL
fsr-4243	225	1	arizona state university	ORG
fsr-4243	225	2	texas tech university	ORG
fsr-4243	233	1	one	CARDINAL
fsr-4243	239	1	asebedo &	ORG
fsr-4243	239	2	23	CARDINAL
fsr-4243	242	1	seven	CARDINAL
fsr-4243	245	1	seven	CARDINAL
fsr-4243	259	1	two or three	CARDINAL
fsr-4243	262	1	pj-pbl	PERSON
fsr-4243	264	1	33(4	CARDINAL
fsr-4243	264	2	24	CARDINAL
fsr-4243	276	1	multi-year	ORG
fsr-4243	276	2	monte carlo	PERSON
fsr-4243	286	1	asebedo &	ORG
fsr-4243	286	2	25	CARDINAL
fsr-4243	293	1	three	CARDINAL
fsr-4243	295	1	100%	PERCENT
fsr-4243	295	2	linear	ORG
fsr-4243	295	3	the monte carlo level	ORG
fsr-4243	296	1	second	ORDINAL
fsr-4243	299	1	1	CARDINAL
fsr-4243	299	2	1	CARDINAL
fsr-4243	299	3	16-week	DATE
fsr-4243	300	1	eight-week	DATE
fsr-4243	305	1	33(4	CARDINAL
fsr-4243	305	2	26	CARDINAL
fsr-4243	305	3	1	CARDINAL
fsr-4243	308	1	education &	ORG
fsr-4243	308	2	•	CARDINAL
fsr-4243	310	1	•	CARDINAL
fsr-4243	311	1	•great	PERSON
fsr-4243	318	1	asebedo &	ORG
fsr-4243	318	2	27	CARDINAL
fsr-4243	318	3	1	CARDINAL
fsr-4243	318	4	mondaymonday	DATE
fsr-4243	318	5	1	CARDINAL
fsr-4243	318	6	8/25 9/1	CARDINAL
fsr-4243	318	7	2	CARDINAL
fsr-4243	319	1	9/8	CARDINAL
fsr-4243	319	2	9/8 @ 11:59 pm	TIME
fsr-4243	319	3	9/8 @ 11:59 pm	TIME
fsr-4243	319	4	9/8	CARDINAL
fsr-4243	319	5	9/15	MONEY
fsr-4243	319	6	13	CARDINAL
fsr-4243	319	7	9/15	CARDINAL
fsr-4243	319	8	11:59 pm	TIME
fsr-4243	320	1	11:59 pm	TIME
fsr-4243	321	1	1	CARDINAL
fsr-4243	322	1	33(4	CARDINAL
fsr-4243	322	2	28	CARDINAL
fsr-4243	322	3	1	CARDINAL
fsr-4243	323	1	mondaymonday	DATE
fsr-4243	323	2	9/15 9/22	CARDINAL
fsr-4243	323	3	14	DATE
fsr-4243	324	1	15	CARDINAL
fsr-4243	324	2	9/22 @ 11:59 pm	TIME
fsr-4243	324	3	9/22 9/29	CARDINAL
fsr-4243	324	4	8-12	CARDINAL
fsr-4243	324	5	9/29 @ 11:59 pm	TIME
fsr-4243	324	6	9/29 10/6	CARDINAL
fsr-4243	324	7	10/6 @ 11:59 pm	TIME
fsr-4243	324	8	10/6 10/13	CARDINAL
fsr-4243	325	1	16	CARDINAL
fsr-4243	325	2	10/13 @ 11:59 pm	TIME
fsr-4243	325	3	10/13 10/20	CARDINAL
fsr-4243	327	1	10/20 @ 11:59 pm	TIME
fsr-4243	327	2	 emoney	PERSON
fsr-4243	327	3	15	CARDINAL
fsr-4243	328	1	10/20 @ 11:59 pm	TIME
fsr-4243	328	2	1	CARDINAL
fsr-4243	329	1	asebedo &	ORG
fsr-4243	329	2	29	CARDINAL
fsr-4243	329	3	1	CARDINAL
fsr-4243	330	1	mondaymonday	DATE
fsr-4243	330	2	2	CARDINAL
fsr-4243	330	3	10/20 10/27	CARDINAL
fsr-4243	331	1	10/27 @ 11:59 pm	TIME
fsr-4243	331	2	10/27	CARDINAL
fsr-4243	332	1	11/3 @ 11:59 pm	TIME
fsr-4243	332	2	11/3 11/10	CARDINAL
fsr-4243	333	1	11/10 @ 11:59 pm	TIME
fsr-4243	333	2	11/10	CARDINAL
fsr-4243	333	3	11/17	CARDINAL
fsr-4243	333	4	11/17 @ 11:59 pm	TIME
fsr-4243	333	5	11/17 11/24	CARDINAL
fsr-4243	333	6	11/24	CARDINAL
fsr-4243	333	7	11:59 pm	TIME
fsr-4243	333	8	1	CARDINAL
fsr-4243	334	1	33(4	CARDINAL
fsr-4243	334	2	30	CARDINAL
fsr-4243	334	3	1	CARDINAL
fsr-4243	335	1	mondaymonday	DATE
fsr-4243	335	2	3	CARDINAL
fsr-4243	335	3	11/24	CARDINAL
fsr-4243	335	4	sunday	DATE
fsr-4243	335	5	o	DATE
fsr-4243	336	1	12/7 @ 11:59 pm	TIME
fsr-4243	336	2	 emoney certification certificate	ORG
fsr-4243	337	1	12/8	CARDINAL
fsr-4243	337	2	monday	DATE
fsr-4243	337	3	12/8 @ 11:59 pm	TIME
fsr-4243	337	4	 group peer evaluations	ORG
fsr-4243	337	5	12/8	CARDINAL
fsr-4243	337	6	12/11	CARDINAL
fsr-4243	337	7	12/11	CARDINAL
fsr-4243	337	8	noon	TIME
fsr-4243	337	9	asebedo & gramse 31	ORG
fsr-4243	341	1	pj-pbl	PERSON
fsr-4243	345	1	bandura, a. (	ORG
fsr-4243	345	2	1986	DATE
fsr-4243	347	1	prentice-hall, inc.. bandura, a. (1997	ORG
fsr-4243	349	1	w.h. freeman	PERSON
fsr-4243	350	1	brau	ORG
fsr-4243	350	2	j. c.	PERSON
fsr-4243	350	3	nielson	PERSON
fsr-4243	350	4	j. k., &	PERSON
fsr-4243	350	5	b. l.	PERSON
fsr-4243	350	6	2015	CARDINAL
fsr-4243	352	1	41(2	CARDINAL
fsr-4243	352	2	49	CARDINAL
fsr-4243	353	1	bruning	ORG
fsr-4243	353	2	r. h.	PERSON
fsr-4243	353	3	g. j., & norby	PERSON
fsr-4243	353	4	m. m.	PERSON
fsr-4243	353	5	2011	DATE
fsr-4243	354	1	5th	ORDINAL
fsr-4243	355	1	pearson	PERSON
fsr-4243	356	1	cfp board	ORG
fsr-4243	357	1	n.d.	GPE
fsr-4243	360	1	2019	DATE
fsr-4243	362	1	3ede26b2a478bd84df7dda3	CARDINAL
fsr-4243	362	2	cfp	ORG
fsr-4243	363	1	2021	CARDINAL
fsr-4243	364	1	cfp board	ORG
fsr-4243	365	1	https://www.cfp.net/-/media/files/cfpboard/education-partners/registeredprograms/become-a-registeredprogram/registration_criteria_for_cfp_b oard_registered_programs_updated_202 1.pdf du	ORG
fsr-4243	365	2	j.	GPE
fsr-4243	365	3	2016	DATE
fsr-4243	367	1	7	CARDINAL
fsr-4243	367	2	1079-1083	DATE
fsr-4243	368	1	fredrickson	PERSON
fsr-4243	368	2	r.	NORP
fsr-4243	368	3	mcmahan	PERSON
fsr-4243	368	4	s., & dunlap	ORG
fsr-4243	368	5	k.	PERSON
fsr-4243	368	6	2013	DATE
fsr-4243	370	1	b. j. irby	PERSON
fsr-4243	370	2	g. brown	PERSON
fsr-4243	370	3	r. lara-alecio	PERSON
fsr-4243	370	4	s. jackson	PERSON
fsr-4243	370	5	211-217	CARDINAL
fsr-4243	371	1	iap information age publishing	ORG
fsr-4243	372	1	goetz	PRODUCT
fsr-4243	372	2	j. w.	PERSON
fsr-4243	372	3	d. b.	PERSON
fsr-4243	372	4	halley	GPE
fsr-4243	372	5	r. e.	PERSON
fsr-4243	372	6	k. (	PERSON
fsr-4243	372	7	2011	DATE
fsr-4243	373	1	financial planning & education	ORG
fsr-4243	373	2	https://www.cfp.net/get-certified/certification-process/education-requirement/certification-coursework-requirement/the-capstone-course https://www.cfp.net/get-certified/certification-process/education-requirement/certification-coursework-requirement/the-capstone-course https://www.cfp.net/get-certified/certification-process/education-requirement/certification-coursework-requirement/the-capstone-course	PERSON
fsr-4243	373	3	33(4	CARDINAL
fsr-4243	373	4	32	CARDINAL
fsr-4243	374	1	journal of college teaching	ORG
fsr-4243	374	2	8(4	CARDINAL
fsr-4243	374	3	7	CARDINAL
fsr-4243	375	1	goetz	PRODUCT
fsr-4243	375	2	j. w.	PERSON
fsr-4243	375	3	j. w.	PERSON
fsr-4243	375	4	2005	DATE
fsr-4243	377	1	14	CARDINAL
fsr-4243	377	2	231	CARDINAL
fsr-4243	378	1	j. e.	PERSON
fsr-4243	378	2	kruger	PERSON
fsr-4243	378	3	m. e., & ford	PERSON
fsr-4243	378	4	m. r.	PERSON
fsr-4243	378	5	2022	CARDINAL
fsr-4243	379	1	2nd	ORDINAL
fsr-4243	382	1	guo	ORG
fsr-4243	382	2	saab	ORG
fsr-4243	382	3	n.	ORG
fsr-4243	382	4	l. s.	PERSON
fsr-4243	382	5	w.	PERSON
fsr-4243	382	6	2020	DATE
fsr-4243	384	1	102	CARDINAL
fsr-4243	384	2	6	CARDINAL
fsr-4243	385	1	halpern	ORG
fsr-4243	385	2	d. f., & hakel	PERSON
fsr-4243	385	3	m. d.	PERSON
fsr-4243	385	4	2003	DATE
fsr-4243	387	1	36	CARDINAL
fsr-4243	387	2	10.1080/00091380309604109	CARDINAL
fsr-4243	387	3	r., & savin-baden	ORG
fsr-4243	387	4	2013	DATE
fsr-4243	389	1	london	GPE
fsr-4243	389	2	7	CARDINAL
fsr-4243	390	1	heymann	PERSON
fsr-4243	390	2	r.	NORP
fsr-4243	390	3	schnusenberg	PERSON
fsr-4243	390	4	i.	PERSON
fsr-4243	390	5	2025	DATE
fsr-4243	392	1	8(1	CARDINAL
fsr-4243	393	1	b., & sullivan	ORG
fsr-4243	393	2	2007	DATE
fsr-4243	394	1	australia	GPE
fsr-4243	395	1	16(3	CARDINAL
fsr-4243	395	2	211228	DATE
fsr-4243	396	1	jacob	PERSON
fsr-4243	396	2	m. b.	PERSON
fsr-4243	396	3	2016	DATE
fsr-4243	398	1	13(2	CARDINAL
fsr-4243	398	2	23	CARDINAL
fsr-4243	398	3	jenlink	PERSON
fsr-4243	398	4	p. m.	PERSON
fsr-4243	398	5	2013	DATE
fsr-4243	400	1	b. j. irby	PERSON
fsr-4243	400	2	g. brown	PERSON
fsr-4243	400	3	r. lara-alecio	PERSON
fsr-4243	400	4	s. jackson	PERSON
fsr-4243	400	5	185-198	CARDINAL
fsr-4243	401	1	iap information age publishing	ORG
fsr-4243	402	1	krajcik	ORG
fsr-4243	402	2	j., & blumenfeld	ORG
fsr-4243	402	3	2006	DATE
fsr-4243	404	1	r. k. sawyer	PERSON
fsr-4243	404	2	ed	PERSON
fsr-4243	404	3	cambridge	GPE
fsr-4243	404	4	317-333	CARDINAL
fsr-4243	405	1	cambridge university press	ORG
fsr-4243	406	1	krajcik	GPE
fsr-4243	406	2	j. s.	PERSON
fsr-4243	406	3	2014	DATE
fsr-4243	408	1	r. k. sawyer	PERSON
fsr-4243	408	2	ed	PERSON
fsr-4243	408	3	cambridge	GPE
fsr-4243	408	4	2nd	ORDINAL
fsr-4243	410	1	275-297	CARDINAL
fsr-4243	411	1	martin jr, c. l.	PERSON
fsr-4243	411	2	2007	DATE
fsr-4243	413	1	college teaching & learning	ORG
fsr-4243	413	2	4(11	CARDINAL
fsr-4243	413	3	79	CARDINAL
fsr-4243	414	1	maurer	ORG
fsr-4243	414	2	t. w.	GPE
fsr-4243	414	3	& lee	PERSON
fsr-4243	415	1	2011	DATE
fsr-4243	417	1	680-689	CARDINAL
fsr-4243	418	1	r.	NORP
fsr-4243	418	2	j.	PERSON
fsr-4243	418	3	a., & moss	ORG
fsr-4243	418	4	2013	DATE
fsr-4243	420	1	b. j. irby	PERSON
fsr-4243	420	2	g. brown	PERSON
fsr-4243	420	3	r. lara-alecio	PERSON
fsr-4243	420	4	s. jackson	PERSON
fsr-4243	421	1	169–183	CARDINAL
fsr-4243	422	1	iap information age publishing	ORG
fsr-4243	423	1	k. d.	PERSON
fsr-4243	423	2	2013	DATE
fsr-4243	425	1	b. j. irby	PERSON
fsr-4243	425	2	g. brown	PERSON
fsr-4243	425	3	r. lara-alecio	PERSON
fsr-4243	425	4	s. jackson	PERSON
fsr-4243	426	1	iap	ORG
fsr-4243	427	1	solis	PERSON
fsr-4243	427	2	o. j.	PERSON
fsr-4243	427	3	2018	DATE
fsr-4243	429	1	american journal of business education	ORG
fsr-4243	429	2	11(4	DATE
fsr-4243	429	3	63	CARDINAL
fsr-4243	430	1	teale	PERSON
fsr-4243	430	2	j. (	PERSON
fsr-4243	430	3	2013	DATE
fsr-4243	432	1	australasian accounting business & finance	ORG
fsr-4243	432	2	7(3	CARDINAL
fsr-4243	432	3	91	CARDINAL
fsr-4243	433	1	thapa	GPE
fsr-4243	433	2	s., & chan	ORG
fsr-4243	433	3	k. c.	PERSON
fsr-4243	433	4	2013	DATE
fsr-4243	434	1	33	CARDINAL
fsr-4243	435	1	9(1	CARDINAL
fsr-4243	435	2	37	DATE
fsr-4243	436	1	weisz	PERSON
fsr-4243	436	2	m. (	PERSON
fsr-4243	436	3	2000	DATE
fsr-4243	438	1	35(2/3	CARDINAL
fsr-4243	438	2	33	DATE
fsr-4243	439	1	t.	GPE
fsr-4243	439	2	johnson	GPE
fsr-4243	439	3	d., & webb	ORG
fsr-4243	439	4	a.	PERSON
fsr-4243	439	5	2019	DATE
fsr-4243	441	1	financial planning research journal	ORG
fsr-4243	441	2	5(1	CARDINAL
fsr-4243	441	3	82	CARDINAL
fsr-4243	442	1	zhang, s. (in press	ORG
fsr-4243	445	1	33(4	CARDINAL
fsr-4243	445	2	34	CARDINAL
fsr-4243	445	3	oscar & sofia	ORG
fsr-4243	445	4	sofia	PERSON
fsr-4243	447	1	oscar	PERSON
fsr-4243	447	2	36	CARDINAL
fsr-4243	447	3	36	CARDINAL
fsr-4243	447	4	ten years	DATE
fsr-4243	447	5	lubbock	GPE
fsr-4243	447	6	tx	ORG
fsr-4243	447	7	three	CARDINAL
fsr-4243	447	8	marco	PERSON
fsr-4243	447	9	5	CARDINAL
fsr-4243	447	10	2	CARDINAL
fsr-4243	448	1	oscar	PERSON
fsr-4243	448	2	texas tech university	ORG
fsr-4243	448	3	65,000	MONEY
fsr-4243	449	1	sofia	PERSON
fsr-4243	449	2	50,000	MONEY
fsr-4243	450	1	30,000	MONEY
fsr-4243	450	2	5,000	MONEY
fsr-4243	450	3	300,000	MONEY
fsr-4243	451	1	170,000	MONEY
fsr-4243	451	2	4%	PERCENT
fsr-4243	451	3	ttu orp	ORG
fsr-4243	451	4	sofia	GPE
fsr-4243	451	5	two	CARDINAL
fsr-4243	451	6	7%	PERCENT
fsr-4243	451	7	18,000	MONEY
fsr-4243	451	8	23%	PERCENT
fsr-4243	451	9	ttu	GPE
fsr-4243	452	1	sofia	GPE
fsr-4243	453	1	ttu	GPE
fsr-4243	455	1	•	CARDINAL
fsr-4243	455	2	100%	PERCENT
fsr-4243	455	3	three	CARDINAL
fsr-4243	455	4	texas tech university	ORG
fsr-4243	455	5	•	CARDINAL
fsr-4243	455	6	20,000	MONEY
fsr-4243	455	7	10,000	MONEY
fsr-4243	455	8	age 16 •	DATE
fsr-4243	455	9	500,000	MONEY
fsr-4243	455	10	5–10 years •	DATE
fsr-4243	455	11	100,000	MONEY
fsr-4243	455	12	•	CARDINAL
fsr-4243	455	13	15,000	MONEY
fsr-4243	455	14	annually	DATE
fsr-4243	455	15	20 years	DATE
fsr-4243	455	16	•	CARDINAL
fsr-4243	455	17	10,000	MONEY
fsr-4243	455	18	30,000	MONEY
fsr-4243	455	19	•	CARDINAL
fsr-4243	455	20	500,000	MONEY
fsr-4243	455	21	800,000	MONEY
fsr-4243	455	22	$2.3 million	MONEY
fsr-4243	455	23	•	CARDINAL
fsr-4243	456	1	asebedo &	ORG
fsr-4243	456	2	35	CARDINAL
fsr-4243	457	1	•	CARDINAL
fsr-4243	457	2	•	CARDINAL
fsr-4243	457	3	sofia	GPE
fsr-4243	457	4	•	CARDINAL
fsr-4243	457	5	oscar 40/100	PERSON
fsr-4243	457	6	sofia 60/100	PERSON
fsr-4243	457	7	•	CARDINAL
fsr-4243	457	8	529	CARDINAL
fsr-4243	457	9	ttu tuition	ORG
fsr-4243	457	10	•	CARDINAL
fsr-4243	457	11	alex rivera	PERSON
fsr-4243	457	12	alex rivera	PERSON
fsr-4243	457	13	65	DATE
fsr-4243	457	14	five years ago	DATE
fsr-4243	459	1	alex	PERSON
fsr-4243	459	2	$8 million	MONEY
fsr-4243	460	1	alex	PERSON
fsr-4243	461	1	annual	DATE
fsr-4243	463	1	alex	PERSON
fsr-4243	465	1	alex	PERSON
fsr-4243	467	1	daniel	PERSON
fsr-4243	467	2	emily carter	PERSON
fsr-4243	467	3	52	CARDINAL
fsr-4243	467	4	50	CARDINAL
fsr-4243	467	5	three	CARDINAL
fsr-4243	467	6	17	CARDINAL
fsr-4243	467	7	14	CARDINAL
fsr-4243	467	8	noah	PERSON
fsr-4243	467	9	10	CARDINAL
fsr-4243	468	1	about $45,000	MONEY
fsr-4243	468	2	annually	DATE
fsr-4243	468	3	an additional $18,000	MONEY
fsr-4243	471	1	daily	DATE
fsr-4243	472	1	ava	ORG
fsr-4243	476	1	33(4	CARDINAL
fsr-4243	476	2	36	CARDINAL