id	sid	eid	entity	type
fsr-4352	1	1	33(3	CARDINAL
fsr-4352	1	2	peter öhman	PERSON
fsr-4352	1	3	mustafa nourallah centre	PERSON
fsr-4352	1	4	mid sweden university	ORG
fsr-4352	1	5	izidin el kalak alfaisal university	PERSON
fsr-4352	1	6	ksa	GPE
fsr-4352	1	7	2018	DATE
fsr-4352	2	1	2023	CARDINAL
fsr-4352	3	1	2014	DATE
fsr-4352	3	2	44%	PERCENT
fsr-4352	3	3	52%	PERCENT
fsr-4352	3	4	2017	DATE
fsr-4352	3	5	2021	CARDINAL
fsr-4352	3	6	almost 64%	PERCENT
fsr-4352	3	7	demirgüç	NORP
fsr-4352	3	8	2022	CARDINAL
fsr-4352	4	1	the 15th century	DATE
fsr-4352	5	1	2018	DATE
fsr-4352	6	1	2007	DATE
fsr-4352	7	1	nguyen et al.	PERSON
fsr-4352	7	2	2023	CARDINAL
fsr-4352	9	1	al.	PERSON
fsr-4352	9	2	2025	DATE
fsr-4352	10	1	qin et al	PERSON
fsr-4352	11	1	2024	CARDINAL
fsr-4352	11	2	fintech	ORG
fsr-4352	11	3	d'acunto & rossi	ORG
fsr-4352	12	1	2023	CARDINAL
fsr-4352	13	1	2021	CARDINAL
fsr-4352	14	1	2017	DATE
fsr-4352	14	2	barber et al.	PERSON
fsr-4352	14	3	2022	CARDINAL
fsr-4352	14	4	welch	ORG
fsr-4352	14	5	2022	CARDINAL
fsr-4352	15	1	bartlett et al	PERSON
fsr-4352	16	1	2022	CARDINAL
fsr-4352	16	2	one	CARDINAL
fsr-4352	16	3	33(3	CARDINAL
fsr-4352	16	4	2023	CARDINAL
fsr-4352	17	1	das	GPE
fsr-4352	17	2	2019	DATE
fsr-4352	17	3	1004	CARDINAL
fsr-4352	18	1	berg et al	PERSON
fsr-4352	19	1	2019	DATE
fsr-4352	23	1	four	CARDINAL
fsr-4352	24	1	first	ORDINAL
fsr-4352	24	2	2018	DATE
fsr-4352	24	3	the united states	GPE
fsr-4352	27	1	second	ORDINAL
fsr-4352	28	1	453	CARDINAL
fsr-4352	28	2	u.s.	GPE
fsr-4352	28	3	july 2021	DATE
fsr-4352	28	4	chen et al	PERSON
fsr-4352	33	1	third	ORDINAL
fsr-4352	33	2	diab et al	PERSON
fsr-4352	33	3	2014	DATE
fsr-4352	33	4	2017	DATE
fsr-4352	33	5	2021	CARDINAL
fsr-4352	33	6	the european union	ORG
fsr-4352	35	1	the european union	ORG
fsr-4352	36	1	shekhar & ramesh	ORG
fsr-4352	37	1	33(3	CARDINAL
fsr-4352	37	2	22	CARDINAL
fsr-4352	37	3	1	CARDINAL
fsr-4352	37	4	two	CARDINAL
fsr-4352	37	5	2	CARDINAL
fsr-4352	37	6	3	CARDINAL
fsr-4352	38	1	four	CARDINAL
fsr-4352	40	1	nourallah & öhman	ORG
fsr-4352	40	2	2021	CARDINAL
fsr-4352	42	1	fintech	ORG
fsr-4352	43	1	four	CARDINAL
fsr-4352	43	2	fintech	ORG
fsr-4352	44	1	the united states	GPE
fsr-4352	44	2	2025	DATE
fsr-4352	45	1	chen et al.	PERSON
fsr-4352	45	2	2025	DATE
fsr-4352	46	1	european	NORP
fsr-4352	46	2	diab et al.	PERSON
fsr-4352	46	3	2025	DATE
fsr-4352	47	1	india	GPE
fsr-4352	47	2	shekhar & ramesh	ORG
fsr-4352	47	3	2025	DATE
fsr-4352	48	1	fintech	ORG
fsr-4352	48	2	three	CARDINAL
fsr-4352	51	1	second	ORDINAL
fsr-4352	53	1	third	ORDINAL
fsr-4352	57	1	33(3	CARDINAL
fsr-4352	57	2	2021	CARDINAL
fsr-4352	59	1	131(634	CARDINAL
fsr-4352	59	2	525–540	CARDINAL
fsr-4352	60	1	r.	NORP
fsr-4352	60	2	beck	GPE
fsr-4352	60	3	r., & smits	ORG
fsr-4352	60	4	m. t.	PERSON
fsr-4352	60	5	2018	DATE
fsr-4352	61	1	fintech	ORG
fsr-4352	62	1	28	CARDINAL
fsr-4352	62	2	235–243	CARDINAL
fsr-4352	63	1	barber	PERSON
fsr-4352	63	2	b. m.	PERSON
fsr-4352	63	3	huang	PERSON
fsr-4352	63	4	x.	GPE
fsr-4352	63	5	t., & schwarz	ORG
fsr-4352	63	6	2022	CARDINAL
fsr-4352	65	1	3141–3190	DATE
fsr-4352	66	1	bartlett	PERSON
fsr-4352	66	2	r.	NORP
fsr-4352	66	3	morse	GPE
fsr-4352	66	4	a.	GPE
fsr-4352	66	5	stanton	GPE
fsr-4352	66	6	r., & wallace	ORG
fsr-4352	66	7	n.	PERSON
fsr-4352	66	8	2022	CARDINAL
fsr-4352	68	1	journal of financial economics	ORG
fsr-4352	68	2	143(1	CARDINAL
fsr-4352	69	1	berg	PERSON
fsr-4352	69	2	t., burg	PERSON
fsr-4352	69	3	gombović, a., & puri	ORG
fsr-4352	69	4	m. (2020	PERSON
fsr-4352	71	1	33(7	CARDINAL
fsr-4352	71	2	2845–2897	DATE
fsr-4352	72	1	kalenkoski	PERSON
fsr-4352	72	2	m.	PERSON
fsr-4352	72	3	2025	DATE
fsr-4352	74	1	33(3	CARDINAL
fsr-4352	75	1	chen	PERSON
fsr-4352	75	2	asebedo	PERSON
fsr-4352	75	3	s. d.	PERSON
fsr-4352	75	4	t. d.	GPE
fsr-4352	75	5	w.	PERSON
fsr-4352	75	6	2025	DATE
fsr-4352	76	1	u.s.	GPE
fsr-4352	77	1	33(3	CARDINAL
fsr-4352	77	2	20–47	CARDINAL
fsr-4352	78	1	d'acunto, f., & rossi	ORG
fsr-4352	78	2	a. g.	PERSON
fsr-4352	78	3	2023	CARDINAL
fsr-4352	80	1	annual	DATE
fsr-4352	80	2	15(1	CARDINAL
fsr-4352	80	3	543–563	CARDINAL
fsr-4352	81	1	das	ORG
fsr-4352	81	2	s. r.	PERSON
fsr-4352	81	3	2019	DATE
fsr-4352	82	1	fintech	ORG
fsr-4352	83	1	48(4	CARDINAL
fsr-4352	83	2	981–1007	DATE
fsr-4352	84	1	diab	PERSON
fsr-4352	84	2	s.	GPE
fsr-4352	84	3	m. & öhman	ORG
fsr-4352	84	4	2025	CARDINAL
fsr-4352	85	1	the european union	ORG
fsr-4352	86	1	33(3	CARDINAL
fsr-4352	87	1	demirgüç-kunt	PERSON
fsr-4352	87	2	d., & ansar	ORG
fsr-4352	87	3	s.	PERSON
fsr-4352	87	4	2022	CARDINAL
fsr-4352	88	1	2021	CARDINAL
fsr-4352	89	1	the world bank	ORG
fsr-4352	90	1	fulk	PERSON
fsr-4352	90	2	m., grabel	PERSON
fsr-4352	90	3	j.	PERSON
fsr-4352	90	4	watkins	PERSON
fsr-4352	90	5	k., & kruger	ORG
fsr-4352	90	6	2018	DATE
fsr-4352	92	1	173–188	CARDINAL
fsr-4352	93	1	koch	GPE
fsr-4352	93	2	j. a.	PERSON
fsr-4352	93	3	2017	CARDINAL
fsr-4352	94	1	fintech	ORG
fsr-4352	95	1	journal of business economics	ORG
fsr-4352	95	2	87	DATE
fsr-4352	95	3	537–580	CARDINAL
fsr-4352	97	1	2023	CARDINAL
fsr-4352	98	1	2023	CARDINAL
fsr-4352	99	1	data.imf.org/fas nguyen	PERSON
fsr-4352	99	2	d. k.	PERSON
fsr-4352	99	3	sermpinis	GPE
fsr-4352	99	4	g., & stasinakis	ORG
fsr-4352	99	5	2023	CARDINAL
fsr-4352	101	1	european financial management	ORG
fsr-4352	101	2	29(2	CARDINAL
fsr-4352	101	3	517–548	CARDINAL
fsr-4352	102	1	nourallah	ORG
fsr-4352	102	2	m.	PERSON
fsr-4352	102	3	2023	CARDINAL
fsr-4352	103	1	one	CARDINAL
fsr-4352	104	1	journal of business research	ORG
fsr-4352	104	2	156	CARDINAL
fsr-4352	104	3	113470	DATE
fsr-4352	105	1	nourallah	PERSON
fsr-4352	105	2	m., & öhman	ORG
fsr-4352	105	3	2021	CARDINAL
fsr-4352	107	1	1–15	ORDINAL
fsr-4352	109	1	33(3	CARDINAL
fsr-4352	109	2	m.	PERSON
fsr-4352	109	3	t., & nguyen	ORG
fsr-4352	109	4	d. k.	PERSON
fsr-4352	109	5	2025	DATE
fsr-4352	111	1	ssrn https://dx.doi.org/10.2139/ssrn.5215748 qin	PERSON
fsr-4352	111	2	l.	PERSON
fsr-4352	111	3	aziz	PERSON
fsr-4352	111	4	g.	PERSON
fsr-4352	111	5	m. w.	PERSON
fsr-4352	111	6	a., & sarwar	ORG
fsr-4352	111	7	s.	PERSON
fsr-4352	111	8	2024	CARDINAL
fsr-4352	112	1	fintech	ORG
fsr-4352	113	1	economics & finance	ORG
fsr-4352	113	2	89	CARDINAL
fsr-4352	114	1	v. & ramesh	ORG
fsr-4352	114	2	s.	PERSON
fsr-4352	114	3	2025	DATE
fsr-4352	116	1	33(3	CARDINAL
fsr-4352	116	2	61–79	CARDINAL
fsr-4352	117	1	welch	PERSON
fsr-4352	117	2	i.	PERSON
fsr-4352	117	3	2022	CARDINAL
fsr-4352	119	1	77(3	CARDINAL
fsr-4352	119	2	1489	CARDINAL
fsr-4352	119	3	1527	DATE