0	0.15013	rate value interest estate insurance year bonds rates 
1	0.17105	funds fund returns market mutual performance investors return 
2	0.16841	financial retirement risk income age life insurance households 
3	0.1342	portfolio tax retirement risk income rate asset return 
4	0.13082	financial literacy knowledge education behavior services review results 
5	0.10888	financial services state academy ph.d planning review college 
6	0.17779	financial planning students services finance clients review advice 
7	0.09608	credit financial card consumer information services bankruptcy consumers