id	sid	tid	token	lemma	pos
fsr-3189	1	1	academy	academy	PROPN
fsr-3189	1	2	of	of	ADP
fsr-3189	1	3	financial	financial	ADJ
fsr-3189	1	4	services	service	NOUN
fsr-3189	1	5	officers	officer	NOUN
fsr-3189	1	6	president	president	PROPN
fsr-3189	1	7	tom	tom	PROPN
fsr-3189	1	8	potts	potts	PROPN
fsr-3189	1	9	baylor	baylor	PROPN
fsr-3189	1	10	university	university	PROPN
fsr-3189	1	11	president	president	PROPN
fsr-3189	1	12	-	-	PUNCT
fsr-3189	1	13	elect	elect	PROPN
fsr-3189	1	14	executive	executive	ADJ
fsr-3189	1	15	vice	vice	NOUN
fsr-3189	1	16	president	president	NOUN
fsr-3189	1	17	-	-	PUNCT
fsr-3189	1	18	program	program	NOUN
fsr-3189	1	19	terrance	terrance	PROPN
fsr-3189	1	20	k.	k.	PROPN
fsr-3189	1	21	martin	martin	PROPN
fsr-3189	1	22	winston	winston	PROPN
fsr-3189	1	23	-	-	PUNCT
fsr-3189	1	24	salem	salem	PROPN
fsr-3189	1	25	state	state	PROPN
fsr-3189	1	26	university	university	PROPN
fsr-3189	1	27	vice	vice	NOUN
fsr-3189	1	28	president	president	NOUN
fsr-3189	1	29	-	-	PUNCT
fsr-3189	1	30	communications	communication	NOUN
fsr-3189	1	31	colleen	colleen	PROPN
fsr-3189	1	32	tokar	tokar	NOUN
fsr-3189	1	33	asaad	asaad	PROPN
fsr-3189	1	34	baldwin	baldwin	PROPN
fsr-3189	1	35	wallace	wallace	PROPN
fsr-3189	1	36	university	university	PROPN
fsr-3189	1	37	vice	vice	NOUN
fsr-3189	1	38	president	president	NOUN
fsr-3189	1	39	-	-	PUNCT
fsr-3189	1	40	finance	finance	NOUN
fsr-3189	1	41	thomas	thomas	PROPN
fsr-3189	1	42	p.	p.	PROPN
fsr-3189	1	43	langdon	langdon	PROPN
fsr-3189	1	44	roger	roger	PROPN
fsr-3189	1	45	williams	williams	PROPN
fsr-3189	1	46	university	university	PROPN
fsr-3189	1	47	vice	vice	PROPN
fsr-3189	1	48	president	president	PROPN
fsr-3189	1	49	-	-	PUNCT
fsr-3189	1	50	international	international	PROPN
fsr-3189	1	51	relations	relation	NOUN
fsr-3189	1	52	michelle	michelle	PROPN
fsr-3189	1	53	cull	cull	PROPN
fsr-3189	1	54	western	western	PROPN
fsr-3189	1	55	sydney	sydney	PROPN
fsr-3189	1	56	university	university	PROPN
fsr-3189	1	57	vice	vice	NOUN
fsr-3189	1	58	president	president	PROPN
fsr-3189	1	59	-	-	PUNCT
fsr-3189	1	60	mktg	mktg	PROPN
fsr-3189	1	61	&	&	CCONJ
fsr-3189	1	62	public	public	ADJ
fsr-3189	1	63	relations	relation	NOUN
fsr-3189	1	64	shawn	shawn	PROPN
fsr-3189	1	65	brayman	brayman	PROPN
fsr-3189	1	66	financial	financial	PROPN
fsr-3189	1	67	planning	planning	PROPN
fsr-3189	1	68	research	research	NOUN
fsr-3189	1	69	consultant	consultant	NOUN
fsr-3189	1	70	immediate	immediate	ADJ
fsr-3189	1	71	past	past	PROPN
fsr-3189	1	72	president	president	PROPN
fsr-3189	1	73	inga	inga	PROPN
fsr-3189	1	74	timmerman	timmerman	PROPN
fsr-3189	1	75	university	university	PROPN
fsr-3189	1	76	of	of	ADP
fsr-3189	1	77	north	north	PROPN
fsr-3189	1	78	florida	florida	PROPN
fsr-3189	1	79	editor	editor	NOUN
fsr-3189	1	80	,	,	PUNCT
fsr-3189	1	81	financial	financial	ADJ
fsr-3189	1	82	services	service	NOUN
fsr-3189	1	83	review	review	VERB
fsr-3189	1	84	terrance	terrance	PROPN
fsr-3189	1	85	k.	k.	PROPN
fsr-3189	1	86	martin	martin	PROPN
fsr-3189	1	87	winston	winston	PROPN
fsr-3189	1	88	-	-	PUNCT
fsr-3189	1	89	salem	salem	PROPN
fsr-3189	1	90	state	state	NOUN
fsr-3189	1	91	university	university	NOUN
fsr-3189	1	92	directors	director	NOUN
fsr-3189	1	93	jason	jason	PROPN
fsr-3189	1	94	andreson	andreson	PROPN
fsr-3189	1	95	university	university	PROPN
fsr-3189	1	96	of	of	ADP
fsr-3189	1	97	kansas	kansas	PROPN
fsr-3189	1	98	jasmine	jasmine	PROPN
fsr-3189	1	99	fang	fang	PROPN
fsr-3189	1	100	massey	massey	PROPN
fsr-3189	1	101	university	university	PROPN
fsr-3189	1	102	norah	norah	PROPN
fsr-3189	1	103	feng	feng	PROPN
fsr-3189	1	104	massey	massey	PROPN
fsr-3189	1	105	university	university	PROPN
fsr-3189	1	106	john	john	PROPN
fsr-3189	1	107	garble	garble	PROPN
fsr-3189	1	108	university	university	PROPN
fsr-3189	1	109	of	of	ADP
fsr-3189	1	110	georgia	georgia	PROPN
fsr-3189	1	111	wookjae	wookjae	PROPN
fsr-3189	1	112	heo	heo	PROPN
fsr-3189	1	113	purdue	purdue	PROPN
fsr-3189	1	114	university	university	PROPN
fsr-3189	1	115	phillip	phillip	PROPN
fsr-3189	1	116	gibson	gibson	PROPN
fsr-3189	1	117	winthrop	winthrop	PROPN
fsr-3189	1	118	university	university	PROPN
fsr-3189	1	119	barry	barry	PROPN
fsr-3189	1	120	mulholland	mulholland	PROPN
fsr-3189	1	121	university	university	PROPN
fsr-3189	1	122	of	of	ADP
fsr-3189	1	123	akron	akron	PROPN
fsr-3189	1	124	utah	utah	PROPN
fsr-3189	1	125	valley	valley	PROPN
fsr-3189	1	126	university	university	PROPN
fsr-3189	1	127	past	past	PROPN
fsr-3189	1	128	presidents	president	NOUN
fsr-3189	1	129	janine	janine	PROPN
fsr-3189	1	130	sam	sam	PROPN
fsr-3189	1	131	,	,	PUNCT
fsr-3189	1	132	2019	2019	NUM
fsr-3189	1	133	-	-	SYM
fsr-3189	1	134	20	20	NUM
fsr-3189	1	135	shepherd	shepherd	ADJ
fsr-3189	1	136	university	university	NOUN
fsr-3189	1	137	swarn	swarn	PROPN
fsr-3189	1	138	chatterjee	chatterjee	PROPN
fsr-3189	1	139	,	,	PUNCT
fsr-3189	1	140	2018	2018	NUM
fsr-3189	1	141	-	-	SYM
fsr-3189	1	142	19	19	NUM
fsr-3189	1	143	university	university	PROPN
fsr-3189	1	144	of	of	ADP
fsr-3189	1	145	georgia	georgia	PROPN
fsr-3189	1	146	robert	robert	PROPN
fsr-3189	1	147	moreschi	moreschi	PROPN
fsr-3189	1	148	,	,	PUNCT
fsr-3189	1	149	2016	2016	NUM
fsr-3189	1	150	-	-	SYM
fsr-3189	1	151	18	18	NUM
fsr-3189	1	152	virginia	virginia	PROPN
fsr-3189	1	153	military	military	PROPN
fsr-3189	1	154	institute	institute	PROPN
fsr-3189	1	155	thomas	thomas	PROPN
fsr-3189	1	156	coe	coe	PROPN
fsr-3189	1	157	,	,	PUNCT
fsr-3189	1	158	2015	2015	NUM
fsr-3189	1	159	-	-	SYM
fsr-3189	1	160	16	16	NUM
fsr-3189	1	161	quinnipiac	quinnipiac	PROPN
fsr-3189	1	162	university	university	PROPN
fsr-3189	1	163	william	william	PROPN
fsr-3189	1	164	chittenden	chittenden	PROPN
fsr-3189	1	165	,	,	PUNCT
fsr-3189	1	166	2014	2014	NUM
fsr-3189	1	167	-	-	SYM
fsr-3189	1	168	15	15	NUM
fsr-3189	1	169	texas	texas	PROPN
fsr-3189	1	170	state	state	PROPN
fsr-3189	1	171	university	university	PROPN
fsr-3189	1	172	lance	lance	PROPN
fsr-3189	1	173	palmer	palmer	PROPN
fsr-3189	1	174	,	,	PUNCT
fsr-3189	1	175	2013	2013	NUM
fsr-3189	1	176	-	-	SYM
fsr-3189	1	177	14	14	NUM
fsr-3189	1	178	university	university	PROPN
fsr-3189	1	179	of	of	ADP
fsr-3189	1	180	georgia	georgia	PROPN
fsr-3189	1	181	frank	frank	PROPN
fsr-3189	1	182	laatsch	laatsch	PROPN
fsr-3189	1	183	,	,	PUNCT
fsr-3189	1	184	2012	2012	NUM
fsr-3189	1	185	-	-	SYM
fsr-3189	1	186	13	13	NUM
fsr-3189	1	187	university	university	NOUN
fsr-3189	1	188	of	of	ADP
fsr-3189	1	189	southern	southern	PROPN
fsr-3189	1	190	mississippi	mississippi	PROPN
fsr-3189	1	191	brian	brian	PROPN
fsr-3189	1	192	boscaljon	boscaljon	PROPN
fsr-3189	1	193	,	,	PUNCT
fsr-3189	1	194	2011	2011	NUM
fsr-3189	1	195	-	-	SYM
fsr-3189	1	196	12	12	NUM
fsr-3189	1	197	penn	penn	PROPN
fsr-3189	1	198	state	state	PROPN
fsr-3189	1	199	university	university	PROPN
fsr-3189	1	200	-	-	PUNCT
fsr-3189	1	201	erie	erie	PROPN
fsr-3189	1	202	halil	halil	PROPN
fsr-3189	1	203	kiymaz	kiymaz	PROPN
fsr-3189	1	204	,	,	PUNCT
fsr-3189	1	205	2010	2010	NUM
fsr-3189	1	206	-	-	SYM
fsr-3189	1	207	11	11	NUM
fsr-3189	1	208	rollins	rollin	NOUN
fsr-3189	1	209	college	college	PROPN
fsr-3189	1	210	of	of	ADP
fsr-3189	1	211	business	business	PROPN
fsr-3189	1	212	david	david	PROPN
fsr-3189	1	213	lange	lange	PROPN
fsr-3189	1	214	,	,	PUNCT
fsr-3189	1	215	2009	2009	NUM
fsr-3189	1	216	-	-	SYM
fsr-3189	1	217	10	10	NUM
fsr-3189	1	218	auburn	auburn	NOUN
fsr-3189	1	219	university	university	PROPN
fsr-3189	1	220	,	,	PUNCT
fsr-3189	1	221	montgomery	montgomery	PROPN
fsr-3189	1	222	vickie	vickie	PROPN
fsr-3189	1	223	hampton	hampton	PROPN
fsr-3189	1	224	,	,	PUNCT
fsr-3189	1	225	2008	2008	NUM
fsr-3189	1	226	-	-	SYM
fsr-3189	1	227	09	09	NUM
fsr-3189	1	228	texas	texas	PROPN
fsr-3189	1	229	tech	tech	PROPN
fsr-3189	1	230	university	university	PROPN
fsr-3189	1	231	frank	frank	PROPN
fsr-3189	1	232	laatsch	laatsch	PROPN
fsr-3189	1	233	2007	2007	NUM
fsr-3189	1	234	-	-	SYM
fsr-3189	1	235	08	08	NUM
fsr-3189	1	236	university	university	PROPN
fsr-3189	1	237	of	of	ADP
fsr-3189	1	238	southern	southern	PROPN
fsr-3189	1	239	mississippi	mississippi	PROPN
fsr-3189	1	240	daniel	daniel	PROPN
fsr-3189	1	241	walz	walz	PROPN
fsr-3189	1	242	,	,	PUNCT
fsr-3189	1	243	2006	2006	NUM
fsr-3189	1	244	-	-	SYM
fsr-3189	1	245	07	07	NUM
fsr-3189	1	246	trinity	trinity	NOUN
fsr-3189	1	247	university	university	PROPN
fsr-3189	1	248	anne	anne	PROPN
fsr-3189	1	249	gleason	gleason	PROPN
fsr-3189	1	250	,	,	PUNCT
fsr-3189	1	251	2005	2005	NUM
fsr-3189	1	252	-	-	SYM
fsr-3189	1	253	06	06	NUM
fsr-3189	1	254	college	college	PROPN
fsr-3189	1	255	of	of	ADP
fsr-3189	1	256	charleston	charleston	PROPN
fsr-3189	1	257	stuart	stuart	PROPN
fsr-3189	1	258	michelson	michelson	PROPN
fsr-3189	1	259	,	,	PUNCT
fsr-3189	1	260	2004	2004	NUM
fsr-3189	1	261	-	-	SYM
fsr-3189	1	262	05	05	NUM
fsr-3189	1	263	stetson	stetson	PROPN
fsr-3189	1	264	university	university	PROPN
fsr-3189	1	265	grady	grady	PROPN
fsr-3189	1	266	perdue	perdue	PROPN
fsr-3189	1	267	,	,	PUNCT
fsr-3189	1	268	2003	2003	NUM
fsr-3189	1	269	-	-	SYM
fsr-3189	1	270	04	04	NUM
fsr-3189	1	271	university	university	PROPN
fsr-3189	1	272	of	of	ADP
fsr-3189	1	273	houston	houston	PROPN
fsr-3189	1	274	-	-	PUNCT
fsr-3189	1	275	clear	clear	PROPN
fsr-3189	1	276	lake	lake	PROPN
fsr-3189	1	277	vickie	vickie	PROPN
fsr-3189	1	278	bajtelsmit	bajtelsmit	NOUN
fsr-3189	1	279	,	,	PUNCT
fsr-3189	1	280	2002	2002	NUM
fsr-3189	1	281	-	-	SYM
fsr-3189	1	282	03	03	NUM
fsr-3189	1	283	colorado	colorado	PROPN
fsr-3189	1	284	state	state	PROPN
fsr-3189	1	285	university	university	PROPN
fsr-3189	1	286	karen	karen	PROPN
fsr-3189	1	287	eilers	eilers	PROPN
fsr-3189	1	288	lahey	lahey	PROPN
fsr-3189	1	289	,	,	PUNCT
fsr-3189	1	290	2001	2001	NUM
fsr-3189	1	291	-	-	SYM
fsr-3189	1	292	02	02	NUM
fsr-3189	1	293	university	university	PROPN
fsr-3189	1	294	of	of	ADP
fsr-3189	1	295	akron	akron	PROPN
fsr-3189	1	296	tom	tom	PROPN
fsr-3189	1	297	eyssell	eyssell	PROPN
fsr-3189	1	298	,	,	PUNCT
fsr-3189	1	299	2000	2000	NUM
fsr-3189	1	300	-	-	SYM
fsr-3189	1	301	01	01	NUM
fsr-3189	1	302	university	university	PROPN
fsr-3189	1	303	of	of	ADP
fsr-3189	1	304	missouri	missouri	PROPN
fsr-3189	1	305	-	-	PROPN
fsr-3189	1	306	st	st	PROPN
fsr-3189	1	307	.	.	PROPN
fsr-3189	1	308	louis	louis	PROPN
fsr-3189	1	309	jill	jill	PROPN
fsr-3189	1	310	lynn	lynn	PROPN
fsr-3189	1	311	vihtelic	vihtelic	PROPN
fsr-3189	1	312	,	,	PUNCT
fsr-3189	1	313	1999	1999	NUM
fsr-3189	1	314	-	-	SYM
fsr-3189	1	315	00	00	NUM
fsr-3189	1	316	saint	saint	PROPN
fsr-3189	1	317	mary	mary	PROPN
fsr-3189	1	318	’s	’s	PART
fsr-3189	1	319	college	college	PROPN
fsr-3189	1	320	terry	terry	PROPN
fsr-3189	1	321	zivney	zivney	PROPN
fsr-3189	1	322	,	,	PUNCT
fsr-3189	1	323	1998	1998	NUM
fsr-3189	1	324	-	-	SYM
fsr-3189	1	325	99	99	NUM
fsr-3189	1	326	ball	ball	NOUN
fsr-3189	1	327	state	state	NOUN
fsr-3189	1	328	university	university	PROPN
fsr-3189	1	329	don	don	PROPN
fsr-3189	1	330	holdren	holdren	NOUN
fsr-3189	1	331	,	,	PUNCT
fsr-3189	1	332	1997	1997	NUM
fsr-3189	1	333	-	-	SYM
fsr-3189	1	334	98	98	NUM
fsr-3189	1	335	marshall	marshall	PROPN
fsr-3189	1	336	university	university	PROPN
fsr-3189	1	337	robert	robert	PROPN
fsr-3189	1	338	mcleod	mcleod	PROPN
fsr-3189	1	339	,	,	PUNCT
fsr-3189	1	340	1996	1996	NUM
fsr-3189	1	341	-	-	SYM
fsr-3189	1	342	97	97	NUM
fsr-3189	1	343	university	university	PROPN
fsr-3189	1	344	of	of	ADP
fsr-3189	1	345	alabama	alabama	PROPN
fsr-3189	1	346	walt	walt	PROPN
fsr-3189	1	347	woerheide	woerheide	PROPN
fsr-3189	1	348	,	,	PUNCT
fsr-3189	1	349	1995	1995	NUM
fsr-3189	1	350	-	-	SYM
fsr-3189	1	351	96	96	NUM
fsr-3189	1	352	the	the	DET
fsr-3189	1	353	american	american	PROPN
fsr-3189	1	354	college	college	PROPN
fsr-3189	1	355	dixie	dixie	PROPN
fsr-3189	1	356	mills	mill	NOUN
fsr-3189	1	357	,	,	PUNCT
fsr-3189	1	358	1994	1994	NUM
fsr-3189	1	359	-	-	SYM
fsr-3189	1	360	95	95	NUM
fsr-3189	1	361	illinois	illinois	PROPN
fsr-3189	1	362	state	state	PROPN
fsr-3189	1	363	university	university	PROPN
fsr-3189	1	364	ted	te	VERB
fsr-3189	1	365	veit	veit	PROPN
fsr-3189	1	366	,	,	PUNCT
fsr-3189	1	367	1993	1993	NUM
fsr-3189	1	368	-	-	SYM
fsr-3189	1	369	94	94	NUM
fsr-3189	1	370	rollins	rollins	PROPN
fsr-3189	1	371	college	college	PROPN
fsr-3189	1	372	mona	mona	PROPN
fsr-3189	1	373	gardner	gardner	PROPN
fsr-3189	1	374	,	,	PUNCT
fsr-3189	1	375	1992	1992	NUM
fsr-3189	1	376	-	-	SYM
fsr-3189	1	377	93	93	NUM
fsr-3189	1	378	illinois	illinois	PROPN
fsr-3189	1	379	wesleyan	wesleyan	PROPN
fsr-3189	1	380	university	university	PROPN
fsr-3189	1	381	jean	jean	PROPN
fsr-3189	1	382	l.	l.	PROPN
fsr-3189	1	383	heck	heck	PROPN
fsr-3189	1	384	,	,	PUNCT
fsr-3189	1	385	1991	1991	NUM
fsr-3189	1	386	-	-	SYM
fsr-3189	1	387	92	92	NUM
fsr-3189	1	388	villanova	villanova	PROPN
fsr-3189	1	389	university	university	PROPN
fsr-3189	1	390	frank	frank	PROPN
fsr-3189	1	391	k.	k.	PROPN
fsr-3189	1	392	reilly	reilly	PROPN
fsr-3189	1	393	,	,	PUNCT
fsr-3189	1	394	1990	1990	NUM
fsr-3189	1	395	-	-	SYM
fsr-3189	1	396	91	91	NUM
fsr-3189	1	397	university	university	NOUN
fsr-3189	1	398	of	of	ADP
fsr-3189	1	399	notre	notre	PROPN
fsr-3189	1	400	dame	dame	PROPN
fsr-3189	1	401	lawrence	lawrence	PROPN
fsr-3189	1	402	j.	j.	PROPN
fsr-3189	1	403	gitman	gitman	PROPN
fsr-3189	1	404	,	,	PUNCT
fsr-3189	1	405	1989	1989	NUM
fsr-3189	1	406	-	-	SYM
fsr-3189	1	407	90	90	NUM
fsr-3189	1	408	san	san	PROPN
fsr-3189	1	409	diego	diego	PROPN
fsr-3189	1	410	state	state	PROPN
fsr-3189	1	411	university	university	PROPN
fsr-3189	1	412	travis	travis	PROPN
fsr-3189	1	413	s.	s.	PROPN
fsr-3189	1	414	pritchett	pritchett	PROPN
fsr-3189	1	415	,	,	PUNCT
fsr-3189	1	416	1988	1988	NUM
fsr-3189	1	417	-	-	SYM
fsr-3189	1	418	89	89	NUM
fsr-3189	1	419	university	university	NOUN
fsr-3189	1	420	of	of	ADP
fsr-3189	1	421	south	south	PROPN
fsr-3189	1	422	carolina	carolina	PROPN
fsr-3189	1	423	tom	tom	PROPN
fsr-3189	1	424	potts	potts	PROPN
fsr-3189	1	425	,	,	PUNCT
fsr-3189	1	426	1987	1987	NUM
fsr-3189	1	427	-	-	SYM
fsr-3189	1	428	88	88	NUM
fsr-3189	1	429	baylor	baylor	NOUN
fsr-3189	1	430	university	university	PROPN
fsr-3189	1	431	robert	robert	PROPN
fsr-3189	1	432	f.	f.	PROPN
fsr-3189	1	433	bohn	bohn	PROPN
fsr-3189	1	434	,	,	PUNCT
fsr-3189	1	435	1986	1986	NUM
fsr-3189	1	436	-	-	SYM
fsr-3189	1	437	87	87	NUM
fsr-3189	1	438	golden	golden	PROPN
fsr-3189	1	439	gate	gate	PROPN
fsr-3189	1	440	university	university	PROPN
fsr-3189	1	441	tom	tom	PROPN
fsr-3189	1	442	warschauer	warschauer	PROPN
fsr-3189	1	443	,	,	PUNCT
fsr-3189	1	444	1985	1985	NUM
fsr-3189	1	445	-	-	SYM
fsr-3189	1	446	86	86	NUM
fsr-3189	1	447	san	san	PROPN
fsr-3189	1	448	diego	diego	PROPN
fsr-3189	1	449	state	state	PROPN
fsr-3189	1	450	university	university	PROPN
fsr-3189	1	451	published	publish	VERB
fsr-3189	1	452	in	in	ADP
fsr-3189	1	453	collaboration	collaboration	NOUN
fsr-3189	1	454	with	with	ADP
fsr-3189	1	455	the	the	DET
fsr-3189	1	456	financial	financial	ADJ
fsr-3189	1	457	planning	planning	PROPN
fsr-3189	1	458	association	association	PROPN
fsr-3189	1	459	financial	financial	PROPN
fsr-3189	1	460	services	service	NOUN
fsr-3189	1	461	review	review	NOUN
fsr-3189	1	462	is	be	AUX
fsr-3189	1	463	the	the	DET
fsr-3189	1	464	journal	journal	NOUN
fsr-3189	1	465	of	of	ADP
fsr-3189	1	466	the	the	DET
fsr-3189	1	467	academy	academy	NOUN
fsr-3189	1	468	of	of	ADP
fsr-3189	1	469	financial	financial	ADJ
fsr-3189	1	470	services	service	NOUN
fsr-3189	1	471	,	,	PUNCT
fsr-3189	1	472	published	publish	VERB
fsr-3189	1	473	in	in	ADP
fsr-3189	1	474	collaboration	collaboration	NOUN
fsr-3189	1	475	with	with	ADP
fsr-3189	1	476	the	the	DET
fsr-3189	1	477	financial	financial	ADJ
fsr-3189	1	478	planning	planning	PROPN
fsr-3189	1	479	association	association	PROPN
fsr-3189	1	480	.	.	PUNCT
fsr-3189	2	1	membership	membership	NOUN
fsr-3189	2	2	dues	due	NOUN
fsr-3189	2	3	of	of	ADP
fsr-3189	2	4	$	$	SYM
fsr-3189	2	5	125	125	NUM
fsr-3189	2	6	to	to	ADP
fsr-3189	2	7	the	the	DET
fsr-3189	2	8	academy	academy	NOUN
fsr-3189	2	9	include	include	VERB
fsr-3189	2	10	a	a	DET
fsr-3189	2	11	one	one	NUM
fsr-3189	2	12	-	-	PUNCT
fsr-3189	2	13	year	year	NOUN
fsr-3189	2	14	subscription	subscription	NOUN
fsr-3189	2	15	to	to	ADP
fsr-3189	2	16	the	the	DET
fsr-3189	2	17	journal	journal	NOUN
fsr-3189	2	18	.	.	PUNCT
fsr-3189	3	1	financial	financial	ADJ
fsr-3189	3	2	planning	planning	PROPN
fsr-3189	3	3	association	association	NOUN
fsr-3189	3	4	members	member	NOUN
fsr-3189	3	5	receive	receive	VERB
fsr-3189	3	6	digital	digital	ADJ
fsr-3189	3	7	access	access	NOUN
fsr-3189	3	8	to	to	ADP
fsr-3189	3	9	the	the	DET
fsr-3189	3	10	current	current	ADJ
fsr-3189	3	11	volume	volume	NOUN
fsr-3189	3	12	/	/	SYM
fsr-3189	3	13	issue	issue	NOUN
fsr-3189	3	14	of	of	ADP
fsr-3189	3	15	the	the	DET
fsr-3189	3	16	journal	journal	NOUN
fsr-3189	3	17	.	.	PUNCT
fsr-3189	4	1	institutional	institutional	ADJ
fsr-3189	4	2	membership	membership	NOUN
fsr-3189	4	3	to	to	ADP
fsr-3189	4	4	academy	academy	PROPN
fsr-3189	4	5	of	of	ADP
fsr-3189	4	6	financial	financial	ADJ
fsr-3189	4	7	services	service	NOUN
fsr-3189	4	8	is	be	AUX
fsr-3189	4	9	$	$	SYM
fsr-3189	4	10	250	250	NUM
fsr-3189	4	11	and	and	CCONJ
fsr-3189	4	12	includes	include	VERB
fsr-3189	4	13	the	the	DET
fsr-3189	4	14	four	four	NUM
fsr-3189	4	15	annual	annual	ADJ
fsr-3189	4	16	issues	issue	NOUN
fsr-3189	4	17	of	of	ADP
fsr-3189	4	18	fsr	fsr	PROPN
fsr-3189	4	19	.	.	PUNCT
fsr-3189	5	1	how	how	SCONJ
fsr-3189	5	2	to	to	PART
fsr-3189	5	3	submit	submit	VERB
fsr-3189	5	4	:	:	PUNCT
fsr-3189	5	5	there	there	PRON
fsr-3189	5	6	is	be	VERB
fsr-3189	5	7	a	a	DET
fsr-3189	5	8	$	$	SYM
fsr-3189	5	9	100	100	NUM
fsr-3189	5	10	submission	submission	NOUN
fsr-3189	5	11	fee	fee	NOUN
fsr-3189	5	12	payable	payable	ADJ
fsr-3189	5	13	to	to	ADP
fsr-3189	5	14	the	the	DET
fsr-3189	5	15	academy	academy	NOUN
fsr-3189	5	16	of	of	ADP
fsr-3189	5	17	financial	financial	ADJ
fsr-3189	5	18	services	service	NOUN
fsr-3189	5	19	(	(	PUNCT
fsr-3189	5	20	afs	afs	NOUN
fsr-3189	5	21	)	)	PUNCT
fsr-3189	5	22	for	for	ADP
fsr-3189	5	23	all	all	DET
fsr-3189	5	24	submissions	submission	NOUN
fsr-3189	5	25	to	to	ADP
fsr-3189	5	26	fsr	fsr	PROPN
fsr-3189	5	27	.	.	PUNCT
fsr-3189	6	1	submission	submission	NOUN
fsr-3189	6	2	fees	fee	NOUN
fsr-3189	6	3	should	should	AUX
fsr-3189	6	4	be	be	AUX
fsr-3189	6	5	paid	pay	VERB
fsr-3189	6	6	online	online	ADV
fsr-3189	6	7	at	at	ADP
fsr-3189	6	8	academyfinancial.org	academyfinancial.org	NOUN
fsr-3189	6	9	.	.	PUNCT
fsr-3189	7	1	if	if	SCONJ
fsr-3189	7	2	none	none	NOUN
fsr-3189	7	3	of	of	ADP
fsr-3189	7	4	the	the	DET
fsr-3189	7	5	authors	author	NOUN
fsr-3189	7	6	is	be	AUX
fsr-3189	7	7	a	a	DET
fsr-3189	7	8	member	member	NOUN
fsr-3189	7	9	of	of	ADP
fsr-3189	7	10	afs	afs	NOUN
fsr-3189	7	11	,	,	PUNCT
fsr-3189	7	12	please	please	INTJ
fsr-3189	7	13	complete	complete	VERB
fsr-3189	7	14	an	an	DET
fsr-3189	7	15	online	online	ADJ
fsr-3189	7	16	membership	membership	NOUN
fsr-3189	7	17	application	application	NOUN
fsr-3189	7	18	form	form	NOUN
fsr-3189	7	19	,	,	PUNCT
fsr-3189	7	20	which	which	PRON
fsr-3189	7	21	can	can	AUX
fsr-3189	7	22	be	be	AUX
fsr-3189	7	23	downloaded	download	VERB
fsr-3189	7	24	at	at	ADP
fsr-3189	7	25	http://academyfinancial.org	http://academyfinancial.org	PROPN
fsr-3189	7	26	.	.	PUNCT
fsr-3189	8	1	when	when	SCONJ
fsr-3189	8	2	authors	author	NOUN
fsr-3189	8	3	pay	pay	VERB
fsr-3189	8	4	the	the	DET
fsr-3189	8	5	$	$	SYM
fsr-3189	8	6	100	100	NUM
fsr-3189	8	7	submission	submission	NOUN
fsr-3189	8	8	fee	fee	NOUN
fsr-3189	8	9	and	and	CCONJ
fsr-3189	8	10	are	be	AUX
fsr-3189	8	11	not	not	PART
fsr-3189	8	12	currently	currently	ADV
fsr-3189	8	13	members	member	NOUN
fsr-3189	8	14	,	,	PUNCT
fsr-3189	8	15	they	they	PRON
fsr-3189	8	16	receive	receive	VERB
fsr-3189	8	17	their	their	PRON
fsr-3189	8	18	first	first	ADJ
fsr-3189	8	19	year	year	NOUN
fsr-3189	8	20	of	of	ADP
fsr-3189	8	21	afs	afs	NOUN
fsr-3189	8	22	membership	membership	NOUN
fsr-3189	8	23	at	at	ADP
fsr-3189	8	24	no	no	DET
fsr-3189	8	25	charge	charge	NOUN
fsr-3189	8	26	.	.	PUNCT
fsr-3189	9	1	a	a	DET
fsr-3189	9	2	submission	submission	NOUN
fsr-3189	9	3	fee	fee	NOUN
fsr-3189	9	4	of	of	ADP
fsr-3189	9	5	$	$	SYM
fsr-3189	9	6	100	100	NUM
fsr-3189	9	7	per	per	ADP
fsr-3189	9	8	article	article	NOUN
fsr-3189	9	9	should	should	AUX
fsr-3189	9	10	be	be	AUX
fsr-3189	9	11	paid	pay	VERB
fsr-3189	9	12	at	at	ADP
fsr-3189	9	13	:	:	PUNCT
fsr-3189	9	14	https://academyoffinancialservices.wildapricot.org/submit-an-article	https://academyoffinancialservices.wildapricot.org/submit-an-article	PROPN
fsr-3189	9	15	.	.	PUNCT
fsr-3189	10	1	submit	submit	VERB
fsr-3189	10	2	your	your	PRON
fsr-3189	10	3	article	article	NOUN
fsr-3189	10	4	electronically	electronically	ADV
fsr-3189	10	5	as	as	ADP
fsr-3189	10	6	an	an	DET
fsr-3189	10	7	email	email	NOUN
fsr-3189	10	8	attachment	attachment	NOUN
fsr-3189	10	9	in	in	ADP
fsr-3189	10	10	word	word	NOUN
fsr-3189	10	11	format	format	NOUN
fsr-3189	10	12	only	only	ADV
fsr-3189	10	13	(	(	PUNCT
fsr-3189	10	14	no	no	DET
fsr-3189	10	15	pdfs	pdfs	NOUN
fsr-3189	10	16	please	please	INTJ
fsr-3189	10	17	)	)	PUNCT
fsr-3189	10	18	to	to	ADP
fsr-3189	10	19	the	the	DET
fsr-3189	10	20	editor	editor	NOUN
fsr-3189	10	21	terrance	terrance	PROPN
fsr-3189	10	22	k.	k.	PROPN
fsr-3189	10	23	martin	martin	PROPN
fsr-3189	10	24	at	at	ADP
fsr-3189	10	25	martintk@wssu.edu	martintk@wssu.edu	PROPN
fsr-3189	10	26	.	.	PUNCT
fsr-3189	11	1	style	style	NOUN
fsr-3189	11	2	information	information	NOUN
fsr-3189	11	3	for	for	ADP
fsr-3189	11	4	the	the	DET
fsr-3189	11	5	manuscripts	manuscript	NOUN
fsr-3189	11	6	can	can	AUX
fsr-3189	11	7	be	be	AUX
fsr-3189	11	8	found	find	VERB
fsr-3189	11	9	on	on	ADP
fsr-3189	11	10	the	the	DET
fsr-3189	11	11	inside	inside	ADJ
fsr-3189	11	12	back	back	ADJ
fsr-3189	11	13	cover	cover	NOUN
fsr-3189	11	14	of	of	ADP
fsr-3189	11	15	this	this	DET
fsr-3189	11	16	journal	journal	NOUN
fsr-3189	11	17	.	.	PUNCT
fsr-3189	12	1	copyright	copyright	NOUN
fsr-3189	12	2	©	©	PROPN
fsr-3189	12	3	2023	2023	NUM
fsr-3189	12	4	academy	academy	NOUN
fsr-3189	12	5	of	of	ADP
fsr-3189	12	6	financial	financial	ADJ
fsr-3189	12	7	services	service	NOUN
fsr-3189	12	8	.	.	PUNCT
fsr-3189	13	1	all	all	DET
fsr-3189	13	2	rights	right	NOUN
fsr-3189	13	3	of	of	ADP
fsr-3189	13	4	reproduction	reproduction	NOUN
fsr-3189	13	5	in	in	ADP
fsr-3189	13	6	any	any	DET
fsr-3189	13	7	form	form	NOUN
fsr-3189	13	8	reserved	reserve	VERB
fsr-3189	13	9	.	.	PUNCT
fsr-3189	14	1	financial	financial	ADJ
fsr-3189	14	2	services	service	NOUN
fsr-3189	14	3	review	review	VERB
fsr-3189	14	4	the	the	DET
fsr-3189	14	5	journal	journal	NOUN
fsr-3189	14	6	of	of	ADP
fsr-3189	14	7	individual	individual	ADJ
fsr-3189	14	8	financial	financial	ADJ
fsr-3189	14	9	management	management	NOUN
fsr-3189	14	10	vol	vol	NOUN
fsr-3189	14	11	.	.	PUNCT
fsr-3189	15	1	31	31	NUM
fsr-3189	15	2	,	,	PUNCT
fsr-3189	15	3	no	no	INTJ
fsr-3189	15	4	.	.	NOUN
fsr-3189	15	5	1	1	NUM
fsr-3189	15	6	,	,	PUNCT
fsr-3189	15	7	2023	2023	NUM
fsr-3189	15	8	editor	editor	NOUN
fsr-3189	15	9	terrance	terrance	PROPN
fsr-3189	15	10	k.	k.	PROPN
fsr-3189	15	11	martin	martin	PROPN
fsr-3189	15	12	,	,	PUNCT
fsr-3189	15	13	winston	winston	PROPN
fsr-3189	15	14	-	-	PUNCT
fsr-3189	15	15	salem	salem	PROPN
fsr-3189	15	16	state	state	NOUN
fsr-3189	15	17	university	university	NOUN
fsr-3189	15	18	associate	associate	NOUN
fsr-3189	15	19	editors	editor	NOUN
fsr-3189	15	20	benefits	benefit	NOUN
fsr-3189	15	21	and	and	CCONJ
fsr-3189	15	22	retirement	retirement	NOUN
fsr-3189	15	23	planning	planning	NOUN
fsr-3189	15	24	vickie	vickie	PROPN
fsr-3189	15	25	bajtelsmit	bajtelsmit	PROPN
fsr-3189	15	26	colorado	colorado	PROPN
fsr-3189	15	27	state	state	PROPN
fsr-3189	15	28	university	university	PROPN
fsr-3189	15	29	stephen	stephen	PROPN
fsr-3189	15	30	m.	m.	PROPN
fsr-3189	15	31	horan	horan	PROPN
fsr-3189	15	32	cfa	cfa	PROPN
fsr-3189	15	33	institute	institute	PROPN
fsr-3189	15	34	walter	walter	PROPN
fsr-3189	15	35	woerheide	woerheide	VERB
fsr-3189	15	36	the	the	DET
fsr-3189	15	37	american	american	PROPN
fsr-3189	15	38	college	college	PROPN
fsr-3189	15	39	estate	estate	PROPN
fsr-3189	15	40	planning	planning	PROPN
fsr-3189	15	41	anne	anne	PROPN
fsr-3189	15	42	wenger	wenger	PROPN
fsr-3189	15	43	san	san	PROPN
fsr-3189	15	44	diego	diego	PROPN
fsr-3189	15	45	state	state	PROPN
fsr-3189	15	46	university	university	PROPN
fsr-3189	15	47	giovanni	giovanni	PROPN
fsr-3189	15	48	fernandez	fernandez	PROPN
fsr-3189	15	49	stetson	stetson	PROPN
fsr-3189	15	50	university	university	PROPN
fsr-3189	15	51	investments	investments	PROPN
fsr-3189	15	52	robert	robert	PROPN
fsr-3189	15	53	brooks	brooks	PROPN
fsr-3189	15	54	university	university	PROPN
fsr-3189	15	55	of	of	ADP
fsr-3189	15	56	alabama	alabama	PROPN
fsr-3189	15	57	john	john	PROPN
fsr-3189	15	58	clinebell	clinebell	PROPN
fsr-3189	15	59	university	university	PROPN
fsr-3189	15	60	of	of	ADP
fsr-3189	15	61	northern	northern	PROPN
fsr-3189	15	62	colorado	colorado	PROPN
fsr-3189	15	63	james	james	PROPN
fsr-3189	15	64	dilellio	dilellio	PROPN
fsr-3189	15	65	pepperdine	pepperdine	PROPN
fsr-3189	15	66	university	university	PROPN
fsr-3189	15	67	dale	dale	PROPN
fsr-3189	15	68	domian	domian	PROPN
fsr-3189	15	69	york	york	PROPN
fsr-3189	15	70	university	university	PROPN
fsr-3189	15	71	jim	jim	PROPN
fsr-3189	15	72	gilkeson	gilkeson	PROPN
fsr-3189	15	73	university	university	PROPN
fsr-3189	15	74	of	of	ADP
fsr-3189	15	75	central	central	PROPN
fsr-3189	15	76	florida	florida	PROPN
fsr-3189	15	77	william	william	PROPN
fsr-3189	15	78	jennings	jennings	PROPN
fsr-3189	15	79	united	united	PROPN
fsr-3189	15	80	states	states	PROPN
fsr-3189	15	81	air	air	PROPN
fsr-3189	15	82	force	force	PROPN
fsr-3189	15	83	academy	academy	PROPN
fsr-3189	15	84	david	david	PROPN
fsr-3189	15	85	nanigian	nanigian	PROPN
fsr-3189	15	86	csu	csu	PROPN
fsr-3189	15	87	fullerton	fullerton	PROPN
fsr-3189	15	88	insurance	insurance	PROPN
fsr-3189	15	89	larry	larry	PROPN
fsr-3189	15	90	cox	cox	PROPN
fsr-3189	15	91	university	university	PROPN
fsr-3189	15	92	of	of	ADP
fsr-3189	15	93	mississippi	mississippi	PROPN
fsr-3189	15	94	financial	financial	PROPN
fsr-3189	15	95	planning	planning	PROPN
fsr-3189	15	96	swarn	swarn	PROPN
fsr-3189	15	97	chatterjee	chatterjee	PROPN
fsr-3189	15	98	university	university	PROPN
fsr-3189	15	99	of	of	ADP
fsr-3189	15	100	georgia	georgia	PROPN
fsr-3189	15	101	sherman	sherman	PROPN
fsr-3189	15	102	hanna	hanna	PROPN
fsr-3189	15	103	ohio	ohio	PROPN
fsr-3189	15	104	state	state	PROPN
fsr-3189	15	105	university	university	PROPN
fsr-3189	15	106	patti	patti	PROPN
fsr-3189	15	107	fisher	fisher	PROPN
fsr-3189	15	108	virginia	virginia	PROPN
fsr-3189	15	109	tech	tech	PROPN
fsr-3189	15	110	university	university	PROPN
fsr-3189	15	111	wade	wade	PROPN
fsr-3189	15	112	d.	d.	PROPN
fsr-3189	15	113	pfau	pfau	VERB
fsr-3189	15	114	the	the	DET
fsr-3189	15	115	american	american	PROPN
fsr-3189	15	116	college	college	PROPN
fsr-3189	15	117	john	john	PROPN
fsr-3189	15	118	salter	salter	PROPN
fsr-3189	15	119	texas	texas	PROPN
fsr-3189	15	120	tech	tech	PROPN
fsr-3189	15	121	university	university	PROPN
fsr-3189	15	122	financial	financial	ADJ
fsr-3189	15	123	institutions	institution	NOUN
fsr-3189	15	124	stanley	stanley	PROPN
fsr-3189	15	125	d.	d.	PROPN
fsr-3189	15	126	smith	smith	PROPN
fsr-3189	15	127	university	university	PROPN
fsr-3189	15	128	of	of	ADP
fsr-3189	15	129	central	central	PROPN
fsr-3189	15	130	florida	florida	PROPN
fsr-3189	15	131	investor	investor	NOUN
fsr-3189	15	132	psychology	psychology	NOUN
fsr-3189	15	133	and	and	CCONJ
fsr-3189	15	134	counseling	counsel	VERB
fsr-3189	15	135	john	john	PROPN
fsr-3189	15	136	nofsinger	nofsinger	PROPN
fsr-3189	15	137	washington	washington	PROPN
fsr-3189	15	138	state	state	PROPN
fsr-3189	15	139	university	university	PROPN
fsr-3189	15	140	meir	meir	PROPN
fsr-3189	15	141	statman	statman	PROPN
fsr-3189	15	142	santa	santa	PROPN
fsr-3189	15	143	clara	clara	PROPN
fsr-3189	15	144	university	university	PROPN
fsr-3189	15	145	financial	financial	ADJ
fsr-3189	15	146	literacy	literacy	NOUN
fsr-3189	15	147	ning	ning	PROPN
fsr-3189	15	148	tang	tang	PROPN
fsr-3189	15	149	san	san	PROPN
fsr-3189	15	150	diego	diego	PROPN
fsr-3189	15	151	state	state	PROPN
fsr-3189	15	152	university	university	PROPN
fsr-3189	15	153	international	international	PROPN
fsr-3189	15	154	lawrence	lawrence	PROPN
fsr-3189	15	155	rose	rise	VERB
fsr-3189	15	156	massey	massey	PROPN
fsr-3189	15	157	university	university	PROPN
fsr-3189	15	158	education	education	PROPN
fsr-3189	15	159	jerry	jerry	PROPN
fsr-3189	15	160	stevens	stevens	PROPN
fsr-3189	15	161	university	university	PROPN
fsr-3189	15	162	of	of	ADP
fsr-3189	15	163	richmond	richmond	PROPN
fsr-3189	15	164	financial	financial	ADJ
fsr-3189	15	165	planning	planning	NOUN
fsr-3189	15	166	profession	profession	NOUN
fsr-3189	15	167	tom	tom	PROPN
fsr-3189	15	168	warschauer	warschauer	PROPN
fsr-3189	15	169	san	san	PROPN
fsr-3189	15	170	diego	diego	PROPN
fsr-3189	15	171	state	state	PROPN
fsr-3189	15	172	university	university	PROPN
fsr-3189	15	173	co	co	VERB
fsr-3189	15	174	-	-	VERB
fsr-3189	15	175	published	publish	VERB
fsr-3189	15	176	by	by	ADP
fsr-3189	15	177	the	the	DET
fsr-3189	15	178	academy	academy	NOUN
fsr-3189	15	179	of	of	ADP
fsr-3189	15	180	financial	financial	ADJ
fsr-3189	15	181	services	service	NOUN
fsr-3189	15	182	and	and	CCONJ
fsr-3189	15	183	the	the	DET
fsr-3189	15	184	financial	financial	ADJ
fsr-3189	15	185	planning	planning	NOUN
fsr-3189	15	186	association	association	PROPN
fsr-3189	15	187	the	the	DET
fsr-3189	15	188	editor	editor	NOUN
fsr-3189	15	189	of	of	ADP
fsr-3189	15	190	financial	financial	ADJ
fsr-3189	15	191	services	service	NOUN
fsr-3189	15	192	review	review	VERB
fsr-3189	15	193	wishes	wish	VERB
fsr-3189	15	194	to	to	PART
fsr-3189	15	195	thank	thank	VERB
fsr-3189	15	196	the	the	DET
fsr-3189	15	197	stetson	stetson	NOUN
fsr-3189	15	198	university	university	NOUN
fsr-3189	15	199	,	,	PUNCT
fsr-3189	15	200	school	school	NOUN
fsr-3189	15	201	of	of	ADP
fsr-3189	15	202	business	business	NOUN
fsr-3189	15	203	,	,	PUNCT
fsr-3189	15	204	for	for	ADP
fsr-3189	15	205	its	its	PRON
fsr-3189	15	206	continuing	continue	VERB
fsr-3189	15	207	financial	financial	ADJ
fsr-3189	15	208	and	and	CCONJ
fsr-3189	15	209	intellectual	intellectual	ADJ
fsr-3189	15	210	support	support	NOUN
fsr-3189	15	211	of	of	ADP
fsr-3189	15	212	the	the	DET
fsr-3189	15	213	journal	journal	NOUN
fsr-3189	15	214	.	.	PUNCT
fsr-3189	16	1	aims	aim	NOUN
fsr-3189	16	2	and	and	CCONJ
fsr-3189	16	3	scope	scope	NOUN
fsr-3189	16	4	:	:	PUNCT
fsr-3189	16	5	financial	financial	ADJ
fsr-3189	16	6	services	service	NOUN
fsr-3189	16	7	review	review	NOUN
fsr-3189	16	8	is	be	AUX
fsr-3189	16	9	the	the	DET
fsr-3189	16	10	official	official	ADJ
fsr-3189	16	11	publication	publication	NOUN
fsr-3189	16	12	of	of	ADP
fsr-3189	16	13	the	the	DET
fsr-3189	16	14	academy	academy	NOUN
fsr-3189	16	15	of	of	ADP
fsr-3189	16	16	financial	financial	ADJ
fsr-3189	16	17	services	service	NOUN
fsr-3189	16	18	.	.	PUNCT
fsr-3189	17	1	the	the	DET
fsr-3189	17	2	purpose	purpose	NOUN
fsr-3189	17	3	of	of	ADP
fsr-3189	17	4	this	this	DET
fsr-3189	17	5	refereed	refereed	ADJ
fsr-3189	17	6	academic	academic	ADJ
fsr-3189	17	7	journal	journal	NOUN
fsr-3189	17	8	is	be	AUX
fsr-3189	17	9	to	to	PART
fsr-3189	17	10	encourage	encourage	VERB
fsr-3189	17	11	rigorous	rigorous	ADJ
fsr-3189	17	12	empirical	empirical	ADJ
fsr-3189	17	13	research	research	NOUN
fsr-3189	17	14	that	that	PRON
fsr-3189	17	15	examines	examine	VERB
fsr-3189	17	16	individual	individual	ADJ
fsr-3189	17	17	behavior	behavior	NOUN
fsr-3189	17	18	in	in	ADP
fsr-3189	17	19	terms	term	NOUN
fsr-3189	17	20	of	of	ADP
fsr-3189	17	21	financial	financial	ADJ
fsr-3189	17	22	planning	planning	NOUN
fsr-3189	17	23	and	and	CCONJ
fsr-3189	17	24	services	service	NOUN
fsr-3189	17	25	.	.	PUNCT
fsr-3189	18	1	in	in	ADP
fsr-3189	18	2	contrast	contrast	NOUN
fsr-3189	18	3	to	to	ADP
fsr-3189	18	4	the	the	DET
fsr-3189	18	5	many	many	ADJ
fsr-3189	18	6	corporate	corporate	ADJ
fsr-3189	18	7	or	or	CCONJ
fsr-3189	18	8	institutional	institutional	ADJ
fsr-3189	18	9	journals	journal	NOUN
fsr-3189	18	10	that	that	PRON
fsr-3189	18	11	are	be	AUX
fsr-3189	18	12	available	available	ADJ
fsr-3189	18	13	in	in	ADP
fsr-3189	18	14	finance	finance	NOUN
fsr-3189	18	15	,	,	PUNCT
fsr-3189	18	16	the	the	DET
fsr-3189	18	17	focus	focus	NOUN
fsr-3189	18	18	of	of	ADP
fsr-3189	18	19	this	this	DET
fsr-3189	18	20	journal	journal	NOUN
fsr-3189	18	21	is	be	AUX
fsr-3189	18	22	on	on	ADP
fsr-3189	18	23	individual	individual	ADJ
fsr-3189	18	24	financial	financial	ADJ
fsr-3189	18	25	issues	issue	NOUN
fsr-3189	18	26	.	.	PUNCT
fsr-3189	19	1	the	the	DET
fsr-3189	19	2	journal	journal	NOUN
fsr-3189	19	3	provides	provide	VERB
fsr-3189	19	4	a	a	DET
fsr-3189	19	5	forum	forum	NOUN
fsr-3189	19	6	for	for	ADP
fsr-3189	19	7	those	those	PRON
fsr-3189	19	8	who	who	PRON
fsr-3189	19	9	are	be	AUX
fsr-3189	19	10	interested	interested	ADJ
fsr-3189	19	11	in	in	ADP
fsr-3189	19	12	the	the	DET
fsr-3189	19	13	individual	individual	ADJ
fsr-3189	19	14	perspective	perspective	NOUN
fsr-3189	19	15	on	on	ADP
fsr-3189	19	16	issues	issue	NOUN
fsr-3189	19	17	in	in	ADP
fsr-3189	19	18	the	the	DET
fsr-3189	19	19	areas	area	NOUN
fsr-3189	19	20	of	of	ADP
fsr-3189	19	21	financial	financial	ADJ
fsr-3189	19	22	services	service	NOUN
fsr-3189	19	23	,	,	PUNCT
fsr-3189	19	24	employee	employee	NOUN
fsr-3189	19	25	benefits	benefit	NOUN
fsr-3189	19	26	,	,	PUNCT
fsr-3189	19	27	estate	estate	NOUN
fsr-3189	19	28	and	and	CCONJ
fsr-3189	19	29	tax	tax	NOUN
fsr-3189	19	30	planning	planning	NOUN
fsr-3189	19	31	,	,	PUNCT
fsr-3189	19	32	financial	financial	ADJ
fsr-3189	19	33	counseling	counseling	NOUN
fsr-3189	19	34	,	,	PUNCT
fsr-3189	19	35	financial	financial	ADJ
fsr-3189	19	36	planning	planning	NOUN
fsr-3189	19	37	,	,	PUNCT
fsr-3189	19	38	insurance	insurance	NOUN
fsr-3189	19	39	,	,	PUNCT
fsr-3189	19	40	investments	investment	NOUN
fsr-3189	19	41	,	,	PUNCT
fsr-3189	19	42	mutual	mutual	ADJ
fsr-3189	19	43	funds	fund	NOUN
fsr-3189	19	44	,	,	PUNCT
fsr-3189	19	45	pension	pension	NOUN
fsr-3189	19	46	and	and	CCONJ
fsr-3189	19	47	retirement	retirement	NOUN
fsr-3189	19	48	planning	planning	NOUN
fsr-3189	19	49	,	,	PUNCT
fsr-3189	19	50	and	and	CCONJ
fsr-3189	19	51	real	real	ADJ
fsr-3189	19	52	estate	estate	NOUN
fsr-3189	19	53	.	.	PUNCT
fsr-3189	20	1	publication	publication	NOUN
fsr-3189	20	2	information	information	NOUN
fsr-3189	20	3	.	.	PUNCT
fsr-3189	21	1	financial	financial	ADJ
fsr-3189	21	2	services	service	NOUN
fsr-3189	21	3	review	review	NOUN
fsr-3189	21	4	is	be	AUX
fsr-3189	21	5	co	co	VERB
fsr-3189	21	6	-	-	VERB
fsr-3189	21	7	published	publish	VERB
fsr-3189	21	8	quarterly	quarterly	NOUN
fsr-3189	21	9	by	by	ADP
fsr-3189	21	10	the	the	DET
fsr-3189	21	11	academy	academy	PROPN
fsr-3189	21	12	of	of	ADP
fsr-3189	21	13	financial	financial	ADJ
fsr-3189	21	14	services	service	NOUN
fsr-3189	21	15	,	,	PUNCT
fsr-3189	21	16	and	and	CCONJ
fsr-3189	21	17	the	the	DET
fsr-3189	21	18	financial	financial	ADJ
fsr-3189	21	19	planning	planning	PROPN
fsr-3189	21	20	association	association	PROPN
fsr-3189	21	21	.	.	PUNCT
fsr-3189	22	1	institutional	institutional	ADJ
fsr-3189	22	2	subscription	subscription	NOUN
fsr-3189	22	3	price	price	NOUN
fsr-3189	22	4	is	be	AUX
fsr-3189	22	5	$	$	SYM
fsr-3189	22	6	250	250	NUM
fsr-3189	22	7	.	.	PUNCT
fsr-3189	23	1	academic	academic	ADJ
fsr-3189	23	2	subscription	subscription	NOUN
fsr-3189	23	3	price	price	NOUN
fsr-3189	23	4	is	be	AUX
fsr-3189	23	5	$	$	SYM
fsr-3189	23	6	125	125	NUM
fsr-3189	23	7	and	and	CCONJ
fsr-3189	23	8	is	be	AUX
fsr-3189	23	9	available	available	ADJ
fsr-3189	23	10	by	by	ADP
fsr-3189	23	11	joining	join	VERB
fsr-3189	23	12	the	the	DET
fsr-3189	23	13	academy	academy	NOUN
fsr-3189	23	14	of	of	ADP
fsr-3189	23	15	financial	financial	ADJ
fsr-3189	23	16	services	service	NOUN
fsr-3189	23	17	.	.	PUNCT
fsr-3189	24	1	academic	academic	ADJ
fsr-3189	24	2	subscription	subscription	NOUN
fsr-3189	24	3	includes	include	VERB
fsr-3189	24	4	four	four	NUM
fsr-3189	24	5	emailed	email	VERB
fsr-3189	24	6	online	online	ADJ
fsr-3189	24	7	issues	issue	NOUN
fsr-3189	24	8	of	of	ADP
fsr-3189	24	9	financial	financial	ADJ
fsr-3189	24	10	services	service	NOUN
fsr-3189	24	11	review	review	VERB
fsr-3189	24	12	each	each	DET
fsr-3189	24	13	year	year	NOUN
fsr-3189	24	14	.	.	PUNCT
fsr-3189	25	1	hardcopies	hardcopie	NOUN
fsr-3189	25	2	of	of	ADP
fsr-3189	25	3	the	the	DET
fsr-3189	25	4	journal	journal	NOUN
fsr-3189	25	5	are	be	AUX
fsr-3189	25	6	available	available	ADJ
fsr-3189	25	7	at	at	ADP
fsr-3189	25	8	additional	additional	ADJ
fsr-3189	25	9	cost	cost	NOUN
fsr-3189	25	10	.	.	PUNCT
fsr-3189	26	1	further	further	ADJ
fsr-3189	26	2	information	information	NOUN
fsr-3189	26	3	on	on	ADP
fsr-3189	26	4	this	this	DET
fsr-3189	26	5	journal	journal	NOUN
fsr-3189	26	6	and	and	CCONJ
fsr-3189	26	7	the	the	DET
fsr-3189	26	8	academy	academy	NOUN
fsr-3189	26	9	of	of	ADP
fsr-3189	26	10	financial	financial	ADJ
fsr-3189	26	11	services	service	NOUN
fsr-3189	26	12	is	be	AUX
fsr-3189	26	13	available	available	ADJ
fsr-3189	26	14	from	from	ADP
fsr-3189	26	15	the	the	DET
fsr-3189	26	16	website	website	NOUN
fsr-3189	26	17	,	,	PUNCT
fsr-3189	26	18	http://www.academyfinancial.org	http://www.academyfinancial.org	PROPN
fsr-3189	26	19	.	.	PUNCT
fsr-3189	27	1	postmaster	postmaster	NOUN
fsr-3189	27	2	and	and	CCONJ
fsr-3189	27	3	subscribers	subscriber	NOUN
fsr-3189	27	4	should	should	AUX
fsr-3189	27	5	send	send	VERB
fsr-3189	27	6	change	change	NOUN
fsr-3189	27	7	of	of	ADP
fsr-3189	27	8	address	address	NOUN
fsr-3189	27	9	notices	notice	NOUN
fsr-3189	27	10	to	to	ADP
fsr-3189	27	11	terrance	terrance	PROPN
fsr-3189	27	12	k.	k.	PROPN
fsr-3189	27	13	martin	martin	PROPN
fsr-3189	27	14	,	,	PUNCT
fsr-3189	27	15	college	college	NOUN
fsr-3189	27	16	of	of	ADP
fsr-3189	27	17	arts	art	NOUN
fsr-3189	27	18	,	,	PUNCT
fsr-3189	27	19	sciences	science	NOUN
fsr-3189	27	20	,	,	PUNCT
fsr-3189	27	21	business	business	NOUN
fsr-3189	27	22	,	,	PUNCT
fsr-3189	27	23	and	and	CCONJ
fsr-3189	27	24	education	education	NOUN
fsr-3189	27	25	,	,	PUNCT
fsr-3189	27	26	reynolds	reynolds	PROPN
fsr-3189	27	27	center	center	PROPN
fsr-3189	27	28	,	,	PUNCT
fsr-3189	27	29	rm	rm	PROPN
fsr-3189	27	30	111	111	NUM
fsr-3189	27	31	,	,	PUNCT
fsr-3189	27	32	winston	winston	NOUN
fsr-3189	27	33	-	-	PUNCT
fsr-3189	27	34	salem	salem	PROPN
fsr-3189	27	35	state	state	NOUN
fsr-3189	27	36	university	university	NOUN
fsr-3189	27	37	,	,	PUNCT
fsr-3189	27	38	601	601	NUM
fsr-3189	27	39	s.	s.	PROPN
fsr-3189	27	40	martin	martin	PROPN
fsr-3189	27	41	luther	luther	PROPN
fsr-3189	27	42	king	king	PROPN
fsr-3189	27	43	jr	jr	PROPN
fsr-3189	27	44	.	.	PROPN
fsr-3189	27	45	drive	drive	PROPN
fsr-3189	27	46	,	,	PUNCT
fsr-3189	27	47	winston	winston	PROPN
fsr-3189	27	48	-	-	PUNCT
fsr-3189	27	49	salem	salem	PROPN
fsr-3189	27	50	,	,	PUNCT
fsr-3189	27	51	north	north	PROPN
fsr-3189	27	52	carolina	carolina	PROPN
fsr-3189	27	53	27110	27110	NUM
fsr-3189	27	54	.	.	PUNCT
fsr-3189	28	1	editorial	editorial	ADJ
fsr-3189	28	2	office	office	NOUN
fsr-3189	28	3	:	:	PUNCT
fsr-3189	28	4	terrance	terrance	PROPN
fsr-3189	28	5	k.	k.	PROPN
fsr-3189	28	6	martin	martin	PROPN
fsr-3189	28	7	,	,	PUNCT
fsr-3189	28	8	college	college	NOUN
fsr-3189	28	9	of	of	ADP
fsr-3189	28	10	arts	art	NOUN
fsr-3189	28	11	,	,	PUNCT
fsr-3189	28	12	sciences	science	NOUN
fsr-3189	28	13	,	,	PUNCT
fsr-3189	28	14	business	business	NOUN
fsr-3189	28	15	,	,	PUNCT
fsr-3189	28	16	and	and	CCONJ
fsr-3189	28	17	education	education	NOUN
fsr-3189	28	18	,	,	PUNCT
fsr-3189	28	19	reynolds	reynolds	PROPN
fsr-3189	28	20	center	center	PROPN
fsr-3189	28	21	,	,	PUNCT
fsr-3189	28	22	rm	rm	PROPN
fsr-3189	28	23	111	111	NUM
fsr-3189	28	24	,	,	PUNCT
fsr-3189	28	25	winston	winston	NOUN
fsr-3189	28	26	-	-	PUNCT
fsr-3189	28	27	salem	salem	PROPN
fsr-3189	28	28	state	state	NOUN
fsr-3189	28	29	university	university	NOUN
fsr-3189	28	30	,	,	PUNCT
fsr-3189	28	31	601	601	NUM
fsr-3189	28	32	s.	s.	PROPN
fsr-3189	28	33	martin	martin	PROPN
fsr-3189	28	34	luther	luther	PROPN
fsr-3189	28	35	king	king	PROPN
fsr-3189	28	36	jr	jr	PROPN
fsr-3189	28	37	.	.	PROPN
fsr-3189	28	38	drive	drive	PROPN
fsr-3189	28	39	,	,	PUNCT
fsr-3189	28	40	winston	winston	PROPN
fsr-3189	28	41	-	-	PUNCT
fsr-3189	28	42	salem	salem	PROPN
fsr-3189	28	43	,	,	PUNCT
fsr-3189	28	44	north	north	PROPN
fsr-3189	28	45	carolina	carolina	PROPN
fsr-3189	28	46	27110	27110	NUM
fsr-3189	28	47	.	.	PUNCT
fsr-3189	29	1	email	email	NOUN
fsr-3189	29	2	address	address	NOUN
fsr-3189	29	3	:	:	PUNCT
fsr-3189	29	4	martintk@wssu.edu	martintk@wssu.edu	PROPN
fsr-3189	29	5	.	.	PUNCT
fsr-3189	29	6	advertising	advertising	NOUN
fsr-3189	29	7	information	information	NOUN
fsr-3189	29	8	.	.	PUNCT
fsr-3189	30	1	those	those	PRON
fsr-3189	30	2	interested	interested	ADJ
fsr-3189	30	3	in	in	ADP
fsr-3189	30	4	advertising	advertising	NOUN
fsr-3189	30	5	in	in	ADP
fsr-3189	30	6	the	the	DET
fsr-3189	30	7	journal	journal	NOUN
fsr-3189	30	8	should	should	AUX
fsr-3189	30	9	contact	contact	VERB
fsr-3189	30	10	terrance	terrance	PROPN
fsr-3189	30	11	k.	k.	PROPN
fsr-3189	30	12	martin	martin	PROPN
fsr-3189	30	13	,	,	PUNCT
fsr-3189	30	14	college	college	NOUN
fsr-3189	30	15	of	of	ADP
fsr-3189	30	16	arts	art	NOUN
fsr-3189	30	17	,	,	PUNCT
fsr-3189	30	18	sciences	science	NOUN
fsr-3189	30	19	,	,	PUNCT
fsr-3189	30	20	business	business	NOUN
fsr-3189	30	21	,	,	PUNCT
fsr-3189	30	22	and	and	CCONJ
fsr-3189	30	23	education	education	NOUN
fsr-3189	30	24	,	,	PUNCT
fsr-3189	30	25	reynolds	reynolds	PROPN
fsr-3189	30	26	center	center	PROPN
fsr-3189	30	27	,	,	PUNCT
fsr-3189	30	28	rm	rm	PROPN
fsr-3189	30	29	111	111	NUM
fsr-3189	30	30	,	,	PUNCT
fsr-3189	30	31	winston	winston	NOUN
fsr-3189	30	32	-	-	PUNCT
fsr-3189	30	33	salem	salem	PROPN
fsr-3189	30	34	state	state	NOUN
fsr-3189	30	35	university	university	NOUN
fsr-3189	30	36	,	,	PUNCT
fsr-3189	30	37	601	601	NUM
fsr-3189	30	38	s.	s.	PROPN
fsr-3189	30	39	martin	martin	PROPN
fsr-3189	30	40	luther	luther	PROPN
fsr-3189	30	41	king	king	PROPN
fsr-3189	30	42	jr	jr	PROPN
fsr-3189	30	43	.	.	PROPN
fsr-3189	30	44	drive	drive	PROPN
fsr-3189	30	45	,	,	PUNCT
fsr-3189	30	46	winston	winston	PROPN
fsr-3189	30	47	-	-	PUNCT
fsr-3189	30	48	salem	salem	PROPN
fsr-3189	30	49	,	,	PUNCT
fsr-3189	30	50	north	north	PROPN
fsr-3189	30	51	carolina	carolina	PROPN
fsr-3189	30	52	27110	27110	NUM
fsr-3189	30	53	.	.	PUNCT
fsr-3189	31	1	email	email	NOUN
fsr-3189	31	2	address	address	NOUN
fsr-3189	31	3	:	:	PUNCT
fsr-3189	31	4	martintk@wssu.edu	martintk@wssu.edu	PROPN
fsr-3189	31	5	printed	print	VERB
fsr-3189	31	6	in	in	ADP
fsr-3189	31	7	the	the	DET
fsr-3189	31	8	usa	usa	PROPN
fsr-3189	31	9	©	©	PROPN
fsr-3189	31	10	2023	2023	NUM
fsr-3189	31	11	academy	academy	NOUN
fsr-3189	31	12	of	of	ADP
fsr-3189	31	13	financial	financial	ADJ
fsr-3189	31	14	services	service	NOUN
fsr-3189	31	15	.	.	PUNCT
fsr-3189	32	1	all	all	DET
fsr-3189	32	2	rights	right	NOUN
fsr-3189	32	3	reserved	reserve	VERB
fsr-3189	32	4	.	.	PUNCT
fsr-3189	33	1	this	this	DET
fsr-3189	33	2	journal	journal	NOUN
fsr-3189	33	3	and	and	CCONJ
fsr-3189	33	4	the	the	DET
fsr-3189	33	5	individual	individual	ADJ
fsr-3189	33	6	contributions	contribution	NOUN
fsr-3189	33	7	contained	contain	VERB
fsr-3189	33	8	in	in	ADP
fsr-3189	33	9	it	it	PRON
fsr-3189	33	10	are	be	AUX
fsr-3189	33	11	protected	protect	VERB
fsr-3189	33	12	under	under	ADP
fsr-3189	33	13	copyright	copyright	NOUN
fsr-3189	33	14	by	by	ADP
fsr-3189	33	15	the	the	DET
fsr-3189	33	16	academy	academy	PROPN
fsr-3189	33	17	of	of	ADP
fsr-3189	33	18	financial	financial	ADJ
fsr-3189	33	19	services	service	NOUN
fsr-3189	33	20	,	,	PUNCT
fsr-3189	33	21	and	and	CCONJ
fsr-3189	33	22	the	the	DET
fsr-3189	33	23	following	follow	VERB
fsr-3189	33	24	terms	term	NOUN
fsr-3189	33	25	and	and	CCONJ
fsr-3189	33	26	conditions	condition	NOUN
fsr-3189	33	27	apply	apply	VERB
fsr-3189	33	28	to	to	ADP
fsr-3189	33	29	their	their	PRON
fsr-3189	33	30	use	use	NOUN
fsr-3189	33	31	:	:	PUNCT
fsr-3189	33	32	photocopying	photocopy	VERB
fsr-3189	33	33	single	single	ADJ
fsr-3189	33	34	photocopies	photocopy	NOUN
fsr-3189	33	35	of	of	ADP
fsr-3189	33	36	single	single	ADJ
fsr-3189	33	37	articles	article	NOUN
fsr-3189	33	38	may	may	AUX
fsr-3189	33	39	be	be	AUX
fsr-3189	33	40	made	make	VERB
fsr-3189	33	41	for	for	ADP
fsr-3189	33	42	personal	personal	ADJ
fsr-3189	33	43	use	use	NOUN
fsr-3189	33	44	as	as	SCONJ
fsr-3189	33	45	allowed	allow	VERB
fsr-3189	33	46	by	by	ADP
fsr-3189	33	47	national	national	ADJ
fsr-3189	33	48	copyright	copyright	NOUN
fsr-3189	33	49	laws	law	NOUN
fsr-3189	33	50	.	.	PUNCT
fsr-3189	34	1	in	in	ADP
fsr-3189	34	2	addition	addition	NOUN
fsr-3189	34	3	,	,	PUNCT
fsr-3189	34	4	the	the	DET
fsr-3189	34	5	academy	academy	NOUN
fsr-3189	34	6	of	of	ADP
fsr-3189	34	7	financial	financial	ADJ
fsr-3189	34	8	services	service	NOUN
fsr-3189	34	9	hereby	hereby	ADV
fsr-3189	34	10	permits	permit	VERB
fsr-3189	34	11	educators	educator	NOUN
fsr-3189	34	12	and	and	CCONJ
fsr-3189	34	13	educational	educational	ADJ
fsr-3189	34	14	institutions	institution	NOUN
fsr-3189	34	15	the	the	DET
fsr-3189	34	16	right	right	NOUN
fsr-3189	34	17	to	to	PART
fsr-3189	34	18	make	make	VERB
fsr-3189	34	19	photocopies	photocopy	NOUN
fsr-3189	34	20	for	for	ADP
fsr-3189	34	21	non	non	ADJ
fsr-3189	34	22	-	-	ADJ
fsr-3189	34	23	profit	profit	ADJ
fsr-3189	34	24	educational	educational	ADJ
fsr-3189	34	25	classroom	classroom	NOUN
fsr-3189	34	26	use	use	NOUN
fsr-3189	34	27	.	.	PUNCT
fsr-3189	35	1	permission	permission	NOUN
fsr-3189	35	2	of	of	ADP
fsr-3189	35	3	the	the	DET
fsr-3189	35	4	academy	academy	NOUN
fsr-3189	35	5	is	be	AUX
fsr-3189	35	6	required	require	VERB
fsr-3189	35	7	for	for	ADP
fsr-3189	35	8	all	all	DET
fsr-3189	35	9	other	other	ADJ
fsr-3189	35	10	photocopying	photocopying	NOUN
fsr-3189	35	11	,	,	PUNCT
fsr-3189	35	12	including	include	VERB
fsr-3189	35	13	multiple	multiple	ADJ
fsr-3189	35	14	or	or	CCONJ
fsr-3189	35	15	systematic	systematic	ADJ
fsr-3189	35	16	copying	copying	NOUN
fsr-3189	35	17	,	,	PUNCT
fsr-3189	35	18	copying	copy	VERB
fsr-3189	35	19	for	for	ADP
fsr-3189	35	20	advertising	advertising	NOUN
fsr-3189	35	21	or	or	CCONJ
fsr-3189	35	22	promotional	promotional	ADJ
fsr-3189	35	23	purposes	purpose	NOUN
fsr-3189	35	24	,	,	PUNCT
fsr-3189	35	25	resale	resale	NOUN
fsr-3189	35	26	,	,	PUNCT
fsr-3189	35	27	and	and	CCONJ
fsr-3189	35	28	all	all	DET
fsr-3189	35	29	forms	form	NOUN
fsr-3189	35	30	of	of	ADP
fsr-3189	35	31	document	document	NOUN
fsr-3189	35	32	delivery	delivery	NOUN
fsr-3189	35	33	.	.	PUNCT
fsr-3189	36	1	permissions	permission	NOUN
fsr-3189	36	2	may	may	AUX
fsr-3189	36	3	be	be	AUX
fsr-3189	36	4	sought	seek	VERB
fsr-3189	36	5	directly	directly	ADV
fsr-3189	36	6	from	from	ADP
fsr-3189	36	7	the	the	DET
fsr-3189	36	8	editor	editor	NOUN
fsr-3189	36	9	,	,	PUNCT
fsr-3189	36	10	terrance	terrance	PROPN
fsr-3189	36	11	k.	k.	PROPN
fsr-3189	36	12	martin	martin	PROPN
fsr-3189	36	13	,	,	PUNCT
fsr-3189	36	14	college	college	NOUN
fsr-3189	36	15	of	of	ADP
fsr-3189	36	16	arts	art	NOUN
fsr-3189	36	17	,	,	PUNCT
fsr-3189	36	18	sciences	science	NOUN
fsr-3189	36	19	,	,	PUNCT
fsr-3189	36	20	business	business	NOUN
fsr-3189	36	21	,	,	PUNCT
fsr-3189	36	22	and	and	CCONJ
fsr-3189	36	23	education	education	NOUN
fsr-3189	36	24	,	,	PUNCT
fsr-3189	36	25	reynolds	reynolds	PROPN
fsr-3189	36	26	center	center	PROPN
fsr-3189	36	27	,	,	PUNCT
fsr-3189	36	28	rm	rm	PROPN
fsr-3189	36	29	111	111	NUM
fsr-3189	36	30	,	,	PUNCT
fsr-3189	36	31	winston	winston	NOUN
fsr-3189	36	32	-	-	PUNCT
fsr-3189	36	33	salem	salem	PROPN
fsr-3189	36	34	state	state	NOUN
fsr-3189	36	35	university	university	NOUN
fsr-3189	36	36	,	,	PUNCT
fsr-3189	36	37	601	601	NUM
fsr-3189	36	38	s.	s.	PROPN
fsr-3189	36	39	martin	martin	PROPN
fsr-3189	36	40	luther	luther	PROPN
fsr-3189	36	41	king	king	PROPN
fsr-3189	36	42	jr	jr	PROPN
fsr-3189	36	43	.	.	PROPN
fsr-3189	36	44	drive	drive	PROPN
fsr-3189	36	45	,	,	PUNCT
fsr-3189	36	46	winston	winston	PROPN
fsr-3189	36	47	-	-	PUNCT
fsr-3189	36	48	salem	salem	PROPN
fsr-3189	36	49	,	,	PUNCT
fsr-3189	36	50	north	north	PROPN
fsr-3189	36	51	carolina	carolina	PROPN
fsr-3189	36	52	27110	27110	NUM
fsr-3189	36	53	.	.	PUNCT
fsr-3189	37	1	email	email	NOUN
fsr-3189	37	2	address	address	NOUN
fsr-3189	37	3	:	:	PUNCT
fsr-3189	38	1	martintk@wssu.edu	martintk@wssu.edu	PROPN
fsr-3189	38	2	.	.	PUNCT
fsr-3189	39	1	derivative	derivative	ADJ
fsr-3189	39	2	works	work	NOUN
fsr-3189	39	3	subscribers	subscriber	NOUN
fsr-3189	39	4	may	may	AUX
fsr-3189	39	5	reproduce	reproduce	VERB
fsr-3189	39	6	tables	table	NOUN
fsr-3189	39	7	of	of	ADP
fsr-3189	39	8	contents	content	NOUN
fsr-3189	39	9	or	or	CCONJ
fsr-3189	39	10	prepare	prepare	VERB
fsr-3189	39	11	lists	list	NOUN
fsr-3189	39	12	of	of	ADP
fsr-3189	39	13	articles	article	NOUN
fsr-3189	39	14	including	include	VERB
fsr-3189	39	15	abstracts	abstract	NOUN
fsr-3189	39	16	for	for	ADP
fsr-3189	39	17	internal	internal	ADJ
fsr-3189	39	18	circulation	circulation	NOUN
fsr-3189	39	19	within	within	ADP
fsr-3189	39	20	their	their	PRON
fsr-3189	39	21	institutions	institution	NOUN
fsr-3189	39	22	.	.	PUNCT
fsr-3189	40	1	permission	permission	NOUN
fsr-3189	40	2	of	of	ADP
fsr-3189	40	3	the	the	DET
fsr-3189	40	4	academy	academy	NOUN
fsr-3189	40	5	is	be	AUX
fsr-3189	40	6	required	require	VERB
fsr-3189	40	7	for	for	ADP
fsr-3189	40	8	resale	resale	NOUN
fsr-3189	40	9	or	or	CCONJ
fsr-3189	40	10	distribution	distribution	NOUN
fsr-3189	40	11	outside	outside	ADP
fsr-3189	40	12	the	the	DET
fsr-3189	40	13	institution	institution	NOUN
fsr-3189	40	14	.	.	PUNCT
fsr-3189	41	1	permission	permission	NOUN
fsr-3189	41	2	of	of	ADP
fsr-3189	41	3	the	the	DET
fsr-3189	41	4	academy	academy	NOUN
fsr-3189	41	5	is	be	AUX
fsr-3189	41	6	required	require	VERB
fsr-3189	41	7	for	for	ADP
fsr-3189	41	8	all	all	DET
fsr-3189	41	9	other	other	ADJ
fsr-3189	41	10	derivative	derivative	ADJ
fsr-3189	41	11	works	work	NOUN
fsr-3189	41	12	,	,	PUNCT
fsr-3189	41	13	including	include	VERB
fsr-3189	41	14	compilations	compilation	NOUN
fsr-3189	41	15	and	and	CCONJ
fsr-3189	41	16	translations	translation	NOUN
fsr-3189	41	17	.	.	PUNCT
fsr-3189	42	1	electronic	electronic	ADJ
fsr-3189	42	2	storage	storage	NOUN
fsr-3189	42	3	or	or	CCONJ
fsr-3189	42	4	usage	usage	NOUN
fsr-3189	42	5	permission	permission	NOUN
fsr-3189	42	6	of	of	ADP
fsr-3189	42	7	the	the	DET
fsr-3189	42	8	academy	academy	NOUN
fsr-3189	42	9	is	be	AUX
fsr-3189	42	10	required	require	VERB
fsr-3189	42	11	to	to	PART
fsr-3189	42	12	store	store	VERB
fsr-3189	42	13	or	or	CCONJ
fsr-3189	42	14	use	use	VERB
fsr-3189	42	15	electronically	electronically	ADV
fsr-3189	42	16	any	any	DET
fsr-3189	42	17	material	material	NOUN
fsr-3189	42	18	contained	contain	VERB
fsr-3189	42	19	in	in	ADP
fsr-3189	42	20	this	this	DET
fsr-3189	42	21	journal	journal	NOUN
fsr-3189	42	22	,	,	PUNCT
fsr-3189	42	23	including	include	VERB
fsr-3189	42	24	any	any	DET
fsr-3189	42	25	article	article	NOUN
fsr-3189	42	26	or	or	CCONJ
fsr-3189	42	27	part	part	NOUN
fsr-3189	42	28	of	of	ADP
fsr-3189	42	29	an	an	DET
fsr-3189	42	30	article	article	NOUN
fsr-3189	42	31	.	.	PUNCT
fsr-3189	43	1	except	except	SCONJ
fsr-3189	43	2	as	as	SCONJ
fsr-3189	43	3	outlined	outline	VERB
fsr-3189	43	4	above	above	ADV
fsr-3189	43	5	,	,	PUNCT
fsr-3189	43	6	no	no	DET
fsr-3189	43	7	part	part	NOUN
fsr-3189	43	8	of	of	ADP
fsr-3189	43	9	this	this	DET
fsr-3189	43	10	publication	publication	NOUN
fsr-3189	43	11	may	may	AUX
fsr-3189	43	12	be	be	AUX
fsr-3189	43	13	reproduced	reproduce	VERB
fsr-3189	43	14	,	,	PUNCT
fsr-3189	43	15	stored	store	VERB
fsr-3189	43	16	in	in	ADP
fsr-3189	43	17	a	a	DET
fsr-3189	43	18	retrieval	retrieval	NOUN
fsr-3189	43	19	system	system	NOUN
fsr-3189	43	20	or	or	CCONJ
fsr-3189	43	21	transmitted	transmit	VERB
fsr-3189	43	22	in	in	ADP
fsr-3189	43	23	any	any	DET
fsr-3189	43	24	form	form	NOUN
fsr-3189	43	25	or	or	CCONJ
fsr-3189	43	26	by	by	ADP
fsr-3189	43	27	any	any	DET
fsr-3189	43	28	means	mean	NOUN
fsr-3189	43	29	,	,	PUNCT
fsr-3189	43	30	electronic	electronic	ADJ
fsr-3189	43	31	,	,	PUNCT
fsr-3189	43	32	mechanical	mechanical	ADJ
fsr-3189	43	33	,	,	PUNCT
fsr-3189	43	34	photocopying	photocopying	NOUN
fsr-3189	43	35	,	,	PUNCT
fsr-3189	43	36	recording	recording	NOUN
fsr-3189	43	37	,	,	PUNCT
fsr-3189	43	38	or	or	CCONJ
fsr-3189	43	39	otherwise	otherwise	ADV
fsr-3189	43	40	,	,	PUNCT
fsr-3189	43	41	without	without	ADP
fsr-3189	43	42	prior	prior	ADJ
fsr-3189	43	43	written	write	VERB
fsr-3189	43	44	permission	permission	NOUN
fsr-3189	43	45	of	of	ADP
fsr-3189	43	46	the	the	DET
fsr-3189	43	47	academy	academy	PROPN
fsr-3189	43	48	.	.	PUNCT
fsr-3189	44	1	address	address	PROPN
fsr-3189	44	2	permissions	permission	NOUN
fsr-3189	44	3	requests	request	NOUN
fsr-3189	44	4	to	to	ADP
fsr-3189	44	5	the	the	DET
fsr-3189	44	6	editor	editor	NOUN
fsr-3189	44	7	at	at	ADP
fsr-3189	44	8	the	the	DET
fsr-3189	44	9	address	address	NOUN
fsr-3189	44	10	noted	note	VERB
fsr-3189	44	11	above	above	ADV
fsr-3189	44	12	.	.	PUNCT
fsr-3189	45	1	notice	notice	VERB
fsr-3189	45	2	no	no	DET
fsr-3189	45	3	responsibility	responsibility	NOUN
fsr-3189	45	4	is	be	AUX
fsr-3189	45	5	assumed	assume	VERB
fsr-3189	45	6	by	by	ADP
fsr-3189	45	7	the	the	DET
fsr-3189	45	8	academy	academy	NOUN
fsr-3189	45	9	for	for	ADP
fsr-3189	45	10	any	any	DET
fsr-3189	45	11	injury	injury	NOUN
fsr-3189	45	12	and/or	and/or	CCONJ
fsr-3189	45	13	damage	damage	NOUN
fsr-3189	45	14	to	to	ADP
fsr-3189	45	15	persons	person	NOUN
fsr-3189	45	16	or	or	CCONJ
fsr-3189	45	17	property	property	NOUN
fsr-3189	45	18	as	as	ADP
fsr-3189	45	19	a	a	DET
fsr-3189	45	20	matter	matter	NOUN
fsr-3189	45	21	of	of	ADP
fsr-3189	45	22	products	product	NOUN
fsr-3189	45	23	liability	liability	NOUN
fsr-3189	45	24	,	,	PUNCT
fsr-3189	45	25	negligence	negligence	NOUN
fsr-3189	45	26	,	,	PUNCT
fsr-3189	45	27	or	or	CCONJ
fsr-3189	45	28	otherwise	otherwise	ADV
fsr-3189	45	29	,	,	PUNCT
fsr-3189	45	30	or	or	CCONJ
fsr-3189	45	31	from	from	ADP
fsr-3189	45	32	any	any	DET
fsr-3189	45	33	use	use	NOUN
fsr-3189	45	34	or	or	CCONJ
fsr-3189	45	35	operation	operation	NOUN
fsr-3189	45	36	of	of	ADP
fsr-3189	45	37	any	any	DET
fsr-3189	45	38	methods	method	NOUN
fsr-3189	45	39	,	,	PUNCT
fsr-3189	45	40	products	product	NOUN
fsr-3189	45	41	,	,	PUNCT
fsr-3189	45	42	instructions	instruction	NOUN
fsr-3189	45	43	,	,	PUNCT
fsr-3189	45	44	or	or	CCONJ
fsr-3189	45	45	ideas	idea	NOUN
fsr-3189	45	46	contained	contain	VERB
fsr-3189	45	47	in	in	ADP
fsr-3189	45	48	the	the	DET
fsr-3189	45	49	material	material	NOUN
fsr-3189	45	50	herein	herein	NOUN
fsr-3189	45	51	.	.	PUNCT
fsr-3189	46	1	the	the	DET
fsr-3189	46	2	editors	editor	NOUN
fsr-3189	46	3	,	,	PUNCT
fsr-3189	46	4	the	the	DET
fsr-3189	46	5	academy	academy	NOUN
fsr-3189	46	6	,	,	PUNCT
fsr-3189	46	7	and	and	CCONJ
fsr-3189	46	8	our	our	PRON
fsr-3189	46	9	sponsors	sponsor	NOUN
fsr-3189	46	10	assume	assume	VERB
fsr-3189	46	11	no	no	DET
fsr-3189	46	12	responsibility	responsibility	NOUN
fsr-3189	46	13	for	for	ADP
fsr-3189	46	14	the	the	DET
fsr-3189	46	15	views	view	NOUN
fsr-3189	46	16	expressed	express	VERB
fsr-3189	46	17	by	by	ADP
fsr-3189	46	18	our	our	PRON
fsr-3189	46	19	authors	author	NOUN
fsr-3189	46	20	.	.	PUNCT