id	sid	tid	token	lemma	pos
fsr-3158	1	1	finser_30_4_merged_updated_3	finser_30_4_merged_updated_3	NOUN
fsr-3158	1	2	officers	officer	NOUN
fsr-3158	1	3	president	president	PROPN
fsr-3158	1	4	inga	inga	PROPN
fsr-3158	1	5	timmerman	timmerman	PROPN
fsr-3158	1	6	academy	academy	PROPN
fsr-3158	1	7	of	of	ADP
fsr-3158	1	8	financial	financial	PROPN
fsr-3158	1	9	services	service	NOUN
fsr-3158	1	10	halil	halil	PROPN
fsr-3158	1	11	kiymaz	kiymaz	PROPN
fsr-3158	1	12	,	,	PUNCT
fsr-3158	1	13	2010	2010	NUM
fsr-3158	1	14	-	-	SYM
fsr-3158	1	15	11	11	NUM
fsr-3158	1	16	rollins	rollin	NOUN
fsr-3158	1	17	college	college	PROPN
fsr-3158	1	18	of	of	ADP
fsr-3158	1	19	business	business	PROPN
fsr-3158	1	20	david	david	PROPN
fsr-3158	1	21	lange	lange	PROPN
fsr-3158	1	22	,	,	PUNCT
fsr-3158	1	23	2009	2009	NUM
fsr-3158	1	24	-	-	SYM
fsr-3158	1	25	10	10	NUM
fsr-3158	1	26	california	california	PROPN
fsr-3158	1	27	state	state	PROPN
fsr-3158	1	28	university	university	PROPN
fsr-3158	1	29	,	,	PUNCT
fsr-3158	1	30	northridge	northridge	PROPN
fsr-3158	1	31	president	president	PROPN
fsr-3158	1	32	-	-	PUNCT
fsr-3158	1	33	elect	elect	PROPN
fsr-3158	1	34	executive	executive	ADJ
fsr-3158	1	35	vice	vice	NOUN
fsr-3158	1	36	president	president	NOUN
fsr-3158	1	37	-	-	PUNCT
fsr-3158	1	38	program	program	NOUN
fsr-3158	1	39	terrance	terrance	PROPN
fsr-3158	1	40	k.	k.	PROPN
fsr-3158	1	41	martin	martin	PROPN
fsr-3158	1	42	winston	winston	PROPN
fsr-3158	1	43	-	-	PUNCT
fsr-3158	1	44	salem	salem	PROPN
fsr-3158	1	45	state	state	PROPN
fsr-3158	1	46	university	university	PROPN
fsr-3158	1	47	vice	vice	NOUN
fsr-3158	1	48	president	president	NOUN
fsr-3158	1	49	-	-	PUNCT
fsr-3158	1	50	communications	communication	NOUN
fsr-3158	1	51	colleen	colleen	PROPN
fsr-3158	1	52	tokar	tokar	NOUN
fsr-3158	1	53	asaad	asaad	PROPN
fsr-3158	1	54	baldwin	baldwin	PROPN
fsr-3158	1	55	wallace	wallace	PROPN
fsr-3158	1	56	university	university	PROPN
fsr-3158	1	57	vice	vice	NOUN
fsr-3158	1	58	president	president	NOUN
fsr-3158	1	59	-	-	PUNCT
fsr-3158	1	60	finance	finance	NOUN
fsr-3158	1	61	thomas	thomas	PROPN
fsr-3158	1	62	p.	p.	PROPN
fsr-3158	1	63	langdon	langdon	PROPN
fsr-3158	1	64	roger	roger	PROPN
fsr-3158	1	65	williams	williams	PROPN
fsr-3158	1	66	university	university	PROPN
fsr-3158	1	67	vice	vice	PROPN
fsr-3158	1	68	president	president	PROPN
fsr-3158	1	69	-	-	PUNCT
fsr-3158	1	70	international	international	ADJ
fsr-3158	1	71	relations	relation	NOUN
fsr-3158	1	72	philip	philip	PROPN
fsr-3158	1	73	gibson	gibson	PROPN
fsr-3158	1	74	winthrop	winthrop	PROPN
fsr-3158	1	75	university	university	PROPN
fsr-3158	1	76	vice	vice	PROPN
fsr-3158	1	77	president	president	PROPN
fsr-3158	1	78	-	-	PUNCT
fsr-3158	1	79	mktg	mktg	PROPN
fsr-3158	1	80	&	&	CCONJ
fsr-3158	1	81	public	public	ADJ
fsr-3158	1	82	relations	relation	NOUN
fsr-3158	1	83	shawn	shawn	PROPN
fsr-3158	1	84	brayman	brayman	PROPN
fsr-3158	1	85	planplus	planplus	PROPN
fsr-3158	1	86	global	global	PROPN
fsr-3158	1	87	immediate	immediate	ADJ
fsr-3158	1	88	past	past	PROPN
fsr-3158	1	89	president	president	PROPN
fsr-3158	1	90	janine	janine	PROPN
fsr-3158	1	91	sam	sam	PROPN
fsr-3158	1	92	shepherd	shepherd	PROPN
fsr-3158	1	93	university	university	PROPN
fsr-3158	1	94	editor	editor	NOUN
fsr-3158	1	95	,	,	PUNCT
fsr-3158	1	96	financial	financial	ADJ
fsr-3158	1	97	services	service	NOUN
fsr-3158	1	98	review	review	VERB
fsr-3158	1	99	terrance	terrance	PROPN
fsr-3158	1	100	k.	k.	PROPN
fsr-3158	1	101	martin	martin	PROPN
fsr-3158	1	102	winston	winston	PROPN
fsr-3158	1	103	-	-	PUNCT
fsr-3158	1	104	salem	salem	PROPN
fsr-3158	1	105	state	state	NOUN
fsr-3158	1	106	university	university	NOUN
fsr-3158	1	107	directors	director	NOUN
fsr-3158	1	108	charles	charles	PROPN
fsr-3158	1	109	chaffin	chaffin	PROPN
fsr-3158	1	110	cfp	cfp	PROPN
fsr-3158	1	111	board	board	PROPN
fsr-3158	1	112	of	of	ADP
fsr-3158	1	113	standards	standard	NOUN
fsr-3158	1	114	lu	lu	PROPN
fsr-3158	1	115	fan	fan	PROPN
fsr-3158	1	116	university	university	PROPN
fsr-3158	1	117	of	of	ADP
fsr-3158	1	118	missouri	missouri	PROPN
fsr-3158	1	119	barry	barry	PROPN
fsr-3158	1	120	mulholland	mulholland	PROPN
fsr-3158	1	121	university	university	PROPN
fsr-3158	1	122	of	of	ADP
fsr-3158	1	123	akron	akron	PROPN
fsr-3158	1	124	tom	tom	PROPN
fsr-3158	1	125	potts	potts	PROPN
fsr-3158	1	126	baylor	baylor	PROPN
fsr-3158	1	127	university	university	PROPN
fsr-3158	1	128	laura	laura	PROPN
fsr-3158	1	129	ricaldi	ricaldi	VERB
fsr-3158	1	130	utah	utah	PROPN
fsr-3158	1	131	valley	valley	PROPN
fsr-3158	1	132	university	university	PROPN
fsr-3158	1	133	past	past	PROPN
fsr-3158	1	134	presidents	president	NOUN
fsr-3158	1	135	janine	janine	PROPN
fsr-3158	1	136	sam	sam	PROPN
fsr-3158	1	137	,	,	PUNCT
fsr-3158	1	138	2019	2019	NUM
fsr-3158	1	139	-	-	SYM
fsr-3158	1	140	20	20	NUM
fsr-3158	1	141	shepherd	shepherd	ADJ
fsr-3158	1	142	university	university	NOUN
fsr-3158	1	143	swarn	swarn	PROPN
fsr-3158	1	144	chatterjee	chatterjee	PROPN
fsr-3158	1	145	,	,	PUNCT
fsr-3158	1	146	2018	2018	NUM
fsr-3158	1	147	-	-	SYM
fsr-3158	1	148	19	19	NUM
fsr-3158	1	149	university	university	PROPN
fsr-3158	1	150	of	of	ADP
fsr-3158	1	151	georgia	georgia	PROPN
fsr-3158	1	152	robert	robert	PROPN
fsr-3158	1	153	moreschi	moreschi	PROPN
fsr-3158	1	154	,	,	PUNCT
fsr-3158	1	155	2016	2016	NUM
fsr-3158	1	156	-	-	SYM
fsr-3158	1	157	18	18	NUM
fsr-3158	1	158	virginia	virginia	PROPN
fsr-3158	1	159	military	military	PROPN
fsr-3158	1	160	institute	institute	PROPN
fsr-3158	1	161	thomas	thomas	PROPN
fsr-3158	1	162	coe	coe	PROPN
fsr-3158	1	163	,	,	PUNCT
fsr-3158	1	164	2015	2015	NUM
fsr-3158	1	165	-	-	SYM
fsr-3158	1	166	16	16	NUM
fsr-3158	1	167	quinnipiac	quinnipiac	PROPN
fsr-3158	1	168	university	university	PROPN
fsr-3158	1	169	william	william	PROPN
fsr-3158	1	170	chittenden	chittenden	PROPN
fsr-3158	1	171	,	,	PUNCT
fsr-3158	1	172	2014	2014	NUM
fsr-3158	1	173	-	-	SYM
fsr-3158	1	174	15	15	NUM
fsr-3158	1	175	texas	texas	PROPN
fsr-3158	1	176	state	state	PROPN
fsr-3158	1	177	university	university	PROPN
fsr-3158	1	178	lance	lance	PROPN
fsr-3158	1	179	palmer	palmer	PROPN
fsr-3158	1	180	,	,	PUNCT
fsr-3158	1	181	2013	2013	NUM
fsr-3158	1	182	-	-	SYM
fsr-3158	1	183	14	14	NUM
fsr-3158	1	184	university	university	PROPN
fsr-3158	1	185	of	of	ADP
fsr-3158	1	186	georgia	georgia	PROPN
fsr-3158	1	187	frank	frank	PROPN
fsr-3158	1	188	laatsch	laatsch	PROPN
fsr-3158	1	189	,	,	PUNCT
fsr-3158	1	190	2012	2012	NUM
fsr-3158	1	191	-	-	SYM
fsr-3158	1	192	13	13	NUM
fsr-3158	1	193	university	university	NOUN
fsr-3158	1	194	of	of	ADP
fsr-3158	1	195	southern	southern	PROPN
fsr-3158	1	196	mississippi	mississippi	PROPN
fsr-3158	1	197	brian	brian	PROPN
fsr-3158	1	198	boscaljon	boscaljon	PROPN
fsr-3158	1	199	,	,	PUNCT
fsr-3158	1	200	2011	2011	NUM
fsr-3158	1	201	-	-	SYM
fsr-3158	1	202	12	12	NUM
fsr-3158	1	203	penn	penn	PROPN
fsr-3158	1	204	state	state	PROPN
fsr-3158	1	205	university	university	PROPN
fsr-3158	1	206	-	-	PUNCT
fsr-3158	1	207	erie	erie	PROPN
fsr-3158	1	208	auburn	auburn	PROPN
fsr-3158	1	209	university	university	PROPN
fsr-3158	1	210	,	,	PUNCT
fsr-3158	1	211	montgomery	montgomery	PROPN
fsr-3158	1	212	vickie	vickie	PROPN
fsr-3158	1	213	hampton	hampton	PROPN
fsr-3158	1	214	,	,	PUNCT
fsr-3158	1	215	2008	2008	NUM
fsr-3158	1	216	-	-	SYM
fsr-3158	1	217	09	09	NUM
fsr-3158	1	218	texas	texas	PROPN
fsr-3158	1	219	tech	tech	PROPN
fsr-3158	1	220	university	university	PROPN
fsr-3158	1	221	frank	frank	PROPN
fsr-3158	1	222	laatsch	laatsch	PROPN
fsr-3158	1	223	2007	2007	NUM
fsr-3158	1	224	-	-	SYM
fsr-3158	1	225	08	08	NUM
fsr-3158	1	226	university	university	PROPN
fsr-3158	1	227	of	of	ADP
fsr-3158	1	228	southern	southern	PROPN
fsr-3158	1	229	mississippi	mississippi	PROPN
fsr-3158	1	230	daniel	daniel	PROPN
fsr-3158	1	231	walz	walz	PROPN
fsr-3158	1	232	,	,	PUNCT
fsr-3158	1	233	2006	2006	NUM
fsr-3158	1	234	-	-	SYM
fsr-3158	1	235	07	07	NUM
fsr-3158	1	236	trinity	trinity	NOUN
fsr-3158	1	237	university	university	PROPN
fsr-3158	1	238	anne	anne	PROPN
fsr-3158	1	239	gleason	gleason	PROPN
fsr-3158	1	240	,	,	PUNCT
fsr-3158	1	241	2005	2005	NUM
fsr-3158	1	242	-	-	SYM
fsr-3158	1	243	06	06	NUM
fsr-3158	1	244	college	college	PROPN
fsr-3158	1	245	of	of	ADP
fsr-3158	1	246	charleston	charleston	PROPN
fsr-3158	1	247	stuart	stuart	PROPN
fsr-3158	1	248	michelson	michelson	PROPN
fsr-3158	1	249	,	,	PUNCT
fsr-3158	1	250	2004	2004	NUM
fsr-3158	1	251	-	-	SYM
fsr-3158	1	252	05	05	NUM
fsr-3158	1	253	stetson	stetson	PROPN
fsr-3158	1	254	university	university	PROPN
fsr-3158	1	255	grady	grady	PROPN
fsr-3158	1	256	perdue	perdue	PROPN
fsr-3158	1	257	,	,	PUNCT
fsr-3158	1	258	2003	2003	NUM
fsr-3158	1	259	-	-	SYM
fsr-3158	1	260	04	04	NUM
fsr-3158	1	261	university	university	PROPN
fsr-3158	1	262	of	of	ADP
fsr-3158	1	263	houston	houston	PROPN
fsr-3158	1	264	-	-	PUNCT
fsr-3158	1	265	clear	clear	PROPN
fsr-3158	1	266	lake	lake	PROPN
fsr-3158	1	267	vickie	vickie	PROPN
fsr-3158	1	268	bajtelsmit	bajtelsmit	NOUN
fsr-3158	1	269	,	,	PUNCT
fsr-3158	1	270	2002	2002	NUM
fsr-3158	1	271	-	-	SYM
fsr-3158	1	272	03	03	NUM
fsr-3158	1	273	colorado	colorado	PROPN
fsr-3158	1	274	state	state	PROPN
fsr-3158	1	275	university	university	PROPN
fsr-3158	1	276	karen	karen	PROPN
fsr-3158	1	277	eilers	eilers	PROPN
fsr-3158	1	278	lahey	lahey	PROPN
fsr-3158	1	279	,	,	PUNCT
fsr-3158	1	280	2001	2001	NUM
fsr-3158	1	281	-	-	SYM
fsr-3158	1	282	02	02	NUM
fsr-3158	1	283	university	university	PROPN
fsr-3158	1	284	of	of	ADP
fsr-3158	1	285	akron	akron	PROPN
fsr-3158	1	286	tom	tom	PROPN
fsr-3158	1	287	eyssell	eyssell	PROPN
fsr-3158	1	288	,	,	PUNCT
fsr-3158	1	289	2000	2000	NUM
fsr-3158	1	290	-	-	SYM
fsr-3158	1	291	01	01	NUM
fsr-3158	1	292	university	university	PROPN
fsr-3158	1	293	of	of	ADP
fsr-3158	1	294	missouri	missouri	PROPN
fsr-3158	1	295	-	-	PROPN
fsr-3158	1	296	st	st	PROPN
fsr-3158	1	297	.	.	PROPN
fsr-3158	1	298	louis	louis	PROPN
fsr-3158	1	299	jill	jill	PROPN
fsr-3158	1	300	lynn	lynn	PROPN
fsr-3158	1	301	vihtelic	vihtelic	PROPN
fsr-3158	1	302	,	,	PUNCT
fsr-3158	1	303	1999	1999	NUM
fsr-3158	1	304	-	-	SYM
fsr-3158	1	305	00	00	NUM
fsr-3158	1	306	saint	saint	PROPN
fsr-3158	1	307	mary	mary	PROPN
fsr-3158	1	308	’s	’s	PART
fsr-3158	1	309	college	college	PROPN
fsr-3158	1	310	terry	terry	PROPN
fsr-3158	1	311	zivney	zivney	PROPN
fsr-3158	1	312	,	,	PUNCT
fsr-3158	1	313	1998	1998	NUM
fsr-3158	1	314	-	-	SYM
fsr-3158	1	315	99	99	NUM
fsr-3158	1	316	ball	ball	NOUN
fsr-3158	1	317	state	state	NOUN
fsr-3158	1	318	university	university	PROPN
fsr-3158	1	319	don	don	PROPN
fsr-3158	1	320	holdren	holdren	NOUN
fsr-3158	1	321	,	,	PUNCT
fsr-3158	1	322	1997	1997	NUM
fsr-3158	1	323	-	-	SYM
fsr-3158	1	324	98	98	NUM
fsr-3158	1	325	marshall	marshall	PROPN
fsr-3158	1	326	university	university	PROPN
fsr-3158	1	327	robert	robert	PROPN
fsr-3158	1	328	mcleod	mcleod	PROPN
fsr-3158	1	329	,	,	PUNCT
fsr-3158	1	330	1996	1996	NUM
fsr-3158	1	331	-	-	SYM
fsr-3158	1	332	97	97	NUM
fsr-3158	1	333	university	university	PROPN
fsr-3158	1	334	of	of	ADP
fsr-3158	1	335	alabama	alabama	PROPN
fsr-3158	1	336	walt	walt	PROPN
fsr-3158	1	337	woerheide	woerheide	PROPN
fsr-3158	1	338	,	,	PUNCT
fsr-3158	1	339	1995	1995	NUM
fsr-3158	1	340	-	-	SYM
fsr-3158	1	341	96	96	NUM
fsr-3158	2	1	the	the	DET
fsr-3158	2	2	american	american	PROPN
fsr-3158	2	3	college	college	PROPN
fsr-3158	2	4	dixie	dixie	PROPN
fsr-3158	2	5	mills	mill	NOUN
fsr-3158	2	6	,	,	PUNCT
fsr-3158	2	7	1994	1994	NUM
fsr-3158	2	8	-	-	SYM
fsr-3158	2	9	95	95	NUM
fsr-3158	2	10	illinois	illinois	PROPN
fsr-3158	2	11	state	state	PROPN
fsr-3158	2	12	university	university	PROPN
fsr-3158	2	13	ted	te	VERB
fsr-3158	2	14	veit	veit	PROPN
fsr-3158	2	15	,	,	PUNCT
fsr-3158	2	16	1993	1993	NUM
fsr-3158	2	17	-	-	SYM
fsr-3158	2	18	94	94	NUM
fsr-3158	2	19	rollins	rollins	PROPN
fsr-3158	2	20	college	college	PROPN
fsr-3158	2	21	mona	mona	PROPN
fsr-3158	2	22	gardner	gardner	PROPN
fsr-3158	2	23	,	,	PUNCT
fsr-3158	2	24	1992	1992	NUM
fsr-3158	2	25	-	-	SYM
fsr-3158	2	26	93	93	NUM
fsr-3158	2	27	illinois	illinois	PROPN
fsr-3158	2	28	wesleyan	wesleyan	PROPN
fsr-3158	2	29	university	university	PROPN
fsr-3158	2	30	jean	jean	PROPN
fsr-3158	2	31	l.	l.	PROPN
fsr-3158	2	32	heck	heck	PROPN
fsr-3158	2	33	,	,	PUNCT
fsr-3158	2	34	1991	1991	NUM
fsr-3158	2	35	-	-	SYM
fsr-3158	2	36	92	92	NUM
fsr-3158	2	37	villanova	villanova	PROPN
fsr-3158	2	38	university	university	PROPN
fsr-3158	2	39	frank	frank	PROPN
fsr-3158	2	40	k.	k.	PROPN
fsr-3158	2	41	reilly	reilly	PROPN
fsr-3158	2	42	,	,	PUNCT
fsr-3158	2	43	1990	1990	NUM
fsr-3158	2	44	-	-	SYM
fsr-3158	2	45	91	91	NUM
fsr-3158	2	46	university	university	NOUN
fsr-3158	2	47	of	of	ADP
fsr-3158	2	48	notre	notre	PROPN
fsr-3158	2	49	dame	dame	PROPN
fsr-3158	2	50	lawrence	lawrence	PROPN
fsr-3158	2	51	j.	j.	PROPN
fsr-3158	2	52	gitman	gitman	PROPN
fsr-3158	2	53	,	,	PUNCT
fsr-3158	2	54	1989	1989	NUM
fsr-3158	2	55	-	-	SYM
fsr-3158	2	56	90	90	NUM
fsr-3158	2	57	san	san	PROPN
fsr-3158	2	58	diego	diego	PROPN
fsr-3158	2	59	state	state	PROPN
fsr-3158	2	60	university	university	PROPN
fsr-3158	2	61	travis	travis	PROPN
fsr-3158	2	62	s.	s.	PROPN
fsr-3158	2	63	pritchett	pritchett	PROPN
fsr-3158	2	64	,	,	PUNCT
fsr-3158	2	65	1988	1988	NUM
fsr-3158	2	66	-	-	SYM
fsr-3158	2	67	89	89	NUM
fsr-3158	2	68	university	university	NOUN
fsr-3158	2	69	of	of	ADP
fsr-3158	2	70	south	south	PROPN
fsr-3158	2	71	carolina	carolina	PROPN
fsr-3158	2	72	tom	tom	PROPN
fsr-3158	2	73	potts	potts	PROPN
fsr-3158	2	74	,	,	PUNCT
fsr-3158	2	75	1987	1987	NUM
fsr-3158	2	76	-	-	SYM
fsr-3158	2	77	88	88	NUM
fsr-3158	2	78	baylor	baylor	NOUN
fsr-3158	2	79	university	university	PROPN
fsr-3158	2	80	robert	robert	PROPN
fsr-3158	2	81	f.	f.	PROPN
fsr-3158	2	82	bohn	bohn	PROPN
fsr-3158	2	83	,	,	PUNCT
fsr-3158	2	84	1986	1986	NUM
fsr-3158	2	85	-	-	SYM
fsr-3158	2	86	87	87	NUM
fsr-3158	2	87	golden	golden	PROPN
fsr-3158	2	88	gate	gate	PROPN
fsr-3158	2	89	university	university	PROPN
fsr-3158	2	90	tom	tom	PROPN
fsr-3158	2	91	warschauer	warschauer	PROPN
fsr-3158	2	92	,	,	PUNCT
fsr-3158	2	93	1985	1985	NUM
fsr-3158	2	94	-	-	SYM
fsr-3158	2	95	86	86	NUM
fsr-3158	2	96	san	san	PROPN
fsr-3158	2	97	diego	diego	PROPN
fsr-3158	2	98	state	state	PROPN
fsr-3158	2	99	university	university	PROPN
fsr-3158	2	100	published	publish	VERB
fsr-3158	2	101	in	in	ADP
fsr-3158	2	102	collaboration	collaboration	NOUN
fsr-3158	2	103	with	with	ADP
fsr-3158	2	104	the	the	DET
fsr-3158	2	105	financial	financial	ADJ
fsr-3158	2	106	planning	planning	PROPN
fsr-3158	2	107	association	association	PROPN
fsr-3158	2	108	financial	financial	PROPN
fsr-3158	2	109	services	service	NOUN
fsr-3158	2	110	review	review	NOUN
fsr-3158	2	111	is	be	AUX
fsr-3158	2	112	the	the	DET
fsr-3158	2	113	journal	journal	NOUN
fsr-3158	2	114	of	of	ADP
fsr-3158	2	115	the	the	DET
fsr-3158	2	116	academy	academy	NOUN
fsr-3158	2	117	of	of	ADP
fsr-3158	2	118	financial	financial	ADJ
fsr-3158	2	119	services	service	NOUN
fsr-3158	2	120	,	,	PUNCT
fsr-3158	2	121	published	publish	VERB
fsr-3158	2	122	in	in	ADP
fsr-3158	2	123	collaboration	collaboration	NOUN
fsr-3158	2	124	with	with	ADP
fsr-3158	2	125	the	the	DET
fsr-3158	2	126	financial	financial	ADJ
fsr-3158	2	127	planning	planning	PROPN
fsr-3158	2	128	association	association	PROPN
fsr-3158	2	129	.	.	PUNCT
fsr-3158	3	1	membership	membership	NOUN
fsr-3158	3	2	dues	due	NOUN
fsr-3158	3	3	of	of	ADP
fsr-3158	3	4	$	$	SYM
fsr-3158	3	5	125	125	NUM
fsr-3158	3	6	to	to	ADP
fsr-3158	3	7	the	the	DET
fsr-3158	3	8	academy	academy	NOUN
fsr-3158	3	9	include	include	VERB
fsr-3158	3	10	a	a	DET
fsr-3158	3	11	one	one	NUM
fsr-3158	3	12	-	-	PUNCT
fsr-3158	3	13	year	year	NOUN
fsr-3158	3	14	subscription	subscription	NOUN
fsr-3158	3	15	to	to	ADP
fsr-3158	3	16	the	the	DET
fsr-3158	3	17	journal	journal	NOUN
fsr-3158	3	18	.	.	PUNCT
fsr-3158	4	1	financial	financial	ADJ
fsr-3158	4	2	planning	planning	PROPN
fsr-3158	4	3	association	association	NOUN
fsr-3158	4	4	members	member	NOUN
fsr-3158	4	5	receive	receive	VERB
fsr-3158	4	6	digital	digital	ADJ
fsr-3158	4	7	access	access	NOUN
fsr-3158	4	8	to	to	ADP
fsr-3158	4	9	the	the	DET
fsr-3158	4	10	current	current	ADJ
fsr-3158	4	11	volume	volume	NOUN
fsr-3158	4	12	/	/	SYM
fsr-3158	4	13	issue	issue	NOUN
fsr-3158	4	14	of	of	ADP
fsr-3158	4	15	the	the	DET
fsr-3158	4	16	journal	journal	NOUN
fsr-3158	4	17	.	.	PUNCT
fsr-3158	5	1	institutional	institutional	ADJ
fsr-3158	5	2	membership	membership	NOUN
fsr-3158	5	3	to	to	ADP
fsr-3158	5	4	academy	academy	PROPN
fsr-3158	5	5	of	of	ADP
fsr-3158	5	6	financial	financial	ADJ
fsr-3158	5	7	services	service	NOUN
fsr-3158	5	8	is	be	AUX
fsr-3158	5	9	$	$	SYM
fsr-3158	5	10	250	250	NUM
fsr-3158	5	11	and	and	CCONJ
fsr-3158	5	12	includes	include	VERB
fsr-3158	5	13	the	the	DET
fsr-3158	5	14	four	four	NUM
fsr-3158	5	15	annual	annual	ADJ
fsr-3158	5	16	issues	issue	NOUN
fsr-3158	5	17	of	of	ADP
fsr-3158	5	18	fsr	fsr	PROPN
fsr-3158	5	19	.	.	PUNCT
fsr-3158	6	1	how	how	SCONJ
fsr-3158	6	2	to	to	PART
fsr-3158	6	3	submit	submit	VERB
fsr-3158	6	4	:	:	PUNCT
fsr-3158	6	5	there	there	PRON
fsr-3158	6	6	is	be	VERB
fsr-3158	6	7	a	a	DET
fsr-3158	6	8	$	$	SYM
fsr-3158	6	9	100	100	NUM
fsr-3158	6	10	submission	submission	NOUN
fsr-3158	6	11	fee	fee	NOUN
fsr-3158	6	12	payable	payable	ADJ
fsr-3158	6	13	to	to	ADP
fsr-3158	6	14	the	the	DET
fsr-3158	6	15	academy	academy	NOUN
fsr-3158	6	16	of	of	ADP
fsr-3158	6	17	financial	financial	ADJ
fsr-3158	6	18	services	service	NOUN
fsr-3158	6	19	(	(	PUNCT
fsr-3158	6	20	afs	afs	NOUN
fsr-3158	6	21	)	)	PUNCT
fsr-3158	6	22	for	for	ADP
fsr-3158	6	23	all	all	DET
fsr-3158	6	24	submissions	submission	NOUN
fsr-3158	6	25	to	to	ADP
fsr-3158	6	26	fsr	fsr	PROPN
fsr-3158	6	27	.	.	PUNCT
fsr-3158	7	1	submission	submission	NOUN
fsr-3158	7	2	fees	fee	NOUN
fsr-3158	7	3	should	should	AUX
fsr-3158	7	4	be	be	AUX
fsr-3158	7	5	paid	pay	VERB
fsr-3158	7	6	online	online	ADV
fsr-3158	7	7	at	at	ADP
fsr-3158	7	8	academyfinancial.org	academyfinancial.org	NOUN
fsr-3158	7	9	.	.	PUNCT
fsr-3158	8	1	if	if	SCONJ
fsr-3158	8	2	none	none	NOUN
fsr-3158	8	3	of	of	ADP
fsr-3158	8	4	the	the	DET
fsr-3158	8	5	authors	author	NOUN
fsr-3158	8	6	is	be	AUX
fsr-3158	8	7	a	a	DET
fsr-3158	8	8	member	member	NOUN
fsr-3158	8	9	of	of	ADP
fsr-3158	8	10	afs	afs	NOUN
fsr-3158	8	11	,	,	PUNCT
fsr-3158	8	12	please	please	INTJ
fsr-3158	8	13	complete	complete	VERB
fsr-3158	8	14	an	an	DET
fsr-3158	8	15	online	online	ADJ
fsr-3158	8	16	membership	membership	NOUN
fsr-3158	8	17	application	application	NOUN
fsr-3158	8	18	form	form	NOUN
fsr-3158	8	19	,	,	PUNCT
fsr-3158	8	20	which	which	PRON
fsr-3158	8	21	can	can	AUX
fsr-3158	8	22	be	be	AUX
fsr-3158	8	23	downloaded	download	VERB
fsr-3158	8	24	at	at	ADP
fsr-3158	8	25	http://academyfinancial.org	http://academyfinancial.org	PROPN
fsr-3158	8	26	.	.	PUNCT
fsr-3158	9	1	when	when	SCONJ
fsr-3158	9	2	authors	author	NOUN
fsr-3158	9	3	pay	pay	VERB
fsr-3158	9	4	the	the	DET
fsr-3158	9	5	$	$	SYM
fsr-3158	9	6	100	100	NUM
fsr-3158	9	7	submission	submission	NOUN
fsr-3158	9	8	fee	fee	NOUN
fsr-3158	9	9	and	and	CCONJ
fsr-3158	9	10	are	be	AUX
fsr-3158	9	11	not	not	PART
fsr-3158	9	12	currently	currently	ADV
fsr-3158	9	13	members	member	NOUN
fsr-3158	9	14	,	,	PUNCT
fsr-3158	9	15	they	they	PRON
fsr-3158	9	16	receive	receive	VERB
fsr-3158	9	17	their	their	PRON
fsr-3158	9	18	first	first	ADJ
fsr-3158	9	19	year	year	NOUN
fsr-3158	9	20	of	of	ADP
fsr-3158	9	21	afs	afs	NOUN
fsr-3158	9	22	membership	membership	NOUN
fsr-3158	9	23	at	at	ADP
fsr-3158	9	24	no	no	DET
fsr-3158	9	25	charge	charge	NOUN
fsr-3158	9	26	.	.	PUNCT
fsr-3158	10	1	a	a	DET
fsr-3158	10	2	submission	submission	NOUN
fsr-3158	10	3	fee	fee	NOUN
fsr-3158	10	4	of	of	ADP
fsr-3158	10	5	$	$	SYM
fsr-3158	10	6	100	100	NUM
fsr-3158	10	7	per	per	ADP
fsr-3158	10	8	article	article	NOUN
fsr-3158	10	9	should	should	AUX
fsr-3158	10	10	be	be	AUX
fsr-3158	10	11	paid	pay	VERB
fsr-3158	10	12	at	at	ADP
fsr-3158	10	13	:	:	PUNCT
fsr-3158	10	14	https://academyoffinancialservices.wildapricot.org/submit-an-article	https://academyoffinancialservices.wildapricot.org/submit-an-article	PROPN
fsr-3158	10	15	.	.	PUNCT
fsr-3158	11	1	submit	submit	VERB
fsr-3158	11	2	your	your	PRON
fsr-3158	11	3	article	article	NOUN
fsr-3158	11	4	electronically	electronically	ADV
fsr-3158	11	5	as	as	ADP
fsr-3158	11	6	an	an	DET
fsr-3158	11	7	email	email	NOUN
fsr-3158	11	8	attachment	attachment	NOUN
fsr-3158	11	9	in	in	ADP
fsr-3158	11	10	word	word	NOUN
fsr-3158	11	11	format	format	NOUN
fsr-3158	11	12	only	only	ADV
fsr-3158	11	13	(	(	PUNCT
fsr-3158	11	14	no	no	DET
fsr-3158	11	15	pdfs	pdfs	NOUN
fsr-3158	11	16	please	please	INTJ
fsr-3158	11	17	)	)	PUNCT
fsr-3158	11	18	to	to	ADP
fsr-3158	11	19	the	the	DET
fsr-3158	11	20	editor	editor	NOUN
fsr-3158	11	21	terrance	terrance	PROPN
fsr-3158	11	22	k.	k.	PROPN
fsr-3158	11	23	martin	martin	PROPN
fsr-3158	11	24	at	at	ADP
fsr-3158	11	25	martintk@wssu.edu	martintk@wssu.edu	PROPN
fsr-3158	11	26	.	.	PUNCT
fsr-3158	12	1	style	style	NOUN
fsr-3158	12	2	information	information	NOUN
fsr-3158	12	3	for	for	ADP
fsr-3158	12	4	the	the	DET
fsr-3158	12	5	manuscripts	manuscript	NOUN
fsr-3158	12	6	can	can	AUX
fsr-3158	12	7	be	be	AUX
fsr-3158	12	8	found	find	VERB
fsr-3158	12	9	on	on	ADP
fsr-3158	12	10	the	the	DET
fsr-3158	12	11	inside	inside	ADJ
fsr-3158	12	12	back	back	ADJ
fsr-3158	12	13	cover	cover	NOUN
fsr-3158	12	14	of	of	ADP
fsr-3158	12	15	this	this	DET
fsr-3158	12	16	journal	journal	NOUN
fsr-3158	12	17	.	.	PUNCT
fsr-3158	13	1	copyright	copyright	NOUN
fsr-3158	13	2	©	©	PROPN
fsr-3158	13	3	2022	2022	NUM
fsr-3158	13	4	academy	academy	NOUN
fsr-3158	13	5	of	of	ADP
fsr-3158	13	6	financial	financial	ADJ
fsr-3158	13	7	services	service	NOUN
fsr-3158	13	8	.	.	PUNCT
fsr-3158	14	1	all	all	DET
fsr-3158	14	2	rights	right	NOUN
fsr-3158	14	3	of	of	ADP
fsr-3158	14	4	reproduction	reproduction	NOUN
fsr-3158	14	5	in	in	ADP
fsr-3158	14	6	any	any	DET
fsr-3158	14	7	form	form	NOUN
fsr-3158	14	8	reserved	reserve	VERB
fsr-3158	14	9	.	.	PUNCT
fsr-3158	15	1	financial	financial	ADJ
fsr-3158	15	2	services	service	NOUN
fsr-3158	15	3	review	review	VERB
fsr-3158	15	4	the	the	DET
fsr-3158	15	5	journal	journal	NOUN
fsr-3158	15	6	of	of	ADP
fsr-3158	15	7	individual	individual	ADJ
fsr-3158	15	8	financial	financial	ADJ
fsr-3158	15	9	management	management	NOUN
fsr-3158	15	10	vol	vol	NOUN
fsr-3158	15	11	.	.	PROPN
fsr-3158	16	1	30	30	NUM
fsr-3158	16	2	,	,	PUNCT
fsr-3158	16	3	no	no	INTJ
fsr-3158	16	4	.	.	NOUN
fsr-3158	16	5	4	4	NUM
fsr-3158	16	6	,	,	PUNCT
fsr-3158	16	7	2022	2022	NUM
fsr-3158	16	8	editor	editor	NOUN
fsr-3158	16	9	terrance	terrance	PROPN
fsr-3158	16	10	k.	k.	PROPN
fsr-3158	16	11	martin	martin	PROPN
fsr-3158	16	12	,	,	PUNCT
fsr-3158	17	1	winston	winston	PROPN
fsr-3158	17	2	-	-	PUNCT
fsr-3158	17	3	salem	salem	PROPN
fsr-3158	17	4	state	state	NOUN
fsr-3158	17	5	university	university	NOUN
fsr-3158	17	6	associate	associate	NOUN
fsr-3158	17	7	editors	editor	NOUN
fsr-3158	17	8	benefits	benefit	NOUN
fsr-3158	17	9	and	and	CCONJ
fsr-3158	17	10	retirement	retirement	NOUN
fsr-3158	17	11	planning	planning	NOUN
fsr-3158	17	12	vickie	vickie	PROPN
fsr-3158	17	13	bajtelsmit	bajtelsmit	PROPN
fsr-3158	17	14	colorado	colorado	PROPN
fsr-3158	17	15	state	state	PROPN
fsr-3158	17	16	university	university	PROPN
fsr-3158	17	17	stephen	stephen	PROPN
fsr-3158	17	18	m.	m.	PROPN
fsr-3158	17	19	horan	horan	PROPN
fsr-3158	17	20	cfa	cfa	PROPN
fsr-3158	17	21	institute	institute	PROPN
fsr-3158	17	22	walter	walter	PROPN
fsr-3158	17	23	woerheide	woerheide	VERB
fsr-3158	17	24	the	the	DET
fsr-3158	17	25	american	american	PROPN
fsr-3158	17	26	college	college	PROPN
fsr-3158	17	27	estate	estate	PROPN
fsr-3158	17	28	planning	planning	PROPN
fsr-3158	17	29	anne	anne	PROPN
fsr-3158	17	30	wenger	wenger	PROPN
fsr-3158	17	31	san	san	PROPN
fsr-3158	17	32	diego	diego	PROPN
fsr-3158	17	33	state	state	PROPN
fsr-3158	17	34	university	university	PROPN
fsr-3158	17	35	giovanni	giovanni	PROPN
fsr-3158	17	36	fernandez	fernandez	PROPN
fsr-3158	17	37	stetson	stetson	PROPN
fsr-3158	17	38	university	university	PROPN
fsr-3158	17	39	investments	investments	PROPN
fsr-3158	17	40	robert	robert	PROPN
fsr-3158	17	41	brooks	brooks	PROPN
fsr-3158	17	42	university	university	PROPN
fsr-3158	17	43	of	of	ADP
fsr-3158	17	44	alabama	alabama	PROPN
fsr-3158	17	45	john	john	PROPN
fsr-3158	17	46	clinebell	clinebell	PROPN
fsr-3158	17	47	university	university	PROPN
fsr-3158	17	48	of	of	ADP
fsr-3158	17	49	northern	northern	PROPN
fsr-3158	17	50	colorado	colorado	PROPN
fsr-3158	17	51	james	james	PROPN
fsr-3158	17	52	dilellio	dilellio	PROPN
fsr-3158	17	53	pepperdine	pepperdine	PROPN
fsr-3158	17	54	university	university	PROPN
fsr-3158	17	55	dale	dale	PROPN
fsr-3158	17	56	domian	domian	PROPN
fsr-3158	17	57	york	york	PROPN
fsr-3158	17	58	university	university	PROPN
fsr-3158	17	59	jim	jim	PROPN
fsr-3158	17	60	gilkeson	gilkeson	PROPN
fsr-3158	17	61	university	university	PROPN
fsr-3158	17	62	of	of	ADP
fsr-3158	17	63	central	central	PROPN
fsr-3158	17	64	florida	florida	PROPN
fsr-3158	17	65	william	william	PROPN
fsr-3158	17	66	jennings	jennings	PROPN
fsr-3158	17	67	united	united	PROPN
fsr-3158	17	68	states	states	PROPN
fsr-3158	17	69	air	air	PROPN
fsr-3158	17	70	force	force	PROPN
fsr-3158	17	71	academy	academy	PROPN
fsr-3158	17	72	david	david	PROPN
fsr-3158	17	73	nanigian	nanigian	PROPN
fsr-3158	17	74	csu	csu	PROPN
fsr-3158	17	75	fullerton	fullerton	PROPN
fsr-3158	17	76	insurance	insurance	PROPN
fsr-3158	17	77	larry	larry	PROPN
fsr-3158	17	78	cox	cox	PROPN
fsr-3158	17	79	university	university	PROPN
fsr-3158	17	80	of	of	ADP
fsr-3158	17	81	mississippi	mississippi	PROPN
fsr-3158	17	82	financial	financial	PROPN
fsr-3158	17	83	planning	planning	PROPN
fsr-3158	17	84	swarn	swarn	PROPN
fsr-3158	17	85	chatterjee	chatterjee	PROPN
fsr-3158	17	86	university	university	PROPN
fsr-3158	17	87	of	of	ADP
fsr-3158	17	88	georgia	georgia	PROPN
fsr-3158	17	89	sherman	sherman	PROPN
fsr-3158	17	90	hanna	hanna	PROPN
fsr-3158	17	91	ohio	ohio	PROPN
fsr-3158	17	92	state	state	PROPN
fsr-3158	17	93	university	university	PROPN
fsr-3158	17	94	patti	patti	PROPN
fsr-3158	17	95	fisher	fisher	PROPN
fsr-3158	17	96	virginia	virginia	PROPN
fsr-3158	17	97	tech	tech	PROPN
fsr-3158	17	98	university	university	PROPN
fsr-3158	17	99	wade	wade	PROPN
fsr-3158	17	100	d.	d.	PROPN
fsr-3158	17	101	pfau	pfau	VERB
fsr-3158	17	102	the	the	DET
fsr-3158	17	103	american	american	PROPN
fsr-3158	17	104	college	college	PROPN
fsr-3158	17	105	john	john	PROPN
fsr-3158	17	106	salter	salter	PROPN
fsr-3158	17	107	texas	texas	PROPN
fsr-3158	17	108	tech	tech	PROPN
fsr-3158	17	109	university	university	PROPN
fsr-3158	17	110	financial	financial	ADJ
fsr-3158	17	111	institutions	institution	NOUN
fsr-3158	17	112	stanley	stanley	PROPN
fsr-3158	17	113	d.	d.	PROPN
fsr-3158	17	114	smith	smith	PROPN
fsr-3158	17	115	university	university	PROPN
fsr-3158	17	116	of	of	ADP
fsr-3158	17	117	central	central	PROPN
fsr-3158	17	118	florida	florida	PROPN
fsr-3158	17	119	investor	investor	NOUN
fsr-3158	17	120	psychology	psychology	NOUN
fsr-3158	17	121	and	and	CCONJ
fsr-3158	17	122	counseling	counsel	VERB
fsr-3158	17	123	john	john	PROPN
fsr-3158	17	124	nofsinger	nofsinger	PROPN
fsr-3158	17	125	washington	washington	PROPN
fsr-3158	17	126	state	state	PROPN
fsr-3158	17	127	university	university	PROPN
fsr-3158	17	128	meir	meir	PROPN
fsr-3158	17	129	statman	statman	PROPN
fsr-3158	17	130	santa	santa	PROPN
fsr-3158	17	131	clara	clara	PROPN
fsr-3158	17	132	university	university	PROPN
fsr-3158	17	133	financial	financial	ADJ
fsr-3158	17	134	literacy	literacy	NOUN
fsr-3158	17	135	ning	ning	PROPN
fsr-3158	17	136	tang	tang	PROPN
fsr-3158	17	137	san	san	PROPN
fsr-3158	17	138	diego	diego	PROPN
fsr-3158	17	139	state	state	PROPN
fsr-3158	17	140	university	university	PROPN
fsr-3158	17	141	international	international	PROPN
fsr-3158	17	142	lawrence	lawrence	PROPN
fsr-3158	17	143	rose	rise	VERB
fsr-3158	17	144	massey	massey	PROPN
fsr-3158	17	145	university	university	PROPN
fsr-3158	17	146	education	education	PROPN
fsr-3158	17	147	jerry	jerry	PROPN
fsr-3158	17	148	stevens	stevens	PROPN
fsr-3158	17	149	university	university	PROPN
fsr-3158	17	150	of	of	ADP
fsr-3158	17	151	richmond	richmond	PROPN
fsr-3158	17	152	financial	financial	ADJ
fsr-3158	17	153	planning	planning	NOUN
fsr-3158	17	154	profession	profession	NOUN
fsr-3158	17	155	tom	tom	PROPN
fsr-3158	17	156	warschauer	warschauer	PROPN
fsr-3158	17	157	san	san	PROPN
fsr-3158	17	158	diego	diego	PROPN
fsr-3158	17	159	state	state	PROPN
fsr-3158	17	160	university	university	PROPN
fsr-3158	17	161	co	co	VERB
fsr-3158	17	162	-	-	VERB
fsr-3158	17	163	published	publish	VERB
fsr-3158	17	164	by	by	ADP
fsr-3158	17	165	the	the	DET
fsr-3158	17	166	academy	academy	NOUN
fsr-3158	17	167	of	of	ADP
fsr-3158	17	168	financial	financial	ADJ
fsr-3158	17	169	services	service	NOUN
fsr-3158	17	170	and	and	CCONJ
fsr-3158	17	171	the	the	DET
fsr-3158	17	172	financial	financial	ADJ
fsr-3158	17	173	planning	planning	NOUN
fsr-3158	17	174	association	association	PROPN
fsr-3158	17	175	the	the	DET
fsr-3158	17	176	editor	editor	NOUN
fsr-3158	17	177	of	of	ADP
fsr-3158	17	178	financial	financial	ADJ
fsr-3158	17	179	services	service	NOUN
fsr-3158	17	180	review	review	VERB
fsr-3158	17	181	wishes	wish	VERB
fsr-3158	17	182	to	to	PART
fsr-3158	17	183	thank	thank	VERB
fsr-3158	17	184	the	the	DET
fsr-3158	17	185	stetson	stetson	NOUN
fsr-3158	17	186	university	university	NOUN
fsr-3158	17	187	,	,	PUNCT
fsr-3158	17	188	school	school	NOUN
fsr-3158	17	189	of	of	ADP
fsr-3158	17	190	business	business	NOUN
fsr-3158	17	191	,	,	PUNCT
fsr-3158	17	192	for	for	ADP
fsr-3158	17	193	its	its	PRON
fsr-3158	17	194	continuing	continue	VERB
fsr-3158	17	195	financial	financial	ADJ
fsr-3158	17	196	and	and	CCONJ
fsr-3158	17	197	intellectual	intellectual	ADJ
fsr-3158	17	198	support	support	NOUN
fsr-3158	17	199	of	of	ADP
fsr-3158	17	200	the	the	DET
fsr-3158	17	201	journal	journal	NOUN
fsr-3158	17	202	.	.	PUNCT
fsr-3158	18	1	aims	aim	NOUN
fsr-3158	18	2	and	and	CCONJ
fsr-3158	18	3	scope	scope	NOUN
fsr-3158	18	4	:	:	PUNCT
fsr-3158	18	5	financial	financial	ADJ
fsr-3158	18	6	services	service	NOUN
fsr-3158	18	7	review	review	NOUN
fsr-3158	18	8	is	be	AUX
fsr-3158	18	9	the	the	DET
fsr-3158	18	10	official	official	ADJ
fsr-3158	18	11	publication	publication	NOUN
fsr-3158	18	12	of	of	ADP
fsr-3158	18	13	the	the	DET
fsr-3158	18	14	academy	academy	NOUN
fsr-3158	18	15	of	of	ADP
fsr-3158	18	16	financial	financial	ADJ
fsr-3158	18	17	services	service	NOUN
fsr-3158	18	18	.	.	PUNCT
fsr-3158	19	1	the	the	DET
fsr-3158	19	2	purpose	purpose	NOUN
fsr-3158	19	3	of	of	ADP
fsr-3158	19	4	this	this	DET
fsr-3158	19	5	refereed	refereed	ADJ
fsr-3158	19	6	academic	academic	ADJ
fsr-3158	19	7	journal	journal	NOUN
fsr-3158	19	8	is	be	AUX
fsr-3158	19	9	to	to	PART
fsr-3158	19	10	encourage	encourage	VERB
fsr-3158	19	11	rigorous	rigorous	ADJ
fsr-3158	19	12	empirical	empirical	ADJ
fsr-3158	19	13	research	research	NOUN
fsr-3158	19	14	that	that	PRON
fsr-3158	19	15	examines	examine	VERB
fsr-3158	19	16	individual	individual	ADJ
fsr-3158	19	17	behavior	behavior	NOUN
fsr-3158	19	18	in	in	ADP
fsr-3158	19	19	terms	term	NOUN
fsr-3158	19	20	of	of	ADP
fsr-3158	19	21	financial	financial	ADJ
fsr-3158	19	22	planning	planning	NOUN
fsr-3158	19	23	and	and	CCONJ
fsr-3158	19	24	services	service	NOUN
fsr-3158	19	25	.	.	PUNCT
fsr-3158	20	1	in	in	ADP
fsr-3158	20	2	contrast	contrast	NOUN
fsr-3158	20	3	to	to	ADP
fsr-3158	20	4	the	the	DET
fsr-3158	20	5	many	many	ADJ
fsr-3158	20	6	corporate	corporate	ADJ
fsr-3158	20	7	or	or	CCONJ
fsr-3158	20	8	institutional	institutional	ADJ
fsr-3158	20	9	journals	journal	NOUN
fsr-3158	20	10	that	that	PRON
fsr-3158	20	11	are	be	AUX
fsr-3158	20	12	available	available	ADJ
fsr-3158	20	13	in	in	ADP
fsr-3158	20	14	finance	finance	NOUN
fsr-3158	20	15	,	,	PUNCT
fsr-3158	20	16	the	the	DET
fsr-3158	20	17	focus	focus	NOUN
fsr-3158	20	18	of	of	ADP
fsr-3158	20	19	this	this	DET
fsr-3158	20	20	journal	journal	NOUN
fsr-3158	20	21	is	be	AUX
fsr-3158	20	22	on	on	ADP
fsr-3158	20	23	individual	individual	ADJ
fsr-3158	20	24	financial	financial	ADJ
fsr-3158	20	25	issues	issue	NOUN
fsr-3158	20	26	.	.	PUNCT
fsr-3158	21	1	the	the	DET
fsr-3158	21	2	journal	journal	NOUN
fsr-3158	21	3	provides	provide	VERB
fsr-3158	21	4	a	a	DET
fsr-3158	21	5	forum	forum	NOUN
fsr-3158	21	6	for	for	ADP
fsr-3158	21	7	those	those	PRON
fsr-3158	21	8	who	who	PRON
fsr-3158	21	9	are	be	AUX
fsr-3158	21	10	interested	interested	ADJ
fsr-3158	21	11	in	in	ADP
fsr-3158	21	12	the	the	DET
fsr-3158	21	13	individual	individual	ADJ
fsr-3158	21	14	perspective	perspective	NOUN
fsr-3158	21	15	on	on	ADP
fsr-3158	21	16	issues	issue	NOUN
fsr-3158	21	17	in	in	ADP
fsr-3158	21	18	the	the	DET
fsr-3158	21	19	areas	area	NOUN
fsr-3158	21	20	of	of	ADP
fsr-3158	21	21	financial	financial	ADJ
fsr-3158	21	22	services	service	NOUN
fsr-3158	21	23	,	,	PUNCT
fsr-3158	21	24	employee	employee	NOUN
fsr-3158	21	25	benefits	benefit	NOUN
fsr-3158	21	26	,	,	PUNCT
fsr-3158	21	27	estate	estate	NOUN
fsr-3158	21	28	and	and	CCONJ
fsr-3158	21	29	tax	tax	NOUN
fsr-3158	21	30	planning	planning	NOUN
fsr-3158	21	31	,	,	PUNCT
fsr-3158	21	32	financial	financial	ADJ
fsr-3158	21	33	counseling	counseling	NOUN
fsr-3158	21	34	,	,	PUNCT
fsr-3158	21	35	financial	financial	ADJ
fsr-3158	21	36	planning	planning	NOUN
fsr-3158	21	37	,	,	PUNCT
fsr-3158	21	38	insurance	insurance	NOUN
fsr-3158	21	39	,	,	PUNCT
fsr-3158	21	40	investments	investment	NOUN
fsr-3158	21	41	,	,	PUNCT
fsr-3158	21	42	mutual	mutual	ADJ
fsr-3158	21	43	funds	fund	NOUN
fsr-3158	21	44	,	,	PUNCT
fsr-3158	21	45	pension	pension	NOUN
fsr-3158	21	46	and	and	CCONJ
fsr-3158	21	47	retirement	retirement	NOUN
fsr-3158	21	48	planning	planning	NOUN
fsr-3158	21	49	,	,	PUNCT
fsr-3158	21	50	and	and	CCONJ
fsr-3158	21	51	real	real	ADJ
fsr-3158	21	52	estate	estate	NOUN
fsr-3158	21	53	.	.	PUNCT
fsr-3158	22	1	publication	publication	NOUN
fsr-3158	22	2	information	information	NOUN
fsr-3158	22	3	.	.	PUNCT
fsr-3158	23	1	financial	financial	ADJ
fsr-3158	23	2	services	service	NOUN
fsr-3158	23	3	review	review	NOUN
fsr-3158	23	4	is	be	AUX
fsr-3158	23	5	co	co	VERB
fsr-3158	23	6	-	-	VERB
fsr-3158	23	7	published	publish	VERB
fsr-3158	23	8	quarterly	quarterly	NOUN
fsr-3158	23	9	by	by	ADP
fsr-3158	23	10	the	the	DET
fsr-3158	23	11	academy	academy	PROPN
fsr-3158	23	12	of	of	ADP
fsr-3158	23	13	financial	financial	ADJ
fsr-3158	23	14	services	service	NOUN
fsr-3158	23	15	,	,	PUNCT
fsr-3158	23	16	and	and	CCONJ
fsr-3158	23	17	the	the	DET
fsr-3158	23	18	financial	financial	ADJ
fsr-3158	23	19	planning	planning	PROPN
fsr-3158	23	20	association	association	PROPN
fsr-3158	23	21	.	.	PUNCT
fsr-3158	24	1	institutional	institutional	ADJ
fsr-3158	24	2	subscription	subscription	NOUN
fsr-3158	24	3	price	price	NOUN
fsr-3158	24	4	is	be	AUX
fsr-3158	24	5	$	$	SYM
fsr-3158	24	6	250	250	NUM
fsr-3158	24	7	.	.	PUNCT
fsr-3158	25	1	academic	academic	ADJ
fsr-3158	25	2	subscription	subscription	NOUN
fsr-3158	25	3	price	price	NOUN
fsr-3158	25	4	is	be	AUX
fsr-3158	25	5	$	$	SYM
fsr-3158	25	6	125	125	NUM
fsr-3158	25	7	and	and	CCONJ
fsr-3158	25	8	is	be	AUX
fsr-3158	25	9	available	available	ADJ
fsr-3158	25	10	by	by	ADP
fsr-3158	25	11	joining	join	VERB
fsr-3158	25	12	the	the	DET
fsr-3158	25	13	academy	academy	NOUN
fsr-3158	25	14	of	of	ADP
fsr-3158	25	15	financial	financial	ADJ
fsr-3158	25	16	services	service	NOUN
fsr-3158	25	17	.	.	PUNCT
fsr-3158	26	1	academic	academic	ADJ
fsr-3158	26	2	subscription	subscription	NOUN
fsr-3158	26	3	includes	include	VERB
fsr-3158	26	4	four	four	NUM
fsr-3158	26	5	emailed	email	VERB
fsr-3158	26	6	online	online	ADJ
fsr-3158	26	7	issues	issue	NOUN
fsr-3158	26	8	of	of	ADP
fsr-3158	26	9	financial	financial	ADJ
fsr-3158	26	10	services	service	NOUN
fsr-3158	26	11	review	review	VERB
fsr-3158	26	12	each	each	DET
fsr-3158	26	13	year	year	NOUN
fsr-3158	26	14	.	.	PUNCT
fsr-3158	27	1	hardcopies	hardcopie	NOUN
fsr-3158	27	2	of	of	ADP
fsr-3158	27	3	the	the	DET
fsr-3158	27	4	journal	journal	NOUN
fsr-3158	27	5	are	be	AUX
fsr-3158	27	6	available	available	ADJ
fsr-3158	27	7	at	at	ADP
fsr-3158	27	8	additional	additional	ADJ
fsr-3158	27	9	cost	cost	NOUN
fsr-3158	27	10	.	.	PUNCT
fsr-3158	28	1	further	further	ADJ
fsr-3158	28	2	information	information	NOUN
fsr-3158	28	3	on	on	ADP
fsr-3158	28	4	this	this	DET
fsr-3158	28	5	journal	journal	NOUN
fsr-3158	28	6	and	and	CCONJ
fsr-3158	28	7	the	the	DET
fsr-3158	28	8	academy	academy	NOUN
fsr-3158	28	9	of	of	ADP
fsr-3158	28	10	financial	financial	ADJ
fsr-3158	28	11	services	service	NOUN
fsr-3158	28	12	is	be	AUX
fsr-3158	28	13	available	available	ADJ
fsr-3158	28	14	from	from	ADP
fsr-3158	28	15	the	the	DET
fsr-3158	28	16	website	website	NOUN
fsr-3158	28	17	,	,	PUNCT
fsr-3158	28	18	http://www.academyfinancial.org	http://www.academyfinancial.org	PROPN
fsr-3158	28	19	.	.	PUNCT
fsr-3158	29	1	postmaster	postmaster	NOUN
fsr-3158	29	2	and	and	CCONJ
fsr-3158	29	3	subscribers	subscriber	NOUN
fsr-3158	29	4	should	should	AUX
fsr-3158	29	5	send	send	VERB
fsr-3158	29	6	change	change	NOUN
fsr-3158	29	7	of	of	ADP
fsr-3158	29	8	address	address	NOUN
fsr-3158	29	9	notices	notice	NOUN
fsr-3158	29	10	to	to	ADP
fsr-3158	29	11	terrance	terrance	PROPN
fsr-3158	29	12	k.	k.	PROPN
fsr-3158	29	13	martin	martin	PROPN
fsr-3158	29	14	,	,	PUNCT
fsr-3158	29	15	college	college	NOUN
fsr-3158	29	16	of	of	ADP
fsr-3158	29	17	arts	art	NOUN
fsr-3158	29	18	,	,	PUNCT
fsr-3158	29	19	sciences	science	NOUN
fsr-3158	29	20	,	,	PUNCT
fsr-3158	29	21	business	business	NOUN
fsr-3158	29	22	,	,	PUNCT
fsr-3158	29	23	and	and	CCONJ
fsr-3158	29	24	education	education	NOUN
fsr-3158	29	25	,	,	PUNCT
fsr-3158	29	26	reynolds	reynolds	PROPN
fsr-3158	29	27	center	center	PROPN
fsr-3158	29	28	,	,	PUNCT
fsr-3158	29	29	rm	rm	PROPN
fsr-3158	29	30	111	111	NUM
fsr-3158	29	31	,	,	PUNCT
fsr-3158	29	32	winston	winston	NOUN
fsr-3158	29	33	-	-	PUNCT
fsr-3158	29	34	salem	salem	PROPN
fsr-3158	29	35	state	state	NOUN
fsr-3158	29	36	university	university	NOUN
fsr-3158	29	37	,	,	PUNCT
fsr-3158	29	38	601	601	NUM
fsr-3158	29	39	s.	s.	PROPN
fsr-3158	29	40	martin	martin	PROPN
fsr-3158	29	41	luther	luther	PROPN
fsr-3158	29	42	king	king	PROPN
fsr-3158	29	43	jr	jr	PROPN
fsr-3158	29	44	.	.	PROPN
fsr-3158	29	45	drive	drive	PROPN
fsr-3158	29	46	,	,	PUNCT
fsr-3158	29	47	winston	winston	PROPN
fsr-3158	29	48	-	-	PUNCT
fsr-3158	29	49	salem	salem	PROPN
fsr-3158	29	50	,	,	PUNCT
fsr-3158	29	51	north	north	PROPN
fsr-3158	29	52	carolina	carolina	PROPN
fsr-3158	29	53	27110	27110	NUM
fsr-3158	29	54	.	.	PUNCT
fsr-3158	30	1	editorial	editorial	ADJ
fsr-3158	30	2	office	office	NOUN
fsr-3158	30	3	:	:	PUNCT
fsr-3158	30	4	terrance	terrance	PROPN
fsr-3158	30	5	k.	k.	PROPN
fsr-3158	30	6	martin	martin	PROPN
fsr-3158	30	7	,	,	PUNCT
fsr-3158	30	8	college	college	NOUN
fsr-3158	30	9	of	of	ADP
fsr-3158	30	10	arts	art	NOUN
fsr-3158	30	11	,	,	PUNCT
fsr-3158	30	12	sciences	science	NOUN
fsr-3158	30	13	,	,	PUNCT
fsr-3158	30	14	business	business	NOUN
fsr-3158	30	15	,	,	PUNCT
fsr-3158	30	16	and	and	CCONJ
fsr-3158	30	17	education	education	NOUN
fsr-3158	30	18	,	,	PUNCT
fsr-3158	30	19	reynolds	reynolds	PROPN
fsr-3158	30	20	center	center	PROPN
fsr-3158	30	21	,	,	PUNCT
fsr-3158	30	22	rm	rm	PROPN
fsr-3158	30	23	111	111	NUM
fsr-3158	30	24	,	,	PUNCT
fsr-3158	30	25	winston	winston	NOUN
fsr-3158	30	26	-	-	PUNCT
fsr-3158	30	27	salem	salem	PROPN
fsr-3158	30	28	state	state	NOUN
fsr-3158	30	29	university	university	NOUN
fsr-3158	30	30	,	,	PUNCT
fsr-3158	30	31	601	601	NUM
fsr-3158	30	32	s.	s.	PROPN
fsr-3158	30	33	martin	martin	PROPN
fsr-3158	30	34	luther	luther	PROPN
fsr-3158	30	35	king	king	PROPN
fsr-3158	30	36	jr	jr	PROPN
fsr-3158	30	37	.	.	PROPN
fsr-3158	30	38	drive	drive	PROPN
fsr-3158	30	39	,	,	PUNCT
fsr-3158	30	40	winston	winston	PROPN
fsr-3158	30	41	-	-	PUNCT
fsr-3158	30	42	salem	salem	PROPN
fsr-3158	30	43	,	,	PUNCT
fsr-3158	30	44	north	north	PROPN
fsr-3158	30	45	carolina	carolina	PROPN
fsr-3158	30	46	27110	27110	NUM
fsr-3158	30	47	.	.	PUNCT
fsr-3158	31	1	email	email	NOUN
fsr-3158	31	2	address	address	NOUN
fsr-3158	31	3	:	:	PUNCT
fsr-3158	31	4	martintk@wssu.edu	martintk@wssu.edu	PROPN
fsr-3158	31	5	.	.	PUNCT
fsr-3158	31	6	advertising	advertising	NOUN
fsr-3158	31	7	information	information	NOUN
fsr-3158	31	8	.	.	PUNCT
fsr-3158	32	1	those	those	PRON
fsr-3158	32	2	interested	interested	ADJ
fsr-3158	32	3	in	in	ADP
fsr-3158	32	4	advertising	advertising	NOUN
fsr-3158	32	5	in	in	ADP
fsr-3158	32	6	the	the	DET
fsr-3158	32	7	journal	journal	NOUN
fsr-3158	32	8	should	should	AUX
fsr-3158	32	9	contact	contact	VERB
fsr-3158	32	10	terrance	terrance	PROPN
fsr-3158	32	11	k.	k.	PROPN
fsr-3158	32	12	martin	martin	PROPN
fsr-3158	32	13	,	,	PUNCT
fsr-3158	32	14	college	college	NOUN
fsr-3158	32	15	of	of	ADP
fsr-3158	32	16	arts	art	NOUN
fsr-3158	32	17	,	,	PUNCT
fsr-3158	32	18	sciences	science	NOUN
fsr-3158	32	19	,	,	PUNCT
fsr-3158	32	20	business	business	NOUN
fsr-3158	32	21	,	,	PUNCT
fsr-3158	32	22	and	and	CCONJ
fsr-3158	32	23	education	education	NOUN
fsr-3158	32	24	,	,	PUNCT
fsr-3158	32	25	reynolds	reynolds	PROPN
fsr-3158	32	26	center	center	PROPN
fsr-3158	32	27	,	,	PUNCT
fsr-3158	32	28	rm	rm	PROPN
fsr-3158	32	29	111	111	NUM
fsr-3158	32	30	,	,	PUNCT
fsr-3158	32	31	winston	winston	NOUN
fsr-3158	32	32	-	-	PUNCT
fsr-3158	32	33	salem	salem	PROPN
fsr-3158	32	34	state	state	NOUN
fsr-3158	32	35	university	university	NOUN
fsr-3158	32	36	,	,	PUNCT
fsr-3158	32	37	601	601	NUM
fsr-3158	32	38	s.	s.	PROPN
fsr-3158	32	39	martin	martin	PROPN
fsr-3158	32	40	luther	luther	PROPN
fsr-3158	32	41	king	king	PROPN
fsr-3158	32	42	jr	jr	PROPN
fsr-3158	32	43	.	.	PROPN
fsr-3158	32	44	drive	drive	PROPN
fsr-3158	32	45	,	,	PUNCT
fsr-3158	32	46	winston	winston	PROPN
fsr-3158	32	47	-	-	PUNCT
fsr-3158	32	48	salem	salem	PROPN
fsr-3158	32	49	,	,	PUNCT
fsr-3158	32	50	north	north	PROPN
fsr-3158	32	51	carolina	carolina	PROPN
fsr-3158	32	52	27110	27110	NUM
fsr-3158	32	53	.	.	PUNCT
fsr-3158	33	1	email	email	NOUN
fsr-3158	33	2	address	address	NOUN
fsr-3158	33	3	:	:	PUNCT
fsr-3158	33	4	martintk@wssu.edu	martintk@wssu.edu	PROPN
fsr-3158	33	5	printed	print	VERB
fsr-3158	33	6	in	in	ADP
fsr-3158	33	7	the	the	DET
fsr-3158	33	8	usa	usa	PROPN
fsr-3158	33	9	©	©	PROPN
fsr-3158	33	10	2022	2022	NUM
fsr-3158	33	11	academy	academy	NOUN
fsr-3158	33	12	of	of	ADP
fsr-3158	33	13	financial	financial	ADJ
fsr-3158	33	14	services	service	NOUN
fsr-3158	33	15	.	.	PUNCT
fsr-3158	34	1	all	all	DET
fsr-3158	34	2	rights	right	NOUN
fsr-3158	34	3	reserved	reserve	VERB
fsr-3158	34	4	.	.	PUNCT
fsr-3158	35	1	this	this	DET
fsr-3158	35	2	journal	journal	NOUN
fsr-3158	35	3	and	and	CCONJ
fsr-3158	35	4	the	the	DET
fsr-3158	35	5	individual	individual	ADJ
fsr-3158	35	6	contributions	contribution	NOUN
fsr-3158	35	7	contained	contain	VERB
fsr-3158	35	8	in	in	ADP
fsr-3158	35	9	it	it	PRON
fsr-3158	35	10	are	be	AUX
fsr-3158	35	11	protected	protect	VERB
fsr-3158	35	12	under	under	ADP
fsr-3158	35	13	copyright	copyright	NOUN
fsr-3158	35	14	by	by	ADP
fsr-3158	35	15	the	the	DET
fsr-3158	35	16	academy	academy	PROPN
fsr-3158	35	17	of	of	ADP
fsr-3158	35	18	financial	financial	ADJ
fsr-3158	35	19	services	service	NOUN
fsr-3158	35	20	,	,	PUNCT
fsr-3158	35	21	and	and	CCONJ
fsr-3158	35	22	the	the	DET
fsr-3158	35	23	following	follow	VERB
fsr-3158	35	24	terms	term	NOUN
fsr-3158	35	25	and	and	CCONJ
fsr-3158	35	26	conditions	condition	NOUN
fsr-3158	35	27	apply	apply	VERB
fsr-3158	35	28	to	to	ADP
fsr-3158	35	29	their	their	PRON
fsr-3158	35	30	use	use	NOUN
fsr-3158	35	31	:	:	PUNCT
fsr-3158	35	32	photocopying	photocopy	VERB
fsr-3158	35	33	single	single	ADJ
fsr-3158	35	34	photocopies	photocopy	NOUN
fsr-3158	35	35	of	of	ADP
fsr-3158	35	36	single	single	ADJ
fsr-3158	35	37	articles	article	NOUN
fsr-3158	35	38	may	may	AUX
fsr-3158	35	39	be	be	AUX
fsr-3158	35	40	made	make	VERB
fsr-3158	35	41	for	for	ADP
fsr-3158	35	42	personal	personal	ADJ
fsr-3158	35	43	use	use	NOUN
fsr-3158	35	44	as	as	SCONJ
fsr-3158	35	45	allowed	allow	VERB
fsr-3158	35	46	by	by	ADP
fsr-3158	35	47	national	national	ADJ
fsr-3158	35	48	copyright	copyright	NOUN
fsr-3158	35	49	laws	law	NOUN
fsr-3158	35	50	.	.	PUNCT
fsr-3158	36	1	in	in	ADP
fsr-3158	36	2	addition	addition	NOUN
fsr-3158	36	3	,	,	PUNCT
fsr-3158	36	4	the	the	DET
fsr-3158	36	5	academy	academy	NOUN
fsr-3158	36	6	of	of	ADP
fsr-3158	36	7	financial	financial	ADJ
fsr-3158	36	8	services	service	NOUN
fsr-3158	36	9	hereby	hereby	ADV
fsr-3158	36	10	permits	permit	VERB
fsr-3158	36	11	educators	educator	NOUN
fsr-3158	36	12	and	and	CCONJ
fsr-3158	36	13	educational	educational	ADJ
fsr-3158	36	14	institutions	institution	NOUN
fsr-3158	36	15	the	the	DET
fsr-3158	36	16	right	right	NOUN
fsr-3158	36	17	to	to	PART
fsr-3158	36	18	make	make	VERB
fsr-3158	36	19	photocopies	photocopy	NOUN
fsr-3158	36	20	for	for	ADP
fsr-3158	36	21	non	non	ADJ
fsr-3158	36	22	-	-	ADJ
fsr-3158	36	23	profit	profit	ADJ
fsr-3158	36	24	educational	educational	ADJ
fsr-3158	36	25	classroom	classroom	NOUN
fsr-3158	36	26	use	use	NOUN
fsr-3158	36	27	.	.	PUNCT
fsr-3158	37	1	permission	permission	NOUN
fsr-3158	37	2	of	of	ADP
fsr-3158	37	3	the	the	DET
fsr-3158	37	4	academy	academy	NOUN
fsr-3158	37	5	is	be	AUX
fsr-3158	37	6	required	require	VERB
fsr-3158	37	7	for	for	ADP
fsr-3158	37	8	all	all	DET
fsr-3158	37	9	other	other	ADJ
fsr-3158	37	10	photocopying	photocopying	NOUN
fsr-3158	37	11	,	,	PUNCT
fsr-3158	37	12	including	include	VERB
fsr-3158	37	13	multiple	multiple	ADJ
fsr-3158	37	14	or	or	CCONJ
fsr-3158	37	15	systematic	systematic	ADJ
fsr-3158	37	16	copying	copying	NOUN
fsr-3158	37	17	,	,	PUNCT
fsr-3158	37	18	copying	copy	VERB
fsr-3158	37	19	for	for	ADP
fsr-3158	37	20	advertising	advertising	NOUN
fsr-3158	37	21	or	or	CCONJ
fsr-3158	37	22	promotional	promotional	ADJ
fsr-3158	37	23	purposes	purpose	NOUN
fsr-3158	37	24	,	,	PUNCT
fsr-3158	37	25	resale	resale	NOUN
fsr-3158	37	26	,	,	PUNCT
fsr-3158	37	27	and	and	CCONJ
fsr-3158	37	28	all	all	DET
fsr-3158	37	29	forms	form	NOUN
fsr-3158	37	30	of	of	ADP
fsr-3158	37	31	document	document	NOUN
fsr-3158	37	32	delivery	delivery	NOUN
fsr-3158	37	33	.	.	PUNCT
fsr-3158	38	1	permissions	permission	NOUN
fsr-3158	38	2	may	may	AUX
fsr-3158	38	3	be	be	AUX
fsr-3158	38	4	sought	seek	VERB
fsr-3158	38	5	directly	directly	ADV
fsr-3158	38	6	from	from	ADP
fsr-3158	38	7	the	the	DET
fsr-3158	38	8	editor	editor	NOUN
fsr-3158	38	9	,	,	PUNCT
fsr-3158	38	10	terrance	terrance	PROPN
fsr-3158	38	11	k.	k.	PROPN
fsr-3158	38	12	martin	martin	PROPN
fsr-3158	38	13	,	,	PUNCT
fsr-3158	38	14	college	college	NOUN
fsr-3158	38	15	of	of	ADP
fsr-3158	38	16	arts	art	NOUN
fsr-3158	38	17	,	,	PUNCT
fsr-3158	38	18	sciences	science	NOUN
fsr-3158	38	19	,	,	PUNCT
fsr-3158	38	20	business	business	NOUN
fsr-3158	38	21	,	,	PUNCT
fsr-3158	38	22	and	and	CCONJ
fsr-3158	38	23	education	education	NOUN
fsr-3158	38	24	,	,	PUNCT
fsr-3158	38	25	reynolds	reynolds	PROPN
fsr-3158	38	26	center	center	PROPN
fsr-3158	38	27	,	,	PUNCT
fsr-3158	38	28	rm	rm	PROPN
fsr-3158	38	29	111	111	NUM
fsr-3158	38	30	,	,	PUNCT
fsr-3158	38	31	winston	winston	NOUN
fsr-3158	38	32	-	-	PUNCT
fsr-3158	38	33	salem	salem	PROPN
fsr-3158	38	34	state	state	NOUN
fsr-3158	38	35	university	university	NOUN
fsr-3158	38	36	,	,	PUNCT
fsr-3158	38	37	601	601	NUM
fsr-3158	38	38	s.	s.	PROPN
fsr-3158	38	39	martin	martin	PROPN
fsr-3158	38	40	luther	luther	PROPN
fsr-3158	38	41	king	king	PROPN
fsr-3158	38	42	jr	jr	PROPN
fsr-3158	38	43	.	.	PROPN
fsr-3158	38	44	drive	drive	PROPN
fsr-3158	38	45	,	,	PUNCT
fsr-3158	38	46	winston	winston	PROPN
fsr-3158	38	47	-	-	PUNCT
fsr-3158	38	48	salem	salem	PROPN
fsr-3158	38	49	,	,	PUNCT
fsr-3158	38	50	north	north	PROPN
fsr-3158	38	51	carolina	carolina	PROPN
fsr-3158	38	52	27110	27110	NUM
fsr-3158	38	53	.	.	PUNCT
fsr-3158	39	1	email	email	NOUN
fsr-3158	39	2	address	address	NOUN
fsr-3158	39	3	:	:	PUNCT
fsr-3158	40	1	martintk@wssu.edu	martintk@wssu.edu	PROPN
fsr-3158	40	2	.	.	PUNCT
fsr-3158	41	1	derivative	derivative	ADJ
fsr-3158	41	2	works	work	NOUN
fsr-3158	41	3	subscribers	subscriber	NOUN
fsr-3158	41	4	may	may	AUX
fsr-3158	41	5	reproduce	reproduce	VERB
fsr-3158	41	6	tables	table	NOUN
fsr-3158	41	7	of	of	ADP
fsr-3158	41	8	contents	content	NOUN
fsr-3158	41	9	or	or	CCONJ
fsr-3158	41	10	prepare	prepare	VERB
fsr-3158	41	11	lists	list	NOUN
fsr-3158	41	12	of	of	ADP
fsr-3158	41	13	articles	article	NOUN
fsr-3158	41	14	including	include	VERB
fsr-3158	41	15	abstracts	abstract	NOUN
fsr-3158	41	16	for	for	ADP
fsr-3158	41	17	internal	internal	ADJ
fsr-3158	41	18	circulation	circulation	NOUN
fsr-3158	41	19	within	within	ADP
fsr-3158	41	20	their	their	PRON
fsr-3158	41	21	institutions	institution	NOUN
fsr-3158	41	22	.	.	PUNCT
fsr-3158	42	1	permission	permission	NOUN
fsr-3158	42	2	of	of	ADP
fsr-3158	42	3	the	the	DET
fsr-3158	42	4	academy	academy	NOUN
fsr-3158	42	5	is	be	AUX
fsr-3158	42	6	required	require	VERB
fsr-3158	42	7	for	for	ADP
fsr-3158	42	8	resale	resale	NOUN
fsr-3158	42	9	or	or	CCONJ
fsr-3158	42	10	distribution	distribution	NOUN
fsr-3158	42	11	outside	outside	ADP
fsr-3158	42	12	the	the	DET
fsr-3158	42	13	institution	institution	NOUN
fsr-3158	42	14	.	.	PUNCT
fsr-3158	43	1	permission	permission	NOUN
fsr-3158	43	2	of	of	ADP
fsr-3158	43	3	the	the	DET
fsr-3158	43	4	academy	academy	NOUN
fsr-3158	43	5	is	be	AUX
fsr-3158	43	6	required	require	VERB
fsr-3158	43	7	for	for	ADP
fsr-3158	43	8	all	all	DET
fsr-3158	43	9	other	other	ADJ
fsr-3158	43	10	derivative	derivative	ADJ
fsr-3158	43	11	works	work	NOUN
fsr-3158	43	12	,	,	PUNCT
fsr-3158	43	13	including	include	VERB
fsr-3158	43	14	compilations	compilation	NOUN
fsr-3158	43	15	and	and	CCONJ
fsr-3158	43	16	translations	translation	NOUN
fsr-3158	43	17	.	.	PUNCT
fsr-3158	44	1	electronic	electronic	ADJ
fsr-3158	44	2	storage	storage	NOUN
fsr-3158	44	3	or	or	CCONJ
fsr-3158	44	4	usage	usage	NOUN
fsr-3158	44	5	permission	permission	NOUN
fsr-3158	44	6	of	of	ADP
fsr-3158	44	7	the	the	DET
fsr-3158	44	8	academy	academy	NOUN
fsr-3158	44	9	is	be	AUX
fsr-3158	44	10	required	require	VERB
fsr-3158	44	11	to	to	PART
fsr-3158	44	12	store	store	VERB
fsr-3158	44	13	or	or	CCONJ
fsr-3158	44	14	use	use	VERB
fsr-3158	44	15	electronically	electronically	ADV
fsr-3158	44	16	any	any	DET
fsr-3158	44	17	material	material	NOUN
fsr-3158	44	18	contained	contain	VERB
fsr-3158	44	19	in	in	ADP
fsr-3158	44	20	this	this	DET
fsr-3158	44	21	journal	journal	NOUN
fsr-3158	44	22	,	,	PUNCT
fsr-3158	44	23	including	include	VERB
fsr-3158	44	24	any	any	DET
fsr-3158	44	25	article	article	NOUN
fsr-3158	44	26	or	or	CCONJ
fsr-3158	44	27	part	part	NOUN
fsr-3158	44	28	of	of	ADP
fsr-3158	44	29	an	an	DET
fsr-3158	44	30	article	article	NOUN
fsr-3158	44	31	.	.	PUNCT
fsr-3158	45	1	except	except	SCONJ
fsr-3158	45	2	as	as	SCONJ
fsr-3158	45	3	outlined	outline	VERB
fsr-3158	45	4	above	above	ADV
fsr-3158	45	5	,	,	PUNCT
fsr-3158	45	6	no	no	DET
fsr-3158	45	7	part	part	NOUN
fsr-3158	45	8	of	of	ADP
fsr-3158	45	9	this	this	DET
fsr-3158	45	10	publication	publication	NOUN
fsr-3158	45	11	may	may	AUX
fsr-3158	45	12	be	be	AUX
fsr-3158	45	13	reproduced	reproduce	VERB
fsr-3158	45	14	,	,	PUNCT
fsr-3158	45	15	stored	store	VERB
fsr-3158	45	16	in	in	ADP
fsr-3158	45	17	a	a	DET
fsr-3158	45	18	retrieval	retrieval	NOUN
fsr-3158	45	19	system	system	NOUN
fsr-3158	45	20	or	or	CCONJ
fsr-3158	45	21	transmitted	transmit	VERB
fsr-3158	45	22	in	in	ADP
fsr-3158	45	23	any	any	DET
fsr-3158	45	24	form	form	NOUN
fsr-3158	45	25	or	or	CCONJ
fsr-3158	45	26	by	by	ADP
fsr-3158	45	27	any	any	DET
fsr-3158	45	28	means	mean	NOUN
fsr-3158	45	29	,	,	PUNCT
fsr-3158	45	30	electronic	electronic	ADJ
fsr-3158	45	31	,	,	PUNCT
fsr-3158	45	32	mechanical	mechanical	ADJ
fsr-3158	45	33	,	,	PUNCT
fsr-3158	45	34	photocopying	photocopying	NOUN
fsr-3158	45	35	,	,	PUNCT
fsr-3158	45	36	recording	recording	NOUN
fsr-3158	45	37	,	,	PUNCT
fsr-3158	45	38	or	or	CCONJ
fsr-3158	45	39	otherwise	otherwise	ADV
fsr-3158	45	40	,	,	PUNCT
fsr-3158	45	41	without	without	ADP
fsr-3158	45	42	prior	prior	ADJ
fsr-3158	45	43	written	write	VERB
fsr-3158	45	44	permission	permission	NOUN
fsr-3158	45	45	of	of	ADP
fsr-3158	45	46	the	the	DET
fsr-3158	45	47	academy	academy	PROPN
fsr-3158	45	48	.	.	PUNCT
fsr-3158	46	1	address	address	PROPN
fsr-3158	46	2	permissions	permission	NOUN
fsr-3158	46	3	requests	request	NOUN
fsr-3158	46	4	to	to	ADP
fsr-3158	46	5	the	the	DET
fsr-3158	46	6	editor	editor	NOUN
fsr-3158	46	7	at	at	ADP
fsr-3158	46	8	the	the	DET
fsr-3158	46	9	address	address	NOUN
fsr-3158	46	10	noted	note	VERB
fsr-3158	46	11	above	above	ADV
fsr-3158	46	12	.	.	PUNCT
fsr-3158	47	1	notice	notice	VERB
fsr-3158	47	2	no	no	DET
fsr-3158	47	3	responsibility	responsibility	NOUN
fsr-3158	47	4	is	be	AUX
fsr-3158	47	5	assumed	assume	VERB
fsr-3158	47	6	by	by	ADP
fsr-3158	47	7	the	the	DET
fsr-3158	47	8	academy	academy	NOUN
fsr-3158	47	9	for	for	ADP
fsr-3158	47	10	any	any	DET
fsr-3158	47	11	injury	injury	NOUN
fsr-3158	47	12	and/or	and/or	CCONJ
fsr-3158	47	13	damage	damage	NOUN
fsr-3158	47	14	to	to	ADP
fsr-3158	47	15	persons	person	NOUN
fsr-3158	47	16	or	or	CCONJ
fsr-3158	47	17	property	property	NOUN
fsr-3158	47	18	as	as	ADP
fsr-3158	47	19	a	a	DET
fsr-3158	47	20	matter	matter	NOUN
fsr-3158	47	21	of	of	ADP
fsr-3158	47	22	products	product	NOUN
fsr-3158	47	23	liability	liability	NOUN
fsr-3158	47	24	,	,	PUNCT
fsr-3158	47	25	negligence	negligence	NOUN
fsr-3158	47	26	,	,	PUNCT
fsr-3158	47	27	or	or	CCONJ
fsr-3158	47	28	otherwise	otherwise	ADV
fsr-3158	47	29	,	,	PUNCT
fsr-3158	47	30	or	or	CCONJ
fsr-3158	47	31	from	from	ADP
fsr-3158	47	32	any	any	DET
fsr-3158	47	33	use	use	NOUN
fsr-3158	47	34	or	or	CCONJ
fsr-3158	47	35	operation	operation	NOUN
fsr-3158	47	36	of	of	ADP
fsr-3158	47	37	any	any	DET
fsr-3158	47	38	methods	method	NOUN
fsr-3158	47	39	,	,	PUNCT
fsr-3158	47	40	products	product	NOUN
fsr-3158	47	41	,	,	PUNCT
fsr-3158	47	42	instructions	instruction	NOUN
fsr-3158	47	43	,	,	PUNCT
fsr-3158	47	44	or	or	CCONJ
fsr-3158	47	45	ideas	idea	NOUN
fsr-3158	47	46	contained	contain	VERB
fsr-3158	47	47	in	in	ADP
fsr-3158	47	48	the	the	DET
fsr-3158	47	49	material	material	NOUN
fsr-3158	47	50	herein	herein	NOUN
fsr-3158	47	51	.	.	PUNCT
fsr-3158	48	1	the	the	DET
fsr-3158	48	2	editors	editor	NOUN
fsr-3158	48	3	,	,	PUNCT
fsr-3158	48	4	the	the	DET
fsr-3158	48	5	academy	academy	NOUN
fsr-3158	48	6	,	,	PUNCT
fsr-3158	48	7	and	and	CCONJ
fsr-3158	48	8	our	our	PRON
fsr-3158	48	9	sponsors	sponsor	NOUN
fsr-3158	48	10	assume	assume	VERB
fsr-3158	48	11	no	no	DET
fsr-3158	48	12	responsibility	responsibility	NOUN
fsr-3158	48	13	for	for	ADP
fsr-3158	48	14	the	the	DET
fsr-3158	48	15	views	view	NOUN
fsr-3158	48	16	expressed	express	VERB
fsr-3158	48	17	by	by	ADP
fsr-3158	48	18	our	our	PRON
fsr-3158	48	19	authors	author	NOUN
fsr-3158	48	20	.	.	PUNCT