id	sid	tid	token	lemma	pos
fsr-3195	1	1	do	do	AUX
fsr-3195	1	2	women	woman	NOUN
fsr-3195	1	3	have	have	VERB
fsr-3195	1	4	lower	low	ADJ
fsr-3195	1	5	levels	level	NOUN
fsr-3195	1	6	of	of	ADP
fsr-3195	1	7	financial	financial	ADJ
fsr-3195	1	8	literacy	literacy	NOUN
fsr-3195	1	9	,	,	PUNCT
fsr-3195	1	10	or	or	CCONJ
fsr-3195	1	11	are	be	AUX
fsr-3195	1	12	they	they	PRON
fsr-3195	1	13	opting	opt	VERB
fsr-3195	1	14	out	out	ADP
fsr-3195	1	15	?	?	PUNCT
fsr-3195	2	1	a	a	DET
fsr-3195	2	2	look	look	NOUN
fsr-3195	2	3	at	at	ADP
fsr-3195	2	4	the	the	DET
fsr-3195	2	5	non	non	ADJ
fsr-3195	2	6	-	-	ADJ
fsr-3195	2	7	response	response	ADJ
fsr-3195	2	8	gender	gender	NOUN
fsr-3195	2	9	bias	bias	NOUN
fsr-3195	2	10	in	in	ADP
fsr-3195	2	11	financial	financial	ADJ
fsr-3195	2	12	literacy	literacy	NOUN
fsr-3195	2	13	measurement	measurement	NOUN
fsr-3195	2	14	tracey	tracey	PROPN
fsr-3195	2	15	westa	westa	PROPN
fsr-3195	2	16	,	,	PUNCT
fsr-3195	2	17	*	*	PROPN
fsr-3195	2	18	,	,	PUNCT
fsr-3195	2	19	laura	laura	PROPN
fsr-3195	2	20	de	de	PROPN
fsr-3195	2	21	zwaana	zwaana	PROPN
fsr-3195	2	22	,	,	PUNCT
fsr-3195	2	23	di	di	X
fsr-3195	2	24	johnsonb	johnsonb	PROPN
fsr-3195	2	25	adepartment	adepartment	NOUN
fsr-3195	2	26	of	of	ADP
fsr-3195	2	27	accounting	accounting	NOUN
fsr-3195	2	28	,	,	PUNCT
fsr-3195	2	29	finance	finance	NOUN
fsr-3195	2	30	,	,	PUNCT
fsr-3195	2	31	and	and	CCONJ
fsr-3195	2	32	economics	economic	NOUN
fsr-3195	2	33	,	,	PUNCT
fsr-3195	2	34	griffith	griffith	PROPN
fsr-3195	2	35	university	university	PROPN
fsr-3195	2	36	,	,	PUNCT
fsr-3195	2	37	gold	gold	NOUN
fsr-3195	2	38	coast	coast	PROPN
fsr-3195	2	39	campus	campus	PROPN
fsr-3195	2	40	qld	qld	PROPN
fsr-3195	2	41	4222	4222	NUM
fsr-3195	2	42	bdepartment	bdepartment	NOUN
fsr-3195	2	43	of	of	ADP
fsr-3195	2	44	accounting	accounting	NOUN
fsr-3195	2	45	,	,	PUNCT
fsr-3195	2	46	finance	finance	NOUN
fsr-3195	2	47	,	,	PUNCT
fsr-3195	2	48	and	and	CCONJ
fsr-3195	2	49	economics	economic	NOUN
fsr-3195	2	50	,	,	PUNCT
fsr-3195	2	51	griffith	griffith	PROPN
fsr-3195	2	52	university	university	PROPN
fsr-3195	2	53	,	,	PUNCT
fsr-3195	2	54	nathan	nathan	PROPN
fsr-3195	2	55	campus	campus	PROPN
fsr-3195	2	56	qld	qld	PROPN
fsr-3195	2	57	4111	4111	NUM
fsr-3195	2	58	abstract	abstract	ADJ
fsr-3195	2	59	men	man	NOUN
fsr-3195	2	60	consistently	consistently	ADV
fsr-3195	2	61	appear	appear	VERB
fsr-3195	2	62	to	to	PART
fsr-3195	2	63	outperform	outperform	VERB
fsr-3195	2	64	women	woman	NOUN
fsr-3195	2	65	on	on	ADP
fsr-3195	2	66	standard	standard	ADJ
fsr-3195	2	67	financial	financial	ADJ
fsr-3195	2	68	literacy	literacy	NOUN
fsr-3195	2	69	tests	test	NOUN
fsr-3195	2	70	.	.	PUNCT
fsr-3195	3	1	however	however	ADV
fsr-3195	3	2	,	,	PUNCT
fsr-3195	3	3	could	could	AUX
fsr-3195	3	4	the	the	DET
fsr-3195	3	5	results	result	NOUN
fsr-3195	3	6	be	be	AUX
fsr-3195	3	7	because	because	SCONJ
fsr-3195	3	8	of	of	ADP
fsr-3195	3	9	inherent	inherent	ADJ
fsr-3195	3	10	gender	gender	NOUN
fsr-3195	3	11	bias	bias	NOUN
fsr-3195	3	12	in	in	ADP
fsr-3195	3	13	measurement	measurement	NOUN
fsr-3195	3	14	tools	tool	NOUN
fsr-3195	3	15	?	?	PUNCT
fsr-3195	4	1	this	this	DET
fsr-3195	4	2	study	study	NOUN
fsr-3195	4	3	investigates	investigate	VERB
fsr-3195	4	4	the	the	DET
fsr-3195	4	5	reasons	reason	NOUN
fsr-3195	4	6	for	for	ADP
fsr-3195	4	7	women	woman	NOUN
fsr-3195	4	8	selecting	select	VERB
fsr-3195	4	9	the	the	DET
fsr-3195	4	10	non	non	ADJ
fsr-3195	4	11	-	-	ADJ
fsr-3195	4	12	response	response	ADJ
fsr-3195	4	13	option	option	NOUN
fsr-3195	4	14	in	in	ADP
fsr-3195	4	15	financial	financial	ADJ
fsr-3195	4	16	literacy	literacy	NOUN
fsr-3195	4	17	questions	question	NOUN
fsr-3195	4	18	,	,	PUNCT
fsr-3195	4	19	including	include	VERB
fsr-3195	4	20	numerical	numerical	ADJ
fsr-3195	4	21	self	self	NOUN
fsr-3195	4	22	-	-	PUNCT
fsr-3195	4	23	efficacy	efficacy	NOUN
fsr-3195	4	24	,	,	PUNCT
fsr-3195	4	25	risk	risk	NOUN
fsr-3195	4	26	aversion	aversion	NOUN
fsr-3195	4	27	,	,	PUNCT
fsr-3195	4	28	and	and	CCONJ
fsr-3195	4	29	confidence	confidence	NOUN
fsr-3195	4	30	.	.	PUNCT
fsr-3195	5	1	our	our	PRON
fsr-3195	5	2	analysis	analysis	NOUN
fsr-3195	5	3	finds	find	VERB
fsr-3195	5	4	evidence	evidence	NOUN
fsr-3195	5	5	that	that	SCONJ
fsr-3195	5	6	women	woman	NOUN
fsr-3195	5	7	answer	answer	VERB
fsr-3195	5	8	more	more	ADJ
fsr-3195	5	9	questions	question	NOUN
fsr-3195	5	10	than	than	ADP
fsr-3195	5	11	men	man	NOUN
fsr-3195	5	12	utilizing	utilize	VERB
fsr-3195	5	13	the	the	DET
fsr-3195	5	14	non	non	ADJ
fsr-3195	5	15	-	-	ADJ
fsr-3195	5	16	response	response	ADJ
fsr-3195	5	17	option	option	NOUN
fsr-3195	5	18	.	.	PUNCT
fsr-3195	6	1	a	a	DET
fsr-3195	6	2	sustained	sustained	ADJ
fsr-3195	6	3	lack	lack	NOUN
fsr-3195	6	4	of	of	ADP
fsr-3195	6	5	confidence	confidence	NOUN
fsr-3195	6	6	with	with	ADP
fsr-3195	6	7	financial	financial	ADJ
fsr-3195	6	8	information	information	NOUN
fsr-3195	6	9	is	be	AUX
fsr-3195	6	10	the	the	DET
fsr-3195	6	11	primary	primary	ADJ
fsr-3195	6	12	reason	reason	NOUN
fsr-3195	6	13	.	.	PUNCT
fsr-3195	7	1	these	these	DET
fsr-3195	7	2	results	result	NOUN
fsr-3195	7	3	are	be	AUX
fsr-3195	7	4	important	important	ADJ
fsr-3195	7	5	for	for	ADP
fsr-3195	7	6	shaping	shape	VERB
fsr-3195	7	7	policy	policy	NOUN
fsr-3195	7	8	and	and	CCONJ
fsr-3195	7	9	providing	provide	VERB
fsr-3195	7	10	resources	resource	NOUN
fsr-3195	7	11	that	that	PRON
fsr-3195	7	12	close	close	VERB
fsr-3195	7	13	the	the	DET
fsr-3195	7	14	gap	gap	NOUN
fsr-3195	7	15	in	in	ADP
fsr-3195	7	16	measurement	measurement	NOUN
fsr-3195	7	17	and	and	CCONJ
fsr-3195	7	18	ability	ability	NOUN
fsr-3195	7	19	.	.	PUNCT
fsr-3195	8	1	©	©	PROPN
fsr-3195	8	2	2023	2023	NUM
fsr-3195	8	3	academy	academy	NOUN
fsr-3195	8	4	of	of	ADP
fsr-3195	8	5	financial	financial	ADJ
fsr-3195	8	6	services	service	NOUN
fsr-3195	8	7	.	.	PUNCT
fsr-3195	9	1	all	all	DET
fsr-3195	9	2	rights	right	NOUN
fsr-3195	9	3	reserved	reserve	VERB
fsr-3195	9	4	.	.	PUNCT
fsr-3195	10	1	jel	jel	PROPN
fsr-3195	10	2	classifications	classification	NOUN
fsr-3195	10	3	:	:	PUNCT
fsr-3195	10	4	g53	g53	NOUN
fsr-3195	10	5	;	;	PUNCT
fsr-3195	10	6	g40	g40	PROPN
fsr-3195	10	7	keywords	keyword	NOUN
fsr-3195	10	8	:	:	PUNCT
fsr-3195	10	9	financial	financial	ADJ
fsr-3195	10	10	literacy	literacy	NOUN
fsr-3195	10	11	;	;	PUNCT
fsr-3195	10	12	women	woman	NOUN
fsr-3195	10	13	;	;	PUNCT
fsr-3195	10	14	gender	gender	NOUN
fsr-3195	10	15	studies	study	NOUN
fsr-3195	10	16	;	;	PUNCT
fsr-3195	10	17	measurement	measurement	NOUN
fsr-3195	10	18	bias	bias	NOUN
fsr-3195	10	19	;	;	PUNCT
fsr-3195	10	20	financial	financial	ADJ
fsr-3195	10	21	literacy	literacy	NOUN
fsr-3195	10	22	education	education	NOUN
fsr-3195	10	23	1	1	NUM
fsr-3195	10	24	.	.	PUNCT
fsr-3195	11	1	introduction	introduction	NOUN
fsr-3195	11	2	financial	financial	ADJ
fsr-3195	11	3	education	education	NOUN
fsr-3195	11	4	is	be	AUX
fsr-3195	11	5	recognized	recognize	VERB
fsr-3195	11	6	as	as	ADP
fsr-3195	11	7	a	a	DET
fsr-3195	11	8	core	core	NOUN
fsr-3195	11	9	component	component	NOUN
fsr-3195	11	10	of	of	ADP
fsr-3195	11	11	the	the	DET
fsr-3195	11	12	financial	financial	ADJ
fsr-3195	11	13	empowerment	empowerment	NOUN
fsr-3195	11	14	of	of	ADP
fsr-3195	11	15	individuals	individual	NOUN
fsr-3195	11	16	and	and	CCONJ
fsr-3195	11	17	the	the	DET
fsr-3195	11	18	overall	overall	ADJ
fsr-3195	11	19	stability	stability	NOUN
fsr-3195	11	20	of	of	ADP
fsr-3195	11	21	the	the	DET
fsr-3195	11	22	financial	financial	ADJ
fsr-3195	11	23	system	system	NOUN
fsr-3195	11	24	(	(	PUNCT
fsr-3195	11	25	oecd	oecd	PROPN
fsr-3195	11	26	,	,	PUNCT
fsr-3195	11	27	2017	2017	NUM
fsr-3195	11	28	)	)	PUNCT
fsr-3195	11	29	.	.	PUNCT
fsr-3195	12	1	the	the	DET
fsr-3195	12	2	organization	organization	NOUN
fsr-3195	12	3	for	for	ADP
fsr-3195	12	4	economic	economic	ADJ
fsr-3195	12	5	co	co	NOUN
fsr-3195	12	6	-	-	NOUN
fsr-3195	12	7	operation	operation	NOUN
fsr-3195	12	8	and	and	CCONJ
fsr-3195	12	9	development	development	NOUN
fsr-3195	12	10	(	(	PUNCT
fsr-3195	12	11	oecd	oecd	PROPN
fsr-3195	12	12	)	)	PUNCT
fsr-3195	12	13	defines	define	VERB
fsr-3195	12	14	financial	financial	ADJ
fsr-3195	12	15	literacy	literacy	NOUN
fsr-3195	12	16	as	as	ADP
fsr-3195	12	17	“	"	PUNCT
fsr-3195	12	18	a	a	DET
fsr-3195	12	19	combination	combination	NOUN
fsr-3195	12	20	of	of	ADP
fsr-3195	12	21	awareness	awareness	NOUN
fsr-3195	12	22	,	,	PUNCT
fsr-3195	12	23	knowledge	knowledge	NOUN
fsr-3195	12	24	,	,	PUNCT
fsr-3195	12	25	skill	skill	NOUN
fsr-3195	12	26	,	,	PUNCT
fsr-3195	12	27	attitude	attitude	NOUN
fsr-3195	12	28	and	and	CCONJ
fsr-3195	12	29	behavior	behavior	NOUN
fsr-3195	12	30	necessary	necessary	ADJ
fsr-3195	12	31	to	to	PART
fsr-3195	12	32	make	make	VERB
fsr-3195	12	33	sound	sound	ADJ
fsr-3195	12	34	financial	financial	ADJ
fsr-3195	12	35	decisions	decision	NOUN
fsr-3195	12	36	and	and	CCONJ
fsr-3195	12	37	ultimately	ultimately	ADV
fsr-3195	12	38	achieve	achieve	VERB
fsr-3195	12	39	individual	individual	ADJ
fsr-3195	12	40	financial	financial	ADJ
fsr-3195	12	41	well	well	ADV
fsr-3195	12	42	-	-	PUNCT
fsr-3195	12	43	being	being	NOUN
fsr-3195	12	44	”	"	PUNCT
fsr-3195	12	45	(	(	PUNCT
fsr-3195	12	46	2017	2017	NUM
fsr-3195	12	47	,	,	PUNCT
fsr-3195	12	48	p.	p.	NOUN
fsr-3195	12	49	13	13	NUM
fsr-3195	12	50	)	)	PUNCT
fsr-3195	12	51	.	.	PUNCT
fsr-3195	13	1	*	*	PUNCT
fsr-3195	13	2	corresponding	correspond	VERB
fsr-3195	13	3	author	author	NOUN
fsr-3195	13	4	:	:	PUNCT
fsr-3195	13	5	tel	tel	PROPN
fsr-3195	13	6	.	.	PUNCT
fsr-3195	13	7	:	:	PUNCT
fsr-3195	14	1	+61	+61	NOUN
fsr-3195	14	2	-	-	PUNCT
fsr-3195	14	3	7	7	NUM
fsr-3195	14	4	-	-	PUNCT
fsr-3195	14	5	555	555	NUM
fsr-3195	14	6	-	-	NUM
fsr-3195	14	7	29769	29769	NUM
fsr-3195	14	8	.	.	PUNCT
fsr-3195	15	1	e	e	X
fsr-3195	15	2	-	-	NOUN
fsr-3195	15	3	mail	mail	NOUN
fsr-3195	15	4	address	address	NOUN
fsr-3195	15	5	:	:	PUNCT
fsr-3195	15	6	t.west@griffith.edu.au	t.west@griffith.edu.au	PROPN
fsr-3195	15	7	1057	1057	NUM
fsr-3195	15	8	-	-	SYM
fsr-3195	15	9	0810/23/$	0810/23/$	NUM
fsr-3195	15	10	–	–	PUNCT
fsr-3195	15	11	see	see	VERB
fsr-3195	15	12	front	front	ADJ
fsr-3195	15	13	matter	matter	NOUN
fsr-3195	15	14	©	©	PROPN
fsr-3195	15	15	2023	2023	NUM
fsr-3195	15	16	academy	academy	NOUN
fsr-3195	15	17	of	of	ADP
fsr-3195	15	18	financial	financial	ADJ
fsr-3195	15	19	services	service	NOUN
fsr-3195	15	20	.	.	PUNCT
fsr-3195	16	1	all	all	DET
fsr-3195	16	2	rights	right	NOUN
fsr-3195	16	3	reserved	reserve	VERB
fsr-3195	16	4	.	.	PUNCT
fsr-3195	17	1	financial	financial	ADJ
fsr-3195	17	2	services	service	NOUN
fsr-3195	17	3	review	review	VERB
fsr-3195	17	4	31	31	NUM
fsr-3195	17	5	(	(	PUNCT
fsr-3195	17	6	2023	2023	NUM
fsr-3195	17	7	)	)	PUNCT
fsr-3195	17	8	55–71	55–71	NOUN
fsr-3195	17	9	measuring	measure	VERB
fsr-3195	17	10	financial	financial	ADJ
fsr-3195	17	11	literacy	literacy	NOUN
fsr-3195	17	12	aptitude	aptitude	NOUN
fsr-3195	17	13	is	be	AUX
fsr-3195	17	14	important	important	ADJ
fsr-3195	17	15	for	for	ADP
fsr-3195	17	16	benchmarking	benchmarke	VERB
fsr-3195	17	17	progress	progress	NOUN
fsr-3195	17	18	and	and	CCONJ
fsr-3195	17	19	to	to	PART
fsr-3195	17	20	inform	inform	VERB
fsr-3195	17	21	strategies	strategy	NOUN
fsr-3195	17	22	for	for	ADP
fsr-3195	17	23	financial	financial	ADJ
fsr-3195	17	24	education	education	NOUN
fsr-3195	17	25	.	.	PUNCT
fsr-3195	18	1	a	a	DET
fsr-3195	18	2	large	large	ADJ
fsr-3195	18	3	survey	survey	NOUN
fsr-3195	18	4	of	of	ADP
fsr-3195	18	5	adult	adult	NOUN
fsr-3195	18	6	financial	financial	ADJ
fsr-3195	18	7	literacy	literacy	NOUN
fsr-3195	18	8	in	in	ADP
fsr-3195	18	9	oecd	oecd	PROPN
fsr-3195	18	10	countries	country	NOUN
fsr-3195	18	11	shows	show	VERB
fsr-3195	18	12	that	that	SCONJ
fsr-3195	18	13	,	,	PUNCT
fsr-3195	18	14	on	on	ADP
fsr-3195	18	15	average	average	ADJ
fsr-3195	18	16	,	,	PUNCT
fsr-3195	18	17	fewer	few	ADJ
fsr-3195	18	18	than	than	ADP
fsr-3195	18	19	half	half	NOUN
fsr-3195	18	20	of	of	ADP
fsr-3195	18	21	adults	adult	NOUN
fsr-3195	18	22	(	(	PUNCT
fsr-3195	18	23	48	48	NUM
fsr-3195	18	24	%	%	NOUN
fsr-3195	18	25	)	)	PUNCT
fsr-3195	18	26	could	could	AUX
fsr-3195	18	27	answer	answer	VERB
fsr-3195	18	28	70	70	NUM
fsr-3195	18	29	%	%	NOUN
fsr-3195	18	30	of	of	ADP
fsr-3195	18	31	the	the	DET
fsr-3195	18	32	financial	financial	ADJ
fsr-3195	18	33	knowledge	knowledge	NOUN
fsr-3195	18	34	questions	question	NOUN
fsr-3195	18	35	correctly	correctly	ADV
fsr-3195	18	36	,	,	PUNCT
fsr-3195	18	37	or	or	CCONJ
fsr-3195	18	38	in	in	ADP
fsr-3195	18	39	other	other	ADJ
fsr-3195	18	40	words	word	NOUN
fsr-3195	18	41	,	,	PUNCT
fsr-3195	18	42	meet	meet	VERB
fsr-3195	18	43	the	the	DET
fsr-3195	18	44	minimum	minimum	ADJ
fsr-3195	18	45	target	target	NOUN
fsr-3195	18	46	score	score	NOUN
fsr-3195	18	47	(	(	PUNCT
fsr-3195	18	48	oecd	oecd	PROPN
fsr-3195	18	49	,	,	PUNCT
fsr-3195	18	50	2017	2017	NUM
fsr-3195	18	51	)	)	PUNCT
fsr-3195	18	52	.	.	PUNCT
fsr-3195	19	1	respondents	respondent	NOUN
fsr-3195	19	2	need	need	VERB
fsr-3195	19	3	help	help	VERB
fsr-3195	19	4	understanding	understand	VERB
fsr-3195	19	5	diversification	diversification	NOUN
fsr-3195	19	6	and	and	CCONJ
fsr-3195	19	7	compounding	compounding	NOUN
fsr-3195	19	8	interest	interest	NOUN
fsr-3195	19	9	,	,	PUNCT
fsr-3195	19	10	with	with	ADP
fsr-3195	19	11	only	only	ADV
fsr-3195	19	12	60	60	NUM
fsr-3195	19	13	%	%	NOUN
fsr-3195	19	14	able	able	ADJ
fsr-3195	19	15	to	to	PART
fsr-3195	19	16	understand	understand	VERB
fsr-3195	19	17	diversification	diversification	NOUN
fsr-3195	19	18	and	and	CCONJ
fsr-3195	19	19	27	27	NUM
fsr-3195	19	20	%	%	NOUN
fsr-3195	19	21	able	able	ADJ
fsr-3195	19	22	to	to	PART
fsr-3195	19	23	calculate	calculate	VERB
fsr-3195	19	24	both	both	DET
fsr-3195	19	25	simple	simple	ADJ
fsr-3195	19	26	interest	interest	NOUN
fsr-3195	19	27	and	and	CCONJ
fsr-3195	19	28	recognize	recognize	VERB
fsr-3195	19	29	the	the	DET
fsr-3195	19	30	added	add	VERB
fsr-3195	19	31	benefit	benefit	NOUN
fsr-3195	19	32	of	of	ADP
fsr-3195	19	33	compounding	compound	VERB
fsr-3195	19	34	over	over	ADP
fsr-3195	19	35	five	five	NUM
fsr-3195	19	36	years	year	NOUN
fsr-3195	19	37	.	.	PUNCT
fsr-3195	20	1	these	these	DET
fsr-3195	20	2	two	two	NUM
fsr-3195	20	3	concepts	concept	NOUN
fsr-3195	20	4	are	be	AUX
fsr-3195	20	5	essential	essential	ADJ
fsr-3195	20	6	for	for	SCONJ
fsr-3195	20	7	people	people	NOUN
fsr-3195	20	8	to	to	PART
fsr-3195	20	9	recognize	recognize	VERB
fsr-3195	20	10	the	the	DET
fsr-3195	20	11	consequences	consequence	NOUN
fsr-3195	20	12	of	of	ADP
fsr-3195	20	13	financial	financial	ADJ
fsr-3195	20	14	decisions	decision	NOUN
fsr-3195	20	15	,	,	PUNCT
fsr-3195	20	16	such	such	ADJ
fsr-3195	20	17	as	as	ADP
fsr-3195	20	18	paying	pay	VERB
fsr-3195	20	19	only	only	ADV
fsr-3195	20	20	the	the	DET
fsr-3195	20	21	minimum	minimum	ADJ
fsr-3195	20	22	repayment	repayment	NOUN
fsr-3195	20	23	on	on	ADP
fsr-3195	20	24	credit	credit	NOUN
fsr-3195	20	25	cards	card	NOUN
fsr-3195	20	26	and	and	CCONJ
fsr-3195	20	27	saving	save	VERB
fsr-3195	20	28	for	for	ADP
fsr-3195	20	29	financial	financial	ADJ
fsr-3195	20	30	security	security	NOUN
fsr-3195	20	31	in	in	ADP
fsr-3195	20	32	retirement	retirement	NOUN
fsr-3195	20	33	.	.	PUNCT
fsr-3195	21	1	the	the	DET
fsr-3195	21	2	difference	difference	NOUN
fsr-3195	21	3	between	between	ADP
fsr-3195	21	4	the	the	DET
fsr-3195	21	5	percentage	percentage	NOUN
fsr-3195	21	6	of	of	ADP
fsr-3195	21	7	men	man	NOUN
fsr-3195	21	8	and	and	CCONJ
fsr-3195	21	9	women	woman	NOUN
fsr-3195	21	10	achieving	achieve	VERB
fsr-3195	21	11	the	the	DET
fsr-3195	21	12	minimum	minimum	ADJ
fsr-3195	21	13	target	target	NOUN
fsr-3195	21	14	score	score	NOUN
fsr-3195	21	15	for	for	ADP
fsr-3195	21	16	financial	financial	ADJ
fsr-3195	21	17	knowledge	knowledge	NOUN
fsr-3195	21	18	in	in	ADP
fsr-3195	21	19	g20	g20	PROPN
fsr-3195	21	20	countries	country	NOUN
fsr-3195	21	21	stands	stand	VERB
fsr-3195	21	22	at	at	ADP
fsr-3195	21	23	11	11	NUM
fsr-3195	21	24	percentage	percentage	NOUN
fsr-3195	21	25	points	point	NOUN
fsr-3195	21	26	,	,	PUNCT
fsr-3195	21	27	with	with	ADP
fsr-3195	21	28	men	man	NOUN
fsr-3195	21	29	significantly	significantly	ADV
fsr-3195	21	30	more	more	ADV
fsr-3195	21	31	likely	likely	ADJ
fsr-3195	21	32	to	to	PART
fsr-3195	21	33	achieve	achieve	VERB
fsr-3195	21	34	this	this	DET
fsr-3195	21	35	score	score	NOUN
fsr-3195	21	36	than	than	ADP
fsr-3195	21	37	women	woman	NOUN
fsr-3195	21	38	in	in	ADP
fsr-3195	21	39	all	all	PRON
fsr-3195	21	40	but	but	SCONJ
fsr-3195	21	41	three	three	NUM
fsr-3195	21	42	of	of	ADP
fsr-3195	21	43	the	the	DET
fsr-3195	21	44	countries	country	NOUN
fsr-3195	21	45	with	with	ADP
fsr-3195	21	46	comparable	comparable	ADJ
fsr-3195	21	47	data	datum	NOUN
fsr-3195	21	48	(	(	PUNCT
fsr-3195	21	49	china	china	PROPN
fsr-3195	21	50	,	,	PUNCT
fsr-3195	21	51	indonesia	indonesia	PROPN
fsr-3195	21	52	,	,	PUNCT
fsr-3195	21	53	and	and	CCONJ
fsr-3195	21	54	the	the	DET
fsr-3195	21	55	russian	russian	PROPN
fsr-3195	21	56	federation	federation	PROPN
fsr-3195	21	57	;	;	PUNCT
fsr-3195	21	58	oecd	oecd	PROPN
fsr-3195	21	59	,	,	PUNCT
fsr-3195	21	60	2020a	2020a	NUM
fsr-3195	21	61	)	)	PUNCT
fsr-3195	21	62	.	.	PUNCT
fsr-3195	22	1	this	this	DET
fsr-3195	22	2	finding	finding	NOUN
fsr-3195	22	3	is	be	AUX
fsr-3195	22	4	consistent	consistent	ADJ
fsr-3195	22	5	across	across	ADP
fsr-3195	22	6	many	many	ADJ
fsr-3195	22	7	studies	study	NOUN
fsr-3195	22	8	,	,	PUNCT
fsr-3195	22	9	with	with	ADP
fsr-3195	22	10	reasons	reason	NOUN
fsr-3195	22	11	for	for	ADP
fsr-3195	22	12	the	the	DET
fsr-3195	22	13	disparity	disparity	NOUN
fsr-3195	22	14	pointing	pointing	NOUN
fsr-3195	22	15	largely	largely	ADV
fsr-3195	22	16	to	to	ADP
fsr-3195	22	17	men	man	NOUN
fsr-3195	22	18	and	and	CCONJ
fsr-3195	22	19	women	woman	NOUN
fsr-3195	22	20	having	have	VERB
fsr-3195	22	21	different	different	ADJ
fsr-3195	22	22	levels	level	NOUN
fsr-3195	22	23	of	of	ADP
fsr-3195	22	24	interest	interest	NOUN
fsr-3195	22	25	in	in	ADP
fsr-3195	22	26	money	money	NOUN
fsr-3195	22	27	(	(	PUNCT
fsr-3195	22	28	chen	chen	PROPN
fsr-3195	22	29	&	&	CCONJ
fsr-3195	22	30	volpe	volpe	PROPN
fsr-3195	22	31	,	,	PUNCT
fsr-3195	22	32	2002	2002	NUM
fsr-3195	22	33	;	;	PUNCT
fsr-3195	22	34	lusardi	lusardi	PROPN
fsr-3195	22	35	et	et	PROPN
fsr-3195	22	36	al	al	PROPN
fsr-3195	22	37	.	.	PROPN
fsr-3195	22	38	,	,	PUNCT
fsr-3195	22	39	2010	2010	NUM
fsr-3195	22	40	)	)	PUNCT
fsr-3195	22	41	.	.	PUNCT
fsr-3195	23	1	this	this	DET
fsr-3195	23	2	study	study	NOUN
fsr-3195	23	3	recognizes	recognize	VERB
fsr-3195	23	4	widespread	widespread	ADJ
fsr-3195	23	5	gender	gender	NOUN
fsr-3195	23	6	differences	difference	NOUN
fsr-3195	23	7	in	in	ADP
fsr-3195	23	8	financial	financial	ADJ
fsr-3195	23	9	literacy	literacy	NOUN
fsr-3195	23	10	but	but	CCONJ
fsr-3195	23	11	takes	take	VERB
fsr-3195	23	12	a	a	DET
fsr-3195	23	13	closer	close	ADJ
fsr-3195	23	14	look	look	NOUN
fsr-3195	23	15	at	at	ADP
fsr-3195	23	16	gender	gender	NOUN
fsr-3195	23	17	differences	difference	NOUN
fsr-3195	23	18	in	in	ADP
fsr-3195	23	19	the	the	DET
fsr-3195	23	20	measurement	measurement	NOUN
fsr-3195	23	21	tools	tool	NOUN
fsr-3195	23	22	.	.	PUNCT
fsr-3195	24	1	accordingly	accordingly	ADV
fsr-3195	24	2	,	,	PUNCT
fsr-3195	24	3	we	we	PRON
fsr-3195	24	4	offer	offer	VERB
fsr-3195	24	5	insight	insight	NOUN
fsr-3195	24	6	as	as	ADP
fsr-3195	24	7	to	to	ADP
fsr-3195	24	8	why	why	SCONJ
fsr-3195	24	9	women	woman	NOUN
fsr-3195	24	10	may	may	AUX
fsr-3195	24	11	score	score	VERB
fsr-3195	24	12	lower	lower	ADV
fsr-3195	24	13	on	on	ADP
fsr-3195	24	14	financial	financial	ADJ
fsr-3195	24	15	literacy	literacy	NOUN
fsr-3195	24	16	question	question	NOUN
fsr-3195	24	17	sets	set	NOUN
fsr-3195	24	18	,	,	PUNCT
fsr-3195	24	19	particularly	particularly	ADV
fsr-3195	24	20	if	if	SCONJ
fsr-3195	24	21	the	the	DET
fsr-3195	24	22	question	question	NOUN
fsr-3195	24	23	set	set	NOUN
fsr-3195	24	24	is	be	AUX
fsr-3195	24	25	multiple	multiple	ADJ
fsr-3195	24	26	-	-	PUNCT
fsr-3195	24	27	choice	choice	NOUN
fsr-3195	24	28	and	and	CCONJ
fsr-3195	24	29	provides	provide	VERB
fsr-3195	24	30	an	an	DET
fsr-3195	24	31	“	"	PUNCT
fsr-3195	24	32	unsure	unsure	ADJ
fsr-3195	24	33	”	"	PUNCT
fsr-3195	24	34	option	option	NOUN
fsr-3195	24	35	.	.	PUNCT
fsr-3195	25	1	there	there	PRON
fsr-3195	25	2	is	be	VERB
fsr-3195	25	3	a	a	DET
fsr-3195	25	4	growing	grow	VERB
fsr-3195	25	5	body	body	NOUN
fsr-3195	25	6	of	of	ADP
fsr-3195	25	7	literature	literature	NOUN
fsr-3195	25	8	that	that	PRON
fsr-3195	25	9	identifies	identify	VERB
fsr-3195	25	10	different	different	ADJ
fsr-3195	25	11	factors	factor	NOUN
fsr-3195	25	12	leading	lead	VERB
fsr-3195	25	13	to	to	ADP
fsr-3195	25	14	a	a	DET
fsr-3195	25	15	gender	gender	NOUN
fsr-3195	25	16	difference	difference	NOUN
fsr-3195	25	17	in	in	ADP
fsr-3195	25	18	the	the	DET
fsr-3195	25	19	decision	decision	NOUN
fsr-3195	25	20	to	to	PART
fsr-3195	25	21	skip	skip	VERB
fsr-3195	25	22	a	a	DET
fsr-3195	25	23	question	question	NOUN
fsr-3195	25	24	(	(	PUNCT
fsr-3195	25	25	riener	riener	PROPN
fsr-3195	25	26	&	&	CCONJ
fsr-3195	25	27	wagner	wagner	PROPN
fsr-3195	25	28	,	,	PUNCT
fsr-3195	25	29	2017	2017	NUM
fsr-3195	25	30	)	)	PUNCT
fsr-3195	25	31	.	.	PUNCT
fsr-3195	26	1	the	the	DET
fsr-3195	26	2	mathematics	mathematics	PROPN
fsr-3195	26	3	education	education	NOUN
fsr-3195	26	4	literature	literature	NOUN
fsr-3195	26	5	is	be	AUX
fsr-3195	26	6	of	of	ADP
fsr-3195	26	7	particular	particular	ADJ
fsr-3195	26	8	interest	interest	NOUN
fsr-3195	26	9	,	,	PUNCT
fsr-3195	26	10	given	give	VERB
fsr-3195	26	11	the	the	DET
fsr-3195	26	12	mathematical	mathematical	ADJ
fsr-3195	26	13	skills	skill	NOUN
fsr-3195	26	14	required	require	VERB
fsr-3195	26	15	in	in	ADP
fsr-3195	26	16	financial	financial	ADJ
fsr-3195	26	17	decisions	decision	NOUN
fsr-3195	26	18	.	.	PUNCT
fsr-3195	27	1	gender	gender	NOUN
fsr-3195	27	2	differences	difference	NOUN
fsr-3195	27	3	in	in	ADP
fsr-3195	27	4	mathematics	mathematic	NOUN
fsr-3195	27	5	learning	learn	VERB
fsr-3195	27	6	in	in	ADP
fsr-3195	27	7	favor	favor	NOUN
fsr-3195	27	8	of	of	ADP
fsr-3195	27	9	males	male	NOUN
fsr-3195	27	10	have	have	AUX
fsr-3195	27	11	persisted	persist	VERB
fsr-3195	27	12	since	since	SCONJ
fsr-3195	27	13	the	the	DET
fsr-3195	27	14	1970s	1970	NOUN
fsr-3195	27	15	(	(	PUNCT
fsr-3195	27	16	see	see	VERB
fsr-3195	27	17	seminal	seminal	ADJ
fsr-3195	27	18	work	work	NOUN
fsr-3195	27	19	by	by	ADP
fsr-3195	27	20	fennema	fennema	NOUN
fsr-3195	27	21	&	&	CCONJ
fsr-3195	27	22	sherman	sherman	PROPN
fsr-3195	27	23	[	[	X
fsr-3195	27	24	1977	1977	NUM
fsr-3195	27	25	]	]	PUNCT
fsr-3195	27	26	and	and	CCONJ
fsr-3195	27	27	a	a	DET
fsr-3195	27	28	comprehensive	comprehensive	ADJ
fsr-3195	27	29	summary	summary	NOUN
fsr-3195	27	30	of	of	ADP
fsr-3195	27	31	early	early	ADJ
fsr-3195	27	32	research	research	NOUN
fsr-3195	27	33	by	by	ADP
fsr-3195	27	34	leder	leder	NOUN
fsr-3195	27	35	,	,	PUNCT
fsr-3195	27	36	1992	1992	NUM
fsr-3195	27	37	)	)	PUNCT
fsr-3195	27	38	.	.	PUNCT
fsr-3195	28	1	multiple	multiple	ADJ
fsr-3195	28	2	explanations	explanation	NOUN
fsr-3195	28	3	for	for	ADP
fsr-3195	28	4	the	the	DET
fsr-3195	28	5	difference	difference	NOUN
fsr-3195	28	6	,	,	PUNCT
fsr-3195	28	7	such	such	ADJ
fsr-3195	28	8	as	as	ADP
fsr-3195	28	9	early	early	ADJ
fsr-3195	28	10	experience	experience	NOUN
fsr-3195	28	11	,	,	PUNCT
fsr-3195	28	12	biological	biological	ADJ
fsr-3195	28	13	constraints	constraint	NOUN
fsr-3195	28	14	,	,	PUNCT
fsr-3195	28	15	educational	educational	ADJ
fsr-3195	28	16	policy	policy	NOUN
fsr-3195	28	17	,	,	PUNCT
fsr-3195	28	18	and	and	CCONJ
fsr-3195	28	19	cultural	cultural	ADJ
fsr-3195	28	20	context	context	NOUN
fsr-3195	28	21	contribute	contribute	NOUN
fsr-3195	28	22	to	to	ADP
fsr-3195	28	23	performance	performance	NOUN
fsr-3195	28	24	gaps	gap	NOUN
fsr-3195	28	25	,	,	PUNCT
fsr-3195	28	26	the	the	DET
fsr-3195	28	27	ability	ability	NOUN
fsr-3195	28	28	to	to	PART
fsr-3195	28	29	solve	solve	VERB
fsr-3195	28	30	challenging	challenging	ADJ
fsr-3195	28	31	mathematical	mathematical	ADJ
fsr-3195	28	32	problems	problem	NOUN
fsr-3195	28	33	,	,	PUNCT
fsr-3195	28	34	and	and	CCONJ
fsr-3195	28	35	interest	interest	NOUN
fsr-3195	28	36	and	and	CCONJ
fsr-3195	28	37	participation	participation	NOUN
fsr-3195	28	38	in	in	ADP
fsr-3195	28	39	mathematics	mathematics	NOUN
fsr-3195	28	40	learning	learn	VERB
fsr-3195	28	41	(	(	PUNCT
fsr-3195	28	42	halpern	halpern	PROPN
fsr-3195	28	43	et	et	PROPN
fsr-3195	28	44	al	al	PROPN
fsr-3195	28	45	.	.	PROPN
fsr-3195	28	46	,	,	PUNCT
fsr-3195	28	47	2007	2007	NUM
fsr-3195	28	48	)	)	PUNCT
fsr-3195	28	49	.	.	PUNCT
fsr-3195	29	1	as	as	SCONJ
fsr-3195	29	2	assessment	assessment	NOUN
fsr-3195	29	3	of	of	ADP
fsr-3195	29	4	mathematical	mathematical	ADJ
fsr-3195	29	5	performance	performance	NOUN
fsr-3195	29	6	is	be	AUX
fsr-3195	29	7	usually	usually	ADV
fsr-3195	29	8	via	via	ADP
fsr-3195	29	9	an	an	DET
fsr-3195	29	10	examination	examination	NOUN
fsr-3195	29	11	under	under	ADP
fsr-3195	29	12	time	time	NOUN
fsr-3195	29	13	constraints	constraint	NOUN
fsr-3195	29	14	,	,	PUNCT
fsr-3195	29	15	some	some	DET
fsr-3195	29	16	research	research	NOUN
fsr-3195	29	17	has	have	AUX
fsr-3195	29	18	posited	posit	VERB
fsr-3195	29	19	that	that	SCONJ
fsr-3195	29	20	it	it	PRON
fsr-3195	29	21	is	be	AUX
fsr-3195	29	22	the	the	DET
fsr-3195	29	23	performance	performance	NOUN
fsr-3195	29	24	under	under	ADP
fsr-3195	29	25	the	the	DET
fsr-3195	29	26	conditions	condition	NOUN
fsr-3195	29	27	,	,	PUNCT
fsr-3195	29	28	rather	rather	ADV
fsr-3195	29	29	than	than	ADP
fsr-3195	29	30	knowledge	knowledge	NOUN
fsr-3195	29	31	,	,	PUNCT
fsr-3195	29	32	that	that	PRON
fsr-3195	29	33	explains	explain	VERB
fsr-3195	29	34	the	the	DET
fsr-3195	29	35	difference	difference	NOUN
fsr-3195	29	36	.	.	PUNCT
fsr-3195	30	1	research	research	NOUN
fsr-3195	30	2	consistently	consistently	ADV
fsr-3195	30	3	evidences	evidence	VERB
fsr-3195	30	4	reduced	reduced	ADJ
fsr-3195	30	5	performance	performance	NOUN
fsr-3195	30	6	for	for	ADP
fsr-3195	30	7	females	female	NOUN
fsr-3195	30	8	under	under	ADP
fsr-3195	30	9	time	time	NOUN
fsr-3195	30	10	constraints	constraint	NOUN
fsr-3195	30	11	,	,	PUNCT
fsr-3195	30	12	with	with	ADP
fsr-3195	30	13	recent	recent	ADJ
fsr-3195	30	14	studies	study	NOUN
fsr-3195	30	15	positing	posit	VERB
fsr-3195	30	16	increased	increase	VERB
fsr-3195	30	17	risk	risk	NOUN
fsr-3195	30	18	aversion	aversion	NOUN
fsr-3195	30	19	as	as	ADP
fsr-3195	30	20	a	a	DET
fsr-3195	30	21	potential	potential	ADJ
fsr-3195	30	22	cause	cause	NOUN
fsr-3195	30	23	(	(	PUNCT
fsr-3195	30	24	dilmaghani	dilmaghani	NOUN
fsr-3195	30	25	,	,	PUNCT
fsr-3195	30	26	2020	2020	NUM
fsr-3195	30	27	)	)	PUNCT
fsr-3195	30	28	.	.	PUNCT
fsr-3195	31	1	therefore	therefore	ADV
fsr-3195	31	2	,	,	PUNCT
fsr-3195	31	3	selecting	select	VERB
fsr-3195	31	4	an	an	DET
fsr-3195	31	5	answer	answer	NOUN
fsr-3195	31	6	when	when	SCONJ
fsr-3195	31	7	the	the	DET
fsr-3195	31	8	respondent	respondent	NOUN
fsr-3195	31	9	is	be	AUX
fsr-3195	31	10	not	not	PART
fsr-3195	31	11	sure	sure	ADJ
fsr-3195	31	12	if	if	SCONJ
fsr-3195	31	13	it	it	PRON
fsr-3195	31	14	correct	correct	VERB
fsr-3195	31	15	,	,	PUNCT
fsr-3195	31	16	is	be	AUX
fsr-3195	31	17	risky	risky	ADJ
fsr-3195	31	18	behavior	behavior	NOUN
fsr-3195	31	19	more	more	ADV
fsr-3195	31	20	likely	likely	ADJ
fsr-3195	31	21	to	to	PART
fsr-3195	31	22	be	be	AUX
fsr-3195	31	23	demonstrated	demonstrate	VERB
fsr-3195	31	24	by	by	ADP
fsr-3195	31	25	men	man	NOUN
fsr-3195	31	26	,	,	PUNCT
fsr-3195	31	27	than	than	SCONJ
fsr-3195	31	28	avoiding	avoid	VERB
fsr-3195	31	29	the	the	DET
fsr-3195	31	30	risky	risky	ADJ
fsr-3195	31	31	behavior	behavior	NOUN
fsr-3195	31	32	and	and	CCONJ
fsr-3195	31	33	selecting	select	VERB
fsr-3195	31	34	a	a	DET
fsr-3195	31	35	“	"	PUNCT
fsr-3195	31	36	do	do	AUX
fsr-3195	31	37	not	not	PART
fsr-3195	31	38	know	know	VERB
fsr-3195	31	39	”	"	PUNCT
fsr-3195	31	40	response	response	NOUN
fsr-3195	31	41	,	,	PUNCT
fsr-3195	31	42	more	more	ADV
fsr-3195	31	43	often	often	ADV
fsr-3195	31	44	demonstrated	demonstrate	VERB
fsr-3195	31	45	by	by	ADP
fsr-3195	31	46	women	woman	NOUN
fsr-3195	31	47	.	.	PUNCT
fsr-3195	32	1	accordingly	accordingly	ADV
fsr-3195	32	2	,	,	PUNCT
fsr-3195	32	3	we	we	PRON
fsr-3195	32	4	draw	draw	VERB
fsr-3195	32	5	on	on	ADP
fsr-3195	32	6	research	research	NOUN
fsr-3195	32	7	from	from	ADP
fsr-3195	32	8	studies	study	NOUN
fsr-3195	32	9	conducted	conduct	VERB
fsr-3195	32	10	on	on	ADP
fsr-3195	32	11	gender	gender	NOUN
fsr-3195	32	12	differences	difference	NOUN
fsr-3195	32	13	in	in	ADP
fsr-3195	32	14	mathematical	mathematical	ADJ
fsr-3195	32	15	testing	testing	NOUN
fsr-3195	32	16	,	,	PUNCT
fsr-3195	32	17	such	such	ADJ
fsr-3195	32	18	as	as	ADP
fsr-3195	32	19	that	that	PRON
fsr-3195	32	20	by	by	ADP
fsr-3195	32	21	niederle	niederle	NOUN
fsr-3195	32	22	and	and	CCONJ
fsr-3195	32	23	vesterlund	vesterlund	ADJ
fsr-3195	32	24	(	(	PUNCT
fsr-3195	32	25	2010	2010	NUM
fsr-3195	32	26	)	)	PUNCT
fsr-3195	32	27	who	who	PRON
fsr-3195	32	28	find	find	VERB
fsr-3195	32	29	that	that	SCONJ
fsr-3195	32	30	women	woman	NOUN
fsr-3195	32	31	tend	tend	VERB
fsr-3195	32	32	to	to	PART
fsr-3195	32	33	have	have	VERB
fsr-3195	32	34	a	a	DET
fsr-3195	32	35	higher	high	ADJ
fsr-3195	32	36	number	number	NOUN
fsr-3195	32	37	of	of	ADP
fsr-3195	32	38	skipped	skip	VERB
fsr-3195	32	39	questions	question	NOUN
fsr-3195	32	40	in	in	ADP
fsr-3195	32	41	a	a	DET
fsr-3195	32	42	multiple	multiple	ADJ
fsr-3195	32	43	-	-	PUNCT
fsr-3195	32	44	choice	choice	NOUN
fsr-3195	32	45	test	test	NOUN
fsr-3195	32	46	,	,	PUNCT
fsr-3195	32	47	especially	especially	ADV
fsr-3195	32	48	when	when	SCONJ
fsr-3195	32	49	the	the	DET
fsr-3195	32	50	task	task	NOUN
fsr-3195	32	51	is	be	AUX
fsr-3195	32	52	competitive	competitive	ADJ
fsr-3195	32	53	.	.	PUNCT
fsr-3195	33	1	they	they	PRON
fsr-3195	33	2	posit	posit	VERB
fsr-3195	33	3	that	that	SCONJ
fsr-3195	33	4	there	there	PRON
fsr-3195	33	5	is	be	VERB
fsr-3195	33	6	a	a	DET
fsr-3195	33	7	negligible	negligible	ADJ
fsr-3195	33	8	gender	gender	NOUN
fsr-3195	33	9	difference	difference	NOUN
fsr-3195	33	10	in	in	ADP
fsr-3195	33	11	math	math	NOUN
fsr-3195	33	12	ability	ability	NOUN
fsr-3195	33	13	,	,	PUNCT
fsr-3195	33	14	but	but	CCONJ
fsr-3195	33	15	men	man	NOUN
fsr-3195	33	16	embrace	embrace	VERB
fsr-3195	33	17	a	a	DET
fsr-3195	33	18	competitive	competitive	ADJ
fsr-3195	33	19	environment	environment	NOUN
fsr-3195	33	20	and	and	CCONJ
fsr-3195	33	21	have	have	VERB
fsr-3195	33	22	higher	high	ADJ
fsr-3195	33	23	self	self	NOUN
fsr-3195	33	24	-	-	PUNCT
fsr-3195	33	25	perceived	perceive	VERB
fsr-3195	33	26	skill	skill	NOUN
fsr-3195	33	27	levels	level	NOUN
fsr-3195	33	28	.	.	PUNCT
fsr-3195	34	1	therefore	therefore	ADV
fsr-3195	34	2	,	,	PUNCT
fsr-3195	34	3	when	when	SCONJ
fsr-3195	34	4	completing	complete	VERB
fsr-3195	34	5	a	a	DET
fsr-3195	34	6	test	test	NOUN
fsr-3195	34	7	under	under	ADP
fsr-3195	34	8	a	a	DET
fsr-3195	34	9	competitive	competitive	ADJ
fsr-3195	34	10	setting	setting	NOUN
fsr-3195	34	11	,	,	PUNCT
fsr-3195	34	12	men	man	NOUN
fsr-3195	34	13	pick	pick	VERB
fsr-3195	34	14	an	an	DET
fsr-3195	34	15	answer	answer	NOUN
fsr-3195	34	16	and	and	CCONJ
fsr-3195	35	1	56	56	NUM
fsr-3195	35	2	t.	t.	NOUN
fsr-3195	35	3	west	west	PROPN
fsr-3195	35	4	et	et	PROPN
fsr-3195	35	5	al	al	PROPN
fsr-3195	35	6	.	.	PUNCT
fsr-3195	35	7	/	/	SYM
fsr-3195	35	8	financial	financial	ADJ
fsr-3195	35	9	services	service	NOUN
fsr-3195	35	10	review	review	VERB
fsr-3195	35	11	31	31	NUM
fsr-3195	35	12	(	(	PUNCT
fsr-3195	35	13	2023	2023	NUM
fsr-3195	35	14	)	)	PUNCT
fsr-3195	35	15	55–71	55–71	NOUN
fsr-3195	35	16	tackle	tackle	VERB
fsr-3195	35	17	difficult	difficult	ADJ
fsr-3195	35	18	questions	question	NOUN
fsr-3195	35	19	,	,	PUNCT
fsr-3195	35	20	and	and	CCONJ
fsr-3195	35	21	women	woman	NOUN
fsr-3195	35	22	tend	tend	VERB
fsr-3195	35	23	to	to	PART
fsr-3195	35	24	choose	choose	VERB
fsr-3195	35	25	the	the	DET
fsr-3195	35	26	less	less	ADV
fsr-3195	35	27	challenging	challenging	ADJ
fsr-3195	35	28	option	option	NOUN
fsr-3195	35	29	more	more	ADV
fsr-3195	35	30	often	often	ADV
fsr-3195	35	31	,	,	PUNCT
fsr-3195	35	32	that	that	ADV
fsr-3195	35	33	is	is	ADV
fsr-3195	35	34	,	,	PUNCT
fsr-3195	35	35	skipping	skip	VERB
fsr-3195	35	36	questions	question	NOUN
fsr-3195	35	37	or	or	CCONJ
fsr-3195	35	38	selecting	select	VERB
fsr-3195	35	39	the	the	DET
fsr-3195	35	40	‘	'	PUNCT
fsr-3195	35	41	i	i	PRON
fsr-3195	35	42	do	do	AUX
fsr-3195	35	43	n’t	not	PART
fsr-3195	35	44	know	know	VERB
fsr-3195	35	45	’	'	PUNCT
fsr-3195	35	46	answer	answer	NOUN
fsr-3195	35	47	.	.	PUNCT
fsr-3195	36	1	niederle	niederle	NOUN
fsr-3195	36	2	and	and	CCONJ
fsr-3195	36	3	vesterlund	vesterlund	ADJ
fsr-3195	36	4	(	(	PUNCT
fsr-3195	36	5	2010	2010	NUM
fsr-3195	36	6	)	)	PUNCT
fsr-3195	36	7	note	note	NOUN
fsr-3195	36	8	that	that	SCONJ
fsr-3195	36	9	further	further	ADJ
fsr-3195	36	10	research	research	NOUN
fsr-3195	36	11	is	be	AUX
fsr-3195	36	12	needed	need	VERB
fsr-3195	36	13	to	to	PART
fsr-3195	36	14	strengthen	strengthen	VERB
fsr-3195	36	15	conclusions	conclusion	NOUN
fsr-3195	36	16	that	that	PRON
fsr-3195	36	17	can	can	AUX
fsr-3195	36	18	be	be	AUX
fsr-3195	36	19	drawn	draw	VERB
fsr-3195	36	20	from	from	ADP
fsr-3195	36	21	women	woman	NOUN
fsr-3195	36	22	’s	’s	PART
fsr-3195	36	23	responses	response	NOUN
fsr-3195	36	24	to	to	ADP
fsr-3195	36	25	the	the	DET
fsr-3195	36	26	math	math	NOUN
fsr-3195	36	27	tests	test	NOUN
fsr-3195	36	28	,	,	PUNCT
fsr-3195	36	29	including	include	VERB
fsr-3195	36	30	as	as	ADP
fsr-3195	36	31	an	an	DET
fsr-3195	36	32	example	example	NOUN
fsr-3195	36	33	in	in	ADP
fsr-3195	36	34	the	the	DET
fsr-3195	36	35	area	area	NOUN
fsr-3195	36	36	of	of	ADP
fsr-3195	36	37	single	single	ADJ
fsr-3195	36	38	-	-	PUNCT
fsr-3195	36	39	sex	sex	NOUN
fsr-3195	36	40	schooling	schooling	NOUN
fsr-3195	36	41	.	.	PUNCT
fsr-3195	37	1	the	the	DET
fsr-3195	37	2	novel	novel	ADJ
fsr-3195	37	3	contribution	contribution	NOUN
fsr-3195	37	4	of	of	ADP
fsr-3195	37	5	this	this	DET
fsr-3195	37	6	study	study	NOUN
fsr-3195	37	7	is	be	AUX
fsr-3195	37	8	to	to	PART
fsr-3195	37	9	investigate	investigate	VERB
fsr-3195	37	10	gender	gender	NOUN
fsr-3195	37	11	bias	bias	NOUN
fsr-3195	37	12	in	in	ADP
fsr-3195	37	13	one	one	NUM
fsr-3195	37	14	set	set	NOUN
fsr-3195	37	15	of	of	ADP
fsr-3195	37	16	questions	question	NOUN
fsr-3195	37	17	that	that	PRON
fsr-3195	37	18	measures	measure	VERB
fsr-3195	37	19	financial	financial	ADJ
fsr-3195	37	20	literacy	literacy	NOUN
fsr-3195	37	21	performance	performance	NOUN
fsr-3195	37	22	.	.	PUNCT
fsr-3195	38	1	we	we	PRON
fsr-3195	38	2	study	study	VERB
fsr-3195	38	3	the	the	DET
fsr-3195	38	4	non	non	ADJ
fsr-3195	38	5	-	-	ADJ
fsr-3195	38	6	response	response	ADJ
fsr-3195	38	7	option	option	NOUN
fsr-3195	38	8	as	as	SCONJ
fsr-3195	38	9	the	the	DET
fsr-3195	38	10	decision	decision	NOUN
fsr-3195	38	11	science	science	NOUN
fsr-3195	38	12	and	and	CCONJ
fsr-3195	38	13	education	education	NOUN
fsr-3195	38	14	literature	literature	NOUN
fsr-3195	38	15	identifies	identify	VERB
fsr-3195	38	16	women	woman	NOUN
fsr-3195	38	17	tending	tend	VERB
fsr-3195	38	18	to	to	PART
fsr-3195	38	19	pick	pick	VERB
fsr-3195	38	20	this	this	DET
fsr-3195	38	21	option	option	NOUN
fsr-3195	38	22	,	,	PUNCT
fsr-3195	38	23	while	while	SCONJ
fsr-3195	38	24	men	man	NOUN
fsr-3195	38	25	do	do	VERB
fsr-3195	38	26	not	not	PART
fsr-3195	38	27	.	.	PUNCT
fsr-3195	39	1	we	we	PRON
fsr-3195	39	2	regress	regress	NOUN
fsr-3195	39	3	purported	purport	VERB
fsr-3195	39	4	determinants	determinant	NOUN
fsr-3195	39	5	of	of	ADP
fsr-3195	39	6	non	non	ADJ
fsr-3195	39	7	-	-	NOUN
fsr-3195	39	8	response	response	NOUN
fsr-3195	39	9	,	,	PUNCT
fsr-3195	39	10	such	such	ADJ
fsr-3195	39	11	as	as	ADP
fsr-3195	39	12	gender	gender	NOUN
fsr-3195	39	13	,	,	PUNCT
fsr-3195	39	14	numerical	numerical	ADJ
fsr-3195	39	15	ability	ability	NOUN
fsr-3195	39	16	,	,	PUNCT
fsr-3195	39	17	risk	risk	NOUN
fsr-3195	39	18	aversion	aversion	NOUN
fsr-3195	39	19	,	,	PUNCT
fsr-3195	39	20	and	and	CCONJ
fsr-3195	39	21	confidence	confidence	NOUN
fsr-3195	39	22	on	on	ADP
fsr-3195	39	23	the	the	DET
fsr-3195	39	24	binary	binary	ADJ
fsr-3195	39	25	non	non	NOUN
fsr-3195	39	26	-	-	NOUN
fsr-3195	39	27	response	response	NOUN
fsr-3195	39	28	for	for	ADP
fsr-3195	39	29	each	each	PRON
fsr-3195	39	30	of	of	ADP
fsr-3195	39	31	the	the	DET
fsr-3195	39	32	three	three	NUM
fsr-3195	39	33	financial	financial	ADJ
fsr-3195	39	34	literacy	literacy	NOUN
fsr-3195	39	35	questions	question	NOUN
fsr-3195	39	36	and	and	CCONJ
fsr-3195	39	37	a	a	DET
fsr-3195	39	38	sum	sum	NOUN
fsr-3195	39	39	of	of	ADP
fsr-3195	39	40	non	non	NOUN
fsr-3195	39	41	-	-	NOUN
fsr-3195	39	42	responses	response	NOUN
fsr-3195	39	43	.	.	PUNCT
fsr-3195	40	1	we	we	PRON
fsr-3195	40	2	find	find	VERB
fsr-3195	40	3	that	that	SCONJ
fsr-3195	40	4	there	there	PRON
fsr-3195	40	5	is	be	VERB
fsr-3195	40	6	a	a	DET
fsr-3195	40	7	large	large	ADJ
fsr-3195	40	8	gender	gender	NOUN
fsr-3195	40	9	effect	effect	NOUN
fsr-3195	40	10	,	,	PUNCT
fsr-3195	40	11	that	that	ADV
fsr-3195	40	12	is	is	ADV
fsr-3195	40	13	,	,	PUNCT
fsr-3195	40	14	women	woman	NOUN
fsr-3195	40	15	choose	choose	VERB
fsr-3195	40	16	the	the	DET
fsr-3195	40	17	non	non	ADJ
fsr-3195	40	18	-	-	NOUN
fsr-3195	40	19	response	response	NOUN
fsr-3195	40	20	more	more	ADV
fsr-3195	40	21	often	often	ADV
fsr-3195	40	22	than	than	ADP
fsr-3195	40	23	men	man	NOUN
fsr-3195	40	24	,	,	PUNCT
fsr-3195	40	25	and	and	CCONJ
fsr-3195	40	26	urge	urge	VERB
fsr-3195	40	27	researchers	researcher	NOUN
fsr-3195	40	28	to	to	PART
fsr-3195	40	29	consider	consider	VERB
fsr-3195	40	30	more	more	ADV
fsr-3195	40	31	deeply	deeply	ADV
fsr-3195	40	32	the	the	DET
fsr-3195	40	33	formulation	formulation	NOUN
fsr-3195	40	34	of	of	ADP
fsr-3195	40	35	questions	question	NOUN
fsr-3195	40	36	.	.	PUNCT
fsr-3195	41	1	this	this	DET
fsr-3195	41	2	paper	paper	NOUN
fsr-3195	41	3	is	be	AUX
fsr-3195	41	4	structured	structure	VERB
fsr-3195	41	5	as	as	SCONJ
fsr-3195	41	6	follows	follow	VERB
fsr-3195	41	7	.	.	PUNCT
fsr-3195	42	1	section	section	NOUN
fsr-3195	42	2	2	2	NUM
fsr-3195	42	3	briefly	briefly	NOUN
fsr-3195	42	4	reviews	review	VERB
fsr-3195	42	5	the	the	DET
fsr-3195	42	6	literature	literature	NOUN
fsr-3195	42	7	.	.	PUNCT
fsr-3195	43	1	section	section	NOUN
fsr-3195	43	2	3	3	NUM
fsr-3195	43	3	explains	explain	VERB
fsr-3195	43	4	the	the	DET
fsr-3195	43	5	empirical	empirical	ADJ
fsr-3195	43	6	methodology	methodology	NOUN
fsr-3195	43	7	and	and	CCONJ
fsr-3195	43	8	the	the	DET
fsr-3195	43	9	data	datum	NOUN
fsr-3195	43	10	employed	employ	VERB
fsr-3195	43	11	in	in	ADP
fsr-3195	43	12	the	the	DET
fsr-3195	43	13	analysis	analysis	NOUN
fsr-3195	43	14	.	.	PUNCT
fsr-3195	44	1	section	section	NOUN
fsr-3195	44	2	4	4	NUM
fsr-3195	44	3	presents	present	VERB
fsr-3195	44	4	the	the	DET
fsr-3195	44	5	results	result	NOUN
fsr-3195	44	6	and	and	CCONJ
fsr-3195	44	7	a	a	DET
fsr-3195	44	8	discussion	discussion	NOUN
fsr-3195	44	9	of	of	ADP
fsr-3195	44	10	the	the	DET
fsr-3195	44	11	findings	finding	NOUN
fsr-3195	44	12	.	.	PUNCT
fsr-3195	45	1	2	2	X
fsr-3195	45	2	.	.	X
fsr-3195	45	3	literature	literature	NOUN
fsr-3195	45	4	review	review	PROPN
fsr-3195	45	5	research	research	NOUN
fsr-3195	45	6	in	in	ADP
fsr-3195	45	7	the	the	DET
fsr-3195	45	8	area	area	NOUN
fsr-3195	45	9	of	of	ADP
fsr-3195	45	10	gender	gender	NOUN
fsr-3195	45	11	differences	difference	NOUN
fsr-3195	45	12	in	in	ADP
fsr-3195	45	13	financial	financial	ADJ
fsr-3195	45	14	literacy	literacy	NOUN
fsr-3195	45	15	is	be	AUX
fsr-3195	45	16	growing	grow	VERB
fsr-3195	45	17	,	,	PUNCT
fsr-3195	45	18	with	with	ADP
fsr-3195	45	19	many	many	ADJ
fsr-3195	45	20	studies	study	NOUN
fsr-3195	45	21	reporting	report	VERB
fsr-3195	45	22	sizeable	sizeable	ADJ
fsr-3195	45	23	gender	gender	NOUN
fsr-3195	45	24	differences	difference	NOUN
fsr-3195	45	25	in	in	ADP
fsr-3195	45	26	adult	adult	NOUN
fsr-3195	45	27	financial	financial	ADJ
fsr-3195	45	28	literacy	literacy	NOUN
fsr-3195	45	29	scores	score	NOUN
fsr-3195	45	30	(	(	PUNCT
fsr-3195	45	31	hung	hung	NOUN
fsr-3195	45	32	et	et	PROPN
fsr-3195	45	33	al	al	PROPN
fsr-3195	45	34	.	.	PROPN
fsr-3195	45	35	,	,	PUNCT
fsr-3195	45	36	2009	2009	NUM
fsr-3195	45	37	;	;	PUNCT
fsr-3195	45	38	lusardi	lusardi	PROPN
fsr-3195	45	39	&	&	CCONJ
fsr-3195	45	40	mitchell	mitchell	PROPN
fsr-3195	45	41	,	,	PUNCT
fsr-3195	45	42	2009	2009	NUM
fsr-3195	45	43	;	;	PUNCT
fsr-3195	45	44	lusardi	lusardi	PROPN
fsr-3195	45	45	&	&	CCONJ
fsr-3195	45	46	tufano	tufano	ADJ
fsr-3195	45	47	,	,	PUNCT
fsr-3195	45	48	2009a	2009a	NUM
fsr-3195	45	49	,	,	PUNCT
fsr-3195	45	50	2009b	2009b	NOUN
fsr-3195	45	51	;	;	PUNCT
fsr-3195	45	52	lusardi	lusardi	PROPN
fsr-3195	45	53	et	et	PROPN
fsr-3195	45	54	al	al	PROPN
fsr-3195	45	55	.	.	PROPN
fsr-3195	45	56	,	,	PUNCT
fsr-3195	45	57	2010	2010	NUM
fsr-3195	45	58	)	)	PUNCT
fsr-3195	45	59	.	.	PUNCT
fsr-3195	46	1	for	for	ADP
fsr-3195	46	2	example	example	NOUN
fsr-3195	46	3	,	,	PUNCT
fsr-3195	46	4	zissimopoulos	zissimopoulos	PROPN
fsr-3195	46	5	,	,	PUNCT
fsr-3195	46	6	karney	karney	NOUN
fsr-3195	46	7	,	,	PUNCT
fsr-3195	46	8	and	and	CCONJ
fsr-3195	46	9	rauer	rauer	NOUN
fsr-3195	46	10	(	(	PUNCT
fsr-3195	46	11	2008	2008	NUM
fsr-3195	46	12	)	)	PUNCT
fsr-3195	46	13	find	find	VERB
fsr-3195	46	14	that	that	SCONJ
fsr-3195	46	15	less	less	ADJ
fsr-3195	46	16	than	than	ADP
fsr-3195	46	17	20	20	NUM
fsr-3195	46	18	%	%	NOUN
fsr-3195	46	19	of	of	ADP
fsr-3195	46	20	middleaged	middleaged	ADJ
fsr-3195	46	21	college	college	NOUN
fsr-3195	46	22	-	-	PUNCT
fsr-3195	46	23	educated	educate	VERB
fsr-3195	46	24	women	woman	NOUN
fsr-3195	46	25	can	can	AUX
fsr-3195	46	26	answer	answer	VERB
fsr-3195	46	27	a	a	DET
fsr-3195	46	28	basic	basic	ADJ
fsr-3195	46	29	compound	compound	NOUN
fsr-3195	46	30	interest	interest	NOUN
fsr-3195	46	31	question	question	NOUN
fsr-3195	46	32	compared	compare	VERB
fsr-3195	46	33	with	with	ADP
fsr-3195	46	34	about	about	ADV
fsr-3195	46	35	35	35	NUM
fsr-3195	46	36	%	%	NOUN
fsr-3195	46	37	of	of	ADP
fsr-3195	46	38	college	college	NOUN
fsr-3195	46	39	-	-	PUNCT
fsr-3195	46	40	educated	educate	VERB
fsr-3195	46	41	men	man	NOUN
fsr-3195	46	42	of	of	ADP
fsr-3195	46	43	the	the	DET
fsr-3195	46	44	same	same	ADJ
fsr-3195	46	45	age	age	NOUN
fsr-3195	46	46	.	.	PUNCT
fsr-3195	47	1	gender	gender	NOUN
fsr-3195	47	2	gaps	gap	NOUN
fsr-3195	47	3	in	in	ADP
fsr-3195	47	4	financial	financial	ADJ
fsr-3195	47	5	literacy	literacy	NOUN
fsr-3195	47	6	exist	exist	VERB
fsr-3195	47	7	for	for	ADP
fsr-3195	47	8	a	a	DET
fsr-3195	47	9	variety	variety	NOUN
fsr-3195	47	10	of	of	ADP
fsr-3195	47	11	demographic	demographic	ADJ
fsr-3195	47	12	and	and	CCONJ
fsr-3195	47	13	socioeconomic	socioeconomic	ADJ
fsr-3195	47	14	groups	group	NOUN
fsr-3195	47	15	,	,	PUNCT
fsr-3195	47	16	including	include	VERB
fsr-3195	47	17	teenagers	teenager	NOUN
fsr-3195	47	18	(	(	PUNCT
fsr-3195	47	19	bottazzi	bottazzi	NOUN
fsr-3195	47	20	&	&	CCONJ
fsr-3195	47	21	lusardi	lusardi	PROPN
fsr-3195	47	22	,	,	PUNCT
fsr-3195	47	23	2016	2016	NUM
fsr-3195	47	24	;	;	PUNCT
fsr-3195	47	25	driva	driva	PROPN
fsr-3195	47	26	et	et	PROPN
fsr-3195	47	27	al	al	PROPN
fsr-3195	47	28	.	.	PROPN
fsr-3195	47	29	,	,	PUNCT
fsr-3195	47	30	2016	2016	NUM
fsr-3195	47	31	)	)	PUNCT
fsr-3195	47	32	,	,	PUNCT
fsr-3195	47	33	university	university	NOUN
fsr-3195	47	34	students	student	NOUN
fsr-3195	47	35	(	(	PUNCT
fsr-3195	47	36	gerrans	gerran	NOUN
fsr-3195	47	37	&	&	CCONJ
fsr-3195	47	38	heaney	heaney	PROPN
fsr-3195	47	39	,	,	PUNCT
fsr-3195	47	40	2019	2019	NUM
fsr-3195	47	41	)	)	PUNCT
fsr-3195	47	42	,	,	PUNCT
fsr-3195	47	43	and	and	CCONJ
fsr-3195	47	44	migrants	migrant	NOUN
fsr-3195	47	45	(	(	PUNCT
fsr-3195	47	46	karunarathne	karunarathne	PROPN
fsr-3195	47	47	&	&	CCONJ
fsr-3195	47	48	gibson	gibson	PROPN
fsr-3195	47	49	,	,	PUNCT
fsr-3195	47	50	2014	2014	NUM
fsr-3195	47	51	)	)	PUNCT
fsr-3195	47	52	.	.	PUNCT
fsr-3195	48	1	gender	gender	NOUN
fsr-3195	48	2	gaps	gap	NOUN
fsr-3195	48	3	may	may	AUX
fsr-3195	48	4	also	also	ADV
fsr-3195	48	5	be	be	AUX
fsr-3195	48	6	related	relate	VERB
fsr-3195	48	7	to	to	ADP
fsr-3195	48	8	low	low	ADJ
fsr-3195	48	9	levels	level	NOUN
fsr-3195	48	10	of	of	ADP
fsr-3195	48	11	education	education	NOUN
fsr-3195	48	12	,	,	PUNCT
fsr-3195	48	13	income	income	NOUN
fsr-3195	48	14	,	,	PUNCT
fsr-3195	48	15	wealth	wealth	NOUN
fsr-3195	48	16	,	,	PUNCT
fsr-3195	48	17	and	and	CCONJ
fsr-3195	48	18	health	health	NOUN
fsr-3195	48	19	,	,	PUNCT
fsr-3195	48	20	as	as	SCONJ
fsr-3195	48	21	these	these	PRON
fsr-3195	48	22	are	be	AUX
fsr-3195	48	23	other	other	ADJ
fsr-3195	48	24	factors	factor	NOUN
fsr-3195	48	25	associated	associate	VERB
fsr-3195	48	26	with	with	ADP
fsr-3195	48	27	poor	poor	ADJ
fsr-3195	48	28	financial	financial	ADJ
fsr-3195	48	29	literacy	literacy	NOUN
fsr-3195	48	30	(	(	PUNCT
fsr-3195	48	31	west	west	PROPN
fsr-3195	48	32	&	&	CCONJ
fsr-3195	48	33	worthington	worthington	PROPN
fsr-3195	48	34	,	,	PUNCT
fsr-3195	48	35	2018	2018	NUM
fsr-3195	48	36	)	)	PUNCT
fsr-3195	48	37	;	;	PUNCT
fsr-3195	48	38	however	however	ADV
fsr-3195	48	39	,	,	PUNCT
fsr-3195	48	40	rothwell	rothwell	PROPN
fsr-3195	48	41	and	and	CCONJ
fsr-3195	48	42	wu	wu	PROPN
fsr-3195	48	43	(	(	PUNCT
fsr-3195	48	44	2019	2019	NUM
fsr-3195	48	45	)	)	PUNCT
fsr-3195	48	46	find	find	VERB
fsr-3195	48	47	that	that	SCONJ
fsr-3195	48	48	gender	gender	NOUN
fsr-3195	48	49	differences	difference	NOUN
fsr-3195	48	50	are	be	AUX
fsr-3195	48	51	persistent	persistent	ADJ
fsr-3195	48	52	even	even	ADV
fsr-3195	48	53	when	when	SCONJ
fsr-3195	48	54	accounting	account	VERB
fsr-3195	48	55	for	for	ADP
fsr-3195	48	56	exposure	exposure	NOUN
fsr-3195	48	57	to	to	ADP
fsr-3195	48	58	financial	financial	ADJ
fsr-3195	48	59	education	education	NOUN
fsr-3195	48	60	.	.	PUNCT
fsr-3195	49	1	many	many	ADJ
fsr-3195	49	2	researchers	researcher	NOUN
fsr-3195	49	3	suggest	suggest	VERB
fsr-3195	49	4	that	that	SCONJ
fsr-3195	49	5	women	woman	NOUN
fsr-3195	49	6	score	score	VERB
fsr-3195	49	7	lower	lower	ADV
fsr-3195	49	8	because	because	SCONJ
fsr-3195	49	9	they	they	PRON
fsr-3195	49	10	either	either	CCONJ
fsr-3195	49	11	do	do	AUX
fsr-3195	49	12	not	not	PART
fsr-3195	49	13	know	know	VERB
fsr-3195	49	14	basic	basic	ADJ
fsr-3195	49	15	facts	fact	NOUN
fsr-3195	49	16	,	,	PUNCT
fsr-3195	49	17	terminology	terminology	NOUN
fsr-3195	49	18	or	or	CCONJ
fsr-3195	49	19	personal	personal	ADJ
fsr-3195	49	20	finance	finance	NOUN
fsr-3195	49	21	concepts	concept	NOUN
fsr-3195	49	22	,	,	PUNCT
fsr-3195	49	23	or	or	CCONJ
fsr-3195	49	24	they	they	PRON
fsr-3195	49	25	do	do	AUX
fsr-3195	49	26	not	not	PART
fsr-3195	49	27	perform	perform	VERB
fsr-3195	49	28	well	well	ADV
fsr-3195	49	29	in	in	ADP
fsr-3195	49	30	mathematicsrelated	mathematicsrelate	VERB
fsr-3195	49	31	questions	question	NOUN
fsr-3195	49	32	(	(	PUNCT
fsr-3195	49	33	agnew	agnew	PROPN
fsr-3195	49	34	&	&	CCONJ
fsr-3195	49	35	cameron	cameron	PROPN
fsr-3195	49	36	-	-	PUNCT
fsr-3195	49	37	agnew	agnew	PROPN
fsr-3195	49	38	,	,	PUNCT
fsr-3195	49	39	2015	2015	NUM
fsr-3195	49	40	;	;	PUNCT
fsr-3195	49	41	chen	chen	PROPN
fsr-3195	49	42	&	&	CCONJ
fsr-3195	49	43	volpe	volpe	PROPN
fsr-3195	49	44	,	,	PUNCT
fsr-3195	49	45	1998	1998	NUM
fsr-3195	49	46	,	,	PUNCT
fsr-3195	49	47	2002	2002	NUM
fsr-3195	49	48	;	;	PUNCT
fsr-3195	49	49	goldsmith	goldsmith	PROPN
fsr-3195	49	50	&	&	CCONJ
fsr-3195	49	51	goldsmith	goldsmith	PROPN
fsr-3195	49	52	,	,	PUNCT
fsr-3195	49	53	1997	1997	NUM
fsr-3195	49	54	;	;	PUNCT
fsr-3195	49	55	volpe	volpe	PROPN
fsr-3195	49	56	et	et	PROPN
fsr-3195	49	57	al	al	PROPN
fsr-3195	49	58	.	.	PROPN
fsr-3195	49	59	,	,	PUNCT
fsr-3195	49	60	1996	1996	NUM
fsr-3195	49	61	)	)	PUNCT
fsr-3195	49	62	.	.	PUNCT
fsr-3195	50	1	goldsmith	goldsmith	PROPN
fsr-3195	50	2	and	and	CCONJ
fsr-3195	50	3	goldsmith	goldsmith	PROPN
fsr-3195	50	4	(	(	PUNCT
fsr-3195	50	5	1997	1997	NUM
fsr-3195	50	6	)	)	PUNCT
fsr-3195	50	7	suggest	suggest	VERB
fsr-3195	50	8	that	that	SCONJ
fsr-3195	50	9	women	woman	NOUN
fsr-3195	50	10	have	have	VERB
fsr-3195	50	11	lower	low	ADJ
fsr-3195	50	12	scores	score	NOUN
fsr-3195	50	13	than	than	ADP
fsr-3195	50	14	men	man	NOUN
fsr-3195	50	15	because	because	SCONJ
fsr-3195	50	16	women	woman	NOUN
fsr-3195	50	17	,	,	PUNCT
fsr-3195	50	18	in	in	ADP
fsr-3195	50	19	general	general	ADJ
fsr-3195	50	20	,	,	PUNCT
fsr-3195	50	21	are	be	AUX
fsr-3195	50	22	less	less	ADV
fsr-3195	50	23	interested	interested	ADJ
fsr-3195	50	24	in	in	ADP
fsr-3195	50	25	the	the	DET
fsr-3195	50	26	topics	topic	NOUN
fsr-3195	50	27	of	of	ADP
fsr-3195	50	28	“	"	PUNCT
fsr-3195	50	29	investments	investment	NOUN
fsr-3195	50	30	”	"	PUNCT
fsr-3195	50	31	and	and	CCONJ
fsr-3195	50	32	“	"	PUNCT
fsr-3195	50	33	personal	personal	ADJ
fsr-3195	50	34	finances	finance	NOUN
fsr-3195	50	35	.	.	PUNCT
fsr-3195	50	36	”	"	PUNCT
fsr-3195	51	1	they	they	PRON
fsr-3195	51	2	find	find	VERB
fsr-3195	51	3	that	that	SCONJ
fsr-3195	51	4	people	people	NOUN
fsr-3195	51	5	’s	’s	PART
fsr-3195	51	6	financial	financial	ADJ
fsr-3195	51	7	literacy	literacy	NOUN
fsr-3195	51	8	is	be	AUX
fsr-3195	51	9	related	relate	VERB
fsr-3195	51	10	to	to	ADP
fsr-3195	51	11	their	their	PRON
fsr-3195	51	12	self	self	NOUN
fsr-3195	51	13	-	-	PUNCT
fsr-3195	51	14	perception	perception	NOUN
fsr-3195	51	15	of	of	ADP
fsr-3195	51	16	their	their	PRON
fsr-3195	51	17	knowledge	knowledge	NOUN
fsr-3195	51	18	in	in	ADP
fsr-3195	51	19	personal	personal	ADJ
fsr-3195	51	20	finance	finance	NOUN
fsr-3195	51	21	.	.	PUNCT
fsr-3195	52	1	men	man	NOUN
fsr-3195	52	2	have	have	VERB
fsr-3195	52	3	higher	high	ADJ
fsr-3195	52	4	self	self	NOUN
fsr-3195	52	5	-	-	PUNCT
fsr-3195	52	6	perceived	perceive	VERB
fsr-3195	52	7	education	education	NOUN
fsr-3195	52	8	of	of	ADP
fsr-3195	52	9	investments	investment	NOUN
fsr-3195	52	10	than	than	ADP
fsr-3195	52	11	women	woman	NOUN
fsr-3195	52	12	,	,	PUNCT
fsr-3195	52	13	and	and	CCONJ
fsr-3195	52	14	men	man	NOUN
fsr-3195	52	15	are	be	AUX
fsr-3195	52	16	found	find	VERB
fsr-3195	52	17	to	to	PART
fsr-3195	52	18	be	be	AUX
fsr-3195	52	19	more	more	ADV
fsr-3195	52	20	knowledgeable	knowledgeable	ADJ
fsr-3195	52	21	than	than	ADP
fsr-3195	52	22	women	woman	NOUN
fsr-3195	52	23	.	.	PUNCT
fsr-3195	53	1	gerrans	gerran	NOUN
fsr-3195	53	2	et	et	PROPN
fsr-3195	53	3	al	al	PROPN
fsr-3195	53	4	.	.	PUNCT
fsr-3195	54	1	(	(	PUNCT
fsr-3195	54	2	2014	2014	NUM
fsr-3195	54	3	)	)	PUNCT
fsr-3195	54	4	investigate	investigate	VERB
fsr-3195	54	5	the	the	DET
fsr-3195	54	6	link	link	NOUN
fsr-3195	54	7	between	between	ADP
fsr-3195	54	8	financial	financial	ADJ
fsr-3195	54	9	literacy	literacy	NOUN
fsr-3195	54	10	and	and	CCONJ
fsr-3195	54	11	participants	participant	NOUN
fsr-3195	54	12	’	'	PUNCT
fsr-3195	54	13	satisfaction	satisfaction	NOUN
fsr-3195	54	14	with	with	ADP
fsr-3195	54	15	their	their	PRON
fsr-3195	54	16	own	own	ADJ
fsr-3195	54	17	financial	financial	ADJ
fsr-3195	54	18	situation	situation	NOUN
fsr-3195	54	19	and	and	CCONJ
fsr-3195	54	20	find	find	VERB
fsr-3195	54	21	financial	financial	ADJ
fsr-3195	54	22	knowledge	knowledge	NOUN
fsr-3195	54	23	drives	drive	VERB
fsr-3195	54	24	good	good	ADJ
fsr-3195	54	25	t.	t.	PROPN
fsr-3195	54	26	west	west	PROPN
fsr-3195	54	27	et	et	PROPN
fsr-3195	54	28	al	al	PROPN
fsr-3195	54	29	.	.	PUNCT
fsr-3195	54	30	/	/	SYM
fsr-3195	54	31	financial	financial	ADJ
fsr-3195	54	32	services	service	NOUN
fsr-3195	54	33	review	review	VERB
fsr-3195	54	34	31	31	NUM
fsr-3195	54	35	(	(	PUNCT
fsr-3195	54	36	2023	2023	NUM
fsr-3195	54	37	)	)	PUNCT
fsr-3195	54	38	55–71	55–71	NOUN
fsr-3195	54	39	57	57	NUM
fsr-3195	54	40	financial	financial	ADJ
fsr-3195	54	41	behavior	behavior	NOUN
fsr-3195	54	42	in	in	ADP
fsr-3195	54	43	men	man	NOUN
fsr-3195	54	44	and	and	CCONJ
fsr-3195	54	45	financial	financial	ADJ
fsr-3195	54	46	satisfaction	satisfaction	NOUN
fsr-3195	54	47	,	,	PUNCT
fsr-3195	54	48	but	but	CCONJ
fsr-3195	54	49	for	for	ADP
fsr-3195	54	50	women	woman	NOUN
fsr-3195	54	51	,	,	PUNCT
fsr-3195	54	52	this	this	DET
fsr-3195	54	53	link	link	NOUN
fsr-3195	54	54	is	be	AUX
fsr-3195	54	55	not	not	PART
fsr-3195	54	56	evident	evident	ADJ
fsr-3195	54	57	;	;	PUNCT
fsr-3195	54	58	instead	instead	ADV
fsr-3195	54	59	,	,	PUNCT
fsr-3195	54	60	financial	financial	ADJ
fsr-3195	54	61	status	status	NOUN
fsr-3195	54	62	has	have	VERB
fsr-3195	54	63	a	a	DET
fsr-3195	54	64	strong	strong	ADJ
fsr-3195	54	65	impact	impact	NOUN
fsr-3195	54	66	on	on	ADP
fsr-3195	54	67	financial	financial	ADJ
fsr-3195	54	68	satisfaction	satisfaction	NOUN
fsr-3195	54	69	for	for	ADP
fsr-3195	54	70	women	woman	NOUN
fsr-3195	54	71	.	.	PUNCT
fsr-3195	55	1	interestingly	interestingly	ADV
fsr-3195	55	2	,	,	PUNCT
fsr-3195	55	3	there	there	PRON
fsr-3195	55	4	is	be	VERB
fsr-3195	55	5	no	no	DET
fsr-3195	55	6	evidence	evidence	NOUN
fsr-3195	55	7	of	of	ADP
fsr-3195	55	8	a	a	DET
fsr-3195	55	9	gender	gender	NOUN
fsr-3195	55	10	gap	gap	NOUN
fsr-3195	55	11	in	in	ADP
fsr-3195	55	12	financial	financial	ADJ
fsr-3195	55	13	literacy	literacy	NOUN
fsr-3195	55	14	in	in	ADP
fsr-3195	55	15	children	child	NOUN
fsr-3195	55	16	,	,	PUNCT
fsr-3195	55	17	despite	despite	SCONJ
fsr-3195	55	18	the	the	DET
fsr-3195	55	19	prevalence	prevalence	NOUN
fsr-3195	55	20	for	for	ADP
fsr-3195	55	21	adults	adult	NOUN
fsr-3195	55	22	.	.	PUNCT
fsr-3195	56	1	for	for	ADP
fsr-3195	56	2	example	example	NOUN
fsr-3195	56	3	,	,	PUNCT
fsr-3195	56	4	agnew	agnew	PROPN
fsr-3195	56	5	and	and	CCONJ
fsr-3195	56	6	cameron	cameron	PROPN
fsr-3195	56	7	-	-	PUNCT
fsr-3195	56	8	agnew	agnew	PROPN
fsr-3195	56	9	(	(	PUNCT
fsr-3195	56	10	2015	2015	NUM
fsr-3195	56	11	)	)	PUNCT
fsr-3195	56	12	did	do	AUX
fsr-3195	56	13	not	not	PART
fsr-3195	56	14	find	find	VERB
fsr-3195	56	15	a	a	DET
fsr-3195	56	16	significant	significant	ADJ
fsr-3195	56	17	difference	difference	NOUN
fsr-3195	56	18	by	by	ADP
fsr-3195	56	19	gender	gender	NOUN
fsr-3195	56	20	in	in	ADP
fsr-3195	56	21	financial	financial	ADJ
fsr-3195	56	22	literacy	literacy	NOUN
fsr-3195	56	23	quiz	quiz	NOUN
fsr-3195	56	24	scores	score	NOUN
fsr-3195	56	25	for	for	ADP
fsr-3195	56	26	14	14	NUM
fsr-3195	56	27	-	-	PUNCT
fsr-3195	56	28	year	year	NOUN
fsr-3195	56	29	-	-	PUNCT
fsr-3195	56	30	olds	old	NOUN
fsr-3195	56	31	,	,	PUNCT
fsr-3195	56	32	but	but	CCONJ
fsr-3195	56	33	do	do	AUX
fsr-3195	56	34	observe	observe	VERB
fsr-3195	56	35	a	a	DET
fsr-3195	56	36	gender	gender	NOUN
fsr-3195	56	37	difference	difference	NOUN
fsr-3195	56	38	in	in	ADP
fsr-3195	56	39	first	first	ADJ
fsr-3195	56	40	-	-	PUNCT
fsr-3195	56	41	year	year	NOUN
fsr-3195	56	42	tertiary	tertiary	ADJ
fsr-3195	56	43	students	student	NOUN
fsr-3195	56	44	.	.	PUNCT
fsr-3195	57	1	the	the	DET
fsr-3195	57	2	recent	recent	ADJ
fsr-3195	57	3	program	program	NOUN
fsr-3195	57	4	for	for	ADP
fsr-3195	57	5	international	international	ADJ
fsr-3195	57	6	students	student	NOUN
fsr-3195	57	7	assessment	assessment	NOUN
fsr-3195	57	8	(	(	PUNCT
fsr-3195	57	9	pisa	pisa	PROPN
fsr-3195	57	10	)	)	PUNCT
fsr-3195	57	11	report	report	NOUN
fsr-3195	57	12	on	on	ADP
fsr-3195	57	13	financial	financial	ADJ
fsr-3195	57	14	literacy	literacy	NOUN
fsr-3195	57	15	performance	performance	NOUN
fsr-3195	57	16	in	in	ADP
fsr-3195	57	17	15year	15year	NUM
fsr-3195	57	18	-	-	PUNCT
fsr-3195	57	19	old	old	ADJ
fsr-3195	57	20	high	high	ADJ
fsr-3195	57	21	school	school	NOUN
fsr-3195	57	22	students	student	NOUN
fsr-3195	57	23	in	in	ADP
fsr-3195	57	24	oecd	oecd	PROPN
fsr-3195	57	25	countries	country	NOUN
fsr-3195	57	26	finds	find	VERB
fsr-3195	57	27	that	that	SCONJ
fsr-3195	57	28	boys	boy	NOUN
fsr-3195	57	29	scored	score	VERB
fsr-3195	57	30	two	two	NUM
fsr-3195	57	31	points	point	NOUN
fsr-3195	57	32	higher	high	ADJ
fsr-3195	57	33	than	than	ADP
fsr-3195	57	34	girls	girl	NOUN
fsr-3195	57	35	,	,	PUNCT
fsr-3195	57	36	although	although	SCONJ
fsr-3195	57	37	this	this	DET
fsr-3195	57	38	difference	difference	NOUN
fsr-3195	57	39	is	be	AUX
fsr-3195	57	40	not	not	PART
fsr-3195	57	41	regarded	regard	VERB
fsr-3195	57	42	as	as	ADP
fsr-3195	57	43	statistically	statistically	ADV
fsr-3195	57	44	significant	significant	ADJ
fsr-3195	57	45	(	(	PUNCT
fsr-3195	57	46	oecd	oecd	PROPN
fsr-3195	57	47	,	,	PUNCT
fsr-3195	57	48	2020b	2020b	NUM
fsr-3195	57	49	)	)	PUNCT
fsr-3195	57	50	.	.	PUNCT
fsr-3195	58	1	emerging	emerge	VERB
fsr-3195	58	2	research	research	NOUN
fsr-3195	58	3	,	,	PUNCT
fsr-3195	58	4	however	however	ADV
fsr-3195	58	5	,	,	PUNCT
fsr-3195	58	6	finds	find	VERB
fsr-3195	58	7	that	that	SCONJ
fsr-3195	58	8	boys	boy	NOUN
fsr-3195	58	9	and	and	CCONJ
fsr-3195	58	10	girls	girl	NOUN
fsr-3195	58	11	are	be	AUX
fsr-3195	58	12	treated	treat	VERB
fsr-3195	58	13	differently	differently	ADV
fsr-3195	58	14	by	by	ADP
fsr-3195	58	15	their	their	PRON
fsr-3195	58	16	parents	parent	NOUN
fsr-3195	58	17	regarding	regard	VERB
fsr-3195	58	18	money	money	NOUN
fsr-3195	58	19	conversations	conversation	NOUN
fsr-3195	58	20	which	which	PRON
fsr-3195	58	21	have	have	VERB
fsr-3195	58	22	a	a	DET
fsr-3195	58	23	long	long	ADV
fsr-3195	58	24	-	-	PUNCT
fsr-3195	58	25	lasting	last	VERB
fsr-3195	58	26	effect	effect	NOUN
fsr-3195	58	27	(	(	PUNCT
fsr-3195	58	28	agnew	agnew	PROPN
fsr-3195	58	29	&	&	CCONJ
fsr-3195	58	30	cameronagnew	cameronagnew	PROPN
fsr-3195	58	31	,	,	PUNCT
fsr-3195	58	32	2015	2015	NUM
fsr-3195	58	33	)	)	PUNCT
fsr-3195	58	34	.	.	PUNCT
fsr-3195	59	1	for	for	ADP
fsr-3195	59	2	example	example	NOUN
fsr-3195	59	3	,	,	PUNCT
fsr-3195	59	4	a	a	DET
fsr-3195	59	5	new	new	ADJ
fsr-3195	59	6	zealand	zealand	PROPN
fsr-3195	59	7	study	study	NOUN
fsr-3195	59	8	found	find	VERB
fsr-3195	59	9	boys	boy	NOUN
fsr-3195	59	10	receive	receive	VERB
fsr-3195	59	11	more	more	ADJ
fsr-3195	59	12	pocket	pocket	NOUN
fsr-3195	59	13	money	money	NOUN
fsr-3195	59	14	than	than	ADP
fsr-3195	59	15	girls	girl	NOUN
fsr-3195	59	16	even	even	ADV
fsr-3195	59	17	though	though	SCONJ
fsr-3195	59	18	both	both	PRON
fsr-3195	59	19	spend	spend	VERB
fsr-3195	59	20	2.4	2.4	NUM
fsr-3195	59	21	hours	hour	NOUN
fsr-3195	59	22	a	a	DET
fsr-3195	59	23	week	week	NOUN
fsr-3195	59	24	doing	do	VERB
fsr-3195	59	25	chores	chore	NOUN
fsr-3195	59	26	(	(	PUNCT
fsr-3195	59	27	wade	wade	NOUN
fsr-3195	59	28	,	,	PUNCT
fsr-3195	59	29	2013	2013	NUM
fsr-3195	59	30	)	)	PUNCT
fsr-3195	59	31	.	.	PUNCT
fsr-3195	60	1	west	west	PROPN
fsr-3195	60	2	and	and	CCONJ
fsr-3195	60	3	de	de	PROPN
fsr-3195	60	4	zwaan	zwaan	X
fsr-3195	60	5	(	(	PUNCT
fsr-3195	60	6	2020	2020	NUM
fsr-3195	60	7	)	)	PUNCT
fsr-3195	60	8	identify	identify	VERB
fsr-3195	60	9	differing	differ	VERB
fsr-3195	60	10	financial	financial	ADJ
fsr-3195	60	11	socialization	socialization	NOUN
fsr-3195	60	12	pathways	pathway	NOUN
fsr-3195	60	13	to	to	ADP
fsr-3195	60	14	building	build	VERB
fsr-3195	60	15	financial	financial	ADJ
fsr-3195	60	16	literacy	literacy	NOUN
fsr-3195	60	17	in	in	ADP
fsr-3195	60	18	men	man	NOUN
fsr-3195	60	19	and	and	CCONJ
fsr-3195	60	20	women	woman	NOUN
fsr-3195	60	21	,	,	PUNCT
fsr-3195	60	22	with	with	ADP
fsr-3195	60	23	higher	high	ADJ
fsr-3195	60	24	levels	level	NOUN
fsr-3195	60	25	of	of	ADP
fsr-3195	60	26	financial	financial	ADJ
fsr-3195	60	27	literacy	literacy	NOUN
fsr-3195	60	28	in	in	ADP
fsr-3195	60	29	women	woman	NOUN
fsr-3195	60	30	linked	link	VERB
fsr-3195	60	31	to	to	ADP
fsr-3195	60	32	more	more	ADV
fsr-3195	60	33	frequent	frequent	ADJ
fsr-3195	60	34	money	money	NOUN
fsr-3195	60	35	conversations	conversation	NOUN
fsr-3195	60	36	in	in	ADP
fsr-3195	60	37	the	the	DET
fsr-3195	60	38	home	home	NOUN
fsr-3195	60	39	when	when	SCONJ
fsr-3195	60	40	they	they	PRON
fsr-3195	60	41	were	be	AUX
fsr-3195	60	42	children	child	NOUN
fsr-3195	60	43	.	.	PUNCT
fsr-3195	61	1	this	this	PRON
fsr-3195	61	2	suggests	suggest	VERB
fsr-3195	61	3	that	that	SCONJ
fsr-3195	61	4	while	while	SCONJ
fsr-3195	61	5	performance	performance	NOUN
fsr-3195	61	6	metrics	metric	NOUN
fsr-3195	61	7	indicate	indicate	VERB
fsr-3195	61	8	equality	equality	NOUN
fsr-3195	61	9	on	on	ADP
fsr-3195	61	10	average	average	ADJ
fsr-3195	61	11	in	in	ADP
fsr-3195	61	12	boys	boy	NOUN
fsr-3195	61	13	and	and	CCONJ
fsr-3195	61	14	girls	girl	NOUN
fsr-3195	61	15	,	,	PUNCT
fsr-3195	61	16	their	their	PRON
fsr-3195	61	17	experiences	experience	NOUN
fsr-3195	61	18	with	with	ADP
fsr-3195	61	19	money	money	NOUN
fsr-3195	61	20	in	in	ADP
fsr-3195	61	21	these	these	DET
fsr-3195	61	22	formative	formative	ADJ
fsr-3195	61	23	years	year	NOUN
fsr-3195	61	24	are	be	AUX
fsr-3195	61	25	different	different	ADJ
fsr-3195	61	26	and	and	CCONJ
fsr-3195	61	27	may	may	AUX
fsr-3195	61	28	have	have	VERB
fsr-3195	61	29	lasting	lasting	ADJ
fsr-3195	61	30	impacts	impact	NOUN
fsr-3195	61	31	.	.	PUNCT
fsr-3195	62	1	the	the	DET
fsr-3195	62	2	widening	widen	VERB
fsr-3195	62	3	financial	financial	ADJ
fsr-3195	62	4	literacy	literacy	NOUN
fsr-3195	62	5	deficit	deficit	NOUN
fsr-3195	62	6	we	we	PRON
fsr-3195	62	7	observe	observe	VERB
fsr-3195	62	8	in	in	ADP
fsr-3195	62	9	women	woman	NOUN
fsr-3195	62	10	as	as	SCONJ
fsr-3195	62	11	they	they	PRON
fsr-3195	62	12	age	age	NOUN
fsr-3195	62	13	may	may	AUX
fsr-3195	62	14	be	be	AUX
fsr-3195	62	15	due	due	ADJ
fsr-3195	62	16	to	to	ADP
fsr-3195	62	17	contextual	contextual	ADJ
fsr-3195	62	18	factors	factor	NOUN
fsr-3195	62	19	.	.	PUNCT
fsr-3195	63	1	several	several	ADJ
fsr-3195	63	2	structural	structural	ADJ
fsr-3195	63	3	features	feature	NOUN
fsr-3195	63	4	in	in	ADP
fsr-3195	63	5	our	our	PRON
fsr-3195	63	6	society	society	NOUN
fsr-3195	63	7	affect	affect	VERB
fsr-3195	63	8	women	woman	NOUN
fsr-3195	63	9	’s	’s	PART
fsr-3195	63	10	relationship	relationship	NOUN
fsr-3195	63	11	to	to	ADP
fsr-3195	63	12	money	money	NOUN
fsr-3195	63	13	,	,	PUNCT
fsr-3195	63	14	including	include	VERB
fsr-3195	63	15	the	the	DET
fsr-3195	63	16	gender	gender	NOUN
fsr-3195	63	17	pay	pay	NOUN
fsr-3195	63	18	gap	gap	NOUN
fsr-3195	63	19	and	and	CCONJ
fsr-3195	63	20	women	woman	NOUN
fsr-3195	63	21	’s	’s	PART
fsr-3195	63	22	contribution	contribution	NOUN
fsr-3195	63	23	to	to	AUX
fsr-3195	63	24	unpaid	unpaid	ADJ
fsr-3195	63	25	and	and	CCONJ
fsr-3195	63	26	caring	caring	ADJ
fsr-3195	63	27	roles	role	NOUN
fsr-3195	63	28	.	.	PUNCT
fsr-3195	64	1	it	it	PRON
fsr-3195	64	2	is	be	AUX
fsr-3195	64	3	well	well	ADV
fsr-3195	64	4	-	-	PUNCT
fsr-3195	64	5	documented	document	VERB
fsr-3195	64	6	that	that	SCONJ
fsr-3195	64	7	women	woman	NOUN
fsr-3195	64	8	,	,	PUNCT
fsr-3195	64	9	on	on	ADP
fsr-3195	64	10	average	average	ADJ
fsr-3195	64	11	,	,	PUNCT
fsr-3195	64	12	earn	earn	VERB
fsr-3195	64	13	less	less	ADJ
fsr-3195	64	14	than	than	ADP
fsr-3195	64	15	men	man	NOUN
fsr-3195	64	16	for	for	ADP
fsr-3195	64	17	the	the	DET
fsr-3195	64	18	same	same	ADJ
fsr-3195	64	19	work	work	NOUN
fsr-3195	64	20	(	(	PUNCT
fsr-3195	64	21	cassells	cassell	NOUN
fsr-3195	64	22	et	et	NOUN
fsr-3195	64	23	al	al	PROPN
fsr-3195	64	24	.	.	PROPN
fsr-3195	64	25	,	,	PUNCT
fsr-3195	64	26	2009	2009	NUM
fsr-3195	64	27	)	)	PUNCT
fsr-3195	64	28	.	.	PUNCT
fsr-3195	65	1	other	other	ADJ
fsr-3195	65	2	factors	factor	NOUN
fsr-3195	65	3	,	,	PUNCT
fsr-3195	65	4	including	include	VERB
fsr-3195	65	5	,	,	PUNCT
fsr-3195	65	6	gender	gender	NOUN
fsr-3195	65	7	stereotypes	stereotype	NOUN
fsr-3195	65	8	,	,	PUNCT
fsr-3195	65	9	lower	low	ADJ
fsr-3195	65	10	wages	wage	NOUN
fsr-3195	65	11	for	for	ADP
fsr-3195	65	12	female	female	NOUN
fsr-3195	65	13	-	-	PUNCT
fsr-3195	65	14	dominated	dominate	VERB
fsr-3195	65	15	industries	industry	NOUN
fsr-3195	65	16	,	,	PUNCT
fsr-3195	65	17	inflexible	inflexible	ADJ
fsr-3195	65	18	working	working	NOUN
fsr-3195	65	19	conditions	condition	NOUN
fsr-3195	65	20	,	,	PUNCT
fsr-3195	65	21	time	time	NOUN
fsr-3195	65	22	out	out	ADP
fsr-3195	65	23	of	of	ADP
fsr-3195	65	24	the	the	DET
fsr-3195	65	25	workforce	workforce	NOUN
fsr-3195	65	26	due	due	ADP
fsr-3195	65	27	to	to	ADP
fsr-3195	65	28	caring	caring	ADJ
fsr-3195	65	29	roles	role	NOUN
fsr-3195	65	30	,	,	PUNCT
fsr-3195	65	31	and	and	CCONJ
fsr-3195	65	32	gender	gender	NOUN
fsr-3195	65	33	discrimination	discrimination	NOUN
fsr-3195	65	34	are	be	AUX
fsr-3195	65	35	found	find	VERB
fsr-3195	65	36	to	to	PART
fsr-3195	65	37	contribute	contribute	VERB
fsr-3195	65	38	to	to	ADP
fsr-3195	65	39	this	this	DET
fsr-3195	65	40	difference	difference	NOUN
fsr-3195	65	41	(	(	PUNCT
fsr-3195	65	42	alcon	alcon	NOUN
fsr-3195	65	43	,	,	PUNCT
fsr-3195	65	44	1999	1999	NUM
fsr-3195	65	45	;	;	PUNCT
fsr-3195	65	46	anthes	anthe	NOUN
fsr-3195	65	47	&	&	CCONJ
fsr-3195	65	48	most	most	ADJ
fsr-3195	65	49	,	,	PUNCT
fsr-3195	65	50	2000	2000	NUM
fsr-3195	65	51	;	;	PUNCT
fsr-3195	65	52	timmermann	timmermann	NOUN
fsr-3195	65	53	,	,	PUNCT
fsr-3195	65	54	2000	2000	NUM
fsr-3195	65	55	)	)	PUNCT
fsr-3195	65	56	.	.	PUNCT
fsr-3195	66	1	consequently	consequently	ADV
fsr-3195	66	2	,	,	PUNCT
fsr-3195	66	3	comparatively	comparatively	ADV
fsr-3195	66	4	low	low	ADJ
fsr-3195	66	5	incomes	income	NOUN
fsr-3195	66	6	of	of	ADP
fsr-3195	66	7	women	woman	NOUN
fsr-3195	66	8	mean	mean	VERB
fsr-3195	66	9	fewer	few	ADJ
fsr-3195	66	10	resources	resource	NOUN
fsr-3195	66	11	to	to	PART
fsr-3195	66	12	support	support	VERB
fsr-3195	66	13	the	the	DET
fsr-3195	66	14	growth	growth	NOUN
fsr-3195	66	15	of	of	ADP
fsr-3195	66	16	confidence	confidence	NOUN
fsr-3195	66	17	in	in	ADP
fsr-3195	66	18	future	future	ADJ
fsr-3195	66	19	opportunities	opportunity	NOUN
fsr-3195	66	20	,	,	PUNCT
fsr-3195	66	21	and	and	CCONJ
fsr-3195	66	22	more	more	ADJ
fsr-3195	66	23	attention	attention	NOUN
fsr-3195	66	24	to	to	ADP
fsr-3195	66	25	everyday	everyday	ADJ
fsr-3195	66	26	financial	financial	ADJ
fsr-3195	66	27	issues	issue	NOUN
fsr-3195	66	28	,	,	PUNCT
fsr-3195	66	29	thwarting	thwart	VERB
fsr-3195	66	30	retirement	retirement	NOUN
fsr-3195	66	31	planning	planning	NOUN
fsr-3195	66	32	activity	activity	NOUN
fsr-3195	66	33	(	(	PUNCT
fsr-3195	66	34	larisa	larisa	NOUN
fsr-3195	66	35	et	et	PROPN
fsr-3195	66	36	al	al	PROPN
fsr-3195	66	37	.	.	PROPN
fsr-3195	66	38	,	,	PUNCT
fsr-3195	66	39	2021	2021	NUM
fsr-3195	66	40	)	)	PUNCT
fsr-3195	66	41	.	.	PUNCT
fsr-3195	67	1	labor	labor	NOUN
fsr-3195	67	2	market	market	NOUN
fsr-3195	67	3	status	status	NOUN
fsr-3195	67	4	and	and	CCONJ
fsr-3195	67	5	occupation	occupation	NOUN
fsr-3195	67	6	have	have	AUX
fsr-3195	67	7	been	be	AUX
fsr-3195	67	8	found	find	VERB
fsr-3195	67	9	to	to	PART
fsr-3195	67	10	explain	explain	VERB
fsr-3195	67	11	16	16	NUM
fsr-3195	67	12	%	%	NOUN
fsr-3195	67	13	of	of	ADP
fsr-3195	67	14	the	the	DET
fsr-3195	67	15	financial	financial	ADJ
fsr-3195	67	16	literacy	literacy	NOUN
fsr-3195	67	17	gender	gender	NOUN
fsr-3195	67	18	gap	gap	NOUN
fsr-3195	67	19	in	in	ADP
fsr-3195	67	20	a	a	DET
fsr-3195	67	21	study	study	NOUN
fsr-3195	67	22	of	of	ADP
fsr-3195	67	23	australian	australian	ADJ
fsr-3195	67	24	adults	adult	NOUN
fsr-3195	67	25	(	(	PUNCT
fsr-3195	67	26	preston	preston	PROPN
fsr-3195	67	27	&	&	CCONJ
fsr-3195	67	28	wright	wright	PROPN
fsr-3195	67	29	,	,	PUNCT
fsr-3195	67	30	2019	2019	NUM
fsr-3195	67	31	)	)	PUNCT
fsr-3195	67	32	.	.	PUNCT
fsr-3195	68	1	family	family	NOUN
fsr-3195	68	2	economists	economist	NOUN
fsr-3195	68	3	contend	contend	VERB
fsr-3195	68	4	that	that	SCONJ
fsr-3195	68	5	gender	gender	NOUN
fsr-3195	68	6	-	-	PUNCT
fsr-3195	68	7	based	base	VERB
fsr-3195	68	8	labor	labor	NOUN
fsr-3195	68	9	division	division	NOUN
fsr-3195	68	10	within	within	ADP
fsr-3195	68	11	the	the	DET
fsr-3195	68	12	household	household	NOUN
fsr-3195	68	13	means	mean	VERB
fsr-3195	68	14	that	that	SCONJ
fsr-3195	68	15	men	man	NOUN
fsr-3195	68	16	traditionally	traditionally	ADV
fsr-3195	68	17	and	and	CCONJ
fsr-3195	68	18	frequently	frequently	ADV
fsr-3195	68	19	make	make	VERB
fsr-3195	68	20	the	the	DET
fsr-3195	68	21	majority	majority	NOUN
fsr-3195	68	22	of	of	ADP
fsr-3195	68	23	financial	financial	ADJ
fsr-3195	68	24	decisions	decision	NOUN
fsr-3195	68	25	for	for	ADP
fsr-3195	68	26	families	family	NOUN
fsr-3195	68	27	,	,	PUNCT
fsr-3195	68	28	and	and	CCONJ
fsr-3195	68	29	it	it	PRON
fsr-3195	68	30	is	be	AUX
fsr-3195	68	31	through	through	ADP
fsr-3195	68	32	these	these	DET
fsr-3195	68	33	activities	activity	NOUN
fsr-3195	68	34	that	that	SCONJ
fsr-3195	68	35	they	they	PRON
fsr-3195	68	36	are	be	AUX
fsr-3195	68	37	more	more	ADV
fsr-3195	68	38	likely	likely	ADJ
fsr-3195	68	39	than	than	SCONJ
fsr-3195	68	40	women	woman	NOUN
fsr-3195	68	41	to	to	PART
fsr-3195	68	42	be	be	AUX
fsr-3195	68	43	exposed	expose	VERB
fsr-3195	68	44	to	to	ADP
fsr-3195	68	45	financial	financial	ADJ
fsr-3195	68	46	information	information	NOUN
fsr-3195	68	47	(	(	PUNCT
fsr-3195	68	48	bucher	bucher	NOUN
fsr-3195	68	49	-	-	PUNCT
fsr-3195	68	50	koenen	koenen	NOUN
fsr-3195	68	51	et	et	PROPN
fsr-3195	68	52	al	al	PROPN
fsr-3195	68	53	.	.	PROPN
fsr-3195	68	54	,	,	PUNCT
fsr-3195	68	55	2017	2017	NUM
fsr-3195	68	56	;	;	PUNCT
fsr-3195	68	57	fonseca	fonseca	PROPN
fsr-3195	68	58	et	et	PROPN
fsr-3195	68	59	al	al	PROPN
fsr-3195	68	60	.	.	PROPN
fsr-3195	68	61	,	,	PUNCT
fsr-3195	68	62	2012	2012	NUM
fsr-3195	68	63	;	;	PUNCT
fsr-3195	68	64	hsu	hsu	PROPN
fsr-3195	68	65	,	,	PUNCT
fsr-3195	68	66	2011	2011	NUM
fsr-3195	68	67	)	)	PUNCT
fsr-3195	68	68	.	.	PUNCT
fsr-3195	69	1	therefore	therefore	ADV
fsr-3195	69	2	,	,	PUNCT
fsr-3195	69	3	the	the	DET
fsr-3195	69	4	gender	gender	NOUN
fsr-3195	69	5	gap	gap	NOUN
fsr-3195	69	6	is	be	AUX
fsr-3195	69	7	magnified	magnify	VERB
fsr-3195	69	8	as	as	ADP
fsr-3195	69	9	those	those	PRON
fsr-3195	69	10	making	make	VERB
fsr-3195	69	11	financial	financial	ADJ
fsr-3195	69	12	decisions	decision	NOUN
fsr-3195	69	13	further	far	ADV
fsr-3195	69	14	enhance	enhance	VERB
fsr-3195	69	15	their	their	PRON
fsr-3195	69	16	financial	financial	ADJ
fsr-3195	69	17	knowledge	knowledge	NOUN
fsr-3195	69	18	through	through	ADP
fsr-3195	69	19	feedback	feedback	NOUN
fsr-3195	69	20	effects	effect	NOUN
fsr-3195	69	21	(	(	PUNCT
fsr-3195	69	22	fonseca	fonseca	PROPN
fsr-3195	69	23	et	et	PROPN
fsr-3195	69	24	al	al	PROPN
fsr-3195	69	25	.	.	PROPN
fsr-3195	69	26	,	,	PUNCT
fsr-3195	69	27	2012	2012	NUM
fsr-3195	69	28	;	;	PUNCT
fsr-3195	69	29	lusardi	lusardi	PROPN
fsr-3195	69	30	&	&	CCONJ
fsr-3195	69	31	mitchell	mitchell	PROPN
fsr-3195	69	32	,	,	PUNCT
fsr-3195	69	33	2014	2014	NUM
fsr-3195	69	34	;	;	PUNCT
fsr-3195	69	35	lusardi	lusardi	PROPN
fsr-3195	69	36	et	et	PROPN
fsr-3195	69	37	al	al	PROPN
fsr-3195	69	38	.	.	PROPN
fsr-3195	69	39	,	,	PUNCT
fsr-3195	69	40	2017	2017	NUM
fsr-3195	69	41	;	;	PUNCT
fsr-3195	69	42	ward	ward	NOUN
fsr-3195	69	43	&	&	CCONJ
fsr-3195	69	44	lynch	lynch	PROPN
fsr-3195	69	45	,	,	PUNCT
fsr-3195	69	46	2019	2019	NUM
fsr-3195	69	47	)	)	PUNCT
fsr-3195	69	48	.	.	PUNCT
fsr-3195	70	1	this	this	DET
fsr-3195	70	2	brief	brief	ADJ
fsr-3195	70	3	review	review	NOUN
fsr-3195	70	4	provides	provide	VERB
fsr-3195	70	5	insight	insight	NOUN
fsr-3195	70	6	into	into	ADP
fsr-3195	70	7	the	the	DET
fsr-3195	70	8	challenges	challenge	NOUN
fsr-3195	70	9	faced	face	VERB
fsr-3195	70	10	by	by	ADP
fsr-3195	70	11	policymakers	policymaker	NOUN
fsr-3195	70	12	and	and	CCONJ
fsr-3195	70	13	educators	educator	NOUN
fsr-3195	70	14	seeking	seek	VERB
fsr-3195	70	15	to	to	PART
fsr-3195	70	16	improve	improve	VERB
fsr-3195	70	17	overall	overall	ADJ
fsr-3195	70	18	financial	financial	ADJ
fsr-3195	70	19	literacy	literacy	NOUN
fsr-3195	70	20	,	,	PUNCT
fsr-3195	70	21	when	when	SCONJ
fsr-3195	70	22	barriers	barrier	NOUN
fsr-3195	70	23	exist	exist	VERB
fsr-3195	70	24	for	for	ADP
fsr-3195	70	25	half	half	DET
fsr-3195	70	26	the	the	DET
fsr-3195	70	27	population	population	NOUN
fsr-3195	70	28	.	.	PUNCT
fsr-3195	71	1	this	this	DET
fsr-3195	71	2	study	study	NOUN
fsr-3195	71	3	does	do	AUX
fsr-3195	71	4	not	not	PART
fsr-3195	71	5	downplay	downplay	VERB
fsr-3195	71	6	the	the	DET
fsr-3195	71	7	importance	importance	NOUN
fsr-3195	71	8	of	of	ADP
fsr-3195	71	9	addressing	address	VERB
fsr-3195	71	10	broader	broad	ADJ
fsr-3195	71	11	gender	gender	NOUN
fsr-3195	71	12	biases	bias	NOUN
fsr-3195	71	13	by	by	ADP
fsr-3195	71	14	accusing	accuse	VERB
fsr-3195	71	15	measurement	measurement	NOUN
fsr-3195	71	16	tools	tool	NOUN
fsr-3195	71	17	of	of	ADP
fsr-3195	71	18	being	be	AUX
fsr-3195	71	19	inaccurate	inaccurate	ADJ
fsr-3195	71	20	but	but	CCONJ
fsr-3195	71	21	rather	rather	ADV
fsr-3195	71	22	aims	aim	VERB
fsr-3195	71	23	to	to	PART
fsr-3195	71	24	focus	focus	VERB
fsr-3195	71	25	attention	attention	NOUN
fsr-3195	71	26	on	on	ADP
fsr-3195	71	27	the	the	DET
fsr-3195	71	28	unique	unique	ADJ
fsr-3195	71	29	role	role	NOUN
fsr-3195	71	30	gender	gender	NOUN
fsr-3195	71	31	plays	play	VERB
fsr-3195	71	32	in	in	ADP
fsr-3195	71	33	the	the	DET
fsr-3195	71	34	field	field	NOUN
fsr-3195	71	35	of	of	ADP
fsr-3195	71	36	financial	financial	ADJ
fsr-3195	71	37	knowledge	knowledge	NOUN
fsr-3195	71	38	.	.	PUNCT
fsr-3195	72	1	by	by	ADP
fsr-3195	72	2	so	so	ADV
fsr-3195	72	3	doing	do	VERB
fsr-3195	72	4	,	,	PUNCT
fsr-3195	72	5	we	we	PRON
fsr-3195	72	6	hope	hope	VERB
fsr-3195	72	7	to	to	PART
fsr-3195	72	8	position	position	VERB
fsr-3195	72	9	gender	gender	NOUN
fsr-3195	72	10	as	as	ADP
fsr-3195	72	11	a	a	DET
fsr-3195	72	12	key	key	ADJ
fsr-3195	72	13	consideration	consideration	NOUN
fsr-3195	72	14	in	in	ADP
fsr-3195	72	15	the	the	DET
fsr-3195	72	16	measurement	measurement	NOUN
fsr-3195	72	17	and	and	CCONJ
fsr-3195	72	18	analysis	analysis	NOUN
fsr-3195	72	19	of	of	ADP
fsr-3195	72	20	financial	financial	ADJ
fsr-3195	72	21	literacy	literacy	NOUN
fsr-3195	72	22	.	.	PUNCT
fsr-3195	73	1	58	58	NUM
fsr-3195	73	2	t.	t.	PROPN
fsr-3195	73	3	west	west	PROPN
fsr-3195	73	4	et	et	PROPN
fsr-3195	73	5	al	al	PROPN
fsr-3195	73	6	.	.	PUNCT
fsr-3195	73	7	/	/	SYM
fsr-3195	73	8	financial	financial	ADJ
fsr-3195	73	9	services	service	NOUN
fsr-3195	73	10	review	review	VERB
fsr-3195	73	11	31	31	NUM
fsr-3195	73	12	(	(	PUNCT
fsr-3195	73	13	2023	2023	NUM
fsr-3195	73	14	)	)	PUNCT
fsr-3195	73	15	55–71	55–71	NOUN
fsr-3195	73	16	3	3	NUM
fsr-3195	73	17	.	.	PUNCT
fsr-3195	73	18	conceptual	conceptual	ADJ
fsr-3195	73	19	framework	framework	NOUN
fsr-3195	73	20	while	while	SCONJ
fsr-3195	73	21	a	a	DET
fsr-3195	73	22	variety	variety	NOUN
fsr-3195	73	23	of	of	ADP
fsr-3195	73	24	financial	financial	ADJ
fsr-3195	73	25	literacy	literacy	NOUN
fsr-3195	73	26	measures	measure	NOUN
fsr-3195	73	27	have	have	AUX
fsr-3195	73	28	emerged	emerge	VERB
fsr-3195	73	29	in	in	ADP
fsr-3195	73	30	recent	recent	ADJ
fsr-3195	73	31	years	year	NOUN
fsr-3195	73	32	(	(	PUNCT
fsr-3195	73	33	such	such	ADJ
fsr-3195	73	34	as	as	ADP
fsr-3195	73	35	that	that	PRON
fsr-3195	73	36	by	by	ADP
fsr-3195	73	37	knoll	knoll	PROPN
fsr-3195	73	38	&	&	CCONJ
fsr-3195	73	39	houts	hout	NOUN
fsr-3195	73	40	,	,	PUNCT
fsr-3195	73	41	2012	2012	NUM
fsr-3195	73	42	)	)	PUNCT
fsr-3195	73	43	,	,	PUNCT
fsr-3195	73	44	the	the	DET
fsr-3195	73	45	“	"	PUNCT
fsr-3195	73	46	big	big	ADJ
fsr-3195	73	47	three	three	NUM
fsr-3195	73	48	”	"	PUNCT
fsr-3195	73	49	questions	question	NOUN
fsr-3195	73	50	initially	initially	ADV
fsr-3195	73	51	designed	design	VERB
fsr-3195	73	52	by	by	ADP
fsr-3195	73	53	lusardi	lusardi	PROPN
fsr-3195	73	54	and	and	CCONJ
fsr-3195	73	55	mitchell	mitchell	PROPN
fsr-3195	73	56	persist	persist	NOUN
fsr-3195	73	57	.	.	PUNCT
fsr-3195	74	1	the	the	DET
fsr-3195	74	2	three	three	NUM
fsr-3195	74	3	questions	question	NOUN
fsr-3195	74	4	were	be	AUX
fsr-3195	74	5	originally	originally	ADV
fsr-3195	74	6	designed	design	VERB
fsr-3195	74	7	for	for	ADP
fsr-3195	74	8	the	the	DET
fsr-3195	74	9	2004	2004	NUM
fsr-3195	74	10	us	us	PROPN
fsr-3195	74	11	health	health	PROPN
fsr-3195	74	12	and	and	CCONJ
fsr-3195	74	13	retirement	retirement	NOUN
fsr-3195	74	14	study	study	NOUN
fsr-3195	74	15	and	and	CCONJ
fsr-3195	74	16	incorporate	incorporate	VERB
fsr-3195	74	17	principles	principle	NOUN
fsr-3195	74	18	of	of	ADP
fsr-3195	74	19	simplicity	simplicity	NOUN
fsr-3195	74	20	,	,	PUNCT
fsr-3195	74	21	relevance	relevance	NOUN
fsr-3195	74	22	,	,	PUNCT
fsr-3195	74	23	brevity	brevity	NOUN
fsr-3195	74	24	and	and	CCONJ
fsr-3195	74	25	capacity	capacity	NOUN
fsr-3195	74	26	to	to	PART
fsr-3195	74	27	differentiate	differentiate	VERB
fsr-3195	74	28	.	.	PUNCT
fsr-3195	75	1	they	they	PRON
fsr-3195	75	2	were	be	AUX
fsr-3195	75	3	consequently	consequently	ADV
fsr-3195	75	4	added	add	VERB
fsr-3195	75	5	to	to	ADP
fsr-3195	75	6	the	the	DET
fsr-3195	75	7	2007–08	2007–08	ADJ
fsr-3195	75	8	national	national	ADJ
fsr-3195	75	9	longitudinal	longitudinal	ADJ
fsr-3195	75	10	survey	survey	NOUN
fsr-3195	75	11	of	of	ADP
fsr-3195	75	12	youth	youth	NOUN
fsr-3195	75	13	(	(	PUNCT
fsr-3195	75	14	nlsy	nlsy	ADV
fsr-3195	75	15	)	)	PUNCT
fsr-3195	75	16	,	,	PUNCT
fsr-3195	75	17	the	the	DET
fsr-3195	75	18	2008	2008	NUM
fsr-3195	75	19	american	american	ADJ
fsr-3195	75	20	life	life	NOUN
fsr-3195	75	21	panel	panel	NOUN
fsr-3195	75	22	,	,	PUNCT
fsr-3195	75	23	and	and	CCONJ
fsr-3195	75	24	the	the	DET
fsr-3195	75	25	2009	2009	NUM
fsr-3195	75	26	financial	financial	ADJ
fsr-3195	75	27	capability	capability	NOUN
fsr-3195	75	28	study	study	NOUN
fsr-3195	75	29	(	(	PUNCT
fsr-3195	75	30	lusardi	lusardi	PROPN
fsr-3195	75	31	&	&	CCONJ
fsr-3195	75	32	mitchell	mitchell	PROPN
fsr-3195	75	33	,	,	PUNCT
fsr-3195	75	34	2011	2011	NUM
fsr-3195	75	35	)	)	PUNCT
fsr-3195	75	36	.	.	PUNCT
fsr-3195	76	1	in	in	ADP
fsr-3195	76	2	australia	australia	PROPN
fsr-3195	76	3	,	,	PUNCT
fsr-3195	76	4	they	they	PRON
fsr-3195	76	5	were	be	AUX
fsr-3195	76	6	added	add	VERB
fsr-3195	76	7	to	to	ADP
fsr-3195	76	8	the	the	DET
fsr-3195	76	9	household	household	NOUN
fsr-3195	76	10	,	,	PUNCT
fsr-3195	76	11	income	income	NOUN
fsr-3195	76	12	and	and	CCONJ
fsr-3195	76	13	labor	labor	NOUN
fsr-3195	76	14	dynamics	dynamic	NOUN
fsr-3195	76	15	in	in	ADP
fsr-3195	76	16	australia	australia	PROPN
fsr-3195	76	17	(	(	PUNCT
fsr-3195	76	18	hilda	hilda	PROPN
fsr-3195	76	19	)	)	PUNCT
fsr-3195	76	20	panel	panel	NOUN
fsr-3195	76	21	data	datum	NOUN
fsr-3195	76	22	in	in	ADP
fsr-3195	76	23	2016	2016	NUM
fsr-3195	76	24	(	(	PUNCT
fsr-3195	76	25	wilkins	wilkins	PROPN
fsr-3195	76	26	&	&	CCONJ
fsr-3195	76	27	lass	lass	PROPN
fsr-3195	76	28	,	,	PUNCT
fsr-3195	76	29	2018	2018	NUM
fsr-3195	76	30	)	)	PUNCT
fsr-3195	76	31	.	.	PUNCT
fsr-3195	77	1	many	many	ADJ
fsr-3195	77	2	studies	study	NOUN
fsr-3195	77	3	of	of	ADP
fsr-3195	77	4	smaller	small	ADJ
fsr-3195	77	5	cohorts	cohort	NOUN
fsr-3195	77	6	have	have	AUX
fsr-3195	77	7	adopted	adopt	VERB
fsr-3195	77	8	these	these	DET
fsr-3195	77	9	questions	question	NOUN
fsr-3195	77	10	in	in	ADP
fsr-3195	77	11	a	a	DET
fsr-3195	77	12	wide	wide	ADJ
fsr-3195	77	13	variety	variety	NOUN
fsr-3195	77	14	of	of	ADP
fsr-3195	77	15	contexts	contexts	NOUN
fsr-3195	77	16	.	.	PUNCT
fsr-3195	78	1	since	since	SCONJ
fsr-3195	78	2	lusardi	lusardi	PROPN
fsr-3195	78	3	and	and	CCONJ
fsr-3195	78	4	mitchell	mitchell	PROPN
fsr-3195	78	5	published	publish	VERB
fsr-3195	78	6	an	an	DET
fsr-3195	78	7	overview	overview	NOUN
fsr-3195	78	8	of	of	ADP
fsr-3195	78	9	financial	financial	ADJ
fsr-3195	78	10	literacy	literacy	NOUN
fsr-3195	78	11	studies	study	NOUN
fsr-3195	78	12	in	in	ADP
fsr-3195	78	13	2011	2011	NUM
fsr-3195	78	14	,	,	PUNCT
fsr-3195	78	15	there	there	PRON
fsr-3195	78	16	have	have	AUX
fsr-3195	78	17	been	be	AUX
fsr-3195	78	18	another	another	DET
fsr-3195	78	19	half	half	DET
fsr-3195	78	20	a	a	DET
fsr-3195	78	21	million	million	NUM
fsr-3195	78	22	journal	journal	NOUN
fsr-3195	78	23	articles	article	NOUN
fsr-3195	78	24	published	publish	VERB
fsr-3195	78	25	on	on	ADP
fsr-3195	78	26	the	the	DET
fsr-3195	78	27	broad	broad	ADJ
fsr-3195	78	28	topic	topic	NOUN
fsr-3195	78	29	of	of	ADP
fsr-3195	78	30	financial	financial	ADJ
fsr-3195	78	31	literacy	literacy	NOUN
fsr-3195	78	32	.	.	PUNCT
fsr-3195	79	1	the	the	DET
fsr-3195	79	2	first	first	ADJ
fsr-3195	79	3	question	question	NOUN
fsr-3195	79	4	is	be	AUX
fsr-3195	79	5	designed	design	VERB
fsr-3195	79	6	to	to	PART
fsr-3195	79	7	measure	measure	VERB
fsr-3195	79	8	the	the	DET
fsr-3195	79	9	capacity	capacity	NOUN
fsr-3195	79	10	to	to	PART
fsr-3195	79	11	do	do	AUX
fsr-3195	79	12	a	a	DET
fsr-3195	79	13	simple	simple	ADJ
fsr-3195	79	14	calculation	calculation	NOUN
fsr-3195	79	15	;	;	PUNCT
fsr-3195	79	16	the	the	DET
fsr-3195	79	17	second	second	ADJ
fsr-3195	79	18	question	question	NOUN
fsr-3195	79	19	measures	measure	VERB
fsr-3195	79	20	an	an	DET
fsr-3195	79	21	understanding	understanding	NOUN
fsr-3195	79	22	of	of	ADP
fsr-3195	79	23	inflation	inflation	NOUN
fsr-3195	79	24	;	;	PUNCT
fsr-3195	79	25	and	and	CCONJ
fsr-3195	79	26	the	the	DET
fsr-3195	79	27	third	third	ADJ
fsr-3195	79	28	question	question	NOUN
fsr-3195	79	29	gauges	gauge	VERB
fsr-3195	79	30	knowledge	knowledge	NOUN
fsr-3195	79	31	of	of	ADP
fsr-3195	79	32	risk	risk	NOUN
fsr-3195	79	33	diversification	diversification	NOUN
fsr-3195	79	34	:	:	PUNCT
fsr-3195	79	35	1	1	X
fsr-3195	79	36	.	.	X
fsr-3195	79	37	suppose	suppose	VERB
fsr-3195	79	38	you	you	PRON
fsr-3195	79	39	had	have	VERB
fsr-3195	79	40	$	$	SYM
fsr-3195	79	41	100	100	NUM
fsr-3195	79	42	in	in	ADP
fsr-3195	79	43	asavings	asaving	NOUN
fsr-3195	79	44	account	account	VERB
fsr-3195	79	45	and	and	CCONJ
fsr-3195	79	46	the	the	DET
fsr-3195	79	47	interest	interest	NOUN
fsr-3195	79	48	rate	rate	NOUN
fsr-3195	79	49	was	be	AUX
fsr-3195	79	50	2	2	NUM
fsr-3195	79	51	%	%	NOUN
fsr-3195	79	52	per	per	ADP
fsr-3195	79	53	year	year	NOUN
fsr-3195	79	54	.	.	PUNCT
fsr-3195	80	1	after	after	ADP
fsr-3195	80	2	5	5	NUM
fsr-3195	80	3	years	year	NOUN
fsr-3195	80	4	,	,	PUNCT
fsr-3195	80	5	how	how	SCONJ
fsr-3195	80	6	much	much	ADJ
fsr-3195	80	7	do	do	AUX
fsr-3195	80	8	you	you	PRON
fsr-3195	80	9	think	think	VERB
fsr-3195	80	10	you	you	PRON
fsr-3195	80	11	would	would	AUX
fsr-3195	80	12	have	have	VERB
fsr-3195	80	13	in	in	ADP
fsr-3195	80	14	the	the	DET
fsr-3195	80	15	account	account	NOUN
fsr-3195	80	16	if	if	SCONJ
fsr-3195	80	17	you	you	PRON
fsr-3195	80	18	left	leave	VERB
fsr-3195	80	19	the	the	DET
fsr-3195	80	20	money	money	NOUN
fsr-3195	80	21	to	to	PART
fsr-3195	80	22	grow	grow	VERB
fsr-3195	80	23	?	?	PUNCT
fsr-3195	81	1	more	more	ADJ
fsr-3195	81	2	than	than	ADP
fsr-3195	81	3	$	$	SYM
fsr-3195	81	4	102	102	NUM
fsr-3195	81	5	exactly	exactly	ADV
fsr-3195	81	6	$	$	SYM
fsr-3195	81	7	102	102	NUM
fsr-3195	81	8	less	less	ADJ
fsr-3195	81	9	than	than	ADP
fsr-3195	81	10	$	$	SYM
fsr-3195	81	11	102	102	NUM
fsr-3195	81	12	do	do	AUX
fsr-3195	81	13	not	not	PART
fsr-3195	81	14	know	know	VERB
fsr-3195	81	15	refuse	refuse	VERB
fsr-3195	81	16	to	to	PART
fsr-3195	81	17	answer	answer	VERB
fsr-3195	81	18	2	2	NUM
fsr-3195	81	19	.	.	PUNCT
fsr-3195	81	20	imagine	imagine	VERB
fsr-3195	81	21	that	that	SCONJ
fsr-3195	81	22	the	the	DET
fsr-3195	81	23	interest	interest	NOUN
fsr-3195	81	24	rate	rate	NOUN
fsr-3195	81	25	on	on	ADP
fsr-3195	81	26	your	your	PRON
fsr-3195	81	27	savings	saving	NOUN
fsr-3195	81	28	account	account	NOUN
fsr-3195	81	29	was	be	AUX
fsr-3195	81	30	1	1	NUM
fsr-3195	81	31	%	%	NOUN
fsr-3195	81	32	per	per	ADP
fsr-3195	81	33	year	year	NOUN
fsr-3195	81	34	and	and	CCONJ
fsr-3195	81	35	inflation	inflation	NOUN
fsr-3195	81	36	was	be	AUX
fsr-3195	81	37	2	2	NUM
fsr-3195	81	38	%	%	NOUN
fsr-3195	81	39	per	per	ADP
fsr-3195	81	40	year	year	NOUN
fsr-3195	81	41	.	.	PUNCT
fsr-3195	82	1	after	after	ADP
fsr-3195	82	2	1	1	NUM
fsr-3195	82	3	year	year	NOUN
fsr-3195	82	4	,	,	PUNCT
fsr-3195	82	5	how	how	SCONJ
fsr-3195	82	6	much	much	ADJ
fsr-3195	82	7	would	would	AUX
fsr-3195	82	8	you	you	PRON
fsr-3195	82	9	be	be	AUX
fsr-3195	82	10	able	able	ADJ
fsr-3195	82	11	to	to	PART
fsr-3195	82	12	buy	buy	VERB
fsr-3195	82	13	with	with	ADP
fsr-3195	82	14	the	the	DET
fsr-3195	82	15	money	money	NOUN
fsr-3195	82	16	in	in	ADP
fsr-3195	82	17	this	this	DET
fsr-3195	82	18	account	account	NOUN
fsr-3195	82	19	?	?	PUNCT
fsr-3195	83	1	more	more	ADJ
fsr-3195	83	2	than	than	ADP
fsr-3195	83	3	today	today	NOUN
fsr-3195	83	4	exactly	exactly	ADV
fsr-3195	83	5	the	the	DET
fsr-3195	83	6	same	same	ADJ
fsr-3195	83	7	less	less	ADJ
fsr-3195	83	8	than	than	ADP
fsr-3195	83	9	today	today	NOUN
fsr-3195	83	10	do	do	AUX
fsr-3195	83	11	not	not	PART
fsr-3195	83	12	know	know	VERB
fsr-3195	83	13	refuse	refuse	VERB
fsr-3195	83	14	to	to	PART
fsr-3195	83	15	answer	answer	VERB
fsr-3195	83	16	3	3	NUM
fsr-3195	83	17	.	.	PUNCT
fsr-3195	84	1	please	please	INTJ
fsr-3195	84	2	tell	tell	VERB
fsr-3195	84	3	me	i	PRON
fsr-3195	84	4	whether	whether	SCONJ
fsr-3195	84	5	this	this	DET
fsr-3195	84	6	statement	statement	NOUN
fsr-3195	84	7	is	be	AUX
fsr-3195	84	8	true	true	ADJ
fsr-3195	84	9	or	or	CCONJ
fsr-3195	84	10	false	false	ADJ
fsr-3195	84	11	.	.	PUNCT
fsr-3195	85	1	“	"	PUNCT
fsr-3195	85	2	buying	buy	VERB
fsr-3195	85	3	a	a	DET
fsr-3195	85	4	single	single	ADJ
fsr-3195	85	5	company	company	NOUN
fsr-3195	85	6	’s	’s	PART
fsr-3195	85	7	stock	stock	NOUN
fsr-3195	85	8	usually	usually	ADV
fsr-3195	85	9	provides	provide	VERB
fsr-3195	85	10	a	a	DET
fsr-3195	85	11	safer	safe	ADJ
fsr-3195	85	12	return	return	NOUN
fsr-3195	85	13	than	than	ADP
fsr-3195	85	14	a	a	DET
fsr-3195	85	15	stock	stock	NOUN
fsr-3195	85	16	mutual	mutual	ADJ
fsr-3195	85	17	fund	fund	NOUN
fsr-3195	85	18	.	.	PUNCT
fsr-3195	85	19	”	"	PUNCT
fsr-3195	86	1	true	true	ADJ
fsr-3195	86	2	false	false	ADJ
fsr-3195	86	3	do	do	AUX
fsr-3195	86	4	not	not	PART
fsr-3195	86	5	know	know	VERB
fsr-3195	86	6	refuse	refuse	VERB
fsr-3195	86	7	to	to	PART
fsr-3195	86	8	answer	answer	VERB
fsr-3195	86	9	criticisms	criticism	NOUN
fsr-3195	86	10	of	of	ADP
fsr-3195	86	11	the	the	DET
fsr-3195	86	12	questions	question	NOUN
fsr-3195	86	13	include	include	VERB
fsr-3195	86	14	the	the	DET
fsr-3195	86	15	reliance	reliance	NOUN
fsr-3195	86	16	on	on	ADP
fsr-3195	86	17	self	self	NOUN
fsr-3195	86	18	-	-	PUNCT
fsr-3195	86	19	assessment	assessment	NOUN
fsr-3195	86	20	,	,	PUNCT
fsr-3195	86	21	misunderstanding	misunderstand	VERB
fsr-3195	86	22	the	the	DET
fsr-3195	86	23	question	question	NOUN
fsr-3195	86	24	(	(	PUNCT
fsr-3195	86	25	especially	especially	ADV
fsr-3195	86	26	if	if	SCONJ
fsr-3195	86	27	data	datum	NOUN
fsr-3195	86	28	are	be	AUX
fsr-3195	86	29	collected	collect	VERB
fsr-3195	86	30	via	via	ADP
fsr-3195	86	31	phone	phone	NOUN
fsr-3195	86	32	interview	interview	NOUN
fsr-3195	86	33	)	)	PUNCT
fsr-3195	86	34	,	,	PUNCT
fsr-3195	86	35	and	and	CCONJ
fsr-3195	86	36	sensitivity	sensitivity	NOUN
fsr-3195	86	37	to	to	PART
fsr-3195	86	38	question	question	VERB
fsr-3195	86	39	t.	t.	PROPN
fsr-3195	86	40	west	west	PROPN
fsr-3195	86	41	et	et	PROPN
fsr-3195	86	42	al	al	PROPN
fsr-3195	86	43	.	.	PUNCT
fsr-3195	86	44	/	/	SYM
fsr-3195	86	45	financial	financial	ADJ
fsr-3195	86	46	services	service	NOUN
fsr-3195	86	47	review	review	VERB
fsr-3195	86	48	31	31	NUM
fsr-3195	86	49	(	(	PUNCT
fsr-3195	86	50	2023	2023	NUM
fsr-3195	86	51	)	)	PUNCT
fsr-3195	86	52	55–71	55–71	NOUN
fsr-3195	86	53	59	59	NUM
fsr-3195	86	54	framing	frame	VERB
fsr-3195	86	55	(	(	PUNCT
fsr-3195	86	56	lusardi	lusardi	PROPN
fsr-3195	86	57	&	&	CCONJ
fsr-3195	86	58	mitchell	mitchell	PROPN
fsr-3195	86	59	,	,	PUNCT
fsr-3195	86	60	2011	2011	NUM
fsr-3195	86	61	;	;	PUNCT
fsr-3195	86	62	worthington	worthington	PROPN
fsr-3195	86	63	,	,	PUNCT
fsr-3195	86	64	2013	2013	NUM
fsr-3195	86	65	)	)	PUNCT
fsr-3195	86	66	.	.	PUNCT
fsr-3195	87	1	further	far	ADV
fsr-3195	87	2	,	,	PUNCT
fsr-3195	87	3	there	there	PRON
fsr-3195	87	4	are	be	VERB
fsr-3195	87	5	criticisms	criticism	NOUN
fsr-3195	87	6	over	over	ADP
fsr-3195	87	7	whether	whether	SCONJ
fsr-3195	87	8	these	these	DET
fsr-3195	87	9	three	three	NUM
fsr-3195	87	10	questions	question	NOUN
fsr-3195	87	11	assess	assess	VERB
fsr-3195	87	12	domain	domain	NOUN
fsr-3195	87	13	knowledge	knowledge	NOUN
fsr-3195	87	14	or	or	CCONJ
fsr-3195	87	15	general	general	ADJ
fsr-3195	87	16	mathematical	mathematical	ADJ
fsr-3195	87	17	skills	skill	NOUN
fsr-3195	87	18	,	,	PUNCT
fsr-3195	87	19	particularly	particularly	ADV
fsr-3195	87	20	the	the	DET
fsr-3195	87	21	first	first	ADJ
fsr-3195	87	22	question	question	NOUN
fsr-3195	87	23	(	(	PUNCT
fsr-3195	87	24	schuhen	schuhen	PROPN
fsr-3195	87	25	&	&	CCONJ
fsr-3195	87	26	schurkmann	schurkmann	PROPN
fsr-3195	87	27	,	,	PUNCT
fsr-3195	87	28	2014	2014	NUM
fsr-3195	87	29	)	)	PUNCT
fsr-3195	87	30	.	.	PUNCT
fsr-3195	88	1	with	with	ADP
fsr-3195	88	2	the	the	DET
fsr-3195	88	3	second	second	ADJ
fsr-3195	88	4	question	question	NOUN
fsr-3195	88	5	,	,	PUNCT
fsr-3195	88	6	respondents	respondent	NOUN
fsr-3195	88	7	need	need	VERB
fsr-3195	88	8	to	to	PART
fsr-3195	88	9	understand	understand	VERB
fsr-3195	88	10	inflation	inflation	NOUN
fsr-3195	88	11	and	and	CCONJ
fsr-3195	88	12	interest	interest	NOUN
fsr-3195	88	13	concepts	concept	NOUN
fsr-3195	88	14	,	,	PUNCT
fsr-3195	88	15	and	and	CCONJ
fsr-3195	88	16	apply	apply	VERB
fsr-3195	88	17	mathematical	mathematical	ADJ
fsr-3195	88	18	skills	skill	NOUN
fsr-3195	88	19	.	.	PUNCT
fsr-3195	89	1	it	it	PRON
fsr-3195	89	2	is	be	AUX
fsr-3195	89	3	not	not	PART
fsr-3195	89	4	clear	clear	ADJ
fsr-3195	89	5	whether	whether	SCONJ
fsr-3195	89	6	the	the	DET
fsr-3195	89	7	respondents	respondent	NOUN
fsr-3195	89	8	apply	apply	VERB
fsr-3195	89	9	their	their	PRON
fsr-3195	89	10	knowledge	knowledge	NOUN
fsr-3195	89	11	or	or	CCONJ
fsr-3195	89	12	take	take	VERB
fsr-3195	89	13	a	a	DET
fsr-3195	89	14	random	random	ADJ
fsr-3195	89	15	guess	guess	NOUN
fsr-3195	89	16	,	,	PUNCT
fsr-3195	89	17	given	give	VERB
fsr-3195	89	18	the	the	DET
fsr-3195	89	19	multiplechoice	multiplechoice	ADJ
fsr-3195	89	20	format	format	NOUN
fsr-3195	89	21	of	of	ADP
fsr-3195	89	22	the	the	DET
fsr-3195	89	23	questions	question	NOUN
fsr-3195	89	24	(	(	PUNCT
fsr-3195	89	25	schuhen	schuhen	PROPN
fsr-3195	89	26	&	&	CCONJ
fsr-3195	89	27	schurkmann	schurkmann	PROPN
fsr-3195	89	28	,	,	PUNCT
fsr-3195	89	29	2014	2014	NUM
fsr-3195	89	30	)	)	PUNCT
fsr-3195	89	31	.	.	PUNCT
fsr-3195	90	1	as	as	ADP
fsr-3195	90	2	with	with	ADP
fsr-3195	90	3	all	all	DET
fsr-3195	90	4	data	datum	NOUN
fsr-3195	90	5	collection	collection	NOUN
fsr-3195	90	6	,	,	PUNCT
fsr-3195	90	7	these	these	DET
fsr-3195	90	8	criticisms	criticism	NOUN
fsr-3195	90	9	need	need	VERB
fsr-3195	90	10	to	to	PART
fsr-3195	90	11	be	be	AUX
fsr-3195	90	12	considered	consider	VERB
fsr-3195	90	13	when	when	SCONJ
fsr-3195	90	14	interpreting	interpret	VERB
fsr-3195	90	15	results	result	NOUN
fsr-3195	90	16	.	.	PUNCT
fsr-3195	91	1	there	there	PRON
fsr-3195	91	2	is	be	VERB
fsr-3195	91	3	also	also	ADV
fsr-3195	91	4	very	very	ADV
fsr-3195	91	5	little	little	ADJ
fsr-3195	91	6	agreement	agreement	NOUN
fsr-3195	91	7	on	on	ADP
fsr-3195	91	8	how	how	SCONJ
fsr-3195	91	9	to	to	PART
fsr-3195	91	10	measure	measure	VERB
fsr-3195	91	11	financial	financial	ADJ
fsr-3195	91	12	knowledge	knowledge	NOUN
fsr-3195	91	13	.	.	PUNCT
fsr-3195	92	1	we	we	PRON
fsr-3195	92	2	propose	propose	VERB
fsr-3195	92	3	that	that	SCONJ
fsr-3195	92	4	there	there	PRON
fsr-3195	92	5	is	be	VERB
fsr-3195	92	6	a	a	DET
fsr-3195	92	7	further	further	ADJ
fsr-3195	92	8	important	important	ADJ
fsr-3195	92	9	factor	factor	NOUN
fsr-3195	92	10	to	to	PART
fsr-3195	92	11	consider	consider	VERB
fsr-3195	92	12	and	and	CCONJ
fsr-3195	92	13	draw	draw	VERB
fsr-3195	92	14	from	from	ADP
fsr-3195	92	15	the	the	DET
fsr-3195	92	16	decision	decision	NOUN
fsr-3195	92	17	science	science	NOUN
fsr-3195	92	18	literature	literature	NOUN
fsr-3195	92	19	.	.	PUNCT
fsr-3195	93	1	this	this	DET
fsr-3195	93	2	literature	literature	NOUN
fsr-3195	93	3	is	be	AUX
fsr-3195	93	4	building	build	VERB
fsr-3195	93	5	evidence	evidence	NOUN
fsr-3195	93	6	that	that	SCONJ
fsr-3195	93	7	women	woman	NOUN
fsr-3195	93	8	and	and	CCONJ
fsr-3195	93	9	men	man	NOUN
fsr-3195	93	10	are	be	AUX
fsr-3195	93	11	distinctly	distinctly	ADV
fsr-3195	93	12	different	different	ADJ
fsr-3195	93	13	(	(	PUNCT
fsr-3195	93	14	in	in	ADP
fsr-3195	93	15	aggregate	aggregate	NOUN
fsr-3195	93	16	)	)	PUNCT
fsr-3195	93	17	in	in	ADP
fsr-3195	93	18	their	their	PRON
fsr-3195	93	19	approach	approach	NOUN
fsr-3195	93	20	to	to	ADP
fsr-3195	93	21	decision	decision	NOUN
fsr-3195	93	22	-	-	PUNCT
fsr-3195	93	23	making	making	NOUN
fsr-3195	93	24	under	under	ADP
fsr-3195	93	25	uncertainty	uncertainty	NOUN
fsr-3195	93	26	,	,	PUNCT
fsr-3195	93	27	such	such	ADJ
fsr-3195	93	28	as	as	SCONJ
fsr-3195	93	29	presented	present	VERB
fsr-3195	93	30	in	in	ADP
fsr-3195	93	31	multiple	multiple	ADJ
fsr-3195	93	32	-	-	PUNCT
fsr-3195	93	33	choice	choice	NOUN
fsr-3195	93	34	questions	question	NOUN
fsr-3195	93	35	(	(	PUNCT
fsr-3195	93	36	baldiga	baldiga	ADJ
fsr-3195	93	37	,	,	PUNCT
fsr-3195	93	38	2014	2014	NUM
fsr-3195	93	39	;	;	PUNCT
fsr-3195	93	40	espinosa	espinosa	PROPN
fsr-3195	93	41	&	&	CCONJ
fsr-3195	93	42	gardeazabal	gardeazabal	PROPN
fsr-3195	93	43	,	,	PUNCT
fsr-3195	93	44	2010	2010	NUM
fsr-3195	93	45	;	;	PUNCT
fsr-3195	93	46	stumpf	stumpf	PROPN
fsr-3195	93	47	&	&	CCONJ
fsr-3195	93	48	stanley	stanley	PROPN
fsr-3195	93	49	,	,	PUNCT
fsr-3195	93	50	1996	1996	NUM
fsr-3195	93	51	;	;	PUNCT
fsr-3195	93	52	tannenbaum	tannenbaum	PROPN
fsr-3195	93	53	,	,	PUNCT
fsr-3195	93	54	2012	2012	NUM
fsr-3195	93	55	)	)	PUNCT
fsr-3195	93	56	.	.	PUNCT
fsr-3195	94	1	decision	decision	NOUN
fsr-3195	94	2	science	science	NOUN
fsr-3195	94	3	research	research	NOUN
fsr-3195	94	4	uses	use	VERB
fsr-3195	94	5	experiments	experiment	NOUN
fsr-3195	94	6	or	or	CCONJ
fsr-3195	94	7	competitions	competition	NOUN
fsr-3195	94	8	to	to	PART
fsr-3195	94	9	assess	assess	VERB
fsr-3195	94	10	gender	gender	NOUN
fsr-3195	94	11	differences	difference	NOUN
fsr-3195	94	12	in	in	ADP
fsr-3195	94	13	question	question	NOUN
fsr-3195	94	14	responses	response	NOUN
fsr-3195	94	15	.	.	PUNCT
fsr-3195	95	1	research	research	NOUN
fsr-3195	95	2	finds	find	VERB
fsr-3195	95	3	the	the	DET
fsr-3195	95	4	importance	importance	NOUN
fsr-3195	95	5	of	of	ADP
fsr-3195	95	6	the	the	DET
fsr-3195	95	7	result	result	NOUN
fsr-3195	95	8	affects	affect	VERB
fsr-3195	95	9	performance	performance	NOUN
fsr-3195	95	10	significantly	significantly	ADV
fsr-3195	95	11	for	for	ADP
fsr-3195	95	12	women	woman	NOUN
fsr-3195	95	13	,	,	PUNCT
fsr-3195	95	14	such	such	ADJ
fsr-3195	95	15	as	as	ADP
fsr-3195	95	16	high	high	ADJ
fsr-3195	95	17	stakes	stake	NOUN
fsr-3195	95	18	university	university	NOUN
fsr-3195	95	19	entrance	entrance	NOUN
fsr-3195	95	20	exams	exam	NOUN
fsr-3195	95	21	.	.	PUNCT
fsr-3195	96	1	this	this	PRON
fsr-3195	96	2	may	may	AUX
fsr-3195	96	3	be	be	AUX
fsr-3195	96	4	because	because	SCONJ
fsr-3195	96	5	women	woman	NOUN
fsr-3195	96	6	dislike	dislike	VERB
fsr-3195	96	7	high	high	ADJ
fsr-3195	96	8	-	-	PUNCT
fsr-3195	96	9	pressure	pressure	NOUN
fsr-3195	96	10	situations	situation	NOUN
fsr-3195	96	11	or	or	CCONJ
fsr-3195	96	12	competitive	competitive	ADJ
fsr-3195	96	13	settings	setting	NOUN
fsr-3195	96	14	,	,	PUNCT
fsr-3195	96	15	especially	especially	ADV
fsr-3195	96	16	in	in	ADP
fsr-3195	96	17	mathematical	mathematical	ADJ
fsr-3195	96	18	tasks	task	NOUN
fsr-3195	96	19	(	(	PUNCT
fsr-3195	96	20	niederle	niederle	NOUN
fsr-3195	96	21	&	&	CCONJ
fsr-3195	96	22	vesterlund	vesterlund	ADJ
fsr-3195	96	23	,	,	PUNCT
fsr-3195	96	24	2007	2007	NUM
fsr-3195	96	25	,	,	PUNCT
fsr-3195	96	26	2010	2010	NUM
fsr-3195	96	27	)	)	PUNCT
fsr-3195	96	28	.	.	PUNCT
fsr-3195	97	1	for	for	ADP
fsr-3195	97	2	example	example	NOUN
fsr-3195	97	3	,	,	PUNCT
fsr-3195	97	4	pekkarinen	pekkarinen	PROPN
fsr-3195	97	5	(	(	PUNCT
fsr-3195	97	6	2015	2015	NUM
fsr-3195	97	7	)	)	PUNCT
fsr-3195	97	8	finds	find	VERB
fsr-3195	97	9	that	that	SCONJ
fsr-3195	97	10	women	woman	NOUN
fsr-3195	97	11	are	be	AUX
fsr-3195	97	12	less	less	ADV
fsr-3195	97	13	likely	likely	ADJ
fsr-3195	97	14	than	than	ADP
fsr-3195	97	15	men	man	NOUN
fsr-3195	97	16	in	in	ADP
fsr-3195	97	17	finland	finland	PROPN
fsr-3195	97	18	to	to	PART
fsr-3195	97	19	gain	gain	VERB
fsr-3195	97	20	entry	entry	NOUN
fsr-3195	97	21	to	to	ADP
fsr-3195	97	22	university	university	NOUN
fsr-3195	97	23	because	because	SCONJ
fsr-3195	97	24	in	in	ADP
fsr-3195	97	25	the	the	DET
fsr-3195	97	26	entrance	entrance	NOUN
fsr-3195	97	27	exam	exam	NOUN
fsr-3195	97	28	,	,	PUNCT
fsr-3195	97	29	women	woman	NOUN
fsr-3195	97	30	skipped	skip	VERB
fsr-3195	97	31	more	more	ADJ
fsr-3195	97	32	questions	question	NOUN
fsr-3195	97	33	than	than	SCONJ
fsr-3195	97	34	is	be	AUX
fsr-3195	97	35	optimal	optimal	ADJ
fsr-3195	97	36	to	to	PART
fsr-3195	97	37	maximize	maximize	VERB
fsr-3195	97	38	the	the	DET
fsr-3195	97	39	probability	probability	NOUN
fsr-3195	97	40	of	of	ADP
fsr-3195	97	41	acceptance	acceptance	NOUN
fsr-3195	97	42	.	.	PUNCT
fsr-3195	98	1	baldiga	baldiga	ADV
fsr-3195	98	2	(	(	PUNCT
fsr-3195	98	3	2014	2014	NUM
fsr-3195	98	4	)	)	PUNCT
fsr-3195	98	5	also	also	ADV
fsr-3195	98	6	finds	find	VERB
fsr-3195	98	7	that	that	SCONJ
fsr-3195	98	8	when	when	SCONJ
fsr-3195	98	9	a	a	DET
fsr-3195	98	10	penalty	penalty	NOUN
fsr-3195	98	11	is	be	AUX
fsr-3195	98	12	imposed	impose	VERB
fsr-3195	98	13	for	for	ADP
fsr-3195	98	14	wrong	wrong	ADJ
fsr-3195	98	15	answers	answer	NOUN
fsr-3195	98	16	,	,	PUNCT
fsr-3195	98	17	women	woman	NOUN
fsr-3195	98	18	answer	answer	VERB
fsr-3195	98	19	fewer	few	ADJ
fsr-3195	98	20	questions	question	NOUN
fsr-3195	98	21	than	than	ADP
fsr-3195	98	22	men	man	NOUN
fsr-3195	98	23	,	,	PUNCT
fsr-3195	98	24	even	even	ADV
fsr-3195	98	25	after	after	ADP
fsr-3195	98	26	controlling	control	VERB
fsr-3195	98	27	for	for	ADP
fsr-3195	98	28	knowledge	knowledge	NOUN
fsr-3195	98	29	of	of	ADP
fsr-3195	98	30	the	the	DET
fsr-3195	98	31	material	material	NOUN
fsr-3195	98	32	,	,	PUNCT
fsr-3195	98	33	levels	level	NOUN
fsr-3195	98	34	of	of	ADP
fsr-3195	98	35	confidence	confidence	NOUN
fsr-3195	98	36	,	,	PUNCT
fsr-3195	98	37	and	and	CCONJ
fsr-3195	98	38	risk	risk	NOUN
fsr-3195	98	39	preferences	preference	NOUN
fsr-3195	98	40	.	.	PUNCT
fsr-3195	99	1	espinosa	espinosa	PROPN
fsr-3195	99	2	and	and	CCONJ
fsr-3195	99	3	gardeazabal	gardeazabal	PROPN
fsr-3195	99	4	(	(	PUNCT
fsr-3195	99	5	2010	2010	NUM
fsr-3195	99	6	)	)	PUNCT
fsr-3195	99	7	conducted	conduct	VERB
fsr-3195	99	8	a	a	DET
fsr-3195	99	9	field	field	NOUN
fsr-3195	99	10	experiment	experiment	NOUN
fsr-3195	99	11	by	by	ADP
fsr-3195	99	12	switching	switch	VERB
fsr-3195	99	13	the	the	DET
fsr-3195	99	14	incentive	incentive	NOUN
fsr-3195	99	15	to	to	PART
fsr-3195	99	16	provide	provide	VERB
fsr-3195	99	17	a	a	DET
fsr-3195	99	18	reward	reward	NOUN
fsr-3195	99	19	for	for	ADP
fsr-3195	99	20	skipping	skip	VERB
fsr-3195	99	21	questions	question	NOUN
fsr-3195	99	22	.	.	PUNCT
fsr-3195	100	1	this	this	PRON
fsr-3195	100	2	was	be	AUX
fsr-3195	100	3	found	find	VERB
fsr-3195	100	4	to	to	PART
fsr-3195	100	5	increase	increase	VERB
fsr-3195	100	6	the	the	DET
fsr-3195	100	7	number	number	NOUN
fsr-3195	100	8	of	of	ADP
fsr-3195	100	9	omissions	omission	NOUN
fsr-3195	100	10	,	,	PUNCT
fsr-3195	100	11	but	but	CCONJ
fsr-3195	100	12	mostly	mostly	ADV
fsr-3195	100	13	by	by	ADP
fsr-3195	100	14	women	woman	NOUN
fsr-3195	100	15	.	.	PUNCT
fsr-3195	101	1	even	even	ADV
fsr-3195	101	2	with	with	ADP
fsr-3195	101	3	the	the	DET
fsr-3195	101	4	incentive	incentive	NOUN
fsr-3195	101	5	to	to	PART
fsr-3195	101	6	provide	provide	VERB
fsr-3195	101	7	a	a	DET
fsr-3195	101	8	non	non	ADJ
fsr-3195	101	9	-	-	NOUN
fsr-3195	101	10	response	response	NOUN
fsr-3195	101	11	,	,	PUNCT
fsr-3195	101	12	men	man	NOUN
fsr-3195	101	13	tend	tend	VERB
fsr-3195	101	14	to	to	PART
fsr-3195	101	15	provide	provide	VERB
fsr-3195	101	16	an	an	DET
fsr-3195	101	17	answer	answer	NOUN
fsr-3195	101	18	.	.	PUNCT
fsr-3195	102	1	further	further	ADJ
fsr-3195	102	2	evidence	evidence	NOUN
fsr-3195	102	3	of	of	ADP
fsr-3195	102	4	women	woman	NOUN
fsr-3195	102	5	behaving	behave	VERB
fsr-3195	102	6	differently	differently	ADV
fsr-3195	102	7	in	in	ADP
fsr-3195	102	8	high	high	ADJ
fsr-3195	102	9	-	-	PUNCT
fsr-3195	102	10	stakes	stake	NOUN
fsr-3195	102	11	tasks	task	NOUN
fsr-3195	102	12	is	be	AUX
fsr-3195	102	13	provided	provide	VERB
fsr-3195	102	14	by	by	ADP
fsr-3195	102	15	the	the	DET
fsr-3195	102	16	risk	risk	NOUN
fsr-3195	102	17	aversion	aversion	NOUN
fsr-3195	102	18	literature	literature	NOUN
fsr-3195	102	19	,	,	PUNCT
fsr-3195	102	20	where	where	SCONJ
fsr-3195	102	21	women	woman	NOUN
fsr-3195	102	22	are	be	AUX
fsr-3195	102	23	consistently	consistently	ADV
fsr-3195	102	24	found	find	VERB
fsr-3195	102	25	to	to	PART
fsr-3195	102	26	be	be	AUX
fsr-3195	102	27	more	more	ADJ
fsr-3195	102	28	risk	risk	NOUN
fsr-3195	102	29	-	-	PUNCT
fsr-3195	102	30	averse	averse	ADJ
fsr-3195	102	31	than	than	ADP
fsr-3195	102	32	men	man	NOUN
fsr-3195	102	33	(	(	PUNCT
fsr-3195	102	34	west	west	PROPN
fsr-3195	102	35	&	&	CCONJ
fsr-3195	102	36	worthington	worthington	PROPN
fsr-3195	102	37	,	,	PUNCT
fsr-3195	102	38	2013	2013	NUM
fsr-3195	102	39	,	,	PUNCT
fsr-3195	102	40	2014	2014	NUM
fsr-3195	102	41	)	)	PUNCT
fsr-3195	102	42	.	.	PUNCT
fsr-3195	103	1	if	if	SCONJ
fsr-3195	103	2	answering	answer	VERB
fsr-3195	103	3	questions	question	NOUN
fsr-3195	103	4	at	at	ADP
fsr-3195	103	5	random	random	ADJ
fsr-3195	103	6	risks	risk	NOUN
fsr-3195	103	7	losing	lose	VERB
fsr-3195	103	8	an	an	DET
fsr-3195	103	9	incentive	incentive	NOUN
fsr-3195	103	10	or	or	CCONJ
fsr-3195	103	11	points	point	NOUN
fsr-3195	103	12	,	,	PUNCT
fsr-3195	103	13	individuals	individual	NOUN
fsr-3195	103	14	can	can	AUX
fsr-3195	103	15	avoid	avoid	VERB
fsr-3195	103	16	this	this	DET
fsr-3195	103	17	risk	risk	NOUN
fsr-3195	103	18	by	by	ADP
fsr-3195	103	19	not	not	PART
fsr-3195	103	20	answering	answer	VERB
fsr-3195	103	21	(	(	PUNCT
fsr-3195	103	22	charness	charness	PROPN
fsr-3195	103	23	&	&	CCONJ
fsr-3195	103	24	gneezy	gneezy	PROPN
fsr-3195	103	25	,	,	PUNCT
fsr-3195	103	26	2012	2012	NUM
fsr-3195	103	27	;	;	PUNCT
fsr-3195	103	28	croson	croson	PROPN
fsr-3195	103	29	&	&	CCONJ
fsr-3195	103	30	gneezy	gneezy	PROPN
fsr-3195	103	31	,	,	PUNCT
fsr-3195	103	32	2009	2009	NUM
fsr-3195	103	33	)	)	PUNCT
fsr-3195	103	34	.	.	PUNCT
fsr-3195	104	1	many	many	ADJ
fsr-3195	104	2	researchers	researcher	NOUN
fsr-3195	104	3	find	find	VERB
fsr-3195	104	4	that	that	SCONJ
fsr-3195	104	5	women	woman	NOUN
fsr-3195	104	6	are	be	AUX
fsr-3195	104	7	consistently	consistently	ADV
fsr-3195	104	8	risk	risk	NOUN
fsr-3195	104	9	averse	averse	ADJ
fsr-3195	104	10	in	in	ADP
fsr-3195	104	11	many	many	ADJ
fsr-3195	104	12	domains	domain	NOUN
fsr-3195	104	13	,	,	PUNCT
fsr-3195	104	14	and	and	CCONJ
fsr-3195	104	15	in	in	ADP
fsr-3195	104	16	the	the	DET
fsr-3195	104	17	domain	domain	NOUN
fsr-3195	104	18	of	of	ADP
fsr-3195	104	19	test	test	NOUN
fsr-3195	104	20	-	-	PUNCT
fsr-3195	104	21	taking	take	VERB
fsr-3195	104	22	women	woman	NOUN
fsr-3195	104	23	display	display	VERB
fsr-3195	104	24	risk	risk	NOUN
fsr-3195	104	25	aversion	aversion	NOUN
fsr-3195	104	26	when	when	SCONJ
fsr-3195	104	27	avoiding	avoid	VERB
fsr-3195	104	28	answering	answer	VERB
fsr-3195	104	29	a	a	DET
fsr-3195	104	30	question	question	NOUN
fsr-3195	104	31	if	if	SCONJ
fsr-3195	104	32	they	they	PRON
fsr-3195	104	33	are	be	AUX
fsr-3195	104	34	not	not	PART
fsr-3195	104	35	sure	sure	ADJ
fsr-3195	104	36	and	and	CCONJ
fsr-3195	104	37	will	will	AUX
fsr-3195	104	38	lose	lose	VERB
fsr-3195	104	39	points	point	NOUN
fsr-3195	104	40	or	or	CCONJ
fsr-3195	104	41	an	an	DET
fsr-3195	104	42	incentive	incentive	NOUN
fsr-3195	104	43	(	(	PUNCT
fsr-3195	104	44	charness	charness	PROPN
fsr-3195	104	45	&	&	CCONJ
fsr-3195	104	46	gneezy	gneezy	PROPN
fsr-3195	104	47	,	,	PUNCT
fsr-3195	104	48	2012	2012	NUM
fsr-3195	104	49	;	;	PUNCT
fsr-3195	104	50	west	west	PROPN
fsr-3195	104	51	&	&	CCONJ
fsr-3195	104	52	worthington	worthington	PROPN
fsr-3195	104	53	,	,	PUNCT
fsr-3195	104	54	2014	2014	NUM
fsr-3195	104	55	)	)	PUNCT
fsr-3195	104	56	.	.	PUNCT
fsr-3195	105	1	confidence	confidence	NOUN
fsr-3195	105	2	is	be	AUX
fsr-3195	105	3	another	another	DET
fsr-3195	105	4	factor	factor	NOUN
fsr-3195	105	5	being	be	AUX
fsr-3195	105	6	considered	consider	VERB
fsr-3195	105	7	.	.	PUNCT
fsr-3195	106	1	men	man	NOUN
fsr-3195	106	2	have	have	AUX
fsr-3195	106	3	been	be	AUX
fsr-3195	106	4	found	find	VERB
fsr-3195	106	5	to	to	PART
fsr-3195	106	6	be	be	AUX
fsr-3195	106	7	more	more	ADV
fsr-3195	106	8	overconfident	overconfident	ADJ
fsr-3195	106	9	than	than	ADP
fsr-3195	106	10	women	woman	NOUN
fsr-3195	106	11	in	in	ADP
fsr-3195	106	12	male	male	NOUN
fsr-3195	106	13	-	-	PUNCT
fsr-3195	106	14	specific	specific	ADJ
fsr-3195	106	15	tasks	task	NOUN
fsr-3195	106	16	,	,	PUNCT
fsr-3195	106	17	like	like	ADP
fsr-3195	106	18	numeracy	numeracy	NOUN
fsr-3195	106	19	(	(	PUNCT
fsr-3195	106	20	barber	barber	PROPN
fsr-3195	106	21	&	&	CCONJ
fsr-3195	106	22	odean	odean	PROPN
fsr-3195	106	23	,	,	PUNCT
fsr-3195	106	24	2001	2001	NUM
fsr-3195	106	25	)	)	PUNCT
fsr-3195	106	26	.	.	PUNCT
fsr-3195	107	1	this	this	PRON
fsr-3195	107	2	relates	relate	VERB
fsr-3195	107	3	to	to	ADP
fsr-3195	107	4	fulfilling	fulfil	VERB
fsr-3195	107	5	stereotype	stereotype	NOUN
fsr-3195	107	6	expectations	expectation	NOUN
fsr-3195	107	7	,	,	PUNCT
fsr-3195	107	8	as	as	SCONJ
fsr-3195	107	9	individuals	individual	NOUN
fsr-3195	107	10	(	(	PUNCT
fsr-3195	107	11	conditional	conditional	ADJ
fsr-3195	107	12	on	on	ADP
fsr-3195	107	13	ability	ability	NOUN
fsr-3195	107	14	)	)	PUNCT
fsr-3195	107	15	are	be	AUX
fsr-3195	107	16	less	less	ADV
fsr-3195	107	17	willing	willing	ADJ
fsr-3195	107	18	to	to	PART
fsr-3195	107	19	contribute	contribute	VERB
fsr-3195	107	20	ideas	idea	NOUN
fsr-3195	107	21	in	in	ADP
fsr-3195	107	22	areas	area	NOUN
fsr-3195	107	23	that	that	PRON
fsr-3195	107	24	are	be	AUX
fsr-3195	107	25	stereotypically	stereotypically	ADV
fsr-3195	107	26	outside	outside	ADV
fsr-3195	107	27	of	of	ADP
fsr-3195	107	28	their	their	PRON
fsr-3195	107	29	gender	gender	NOUN
fsr-3195	107	30	’s	’s	PART
fsr-3195	107	31	domain	domain	NOUN
fsr-3195	107	32	(	(	PUNCT
fsr-3195	107	33	coffman	coffman	PROPN
fsr-3195	107	34	,	,	PUNCT
fsr-3195	107	35	2014	2014	NUM
fsr-3195	107	36	)	)	PUNCT
fsr-3195	107	37	.	.	PUNCT
fsr-3195	108	1	this	this	DET
fsr-3195	108	2	behavior	behavior	NOUN
fsr-3195	108	3	is	be	AUX
fsr-3195	108	4	found	find	VERB
fsr-3195	108	5	in	in	ADP
fsr-3195	108	6	some	some	DET
fsr-3195	108	7	studies	study	NOUN
fsr-3195	108	8	of	of	ADP
fsr-3195	108	9	school	school	NOUN
fsr-3195	108	10	-	-	PUNCT
fsr-3195	108	11	age	age	NOUN
fsr-3195	108	12	children	child	NOUN
fsr-3195	108	13	in	in	ADP
fsr-3195	108	14	which	which	PRON
fsr-3195	108	15	boys	boy	NOUN
fsr-3195	108	16	are	be	AUX
fsr-3195	108	17	shown	show	VERB
fsr-3195	108	18	to	to	PART
fsr-3195	108	19	outperform	outperform	VERB
fsr-3195	108	20	girls	girl	NOUN
fsr-3195	108	21	when	when	SCONJ
fsr-3195	108	22	facing	face	VERB
fsr-3195	108	23	novel	novel	ADJ
fsr-3195	108	24	problems	problem	NOUN
fsr-3195	108	25	presented	present	VERB
fsr-3195	108	26	in	in	ADP
fsr-3195	108	27	standardized	standardized	ADJ
fsr-3195	108	28	tests	test	NOUN
fsr-3195	108	29	and	and	CCONJ
fsr-3195	108	30	girls	girl	NOUN
fsr-3195	108	31	are	be	AUX
fsr-3195	108	32	more	more	ADV
fsr-3195	108	33	confident	confident	ADJ
fsr-3195	108	34	answering	answer	VERB
fsr-3195	108	35	questions	question	NOUN
fsr-3195	108	36	about	about	ADP
fsr-3195	108	37	familiar	familiar	ADJ
fsr-3195	108	38	material	material	NOUN
fsr-3195	108	39	(	(	PUNCT
fsr-3195	108	40	kimball	kimball	PROPN
fsr-3195	108	41	,	,	PUNCT
fsr-3195	108	42	1989	1989	NUM
fsr-3195	108	43	;	;	PUNCT
fsr-3195	109	1	loewen	loewen	PROPN
fsr-3195	109	2	et	et	PROPN
fsr-3195	109	3	al	al	PROPN
fsr-3195	109	4	.	.	PROPN
fsr-3195	109	5	,	,	PUNCT
fsr-3195	109	6	1988	1988	NUM
fsr-3195	109	7	)	)	PUNCT
fsr-3195	109	8	.	.	PUNCT
fsr-3195	110	1	riener	riener	PROPN
fsr-3195	110	2	and	and	CCONJ
fsr-3195	110	3	wagner	wagner	PROPN
fsr-3195	110	4	(	(	PUNCT
fsr-3195	110	5	2017	2017	NUM
fsr-3195	110	6	)	)	PUNCT
fsr-3195	110	7	find	find	VERB
fsr-3195	110	8	that	that	SCONJ
fsr-3195	110	9	girls	girl	NOUN
fsr-3195	110	10	are	be	AUX
fsr-3195	110	11	underconfident	underconfident	ADJ
fsr-3195	110	12	and	and	CCONJ
fsr-3195	110	13	underestimate	underestimate	VERB
fsr-3195	110	14	their	their	PRON
fsr-3195	110	15	ability	ability	NOUN
fsr-3195	110	16	to	to	PART
fsr-3195	110	17	provide	provide	VERB
fsr-3195	110	18	the	the	DET
fsr-3195	110	19	correct	correct	ADJ
fsr-3195	110	20	answer	answer	NOUN
fsr-3195	110	21	,	,	PUNCT
fsr-3195	110	22	and	and	CCONJ
fsr-3195	110	23	this	this	PRON
fsr-3195	110	24	is	be	AUX
fsr-3195	110	25	consistent	consistent	ADJ
fsr-3195	110	26	with	with	ADP
fsr-3195	110	27	the	the	DET
fsr-3195	110	28	stereotype	stereotype	NOUN
fsr-3195	110	29	threat	threat	NOUN
fsr-3195	110	30	(	(	PUNCT
fsr-3195	110	31	riener	riener	PROPN
fsr-3195	110	32	&	&	CCONJ
fsr-3195	110	33	wagner	wagner	PROPN
fsr-3195	110	34	,	,	PUNCT
fsr-3195	110	35	2017	2017	NUM
fsr-3195	110	36	)	)	PUNCT
fsr-3195	110	37	.	.	PUNCT
fsr-3195	111	1	60	60	NUM
fsr-3195	111	2	t.	t.	PROPN
fsr-3195	111	3	west	west	PROPN
fsr-3195	111	4	et	et	PROPN
fsr-3195	111	5	al	al	PROPN
fsr-3195	111	6	.	.	PUNCT
fsr-3195	111	7	/	/	SYM
fsr-3195	111	8	financial	financial	ADJ
fsr-3195	111	9	services	service	NOUN
fsr-3195	111	10	review	review	VERB
fsr-3195	111	11	31	31	NUM
fsr-3195	111	12	(	(	PUNCT
fsr-3195	111	13	2023	2023	NUM
fsr-3195	111	14	)	)	PUNCT
fsr-3195	111	15	55–71	55–71	NOUN
fsr-3195	111	16	finally	finally	ADV
fsr-3195	111	17	,	,	PUNCT
fsr-3195	111	18	there	there	PRON
fsr-3195	111	19	is	be	VERB
fsr-3195	111	20	limited	limited	ADJ
fsr-3195	111	21	evidence	evidence	NOUN
fsr-3195	111	22	that	that	SCONJ
fsr-3195	111	23	socioeconomic	socioeconomic	ADJ
fsr-3195	111	24	status	status	NOUN
fsr-3195	111	25	is	be	AUX
fsr-3195	111	26	significantly	significantly	ADV
fsr-3195	111	27	linked	link	VERB
fsr-3195	111	28	to	to	ADP
fsr-3195	111	29	decision	decision	NOUN
fsr-3195	111	30	-	-	PUNCT
fsr-3195	111	31	making	make	VERB
fsr-3195	111	32	behavior	behavior	NOUN
fsr-3195	111	33	,	,	PUNCT
fsr-3195	111	34	but	but	CCONJ
fsr-3195	111	35	riener	riener	NOUN
fsr-3195	111	36	and	and	CCONJ
fsr-3195	111	37	wagner	wagner	PROPN
fsr-3195	111	38	(	(	PUNCT
fsr-3195	111	39	2017	2017	NUM
fsr-3195	111	40	)	)	PUNCT
fsr-3195	111	41	find	find	VERB
fsr-3195	111	42	a	a	DET
fsr-3195	111	43	small	small	ADJ
fsr-3195	111	44	indication	indication	NOUN
fsr-3195	111	45	that	that	SCONJ
fsr-3195	111	46	it	it	PRON
fsr-3195	111	47	is	be	AUX
fsr-3195	111	48	.	.	PUNCT
fsr-3195	112	1	in	in	ADP
fsr-3195	112	2	their	their	PRON
fsr-3195	112	3	experiment	experiment	NOUN
fsr-3195	112	4	involving	involve	VERB
fsr-3195	112	5	a	a	DET
fsr-3195	112	6	standardized	standardized	ADJ
fsr-3195	112	7	test	test	NOUN
fsr-3195	112	8	in	in	ADP
fsr-3195	112	9	schools	school	NOUN
fsr-3195	112	10	and	and	CCONJ
fsr-3195	112	11	the	the	DET
fsr-3195	112	12	kahneman	kahneman	NOUN
fsr-3195	112	13	(	(	PUNCT
fsr-3195	112	14	2003	2003	NUM
fsr-3195	112	15	)	)	PUNCT
fsr-3195	112	16	dual	dual	ADJ
fsr-3195	112	17	model	model	NOUN
fsr-3195	112	18	of	of	ADP
fsr-3195	112	19	thinking	thinking	NOUN
fsr-3195	112	20	,	,	PUNCT
fsr-3195	112	21	they	they	PRON
fsr-3195	112	22	find	find	VERB
fsr-3195	112	23	pupils	pupil	NOUN
fsr-3195	112	24	in	in	ADP
fsr-3195	112	25	vocational	vocational	ADJ
fsr-3195	112	26	schools	school	NOUN
fsr-3195	112	27	answer	answer	VERB
fsr-3195	112	28	questions	question	NOUN
fsr-3195	112	29	according	accord	VERB
fsr-3195	112	30	to	to	ADP
fsr-3195	112	31	the	the	DET
fsr-3195	112	32	automatic	automatic	ADJ
fsr-3195	112	33	system	system	NOUN
fsr-3195	112	34	1	1	NUM
fsr-3195	112	35	while	while	SCONJ
fsr-3195	112	36	pupils	pupil	NOUN
fsr-3195	112	37	in	in	ADP
fsr-3195	112	38	high	high	ADJ
fsr-3195	112	39	schools	school	NOUN
fsr-3195	112	40	seem	seem	VERB
fsr-3195	112	41	to	to	PART
fsr-3195	112	42	answer	answer	VERB
fsr-3195	112	43	according	accord	VERB
fsr-3195	112	44	to	to	ADP
fsr-3195	112	45	the	the	DET
fsr-3195	112	46	effortful	effortful	ADJ
fsr-3195	112	47	system	system	NOUN
fsr-3195	112	48	2	2	NUM
fsr-3195	112	49	.	.	PUNCT
fsr-3195	112	50	synthesis	synthesis	NOUN
fsr-3195	112	51	of	of	ADP
fsr-3195	112	52	the	the	DET
fsr-3195	112	53	decision	decision	NOUN
fsr-3195	112	54	science	science	NOUN
fsr-3195	112	55	evidence	evidence	NOUN
fsr-3195	112	56	directs	direct	VERB
fsr-3195	112	57	our	our	PRON
fsr-3195	112	58	investigative	investigative	ADJ
fsr-3195	112	59	attention	attention	NOUN
fsr-3195	112	60	to	to	ADP
fsr-3195	112	61	including	include	VERB
fsr-3195	112	62	factors	factor	NOUN
fsr-3195	112	63	relating	relate	VERB
fsr-3195	112	64	to	to	ADP
fsr-3195	112	65	self	self	NOUN
fsr-3195	112	66	-	-	PUNCT
fsr-3195	112	67	perceived	perceive	VERB
fsr-3195	112	68	numeracy	numeracy	NOUN
fsr-3195	112	69	ability	ability	NOUN
fsr-3195	112	70	(	(	PUNCT
fsr-3195	112	71	niederle	niederle	NOUN
fsr-3195	112	72	&	&	CCONJ
fsr-3195	112	73	vesterlund	vesterlund	ADJ
fsr-3195	112	74	,	,	PUNCT
fsr-3195	112	75	2007	2007	NUM
fsr-3195	112	76	)	)	PUNCT
fsr-3195	112	77	,	,	PUNCT
fsr-3195	112	78	risk	risk	NOUN
fsr-3195	112	79	aversion	aversion	NOUN
fsr-3195	112	80	(	(	PUNCT
fsr-3195	112	81	charness	charness	PROPN
fsr-3195	112	82	&	&	CCONJ
fsr-3195	112	83	gneezy	gneezy	PROPN
fsr-3195	112	84	,	,	PUNCT
fsr-3195	112	85	2012	2012	NUM
fsr-3195	112	86	)	)	PUNCT
fsr-3195	112	87	,	,	PUNCT
fsr-3195	112	88	overconfidence	overconfidence	NOUN
fsr-3195	112	89	(	(	PUNCT
fsr-3195	112	90	barber	barber	PROPN
fsr-3195	112	91	&	&	CCONJ
fsr-3195	112	92	odean	odean	PROPN
fsr-3195	112	93	,	,	PUNCT
fsr-3195	112	94	2001	2001	NUM
fsr-3195	112	95	;	;	PUNCT
fsr-3195	112	96	coffman	coffman	PROPN
fsr-3195	112	97	,	,	PUNCT
fsr-3195	112	98	2014	2014	NUM
fsr-3195	112	99	)	)	PUNCT
fsr-3195	112	100	,	,	PUNCT
fsr-3195	112	101	and	and	CCONJ
fsr-3195	112	102	socioeconomic	socioeconomic	ADJ
fsr-3195	112	103	background	background	NOUN
fsr-3195	112	104	(	(	PUNCT
fsr-3195	112	105	riener	riener	PROPN
fsr-3195	112	106	&	&	CCONJ
fsr-3195	112	107	wagner	wagner	PROPN
fsr-3195	112	108	,	,	PUNCT
fsr-3195	112	109	2017	2017	NUM
fsr-3195	112	110	)	)	PUNCT
fsr-3195	112	111	.	.	PUNCT
fsr-3195	113	1	this	this	DET
fsr-3195	113	2	results	result	VERB
fsr-3195	113	3	in	in	ADP
fsr-3195	113	4	the	the	DET
fsr-3195	113	5	following	following	ADJ
fsr-3195	113	6	model	model	NOUN
fsr-3195	113	7	of	of	ADP
fsr-3195	113	8	financial	financial	ADJ
fsr-3195	113	9	literacy	literacy	NOUN
fsr-3195	113	10	non	non	ADJ
fsr-3195	113	11	-	-	NOUN
fsr-3195	113	12	response	response	NOUN
fsr-3195	113	13	:	:	PUNCT
fsr-3195	113	14	4	4	NUM
fsr-3195	113	15	.	.	X
fsr-3195	113	16	methodology	methodology	NOUN
fsr-3195	113	17	this	this	DET
fsr-3195	113	18	study	study	NOUN
fsr-3195	113	19	uses	use	VERB
fsr-3195	113	20	data	datum	NOUN
fsr-3195	113	21	from	from	ADP
fsr-3195	113	22	a	a	DET
fsr-3195	113	23	survey	survey	NOUN
fsr-3195	113	24	of	of	ADP
fsr-3195	113	25	420	420	NUM
fsr-3195	113	26	students	student	NOUN
fsr-3195	113	27	from	from	ADP
fsr-3195	113	28	an	an	DET
fsr-3195	113	29	australian	australian	ADJ
fsr-3195	113	30	university	university	NOUN
fsr-3195	113	31	in	in	ADP
fsr-3195	113	32	2019	2019	NUM
fsr-3195	113	33	.	.	PUNCT
fsr-3195	114	1	students	student	NOUN
fsr-3195	114	2	were	be	AUX
fsr-3195	114	3	invited	invite	VERB
fsr-3195	114	4	to	to	PART
fsr-3195	114	5	participate	participate	VERB
fsr-3195	114	6	via	via	ADP
fsr-3195	114	7	a	a	DET
fsr-3195	114	8	broadcast	broadcast	NOUN
fsr-3195	114	9	email	email	NOUN
fsr-3195	114	10	,	,	PUNCT
fsr-3195	114	11	and	and	CCONJ
fsr-3195	114	12	we	we	PRON
fsr-3195	114	13	use	use	VERB
fsr-3195	114	14	a	a	DET
fsr-3195	114	15	monetary	monetary	ADJ
fsr-3195	114	16	prize	prize	NOUN
fsr-3195	114	17	draw	draw	VERB
fsr-3195	114	18	to	to	PART
fsr-3195	114	19	incentivize	incentivize	VERB
fsr-3195	114	20	and	and	CCONJ
fsr-3195	114	21	increase	increase	VERB
fsr-3195	114	22	participation	participation	NOUN
fsr-3195	114	23	(	(	PUNCT
fsr-3195	114	24	yu	yu	PROPN
fsr-3195	114	25	et	et	PROPN
fsr-3195	114	26	al	al	PROPN
fsr-3195	114	27	.	.	PROPN
fsr-3195	114	28	,	,	PUNCT
fsr-3195	114	29	2017	2017	NUM
fsr-3195	114	30	)	)	PUNCT
fsr-3195	114	31	.	.	PUNCT
fsr-3195	115	1	the	the	DET
fsr-3195	115	2	survey	survey	NOUN
fsr-3195	115	3	consisted	consist	VERB
fsr-3195	115	4	of	of	ADP
fsr-3195	115	5	64	64	NUM
fsr-3195	115	6	questions	question	NOUN
fsr-3195	115	7	on	on	ADP
fsr-3195	115	8	various	various	ADJ
fsr-3195	115	9	topics	topic	NOUN
fsr-3195	115	10	involving	involve	VERB
fsr-3195	115	11	money	money	NOUN
fsr-3195	115	12	,	,	PUNCT
fsr-3195	115	13	including	include	VERB
fsr-3195	115	14	financial	financial	ADJ
fsr-3195	115	15	stress	stress	NOUN
fsr-3195	115	16	,	,	PUNCT
fsr-3195	115	17	financial	financial	ADJ
fsr-3195	115	18	advice	advice	NOUN
fsr-3195	115	19	,	,	PUNCT
fsr-3195	115	20	student	student	NOUN
fsr-3195	115	21	loans	loan	NOUN
fsr-3195	115	22	,	,	PUNCT
fsr-3195	115	23	and	and	CCONJ
fsr-3195	115	24	financial	financial	ADJ
fsr-3195	115	25	knowledge	knowledge	NOUN
fsr-3195	115	26	.	.	PUNCT
fsr-3195	116	1	the	the	DET
fsr-3195	116	2	final	final	ADJ
fsr-3195	116	3	sample	sample	NOUN
fsr-3195	116	4	consists	consist	VERB
fsr-3195	116	5	of	of	ADP
fsr-3195	116	6	266	266	NUM
fsr-3195	116	7	respondents	respondent	NOUN
fsr-3195	116	8	after	after	ADP
fsr-3195	116	9	screening	screen	VERB
fsr-3195	116	10	for	for	ADP
fsr-3195	116	11	full	full	ADJ
fsr-3195	116	12	responses	response	NOUN
fsr-3195	116	13	to	to	ADP
fsr-3195	116	14	the	the	DET
fsr-3195	116	15	variables	variable	NOUN
fsr-3195	116	16	of	of	ADP
fsr-3195	116	17	interest	interest	NOUN
fsr-3195	116	18	for	for	ADP
fsr-3195	116	19	this	this	DET
fsr-3195	116	20	study	study	NOUN
fsr-3195	116	21	.	.	PUNCT
fsr-3195	117	1	the	the	DET
fsr-3195	117	2	descriptive	descriptive	ADJ
fsr-3195	117	3	statistics	statistic	NOUN
fsr-3195	117	4	of	of	ADP
fsr-3195	117	5	the	the	DET
fsr-3195	117	6	respondents	respondent	NOUN
fsr-3195	117	7	shown	show	VERB
fsr-3195	117	8	in	in	ADP
fsr-3195	117	9	table	table	NOUN
fsr-3195	117	10	1	1	NUM
fsr-3195	117	11	are	be	AUX
fsr-3195	117	12	overweight	overweight	ADJ
fsr-3195	117	13	to	to	ADP
fsr-3195	117	14	women	woman	NOUN
fsr-3195	117	15	(	(	PUNCT
fsr-3195	117	16	74	74	NUM
fsr-3195	117	17	%	%	NOUN
fsr-3195	117	18	)	)	PUNCT
fsr-3195	117	19	,	,	PUNCT
fsr-3195	117	20	being	be	AUX
fsr-3195	117	21	23	23	NUM
fsr-3195	117	22	years	year	NOUN
fsr-3195	117	23	old	old	ADJ
fsr-3195	117	24	or	or	CCONJ
fsr-3195	117	25	younger	young	ADJ
fsr-3195	117	26	and	and	CCONJ
fsr-3195	117	27	earning	earn	VERB
fsr-3195	117	28	less	less	ADJ
fsr-3195	117	29	than	than	ADP
fsr-3195	117	30	$	$	SYM
fsr-3195	117	31	19,999	19,999	NUM
fsr-3195	117	32	per	per	ADP
fsr-3195	117	33	annum	annum	NOUN
fsr-3195	117	34	.	.	PUNCT
fsr-3195	118	1	participants	participant	NOUN
fsr-3195	118	2	who	who	PRON
fsr-3195	118	3	identified	identify	VERB
fsr-3195	118	4	gender	gender	NOUN
fsr-3195	118	5	as	as	ADP
fsr-3195	118	6	non	non	ADJ
fsr-3195	118	7	-	-	ADJ
fsr-3195	118	8	binary	binary	ADJ
fsr-3195	118	9	were	be	AUX
fsr-3195	118	10	excluded	exclude	VERB
fsr-3195	118	11	due	due	ADP
fsr-3195	118	12	to	to	ADP
fsr-3195	118	13	the	the	DET
fsr-3195	118	14	small	small	ADJ
fsr-3195	118	15	number	number	NOUN
fsr-3195	118	16	of	of	ADP
fsr-3195	118	17	respondents	respondent	NOUN
fsr-3195	118	18	.	.	PUNCT
fsr-3195	119	1	we	we	PRON
fsr-3195	119	2	also	also	ADV
fsr-3195	119	3	note	note	VERB
fsr-3195	119	4	the	the	DET
fsr-3195	119	5	difficulty	difficulty	NOUN
fsr-3195	119	6	in	in	ADP
fsr-3195	119	7	controlling	control	VERB
fsr-3195	119	8	for	for	ADP
fsr-3195	119	9	bias	bias	NOUN
fsr-3195	119	10	due	due	ADP
fsr-3195	119	11	to	to	ADP
fsr-3195	119	12	students	student	NOUN
fsr-3195	119	13	being	be	AUX
fsr-3195	119	14	confident	confident	ADJ
fsr-3195	119	15	in	in	ADP
fsr-3195	119	16	money	money	NOUN
fsr-3195	119	17	matters	matter	NOUN
fsr-3195	119	18	because	because	SCONJ
fsr-3195	119	19	they	they	PRON
fsr-3195	119	20	have	have	AUX
fsr-3195	119	21	chosen	choose	VERB
fsr-3195	119	22	to	to	PART
fsr-3195	119	23	study	study	VERB
fsr-3195	119	24	related	related	ADJ
fsr-3195	119	25	topics	topic	NOUN
fsr-3195	119	26	like	like	ADP
fsr-3195	119	27	a	a	DET
fsr-3195	119	28	business	business	NOUN
fsr-3195	119	29	.	.	PUNCT
fsr-3195	120	1	an	an	DET
fsr-3195	120	2	inspection	inspection	NOUN
fsr-3195	120	3	of	of	ADP
fsr-3195	120	4	the	the	DET
fsr-3195	120	5	fields	field	NOUN
fsr-3195	120	6	of	of	ADP
fsr-3195	120	7	the	the	DET
fsr-3195	120	8	study	study	NOUN
fsr-3195	120	9	shows	show	VERB
fsr-3195	120	10	a	a	DET
fsr-3195	120	11	statistical	statistical	ADJ
fsr-3195	120	12	difference	difference	NOUN
fsr-3195	120	13	in	in	ADP
fsr-3195	120	14	participation	participation	NOUN
fsr-3195	120	15	in	in	ADP
fsr-3195	120	16	“	"	PUNCT
fsr-3195	120	17	business	business	NOUN
fsr-3195	120	18	and	and	CCONJ
fsr-3195	120	19	management	management	NOUN
fsr-3195	120	20	”	"	PUNCT
fsr-3195	120	21	by	by	ADP
fsr-3195	120	22	men	man	NOUN
fsr-3195	120	23	t.	t.	PROPN
fsr-3195	120	24	west	west	PROPN
fsr-3195	120	25	et	et	PROPN
fsr-3195	120	26	al	al	PROPN
fsr-3195	120	27	.	.	PUNCT
fsr-3195	120	28	/	/	SYM
fsr-3195	120	29	financial	financial	ADJ
fsr-3195	120	30	services	service	NOUN
fsr-3195	120	31	review	review	VERB
fsr-3195	120	32	31	31	NUM
fsr-3195	120	33	(	(	PUNCT
fsr-3195	120	34	2023	2023	NUM
fsr-3195	120	35	)	)	PUNCT
fsr-3195	120	36	55–71	55–71	NOUN
fsr-3195	120	37	61	61	NUM
fsr-3195	120	38	(	(	PUNCT
fsr-3195	120	39	i.e.	i.e.	X
fsr-3195	120	40	,	,	PUNCT
fsr-3195	120	41	more	more	ADJ
fsr-3195	120	42	men	man	NOUN
fsr-3195	120	43	than	than	ADP
fsr-3195	120	44	women	woman	NOUN
fsr-3195	120	45	as	as	ADP
fsr-3195	120	46	a	a	DET
fsr-3195	120	47	proportion	proportion	NOUN
fsr-3195	120	48	of	of	ADP
fsr-3195	120	49	the	the	DET
fsr-3195	120	50	gender	gender	NOUN
fsr-3195	120	51	group	group	NOUN
fsr-3195	120	52	)	)	PUNCT
fsr-3195	120	53	.	.	PUNCT
fsr-3195	121	1	conversely	conversely	ADV
fsr-3195	121	2	,	,	PUNCT
fsr-3195	121	3	participation	participation	NOUN
fsr-3195	121	4	in	in	ADP
fsr-3195	121	5	“	"	PUNCT
fsr-3195	121	6	law	law	NOUN
fsr-3195	121	7	and	and	CCONJ
fsr-3195	121	8	paralegal	paralegal	ADJ
fsr-3195	121	9	studies	study	NOUN
fsr-3195	121	10	”	"	PUNCT
fsr-3195	121	11	and	and	CCONJ
fsr-3195	121	12	“	"	PUNCT
fsr-3195	121	13	social	social	ADJ
fsr-3195	121	14	work	work	NOUN
fsr-3195	121	15	”	"	PUNCT
fsr-3195	121	16	is	be	AUX
fsr-3195	121	17	statistically	statistically	ADV
fsr-3195	121	18	significant	significant	ADJ
fsr-3195	121	19	in	in	ADP
fsr-3195	121	20	favor	favor	NOUN
fsr-3195	121	21	of	of	ADP
fsr-3195	121	22	women	woman	NOUN
fsr-3195	121	23	.	.	PUNCT
fsr-3195	122	1	accordingly	accordingly	ADV
fsr-3195	122	2	,	,	PUNCT
fsr-3195	122	3	the	the	DET
fsr-3195	122	4	interpretation	interpretation	NOUN
fsr-3195	122	5	of	of	ADP
fsr-3195	122	6	results	result	NOUN
fsr-3195	122	7	needs	need	VERB
fsr-3195	122	8	to	to	PART
fsr-3195	122	9	consider	consider	VERB
fsr-3195	122	10	the	the	DET
fsr-3195	122	11	limitation	limitation	NOUN
fsr-3195	122	12	that	that	PRON
fsr-3195	122	13	the	the	DET
fsr-3195	122	14	men	man	NOUN
fsr-3195	122	15	in	in	ADP
fsr-3195	122	16	our	our	PRON
fsr-3195	122	17	sample	sample	NOUN
fsr-3195	122	18	are	be	AUX
fsr-3195	122	19	mainly	mainly	ADV
fsr-3195	122	20	in	in	ADP
fsr-3195	122	21	the	the	DET
fsr-3195	122	22	business	business	NOUN
fsr-3195	122	23	and	and	CCONJ
fsr-3195	122	24	management	management	NOUN
fsr-3195	122	25	field	field	NOUN
fsr-3195	122	26	of	of	ADP
fsr-3195	122	27	study	study	NOUN
fsr-3195	122	28	,	,	PUNCT
fsr-3195	122	29	which	which	PRON
fsr-3195	122	30	may	may	AUX
fsr-3195	122	31	table	table	VERB
fsr-3195	122	32	1	1	NUM
fsr-3195	122	33	descriptive	descriptive	ADJ
fsr-3195	122	34	statistics	statistic	NOUN
fsr-3195	122	35	of	of	ADP
fsr-3195	122	36	sample	sample	NOUN
fsr-3195	122	37	parameter	parameter	NOUN
fsr-3195	122	38	women	woman	NOUN
fsr-3195	122	39	(	(	PUNCT
fsr-3195	122	40	n	n	NOUN
fsr-3195	122	41	=	=	SYM
fsr-3195	122	42	196	196	NUM
fsr-3195	122	43	)	)	PUNCT
fsr-3195	122	44	men	man	NOUN
fsr-3195	122	45	(	(	PUNCT
fsr-3195	122	46	n	n	NOUN
fsr-3195	122	47	=	=	SYM
fsr-3195	122	48	70	70	NUM
fsr-3195	122	49	)	)	PUNCT
fsr-3195	122	50	proportion	proportion	NOUN
fsr-3195	122	51	of	of	ADP
fsr-3195	122	52	total	total	ADJ
fsr-3195	122	53	sample	sample	NOUN
fsr-3195	122	54	proportion	proportion	NOUN
fsr-3195	122	55	of	of	ADP
fsr-3195	122	56	total	total	ADJ
fsr-3195	122	57	sample	sample	NOUN
fsr-3195	122	58	age	age	NOUN
fsr-3195	122	59	what	what	DET
fsr-3195	122	60	age	age	NOUN
fsr-3195	122	61	category	category	NOUN
fsr-3195	122	62	are	be	AUX
fsr-3195	122	63	you	you	PRON
fsr-3195	122	64	in	in	ADP
fsr-3195	122	65	?	?	PUNCT
fsr-3195	123	1	1–23	1–23	NOUN
fsr-3195	123	2	or	or	CCONJ
fsr-3195	123	3	younger	young	ADJ
fsr-3195	123	4	0.500	0.500	NUM
fsr-3195	123	5	0.443	0.443	NUM
fsr-3195	123	6	2–24	2–24	NOUN
fsr-3195	123	7	to	to	ADP
fsr-3195	123	8	29	29	NUM
fsr-3195	123	9	0.250	0.250	NUM
fsr-3195	123	10	0.314	0.314	NUM
fsr-3195	123	11	3–30	3–30	NUM
fsr-3195	123	12	to	to	ADP
fsr-3195	123	13	39	39	NUM
fsr-3195	123	14	0.158	0.158	NUM
fsr-3195	123	15	0.171	0.171	NUM
fsr-3195	123	16	4–40	4–40	PROPN
fsr-3195	123	17	to	to	ADP
fsr-3195	123	18	49	49	NUM
fsr-3195	123	19	0.056	0.056	NUM
fsr-3195	123	20	0.043	0.043	NUM
fsr-3195	123	21	5–50	5–50	NOUN
fsr-3195	123	22	to	to	ADP
fsr-3195	123	23	59	59	NUM
fsr-3195	123	24	0.031	0.031	NUM
fsr-3195	123	25	0.014	0.014	NUM
fsr-3195	123	26	6–60	6–60	NOUN
fsr-3195	123	27	or	or	CCONJ
fsr-3195	123	28	over	over	ADP
fsr-3195	123	29	0.005	0.005	NUM
fsr-3195	123	30	0.014	0.014	NUM
fsr-3195	123	31	inc	inc	PROPN
fsr-3195	123	32	what	what	PRON
fsr-3195	123	33	is	be	AUX
fsr-3195	123	34	your	your	PRON
fsr-3195	123	35	current	current	ADJ
fsr-3195	123	36	annual	annual	ADJ
fsr-3195	123	37	income	income	NOUN
fsr-3195	123	38	,	,	PUNCT
fsr-3195	123	39	including	include	VERB
fsr-3195	123	40	paid	pay	VERB
fsr-3195	123	41	work	work	NOUN
fsr-3195	123	42	,	,	PUNCT
fsr-3195	123	43	government	government	NOUN
fsr-3195	123	44	benefits	benefit	NOUN
fsr-3195	123	45	,	,	PUNCT
fsr-3195	123	46	and	and	CCONJ
fsr-3195	123	47	other	other	ADJ
fsr-3195	123	48	financial	financial	ADJ
fsr-3195	123	49	support	support	NOUN
fsr-3195	123	50	?	?	PUNCT
fsr-3195	124	1	0	0	NUM
fsr-3195	124	2	–	–	PUNCT
fsr-3195	124	3	don’t	don’t	VERB
fsr-3195	124	4	know	know	VERB
fsr-3195	124	5	/	/	SYM
fsr-3195	124	6	prefer	prefer	VERB
fsr-3195	124	7	not	not	PART
fsr-3195	124	8	to	to	PART
fsr-3195	124	9	answer	answer	VERB
fsr-3195	124	10	0.097	0.097	NUM
fsr-3195	124	11	0.157	0.157	NUM
fsr-3195	124	12	1–$0	1–$0	NUM
fsr-3195	124	13	0.056	0.056	NUM
fsr-3195	124	14	0.086	0.086	NUM
fsr-3195	124	15	2–$1–$19,999	2–$1–$19,999	NUM
fsr-3195	124	16	0.357	0.357	NUM
fsr-3195	124	17	0.400	0.400	NUM
fsr-3195	124	18	3–$20,000–$39,999	3–$20,000–$39,999	NUM
fsr-3195	124	19	0.255	0.255	NUM
fsr-3195	124	20	0.143	0.143	NUM
fsr-3195	124	21	4–$40,000–$59,999	4–$40,000–$59,999	NOUN
fsr-3195	124	22	0.117	0.117	NUM
fsr-3195	124	23	0.086	0.086	NUM
fsr-3195	124	24	5–$60,000–$79,999	5–$60,000–$79,999	NOUN
fsr-3195	124	25	0.061	0.061	NUM
fsr-3195	124	26	0.029	0.029	NUM
fsr-3195	124	27	6–$80,000–$99,999	6–$80,000–$99,999	PROPN
fsr-3195	124	28	0.041	0.041	NUM
fsr-3195	124	29	0.043	0.043	NUM
fsr-3195	124	30	7	7	NUM
fsr-3195	124	31	–	–	PUNCT
fsr-3195	124	32	above	above	ADP
fsr-3195	124	33	$	$	SYM
fsr-3195	124	34	100,000	100,000	NUM
fsr-3195	124	35	0.015	0.015	NUM
fsr-3195	124	36	0.057	0.057	NUM
fsr-3195	124	37	field	field	NOUN
fsr-3195	124	38	of	of	ADP
fsr-3195	124	39	study	study	NOUN
fsr-3195	124	40	agriculture	agriculture	NOUN
fsr-3195	124	41	and	and	CCONJ
fsr-3195	124	42	environment	environment	NOUN
fsr-3195	124	43	0.015	0.015	NUM
fsr-3195	124	44	0.014	0.014	NUM
fsr-3195	124	45	architecture	architecture	NOUN
fsr-3195	124	46	and	and	CCONJ
fsr-3195	124	47	built	build	VERB
fsr-3195	124	48	environment	environment	NOUN
fsr-3195	124	49	0.005	0.005	NUM
fsr-3195	124	50	0.014	0.014	NUM
fsr-3195	124	51	business	business	NOUN
fsr-3195	124	52	and	and	CCONJ
fsr-3195	124	53	managementa	managementa	VERB
fsr-3195	124	54	0.209	0.209	NUM
fsr-3195	124	55	0.500	0.500	NUM
fsr-3195	124	56	communications	communication	NOUN
fsr-3195	124	57	0.015	0.015	NUM
fsr-3195	124	58	0.000	0.000	NUM
fsr-3195	124	59	computing	computing	NOUN
fsr-3195	124	60	and	and	CCONJ
fsr-3195	124	61	information	information	NOUN
fsr-3195	124	62	systems	system	NOUN
fsr-3195	124	63	0.010	0.010	NUM
fsr-3195	124	64	0.029	0.029	NUM
fsr-3195	124	65	creative	creative	ADJ
fsr-3195	124	66	arts	art	NOUN
fsr-3195	124	67	0.056	0.056	NUM
fsr-3195	124	68	0.043	0.043	NUM
fsr-3195	124	69	dentistry	dentistry	NOUN
fsr-3195	124	70	0.015	0.015	NUM
fsr-3195	124	71	0.014	0.014	NUM
fsr-3195	124	72	engineering	engineer	VERB
fsr-3195	124	73	0.010	0.010	NUM
fsr-3195	124	74	0.029	0.029	NUM
fsr-3195	124	75	health	health	NOUN
fsr-3195	124	76	services	service	NOUN
fsr-3195	124	77	and	and	CCONJ
fsr-3195	124	78	support	support	VERB
fsr-3195	124	79	0.102	0.102	NUM
fsr-3195	124	80	0.043	0.043	NUM
fsr-3195	124	81	humanities	humanity	NOUN
fsr-3195	124	82	,	,	PUNCT
fsr-3195	124	83	culture	culture	NOUN
fsr-3195	124	84	,	,	PUNCT
fsr-3195	124	85	and	and	CCONJ
fsr-3195	124	86	social	social	ADJ
fsr-3195	124	87	sciences	science	NOUN
fsr-3195	124	88	0.097	0.097	NUM
fsr-3195	124	89	0.143	0.143	NUM
fsr-3195	124	90	law	law	NOUN
fsr-3195	124	91	and	and	CCONJ
fsr-3195	124	92	paralegal	paralegal	PROPN
fsr-3195	124	93	studiesa	studiesa	NOUN
fsr-3195	124	94	0.122	0.122	NUM
fsr-3195	124	95	0.014	0.014	NUM
fsr-3195	124	96	medicine	medicine	NOUN
fsr-3195	124	97	0.056	0.056	NUM
fsr-3195	124	98	0.029	0.029	NUM
fsr-3195	124	99	nursing	nurse	VERB
fsr-3195	124	100	0.031	0.031	NUM
fsr-3195	124	101	0.000	0.000	NUM
fsr-3195	124	102	psychology	psychology	NOUN
fsr-3195	124	103	0.077	0.077	NUM
fsr-3195	124	104	0.029	0.029	NUM
fsr-3195	124	105	rehabilitation	rehabilitation	NOUN
fsr-3195	124	106	0.020	0.020	NUM
fsr-3195	124	107	0.014	0.014	NUM
fsr-3195	124	108	science	science	NOUN
fsr-3195	124	109	and	and	CCONJ
fsr-3195	124	110	mathematics	mathematic	NOUN
fsr-3195	124	111	0.077	0.077	NUM
fsr-3195	124	112	0.043	0.043	NUM
fsr-3195	124	113	social	social	ADJ
fsr-3195	124	114	worka	worka	PROPN
fsr-3195	124	115	0.056	0.056	NUM
fsr-3195	124	116	0.000	0.000	NUM
fsr-3195	124	117	teacher	teacher	NOUN
fsr-3195	124	118	education	education	NOUN
fsr-3195	124	119	0.026	0.026	NUM
fsr-3195	124	120	0.043	0.043	NUM
fsr-3195	124	121	tourism	tourism	NOUN
fsr-3195	124	122	,	,	PUNCT
fsr-3195	124	123	hospitality	hospitality	NOUN
fsr-3195	124	124	,	,	PUNCT
fsr-3195	124	125	personal	personal	ADJ
fsr-3195	124	126	services	service	NOUN
fsr-3195	124	127	,	,	PUNCT
fsr-3195	124	128	sport	sport	NOUN
fsr-3195	124	129	,	,	PUNCT
fsr-3195	124	130	and	and	CCONJ
fsr-3195	124	131	recreation	recreation	NOUN
fsr-3195	124	132	0.026	0.026	NUM
fsr-3195	124	133	0.000	0.000	NUM
fsr-3195	124	134	veterinary	veterinary	ADJ
fsr-3195	124	135	science	science	NOUN
fsr-3195	124	136	0.005	0.005	NUM
fsr-3195	124	137	0.000	0.000	NUM
fsr-3195	124	138	note	note	NOUN
fsr-3195	124	139	.	.	PUNCT
fsr-3195	125	1	at	at	ADP
fsr-3195	125	2	tests	test	NOUN
fsr-3195	125	3	show	show	VERB
fsr-3195	125	4	that	that	SCONJ
fsr-3195	125	5	the	the	DET
fsr-3195	125	6	participation	participation	NOUN
fsr-3195	125	7	in	in	ADP
fsr-3195	125	8	this	this	DET
fsr-3195	125	9	field	field	NOUN
fsr-3195	125	10	of	of	ADP
fsr-3195	125	11	study	study	NOUN
fsr-3195	125	12	is	be	AUX
fsr-3195	125	13	significantly	significantly	ADV
fsr-3195	125	14	different	different	ADJ
fsr-3195	125	15	between	between	ADP
fsr-3195	125	16	women	woman	NOUN
fsr-3195	125	17	and	and	CCONJ
fsr-3195	125	18	men	man	NOUN
fsr-3195	125	19	in	in	ADP
fsr-3195	125	20	this	this	DET
fsr-3195	125	21	sample	sample	NOUN
fsr-3195	125	22	.	.	PUNCT
fsr-3195	126	1	62	62	NUM
fsr-3195	126	2	t.	t.	PROPN
fsr-3195	126	3	west	west	PROPN
fsr-3195	126	4	et	et	PROPN
fsr-3195	126	5	al	al	PROPN
fsr-3195	126	6	.	.	PUNCT
fsr-3195	126	7	/	/	SYM
fsr-3195	126	8	financial	financial	ADJ
fsr-3195	126	9	services	service	NOUN
fsr-3195	126	10	review	review	VERB
fsr-3195	126	11	31	31	NUM
fsr-3195	126	12	(	(	PUNCT
fsr-3195	126	13	2023	2023	NUM
fsr-3195	126	14	)	)	PUNCT
fsr-3195	126	15	55–71	55–71	NOUN
fsr-3195	126	16	have	have	AUX
fsr-3195	126	17	influenced	influence	VERB
fsr-3195	126	18	their	their	PRON
fsr-3195	126	19	financial	financial	ADJ
fsr-3195	126	20	knowledge	knowledge	NOUN
fsr-3195	126	21	and	and	CCONJ
fsr-3195	126	22	field	field	NOUN
fsr-3195	126	23	of	of	ADP
fsr-3195	126	24	study	study	NOUN
fsr-3195	126	25	bias	bias	NOUN
fsr-3195	126	26	is	be	AUX
fsr-3195	126	27	proposed	propose	VERB
fsr-3195	126	28	as	as	ADP
fsr-3195	126	29	an	an	DET
fsr-3195	126	30	area	area	NOUN
fsr-3195	126	31	of	of	ADP
fsr-3195	126	32	further	further	ADJ
fsr-3195	126	33	research	research	NOUN
fsr-3195	126	34	.	.	PUNCT
fsr-3195	127	1	we	we	PRON
fsr-3195	127	2	are	be	AUX
fsr-3195	127	3	also	also	ADV
fsr-3195	127	4	not	not	PART
fsr-3195	127	5	able	able	ADJ
fsr-3195	127	6	to	to	PART
fsr-3195	127	7	infer	infer	VERB
fsr-3195	127	8	from	from	ADP
fsr-3195	127	9	the	the	DET
fsr-3195	127	10	data	datum	NOUN
fsr-3195	127	11	the	the	DET
fsr-3195	127	12	reasons	reason	NOUN
fsr-3195	127	13	why	why	SCONJ
fsr-3195	127	14	participants	participant	NOUN
fsr-3195	127	15	select	select	VERB
fsr-3195	127	16	the	the	DET
fsr-3195	127	17	answer	answer	NOUN
fsr-3195	127	18	they	they	PRON
fsr-3195	127	19	do	do	VERB
fsr-3195	127	20	.	.	PUNCT
fsr-3195	128	1	investigation	investigation	NOUN
fsr-3195	128	2	using	use	VERB
fsr-3195	128	3	larger	large	ADJ
fsr-3195	128	4	data	datum	NOUN
fsr-3195	128	5	sets	set	NOUN
fsr-3195	128	6	and	and	CCONJ
fsr-3195	128	7	other	other	ADJ
fsr-3195	128	8	research	research	NOUN
fsr-3195	128	9	methods	method	NOUN
fsr-3195	128	10	—	—	PUNCT
fsr-3195	128	11	such	such	ADJ
fsr-3195	128	12	as	as	ADP
fsr-3195	128	13	interviews	interview	NOUN
fsr-3195	128	14	and	and	CCONJ
fsr-3195	128	15	focus	focus	NOUN
fsr-3195	128	16	groups	group	NOUN
fsr-3195	128	17	—	—	PUNCT
fsr-3195	128	18	would	would	AUX
fsr-3195	128	19	contribute	contribute	VERB
fsr-3195	128	20	to	to	ADP
fsr-3195	128	21	the	the	DET
fsr-3195	128	22	body	body	NOUN
fsr-3195	128	23	of	of	ADP
fsr-3195	128	24	knowledge	knowledge	NOUN
fsr-3195	128	25	.	.	PUNCT
fsr-3195	129	1	the	the	DET
fsr-3195	129	2	financial	financial	ADJ
fsr-3195	129	3	literacy	literacy	NOUN
fsr-3195	129	4	questions	question	NOUN
fsr-3195	129	5	are	be	AUX
fsr-3195	129	6	presented	present	VERB
fsr-3195	129	7	in	in	ADP
fsr-3195	129	8	this	this	DET
fsr-3195	129	9	survey	survey	NOUN
fsr-3195	129	10	so	so	SCONJ
fsr-3195	129	11	that	that	SCONJ
fsr-3195	129	12	answers	answer	NOUN
fsr-3195	129	13	collected	collect	VERB
fsr-3195	129	14	are	be	AUX
fsr-3195	129	15	“	"	PUNCT
fsr-3195	129	16	yes	yes	INTJ
fsr-3195	129	17	,	,	PUNCT
fsr-3195	129	18	”	"	PUNCT
fsr-3195	129	19	“	"	PUNCT
fsr-3195	129	20	no	no	INTJ
fsr-3195	129	21	,	,	PUNCT
fsr-3195	129	22	”	"	PUNCT
fsr-3195	129	23	“	"	PUNCT
fsr-3195	129	24	unsure	unsure	ADJ
fsr-3195	129	25	,	,	PUNCT
fsr-3195	129	26	”	"	PUNCT
fsr-3195	129	27	and	and	CCONJ
fsr-3195	129	28	“	"	PUNCT
fsr-3195	129	29	prefer	prefer	VERB
fsr-3195	129	30	not	not	PART
fsr-3195	129	31	to	to	PART
fsr-3195	129	32	answer	answer	VERB
fsr-3195	129	33	,	,	PUNCT
fsr-3195	129	34	”	"	PUNCT
fsr-3195	129	35	a	a	DET
fsr-3195	129	36	slight	slight	ADJ
fsr-3195	129	37	variation	variation	NOUN
fsr-3195	129	38	to	to	ADP
fsr-3195	129	39	the	the	DET
fsr-3195	129	40	lusardi	lusardi	NOUN
fsr-3195	129	41	and	and	CCONJ
fsr-3195	129	42	mitchell	mitchell	PROPN
fsr-3195	129	43	(	(	PUNCT
fsr-3195	129	44	2011	2011	NUM
fsr-3195	129	45	)	)	PUNCT
fsr-3195	129	46	specification	specification	NOUN
fsr-3195	129	47	.	.	PUNCT
fsr-3195	130	1	“	"	PUNCT
fsr-3195	130	2	no	no	INTJ
fsr-3195	130	3	”	"	PUNCT
fsr-3195	130	4	is	be	AUX
fsr-3195	130	5	the	the	DET
fsr-3195	130	6	correct	correct	ADJ
fsr-3195	130	7	answer	answer	NOUN
fsr-3195	130	8	for	for	ADP
fsr-3195	130	9	all	all	DET
fsr-3195	130	10	three	three	NUM
fsr-3195	130	11	questions	question	NOUN
fsr-3195	130	12	.	.	PUNCT
fsr-3195	131	1	we	we	PRON
fsr-3195	131	2	code	code	VERB
fsr-3195	131	3	the	the	DET
fsr-3195	131	4	responses	response	NOUN
fsr-3195	131	5	to	to	ADP
fsr-3195	131	6	“	"	PUNCT
fsr-3195	131	7	unsure	unsure	ADJ
fsr-3195	131	8	”	"	PUNCT
fsr-3195	131	9	as	as	ADP
fsr-3195	131	10	a	a	DET
fsr-3195	131	11	binary	binary	ADJ
fsr-3195	131	12	variable	variable	NOUN
fsr-3195	131	13	and	and	CCONJ
fsr-3195	131	14	include	include	VERB
fsr-3195	131	15	this	this	DET
fsr-3195	131	16	binary	binary	NOUN
fsr-3195	131	17	for	for	ADP
fsr-3195	131	18	answers	answer	NOUN
fsr-3195	131	19	to	to	ADP
fsr-3195	131	20	each	each	DET
fsr-3195	131	21	financial	financial	ADJ
fsr-3195	131	22	literacy	literacy	NOUN
fsr-3195	131	23	question	question	NOUN
fsr-3195	131	24	(	(	PUNCT
fsr-3195	131	25	i.e.	i.e.	X
fsr-3195	131	26	,	,	PUNCT
fsr-3195	131	27	interest	interest	NOUN
fsr-3195	131	28	“	"	PUNCT
fsr-3195	131	29	unsure	unsure	NOUN
fsr-3195	131	30	”	"	PUNCT
fsr-3195	131	31	is	be	AUX
fsr-3195	131	32	intuns	intun	NOUN
fsr-3195	131	33	,	,	PUNCT
fsr-3195	131	34	inflation	inflation	NOUN
fsr-3195	131	35	“	"	PUNCT
fsr-3195	131	36	unsure	unsure	NOUN
fsr-3195	131	37	”	"	PUNCT
fsr-3195	131	38	is	be	AUX
fsr-3195	131	39	infuns	infun	NOUN
fsr-3195	131	40	and	and	CCONJ
fsr-3195	131	41	diversification	diversification	NOUN
fsr-3195	131	42	“	"	PUNCT
fsr-3195	131	43	unsure	unsure	NOUN
fsr-3195	131	44	”	"	PUNCT
fsr-3195	131	45	is	be	AUX
fsr-3195	131	46	divuns	divun	NOUN
fsr-3195	131	47	)	)	PUNCT
fsr-3195	131	48	,	,	PUNCT
fsr-3195	131	49	and	and	CCONJ
fsr-3195	131	50	a	a	DET
fsr-3195	131	51	total	total	NOUN
fsr-3195	131	52	out	out	ADP
fsr-3195	131	53	of	of	ADP
fsr-3195	131	54	the	the	DET
fsr-3195	131	55	three	three	NUM
fsr-3195	131	56	(	(	PUNCT
fsr-3195	131	57	uns	un	NOUN
fsr-3195	131	58	)	)	PUNCT
fsr-3195	131	59	,	,	PUNCT
fsr-3195	131	60	which	which	PRON
fsr-3195	131	61	can	can	AUX
fsr-3195	131	62	take	take	VERB
fsr-3195	131	63	the	the	DET
fsr-3195	131	64	form	form	NOUN
fsr-3195	131	65	of	of	ADP
fsr-3195	131	66	0	0	NUM
fsr-3195	131	67	(	(	PUNCT
fsr-3195	131	68	no	no	DET
fsr-3195	131	69	non	non	ADJ
fsr-3195	131	70	-	-	NOUN
fsr-3195	131	71	responses	response	NOUN
fsr-3195	131	72	)	)	PUNCT
fsr-3195	131	73	to	to	ADP
fsr-3195	131	74	3	3	NUM
fsr-3195	131	75	(	(	PUNCT
fsr-3195	131	76	3	3	NUM
fsr-3195	131	77	non	non	NOUN
fsr-3195	131	78	-	-	NOUN
fsr-3195	131	79	responses	response	NOUN
fsr-3195	131	80	)	)	PUNCT
fsr-3195	131	81	.	.	PUNCT
fsr-3195	132	1	we	we	PRON
fsr-3195	132	2	use	use	VERB
fsr-3195	132	3	proxies	proxy	NOUN
fsr-3195	132	4	from	from	ADP
fsr-3195	132	5	the	the	DET
fsr-3195	132	6	available	available	ADJ
fsr-3195	132	7	survey	survey	NOUN
fsr-3195	132	8	questions	question	NOUN
fsr-3195	132	9	to	to	PART
fsr-3195	132	10	quantify	quantify	VERB
fsr-3195	132	11	the	the	DET
fsr-3195	132	12	direction	direction	NOUN
fsr-3195	132	13	and	and	CCONJ
fsr-3195	132	14	magnitude	magnitude	NOUN
fsr-3195	132	15	of	of	ADP
fsr-3195	132	16	the	the	DET
fsr-3195	132	17	effect	effect	NOUN
fsr-3195	132	18	of	of	ADP
fsr-3195	132	19	the	the	DET
fsr-3195	132	20	hypothesized	hypothesized	ADJ
fsr-3195	132	21	determinants	determinant	NOUN
fsr-3195	132	22	of	of	ADP
fsr-3195	132	23	uns	un	NOUN
fsr-3195	132	24	.	.	PUNCT
fsr-3195	133	1	the	the	DET
fsr-3195	133	2	decision	decision	NOUN
fsr-3195	133	3	-	-	PUNCT
fsr-3195	133	4	making	make	VERB
fsr-3195	133	5	literature	literature	NOUN
fsr-3195	133	6	highlights	highlight	NOUN
fsr-3195	133	7	the	the	DET
fsr-3195	133	8	importance	importance	NOUN
fsr-3195	133	9	of	of	ADP
fsr-3195	133	10	self	self	NOUN
fsr-3195	133	11	-	-	PUNCT
fsr-3195	133	12	perceived	perceive	VERB
fsr-3195	133	13	ability	ability	NOUN
fsr-3195	133	14	in	in	ADP
fsr-3195	133	15	numerical	numerical	ADJ
fsr-3195	133	16	tasks	task	NOUN
fsr-3195	133	17	as	as	ADP
fsr-3195	133	18	a	a	DET
fsr-3195	133	19	determining	determine	VERB
fsr-3195	133	20	factor	factor	NOUN
fsr-3195	133	21	for	for	ADP
fsr-3195	133	22	non	non	ADJ
fsr-3195	133	23	-	-	NOUN
fsr-3195	133	24	response	response	NOUN
fsr-3195	133	25	.	.	PUNCT
fsr-3195	134	1	we	we	PRON
fsr-3195	134	2	identify	identify	VERB
fsr-3195	134	3	a	a	DET
fsr-3195	134	4	proxy	proxy	NOUN
fsr-3195	134	5	for	for	ADP
fsr-3195	134	6	this	this	DET
fsr-3195	134	7	variable	variable	NOUN
fsr-3195	134	8	from	from	ADP
fsr-3195	134	9	the	the	DET
fsr-3195	134	10	survey	survey	NOUN
fsr-3195	134	11	questions	question	NOUN
fsr-3195	134	12	and	and	CCONJ
fsr-3195	134	13	take	take	VERB
fsr-3195	134	14	the	the	DET
fsr-3195	134	15	opportunity	opportunity	NOUN
fsr-3195	134	16	to	to	PART
fsr-3195	134	17	broaden	broaden	VERB
fsr-3195	134	18	the	the	DET
fsr-3195	134	19	variable	variable	ADJ
fsr-3195	134	20	set	set	NOUN
fsr-3195	134	21	,	,	PUNCT
fsr-3195	134	22	as	as	SCONJ
fsr-3195	134	23	the	the	DET
fsr-3195	134	24	question	question	NOUN
fsr-3195	134	25	asks	ask	VERB
fsr-3195	134	26	for	for	ADP
fsr-3195	134	27	self	self	NOUN
fsr-3195	134	28	-	-	PUNCT
fsr-3195	134	29	perceived	perceive	VERB
fsr-3195	134	30	ability	ability	NOUN
fsr-3195	134	31	in	in	ADP
fsr-3195	134	32	math	math	NOUN
fsr-3195	134	33	,	,	PUNCT
fsr-3195	134	34	reading	reading	NOUN
fsr-3195	134	35	,	,	PUNCT
fsr-3195	134	36	writing	writing	NOUN
fsr-3195	134	37	,	,	PUNCT
fsr-3195	134	38	and	and	CCONJ
fsr-3195	134	39	financial	financial	ADJ
fsr-3195	134	40	knowledge	knowledge	NOUN
fsr-3195	134	41	at	at	ADP
fsr-3195	134	42	school	school	NOUN
fsr-3195	134	43	age	age	NOUN
fsr-3195	134	44	.	.	PUNCT
fsr-3195	135	1	the	the	DET
fsr-3195	135	2	oecd	oecd	PROPN
fsr-3195	135	3	pisa	pisa	PROPN
fsr-3195	135	4	study	study	PROPN
fsr-3195	135	5	of	of	ADP
fsr-3195	135	6	15	15	NUM
fsr-3195	135	7	-	-	PUNCT
fsr-3195	135	8	year	year	NOUN
fsr-3195	135	9	-	-	PUNCT
fsr-3195	135	10	olds	old	NOUN
fsr-3195	135	11	finds	find	VERB
fsr-3195	135	12	a	a	DET
fsr-3195	135	13	close	close	ADJ
fsr-3195	135	14	link	link	NOUN
fsr-3195	135	15	between	between	ADP
fsr-3195	135	16	financial	financial	ADJ
fsr-3195	135	17	literacy	literacy	NOUN
fsr-3195	135	18	,	,	PUNCT
fsr-3195	135	19	numeracy	numeracy	NOUN
fsr-3195	135	20	,	,	PUNCT
fsr-3195	135	21	and	and	CCONJ
fsr-3195	135	22	literacy	literacy	NOUN
fsr-3195	135	23	.	.	PUNCT
fsr-3195	136	1	on	on	ADP
fsr-3195	136	2	average	average	ADJ
fsr-3195	136	3	,	,	PUNCT
fsr-3195	136	4	girls	girl	NOUN
fsr-3195	136	5	outperform	outperform	VERB
fsr-3195	136	6	boys	boy	NOUN
fsr-3195	136	7	in	in	ADP
fsr-3195	136	8	reading	reading	NOUN
fsr-3195	136	9	,	,	PUNCT
fsr-3195	136	10	and	and	CCONJ
fsr-3195	136	11	boys	boy	NOUN
fsr-3195	136	12	outperform	outperform	VERB
fsr-3195	136	13	girls	girl	NOUN
fsr-3195	136	14	in	in	ADP
fsr-3195	136	15	mathematics	mathematic	NOUN
fsr-3195	136	16	and	and	CCONJ
fsr-3195	136	17	the	the	DET
fsr-3195	136	18	averaging	average	VERB
fsr-3195	136	19	out	out	ADP
fsr-3195	136	20	explained	explain	VERB
fsr-3195	136	21	the	the	DET
fsr-3195	136	22	small	small	ADJ
fsr-3195	136	23	variation	variation	NOUN
fsr-3195	136	24	between	between	ADP
fsr-3195	136	25	genders	gender	NOUN
fsr-3195	136	26	(	(	PUNCT
fsr-3195	136	27	oecd	oecd	PROPN
fsr-3195	136	28	,	,	PUNCT
fsr-3195	136	29	2020a	2020a	NUM
fsr-3195	136	30	)	)	PUNCT
fsr-3195	136	31	.	.	PUNCT
fsr-3195	137	1	we	we	PRON
fsr-3195	137	2	include	include	VERB
fsr-3195	137	3	all	all	DET
fsr-3195	137	4	three	three	NUM
fsr-3195	137	5	proxies	proxy	NOUN
fsr-3195	137	6	,	,	PUNCT
fsr-3195	137	7	as	as	SCONJ
fsr-3195	137	8	women	woman	NOUN
fsr-3195	137	9	may	may	AUX
fsr-3195	137	10	have	have	VERB
fsr-3195	137	11	marginally	marginally	ADV
fsr-3195	137	12	different	different	ADJ
fsr-3195	137	13	pathways	pathway	NOUN
fsr-3195	137	14	to	to	ADP
fsr-3195	137	15	being	be	AUX
fsr-3195	137	16	financially	financially	ADV
fsr-3195	137	17	literate	literate	ADJ
fsr-3195	137	18	than	than	ADP
fsr-3195	137	19	men	man	NOUN
fsr-3195	137	20	(	(	PUNCT
fsr-3195	137	21	reading	read	VERB
fsr-3195	137	22	vs.	vs.	ADP
fsr-3195	137	23	math	math	NOUN
fsr-3195	137	24	)	)	PUNCT
fsr-3195	137	25	.	.	PUNCT
fsr-3195	138	1	self	self	NOUN
fsr-3195	138	2	-	-	PUNCT
fsr-3195	138	3	perceived	perceive	VERB
fsr-3195	138	4	ability	ability	NOUN
fsr-3195	138	5	(	(	PUNCT
fsr-3195	138	6	num	num	ADJ
fsr-3195	138	7	)	)	PUNCT
fsr-3195	138	8	is	be	AUX
fsr-3195	138	9	proxied	proxie	VERB
fsr-3195	138	10	by	by	ADP
fsr-3195	138	11	the	the	DET
fsr-3195	138	12	question	question	NOUN
fsr-3195	138	13	below	below	ADP
fsr-3195	138	14	regarding	regard	VERB
fsr-3195	138	15	math	math	NOUN
fsr-3195	138	16	(	(	PUNCT
fsr-3195	138	17	num	num	PROPN
fsr-3195	138	18	)	)	PUNCT
fsr-3195	138	19	,	,	PUNCT
fsr-3195	138	20	reading	read	VERB
fsr-3195	138	21	(	(	PUNCT
fsr-3195	138	22	read	read	NOUN
fsr-3195	138	23	)	)	PUNCT
fsr-3195	138	24	,	,	PUNCT
fsr-3195	138	25	writing	write	VERB
fsr-3195	138	26	(	(	PUNCT
fsr-3195	138	27	writ	writ	NOUN
fsr-3195	138	28	)	)	PUNCT
fsr-3195	138	29	,	,	PUNCT
fsr-3195	138	30	and	and	CCONJ
fsr-3195	138	31	financial	financial	ADJ
fsr-3195	138	32	knowledge	knowledge	NOUN
fsr-3195	138	33	(	(	PUNCT
fsr-3195	138	34	fin	fin	NOUN
fsr-3195	138	35	):	):	PUNCT
fsr-3195	138	36	“	"	PUNCT
fsr-3195	138	37	thinking	think	VERB
fsr-3195	138	38	about	about	ADP
fsr-3195	138	39	when	when	SCONJ
fsr-3195	138	40	you	you	PRON
fsr-3195	138	41	were	be	AUX
fsr-3195	138	42	in	in	ADP
fsr-3195	138	43	year	year	NOUN
fsr-3195	138	44	7	7	NUM
fsr-3195	138	45	at	at	ADP
fsr-3195	138	46	school	school	NOUN
fsr-3195	138	47	,	,	PUNCT
fsr-3195	138	48	how	how	SCONJ
fsr-3195	138	49	did	do	AUX
fsr-3195	138	50	you	you	PRON
fsr-3195	138	51	perform	perform	VERB
fsr-3195	138	52	in	in	ADP
fsr-3195	138	53	the	the	DET
fsr-3195	138	54	topics	topic	NOUN
fsr-3195	138	55	below	below	ADV
fsr-3195	138	56	compared	compare	VERB
fsr-3195	138	57	with	with	ADP
fsr-3195	138	58	other	other	ADJ
fsr-3195	138	59	children	child	NOUN
fsr-3195	138	60	in	in	ADP
fsr-3195	138	61	your	your	PRON
fsr-3195	138	62	class	class	NOUN
fsr-3195	138	63	?	?	PUNCT
fsr-3195	139	1	much	much	ADV
fsr-3195	139	2	better	well	ADV
fsr-3195	139	3	better	well	ADV
fsr-3195	139	4	about	about	ADP
fsr-3195	139	5	the	the	DET
fsr-3195	139	6	same	same	ADJ
fsr-3195	139	7	worse	bad	ADJ
fsr-3195	139	8	much	much	ADV
fsr-3195	139	9	worse	bad	ADJ
fsr-3195	139	10	.	.	PUNCT
fsr-3195	139	11	”	"	PUNCT
fsr-3195	140	1	we	we	PRON
fsr-3195	140	2	recode	recode	VERB
fsr-3195	140	3	a	a	DET
fsr-3195	140	4	score	score	NOUN
fsr-3195	140	5	of	of	ADP
fsr-3195	140	6	1	1	NUM
fsr-3195	140	7	through	through	ADP
fsr-3195	140	8	5	5	NUM
fsr-3195	140	9	,	,	PUNCT
fsr-3195	140	10	with	with	ADP
fsr-3195	140	11	5	5	NUM
fsr-3195	140	12	indicating	indicate	VERB
fsr-3195	140	13	a	a	DET
fsr-3195	140	14	high	high	ADJ
fsr-3195	140	15	level	level	NOUN
fsr-3195	140	16	of	of	ADP
fsr-3195	140	17	self	self	NOUN
fsr-3195	140	18	-	-	PUNCT
fsr-3195	140	19	perceived	perceive	VERB
fsr-3195	140	20	ability	ability	NOUN
fsr-3195	140	21	for	for	ADP
fsr-3195	140	22	the	the	DET
fsr-3195	140	23	responses	response	NOUN
fsr-3195	140	24	.	.	PUNCT
fsr-3195	141	1	a	a	DET
fsr-3195	141	2	risk	risk	NOUN
fsr-3195	141	3	aversion	aversion	NOUN
fsr-3195	141	4	metric	metric	ADJ
fsr-3195	141	5	(	(	PUNCT
fsr-3195	141	6	risk	risk	NOUN
fsr-3195	141	7	)	)	PUNCT
fsr-3195	141	8	is	be	AUX
fsr-3195	141	9	taken	take	VERB
fsr-3195	141	10	from	from	ADP
fsr-3195	141	11	a	a	DET
fsr-3195	141	12	well	well	ADV
fsr-3195	141	13	-	-	PUNCT
fsr-3195	141	14	known	know	VERB
fsr-3195	141	15	question	question	NOUN
fsr-3195	141	16	that	that	PRON
fsr-3195	141	17	appears	appear	VERB
fsr-3195	141	18	in	in	ADP
fsr-3195	141	19	the	the	DET
fsr-3195	141	20	hilda	hilda	PROPN
fsr-3195	141	21	survey	survey	NOUN
fsr-3195	141	22	:	:	PUNCT
fsr-3195	141	23	“	"	PUNCT
fsr-3195	141	24	which	which	PRON
fsr-3195	141	25	of	of	ADP
fsr-3195	141	26	the	the	DET
fsr-3195	141	27	following	following	ADJ
fsr-3195	141	28	statements	statement	NOUN
fsr-3195	141	29	comes	come	VERB
fsr-3195	141	30	closest	close	ADJ
fsr-3195	141	31	to	to	ADP
fsr-3195	141	32	describing	describe	VERB
fsr-3195	141	33	the	the	DET
fsr-3195	141	34	amount	amount	NOUN
fsr-3195	141	35	of	of	ADP
fsr-3195	141	36	financial	financial	ADJ
fsr-3195	141	37	risk	risk	NOUN
fsr-3195	141	38	that	that	SCONJ
fsr-3195	141	39	you	you	PRON
fsr-3195	141	40	are	be	AUX
fsr-3195	141	41	willing	willing	ADJ
fsr-3195	141	42	to	to	PART
fsr-3195	141	43	take	take	VERB
fsr-3195	141	44	with	with	ADP
fsr-3195	141	45	your	your	PRON
fsr-3195	141	46	spare	spare	ADJ
fsr-3195	141	47	cash	cash	NOUN
fsr-3195	141	48	?	?	PUNCT
fsr-3195	142	1	that	that	PRON
fsr-3195	142	2	is	be	AUX
fsr-3195	142	3	,	,	PUNCT
fsr-3195	142	4	cash	cash	NOUN
fsr-3195	142	5	used	use	VERB
fsr-3195	142	6	for	for	ADP
fsr-3195	142	7	savings	saving	NOUN
fsr-3195	142	8	or	or	CCONJ
fsr-3195	142	9	investments	investment	NOUN
fsr-3195	142	10	.	.	PUNCT
fsr-3195	143	1	i	i	PRON
fsr-3195	143	2	take	take	VERB
fsr-3195	143	3	substantial	substantial	ADJ
fsr-3195	143	4	financial	financial	ADJ
fsr-3195	143	5	risks	risk	NOUN
fsr-3195	143	6	expecting	expect	VERB
fsr-3195	143	7	to	to	PART
fsr-3195	143	8	earn	earn	VERB
fsr-3195	143	9	substantial	substantial	ADJ
fsr-3195	143	10	returns	return	NOUN
fsr-3195	143	11	i	i	PRON
fsr-3195	143	12	take	take	VERB
fsr-3195	143	13	above	above	ADJ
fsr-3195	143	14	-	-	PUNCT
fsr-3195	143	15	average	average	ADJ
fsr-3195	143	16	financial	financial	ADJ
fsr-3195	143	17	risks	risk	NOUN
fsr-3195	143	18	expecting	expect	VERB
fsr-3195	143	19	to	to	PART
fsr-3195	143	20	earn	earn	VERB
fsr-3195	143	21	above	above	ADP
fsr-3195	143	22	-	-	PUNCT
fsr-3195	143	23	average	average	NOUN
fsr-3195	143	24	returns	return	NOUN
fsr-3195	143	25	i	i	PRON
fsr-3195	143	26	take	take	VERB
fsr-3195	143	27	average	average	ADJ
fsr-3195	143	28	financial	financial	ADJ
fsr-3195	143	29	risks	risk	NOUN
fsr-3195	143	30	expecting	expect	VERB
fsr-3195	143	31	average	average	ADJ
fsr-3195	143	32	returns	return	NOUN
fsr-3195	143	33	i	i	PRON
fsr-3195	143	34	am	be	AUX
fsr-3195	143	35	not	not	PART
fsr-3195	143	36	willing	willing	ADJ
fsr-3195	143	37	to	to	PART
fsr-3195	143	38	take	take	VERB
fsr-3195	143	39	any	any	DET
fsr-3195	143	40	financial	financial	ADJ
fsr-3195	143	41	risks	risk	NOUN
fsr-3195	143	42	i	i	PRON
fsr-3195	143	43	never	never	ADV
fsr-3195	143	44	have	have	VERB
fsr-3195	143	45	any	any	DET
fsr-3195	143	46	spare	spare	ADJ
fsr-3195	143	47	cash	cash	NOUN
fsr-3195	143	48	.	.	PUNCT
fsr-3195	143	49	”	"	PUNCT
fsr-3195	144	1	we	we	PRON
fsr-3195	144	2	recode	recode	VERB
fsr-3195	144	3	a	a	DET
fsr-3195	144	4	score	score	NOUN
fsr-3195	144	5	of	of	ADP
fsr-3195	144	6	1	1	NUM
fsr-3195	144	7	through	through	ADP
fsr-3195	144	8	5	5	NUM
fsr-3195	144	9	,	,	PUNCT
fsr-3195	144	10	where	where	SCONJ
fsr-3195	144	11	5	5	NUM
fsr-3195	144	12	indicates	indicate	VERB
fsr-3195	144	13	a	a	DET
fsr-3195	144	14	high	high	ADJ
fsr-3195	144	15	willingness	willingness	NOUN
fsr-3195	144	16	to	to	PART
fsr-3195	144	17	take	take	VERB
fsr-3195	144	18	risks	risk	NOUN
fsr-3195	144	19	.	.	PUNCT
fsr-3195	145	1	t.	t.	PROPN
fsr-3195	145	2	west	west	PROPN
fsr-3195	145	3	et	et	PROPN
fsr-3195	145	4	al	al	PROPN
fsr-3195	145	5	.	.	PUNCT
fsr-3195	145	6	/	/	SYM
fsr-3195	145	7	financial	financial	ADJ
fsr-3195	145	8	services	service	NOUN
fsr-3195	145	9	review	review	VERB
fsr-3195	145	10	31	31	NUM
fsr-3195	145	11	(	(	PUNCT
fsr-3195	145	12	2023	2023	NUM
fsr-3195	145	13	)	)	PUNCT
fsr-3195	145	14	55–71	55–71	NOUN
fsr-3195	145	15	63	63	NUM
fsr-3195	145	16	finally	finally	ADV
fsr-3195	145	17	,	,	PUNCT
fsr-3195	145	18	we	we	PRON
fsr-3195	145	19	use	use	VERB
fsr-3195	145	20	the	the	DET
fsr-3195	145	21	following	follow	VERB
fsr-3195	145	22	question	question	NOUN
fsr-3195	145	23	to	to	ADP
fsr-3195	145	24	proxy	proxy	NOUN
fsr-3195	145	25	for	for	ADP
fsr-3195	145	26	confidence	confidence	NOUN
fsr-3195	145	27	(	(	PUNCT
fsr-3195	145	28	conf	conf	NOUN
fsr-3195	145	29	)	)	PUNCT
fsr-3195	145	30	,	,	PUNCT
fsr-3195	145	31	and	and	CCONJ
fsr-3195	145	32	appears	appear	VERB
fsr-3195	145	33	in	in	ADP
fsr-3195	145	34	the	the	DET
fsr-3195	145	35	ohio	ohio	PROPN
fsr-3195	145	36	national	national	PROPN
fsr-3195	145	37	student	student	PROPN
fsr-3195	145	38	financial	financial	PROPN
fsr-3195	145	39	wellness	wellness	NOUN
fsr-3195	145	40	study	study	NOUN
fsr-3195	145	41	:	:	PUNCT
fsr-3195	145	42	“	"	PUNCT
fsr-3195	145	43	i	i	PRON
fsr-3195	145	44	am	be	AUX
fsr-3195	145	45	confident	confident	ADJ
fsr-3195	145	46	i	i	PRON
fsr-3195	145	47	can	can	AUX
fsr-3195	145	48	manage	manage	VERB
fsr-3195	145	49	my	my	PRON
fsr-3195	145	50	finances	finance	NOUN
fsr-3195	145	51	.	.	PUNCT
fsr-3195	146	1	describes	describe	VERB
fsr-3195	146	2	me	i	PRON
fsr-3195	146	3	completely	completely	ADV
fsr-3195	146	4	describes	describe	VERB
fsr-3195	146	5	me	i	PRON
fsr-3195	146	6	very	very	ADV
fsr-3195	146	7	well	well	ADV
fsr-3195	146	8	somewhat	somewhat	ADV
fsr-3195	146	9	describes	describe	VERB
fsr-3195	146	10	me	i	PRON
fsr-3195	146	11	describes	describe	VERB
fsr-3195	146	12	me	i	PRON
fsr-3195	146	13	very	very	ADV
fsr-3195	146	14	little	little	ADJ
fsr-3195	146	15	does	do	AUX
fsr-3195	146	16	not	not	PART
fsr-3195	146	17	describe	describe	VERB
fsr-3195	146	18	me	i	PRON
fsr-3195	146	19	at	at	ADP
fsr-3195	146	20	all	all	ADV
fsr-3195	146	21	not	not	PART
fsr-3195	146	22	applicable	applicable	ADJ
fsr-3195	146	23	”	"	PUNCT
fsr-3195	146	24	we	we	PRON
fsr-3195	146	25	recode	recode	VERB
fsr-3195	146	26	from	from	ADP
fsr-3195	146	27	1	1	NUM
fsr-3195	146	28	through	through	ADP
fsr-3195	146	29	6	6	NUM
fsr-3195	146	30	,	,	PUNCT
fsr-3195	146	31	with	with	ADP
fsr-3195	146	32	6	6	NUM
fsr-3195	146	33	indicating	indicate	VERB
fsr-3195	146	34	a	a	DET
fsr-3195	146	35	high	high	ADJ
fsr-3195	146	36	level	level	NOUN
fsr-3195	146	37	of	of	ADP
fsr-3195	146	38	confidence	confidence	NOUN
fsr-3195	146	39	in	in	ADP
fsr-3195	146	40	managing	manage	VERB
fsr-3195	146	41	finances	finance	NOUN
fsr-3195	146	42	.	.	PUNCT
fsr-3195	147	1	unfortunately	unfortunately	ADV
fsr-3195	147	2	,	,	PUNCT
fsr-3195	147	3	the	the	DET
fsr-3195	147	4	data	datum	NOUN
fsr-3195	147	5	does	do	AUX
fsr-3195	147	6	not	not	PART
fsr-3195	147	7	contain	contain	VERB
fsr-3195	147	8	a	a	DET
fsr-3195	147	9	reasonable	reasonable	ADJ
fsr-3195	147	10	proxy	proxy	NOUN
fsr-3195	147	11	for	for	ADP
fsr-3195	147	12	socioeconomic	socioeconomic	ADJ
fsr-3195	147	13	status	status	NOUN
fsr-3195	147	14	(	(	PUNCT
fsr-3195	147	15	ses	ses	PROPN
fsr-3195	147	16	)	)	PUNCT
fsr-3195	147	17	.	.	PUNCT
fsr-3195	148	1	measures	measure	NOUN
fsr-3195	148	2	considered	consider	VERB
fsr-3195	148	3	included	include	VERB
fsr-3195	148	4	using	use	VERB
fsr-3195	148	5	the	the	DET
fsr-3195	148	6	postcode	postcode	NOUN
fsr-3195	148	7	of	of	ADP
fsr-3195	148	8	current	current	ADJ
fsr-3195	148	9	accommodation	accommodation	NOUN
fsr-3195	148	10	that	that	PRON
fsr-3195	148	11	could	could	AUX
fsr-3195	148	12	be	be	AUX
fsr-3195	148	13	linked	link	VERB
fsr-3195	148	14	to	to	ADP
fsr-3195	148	15	the	the	DET
fsr-3195	148	16	socio	socio	NOUN
fsr-3195	148	17	-	-	PUNCT
fsr-3195	148	18	economic	economic	ADJ
fsr-3195	148	19	indexes	index	NOUN
fsr-3195	148	20	for	for	ADP
fsr-3195	148	21	areas	area	NOUN
fsr-3195	148	22	(	(	PUNCT
fsr-3195	148	23	seifa	seifa	NOUN
fsr-3195	148	24	)	)	PUNCT
fsr-3195	148	25	index	index	NOUN
fsr-3195	148	26	;	;	PUNCT
fsr-3195	148	27	however	however	ADV
fsr-3195	148	28	,	,	PUNCT
fsr-3195	148	29	this	this	DET
fsr-3195	148	30	indicator	indicator	NOUN
fsr-3195	148	31	would	would	AUX
fsr-3195	148	32	likely	likely	ADV
fsr-3195	148	33	not	not	PART
fsr-3195	148	34	be	be	AUX
fsr-3195	148	35	representative	representative	ADJ
fsr-3195	148	36	of	of	ADP
fsr-3195	148	37	family	family	NOUN
fsr-3195	148	38	ses	se	NOUN
fsr-3195	148	39	as	as	SCONJ
fsr-3195	148	40	students	student	NOUN
fsr-3195	148	41	often	often	ADV
fsr-3195	148	42	move	move	VERB
fsr-3195	148	43	to	to	ADP
fsr-3195	148	44	city	city	NOUN
fsr-3195	148	45	areas	area	NOUN
fsr-3195	148	46	to	to	PART
fsr-3195	148	47	study	study	VERB
fsr-3195	148	48	.	.	PUNCT
fsr-3195	149	1	we	we	PRON
fsr-3195	149	2	also	also	ADV
fsr-3195	149	3	tested	test	VERB
fsr-3195	149	4	this	this	DET
fsr-3195	149	5	question	question	NOUN
fsr-3195	149	6	:	:	PUNCT
fsr-3195	149	7	“	"	PUNCT
fsr-3195	149	8	again	again	ADV
fsr-3195	149	9	thinking	think	VERB
fsr-3195	149	10	about	about	ADP
fsr-3195	149	11	when	when	SCONJ
fsr-3195	149	12	you	you	PRON
fsr-3195	149	13	were	be	AUX
fsr-3195	149	14	in	in	ADP
fsr-3195	149	15	year	year	NOUN
fsr-3195	149	16	7	7	NUM
fsr-3195	149	17	at	at	ADP
fsr-3195	149	18	school	school	NOUN
fsr-3195	149	19	,	,	PUNCT
fsr-3195	149	20	on	on	ADP
fsr-3195	149	21	a	a	DET
fsr-3195	149	22	scale	scale	NOUN
fsr-3195	149	23	of	of	ADP
fsr-3195	149	24	1	1	NUM
fsr-3195	149	25	to	to	PART
fsr-3195	149	26	10	10	NUM
fsr-3195	149	27	,	,	PUNCT
fsr-3195	149	28	with	with	ADP
fsr-3195	149	29	10	10	NUM
fsr-3195	149	30	being	be	AUX
fsr-3195	149	31	a	a	DET
fsr-3195	149	32	high	high	ADJ
fsr-3195	149	33	level	level	NOUN
fsr-3195	149	34	of	of	ADP
fsr-3195	149	35	financial	financial	ADJ
fsr-3195	149	36	satisfaction	satisfaction	NOUN
fsr-3195	149	37	,	,	PUNCT
fsr-3195	149	38	rate	rate	VERB
fsr-3195	149	39	the	the	DET
fsr-3195	149	40	level	level	NOUN
fsr-3195	149	41	of	of	ADP
fsr-3195	149	42	household	household	NOUN
fsr-3195	149	43	financial	financial	ADJ
fsr-3195	149	44	satisfaction	satisfaction	NOUN
fsr-3195	149	45	as	as	ADP
fsr-3195	149	46	best	well	ADV
fsr-3195	149	47	you	you	PRON
fsr-3195	149	48	can	can	AUX
fsr-3195	149	49	at	at	ADP
fsr-3195	149	50	this	this	DET
fsr-3195	149	51	time	time	NOUN
fsr-3195	149	52	.	.	PUNCT
fsr-3195	149	53	”	"	PUNCT
fsr-3195	150	1	however	however	ADV
fsr-3195	150	2	,	,	PUNCT
fsr-3195	150	3	regression	regression	NOUN
fsr-3195	150	4	results	result	NOUN
fsr-3195	150	5	were	be	AUX
fsr-3195	150	6	not	not	PART
fsr-3195	150	7	significant	significant	ADJ
fsr-3195	150	8	and	and	CCONJ
fsr-3195	150	9	due	due	ADP
fsr-3195	150	10	to	to	ADP
fsr-3195	150	11	the	the	DET
fsr-3195	150	12	limitation	limitation	NOUN
fsr-3195	150	13	of	of	ADP
fsr-3195	150	14	the	the	DET
fsr-3195	150	15	question	question	NOUN
fsr-3195	150	16	it	it	PRON
fsr-3195	150	17	was	be	AUX
fsr-3195	150	18	dropped	drop	VERB
fsr-3195	150	19	from	from	ADP
fsr-3195	150	20	further	further	ADJ
fsr-3195	150	21	analysis	analysis	NOUN
fsr-3195	150	22	.	.	PUNCT
fsr-3195	151	1	the	the	DET
fsr-3195	151	2	probit	probit	NOUN
fsr-3195	151	3	model	model	NOUN
fsr-3195	151	4	fits	fit	VERB
fsr-3195	151	5	a	a	DET
fsr-3195	151	6	maximum	maximum	ADJ
fsr-3195	151	7	likelihood	likelihood	NOUN
fsr-3195	151	8	model	model	NOUN
fsr-3195	151	9	with	with	ADP
fsr-3195	151	10	a	a	DET
fsr-3195	151	11	dichotomous	dichotomous	ADJ
fsr-3195	151	12	dependent	dependent	ADJ
fsr-3195	151	13	variable	variable	NOUN
fsr-3195	151	14	coded	code	VERB
fsr-3195	151	15	as	as	ADP
fsr-3195	151	16	0/1	0/1	NUM
fsr-3195	151	17	,	,	PUNCT
fsr-3195	151	18	and	and	CCONJ
fsr-3195	151	19	is	be	AUX
fsr-3195	151	20	given	give	VERB
fsr-3195	151	21	as	as	ADP
fsr-3195	151	22	pr	pr	NOUN
fsr-3195	151	23	yj	yj	PROPN
fsr-3195	151	24	6¼	6¼	NUM
fsr-3195	151	25	0jxj	0jxj	ADP
fsr-3195	151	26	�	�	PROPN
fsr-3195	151	27	�	�	PROPN
fsr-3195	151	28	¼	¼	NOUN
fsr-3195	151	29	w	w	PROPN
fsr-3195	151	30	xjbð	xjbð	PROPN
fsr-3195	151	31	þ	þ	PROPN
fsr-3195	151	32	where	where	SCONJ
fsr-3195	151	33	yj	yj	PROPN
fsr-3195	151	34	is	be	AUX
fsr-3195	151	35	uns	un	NOUN
fsr-3195	151	36	,	,	PUNCT
fsr-3195	151	37	xj	xj	PROPN
fsr-3195	151	38	is	be	AUX
fsr-3195	151	39	the	the	DET
fsr-3195	151	40	set	set	NOUN
fsr-3195	151	41	of	of	ADP
fsr-3195	151	42	predictor	predictor	NOUN
fsr-3195	151	43	variables	variable	NOUN
fsr-3195	151	44	(	(	PUNCT
fsr-3195	151	45	num	num	ADJ
fsr-3195	151	46	,	,	PUNCT
fsr-3195	151	47	risk	risk	NOUN
fsr-3195	151	48	,	,	PUNCT
fsr-3195	151	49	conf	conf	NOUN
fsr-3195	151	50	)	)	PUNCT
fsr-3195	151	51	and	and	CCONJ
fsr-3195	151	52	w	w	PROPN
fsr-3195	151	53	is	be	AUX
fsr-3195	151	54	the	the	DET
fsr-3195	151	55	standard	standard	ADJ
fsr-3195	151	56	cumulative	cumulative	ADJ
fsr-3195	151	57	normal	normal	ADJ
fsr-3195	151	58	.	.	PUNCT
fsr-3195	152	1	we	we	PRON
fsr-3195	152	2	report	report	VERB
fsr-3195	152	3	coefficients	coefficient	NOUN
fsr-3195	152	4	,	,	PUNCT
fsr-3195	152	5	robust	robust	ADJ
fsr-3195	152	6	standard	standard	ADJ
fsr-3195	152	7	errors	error	NOUN
fsr-3195	152	8	,	,	PUNCT
fsr-3195	152	9	and	and	CCONJ
fsr-3195	152	10	marginal	marginal	ADJ
fsr-3195	152	11	effects	effect	NOUN
fsr-3195	152	12	.	.	PUNCT
fsr-3195	153	1	5	5	X
fsr-3195	153	2	.	.	X
fsr-3195	153	3	analysis	analysis	NOUN
fsr-3195	153	4	the	the	DET
fsr-3195	153	5	financial	financial	ADJ
fsr-3195	153	6	literacy	literacy	NOUN
fsr-3195	153	7	question	question	NOUN
fsr-3195	153	8	set	set	NOUN
fsr-3195	153	9	,	,	PUNCT
fsr-3195	153	10	coding	code	VERB
fsr-3195	153	11	of	of	ADP
fsr-3195	153	12	variables	variable	NOUN
fsr-3195	153	13	and	and	CCONJ
fsr-3195	153	14	descriptive	descriptive	ADJ
fsr-3195	153	15	statistics	statistic	NOUN
fsr-3195	153	16	are	be	AUX
fsr-3195	153	17	provided	provide	VERB
fsr-3195	153	18	in	in	ADP
fsr-3195	153	19	table	table	NOUN
fsr-3195	153	20	2	2	NUM
fsr-3195	153	21	.	.	PUNCT
fsr-3195	154	1	the	the	DET
fsr-3195	154	2	responses	response	NOUN
fsr-3195	154	3	to	to	ADP
fsr-3195	154	4	the	the	DET
fsr-3195	154	5	three	three	NUM
fsr-3195	154	6	financial	financial	ADJ
fsr-3195	154	7	literacy	literacy	NOUN
fsr-3195	154	8	questions	question	NOUN
fsr-3195	154	9	show	show	VERB
fsr-3195	154	10	that	that	SCONJ
fsr-3195	154	11	more	more	ADJ
fsr-3195	154	12	respondents	respondent	NOUN
fsr-3195	154	13	choose	choose	VERB
fsr-3195	154	14	the	the	DET
fsr-3195	154	15	correct	correct	ADJ
fsr-3195	154	16	answer	answer	NOUN
fsr-3195	154	17	for	for	ADP
fsr-3195	154	18	compound	compound	NOUN
fsr-3195	154	19	interest	interest	NOUN
fsr-3195	154	20	(	(	PUNCT
fsr-3195	154	21	71.9	71.9	NUM
fsr-3195	154	22	%	%	NOUN
fsr-3195	154	23	of	of	ADP
fsr-3195	154	24	women	woman	NOUN
fsr-3195	154	25	and	and	CCONJ
fsr-3195	154	26	80	80	NUM
fsr-3195	154	27	%	%	NOUN
fsr-3195	154	28	of	of	ADP
fsr-3195	154	29	men	man	NOUN
fsr-3195	154	30	)	)	PUNCT
fsr-3195	154	31	,	,	PUNCT
fsr-3195	154	32	followed	follow	VERB
fsr-3195	154	33	by	by	ADP
fsr-3195	154	34	inflation	inflation	NOUN
fsr-3195	154	35	(	(	PUNCT
fsr-3195	154	36	42.3	42.3	NUM
fsr-3195	154	37	%	%	NOUN
fsr-3195	154	38	women	woman	NOUN
fsr-3195	154	39	and	and	CCONJ
fsr-3195	154	40	65.7	65.7	NUM
fsr-3195	154	41	%	%	NOUN
fsr-3195	154	42	men	man	NOUN
fsr-3195	154	43	)	)	PUNCT
fsr-3195	154	44	,	,	PUNCT
fsr-3195	154	45	and	and	CCONJ
fsr-3195	154	46	diversification	diversification	NOUN
fsr-3195	154	47	(	(	PUNCT
fsr-3195	154	48	29.1	29.1	NUM
fsr-3195	154	49	%	%	NOUN
fsr-3195	154	50	women	woman	NOUN
fsr-3195	154	51	and	and	CCONJ
fsr-3195	154	52	58.6	58.6	NUM
fsr-3195	154	53	%	%	NOUN
fsr-3195	154	54	men	man	NOUN
fsr-3195	154	55	)	)	PUNCT
fsr-3195	154	56	.	.	PUNCT
fsr-3195	155	1	the	the	DET
fsr-3195	155	2	percentage	percentage	NOUN
fsr-3195	155	3	of	of	ADP
fsr-3195	155	4	wrong	wrong	ADJ
fsr-3195	155	5	answers	answer	NOUN
fsr-3195	155	6	is	be	AUX
fsr-3195	155	7	marginally	marginally	ADV
fsr-3195	155	8	higher	high	ADJ
fsr-3195	155	9	for	for	ADP
fsr-3195	155	10	men	man	NOUN
fsr-3195	155	11	for	for	ADP
fsr-3195	155	12	all	all	DET
fsr-3195	155	13	three	three	NUM
fsr-3195	155	14	questions	question	NOUN
fsr-3195	155	15	,	,	PUNCT
fsr-3195	155	16	with	with	ADP
fsr-3195	155	17	the	the	DET
fsr-3195	155	18	highest	high	ADJ
fsr-3195	155	19	percentage	percentage	NOUN
fsr-3195	155	20	of	of	ADP
fsr-3195	155	21	wrong	wrong	ADJ
fsr-3195	155	22	answers	answer	NOUN
fsr-3195	155	23	given	give	VERB
fsr-3195	155	24	for	for	ADP
fsr-3195	155	25	inflation	inflation	NOUN
fsr-3195	155	26	(	(	PUNCT
fsr-3195	155	27	15.7	15.7	NUM
fsr-3195	155	28	%	%	NOUN
fsr-3195	155	29	of	of	ADP
fsr-3195	155	30	men	man	NOUN
fsr-3195	155	31	and	and	CCONJ
fsr-3195	155	32	14.8	14.8	NUM
fsr-3195	155	33	%	%	NOUN
fsr-3195	155	34	of	of	ADP
fsr-3195	155	35	women	woman	NOUN
fsr-3195	155	36	)	)	PUNCT
fsr-3195	155	37	.	.	PUNCT
fsr-3195	156	1	overall	overall	ADV
fsr-3195	156	2	,	,	PUNCT
fsr-3195	156	3	we	we	PRON
fsr-3195	156	4	observe	observe	VERB
fsr-3195	156	5	knowledge	knowledge	NOUN
fsr-3195	156	6	of	of	ADP
fsr-3195	156	7	the	the	DET
fsr-3195	156	8	concept	concept	NOUN
fsr-3195	156	9	of	of	ADP
fsr-3195	156	10	diversification	diversification	NOUN
fsr-3195	156	11	is	be	AUX
fsr-3195	156	12	particularly	particularly	ADV
fsr-3195	156	13	lacking	lack	VERB
fsr-3195	156	14	,	,	PUNCT
fsr-3195	156	15	followed	follow	VERB
fsr-3195	156	16	closely	closely	ADV
fsr-3195	156	17	by	by	ADP
fsr-3195	156	18	knowledge	knowledge	NOUN
fsr-3195	156	19	of	of	ADP
fsr-3195	156	20	inflation	inflation	NOUN
fsr-3195	156	21	.	.	PUNCT
fsr-3195	157	1	there	there	PRON
fsr-3195	157	2	is	be	VERB
fsr-3195	157	3	a	a	DET
fsr-3195	157	4	marked	mark	VERB
fsr-3195	157	5	gender	gender	NOUN
fsr-3195	157	6	difference	difference	NOUN
fsr-3195	157	7	in	in	ADP
fsr-3195	157	8	the	the	DET
fsr-3195	157	9	responses	response	NOUN
fsr-3195	157	10	to	to	ADP
fsr-3195	157	11	“	"	PUNCT
fsr-3195	157	12	unsure	unsure	ADJ
fsr-3195	157	13	.	.	PUNCT
fsr-3195	157	14	”	"	PUNCT
fsr-3195	158	1	women	woman	NOUN
fsr-3195	158	2	chose	choose	VERB
fsr-3195	158	3	the	the	DET
fsr-3195	158	4	“	"	PUNCT
fsr-3195	158	5	unsure	unsure	ADJ
fsr-3195	158	6	”	"	PUNCT
fsr-3195	158	7	option	option	NOUN
fsr-3195	158	8	more	more	ADV
fsr-3195	158	9	frequently	frequently	ADV
fsr-3195	158	10	than	than	ADP
fsr-3195	158	11	men	man	NOUN
fsr-3195	158	12	.	.	PUNCT
fsr-3195	159	1	for	for	ADP
fsr-3195	159	2	compound	compound	NOUN
fsr-3195	159	3	interest	interest	NOUN
fsr-3195	159	4	,	,	PUNCT
fsr-3195	159	5	the	the	DET
fsr-3195	159	6	difference	difference	NOUN
fsr-3195	159	7	is	be	AUX
fsr-3195	159	8	over	over	ADP
fsr-3195	159	9	10	10	NUM
fsr-3195	159	10	percentage	percentage	NOUN
fsr-3195	159	11	points	point	NOUN
fsr-3195	159	12	(	(	PUNCT
fsr-3195	159	13	16.8	16.8	NUM
fsr-3195	159	14	%	%	NOUN
fsr-3195	159	15	vs.	vs.	ADP
fsr-3195	159	16	5.7	5.7	NUM
fsr-3195	159	17	%	%	NOUN
fsr-3195	159	18	)	)	PUNCT
fsr-3195	159	19	,	,	PUNCT
fsr-3195	159	20	for	for	ADP
fsr-3195	159	21	inflation	inflation	NOUN
fsr-3195	159	22	the	the	DET
fsr-3195	159	23	difference	difference	NOUN
fsr-3195	159	24	is	be	AUX
fsr-3195	159	25	over	over	ADP
fsr-3195	159	26	15	15	NUM
fsr-3195	159	27	percentage	percentage	NOUN
fsr-3195	159	28	points	point	NOUN
fsr-3195	159	29	(	(	PUNCT
fsr-3195	159	30	37.2	37.2	NUM
fsr-3195	159	31	%	%	NOUN
fsr-3195	159	32	vs.	vs.	ADP
fsr-3195	159	33	15.7	15.7	NUM
fsr-3195	159	34	%	%	NOUN
fsr-3195	159	35	)	)	PUNCT
fsr-3195	159	36	,	,	PUNCT
fsr-3195	159	37	and	and	CCONJ
fsr-3195	159	38	for	for	ADP
fsr-3195	159	39	diversification	diversification	NOUN
fsr-3195	159	40	,	,	PUNCT
fsr-3195	159	41	it	it	PRON
fsr-3195	159	42	is	be	AUX
fsr-3195	159	43	nearly	nearly	ADV
fsr-3195	159	44	30	30	NUM
fsr-3195	159	45	percentage	percentage	NOUN
fsr-3195	159	46	points	point	NOUN
fsr-3195	159	47	(	(	PUNCT
fsr-3195	159	48	60.2	60.2	NUM
fsr-3195	159	49	%	%	NOUN
fsr-3195	159	50	vs.	vs.	ADP
fsr-3195	159	51	31.4	31.4	NUM
fsr-3195	159	52	%	%	NOUN
fsr-3195	159	53	)	)	PUNCT
fsr-3195	159	54	.	.	PUNCT
fsr-3195	160	1	what	what	PRON
fsr-3195	160	2	is	be	AUX
fsr-3195	160	3	interesting	interesting	ADJ
fsr-3195	160	4	is	be	AUX
fsr-3195	160	5	that	that	SCONJ
fsr-3195	160	6	the	the	DET
fsr-3195	160	7	ratio	ratio	NOUN
fsr-3195	160	8	of	of	ADP
fsr-3195	160	9	women	woman	NOUN
fsr-3195	160	10	choosing	choose	VERB
fsr-3195	160	11	“	"	PUNCT
fsr-3195	160	12	unsure	unsure	ADJ
fsr-3195	160	13	”	"	PUNCT
fsr-3195	160	14	relative	relative	NOUN
fsr-3195	160	15	to	to	ADP
fsr-3195	160	16	men	man	NOUN
fsr-3195	160	17	is	be	AUX
fsr-3195	160	18	falling	fall	VERB
fsr-3195	160	19	as	as	ADP
fsr-3195	160	20	the	the	DET
fsr-3195	160	21	level	level	NOUN
fsr-3195	160	22	of	of	ADP
fsr-3195	160	23	difficulty	difficulty	NOUN
fsr-3195	160	24	increases	increase	NOUN
fsr-3195	160	25	.	.	PUNCT
fsr-3195	161	1	for	for	ADP
fsr-3195	161	2	compound	compound	NOUN
fsr-3195	161	3	interest	interest	NOUN
fsr-3195	161	4	,	,	PUNCT
fsr-3195	161	5	the	the	DET
fsr-3195	161	6	ratio	ratio	NOUN
fsr-3195	161	7	is	be	AUX
fsr-3195	161	8	2.9	2.9	NUM
fsr-3195	161	9	(	(	PUNCT
fsr-3195	161	10	0.168/	0.168/	NOUN
fsr-3195	161	11	0.057	0.057	NUM
fsr-3195	161	12	)	)	PUNCT
fsr-3195	161	13	,	,	PUNCT
fsr-3195	161	14	for	for	ADP
fsr-3195	161	15	inflation	inflation	NOUN
fsr-3195	161	16	it	it	PRON
fsr-3195	161	17	is	be	AUX
fsr-3195	161	18	2.3	2.3	NUM
fsr-3195	161	19	(	(	PUNCT
fsr-3195	161	20	0.372/0.157	0.372/0.157	PROPN
fsr-3195	161	21	)	)	PUNCT
fsr-3195	161	22	,	,	PUNCT
fsr-3195	161	23	and	and	CCONJ
fsr-3195	161	24	for	for	ADP
fsr-3195	161	25	diversification	diversification	NOUN
fsr-3195	161	26	it	it	PRON
fsr-3195	161	27	is	be	AUX
fsr-3195	161	28	1.9	1.9	NUM
fsr-3195	161	29	(	(	PUNCT
fsr-3195	161	30	0.602/0.314	0.602/0.314	PROPN
fsr-3195	161	31	)	)	PUNCT
fsr-3195	161	32	.	.	PUNCT
fsr-3195	162	1	64	64	NUM
fsr-3195	162	2	t.	t.	PROPN
fsr-3195	162	3	west	west	PROPN
fsr-3195	162	4	et	et	PROPN
fsr-3195	162	5	al	al	PROPN
fsr-3195	162	6	.	.	PUNCT
fsr-3195	162	7	/	/	SYM
fsr-3195	162	8	financial	financial	ADJ
fsr-3195	162	9	services	service	NOUN
fsr-3195	162	10	review	review	VERB
fsr-3195	162	11	31	31	NUM
fsr-3195	162	12	(	(	PUNCT
fsr-3195	162	13	2023	2023	NUM
fsr-3195	162	14	)	)	PUNCT
fsr-3195	163	1	55–71	55–71	NOUN
fsr-3195	163	2	the	the	DET
fsr-3195	163	3	descriptive	descriptive	ADJ
fsr-3195	163	4	statistics	statistic	NOUN
fsr-3195	163	5	for	for	ADP
fsr-3195	163	6	self	self	NOUN
fsr-3195	163	7	-	-	PUNCT
fsr-3195	163	8	perceived	perceive	VERB
fsr-3195	163	9	numerical	numerical	ADJ
fsr-3195	163	10	ability	ability	NOUN
fsr-3195	163	11	,	,	PUNCT
fsr-3195	163	12	risk	risk	NOUN
fsr-3195	163	13	aversion	aversion	NOUN
fsr-3195	163	14	,	,	PUNCT
fsr-3195	163	15	and	and	CCONJ
fsr-3195	163	16	confidence	confidence	NOUN
fsr-3195	163	17	are	be	AUX
fsr-3195	163	18	provided	provide	VERB
fsr-3195	163	19	in	in	ADP
fsr-3195	163	20	table	table	NOUN
fsr-3195	163	21	3	3	NUM
fsr-3195	163	22	.	.	PUNCT
fsr-3195	163	23	men	man	NOUN
fsr-3195	163	24	report	report	VERB
fsr-3195	163	25	higher	high	ADJ
fsr-3195	163	26	levels	level	NOUN
fsr-3195	163	27	of	of	ADP
fsr-3195	163	28	ability	ability	NOUN
fsr-3195	163	29	in	in	ADP
fsr-3195	163	30	num	num	ADJ
fsr-3195	163	31	,	,	PUNCT
fsr-3195	163	32	and	and	CCONJ
fsr-3195	163	33	fin	fin	NOUN
fsr-3195	163	34	,	,	PUNCT
fsr-3195	163	35	while	while	SCONJ
fsr-3195	163	36	women	woman	NOUN
fsr-3195	163	37	report	report	VERB
fsr-3195	163	38	higher	high	ADJ
fsr-3195	163	39	levels	level	NOUN
fsr-3195	163	40	in	in	ADP
fsr-3195	163	41	read	read	NOUN
fsr-3195	163	42	and	and	CCONJ
fsr-3195	163	43	writ	writ	VERB
fsr-3195	163	44	.	.	PUNCT
fsr-3195	164	1	men	man	NOUN
fsr-3195	164	2	are	be	AUX
fsr-3195	164	3	much	much	ADV
fsr-3195	164	4	more	more	ADV
fsr-3195	164	5	willing	willing	ADJ
fsr-3195	164	6	to	to	PART
fsr-3195	164	7	take	take	VERB
fsr-3195	164	8	financial	financial	ADJ
fsr-3195	164	9	risks	risk	NOUN
fsr-3195	164	10	(	(	PUNCT
fsr-3195	164	11	24.3	24.3	NUM
fsr-3195	164	12	%	%	NOUN
fsr-3195	164	13	of	of	ADP
fsr-3195	164	14	men	man	NOUN
fsr-3195	164	15	report	report	NOUN
fsr-3195	164	16	taking	take	VERB
fsr-3195	164	17	above	above	ADJ
fsr-3195	164	18	-	-	PUNCT
fsr-3195	164	19	average	average	ADJ
fsr-3195	164	20	risk	risk	NOUN
fsr-3195	164	21	compared	compare	VERB
fsr-3195	164	22	with	with	ADP
fsr-3195	164	23	6.1	6.1	NUM
fsr-3195	164	24	%	%	NOUN
fsr-3195	164	25	of	of	ADP
fsr-3195	164	26	women	woman	NOUN
fsr-3195	164	27	)	)	PUNCT
fsr-3195	164	28	and	and	CCONJ
fsr-3195	164	29	have	have	VERB
fsr-3195	164	30	more	more	ADJ
fsr-3195	164	31	confidence	confidence	NOUN
fsr-3195	164	32	than	than	ADP
fsr-3195	164	33	women	woman	NOUN
fsr-3195	164	34	with	with	ADP
fsr-3195	164	35	managing	manage	VERB
fsr-3195	164	36	finances	finance	NOUN
fsr-3195	164	37	(	(	PUNCT
fsr-3195	164	38	31.4	31.4	NUM
fsr-3195	164	39	%	%	NOUN
fsr-3195	164	40	of	of	ADP
fsr-3195	164	41	men	man	NOUN
fsr-3195	164	42	compared	compare	VERB
fsr-3195	164	43	with	with	ADP
fsr-3195	164	44	21.9	21.9	NUM
fsr-3195	164	45	%	%	NOUN
fsr-3195	164	46	of	of	ADP
fsr-3195	164	47	women	woman	NOUN
fsr-3195	164	48	)	)	PUNCT
fsr-3195	164	49	.	.	PUNCT
fsr-3195	165	1	the	the	DET
fsr-3195	165	2	probit	probit	NOUN
fsr-3195	165	3	model	model	NOUN
fsr-3195	165	4	estimates	estimate	NOUN
fsr-3195	165	5	,	,	PUNCT
fsr-3195	165	6	including	include	VERB
fsr-3195	165	7	coefficients	coefficient	NOUN
fsr-3195	165	8	,	,	PUNCT
fsr-3195	165	9	robust	robust	ADJ
fsr-3195	165	10	standard	standard	ADJ
fsr-3195	165	11	errors	error	NOUN
fsr-3195	165	12	,	,	PUNCT
fsr-3195	165	13	and	and	CCONJ
fsr-3195	165	14	levels	level	NOUN
fsr-3195	165	15	of	of	ADP
fsr-3195	165	16	significance	significance	NOUN
fsr-3195	165	17	are	be	AUX
fsr-3195	165	18	reported	report	VERB
fsr-3195	165	19	in	in	ADP
fsr-3195	165	20	table	table	NOUN
fsr-3195	165	21	4	4	NUM
fsr-3195	165	22	.	.	PUNCT
fsr-3195	166	1	the	the	DET
fsr-3195	166	2	first	first	ADJ
fsr-3195	166	3	model	model	NOUN
fsr-3195	166	4	reported	report	VERB
fsr-3195	166	5	(	(	PUNCT
fsr-3195	166	6	1	1	X
fsr-3195	166	7	)	)	PUNCT
fsr-3195	166	8	is	be	AUX
fsr-3195	166	9	on	on	ADP
fsr-3195	166	10	the	the	DET
fsr-3195	166	11	total	total	ADJ
fsr-3195	166	12	number	number	NOUN
fsr-3195	166	13	of	of	ADP
fsr-3195	166	14	uns	un	NOUN
fsr-3195	166	15	responses	response	NOUN
fsr-3195	166	16	.	.	PUNCT
fsr-3195	167	1	this	this	PRON
fsr-3195	167	2	is	be	AUX
fsr-3195	167	3	followed	follow	VERB
fsr-3195	167	4	by	by	ADP
fsr-3195	167	5	the	the	DET
fsr-3195	167	6	“	"	PUNCT
fsr-3195	167	7	unsure	unsure	ADJ
fsr-3195	167	8	”	"	PUNCT
fsr-3195	167	9	responses	response	NOUN
fsr-3195	167	10	to	to	ADP
fsr-3195	167	11	each	each	PRON
fsr-3195	167	12	of	of	ADP
fsr-3195	167	13	the	the	DET
fsr-3195	167	14	three	three	NUM
fsr-3195	167	15	financial	financial	ADJ
fsr-3195	167	16	literacy	literacy	NOUN
fsr-3195	167	17	questions	question	NOUN
fsr-3195	167	18	such	such	ADJ
fsr-3195	167	19	as	as	ADP
fsr-3195	167	20	with	with	ADP
fsr-3195	167	21	regard	regard	NOUN
fsr-3195	167	22	to	to	ADP
fsr-3195	167	23	interest	interest	NOUN
fsr-3195	167	24	(	(	PUNCT
fsr-3195	167	25	intuns	intun	NOUN
fsr-3195	167	26	)	)	PUNCT
fsr-3195	167	27	(	(	PUNCT
fsr-3195	167	28	2	2	NUM
fsr-3195	167	29	)	)	PUNCT
fsr-3195	167	30	,	,	PUNCT
fsr-3195	167	31	inflation	inflation	NOUN
fsr-3195	167	32	(	(	PUNCT
fsr-3195	167	33	infuns	infun	NOUN
fsr-3195	167	34	)	)	PUNCT
fsr-3195	167	35	(	(	PUNCT
fsr-3195	167	36	3	3	NUM
fsr-3195	167	37	)	)	PUNCT
fsr-3195	167	38	,	,	PUNCT
fsr-3195	167	39	and	and	CCONJ
fsr-3195	167	40	diversification	diversification	NOUN
fsr-3195	167	41	(	(	PUNCT
fsr-3195	167	42	divuns	divun	NOUN
fsr-3195	167	43	)	)	PUNCT
fsr-3195	167	44	(	(	PUNCT
fsr-3195	167	45	4	4	NUM
fsr-3195	167	46	)	)	PUNCT
fsr-3195	167	47	.	.	PUNCT
fsr-3195	168	1	the	the	DET
fsr-3195	168	2	pseudo	pseudo	NOUN
fsr-3195	168	3	r2	r2	PROPN
fsr-3195	168	4	shows	show	VERB
fsr-3195	168	5	the	the	DET
fsr-3195	168	6	best	good	ADJ
fsr-3195	168	7	fit	fit	NOUN
fsr-3195	168	8	is	be	AUX
fsr-3195	168	9	for	for	ADP
fsr-3195	168	10	model	model	NOUN
fsr-3195	168	11	(	(	PUNCT
fsr-3195	168	12	4	4	NUM
fsr-3195	168	13	)	)	PUNCT
fsr-3195	168	14	,	,	PUNCT
fsr-3195	168	15	followed	follow	VERB
fsr-3195	168	16	by	by	ADP
fsr-3195	168	17	(	(	PUNCT
fsr-3195	168	18	1	1	NUM
fsr-3195	168	19	)	)	PUNCT
fsr-3195	168	20	,	,	PUNCT
fsr-3195	168	21	(	(	PUNCT
fsr-3195	168	22	3	3	NUM
fsr-3195	168	23	)	)	PUNCT
fsr-3195	168	24	,	,	PUNCT
fsr-3195	168	25	and	and	CCONJ
fsr-3195	168	26	(	(	PUNCT
fsr-3195	168	27	2	2	NUM
fsr-3195	168	28	)	)	PUNCT
fsr-3195	168	29	.	.	PUNCT
fsr-3195	169	1	the	the	DET
fsr-3195	169	2	regressions	regression	NOUN
fsr-3195	169	3	show	show	VERB
fsr-3195	169	4	that	that	SCONJ
fsr-3195	169	5	being	be	AUX
fsr-3195	169	6	wom	wom	NOUN
fsr-3195	169	7	is	be	AUX
fsr-3195	169	8	the	the	DET
fsr-3195	169	9	overwhelmingly	overwhelmingly	ADV
fsr-3195	169	10	dominant	dominant	ADJ
fsr-3195	169	11	characteristic	characteristic	NOUN
fsr-3195	169	12	for	for	ADP
fsr-3195	169	13	choosing	choose	VERB
fsr-3195	169	14	“	"	PUNCT
fsr-3195	169	15	unsure	unsure	ADJ
fsr-3195	169	16	.	.	PUNCT
fsr-3195	169	17	”	"	PUNCT
fsr-3195	170	1	the	the	DET
fsr-3195	170	2	coefficients	coefficient	NOUN
fsr-3195	170	3	for	for	ADP
fsr-3195	170	4	wom	wom	NOUN
fsr-3195	170	5	are	be	AUX
fsr-3195	170	6	significant	significant	ADJ
fsr-3195	170	7	at	at	ADP
fsr-3195	170	8	the	the	DET
fsr-3195	170	9	0.05	0.05	NUM
fsr-3195	170	10	level	level	NOUN
fsr-3195	170	11	or	or	CCONJ
fsr-3195	170	12	higher	high	ADJ
fsr-3195	170	13	,	,	PUNCT
fsr-3195	170	14	and	and	CCONJ
fsr-3195	170	15	coefficients	coefficient	NOUN
fsr-3195	170	16	range	range	VERB
fsr-3195	170	17	from	from	ADP
fsr-3195	170	18	0.510	0.510	NUM
fsr-3195	170	19	to	to	ADP
fsr-3195	170	20	0.706	0.706	NUM
fsr-3195	170	21	,	,	PUNCT
fsr-3195	170	22	indicating	indicate	VERB
fsr-3195	170	23	that	that	SCONJ
fsr-3195	170	24	if	if	SCONJ
fsr-3195	170	25	a	a	DET
fsr-3195	170	26	non	non	ADJ
fsr-3195	170	27	-	-	NOUN
fsr-3195	170	28	response	response	NOUN
fsr-3195	170	29	is	be	AUX
fsr-3195	170	30	recorded	record	VERB
fsr-3195	170	31	there	there	PRON
fsr-3195	170	32	is	be	VERB
fsr-3195	170	33	more	more	ADJ
fsr-3195	170	34	than	than	ADP
fsr-3195	170	35	a	a	DET
fsr-3195	170	36	50	50	NUM
fsr-3195	170	37	%	%	NOUN
fsr-3195	170	38	chance	chance	NOUN
fsr-3195	170	39	the	the	DET
fsr-3195	170	40	respondent	respondent	NOUN
fsr-3195	170	41	is	be	AUX
fsr-3195	170	42	a	a	DET
fsr-3195	170	43	woman	woman	NOUN
fsr-3195	170	44	.	.	PUNCT
fsr-3195	171	1	self	self	NOUN
fsr-3195	171	2	-	-	PUNCT
fsr-3195	171	3	perceived	perceive	VERB
fsr-3195	171	4	ability	ability	NOUN
fsr-3195	171	5	with	with	ADP
fsr-3195	171	6	financial	financial	ADJ
fsr-3195	171	7	knowledge	knowledge	NOUN
fsr-3195	171	8	,	,	PUNCT
fsr-3195	171	9	fin	fin	NOUN
fsr-3195	171	10	,	,	PUNCT
fsr-3195	171	11	is	be	AUX
fsr-3195	171	12	significant	significant	ADJ
fsr-3195	171	13	and	and	CCONJ
fsr-3195	171	14	negative	negative	ADJ
fsr-3195	171	15	in	in	ADP
fsr-3195	171	16	models	model	NOUN
fsr-3195	171	17	(	(	PUNCT
fsr-3195	171	18	1	1	NUM
fsr-3195	171	19	)	)	PUNCT
fsr-3195	171	20	,	,	PUNCT
fsr-3195	171	21	(	(	PUNCT
fsr-3195	171	22	3	3	NUM
fsr-3195	171	23	)	)	PUNCT
fsr-3195	171	24	,	,	PUNCT
fsr-3195	171	25	and	and	CCONJ
fsr-3195	171	26	(	(	PUNCT
fsr-3195	171	27	4	4	NUM
fsr-3195	171	28	)	)	PUNCT
fsr-3195	171	29	,	,	PUNCT
fsr-3195	171	30	increasing	increase	VERB
fsr-3195	171	31	in	in	ADP
fsr-3195	171	32	magnitude	magnitude	NOUN
fsr-3195	171	33	in	in	ADP
fsr-3195	171	34	the	the	DET
fsr-3195	171	35	model	model	NOUN
fsr-3195	171	36	(	(	PUNCT
fsr-3195	171	37	4	4	NUM
fsr-3195	171	38	)	)	PUNCT
fsr-3195	171	39	.	.	PUNCT
fsr-3195	172	1	thus	thus	ADV
fsr-3195	172	2	,	,	PUNCT
fsr-3195	172	3	respondents	respondent	NOUN
fsr-3195	172	4	who	who	PRON
fsr-3195	172	5	recall	recall	VERB
fsr-3195	172	6	having	have	VERB
fsr-3195	172	7	better	well	ADJ
fsr-3195	172	8	financial	financial	ADJ
fsr-3195	172	9	knowledge	knowledge	NOUN
fsr-3195	172	10	than	than	ADP
fsr-3195	172	11	their	their	PRON
fsr-3195	172	12	peers	peer	NOUN
fsr-3195	172	13	at	at	ADP
fsr-3195	172	14	school	school	NOUN
fsr-3195	172	15	are	be	AUX
fsr-3195	172	16	less	less	ADV
fsr-3195	172	17	likely	likely	ADJ
fsr-3195	172	18	to	to	PART
fsr-3195	172	19	select	select	VERB
fsr-3195	172	20	a	a	DET
fsr-3195	172	21	nonresponse	nonresponse	NOUN
fsr-3195	172	22	answer	answer	NOUN
fsr-3195	172	23	to	to	ADP
fsr-3195	172	24	a	a	DET
fsr-3195	172	25	financial	financial	ADJ
fsr-3195	172	26	knowledge	knowledge	NOUN
fsr-3195	172	27	question	question	NOUN
fsr-3195	172	28	.	.	PUNCT
fsr-3195	173	1	hence	hence	ADV
fsr-3195	173	2	,	,	PUNCT
fsr-3195	173	3	we	we	PRON
fsr-3195	173	4	infer	infer	VERB
fsr-3195	173	5	,	,	PUNCT
fsr-3195	173	6	as	as	SCONJ
fsr-3195	173	7	other	other	ADJ
fsr-3195	173	8	studies	study	NOUN
fsr-3195	173	9	do	do	VERB
fsr-3195	173	10	,	,	PUNCT
fsr-3195	173	11	that	that	DET
fsr-3195	173	12	table	table	NOUN
fsr-3195	173	13	2	2	NUM
fsr-3195	173	14	descriptive	descriptive	ADJ
fsr-3195	173	15	statistics	statistic	NOUN
fsr-3195	173	16	of	of	ADP
fsr-3195	173	17	financial	financial	ADJ
fsr-3195	173	18	literacy	literacy	NOUN
fsr-3195	173	19	questions	question	NOUN
fsr-3195	173	20	financial	financial	ADJ
fsr-3195	173	21	literacy	literacy	NOUN
fsr-3195	173	22	questions	question	NOUN
fsr-3195	173	23	women	woman	NOUN
fsr-3195	173	24	men	man	NOUN
fsr-3195	173	25	compound	compound	VERB
fsr-3195	173	26	interest	interest	NOUN
fsr-3195	173	27	if	if	SCONJ
fsr-3195	173	28	you	you	PRON
fsr-3195	173	29	invested	invest	VERB
fsr-3195	173	30	$	$	SYM
fsr-3195	173	31	100	100	NUM
fsr-3195	173	32	today	today	NOUN
fsr-3195	173	33	and	and	CCONJ
fsr-3195	173	34	the	the	DET
fsr-3195	173	35	interest	interest	NOUN
fsr-3195	173	36	rate	rate	NOUN
fsr-3195	173	37	was	be	AUX
fsr-3195	173	38	2	2	NUM
fsr-3195	173	39	%	%	NOUN
fsr-3195	173	40	per	per	ADP
fsr-3195	173	41	year	year	NOUN
fsr-3195	173	42	your	your	PRON
fsr-3195	173	43	bank	bank	NOUN
fsr-3195	173	44	account	account	NOUN
fsr-3195	173	45	balance	balance	NOUN
fsr-3195	173	46	after	after	ADP
fsr-3195	173	47	five	five	NUM
fsr-3195	173	48	years	year	NOUN
fsr-3195	173	49	would	would	AUX
fsr-3195	173	50	be	be	AUX
fsr-3195	173	51	exactly	exactly	ADV
fsr-3195	173	52	$	$	SYM
fsr-3195	173	53	102	102	NUM
fsr-3195	173	54	.	.	PUNCT
fsr-3195	174	1	yes	yes	INTJ
fsr-3195	174	2	0.066	0.066	NUM
fsr-3195	174	3	0.114	0.114	NUM
fsr-3195	174	4	no	no	DET
fsr-3195	174	5	0.719	0.719	NUM
fsr-3195	174	6	0.800	0.800	NUM
fsr-3195	174	7	unsure	unsure	ADJ
fsr-3195	174	8	(	(	PUNCT
fsr-3195	174	9	intuns	intun	NOUN
fsr-3195	174	10	)	)	PUNCT
fsr-3195	174	11	0.168	0.168	NUM
fsr-3195	174	12	0.057	0.057	NUM
fsr-3195	174	13	prefer	prefer	VERB
fsr-3195	174	14	not	not	PART
fsr-3195	174	15	to	to	PART
fsr-3195	174	16	answer	answer	VERB
fsr-3195	174	17	0.046	0.046	NUM
fsr-3195	174	18	0.029	0.029	NUM
fsr-3195	174	19	after	after	ADP
fsr-3195	174	20	1	1	NUM
fsr-3195	174	21	year	year	NOUN
fsr-3195	174	22	you	you	PRON
fsr-3195	174	23	would	would	AUX
fsr-3195	174	24	be	be	AUX
fsr-3195	174	25	able	able	ADJ
fsr-3195	174	26	to	to	PART
fsr-3195	174	27	buy	buy	VERB
fsr-3195	174	28	more	more	ADJ
fsr-3195	174	29	than	than	ADP
fsr-3195	174	30	today	today	NOUN
fsr-3195	174	31	if	if	SCONJ
fsr-3195	174	32	you	you	PRON
fsr-3195	174	33	invested	invest	VERB
fsr-3195	174	34	$	$	SYM
fsr-3195	174	35	100	100	NUM
fsr-3195	174	36	in	in	ADP
fsr-3195	174	37	your	your	PRON
fsr-3195	174	38	bank	bank	NOUN
fsr-3195	174	39	account	account	NOUN
fsr-3195	174	40	today	today	NOUN
fsr-3195	174	41	at	at	ADP
fsr-3195	174	42	an	an	DET
fsr-3195	174	43	interest	interest	NOUN
fsr-3195	174	44	rate	rate	NOUN
fsr-3195	174	45	of	of	ADP
fsr-3195	174	46	1	1	NUM
fsr-3195	174	47	%	%	NOUN
fsr-3195	174	48	per	per	ADP
fsr-3195	174	49	year	year	NOUN
fsr-3195	174	50	when	when	SCONJ
fsr-3195	174	51	inflation	inflation	NOUN
fsr-3195	174	52	is	be	AUX
fsr-3195	174	53	2	2	NUM
fsr-3195	174	54	%	%	NOUN
fsr-3195	174	55	per	per	ADP
fsr-3195	174	56	year	year	NOUN
fsr-3195	174	57	.	.	PUNCT
fsr-3195	175	1	yes	yes	INTJ
fsr-3195	175	2	0.148	0.148	NUM
fsr-3195	175	3	0.157	0.157	NUM
fsr-3195	175	4	no	no	DET
fsr-3195	175	5	0.423	0.423	NUM
fsr-3195	175	6	0.657	0.657	NUM
fsr-3195	175	7	unsure	unsure	ADJ
fsr-3195	175	8	(	(	PUNCT
fsr-3195	175	9	infuns	infun	NOUN
fsr-3195	175	10	)	)	PUNCT
fsr-3195	175	11	0.372	0.372	NUM
fsr-3195	175	12	0.157	0.157	NUM
fsr-3195	175	13	prefer	prefer	VERB
fsr-3195	175	14	not	not	PART
fsr-3195	175	15	to	to	PART
fsr-3195	175	16	answer	answer	VERB
fsr-3195	175	17	0.056	0.056	NUM
fsr-3195	175	18	0.029	0.029	NUM
fsr-3195	175	19	diversification	diversification	NOUN
fsr-3195	175	20	buying	buying	NOUN
fsr-3195	175	21	shares	share	NOUN
fsr-3195	175	22	in	in	ADP
fsr-3195	175	23	a	a	DET
fsr-3195	175	24	single	single	ADJ
fsr-3195	175	25	company	company	NOUN
fsr-3195	175	26	usually	usually	ADV
fsr-3195	175	27	provides	provide	VERB
fsr-3195	175	28	a	a	DET
fsr-3195	175	29	safer	safe	ADJ
fsr-3195	175	30	return	return	NOUN
fsr-3195	175	31	than	than	ADP
fsr-3195	175	32	buying	buy	VERB
fsr-3195	175	33	units	unit	NOUN
fsr-3195	175	34	in	in	ADP
fsr-3195	175	35	a	a	DET
fsr-3195	175	36	managed	manage	VERB
fsr-3195	175	37	share	share	NOUN
fsr-3195	175	38	fund	fund	NOUN
fsr-3195	175	39	.	.	PUNCT
fsr-3195	176	1	yes	yes	INTJ
fsr-3195	176	2	0.056	0.056	NUM
fsr-3195	176	3	0.100	0.100	NUM
fsr-3195	176	4	no	no	DET
fsr-3195	176	5	0.291	0.291	NUM
fsr-3195	176	6	0.586	0.586	NUM
fsr-3195	176	7	unsure	unsure	ADJ
fsr-3195	176	8	(	(	PUNCT
fsr-3195	176	9	divuns	divun	NOUN
fsr-3195	176	10	)	)	PUNCT
fsr-3195	176	11	0.602	0.602	NUM
fsr-3195	176	12	0.314	0.314	NUM
fsr-3195	176	13	prefer	prefer	VERB
fsr-3195	176	14	not	not	PART
fsr-3195	176	15	to	to	PART
fsr-3195	176	16	answer	answer	VERB
fsr-3195	176	17	0.051	0.051	NUM
fsr-3195	176	18	0.000	0.000	NUM
fsr-3195	176	19	total	total	ADJ
fsr-3195	176	20	unsure	unsure	ADJ
fsr-3195	176	21	responses	response	NOUN
fsr-3195	176	22	(	(	PUNCT
fsr-3195	176	23	uns	un	NOUN
fsr-3195	176	24	)	)	PUNCT
fsr-3195	176	25	0	0	NUM
fsr-3195	177	1	0.321	0.321	NUM
fsr-3195	177	2	0.571	0.571	NUM
fsr-3195	177	3	1	1	NUM
fsr-3195	177	4	0.327	0.327	NUM
fsr-3195	177	5	0.343	0.343	NUM
fsr-3195	177	6	2	2	NUM
fsr-3195	177	7	0.240	0.240	NUM
fsr-3195	177	8	0.071	0.071	NUM
fsr-3195	177	9	3	3	NUM
fsr-3195	177	10	0.112	0.112	NUM
fsr-3195	177	11	0.014	0.014	NUM
fsr-3195	177	12	t.	t.	PROPN
fsr-3195	177	13	west	west	PROPN
fsr-3195	177	14	et	et	PROPN
fsr-3195	177	15	al	al	PROPN
fsr-3195	177	16	.	.	PUNCT
fsr-3195	177	17	/	/	SYM
fsr-3195	177	18	financial	financial	ADJ
fsr-3195	177	19	services	service	NOUN
fsr-3195	177	20	review	review	VERB
fsr-3195	177	21	31	31	NUM
fsr-3195	177	22	(	(	PUNCT
fsr-3195	177	23	2023	2023	NUM
fsr-3195	177	24	)	)	PUNCT
fsr-3195	177	25	55–71	55–71	NOUN
fsr-3195	177	26	65	65	NUM
fsr-3195	178	1	having	have	VERB
fsr-3195	178	2	an	an	DET
fsr-3195	178	3	early	early	ADJ
fsr-3195	178	4	interest	interest	NOUN
fsr-3195	178	5	in	in	ADP
fsr-3195	178	6	money	money	NOUN
fsr-3195	178	7	enables	enable	VERB
fsr-3195	178	8	people	people	NOUN
fsr-3195	178	9	to	to	PART
fsr-3195	178	10	acquire	acquire	VERB
fsr-3195	178	11	and	and	CCONJ
fsr-3195	178	12	build	build	VERB
fsr-3195	178	13	knowledge	knowledge	NOUN
fsr-3195	178	14	,	,	PUNCT
fsr-3195	178	15	especially	especially	ADV
fsr-3195	178	16	regarding	regard	VERB
fsr-3195	178	17	key	key	ADJ
fsr-3195	178	18	financial	financial	ADJ
fsr-3195	178	19	concepts	concept	NOUN
fsr-3195	178	20	.	.	PUNCT
fsr-3195	179	1	further	far	ADV
fsr-3195	179	2	to	to	ADP
fsr-3195	179	3	this	this	DET
fsr-3195	179	4	point	point	NOUN
fsr-3195	179	5	,	,	PUNCT
fsr-3195	179	6	risk	risk	NOUN
fsr-3195	179	7	is	be	AUX
fsr-3195	179	8	significant	significant	ADJ
fsr-3195	179	9	only	only	ADV
fsr-3195	179	10	in	in	ADP
fsr-3195	179	11	the	the	DET
fsr-3195	179	12	model	model	NOUN
fsr-3195	179	13	(	(	PUNCT
fsr-3195	179	14	4	4	NUM
fsr-3195	179	15	)	)	PUNCT
fsr-3195	179	16	.	.	PUNCT
fsr-3195	180	1	remembering	remember	VERB
fsr-3195	180	2	that	that	SCONJ
fsr-3195	180	3	diversification	diversification	NOUN
fsr-3195	180	4	is	be	AUX
fsr-3195	180	5	the	the	DET
fsr-3195	180	6	most	most	ADV
fsr-3195	180	7	difficult	difficult	ADJ
fsr-3195	180	8	question	question	NOUN
fsr-3195	180	9	and	and	CCONJ
fsr-3195	180	10	requires	require	VERB
fsr-3195	180	11	an	an	DET
fsr-3195	180	12	understanding	understanding	NOUN
fsr-3195	180	13	of	of	ADP
fsr-3195	180	14	managing	manage	VERB
fsr-3195	180	15	risk	risk	NOUN
fsr-3195	180	16	through	through	ADP
fsr-3195	180	17	diversification	diversification	NOUN
fsr-3195	180	18	,	,	PUNCT
fsr-3195	180	19	it	it	PRON
fsr-3195	180	20	makes	make	VERB
fsr-3195	180	21	sense	sense	NOUN
fsr-3195	180	22	that	that	SCONJ
fsr-3195	180	23	those	those	PRON
fsr-3195	180	24	who	who	PRON
fsr-3195	180	25	indicate	indicate	VERB
fsr-3195	180	26	a	a	DET
fsr-3195	180	27	willingness	willingness	NOUN
fsr-3195	180	28	to	to	PART
fsr-3195	180	29	take	take	VERB
fsr-3195	180	30	risks	risk	NOUN
fsr-3195	180	31	are	be	AUX
fsr-3195	180	32	willing	willing	ADJ
fsr-3195	180	33	to	to	PART
fsr-3195	180	34	select	select	VERB
fsr-3195	180	35	an	an	DET
fsr-3195	180	36	answer	answer	NOUN
fsr-3195	180	37	response	response	NOUN
fsr-3195	180	38	rather	rather	ADV
fsr-3195	180	39	than	than	ADP
fsr-3195	180	40	a	a	DET
fsr-3195	180	41	non	non	ADJ
fsr-3195	180	42	-	-	NOUN
fsr-3195	180	43	response	response	NOUN
fsr-3195	180	44	.	.	PUNCT
fsr-3195	181	1	in	in	ADP
fsr-3195	181	2	this	this	DET
fsr-3195	181	3	sample	sample	NOUN
fsr-3195	181	4	,	,	PUNCT
fsr-3195	181	5	the	the	DET
fsr-3195	181	6	risk	risk	NOUN
fsr-3195	181	7	parameter	parameter	NOUN
fsr-3195	181	8	may	may	AUX
fsr-3195	181	9	proxy	proxy	VERB
fsr-3195	181	10	for	for	ADP
fsr-3195	181	11	both	both	CCONJ
fsr-3195	181	12	risk	risk	NOUN
fsr-3195	181	13	-	-	PUNCT
fsr-3195	181	14	taking	take	VERB
fsr-3195	181	15	knowledge	knowledge	NOUN
fsr-3195	181	16	and	and	CCONJ
fsr-3195	181	17	risk	risk	NOUN
fsr-3195	181	18	-	-	PUNCT
fsr-3195	181	19	taking	take	VERB
fsr-3195	181	20	behavior	behavior	NOUN
fsr-3195	181	21	,	,	PUNCT
fsr-3195	181	22	or	or	CCONJ
fsr-3195	181	23	it	it	PRON
fsr-3195	181	24	is	be	AUX
fsr-3195	181	25	hard	hard	ADJ
fsr-3195	181	26	to	to	PART
fsr-3195	181	27	distinguish	distinguish	VERB
fsr-3195	181	28	between	between	ADP
fsr-3195	181	29	the	the	DET
fsr-3195	181	30	two	two	NUM
fsr-3195	181	31	.	.	PUNCT
fsr-3195	182	1	numerical	numerical	ADJ
fsr-3195	182	2	ability	ability	NOUN
fsr-3195	182	3	is	be	AUX
fsr-3195	182	4	significant	significant	ADJ
fsr-3195	182	5	in	in	ADP
fsr-3195	182	6	model	model	NOUN
fsr-3195	182	7	(	(	PUNCT
fsr-3195	182	8	2	2	NUM
fsr-3195	182	9	)	)	PUNCT
fsr-3195	182	10	with	with	ADP
fsr-3195	182	11	a	a	DET
fsr-3195	182	12	negative	negative	ADJ
fsr-3195	182	13	coefficient	coefficient	NOUN
fsr-3195	182	14	.	.	PUNCT
fsr-3195	183	1	respondents	respondent	NOUN
fsr-3195	183	2	who	who	PRON
fsr-3195	183	3	have	have	VERB
fsr-3195	183	4	higher	high	ADJ
fsr-3195	183	5	levels	level	NOUN
fsr-3195	183	6	of	of	ADP
fsr-3195	183	7	self	self	NOUN
fsr-3195	183	8	-	-	PUNCT
fsr-3195	183	9	perceived	perceive	VERB
fsr-3195	183	10	ability	ability	NOUN
fsr-3195	183	11	in	in	ADP
fsr-3195	183	12	mathematics	mathematic	NOUN
fsr-3195	183	13	are	be	AUX
fsr-3195	183	14	less	less	ADV
fsr-3195	183	15	likely	likely	ADJ
fsr-3195	183	16	to	to	PART
fsr-3195	183	17	record	record	VERB
fsr-3195	183	18	an	an	DET
fsr-3195	183	19	“	"	PUNCT
fsr-3195	183	20	unsure	unsure	ADJ
fsr-3195	183	21	”	"	PUNCT
fsr-3195	183	22	response	response	NOUN
fsr-3195	183	23	to	to	ADP
fsr-3195	183	24	the	the	DET
fsr-3195	183	25	question	question	NOUN
fsr-3195	183	26	with	with	ADP
fsr-3195	183	27	the	the	DET
fsr-3195	183	28	least	least	ADJ
fsr-3195	183	29	difficulty	difficulty	NOUN
fsr-3195	183	30	—	—	PUNCT
fsr-3195	183	31	interest	interest	NOUN
fsr-3195	183	32	.	.	PUNCT
fsr-3195	184	1	in	in	ADP
fsr-3195	184	2	this	this	DET
fsr-3195	184	3	model	model	NOUN
fsr-3195	184	4	for	for	ADP
fsr-3195	184	5	the	the	DET
fsr-3195	184	6	“	"	PUNCT
fsr-3195	184	7	unsure	unsure	ADJ
fsr-3195	184	8	”	"	PUNCT
fsr-3195	184	9	response	response	NOUN
fsr-3195	184	10	to	to	ADP
fsr-3195	184	11	the	the	DET
fsr-3195	184	12	interest	interest	NOUN
fsr-3195	184	13	question	question	NOUN
fsr-3195	184	14	,	,	PUNCT
fsr-3195	184	15	only	only	ADV
fsr-3195	184	16	wom	wom	NOUN
fsr-3195	184	17	and	and	CCONJ
fsr-3195	184	18	num	num	ADJ
fsr-3195	184	19	are	be	AUX
fsr-3195	184	20	significant	significant	ADJ
fsr-3195	184	21	.	.	PUNCT
fsr-3195	185	1	finally	finally	ADV
fsr-3195	185	2	,	,	PUNCT
fsr-3195	185	3	table	table	NOUN
fsr-3195	185	4	3	3	NUM
fsr-3195	185	5	descriptive	descriptive	ADJ
fsr-3195	185	6	statistics	statistic	NOUN
fsr-3195	185	7	of	of	ADP
fsr-3195	185	8	explanatory	explanatory	ADJ
fsr-3195	185	9	parameters	parameter	NOUN
fsr-3195	185	10	parameters	parameter	NOUN
fsr-3195	185	11	women	woman	NOUN
fsr-3195	185	12	men	man	NOUN
fsr-3195	185	13	self	self	NOUN
fsr-3195	185	14	-	-	PUNCT
fsr-3195	185	15	perceived	perceive	VERB
fsr-3195	185	16	ability	ability	NOUN
fsr-3195	185	17	maths	math	NOUN
fsr-3195	185	18	(	(	PUNCT
fsr-3195	185	19	num	num	PROPN
fsr-3195	185	20	)	)	PUNCT
fsr-3195	185	21	5	5	NUM
fsr-3195	185	22	much	much	ADV
fsr-3195	185	23	better	well	ADJ
fsr-3195	185	24	0.250	0.250	NUM
fsr-3195	185	25	0.386	0.386	NUM
fsr-3195	185	26	4	4	NUM
fsr-3195	185	27	better	well	ADJ
fsr-3195	185	28	0.321	0.321	NUM
fsr-3195	185	29	0.243	0.243	NUM
fsr-3195	185	30	3	3	NUM
fsr-3195	185	31	about	about	ADP
fsr-3195	185	32	the	the	DET
fsr-3195	185	33	same	same	ADJ
fsr-3195	185	34	0.281	0.281	NUM
fsr-3195	185	35	0.214	0.214	NUM
fsr-3195	185	36	2	2	NUM
fsr-3195	185	37	worse	bad	ADJ
fsr-3195	185	38	0.133	0.133	NUM
fsr-3195	185	39	0.129	0.129	NUM
fsr-3195	185	40	1	1	NUM
fsr-3195	185	41	much	much	ADV
fsr-3195	185	42	worse	bad	ADJ
fsr-3195	185	43	0.015	0.015	NUM
fsr-3195	185	44	0.029	0.029	NUM
fsr-3195	185	45	reading	reading	NOUN
fsr-3195	185	46	(	(	PUNCT
fsr-3195	185	47	read	read	NOUN
fsr-3195	185	48	)	)	PUNCT
fsr-3195	185	49	5	5	NUM
fsr-3195	185	50	much	much	ADV
fsr-3195	185	51	better	well	ADJ
fsr-3195	185	52	0.485	0.485	NUM
fsr-3195	185	53	0.286	0.286	NUM
fsr-3195	185	54	4	4	NUM
fsr-3195	185	55	better	well	ADJ
fsr-3195	185	56	0.270	0.270	NUM
fsr-3195	185	57	0.429	0.429	NUM
fsr-3195	185	58	3	3	NUM
fsr-3195	185	59	about	about	ADP
fsr-3195	185	60	the	the	DET
fsr-3195	185	61	same	same	ADJ
fsr-3195	185	62	0.199	0.199	NUM
fsr-3195	185	63	0.271	0.271	NUM
fsr-3195	185	64	2	2	NUM
fsr-3195	185	65	worse	bad	ADJ
fsr-3195	185	66	0.046	0.046	NUM
fsr-3195	185	67	0.014	0.014	NUM
fsr-3195	185	68	1	1	NUM
fsr-3195	185	69	much	much	ADV
fsr-3195	185	70	worse	bad	ADJ
fsr-3195	185	71	0.000	0.000	NUM
fsr-3195	185	72	0.000	0.000	NUM
fsr-3195	185	73	writing	writing	NOUN
fsr-3195	185	74	(	(	PUNCT
fsr-3195	185	75	writ	writ	NOUN
fsr-3195	185	76	)	)	PUNCT
fsr-3195	185	77	5	5	NUM
fsr-3195	185	78	much	much	ADV
fsr-3195	185	79	better	well	ADJ
fsr-3195	185	80	0.403	0.403	NUM
fsr-3195	185	81	0.300	0.300	NUM
fsr-3195	185	82	4	4	NUM
fsr-3195	185	83	better	well	ADJ
fsr-3195	185	84	0.270	0.270	NUM
fsr-3195	185	85	0.257	0.257	NUM
fsr-3195	185	86	3	3	NUM
fsr-3195	185	87	about	about	ADP
fsr-3195	185	88	the	the	DET
fsr-3195	185	89	same	same	ADJ
fsr-3195	185	90	0.250	0.250	NUM
fsr-3195	185	91	0.357	0.357	NUM
fsr-3195	185	92	2	2	NUM
fsr-3195	185	93	worse	bad	ADJ
fsr-3195	185	94	0.077	0.077	NUM
fsr-3195	185	95	0.071	0.071	NUM
fsr-3195	185	96	1	1	NUM
fsr-3195	185	97	much	much	ADV
fsr-3195	185	98	worse	bad	ADJ
fsr-3195	185	99	0.000	0.000	NUM
fsr-3195	185	100	0.000	0.000	NUM
fsr-3195	185	101	financial	financial	ADJ
fsr-3195	185	102	knowledge	knowledge	NOUN
fsr-3195	185	103	(	(	PUNCT
fsr-3195	185	104	fin	fin	NOUN
fsr-3195	185	105	)	)	PUNCT
fsr-3195	185	106	5	5	NUM
fsr-3195	185	107	much	much	ADV
fsr-3195	185	108	better	well	ADJ
fsr-3195	185	109	0.082	0.082	NUM
fsr-3195	185	110	0.071	0.071	NUM
fsr-3195	185	111	4	4	NUM
fsr-3195	185	112	better	well	ADJ
fsr-3195	185	113	0.194	0.194	NUM
fsr-3195	185	114	0.271	0.271	NUM
fsr-3195	185	115	3	3	NUM
fsr-3195	185	116	about	about	ADP
fsr-3195	185	117	the	the	DET
fsr-3195	185	118	same	same	ADJ
fsr-3195	185	119	0.571	0.571	NUM
fsr-3195	185	120	0.543	0.543	NUM
fsr-3195	185	121	2	2	NUM
fsr-3195	185	122	worse	bad	ADJ
fsr-3195	185	123	0.138	0.138	NUM
fsr-3195	185	124	0.100	0.100	NUM
fsr-3195	185	125	1	1	NUM
fsr-3195	185	126	much	much	ADV
fsr-3195	185	127	worse	bad	ADJ
fsr-3195	185	128	0.015	0.015	NUM
fsr-3195	185	129	0.014	0.014	NUM
fsr-3195	185	130	risk	risk	NOUN
fsr-3195	185	131	aversion	aversion	NOUN
fsr-3195	185	132	(	(	PUNCT
fsr-3195	185	133	risk	risk	NOUN
fsr-3195	185	134	)	)	PUNCT
fsr-3195	185	135	5	5	NUM
fsr-3195	186	1	i	i	PRON
fsr-3195	186	2	take	take	VERB
fsr-3195	186	3	substantial	substantial	ADJ
fsr-3195	186	4	financial	financial	ADJ
fsr-3195	186	5	risks	risk	NOUN
fsr-3195	186	6	expecting	expect	VERB
fsr-3195	186	7	to	to	PART
fsr-3195	186	8	earn	earn	VERB
fsr-3195	186	9	substantial	substantial	ADJ
fsr-3195	186	10	returns	return	NOUN
fsr-3195	186	11	0.005	0.005	NUM
fsr-3195	186	12	0.100	0.100	NUM
fsr-3195	186	13	4	4	NUM
fsr-3195	186	14	i	i	PRON
fsr-3195	186	15	take	take	VERB
fsr-3195	186	16	above	above	ADJ
fsr-3195	186	17	-	-	PUNCT
fsr-3195	186	18	average	average	ADJ
fsr-3195	186	19	financial	financial	ADJ
fsr-3195	186	20	risks	risk	NOUN
fsr-3195	186	21	expecting	expect	VERB
fsr-3195	186	22	to	to	PART
fsr-3195	186	23	earn	earn	VERB
fsr-3195	186	24	above	above	ADP
fsr-3195	186	25	-	-	PUNCT
fsr-3195	186	26	average	average	NOUN
fsr-3195	186	27	returns	return	NOUN
fsr-3195	186	28	0.061	0.061	NUM
fsr-3195	186	29	0.243	0.243	NUM
fsr-3195	186	30	3	3	NUM
fsr-3195	187	1	i	i	PRON
fsr-3195	187	2	take	take	VERB
fsr-3195	187	3	average	average	ADJ
fsr-3195	187	4	financial	financial	ADJ
fsr-3195	187	5	risks	risk	NOUN
fsr-3195	187	6	expecting	expect	VERB
fsr-3195	187	7	average	average	ADJ
fsr-3195	187	8	returns	return	NOUN
fsr-3195	187	9	0.306	0.306	NUM
fsr-3195	187	10	0.357	0.357	NUM
fsr-3195	187	11	2	2	NUM
fsr-3195	187	12	i	i	PRON
fsr-3195	187	13	a.m.	a.m.	VERB
fsr-3195	187	14	not	not	PART
fsr-3195	187	15	willing	willing	ADJ
fsr-3195	187	16	to	to	PART
fsr-3195	187	17	take	take	VERB
fsr-3195	187	18	any	any	DET
fsr-3195	187	19	financial	financial	ADJ
fsr-3195	187	20	risks	risk	NOUN
fsr-3195	187	21	0.367	0.367	NUM
fsr-3195	187	22	0.214	0.214	NUM
fsr-3195	187	23	1	1	NUM
fsr-3195	187	24	i	i	PRON
fsr-3195	187	25	never	never	ADV
fsr-3195	187	26	have	have	VERB
fsr-3195	187	27	any	any	DET
fsr-3195	187	28	spare	spare	ADJ
fsr-3195	187	29	cash	cash	NOUN
fsr-3195	187	30	0.260	0.260	NUM
fsr-3195	187	31	0.086	0.086	NUM
fsr-3195	187	32	overconfidence	overconfidence	NOUN
fsr-3195	187	33	(	(	PUNCT
fsr-3195	187	34	conf	conf	NOUN
fsr-3195	187	35	)	)	PUNCT
fsr-3195	187	36	6	6	NUM
fsr-3195	187	37	describes	describe	VERB
fsr-3195	187	38	me	i	PRON
fsr-3195	187	39	completely	completely	ADV
fsr-3195	187	40	0.219	0.219	NUM
fsr-3195	187	41	0.314	0.314	NUM
fsr-3195	187	42	5	5	NUM
fsr-3195	187	43	describes	describe	VERB
fsr-3195	187	44	me	i	PRON
fsr-3195	187	45	very	very	ADV
fsr-3195	187	46	well	well	ADV
fsr-3195	187	47	0.321	0.321	NUM
fsr-3195	187	48	0.386	0.386	NUM
fsr-3195	187	49	4	4	NUM
fsr-3195	187	50	somewhat	somewhat	ADV
fsr-3195	187	51	describes	describe	VERB
fsr-3195	187	52	me	i	PRON
fsr-3195	187	53	0.332	0.332	NUM
fsr-3195	187	54	0.229	0.229	NUM
fsr-3195	187	55	3	3	NUM
fsr-3195	187	56	describes	describe	VERB
fsr-3195	187	57	me	i	PRON
fsr-3195	187	58	very	very	ADV
fsr-3195	187	59	little	little	ADJ
fsr-3195	187	60	0.082	0.082	NUM
fsr-3195	187	61	0.057	0.057	NUM
fsr-3195	187	62	2	2	NUM
fsr-3195	187	63	does	do	AUX
fsr-3195	187	64	not	not	PART
fsr-3195	187	65	describe	describe	VERB
fsr-3195	187	66	me	i	PRON
fsr-3195	187	67	at	at	ADP
fsr-3195	187	68	all	all	DET
fsr-3195	187	69	0.041	0.041	NUM
fsr-3195	187	70	0.014	0.014	NUM
fsr-3195	187	71	1	1	NUM
fsr-3195	187	72	not	not	PART
fsr-3195	187	73	applicable	applicable	ADJ
fsr-3195	187	74	0.005	0.005	NUM
fsr-3195	187	75	0.000	0.000	NUM
fsr-3195	187	76	66	66	NUM
fsr-3195	187	77	t.	t.	PROPN
fsr-3195	187	78	west	west	PROPN
fsr-3195	188	1	et	et	PROPN
fsr-3195	188	2	al	al	PROPN
fsr-3195	188	3	.	.	PUNCT
fsr-3195	188	4	/	/	SYM
fsr-3195	188	5	financial	financial	ADJ
fsr-3195	188	6	services	service	NOUN
fsr-3195	188	7	review	review	VERB
fsr-3195	188	8	31	31	NUM
fsr-3195	188	9	(	(	PUNCT
fsr-3195	188	10	2023	2023	NUM
fsr-3195	188	11	)	)	PUNCT
fsr-3195	188	12	55–71	55–71	NOUN
fsr-3195	188	13	age	age	NOUN
fsr-3195	188	14	records	record	VERB
fsr-3195	188	15	a	a	DET
fsr-3195	188	16	significant	significant	ADJ
fsr-3195	188	17	and	and	CCONJ
fsr-3195	188	18	negative	negative	ADJ
fsr-3195	188	19	relationship	relationship	NOUN
fsr-3195	188	20	with	with	ADP
fsr-3195	188	21	uns	un	NOUN
fsr-3195	188	22	in	in	ADP
fsr-3195	188	23	the	the	DET
fsr-3195	188	24	model	model	NOUN
fsr-3195	188	25	(	(	PUNCT
fsr-3195	188	26	1	1	NUM
fsr-3195	188	27	)	)	PUNCT
fsr-3195	188	28	.	.	PUNCT
fsr-3195	189	1	therefore	therefore	ADV
fsr-3195	189	2	,	,	PUNCT
fsr-3195	189	3	older	old	ADJ
fsr-3195	189	4	people	people	NOUN
fsr-3195	189	5	are	be	AUX
fsr-3195	189	6	less	less	ADV
fsr-3195	189	7	likely	likely	ADJ
fsr-3195	189	8	to	to	PART
fsr-3195	189	9	record	record	VERB
fsr-3195	189	10	an	an	DET
fsr-3195	189	11	“	"	PUNCT
fsr-3195	189	12	unsure	unsure	ADJ
fsr-3195	189	13	”	"	PUNCT
fsr-3195	189	14	response	response	NOUN
fsr-3195	189	15	.	.	PUNCT
fsr-3195	190	1	6	6	NUM
fsr-3195	190	2	.	.	X
fsr-3195	190	3	discussion	discussion	NOUN
fsr-3195	190	4	investigation	investigation	NOUN
fsr-3195	190	5	into	into	ADP
fsr-3195	190	6	the	the	DET
fsr-3195	190	7	disparity	disparity	NOUN
fsr-3195	190	8	between	between	ADP
fsr-3195	190	9	women	woman	NOUN
fsr-3195	190	10	and	and	CCONJ
fsr-3195	190	11	men	man	NOUN
fsr-3195	190	12	in	in	ADP
fsr-3195	190	13	measuring	measure	VERB
fsr-3195	190	14	financial	financial	ADJ
fsr-3195	190	15	literacy	literacy	NOUN
fsr-3195	190	16	performance	performance	NOUN
fsr-3195	190	17	is	be	AUX
fsr-3195	190	18	important	important	ADJ
fsr-3195	190	19	.	.	PUNCT
fsr-3195	191	1	women	woman	NOUN
fsr-3195	191	2	tend	tend	VERB
fsr-3195	191	3	to	to	PART
fsr-3195	191	4	live	live	VERB
fsr-3195	191	5	longer	long	ADV
fsr-3195	191	6	than	than	ADP
fsr-3195	191	7	men	man	NOUN
fsr-3195	191	8	,	,	PUNCT
fsr-3195	191	9	have	have	VERB
fsr-3195	191	10	lower	low	ADJ
fsr-3195	191	11	earnings	earning	NOUN
fsr-3195	191	12	,	,	PUNCT
fsr-3195	191	13	and	and	CCONJ
fsr-3195	191	14	have	have	VERB
fsr-3195	191	15	fewer	few	ADJ
fsr-3195	191	16	retirement	retirement	NOUN
fsr-3195	191	17	savings	saving	NOUN
fsr-3195	191	18	and	and	CCONJ
fsr-3195	191	19	are	be	AUX
fsr-3195	191	20	thus	thus	ADV
fsr-3195	191	21	a	a	DET
fsr-3195	191	22	vulnerable	vulnerable	ADJ
fsr-3195	191	23	cohort	cohort	NOUN
fsr-3195	191	24	(	(	PUNCT
fsr-3195	191	25	cassells	cassell	NOUN
fsr-3195	191	26	et	et	NOUN
fsr-3195	191	27	al	al	PROPN
fsr-3195	191	28	.	.	PROPN
fsr-3195	191	29	,	,	PUNCT
fsr-3195	191	30	2009	2009	NUM
fsr-3195	191	31	)	)	PUNCT
fsr-3195	191	32	.	.	PUNCT
fsr-3195	192	1	the	the	DET
fsr-3195	192	2	research	research	NOUN
fsr-3195	192	3	documenting	document	VERB
fsr-3195	192	4	low	low	ADJ
fsr-3195	192	5	levels	level	NOUN
fsr-3195	192	6	of	of	ADP
fsr-3195	192	7	financial	financial	ADJ
fsr-3195	192	8	literacy	literacy	NOUN
fsr-3195	192	9	provides	provide	VERB
fsr-3195	192	10	evidence	evidence	NOUN
fsr-3195	192	11	that	that	SCONJ
fsr-3195	192	12	investing	invest	VERB
fsr-3195	192	13	in	in	ADP
fsr-3195	192	14	financial	financial	ADJ
fsr-3195	192	15	literacy	literacy	NOUN
fsr-3195	192	16	is	be	AUX
fsr-3195	192	17	one	one	NUM
fsr-3195	192	18	pathway	pathway	NOUN
fsr-3195	192	19	to	to	ADP
fsr-3195	192	20	improving	improve	VERB
fsr-3195	192	21	saving	saving	NOUN
fsr-3195	192	22	and	and	CCONJ
fsr-3195	192	23	spending	spending	NOUN
fsr-3195	192	24	behaviors	behavior	NOUN
fsr-3195	192	25	and	and	CCONJ
fsr-3195	192	26	overall	overall	ADJ
fsr-3195	192	27	financial	financial	ADJ
fsr-3195	192	28	stability	stability	NOUN
fsr-3195	192	29	(	(	PUNCT
fsr-3195	192	30	oecd	oecd	PROPN
fsr-3195	192	31	,	,	PUNCT
fsr-3195	192	32	2020b	2020b	NUM
fsr-3195	192	33	)	)	PUNCT
fsr-3195	192	34	.	.	PUNCT
fsr-3195	193	1	in	in	ADP
fsr-3195	193	2	this	this	DET
fsr-3195	193	3	study	study	NOUN
fsr-3195	193	4	,	,	PUNCT
fsr-3195	193	5	we	we	PRON
fsr-3195	193	6	take	take	VERB
fsr-3195	193	7	a	a	DET
fsr-3195	193	8	closer	close	ADJ
fsr-3195	193	9	look	look	NOUN
fsr-3195	193	10	at	at	ADP
fsr-3195	193	11	how	how	SCONJ
fsr-3195	193	12	financial	financial	ADJ
fsr-3195	193	13	literacy	literacy	NOUN
fsr-3195	193	14	is	be	AUX
fsr-3195	193	15	measured	measure	VERB
fsr-3195	193	16	.	.	PUNCT
fsr-3195	194	1	we	we	PRON
fsr-3195	194	2	draw	draw	VERB
fsr-3195	194	3	our	our	PRON
fsr-3195	194	4	hypothesis	hypothesis	NOUN
fsr-3195	194	5	that	that	SCONJ
fsr-3195	194	6	women	woman	NOUN
fsr-3195	194	7	make	make	VERB
fsr-3195	194	8	more	more	ADJ
fsr-3195	194	9	non	non	NOUN
fsr-3195	194	10	-	-	NOUN
fsr-3195	194	11	responses	response	NOUN
fsr-3195	194	12	than	than	ADP
fsr-3195	194	13	men	man	NOUN
fsr-3195	194	14	from	from	ADP
fsr-3195	194	15	the	the	DET
fsr-3195	194	16	decision	decision	NOUN
fsr-3195	194	17	science	science	NOUN
fsr-3195	194	18	literature	literature	NOUN
fsr-3195	194	19	,	,	PUNCT
fsr-3195	194	20	and	and	CCONJ
fsr-3195	194	21	find	find	VERB
fsr-3195	194	22	that	that	SCONJ
fsr-3195	194	23	more	more	ADJ
fsr-3195	194	24	women	woman	NOUN
fsr-3195	194	25	select	select	VERB
fsr-3195	194	26	the	the	DET
fsr-3195	194	27	non	non	ADJ
fsr-3195	194	28	-	-	ADJ
fsr-3195	194	29	response	response	ADJ
fsr-3195	194	30	option	option	NOUN
fsr-3195	194	31	than	than	ADP
fsr-3195	194	32	men	man	NOUN
fsr-3195	194	33	in	in	ADP
fsr-3195	194	34	financial	financial	ADJ
fsr-3195	194	35	literacy	literacy	NOUN
fsr-3195	194	36	questions	question	NOUN
fsr-3195	194	37	.	.	PUNCT
fsr-3195	195	1	most	most	ADJ
fsr-3195	195	2	men	man	NOUN
fsr-3195	195	3	select	select	VERB
fsr-3195	195	4	an	an	DET
fsr-3195	195	5	option	option	NOUN
fsr-3195	195	6	other	other	ADJ
fsr-3195	195	7	than	than	ADP
fsr-3195	195	8	“	"	PUNCT
fsr-3195	195	9	unsure	unsure	ADJ
fsr-3195	195	10	”	"	PUNCT
fsr-3195	195	11	(	(	PUNCT
fsr-3195	195	12	57	57	NUM
fsr-3195	195	13	%	%	NOUN
fsr-3195	195	14	)	)	PUNCT
fsr-3195	195	15	;	;	PUNCT
fsr-3195	195	16	whereas	whereas	SCONJ
fsr-3195	195	17	,	,	PUNCT
fsr-3195	195	18	only	only	ADV
fsr-3195	195	19	32	32	NUM
fsr-3195	195	20	%	%	NOUN
fsr-3195	195	21	of	of	ADP
fsr-3195	195	22	women	woman	NOUN
fsr-3195	195	23	select	select	VERB
fsr-3195	195	24	an	an	DET
fsr-3195	195	25	option	option	NOUN
fsr-3195	195	26	other	other	ADJ
fsr-3195	195	27	than	than	ADP
fsr-3195	195	28	“	"	PUNCT
fsr-3195	195	29	unsure	unsure	ADJ
fsr-3195	195	30	.	.	PUNCT
fsr-3195	195	31	”	"	PUNCT
fsr-3195	196	1	the	the	DET
fsr-3195	196	2	proportion	proportion	NOUN
fsr-3195	196	3	of	of	ADP
fsr-3195	196	4	women	woman	NOUN
fsr-3195	196	5	who	who	PRON
fsr-3195	196	6	select	select	VERB
fsr-3195	196	7	unsure	unsure	ADJ
fsr-3195	196	8	responses	response	NOUN
fsr-3195	196	9	is	be	AUX
fsr-3195	196	10	about	about	ADV
fsr-3195	196	11	double	double	DET
fsr-3195	196	12	that	that	PRON
fsr-3195	196	13	of	of	ADP
fsr-3195	196	14	men	man	NOUN
fsr-3195	196	15	for	for	ADP
fsr-3195	196	16	all	all	DET
fsr-3195	196	17	three	three	NUM
fsr-3195	196	18	questions	question	NOUN
fsr-3195	196	19	.	.	PUNCT
fsr-3195	197	1	we	we	PRON
fsr-3195	197	2	infer	infer	VERB
fsr-3195	197	3	from	from	ADP
fsr-3195	197	4	the	the	DET
fsr-3195	197	5	regression	regression	NOUN
fsr-3195	197	6	results	result	NOUN
fsr-3195	197	7	that	that	SCONJ
fsr-3195	197	8	having	have	VERB
fsr-3195	197	9	an	an	DET
fsr-3195	197	10	interest	interest	NOUN
fsr-3195	197	11	in	in	ADP
fsr-3195	197	12	money	money	NOUN
fsr-3195	197	13	matters	matter	NOUN
fsr-3195	197	14	at	at	ADP
fsr-3195	197	15	school	school	NOUN
fsr-3195	197	16	age	age	NOUN
fsr-3195	197	17	is	be	AUX
fsr-3195	197	18	important	important	ADJ
fsr-3195	197	19	.	.	PUNCT
fsr-3195	198	1	an	an	DET
fsr-3195	198	2	understanding	understanding	NOUN
fsr-3195	198	3	of	of	ADP
fsr-3195	198	4	risk	risk	NOUN
fsr-3195	198	5	concepts	concept	NOUN
fsr-3195	198	6	or	or	CCONJ
fsr-3195	198	7	risk	risk	NOUN
fsr-3195	198	8	-	-	PUNCT
fsr-3195	198	9	taking	take	VERB
fsr-3195	198	10	behavior	behavior	NOUN
fsr-3195	198	11	is	be	AUX
fsr-3195	198	12	also	also	ADV
fsr-3195	198	13	important	important	ADJ
fsr-3195	198	14	for	for	ADP
fsr-3195	198	15	selecting	select	VERB
fsr-3195	198	16	an	an	DET
fsr-3195	198	17	answer	answer	NOUN
fsr-3195	198	18	as	as	SCONJ
fsr-3195	198	19	opposed	oppose	VERB
fsr-3195	198	20	to	to	ADP
fsr-3195	198	21	a	a	DET
fsr-3195	198	22	non	non	ADJ
fsr-3195	198	23	-	-	ADJ
fsr-3195	198	24	response	response	ADJ
fsr-3195	198	25	option	option	NOUN
fsr-3195	198	26	.	.	PUNCT
fsr-3195	199	1	this	this	PRON
fsr-3195	199	2	confirms	confirm	VERB
fsr-3195	199	3	prior	prior	ADJ
fsr-3195	199	4	work	work	NOUN
fsr-3195	199	5	by	by	ADP
fsr-3195	199	6	charness	charness	NOUN
fsr-3195	199	7	and	and	CCONJ
fsr-3195	199	8	gneezy	gneezy	PROPN
fsr-3195	199	9	(	(	PUNCT
fsr-3195	199	10	2012	2012	NUM
fsr-3195	199	11	)	)	PUNCT
fsr-3195	199	12	.	.	PUNCT
fsr-3195	200	1	we	we	PRON
fsr-3195	200	2	were	be	AUX
fsr-3195	200	3	surprised	surprised	ADJ
fsr-3195	200	4	that	that	SCONJ
fsr-3195	200	5	early	early	ADJ
fsr-3195	200	6	confidence	confidence	NOUN
fsr-3195	200	7	does	do	AUX
fsr-3195	200	8	not	not	PART
fsr-3195	200	9	translate	translate	VERB
fsr-3195	200	10	table	table	NOUN
fsr-3195	200	11	4	4	NUM
fsr-3195	200	12	probit	probit	NOUN
fsr-3195	200	13	model	model	NOUN
fsr-3195	200	14	parameter	parameter	NOUN
fsr-3195	200	15	estimates	estimate	NOUN
fsr-3195	200	16	of	of	ADP
fsr-3195	200	17	non	non	ADJ
fsr-3195	200	18	-	-	ADJ
fsr-3195	200	19	responses	responses	ADJ
fsr-3195	200	20	parameter	parameter	NOUN
fsr-3195	200	21	(	(	PUNCT
fsr-3195	200	22	1	1	NUM
fsr-3195	200	23	)	)	PUNCT
fsr-3195	200	24	(	(	PUNCT
fsr-3195	200	25	2	2	NUM
fsr-3195	200	26	)	)	PUNCT
fsr-3195	200	27	(	(	PUNCT
fsr-3195	200	28	3	3	X
fsr-3195	200	29	)	)	PUNCT
fsr-3195	200	30	(	(	PUNCT
fsr-3195	200	31	4	4	X
fsr-3195	200	32	)	)	PUNCT
fsr-3195	200	33	uns	un	NOUN
fsr-3195	200	34	intuns	intun	NOUN
fsr-3195	200	35	infuns	infun	NOUN
fsr-3195	200	36	divuns	divun	NOUN
fsr-3195	200	37	fem	fem	VERB
fsr-3195	200	38	0.510	0.510	NUM
fsr-3195	200	39	*	*	PUNCT
fsr-3195	200	40	*	*	PUNCT
fsr-3195	200	41	0.695	0.695	NUM
fsr-3195	200	42	*	*	X
fsr-3195	200	43	*	*	X
fsr-3195	200	44	0.686	0.686	NUM
fsr-3195	200	45	*	*	PUNCT
fsr-3195	200	46	*	*	PUNCT
fsr-3195	200	47	*	*	PUNCT
fsr-3195	200	48	0.613	0.613	NUM
fsr-3195	200	49	0.198	0.198	NUM
fsr-3195	200	50	0.302	0.302	NUM
fsr-3195	200	51	0.224	0.224	NUM
fsr-3195	200	52	0.200	0.200	NUM
fsr-3195	200	53	num	num	PROPN
fsr-3195	200	54	�	�	PROPN
fsr-3195	200	55	0.064	0.064	NUM
fsr-3195	200	56	�	�	NOUN
fsr-3195	200	57	0.205	0.205	NUM
fsr-3195	200	58	*	*	SYM
fsr-3195	200	59	*	*	PUNCT
fsr-3195	200	60	�	�	PROPN
fsr-3195	200	61	0.064	0.064	NUM
fsr-3195	200	62	0.007	0.007	NUM
fsr-3195	200	63	0.084	0.084	NUM
fsr-3195	200	64	0.106	0.106	NUM
fsr-3195	200	65	0.087	0.087	NUM
fsr-3195	200	66	0.085	0.085	NUM
fsr-3195	200	67	read	read	VERB
fsr-3195	200	68	0.061	0.061	NUM
fsr-3195	200	69	�	�	PROPN
fsr-3195	200	70	0.038	0.038	NUM
fsr-3195	200	71	0.078	0.078	NUM
fsr-3195	200	72	0.062	0.062	NUM
fsr-3195	200	73	0.156	0.156	NUM
fsr-3195	200	74	0.183	0.183	NUM
fsr-3195	200	75	0.157	0.157	NUM
fsr-3195	200	76	0.152	0.152	NUM
fsr-3195	200	77	writ	writ	NOUN
fsr-3195	200	78	0.035	0.035	NUM
fsr-3195	200	79	�	�	PROPN
fsr-3195	200	80	0.070	0.070	NUM
fsr-3195	200	81	�	�	PROPN
fsr-3195	200	82	0.111	0.111	NUM
fsr-3195	200	83	�	�	PROPN
fsr-3195	200	84	0.002	0.002	NUM
fsr-3195	200	85	0.139	0.139	NUM
fsr-3195	200	86	0.171	0.171	NUM
fsr-3195	200	87	0.144	0.144	NUM
fsr-3195	200	88	0.138	0.138	NUM
fsr-3195	200	89	fin	fin	NOUN
fsr-3195	200	90	�	�	PROPN
fsr-3195	200	91	0.263	0.263	NUM
fsr-3195	200	92	*	*	PUNCT
fsr-3195	200	93	*	*	PUNCT
fsr-3195	200	94	�	�	PROPN
fsr-3195	200	95	0.018	0.018	NUM
fsr-3195	200	96	�	�	PROPN
fsr-3195	200	97	0.272	0.272	NUM
fsr-3195	200	98	*	*	NOUN
fsr-3195	200	99	*	*	PUNCT
fsr-3195	200	100	�	�	PROPN
fsr-3195	200	101	0.305	0.305	NUM
fsr-3195	200	102	0.115	0.115	NUM
fsr-3195	200	103	0.148	0.148	NUM
fsr-3195	200	104	0.123	0.123	NUM
fsr-3195	200	105	0.115	0.115	NUM
fsr-3195	200	106	risk	risk	NOUN
fsr-3195	200	107	�	�	PROPN
fsr-3195	200	108	0.129	0.129	NUM
fsr-3195	200	109	0.057	0.057	NUM
fsr-3195	200	110	�	�	PROPN
fsr-3195	200	111	0.048	0.048	NUM
fsr-3195	200	112	�	�	PROPN
fsr-3195	200	113	0.153	0.153	NUM
fsr-3195	200	114	0.088	0.088	NUM
fsr-3195	200	115	0.107	0.107	NUM
fsr-3195	200	116	0.093	0.093	NUM
fsr-3195	200	117	0.087	0.087	NUM
fsr-3195	200	118	conf	conf	NOUN
fsr-3195	200	119	�	�	PROPN
fsr-3195	200	120	0.051	0.051	NUM
fsr-3195	200	121	�	�	PROPN
fsr-3195	200	122	0.078	0.078	NUM
fsr-3195	200	123	�	�	PROPN
fsr-3195	200	124	0.033	0.033	NUM
fsr-3195	200	125	�	�	PROPN
fsr-3195	200	126	0.049	0.049	NUM
fsr-3195	200	127	0.080	0.080	NUM
fsr-3195	200	128	0.094	0.094	NUM
fsr-3195	200	129	0.081	0.081	NUM
fsr-3195	200	130	0.080	0.080	NUM
fsr-3195	200	131	age	age	NOUN
fsr-3195	200	132	�	�	PROPN
fsr-3195	200	133	0.130	0.130	NUM
fsr-3195	200	134	*	*	SYM
fsr-3195	200	135	�	�	PROPN
fsr-3195	200	136	0.071	0.071	NUM
fsr-3195	200	137	�	�	PROPN
fsr-3195	200	138	0.102	0.102	NUM
fsr-3195	200	139	�	�	PROPN
fsr-3195	200	140	0.105	0.105	NUM
fsr-3195	200	141	0.079	0.079	NUM
fsr-3195	200	142	0.096	0.096	NUM
fsr-3195	200	143	0.083	0.083	NUM
fsr-3195	200	144	0.078	0.078	PROPN
fsr-3195	200	145	inc	inc	PROPN
fsr-3195	200	146	�	�	PROPN
fsr-3195	200	147	0.065	0.065	NUM
fsr-3195	200	148	�	�	PROPN
fsr-3195	200	149	0.025	0.025	NUM
fsr-3195	200	150	�	�	PROPN
fsr-3195	200	151	0.081	0.081	NUM
fsr-3195	200	152	�	�	PROPN
fsr-3195	200	153	0.048	0.048	NUM
fsr-3195	200	154	0.056	0.056	NUM
fsr-3195	200	155	0.070	0.070	NUM
fsr-3195	200	156	0.060	0.060	NUM
fsr-3195	200	157	0.056	0.056	NUM
fsr-3195	200	158	cons	con	NOUN
fsr-3195	200	159	1.592	1.592	NUM
fsr-3195	200	160	*	*	SYM
fsr-3195	200	161	�	�	PROPN
fsr-3195	200	162	0.013	0.013	NUM
fsr-3195	200	163	0.851	0.851	NUM
fsr-3195	200	164	1.237	1.237	NUM
fsr-3195	200	165	0.639	0.639	NUM
fsr-3195	200	166	0.772	0.772	NUM
fsr-3195	200	167	0.650	0.650	NUM
fsr-3195	200	168	0.635	0.635	NUM
fsr-3195	200	169	pseudo	pseudo	NOUN
fsr-3195	200	170	r2	r2	NOUN
fsr-3195	200	171	0.095	0.095	NUM
fsr-3195	200	172	0.071	0.071	NUM
fsr-3195	200	173	0.087	0.087	NUM
fsr-3195	200	174	0.100	0.100	NUM
fsr-3195	200	175	lr	lr	NOUN
fsr-3195	200	176	x2	x2	PROPN
fsr-3195	201	1	33.74	33.74	NUM
fsr-3195	201	2	*	*	PUNCT
fsr-3195	201	3	*	*	PUNCT
fsr-3195	201	4	*	*	PUNCT
fsr-3195	202	1	15.16	15.16	NUM
fsr-3195	202	2	*	*	PUNCT
fsr-3195	202	3	*	*	PUNCT
fsr-3195	202	4	*	*	PUNCT
fsr-3195	202	5	28.97	28.97	NUM
fsr-3195	202	6	*	*	PUNCT
fsr-3195	202	7	*	*	PUNCT
fsr-3195	202	8	*	*	PUNCT
fsr-3195	202	9	36.89	36.89	NUM
fsr-3195	202	10	notes	note	NOUN
fsr-3195	202	11	.	.	PUNCT
fsr-3195	203	1	*	*	PUNCT
fsr-3195	203	2	p	p	X
fsr-3195	203	3	<	<	X
fsr-3195	203	4	.10	.10	NUM
fsr-3195	203	5	,	,	PUNCT
fsr-3195	203	6	*	*	PUNCT
fsr-3195	203	7	*	*	PUNCT
fsr-3195	204	1	p	p	X
fsr-3195	204	2	<	<	X
fsr-3195	204	3	.05	.05	NUM
fsr-3195	204	4	,	,	PUNCT
fsr-3195	204	5	*	*	PUNCT
fsr-3195	205	1	*	*	PUNCT
fsr-3195	205	2	*	*	PUNCT
fsr-3195	205	3	p	p	X
fsr-3195	205	4	<	<	X
fsr-3195	205	5	.01	.01	NUM
fsr-3195	205	6	.	.	PUNCT
fsr-3195	206	1	t.	t.	PROPN
fsr-3195	206	2	west	west	PROPN
fsr-3195	206	3	et	et	PROPN
fsr-3195	206	4	al	al	PROPN
fsr-3195	206	5	.	.	PUNCT
fsr-3195	206	6	/	/	SYM
fsr-3195	206	7	financial	financial	ADJ
fsr-3195	206	8	services	service	NOUN
fsr-3195	206	9	review	review	VERB
fsr-3195	206	10	31	31	NUM
fsr-3195	206	11	(	(	PUNCT
fsr-3195	206	12	2023	2023	NUM
fsr-3195	206	13	)	)	PUNCT
fsr-3195	206	14	55–71	55–71	NOUN
fsr-3195	206	15	67	67	NUM
fsr-3195	206	16	into	into	ADP
fsr-3195	206	17	current	current	ADJ
fsr-3195	206	18	money	money	NOUN
fsr-3195	206	19	confidence	confidence	NOUN
fsr-3195	206	20	as	as	SCONJ
fsr-3195	206	21	the	the	DET
fsr-3195	206	22	conf	conf	NOUN
fsr-3195	206	23	parameter	parameter	NOUN
fsr-3195	206	24	is	be	AUX
fsr-3195	206	25	not	not	PART
fsr-3195	206	26	significant	significant	ADJ
fsr-3195	206	27	in	in	ADP
fsr-3195	206	28	any	any	DET
fsr-3195	206	29	models	model	NOUN
fsr-3195	206	30	.	.	PUNCT
fsr-3195	207	1	however	however	ADV
fsr-3195	207	2	,	,	PUNCT
fsr-3195	207	3	this	this	PRON
fsr-3195	207	4	may	may	AUX
fsr-3195	207	5	be	be	AUX
fsr-3195	207	6	because	because	SCONJ
fsr-3195	207	7	it	it	PRON
fsr-3195	207	8	is	be	AUX
fsr-3195	207	9	an	an	DET
fsr-3195	207	10	accurate	accurate	ADJ
fsr-3195	207	11	self	self	NOUN
fsr-3195	207	12	-	-	PUNCT
fsr-3195	207	13	assessment	assessment	NOUN
fsr-3195	207	14	of	of	ADP
fsr-3195	207	15	the	the	DET
fsr-3195	207	16	respondent	respondent	NOUN
fsr-3195	207	17	’s	’s	PART
fsr-3195	207	18	ability	ability	NOUN
fsr-3195	207	19	.	.	PUNCT
fsr-3195	208	1	7	7	X
fsr-3195	208	2	.	.	X
fsr-3195	208	3	implications	implication	NOUN
fsr-3195	208	4	for	for	ADP
fsr-3195	208	5	researchers	researcher	NOUN
fsr-3195	208	6	and	and	CCONJ
fsr-3195	208	7	educators	educator	NOUN
fsr-3195	208	8	,	,	PUNCT
fsr-3195	208	9	more	more	ADJ
fsr-3195	208	10	work	work	NOUN
fsr-3195	208	11	is	be	AUX
fsr-3195	208	12	to	to	PART
fsr-3195	208	13	be	be	AUX
fsr-3195	208	14	done	do	VERB
fsr-3195	208	15	on	on	ADP
fsr-3195	208	16	understanding	understand	VERB
fsr-3195	208	17	gender	gender	NOUN
fsr-3195	208	18	bias	bias	NOUN
fsr-3195	208	19	in	in	ADP
fsr-3195	208	20	financial	financial	ADJ
fsr-3195	208	21	literacy	literacy	NOUN
fsr-3195	208	22	metrics	metric	NOUN
fsr-3195	208	23	.	.	PUNCT
fsr-3195	209	1	is	be	AUX
fsr-3195	209	2	it	it	PRON
fsr-3195	209	3	the	the	DET
fsr-3195	209	4	style	style	NOUN
fsr-3195	209	5	of	of	ADP
fsr-3195	209	6	questions	question	NOUN
fsr-3195	209	7	that	that	PRON
fsr-3195	209	8	is	be	AUX
fsr-3195	209	9	problematic	problematic	ADJ
fsr-3195	209	10	for	for	ADP
fsr-3195	209	11	women	woman	NOUN
fsr-3195	209	12	?	?	PUNCT
fsr-3195	210	1	is	be	AUX
fsr-3195	210	2	it	it	PRON
fsr-3195	210	3	the	the	DET
fsr-3195	210	4	language	language	NOUN
fsr-3195	210	5	used	use	VERB
fsr-3195	210	6	?	?	PUNCT
fsr-3195	211	1	perhaps	perhaps	ADV
fsr-3195	211	2	open	open	ADV
fsr-3195	211	3	-	-	PUNCT
fsr-3195	211	4	ended	end	VERB
fsr-3195	211	5	questions	question	NOUN
fsr-3195	211	6	would	would	AUX
fsr-3195	211	7	elicit	elicit	VERB
fsr-3195	211	8	a	a	DET
fsr-3195	211	9	more	more	ADV
fsr-3195	211	10	contextual	contextual	ADJ
fsr-3195	211	11	understanding	understanding	NOUN
fsr-3195	211	12	of	of	ADP
fsr-3195	211	13	knowledge	knowledge	NOUN
fsr-3195	211	14	about	about	ADP
fsr-3195	211	15	money	money	NOUN
fsr-3195	211	16	matters	matter	NOUN
fsr-3195	211	17	by	by	ADP
fsr-3195	211	18	allowing	allow	VERB
fsr-3195	211	19	qualitative	qualitative	ADJ
fsr-3195	211	20	aspects	aspect	NOUN
fsr-3195	211	21	of	of	ADP
fsr-3195	211	22	respondents	respondent	NOUN
fsr-3195	211	23	’	'	PUNCT
fsr-3195	211	24	social	social	ADJ
fsr-3195	211	25	experience	experience	NOUN
fsr-3195	211	26	,	,	PUNCT
fsr-3195	211	27	values	value	NOUN
fsr-3195	211	28	,	,	PUNCT
fsr-3195	211	29	and	and	CCONJ
fsr-3195	211	30	cultural	cultural	ADJ
fsr-3195	211	31	diversity	diversity	NOUN
fsr-3195	211	32	to	to	PART
fsr-3195	211	33	be	be	AUX
fsr-3195	211	34	included	include	VERB
fsr-3195	211	35	(	(	PUNCT
fsr-3195	211	36	hunter	hunter	NOUN
fsr-3195	211	37	&	&	CCONJ
fsr-3195	211	38	sawatzki	sawatzki	PROPN
fsr-3195	211	39	,	,	PUNCT
fsr-3195	211	40	2019	2019	NUM
fsr-3195	211	41	)	)	PUNCT
fsr-3195	211	42	.	.	PUNCT
fsr-3195	212	1	or	or	CCONJ
fsr-3195	212	2	,	,	PUNCT
fsr-3195	212	3	perhaps	perhaps	ADV
fsr-3195	212	4	in	in	ADP
fsr-3195	212	5	adulthood	adulthood	NOUN
fsr-3195	212	6	,	,	PUNCT
fsr-3195	212	7	women	woman	NOUN
fsr-3195	212	8	are	be	AUX
fsr-3195	212	9	focused	focus	VERB
fsr-3195	212	10	on	on	ADP
fsr-3195	212	11	financial	financial	ADJ
fsr-3195	212	12	management	management	NOUN
fsr-3195	212	13	tasks	task	NOUN
fsr-3195	212	14	different	different	ADJ
fsr-3195	212	15	from	from	ADP
fsr-3195	212	16	investing	invest	VERB
fsr-3195	212	17	,	,	PUNCT
fsr-3195	212	18	but	but	CCONJ
fsr-3195	212	19	nonetheless	nonetheless	ADV
fsr-3195	212	20	important	important	ADJ
fsr-3195	212	21	.	.	PUNCT
fsr-3195	213	1	thus	thus	ADV
fsr-3195	213	2	,	,	PUNCT
fsr-3195	213	3	a	a	DET
fsr-3195	213	4	sophistication	sophistication	NOUN
fsr-3195	213	5	may	may	AUX
fsr-3195	213	6	exist	exist	VERB
fsr-3195	213	7	that	that	PRON
fsr-3195	213	8	is	be	AUX
fsr-3195	213	9	not	not	PART
fsr-3195	213	10	captured	capture	VERB
fsr-3195	213	11	by	by	ADP
fsr-3195	213	12	financial	financial	ADJ
fsr-3195	213	13	literacy	literacy	NOUN
fsr-3195	213	14	metrics	metric	NOUN
fsr-3195	213	15	such	such	ADJ
fsr-3195	213	16	as	as	ADP
fsr-3195	213	17	balancing	balance	VERB
fsr-3195	213	18	budgets	budget	NOUN
fsr-3195	213	19	and	and	CCONJ
fsr-3195	213	20	making	make	VERB
fsr-3195	213	21	financial	financial	ADJ
fsr-3195	213	22	decisions	decision	NOUN
fsr-3195	213	23	for	for	ADP
fsr-3195	213	24	the	the	DET
fsr-3195	213	25	immediate	immediate	ADJ
fsr-3195	213	26	and	and	CCONJ
fsr-3195	213	27	extended	extended	ADJ
fsr-3195	213	28	family	family	NOUN
fsr-3195	213	29	(	(	PUNCT
fsr-3195	213	30	blue	blue	PROPN
fsr-3195	213	31	&	&	CCONJ
fsr-3195	213	32	o’faircheallaigh	o’faircheallaigh	ADJ
fsr-3195	213	33	,	,	PUNCT
fsr-3195	213	34	2018	2018	NUM
fsr-3195	213	35	)	)	PUNCT
fsr-3195	213	36	.	.	PUNCT
fsr-3195	214	1	in	in	ADP
fsr-3195	214	2	addition	addition	NOUN
fsr-3195	214	3	,	,	PUNCT
fsr-3195	214	4	work	work	NOUN
fsr-3195	214	5	continues	continue	VERB
fsr-3195	214	6	in	in	ADP
fsr-3195	214	7	schooling	school	VERB
fsr-3195	214	8	on	on	ADP
fsr-3195	214	9	how	how	SCONJ
fsr-3195	214	10	to	to	PART
fsr-3195	214	11	make	make	VERB
fsr-3195	214	12	effective	effective	ADJ
fsr-3195	214	13	links	link	NOUN
fsr-3195	214	14	between	between	ADP
fsr-3195	214	15	knowledge	knowledge	NOUN
fsr-3195	214	16	and	and	CCONJ
fsr-3195	214	17	financial	financial	ADJ
fsr-3195	214	18	decisions	decision	NOUN
fsr-3195	214	19	in	in	ADP
fsr-3195	214	20	practice	practice	NOUN
fsr-3195	214	21	.	.	PUNCT
fsr-3195	215	1	some	some	DET
fsr-3195	215	2	researchers	researcher	NOUN
fsr-3195	215	3	have	have	AUX
fsr-3195	215	4	raised	raise	VERB
fsr-3195	215	5	concerns	concern	NOUN
fsr-3195	215	6	on	on	ADP
fsr-3195	215	7	the	the	DET
fsr-3195	215	8	efficacy	efficacy	NOUN
fsr-3195	215	9	of	of	ADP
fsr-3195	215	10	financial	financial	ADJ
fsr-3195	215	11	education	education	NOUN
fsr-3195	215	12	in	in	ADP
fsr-3195	215	13	schools	school	NOUN
fsr-3195	215	14	and	and	CCONJ
fsr-3195	215	15	there	there	PRON
fsr-3195	215	16	is	be	VERB
fsr-3195	215	17	still	still	ADV
fsr-3195	215	18	work	work	ADJ
fsr-3195	215	19	to	to	PART
fsr-3195	215	20	be	be	AUX
fsr-3195	215	21	done	do	VERB
fsr-3195	215	22	on	on	ADP
fsr-3195	215	23	the	the	DET
fsr-3195	215	24	integration	integration	NOUN
fsr-3195	215	25	of	of	ADP
fsr-3195	215	26	money	money	NOUN
fsr-3195	215	27	matters	matter	VERB
fsr-3195	215	28	across	across	ADP
fsr-3195	215	29	a	a	DET
fsr-3195	215	30	range	range	NOUN
fsr-3195	215	31	of	of	ADP
fsr-3195	215	32	topics	topic	NOUN
fsr-3195	215	33	(	(	PUNCT
fsr-3195	215	34	not	not	PART
fsr-3195	215	35	just	just	ADV
fsr-3195	215	36	mathematics	mathematic	NOUN
fsr-3195	215	37	)	)	PUNCT
fsr-3195	215	38	and	and	CCONJ
fsr-3195	215	39	incorporation	incorporation	NOUN
fsr-3195	215	40	of	of	ADP
fsr-3195	215	41	social	social	ADJ
fsr-3195	215	42	justice	justice	NOUN
fsr-3195	215	43	and	and	CCONJ
fsr-3195	215	44	cultural	cultural	ADJ
fsr-3195	215	45	issues	issue	NOUN
fsr-3195	215	46	(	(	PUNCT
fsr-3195	215	47	blue	blue	PROPN
fsr-3195	215	48	et	et	PROPN
fsr-3195	215	49	al	al	PROPN
fsr-3195	215	50	.	.	PROPN
fsr-3195	215	51	,	,	PUNCT
fsr-3195	215	52	2018	2018	NUM
fsr-3195	215	53	;	;	PUNCT
fsr-3195	215	54	sawatzki	sawatzki	NOUN
fsr-3195	215	55	,	,	PUNCT
fsr-3195	215	56	2014	2014	NUM
fsr-3195	215	57	)	)	PUNCT
fsr-3195	215	58	.	.	PUNCT
fsr-3195	216	1	gender	gender	NOUN
fsr-3195	216	2	-	-	PUNCT
fsr-3195	216	3	inclusive	inclusive	ADJ
fsr-3195	216	4	measurement	measurement	NOUN
fsr-3195	216	5	of	of	ADP
fsr-3195	216	6	knowledge	knowledge	NOUN
fsr-3195	216	7	,	,	PUNCT
fsr-3195	216	8	literacy	literacy	NOUN
fsr-3195	216	9	,	,	PUNCT
fsr-3195	216	10	and	and	CCONJ
fsr-3195	216	11	capability	capability	NOUN
fsr-3195	216	12	in	in	ADP
fsr-3195	216	13	financial	financial	ADJ
fsr-3195	216	14	matters	matter	NOUN
fsr-3195	216	15	is	be	AUX
fsr-3195	216	16	one	one	NUM
fsr-3195	216	17	step	step	NOUN
fsr-3195	216	18	in	in	ADP
fsr-3195	216	19	liberating	liberate	VERB
fsr-3195	216	20	women	woman	NOUN
fsr-3195	216	21	from	from	ADP
fsr-3195	216	22	predesigned	predesigned	ADJ
fsr-3195	216	23	social	social	ADJ
fsr-3195	216	24	structures	structure	NOUN
fsr-3195	216	25	and	and	CCONJ
fsr-3195	216	26	norms	norm	NOUN
fsr-3195	216	27	that	that	PRON
fsr-3195	216	28	may	may	AUX
fsr-3195	216	29	be	be	AUX
fsr-3195	216	30	enforcing	enforce	VERB
fsr-3195	216	31	myths	myth	NOUN
fsr-3195	216	32	about	about	ADP
fsr-3195	216	33	women	woman	NOUN
fsr-3195	216	34	’s	’s	PART
fsr-3195	216	35	capability	capability	NOUN
fsr-3195	216	36	in	in	ADP
fsr-3195	216	37	the	the	DET
fsr-3195	216	38	realm	realm	NOUN
fsr-3195	216	39	of	of	ADP
fsr-3195	216	40	finance	finance	NOUN
fsr-3195	216	41	.	.	PUNCT
fsr-3195	217	1	this	this	DET
fsr-3195	217	2	study	study	NOUN
fsr-3195	217	3	has	have	AUX
fsr-3195	217	4	found	find	VERB
fsr-3195	217	5	that	that	SCONJ
fsr-3195	217	6	a	a	DET
fsr-3195	217	7	shift	shift	NOUN
fsr-3195	217	8	in	in	ADP
fsr-3195	217	9	mindset	mindset	NOUN
fsr-3195	217	10	may	may	AUX
fsr-3195	217	11	be	be	AUX
fsr-3195	217	12	needed	need	VERB
fsr-3195	217	13	when	when	SCONJ
fsr-3195	217	14	developing	develop	VERB
fsr-3195	217	15	methodologies	methodology	NOUN
fsr-3195	217	16	for	for	ADP
fsr-3195	217	17	measuring	measure	VERB
fsr-3195	217	18	financial	financial	ADJ
fsr-3195	217	19	literacy	literacy	NOUN
fsr-3195	217	20	to	to	PART
fsr-3195	217	21	account	account	VERB
fsr-3195	217	22	for	for	ADP
fsr-3195	217	23	gender	gender	NOUN
fsr-3195	217	24	differences	difference	NOUN
fsr-3195	217	25	,	,	PUNCT
fsr-3195	217	26	and	and	CCONJ
fsr-3195	217	27	when	when	SCONJ
fsr-3195	217	28	interpreting	interpret	VERB
fsr-3195	217	29	the	the	DET
fsr-3195	217	30	results	result	NOUN
fsr-3195	217	31	of	of	ADP
fsr-3195	217	32	biased	biased	ADJ
fsr-3195	217	33	measurement	measurement	NOUN
fsr-3195	217	34	instruments	instrument	NOUN
fsr-3195	217	35	.	.	PUNCT
fsr-3195	218	1	these	these	DET
fsr-3195	218	2	results	result	NOUN
fsr-3195	218	3	contribute	contribute	VERB
fsr-3195	218	4	to	to	ADP
fsr-3195	218	5	this	this	DET
fsr-3195	218	6	urgent	urgent	ADJ
fsr-3195	218	7	area	area	NOUN
fsr-3195	218	8	of	of	ADP
fsr-3195	218	9	research	research	NOUN
fsr-3195	218	10	in	in	ADP
fsr-3195	218	11	framing	frame	VERB
fsr-3195	218	12	a	a	DET
fsr-3195	218	13	more	more	ADV
fsr-3195	218	14	inclusive	inclusive	ADJ
fsr-3195	218	15	financial	financial	ADJ
fsr-3195	218	16	research	research	NOUN
fsr-3195	218	17	agenda	agenda	NOUN
fsr-3195	218	18	and	and	CCONJ
fsr-3195	218	19	finance	finance	NOUN
fsr-3195	218	20	system	system	NOUN
fsr-3195	218	21	for	for	ADP
fsr-3195	218	22	current	current	ADJ
fsr-3195	218	23	and	and	CCONJ
fsr-3195	218	24	future	future	ADJ
fsr-3195	218	25	generations	generation	NOUN
fsr-3195	218	26	.	.	PUNCT
fsr-3195	219	1	acknowledgments	acknowledgment	NOUN
fsr-3195	219	2	griffith	griffith	PROPN
fsr-3195	219	3	university	university	PROPN
fsr-3195	219	4	new	new	ADJ
fsr-3195	219	5	researcher	researcher	NOUN
fsr-3195	219	6	grant	grant	NOUN
fsr-3195	219	7	supported	support	VERB
fsr-3195	219	8	the	the	DET
fsr-3195	219	9	data	data	NOUN
fsr-3195	219	10	collection	collection	NOUN
fsr-3195	219	11	for	for	ADP
fsr-3195	219	12	this	this	DET
fsr-3195	219	13	study	study	NOUN
fsr-3195	219	14	.	.	PUNCT
fsr-3195	220	1	references	reference	NOUN
fsr-3195	220	2	agnew	agnew	PROPN
fsr-3195	220	3	,	,	PUNCT
fsr-3195	220	4	s.	s.	PROPN
fsr-3195	220	5	,	,	PUNCT
fsr-3195	220	6	&	&	CCONJ
fsr-3195	220	7	cameron	cameron	PROPN
fsr-3195	220	8	-	-	PUNCT
fsr-3195	220	9	agnew	agnew	PROPN
fsr-3195	220	10	,	,	PUNCT
fsr-3195	220	11	t.	t.	PROPN
fsr-3195	220	12	(	(	PUNCT
fsr-3195	220	13	2015	2015	NUM
fsr-3195	220	14	)	)	PUNCT
fsr-3195	220	15	.	.	PUNCT
fsr-3195	221	1	the	the	DET
fsr-3195	221	2	influence	influence	NOUN
fsr-3195	221	3	of	of	ADP
fsr-3195	221	4	consumer	consumer	NOUN
fsr-3195	221	5	socialisation	socialisation	NOUN
fsr-3195	221	6	in	in	ADP
fsr-3195	221	7	the	the	DET
fsr-3195	221	8	home	home	NOUN
fsr-3195	221	9	on	on	ADP
fsr-3195	221	10	gender	gender	NOUN
fsr-3195	221	11	differences	difference	NOUN
fsr-3195	221	12	in	in	ADP
fsr-3195	221	13	financial	financial	ADJ
fsr-3195	221	14	literacy	literacy	NOUN
fsr-3195	221	15	:	:	PUNCT
fsr-3195	221	16	gender	gender	NOUN
fsr-3195	221	17	impact	impact	NOUN
fsr-3195	221	18	of	of	ADP
fsr-3195	221	19	financial	financial	ADJ
fsr-3195	221	20	socialisation	socialisation	NOUN
fsr-3195	221	21	in	in	ADP
fsr-3195	221	22	home	home	NOUN
fsr-3195	221	23	.	.	PUNCT
fsr-3195	222	1	international	international	ADJ
fsr-3195	222	2	journal	journal	PROPN
fsr-3195	222	3	of	of	ADP
fsr-3195	222	4	consumer	consumer	NOUN
fsr-3195	222	5	studies	study	NOUN
fsr-3195	222	6	,	,	PUNCT
fsr-3195	222	7	39	39	NUM
fsr-3195	222	8	,	,	PUNCT
fsr-3195	222	9	630–638	630–638	NUM
fsr-3195	222	10	.	.	PUNCT
fsr-3195	223	1	https://doi.org/10.1111/ijcs.12179	https://doi.org/10.1111/ijcs.12179	PROPN
fsr-3195	223	2	alcon	alcon	NOUN
fsr-3195	223	3	,	,	PUNCT
fsr-3195	223	4	a.	a.	NOUN
fsr-3195	223	5	(	(	PUNCT
fsr-3195	223	6	1999	1999	NUM
fsr-3195	223	7	)	)	PUNCT
fsr-3195	223	8	.	.	PUNCT
fsr-3195	224	1	financial	financial	ADJ
fsr-3195	224	2	planning	planning	NOUN
fsr-3195	224	3	and	and	CCONJ
fsr-3195	224	4	the	the	DET
fsr-3195	224	5	mature	mature	ADJ
fsr-3195	224	6	woman	woman	NOUN
fsr-3195	224	7	.	.	PUNCT
fsr-3195	225	1	journal	journal	PROPN
fsr-3195	225	2	of	of	ADP
fsr-3195	225	3	financial	financial	ADJ
fsr-3195	225	4	planning	planning	NOUN
fsr-3195	225	5	,	,	PUNCT
fsr-3195	225	6	12	12	NUM
fsr-3195	225	7	,	,	PUNCT
fsr-3195	225	8	82–88	82–88	NUM
fsr-3195	225	9	.	.	PUNCT
fsr-3195	226	1	anthes	anthe	NOUN
fsr-3195	226	2	,	,	PUNCT
fsr-3195	226	3	w.	w.	PROPN
fsr-3195	226	4	l.	l.	PROPN
fsr-3195	226	5	,	,	PUNCT
fsr-3195	226	6	&	&	CCONJ
fsr-3195	226	7	most	most	ADJ
fsr-3195	226	8	,	,	PUNCT
fsr-3195	226	9	b.	b.	PROPN
fsr-3195	226	10	w.	w.	PROPN
fsr-3195	226	11	(	(	PUNCT
fsr-3195	226	12	2000	2000	NUM
fsr-3195	226	13	)	)	PUNCT
fsr-3195	226	14	.	.	PUNCT
fsr-3195	227	1	frozen	freeze	VERB
fsr-3195	227	2	in	in	ADP
fsr-3195	227	3	the	the	DET
fsr-3195	227	4	headlights	headlight	NOUN
fsr-3195	227	5	:	:	PUNCT
fsr-3195	227	6	the	the	DET
fsr-3195	227	7	dynamics	dynamic	NOUN
fsr-3195	227	8	of	of	ADP
fsr-3195	227	9	women	woman	NOUN
fsr-3195	227	10	and	and	CCONJ
fsr-3195	227	11	money	money	NOUN
fsr-3195	227	12	.	.	PUNCT
fsr-3195	228	1	journal	journal	PROPN
fsr-3195	228	2	of	of	ADP
fsr-3195	228	3	financial	financial	ADJ
fsr-3195	228	4	planning	planning	NOUN
fsr-3195	228	5	,	,	PUNCT
fsr-3195	228	6	13	13	NUM
fsr-3195	228	7	,	,	PUNCT
fsr-3195	228	8	130–142	130–142	NUM
fsr-3195	228	9	.	.	PUNCT
fsr-3195	229	1	baldiga	baldiga	PROPN
fsr-3195	229	2	,	,	PUNCT
fsr-3195	229	3	k.	k.	PROPN
fsr-3195	229	4	(	(	PUNCT
fsr-3195	229	5	2014	2014	NUM
fsr-3195	229	6	)	)	PUNCT
fsr-3195	229	7	.	.	PUNCT
fsr-3195	230	1	gender	gender	NOUN
fsr-3195	230	2	differences	difference	NOUN
fsr-3195	230	3	in	in	ADP
fsr-3195	230	4	willingness	willingness	NOUN
fsr-3195	230	5	to	to	PART
fsr-3195	230	6	guess	guess	VERB
fsr-3195	230	7	.	.	PUNCT
fsr-3195	231	1	management	management	NOUN
fsr-3195	231	2	science	science	NOUN
fsr-3195	231	3	,	,	PUNCT
fsr-3195	231	4	60	60	NUM
fsr-3195	231	5	,	,	PUNCT
fsr-3195	231	6	434–448	434–448	NUM
fsr-3195	231	7	.	.	PUNCT
fsr-3195	232	1	https://doi	https://doi	X
fsr-3195	232	2	.	.	PUNCT
fsr-3195	232	3	org/10.1287	org/10.1287	NUM
fsr-3195	232	4	/	/	SYM
fsr-3195	232	5	mnsc.2013.1776	mnsc.2013.1776	NOUN
fsr-3195	232	6	barber	barber	NOUN
fsr-3195	232	7	,	,	PUNCT
fsr-3195	232	8	b.	b.	PROPN
fsr-3195	232	9	,	,	PUNCT
fsr-3195	232	10	&	&	CCONJ
fsr-3195	232	11	odean	odean	ADJ
fsr-3195	232	12	,	,	PUNCT
fsr-3195	232	13	t.	t.	PROPN
fsr-3195	232	14	(	(	PUNCT
fsr-3195	232	15	2001	2001	NUM
fsr-3195	232	16	)	)	PUNCT
fsr-3195	232	17	.	.	PUNCT
fsr-3195	233	1	boys	boy	NOUN
fsr-3195	233	2	will	will	AUX
fsr-3195	233	3	be	be	AUX
fsr-3195	233	4	boys	boy	NOUN
fsr-3195	233	5	:	:	PUNCT
fsr-3195	233	6	gender	gender	NOUN
fsr-3195	233	7	,	,	PUNCT
fsr-3195	233	8	overconfidence	overconfidence	NOUN
fsr-3195	233	9	and	and	CCONJ
fsr-3195	233	10	common	common	ADJ
fsr-3195	233	11	stock	stock	NOUN
fsr-3195	233	12	investment	investment	NOUN
fsr-3195	233	13	.	.	PUNCT
fsr-3195	234	1	the	the	DET
fsr-3195	234	2	quarterly	quarterly	ADJ
fsr-3195	234	3	journal	journal	NOUN
fsr-3195	234	4	of	of	ADP
fsr-3195	234	5	economics	economic	NOUN
fsr-3195	234	6	,	,	PUNCT
fsr-3195	234	7	116	116	NUM
fsr-3195	234	8	,	,	PUNCT
fsr-3195	234	9	261–292	261–292	NUM
fsr-3195	234	10	.	.	PUNCT
fsr-3195	235	1	https://doi.org/10.1162/003355301556400	https://doi.org/10.1162/003355301556400	NOUN
fsr-3195	235	2	68	68	NUM
fsr-3195	235	3	t.	t.	NOUN
fsr-3195	235	4	west	west	PROPN
fsr-3195	235	5	et	et	PROPN
fsr-3195	235	6	al	al	PROPN
fsr-3195	235	7	.	.	PUNCT
fsr-3195	235	8	/	/	SYM
fsr-3195	235	9	financial	financial	ADJ
fsr-3195	235	10	services	service	NOUN
fsr-3195	235	11	review	review	VERB
fsr-3195	235	12	31	31	NUM
fsr-3195	235	13	(	(	PUNCT
fsr-3195	235	14	2023	2023	NUM
fsr-3195	235	15	)	)	PUNCT
fsr-3195	235	16	55–71	55–71	NOUN
fsr-3195	235	17	blue	blue	NOUN
fsr-3195	235	18	,	,	PUNCT
fsr-3195	235	19	l.	l.	PROPN
fsr-3195	235	20	,	,	PUNCT
fsr-3195	235	21	&	&	CCONJ
fsr-3195	235	22	o’faircheallaigh	o’faircheallaigh	ADJ
fsr-3195	235	23	,	,	PUNCT
fsr-3195	235	24	c.	c.	NOUN
fsr-3195	235	25	(	(	PUNCT
fsr-3195	235	26	2018	2018	NUM
fsr-3195	235	27	)	)	PUNCT
fsr-3195	235	28	.	.	PUNCT
fsr-3195	236	1	indigenous	indigenous	ADJ
fsr-3195	236	2	autonomy	autonomy	NOUN
fsr-3195	236	3	and	and	CCONJ
fsr-3195	236	4	financial	financial	ADJ
fsr-3195	236	5	decision	decision	NOUN
fsr-3195	236	6	-	-	PUNCT
fsr-3195	236	7	making	making	NOUN
fsr-3195	236	8	in	in	ADP
fsr-3195	236	9	communities	community	NOUN
fsr-3195	236	10	.	.	PUNCT
fsr-3195	237	1	financial	financial	ADJ
fsr-3195	237	2	planning	planning	NOUN
fsr-3195	237	3	research	research	NOUN
fsr-3195	237	4	journal	journal	NOUN
fsr-3195	237	5	,	,	PUNCT
fsr-3195	237	6	4	4	NUM
fsr-3195	237	7	,	,	PUNCT
fsr-3195	237	8	39–50	39–50	NUM
fsr-3195	237	9	.	.	PUNCT
fsr-3195	238	1	blue	blue	ADJ
fsr-3195	238	2	,	,	PUNCT
fsr-3195	238	3	l.	l.	PROPN
fsr-3195	238	4	,	,	PUNCT
fsr-3195	238	5	o’brien	o’brien	PROPN
fsr-3195	238	6	,	,	PUNCT
fsr-3195	238	7	m.	m.	NOUN
fsr-3195	238	8	,	,	PUNCT
fsr-3195	238	9	&	&	CCONJ
fsr-3195	238	10	makar	makar	PROPN
fsr-3195	238	11	,	,	PUNCT
fsr-3195	238	12	k.	k.	PROPN
fsr-3195	238	13	(	(	PUNCT
fsr-3195	238	14	2018	2018	NUM
fsr-3195	238	15	)	)	PUNCT
fsr-3195	238	16	.	.	PUNCT
fsr-3195	239	1	exploring	explore	VERB
fsr-3195	239	2	the	the	DET
fsr-3195	239	3	classroom	classroom	NOUN
fsr-3195	239	4	practices	practice	NOUN
fsr-3195	239	5	that	that	PRON
fsr-3195	239	6	may	may	AUX
fsr-3195	239	7	enable	enable	VERB
fsr-3195	239	8	a	a	DET
fsr-3195	239	9	compassionate	compassionate	ADJ
fsr-3195	239	10	approach	approach	NOUN
fsr-3195	239	11	to	to	ADP
fsr-3195	239	12	financial	financial	ADJ
fsr-3195	239	13	literacy	literacy	NOUN
fsr-3195	239	14	education	education	NOUN
fsr-3195	239	15	.	.	PUNCT
fsr-3195	240	1	mathematics	mathematic	NOUN
fsr-3195	240	2	education	education	PROPN
fsr-3195	240	3	research	research	NOUN
fsr-3195	240	4	journal	journal	NOUN
fsr-3195	240	5	,	,	PUNCT
fsr-3195	240	6	30	30	NUM
fsr-3195	240	7	,	,	PUNCT
fsr-3195	240	8	143–164	143–164	NUM
fsr-3195	240	9	.	.	PUNCT
fsr-3195	241	1	https://doi	https://doi	PROPN
fsr-3195	241	2	.	.	PUNCT
fsr-3195	241	3	org/10.1007	org/10.1007	PROPN
fsr-3195	241	4	/	/	SYM
fsr-3195	241	5	s13394	s13394	NOUN
fsr-3195	241	6	-	-	PUNCT
fsr-3195	241	7	017	017	NUM
fsr-3195	241	8	-	-	PUNCT
fsr-3195	241	9	0223	0223	NUM
fsr-3195	241	10	-	-	SYM
fsr-3195	241	11	5	5	NUM
fsr-3195	241	12	bottazzi	bottazzi	NOUN
fsr-3195	241	13	,	,	PUNCT
fsr-3195	241	14	l.	l.	PROPN
fsr-3195	241	15	,	,	PUNCT
fsr-3195	241	16	&	&	CCONJ
fsr-3195	241	17	lusardi	lusardi	PROPN
fsr-3195	241	18	,	,	PUNCT
fsr-3195	241	19	a.	a.	NOUN
fsr-3195	241	20	(	(	PUNCT
fsr-3195	241	21	2016).gender	2016).gender	NUM
fsr-3195	241	22	differences	difference	NOUN
fsr-3195	241	23	in	in	ADP
fsr-3195	241	24	financial	financial	ADJ
fsr-3195	241	25	literacy	literacy	NOUN
fsr-3195	241	26	:	:	PUNCT
fsr-3195	241	27	evidence	evidence	NOUN
fsr-3195	241	28	from	from	ADP
fsr-3195	241	29	pisa	pisa	PROPN
fsr-3195	241	30	data	data	PROPN
fsr-3195	241	31	in	in	ADP
fsr-3195	241	32	italy	italy	PROPN
fsr-3195	241	33	.	.	PUNCT
fsr-3195	242	1	available	available	ADJ
fsr-3195	242	2	at	at	ADP
fsr-3195	242	3	https://institute.eib.org/wp-content/uploads/2016/10/gender-diff.pdf	https://institute.eib.org/wp-content/uploads/2016/10/gender-diff.pdf	PROPN
fsr-3195	242	4	bucher	bucher	PROPN
fsr-3195	242	5	-	-	PUNCT
fsr-3195	242	6	koenen	koenen	NOUN
fsr-3195	242	7	,	,	PUNCT
fsr-3195	242	8	t.	t.	PROPN
fsr-3195	242	9	,	,	PUNCT
fsr-3195	242	10	lusardi	lusardi	PROPN
fsr-3195	242	11	,	,	PUNCT
fsr-3195	242	12	a.	a.	NOUN
fsr-3195	242	13	,	,	PUNCT
fsr-3195	242	14	alessie	alessie	PROPN
fsr-3195	242	15	,	,	PUNCT
fsr-3195	242	16	r.	r.	PROPN
fsr-3195	242	17	,	,	PUNCT
fsr-3195	242	18	&	&	CCONJ
fsr-3195	242	19	van	van	PROPN
fsr-3195	242	20	rooij	rooij	NOUN
fsr-3195	242	21	,	,	PUNCT
fsr-3195	242	22	m.	m.	NOUN
fsr-3195	242	23	(	(	PUNCT
fsr-3195	242	24	2017	2017	NUM
fsr-3195	242	25	)	)	PUNCT
fsr-3195	242	26	.	.	PUNCT
fsr-3195	243	1	how	how	SCONJ
fsr-3195	243	2	financially	financially	ADV
fsr-3195	243	3	literate	literate	ADJ
fsr-3195	243	4	are	be	AUX
fsr-3195	243	5	women	woman	NOUN
fsr-3195	243	6	?	?	PUNCT
fsr-3195	244	1	an	an	DET
fsr-3195	244	2	overview	overview	NOUN
fsr-3195	244	3	and	and	CCONJ
fsr-3195	244	4	new	new	ADJ
fsr-3195	244	5	insights	insight	NOUN
fsr-3195	244	6	.	.	PUNCT
fsr-3195	245	1	journal	journal	PROPN
fsr-3195	245	2	of	of	ADP
fsr-3195	245	3	consumer	consumer	NOUN
fsr-3195	245	4	affairs	affair	NOUN
fsr-3195	245	5	,	,	PUNCT
fsr-3195	245	6	51	51	NUM
fsr-3195	245	7	,	,	PUNCT
fsr-3195	245	8	255–283	255–283	NUM
fsr-3195	245	9	.	.	PUNCT
fsr-3195	246	1	https://doi.org/10.1111/joca.12121	https://doi.org/10.1111/joca.12121	PROPN
fsr-3195	246	2	cassells	cassell	NOUN
fsr-3195	246	3	,	,	PUNCT
fsr-3195	246	4	r.	r.	PROPN
fsr-3195	246	5	,	,	PUNCT
fsr-3195	246	6	miranti	miranti	PROPN
fsr-3195	246	7	,	,	PUNCT
fsr-3195	246	8	r.	r.	PROPN
fsr-3195	246	9	,	,	PUNCT
fsr-3195	246	10	nepal	nepal	PROPN
fsr-3195	246	11	,	,	PUNCT
fsr-3195	246	12	b.	b.	PROPN
fsr-3195	246	13	,	,	PUNCT
fsr-3195	246	14	&	&	CCONJ
fsr-3195	246	15	tanton	tanton	PROPN
fsr-3195	246	16	,	,	PUNCT
fsr-3195	246	17	r.	r.	PROPN
fsr-3195	246	18	(	(	PUNCT
fsr-3195	246	19	2009	2009	NUM
fsr-3195	246	20	)	)	PUNCT
fsr-3195	246	21	.	.	PUNCT
fsr-3195	247	1	she	she	PRON
fsr-3195	247	2	works	work	VERB
fsr-3195	247	3	hard	hard	ADV
fsr-3195	247	4	for	for	ADP
fsr-3195	247	5	the	the	DET
fsr-3195	247	6	money	money	NOUN
fsr-3195	247	7	:	:	PUNCT
fsr-3195	247	8	australian	australian	ADJ
fsr-3195	247	9	women	woman	NOUN
fsr-3195	247	10	and	and	CCONJ
fsr-3195	247	11	the	the	DET
fsr-3195	247	12	gender	gender	NOUN
fsr-3195	247	13	divide	divide	NOUN
fsr-3195	247	14	.	.	PUNCT
fsr-3195	248	1	amp	amp	PROPN
fsr-3195	248	2	natsem	natsem	ADJ
fsr-3195	248	3	income	income	NOUN
fsr-3195	248	4	and	and	CCONJ
fsr-3195	248	5	wealth	wealth	NOUN
fsr-3195	248	6	report	report	NOUN
fsr-3195	248	7	,	,	PUNCT
fsr-3195	248	8	22	22	NUM
fsr-3195	248	9	.	.	PUNCT
fsr-3195	248	10	available	available	ADJ
fsr-3195	248	11	at	at	ADP
fsr-3195	248	12	http://hdl.voced.edu.au/	http://hdl.voced.edu.au/	PROPN
fsr-3195	248	13	10707/153977	10707/153977	NUM
fsr-3195	248	14	charness	charness	NOUN
fsr-3195	248	15	,	,	PUNCT
fsr-3195	248	16	g.	g.	PROPN
fsr-3195	248	17	,	,	PUNCT
fsr-3195	248	18	&	&	CCONJ
fsr-3195	248	19	gneezy	gneezy	PROPN
fsr-3195	248	20	,	,	PUNCT
fsr-3195	248	21	u.	u.	PROPN
fsr-3195	248	22	(	(	PUNCT
fsr-3195	248	23	2012	2012	NUM
fsr-3195	248	24	)	)	PUNCT
fsr-3195	248	25	.	.	PUNCT
fsr-3195	249	1	strong	strong	ADJ
fsr-3195	249	2	evidence	evidence	NOUN
fsr-3195	249	3	for	for	ADP
fsr-3195	249	4	gender	gender	NOUN
fsr-3195	249	5	differences	difference	NOUN
fsr-3195	249	6	in	in	ADP
fsr-3195	249	7	risk	risk	NOUN
fsr-3195	249	8	taking	taking	NOUN
fsr-3195	249	9	.	.	PUNCT
fsr-3195	250	1	journal	journal	PROPN
fsr-3195	250	2	of	of	ADP
fsr-3195	250	3	economic	economic	ADJ
fsr-3195	250	4	behavior	behavior	NOUN
fsr-3195	250	5	&	&	CCONJ
fsr-3195	250	6	organization	organization	PROPN
fsr-3195	250	7	,	,	PUNCT
fsr-3195	250	8	83	83	NUM
fsr-3195	250	9	,	,	PUNCT
fsr-3195	250	10	50–58	50–58	NUM
fsr-3195	250	11	.	.	PUNCT
fsr-3195	251	1	https://doi.org/10.1016/j.jebo.2011.06.007	https://doi.org/10.1016/j.jebo.2011.06.007	ADJ
fsr-3195	251	2	chen	chen	PROPN
fsr-3195	251	3	,	,	PUNCT
fsr-3195	251	4	h.	h.	PROPN
fsr-3195	251	5	,	,	PUNCT
fsr-3195	251	6	&	&	CCONJ
fsr-3195	251	7	volpe	volpe	PROPN
fsr-3195	251	8	,	,	PUNCT
fsr-3195	251	9	r.	r.	PROPN
fsr-3195	251	10	(	(	PUNCT
fsr-3195	251	11	1998	1998	NUM
fsr-3195	251	12	)	)	PUNCT
fsr-3195	251	13	.	.	PUNCT
fsr-3195	252	1	an	an	DET
fsr-3195	252	2	analysis	analysis	NOUN
fsr-3195	252	3	of	of	ADP
fsr-3195	252	4	personal	personal	ADJ
fsr-3195	252	5	financial	financial	ADJ
fsr-3195	252	6	literacy	literacy	NOUN
fsr-3195	252	7	among	among	ADP
fsr-3195	252	8	college	college	NOUN
fsr-3195	252	9	students	student	NOUN
fsr-3195	252	10	.	.	PUNCT
fsr-3195	253	1	financial	financial	ADJ
fsr-3195	253	2	services	service	NOUN
fsr-3195	253	3	review	review	PROPN
fsr-3195	253	4	,	,	PUNCT
fsr-3195	253	5	7	7	NUM
fsr-3195	253	6	,	,	PUNCT
fsr-3195	253	7	107–128	107–128	NUM
fsr-3195	253	8	.	.	PUNCT
fsr-3195	254	1	https://doi.org/10.1016/s1057-0810(99)80006-7	https://doi.org/10.1016/s1057-0810(99)80006-7	PROPN
fsr-3195	254	2	chen	chen	PROPN
fsr-3195	254	3	,	,	PUNCT
fsr-3195	254	4	h.	h.	PROPN
fsr-3195	254	5	,	,	PUNCT
fsr-3195	254	6	&	&	CCONJ
fsr-3195	254	7	volpe	volpe	PROPN
fsr-3195	254	8	,	,	PUNCT
fsr-3195	254	9	r.	r.	PROPN
fsr-3195	254	10	(	(	PUNCT
fsr-3195	254	11	2002	2002	NUM
fsr-3195	254	12	)	)	PUNCT
fsr-3195	254	13	.	.	PUNCT
fsr-3195	255	1	gender	gender	NOUN
fsr-3195	255	2	differences	difference	NOUN
fsr-3195	255	3	in	in	ADP
fsr-3195	255	4	personal	personal	ADJ
fsr-3195	255	5	financial	financial	ADJ
fsr-3195	255	6	literacy	literacy	NOUN
fsr-3195	255	7	among	among	ADP
fsr-3195	255	8	college	college	NOUN
fsr-3195	255	9	students	student	NOUN
fsr-3195	255	10	.	.	PUNCT
fsr-3195	256	1	financial	financial	ADJ
fsr-3195	256	2	services	service	NOUN
fsr-3195	256	3	review	review	PROPN
fsr-3195	256	4	,	,	PUNCT
fsr-3195	256	5	11	11	NUM
fsr-3195	256	6	,	,	PUNCT
fsr-3195	256	7	289–307	289–307	NUM
fsr-3195	256	8	.	.	PUNCT
fsr-3195	257	1	coffman	coffman	PROPN
fsr-3195	257	2	,	,	PUNCT
fsr-3195	257	3	k.	k.	PROPN
fsr-3195	257	4	b.	b.	PROPN
fsr-3195	257	5	(	(	PUNCT
fsr-3195	257	6	2014	2014	NUM
fsr-3195	257	7	)	)	PUNCT
fsr-3195	257	8	.	.	PUNCT
fsr-3195	258	1	evidence	evidence	NOUN
fsr-3195	258	2	on	on	ADP
fsr-3195	258	3	self	self	NOUN
fsr-3195	258	4	-	-	PUNCT
fsr-3195	258	5	stereotyping	stereotype	VERB
fsr-3195	258	6	and	and	CCONJ
fsr-3195	258	7	the	the	DET
fsr-3195	258	8	contribution	contribution	NOUN
fsr-3195	258	9	of	of	ADP
fsr-3195	258	10	ideas	idea	NOUN
fsr-3195	258	11	.	.	PUNCT
fsr-3195	259	1	the	the	DET
fsr-3195	259	2	quarterly	quarterly	ADJ
fsr-3195	259	3	journal	journal	NOUN
fsr-3195	259	4	of	of	ADP
fsr-3195	259	5	economics	economic	NOUN
fsr-3195	259	6	,	,	PUNCT
fsr-3195	259	7	129	129	NUM
fsr-3195	259	8	,	,	PUNCT
fsr-3195	259	9	1625–1660	1625–1660	NUM
fsr-3195	259	10	.	.	PUNCT
fsr-3195	260	1	https://doi.org/10.1093/qje/qju023	https://doi.org/10.1093/qje/qju023	PROPN
fsr-3195	260	2	croson	croson	PROPN
fsr-3195	260	3	,	,	PUNCT
fsr-3195	260	4	r.	r.	PROPN
fsr-3195	260	5	,	,	PUNCT
fsr-3195	260	6	&	&	CCONJ
fsr-3195	260	7	gneezy	gneezy	PROPN
fsr-3195	260	8	,	,	PUNCT
fsr-3195	260	9	u.	u.	PROPN
fsr-3195	260	10	(	(	PUNCT
fsr-3195	260	11	2009	2009	NUM
fsr-3195	260	12	)	)	PUNCT
fsr-3195	260	13	.	.	PUNCT
fsr-3195	261	1	gender	gender	NOUN
fsr-3195	261	2	differences	difference	NOUN
fsr-3195	261	3	in	in	ADP
fsr-3195	261	4	preferences	preference	NOUN
fsr-3195	261	5	.	.	PUNCT
fsr-3195	262	1	journal	journal	NOUN
fsr-3195	262	2	of	of	ADP
fsr-3195	262	3	economic	economic	ADJ
fsr-3195	262	4	literature	literature	NOUN
fsr-3195	262	5	,	,	PUNCT
fsr-3195	262	6	47	47	NUM
fsr-3195	262	7	,	,	PUNCT
fsr-3195	262	8	448	448	NUM
fsr-3195	262	9	–	–	PUNCT
fsr-3195	262	10	474	474	NUM
fsr-3195	262	11	.	.	PUNCT
fsr-3195	263	1	https://doi.org/10.1257/jel.47.2.448	https://doi.org/10.1257/jel.47.2.448	X
fsr-3195	263	2	dilmaghani	dilmaghani	NOUN
fsr-3195	263	3	,	,	PUNCT
fsr-3195	263	4	m.	m.	NOUN
fsr-3195	263	5	(	(	PUNCT
fsr-3195	263	6	2020	2020	NUM
fsr-3195	263	7	)	)	PUNCT
fsr-3195	263	8	.	.	PUNCT
fsr-3195	264	1	gender	gender	NOUN
fsr-3195	264	2	differences	difference	NOUN
fsr-3195	264	3	in	in	ADP
fsr-3195	264	4	performance	performance	NOUN
fsr-3195	264	5	under	under	ADP
fsr-3195	264	6	time	time	NOUN
fsr-3195	264	7	constraint	constraint	NOUN
fsr-3195	264	8	:	:	PUNCT
fsr-3195	264	9	evidence	evidence	NOUN
fsr-3195	264	10	from	from	ADP
fsr-3195	264	11	chess	chess	NOUN
fsr-3195	264	12	tournaments	tournament	NOUN
fsr-3195	264	13	.	.	PUNCT
fsr-3195	265	1	journal	journal	NOUN
fsr-3195	265	2	of	of	ADP
fsr-3195	265	3	behavioral	behavioral	ADJ
fsr-3195	265	4	and	and	CCONJ
fsr-3195	265	5	experimental	experimental	ADJ
fsr-3195	265	6	economics	economic	NOUN
fsr-3195	265	7	,	,	PUNCT
fsr-3195	265	8	89	89	NUM
fsr-3195	265	9	,	,	PUNCT
fsr-3195	265	10	101505	101505	NUM
fsr-3195	265	11	.	.	PUNCT
fsr-3195	266	1	https://doi.org/10.1016/j	https://doi.org/10.1016/j	NOUN
fsr-3195	266	2	.	.	PUNCT
fsr-3195	267	1	socec.2019.101505	socec.2019.101505	VERB
fsr-3195	267	2	driva	driva	PROPN
fsr-3195	267	3	,	,	PUNCT
fsr-3195	267	4	a.	a.	NOUN
fsr-3195	267	5	,	,	PUNCT
fsr-3195	267	6	lührmann	lührmann	PROPN
fsr-3195	267	7	,	,	PUNCT
fsr-3195	267	8	m.	m.	NOUN
fsr-3195	267	9	,	,	PUNCT
fsr-3195	267	10	&	&	CCONJ
fsr-3195	267	11	winter	winter	PROPN
fsr-3195	267	12	,	,	PUNCT
fsr-3195	267	13	j.	j.	PROPN
fsr-3195	267	14	(	(	PUNCT
fsr-3195	267	15	2016	2016	NUM
fsr-3195	267	16	)	)	PUNCT
fsr-3195	267	17	.	.	PUNCT
fsr-3195	268	1	gender	gender	NOUN
fsr-3195	268	2	differences	difference	NOUN
fsr-3195	268	3	and	and	CCONJ
fsr-3195	268	4	stereotypes	stereotype	NOUN
fsr-3195	268	5	in	in	ADP
fsr-3195	268	6	financial	financial	ADJ
fsr-3195	268	7	literacy	literacy	NOUN
fsr-3195	268	8	:	:	PUNCT
fsr-3195	268	9	off	off	ADP
fsr-3195	268	10	to	to	ADP
fsr-3195	268	11	an	an	DET
fsr-3195	268	12	early	early	ADJ
fsr-3195	268	13	start	start	NOUN
fsr-3195	268	14	.	.	PUNCT
fsr-3195	269	1	economics	economic	NOUN
fsr-3195	269	2	letters	letter	NOUN
fsr-3195	269	3	,	,	PUNCT
fsr-3195	269	4	146	146	NUM
fsr-3195	269	5	,	,	PUNCT
fsr-3195	269	6	143–146	143–146	NUM
fsr-3195	269	7	.	.	PUNCT
fsr-3195	270	1	https://doi.org/10.1016/j.econlet.2016.07.029	https://doi.org/10.1016/j.econlet.2016.07.029	PROPN
fsr-3195	270	2	espinosa	espinosa	PROPN
fsr-3195	270	3	,	,	PUNCT
fsr-3195	270	4	m.	m.	NOUN
fsr-3195	270	5	p.	p.	PROPN
fsr-3195	270	6	,	,	PUNCT
fsr-3195	270	7	&	&	CCONJ
fsr-3195	270	8	gardeazabal	gardeazabal	PROPN
fsr-3195	270	9	,	,	PUNCT
fsr-3195	270	10	j.	j.	PROPN
fsr-3195	270	11	(	(	PUNCT
fsr-3195	270	12	2010	2010	NUM
fsr-3195	270	13	)	)	PUNCT
fsr-3195	270	14	.	.	PUNCT
fsr-3195	271	1	do	do	AUX
fsr-3195	271	2	students	student	NOUN
fsr-3195	271	3	behave	behave	VERB
fsr-3195	271	4	rationally	rationally	ADV
fsr-3195	271	5	in	in	ADP
fsr-3195	271	6	multiple	multiple	ADJ
fsr-3195	271	7	choice	choice	NOUN
fsr-3195	271	8	tests	test	NOUN
fsr-3195	271	9	?	?	PUNCT
fsr-3195	272	1	evidence	evidence	NOUN
fsr-3195	272	2	from	from	ADP
fsr-3195	272	3	a	a	DET
fsr-3195	272	4	field	field	NOUN
fsr-3195	272	5	experiment	experiment	NOUN
fsr-3195	272	6	.	.	PUNCT
fsr-3195	273	1	journal	journal	PROPN
fsr-3195	273	2	of	of	ADP
fsr-3195	273	3	mathematical	mathematical	ADJ
fsr-3195	273	4	psychology	psychology	NOUN
fsr-3195	273	5	,	,	PUNCT
fsr-3195	273	6	54	54	NUM
fsr-3195	273	7	,	,	PUNCT
fsr-3195	273	8	415–425	415–425	NUM
fsr-3195	273	9	.	.	PUNCT
fsr-3195	274	1	https://doi.org/10.1016/j.jmp.2010	https://doi.org/10.1016/j.jmp.2010	X
fsr-3195	274	2	.	.	PUNCT
fsr-3195	275	1	06.001	06.001	NUM
fsr-3195	275	2	fennema	fennema	NOUN
fsr-3195	275	3	,	,	PUNCT
fsr-3195	275	4	e.	e.	PROPN
fsr-3195	275	5	,	,	PUNCT
fsr-3195	275	6	&	&	CCONJ
fsr-3195	275	7	sherman	sherman	PROPN
fsr-3195	275	8	,	,	PUNCT
fsr-3195	275	9	j.	j.	PROPN
fsr-3195	275	10	(	(	PUNCT
fsr-3195	275	11	1977	1977	NUM
fsr-3195	275	12	)	)	PUNCT
fsr-3195	275	13	.	.	PUNCT
fsr-3195	276	1	sex	sex	NOUN
fsr-3195	276	2	-	-	PUNCT
fsr-3195	276	3	related	relate	VERB
fsr-3195	276	4	differences	difference	NOUN
fsr-3195	276	5	in	in	ADP
fsr-3195	276	6	mathematics	mathematic	NOUN
fsr-3195	276	7	achievement	achievement	NOUN
fsr-3195	276	8	,	,	PUNCT
fsr-3195	276	9	spatial	spatial	ADJ
fsr-3195	276	10	visualization	visualization	NOUN
fsr-3195	276	11	and	and	CCONJ
fsr-3195	276	12	affective	affective	ADJ
fsr-3195	276	13	factors	factor	NOUN
fsr-3195	276	14	.	.	PUNCT
fsr-3195	277	1	american	american	ADJ
fsr-3195	277	2	educational	educational	ADJ
fsr-3195	277	3	research	research	PROPN
fsr-3195	277	4	journal	journal	NOUN
fsr-3195	277	5	,	,	PUNCT
fsr-3195	277	6	14	14	NUM
fsr-3195	277	7	,	,	PUNCT
fsr-3195	277	8	51–71	51–71	NUM
fsr-3195	277	9	.	.	PUNCT
fsr-3195	278	1	https://doi.org/10.3102/00028312014001051	https://doi.org/10.3102/00028312014001051	PROPN
fsr-3195	278	2	fonseca	fonseca	PROPN
fsr-3195	278	3	,	,	PUNCT
fsr-3195	278	4	r.	r.	PROPN
fsr-3195	278	5	,	,	PUNCT
fsr-3195	278	6	mullen	mullen	PROPN
fsr-3195	278	7	,	,	PUNCT
fsr-3195	278	8	k.	k.	PROPN
fsr-3195	278	9	j.	j.	PROPN
fsr-3195	278	10	,	,	PUNCT
fsr-3195	278	11	zamarro	zamarro	PROPN
fsr-3195	278	12	,	,	PUNCT
fsr-3195	278	13	g.	g.	PROPN
fsr-3195	278	14	,	,	PUNCT
fsr-3195	278	15	&	&	CCONJ
fsr-3195	278	16	zissimopoulos	zissimopoulos	PROPN
fsr-3195	278	17	,	,	PUNCT
fsr-3195	278	18	j.	j.	PROPN
fsr-3195	278	19	(	(	PUNCT
fsr-3195	278	20	2012	2012	NUM
fsr-3195	278	21	)	)	PUNCT
fsr-3195	278	22	.	.	PUNCT
fsr-3195	279	1	what	what	PRON
fsr-3195	279	2	explains	explain	VERB
fsr-3195	279	3	the	the	DET
fsr-3195	279	4	gender	gender	NOUN
fsr-3195	279	5	gap	gap	NOUN
fsr-3195	279	6	in	in	ADP
fsr-3195	279	7	financial	financial	ADJ
fsr-3195	279	8	literacy	literacy	NOUN
fsr-3195	279	9	?	?	PUNCT
fsr-3195	280	1	the	the	DET
fsr-3195	280	2	role	role	NOUN
fsr-3195	280	3	of	of	ADP
fsr-3195	280	4	household	household	NOUN
fsr-3195	280	5	decision	decision	NOUN
fsr-3195	280	6	-	-	PUNCT
fsr-3195	280	7	making	making	NOUN
fsr-3195	280	8	.	.	PUNCT
fsr-3195	281	1	the	the	DET
fsr-3195	281	2	journal	journal	NOUN
fsr-3195	281	3	of	of	ADP
fsr-3195	281	4	consumer	consumer	NOUN
fsr-3195	281	5	affairs	affair	NOUN
fsr-3195	281	6	,	,	PUNCT
fsr-3195	281	7	46	46	NUM
fsr-3195	281	8	,	,	PUNCT
fsr-3195	281	9	90–106	90–106	NUM
fsr-3195	281	10	.	.	PUNCT
fsr-3195	282	1	https://doi	https://doi	PROPN
fsr-3195	282	2	.	.	PUNCT
fsr-3195	282	3	org/10.1111	org/10.1111	PROPN
fsr-3195	282	4	/	/	SYM
fsr-3195	282	5	j.1745	j.1745	PROPN
fsr-3195	282	6	-	-	PUNCT
fsr-3195	282	7	6606.2011.01221.x	6606.2011.01221.x	NOUN
fsr-3195	282	8	gerrans	gerran	NOUN
fsr-3195	282	9	,	,	PUNCT
fsr-3195	282	10	p.	p.	NOUN
fsr-3195	282	11	,	,	PUNCT
fsr-3195	282	12	&	&	CCONJ
fsr-3195	282	13	heaney	heaney	PROPN
fsr-3195	282	14	,	,	PUNCT
fsr-3195	282	15	r.	r.	PROPN
fsr-3195	282	16	(	(	PUNCT
fsr-3195	282	17	2019	2019	NUM
fsr-3195	282	18	)	)	PUNCT
fsr-3195	282	19	.	.	PUNCT
fsr-3195	283	1	the	the	DET
fsr-3195	283	2	impact	impact	NOUN
fsr-3195	283	3	of	of	ADP
fsr-3195	283	4	undergraduate	undergraduate	ADJ
fsr-3195	283	5	personal	personal	ADJ
fsr-3195	283	6	finance	finance	NOUN
fsr-3195	283	7	education	education	NOUN
fsr-3195	283	8	on	on	ADP
fsr-3195	283	9	individual	individual	ADJ
fsr-3195	283	10	financial	financial	ADJ
fsr-3195	283	11	literacy	literacy	NOUN
fsr-3195	283	12	,	,	PUNCT
fsr-3195	283	13	attitudes	attitude	NOUN
fsr-3195	283	14	and	and	CCONJ
fsr-3195	283	15	intentions	intention	NOUN
fsr-3195	283	16	.	.	PUNCT
fsr-3195	284	1	accounting	accounting	NOUN
fsr-3195	284	2	&	&	CCONJ
fsr-3195	284	3	finance	finance	PROPN
fsr-3195	284	4	,	,	PUNCT
fsr-3195	284	5	59	59	NUM
fsr-3195	284	6	,	,	PUNCT
fsr-3195	284	7	177–217	177–217	NUM
fsr-3195	284	8	.	.	PUNCT
fsr-3195	284	9	https://doi.org/10.1111/acfi.12247	https://doi.org/10.1111/acfi.12247	ADJ
fsr-3195	284	10	gerrans	gerran	NOUN
fsr-3195	284	11	,	,	PUNCT
fsr-3195	284	12	p.	p.	NOUN
fsr-3195	284	13	,	,	PUNCT
fsr-3195	284	14	speelman	speelman	PROPN
fsr-3195	284	15	,	,	PUNCT
fsr-3195	284	16	c.	c.	PROPN
fsr-3195	284	17	,	,	PUNCT
fsr-3195	284	18	&	&	CCONJ
fsr-3195	284	19	campitelli	campitelli	PROPN
fsr-3195	284	20	,	,	PUNCT
fsr-3195	284	21	g.	g.	PROPN
fsr-3195	284	22	(	(	PUNCT
fsr-3195	284	23	2014	2014	NUM
fsr-3195	284	24	)	)	PUNCT
fsr-3195	284	25	.	.	PUNCT
fsr-3195	285	1	the	the	DET
fsr-3195	285	2	relationship	relationship	NOUN
fsr-3195	285	3	between	between	ADP
fsr-3195	285	4	personal	personal	ADJ
fsr-3195	285	5	financial	financial	ADJ
fsr-3195	285	6	wellness	wellness	NOUN
fsr-3195	285	7	and	and	CCONJ
fsr-3195	285	8	financial	financial	ADJ
fsr-3195	285	9	wellbeing	wellbeing	NOUN
fsr-3195	285	10	:	:	PUNCT
fsr-3195	285	11	a	a	DET
fsr-3195	285	12	structural	structural	ADJ
fsr-3195	285	13	equation	equation	NOUN
fsr-3195	285	14	modelling	model	VERB
fsr-3195	285	15	approach	approach	NOUN
fsr-3195	285	16	.	.	PUNCT
fsr-3195	286	1	journal	journal	NOUN
fsr-3195	286	2	of	of	ADP
fsr-3195	286	3	family	family	NOUN
fsr-3195	286	4	and	and	CCONJ
fsr-3195	286	5	economic	economic	ADJ
fsr-3195	286	6	issues	issue	NOUN
fsr-3195	286	7	,	,	PUNCT
fsr-3195	286	8	35	35	NUM
fsr-3195	286	9	,	,	PUNCT
fsr-3195	286	10	145–160	145–160	NUM
fsr-3195	286	11	.	.	PUNCT
fsr-3195	287	1	https://doi.org/10.1007/s10834-013-9358-z	https://doi.org/10.1007/s10834-013-9358-z	PROPN
fsr-3195	287	2	goldsmith	goldsmith	PROPN
fsr-3195	287	3	,	,	PUNCT
fsr-3195	287	4	r.	r.	PROPN
fsr-3195	287	5	e.	e.	PROPN
fsr-3195	287	6	,	,	PUNCT
fsr-3195	287	7	&	&	CCONJ
fsr-3195	287	8	goldsmith	goldsmith	PROPN
fsr-3195	287	9	,	,	PUNCT
fsr-3195	287	10	e.	e.	PROPN
fsr-3195	287	11	b.	b.	PROPN
fsr-3195	287	12	(	(	PUNCT
fsr-3195	287	13	1997	1997	NUM
fsr-3195	287	14	)	)	PUNCT
fsr-3195	287	15	.	.	PUNCT
fsr-3195	288	1	gender	gender	NOUN
fsr-3195	288	2	differences	difference	NOUN
fsr-3195	288	3	in	in	ADP
fsr-3195	288	4	perceived	perceive	VERB
fsr-3195	288	5	and	and	CCONJ
fsr-3195	288	6	real	real	ADJ
fsr-3195	288	7	knowledge	knowledge	NOUN
fsr-3195	288	8	of	of	ADP
fsr-3195	288	9	financial	financial	ADJ
fsr-3195	288	10	investments	investment	NOUN
fsr-3195	288	11	.	.	PUNCT
fsr-3195	289	1	psychological	psychological	ADJ
fsr-3195	289	2	reports	report	NOUN
fsr-3195	289	3	,	,	PUNCT
fsr-3195	289	4	80	80	NUM
fsr-3195	289	5	,	,	PUNCT
fsr-3195	289	6	236–238	236–238	NUM
fsr-3195	289	7	.	.	PUNCT
fsr-3195	290	1	https://doi.org/10.2466/pr0.1997.80.1.236	https://doi.org/10.2466/pr0.1997.80.1.236	PROPN
fsr-3195	290	2	halpern	halpern	PROPN
fsr-3195	290	3	,	,	PUNCT
fsr-3195	290	4	d.	d.	PROPN
fsr-3195	290	5	f.	f.	PROPN
fsr-3195	290	6	,	,	PUNCT
fsr-3195	290	7	benbow	benbow	PROPN
fsr-3195	290	8	,	,	PUNCT
fsr-3195	290	9	c.	c.	PROPN
fsr-3195	290	10	p.	p.	PROPN
fsr-3195	290	11	,	,	PUNCT
fsr-3195	290	12	geary	geary	PROPN
fsr-3195	290	13	,	,	PUNCT
fsr-3195	290	14	d.	d.	PROPN
fsr-3195	290	15	c.	c.	PROPN
fsr-3195	290	16	,	,	PUNCT
fsr-3195	290	17	gur	gur	PROPN
fsr-3195	290	18	,	,	PUNCT
fsr-3195	290	19	r.	r.	PROPN
fsr-3195	290	20	c.	c.	PROPN
fsr-3195	290	21	,	,	PUNCT
fsr-3195	290	22	hyde	hyde	PROPN
fsr-3195	290	23	,	,	PUNCT
fsr-3195	290	24	s.	s.	PROPN
fsr-3195	290	25	h.	h.	PROPN
fsr-3195	290	26	,	,	PUNCT
fsr-3195	290	27	&	&	CCONJ
fsr-3195	290	28	gernsbacher	gernsbacher	PROPN
fsr-3195	290	29	,	,	PUNCT
fsr-3195	290	30	m.	m.	NOUN
fsr-3195	290	31	a.	a.	NOUN
fsr-3195	290	32	(	(	PUNCT
fsr-3195	290	33	2007	2007	NUM
fsr-3195	290	34	)	)	PUNCT
fsr-3195	290	35	.	.	PUNCT
fsr-3195	291	1	the	the	DET
fsr-3195	291	2	science	science	NOUN
fsr-3195	291	3	of	of	ADP
fsr-3195	291	4	sex	sex	NOUN
fsr-3195	291	5	differences	difference	NOUN
fsr-3195	291	6	in	in	ADP
fsr-3195	291	7	science	science	NOUN
fsr-3195	291	8	and	and	CCONJ
fsr-3195	291	9	mathematics	mathematic	NOUN
fsr-3195	291	10	.	.	PUNCT
fsr-3195	292	1	psychological	psychological	ADJ
fsr-3195	292	2	science	science	NOUN
fsr-3195	292	3	in	in	ADP
fsr-3195	292	4	the	the	DET
fsr-3195	292	5	public	public	ADJ
fsr-3195	292	6	interest	interest	NOUN
fsr-3195	292	7	:	:	PUNCT
fsr-3195	292	8	a	a	DET
fsr-3195	292	9	journal	journal	NOUN
fsr-3195	292	10	of	of	ADP
fsr-3195	292	11	the	the	DET
fsr-3195	292	12	american	american	ADJ
fsr-3195	292	13	psychological	psychological	ADJ
fsr-3195	292	14	society	society	NOUN
fsr-3195	292	15	,	,	PUNCT
fsr-3195	292	16	8	8	NUM
fsr-3195	292	17	,	,	PUNCT
fsr-3195	292	18	1–51	1–51	PROPN
fsr-3195	292	19	.	.	PUNCT
fsr-3195	293	1	https://doi.org/10.1111/j.1529-1006.2007.00032.x	https://doi.org/10.1111/j.1529-1006.2007.00032.x	PROPN
fsr-3195	293	2	hsu	hsu	PROPN
fsr-3195	293	3	,	,	PUNCT
fsr-3195	293	4	j.	j.	PROPN
fsr-3195	293	5	w.	w.	PROPN
fsr-3195	293	6	(	(	PUNCT
fsr-3195	293	7	2011	2011	NUM
fsr-3195	293	8	)	)	PUNCT
fsr-3195	293	9	.	.	PUNCT
fsr-3195	294	1	aging	age	VERB
fsr-3195	294	2	and	and	CCONJ
fsr-3195	294	3	strategic	strategic	ADJ
fsr-3195	294	4	learning	learning	NOUN
fsr-3195	294	5	:	:	PUNCT
fsr-3195	294	6	the	the	DET
fsr-3195	294	7	impact	impact	NOUN
fsr-3195	294	8	of	of	ADP
fsr-3195	294	9	spousal	spousal	NOUN
fsr-3195	294	10	incentives	incentive	NOUN
fsr-3195	294	11	on	on	ADP
fsr-3195	294	12	financial	financial	ADJ
fsr-3195	294	13	literacy	literacy	NOUN
fsr-3195	294	14	.	.	PUNCT
fsr-3195	295	1	finance	finance	NOUN
fsr-3195	295	2	and	and	CCONJ
fsr-3195	295	3	economics	economic	NOUN
fsr-3195	295	4	discussion	discussion	NOUN
fsr-3195	295	5	series	series	PROPN
fsr-3195	295	6	2011–53.washington	2011–53.washington	PROPN
fsr-3195	295	7	,	,	PUNCT
fsr-3195	295	8	dc	dc	PROPN
fsr-3195	295	9	:	:	PUNCT
fsr-3195	295	10	board	board	NOUN
fsr-3195	295	11	of	of	ADP
fsr-3195	295	12	governors	governor	NOUN
fsr-3195	295	13	of	of	ADP
fsr-3195	295	14	the	the	DET
fsr-3195	295	15	federal	federal	PROPN
fsr-3195	295	16	reserve	reserve	PROPN
fsr-3195	295	17	system	system	NOUN
fsr-3195	295	18	.	.	PUNCT
fsr-3195	296	1	hung	hung	PROPN
fsr-3195	296	2	,	,	PUNCT
fsr-3195	296	3	a.	a.	NOUN
fsr-3195	296	4	a.	a.	PROPN
fsr-3195	296	5	,	,	PUNCT
fsr-3195	296	6	parker	parker	PROPN
fsr-3195	296	7	,	,	PUNCT
fsr-3195	296	8	a.	a.	NOUN
fsr-3195	296	9	m.	m.	NOUN
fsr-3195	296	10	,	,	PUNCT
fsr-3195	296	11	&	&	CCONJ
fsr-3195	296	12	yoong	yoong	PROPN
fsr-3195	296	13	,	,	PUNCT
fsr-3195	296	14	j.	j.	PROPN
fsr-3195	296	15	k.	k.	PROPN
fsr-3195	296	16	(	(	PUNCT
fsr-3195	296	17	2009	2009	NUM
fsr-3195	296	18	)	)	PUNCT
fsr-3195	296	19	.	.	PUNCT
fsr-3195	297	1	defining	define	VERB
fsr-3195	297	2	and	and	CCONJ
fsr-3195	297	3	measuring	measure	VERB
fsr-3195	297	4	financial	financial	ADJ
fsr-3195	297	5	literacy	literacy	NOUN
fsr-3195	297	6	.	.	PUNCT
fsr-3195	298	1	rand	rand	NOUN
fsr-3195	298	2	labor	labor	NOUN
fsr-3195	298	3	and	and	CCONJ
fsr-3195	298	4	population	population	NOUN
fsr-3195	298	5	working	working	PROPN
fsr-3195	298	6	paper	paper	PROPN
fsr-3195	298	7	series	series	PROPN
fsr-3195	298	8	wr-708	wr-708	PROPN
fsr-3195	298	9	.	.	PUNCT
fsr-3195	298	10	available	available	ADJ
fsr-3195	298	11	at	at	ADP
fsr-3195	298	12	https://www.rand.org/content/dam/rand/pubs/	https://www.rand.org/content/dam/rand/pubs/	X
fsr-3195	298	13	working_papers/2009	working_papers/2009	ADJ
fsr-3195	298	14	/	/	SYM
fsr-3195	298	15	rand_wr708.pdf	rand_wr708.pdf	PROPN
fsr-3195	298	16	t.	t.	PROPN
fsr-3195	298	17	west	west	PROPN
fsr-3195	298	18	et	et	PROPN
fsr-3195	298	19	al	al	PROPN
fsr-3195	298	20	.	.	PUNCT
fsr-3195	298	21	/	/	SYM
fsr-3195	298	22	financial	financial	ADJ
fsr-3195	298	23	services	service	NOUN
fsr-3195	298	24	review	review	VERB
fsr-3195	298	25	31	31	NUM
fsr-3195	298	26	(	(	PUNCT
fsr-3195	298	27	2023	2023	NUM
fsr-3195	298	28	)	)	PUNCT
fsr-3195	298	29	55–71	55–71	NOUN
fsr-3195	298	30	69	69	NUM
fsr-3195	298	31	hunter	hunter	NOUN
fsr-3195	298	32	,	,	PUNCT
fsr-3195	298	33	j.	j.	PROPN
fsr-3195	298	34	,	,	PUNCT
fsr-3195	298	35	&	&	CCONJ
fsr-3195	298	36	sawatzki	sawatzki	PROPN
fsr-3195	298	37	,	,	PUNCT
fsr-3195	298	38	c.	c.	PROPN
fsr-3195	298	39	(	(	PUNCT
fsr-3195	298	40	2019	2019	NUM
fsr-3195	298	41	)	)	PUNCT
fsr-3195	298	42	.	.	PUNCT
fsr-3195	299	1	discovering	discover	VERB
fsr-3195	299	2	diverse	diverse	ADJ
fsr-3195	299	3	students	student	NOUN
fsr-3195	299	4	’	'	PUNCT
fsr-3195	299	5	funds	fund	NOUN
fsr-3195	299	6	of	of	ADP
fsr-3195	299	7	knowledge	knowledge	NOUN
fsr-3195	299	8	related	relate	VERB
fsr-3195	299	9	to	to	ADP
fsr-3195	299	10	finance	finance	NOUN
fsr-3195	299	11	:	:	PUNCT
fsr-3195	299	12	pasifika	pasifika	NOUN
fsr-3195	299	13	students	student	NOUN
fsr-3195	299	14	in	in	ADP
fsr-3195	299	15	new	new	PROPN
fsr-3195	299	16	zealand	zealand	PROPN
fsr-3195	299	17	.	.	PUNCT
fsr-3195	300	1	mathematics	mathematics	PROPN
fsr-3195	300	2	education	education	PROPN
fsr-3195	300	3	research	research	NOUN
fsr-3195	300	4	journal	journal	NOUN
fsr-3195	300	5	,	,	PUNCT
fsr-3195	300	6	31	31	NUM
fsr-3195	300	7	,	,	PUNCT
fsr-3195	300	8	419–439	419–439	NUM
fsr-3195	300	9	.	.	PUNCT
fsr-3195	301	1	https://doi.org/10.1007/	https://doi.org/10.1007/	PROPN
fsr-3195	301	2	s13394	s13394	PROPN
fsr-3195	301	3	-	-	PUNCT
fsr-3195	301	4	019	019	NUM
fsr-3195	301	5	-	-	PUNCT
fsr-3195	301	6	00259	00259	NUM
fsr-3195	301	7	-	-	SYM
fsr-3195	301	8	0	0	NUM
fsr-3195	301	9	kahneman	kahneman	NOUN
fsr-3195	301	10	,	,	PUNCT
fsr-3195	301	11	d.	d.	PROPN
fsr-3195	301	12	(	(	PUNCT
fsr-3195	301	13	2003	2003	NUM
fsr-3195	301	14	)	)	PUNCT
fsr-3195	301	15	.	.	PUNCT
fsr-3195	302	1	a	a	DET
fsr-3195	302	2	perspective	perspective	NOUN
fsr-3195	302	3	on	on	ADP
fsr-3195	302	4	judgement	judgement	NOUN
fsr-3195	302	5	and	and	CCONJ
fsr-3195	302	6	choice	choice	NOUN
fsr-3195	302	7	:	:	PUNCT
fsr-3195	302	8	mapping	mapping	NOUN
fsr-3195	302	9	bounded	bounded	ADJ
fsr-3195	302	10	rationality	rationality	NOUN
fsr-3195	302	11	.	.	PUNCT
fsr-3195	303	1	the	the	DET
fsr-3195	303	2	american	american	ADJ
fsr-3195	303	3	psychologist	psychologist	NOUN
fsr-3195	303	4	,	,	PUNCT
fsr-3195	303	5	58	58	NUM
fsr-3195	303	6	,	,	PUNCT
fsr-3195	303	7	697–720	697–720	NUM
fsr-3195	303	8	.	.	PUNCT
fsr-3195	304	1	karunarathne	karunarathne	PROPN
fsr-3195	304	2	,	,	PUNCT
fsr-3195	304	3	w.	w.	PROPN
fsr-3195	304	4	,	,	PUNCT
fsr-3195	304	5	&	&	CCONJ
fsr-3195	304	6	gibson	gibson	PROPN
fsr-3195	304	7	,	,	PUNCT
fsr-3195	304	8	j.	j.	PROPN
fsr-3195	304	9	(	(	PUNCT
fsr-3195	304	10	2014	2014	NUM
fsr-3195	304	11	)	)	PUNCT
fsr-3195	304	12	.	.	PUNCT
fsr-3195	305	1	financial	financial	ADJ
fsr-3195	305	2	literacy	literacy	NOUN
fsr-3195	305	3	and	and	CCONJ
fsr-3195	305	4	remittance	remittance	NOUN
fsr-3195	305	5	behaviour	behaviour	NOUN
fsr-3195	305	6	of	of	ADP
fsr-3195	305	7	skilled	skilled	ADJ
fsr-3195	305	8	and	and	CCONJ
fsr-3195	305	9	unskilled	unskilled	ADJ
fsr-3195	305	10	immigrant	immigrant	ADJ
fsr-3195	305	11	groups	group	NOUN
fsr-3195	305	12	in	in	ADP
fsr-3195	305	13	australia	australia	PROPN
fsr-3195	305	14	.	.	PUNCT
fsr-3195	306	1	journal	journal	PROPN
fsr-3195	306	2	of	of	ADP
fsr-3195	306	3	asian	asian	ADJ
fsr-3195	306	4	economics	economic	NOUN
fsr-3195	306	5	,	,	PUNCT
fsr-3195	306	6	30	30	NUM
fsr-3195	306	7	,	,	PUNCT
fsr-3195	306	8	54–62	54–62	NUM
fsr-3195	306	9	.	.	PUNCT
fsr-3195	307	1	https://doi.org/10.1016/j.asieco.2013.12.004	https://doi.org/10.1016/j.asieco.2013.12.004	PROPN
fsr-3195	307	2	kimball	kimball	PROPN
fsr-3195	307	3	,	,	PUNCT
fsr-3195	307	4	m.	m.	NOUN
fsr-3195	307	5	(	(	PUNCT
fsr-3195	307	6	1989	1989	NUM
fsr-3195	307	7	)	)	PUNCT
fsr-3195	307	8	.	.	PUNCT
fsr-3195	308	1	a	a	DET
fsr-3195	308	2	new	new	ADJ
fsr-3195	308	3	perspective	perspective	NOUN
fsr-3195	308	4	on	on	ADP
fsr-3195	308	5	women	woman	NOUN
fsr-3195	308	6	’s	’s	PART
fsr-3195	308	7	math	math	NOUN
fsr-3195	308	8	achievement	achievement	NOUN
fsr-3195	308	9	.	.	PUNCT
fsr-3195	309	1	psychological	psychological	ADJ
fsr-3195	309	2	bulletin	bulletin	NOUN
fsr-3195	309	3	,	,	PUNCT
fsr-3195	309	4	105	105	NUM
fsr-3195	309	5	,	,	PUNCT
fsr-3195	309	6	198–214	198–214	NUM
fsr-3195	309	7	.	.	PUNCT
fsr-3195	310	1	https://doi.org/10.1037/0033-2909.105.2.198	https://doi.org/10.1037/0033-2909.105.2.198	PROPN
fsr-3195	310	2	knoll	knoll	NOUN
fsr-3195	310	3	,	,	PUNCT
fsr-3195	310	4	m.	m.	NOUN
fsr-3195	310	5	a.	a.	PROPN
fsr-3195	310	6	,	,	PUNCT
fsr-3195	310	7	&	&	CCONJ
fsr-3195	310	8	houts	hout	NOUN
fsr-3195	310	9	,	,	PUNCT
fsr-3195	310	10	c.	c.	PROPN
fsr-3195	310	11	r.	r.	PROPN
fsr-3195	310	12	(	(	PUNCT
fsr-3195	310	13	2012	2012	NUM
fsr-3195	310	14	)	)	PUNCT
fsr-3195	310	15	.	.	PUNCT
fsr-3195	311	1	the	the	DET
fsr-3195	311	2	financial	financial	ADJ
fsr-3195	311	3	knowledge	knowledge	NOUN
fsr-3195	311	4	scale	scale	NOUN
fsr-3195	311	5	:	:	PUNCT
fsr-3195	311	6	an	an	DET
fsr-3195	311	7	application	application	NOUN
fsr-3195	311	8	of	of	ADP
fsr-3195	311	9	item	item	NOUN
fsr-3195	311	10	response	response	NOUN
fsr-3195	311	11	theory	theory	NOUN
fsr-3195	311	12	to	to	ADP
fsr-3195	311	13	the	the	DET
fsr-3195	311	14	assessment	assessment	NOUN
fsr-3195	311	15	of	of	ADP
fsr-3195	311	16	financial	financial	ADJ
fsr-3195	311	17	literacy	literacy	NOUN
fsr-3195	311	18	.	.	PUNCT
fsr-3195	312	1	journal	journal	NOUN
fsr-3195	312	2	of	of	ADP
fsr-3195	312	3	consumer	consumer	NOUN
fsr-3195	312	4	affairs	affair	NOUN
fsr-3195	312	5	,	,	PUNCT
fsr-3195	312	6	46	46	NUM
fsr-3195	312	7	,	,	PUNCT
fsr-3195	312	8	381–410	381–410	NUM
fsr-3195	312	9	.	.	PUNCT
fsr-3195	313	1	https://doi.org/10.1111/	https://doi.org/10.1111/	PROPN
fsr-3195	313	2	j.1745	j.1745	PROPN
fsr-3195	313	3	-	-	PUNCT
fsr-3195	313	4	6606.2012.01241.x	6606.2012.01241.x	NUM
fsr-3195	313	5	larisa	larisa	NOUN
fsr-3195	313	6	,	,	PUNCT
fsr-3195	313	7	l.	l.	PROPN
fsr-3195	313	8	e.	e.	PROPN
fsr-3195	313	9	,	,	PUNCT
fsr-3195	313	10	njo	njo	PROPN
fsr-3195	313	11	,	,	PUNCT
fsr-3195	313	12	a.	a.	PROPN
fsr-3195	313	13	,	,	PUNCT
fsr-3195	313	14	&	&	CCONJ
fsr-3195	313	15	wijaya	wijaya	PROPN
fsr-3195	313	16	,	,	PUNCT
fsr-3195	313	17	s.	s.	PROPN
fsr-3195	313	18	(	(	PUNCT
fsr-3195	313	19	2021	2021	NUM
fsr-3195	313	20	)	)	PUNCT
fsr-3195	313	21	.	.	PUNCT
fsr-3195	314	1	female	female	ADJ
fsr-3195	314	2	workers	worker	NOUN
fsr-3195	314	3	’	'	PUNCT
fsr-3195	314	4	readiness	readiness	NOUN
fsr-3195	314	5	for	for	ADP
fsr-3195	314	6	retirement	retirement	NOUN
fsr-3195	314	7	planning	planning	NOUN
fsr-3195	314	8	:	:	PUNCT
fsr-3195	314	9	an	an	DET
fsr-3195	314	10	evidence	evidence	NOUN
fsr-3195	314	11	from	from	ADP
fsr-3195	314	12	indonesia	indonesia	PROPN
fsr-3195	314	13	.	.	PUNCT
fsr-3195	315	1	review	review	NOUN
fsr-3195	315	2	of	of	ADP
fsr-3195	315	3	behavioral	behavioral	ADJ
fsr-3195	315	4	finance	finance	NOUN
fsr-3195	315	5	,	,	PUNCT
fsr-3195	315	6	13	13	NUM
fsr-3195	315	7	,	,	PUNCT
fsr-3195	315	8	566–583	566–583	NUM
fsr-3195	315	9	.	.	PUNCT
fsr-3195	316	1	https://doi.org/10.1108/rbf-04-2020-0079	https://doi.org/10.1108/rbf-04-2020-0079	PROPN
fsr-3195	316	2	leder	leder	PROPN
fsr-3195	316	3	,	,	PUNCT
fsr-3195	316	4	g.	g.	PROPN
fsr-3195	316	5	c.	c.	PROPN
fsr-3195	316	6	(	(	PUNCT
fsr-3195	316	7	1992	1992	NUM
fsr-3195	316	8	)	)	PUNCT
fsr-3195	316	9	.	.	PUNCT
fsr-3195	317	1	mathematics	mathematic	NOUN
fsr-3195	317	2	and	and	CCONJ
fsr-3195	317	3	gender	gender	NOUN
fsr-3195	317	4	:	:	PUNCT
fsr-3195	317	5	changing	change	VERB
fsr-3195	317	6	perspectives	perspective	NOUN
fsr-3195	317	7	.	.	PUNCT
fsr-3195	318	1	in	in	ADP
fsr-3195	318	2	d.	d.	PROPN
fsr-3195	318	3	a.	a.	PROPN
fsr-3195	318	4	grouws	grouws	PROPN
fsr-3195	318	5	(	(	PUNCT
fsr-3195	318	6	ed	ed	NOUN
fsr-3195	318	7	.	.	PUNCT
fsr-3195	318	8	)	)	PUNCT
fsr-3195	318	9	,	,	PUNCT
fsr-3195	318	10	handbook	handbook	NOUN
fsr-3195	318	11	of	of	ADP
fsr-3195	318	12	research	research	NOUN
fsr-3195	318	13	on	on	ADP
fsr-3195	318	14	mathematics	mathematic	NOUN
fsr-3195	318	15	teaching	teaching	NOUN
fsr-3195	318	16	and	and	CCONJ
fsr-3195	318	17	learning	learn	VERB
fsr-3195	318	18	(	(	PUNCT
fsr-3195	318	19	pp	pp	ADJ
fsr-3195	318	20	.	.	PUNCT
fsr-3195	318	21	597–622	597–622	NUM
fsr-3195	318	22	)	)	PUNCT
fsr-3195	318	23	.	.	PUNCT
fsr-3195	319	1	new	new	PROPN
fsr-3195	319	2	york	york	PROPN
fsr-3195	319	3	,	,	PUNCT
fsr-3195	319	4	ny	ny	PROPN
fsr-3195	319	5	:	:	PUNCT
fsr-3195	319	6	macmillan	macmillan	PROPN
fsr-3195	319	7	.	.	PUNCT
fsr-3195	320	1	loewen	loewen	PROPN
fsr-3195	320	2	,	,	PUNCT
fsr-3195	320	3	j.	j.	PROPN
fsr-3195	320	4	,	,	PUNCT
fsr-3195	320	5	rosser	rosser	PROPN
fsr-3195	320	6	,	,	PUNCT
fsr-3195	320	7	p.	p.	PROPN
fsr-3195	320	8	,	,	PUNCT
fsr-3195	320	9	&	&	CCONJ
fsr-3195	320	10	katzman	katzman	PROPN
fsr-3195	320	11	,	,	PUNCT
fsr-3195	320	12	j.	j.	PROPN
fsr-3195	320	13	(	(	PUNCT
fsr-3195	320	14	1988	1988	NUM
fsr-3195	320	15	)	)	PUNCT
fsr-3195	320	16	.	.	PUNCT
fsr-3195	321	1	gender	gender	NOUN
fsr-3195	321	2	bias	bias	NOUN
fsr-3195	321	3	in	in	ADP
fsr-3195	321	4	sat	sit	VERB
fsr-3195	321	5	items	item	NOUN
fsr-3195	321	6	.	.	PUNCT
fsr-3195	322	1	paper	paper	NOUN
fsr-3195	322	2	presented	present	VERB
fsr-3195	322	3	at	at	ADP
fsr-3195	322	4	the	the	DET
fsr-3195	322	5	annual	annual	ADJ
fsr-3195	322	6	meeting	meeting	NOUN
fsr-3195	322	7	of	of	ADP
fsr-3195	322	8	the	the	DET
fsr-3195	322	9	american	american	PROPN
fsr-3195	322	10	educational	educational	PROPN
fsr-3195	322	11	research	research	PROPN
fsr-3195	322	12	association	association	PROPN
fsr-3195	322	13	.	.	PUNCT
fsr-3195	323	1	new	new	PROPN
fsr-3195	323	2	orleans	orleans	PROPN
fsr-3195	323	3	,	,	PUNCT
fsr-3195	323	4	la	la	PROPN
fsr-3195	323	5	.	.	PROPN
fsr-3195	323	6	lusardi	lusardi	PROPN
fsr-3195	323	7	,	,	PUNCT
fsr-3195	323	8	a.	a.	PROPN
fsr-3195	323	9	,	,	PUNCT
fsr-3195	323	10	michaud	michaud	PROPN
fsr-3195	323	11	,	,	PUNCT
fsr-3195	323	12	p.	p.	PROPN
fsr-3195	323	13	,	,	PUNCT
fsr-3195	323	14	&	&	CCONJ
fsr-3195	323	15	mitchell	mitchell	PROPN
fsr-3195	323	16	,	,	PUNCT
fsr-3195	323	17	o.	o.	PROPN
fsr-3195	323	18	s.	s.	PROPN
fsr-3195	323	19	(	(	PUNCT
fsr-3195	323	20	2017	2017	NUM
fsr-3195	323	21	)	)	PUNCT
fsr-3195	323	22	.	.	PUNCT
fsr-3195	324	1	optimal	optimal	ADJ
fsr-3195	324	2	financial	financial	ADJ
fsr-3195	324	3	knowledge	knowledge	NOUN
fsr-3195	324	4	and	and	CCONJ
fsr-3195	324	5	wealth	wealth	NOUN
fsr-3195	324	6	inequality	inequality	NOUN
fsr-3195	324	7	.	.	PUNCT
fsr-3195	325	1	the	the	DET
fsr-3195	325	2	journal	journal	NOUN
fsr-3195	325	3	of	of	ADP
fsr-3195	325	4	political	political	ADJ
fsr-3195	325	5	economy	economy	NOUN
fsr-3195	325	6	,	,	PUNCT
fsr-3195	325	7	125	125	NUM
fsr-3195	325	8	,	,	PUNCT
fsr-3195	325	9	431–477	431–477	NUM
fsr-3195	325	10	.	.	PUNCT
fsr-3195	326	1	lusardi	lusardi	PROPN
fsr-3195	326	2	,	,	PUNCT
fsr-3195	326	3	a.	a.	PROPN
fsr-3195	326	4	,	,	PUNCT
fsr-3195	326	5	&	&	CCONJ
fsr-3195	326	6	mitchell	mitchell	PROPN
fsr-3195	326	7	,	,	PUNCT
fsr-3195	326	8	o.	o.	PROPN
fsr-3195	326	9	s.	s.	PROPN
fsr-3195	326	10	(	(	PUNCT
fsr-3195	326	11	2009	2009	NUM
fsr-3195	326	12	)	)	PUNCT
fsr-3195	326	13	.	.	PUNCT
fsr-3195	327	1	how	how	SCONJ
fsr-3195	327	2	ordinary	ordinary	ADJ
fsr-3195	327	3	consumers	consumer	NOUN
fsr-3195	327	4	make	make	VERB
fsr-3195	327	5	complex	complex	ADJ
fsr-3195	327	6	economic	economic	ADJ
fsr-3195	327	7	decisions	decision	NOUN
fsr-3195	327	8	:	:	PUNCT
fsr-3195	327	9	financial	financial	ADJ
fsr-3195	327	10	literacy	literacy	NOUN
fsr-3195	327	11	and	and	CCONJ
fsr-3195	327	12	retirement	retirement	NOUN
fsr-3195	327	13	readiness.working	readiness.worke	VERB
fsr-3195	327	14	paper	paper	NOUN
fsr-3195	327	15	15350	15350	NUM
fsr-3195	327	16	.	.	PUNCT
fsr-3195	328	1	national	national	PROPN
fsr-3195	328	2	bureau	bureau	PROPN
fsr-3195	328	3	of	of	ADP
fsr-3195	328	4	economic	economic	ADJ
fsr-3195	328	5	research	research	NOUN
fsr-3195	328	6	.	.	PUNCT
fsr-3195	329	1	lusardi	lusardi	PROPN
fsr-3195	329	2	,	,	PUNCT
fsr-3195	329	3	a.	a.	PROPN
fsr-3195	329	4	,	,	PUNCT
fsr-3195	329	5	&	&	CCONJ
fsr-3195	329	6	mitchell	mitchell	PROPN
fsr-3195	329	7	,	,	PUNCT
fsr-3195	329	8	o.	o.	PROPN
fsr-3195	329	9	s.	s.	PROPN
fsr-3195	329	10	(	(	PUNCT
fsr-3195	329	11	2011	2011	NUM
fsr-3195	329	12	)	)	PUNCT
fsr-3195	329	13	.	.	PUNCT
fsr-3195	330	1	financial	financial	ADJ
fsr-3195	330	2	literacy	literacy	NOUN
fsr-3195	330	3	around	around	ADP
fsr-3195	330	4	the	the	DET
fsr-3195	330	5	world	world	NOUN
fsr-3195	330	6	:	:	PUNCT
fsr-3195	330	7	an	an	DET
fsr-3195	330	8	overview	overview	NOUN
fsr-3195	330	9	.	.	PUNCT
fsr-3195	331	1	journal	journal	NOUN
fsr-3195	331	2	of	of	ADP
fsr-3195	331	3	pension	pension	NOUN
fsr-3195	331	4	economics	economic	NOUN
fsr-3195	331	5	&	&	CCONJ
fsr-3195	331	6	finance	finance	PROPN
fsr-3195	331	7	,	,	PUNCT
fsr-3195	331	8	10	10	NUM
fsr-3195	331	9	,	,	PUNCT
fsr-3195	331	10	497–508	497–508	NUM
fsr-3195	331	11	.	.	PUNCT
fsr-3195	332	1	lusardi	lusardi	PROPN
fsr-3195	332	2	,	,	PUNCT
fsr-3195	332	3	a.	a.	PROPN
fsr-3195	332	4	,	,	PUNCT
fsr-3195	332	5	&	&	CCONJ
fsr-3195	332	6	mitchell	mitchell	PROPN
fsr-3195	332	7	,	,	PUNCT
fsr-3195	332	8	o.	o.	PROPN
fsr-3195	332	9	s.	s.	PROPN
fsr-3195	332	10	(	(	PUNCT
fsr-3195	332	11	2014	2014	NUM
fsr-3195	332	12	)	)	PUNCT
fsr-3195	332	13	.	.	PUNCT
fsr-3195	333	1	the	the	DET
fsr-3195	333	2	economic	economic	ADJ
fsr-3195	333	3	importance	importance	NOUN
fsr-3195	333	4	of	of	ADP
fsr-3195	333	5	financial	financial	ADJ
fsr-3195	333	6	literacy	literacy	NOUN
fsr-3195	333	7	:	:	PUNCT
fsr-3195	333	8	theory	theory	NOUN
fsr-3195	333	9	and	and	CCONJ
fsr-3195	333	10	evidence	evidence	NOUN
fsr-3195	333	11	.	.	PUNCT
fsr-3195	334	1	journal	journal	NOUN
fsr-3195	334	2	of	of	ADP
fsr-3195	334	3	economic	economic	ADJ
fsr-3195	334	4	literature	literature	NOUN
fsr-3195	334	5	,	,	PUNCT
fsr-3195	334	6	52	52	NUM
fsr-3195	334	7	,	,	PUNCT
fsr-3195	334	8	5–44	5–44	PROPN
fsr-3195	334	9	.	.	PROPN
fsr-3195	334	10	https://doi.org/10.1111/j.1745-6606.2010.01173.x	https://doi.org/10.1111/j.1745-6606.2010.01173.x	PROPN
fsr-3195	334	11	lusardi	lusardi	PROPN
fsr-3195	334	12	,	,	PUNCT
fsr-3195	334	13	a.	a.	PROPN
fsr-3195	334	14	,	,	PUNCT
fsr-3195	334	15	mitchell	mitchell	PROPN
fsr-3195	334	16	,	,	PUNCT
fsr-3195	334	17	o.	o.	PROPN
fsr-3195	334	18	s.	s.	PROPN
fsr-3195	334	19	,	,	PUNCT
fsr-3195	334	20	&	&	CCONJ
fsr-3195	334	21	curto	curto	PROPN
fsr-3195	334	22	,	,	PUNCT
fsr-3195	334	23	v.	v.	PROPN
fsr-3195	334	24	(	(	PUNCT
fsr-3195	334	25	2010	2010	NUM
fsr-3195	334	26	)	)	PUNCT
fsr-3195	334	27	.	.	PUNCT
fsr-3195	335	1	financial	financial	ADJ
fsr-3195	335	2	literacy	literacy	NOUN
fsr-3195	335	3	among	among	ADP
fsr-3195	335	4	the	the	DET
fsr-3195	335	5	young	young	ADJ
fsr-3195	335	6	.	.	PUNCT
fsr-3195	336	1	journal	journal	PROPN
fsr-3195	336	2	of	of	ADP
fsr-3195	336	3	consumer	consumer	NOUN
fsr-3195	336	4	affairs	affair	NOUN
fsr-3195	336	5	,	,	PUNCT
fsr-3195	336	6	44	44	NUM
fsr-3195	336	7	,	,	PUNCT
fsr-3195	336	8	358–380	358–380	NUM
fsr-3195	336	9	.	.	PUNCT
fsr-3195	337	1	lusardi	lusardi	PROPN
fsr-3195	337	2	,	,	PUNCT
fsr-3195	337	3	a.	a.	PROPN
fsr-3195	337	4	,	,	PUNCT
fsr-3195	337	5	&	&	CCONJ
fsr-3195	337	6	tufano	tufano	ADJ
fsr-3195	337	7	,	,	PUNCT
fsr-3195	337	8	p.	p.	NOUN
fsr-3195	337	9	(	(	PUNCT
fsr-3195	337	10	2009a	2009a	NUM
fsr-3195	337	11	)	)	PUNCT
fsr-3195	337	12	.	.	PUNCT
fsr-3195	338	1	debt	debt	NOUN
fsr-3195	338	2	literacy	literacy	NOUN
fsr-3195	338	3	,	,	PUNCT
fsr-3195	338	4	financial	financial	ADJ
fsr-3195	338	5	experiences	experience	NOUN
fsr-3195	338	6	,	,	PUNCT
fsr-3195	338	7	and	and	CCONJ
fsr-3195	338	8	overindebtedness	overindebtedness	NOUN
fsr-3195	338	9	.	.	PUNCT
fsr-3195	339	1	working	work	VERB
fsr-3195	339	2	paper	paper	NOUN
fsr-3195	339	3	14808	14808	NUM
fsr-3195	339	4	.	.	PUNCT
fsr-3195	340	1	national	national	PROPN
fsr-3195	340	2	bureau	bureau	PROPN
fsr-3195	340	3	of	of	ADP
fsr-3195	340	4	economic	economic	ADJ
fsr-3195	340	5	research	research	NOUN
fsr-3195	340	6	.	.	PUNCT
fsr-3195	341	1	lusardi	lusardi	PROPN
fsr-3195	341	2	,	,	PUNCT
fsr-3195	341	3	a.	a.	PROPN
fsr-3195	341	4	,	,	PUNCT
fsr-3195	341	5	&	&	CCONJ
fsr-3195	341	6	tufano	tufano	ADJ
fsr-3195	341	7	,	,	PUNCT
fsr-3195	341	8	p.	p.	NOUN
fsr-3195	341	9	(	(	PUNCT
fsr-3195	341	10	2009b	2009b	NUM
fsr-3195	341	11	)	)	PUNCT
fsr-3195	341	12	.	.	PUNCT
fsr-3195	342	1	teach	teach	VERB
fsr-3195	342	2	workers	worker	NOUN
fsr-3195	342	3	about	about	ADP
fsr-3195	342	4	the	the	DET
fsr-3195	342	5	perils	peril	NOUN
fsr-3195	342	6	of	of	ADP
fsr-3195	342	7	debt	debt	NOUN
fsr-3195	342	8	.	.	PUNCT
fsr-3195	343	1	harvard	harvard	PROPN
fsr-3195	343	2	business	business	PROPN
fsr-3195	343	3	review	review	PROPN
fsr-3195	343	4	,	,	PUNCT
fsr-3195	343	5	22–24	22–24	NUM
fsr-3195	343	6	.	.	PUNCT
fsr-3195	344	1	november	november	PROPN
fsr-3195	344	2	,	,	PUNCT
fsr-3195	344	3	niederle	niederle	NOUN
fsr-3195	344	4	,	,	PUNCT
fsr-3195	344	5	m.	m.	NOUN
fsr-3195	344	6	,	,	PUNCT
fsr-3195	344	7	&	&	CCONJ
fsr-3195	344	8	vesterlund	vesterlund	PROPN
fsr-3195	344	9	,	,	PUNCT
fsr-3195	344	10	l.	l.	PROPN
fsr-3195	344	11	(	(	PUNCT
fsr-3195	344	12	2007	2007	NUM
fsr-3195	344	13	)	)	PUNCT
fsr-3195	344	14	.	.	PUNCT
fsr-3195	345	1	do	do	AUX
fsr-3195	345	2	women	woman	NOUN
fsr-3195	345	3	shy	shy	VERB
fsr-3195	345	4	away	away	ADV
fsr-3195	345	5	from	from	ADP
fsr-3195	345	6	competition	competition	NOUN
fsr-3195	345	7	?	?	PUNCT
fsr-3195	346	1	do	do	AUX
fsr-3195	346	2	men	man	NOUN
fsr-3195	346	3	compete	compete	VERB
fsr-3195	346	4	too	too	ADV
fsr-3195	346	5	much	much	ADV
fsr-3195	346	6	?	?	PUNCT
fsr-3195	347	1	the	the	DET
fsr-3195	347	2	quarterly	quarterly	ADJ
fsr-3195	347	3	journal	journal	NOUN
fsr-3195	347	4	of	of	ADP
fsr-3195	347	5	economics	economic	NOUN
fsr-3195	347	6	,	,	PUNCT
fsr-3195	347	7	122	122	NUM
fsr-3195	347	8	,	,	PUNCT
fsr-3195	347	9	1067–1101	1067–1101	NUM
fsr-3195	347	10	.	.	PUNCT
fsr-3195	348	1	niederle	niederle	PROPN
fsr-3195	348	2	,	,	PUNCT
fsr-3195	348	3	m.	m.	NOUN
fsr-3195	348	4	,	,	PUNCT
fsr-3195	348	5	&	&	CCONJ
fsr-3195	348	6	vesterlund	vesterlund	PROPN
fsr-3195	348	7	,	,	PUNCT
fsr-3195	348	8	l.	l.	PROPN
fsr-3195	348	9	(	(	PUNCT
fsr-3195	348	10	2010	2010	NUM
fsr-3195	348	11	)	)	PUNCT
fsr-3195	348	12	.	.	PUNCT
fsr-3195	349	1	explaining	explain	VERB
fsr-3195	349	2	the	the	DET
fsr-3195	349	3	gender	gender	NOUN
fsr-3195	349	4	gap	gap	NOUN
fsr-3195	349	5	in	in	ADP
fsr-3195	349	6	math	math	NOUN
fsr-3195	349	7	test	test	NOUN
fsr-3195	349	8	scores	score	NOUN
fsr-3195	349	9	:	:	PUNCT
fsr-3195	349	10	the	the	DET
fsr-3195	349	11	role	role	NOUN
fsr-3195	349	12	of	of	ADP
fsr-3195	349	13	competition	competition	NOUN
fsr-3195	349	14	.	.	PUNCT
fsr-3195	350	1	journal	journal	NOUN
fsr-3195	350	2	of	of	ADP
fsr-3195	350	3	economic	economic	ADJ
fsr-3195	350	4	perspectives	perspective	NOUN
fsr-3195	350	5	,	,	PUNCT
fsr-3195	350	6	24	24	NUM
fsr-3195	350	7	,	,	PUNCT
fsr-3195	350	8	129–144	129–144	NUM
fsr-3195	350	9	.	.	PUNCT
fsr-3195	351	1	https://doi.org/10.1257/jep.24.2.129	https://doi.org/10.1257/jep.24.2.129	PROPN
fsr-3195	351	2	oecd	oecd	PROPN
fsr-3195	351	3	.	.	PUNCT
fsr-3195	352	1	(	(	PUNCT
fsr-3195	352	2	2017	2017	NUM
fsr-3195	352	3	)	)	PUNCT
fsr-3195	352	4	.	.	PUNCT
fsr-3195	353	1	g20	g20	PROPN
fsr-3195	353	2	/	/	SYM
fsr-3195	353	3	oecd	oecd	PROPN
fsr-3195	353	4	infe	infe	PROPN
fsr-3195	353	5	report	report	NOUN
fsr-3195	353	6	on	on	ADP
fsr-3195	353	7	adult	adult	NOUN
fsr-3195	353	8	financial	financial	ADJ
fsr-3195	353	9	literacy	literacy	NOUN
fsr-3195	353	10	in	in	ADP
fsr-3195	353	11	g20	g20	NOUN
fsr-3195	353	12	countries	country	NOUN
fsr-3195	353	13	.	.	PUNCT
fsr-3195	354	1	report	report	NOUN
fsr-3195	354	2	presented	present	VERB
fsr-3195	354	3	at	at	ADP
fsr-3195	354	4	the	the	DET
fsr-3195	354	5	2017	2017	NUM
fsr-3195	354	6	g20	g20	NOUN
fsr-3195	354	7	leader	leader	NOUN
fsr-3195	354	8	’s	’s	PART
fsr-3195	354	9	summit	summit	NOUN
fsr-3195	354	10	meeting	meeting	NOUN
fsr-3195	354	11	in	in	ADP
fsr-3195	354	12	hamburg	hamburg	PROPN
fsr-3195	354	13	on	on	ADP
fsr-3195	354	14	july	july	PROPN
fsr-3195	354	15	8	8	NUM
fsr-3195	354	16	,	,	PUNCT
fsr-3195	354	17	2017	2017	NUM
fsr-3195	354	18	.	.	PUNCT
fsr-3195	355	1	available	available	ADJ
fsr-3195	355	2	at	at	ADP
fsr-3195	355	3	http://www.oecd.org/daf/fin/	http://www.oecd.org/daf/fin/	NOUN
fsr-3195	355	4	financial	financial	ADJ
fsr-3195	355	5	-	-	PUNCT
fsr-3195	355	6	education	education	NOUN
fsr-3195	355	7	/	/	SYM
fsr-3195	355	8	g20	g20	PROPN
fsr-3195	355	9	-	-	PUNCT
fsr-3195	355	10	oecd	oecd	PROPN
fsr-3195	355	11	-	-	PUNCT
fsr-3195	355	12	infe	infe	ADJ
fsr-3195	355	13	-	-	PUNCT
fsr-3195	355	14	report	report	NOUN
fsr-3195	355	15	-	-	PUNCT
fsr-3195	355	16	adult	adult	NOUN
fsr-3195	355	17	-	-	PUNCT
fsr-3195	355	18	financial	financial	ADJ
fsr-3195	355	19	-	-	PUNCT
fsr-3195	355	20	literacy	literacy	NOUN
fsr-3195	355	21	-	-	PUNCT
fsr-3195	355	22	in	in	ADP
fsr-3195	355	23	-	-	PUNCT
fsr-3195	355	24	g20	g20	NOUN
fsr-3195	355	25	-	-	PUNCT
fsr-3195	355	26	countries.pdf	countries.pdf	NOUN
fsr-3195	355	27	oecd	oecd	PROPN
fsr-3195	355	28	.	.	PUNCT
fsr-3195	355	29	(	(	PUNCT
fsr-3195	355	30	2020a	2020a	NUM
fsr-3195	355	31	)	)	PUNCT
fsr-3195	355	32	.	.	PUNCT
fsr-3195	356	1	oecd	oecd	PROPN
fsr-3195	356	2	/	/	SYM
fsr-3195	356	3	infe	infe	NOUN
fsr-3195	356	4	2020	2020	NUM
fsr-3195	356	5	international	international	ADJ
fsr-3195	356	6	survey	survey	NOUN
fsr-3195	356	7	of	of	ADP
fsr-3195	356	8	adult	adult	NOUN
fsr-3195	356	9	financial	financial	ADJ
fsr-3195	356	10	literacy	literacy	NOUN
fsr-3195	356	11	.	.	PUNCT
fsr-3195	357	1	available	available	ADJ
fsr-3195	357	2	at	at	ADP
fsr-3195	357	3	https://www	https://www	PROPN
fsr-3195	357	4	.	.	PUNCT
fsr-3195	358	1	oecd.org/financial/education/oecd-infe-2020-international-survey-of-adult-financial-literacy.pdf	oecd.org/financial/education/oecd-infe-2020-international-survey-of-adult-financial-literacy.pdf	PROPN
fsr-3195	358	2	oecd	oecd	PROPN
fsr-3195	358	3	.	.	PUNCT
fsr-3195	358	4	(	(	PUNCT
fsr-3195	358	5	2020b	2020b	NUM
fsr-3195	358	6	)	)	PUNCT
fsr-3195	358	7	.	.	PUNCT
fsr-3195	359	1	pisa	pisa	PROPN
fsr-3195	359	2	2018	2018	NUM
fsr-3195	359	3	results	result	NOUN
fsr-3195	359	4	(	(	PUNCT
fsr-3195	359	5	volume	volume	NOUN
fsr-3195	359	6	iv	iv	NUM
fsr-3195	359	7	):	):	PUNCT
fsr-3195	359	8	are	be	AUX
fsr-3195	359	9	students	student	NOUN
fsr-3195	359	10	smart	smart	ADJ
fsr-3195	359	11	about	about	ADP
fsr-3195	359	12	money	money	NOUN
fsr-3195	359	13	?	?	PUNCT
fsr-3195	360	1	paris	paris	PROPN
fsr-3195	360	2	:	:	PUNCT
fsr-3195	361	1	oecd	oecd	PROPN
fsr-3195	361	2	publishing	publishing	PROPN
fsr-3195	361	3	.	.	PUNCT
fsr-3195	362	1	pekkarinen	pekkarinen	PROPN
fsr-3195	362	2	,	,	PUNCT
fsr-3195	362	3	t.	t.	PROPN
fsr-3195	362	4	(	(	PUNCT
fsr-3195	362	5	2015	2015	NUM
fsr-3195	362	6	)	)	PUNCT
fsr-3195	362	7	.	.	PUNCT
fsr-3195	363	1	gender	gender	NOUN
fsr-3195	363	2	differences	difference	NOUN
fsr-3195	363	3	in	in	ADP
fsr-3195	363	4	behaviour	behaviour	NOUN
fsr-3195	363	5	under	under	ADP
fsr-3195	363	6	competitive	competitive	ADJ
fsr-3195	363	7	pressure	pressure	NOUN
fsr-3195	363	8	:	:	PUNCT
fsr-3195	363	9	evidence	evidence	NOUN
fsr-3195	363	10	on	on	ADP
fsr-3195	363	11	omission	omission	NOUN
fsr-3195	363	12	patterns	pattern	NOUN
fsr-3195	363	13	in	in	ADP
fsr-3195	363	14	university	university	NOUN
fsr-3195	363	15	entrance	entrance	NOUN
fsr-3195	363	16	examinations	examination	NOUN
fsr-3195	363	17	.	.	PUNCT
fsr-3195	364	1	journal	journal	NOUN
fsr-3195	364	2	of	of	ADP
fsr-3195	364	3	economic	economic	ADJ
fsr-3195	364	4	behavior	behavior	NOUN
fsr-3195	364	5	&	&	CCONJ
fsr-3195	364	6	organization	organization	PROPN
fsr-3195	364	7	,	,	PUNCT
fsr-3195	364	8	115	115	NUM
fsr-3195	364	9	,	,	PUNCT
fsr-3195	364	10	94–110	94–110	PROPN
fsr-3195	364	11	.	.	PUNCT
fsr-3195	364	12	https://doi.org/10.1016/j.jebo.2014.08.007	https://doi.org/10.1016/j.jebo.2014.08.007	PROPN
fsr-3195	364	13	preston	preston	PROPN
fsr-3195	364	14	,	,	PUNCT
fsr-3195	364	15	a.	a.	PROPN
fsr-3195	364	16	c.	c.	PROPN
fsr-3195	364	17	,	,	PUNCT
fsr-3195	364	18	&	&	CCONJ
fsr-3195	364	19	wright	wright	PROPN
fsr-3195	364	20	,	,	PUNCT
fsr-3195	364	21	r.	r.	PROPN
fsr-3195	364	22	e.	e.	PROPN
fsr-3195	364	23	(	(	PUNCT
fsr-3195	364	24	2019	2019	NUM
fsr-3195	364	25	)	)	PUNCT
fsr-3195	364	26	.	.	PUNCT
fsr-3195	365	1	understanding	understand	VERB
fsr-3195	365	2	the	the	DET
fsr-3195	365	3	gender	gender	NOUN
fsr-3195	365	4	gap	gap	NOUN
fsr-3195	365	5	in	in	ADP
fsr-3195	365	6	financial	financial	ADJ
fsr-3195	365	7	literacy	literacy	NOUN
fsr-3195	365	8	:	:	PUNCT
fsr-3195	365	9	evidence	evidence	NOUN
fsr-3195	365	10	from	from	ADP
fsr-3195	365	11	australia	australia	PROPN
fsr-3195	365	12	.	.	PUNCT
fsr-3195	366	1	economic	economic	ADJ
fsr-3195	366	2	record	record	NOUN
fsr-3195	366	3	,	,	PUNCT
fsr-3195	366	4	95	95	NUM
fsr-3195	366	5	,	,	PUNCT
fsr-3195	366	6	1–29	1–29	PROPN
fsr-3195	366	7	.	.	PUNCT
fsr-3195	367	1	https://doi.org/10.1111/1475-4932.12472	https://doi.org/10.1111/1475-4932.12472	PROPN
fsr-3195	367	2	riener	riener	PROPN
fsr-3195	367	3	,	,	PUNCT
fsr-3195	367	4	g.	g.	PROPN
fsr-3195	367	5	,	,	PUNCT
fsr-3195	367	6	&	&	CCONJ
fsr-3195	367	7	wagner	wagner	PROPN
fsr-3195	367	8	,	,	PUNCT
fsr-3195	367	9	v.	v.	PROPN
fsr-3195	367	10	(	(	PUNCT
fsr-3195	367	11	2017	2017	NUM
fsr-3195	367	12	)	)	PUNCT
fsr-3195	367	13	.	.	PUNCT
fsr-3195	368	1	shying	shy	VERB
fsr-3195	368	2	away	away	ADV
fsr-3195	368	3	from	from	ADP
fsr-3195	368	4	demanding	demand	VERB
fsr-3195	368	5	tasks	task	NOUN
fsr-3195	368	6	?	?	PUNCT
fsr-3195	369	1	experimental	experimental	ADJ
fsr-3195	369	2	evidence	evidence	NOUN
fsr-3195	369	3	on	on	ADP
fsr-3195	369	4	gender	gender	NOUN
fsr-3195	369	5	differences	difference	NOUN
fsr-3195	369	6	in	in	ADP
fsr-3195	369	7	answering	answer	VERB
fsr-3195	369	8	multiple	multiple	ADJ
fsr-3195	369	9	-	-	PUNCT
fsr-3195	369	10	choice	choice	NOUN
fsr-3195	369	11	questions	question	NOUN
fsr-3195	369	12	.	.	PUNCT
fsr-3195	370	1	economics	economic	NOUN
fsr-3195	370	2	of	of	ADP
fsr-3195	370	3	education	education	PROPN
fsr-3195	370	4	review	review	NOUN
fsr-3195	370	5	,	,	PUNCT
fsr-3195	370	6	59	59	NUM
fsr-3195	370	7	,	,	PUNCT
fsr-3195	370	8	43–62	43–62	NUM
fsr-3195	370	9	.	.	PROPN
fsr-3195	370	10	https://doi.org/	https://doi.org/	VERB
fsr-3195	370	11	10.1016	10.1016	NUM
fsr-3195	370	12	/	/	SYM
fsr-3195	370	13	j.econedurev.2017.06.005	j.econedurev.2017.06.005	PROPN
fsr-3195	370	14	70	70	NUM
fsr-3195	370	15	t.	t.	PROPN
fsr-3195	370	16	west	west	PROPN
fsr-3195	370	17	et	et	PROPN
fsr-3195	370	18	al	al	PROPN
fsr-3195	370	19	.	.	PUNCT
fsr-3195	370	20	/	/	SYM
fsr-3195	370	21	financial	financial	ADJ
fsr-3195	370	22	services	service	NOUN
fsr-3195	370	23	review	review	VERB
fsr-3195	370	24	31	31	NUM
fsr-3195	370	25	(	(	PUNCT
fsr-3195	370	26	2023	2023	NUM
fsr-3195	370	27	)	)	PUNCT
fsr-3195	370	28	55–71	55–71	NOUN
fsr-3195	370	29	rothwell	rothwell	NOUN
fsr-3195	370	30	,	,	PUNCT
fsr-3195	370	31	d.	d.	PROPN
fsr-3195	370	32	,	,	PUNCT
fsr-3195	370	33	&	&	CCONJ
fsr-3195	370	34	wu	wu	PROPN
fsr-3195	370	35	,	,	PUNCT
fsr-3195	370	36	s.	s.	PROPN
fsr-3195	370	37	(	(	PUNCT
fsr-3195	370	38	2019	2019	NUM
fsr-3195	370	39	)	)	PUNCT
fsr-3195	370	40	.	.	PUNCT
fsr-3195	371	1	exploring	explore	VERB
fsr-3195	371	2	the	the	DET
fsr-3195	371	3	relationship	relationship	NOUN
fsr-3195	371	4	between	between	ADP
fsr-3195	371	5	financial	financial	ADJ
fsr-3195	371	6	education	education	NOUN
fsr-3195	371	7	and	and	CCONJ
fsr-3195	371	8	financial	financial	ADJ
fsr-3195	371	9	knowledge	knowledge	NOUN
fsr-3195	371	10	and	and	CCONJ
fsr-3195	371	11	efficacy	efficacy	NOUN
fsr-3195	371	12	:	:	PUNCT
fsr-3195	371	13	evidence	evidence	NOUN
fsr-3195	371	14	from	from	ADP
fsr-3195	371	15	the	the	DET
fsr-3195	371	16	canadian	canadian	ADJ
fsr-3195	371	17	financial	financial	ADJ
fsr-3195	371	18	capability	capability	NOUN
fsr-3195	371	19	survey	survey	NOUN
fsr-3195	371	20	.	.	PUNCT
fsr-3195	372	1	journal	journal	NOUN
fsr-3195	372	2	of	of	ADP
fsr-3195	372	3	consumer	consumer	NOUN
fsr-3195	372	4	affairs	affair	NOUN
fsr-3195	372	5	,	,	PUNCT
fsr-3195	372	6	53	53	NUM
fsr-3195	372	7	,	,	PUNCT
fsr-3195	372	8	1725	1725	NUM
fsr-3195	372	9	–	–	PUNCT
fsr-3195	372	10	1747	1747	NUM
fsr-3195	372	11	.	.	PUNCT
fsr-3195	373	1	https://doi.org/10.1111/joca.12259	https://doi.org/10.1111/joca.12259	NOUN
fsr-3195	373	2	sawatzki	sawatzki	PROPN
fsr-3195	373	3	,	,	PUNCT
fsr-3195	373	4	c.	c.	PROPN
fsr-3195	373	5	(	(	PUNCT
fsr-3195	373	6	2014	2014	NUM
fsr-3195	373	7	)	)	PUNCT
fsr-3195	373	8	.	.	PUNCT
fsr-3195	374	1	connecting	connect	VERB
fsr-3195	374	2	social	social	ADJ
fsr-3195	374	3	and	and	CCONJ
fsr-3195	374	4	mathematical	mathematical	ADJ
fsr-3195	374	5	thinking	thinking	NOUN
fsr-3195	374	6	:	:	PUNCT
fsr-3195	374	7	using	use	VERB
fsr-3195	374	8	financial	financial	ADJ
fsr-3195	374	9	dilemmas	dilemma	NOUN
fsr-3195	374	10	to	to	PART
fsr-3195	374	11	explore	explore	VERB
fsr-3195	374	12	children	child	NOUN
fsr-3195	374	13	’s	’s	PART
fsr-3195	374	14	financial	financial	ADJ
fsr-3195	374	15	problem	problem	NOUN
fsr-3195	374	16	-	-	PUNCT
fsr-3195	374	17	solving	solve	VERB
fsr-3195	374	18	and	and	CCONJ
fsr-3195	374	19	decision	decision	NOUN
fsr-3195	374	20	-	-	PUNCT
fsr-3195	374	21	making	making	NOUN
fsr-3195	374	22	(	(	PUNCT
fsr-3195	374	23	doctoral	doctoral	ADJ
fsr-3195	374	24	dissertation	dissertation	NOUN
fsr-3195	374	25	)	)	PUNCT
fsr-3195	374	26	.	.	PUNCT
fsr-3195	375	1	monash	monash	PROPN
fsr-3195	375	2	university	university	PROPN
fsr-3195	375	3	.	.	PUNCT
fsr-3195	376	1	schuhen	schuhen	ADV
fsr-3195	376	2	,	,	PUNCT
fsr-3195	376	3	m.	m.	NOUN
fsr-3195	376	4	,	,	PUNCT
fsr-3195	376	5	&	&	CCONJ
fsr-3195	376	6	schurkmann	schurkmann	PROPN
fsr-3195	376	7	,	,	PUNCT
fsr-3195	376	8	s.	s.	PROPN
fsr-3195	376	9	(	(	PUNCT
fsr-3195	376	10	2014	2014	NUM
fsr-3195	376	11	)	)	PUNCT
fsr-3195	376	12	.	.	PUNCT
fsr-3195	377	1	construct	construct	VERB
fsr-3195	377	2	validity	validity	NOUN
fsr-3195	377	3	of	of	ADP
fsr-3195	377	4	financial	financial	ADJ
fsr-3195	377	5	literacy	literacy	NOUN
fsr-3195	377	6	.	.	PUNCT
fsr-3195	378	1	international	international	ADJ
fsr-3195	378	2	review	review	NOUN
fsr-3195	378	3	of	of	ADP
fsr-3195	378	4	economics	economic	NOUN
fsr-3195	378	5	education	education	NOUN
fsr-3195	378	6	,	,	PUNCT
fsr-3195	378	7	16	16	NUM
fsr-3195	378	8	,	,	PUNCT
fsr-3195	378	9	1–11	1–11	PROPN
fsr-3195	378	10	.	.	PUNCT
fsr-3195	378	11	https://doi.org/10.1016/j.iree.2014.07.004	https://doi.org/10.1016/j.iree.2014.07.004	VERB
fsr-3195	378	12	stumpf	stumpf	PROPN
fsr-3195	378	13	,	,	PUNCT
fsr-3195	378	14	h.	h.	PROPN
fsr-3195	378	15	,	,	PUNCT
fsr-3195	378	16	&	&	CCONJ
fsr-3195	378	17	stanley	stanley	PROPN
fsr-3195	378	18	,	,	PUNCT
fsr-3195	378	19	j.	j.	PROPN
fsr-3195	378	20	(	(	PUNCT
fsr-3195	378	21	1996	1996	NUM
fsr-3195	378	22	)	)	PUNCT
fsr-3195	378	23	.	.	PUNCT
fsr-3195	379	1	gender	gender	NOUN
fsr-3195	379	2	-	-	PUNCT
fsr-3195	379	3	related	relate	VERB
fsr-3195	379	4	differences	difference	NOUN
fsr-3195	379	5	on	on	ADP
fsr-3195	379	6	the	the	DET
fsr-3195	379	7	college	college	NOUN
fsr-3195	379	8	board	board	PROPN
fsr-3195	379	9	’s	’s	PART
fsr-3195	379	10	advanced	advanced	ADJ
fsr-3195	379	11	placement	placement	NOUN
fsr-3195	379	12	and	and	CCONJ
fsr-3195	379	13	achievement	achievement	NOUN
fsr-3195	379	14	tests	test	NOUN
fsr-3195	379	15	,	,	PUNCT
fsr-3195	379	16	1982–1992	1982–1992	NUM
fsr-3195	379	17	.	.	PUNCT
fsr-3195	379	18	journal	journal	NOUN
fsr-3195	379	19	of	of	ADP
fsr-3195	379	20	educational	educational	ADJ
fsr-3195	379	21	psychology	psychology	NOUN
fsr-3195	379	22	,	,	PUNCT
fsr-3195	379	23	88	88	NUM
fsr-3195	379	24	,	,	PUNCT
fsr-3195	379	25	353–364	353–364	NUM
fsr-3195	379	26	.	.	PUNCT
fsr-3195	380	1	https://doi.org/10.1037/	https://doi.org/10.1037/	PROPN
fsr-3195	380	2	0022	0022	NUM
fsr-3195	380	3	-	-	PUNCT
fsr-3195	380	4	0663.88.2.353	0663.88.2.353	NOUN
fsr-3195	380	5	tannenbaum	tannenbaum	PROPN
fsr-3195	380	6	,	,	PUNCT
fsr-3195	380	7	d.	d.	PROPN
fsr-3195	380	8	(	(	PUNCT
fsr-3195	380	9	2012	2012	NUM
fsr-3195	380	10	)	)	PUNCT
fsr-3195	380	11	.	.	PUNCT
fsr-3195	381	1	do	do	AUX
fsr-3195	381	2	gender	gender	NOUN
fsr-3195	381	3	differences	difference	NOUN
fsr-3195	381	4	in	in	ADP
fsr-3195	381	5	risk	risk	NOUN
fsr-3195	381	6	aversion	aversion	NOUN
fsr-3195	381	7	explain	explain	VERB
fsr-3195	381	8	the	the	DET
fsr-3195	381	9	gender	gender	NOUN
fsr-3195	381	10	gap	gap	NOUN
fsr-3195	381	11	in	in	ADP
fsr-3195	381	12	sat	sit	VERB
fsr-3195	381	13	scores	score	NOUN
fsr-3195	381	14	?	?	PUNCT
fsr-3195	382	1	uncovering	uncover	VERB
fsr-3195	382	2	risk	risk	NOUN
fsr-3195	382	3	attitudes	attitude	NOUN
fsr-3195	382	4	and	and	CCONJ
fsr-3195	382	5	the	the	DET
fsr-3195	382	6	test	test	NOUN
fsr-3195	382	7	score	score	NOUN
fsr-3195	382	8	gap	gap	NOUN
fsr-3195	382	9	.	.	PUNCT
fsr-3195	383	1	(	(	PUNCT
fsr-3195	383	2	unpublished	unpublished	ADJ
fsr-3195	383	3	paper	paper	NOUN
fsr-3195	383	4	)	)	PUNCT
fsr-3195	383	5	chicago	chicago	PROPN
fsr-3195	383	6	:	:	PUNCT
fsr-3195	383	7	university	university	NOUN
fsr-3195	383	8	of	of	ADP
fsr-3195	383	9	chicago	chicago	PROPN
fsr-3195	383	10	.	.	PUNCT
fsr-3195	384	1	timmermann	timmermann	PROPN
fsr-3195	384	2	,	,	PUNCT
fsr-3195	384	3	s.	s.	PROPN
fsr-3195	384	4	(	(	PUNCT
fsr-3195	384	5	2000	2000	NUM
fsr-3195	384	6	)	)	PUNCT
fsr-3195	384	7	.	.	PUNCT
fsr-3195	385	1	planning	plan	VERB
fsr-3195	385	2	for	for	ADP
fsr-3195	385	3	the	the	DET
fsr-3195	385	4	future	future	NOUN
fsr-3195	385	5	:	:	PUNCT
fsr-3195	385	6	a	a	DET
fsr-3195	385	7	focus	focus	NOUN
fsr-3195	385	8	on	on	ADP
fsr-3195	385	9	mature	mature	ADJ
fsr-3195	385	10	women	woman	NOUN
fsr-3195	385	11	.	.	PUNCT
fsr-3195	386	1	journal	journal	PROPN
fsr-3195	386	2	of	of	ADP
fsr-3195	386	3	financial	financial	ADJ
fsr-3195	386	4	service	service	NOUN
fsr-3195	386	5	professionals	professional	NOUN
fsr-3195	386	6	,	,	PUNCT
fsr-3195	386	7	54	54	NUM
fsr-3195	386	8	,	,	PUNCT
fsr-3195	386	9	22–24	22–24	NUM
fsr-3195	386	10	.	.	PUNCT
fsr-3195	387	1	volpe	volpe	PROPN
fsr-3195	387	2	,	,	PUNCT
fsr-3195	387	3	r.	r.	PROPN
fsr-3195	387	4	,	,	PUNCT
fsr-3195	387	5	chen	chen	PROPN
fsr-3195	387	6	,	,	PUNCT
fsr-3195	387	7	h.	h.	PROPN
fsr-3195	387	8	,	,	PUNCT
fsr-3195	387	9	&	&	CCONJ
fsr-3195	387	10	pavlicko	pavlicko	PROPN
fsr-3195	387	11	,	,	PUNCT
fsr-3195	387	12	j.	j.	PROPN
fsr-3195	387	13	(	(	PUNCT
fsr-3195	387	14	1996	1996	NUM
fsr-3195	387	15	)	)	PUNCT
fsr-3195	387	16	.	.	PUNCT
fsr-3195	388	1	investment	investment	NOUN
fsr-3195	388	2	literacy	literacy	NOUN
fsr-3195	388	3	among	among	ADP
fsr-3195	388	4	college	college	NOUN
fsr-3195	388	5	students	student	NOUN
fsr-3195	388	6	:	:	PUNCT
fsr-3195	388	7	a	a	DET
fsr-3195	388	8	survey	survey	NOUN
fsr-3195	388	9	.	.	PUNCT
fsr-3195	389	1	financial	financial	ADJ
fsr-3195	389	2	practice	practice	NOUN
fsr-3195	389	3	and	and	CCONJ
fsr-3195	389	4	education	education	NOUN
fsr-3195	389	5	,	,	PUNCT
fsr-3195	389	6	6	6	NUM
fsr-3195	389	7	,	,	PUNCT
fsr-3195	389	8	86–94	86–94	NUM
fsr-3195	389	9	.	.	PUNCT
fsr-3195	389	10	wade	wade	PROPN
fsr-3195	389	11	,	,	PUNCT
fsr-3195	389	12	a.	a.	PROPN
fsr-3195	389	13	(	(	PUNCT
fsr-3195	389	14	2013	2013	NUM
fsr-3195	389	15	)	)	PUNCT
fsr-3195	389	16	.	.	PUNCT
fsr-3195	390	1	boys	boy	NOUN
fsr-3195	390	2	get	get	AUX
fsr-3195	390	3	paid	pay	VERB
fsr-3195	390	4	more	more	ADJ
fsr-3195	390	5	pocket	pocket	NOUN
fsr-3195	390	6	money	money	NOUN
fsr-3195	390	7	.	.	PUNCT
fsr-3195	391	1	new	new	PROPN
fsr-3195	391	2	zealand	zealand	PROPN
fsr-3195	391	3	herald	herald	PROPN
fsr-3195	391	4	,	,	PUNCT
fsr-3195	391	5	october	october	PROPN
fsr-3195	391	6	15	15	NUM
fsr-3195	391	7	.	.	PUNCT
fsr-3195	391	8	available	available	ADJ
fsr-3195	391	9	at	at	ADP
fsr-3195	391	10	http://	http://	PROPN
fsr-3195	391	11	www.nzherald.co.nz/lifestyle/news/article.cfm?c_id=6&objectid=11140064	www.nzherald.co.nz/lifestyle/news/article.cfm?c_id=6&objectid=11140064	NOUN
fsr-3195	391	12	ward	ward	PROPN
fsr-3195	391	13	,	,	PUNCT
fsr-3195	391	14	a.	a.	PROPN
fsr-3195	391	15	f.	f.	PROPN
fsr-3195	391	16	,	,	PUNCT
fsr-3195	391	17	&	&	CCONJ
fsr-3195	391	18	lynch	lynch	PROPN
fsr-3195	391	19	,	,	PUNCT
fsr-3195	391	20	j.	j.	PROPN
fsr-3195	391	21	g.	g.	PROPN
fsr-3195	391	22	(	(	PUNCT
fsr-3195	391	23	2019	2019	NUM
fsr-3195	391	24	)	)	PUNCT
fsr-3195	391	25	.	.	PUNCT
fsr-3195	392	1	on	on	ADP
fsr-3195	392	2	a	a	DET
fsr-3195	392	3	need	need	VERB
fsr-3195	392	4	-	-	PUNCT
fsr-3195	392	5	to	to	ADP
fsr-3195	392	6	-	-	PUNCT
fsr-3195	392	7	know	know	VERB
fsr-3195	392	8	basis	basis	NOUN
fsr-3195	392	9	:	:	PUNCT
fsr-3195	392	10	how	how	SCONJ
fsr-3195	392	11	the	the	DET
fsr-3195	392	12	distribution	distribution	NOUN
fsr-3195	392	13	of	of	ADP
fsr-3195	392	14	responsibility	responsibility	NOUN
fsr-3195	392	15	between	between	ADP
fsr-3195	392	16	couples	couple	NOUN
fsr-3195	392	17	shapes	shape	VERB
fsr-3195	392	18	financial	financial	ADJ
fsr-3195	392	19	literacy	literacy	NOUN
fsr-3195	392	20	and	and	CCONJ
fsr-3195	392	21	financial	financial	ADJ
fsr-3195	392	22	outcomes	outcome	NOUN
fsr-3195	392	23	.	.	PUNCT
fsr-3195	393	1	journal	journal	PROPN
fsr-3195	393	2	of	of	ADP
fsr-3195	393	3	consumer	consumer	NOUN
fsr-3195	393	4	research	research	NOUN
fsr-3195	393	5	,	,	PUNCT
fsr-3195	393	6	45	45	NUM
fsr-3195	393	7	,	,	PUNCT
fsr-3195	393	8	1013–1036	1013–1036	NOUN
fsr-3195	393	9	.	.	PUNCT
fsr-3195	394	1	https://doi.org/10.1093/jcr/ucy037	https://doi.org/10.1093/jcr/ucy037	PROPN
fsr-3195	394	2	west	west	PROPN
fsr-3195	394	3	,	,	PUNCT
fsr-3195	394	4	t.	t.	PROPN
fsr-3195	394	5	,	,	PUNCT
fsr-3195	394	6	&	&	CCONJ
fsr-3195	394	7	de	de	PROPN
fsr-3195	394	8	zwaan	zwaan	PROPN
fsr-3195	394	9	,	,	PUNCT
fsr-3195	394	10	l.	l.	PROPN
fsr-3195	394	11	(	(	PUNCT
fsr-3195	394	12	2020	2020	NUM
fsr-3195	394	13	)	)	PUNCT
fsr-3195	394	14	.	.	PUNCT
fsr-3195	395	1	financial	financial	ADJ
fsr-3195	395	2	socialisation	socialisation	NOUN
fsr-3195	395	3	of	of	ADP
fsr-3195	395	4	australian	australian	ADJ
fsr-3195	395	5	university	university	NOUN
fsr-3195	395	6	students	student	NOUN
fsr-3195	395	7	:	:	PUNCT
fsr-3195	395	8	differences	difference	NOUN
fsr-3195	395	9	in	in	ADP
fsr-3195	395	10	gender	gender	NOUN
fsr-3195	395	11	.	.	PUNCT
fsr-3195	396	1	consumer	consumer	NOUN
fsr-3195	396	2	interests	interest	NOUN
fsr-3195	396	3	annual	annual	ADJ
fsr-3195	396	4	,	,	PUNCT
fsr-3195	396	5	66	66	NUM
fsr-3195	396	6	,	,	PUNCT
fsr-3195	396	7	1–14	1–14	PROPN
fsr-3195	396	8	.	.	PUNCT
fsr-3195	396	9	west	west	PROPN
fsr-3195	396	10	,	,	PUNCT
fsr-3195	396	11	t.	t.	PROPN
fsr-3195	396	12	,	,	PUNCT
fsr-3195	396	13	&	&	CCONJ
fsr-3195	396	14	worthington	worthington	PROPN
fsr-3195	396	15	,	,	PUNCT
fsr-3195	396	16	a.	a.	PROPN
fsr-3195	396	17	c.	c.	PROPN
fsr-3195	396	18	(	(	PUNCT
fsr-3195	396	19	2013	2013	NUM
fsr-3195	396	20	)	)	PUNCT
fsr-3195	396	21	.	.	PUNCT
fsr-3195	397	1	a	a	DET
fsr-3195	397	2	canonical	canonical	ADJ
fsr-3195	397	3	correlation	correlation	NOUN
fsr-3195	397	4	analysis	analysis	NOUN
fsr-3195	397	5	of	of	ADP
fsr-3195	397	6	financial	financial	ADJ
fsr-3195	397	7	risk	risk	NOUN
fsr-3195	397	8	-	-	PUNCT
fsr-3195	397	9	taking	taking	NOUN
fsr-3195	397	10	by	by	ADP
fsr-3195	397	11	australian	australian	ADJ
fsr-3195	397	12	households	household	NOUN
fsr-3195	397	13	.	.	PUNCT
fsr-3195	398	1	consumer	consumer	NOUN
fsr-3195	398	2	interests	interest	NOUN
fsr-3195	398	3	annual	annual	ADJ
fsr-3195	398	4	,	,	PUNCT
fsr-3195	398	5	59	59	NUM
fsr-3195	398	6	,	,	PUNCT
fsr-3195	398	7	1–4	1–4	PROPN
fsr-3195	398	8	.	.	PUNCT
fsr-3195	398	9	west	west	PROPN
fsr-3195	398	10	,	,	PUNCT
fsr-3195	398	11	t.	t.	PROPN
fsr-3195	398	12	,	,	PUNCT
fsr-3195	398	13	&	&	CCONJ
fsr-3195	398	14	worthington	worthington	PROPN
fsr-3195	398	15	,	,	PUNCT
fsr-3195	398	16	a.	a.	PROPN
fsr-3195	398	17	c.	c.	PROPN
fsr-3195	398	18	(	(	PUNCT
fsr-3195	398	19	2014	2014	NUM
fsr-3195	398	20	)	)	PUNCT
fsr-3195	398	21	.	.	PUNCT
fsr-3195	399	1	personal	personal	ADJ
fsr-3195	399	2	attributes	attribute	NOUN
fsr-3195	399	3	and	and	CCONJ
fsr-3195	399	4	financial	financial	ADJ
fsr-3195	399	5	risk	risk	NOUN
fsr-3195	399	6	-	-	PUNCT
fsr-3195	399	7	taking	taking	NOUN
fsr-3195	399	8	in	in	ADP
fsr-3195	399	9	australia	australia	PROPN
fsr-3195	399	10	.	.	PUNCT
fsr-3195	400	1	jassa	jassa	PROPN
fsr-3195	400	2	,	,	PUNCT
fsr-3195	400	3	25	25	NUM
fsr-3195	400	4	,	,	PUNCT
fsr-3195	400	5	25–31	25–31	NUM
fsr-3195	400	6	.	.	PUNCT
fsr-3195	401	1	west	west	PROPN
fsr-3195	401	2	,	,	PUNCT
fsr-3195	401	3	t.	t.	PROPN
fsr-3195	401	4	,	,	PUNCT
fsr-3195	401	5	&	&	CCONJ
fsr-3195	401	6	worthington	worthington	PROPN
fsr-3195	401	7	,	,	PUNCT
fsr-3195	401	8	a.	a.	PROPN
fsr-3195	401	9	c.	c.	PROPN
fsr-3195	401	10	(	(	PUNCT
fsr-3195	401	11	2018	2018	NUM
fsr-3195	401	12	)	)	PUNCT
fsr-3195	401	13	.	.	PUNCT
fsr-3195	402	1	synthesizing	synthesize	VERB
fsr-3195	402	2	an	an	DET
fsr-3195	402	3	index	index	NOUN
fsr-3195	402	4	of	of	ADP
fsr-3195	402	5	financial	financial	ADJ
fsr-3195	402	6	literacy	literacy	NOUN
fsr-3195	402	7	using	use	VERB
fsr-3195	402	8	not	not	PART
fsr-3195	402	9	-	-	PUNCT
fsr-3195	402	10	for	for	ADP
fsr-3195	402	11	-	-	PUNCT
fsr-3195	402	12	purpose	purpose	NOUN
fsr-3195	402	13	survey	survey	NOUN
fsr-3195	402	14	data	datum	NOUN
fsr-3195	402	15	.	.	PUNCT
fsr-3195	403	1	economic	economic	ADJ
fsr-3195	403	2	notes	note	NOUN
fsr-3195	403	3	,	,	PUNCT
fsr-3195	403	4	47	47	NUM
fsr-3195	403	5	,	,	PUNCT
fsr-3195	403	6	331–352	331–352	NUM
fsr-3195	403	7	.	.	PUNCT
fsr-3195	403	8	https://doi.org/10.1111/ecno.12107	https://doi.org/10.1111/ecno.12107	ADJ
fsr-3195	403	9	wilkins	wilkins	PROPN
fsr-3195	403	10	,	,	PUNCT
fsr-3195	403	11	r.	r.	PROPN
fsr-3195	403	12	,	,	PUNCT
fsr-3195	403	13	&	&	CCONJ
fsr-3195	403	14	lass	lass	PROPN
fsr-3195	403	15	,	,	PUNCT
fsr-3195	403	16	i.	i.	NOUN
fsr-3195	403	17	(	(	PUNCT
fsr-3195	403	18	2018	2018	NUM
fsr-3195	403	19	)	)	PUNCT
fsr-3195	403	20	.	.	PUNCT
fsr-3195	404	1	the	the	DET
fsr-3195	404	2	household	household	NOUN
fsr-3195	404	3	,	,	PUNCT
fsr-3195	404	4	income	income	NOUN
fsr-3195	404	5	and	and	CCONJ
fsr-3195	404	6	labour	labour	NOUN
fsr-3195	404	7	dynamics	dynamic	NOUN
fsr-3195	404	8	in	in	ADP
fsr-3195	404	9	australia	australia	PROPN
fsr-3195	404	10	survey	survey	NOUN
fsr-3195	404	11	:	:	PUNCT
fsr-3195	404	12	selected	select	VERB
fsr-3195	404	13	findings	finding	NOUN
fsr-3195	404	14	from	from	ADP
fsr-3195	404	15	waves	wave	NOUN
fsr-3195	404	16	1	1	NUM
fsr-3195	404	17	to	to	ADP
fsr-3195	404	18	16	16	NUM
fsr-3195	404	19	.	.	PUNCT
fsr-3195	405	1	melbourne	melbourne	PROPN
fsr-3195	405	2	institute	institute	PROPN
fsr-3195	405	3	:	:	PUNCT
fsr-3195	405	4	applied	apply	VERB
fsr-3195	405	5	economic	economic	ADJ
fsr-3195	405	6	&	&	CCONJ
fsr-3195	405	7	social	social	ADJ
fsr-3195	405	8	research	research	NOUN
fsr-3195	405	9	,	,	PUNCT
fsr-3195	405	10	university	university	NOUN
fsr-3195	405	11	of	of	ADP
fsr-3195	405	12	melbourne	melbourne	PROPN
fsr-3195	405	13	.	.	PUNCT
fsr-3195	406	1	available	available	ADJ
fsr-3195	406	2	at	at	ADP
fsr-3195	406	3	https://melbourneinstitute.unimelb.edu.au/__data/assets/pdf_file/0009/2874177/	https://melbourneinstitute.unimelb.edu.au/__data/assets/pdf_file/0009/2874177/	PROPN
fsr-3195	406	4	hilda-report_low-res_10.10.18.pdf	hilda-report_low-res_10.10.18.pdf	PROPN
fsr-3195	406	5	worthington	worthington	PROPN
fsr-3195	406	6	,	,	PUNCT
fsr-3195	406	7	a.	a.	PROPN
fsr-3195	406	8	c.	c.	PROPN
fsr-3195	406	9	(	(	PUNCT
fsr-3195	406	10	2013	2013	NUM
fsr-3195	406	11	)	)	PUNCT
fsr-3195	406	12	.	.	PUNCT
fsr-3195	407	1	financial	financial	ADJ
fsr-3195	407	2	literacy	literacy	NOUN
fsr-3195	407	3	and	and	CCONJ
fsr-3195	407	4	financial	financial	ADJ
fsr-3195	407	5	literacy	literacy	NOUN
fsr-3195	407	6	programmes	programme	NOUN
fsr-3195	407	7	in	in	ADP
fsr-3195	407	8	australia	australia	PROPN
fsr-3195	407	9	.	.	PUNCT
fsr-3195	408	1	journal	journal	PROPN
fsr-3195	408	2	of	of	ADP
fsr-3195	408	3	financial	financial	ADJ
fsr-3195	408	4	services	service	NOUN
fsr-3195	408	5	marketing	marketing	NOUN
fsr-3195	408	6	,	,	PUNCT
fsr-3195	408	7	18	18	NUM
fsr-3195	408	8	,	,	PUNCT
fsr-3195	408	9	227–240	227–240	NUM
fsr-3195	408	10	.	.	PUNCT
fsr-3195	409	1	https://doi.org/10.1057/fsm.2013.18	https://doi.org/10.1057/fsm.2013.18	PROPN
fsr-3195	409	2	yu	yu	PROPN
fsr-3195	409	3	,	,	PUNCT
fsr-3195	409	4	s.	s.	PROPN
fsr-3195	409	5	,	,	PUNCT
fsr-3195	409	6	alper	alper	PROPN
fsr-3195	409	7	,	,	PUNCT
fsr-3195	409	8	h.	h.	PROPN
fsr-3195	409	9	e.	e.	PROPN
fsr-3195	409	10	,	,	PUNCT
fsr-3195	409	11	nguyen	nguyen	PROPN
fsr-3195	409	12	,	,	PUNCT
fsr-3195	409	13	a.	a.	NOUN
fsr-3195	409	14	,	,	PUNCT
fsr-3195	409	15	brackbill	brackbill	PROPN
fsr-3195	409	16	,	,	PUNCT
fsr-3195	409	17	r.	r.	PROPN
fsr-3195	409	18	m.	m.	PROPN
fsr-3195	409	19	,	,	PUNCT
fsr-3195	409	20	turner	turner	PROPN
fsr-3195	409	21	,	,	PUNCT
fsr-3195	409	22	l.	l.	PROPN
fsr-3195	409	23	,	,	PUNCT
fsr-3195	409	24	walker	walker	PROPN
fsr-3195	409	25	,	,	PUNCT
fsr-3195	409	26	d.	d.	PROPN
fsr-3195	409	27	j.	j.	PROPN
fsr-3195	409	28	,	,	PUNCT
fsr-3195	409	29	maslow	maslow	PROPN
fsr-3195	409	30	,	,	PUNCT
fsr-3195	409	31	c.	c.	PROPN
fsr-3195	409	32	b.	b.	PROPN
fsr-3195	409	33	,	,	PUNCT
fsr-3195	409	34	&	&	CCONJ
fsr-3195	409	35	zweig	zweig	PROPN
fsr-3195	409	36	,	,	PUNCT
fsr-3195	409	37	k.	k.	PROPN
fsr-3195	409	38	c.	c.	PROPN
fsr-3195	409	39	(	(	PUNCT
fsr-3195	409	40	2017	2017	NUM
fsr-3195	409	41	)	)	PUNCT
fsr-3195	409	42	.	.	PUNCT
fsr-3195	410	1	the	the	DET
fsr-3195	410	2	effectiveness	effectiveness	NOUN
fsr-3195	410	3	of	of	ADP
fsr-3195	410	4	a	a	DET
fsr-3195	410	5	monetary	monetary	ADJ
fsr-3195	410	6	incentive	incentive	NOUN
fsr-3195	410	7	on	on	ADP
fsr-3195	410	8	survey	survey	NOUN
fsr-3195	410	9	offer	offer	VERB
fsr-3195	410	10	response	response	NOUN
fsr-3195	410	11	rates	rate	NOUN
fsr-3195	410	12	and	and	CCONJ
fsr-3195	410	13	response	response	NOUN
fsr-3195	410	14	completeness	completeness	NOUN
fsr-3195	410	15	in	in	ADP
fsr-3195	410	16	a	a	DET
fsr-3195	410	17	longitudinal	longitudinal	ADJ
fsr-3195	410	18	study	study	NOUN
fsr-3195	410	19	.	.	PUNCT
fsr-3195	411	1	bmc	bmc	PROPN
fsr-3195	411	2	medical	medical	ADJ
fsr-3195	411	3	research	research	NOUN
fsr-3195	411	4	methodology	methodology	NOUN
fsr-3195	411	5	,	,	PUNCT
fsr-3195	411	6	17	17	NUM
fsr-3195	411	7	,	,	PUNCT
fsr-3195	411	8	77–91	77–91	NUM
fsr-3195	411	9	.	.	PUNCT
fsr-3195	412	1	zissimopoulos	zissimopoulo	NOUN
fsr-3195	412	2	,	,	PUNCT
fsr-3195	412	3	j.m	j.m	PROPN
fsr-3195	412	4	.	.	PROPN
fsr-3195	412	5	,	,	PUNCT
fsr-3195	412	6	karney	karney	PROPN
fsr-3195	412	7	,	,	PUNCT
fsr-3195	412	8	b.	b.	PROPN
fsr-3195	412	9	,	,	PUNCT
fsr-3195	412	10	&	&	CCONJ
fsr-3195	412	11	rauer	rauer	PROPN
fsr-3195	412	12	,	,	PUNCT
fsr-3195	412	13	a.	a.	NOUN
fsr-3195	412	14	(	(	PUNCT
fsr-3195	412	15	2008	2008	NUM
fsr-3195	412	16	)	)	PUNCT
fsr-3195	412	17	.	.	PUNCT
fsr-3195	413	1	marital	marital	ADJ
fsr-3195	413	2	histories	history	NOUN
fsr-3195	413	3	and	and	CCONJ
fsr-3195	413	4	economic	economic	ADJ
fsr-3195	413	5	well	well	NOUN
fsr-3195	413	6	-	-	PUNCT
fsr-3195	413	7	being	being	NOUN
fsr-3195	413	8	.	.	PUNCT
fsr-3195	414	1	michigan	michigan	PROPN
fsr-3195	414	2	retirement	retirement	PROPN
fsr-3195	414	3	research	research	PROPN
fsr-3195	414	4	center	center	PROPN
fsr-3195	414	5	research	research	NOUN
fsr-3195	414	6	paper	paper	NOUN
fsr-3195	414	7	no	no	INTJ
fsr-3195	414	8	.	.	PUNCT
fsr-3195	415	1	wp	wp	PROPN
fsr-3195	415	2	,	,	PUNCT
fsr-3195	415	3	180	180	NUM
fsr-3195	415	4	.	.	PUNCT
fsr-3195	416	1	ann	ann	PROPN
fsr-3195	416	2	arbor	arbor	PROPN
fsr-3195	416	3	,	,	PUNCT
fsr-3195	416	4	mi	mi	PROPN
fsr-3195	416	5	:	:	PUNCT
fsr-3195	416	6	university	university	PROPN
fsr-3195	416	7	of	of	ADP
fsr-3195	416	8	michigan	michigan	PROPN
fsr-3195	416	9	,	,	PUNCT
fsr-3195	416	10	michigan	michigan	PROPN
fsr-3195	416	11	retirement	retirement	PROPN
fsr-3195	416	12	research	research	PROPN
fsr-3195	416	13	center	center	NOUN
fsr-3195	416	14	.	.	PUNCT
fsr-3195	417	1	t.	t.	PROPN
fsr-3195	417	2	west	west	PROPN
fsr-3195	417	3	et	et	PROPN
fsr-3195	417	4	al	al	PROPN
fsr-3195	417	5	.	.	PUNCT
fsr-3195	417	6	/	/	SYM
fsr-3195	417	7	financial	financial	ADJ
fsr-3195	417	8	services	service	NOUN
fsr-3195	417	9	review	review	VERB
fsr-3195	417	10	31	31	NUM
fsr-3195	417	11	(	(	PUNCT
fsr-3195	417	12	2023	2023	NUM
fsr-3195	417	13	)	)	PUNCT
fsr-3195	417	14	55–71	55–71	NOUN
fsr-3195	417	15	71	71	NUM