id	sid	eid	entity	type
fsr-4453	1	1	33	CARDINAL
fsr-4453	1	2	3	CARDINAL
fsr-4453	1	3	2025	DATE
fsr-4453	1	4	33	CARDINAL
fsr-4453	1	5	3 2025	CARDINAL
fsr-4453	1	6	peter öhman	PERSON
fsr-4453	1	7	mustafa nourallah &	ORG
fsr-4453	1	8	el kalak	ORG
fsr-4453	1	9	vickie bajtelsmit	PERSON
fsr-4453	1	10	ph.d	ORG
fsr-4453	1	11	colorado state university	ORG
fsr-4453	1	12	shawn brayman	PERSON
fsr-4453	1	13	conrad ciccotello	PERSON
fsr-4453	1	14	jd	PERSON
fsr-4453	2	1	ph.d	ORG
fsr-4453	2	2	university of denver john grable	ORG
fsr-4453	2	3	ph.d	ORG
fsr-4453	2	4	university of georgia sherman hanna	ORG
fsr-4453	2	5	ph.d	ORG
fsr-4453	2	6	the ohio state university	ORG
fsr-4453	2	7	tom potts	PERSON
fsr-4453	2	8	ph.d	ORG
fsr-4453	2	9	cfp®	ORG
fsr-4453	2	10	baylor university	ORG
fsr-4453	2	11	martin seay	PERSON
fsr-4453	2	12	ph.d	ORG
fsr-4453	2	13	cfp®	ORG
fsr-4453	2	14	kansas state university meir statman	ORG
fsr-4453	2	15	ph.d	ORG
fsr-4453	2	16	santa clara	GPE
fsr-4453	2	17	tom warschauer	PERSON
fsr-4453	2	18	ph.d	ORG
fsr-4453	2	19	cfp®	ORG
fsr-4453	2	20	san diego	GPE
fsr-4453	2	21	swarn chatterjee	PERSON
fsr-4453	2	22	ph.d	ORG
fsr-4453	2	23	university of georgia shinae l. choi	ORG
fsr-4453	2	24	ph.d	ORG
fsr-4453	2	25	university of alabama lu fan	ORG
fsr-4453	2	26	ph.d	ORG
fsr-4453	2	27	cfp®	ORG
fsr-4453	2	28	university of georgia	ORG
fsr-4453	2	29	ph.d	NORP
fsr-4453	2	30	massey university	ORG
fsr-4453	2	31	ph.d	ORG
fsr-4453	2	32	university of wisconsin philip gibson	ORG
fsr-4453	2	33	ph.d	ORG
fsr-4453	2	34	cfp®	ORG
fsr-4453	2	35	winthrop university	ORG
fsr-4453	2	36	stu heckman	PERSON
fsr-4453	2	37	ph.d	ORG
fsr-4453	2	38	cfp®	ORG
fsr-4453	2	39	texas tech university	ORG
fsr-4453	2	40	stephen horan	PERSON
fsr-4453	2	41	ph.d	NORP
fsr-4453	2	42	cfa®	ORG
fsr-4453	2	43	university of north william w. jennings	ORG
fsr-4453	2	44	ph.d	ORG
fsr-4453	2	45	cfa®	PERSON
fsr-4453	2	46	u.s.	GPE
fsr-4453	2	47	ph.d	NORP
fsr-4453	2	48	womans university	ORG
fsr-4453	2	49	south korea	GPE
fsr-4453	2	50	izidin el kalak	GPE
fsr-4453	2	51	cardiff university	ORG
fsr-4453	2	52	uk	GPE
fsr-4453	2	53	thomas langdon	PERSON
fsr-4453	2	54	ph.d	NORP
fsr-4453	2	55	roger william university	PERSON
fsr-4453	2	56	bristol claire matthews	ORG
fsr-4453	2	57	ph.d	ORG
fsr-4453	2	58	massey university	ORG
fsr-4453	2	59	mustafa nourallah	PERSON
fsr-4453	2	60	ph.d	ORG
fsr-4453	2	61	mid sweden university	ORG
fsr-4453	2	62	lance palmer	PERSON
fsr-4453	2	63	ph.d	ORG
fsr-4453	2	64	cfp®	ORG
fsr-4453	2	65	university of georgia	ORG
fsr-4453	2	66	rabbani	PERSON
fsr-4453	2	67	ph.d	NORP
fsr-4453	2	68	cfp®	ORG
fsr-4453	2	69	university of missouri	ORG
fsr-4453	2	70	dan richards	PERSON
fsr-4453	2	71	ph.d	ORG
fsr-4453	2	72	york university	ORG
fsr-4453	2	73	canada	GPE
fsr-4453	2	74	chris robinson	PERSON
fsr-4453	2	75	ph.d	ORG
fsr-4453	2	76	cfp®	ORG
fsr-4453	2	77	york university	ORG
fsr-4453	2	78	canada jerry stevens	PERSON
fsr-4453	2	79	ph.d	ORG
fsr-4453	2	80	university of richmond ning tang	ORG
fsr-4453	2	81	ph.d	NORP
fsr-4453	2	82	san diego	GPE
fsr-4453	2	83	inga timmerman	PERSON
fsr-4453	2	84	ph.d	ORG
fsr-4453	2	85	university of north	ORG
fsr-4453	2	86	florida	GPE
fsr-4453	2	87	bomikazi	GPE
fsr-4453	2	88	ph.d	ORG
fsr-4453	2	89	university of canberra	ORG
fsr-4453	2	90	australia issn	ORG
fsr-4453	2	91	10.61190	CARDINAL
fsr-4453	2	92	peter	PERSON
fsr-4453	2	93	mustafa & el kalak	ORG
fsr-4453	2	94	izidin	PERSON
fsr-4453	2	95	alex	PERSON
fsr-4453	2	96	kalenkoski	PERSON
fsr-4453	2	97	charlene	PERSON
fsr-4453	2	98	christopher & guillemette	ORG
fsr-4453	2	99	michael	PERSON
fsr-4453	3	1	1-19	CARDINAL
fsr-4453	4	1	chen	PERSON
fsr-4453	4	2	ying	PERSON
fsr-4453	4	3	asebedo	PERSON
fsr-4453	4	4	sarah d.	PERSON
fsr-4453	4	5	todd d.	PERSON
fsr-4453	4	6	u.s.	GPE
fsr-4453	4	7	20	CARDINAL
fsr-4453	5	1	diab	PERSON
fsr-4453	5	2	sara	GPE
fsr-4453	5	3	mustafa &	ORG
fsr-4453	5	4	peter	PERSON
fsr-4453	5	5	the european union	ORG
fsr-4453	5	6	48	CARDINAL
fsr-4453	6	1	vidhu & ramesh	ORG
fsr-4453	6	2	61	CARDINAL
fsr-4453	7	1	academy of financial services	ORG
fsr-4453	7	2	shawn brayman	PERSON
fsr-4453	7	3	michelle cull	PERSON
fsr-4453	7	4	western sydney university	ORG
fsr-4453	7	5	kirsten macdonald griffith university	ORG
fsr-4453	7	6	ngo east carolina university	GPE
fsr-4453	7	7	mustafa nourallah	PERSON
fsr-4453	7	8	sweden	GPE
fsr-4453	7	9	thomas korankye university	PERSON
fsr-4453	7	10	arizona	GPE
fsr-4453	7	11	elisabeth sinnewe queensland university of technology	ORG
fsr-4453	7	12	australia	GPE
fsr-4453	7	13	elisabeth sinnewe queensland university of technology	ORG
fsr-4453	7	14	norah feng massey university	PERSON
fsr-4453	7	15	aaron gilbert auckland university of technology	PERSON
fsr-4453	7	16	matt goren brett danko	PERSON
fsr-4453	7	17	tom	PERSON
fsr-4453	7	18	morningstar eun jin kwak university of wisconsin	PERSON
fsr-4453	7	19	dan moisand	PERSON
fsr-4453	7	20	fitzgerald tamayo	PERSON
fsr-4453	7	21	richard stebbins university	PERSON
fsr-4453	7	22	tom	DATE
fsr-4453	7	23	san diego	GPE
fsr-4453	7	24	dave yeske	PERSON
fsr-4453	7	25	golden gate university	ORG
fsr-4453	7	26	yulia	PERSON
fsr-4453	8	1	zhang kansas state university	ORG
fsr-4453	8	2	shawn brayman	PERSON
fsr-4453	8	3	2023-2025	CARDINAL
fsr-4453	8	4	inga timmerman	PERSON
fsr-4453	8	5	2020	CARDINAL
fsr-4453	8	6	22	CARDINAL
fsr-4453	8	7	university of north	ORG
fsr-4453	8	8	florida	GPE
fsr-4453	8	9	janine sam	PERSON
fsr-4453	8	10	2019-20	CARDINAL
fsr-4453	8	11	swarn chatterjee	PERSON
fsr-4453	8	12	2018-19	DATE
fsr-4453	8	13	university of georgia	ORG
fsr-4453	8	14	robert moreschi	PERSON
fsr-4453	8	15	2016	CARDINAL
fsr-4453	8	16	18	CARDINAL
fsr-4453	8	17	virginia military institute	ORG
fsr-4453	8	18	thomas coe	PERSON
fsr-4453	8	19	2015	CARDINAL
fsr-4453	8	20	16	CARDINAL
fsr-4453	8	21	quinnipiac	ORG
fsr-4453	8	22	william chittenden	PERSON
fsr-4453	8	23	2014-15	DATE
fsr-4453	8	24	texas state university	ORG
fsr-4453	8	25	lance palmer	PERSON
fsr-4453	8	26	2013-14	DATE
fsr-4453	8	27	university of georgia frank laatsch	ORG
fsr-4453	8	28	2012-13	DATE
fsr-4453	8	29	mississippi brian boscaljon	PERSON
fsr-4453	8	30	2011-12	DATE
fsr-4453	8	31	penn state university-erie auburn university	ORG
fsr-4453	8	32	montgomery vickie hampton	PERSON
fsr-4453	8	33	2008-09	DATE
fsr-4453	8	34	texas tech university frank	ORG
fsr-4453	8	35	2007-08	DATE
fsr-4453	8	36	mississippi	GPE
fsr-4453	8	37	daniel walz	PERSON
fsr-4453	8	38	2006-07	DATE
fsr-4453	8	39	trinity university	ORG
fsr-4453	8	40	anne gleason	PERSON
fsr-4453	8	41	2005-06	DATE
fsr-4453	8	42	charleston	GPE
fsr-4453	8	43	stuart michelson	PERSON
fsr-4453	8	44	2004-05	DATE
fsr-4453	8	45	stetson university	ORG
fsr-4453	8	46	grady perdue	PERSON
fsr-4453	8	47	2003-04	DATE
fsr-4453	8	48	university of houston-clear lake vickie bajtelsmit	ORG
fsr-4453	8	49	2002-03	DATE
fsr-4453	8	50	colorado	GPE
fsr-4453	8	51	karen eilers	PERSON
fsr-4453	8	52	lahey	PERSON
fsr-4453	8	53	2001-02	DATE
fsr-4453	8	54	university of akron	ORG
fsr-4453	8	55	tom eyssell	PERSON
fsr-4453	8	56	2000-01	DATE
fsr-4453	8	57	university of missouri-st	ORG
fsr-4453	8	58	louis jill lynn vihtelic	PERSON
fsr-4453	8	59	1999	DATE
fsr-4453	8	60	saint mary	PERSON
fsr-4453	8	61	terry zivney	PERSON
fsr-4453	8	62	1998-99	DATE
fsr-4453	8	63	ball state university	ORG
fsr-4453	8	64	don holdren	PERSON
fsr-4453	8	65	1997-98	DATE
fsr-4453	8	66	marshall university	ORG
fsr-4453	8	67	robert mcleod	PERSON
fsr-4453	8	68	1996-97	DATE
fsr-4453	8	69	university of alabama walt woerheide	ORG
fsr-4453	8	70	1995-96	DATE
fsr-4453	8	71	american college dixie mills	ORG
fsr-4453	8	72	1994-95	DATE
fsr-4453	8	73	illinois state university	ORG
fsr-4453	8	74	1993-94	DATE
fsr-4453	8	75	mona gardner	PERSON
fsr-4453	8	76	1992-93	DATE
fsr-4453	8	77	illinois wesleyan university	ORG
fsr-4453	8	78	jean l.	PERSON
fsr-4453	8	79	1991-92	DATE
fsr-4453	8	80	villanova university	ORG
fsr-4453	8	81	frank k. reilly	PERSON
fsr-4453	8	82	1990-91	DATE
fsr-4453	8	83	university of notre	ORG
fsr-4453	8	84	lawrence j. gitman	PERSON
fsr-4453	8	85	1989-90	DATE
fsr-4453	8	86	san diego	GPE
fsr-4453	8	87	travis s. pritchett	PERSON
fsr-4453	8	88	1988-89	DATE
fsr-4453	8	89	university of south carolina	ORG
fsr-4453	8	90	tom potts	PERSON
fsr-4453	8	91	1987-88	DATE
fsr-4453	8	92	robert f. bohn	PERSON
fsr-4453	8	93	1986-87	DATE
fsr-4453	8	94	golden gate university	ORG
fsr-4453	8	95	tom warschauer	PERSON
fsr-4453	8	96	1985-86	DATE
fsr-4453	8	97	san diego	GPE
fsr-4453	8	98	university financial services review	ORG
fsr-4453	8	99	the academy of financial services financial services	ORG
fsr-4453	9	1	33	DATE
fsr-4453	9	2	3	CARDINAL
fsr-4453	9	3	2025	CARDINAL
fsr-4453	9	4	elisabeth sinnewe	PERSON
fsr-4453	9	5	ph.d	ORG
fsr-4453	9	6	queensland university of technology	ORG
fsr-4453	9	7	•	CARDINAL
fsr-4453	9	8	vickie bajtelsmit	PERSON
fsr-4453	9	9	ph.d	ORG
fsr-4453	9	10	colorado state university	ORG
fsr-4453	9	11	•	CARDINAL
fsr-4453	9	12	shawn brayman	PERSON
fsr-4453	9	13	•	CARDINAL
fsr-4453	9	14	conrad ciccotello	PERSON
fsr-4453	9	15	jd.	GPE
fsr-4453	9	16	ph.d	ORG
fsr-4453	9	17	university of denver •	ORG
fsr-4453	9	18	john e. grable	PERSON
fsr-4453	9	19	ph.d	ORG
fsr-4453	9	20	cfp®	ORG
fsr-4453	9	21	university of georgia • sherman hanna	ORG
fsr-4453	9	22	ph.d	ORG
fsr-4453	9	23	the ohio state university	ORG
fsr-4453	9	24	• tom	TIME
fsr-4453	9	25	ph.d	ORG
fsr-4453	9	26	cfp®	ORG
fsr-4453	9	27	baylor university	ORG
fsr-4453	9	28	•	CARDINAL
fsr-4453	9	29	martin seay	PERSON
fsr-4453	9	30	ph.d	ORG
fsr-4453	9	31	cfp®	ORG
fsr-4453	9	32	kansas state university	ORG
fsr-4453	9	33	•	CARDINAL
fsr-4453	9	34	ph.d	ORG
fsr-4453	9	35	santa clara	GPE
fsr-4453	9	36	ph.d	ORG
fsr-4453	9	37	cfp®	ORG
fsr-4453	9	38	san diego	GPE
fsr-4453	9	39	•	CARDINAL
fsr-4453	9	40	ph.d	ORG
fsr-4453	9	41	university of georgia • shinae choi	ORG
fsr-4453	9	42	ph.d	ORG
fsr-4453	9	43	university of alabama • lu fan	ORG
fsr-4453	9	44	ph.d	ORG
fsr-4453	9	45	cfp®	ORG
fsr-4453	9	46	university of georgia •	ORG
fsr-4453	9	47	ph.d	NORP
fsr-4453	9	48	massey university	PERSON
fsr-4453	9	49	ph.d	ORG
fsr-4453	9	50	university of wisconsin • philip gibson	ORG
fsr-4453	9	51	ph.d	ORG
fsr-4453	9	52	cfp®	ORG
fsr-4453	9	53	winthrop university	ORG
fsr-4453	9	54	•	CARDINAL
fsr-4453	9	55	stu heckman	PERSON
fsr-4453	9	56	ph.d	ORG
fsr-4453	9	57	cfp®	ORG
fsr-4453	9	58	texas tech university	ORG
fsr-4453	9	59	•	CARDINAL
fsr-4453	9	60	stephen horan	PERSON
fsr-4453	9	61	ph.d	NORP
fsr-4453	9	62	cfa®	ORG
fsr-4453	9	63	university of north carolina	ORG
fsr-4453	9	64	wilmington	PERSON
fsr-4453	9	65	william w. jennings	PERSON
fsr-4453	9	66	ph.d	ORG
fsr-4453	9	67	cfa®	PERSON
fsr-4453	9	68	u.s.	GPE
fsr-4453	9	69	•	CARDINAL
fsr-4453	9	70	ph.d	NORP
fsr-4453	9	71	womans university	ORG
fsr-4453	9	72	el kalak	GPE
fsr-4453	9	73	cardiff university	ORG
fsr-4453	9	74	thomas langdon	PERSON
fsr-4453	9	75	ph.d	NORP
fsr-4453	9	76	roger william university	PERSON
fsr-4453	9	77	bristol	GPE
fsr-4453	9	78	ri • claire matthews	ORG
fsr-4453	9	79	ph.d	ORG
fsr-4453	9	80	massey university	PERSON
fsr-4453	9	81	mustafa nourallah	PERSON
fsr-4453	9	82	mid sweden university	ORG
fsr-4453	9	83	sweden •	EVENT
fsr-4453	9	84	lance palmer	PERSON
fsr-4453	9	85	ph.d	ORG
fsr-4453	9	86	cfp®	ORG
fsr-4453	9	87	university of georgia •	ORG
fsr-4453	9	88	ph.d	NORP
fsr-4453	9	89	cfp®	ORG
fsr-4453	9	90	university of missouri • dan richards	ORG
fsr-4453	9	91	ph.d	ORG
fsr-4453	9	92	•	CARDINAL
fsr-4453	9	93	chris robinson	PERSON
fsr-4453	9	94	ph.d	ORG
fsr-4453	9	95	york university	ORG
fsr-4453	9	96	canada	GPE
fsr-4453	9	97	jerry stevens	PERSON
fsr-4453	9	98	ph.d	ORG
fsr-4453	9	99	university of richmond •	ORG
fsr-4453	9	100	ph.d	NORP
fsr-4453	9	101	san diego	GPE
fsr-4453	9	102	•	CARDINAL
fsr-4453	9	103	ph.d	ORG
fsr-4453	9	104	university of north florida •	ORG
fsr-4453	9	105	bomikazi	ORG
fsr-4453	9	106	ph.d	ORG
fsr-4453	9	107	university of canberra	ORG
fsr-4453	9	108	australia	GPE
fsr-4453	9	109	john anderson	PERSON
fsr-4453	9	110	ph.d	ORG
fsr-4453	9	111	university of kansas •	ORG
fsr-4453	9	112	kristy archuleta	PERSON
fsr-4453	9	113	ph.d	ORG
fsr-4453	9	114	university of georgia	ORG
fsr-4453	9	115	axton betz-hamilton	PERSON
fsr-4453	9	116	ph.d	NORP
fsr-4453	9	117	south dakota	GPE
fsr-4453	9	118	•	CARDINAL
fsr-4453	9	119	alona	GPE
fsr-4453	9	120	ph.d	ORG
fsr-4453	9	121	university of north florida • brian l. boscaljon	ORG
fsr-4453	9	122	ph.d	ORG
fsr-4453	9	123	penn state	ORG
fsr-4453	9	124	•	CARDINAL
fsr-4453	9	125	ph.d	ORG
fsr-4453	9	126	baldwin wallace university	PERSON
fsr-4453	9	127	ph.d	ORG
fsr-4453	9	128	utah valley university	ORG
fsr-4453	9	129	•	CARDINAL
fsr-4453	9	130	chris	PERSON
fsr-4453	9	131	ph.d	ORG
fsr-4453	9	132	cfp®	ORG
fsr-4453	9	133	texas tech university	ORG
fsr-4453	9	134	john clinebell	PERSON
fsr-4453	9	135	d.	NORP
fsr-4453	9	136	university of northern colorado	ORG
fsr-4453	9	137	•	CARDINAL
fsr-4453	9	138	michelle cull	PERSON
fsr-4453	9	139	ph.d	ORG
fsr-4453	9	140	western sydney university	ORG
fsr-4453	9	141	australia	GPE
fsr-4453	9	142	james delellio	PERSON
fsr-4453	9	143	ph.d	ORG
fsr-4453	9	144	pepperdine university	ORG
fsr-4453	9	145	dale domian	PERSON
fsr-4453	9	146	ph.d	ORG
fsr-4453	9	147	cfp®	ORG
fsr-4453	9	148	york university	ORG
fsr-4453	9	149	canada	GPE
fsr-4453	9	150	norah feng	PERSON
fsr-4453	9	151	ph.d	NORP
fsr-4453	9	152	massey university	PERSON
fsr-4453	9	153	giovanni fernandez	PERSON
fsr-4453	9	154	d. stetson university	ORG
fsr-4453	9	155	deland	GPE
fsr-4453	9	156	fl •	ORG
fsr-4453	9	157	patti fisher	PERSON
fsr-4453	9	158	ph.d	ORG
fsr-4453	9	159	virginia	GPE
fsr-4453	9	160	jim gilkeson	PERSON
fsr-4453	9	161	ph.d	ORG
fsr-4453	9	162	cfa, university of central florida •	ORG
fsr-4453	9	163	ph.d	ORG
fsr-4453	9	164	university of florida •	ORG
fsr-4453	9	165	chuck grace	PERSON
fsr-4453	9	166	cfp®	ORG
fsr-4453	9	167	canada •	ORG
fsr-4453	9	168	hanks	ORG
fsr-4453	9	169	ph.d	NORP
fsr-4453	9	170	the ohio state university	ORG
fsr-4453	9	171	jennifer harrison	PERSON
fsr-4453	9	172	ph.d	ORG
fsr-4453	9	173	southern cross university	ORG
fsr-4453	9	174	•	CARDINAL
fsr-4453	9	175	ph.d	ORG
fsr-4453	9	176	purdue university	ORG
fsr-4453	9	177	stephen m. horan	PERSON
fsr-4453	9	178	ph.d	NORP
fsr-4453	9	179	•	CARDINAL
fsr-4453	9	180	russell james	PERSON
fsr-4453	9	181	ph.d	ORG
fsr-4453	9	182	cfp®	ORG
fsr-4453	9	183	texas tech university	ORG
fsr-4453	9	184	•	CARDINAL
fsr-4453	9	185	ph.d	NORP
fsr-4453	9	186	university of alabama	ORG
fsr-4453	9	187	jin kwak	PERSON
fsr-4453	9	188	ph.d	ORG
fsr-4453	9	189	university of wisconsin	ORG
fsr-4453	10	1	derek lawson	PERSON
fsr-4453	10	2	ph.d	ORG
fsr-4453	10	3	cfp®	ORG
fsr-4453	10	4	kansas state university	ORG
fsr-4453	10	5	•	CARDINAL
fsr-4453	10	6	ph.d	ORG
fsr-4453	10	7	york university	ORG
fsr-4453	10	8	yi liu	PERSON
fsr-4453	10	9	ph.d	NORP
fsr-4453	10	10	cfp®	ORG
fsr-4453	10	11	st	GPE
fsr-4453	10	12	john fisher	PERSON
fsr-4453	10	13	•	CARDINAL
fsr-4453	10	14	ph.d	ORG
fsr-4453	10	15	the ohio state university	ORG
fsr-4453	10	16	•	CARDINAL
fsr-4453	10	17	ph.d	ORG
fsr-4453	10	18	lmft	ORG
fsr-4453	10	19	cft-i®	ORG
fsr-4453	10	20	kansas state university	ORG
fsr-4453	10	21	•	CARDINAL
fsr-4453	10	22	university of south australia	ORG
fsr-4453	10	23	barry mulholland	PERSON
fsr-4453	10	24	ph.d	ORG
fsr-4453	10	25	cfp®	ORG
fsr-4453	10	26	university of akron	ORG
fsr-4453	10	27	david nanigian	PERSON
fsr-4453	10	28	ph.d	ORG
fsr-4453	10	29	cfp®	ORG
fsr-4453	10	30	mount ararat financial services	ORG
fsr-4453	10	31	llc •	FAC
fsr-4453	10	32	john nofsinger	PERSON
fsr-4453	10	33	ph.d	ORG
fsr-4453	10	34	university of alaska anchorage •	ORG
fsr-4453	10	35	ph.d	ORG
fsr-4453	10	36	cfp®	ORG
fsr-4453	10	37	afc	ORG
fsr-4453	10	38	texas tech university	ORG
fsr-4453	10	39	•	CARDINAL
fsr-4453	10	40	congrong ouyang	PERSON
fsr-4453	10	41	ph.d	NORP
fsr-4453	10	42	kansas state university	ORG
fsr-4453	10	43	•	CARDINAL
fsr-4453	10	44	d. pfau	PERSON
fsr-4453	10	45	ph.d	ORG
fsr-4453	10	46	cfa	PERSON
fsr-4453	10	47	llc • miranda reiter	ORG
fsr-4453	10	48	ph.d	ORG
fsr-4453	10	49	cfp®	ORG
fsr-4453	10	50	texas tech university	ORG
fsr-4453	10	51	•	CARDINAL
fsr-4453	10	52	ph.d	ORG
fsr-4453	10	53	•	CARDINAL
fsr-4453	10	54	kimberly watkins	PERSON
fsr-4453	10	55	ph.d	ORG
fsr-4453	10	56	university of georgia • anne wenger	ORG
fsr-4453	10	57	ph.d	NORP
fsr-4453	10	58	san diego	GPE
fsr-4453	10	59	•	CARDINAL
fsr-4453	10	60	ph.d	ORG
fsr-4453	10	61	griffith university	ORG
fsr-4453	10	62	•	CARDINAL
fsr-4453	10	63	ph.d	ORG
fsr-4453	10	64	cfp®	ORG
fsr-4453	10	65	the ohio state university	ORG
fsr-4453	10	66	university of georgia	ORG
fsr-4453	10	67	the journal financial services	ORG
fsr-4453	10	68	fsr	ORG
fsr-4453	10	69	the academy of financial services	ORG
fsr-4453	11	1	fsr	ORG
fsr-4453	14	1	fsr	ORG
fsr-4453	15	1	annual	DATE
fsr-4453	21	1	4.0	CARDINAL
fsr-4453	22	1	first	ORDINAL
fsr-4453	22	2	4.0	CARDINAL