id	sid	tid	token	lemma	pos
fsr-3200	1	1	finser_23_3	finser_23_3	PROPN
fsr-3200	1	2	art	art	NOUN
fsr-3200	1	3	4	4	NUM
fsr-3200	1	4	investor	investor	NOUN
fsr-3200	1	5	profiles	profile	NOUN
fsr-3200	1	6	:	:	PUNCT
fsr-3200	1	7	meaningful	meaningful	ADJ
fsr-3200	1	8	differences	difference	NOUN
fsr-3200	1	9	in	in	ADP
fsr-3200	1	10	women	woman	NOUN
fsr-3200	1	11	’s	’s	PART
fsr-3200	1	12	use	use	NOUN
fsr-3200	1	13	of	of	ADP
fsr-3200	1	14	investment	investment	NOUN
fsr-3200	1	15	advice	advice	NOUN
fsr-3200	1	16	?	?	PUNCT
fsr-3200	2	1	kathryn	kathryn	PROPN
fsr-3200	2	2	simms	simms	PROPN
fsr-3200	2	3	,	,	PUNCT
fsr-3200	2	4	ph.d	ph.d	PROPN
fsr-3200	2	5	.	.	PROPN
fsr-3200	2	6	,	,	PUNCT
fsr-3200	2	7	cpaa	cpaa	NOUN
fsr-3200	2	8	,	,	PUNCT
fsr-3200	2	9	*	*	PUNCT
fsr-3200	2	10	aresearch	aresearch	NOUN
fsr-3200	2	11	faculty	faculty	NOUN
fsr-3200	2	12	,	,	PUNCT
fsr-3200	2	13	college	college	NOUN
fsr-3200	2	14	of	of	ADP
fsr-3200	2	15	health	health	PROPN
fsr-3200	2	16	sciences	sciences	PROPN
fsr-3200	2	17	,	,	PUNCT
fsr-3200	2	18	room	room	NOUN
fsr-3200	2	19	3121	3121	NUM
fsr-3200	2	20	,	,	PUNCT
fsr-3200	2	21	old	old	ADJ
fsr-3200	2	22	dominion	dominion	NOUN
fsr-3200	2	23	university	university	PROPN
fsr-3200	2	24	,	,	PUNCT
fsr-3200	2	25	norfolk	norfolk	PROPN
fsr-3200	2	26	,	,	PUNCT
fsr-3200	2	27	va	va	PROPN
fsr-3200	2	28	23508	23508	NUM
fsr-3200	2	29	,	,	PUNCT
fsr-3200	2	30	usa	usa	PROPN
fsr-3200	2	31	abstract	abstract	ADJ
fsr-3200	2	32	women	woman	NOUN
fsr-3200	2	33	in	in	ADP
fsr-3200	2	34	the	the	DET
fsr-3200	2	35	united	united	PROPN
fsr-3200	2	36	states	states	PROPN
fsr-3200	2	37	face	face	VERB
fsr-3200	2	38	numerous	numerous	ADJ
fsr-3200	2	39	financial	financial	ADJ
fsr-3200	2	40	challenges	challenge	NOUN
fsr-3200	2	41	:	:	PUNCT
fsr-3200	2	42	they	they	PRON
fsr-3200	2	43	typically	typically	ADV
fsr-3200	2	44	earn	earn	VERB
fsr-3200	2	45	less	less	ADJ
fsr-3200	2	46	than	than	SCONJ
fsr-3200	2	47	men	man	NOUN
fsr-3200	2	48	do	do	VERB
fsr-3200	2	49	;	;	PUNCT
fsr-3200	2	50	they	they	PRON
fsr-3200	2	51	have	have	VERB
fsr-3200	2	52	greater	great	ADJ
fsr-3200	2	53	probabilities	probability	NOUN
fsr-3200	2	54	of	of	ADP
fsr-3200	2	55	living	live	VERB
fsr-3200	2	56	in	in	ADP
fsr-3200	2	57	poverty	poverty	NOUN
fsr-3200	2	58	;	;	PUNCT
fsr-3200	2	59	and	and	CCONJ
fsr-3200	2	60	they	they	PRON
fsr-3200	2	61	need	need	VERB
fsr-3200	2	62	substantial	substantial	ADJ
fsr-3200	2	63	retirement	retirement	NOUN
fsr-3200	2	64	funds	fund	NOUN
fsr-3200	2	65	,	,	PUNCT
fsr-3200	2	66	given	give	VERB
fsr-3200	2	67	their	their	PRON
fsr-3200	2	68	average	average	ADJ
fsr-3200	2	69	longevity	longevity	NOUN
fsr-3200	2	70	.	.	PUNCT
fsr-3200	3	1	consequently	consequently	ADV
fsr-3200	3	2	,	,	PUNCT
fsr-3200	3	3	a	a	DET
fsr-3200	3	4	comprehensive	comprehensive	ADJ
fsr-3200	3	5	understanding	understanding	NOUN
fsr-3200	3	6	of	of	ADP
fsr-3200	3	7	how	how	SCONJ
fsr-3200	3	8	women	woman	NOUN
fsr-3200	3	9	use	use	VERB
fsr-3200	3	10	investment	investment	NOUN
fsr-3200	3	11	advice	advice	NOUN
fsr-3200	3	12	to	to	PART
fsr-3200	3	13	remedy	remedy	VERB
fsr-3200	3	14	these	these	DET
fsr-3200	3	15	challenges	challenge	NOUN
fsr-3200	3	16	is	be	AUX
fsr-3200	3	17	vital	vital	ADJ
fsr-3200	3	18	.	.	PUNCT
fsr-3200	4	1	however	however	ADV
fsr-3200	4	2	,	,	PUNCT
fsr-3200	4	3	the	the	DET
fsr-3200	4	4	literature	literature	NOUN
fsr-3200	4	5	is	be	AUX
fsr-3200	4	6	largely	largely	ADV
fsr-3200	4	7	mute	mute	ADJ
fsr-3200	4	8	on	on	ADP
fsr-3200	4	9	this	this	DET
fsr-3200	4	10	issue	issue	NOUN
fsr-3200	4	11	.	.	PUNCT
fsr-3200	5	1	this	this	DET
fsr-3200	5	2	study	study	NOUN
fsr-3200	5	3	helps	help	VERB
fsr-3200	5	4	to	to	PART
fsr-3200	5	5	fill	fill	VERB
fsr-3200	5	6	this	this	DET
fsr-3200	5	7	gap	gap	NOUN
fsr-3200	5	8	in	in	ADP
fsr-3200	5	9	the	the	DET
fsr-3200	5	10	literature	literature	NOUN
fsr-3200	5	11	by	by	ADP
fsr-3200	5	12	evaluating	evaluate	VERB
fsr-3200	5	13	two	two	NUM
fsr-3200	5	14	profiles	profile	NOUN
fsr-3200	5	15	of	of	ADP
fsr-3200	5	16	female	female	ADJ
fsr-3200	5	17	investors	investor	NOUN
fsr-3200	5	18	through	through	ADP
fsr-3200	5	19	cluster	cluster	NOUN
fsr-3200	5	20	analysis	analysis	NOUN
fsr-3200	5	21	and	and	CCONJ
fsr-3200	5	22	logistic	logistic	ADJ
fsr-3200	5	23	regression	regression	NOUN
fsr-3200	5	24	conducted	conduct	VERB
fsr-3200	5	25	on	on	ADP
fsr-3200	5	26	a	a	DET
fsr-3200	5	27	large	large	ADJ
fsr-3200	5	28	,	,	PUNCT
fsr-3200	5	29	nationally	nationally	ADV
fsr-3200	5	30	representative	representative	ADJ
fsr-3200	5	31	database	database	NOUN
fsr-3200	5	32	collected	collect	VERB
fsr-3200	5	33	recently	recently	ADV
fsr-3200	5	34	.	.	PUNCT
fsr-3200	6	1	predictors	predictor	NOUN
fsr-3200	6	2	of	of	ADP
fsr-3200	6	3	seeking	seek	VERB
fsr-3200	6	4	investment	investment	NOUN
fsr-3200	6	5	advice	advice	NOUN
fsr-3200	6	6	vary	vary	VERB
fsr-3200	6	7	considerably	considerably	ADV
fsr-3200	6	8	across	across	ADP
fsr-3200	6	9	profiles	profile	NOUN
fsr-3200	6	10	.	.	PUNCT
fsr-3200	7	1	©	©	PROPN
fsr-3200	7	2	2014	2014	NUM
fsr-3200	7	3	academy	academy	NOUN
fsr-3200	7	4	of	of	ADP
fsr-3200	7	5	financial	financial	ADJ
fsr-3200	7	6	services	service	NOUN
fsr-3200	7	7	.	.	PUNCT
fsr-3200	8	1	all	all	DET
fsr-3200	8	2	rights	right	NOUN
fsr-3200	8	3	reserved	reserve	VERB
fsr-3200	8	4	.	.	PUNCT
fsr-3200	9	1	jel	jel	PROPN
fsr-3200	9	2	classification	classification	NOUN
fsr-3200	9	3	:	:	PUNCT
fsr-3200	9	4	j16	j16	PROPN
fsr-3200	9	5	,	,	PUNCT
fsr-3200	9	6	economics	economic	NOUN
fsr-3200	9	7	of	of	ADP
fsr-3200	9	8	gender	gender	NOUN
fsr-3200	9	9	keywords	keyword	NOUN
fsr-3200	9	10	:	:	PUNCT
fsr-3200	9	11	economics	economic	NOUN
fsr-3200	9	12	of	of	ADP
fsr-3200	9	13	gender	gender	NOUN
fsr-3200	9	14	;	;	PUNCT
fsr-3200	9	15	female	female	ADJ
fsr-3200	9	16	investors	investor	NOUN
fsr-3200	9	17	;	;	PUNCT
fsr-3200	9	18	investment	investment	NOUN
fsr-3200	9	19	advice	advice	NOUN
fsr-3200	9	20	;	;	PUNCT
fsr-3200	9	21	financial	financial	ADJ
fsr-3200	9	22	services	service	NOUN
fsr-3200	9	23	;	;	PUNCT
fsr-3200	9	24	financial	financial	ADJ
fsr-3200	9	25	literacy	literacy	NOUN
fsr-3200	9	26	1	1	NUM
fsr-3200	9	27	.	.	PUNCT
fsr-3200	9	28	introduction	introduction	NOUN
fsr-3200	9	29	in	in	ADP
fsr-3200	9	30	the	the	DET
fsr-3200	9	31	united	united	PROPN
fsr-3200	9	32	states	states	PROPN
fsr-3200	9	33	,	,	PUNCT
fsr-3200	9	34	women	woman	NOUN
fsr-3200	9	35	outnumber	outnumber	VERB
fsr-3200	9	36	men	man	NOUN
fsr-3200	9	37	as	as	ADP
fsr-3200	9	38	a	a	DET
fsr-3200	9	39	function	function	NOUN
fsr-3200	9	40	of	of	ADP
fsr-3200	9	41	increasing	increase	VERB
fsr-3200	9	42	age	age	NOUN
fsr-3200	9	43	to	to	ADP
fsr-3200	9	44	the	the	DET
fsr-3200	9	45	extent	extent	NOUN
fsr-3200	9	46	that	that	SCONJ
fsr-3200	9	47	the	the	DET
fsr-3200	9	48	ratio	ratio	NOUN
fsr-3200	9	49	of	of	ADP
fsr-3200	9	50	women	woman	NOUN
fsr-3200	9	51	-	-	PUNCT
fsr-3200	9	52	to	to	ADP
fsr-3200	9	53	-	-	PUNCT
fsr-3200	9	54	men	man	NOUN
fsr-3200	9	55	is	be	AUX
fsr-3200	9	56	2	2	NUM
fsr-3200	9	57	-	-	PUNCT
fsr-3200	9	58	to-1	to-1	NUM
fsr-3200	9	59	by	by	ADP
fsr-3200	9	60	the	the	DET
fsr-3200	9	61	age	age	NOUN
fsr-3200	9	62	of	of	ADP
fsr-3200	9	63	85	85	NUM
fsr-3200	9	64	(	(	PUNCT
fsr-3200	9	65	united	united	PROPN
fsr-3200	9	66	states	states	PROPN
fsr-3200	9	67	census	census	PROPN
fsr-3200	9	68	bureau	bureau	PROPN
fsr-3200	9	69	,	,	PUNCT
fsr-3200	9	70	2010	2010	NUM
fsr-3200	9	71	)	)	PUNCT
fsr-3200	9	72	.	.	PUNCT
fsr-3200	10	1	consequently	consequently	ADV
fsr-3200	10	2	,	,	PUNCT
fsr-3200	10	3	a	a	DET
fsr-3200	10	4	general	general	ADJ
fsr-3200	10	5	absence	absence	NOUN
fsr-3200	10	6	of	of	ADP
fsr-3200	10	7	retirement	retirement	NOUN
fsr-3200	10	8	planning	planning	NOUN
fsr-3200	10	9	among	among	ADP
fsr-3200	10	10	women	woman	NOUN
fsr-3200	10	11	(	(	PUNCT
fsr-3200	10	12	lusardi	lusardi	PROPN
fsr-3200	10	13	&	&	CCONJ
fsr-3200	10	14	mitchell	mitchell	PROPN
fsr-3200	10	15	,	,	PUNCT
fsr-3200	10	16	2008	2008	NUM
fsr-3200	10	17	)	)	PUNCT
fsr-3200	10	18	seems	seem	VERB
fsr-3200	10	19	particularly	particularly	ADV
fsr-3200	10	20	problematic	problematic	ADJ
fsr-3200	10	21	.	.	PUNCT
fsr-3200	11	1	aside	aside	ADV
fsr-3200	11	2	from	from	ADP
fsr-3200	11	3	such	such	ADJ
fsr-3200	11	4	age	age	NOUN
fsr-3200	11	5	-	-	PUNCT
fsr-3200	11	6	related	relate	VERB
fsr-3200	11	7	challenges	challenge	NOUN
fsr-3200	11	8	,	,	PUNCT
fsr-3200	11	9	women	woman	NOUN
fsr-3200	11	10	are	be	AUX
fsr-3200	11	11	more	more	ADV
fsr-3200	11	12	likely	likely	ADJ
fsr-3200	11	13	to	to	PART
fsr-3200	11	14	experience	experience	VERB
fsr-3200	11	15	several	several	ADJ
fsr-3200	11	16	other	other	ADJ
fsr-3200	11	17	life	life	NOUN
fsr-3200	11	18	difficulties	difficulty	NOUN
fsr-3200	11	19	associated	associate	VERB
fsr-3200	11	20	with	with	ADP
fsr-3200	11	21	financial	financial	ADJ
fsr-3200	11	22	complications	complication	NOUN
fsr-3200	11	23	:	:	PUNCT
fsr-3200	11	24	about	about	ADV
fsr-3200	11	25	10	10	NUM
fsr-3200	11	26	million	million	NUM
fsr-3200	11	27	single	single	ADJ
fsr-3200	11	28	women	woman	NOUN
fsr-3200	11	29	are	be	AUX
fsr-3200	11	30	raising	raise	VERB
fsr-3200	11	31	at	at	ADV
fsr-3200	11	32	least	least	ADV
fsr-3200	11	33	one	one	NUM
fsr-3200	11	34	child	child	NOUN
fsr-3200	11	35	,	,	PUNCT
fsr-3200	11	36	which	which	PRON
fsr-3200	11	37	repre	repre	VERB
fsr-3200	11	38	*	*	VERB
fsr-3200	11	39	corresponding	correspond	VERB
fsr-3200	11	40	author	author	NOUN
fsr-3200	11	41	.	.	PUNCT
fsr-3200	12	1	tel	tel	PROPN
fsr-3200	12	2	.	.	PUNCT
fsr-3200	12	3	:	:	PUNCT
fsr-3200	12	4	!	!	PUNCT
fsr-3200	13	1	1	1	NUM
fsr-3200	13	2	-	-	SYM
fsr-3200	13	3	757	757	NUM
fsr-3200	13	4	-	-	PUNCT
fsr-3200	13	5	683	683	NUM
fsr-3200	13	6	-	-	PUNCT
fsr-3200	13	7	7130	7130	NUM
fsr-3200	13	8	.	.	PUNCT
fsr-3200	14	1	e	e	X
fsr-3200	14	2	-	-	NOUN
fsr-3200	14	3	mail	mail	NOUN
fsr-3200	14	4	address	address	NOUN
fsr-3200	14	5	:	:	PUNCT
fsr-3200	14	6	ksimms@odu.edu	ksimms@odu.edu	PROPN
fsr-3200	14	7	(	(	PUNCT
fsr-3200	14	8	k.	k.	PROPN
fsr-3200	14	9	simms	simms	PROPN
fsr-3200	14	10	)	)	PUNCT
fsr-3200	14	11	financial	financial	ADJ
fsr-3200	14	12	services	service	NOUN
fsr-3200	14	13	review	review	VERB
fsr-3200	14	14	23	23	NUM
fsr-3200	14	15	(	(	PUNCT
fsr-3200	14	16	2014	2014	NUM
fsr-3200	14	17	)	)	PUNCT
fsr-3200	15	1	273–286	273–286	NUM
fsr-3200	15	2	1057	1057	NUM
fsr-3200	15	3	-	-	SYM
fsr-3200	15	4	0810/14/$	0810/14/$	NUM
fsr-3200	15	5	–	–	PUNCT
fsr-3200	15	6	see	see	VERB
fsr-3200	15	7	front	front	ADJ
fsr-3200	15	8	matter	matter	NOUN
fsr-3200	15	9	©	©	PROPN
fsr-3200	15	10	2014	2014	NUM
fsr-3200	15	11	academy	academy	NOUN
fsr-3200	15	12	of	of	ADP
fsr-3200	15	13	financial	financial	ADJ
fsr-3200	15	14	services	service	NOUN
fsr-3200	15	15	.	.	PUNCT
fsr-3200	16	1	all	all	DET
fsr-3200	16	2	rights	right	NOUN
fsr-3200	16	3	reserved	reserve	VERB
fsr-3200	16	4	.	.	PUNCT
fsr-3200	17	1	sents	sent	NOUN
fsr-3200	17	2	a	a	DET
fsr-3200	17	3	52	52	NUM
fsr-3200	17	4	%	%	NOUN
fsr-3200	17	5	increase	increase	NOUN
fsr-3200	17	6	since	since	SCONJ
fsr-3200	17	7	1970	1970	NUM
fsr-3200	17	8	(	(	PUNCT
fsr-3200	17	9	united	united	PROPN
fsr-3200	17	10	states	states	PROPN
fsr-3200	17	11	census	census	PROPN
fsr-3200	17	12	bureau	bureau	PROPN
fsr-3200	17	13	,	,	PUNCT
fsr-3200	17	14	2011	2011	NUM
fsr-3200	17	15	)	)	PUNCT
fsr-3200	17	16	.	.	PUNCT
fsr-3200	18	1	additionally	additionally	ADV
fsr-3200	18	2	,	,	PUNCT
fsr-3200	18	3	more	more	ADJ
fsr-3200	18	4	women	woman	NOUN
fsr-3200	18	5	than	than	SCONJ
fsr-3200	18	6	men	man	NOUN
fsr-3200	18	7	live	live	VERB
fsr-3200	18	8	in	in	ADP
fsr-3200	18	9	poverty	poverty	NOUN
fsr-3200	18	10	(	(	PUNCT
fsr-3200	18	11	united	united	PROPN
fsr-3200	18	12	states	states	PROPN
fsr-3200	18	13	census	census	PROPN
fsr-3200	18	14	bureau	bureau	PROPN
fsr-3200	18	15	,	,	PUNCT
fsr-3200	18	16	2012	2012	NUM
fsr-3200	18	17	)	)	PUNCT
fsr-3200	18	18	.	.	PUNCT
fsr-3200	19	1	overall	overall	ADV
fsr-3200	19	2	,	,	PUNCT
fsr-3200	19	3	women	woman	NOUN
fsr-3200	19	4	earn	earn	VERB
fsr-3200	19	5	about	about	ADV
fsr-3200	19	6	81	81	NUM
fsr-3200	19	7	cents	cent	NOUN
fsr-3200	19	8	for	for	ADP
fsr-3200	19	9	each	each	DET
fsr-3200	19	10	dollar	dollar	NOUN
fsr-3200	19	11	that	that	PRON
fsr-3200	19	12	men	man	NOUN
fsr-3200	19	13	earn	earn	VERB
fsr-3200	19	14	(	(	PUNCT
fsr-3200	19	15	united	united	PROPN
fsr-3200	19	16	states	states	PROPN
fsr-3200	19	17	department	department	PROPN
fsr-3200	19	18	of	of	ADP
fsr-3200	19	19	labor	labor	NOUN
fsr-3200	19	20	,	,	PUNCT
fsr-3200	19	21	2013b	2013b	NUM
fsr-3200	19	22	)	)	PUNCT
fsr-3200	19	23	.	.	PUNCT
fsr-3200	20	1	overcoming	overcome	VERB
fsr-3200	20	2	such	such	ADJ
fsr-3200	20	3	financial	financial	ADJ
fsr-3200	20	4	adversities	adversity	NOUN
fsr-3200	20	5	may	may	AUX
fsr-3200	20	6	be	be	AUX
fsr-3200	20	7	particularly	particularly	ADV
fsr-3200	20	8	challenging	challenging	ADJ
fsr-3200	20	9	for	for	SCONJ
fsr-3200	20	10	women	woman	NOUN
fsr-3200	20	11	to	to	PART
fsr-3200	20	12	do	do	VERB
fsr-3200	20	13	alone	alone	ADV
fsr-3200	20	14	because	because	SCONJ
fsr-3200	20	15	their	their	PRON
fsr-3200	20	16	financial	financial	ADJ
fsr-3200	20	17	literacy	literacy	NOUN
fsr-3200	20	18	is	be	AUX
fsr-3200	20	19	generally	generally	ADV
fsr-3200	20	20	lower	low	ADJ
fsr-3200	20	21	than	than	ADP
fsr-3200	20	22	that	that	PRON
fsr-3200	20	23	of	of	ADP
fsr-3200	20	24	men	man	NOUN
fsr-3200	20	25	(	(	PUNCT
fsr-3200	20	26	lusardi	lusardi	PROPN
fsr-3200	20	27	&	&	CCONJ
fsr-3200	20	28	mitchell	mitchell	PROPN
fsr-3200	20	29	,	,	PUNCT
fsr-3200	20	30	2011	2011	NUM
fsr-3200	20	31	)	)	PUNCT
fsr-3200	20	32	.	.	PUNCT
fsr-3200	21	1	these	these	DET
fsr-3200	21	2	factors	factor	NOUN
fsr-3200	21	3	combined	combine	VERB
fsr-3200	21	4	suggest	suggest	VERB
fsr-3200	21	5	that	that	SCONJ
fsr-3200	21	6	women	woman	NOUN
fsr-3200	21	7	may	may	AUX
fsr-3200	21	8	stand	stand	VERB
fsr-3200	21	9	to	to	PART
fsr-3200	21	10	benefit	benefit	VERB
fsr-3200	21	11	considerably	considerably	ADV
fsr-3200	21	12	from	from	ADP
fsr-3200	21	13	high	high	ADJ
fsr-3200	21	14	quality	quality	NOUN
fsr-3200	21	15	investment	investment	NOUN
fsr-3200	21	16	advice	advice	NOUN
fsr-3200	21	17	.	.	PUNCT
fsr-3200	22	1	such	such	ADJ
fsr-3200	22	2	advice	advice	NOUN
fsr-3200	22	3	may	may	AUX
fsr-3200	22	4	help	help	VERB
fsr-3200	22	5	to	to	PART
fsr-3200	22	6	offset	offset	VERB
fsr-3200	22	7	shortcomings	shortcoming	NOUN
fsr-3200	22	8	in	in	ADP
fsr-3200	22	9	women	woman	NOUN
fsr-3200	22	10	’s	’s	PART
fsr-3200	22	11	financial	financial	ADJ
fsr-3200	22	12	knowledge	knowledge	NOUN
fsr-3200	22	13	and	and	CCONJ
fsr-3200	22	14	the	the	DET
fsr-3200	22	15	financial	financial	ADJ
fsr-3200	22	16	hardships	hardship	NOUN
fsr-3200	22	17	that	that	PRON
fsr-3200	22	18	tend	tend	VERB
fsr-3200	22	19	to	to	PART
fsr-3200	22	20	be	be	AUX
fsr-3200	22	21	more	more	ADV
fsr-3200	22	22	specific	specific	ADJ
fsr-3200	22	23	to	to	ADP
fsr-3200	22	24	their	their	PRON
fsr-3200	22	25	gender	gender	NOUN
fsr-3200	22	26	.	.	PUNCT
fsr-3200	23	1	ideally	ideally	ADV
fsr-3200	23	2	,	,	PUNCT
fsr-3200	23	3	the	the	DET
fsr-3200	23	4	associated	associated	ADJ
fsr-3200	23	5	research	research	NOUN
fsr-3200	23	6	literature	literature	NOUN
fsr-3200	23	7	would	would	AUX
fsr-3200	23	8	be	be	AUX
fsr-3200	23	9	quite	quite	ADV
fsr-3200	23	10	advanced	advanced	ADJ
fsr-3200	23	11	and	and	CCONJ
fsr-3200	23	12	ready	ready	ADJ
fsr-3200	23	13	to	to	PART
fsr-3200	23	14	facilitate	facilitate	VERB
fsr-3200	23	15	investment	investment	NOUN
fsr-3200	23	16	advisors	advisor	NOUN
fsr-3200	23	17	and	and	CCONJ
fsr-3200	23	18	policymakers	policymaker	NOUN
fsr-3200	23	19	in	in	ADP
fsr-3200	23	20	accommodating	accommodate	VERB
fsr-3200	23	21	women	woman	NOUN
fsr-3200	23	22	’s	’s	PART
fsr-3200	23	23	specific	specific	ADJ
fsr-3200	23	24	needs	need	NOUN
fsr-3200	23	25	for	for	ADP
fsr-3200	23	26	investment	investment	NOUN
fsr-3200	23	27	advice	advice	NOUN
fsr-3200	23	28	services	service	NOUN
fsr-3200	23	29	.	.	PUNCT
fsr-3200	24	1	however	however	ADV
fsr-3200	24	2	,	,	PUNCT
fsr-3200	24	3	relatively	relatively	ADV
fsr-3200	24	4	little	little	ADJ
fsr-3200	24	5	is	be	AUX
fsr-3200	24	6	known	know	VERB
fsr-3200	24	7	about	about	ADP
fsr-3200	24	8	patterns	pattern	NOUN
fsr-3200	24	9	of	of	ADP
fsr-3200	24	10	utilizing	utilize	VERB
fsr-3200	24	11	financial	financial	ADJ
fsr-3200	24	12	services	service	NOUN
fsr-3200	24	13	independent	independent	ADJ
fsr-3200	24	14	of	of	ADP
fsr-3200	24	15	gender	gender	NOUN
fsr-3200	24	16	,	,	PUNCT
fsr-3200	24	17	much	much	ADV
fsr-3200	24	18	less	less	ADJ
fsr-3200	24	19	about	about	ADP
fsr-3200	24	20	women	woman	NOUN
fsr-3200	24	21	’s	’s	PART
fsr-3200	24	22	specific	specific	ADJ
fsr-3200	24	23	usage	usage	NOUN
fsr-3200	24	24	patterns	pattern	NOUN
fsr-3200	24	25	(	(	PUNCT
fsr-3200	24	26	collins	collin	NOUN
fsr-3200	24	27	,	,	PUNCT
fsr-3200	24	28	2012	2012	NUM
fsr-3200	24	29	;	;	PUNCT
fsr-3200	24	30	robb	robb	NOUN
fsr-3200	24	31	,	,	PUNCT
fsr-3200	24	32	babiarz	babiarz	PROPN
fsr-3200	24	33	,	,	PUNCT
fsr-3200	24	34	&	&	CCONJ
fsr-3200	24	35	woodyard	woodyard	PROPN
fsr-3200	24	36	,	,	PUNCT
fsr-3200	24	37	2012	2012	NUM
fsr-3200	24	38	)	)	PUNCT
fsr-3200	24	39	.	.	PUNCT
fsr-3200	25	1	the	the	DET
fsr-3200	25	2	upshot	upshot	NOUN
fsr-3200	25	3	is	be	AUX
fsr-3200	25	4	that	that	SCONJ
fsr-3200	25	5	there	there	PRON
fsr-3200	25	6	is	be	VERB
fsr-3200	25	7	a	a	DET
fsr-3200	25	8	gap	gap	NOUN
fsr-3200	25	9	in	in	ADP
fsr-3200	25	10	the	the	DET
fsr-3200	25	11	literature	literature	NOUN
fsr-3200	25	12	in	in	ADP
fsr-3200	25	13	terms	term	NOUN
fsr-3200	25	14	of	of	ADP
fsr-3200	25	15	assimilating	assimilate	VERB
fsr-3200	25	16	a	a	DET
fsr-3200	25	17	comprehensive	comprehensive	ADJ
fsr-3200	25	18	picture	picture	NOUN
fsr-3200	25	19	of	of	ADP
fsr-3200	25	20	how	how	SCONJ
fsr-3200	25	21	women	woman	NOUN
fsr-3200	25	22	’s	’s	PART
fsr-3200	25	23	investor	investor	NOUN
fsr-3200	25	24	characteristics	characteristic	NOUN
fsr-3200	25	25	and	and	CCONJ
fsr-3200	25	26	other	other	ADJ
fsr-3200	25	27	demographic	demographic	ADJ
fsr-3200	25	28	traits	trait	NOUN
fsr-3200	25	29	combine	combine	VERB
fsr-3200	25	30	to	to	PART
fsr-3200	25	31	help	help	VERB
fsr-3200	25	32	predict	predict	VERB
fsr-3200	25	33	the	the	DET
fsr-3200	25	34	conditions	condition	NOUN
fsr-3200	25	35	under	under	ADP
fsr-3200	25	36	which	which	PRON
fsr-3200	25	37	women	woman	NOUN
fsr-3200	25	38	are	be	AUX
fsr-3200	25	39	the	the	DET
fsr-3200	25	40	most	most	ADV
fsr-3200	25	41	likely	likely	ADJ
fsr-3200	25	42	to	to	PART
fsr-3200	25	43	reach	reach	VERB
fsr-3200	25	44	out	out	ADP
fsr-3200	25	45	for	for	ADP
fsr-3200	25	46	outside	outside	ADJ
fsr-3200	25	47	investment	investment	NOUN
fsr-3200	25	48	advice	advice	NOUN
fsr-3200	25	49	.	.	PUNCT
fsr-3200	26	1	the	the	DET
fsr-3200	26	2	purpose	purpose	NOUN
fsr-3200	26	3	of	of	ADP
fsr-3200	26	4	this	this	DET
fsr-3200	26	5	study	study	NOUN
fsr-3200	26	6	,	,	PUNCT
fsr-3200	26	7	then	then	ADV
fsr-3200	26	8	,	,	PUNCT
fsr-3200	26	9	is	be	AUX
fsr-3200	26	10	to	to	PART
fsr-3200	26	11	help	help	VERB
fsr-3200	26	12	advance	advance	VERB
fsr-3200	26	13	the	the	DET
fsr-3200	26	14	extant	extant	ADJ
fsr-3200	26	15	literature	literature	NOUN
fsr-3200	26	16	by	by	ADP
fsr-3200	26	17	attempting	attempt	VERB
fsr-3200	26	18	to	to	PART
fsr-3200	26	19	integrate	integrate	VERB
fsr-3200	26	20	these	these	DET
fsr-3200	26	21	characteristics	characteristic	NOUN
fsr-3200	26	22	into	into	ADP
fsr-3200	26	23	more	more	ADJ
fsr-3200	26	24	comprehensive	comprehensive	ADJ
fsr-3200	26	25	profiles	profile	NOUN
fsr-3200	26	26	of	of	ADP
fsr-3200	26	27	female	female	ADJ
fsr-3200	26	28	investors	investor	NOUN
fsr-3200	26	29	.	.	PUNCT
fsr-3200	27	1	the	the	DET
fsr-3200	27	2	end	end	NOUN
fsr-3200	27	3	-	-	PUNCT
fsr-3200	27	4	goal	goal	NOUN
fsr-3200	27	5	of	of	ADP
fsr-3200	27	6	such	such	ADJ
fsr-3200	27	7	analysis	analysis	NOUN
fsr-3200	27	8	is	be	AUX
fsr-3200	27	9	to	to	PART
fsr-3200	27	10	identify	identify	VERB
fsr-3200	27	11	more	more	ADV
fsr-3200	27	12	comprehensive	comprehensive	ADJ
fsr-3200	27	13	patterns	pattern	NOUN
fsr-3200	27	14	associated	associate	VERB
fsr-3200	27	15	with	with	ADP
fsr-3200	27	16	how	how	SCONJ
fsr-3200	27	17	and	and	CCONJ
fsr-3200	27	18	why	why	SCONJ
fsr-3200	27	19	women	woman	NOUN
fsr-3200	27	20	use	use	VERB
fsr-3200	27	21	(	(	PUNCT
fsr-3200	27	22	or	or	CCONJ
fsr-3200	27	23	do	do	AUX
fsr-3200	27	24	not	not	PART
fsr-3200	27	25	use	use	VERB
fsr-3200	27	26	)	)	PUNCT
fsr-3200	27	27	investment	investment	NOUN
fsr-3200	27	28	advice	advice	NOUN
fsr-3200	27	29	.	.	PUNCT
fsr-3200	28	1	these	these	DET
fsr-3200	28	2	goals	goal	NOUN
fsr-3200	28	3	are	be	AUX
fsr-3200	28	4	attained	attain	VERB
fsr-3200	28	5	through	through	ADP
fsr-3200	28	6	cluster	cluster	NOUN
fsr-3200	28	7	analysis	analysis	NOUN
fsr-3200	28	8	and	and	CCONJ
fsr-3200	28	9	logistic	logistic	ADJ
fsr-3200	28	10	regression	regression	NOUN
fsr-3200	28	11	analysis	analysis	NOUN
fsr-3200	28	12	of	of	ADP
fsr-3200	28	13	data	datum	NOUN
fsr-3200	28	14	derived	derive	VERB
fsr-3200	28	15	from	from	ADP
fsr-3200	28	16	a	a	DET
fsr-3200	28	17	nationally	nationally	ADV
fsr-3200	28	18	representative	representative	ADJ
fsr-3200	28	19	database	database	NOUN
fsr-3200	28	20	,	,	PUNCT
fsr-3200	28	21	the	the	DET
fsr-3200	28	22	2012	2012	NUM
fsr-3200	28	23	national	national	ADJ
fsr-3200	28	24	financial	financial	ADJ
fsr-3200	28	25	capability	capability	NOUN
fsr-3200	28	26	study	study	NOUN
fsr-3200	28	27	(	(	PUNCT
fsr-3200	28	28	nfcs	nfc	NOUN
fsr-3200	28	29	)	)	PUNCT
fsr-3200	28	30	.	.	PUNCT
fsr-3200	29	1	2	2	X
fsr-3200	29	2	.	.	NOUN
fsr-3200	29	3	perspectives	perspective	NOUN
fsr-3200	29	4	a	a	DET
fsr-3200	29	5	common	common	ADJ
fsr-3200	29	6	perspective	perspective	NOUN
fsr-3200	29	7	on	on	ADP
fsr-3200	29	8	why	why	SCONJ
fsr-3200	29	9	women	woman	NOUN
fsr-3200	29	10	may	may	AUX
fsr-3200	29	11	have	have	AUX
fsr-3200	29	12	a	a	DET
fsr-3200	29	13	need	need	NOUN
fsr-3200	29	14	for	for	ADP
fsr-3200	29	15	professional	professional	ADJ
fsr-3200	29	16	investment	investment	NOUN
fsr-3200	29	17	advice	advice	NOUN
fsr-3200	29	18	is	be	AUX
fsr-3200	29	19	that	that	SCONJ
fsr-3200	29	20	,	,	PUNCT
fsr-3200	29	21	on	on	ADP
fsr-3200	29	22	average	average	ADJ
fsr-3200	29	23	,	,	PUNCT
fsr-3200	29	24	they	they	PRON
fsr-3200	29	25	have	have	VERB
fsr-3200	29	26	lower	low	ADJ
fsr-3200	29	27	financial	financial	ADJ
fsr-3200	29	28	literacy	literacy	NOUN
fsr-3200	29	29	than	than	SCONJ
fsr-3200	29	30	men	man	NOUN
fsr-3200	29	31	do	do	VERB
fsr-3200	29	32	.	.	PUNCT
fsr-3200	30	1	although	although	SCONJ
fsr-3200	30	2	there	there	PRON
fsr-3200	30	3	are	be	VERB
fsr-3200	30	4	differences	difference	NOUN
fsr-3200	30	5	across	across	ADP
fsr-3200	30	6	countries	country	NOUN
fsr-3200	30	7	,	,	PUNCT
fsr-3200	30	8	this	this	DET
fsr-3200	30	9	phenomenon	phenomenon	NOUN
fsr-3200	30	10	is	be	AUX
fsr-3200	30	11	not	not	PART
fsr-3200	30	12	unique	unique	ADJ
fsr-3200	30	13	to	to	ADP
fsr-3200	30	14	the	the	DET
fsr-3200	30	15	united	united	PROPN
fsr-3200	30	16	states	states	PROPN
fsr-3200	30	17	(	(	PUNCT
fsr-3200	30	18	lusardi	lusardi	PROPN
fsr-3200	30	19	&	&	CCONJ
fsr-3200	30	20	mitchell	mitchell	PROPN
fsr-3200	30	21	,	,	PUNCT
fsr-3200	30	22	2011	2011	NUM
fsr-3200	30	23	)	)	PUNCT
fsr-3200	30	24	.	.	PUNCT
fsr-3200	31	1	rather	rather	ADV
fsr-3200	31	2	,	,	PUNCT
fsr-3200	31	3	it	it	PRON
fsr-3200	31	4	is	be	AUX
fsr-3200	31	5	documented	document	VERB
fsr-3200	31	6	both	both	CCONJ
fsr-3200	31	7	in	in	ADP
fsr-3200	31	8	undeveloped	undeveloped	ADJ
fsr-3200	31	9	and	and	CCONJ
fsr-3200	31	10	developed	developed	ADJ
fsr-3200	31	11	countries	country	NOUN
fsr-3200	31	12	alike	alike	ADV
fsr-3200	31	13	including	include	VERB
fsr-3200	31	14	germany	germany	PROPN
fsr-3200	31	15	,	,	PUNCT
fsr-3200	31	16	netherlands	netherlands	PROPN
fsr-3200	31	17	,	,	PUNCT
fsr-3200	31	18	and	and	CCONJ
fsr-3200	31	19	japan	japan	PROPN
fsr-3200	31	20	,	,	PUNCT
fsr-3200	31	21	independent	independent	ADJ
fsr-3200	31	22	of	of	ADP
fsr-3200	31	23	demographic	demographic	ADJ
fsr-3200	31	24	characteristics	characteristic	NOUN
fsr-3200	31	25	such	such	ADJ
fsr-3200	31	26	as	as	ADP
fsr-3200	31	27	age	age	NOUN
fsr-3200	31	28	.	.	PUNCT
fsr-3200	32	1	in	in	ADP
fsr-3200	32	2	fact	fact	NOUN
fsr-3200	32	3	,	,	PUNCT
fsr-3200	32	4	this	this	DET
fsr-3200	32	5	gap	gap	NOUN
fsr-3200	32	6	between	between	ADP
fsr-3200	32	7	male	male	ADJ
fsr-3200	32	8	and	and	CCONJ
fsr-3200	32	9	female	female	ADJ
fsr-3200	32	10	financial	financial	ADJ
fsr-3200	32	11	literacy	literacy	NOUN
fsr-3200	32	12	appears	appear	VERB
fsr-3200	32	13	to	to	PART
fsr-3200	32	14	exist	exist	VERB
fsr-3200	32	15	at	at	ADP
fsr-3200	32	16	relatively	relatively	ADV
fsr-3200	32	17	high	high	ADJ
fsr-3200	32	18	levels	level	NOUN
fsr-3200	32	19	of	of	ADP
fsr-3200	32	20	educational	educational	ADJ
fsr-3200	32	21	attainment	attainment	NOUN
fsr-3200	32	22	.	.	PUNCT
fsr-3200	33	1	for	for	ADP
fsr-3200	33	2	example	example	NOUN
fsr-3200	33	3	,	,	PUNCT
fsr-3200	33	4	chen	chen	PROPN
fsr-3200	33	5	and	and	CCONJ
fsr-3200	33	6	volpe	volpe	PROPN
fsr-3200	33	7	(	(	PUNCT
fsr-3200	33	8	2002	2002	NUM
fsr-3200	33	9	)	)	PUNCT
fsr-3200	33	10	detect	detect	VERB
fsr-3200	33	11	strong	strong	ADJ
fsr-3200	33	12	evidence	evidence	NOUN
fsr-3200	33	13	of	of	ADP
fsr-3200	33	14	this	this	DET
fsr-3200	33	15	gap	gap	NOUN
fsr-3200	33	16	among	among	ADP
fsr-3200	33	17	a	a	DET
fsr-3200	33	18	sample	sample	NOUN
fsr-3200	33	19	of	of	ADP
fsr-3200	33	20	924	924	NUM
fsr-3200	33	21	undergraduate	undergraduate	ADJ
fsr-3200	33	22	and	and	CCONJ
fsr-3200	33	23	graduate	graduate	ADJ
fsr-3200	33	24	students	student	NOUN
fsr-3200	33	25	who	who	PRON
fsr-3200	33	26	represented	represent	VERB
fsr-3200	33	27	diverse	diverse	ADJ
fsr-3200	33	28	majors	major	NOUN
fsr-3200	33	29	and	and	CCONJ
fsr-3200	33	30	who	who	PRON
fsr-3200	33	31	were	be	AUX
fsr-3200	33	32	drawn	draw	VERB
fsr-3200	33	33	from	from	ADP
fsr-3200	33	34	multiple	multiple	ADJ
fsr-3200	33	35	institutions	institution	NOUN
fsr-3200	33	36	of	of	ADP
fsr-3200	33	37	higher	high	ADJ
fsr-3200	33	38	education	education	NOUN
fsr-3200	33	39	.	.	PUNCT
fsr-3200	34	1	on	on	ADP
fsr-3200	34	2	chen	chen	PROPN
fsr-3200	34	3	and	and	CCONJ
fsr-3200	34	4	volpe	volpe	PROPN
fsr-3200	34	5	’s	’s	PART
fsr-3200	34	6	36	36	NUM
fsr-3200	34	7	-	-	PUNCT
fsr-3200	34	8	question	question	NOUN
fsr-3200	34	9	assessment	assessment	NOUN
fsr-3200	34	10	,	,	PUNCT
fsr-3200	34	11	women	woman	NOUN
fsr-3200	34	12	outscored	outscore	VERB
fsr-3200	34	13	men	man	NOUN
fsr-3200	34	14	on	on	ADP
fsr-3200	34	15	only	only	ADV
fsr-3200	34	16	one	one	NUM
fsr-3200	34	17	question	question	NOUN
fsr-3200	34	18	,	,	PUNCT
fsr-3200	34	19	and	and	CCONJ
fsr-3200	34	20	underperformed	underperformed	ADJ
fsr-3200	34	21	men	man	NOUN
fsr-3200	34	22	on	on	ADP
fsr-3200	34	23	22	22	NUM
fsr-3200	34	24	other	other	ADJ
fsr-3200	34	25	questions	question	NOUN
fsr-3200	34	26	—	—	PUNCT
fsr-3200	34	27	with	with	ADP
fsr-3200	34	28	the	the	DET
fsr-3200	34	29	differential	differential	NOUN
fsr-3200	34	30	being	be	AUX
fsr-3200	34	31	more	more	ADJ
fsr-3200	34	32	than	than	ADP
fsr-3200	34	33	10	10	NUM
fsr-3200	34	34	%	%	NOUN
fsr-3200	34	35	on	on	ADP
fsr-3200	34	36	10	10	NUM
fsr-3200	34	37	of	of	ADP
fsr-3200	34	38	those	those	DET
fsr-3200	34	39	questions	question	NOUN
fsr-3200	34	40	.	.	PUNCT
fsr-3200	35	1	the	the	DET
fsr-3200	35	2	female	female	ADJ
fsr-3200	35	3	students	student	NOUN
fsr-3200	35	4	also	also	ADV
fsr-3200	35	5	did	do	AUX
fsr-3200	35	6	not	not	PART
fsr-3200	35	7	rank	rank	VERB
fsr-3200	35	8	personal	personal	ADJ
fsr-3200	35	9	finances	finance	NOUN
fsr-3200	35	10	to	to	PART
fsr-3200	35	11	be	be	AUX
fsr-3200	35	12	as	as	ADV
fsr-3200	35	13	important	important	ADJ
fsr-3200	35	14	as	as	SCONJ
fsr-3200	35	15	male	male	ADJ
fsr-3200	35	16	students	student	NOUN
fsr-3200	35	17	did	do	VERB
fsr-3200	35	18	,	,	PUNCT
fsr-3200	35	19	nor	nor	CCONJ
fsr-3200	35	20	were	be	AUX
fsr-3200	35	21	the	the	DET
fsr-3200	35	22	female	female	ADJ
fsr-3200	35	23	students	student	NOUN
fsr-3200	35	24	as	as	ADV
fsr-3200	35	25	confident	confident	ADJ
fsr-3200	35	26	about	about	ADP
fsr-3200	35	27	their	their	PRON
fsr-3200	35	28	financial	financial	ADJ
fsr-3200	35	29	knowledge	knowledge	NOUN
fsr-3200	35	30	.	.	PUNCT
fsr-3200	36	1	at	at	ADP
fsr-3200	36	2	even	even	ADV
fsr-3200	36	3	higher	high	ADJ
fsr-3200	36	4	education	education	NOUN
fsr-3200	36	5	levels	level	NOUN
fsr-3200	36	6	,	,	PUNCT
fsr-3200	36	7	this	this	DET
fsr-3200	36	8	gender	gender	NOUN
fsr-3200	36	9	gap	gap	NOUN
fsr-3200	36	10	may	may	AUX
fsr-3200	36	11	disappear	disappear	VERB
fsr-3200	36	12	,	,	PUNCT
fsr-3200	36	13	as	as	SCONJ
fsr-3200	36	14	suggested	suggest	VERB
fsr-3200	36	15	by	by	ADP
fsr-3200	36	16	chalmers	chalmer	NOUN
fsr-3200	36	17	and	and	CCONJ
fsr-3200	36	18	reuter	reuter	PROPN
fsr-3200	36	19	’s	’s	PART
fsr-3200	36	20	(	(	PUNCT
fsr-3200	36	21	2010	2010	NUM
fsr-3200	36	22	)	)	PUNCT
fsr-3200	36	23	analysis	analysis	NOUN
fsr-3200	36	24	of	of	ADP
fsr-3200	36	25	the	the	DET
fsr-3200	36	26	utilization	utilization	NOUN
fsr-3200	36	27	of	of	ADP
fsr-3200	36	28	investment	investment	NOUN
fsr-3200	36	29	advice	advice	NOUN
fsr-3200	36	30	services	service	NOUN
fsr-3200	36	31	provided	provide	VERB
fsr-3200	36	32	through	through	ADP
fsr-3200	36	33	the	the	DET
fsr-3200	36	34	oregon	oregon	PROPN
fsr-3200	36	35	university	university	NOUN
fsr-3200	36	36	system	system	NOUN
fsr-3200	36	37	’s	’s	PART
fsr-3200	36	38	retirement	retirement	PROPN
fsr-3200	36	39	fund	fund	PROPN
fsr-3200	36	40	.	.	PUNCT
fsr-3200	37	1	their	their	PRON
fsr-3200	37	2	analysis	analysis	NOUN
fsr-3200	37	3	detected	detect	VERB
fsr-3200	37	4	little	little	ADJ
fsr-3200	37	5	evidence	evidence	NOUN
fsr-3200	37	6	of	of	ADP
fsr-3200	37	7	a	a	DET
fsr-3200	37	8	gender	gender	NOUN
fsr-3200	37	9	gap	gap	NOUN
fsr-3200	37	10	in	in	ADP
fsr-3200	37	11	financial	financial	ADJ
fsr-3200	37	12	knowledge	knowledge	NOUN
fsr-3200	37	13	.	.	PUNCT
fsr-3200	38	1	similarly	similarly	ADV
fsr-3200	38	2	,	,	PUNCT
fsr-3200	38	3	dolan	dolan	PROPN
fsr-3200	38	4	and	and	CCONJ
fsr-3200	38	5	stevens	stevens	PROPN
fsr-3200	38	6	(	(	PUNCT
fsr-3200	38	7	2013	2013	NUM
fsr-3200	38	8	)	)	PUNCT
fsr-3200	38	9	report	report	NOUN
fsr-3200	38	10	that	that	SCONJ
fsr-3200	38	11	having	have	VERB
fsr-3200	38	12	a	a	DET
fsr-3200	38	13	college	college	NOUN
fsr-3200	38	14	274	274	NUM
fsr-3200	38	15	k.	k.	PROPN
fsr-3200	38	16	simms	simms	PROPN
fsr-3200	38	17	/	/	SYM
fsr-3200	38	18	financial	financial	ADJ
fsr-3200	38	19	services	service	NOUN
fsr-3200	38	20	review	review	VERB
fsr-3200	38	21	23	23	NUM
fsr-3200	38	22	(	(	PUNCT
fsr-3200	38	23	2014	2014	NUM
fsr-3200	38	24	)	)	PUNCT
fsr-3200	39	1	273–286	273–286	NUM
fsr-3200	39	2	education	education	NOUN
fsr-3200	39	3	seems	seem	VERB
fsr-3200	39	4	to	to	PART
fsr-3200	39	5	eliminate	eliminate	VERB
fsr-3200	39	6	gender	gender	NOUN
fsr-3200	39	7	gaps	gap	NOUN
fsr-3200	39	8	that	that	PRON
fsr-3200	39	9	favor	favor	VERB
fsr-3200	39	10	men	man	NOUN
fsr-3200	39	11	in	in	ADP
fsr-3200	39	12	terms	term	NOUN
fsr-3200	39	13	of	of	ADP
fsr-3200	39	14	the	the	DET
fsr-3200	39	15	rationality	rationality	NOUN
fsr-3200	39	16	financial	financial	ADJ
fsr-3200	39	17	decision	decision	NOUN
fsr-3200	39	18	-	-	PUNCT
fsr-3200	39	19	making	making	NOUN
fsr-3200	39	20	.	.	PUNCT
fsr-3200	40	1	from	from	ADP
fsr-3200	40	2	another	another	DET
fsr-3200	40	3	perspective	perspective	NOUN
fsr-3200	40	4	,	,	PUNCT
fsr-3200	40	5	gender	gender	NOUN
fsr-3200	40	6	-	-	PUNCT
fsr-3200	40	7	based	base	VERB
fsr-3200	40	8	differences	difference	NOUN
fsr-3200	40	9	in	in	ADP
fsr-3200	40	10	financial	financial	ADJ
fsr-3200	40	11	literacy	literacy	NOUN
fsr-3200	40	12	and	and	CCONJ
fsr-3200	40	13	associated	associate	VERB
fsr-3200	40	14	measures	measure	NOUN
fsr-3200	40	15	seem	seem	VERB
fsr-3200	40	16	unlikely	unlikely	ADJ
fsr-3200	40	17	to	to	PART
fsr-3200	40	18	be	be	AUX
fsr-3200	40	19	a	a	DET
fsr-3200	40	20	sufficient	sufficient	ADJ
fsr-3200	40	21	explanation	explanation	NOUN
fsr-3200	40	22	for	for	ADP
fsr-3200	40	23	why	why	SCONJ
fsr-3200	40	24	women	woman	NOUN
fsr-3200	40	25	use	use	VERB
fsr-3200	40	26	outside	outside	ADJ
fsr-3200	40	27	investment	investment	NOUN
fsr-3200	40	28	advice	advice	NOUN
fsr-3200	40	29	.	.	PUNCT
fsr-3200	41	1	robb	robb	VERB
fsr-3200	41	2	et	et	PROPN
fsr-3200	41	3	al	al	PROPN
fsr-3200	41	4	.	.	PROPN
fsr-3200	41	5	’s	’s	PART
fsr-3200	41	6	analysis	analysis	NOUN
fsr-3200	41	7	(	(	PUNCT
fsr-3200	41	8	2012	2012	NUM
fsr-3200	41	9	)	)	PUNCT
fsr-3200	41	10	showed	show	VERB
fsr-3200	41	11	that	that	SCONJ
fsr-3200	41	12	women	woman	NOUN
fsr-3200	41	13	’s	’s	PART
fsr-3200	41	14	gender	gender	NOUN
fsr-3200	41	15	was	be	AUX
fsr-3200	41	16	a	a	DET
fsr-3200	41	17	significant	significant	ADJ
fsr-3200	41	18	predictor	predictor	NOUN
fsr-3200	41	19	of	of	ADP
fsr-3200	41	20	the	the	DET
fsr-3200	41	21	use	use	NOUN
fsr-3200	41	22	of	of	ADP
fsr-3200	41	23	investment	investment	NOUN
fsr-3200	41	24	advice	advice	NOUN
fsr-3200	41	25	after	after	ADP
fsr-3200	41	26	controlling	control	VERB
fsr-3200	41	27	not	not	PART
fsr-3200	41	28	only	only	ADV
fsr-3200	41	29	for	for	ADP
fsr-3200	41	30	financial	financial	ADJ
fsr-3200	41	31	literacy	literacy	NOUN
fsr-3200	41	32	,	,	PUNCT
fsr-3200	41	33	but	but	CCONJ
fsr-3200	41	34	also	also	ADV
fsr-3200	41	35	for	for	ADP
fsr-3200	41	36	self	self	NOUN
fsr-3200	41	37	-	-	PUNCT
fsr-3200	41	38	perceived	perceive	VERB
fsr-3200	41	39	financial	financial	ADJ
fsr-3200	41	40	knowledge	knowledge	NOUN
fsr-3200	41	41	(	(	PUNCT
fsr-3200	41	42	or	or	CCONJ
fsr-3200	41	43	financial	financial	ADJ
fsr-3200	41	44	confidence	confidence	NOUN
fsr-3200	41	45	)	)	PUNCT
fsr-3200	41	46	,	,	PUNCT
fsr-3200	41	47	financial	financial	ADJ
fsr-3200	41	48	satisfaction	satisfaction	NOUN
fsr-3200	41	49	,	,	PUNCT
fsr-3200	41	50	risk	risk	NOUN
fsr-3200	41	51	aversion	aversion	NOUN
fsr-3200	41	52	,	,	PUNCT
fsr-3200	41	53	and	and	CCONJ
fsr-3200	41	54	a	a	DET
fsr-3200	41	55	variety	variety	NOUN
fsr-3200	41	56	of	of	ADP
fsr-3200	41	57	other	other	ADJ
fsr-3200	41	58	demographic	demographic	ADJ
fsr-3200	41	59	variables	variable	NOUN
fsr-3200	41	60	including	include	VERB
fsr-3200	41	61	age	age	NOUN
fsr-3200	41	62	and	and	CCONJ
fsr-3200	41	63	educational	educational	ADJ
fsr-3200	41	64	attainment	attainment	NOUN
fsr-3200	41	65	.	.	PUNCT
fsr-3200	42	1	in	in	ADP
fsr-3200	42	2	fact	fact	NOUN
fsr-3200	42	3	,	,	PUNCT
fsr-3200	42	4	after	after	ADP
fsr-3200	42	5	controlling	control	VERB
fsr-3200	42	6	for	for	ADP
fsr-3200	42	7	these	these	DET
fsr-3200	42	8	factors	factor	NOUN
fsr-3200	42	9	,	,	PUNCT
fsr-3200	42	10	their	their	PRON
fsr-3200	42	11	logistic	logistic	ADJ
fsr-3200	42	12	regression	regression	NOUN
fsr-3200	42	13	analysis	analysis	NOUN
fsr-3200	42	14	indicated	indicate	VERB
fsr-3200	42	15	that	that	SCONJ
fsr-3200	42	16	women	woman	NOUN
fsr-3200	42	17	have	have	VERB
fsr-3200	42	18	34	34	NUM
fsr-3200	42	19	%	%	NOUN
fsr-3200	42	20	higher	high	ADJ
fsr-3200	42	21	odds	odd	NOUN
fsr-3200	42	22	of	of	ADP
fsr-3200	42	23	seeking	seek	VERB
fsr-3200	42	24	investment	investment	NOUN
fsr-3200	42	25	advice	advice	NOUN
fsr-3200	42	26	than	than	SCONJ
fsr-3200	42	27	men	man	NOUN
fsr-3200	42	28	do	do	VERB
fsr-3200	42	29	.	.	PUNCT
fsr-3200	43	1	collins	collins	PROPN
fsr-3200	43	2	(	(	PUNCT
fsr-3200	43	3	2012	2012	NUM
fsr-3200	43	4	)	)	PUNCT
fsr-3200	43	5	reported	report	VERB
fsr-3200	43	6	a	a	DET
fsr-3200	43	7	similar	similar	ADJ
fsr-3200	43	8	finding	finding	NOUN
fsr-3200	43	9	.	.	PUNCT
fsr-3200	44	1	gender	gender	NOUN
fsr-3200	44	2	was	be	AUX
fsr-3200	44	3	a	a	DET
fsr-3200	44	4	tangent	tangent	NOUN
fsr-3200	44	5	rather	rather	ADV
fsr-3200	44	6	than	than	ADP
fsr-3200	44	7	a	a	DET
fsr-3200	44	8	focal	focal	ADJ
fsr-3200	44	9	point	point	NOUN
fsr-3200	44	10	of	of	ADP
fsr-3200	44	11	these	these	DET
fsr-3200	44	12	important	important	ADJ
fsr-3200	44	13	studies	study	NOUN
fsr-3200	44	14	;	;	PUNCT
fsr-3200	44	15	therefore	therefore	ADV
fsr-3200	44	16	,	,	PUNCT
fsr-3200	44	17	these	these	DET
fsr-3200	44	18	researchers	researcher	NOUN
fsr-3200	44	19	had	have	VERB
fsr-3200	44	20	no	no	DET
fsr-3200	44	21	particular	particular	ADJ
fsr-3200	44	22	reason	reason	NOUN
fsr-3200	44	23	to	to	PART
fsr-3200	44	24	expound	expound	VERB
fsr-3200	44	25	upon	upon	SCONJ
fsr-3200	44	26	this	this	DET
fsr-3200	44	27	finding	finding	NOUN
fsr-3200	44	28	.	.	PUNCT
fsr-3200	45	1	haslem	haslem	PROPN
fsr-3200	45	2	’s	’s	PART
fsr-3200	45	3	discussion	discussion	NOUN
fsr-3200	45	4	(	(	PUNCT
fsr-3200	45	5	haslem	haslem	NOUN
fsr-3200	45	6	,	,	PUNCT
fsr-3200	45	7	2008	2008	NUM
fsr-3200	45	8	)	)	PUNCT
fsr-3200	45	9	of	of	ADP
fsr-3200	45	10	why	why	SCONJ
fsr-3200	45	11	some	some	DET
fsr-3200	45	12	investors	investor	NOUN
fsr-3200	45	13	pay	pay	VERB
fsr-3200	45	14	investment	investment	NOUN
fsr-3200	45	15	advisors	advisor	NOUN
fsr-3200	45	16	to	to	PART
fsr-3200	45	17	purchase	purchase	VERB
fsr-3200	45	18	mutual	mutual	ADJ
fsr-3200	45	19	funds	fund	NOUN
fsr-3200	45	20	when	when	SCONJ
fsr-3200	45	21	no	no	DET
fsr-3200	45	22	-	-	PUNCT
fsr-3200	45	23	load	load	NOUN
fsr-3200	45	24	options	option	NOUN
fsr-3200	45	25	are	be	AUX
fsr-3200	45	26	readily	readily	ADV
fsr-3200	45	27	available	available	ADJ
fsr-3200	45	28	may	may	AUX
fsr-3200	45	29	provide	provide	VERB
fsr-3200	45	30	some	some	DET
fsr-3200	45	31	insight	insight	NOUN
fsr-3200	45	32	:	:	PUNCT
fsr-3200	45	33	women	woman	NOUN
fsr-3200	45	34	may	may	AUX
fsr-3200	45	35	be	be	AUX
fsr-3200	45	36	seeking	seek	VERB
fsr-3200	45	37	validation	validation	NOUN
fsr-3200	45	38	of	of	ADP
fsr-3200	45	39	their	their	PRON
fsr-3200	45	40	investment	investment	NOUN
fsr-3200	45	41	choices	choice	NOUN
fsr-3200	45	42	,	,	PUNCT
fsr-3200	45	43	attempting	attempt	VERB
fsr-3200	45	44	to	to	PART
fsr-3200	45	45	resolve	resolve	VERB
fsr-3200	45	46	marital	marital	ADJ
fsr-3200	45	47	disputes	dispute	NOUN
fsr-3200	45	48	over	over	ADP
fsr-3200	45	49	investment	investment	NOUN
fsr-3200	45	50	decisions	decision	NOUN
fsr-3200	45	51	,	,	PUNCT
fsr-3200	45	52	or	or	CCONJ
fsr-3200	45	53	benefiting	benefit	VERB
fsr-3200	45	54	from	from	ADP
fsr-3200	45	55	ancillary	ancillary	ADJ
fsr-3200	45	56	financial	financial	ADJ
fsr-3200	45	57	services	service	NOUN
fsr-3200	45	58	such	such	ADJ
fsr-3200	45	59	as	as	ADP
fsr-3200	45	60	an	an	DET
fsr-3200	45	61	evaluation	evaluation	NOUN
fsr-3200	45	62	of	of	ADP
fsr-3200	45	63	their	their	PRON
fsr-3200	45	64	overall	overall	ADJ
fsr-3200	45	65	financial	financial	ADJ
fsr-3200	45	66	positions	position	NOUN
fsr-3200	45	67	.	.	PUNCT
fsr-3200	46	1	investment	investment	NOUN
fsr-3200	46	2	advice	advice	NOUN
fsr-3200	46	3	may	may	AUX
fsr-3200	46	4	benefit	benefit	VERB
fsr-3200	46	5	women	woman	NOUN
fsr-3200	46	6	in	in	ADP
fsr-3200	46	7	several	several	ADJ
fsr-3200	46	8	additional	additional	ADJ
fsr-3200	46	9	ways	way	NOUN
fsr-3200	46	10	such	such	ADJ
fsr-3200	46	11	as	as	ADP
fsr-3200	46	12	better	well	ADJ
fsr-3200	46	13	asset	asset	NOUN
fsr-3200	46	14	allocation	allocation	NOUN
fsr-3200	46	15	strategies	strategy	NOUN
fsr-3200	46	16	.	.	PUNCT
fsr-3200	47	1	such	such	ADJ
fsr-3200	47	2	strategies	strategy	NOUN
fsr-3200	47	3	are	be	AUX
fsr-3200	47	4	particular	particular	ADJ
fsr-3200	47	5	important	important	ADJ
fsr-3200	47	6	—	—	PUNCT
fsr-3200	47	7	given	give	VERB
fsr-3200	47	8	that	that	SCONJ
fsr-3200	47	9	women	woman	NOUN
fsr-3200	47	10	seem	seem	VERB
fsr-3200	47	11	to	to	PART
fsr-3200	47	12	have	have	VERB
fsr-3200	47	13	higher	high	ADJ
fsr-3200	47	14	relative	relative	ADJ
fsr-3200	47	15	risk	risk	NOUN
fsr-3200	47	16	aversion	aversion	NOUN
fsr-3200	47	17	(	(	PUNCT
fsr-3200	47	18	bajtelsmit	bajtelsmit	NOUN
fsr-3200	47	19	,	,	PUNCT
fsr-3200	47	20	bernasek	bernasek	PROPN
fsr-3200	47	21	,	,	PUNCT
fsr-3200	47	22	&	&	CCONJ
fsr-3200	47	23	jianakoplos	jianakoplos	PROPN
fsr-3200	47	24	,	,	PUNCT
fsr-3200	47	25	1999	1999	NUM
fsr-3200	47	26	)	)	PUNCT
fsr-3200	47	27	,	,	PUNCT
fsr-3200	47	28	even	even	ADV
fsr-3200	47	29	though	though	SCONJ
fsr-3200	47	30	they	they	PRON
fsr-3200	47	31	also	also	ADV
fsr-3200	47	32	seem	seem	VERB
fsr-3200	47	33	to	to	PART
fsr-3200	47	34	invest	invest	VERB
fsr-3200	47	35	more	more	ADV
fsr-3200	47	36	in	in	ADP
fsr-3200	47	37	retirement	retirement	NOUN
fsr-3200	47	38	funds	fund	NOUN
fsr-3200	47	39	all	all	PRON
fsr-3200	47	40	else	else	ADV
fsr-3200	47	41	equal	equal	ADJ
fsr-3200	47	42	relative	relative	ADJ
fsr-3200	47	43	to	to	ADP
fsr-3200	47	44	male	male	ADJ
fsr-3200	47	45	investors	investor	NOUN
fsr-3200	47	46	(	(	PUNCT
fsr-3200	47	47	deaves	deaf	NOUN
fsr-3200	47	48	,	,	PUNCT
fsr-3200	47	49	veit	veit	PROPN
fsr-3200	47	50	,	,	PUNCT
fsr-3200	47	51	bhandari	bhandari	PROPN
fsr-3200	47	52	,	,	PUNCT
fsr-3200	47	53	&	&	CCONJ
fsr-3200	47	54	cheney	cheney	PROPN
fsr-3200	47	55	,	,	PUNCT
fsr-3200	47	56	2007	2007	NUM
fsr-3200	47	57	)	)	PUNCT
fsr-3200	47	58	.	.	PUNCT
fsr-3200	48	1	furthermore	furthermore	ADV
fsr-3200	48	2	,	,	PUNCT
fsr-3200	48	3	women	woman	NOUN
fsr-3200	48	4	are	be	AUX
fsr-3200	48	5	likely	likely	ADJ
fsr-3200	48	6	to	to	PART
fsr-3200	48	7	benefit	benefit	VERB
fsr-3200	48	8	from	from	ADP
fsr-3200	48	9	advice	advice	NOUN
fsr-3200	48	10	that	that	PRON
fsr-3200	48	11	promotes	promote	VERB
fsr-3200	48	12	proactive	proactive	ADJ
fsr-3200	48	13	financial	financial	ADJ
fsr-3200	48	14	behaviors	behavior	NOUN
fsr-3200	48	15	such	such	ADJ
fsr-3200	48	16	as	as	ADP
fsr-3200	48	17	disciplined	discipline	VERB
fsr-3200	48	18	spending	spending	NOUN
fsr-3200	48	19	habits	habit	NOUN
fsr-3200	48	20	,	,	PUNCT
fsr-3200	48	21	paying	pay	VERB
fsr-3200	48	22	bills	bill	NOUN
fsr-3200	48	23	on	on	ADP
fsr-3200	48	24	a	a	DET
fsr-3200	48	25	timely	timely	ADJ
fsr-3200	48	26	basis	basis	NOUN
fsr-3200	48	27	,	,	PUNCT
fsr-3200	48	28	and	and	CCONJ
fsr-3200	48	29	being	be	AUX
fsr-3200	48	30	financially	financially	ADV
fsr-3200	48	31	prepared	prepared	ADJ
fsr-3200	48	32	(	(	PUNCT
fsr-3200	48	33	schmeiser	schmeiser	X
fsr-3200	48	34	&	&	CCONJ
fsr-3200	48	35	hogarth	hogarth	NOUN
fsr-3200	48	36	2013	2013	NUM
fsr-3200	48	37	)	)	PUNCT
fsr-3200	48	38	.	.	PUNCT
fsr-3200	49	1	the	the	DET
fsr-3200	49	2	remainder	remainder	NOUN
fsr-3200	49	3	of	of	ADP
fsr-3200	49	4	this	this	DET
fsr-3200	49	5	study	study	NOUN
fsr-3200	49	6	attempts	attempt	VERB
fsr-3200	49	7	to	to	PART
fsr-3200	49	8	contribute	contribute	VERB
fsr-3200	49	9	to	to	ADP
fsr-3200	49	10	the	the	DET
fsr-3200	49	11	existing	exist	VERB
fsr-3200	49	12	literature	literature	NOUN
fsr-3200	49	13	by	by	ADP
fsr-3200	49	14	evaluating	evaluate	VERB
fsr-3200	49	15	whether	whether	SCONJ
fsr-3200	49	16	different	different	ADJ
fsr-3200	49	17	profiles	profile	NOUN
fsr-3200	49	18	of	of	ADP
fsr-3200	49	19	female	female	ADJ
fsr-3200	49	20	investors	investor	NOUN
fsr-3200	49	21	exist	exist	VERB
fsr-3200	49	22	and	and	CCONJ
fsr-3200	49	23	whether	whether	SCONJ
fsr-3200	49	24	these	these	DET
fsr-3200	49	25	profiles	profile	NOUN
fsr-3200	49	26	(	(	PUNCT
fsr-3200	49	27	if	if	SCONJ
fsr-3200	49	28	any	any	PRON
fsr-3200	49	29	)	)	PUNCT
fsr-3200	49	30	exhibit	exhibit	VERB
fsr-3200	49	31	different	different	ADJ
fsr-3200	49	32	patterns	pattern	NOUN
fsr-3200	49	33	of	of	ADP
fsr-3200	49	34	utilizing	utilize	VERB
fsr-3200	49	35	investment	investment	NOUN
fsr-3200	49	36	services	service	NOUN
fsr-3200	49	37	.	.	PUNCT
fsr-3200	50	1	3	3	X
fsr-3200	50	2	.	.	X
fsr-3200	50	3	method	method	PROPN
fsr-3200	50	4	3.1	3.1	NUM
fsr-3200	50	5	.	.	PUNCT
fsr-3200	51	1	participants	participant	NOUN
fsr-3200	51	2	and	and	CCONJ
fsr-3200	51	3	data	datum	NOUN
fsr-3200	51	4	participants	participant	NOUN
fsr-3200	51	5	in	in	ADP
fsr-3200	51	6	this	this	DET
fsr-3200	51	7	study	study	NOUN
fsr-3200	51	8	are	be	AUX
fsr-3200	51	9	the	the	DET
fsr-3200	51	10	13,117	13,117	NUM
fsr-3200	51	11	female	female	ADJ
fsr-3200	51	12	participants	participant	NOUN
fsr-3200	51	13	in	in	ADP
fsr-3200	51	14	the	the	DET
fsr-3200	51	15	state	state	NOUN
fsr-3200	51	16	-	-	PUNCT
fsr-3200	51	17	by	by	ADP
fsr-3200	51	18	-	-	PUNCT
fsr-3200	51	19	state	state	NOUN
fsr-3200	51	20	2012	2012	NUM
fsr-3200	51	21	nfcs	nfc	NOUN
fsr-3200	51	22	.	.	PUNCT
fsr-3200	52	1	this	this	DET
fsr-3200	52	2	portion	portion	NOUN
fsr-3200	52	3	of	of	ADP
fsr-3200	52	4	the	the	DET
fsr-3200	52	5	nfcs	nfcs	NOUN
fsr-3200	52	6	is	be	AUX
fsr-3200	52	7	a	a	DET
fsr-3200	52	8	nationally	nationally	ADV
fsr-3200	52	9	representative	representative	ADJ
fsr-3200	52	10	database	database	NOUN
fsr-3200	52	11	derived	derive	VERB
fsr-3200	52	12	from	from	ADP
fsr-3200	52	13	online	online	ADJ
fsr-3200	52	14	surveys	survey	NOUN
fsr-3200	52	15	conducted	conduct	VERB
fsr-3200	52	16	from	from	ADP
fsr-3200	52	17	july	july	PROPN
fsr-3200	52	18	to	to	ADP
fsr-3200	52	19	october	october	PROPN
fsr-3200	52	20	2012	2012	NUM
fsr-3200	52	21	.	.	PUNCT
fsr-3200	53	1	participants	participant	NOUN
fsr-3200	53	2	were	be	AUX
fsr-3200	53	3	selected	select	VERB
fsr-3200	53	4	based	base	VERB
fsr-3200	53	5	on	on	ADP
fsr-3200	53	6	a	a	DET
fsr-3200	53	7	nonprobability	nonprobability	ADJ
fsr-3200	53	8	quota	quota	NOUN
fsr-3200	53	9	sample	sample	NOUN
fsr-3200	53	10	from	from	ADP
fsr-3200	53	11	over	over	ADP
fsr-3200	53	12	a	a	DET
fsr-3200	53	13	million	million	NUM
fsr-3200	53	14	,	,	PUNCT
fsr-3200	53	15	paid	pay	VERB
fsr-3200	53	16	participants	participant	NOUN
fsr-3200	53	17	in	in	ADP
fsr-3200	53	18	preexisting	preexist	VERB
fsr-3200	53	19	online	online	ADJ
fsr-3200	53	20	surveys	survey	NOUN
fsr-3200	53	21	.	.	PUNCT
fsr-3200	54	1	participants	participant	NOUN
fsr-3200	54	2	’	’	PART
fsr-3200	54	3	identities	identity	NOUN
fsr-3200	54	4	and	and	CCONJ
fsr-3200	54	5	self	self	NOUN
fsr-3200	54	6	-	-	PUNCT
fsr-3200	54	7	reported	report	VERB
fsr-3200	54	8	demographics	demographic	NOUN
fsr-3200	54	9	were	be	AUX
fsr-3200	54	10	verified	verify	VERB
fsr-3200	54	11	.	.	PUNCT
fsr-3200	55	1	the	the	DET
fsr-3200	55	2	finra	finra	PROPN
fsr-3200	55	3	investor	investor	PROPN
fsr-3200	55	4	education	education	PROPN
fsr-3200	55	5	foundation	foundation	NOUN
fsr-3200	55	6	funded	fund	VERB
fsr-3200	55	7	the	the	DET
fsr-3200	55	8	nfcs	nfc	NOUN
fsr-3200	55	9	.	.	PUNCT
fsr-3200	56	1	it	it	PRON
fsr-3200	56	2	developed	develop	VERB
fsr-3200	56	3	the	the	DET
fsr-3200	56	4	nfcs	nfc	NOUN
fsr-3200	56	5	in	in	ADP
fsr-3200	56	6	conjunction	conjunction	NOUN
fsr-3200	56	7	with	with	ADP
fsr-3200	56	8	organizations	organization	NOUN
fsr-3200	56	9	such	such	ADJ
fsr-3200	56	10	as	as	ADP
fsr-3200	56	11	the	the	DET
fsr-3200	56	12	u.s	u.s	PROPN
fsr-3200	56	13	.	.	PROPN
fsr-3200	56	14	department	department	PROPN
fsr-3200	56	15	of	of	ADP
fsr-3200	56	16	the	the	DET
fsr-3200	56	17	treasury	treasury	PROPN
fsr-3200	56	18	and	and	CCONJ
fsr-3200	56	19	president	president	PROPN
fsr-3200	56	20	obama	obama	PROPN
fsr-3200	56	21	’s	’s	PART
fsr-3200	56	22	advisory	advisory	ADJ
fsr-3200	56	23	council	council	NOUN
fsr-3200	56	24	on	on	ADP
fsr-3200	56	25	financial	financial	ADJ
fsr-3200	56	26	capability	capability	NOUN
fsr-3200	56	27	.	.	PUNCT
fsr-3200	57	1	the	the	DET
fsr-3200	57	2	main	main	ADJ
fsr-3200	57	3	objectives	objective	NOUN
fsr-3200	57	4	of	of	ADP
fsr-3200	57	5	these	these	DET
fsr-3200	57	6	organizations	organization	NOUN
fsr-3200	57	7	were	be	AUX
fsr-3200	57	8	(	(	PUNCT
fsr-3200	57	9	1	1	X
fsr-3200	57	10	)	)	PUNCT
fsr-3200	57	11	to	to	PART
fsr-3200	57	12	collect	collect	VERB
fsr-3200	57	13	key	key	ADJ
fsr-3200	57	14	benchmarks	benchmark	NOUN
fsr-3200	57	15	for	for	ADP
fsr-3200	57	16	assessing	assess	VERB
fsr-3200	57	17	financial	financial	ADJ
fsr-3200	57	18	capability	capability	NOUN
fsr-3200	57	19	in	in	ADP
fsr-3200	57	20	the	the	DET
fsr-3200	57	21	united	united	PROPN
fsr-3200	57	22	275k	275k	PROPN
fsr-3200	57	23	.	.	PUNCT
fsr-3200	58	1	simms	simms	PROPN
fsr-3200	58	2	/	/	SYM
fsr-3200	58	3	financial	financial	ADJ
fsr-3200	58	4	services	service	NOUN
fsr-3200	58	5	review	review	VERB
fsr-3200	58	6	23	23	NUM
fsr-3200	58	7	(	(	PUNCT
fsr-3200	58	8	2014	2014	NUM
fsr-3200	58	9	)	)	PUNCT
fsr-3200	59	1	273–286	273–286	NUM
fsr-3200	59	2	states	state	NOUN
fsr-3200	59	3	and	and	CCONJ
fsr-3200	59	4	(	(	PUNCT
fsr-3200	59	5	2	2	NUM
fsr-3200	59	6	)	)	PUNCT
fsr-3200	59	7	to	to	PART
fsr-3200	59	8	examine	examine	VERB
fsr-3200	59	9	variability	variability	NOUN
fsr-3200	59	10	in	in	ADP
fsr-3200	59	11	these	these	DET
fsr-3200	59	12	benchmarks	benchmark	NOUN
fsr-3200	59	13	.	.	PUNCT
fsr-3200	60	1	this	this	DET
fsr-3200	60	2	current	current	ADJ
fsr-3200	60	3	study	study	NOUN
fsr-3200	60	4	relies	rely	VERB
fsr-3200	60	5	on	on	ADP
fsr-3200	60	6	data	datum	NOUN
fsr-3200	60	7	from	from	ADP
fsr-3200	60	8	the	the	DET
fsr-3200	60	9	public	public	ADJ
fsr-3200	60	10	-	-	PUNCT
fsr-3200	60	11	use	use	NOUN
fsr-3200	60	12	version	version	NOUN
fsr-3200	60	13	of	of	ADP
fsr-3200	60	14	the	the	DET
fsr-3200	60	15	database	database	NOUN
fsr-3200	60	16	.	.	PUNCT
fsr-3200	61	1	3.2	3.2	NUM
fsr-3200	61	2	.	.	PUNCT
fsr-3200	61	3	measures	measure	NOUN
fsr-3200	61	4	3.2.1	3.2.1	NUM
fsr-3200	61	5	.	.	PUNCT
fsr-3200	62	1	use	use	NOUN
fsr-3200	62	2	of	of	ADP
fsr-3200	62	3	investment	investment	NOUN
fsr-3200	62	4	advice	advice	NOUN
fsr-3200	62	5	and	and	CCONJ
fsr-3200	62	6	evidence	evidence	NOUN
fsr-3200	62	7	of	of	ADP
fsr-3200	62	8	investing	investing	NOUN
fsr-3200	62	9	/	/	SYM
fsr-3200	62	10	saving	save	VERB
fsr-3200	62	11	use	use	NOUN
fsr-3200	62	12	of	of	ADP
fsr-3200	62	13	investment	investment	NOUN
fsr-3200	62	14	advice	advice	NOUN
fsr-3200	62	15	is	be	AUX
fsr-3200	62	16	an	an	DET
fsr-3200	62	17	indicator	indicator	NOUN
fsr-3200	62	18	variable	variable	NOUN
fsr-3200	62	19	that	that	PRON
fsr-3200	62	20	provides	provide	VERB
fsr-3200	62	21	self	self	NOUN
fsr-3200	62	22	-	-	PUNCT
fsr-3200	62	23	reported	report	VERB
fsr-3200	62	24	data	datum	NOUN
fsr-3200	62	25	about	about	ADP
fsr-3200	62	26	whether	whether	SCONJ
fsr-3200	62	27	participants	participant	NOUN
fsr-3200	62	28	asked	ask	VERB
fsr-3200	62	29	for	for	ADP
fsr-3200	62	30	advice	advice	NOUN
fsr-3200	62	31	about	about	ADP
fsr-3200	62	32	investing	investing	NOUN
fsr-3200	62	33	or	or	CCONJ
fsr-3200	62	34	savings	saving	NOUN
fsr-3200	62	35	during	during	ADP
fsr-3200	62	36	the	the	DET
fsr-3200	62	37	last	last	ADJ
fsr-3200	62	38	five	five	NUM
fsr-3200	62	39	years	year	NOUN
fsr-3200	62	40	.	.	PUNCT
fsr-3200	63	1	having	have	VERB
fsr-3200	63	2	an	an	DET
fsr-3200	63	3	emergency	emergency	NOUN
fsr-3200	63	4	,	,	PUNCT
fsr-3200	63	5	“	"	PUNCT
fsr-3200	63	6	rainy	rainy	ADJ
fsr-3200	63	7	day	day	NOUN
fsr-3200	63	8	”	"	PUNCT
fsr-3200	63	9	fund	fund	NOUN
fsr-3200	63	10	to	to	PART
fsr-3200	63	11	cover	cover	VERB
fsr-3200	63	12	at	at	ADV
fsr-3200	63	13	least	least	ADV
fsr-3200	63	14	three	three	NUM
fsr-3200	63	15	months	month	NOUN
fsr-3200	63	16	of	of	ADP
fsr-3200	63	17	expenses	expense	NOUN
fsr-3200	63	18	in	in	ADP
fsr-3200	63	19	the	the	DET
fsr-3200	63	20	event	event	NOUN
fsr-3200	63	21	of	of	ADP
fsr-3200	63	22	illness	illness	NOUN
fsr-3200	63	23	,	,	PUNCT
fsr-3200	63	24	unemployment	unemployment	NOUN
fsr-3200	63	25	,	,	PUNCT
fsr-3200	63	26	or	or	CCONJ
fsr-3200	63	27	economic	economic	ADJ
fsr-3200	63	28	downturns	downturn	NOUN
fsr-3200	63	29	serves	serve	VERB
fsr-3200	63	30	as	as	ADP
fsr-3200	63	31	evidence	evidence	NOUN
fsr-3200	63	32	of	of	ADP
fsr-3200	63	33	actual	actual	ADJ
fsr-3200	63	34	investing	investing	NOUN
fsr-3200	63	35	or	or	CCONJ
fsr-3200	63	36	saving	saving	NOUN
fsr-3200	63	37	behaviors	behavior	NOUN
fsr-3200	63	38	.	.	PUNCT
fsr-3200	64	1	in	in	ADP
fsr-3200	64	2	many	many	ADJ
fsr-3200	64	3	respects	respect	NOUN
fsr-3200	64	4	,	,	PUNCT
fsr-3200	64	5	this	this	DET
fsr-3200	64	6	measure	measure	NOUN
fsr-3200	64	7	is	be	AUX
fsr-3200	64	8	ideal	ideal	ADJ
fsr-3200	64	9	because	because	SCONJ
fsr-3200	64	10	other	other	ADJ
fsr-3200	64	11	measures	measure	NOUN
fsr-3200	64	12	may	may	AUX
fsr-3200	64	13	have	have	VERB
fsr-3200	64	14	less	less	ADV
fsr-3200	64	15	malleable	malleable	ADJ
fsr-3200	64	16	origins	origin	NOUN
fsr-3200	64	17	.	.	PUNCT
fsr-3200	65	1	for	for	ADP
fsr-3200	65	2	example	example	NOUN
fsr-3200	65	3	,	,	PUNCT
fsr-3200	65	4	having	have	VERB
fsr-3200	65	5	sufficient	sufficient	ADJ
fsr-3200	65	6	retirement	retirement	NOUN
fsr-3200	65	7	savings	saving	NOUN
fsr-3200	65	8	is	be	AUX
fsr-3200	65	9	,	,	PUNCT
fsr-3200	65	10	at	at	ADP
fsr-3200	65	11	least	least	ADV
fsr-3200	65	12	partially	partially	ADV
fsr-3200	65	13	,	,	PUNCT
fsr-3200	65	14	a	a	DET
fsr-3200	65	15	function	function	NOUN
fsr-3200	65	16	of	of	ADP
fsr-3200	65	17	whether	whether	SCONJ
fsr-3200	65	18	participants	participant	NOUN
fsr-3200	65	19	’	'	PUNCT
fsr-3200	65	20	employers	employer	NOUN
fsr-3200	65	21	offer	offer	VERB
fsr-3200	65	22	retirement	retirement	NOUN
fsr-3200	65	23	plans	plan	NOUN
fsr-3200	65	24	and	and	CCONJ
fsr-3200	65	25	of	of	ADP
fsr-3200	65	26	the	the	DET
fsr-3200	65	27	nature	nature	NOUN
fsr-3200	65	28	of	of	ADP
fsr-3200	65	29	these	these	DET
fsr-3200	65	30	plans	plan	NOUN
fsr-3200	65	31	(	(	PUNCT
fsr-3200	65	32	i.e.	i.e.	X
fsr-3200	65	33	,	,	PUNCT
fsr-3200	65	34	defined	define	VERB
fsr-3200	65	35	benefit	benefit	NOUN
fsr-3200	65	36	or	or	CCONJ
fsr-3200	65	37	defined	define	VERB
fsr-3200	65	38	contribution	contribution	NOUN
fsr-3200	65	39	)	)	PUNCT
fsr-3200	65	40	.	.	PUNCT
fsr-3200	66	1	3.2.2	3.2.2	X
fsr-3200	66	2	.	.	PUNCT
fsr-3200	66	3	investor	investor	NOUN
fsr-3200	66	4	characteristics	characteristic	NOUN
fsr-3200	66	5	each	each	DET
fsr-3200	66	6	participant	participant	NOUN
fsr-3200	66	7	’s	’s	PART
fsr-3200	66	8	financial	financial	ADJ
fsr-3200	66	9	literacy	literacy	NOUN
fsr-3200	66	10	score	score	NOUN
fsr-3200	66	11	is	be	AUX
fsr-3200	66	12	the	the	DET
fsr-3200	66	13	number	number	NOUN
fsr-3200	66	14	of	of	ADP
fsr-3200	66	15	correct	correct	ADJ
fsr-3200	66	16	responses	response	NOUN
fsr-3200	66	17	to	to	ADP
fsr-3200	66	18	five	five	NUM
fsr-3200	66	19	questions	question	NOUN
fsr-3200	66	20	about	about	ADP
fsr-3200	66	21	investing	investing	NOUN
fsr-3200	66	22	,	,	PUNCT
fsr-3200	66	23	borrowing	borrowing	NOUN
fsr-3200	66	24	,	,	PUNCT
fsr-3200	66	25	and	and	CCONJ
fsr-3200	66	26	personal	personal	ADJ
fsr-3200	66	27	financial	financial	ADJ
fsr-3200	66	28	management	management	NOUN
fsr-3200	66	29	included	include	VERB
fsr-3200	66	30	the	the	DET
fsr-3200	66	31	nfcs	nfc	NOUN
fsr-3200	66	32	.	.	PUNCT
fsr-3200	67	1	this	this	DET
fsr-3200	67	2	and	and	CCONJ
fsr-3200	67	3	similar	similar	ADJ
fsr-3200	67	4	measures	measure	NOUN
fsr-3200	67	5	have	have	AUX
fsr-3200	67	6	been	be	AUX
fsr-3200	67	7	well	well	ADV
fsr-3200	67	8	accepted	accept	VERB
fsr-3200	67	9	in	in	ADP
fsr-3200	67	10	the	the	DET
fsr-3200	67	11	literature	literature	NOUN
fsr-3200	67	12	(	(	PUNCT
fsr-3200	67	13	e.g.	e.g.	ADV
fsr-3200	67	14	,	,	PUNCT
fsr-3200	67	15	collins	collin	NOUN
fsr-3200	67	16	,	,	PUNCT
fsr-3200	67	17	2012	2012	NUM
fsr-3200	67	18	;	;	PUNCT
fsr-3200	67	19	lusardi	lusardi	PROPN
fsr-3200	67	20	,	,	PUNCT
fsr-3200	67	21	mitchell	mitchell	PROPN
fsr-3200	67	22	,	,	PUNCT
fsr-3200	67	23	&	&	CCONJ
fsr-3200	67	24	curto	curto	PROPN
fsr-3200	67	25	,	,	PUNCT
fsr-3200	67	26	2010	2010	NUM
fsr-3200	67	27	;	;	PUNCT
fsr-3200	67	28	lusardi	lusardi	PROPN
fsr-3200	67	29	&	&	CCONJ
fsr-3200	67	30	mitchell	mitchell	PROPN
fsr-3200	67	31	,	,	PUNCT
fsr-3200	67	32	2011	2011	NUM
fsr-3200	67	33	)	)	PUNCT
fsr-3200	67	34	.	.	PUNCT
fsr-3200	68	1	self	self	NOUN
fsr-3200	68	2	-	-	PUNCT
fsr-3200	68	3	perceived	perceive	VERB
fsr-3200	68	4	overall	overall	ADJ
fsr-3200	68	5	financial	financial	ADJ
fsr-3200	68	6	knowledge	knowledge	NOUN
fsr-3200	68	7	varies	vary	VERB
fsr-3200	68	8	from	from	ADP
fsr-3200	68	9	1	1	NUM
fsr-3200	68	10	"	"	PUNCT
fsr-3200	68	11	very	very	ADV
fsr-3200	68	12	low	low	ADJ
fsr-3200	68	13	to	to	ADP
fsr-3200	68	14	7	7	NUM
fsr-3200	68	15	"	"	PUNCT
fsr-3200	68	16	very	very	ADV
fsr-3200	68	17	high	high	ADJ
fsr-3200	68	18	.	.	PUNCT
fsr-3200	69	1	additionally	additionally	ADV
fsr-3200	69	2	,	,	PUNCT
fsr-3200	69	3	participants	participant	NOUN
fsr-3200	69	4	compare	compare	VERB
fsr-3200	69	5	their	their	PRON
fsr-3200	69	6	financial	financial	ADJ
fsr-3200	69	7	knowledge	knowledge	NOUN
fsr-3200	69	8	to	to	ADP
fsr-3200	69	9	that	that	PRON
fsr-3200	69	10	of	of	ADP
fsr-3200	69	11	other	other	ADJ
fsr-3200	69	12	household	household	NOUN
fsr-3200	69	13	members	member	NOUN
fsr-3200	69	14	as	as	SCONJ
fsr-3200	69	15	follows	follow	VERB
fsr-3200	69	16	:	:	PUNCT
fsr-3200	69	17	1	1	NUM
fsr-3200	69	18	"	"	PUNCT
fsr-3200	69	19	the	the	DET
fsr-3200	69	20	participant	participant	NOUN
fsr-3200	69	21	knows	know	VERB
fsr-3200	69	22	the	the	DET
fsr-3200	69	23	most	most	ADJ
fsr-3200	69	24	,	,	PUNCT
fsr-3200	69	25	2	2	NUM
fsr-3200	69	26	"	"	PUNCT
fsr-3200	69	27	someone	someone	PRON
fsr-3200	69	28	else	else	ADV
fsr-3200	69	29	knows	know	VERB
fsr-3200	69	30	the	the	DET
fsr-3200	69	31	most	most	ADJ
fsr-3200	69	32	,	,	PUNCT
fsr-3200	69	33	3	3	NUM
fsr-3200	69	34	"	"	PUNCT
fsr-3200	69	35	the	the	DET
fsr-3200	69	36	participant	participant	NOUN
fsr-3200	69	37	and	and	CCONJ
fsr-3200	69	38	someone	someone	PRON
fsr-3200	69	39	else	else	ADV
fsr-3200	69	40	in	in	ADP
fsr-3200	69	41	the	the	DET
fsr-3200	69	42	household	household	NOUN
fsr-3200	69	43	are	be	AUX
fsr-3200	69	44	about	about	ADV
fsr-3200	69	45	equally	equally	ADV
fsr-3200	69	46	knowledgeable	knowledgeable	ADJ
fsr-3200	69	47	,	,	PUNCT
fsr-3200	69	48	4	4	NUM
fsr-3200	69	49	"	"	PUNCT
fsr-3200	69	50	the	the	DET
fsr-3200	69	51	participant	participant	NOUN
fsr-3200	69	52	does	do	AUX
fsr-3200	69	53	not	not	PART
fsr-3200	69	54	know	know	VERB
fsr-3200	69	55	,	,	PUNCT
fsr-3200	69	56	5	5	NUM
fsr-3200	69	57	"	"	PUNCT
fsr-3200	69	58	the	the	DET
fsr-3200	69	59	participant	participant	NOUN
fsr-3200	69	60	prefers	prefer	VERB
fsr-3200	69	61	not	not	PART
fsr-3200	69	62	to	to	PART
fsr-3200	69	63	say	say	VERB
fsr-3200	69	64	,	,	PUNCT
fsr-3200	69	65	and	and	CCONJ
fsr-3200	69	66	6	6	NUM
fsr-3200	69	67	"	"	PUNCT
fsr-3200	69	68	there	there	PRON
fsr-3200	69	69	is	be	VERB
fsr-3200	69	70	no	no	DET
fsr-3200	69	71	other	other	ADJ
fsr-3200	69	72	person	person	NOUN
fsr-3200	69	73	with	with	ADP
fsr-3200	69	74	whom	whom	PRON
fsr-3200	69	75	to	to	PART
fsr-3200	69	76	compare	compare	VERB
fsr-3200	69	77	the	the	DET
fsr-3200	69	78	participant	participant	NOUN
fsr-3200	69	79	’s	’s	PART
fsr-3200	69	80	knowledge	knowledge	NOUN
fsr-3200	69	81	in	in	ADP
fsr-3200	69	82	the	the	DET
fsr-3200	69	83	household	household	NOUN
fsr-3200	69	84	.	.	PUNCT
fsr-3200	70	1	participants	participant	NOUN
fsr-3200	70	2	’	'	PUNCT
fsr-3200	70	3	self	self	NOUN
fsr-3200	70	4	-	-	PUNCT
fsr-3200	70	5	reported	report	VERB
fsr-3200	70	6	willingness	willingness	NOUN
fsr-3200	70	7	to	to	PART
fsr-3200	70	8	take	take	VERB
fsr-3200	70	9	risks	risk	NOUN
fsr-3200	70	10	when	when	SCONJ
fsr-3200	70	11	making	make	VERB
fsr-3200	70	12	financial	financial	ADJ
fsr-3200	70	13	investments	investment	NOUN
fsr-3200	70	14	ranges	range	VERB
fsr-3200	70	15	from	from	ADP
fsr-3200	70	16	1	1	NUM
fsr-3200	70	17	to	to	ADP
fsr-3200	70	18	10	10	NUM
fsr-3200	70	19	,	,	PUNCT
fsr-3200	70	20	where	where	SCONJ
fsr-3200	70	21	1	1	NUM
fsr-3200	70	22	indicates	indicate	VERB
fsr-3200	70	23	the	the	DET
fsr-3200	70	24	lowest	low	ADJ
fsr-3200	70	25	level	level	NOUN
fsr-3200	70	26	of	of	ADP
fsr-3200	70	27	self	self	NOUN
fsr-3200	70	28	-	-	PUNCT
fsr-3200	70	29	perceived	perceive	VERB
fsr-3200	70	30	risk	risk	NOUN
fsr-3200	70	31	-	-	PUNCT
fsr-3200	70	32	taking	taking	NOUN
fsr-3200	70	33	and	and	CCONJ
fsr-3200	70	34	10	10	NUM
fsr-3200	70	35	indicates	indicate	VERB
fsr-3200	70	36	the	the	DET
fsr-3200	70	37	highest	high	ADJ
fsr-3200	70	38	level	level	NOUN
fsr-3200	70	39	of	of	ADP
fsr-3200	70	40	such	such	ADJ
fsr-3200	70	41	behavior	behavior	NOUN
fsr-3200	70	42	.	.	PUNCT
fsr-3200	71	1	current	current	ADJ
fsr-3200	71	2	financial	financial	ADJ
fsr-3200	71	3	satisfaction	satisfaction	NOUN
fsr-3200	71	4	is	be	AUX
fsr-3200	71	5	measured	measure	VERB
fsr-3200	71	6	from	from	ADP
fsr-3200	71	7	0	0	NUM
fsr-3200	71	8	"	"	PUNCT
fsr-3200	71	9	not	not	PART
fsr-3200	71	10	at	at	ADV
fsr-3200	71	11	all	all	ADV
fsr-3200	71	12	satisfied	satisfied	ADJ
fsr-3200	71	13	to	to	ADP
fsr-3200	71	14	10	10	NUM
fsr-3200	71	15	"	"	PUNCT
fsr-3200	71	16	extremely	extremely	ADV
fsr-3200	71	17	satisfied	satisfied	ADJ
fsr-3200	71	18	.	.	PUNCT
fsr-3200	72	1	approximate	approximate	ADJ
fsr-3200	72	2	annual	annual	ADJ
fsr-3200	72	3	household	household	NOUN
fsr-3200	72	4	incomes	income	NOUN
fsr-3200	72	5	range	range	VERB
fsr-3200	72	6	from	from	ADP
fsr-3200	72	7	1	1	NUM
fsr-3200	72	8	"	"	PUNCT
fsr-3200	72	9	less	less	ADJ
fsr-3200	72	10	than	than	ADP
fsr-3200	72	11	$	$	SYM
fsr-3200	72	12	15,000	15,000	NUM
fsr-3200	72	13	to	to	PART
fsr-3200	72	14	8	8	NUM
fsr-3200	72	15	"	"	PUNCT
fsr-3200	72	16	$	$	SYM
fsr-3200	72	17	150,000	150,000	NUM
fsr-3200	72	18	or	or	CCONJ
fsr-3200	72	19	more	more	ADJ
fsr-3200	72	20	.	.	PUNCT
fsr-3200	73	1	employment	employment	NOUN
fsr-3200	73	2	status	status	NOUN
fsr-3200	73	3	consists	consist	VERB
fsr-3200	73	4	of	of	ADP
fsr-3200	73	5	being	be	AUX
fsr-3200	73	6	self	self	NOUN
fsr-3200	73	7	-	-	PUNCT
fsr-3200	73	8	employed	employ	VERB
fsr-3200	73	9	,	,	PUNCT
fsr-3200	73	10	employed	employ	VERB
fsr-3200	73	11	full	full	ADJ
fsr-3200	73	12	-	-	PUNCT
fsr-3200	73	13	time	time	NOUN
fsr-3200	73	14	,	,	PUNCT
fsr-3200	73	15	or	or	CCONJ
fsr-3200	73	16	employed	employ	VERB
fsr-3200	73	17	part	part	NOUN
fsr-3200	73	18	-	-	PUNCT
fsr-3200	73	19	time	time	NOUN
fsr-3200	73	20	;	;	PUNCT
fsr-3200	73	21	or	or	CCONJ
fsr-3200	73	22	being	be	AUX
fsr-3200	73	23	a	a	DET
fsr-3200	73	24	homemaker	homemaker	NOUN
fsr-3200	73	25	,	,	PUNCT
fsr-3200	73	26	a	a	DET
fsr-3200	73	27	full	full	ADJ
fsr-3200	73	28	-	-	PUNCT
fsr-3200	73	29	time	time	NOUN
fsr-3200	73	30	student	student	NOUN
fsr-3200	73	31	,	,	PUNCT
fsr-3200	73	32	disabled	disabled	ADJ
fsr-3200	73	33	,	,	PUNCT
fsr-3200	73	34	unemployed	unemployed	ADJ
fsr-3200	73	35	,	,	PUNCT
fsr-3200	73	36	or	or	CCONJ
fsr-3200	73	37	retired	retire	VERB
fsr-3200	73	38	.	.	PUNCT
fsr-3200	74	1	partners	partner	NOUN
fsr-3200	74	2	’	’	PART
fsr-3200	74	3	employment	employment	NOUN
fsr-3200	74	4	status	status	NOUN
fsr-3200	74	5	has	have	VERB
fsr-3200	74	6	the	the	DET
fsr-3200	74	7	same	same	ADJ
fsr-3200	74	8	response	response	NOUN
fsr-3200	74	9	categories	category	NOUN
fsr-3200	74	10	,	,	PUNCT
fsr-3200	74	11	except	except	SCONJ
fsr-3200	74	12	that	that	SCONJ
fsr-3200	74	13	an	an	DET
fsr-3200	74	14	additional	additional	ADJ
fsr-3200	74	15	category	category	NOUN
fsr-3200	74	16	accounts	account	VERB
fsr-3200	74	17	for	for	ADP
fsr-3200	74	18	participants	participant	NOUN
fsr-3200	74	19	who	who	PRON
fsr-3200	74	20	have	have	VERB
fsr-3200	74	21	no	no	DET
fsr-3200	74	22	“	"	PUNCT
fsr-3200	74	23	significant	significant	ADJ
fsr-3200	74	24	others	other	NOUN
fsr-3200	74	25	.	.	PUNCT
fsr-3200	74	26	”	"	PUNCT
fsr-3200	75	1	3.2.3	3.2.3	X
fsr-3200	75	2	.	.	PUNCT
fsr-3200	75	3	demographic	demographic	ADJ
fsr-3200	75	4	variables	variable	NOUN
fsr-3200	75	5	demographic	demographic	ADJ
fsr-3200	75	6	variables	variable	NOUN
fsr-3200	75	7	include	include	VERB
fsr-3200	75	8	number	number	NOUN
fsr-3200	75	9	of	of	ADP
fsr-3200	75	10	financially	financially	ADV
fsr-3200	75	11	dependent	dependent	ADJ
fsr-3200	75	12	children	child	NOUN
fsr-3200	75	13	,	,	PUNCT
fsr-3200	75	14	marital	marital	ADJ
fsr-3200	75	15	status	status	NOUN
fsr-3200	75	16	,	,	PUNCT
fsr-3200	75	17	educational	educational	ADJ
fsr-3200	75	18	attainment	attainment	NOUN
fsr-3200	75	19	,	,	PUNCT
fsr-3200	75	20	age	age	NOUN
fsr-3200	75	21	,	,	PUNCT
fsr-3200	75	22	and	and	CCONJ
fsr-3200	75	23	race	race	NOUN
fsr-3200	75	24	.	.	PUNCT
fsr-3200	76	1	number	number	NOUN
fsr-3200	76	2	of	of	ADP
fsr-3200	76	3	financially	financially	ADV
fsr-3200	76	4	dependent	dependent	ADJ
fsr-3200	76	5	children	child	NOUN
fsr-3200	76	6	is	be	AUX
fsr-3200	76	7	measured	measure	VERB
fsr-3200	76	8	as	as	ADP
fsr-3200	76	9	1	1	NUM
fsr-3200	76	10	"	"	SYM
fsr-3200	76	11	1	1	NUM
fsr-3200	76	12	to	to	PART
fsr-3200	76	13	4	4	NUM
fsr-3200	76	14	"	"	SYM
fsr-3200	76	15	4	4	NUM
fsr-3200	76	16	or	or	CCONJ
fsr-3200	76	17	more	more	ADJ
fsr-3200	76	18	.	.	PUNCT
fsr-3200	77	1	marital	marital	ADJ
fsr-3200	77	2	status	status	NOUN
fsr-3200	77	3	includes	include	VERB
fsr-3200	77	4	being	be	AUX
fsr-3200	77	5	married	marry	VERB
fsr-3200	77	6	,	,	PUNCT
fsr-3200	77	7	single	single	ADJ
fsr-3200	77	8	,	,	PUNCT
fsr-3200	77	9	separated	separate	VERB
fsr-3200	77	10	,	,	PUNCT
fsr-3200	77	11	divorced	divorced	ADJ
fsr-3200	77	12	,	,	PUNCT
fsr-3200	77	13	or	or	CCONJ
fsr-3200	77	14	widowed	widow	VERB
fsr-3200	77	15	.	.	PUNCT
fsr-3200	78	1	educational	educational	ADJ
fsr-3200	78	2	attainment	attainment	PROPN
fsr-3200	78	3	ranges	range	VERB
fsr-3200	78	4	from	from	ADP
fsr-3200	78	5	1	1	NUM
fsr-3200	78	6	"	"	PUNCT
fsr-3200	78	7	did	do	AUX
fsr-3200	78	8	not	not	PART
fsr-3200	78	9	complete	complete	VERB
fsr-3200	78	10	high	high	ADJ
fsr-3200	78	11	school	school	NOUN
fsr-3200	78	12	to	to	ADP
fsr-3200	78	13	5	5	NUM
fsr-3200	78	14	"	"	PUNCT
fsr-3200	78	15	completed	complete	VERB
fsr-3200	78	16	graduate	graduate	ADJ
fsr-3200	78	17	education	education	NOUN
fsr-3200	78	18	.	.	PUNCT
fsr-3200	79	1	participants	participant	NOUN
fsr-3200	79	2	’	'	PUNCT
fsr-3200	79	3	ages	age	NOUN
fsr-3200	79	4	vary	vary	VERB
fsr-3200	79	5	from	from	ADP
fsr-3200	79	6	1	1	NUM
fsr-3200	79	7	"	"	PUNCT
fsr-3200	79	8	18–24	18–24	NUM
fsr-3200	79	9	to	to	PART
fsr-3200	79	10	6	6	NUM
fsr-3200	79	11	"	"	PUNCT
fsr-3200	79	12	over	over	ADP
fsr-3200	79	13	65	65	NUM
fsr-3200	79	14	.	.	PUNCT
fsr-3200	80	1	information	information	NOUN
fsr-3200	80	2	about	about	ADP
fsr-3200	80	3	race	race	NOUN
fsr-3200	80	4	is	be	AUX
fsr-3200	80	5	restricted	restrict	VERB
fsr-3200	80	6	to	to	ADP
fsr-3200	80	7	whether	whether	SCONJ
fsr-3200	80	8	or	or	CCONJ
fsr-3200	80	9	not	not	PART
fsr-3200	80	10	participants	participant	NOUN
fsr-3200	80	11	are	be	AUX
fsr-3200	80	12	white	white	ADJ
fsr-3200	80	13	in	in	ADP
fsr-3200	80	14	the	the	DET
fsr-3200	80	15	public	public	ADJ
fsr-3200	80	16	-	-	PUNCT
fsr-3200	80	17	use	use	NOUN
fsr-3200	80	18	database	database	NOUN
fsr-3200	80	19	.	.	PUNCT
fsr-3200	81	1	276	276	NUM
fsr-3200	81	2	k.	k.	PROPN
fsr-3200	81	3	simms	simms	PROPN
fsr-3200	81	4	/	/	SYM
fsr-3200	81	5	financial	financial	ADJ
fsr-3200	81	6	services	service	NOUN
fsr-3200	81	7	review	review	VERB
fsr-3200	81	8	23	23	NUM
fsr-3200	81	9	(	(	PUNCT
fsr-3200	81	10	2014	2014	NUM
fsr-3200	81	11	)	)	PUNCT
fsr-3200	82	1	273–286	273–286	NUM
fsr-3200	82	2	3.3	3.3	NUM
fsr-3200	82	3	.	.	PUNCT
fsr-3200	83	1	data	datum	NOUN
fsr-3200	83	2	analysis	analysis	NOUN
fsr-3200	83	3	first	first	ADV
fsr-3200	83	4	,	,	PUNCT
fsr-3200	83	5	this	this	DET
fsr-3200	83	6	study	study	NOUN
fsr-3200	83	7	uses	use	VERB
fsr-3200	83	8	descriptive	descriptive	ADJ
fsr-3200	83	9	statistics	statistic	NOUN
fsr-3200	83	10	to	to	PART
fsr-3200	83	11	evaluate	evaluate	VERB
fsr-3200	83	12	basic	basic	ADJ
fsr-3200	83	13	information	information	NOUN
fsr-3200	83	14	about	about	ADP
fsr-3200	83	15	the	the	DET
fsr-3200	83	16	data	datum	NOUN
fsr-3200	83	17	.	.	PUNCT
fsr-3200	84	1	next	next	ADV
fsr-3200	84	2	,	,	PUNCT
fsr-3200	84	3	it	it	PRON
fsr-3200	84	4	relies	rely	VERB
fsr-3200	84	5	on	on	ADP
fsr-3200	84	6	cluster	cluster	NOUN
fsr-3200	84	7	analysis	analysis	NOUN
fsr-3200	84	8	(	(	PUNCT
fsr-3200	84	9	jain	jain	NOUN
fsr-3200	84	10	,	,	PUNCT
fsr-3200	84	11	murty	murty	NOUN
fsr-3200	84	12	,	,	PUNCT
fsr-3200	84	13	&	&	CCONJ
fsr-3200	84	14	flynn	flynn	PROPN
fsr-3200	84	15	,	,	PUNCT
fsr-3200	84	16	1999	1999	NUM
fsr-3200	84	17	;	;	PUNCT
fsr-3200	84	18	norušis	norušis	PROPN
fsr-3200	84	19	,	,	PUNCT
fsr-3200	84	20	2011	2011	NUM
fsr-3200	84	21	)	)	PUNCT
fsr-3200	84	22	to	to	PART
fsr-3200	84	23	access	access	VERB
fsr-3200	84	24	the	the	DET
fsr-3200	84	25	existence	existence	NOUN
fsr-3200	84	26	of	of	ADP
fsr-3200	84	27	female	female	ADJ
fsr-3200	84	28	investor	investor	NOUN
fsr-3200	84	29	“	"	PUNCT
fsr-3200	84	30	profiles	profile	NOUN
fsr-3200	84	31	”	"	PUNCT
fsr-3200	84	32	based	base	VERB
fsr-3200	84	33	on	on	ADP
fsr-3200	84	34	the	the	DET
fsr-3200	84	35	investor	investor	NOUN
fsr-3200	84	36	characteristics	characteristic	NOUN
fsr-3200	84	37	defined	define	VERB
fsr-3200	84	38	in	in	ADP
fsr-3200	84	39	the	the	DET
fsr-3200	84	40	prior	prior	ADJ
fsr-3200	84	41	section	section	NOUN
fsr-3200	84	42	.	.	PUNCT
fsr-3200	85	1	more	more	ADV
fsr-3200	85	2	specifically	specifically	ADV
fsr-3200	85	3	,	,	PUNCT
fsr-3200	85	4	the	the	DET
fsr-3200	85	5	goal	goal	NOUN
fsr-3200	85	6	of	of	ADP
fsr-3200	85	7	cluster	cluster	NOUN
fsr-3200	85	8	analysis	analysis	NOUN
fsr-3200	85	9	is	be	AUX
fsr-3200	85	10	to	to	PART
fsr-3200	85	11	determine	determine	VERB
fsr-3200	85	12	the	the	DET
fsr-3200	85	13	number	number	NOUN
fsr-3200	85	14	of	of	ADP
fsr-3200	85	15	profiles	profile	NOUN
fsr-3200	85	16	of	of	ADP
fsr-3200	85	17	female	female	ADJ
fsr-3200	85	18	investors	investor	NOUN
fsr-3200	85	19	(	(	PUNCT
fsr-3200	85	20	if	if	SCONJ
fsr-3200	85	21	any	any	PRON
fsr-3200	85	22	)	)	PUNCT
fsr-3200	85	23	and	and	CCONJ
fsr-3200	85	24	to	to	PART
fsr-3200	85	25	assess	assess	VERB
fsr-3200	85	26	individual	individual	ADJ
fsr-3200	85	27	group	group	NOUN
fsr-3200	85	28	membership	membership	NOUN
fsr-3200	85	29	.	.	PUNCT
fsr-3200	86	1	this	this	DET
fsr-3200	86	2	study	study	NOUN
fsr-3200	86	3	relies	rely	VERB
fsr-3200	86	4	on	on	ADP
fsr-3200	86	5	two	two	NUM
fsr-3200	86	6	-	-	PUNCT
fsr-3200	86	7	step	step	NOUN
fsr-3200	86	8	cluster	cluster	NOUN
fsr-3200	86	9	analysis	analysis	NOUN
fsr-3200	86	10	,	,	PUNCT
fsr-3200	86	11	a	a	DET
fsr-3200	86	12	method	method	NOUN
fsr-3200	86	13	appropriate	appropriate	ADJ
fsr-3200	86	14	when	when	SCONJ
fsr-3200	86	15	theory	theory	NOUN
fsr-3200	86	16	does	do	AUX
fsr-3200	86	17	not	not	PART
fsr-3200	86	18	suggest	suggest	VERB
fsr-3200	86	19	the	the	DET
fsr-3200	86	20	number	number	NOUN
fsr-3200	86	21	of	of	ADP
fsr-3200	86	22	clusters	cluster	NOUN
fsr-3200	86	23	and	and	CCONJ
fsr-3200	86	24	when	when	SCONJ
fsr-3200	86	25	sample	sample	NOUN
fsr-3200	86	26	sizes	size	NOUN
fsr-3200	86	27	are	be	AUX
fsr-3200	86	28	large	large	ADJ
fsr-3200	86	29	.	.	PUNCT
fsr-3200	87	1	two	two	NUM
fsr-3200	87	2	-	-	PUNCT
fsr-3200	87	3	step	step	NOUN
fsr-3200	87	4	clustering	clustering	NOUN
fsr-3200	87	5	derives	derive	VERB
fsr-3200	87	6	the	the	DET
fsr-3200	87	7	number	number	NOUN
fsr-3200	87	8	of	of	ADP
fsr-3200	87	9	clusters	cluster	NOUN
fsr-3200	87	10	through	through	ADP
fsr-3200	87	11	iterative	iterative	NOUN
fsr-3200	87	12	log	log	NOUN
fsr-3200	87	13	likelihood	likelihood	NOUN
fsr-3200	87	14	estimation	estimation	NOUN
fsr-3200	87	15	based	base	VERB
fsr-3200	87	16	on	on	ADP
fsr-3200	87	17	a	a	DET
fsr-3200	87	18	goodness	goodness	NOUN
fsr-3200	87	19	of	of	ADP
fsr-3200	87	20	fit	fit	ADJ
fsr-3200	87	21	measure	measure	NOUN
fsr-3200	87	22	(	(	PUNCT
fsr-3200	87	23	i.e.	i.e.	X
fsr-3200	87	24	,	,	PUNCT
fsr-3200	87	25	the	the	DET
fsr-3200	87	26	bayesian	bayesian	ADJ
fsr-3200	87	27	information	information	NOUN
fsr-3200	87	28	criterion	criterion	NOUN
fsr-3200	87	29	[	[	X
fsr-3200	87	30	bic	bic	NOUN
fsr-3200	87	31	]	]	X
fsr-3200	87	32	)	)	PUNCT
fsr-3200	87	33	.	.	PUNCT
fsr-3200	88	1	next	next	ADV
fsr-3200	88	2	,	,	PUNCT
fsr-3200	88	3	profiles	profile	NOUN
fsr-3200	88	4	are	be	AUX
fsr-3200	88	5	identified	identify	VERB
fsr-3200	88	6	via	via	ADP
fsr-3200	88	7	(	(	PUNCT
fsr-3200	88	8	1	1	X
fsr-3200	88	9	)	)	PUNCT
fsr-3200	88	10	the	the	DET
fsr-3200	88	11	importance	importance	NOUN
fsr-3200	88	12	statistics	statistic	NOUN
fsr-3200	88	13	for	for	ADP
fsr-3200	88	14	each	each	DET
fsr-3200	88	15	investor	investor	NOUN
fsr-3200	88	16	characteristic	characteristic	NOUN
fsr-3200	88	17	,	,	PUNCT
fsr-3200	88	18	(	(	PUNCT
fsr-3200	88	19	2	2	X
fsr-3200	88	20	)	)	PUNCT
fsr-3200	88	21	the	the	DET
fsr-3200	88	22	rank	rank	NOUN
fsr-3200	88	23	of	of	ADP
fsr-3200	88	24	each	each	DET
fsr-3200	88	25	characteristic	characteristic	NOUN
fsr-3200	88	26	within	within	ADP
fsr-3200	88	27	each	each	DET
fsr-3200	88	28	cluster	cluster	NOUN
fsr-3200	88	29	,	,	PUNCT
fsr-3200	88	30	and	and	CCONJ
fsr-3200	88	31	(	(	PUNCT
fsr-3200	88	32	3	3	X
fsr-3200	88	33	)	)	PUNCT
fsr-3200	88	34	distributional	distributional	ADJ
fsr-3200	88	35	characteristics	characteristic	NOUN
fsr-3200	88	36	of	of	ADP
fsr-3200	88	37	each	each	DET
fsr-3200	88	38	measure	measure	NOUN
fsr-3200	88	39	(	(	PUNCT
fsr-3200	88	40	i.e.	i.e.	X
fsr-3200	88	41	,	,	PUNCT
fsr-3200	88	42	frequencies	frequency	NOUN
fsr-3200	88	43	and	and	CCONJ
fsr-3200	88	44	means	mean	NOUN
fsr-3200	88	45	)	)	PUNCT
fsr-3200	88	46	within	within	ADP
fsr-3200	88	47	each	each	DET
fsr-3200	88	48	cluster	cluster	NOUN
fsr-3200	88	49	.	.	PUNCT
fsr-3200	89	1	the	the	DET
fsr-3200	89	2	importance	importance	NOUN
fsr-3200	89	3	statistic	statistic	NOUN
fsr-3200	89	4	for	for	ADP
fsr-3200	89	5	investor	investor	NOUN
fsr-3200	89	6	characteristics	characteristic	NOUN
fsr-3200	89	7	assesses	assess	VERB
fsr-3200	89	8	a	a	DET
fsr-3200	89	9	variable	variable	NOUN
fsr-3200	89	10	’s	’s	PART
fsr-3200	89	11	role	role	NOUN
fsr-3200	89	12	in	in	ADP
fsr-3200	89	13	assigning	assign	VERB
fsr-3200	89	14	participants	participant	NOUN
fsr-3200	89	15	to	to	ADP
fsr-3200	89	16	a	a	DET
fsr-3200	89	17	particular	particular	ADJ
fsr-3200	89	18	cluster	cluster	NOUN
fsr-3200	89	19	.	.	PUNCT
fsr-3200	90	1	it	it	PRON
fsr-3200	90	2	ranges	range	VERB
fsr-3200	90	3	from	from	ADP
fsr-3200	90	4	1	1	NUM
fsr-3200	90	5	(	(	PUNCT
fsr-3200	90	6	i.e.	i.e.	X
fsr-3200	90	7	,	,	PUNCT
fsr-3200	90	8	highly	highly	ADV
fsr-3200	90	9	important	important	ADJ
fsr-3200	90	10	in	in	ADP
fsr-3200	90	11	distinguishing	distinguish	VERB
fsr-3200	90	12	clusters	cluster	NOUN
fsr-3200	90	13	)	)	PUNCT
fsr-3200	90	14	to	to	ADP
fsr-3200	90	15	0	0	NUM
fsr-3200	90	16	(	(	PUNCT
fsr-3200	90	17	i.e.	i.e.	X
fsr-3200	90	18	,	,	PUNCT
fsr-3200	90	19	not	not	PART
fsr-3200	90	20	important	important	ADJ
fsr-3200	90	21	in	in	ADP
fsr-3200	90	22	distinguishing	distinguish	VERB
fsr-3200	90	23	clusters	cluster	NOUN
fsr-3200	90	24	)	)	PUNCT
fsr-3200	90	25	.	.	PUNCT
fsr-3200	91	1	demographic	demographic	ADJ
fsr-3200	91	2	variables	variable	NOUN
fsr-3200	91	3	are	be	AUX
fsr-3200	91	4	entered	enter	VERB
fsr-3200	91	5	as	as	ADP
fsr-3200	91	6	evaluation	evaluation	NOUN
fsr-3200	91	7	fields	field	NOUN
fsr-3200	91	8	,	,	PUNCT
fsr-3200	91	9	so	so	SCONJ
fsr-3200	91	10	that	that	SCONJ
fsr-3200	91	11	these	these	DET
fsr-3200	91	12	variables	variable	NOUN
fsr-3200	91	13	do	do	AUX
fsr-3200	91	14	not	not	PART
fsr-3200	91	15	play	play	VERB
fsr-3200	91	16	a	a	DET
fsr-3200	91	17	role	role	NOUN
fsr-3200	91	18	in	in	ADP
fsr-3200	91	19	classifying	classify	VERB
fsr-3200	91	20	investor	investor	NOUN
fsr-3200	91	21	profiles	profile	NOUN
fsr-3200	91	22	.	.	PUNCT
fsr-3200	92	1	hence	hence	ADV
fsr-3200	92	2	,	,	PUNCT
fsr-3200	92	3	the	the	DET
fsr-3200	92	4	importance	importance	NOUN
fsr-3200	92	5	statistic	statistic	NOUN
fsr-3200	92	6	for	for	ADP
fsr-3200	92	7	each	each	DET
fsr-3200	92	8	evaluation	evaluation	NOUN
fsr-3200	92	9	field	field	NOUN
fsr-3200	92	10	permits	permit	VERB
fsr-3200	92	11	an	an	DET
fsr-3200	92	12	assessment	assessment	NOUN
fsr-3200	92	13	of	of	ADP
fsr-3200	92	14	the	the	DET
fsr-3200	92	15	connection	connection	NOUN
fsr-3200	92	16	between	between	ADP
fsr-3200	92	17	each	each	DET
fsr-3200	92	18	demographic	demographic	ADJ
fsr-3200	92	19	variable	variable	NOUN
fsr-3200	92	20	and	and	CCONJ
fsr-3200	92	21	each	each	DET
fsr-3200	92	22	cluster	cluster	NOUN
fsr-3200	92	23	.	.	PUNCT
fsr-3200	93	1	finally	finally	ADV
fsr-3200	93	2	,	,	PUNCT
fsr-3200	93	3	logistic	logistic	ADJ
fsr-3200	93	4	regression	regression	NOUN
fsr-3200	93	5	is	be	AUX
fsr-3200	93	6	used	use	VERB
fsr-3200	93	7	to	to	PART
fsr-3200	93	8	study	study	VERB
fsr-3200	93	9	the	the	DET
fsr-3200	93	10	explanatory	explanatory	ADJ
fsr-3200	93	11	power	power	NOUN
fsr-3200	93	12	of	of	ADP
fsr-3200	93	13	variables	variable	NOUN
fsr-3200	93	14	related	relate	VERB
fsr-3200	93	15	to	to	ADP
fsr-3200	93	16	women	woman	NOUN
fsr-3200	93	17	’s	’s	PART
fsr-3200	93	18	decisions	decision	NOUN
fsr-3200	93	19	to	to	PART
fsr-3200	93	20	seek	seek	VERB
fsr-3200	93	21	investment	investment	NOUN
fsr-3200	93	22	advice	advice	NOUN
fsr-3200	93	23	.	.	PUNCT
fsr-3200	94	1	4	4	X
fsr-3200	94	2	.	.	NOUN
fsr-3200	94	3	results	result	VERB
fsr-3200	94	4	4.1	4.1	NUM
fsr-3200	94	5	.	.	PUNCT
fsr-3200	95	1	descriptive	descriptive	ADJ
fsr-3200	95	2	data	datum	NOUN
fsr-3200	95	3	analysis	analysis	NOUN
fsr-3200	95	4	only	only	ADV
fsr-3200	95	5	about	about	ADP
fsr-3200	95	6	27%1	27%1	NUM
fsr-3200	95	7	(	(	PUNCT
fsr-3200	95	8	n	n	NOUN
fsr-3200	95	9	"	"	PUNCT
fsr-3200	95	10	3,565	3,565	NUM
fsr-3200	95	11	)	)	PUNCT
fsr-3200	95	12	of	of	ADP
fsr-3200	95	13	female	female	ADJ
fsr-3200	95	14	participants	participant	NOUN
fsr-3200	95	15	report	report	VERB
fsr-3200	95	16	having	having	AUX
fsr-3200	95	17	used	use	VERB
fsr-3200	95	18	investment	investment	NOUN
fsr-3200	95	19	advice	advice	NOUN
fsr-3200	95	20	in	in	ADP
fsr-3200	95	21	the	the	DET
fsr-3200	95	22	last	last	ADJ
fsr-3200	95	23	five	five	NUM
fsr-3200	95	24	years	year	NOUN
fsr-3200	95	25	;	;	PUNCT
fsr-3200	95	26	about	about	ADV
fsr-3200	95	27	70	70	NUM
fsr-3200	95	28	%	%	NOUN
fsr-3200	95	29	(	(	PUNCT
fsr-3200	95	30	n	n	CCONJ
fsr-3200	95	31	"	"	PUNCT
fsr-3200	95	32	9,227	9,227	NUM
fsr-3200	95	33	)	)	PUNCT
fsr-3200	95	34	report	report	NOUN
fsr-3200	95	35	that	that	SCONJ
fsr-3200	95	36	they	they	PRON
fsr-3200	95	37	did	do	AUX
fsr-3200	95	38	not	not	PART
fsr-3200	95	39	use	use	VERB
fsr-3200	95	40	such	such	ADJ
fsr-3200	95	41	services	service	NOUN
fsr-3200	95	42	,	,	PUNCT
fsr-3200	95	43	with	with	ADP
fsr-3200	95	44	a	a	DET
fsr-3200	95	45	small	small	ADJ
fsr-3200	95	46	fraction	fraction	NOUN
fsr-3200	95	47	(	(	PUNCT
fsr-3200	95	48	2	2	NUM
fsr-3200	95	49	%	%	NOUN
fsr-3200	95	50	,	,	PUNCT
fsr-3200	95	51	n	n	CCONJ
fsr-3200	95	52	"	"	PUNCT
fsr-3200	95	53	325	325	NUM
fsr-3200	95	54	)	)	PUNCT
fsr-3200	95	55	reporting	report	VERB
fsr-3200	95	56	that	that	SCONJ
fsr-3200	95	57	either	either	CCONJ
fsr-3200	95	58	they	they	PRON
fsr-3200	95	59	do	do	AUX
fsr-3200	95	60	not	not	PART
fsr-3200	95	61	know	know	VERB
fsr-3200	95	62	whether	whether	SCONJ
fsr-3200	95	63	they	they	PRON
fsr-3200	95	64	have	have	AUX
fsr-3200	95	65	used	use	VERB
fsr-3200	95	66	such	such	ADJ
fsr-3200	95	67	services	service	NOUN
fsr-3200	95	68	or	or	CCONJ
fsr-3200	95	69	that	that	SCONJ
fsr-3200	95	70	they	they	PRON
fsr-3200	95	71	prefer	prefer	VERB
fsr-3200	95	72	not	not	PART
fsr-3200	95	73	to	to	PART
fsr-3200	95	74	say	say	VERB
fsr-3200	95	75	whether	whether	SCONJ
fsr-3200	95	76	they	they	PRON
fsr-3200	95	77	have	have	AUX
fsr-3200	95	78	done	do	VERB
fsr-3200	95	79	so	so	ADV
fsr-3200	95	80	(	(	PUNCT
fsr-3200	95	81	table	table	NOUN
fsr-3200	95	82	1	1	NUM
fsr-3200	95	83	)	)	PUNCT
fsr-3200	95	84	.	.	PUNCT
fsr-3200	96	1	over	over	ADP
fsr-3200	96	2	a	a	DET
fsr-3200	96	3	third	third	ADJ
fsr-3200	96	4	(	(	PUNCT
fsr-3200	96	5	37	37	NUM
fsr-3200	96	6	%	%	NOUN
fsr-3200	96	7	or	or	CCONJ
fsr-3200	96	8	n	n	NOUN
fsr-3200	96	9	"	"	PUNCT
fsr-3200	96	10	4,829	4,829	NUM
fsr-3200	96	11	)	)	PUNCT
fsr-3200	96	12	have	have	VERB
fsr-3200	96	13	a	a	DET
fsr-3200	96	14	rainy	rainy	ADJ
fsr-3200	96	15	day	day	NOUN
fsr-3200	96	16	fund	fund	NOUN
fsr-3200	96	17	that	that	PRON
fsr-3200	96	18	would	would	AUX
fsr-3200	96	19	cover	cover	VERB
fsr-3200	96	20	at	at	ADV
fsr-3200	96	21	least	least	ADV
fsr-3200	96	22	three	three	NUM
fsr-3200	96	23	months	month	NOUN
fsr-3200	96	24	of	of	ADP
fsr-3200	96	25	expenses	expense	NOUN
fsr-3200	96	26	;	;	PUNCT
fsr-3200	96	27	59	59	NUM
fsr-3200	96	28	%	%	NOUN
fsr-3200	96	29	(	(	PUNCT
fsr-3200	96	30	n	n	NOUN
fsr-3200	96	31	"	"	PUNCT
fsr-3200	96	32	7,708	7,708	NUM
fsr-3200	96	33	)	)	PUNCT
fsr-3200	96	34	do	do	AUX
fsr-3200	96	35	not	not	PART
fsr-3200	96	36	have	have	VERB
fsr-3200	96	37	such	such	DET
fsr-3200	96	38	a	a	DET
fsr-3200	96	39	fund	fund	NOUN
fsr-3200	96	40	,	,	PUNCT
fsr-3200	96	41	and	and	CCONJ
fsr-3200	96	42	4	4	NUM
fsr-3200	96	43	%	%	NOUN
fsr-3200	96	44	(	(	PUNCT
fsr-3200	96	45	n	n	CCONJ
fsr-3200	96	46	"	"	PUNCT
fsr-3200	96	47	580	580	NUM
fsr-3200	96	48	)	)	PUNCT
fsr-3200	96	49	either	either	CCONJ
fsr-3200	96	50	do	do	AUX
fsr-3200	96	51	not	not	PART
fsr-3200	96	52	know	know	VERB
fsr-3200	96	53	or	or	CCONJ
fsr-3200	96	54	prefer	prefer	VERB
fsr-3200	96	55	not	not	PART
fsr-3200	96	56	to	to	PART
fsr-3200	96	57	say	say	VERB
fsr-3200	96	58	whether	whether	SCONJ
fsr-3200	96	59	they	they	PRON
fsr-3200	96	60	have	have	VERB
fsr-3200	96	61	a	a	DET
fsr-3200	96	62	rainy	rainy	ADJ
fsr-3200	96	63	day	day	NOUN
fsr-3200	96	64	fund	fund	NOUN
fsr-3200	96	65	.	.	PUNCT
fsr-3200	97	1	on	on	ADP
fsr-3200	97	2	average	average	ADJ
fsr-3200	97	3	,	,	PUNCT
fsr-3200	97	4	participants	participant	NOUN
fsr-3200	97	5	answered	answer	VERB
fsr-3200	97	6	fewer	few	ADJ
fsr-3200	97	7	than	than	ADP
fsr-3200	97	8	three	three	NUM
fsr-3200	97	9	questions	question	NOUN
fsr-3200	97	10	correctly	correctly	ADV
fsr-3200	97	11	on	on	ADP
fsr-3200	97	12	the	the	DET
fsr-3200	97	13	financial	financial	ADJ
fsr-3200	97	14	literacy	literacy	NOUN
fsr-3200	97	15	assessment	assessment	NOUN
fsr-3200	97	16	for	for	ADP
fsr-3200	97	17	an	an	DET
fsr-3200	97	18	average	average	ADJ
fsr-3200	97	19	percentage	percentage	NOUN
fsr-3200	97	20	score	score	NOUN
fsr-3200	97	21	of	of	ADP
fsr-3200	97	22	52	52	NUM
fsr-3200	97	23	%	%	NOUN
fsr-3200	97	24	.	.	PUNCT
fsr-3200	98	1	at	at	ADP
fsr-3200	98	2	the	the	DET
fsr-3200	98	3	same	same	ADJ
fsr-3200	98	4	time	time	NOUN
fsr-3200	98	5	,	,	PUNCT
fsr-3200	98	6	participants	participant	NOUN
fsr-3200	98	7	’	'	PUNCT
fsr-3200	98	8	mean	mean	VERB
fsr-3200	98	9	self	self	NOUN
fsr-3200	98	10	-	-	PUNCT
fsr-3200	98	11	perceived	perceive	VERB
fsr-3200	98	12	financial	financial	ADJ
fsr-3200	98	13	knowledge	knowledge	NOUN
fsr-3200	98	14	is	be	AUX
fsr-3200	98	15	5	5	NUM
fsr-3200	98	16	on	on	ADP
fsr-3200	98	17	a	a	DET
fsr-3200	98	18	7	7	NUM
fsr-3200	98	19	-	-	PUNCT
fsr-3200	98	20	point	point	NOUN
fsr-3200	98	21	likert	likert	ADJ
fsr-3200	98	22	-	-	PUNCT
fsr-3200	98	23	type	type	NOUN
fsr-3200	98	24	scale	scale	NOUN
fsr-3200	98	25	,	,	PUNCT
fsr-3200	98	26	and	and	CCONJ
fsr-3200	98	27	27	27	NUM
fsr-3200	98	28	%	%	NOUN
fsr-3200	98	29	believe	believe	VERB
fsr-3200	98	30	that	that	SCONJ
fsr-3200	98	31	their	their	PRON
fsr-3200	98	32	knowledge	knowledge	NOUN
fsr-3200	98	33	is	be	AUX
fsr-3200	98	34	equivalent	equivalent	ADJ
fsr-3200	98	35	to	to	ADP
fsr-3200	98	36	someone	someone	PRON
fsr-3200	98	37	else	else	ADV
fsr-3200	98	38	’s	’	VERB
fsr-3200	98	39	in	in	ADP
fsr-3200	98	40	the	the	DET
fsr-3200	98	41	household	household	NOUN
fsr-3200	98	42	.	.	PUNCT
fsr-3200	99	1	participants	participant	NOUN
fsr-3200	99	2	’	'	PUNCT
fsr-3200	100	1	mean	mean	ADJ
fsr-3200	100	2	level	level	NOUN
fsr-3200	100	3	of	of	ADP
fsr-3200	100	4	financial	financial	ADJ
fsr-3200	100	5	satisfaction	satisfaction	NOUN
fsr-3200	100	6	is	be	AUX
fsr-3200	100	7	about	about	ADV
fsr-3200	100	8	5	5	NUM
fsr-3200	100	9	on	on	ADP
fsr-3200	100	10	a	a	DET
fsr-3200	100	11	10	10	NUM
fsr-3200	100	12	-	-	PUNCT
fsr-3200	100	13	point	point	NOUN
fsr-3200	100	14	likert	likert	ADJ
fsr-3200	100	15	-	-	PUNCT
fsr-3200	100	16	type	type	NOUN
fsr-3200	100	17	scale	scale	NOUN
fsr-3200	100	18	,	,	PUNCT
fsr-3200	100	19	and	and	CCONJ
fsr-3200	100	20	their	their	PRON
fsr-3200	100	21	mean	mean	ADJ
fsr-3200	100	22	level	level	NOUN
fsr-3200	100	23	of	of	ADP
fsr-3200	100	24	self	self	NOUN
fsr-3200	100	25	-	-	PUNCT
fsr-3200	100	26	perceived	perceive	VERB
fsr-3200	100	27	risk	risk	NOUN
fsr-3200	100	28	-	-	PUNCT
fsr-3200	100	29	taking	taking	NOUN
fsr-3200	100	30	is	be	AUX
fsr-3200	100	31	about	about	ADV
fsr-3200	100	32	4	4	NUM
fsr-3200	100	33	out	out	ADP
fsr-3200	100	34	of	of	ADP
fsr-3200	100	35	10	10	NUM
fsr-3200	100	36	possible	possible	ADJ
fsr-3200	100	37	levels	level	NOUN
fsr-3200	100	38	.	.	PUNCT
fsr-3200	101	1	table	table	NOUN
fsr-3200	101	2	2	2	NUM
fsr-3200	101	3	provides	provide	VERB
fsr-3200	101	4	additional	additional	ADJ
fsr-3200	101	5	demographic	demographic	ADJ
fsr-3200	101	6	statistics	statistic	NOUN
fsr-3200	101	7	about	about	ADP
fsr-3200	101	8	the	the	DET
fsr-3200	101	9	sample	sample	NOUN
fsr-3200	101	10	.	.	PUNCT
fsr-3200	102	1	4.2	4.2	NUM
fsr-3200	102	2	.	.	PUNCT
fsr-3200	103	1	cluster	cluster	NOUN
fsr-3200	103	2	analysis	analysis	NOUN
fsr-3200	103	3	two	two	NUM
fsr-3200	103	4	-	-	PUNCT
fsr-3200	103	5	step	step	NOUN
fsr-3200	103	6	cluster	cluster	NOUN
fsr-3200	103	7	analysis	analysis	NOUN
fsr-3200	103	8	indicates	indicate	VERB
fsr-3200	103	9	the	the	DET
fsr-3200	103	10	presence	presence	NOUN
fsr-3200	103	11	of	of	ADP
fsr-3200	103	12	two	two	NUM
fsr-3200	103	13	distinct	distinct	ADJ
fsr-3200	103	14	profiles	profile	NOUN
fsr-3200	103	15	of	of	ADP
fsr-3200	103	16	female	female	ADJ
fsr-3200	103	17	investors	investor	NOUN
fsr-3200	103	18	(	(	PUNCT
fsr-3200	103	19	table	table	NOUN
fsr-3200	103	20	3	3	NUM
fsr-3200	103	21	)	)	PUNCT
fsr-3200	103	22	.	.	PUNCT
fsr-3200	104	1	profile	profile	NOUN
fsr-3200	104	2	1	1	NUM
fsr-3200	104	3	(	(	PUNCT
fsr-3200	104	4	n	n	CCONJ
fsr-3200	104	5	"	"	PUNCT
fsr-3200	104	6	7,658	7,658	NUM
fsr-3200	104	7	)	)	PUNCT
fsr-3200	104	8	can	can	AUX
fsr-3200	104	9	be	be	AUX
fsr-3200	104	10	characterized	characterize	VERB
fsr-3200	104	11	as	as	ADP
fsr-3200	104	12	females	female	NOUN
fsr-3200	104	13	who	who	PRON
fsr-3200	104	14	typically	typically	ADV
fsr-3200	104	15	are	be	AUX
fsr-3200	104	16	not	not	PART
fsr-3200	104	17	277k	277k	NUM
fsr-3200	104	18	.	.	PUNCT
fsr-3200	105	1	simms	simms	PROPN
fsr-3200	105	2	/	/	SYM
fsr-3200	105	3	financial	financial	ADJ
fsr-3200	105	4	services	service	NOUN
fsr-3200	105	5	review	review	VERB
fsr-3200	105	6	23	23	NUM
fsr-3200	105	7	(	(	PUNCT
fsr-3200	105	8	2014	2014	NUM
fsr-3200	105	9	)	)	PUNCT
fsr-3200	106	1	273–286	273–286	NUM
fsr-3200	106	2	prepared	prepare	VERB
fsr-3200	106	3	for	for	ADP
fsr-3200	106	4	financial	financial	ADJ
fsr-3200	106	5	emergencies	emergency	NOUN
fsr-3200	106	6	(	(	PUNCT
fsr-3200	106	7	i.e.	i.e.	X
fsr-3200	106	8	,	,	PUNCT
fsr-3200	106	9	89	89	NUM
fsr-3200	106	10	%	%	NOUN
fsr-3200	106	11	did	do	AUX
fsr-3200	106	12	not	not	PART
fsr-3200	106	13	have	have	VERB
fsr-3200	106	14	a	a	DET
fsr-3200	106	15	rainy	rainy	ADJ
fsr-3200	106	16	day	day	NOUN
fsr-3200	106	17	fund	fund	NOUN
fsr-3200	106	18	)	)	PUNCT
fsr-3200	106	19	,	,	PUNCT
fsr-3200	106	20	are	be	AUX
fsr-3200	106	21	not	not	PART
fsr-3200	106	22	satisfied	satisfied	ADJ
fsr-3200	106	23	financially	financially	ADV
fsr-3200	106	24	(	(	PUNCT
fsr-3200	106	25	m	m	NOUN
fsr-3200	106	26	"	"	PUNCT
fsr-3200	106	27	3	3	NUM
fsr-3200	106	28	on	on	ADP
fsr-3200	106	29	a	a	DET
fsr-3200	106	30	10	10	NUM
fsr-3200	106	31	-	-	PUNCT
fsr-3200	106	32	point	point	NOUN
fsr-3200	106	33	scale	scale	NOUN
fsr-3200	106	34	)	)	PUNCT
fsr-3200	106	35	,	,	PUNCT
fsr-3200	106	36	and	and	CCONJ
fsr-3200	106	37	have	have	VERB
fsr-3200	106	38	limited	limit	VERB
fsr-3200	106	39	household	household	NOUN
fsr-3200	106	40	incomes	income	NOUN
fsr-3200	106	41	(	(	PUNCT
fsr-3200	106	42	m	m	NOUN
fsr-3200	106	43	"	"	PUNCT
fsr-3200	106	44	$	$	SYM
fsr-3200	106	45	25,000	25,000	NUM
fsr-3200	106	46	per	per	ADP
fsr-3200	106	47	year	year	NOUN
fsr-3200	106	48	to	to	ADP
fsr-3200	106	49	under	under	ADP
fsr-3200	106	50	$	$	SYM
fsr-3200	106	51	35,000	35,000	NUM
fsr-3200	106	52	per	per	ADP
fsr-3200	106	53	year	year	NOUN
fsr-3200	106	54	)	)	PUNCT
fsr-3200	106	55	.	.	PUNCT
fsr-3200	107	1	these	these	DET
fsr-3200	107	2	women	woman	NOUN
fsr-3200	107	3	are	be	AUX
fsr-3200	107	4	also	also	ADV
fsr-3200	107	5	unlikely	unlikely	ADJ
fsr-3200	107	6	to	to	PART
fsr-3200	107	7	seek	seek	VERB
fsr-3200	107	8	out	out	ADP
fsr-3200	107	9	investment	investment	NOUN
fsr-3200	107	10	advice	advice	NOUN
fsr-3200	107	11	(	(	PUNCT
fsr-3200	107	12	i.e.	i.e.	X
fsr-3200	107	13	,	,	PUNCT
fsr-3200	107	14	11	11	NUM
fsr-3200	107	15	%	%	NOUN
fsr-3200	107	16	have	have	AUX
fsr-3200	107	17	sought	seek	VERB
fsr-3200	107	18	out	out	ADP
fsr-3200	107	19	such	such	ADJ
fsr-3200	107	20	advice	advice	NOUN
fsr-3200	107	21	during	during	ADP
fsr-3200	107	22	the	the	DET
fsr-3200	107	23	last	last	ADJ
fsr-3200	107	24	five	five	NUM
fsr-3200	107	25	years	year	NOUN
fsr-3200	107	26	)	)	PUNCT
fsr-3200	107	27	.	.	PUNCT
fsr-3200	108	1	furthermore	furthermore	ADV
fsr-3200	108	2	,	,	PUNCT
fsr-3200	108	3	their	their	PRON
fsr-3200	108	4	self	self	NOUN
fsr-3200	108	5	-	-	PUNCT
fsr-3200	108	6	perceived	perceive	VERB
fsr-3200	108	7	financial	financial	ADJ
fsr-3200	108	8	knowledge	knowledge	NOUN
fsr-3200	108	9	(	(	PUNCT
fsr-3200	108	10	m	m	NOUN
fsr-3200	108	11	"	"	PUNCT
fsr-3200	108	12	5	5	NUM
fsr-3200	108	13	on	on	ADP
fsr-3200	108	14	a	a	DET
fsr-3200	108	15	7	7	NUM
fsr-3200	108	16	-	-	PUNCT
fsr-3200	108	17	point	point	NOUN
fsr-3200	108	18	scale	scale	NOUN
fsr-3200	108	19	)	)	PUNCT
fsr-3200	108	20	tends	tend	VERB
fsr-3200	108	21	to	to	PART
fsr-3200	108	22	exceed	exceed	VERB
fsr-3200	108	23	their	their	PRON
fsr-3200	108	24	financial	financial	ADJ
fsr-3200	108	25	literacy	literacy	NOUN
fsr-3200	108	26	scores	score	NOUN
fsr-3200	108	27	(	(	PUNCT
fsr-3200	108	28	m	m	NOUN
fsr-3200	108	29	"	"	PUNCT
fsr-3200	108	30	2	2	NUM
fsr-3200	108	31	or	or	CCONJ
fsr-3200	108	32	40	40	NUM
fsr-3200	108	33	%	%	NOUN
fsr-3200	108	34	of	of	ADP
fsr-3200	108	35	questions	question	NOUN
fsr-3200	108	36	answered	answer	VERB
fsr-3200	108	37	correctly	correctly	ADV
fsr-3200	108	38	)	)	PUNCT
fsr-3200	108	39	.	.	PUNCT
fsr-3200	109	1	profile	profile	NOUN
fsr-3200	109	2	2	2	NUM
fsr-3200	109	3	(	(	PUNCT
fsr-3200	109	4	n	n	CCONJ
fsr-3200	109	5	"	"	PUNCT
fsr-3200	109	6	4,975	4,975	NUM
fsr-3200	109	7	)	)	PUNCT
fsr-3200	109	8	is	be	AUX
fsr-3200	109	9	more	more	ADV
fsr-3200	109	10	likely	likely	ADJ
fsr-3200	109	11	to	to	PART
fsr-3200	109	12	ask	ask	VERB
fsr-3200	109	13	for	for	ADP
fsr-3200	109	14	investment	investment	NOUN
fsr-3200	109	15	advice	advice	NOUN
fsr-3200	109	16	(	(	PUNCT
fsr-3200	109	17	m	m	NOUN
fsr-3200	109	18	"	"	PUNCT
fsr-3200	109	19	53	53	NUM
fsr-3200	109	20	%	%	NOUN
fsr-3200	109	21	)	)	PUNCT
fsr-3200	109	22	,	,	PUNCT
fsr-3200	109	23	is	be	AUX
fsr-3200	109	24	more	more	ADV
fsr-3200	109	25	likely	likely	ADJ
fsr-3200	109	26	to	to	PART
fsr-3200	109	27	have	have	VERB
fsr-3200	109	28	a	a	DET
fsr-3200	109	29	rainy	rainy	ADJ
fsr-3200	109	30	day	day	NOUN
fsr-3200	109	31	fund	fund	NOUN
fsr-3200	109	32	(	(	PUNCT
fsr-3200	109	33	m	m	NOUN
fsr-3200	109	34	"	"	PUNCT
fsr-3200	109	35	78	78	NUM
fsr-3200	109	36	%	%	NOUN
fsr-3200	109	37	)	)	PUNCT
fsr-3200	109	38	,	,	PUNCT
fsr-3200	109	39	and	and	CCONJ
fsr-3200	109	40	tends	tend	VERB
fsr-3200	109	41	to	to	PART
fsr-3200	109	42	be	be	AUX
fsr-3200	109	43	fairly	fairly	ADV
fsr-3200	109	44	financially	financially	ADV
fsr-3200	109	45	satisfied	satisfied	ADJ
fsr-3200	109	46	(	(	PUNCT
fsr-3200	109	47	m	m	NOUN
fsr-3200	109	48	"	"	PUNCT
fsr-3200	109	49	7	7	NUM
fsr-3200	109	50	on	on	ADP
fsr-3200	109	51	a	a	DET
fsr-3200	109	52	10	10	NUM
fsr-3200	109	53	-	-	PUNCT
fsr-3200	109	54	point	point	NOUN
fsr-3200	109	55	scale	scale	NOUN
fsr-3200	109	56	)	)	PUNCT
fsr-3200	109	57	with	with	ADP
fsr-3200	109	58	a	a	DET
fsr-3200	109	59	mean	mean	ADJ
fsr-3200	109	60	annual	annual	ADJ
fsr-3200	109	61	household	household	NOUN
fsr-3200	109	62	income	income	NOUN
fsr-3200	109	63	of	of	ADP
fsr-3200	109	64	$	$	SYM
fsr-3200	109	65	75,000	75,000	NUM
fsr-3200	109	66	to	to	PART
fsr-3200	109	67	under	under	ADP
fsr-3200	109	68	$	$	SYM
fsr-3200	109	69	100,000	100,000	NUM
fsr-3200	109	70	.	.	PUNCT
fsr-3200	110	1	additionally	additionally	ADV
fsr-3200	110	2	,	,	PUNCT
fsr-3200	110	3	participants	participant	NOUN
fsr-3200	110	4	’	'	PUNCT
fsr-3200	110	5	self	self	NOUN
fsr-3200	110	6	-	-	PUNCT
fsr-3200	110	7	perceived	perceive	VERB
fsr-3200	110	8	financial	financial	ADJ
fsr-3200	110	9	knowledge	knowledge	NOUN
fsr-3200	110	10	(	(	PUNCT
fsr-3200	110	11	m	m	NOUN
fsr-3200	110	12	"	"	PUNCT
fsr-3200	110	13	6	6	NUM
fsr-3200	110	14	on	on	ADP
fsr-3200	110	15	a	a	DET
fsr-3200	110	16	7	7	NUM
fsr-3200	110	17	-	-	PUNCT
fsr-3200	110	18	point	point	NOUN
fsr-3200	110	19	scale	scale	NOUN
fsr-3200	110	20	)	)	PUNCT
fsr-3200	110	21	also	also	ADV
fsr-3200	110	22	appears	appear	VERB
fsr-3200	110	23	to	to	PART
fsr-3200	110	24	exceed	exceed	VERB
fsr-3200	110	25	their	their	PRON
fsr-3200	110	26	financial	financial	ADJ
fsr-3200	110	27	literacy	literacy	NOUN
fsr-3200	110	28	scores	score	NOUN
fsr-3200	110	29	(	(	PUNCT
fsr-3200	110	30	m	m	NOUN
fsr-3200	110	31	"	"	PUNCT
fsr-3200	110	32	3	3	NUM
fsr-3200	110	33	or	or	CCONJ
fsr-3200	110	34	60	60	NUM
fsr-3200	110	35	%	%	NOUN
fsr-3200	110	36	of	of	ADP
fsr-3200	110	37	questions	question	NOUN
fsr-3200	110	38	answered	answer	VERB
fsr-3200	110	39	correctly	correctly	ADV
fsr-3200	110	40	)	)	PUNCT
fsr-3200	110	41	.	.	PUNCT
fsr-3200	111	1	their	their	PRON
fsr-3200	111	2	mean	mean	ADJ
fsr-3200	111	3	financial	financial	ADJ
fsr-3200	111	4	literacy	literacy	NOUN
fsr-3200	111	5	score	score	NOUN
fsr-3200	111	6	exceeds	exceed	VERB
fsr-3200	111	7	the	the	DET
fsr-3200	111	8	mean	mean	ADJ
fsr-3200	111	9	score	score	NOUN
fsr-3200	111	10	for	for	ADP
fsr-3200	111	11	the	the	DET
fsr-3200	111	12	full	full	ADJ
fsr-3200	111	13	sample	sample	NOUN
fsr-3200	111	14	(	(	PUNCT
fsr-3200	111	15	p	p	NOUN
fsr-3200	111	16	#	#	NOUN
fsr-3200	111	17	0.001	0.001	NUM
fsr-3200	111	18	)	)	PUNCT
fsr-3200	111	19	.	.	PUNCT
fsr-3200	112	1	although	although	SCONJ
fsr-3200	112	2	working	work	VERB
fsr-3200	112	3	full	full	ADJ
fsr-3200	112	4	-	-	PUNCT
fsr-3200	112	5	time	time	NOUN
fsr-3200	112	6	is	be	AUX
fsr-3200	112	7	the	the	DET
fsr-3200	112	8	most	most	ADV
fsr-3200	112	9	frequent	frequent	ADJ
fsr-3200	112	10	work	work	NOUN
fsr-3200	112	11	status	status	NOUN
fsr-3200	112	12	for	for	ADP
fsr-3200	112	13	both	both	DET
fsr-3200	112	14	profiles	profile	NOUN
fsr-3200	112	15	,	,	PUNCT
fsr-3200	112	16	23	23	NUM
fsr-3200	112	17	%	%	NOUN
fsr-3200	112	18	of	of	ADP
fsr-3200	112	19	women2	women2	NOUN
fsr-3200	112	20	in	in	ADP
fsr-3200	112	21	profile	profile	NOUN
fsr-3200	112	22	1	1	NUM
fsr-3200	112	23	work	work	NOUN
fsr-3200	112	24	full	full	ADJ
fsr-3200	112	25	-	-	PUNCT
fsr-3200	112	26	time	time	NOUN
fsr-3200	112	27	compared	compare	VERB
fsr-3200	112	28	with	with	ADP
fsr-3200	112	29	37	37	NUM
fsr-3200	112	30	%	%	NOUN
fsr-3200	112	31	of	of	ADP
fsr-3200	112	32	women	woman	NOUN
fsr-3200	112	33	in	in	ADP
fsr-3200	112	34	profile	profile	NOUN
fsr-3200	112	35	2	2	NUM
fsr-3200	112	36	.	.	PUNCT
fsr-3200	112	37	selfperceived	selfperceive	VERB
fsr-3200	112	38	investment	investment	NOUN
fsr-3200	112	39	risk	risk	NOUN
fsr-3200	112	40	-	-	PUNCT
fsr-3200	112	41	taking	taking	NOUN
fsr-3200	112	42	is	be	AUX
fsr-3200	112	43	the	the	DET
fsr-3200	112	44	most	most	ADV
fsr-3200	112	45	important	important	ADJ
fsr-3200	112	46	factor	factor	NOUN
fsr-3200	112	47	in	in	ADP
fsr-3200	112	48	distinguishing	distinguish	VERB
fsr-3200	112	49	between	between	ADP
fsr-3200	112	50	clusters	cluster	NOUN
fsr-3200	112	51	.	.	PUNCT
fsr-3200	113	1	however	however	ADV
fsr-3200	113	2	,	,	PUNCT
fsr-3200	113	3	it	it	PRON
fsr-3200	113	4	is	be	AUX
fsr-3200	113	5	also	also	ADV
fsr-3200	113	6	among	among	ADP
fsr-3200	113	7	the	the	DET
fsr-3200	113	8	lowest	low	ADJ
fsr-3200	113	9	factors	factor	NOUN
fsr-3200	113	10	in	in	ADP
fsr-3200	113	11	distinguishing	distinguish	VERB
fsr-3200	113	12	between	between	ADP
fsr-3200	113	13	participants	participant	NOUN
fsr-3200	113	14	within	within	ADP
fsr-3200	113	15	each	each	DET
fsr-3200	113	16	cluster	cluster	NOUN
fsr-3200	113	17	(	(	PUNCT
fsr-3200	113	18	i.e.	i.e.	X
fsr-3200	113	19	,	,	PUNCT
fsr-3200	113	20	eighth	eighth	ADJ
fsr-3200	113	21	out	out	ADP
fsr-3200	113	22	of	of	ADP
fsr-3200	113	23	nine	nine	NUM
fsr-3200	113	24	categories	category	NOUN
fsr-3200	113	25	)	)	PUNCT
fsr-3200	113	26	.	.	PUNCT
fsr-3200	114	1	about	about	ADV
fsr-3200	114	2	75	75	NUM
fsr-3200	114	3	%	%	NOUN
fsr-3200	114	4	of	of	ADP
fsr-3200	114	5	participants	participant	NOUN
fsr-3200	114	6	in	in	ADP
fsr-3200	114	7	profile	profile	NOUN
fsr-3200	114	8	1	1	NUM
fsr-3200	114	9	rank	rank	VERB
fsr-3200	114	10	their	their	PRON
fsr-3200	114	11	self	self	NOUN
fsr-3200	114	12	-	-	PUNCT
fsr-3200	114	13	perceived	perceive	VERB
fsr-3200	114	14	level	level	NOUN
fsr-3200	114	15	of	of	ADP
fsr-3200	114	16	risk	risk	NOUN
fsr-3200	114	17	-	-	PUNCT
fsr-3200	114	18	taking	taking	NOUN
fsr-3200	114	19	as	as	ADP
fsr-3200	114	20	being	be	AUX
fsr-3200	114	21	5	5	NUM
fsr-3200	114	22	or	or	CCONJ
fsr-3200	114	23	lower	low	ADJ
fsr-3200	114	24	,	,	PUNCT
fsr-3200	114	25	whereas	whereas	SCONJ
fsr-3200	114	26	self	self	NOUN
fsr-3200	114	27	-	-	PUNCT
fsr-3200	114	28	perceived	perceive	VERB
fsr-3200	114	29	table	table	NOUN
fsr-3200	114	30	1	1	NUM
fsr-3200	114	31	investor	investor	NOUN
fsr-3200	114	32	characteristics	characteristic	NOUN
fsr-3200	114	33	for	for	ADP
fsr-3200	114	34	female	female	ADJ
fsr-3200	114	35	participants	participant	NOUN
fsr-3200	114	36	(	(	PUNCT
fsr-3200	114	37	n	n	NOUN
fsr-3200	114	38	"	"	PUNCT
fsr-3200	114	39	13,117	13,117	NUM
fsr-3200	114	40	)	)	PUNCT
fsr-3200	114	41	in	in	ADP
fsr-3200	114	42	the	the	DET
fsr-3200	114	43	2012	2012	NUM
fsr-3200	114	44	national	national	ADJ
fsr-3200	114	45	financial	financial	ADJ
fsr-3200	114	46	capability	capability	NOUN
fsr-3200	114	47	study	study	NOUN
fsr-3200	114	48	measure	measure	NOUN
fsr-3200	114	49	mean	mean	VERB
fsr-3200	114	50	(	(	PUNCT
fsr-3200	114	51	m	m	NOUN
fsr-3200	114	52	)	)	PUNCT
fsr-3200	114	53	and	and	CCONJ
fsr-3200	114	54	sd	sd	NOUN
fsr-3200	114	55	or	or	CCONJ
fsr-3200	114	56	%	%	NOUN
fsr-3200	114	57	n	n	CCONJ
fsr-3200	114	58	or	or	CCONJ
fsr-3200	114	59	n	n	PRON
fsr-3200	114	60	use	use	NOUN
fsr-3200	114	61	of	of	ADP
fsr-3200	114	62	financial	financial	ADJ
fsr-3200	114	63	advice	advice	NOUN
fsr-3200	114	64	about	about	ADP
fsr-3200	114	65	investing	investing	NOUN
fsr-3200	114	66	/	/	SYM
fsr-3200	114	67	savings	saving	NOUN
fsr-3200	115	1	yes	yes	ADV
fsr-3200	115	2	27.2	27.2	NUM
fsr-3200	115	3	%	%	NOUN
fsr-3200	115	4	3,565	3,565	NUM
fsr-3200	115	5	no	no	DET
fsr-3200	115	6	70.3	70.3	NUM
fsr-3200	115	7	%	%	NOUN
fsr-3200	115	8	9,227	9,227	NUM
fsr-3200	115	9	do	do	AUX
fsr-3200	115	10	not	not	PART
fsr-3200	115	11	know	know	VERB
fsr-3200	115	12	1.4	1.4	NUM
fsr-3200	115	13	%	%	NOUN
fsr-3200	115	14	189	189	NUM
fsr-3200	115	15	prefer	prefer	VERB
fsr-3200	115	16	not	not	PART
fsr-3200	115	17	to	to	PART
fsr-3200	115	18	say	say	VERB
fsr-3200	115	19	1.0	1.0	NUM
fsr-3200	115	20	%	%	NOUN
fsr-3200	115	21	136	136	NUM
fsr-3200	115	22	rainy	rainy	ADJ
fsr-3200	115	23	day	day	NOUN
fsr-3200	115	24	fund	fund	NOUN
fsr-3200	115	25	yes	yes	ADV
fsr-3200	115	26	36.8	36.8	NUM
fsr-3200	115	27	%	%	NOUN
fsr-3200	115	28	4,829	4,829	NUM
fsr-3200	115	29	no	no	DET
fsr-3200	115	30	58.8	58.8	NUM
fsr-3200	115	31	%	%	NOUN
fsr-3200	115	32	7,708	7,708	NUM
fsr-3200	115	33	do	do	AUX
fsr-3200	115	34	not	not	PART
fsr-3200	115	35	know	know	VERB
fsr-3200	115	36	2.8	2.8	NUM
fsr-3200	115	37	%	%	NOUN
fsr-3200	115	38	370	370	NUM
fsr-3200	115	39	prefer	prefer	VERB
fsr-3200	115	40	not	not	PART
fsr-3200	115	41	to	to	PART
fsr-3200	115	42	say	say	VERB
fsr-3200	115	43	1.6	1.6	NUM
fsr-3200	115	44	%	%	NOUN
fsr-3200	115	45	210	210	NUM
fsr-3200	115	46	financial	financial	ADJ
fsr-3200	115	47	literacy	literacy	NOUN
fsr-3200	115	48	score	score	NOUN
fsr-3200	115	49	(	(	PUNCT
fsr-3200	115	50	0	0	NUM
fsr-3200	115	51	to	to	PART
fsr-3200	115	52	5	5	NUM
fsr-3200	115	53	correct	correct	ADJ
fsr-3200	115	54	)	)	PUNCT
fsr-3200	115	55	m	m	VERB
fsr-3200	115	56	"	"	PUNCT
fsr-3200	115	57	2.6	2.6	NUM
fsr-3200	115	58	13,117	13,117	NUM
fsr-3200	115	59	sd	sd	ADP
fsr-3200	115	60	"	"	PUNCT
fsr-3200	115	61	1.4	1.4	NUM
fsr-3200	115	62	self	self	NOUN
fsr-3200	115	63	-	-	PUNCT
fsr-3200	115	64	perceived	perceive	VERB
fsr-3200	115	65	risk	risk	NOUN
fsr-3200	115	66	-	-	PUNCT
fsr-3200	115	67	taking	taking	NOUN
fsr-3200	115	68	(	(	PUNCT
fsr-3200	115	69	1	1	NUM
fsr-3200	115	70	low	low	ADJ
fsr-3200	115	71	to	to	ADP
fsr-3200	115	72	10	10	NUM
fsr-3200	115	73	high	high	ADJ
fsr-3200	115	74	)	)	PUNCT
fsr-3200	115	75	m	m	VERB
fsr-3200	115	76	"	"	PUNCT
fsr-3200	115	77	4.3	4.3	NUM
fsr-3200	115	78	13,117	13,117	NUM
fsr-3200	115	79	sd	sd	ADP
fsr-3200	115	80	"	"	PUNCT
fsr-3200	115	81	2.5	2.5	NUM
fsr-3200	115	82	perception	perception	NOUN
fsr-3200	115	83	of	of	ADP
fsr-3200	115	84	financial	financial	ADJ
fsr-3200	115	85	knowledge	knowledge	NOUN
fsr-3200	115	86	(	(	PUNCT
fsr-3200	115	87	1	1	NUM
fsr-3200	115	88	low	low	ADJ
fsr-3200	115	89	to	to	ADP
fsr-3200	115	90	7	7	NUM
fsr-3200	115	91	high	high	ADJ
fsr-3200	115	92	)	)	PUNCT
fsr-3200	115	93	m	m	VERB
fsr-3200	115	94	"	"	PUNCT
fsr-3200	115	95	5.0	5.0	NUM
fsr-3200	115	96	12,633	12,633	NUM
fsr-3200	115	97	sd	sd	ADP
fsr-3200	115	98	"	"	PUNCT
fsr-3200	115	99	1.3	1.3	NUM
fsr-3200	115	100	comparison	comparison	NOUN
fsr-3200	115	101	of	of	ADP
fsr-3200	115	102	financial	financial	ADJ
fsr-3200	115	103	knowledge	knowledge	NOUN
fsr-3200	115	104	participant	participant	NOUN
fsr-3200	115	105	knows	know	VERB
fsr-3200	115	106	the	the	DET
fsr-3200	115	107	most	most	ADJ
fsr-3200	115	108	in	in	ADP
fsr-3200	115	109	household	household	NOUN
fsr-3200	115	110	24.1	24.1	NUM
fsr-3200	115	111	3,160	3,160	NUM
fsr-3200	115	112	someone	someone	PRON
fsr-3200	115	113	else	else	ADV
fsr-3200	115	114	knows	know	VERB
fsr-3200	115	115	the	the	DET
fsr-3200	115	116	most	most	ADV
fsr-3200	115	117	9.0	9.0	NUM
fsr-3200	115	118	1,179	1,179	NUM
fsr-3200	115	119	equally	equally	ADV
fsr-3200	115	120	knowledgeable	knowledgeable	ADJ
fsr-3200	115	121	26.7	26.7	NUM
fsr-3200	115	122	3,507	3,507	NUM
fsr-3200	115	123	does	do	AUX
fsr-3200	115	124	not	not	PART
fsr-3200	115	125	know	know	VERB
fsr-3200	115	126	2.5	2.5	NUM
fsr-3200	115	127	332	332	NUM
fsr-3200	115	128	prefers	prefer	VERB
fsr-3200	115	129	not	not	PART
fsr-3200	115	130	to	to	PART
fsr-3200	115	131	say	say	VERB
fsr-3200	115	132	.6	.6	NUM
fsr-3200	115	133	84	84	NUM
fsr-3200	115	134	no	no	DET
fsr-3200	115	135	comparison	comparison	NOUN
fsr-3200	115	136	37	37	NUM
fsr-3200	115	137	4,855	4,855	NUM
fsr-3200	115	138	financial	financial	ADJ
fsr-3200	115	139	satisfaction	satisfaction	NOUN
fsr-3200	115	140	(	(	PUNCT
fsr-3200	115	141	0	0	NUM
fsr-3200	115	142	low	low	ADJ
fsr-3200	115	143	to	to	ADP
fsr-3200	115	144	10	10	NUM
fsr-3200	115	145	high	high	ADJ
fsr-3200	115	146	)	)	PUNCT
fsr-3200	115	147	m	m	VERB
fsr-3200	115	148	"	"	PUNCT
fsr-3200	115	149	4.8	4.8	NUM
fsr-3200	115	150	13,117	13,117	NUM
fsr-3200	115	151	sd	sd	ADP
fsr-3200	115	152	"	"	PUNCT
fsr-3200	115	153	2.9	2.9	NUM
fsr-3200	115	154	278	278	NUM
fsr-3200	115	155	k.	k.	PROPN
fsr-3200	115	156	simms	simms	PROPN
fsr-3200	115	157	/	/	SYM
fsr-3200	115	158	financial	financial	ADJ
fsr-3200	115	159	services	service	NOUN
fsr-3200	115	160	review	review	VERB
fsr-3200	115	161	23	23	NUM
fsr-3200	115	162	(	(	PUNCT
fsr-3200	115	163	2014	2014	NUM
fsr-3200	115	164	)	)	PUNCT
fsr-3200	116	1	273–286	273–286	NUM
fsr-3200	116	2	risk	risk	NOUN
fsr-3200	116	3	-	-	PUNCT
fsr-3200	116	4	taking	taking	NOUN
fsr-3200	116	5	is	be	AUX
fsr-3200	116	6	distributed	distribute	VERB
fsr-3200	116	7	relatively	relatively	ADV
fsr-3200	116	8	evenly	evenly	ADV
fsr-3200	116	9	throughout	throughout	ADP
fsr-3200	116	10	the	the	DET
fsr-3200	116	11	10	10	NUM
fsr-3200	116	12	-	-	PUNCT
fsr-3200	116	13	response	response	NOUN
fsr-3200	116	14	categories	category	NOUN
fsr-3200	116	15	for	for	ADP
fsr-3200	116	16	participants	participant	NOUN
fsr-3200	116	17	in	in	ADP
fsr-3200	116	18	profile	profile	NOUN
fsr-3200	116	19	2	2	NUM
fsr-3200	116	20	.	.	PUNCT
fsr-3200	117	1	the	the	DET
fsr-3200	117	2	only	only	ADJ
fsr-3200	117	3	investor	investor	NOUN
fsr-3200	117	4	characteristic	characteristic	NOUN
fsr-3200	117	5	that	that	PRON
fsr-3200	117	6	has	have	VERB
fsr-3200	117	7	an	an	DET
fsr-3200	117	8	importance	importance	NOUN
fsr-3200	117	9	statistic	statistic	NOUN
fsr-3200	117	10	of	of	ADP
fsr-3200	117	11	less	less	ADJ
fsr-3200	117	12	than	than	ADP
fsr-3200	117	13	1	1	NUM
fsr-3200	117	14	is	be	AUX
fsr-3200	117	15	how	how	SCONJ
fsr-3200	117	16	participants	participant	NOUN
fsr-3200	117	17	rank	rank	VERB
fsr-3200	117	18	their	their	PRON
fsr-3200	117	19	financial	financial	ADJ
fsr-3200	117	20	knowledge	knowledge	NOUN
fsr-3200	117	21	compared	compare	VERB
fsr-3200	117	22	with	with	ADP
fsr-3200	117	23	that	that	PRON
fsr-3200	117	24	of	of	ADP
fsr-3200	117	25	another	another	DET
fsr-3200	117	26	member	member	NOUN
fsr-3200	117	27	of	of	ADP
fsr-3200	117	28	the	the	DET
fsr-3200	117	29	household	household	NOUN
fsr-3200	117	30	(	(	PUNCT
fsr-3200	117	31	importance	importance	NOUN
fsr-3200	117	32	statistic	statistic	NOUN
fsr-3200	117	33	"	"	PUNCT
fsr-3200	117	34	0.75	0.75	NUM
fsr-3200	117	35	)	)	PUNCT
fsr-3200	117	36	.	.	PUNCT
fsr-3200	118	1	this	this	DET
fsr-3200	118	2	characteristic	characteristic	NOUN
fsr-3200	118	3	also	also	ADV
fsr-3200	118	4	ranks	rank	VERB
fsr-3200	118	5	last	last	ADV
fsr-3200	118	6	within	within	ADP
fsr-3200	118	7	each	each	DET
fsr-3200	118	8	cluster	cluster	NOUN
fsr-3200	118	9	.	.	PUNCT
fsr-3200	119	1	participants	participant	NOUN
fsr-3200	119	2	in	in	ADP
fsr-3200	119	3	profile	profile	NOUN
fsr-3200	119	4	1	1	NUM
fsr-3200	119	5	typically	typically	ADV
fsr-3200	119	6	do	do	AUX
fsr-3200	119	7	not	not	PART
fsr-3200	119	8	have	have	VERB
fsr-3200	119	9	a	a	DET
fsr-3200	119	10	partner	partner	NOUN
fsr-3200	119	11	with	with	ADP
fsr-3200	119	12	whom	whom	PRON
fsr-3200	119	13	to	to	PART
fsr-3200	119	14	compare	compare	VERB
fsr-3200	119	15	their	their	PRON
fsr-3200	119	16	financial	financial	ADJ
fsr-3200	119	17	knowledge	knowledge	NOUN
fsr-3200	119	18	(	(	PUNCT
fsr-3200	119	19	frequency	frequency	NOUN
fsr-3200	119	20	"	"	PUNCT
fsr-3200	119	21	47	47	NUM
fsr-3200	119	22	%	%	NOUN
fsr-3200	119	23	)	)	PUNCT
fsr-3200	119	24	,	,	PUNCT
fsr-3200	119	25	whereas	whereas	SCONJ
fsr-3200	119	26	participants	participant	NOUN
fsr-3200	119	27	in	in	ADP
fsr-3200	119	28	profile	profile	NOUN
fsr-3200	119	29	2	2	NUM
fsr-3200	119	30	are	be	AUX
fsr-3200	119	31	more	more	ADV
fsr-3200	119	32	likely	likely	ADJ
fsr-3200	119	33	to	to	PART
fsr-3200	119	34	rank	rank	VERB
fsr-3200	119	35	their	their	PRON
fsr-3200	119	36	knowledge	knowledge	NOUN
fsr-3200	119	37	as	as	ADP
fsr-3200	119	38	being	be	AUX
fsr-3200	119	39	equal	equal	ADJ
fsr-3200	119	40	to	to	ADP
fsr-3200	119	41	someone	someone	PRON
fsr-3200	119	42	else	else	ADV
fsr-3200	119	43	’s	’	VERB
fsr-3200	119	44	in	in	ADP
fsr-3200	119	45	the	the	DET
fsr-3200	119	46	household	household	NOUN
fsr-3200	119	47	(	(	PUNCT
fsr-3200	119	48	frequency	frequency	NOUN
fsr-3200	119	49	"	"	PUNCT
fsr-3200	119	50	37	37	NUM
fsr-3200	119	51	%	%	NOUN
fsr-3200	119	52	)	)	PUNCT
fsr-3200	119	53	.	.	PUNCT
fsr-3200	120	1	in	in	ADP
fsr-3200	120	2	terms	term	NOUN
fsr-3200	120	3	of	of	ADP
fsr-3200	120	4	evaluation	evaluation	NOUN
fsr-3200	120	5	fields	field	NOUN
fsr-3200	120	6	for	for	ADP
fsr-3200	120	7	the	the	DET
fsr-3200	120	8	demographic	demographic	ADJ
fsr-3200	120	9	variables	variable	NOUN
fsr-3200	120	10	(	(	PUNCT
fsr-3200	120	11	table	table	NOUN
fsr-3200	120	12	4	4	NUM
fsr-3200	120	13	)	)	PUNCT
fsr-3200	120	14	,	,	PUNCT
fsr-3200	120	15	16	16	NUM
fsr-3200	120	16	%	%	NOUN
fsr-3200	120	17	of	of	ADP
fsr-3200	120	18	participants	participant	NOUN
fsr-3200	120	19	in	in	ADP
fsr-3200	120	20	profile	profile	NOUN
fsr-3200	120	21	1	1	NUM
fsr-3200	120	22	have	have	AUX
fsr-3200	120	23	completed	complete	VERB
fsr-3200	120	24	either	either	CCONJ
fsr-3200	120	25	their	their	PRON
fsr-3200	120	26	undergraduate	undergraduate	NOUN
fsr-3200	120	27	or	or	CCONJ
fsr-3200	120	28	graduate	graduate	NOUN
fsr-3200	120	29	degrees	degree	NOUN
fsr-3200	120	30	;	;	PUNCT
fsr-3200	120	31	by	by	ADP
fsr-3200	120	32	comparison	comparison	NOUN
fsr-3200	120	33	,	,	PUNCT
fsr-3200	120	34	38	38	NUM
fsr-3200	120	35	%	%	NOUN
fsr-3200	120	36	of	of	ADP
fsr-3200	120	37	participants	participant	NOUN
fsr-3200	120	38	in	in	ADP
fsr-3200	120	39	profile	profile	NOUN
fsr-3200	120	40	2	2	NUM
fsr-3200	120	41	have	have	AUX
fsr-3200	120	42	completed	complete	VERB
fsr-3200	120	43	at	at	ADP
fsr-3200	120	44	least	least	ADJ
fsr-3200	120	45	one	one	NUM
fsr-3200	120	46	of	of	ADP
fsr-3200	120	47	these	these	DET
fsr-3200	120	48	degrees	degree	NOUN
fsr-3200	120	49	.	.	PUNCT
fsr-3200	121	1	the	the	DET
fsr-3200	121	2	importance	importance	NOUN
fsr-3200	121	3	statistic	statistic	NOUN
fsr-3200	121	4	is	be	AUX
fsr-3200	121	5	1	1	NUM
fsr-3200	121	6	for	for	ADP
fsr-3200	121	7	this	this	DET
fsr-3200	121	8	evaluation	evaluation	NOUN
fsr-3200	121	9	field	field	NOUN
fsr-3200	121	10	.	.	PUNCT
fsr-3200	122	1	marital	marital	ADJ
fsr-3200	122	2	status	status	NOUN
fsr-3200	122	3	has	have	VERB
fsr-3200	122	4	an	an	DET
fsr-3200	122	5	importance	importance	NOUN
fsr-3200	122	6	statistic	statistic	NOUN
fsr-3200	122	7	of	of	ADP
fsr-3200	122	8	0.77	0.77	NUM
fsr-3200	122	9	.	.	PUNCT
fsr-3200	123	1	frequency	frequency	NOUN
fsr-3200	123	2	analysis	analysis	NOUN
fsr-3200	123	3	indicates	indicate	VERB
fsr-3200	123	4	that	that	SCONJ
fsr-3200	123	5	43	43	NUM
fsr-3200	123	6	%	%	NOUN
fsr-3200	123	7	of	of	ADP
fsr-3200	123	8	participants	participant	NOUN
fsr-3200	123	9	in	in	ADP
fsr-3200	123	10	profile	profile	NOUN
fsr-3200	123	11	1	1	NUM
fsr-3200	123	12	are	be	AUX
fsr-3200	123	13	married	marry	VERB
fsr-3200	123	14	compared	compare	VERB
fsr-3200	123	15	with	with	ADP
fsr-3200	123	16	71	71	NUM
fsr-3200	123	17	%	%	NOUN
fsr-3200	123	18	of	of	ADP
fsr-3200	123	19	participants	participant	NOUN
fsr-3200	123	20	in	in	ADP
fsr-3200	123	21	profile	profile	NOUN
fsr-3200	123	22	2	2	NUM
fsr-3200	123	23	—	—	PUNCT
fsr-3200	123	24	with	with	ADP
fsr-3200	123	25	“	"	PUNCT
fsr-3200	123	26	married	married	ADJ
fsr-3200	123	27	”	"	PUNCT
fsr-3200	123	28	being	be	AUX
fsr-3200	123	29	the	the	DET
fsr-3200	123	30	most	most	ADV
fsr-3200	123	31	frequent	frequent	ADJ
fsr-3200	123	32	marital	marital	ADJ
fsr-3200	123	33	status	status	NOUN
fsr-3200	123	34	for	for	ADP
fsr-3200	123	35	each	each	DET
fsr-3200	123	36	profile	profile	NOUN
fsr-3200	123	37	.	.	PUNCT
fsr-3200	124	1	profile	profile	NOUN
fsr-3200	124	2	1	1	NUM
fsr-3200	124	3	also	also	ADV
fsr-3200	124	4	tends	tend	VERB
fsr-3200	124	5	to	to	PART
fsr-3200	124	6	be	be	AUX
fsr-3200	124	7	younger	young	ADJ
fsr-3200	124	8	(	(	PUNCT
fsr-3200	124	9	i.e.	i.e.	X
fsr-3200	124	10	,	,	PUNCT
fsr-3200	124	11	the	the	DET
fsr-3200	124	12	mean	mean	ADJ
fsr-3200	124	13	age	age	NOUN
fsr-3200	124	14	range	range	NOUN
fsr-3200	124	15	for	for	ADP
fsr-3200	124	16	profile	profile	NOUN
fsr-3200	124	17	1	1	NUM
fsr-3200	124	18	is	be	AUX
fsr-3200	124	19	35–44	35–44	NUM
fsr-3200	124	20	compared	compare	VERB
fsr-3200	124	21	with	with	ADP
fsr-3200	124	22	45–54	45–54	NUM
fsr-3200	124	23	for	for	ADP
fsr-3200	124	24	profile	profile	NOUN
fsr-3200	124	25	2	2	NUM
fsr-3200	124	26	,	,	PUNCT
fsr-3200	124	27	with	with	ADP
fsr-3200	124	28	age	age	NOUN
fsr-3200	124	29	having	have	VERB
fsr-3200	124	30	an	an	DET
fsr-3200	124	31	importance	importance	NOUN
fsr-3200	124	32	statistic	statistic	NOUN
fsr-3200	124	33	of	of	ADP
fsr-3200	124	34	0.71	0.71	NUM
fsr-3200	124	35	)	)	PUNCT
fsr-3200	124	36	.	.	PUNCT
fsr-3200	125	1	the	the	DET
fsr-3200	125	2	importance	importance	NOUN
fsr-3200	125	3	statistics	statistic	NOUN
fsr-3200	125	4	for	for	ADP
fsr-3200	125	5	the	the	DET
fsr-3200	125	6	remaining	remain	VERB
fsr-3200	125	7	evaluation	evaluation	NOUN
fsr-3200	125	8	fields	field	NOUN
fsr-3200	125	9	—	—	PUNCT
fsr-3200	125	10	number	number	NOUN
fsr-3200	125	11	of	of	ADP
fsr-3200	125	12	the	the	DET
fsr-3200	125	13	children	child	NOUN
fsr-3200	125	14	and	and	CCONJ
fsr-3200	125	15	race	race	NOUN
fsr-3200	125	16	—	—	PUNCT
fsr-3200	125	17	are	be	AUX
fsr-3200	125	18	0.11	0.11	NUM
fsr-3200	125	19	and	and	CCONJ
fsr-3200	125	20	0.07	0.07	NUM
fsr-3200	125	21	,	,	PUNCT
fsr-3200	125	22	respectively	respectively	ADV
fsr-3200	125	23	.	.	PUNCT
fsr-3200	126	1	over	over	ADP
fsr-3200	126	2	50	50	NUM
fsr-3200	126	3	%	%	NOUN
fsr-3200	126	4	of	of	ADP
fsr-3200	126	5	participants	participant	NOUN
fsr-3200	126	6	in	in	ADP
fsr-3200	126	7	each	each	DET
fsr-3200	126	8	profile	profile	NOUN
fsr-3200	126	9	report	report	NOUN
fsr-3200	126	10	having	have	VERB
fsr-3200	126	11	no	no	DET
fsr-3200	126	12	financially	financially	ADV
fsr-3200	126	13	dependent	dependent	ADJ
fsr-3200	126	14	children	child	NOUN
fsr-3200	126	15	,	,	PUNCT
fsr-3200	126	16	and	and	CCONJ
fsr-3200	126	17	over	over	ADP
fsr-3200	126	18	60	60	NUM
fsr-3200	126	19	%	%	NOUN
fsr-3200	126	20	of	of	ADP
fsr-3200	126	21	participants	participant	NOUN
fsr-3200	126	22	in	in	ADP
fsr-3200	126	23	each	each	DET
fsr-3200	126	24	profile	profile	NOUN
fsr-3200	126	25	are	be	AUX
fsr-3200	126	26	white	white	ADJ
fsr-3200	126	27	.	.	PUNCT
fsr-3200	127	1	table	table	NOUN
fsr-3200	127	2	2	2	NUM
fsr-3200	127	3	descriptive	descriptive	ADJ
fsr-3200	127	4	statistics	statistic	NOUN
fsr-3200	127	5	for	for	ADP
fsr-3200	127	6	female	female	ADJ
fsr-3200	127	7	participants	participant	NOUN
fsr-3200	127	8	(	(	PUNCT
fsr-3200	127	9	n	n	NOUN
fsr-3200	127	10	"	"	PUNCT
fsr-3200	127	11	13,117	13,117	NUM
fsr-3200	127	12	)	)	PUNCT
fsr-3200	127	13	in	in	ADP
fsr-3200	127	14	the	the	DET
fsr-3200	127	15	2012	2012	NUM
fsr-3200	127	16	national	national	ADJ
fsr-3200	127	17	financial	financial	ADJ
fsr-3200	127	18	capability	capability	NOUN
fsr-3200	127	19	study	study	NOUN
fsr-3200	127	20	measure	measure	NOUN
fsr-3200	127	21	mean	mean	VERB
fsr-3200	127	22	(	(	PUNCT
fsr-3200	127	23	m	m	NOUN
fsr-3200	127	24	)	)	PUNCT
fsr-3200	127	25	and	and	CCONJ
fsr-3200	127	26	sd	sd	NOUN
fsr-3200	127	27	or	or	CCONJ
fsr-3200	127	28	%	%	NOUN
fsr-3200	127	29	n	n	CCONJ
fsr-3200	127	30	or	or	CCONJ
fsr-3200	127	31	n	n	ADV
fsr-3200	127	32	number	number	NOUN
fsr-3200	127	33	of	of	ADP
fsr-3200	127	34	financially	financially	ADV
fsr-3200	127	35	dependent	dependent	ADJ
fsr-3200	127	36	children	child	NOUN
fsr-3200	127	37	m	m	VERB
fsr-3200	127	38	"	"	PUNCT
fsr-3200	127	39	0.82	0.82	NUM
fsr-3200	127	40	13,117	13,117	NUM
fsr-3200	127	41	(	(	PUNCT
fsr-3200	127	42	1	1	NUM
fsr-3200	127	43	to	to	PART
fsr-3200	127	44	4	4	NUM
fsr-3200	127	45	or	or	CCONJ
fsr-3200	127	46	more	more	ADJ
fsr-3200	127	47	)	)	PUNCT
fsr-3200	127	48	sd	sd	ADP
fsr-3200	127	49	"	"	PUNCT
fsr-3200	127	50	1.1	1.1	NUM
fsr-3200	127	51	marital	marital	ADJ
fsr-3200	127	52	status	status	NOUN
fsr-3200	127	53	married	marry	VERB
fsr-3200	127	54	54.1	54.1	NUM
fsr-3200	127	55	%	%	NOUN
fsr-3200	127	56	7,098	7,098	NUM
fsr-3200	127	57	single	single	ADJ
fsr-3200	127	58	25.6	25.6	NUM
fsr-3200	127	59	%	%	NOUN
fsr-3200	127	60	3,361	3,361	NUM
fsr-3200	127	61	separated	separate	VERB
fsr-3200	127	62	2.0	2.0	NUM
fsr-3200	127	63	%	%	NOUN
fsr-3200	127	64	265	265	NUM
fsr-3200	127	65	divorced	divorce	VERB
fsr-3200	127	66	12.7	12.7	NUM
fsr-3200	127	67	%	%	NOUN
fsr-3200	127	68	1,663	1,663	NUM
fsr-3200	127	69	widowed	widow	VERB
fsr-3200	127	70	5.6	5.6	NUM
fsr-3200	127	71	%	%	NOUN
fsr-3200	127	72	730	730	NUM
fsr-3200	127	73	educational	educational	ADJ
fsr-3200	127	74	attainment	attainment	NOUN
fsr-3200	127	75	did	do	AUX
fsr-3200	127	76	not	not	PART
fsr-3200	127	77	complete	complete	VERB
fsr-3200	127	78	high	high	ADJ
fsr-3200	127	79	school	school	NOUN
fsr-3200	127	80	9.8	9.8	NUM
fsr-3200	127	81	%	%	NOUN
fsr-3200	127	82	1,285	1,285	NUM
fsr-3200	127	83	completed	complete	VERB
fsr-3200	127	84	high	high	ADJ
fsr-3200	127	85	school	school	NOUN
fsr-3200	127	86	only	only	ADV
fsr-3200	127	87	32.02	32.02	NUM
fsr-3200	127	88	%	%	NOUN
fsr-3200	127	89	4,200	4,200	NUM
fsr-3200	127	90	some	some	DET
fsr-3200	127	91	college	college	NOUN
fsr-3200	127	92	34.02	34.02	NUM
fsr-3200	127	93	%	%	NOUN
fsr-3200	127	94	4,484	4,484	NUM
fsr-3200	127	95	undergraduate	undergraduate	NOUN
fsr-3200	127	96	degree	degree	NOUN
fsr-3200	127	97	15.5	15.5	NUM
fsr-3200	127	98	%	%	NOUN
fsr-3200	127	99	2,035	2,035	NUM
fsr-3200	127	100	graduate	graduate	NOUN
fsr-3200	127	101	education	education	NOUN
fsr-3200	127	102	8.66	8.66	NUM
fsr-3200	127	103	%	%	NOUN
fsr-3200	127	104	1,113	1,113	NUM
fsr-3200	127	105	age	age	NOUN
fsr-3200	127	106	18–24	18–24	NUM
fsr-3200	127	107	12.3	12.3	NUM
fsr-3200	127	108	%	%	NOUN
fsr-3200	127	109	1,616	1,616	NUM
fsr-3200	127	110	25–34	25–34	NUM
fsr-3200	127	111	17.0	17.0	NUM
fsr-3200	127	112	%	%	NOUN
fsr-3200	127	113	2,233	2,233	NUM
fsr-3200	127	114	35–44	35–44	NUM
fsr-3200	127	115	16.5	16.5	NUM
fsr-3200	127	116	%	%	NOUN
fsr-3200	127	117	2,167	2,167	NUM
fsr-3200	127	118	45–54	45–54	NUM
fsr-3200	127	119	18.8	18.8	NUM
fsr-3200	127	120	%	%	NOUN
fsr-3200	127	121	2,468	2,468	NUM
fsr-3200	127	122	55–64	55–64	NUM
fsr-3200	127	123	19.9	19.9	NUM
fsr-3200	127	124	%	%	NOUN
fsr-3200	127	125	2,487	2,487	NUM
fsr-3200	127	126	65	65	NUM
fsr-3200	127	127	!	!	PUNCT
fsr-3200	128	1	15.5	15.5	NUM
fsr-3200	128	2	%	%	NOUN
fsr-3200	128	3	2,146	2,146	NUM
fsr-3200	128	4	race	race	NOUN
fsr-3200	128	5	white	white	ADJ
fsr-3200	128	6	64.2	64.2	NUM
fsr-3200	128	7	%	%	NOUN
fsr-3200	128	8	8,425	8,425	NUM
fsr-3200	128	9	non	non	ADJ
fsr-3200	128	10	-	-	ADJ
fsr-3200	128	11	white	white	ADJ
fsr-3200	128	12	35.8	35.8	NUM
fsr-3200	128	13	%	%	NOUN
fsr-3200	128	14	4,692	4,692	NUM
fsr-3200	128	15	279k	279k	PROPN
fsr-3200	128	16	.	.	PUNCT
fsr-3200	129	1	simms	simms	PROPN
fsr-3200	129	2	/	/	SYM
fsr-3200	129	3	financial	financial	ADJ
fsr-3200	129	4	services	service	NOUN
fsr-3200	129	5	review	review	VERB
fsr-3200	129	6	23	23	NUM
fsr-3200	129	7	(	(	PUNCT
fsr-3200	129	8	2014	2014	NUM
fsr-3200	129	9	)	)	PUNCT
fsr-3200	130	1	273–286	273–286	NUM
fsr-3200	130	2	4.3	4.3	NUM
fsr-3200	130	3	.	.	PUNCT
fsr-3200	130	4	logistic	logistic	ADJ
fsr-3200	130	5	regression	regression	NOUN
fsr-3200	130	6	the	the	DET
fsr-3200	130	7	results	result	NOUN
fsr-3200	130	8	of	of	ADP
fsr-3200	130	9	logistic	logistic	ADJ
fsr-3200	130	10	regressions	regression	NOUN
fsr-3200	130	11	in	in	ADP
fsr-3200	130	12	table	table	NOUN
fsr-3200	130	13	5	5	NUM
fsr-3200	130	14	provide	provide	VERB
fsr-3200	130	15	the	the	DET
fsr-3200	130	16	odds	odd	NOUN
fsr-3200	130	17	that	that	SCONJ
fsr-3200	130	18	women	woman	NOUN
fsr-3200	130	19	in	in	ADP
fsr-3200	130	20	each	each	DET
fsr-3200	130	21	profile	profile	NOUN
fsr-3200	130	22	will	will	AUX
fsr-3200	130	23	seek	seek	VERB
fsr-3200	130	24	investment	investment	NOUN
fsr-3200	130	25	advice	advice	NOUN
fsr-3200	130	26	for	for	ADP
fsr-3200	130	27	each	each	DET
fsr-3200	130	28	relevant	relevant	ADJ
fsr-3200	130	29	investor	investor	NOUN
fsr-3200	130	30	characteristic	characteristic	ADJ
fsr-3200	130	31	and	and	CCONJ
fsr-3200	130	32	demographic	demographic	ADJ
fsr-3200	130	33	variable	variable	NOUN
fsr-3200	130	34	.	.	PUNCT
fsr-3200	131	1	to	to	PART
fsr-3200	131	2	enhance	enhance	VERB
fsr-3200	131	3	the	the	DET
fsr-3200	131	4	reader	reader	NOUN
fsr-3200	131	5	’s	’s	PART
fsr-3200	131	6	interpretations	interpretation	NOUN
fsr-3200	131	7	,	,	PUNCT
fsr-3200	131	8	i	i	PRON
fsr-3200	131	9	summarize	summarize	VERB
fsr-3200	131	10	results	result	NOUN
fsr-3200	131	11	that	that	PRON
fsr-3200	131	12	differ	differ	VERB
fsr-3200	131	13	across	across	ADP
fsr-3200	131	14	profiles	profile	NOUN
fsr-3200	131	15	first	first	ADV
fsr-3200	131	16	,	,	PUNCT
fsr-3200	131	17	and	and	CCONJ
fsr-3200	131	18	follow	follow	VERB
fsr-3200	131	19	that	that	DET
fsr-3200	131	20	discussion	discussion	NOUN
fsr-3200	131	21	with	with	ADP
fsr-3200	131	22	a	a	DET
fsr-3200	131	23	description	description	NOUN
fsr-3200	131	24	of	of	ADP
fsr-3200	131	25	the	the	DET
fsr-3200	131	26	relationships	relationship	NOUN
fsr-3200	131	27	that	that	PRON
fsr-3200	131	28	are	be	AUX
fsr-3200	131	29	more	more	ADV
fsr-3200	131	30	similar	similar	ADJ
fsr-3200	131	31	across	across	ADP
fsr-3200	131	32	profiles	profile	NOUN
fsr-3200	131	33	.	.	PUNCT
fsr-3200	132	1	for	for	ADP
fsr-3200	132	2	profile	profile	NOUN
fsr-3200	132	3	1	1	NUM
fsr-3200	132	4	,	,	PUNCT
fsr-3200	132	5	how	how	SCONJ
fsr-3200	132	6	the	the	DET
fsr-3200	132	7	participant	participant	NOUN
fsr-3200	132	8	ranks	rank	VERB
fsr-3200	132	9	her	her	PRON
fsr-3200	132	10	financial	financial	ADJ
fsr-3200	132	11	knowledge	knowledge	NOUN
fsr-3200	132	12	in	in	ADP
fsr-3200	132	13	comparison	comparison	NOUN
fsr-3200	132	14	to	to	ADP
fsr-3200	132	15	someone	someone	PRON
fsr-3200	132	16	else	else	ADV
fsr-3200	132	17	’s	’s	ADV
fsr-3200	132	18	in	in	ADP
fsr-3200	132	19	the	the	DET
fsr-3200	132	20	household	household	NOUN
fsr-3200	132	21	does	do	AUX
fsr-3200	132	22	not	not	PART
fsr-3200	132	23	predict	predict	VERB
fsr-3200	132	24	the	the	DET
fsr-3200	132	25	odds	odd	NOUN
fsr-3200	132	26	of	of	ADP
fsr-3200	132	27	seeking	seek	VERB
fsr-3200	132	28	investment	investment	NOUN
fsr-3200	132	29	advice	advice	NOUN
fsr-3200	132	30	(	(	PUNCT
fsr-3200	132	31	panel	panel	NOUN
fsr-3200	132	32	a	a	NOUN
fsr-3200	132	33	)	)	PUNCT
fsr-3200	132	34	.	.	PUNCT
fsr-3200	133	1	however	however	ADV
fsr-3200	133	2	,	,	PUNCT
fsr-3200	133	3	for	for	ADP
fsr-3200	133	4	profile	profile	NOUN
fsr-3200	133	5	2	2	NUM
fsr-3200	133	6	,	,	PUNCT
fsr-3200	133	7	as	as	ADV
fsr-3200	133	8	long	long	ADV
fsr-3200	133	9	as	as	SCONJ
fsr-3200	133	10	the	the	DET
fsr-3200	133	11	participant	participant	NOUN
fsr-3200	133	12	assesses	assess	VERB
fsr-3200	133	13	the	the	DET
fsr-3200	133	14	table	table	NOUN
fsr-3200	133	15	3	3	NUM
fsr-3200	133	16	results	result	NOUN
fsr-3200	133	17	of	of	ADP
fsr-3200	133	18	cluster	cluster	NOUN
fsr-3200	133	19	analysis	analysis	NOUN
fsr-3200	133	20	reported	report	VERB
fsr-3200	133	21	in	in	ADP
fsr-3200	133	22	the	the	DET
fsr-3200	133	23	order	order	NOUN
fsr-3200	133	24	of	of	ADP
fsr-3200	133	25	importance	importance	NOUN
fsr-3200	133	26	statistics	statistic	NOUN
fsr-3200	133	27	for	for	ADP
fsr-3200	133	28	distinguishing	distinguish	VERB
fsr-3200	133	29	between	between	ADP
fsr-3200	133	30	clusters	cluster	NOUN
fsr-3200	133	31	measure	measure	VERB
fsr-3200	133	32	profile	profile	NOUN
fsr-3200	133	33	1	1	NUM
fsr-3200	133	34	n	n	NOUN
fsr-3200	133	35	"	"	PUNCT
fsr-3200	133	36	7,658	7,658	NUM
fsr-3200	133	37	profile	profile	NOUN
fsr-3200	133	38	2	2	NUM
fsr-3200	133	39	n	n	NOUN
fsr-3200	133	40	"	"	PUNCT
fsr-3200	133	41	4,975	4,975	NUM
fsr-3200	133	42	self	self	NOUN
fsr-3200	133	43	-	-	PUNCT
fsr-3200	133	44	perceived	perceive	VERB
fsr-3200	133	45	investment	investment	NOUN
fsr-3200	133	46	risk	risk	NOUN
fsr-3200	133	47	importance	importance	NOUN
fsr-3200	133	48	statistics	statistic	NOUN
fsr-3200	133	49	1	1	NUM
fsr-3200	133	50	1	1	NUM
fsr-3200	133	51	within	within	ADP
fsr-3200	133	52	cluster	cluster	NOUN
fsr-3200	133	53	rank	rank	NOUN
fsr-3200	133	54	8	8	NUM
fsr-3200	133	55	8	8	NUM
fsr-3200	133	56	mean	mean	NOUN
fsr-3200	133	57	4	4	NUM
fsr-3200	133	58	out	out	ADP
fsr-3200	133	59	of	of	ADP
fsr-3200	133	60	10	10	NUM
fsr-3200	133	61	5	5	NUM
fsr-3200	133	62	out	out	ADP
fsr-3200	133	63	of	of	ADP
fsr-3200	133	64	10	10	NUM
fsr-3200	133	65	asked	ask	VERB
fsr-3200	133	66	for	for	ADP
fsr-3200	133	67	investment	investment	NOUN
fsr-3200	133	68	advice	advice	NOUN
fsr-3200	133	69	in	in	ADP
fsr-3200	133	70	the	the	DET
fsr-3200	133	71	last	last	ADJ
fsr-3200	133	72	five	five	NUM
fsr-3200	133	73	years	year	NOUN
fsr-3200	133	74	importance	importance	NOUN
fsr-3200	133	75	statistic	statistic	NOUN
fsr-3200	133	76	1	1	NUM
fsr-3200	133	77	1	1	NUM
fsr-3200	133	78	within	within	ADP
fsr-3200	133	79	cluster	cluster	NOUN
fsr-3200	133	80	rank	rank	NOUN
fsr-3200	133	81	4	4	NUM
fsr-3200	133	82	1	1	NUM
fsr-3200	133	83	mean	mean	NOUN
fsr-3200	133	84	.11	.11	NUM
fsr-3200	133	85	.53	.53	NUM
fsr-3200	133	86	rainy	rainy	ADJ
fsr-3200	133	87	day	day	NOUN
fsr-3200	133	88	fund	fund	NOUN
fsr-3200	133	89	importance	importance	NOUN
fsr-3200	133	90	statistic	statistic	NOUN
fsr-3200	133	91	1	1	NUM
fsr-3200	133	92	1	1	NUM
fsr-3200	133	93	within	within	ADP
fsr-3200	133	94	cluster	cluster	NOUN
fsr-3200	133	95	rank	rank	NOUN
fsr-3200	133	96	1	1	NUM
fsr-3200	133	97	2	2	NUM
fsr-3200	133	98	mean	mean	NOUN
fsr-3200	133	99	.11	.11	NUM
fsr-3200	133	100	.78	.78	NUM
fsr-3200	133	101	overall	overall	ADJ
fsr-3200	133	102	financial	financial	ADJ
fsr-3200	133	103	satisfaction	satisfaction	NOUN
fsr-3200	133	104	importance	importance	NOUN
fsr-3200	133	105	statistic	statistic	NOUN
fsr-3200	133	106	1	1	NUM
fsr-3200	133	107	1	1	NUM
fsr-3200	133	108	within	within	ADP
fsr-3200	133	109	cluster	cluster	NOUN
fsr-3200	133	110	rank	rank	NOUN
fsr-3200	133	111	2	2	NUM
fsr-3200	133	112	3	3	NUM
fsr-3200	133	113	mean	mean	NOUN
fsr-3200	133	114	3	3	NUM
fsr-3200	133	115	out	out	ADP
fsr-3200	133	116	of	of	ADP
fsr-3200	133	117	10	10	NUM
fsr-3200	133	118	7	7	NUM
fsr-3200	133	119	out	out	ADP
fsr-3200	133	120	of	of	ADP
fsr-3200	133	121	10	10	NUM
fsr-3200	133	122	perception	perception	NOUN
fsr-3200	133	123	of	of	ADP
fsr-3200	133	124	financial	financial	ADJ
fsr-3200	133	125	knowledge	knowledge	NOUN
fsr-3200	133	126	importance	importance	NOUN
fsr-3200	133	127	statistic	statistic	NOUN
fsr-3200	133	128	1	1	NUM
fsr-3200	133	129	1	1	NUM
fsr-3200	133	130	within	within	ADP
fsr-3200	133	131	cluster	cluster	NOUN
fsr-3200	133	132	rank	rank	NOUN
fsr-3200	133	133	5	5	NUM
fsr-3200	133	134	4	4	NUM
fsr-3200	133	135	mean	mean	NOUN
fsr-3200	133	136	5	5	NUM
fsr-3200	133	137	out	out	ADP
fsr-3200	133	138	of	of	ADP
fsr-3200	133	139	7	7	NUM
fsr-3200	133	140	6	6	NUM
fsr-3200	133	141	out	out	ADP
fsr-3200	133	142	of	of	ADP
fsr-3200	133	143	7	7	NUM
fsr-3200	133	144	financial	financial	ADJ
fsr-3200	133	145	literacy	literacy	NOUN
fsr-3200	133	146	score	score	NOUN
fsr-3200	133	147	importance	importance	NOUN
fsr-3200	133	148	statistic	statistic	NOUN
fsr-3200	133	149	1	1	NUM
fsr-3200	133	150	1	1	NUM
fsr-3200	133	151	within	within	ADP
fsr-3200	133	152	cluster	cluster	NOUN
fsr-3200	133	153	rank	rank	NOUN
fsr-3200	133	154	6	6	NUM
fsr-3200	133	155	6	6	NUM
fsr-3200	133	156	mean	mean	NOUN
fsr-3200	133	157	2	2	NUM
fsr-3200	133	158	out	out	ADP
fsr-3200	133	159	of	of	ADP
fsr-3200	133	160	5	5	NUM
fsr-3200	133	161	3	3	NUM
fsr-3200	133	162	out	out	ADP
fsr-3200	133	163	of	of	ADP
fsr-3200	133	164	5	5	NUM
fsr-3200	133	165	household	household	NOUN
fsr-3200	133	166	income	income	NOUN
fsr-3200	133	167	importance	importance	NOUN
fsr-3200	133	168	statistic	statistic	NOUN
fsr-3200	133	169	1	1	NUM
fsr-3200	133	170	1	1	NUM
fsr-3200	133	171	within	within	ADP
fsr-3200	133	172	cluster	cluster	NOUN
fsr-3200	133	173	rank	rank	NOUN
fsr-3200	133	174	3	3	NUM
fsr-3200	133	175	5	5	NUM
fsr-3200	133	176	mean	mean	VERB
fsr-3200	133	177	$	$	SYM
fsr-3200	133	178	25,000	25,000	NUM
fsr-3200	133	179	to	to	PART
fsr-3200	133	180	under	under	ADP
fsr-3200	133	181	$	$	SYM
fsr-3200	133	182	35,000	35,000	NUM
fsr-3200	133	183	$	$	SYM
fsr-3200	133	184	75,000	75,000	NUM
fsr-3200	133	185	to	to	PART
fsr-3200	133	186	under	under	ADP
fsr-3200	133	187	$	$	SYM
fsr-3200	133	188	100,000	100,000	NUM
fsr-3200	133	189	current	current	ADJ
fsr-3200	133	190	work	work	NOUN
fsr-3200	133	191	status	status	NOUN
fsr-3200	133	192	importance	importance	NOUN
fsr-3200	133	193	statistic	statistic	NOUN
fsr-3200	133	194	1	1	NUM
fsr-3200	133	195	1	1	NUM
fsr-3200	133	196	within	within	ADP
fsr-3200	133	197	cluster	cluster	NOUN
fsr-3200	133	198	rank	rank	NOUN
fsr-3200	133	199	7	7	NUM
fsr-3200	133	200	7	7	NUM
fsr-3200	133	201	mode	mode	NOUN
fsr-3200	133	202	full	full	ADJ
fsr-3200	133	203	-	-	PUNCT
fsr-3200	133	204	time	time	NOUN
fsr-3200	133	205	(	(	PUNCT
fsr-3200	133	206	23	23	NUM
fsr-3200	133	207	%	%	NOUN
fsr-3200	133	208	)	)	PUNCT
fsr-3200	133	209	full	full	ADJ
fsr-3200	133	210	-	-	PUNCT
fsr-3200	133	211	time	time	NOUN
fsr-3200	133	212	(	(	PUNCT
fsr-3200	133	213	37	37	NUM
fsr-3200	133	214	%	%	NOUN
fsr-3200	133	215	)	)	PUNCT
fsr-3200	133	216	comparison	comparison	NOUN
fsr-3200	133	217	of	of	ADP
fsr-3200	133	218	financial	financial	ADJ
fsr-3200	133	219	knowledge	knowledge	NOUN
fsr-3200	133	220	importance	importance	NOUN
fsr-3200	133	221	statistic	statistic	NOUN
fsr-3200	133	222	.75	.75	NUM
fsr-3200	133	223	.75	.75	NUM
fsr-3200	133	224	within	within	ADP
fsr-3200	133	225	cluster	cluster	NOUN
fsr-3200	133	226	rank	rank	NOUN
fsr-3200	133	227	9	9	NUM
fsr-3200	133	228	9	9	NUM
fsr-3200	133	229	mode	mode	NOUN
fsr-3200	133	230	no	no	DET
fsr-3200	133	231	partner	partner	NOUN
fsr-3200	133	232	(	(	PUNCT
fsr-3200	133	233	47	47	NUM
fsr-3200	133	234	%	%	NOUN
fsr-3200	133	235	)	)	PUNCT
fsr-3200	133	236	equal	equal	ADJ
fsr-3200	133	237	(	(	PUNCT
fsr-3200	133	238	37	37	NUM
fsr-3200	133	239	%	%	NOUN
fsr-3200	133	240	)	)	PUNCT
fsr-3200	133	241	note	note	NOUN
fsr-3200	133	242	:	:	PUNCT
fsr-3200	133	243	modes	mode	NOUN
fsr-3200	133	244	are	be	AUX
fsr-3200	133	245	provided	provide	VERB
fsr-3200	133	246	as	as	ADP
fsr-3200	133	247	the	the	DET
fsr-3200	133	248	best	good	ADJ
fsr-3200	133	249	descriptor	descriptor	NOUN
fsr-3200	133	250	of	of	ADP
fsr-3200	133	251	central	central	ADJ
fsr-3200	133	252	tendency	tendency	NOUN
fsr-3200	133	253	for	for	ADP
fsr-3200	133	254	nominal	nominal	ADJ
fsr-3200	133	255	variables	variable	NOUN
fsr-3200	133	256	with	with	ADP
fsr-3200	133	257	more	more	ADJ
fsr-3200	133	258	than	than	ADP
fsr-3200	133	259	two	two	NUM
fsr-3200	133	260	categories	category	NOUN
fsr-3200	133	261	.	.	PUNCT
fsr-3200	134	1	280	280	NUM
fsr-3200	134	2	k.	k.	PROPN
fsr-3200	134	3	simms	simms	PROPN
fsr-3200	134	4	/	/	SYM
fsr-3200	134	5	financial	financial	ADJ
fsr-3200	134	6	services	service	NOUN
fsr-3200	134	7	review	review	VERB
fsr-3200	134	8	23	23	NUM
fsr-3200	134	9	(	(	PUNCT
fsr-3200	134	10	2014	2014	NUM
fsr-3200	134	11	)	)	PUNCT
fsr-3200	135	1	273–286	273–286	NUM
fsr-3200	135	2	differential	differential	NOUN
fsr-3200	135	3	in	in	ADP
fsr-3200	135	4	knowledge	knowledge	NOUN
fsr-3200	135	5	,	,	PUNCT
fsr-3200	135	6	the	the	DET
fsr-3200	135	7	odds	odd	NOUN
fsr-3200	135	8	of	of	ADP
fsr-3200	135	9	seeking	seek	VERB
fsr-3200	135	10	investment	investment	NOUN
fsr-3200	135	11	advice	advice	NOUN
fsr-3200	135	12	are	be	AUX
fsr-3200	135	13	consistently	consistently	ADV
fsr-3200	135	14	higher	high	ADJ
fsr-3200	135	15	compared	compare	VERB
fsr-3200	135	16	with	with	ADP
fsr-3200	135	17	the	the	DET
fsr-3200	135	18	reference	reference	NOUN
fsr-3200	135	19	category	category	NOUN
fsr-3200	135	20	(	(	PUNCT
fsr-3200	135	21	i.e.	i.e.	X
fsr-3200	135	22	,	,	PUNCT
fsr-3200	135	23	the	the	DET
fsr-3200	135	24	participant	participant	NOUN
fsr-3200	135	25	believes	believe	VERB
fsr-3200	135	26	that	that	SCONJ
fsr-3200	135	27	someone	someone	PRON
fsr-3200	135	28	else	else	ADV
fsr-3200	135	29	knows	know	VERB
fsr-3200	135	30	more	more	ADJ
fsr-3200	135	31	than	than	SCONJ
fsr-3200	135	32	she	she	PRON
fsr-3200	135	33	does	do	VERB
fsr-3200	135	34	)	)	PUNCT
fsr-3200	135	35	.	.	PUNCT
fsr-3200	136	1	more	more	ADV
fsr-3200	136	2	specifically	specifically	ADV
fsr-3200	136	3	,	,	PUNCT
fsr-3200	136	4	when	when	SCONJ
fsr-3200	136	5	the	the	DET
fsr-3200	136	6	participant	participant	NOUN
fsr-3200	136	7	believes	believe	VERB
fsr-3200	136	8	that	that	SCONJ
fsr-3200	136	9	she	she	PRON
fsr-3200	136	10	knows	know	VERB
fsr-3200	136	11	more	more	ADJ
fsr-3200	136	12	than	than	ADP
fsr-3200	136	13	someone	someone	PRON
fsr-3200	136	14	else	else	ADV
fsr-3200	136	15	in	in	ADP
fsr-3200	136	16	the	the	DET
fsr-3200	136	17	household	household	NOUN
fsr-3200	136	18	,	,	PUNCT
fsr-3200	136	19	the	the	DET
fsr-3200	136	20	odds	odd	NOUN
fsr-3200	136	21	are	be	AUX
fsr-3200	136	22	28	28	NUM
fsr-3200	136	23	%	%	NOUN
fsr-3200	136	24	higher	high	ADJ
fsr-3200	136	25	that	that	SCONJ
fsr-3200	136	26	the	the	DET
fsr-3200	136	27	participant	participant	NOUN
fsr-3200	136	28	sought	seek	VERB
fsr-3200	136	29	investment	investment	NOUN
fsr-3200	136	30	advice	advice	NOUN
fsr-3200	136	31	;	;	PUNCT
fsr-3200	136	32	if	if	SCONJ
fsr-3200	136	33	the	the	DET
fsr-3200	136	34	participant	participant	NOUN
fsr-3200	136	35	believes	believe	VERB
fsr-3200	136	36	that	that	SCONJ
fsr-3200	136	37	she	she	PRON
fsr-3200	136	38	is	be	AUX
fsr-3200	136	39	equally	equally	ADV
fsr-3200	136	40	as	as	ADV
fsr-3200	136	41	knowledgeable	knowledgeable	ADJ
fsr-3200	136	42	as	as	ADP
fsr-3200	136	43	someone	someone	PRON
fsr-3200	136	44	else	else	ADV
fsr-3200	136	45	in	in	ADP
fsr-3200	136	46	the	the	DET
fsr-3200	136	47	household	household	NOUN
fsr-3200	136	48	,	,	PUNCT
fsr-3200	136	49	the	the	DET
fsr-3200	136	50	odds	odd	NOUN
fsr-3200	136	51	are	be	AUX
fsr-3200	136	52	41	41	NUM
fsr-3200	136	53	%	%	NOUN
fsr-3200	136	54	higher	high	ADJ
fsr-3200	136	55	;	;	PUNCT
fsr-3200	136	56	and	and	CCONJ
fsr-3200	136	57	,	,	PUNCT
fsr-3200	136	58	if	if	SCONJ
fsr-3200	136	59	there	there	PRON
fsr-3200	136	60	is	be	VERB
fsr-3200	136	61	no	no	DET
fsr-3200	136	62	one	one	NOUN
fsr-3200	136	63	else	else	ADV
fsr-3200	136	64	in	in	ADP
fsr-3200	136	65	the	the	DET
fsr-3200	136	66	household	household	NOUN
fsr-3200	136	67	with	with	ADP
fsr-3200	136	68	whom	whom	PRON
fsr-3200	136	69	to	to	PART
fsr-3200	136	70	compare	compare	VERB
fsr-3200	136	71	her	her	PRON
fsr-3200	136	72	knowledge	knowledge	NOUN
fsr-3200	136	73	,	,	PUNCT
fsr-3200	136	74	then	then	ADV
fsr-3200	136	75	odds	odd	NOUN
fsr-3200	136	76	of	of	ADP
fsr-3200	136	77	seeking	seek	VERB
fsr-3200	136	78	investment	investment	NOUN
fsr-3200	136	79	advice	advice	NOUN
fsr-3200	136	80	are	be	AUX
fsr-3200	136	81	81	81	NUM
fsr-3200	136	82	%	%	NOUN
fsr-3200	136	83	higher	high	ADJ
fsr-3200	136	84	.	.	PUNCT
fsr-3200	137	1	for	for	ADP
fsr-3200	137	2	profile	profile	NOUN
fsr-3200	137	3	2	2	NUM
fsr-3200	137	4	,	,	PUNCT
fsr-3200	137	5	a	a	DET
fsr-3200	137	6	one	one	NUM
fsr-3200	137	7	-	-	PUNCT
fsr-3200	137	8	unit	unit	NOUN
fsr-3200	137	9	increase	increase	NOUN
fsr-3200	137	10	in	in	ADP
fsr-3200	137	11	perceptions	perception	NOUN
fsr-3200	137	12	of	of	ADP
fsr-3200	137	13	financial	financial	ADJ
fsr-3200	137	14	knowledge	knowledge	NOUN
fsr-3200	137	15	is	be	AUX
fsr-3200	137	16	associated	associate	VERB
fsr-3200	137	17	with	with	ADP
fsr-3200	137	18	10	10	NUM
fsr-3200	137	19	%	%	NOUN
fsr-3200	137	20	reduced	reduce	VERB
fsr-3200	137	21	odds	odd	NOUN
fsr-3200	137	22	of	of	ADP
fsr-3200	137	23	seeking	seek	VERB
fsr-3200	137	24	investment	investment	NOUN
fsr-3200	137	25	advice	advice	NOUN
fsr-3200	137	26	(	(	PUNCT
fsr-3200	137	27	panel	panel	NOUN
fsr-3200	137	28	b	b	NOUN
fsr-3200	137	29	)	)	PUNCT
fsr-3200	137	30	.	.	PUNCT
fsr-3200	138	1	this	this	DET
fsr-3200	138	2	predictor	predictor	NOUN
fsr-3200	138	3	is	be	AUX
fsr-3200	138	4	not	not	PART
fsr-3200	138	5	significant	significant	ADJ
fsr-3200	138	6	for	for	ADP
fsr-3200	138	7	profile	profile	NOUN
fsr-3200	138	8	1	1	NUM
fsr-3200	138	9	.	.	PUNCT
fsr-3200	139	1	for	for	ADP
fsr-3200	139	2	profile	profile	NOUN
fsr-3200	139	3	1	1	NUM
fsr-3200	139	4	,	,	PUNCT
fsr-3200	139	5	a	a	DET
fsr-3200	139	6	one	one	NUM
fsr-3200	139	7	-	-	PUNCT
fsr-3200	139	8	unit	unit	NOUN
fsr-3200	139	9	increase	increase	NOUN
fsr-3200	139	10	in	in	ADP
fsr-3200	139	11	the	the	DET
fsr-3200	139	12	participant	participant	NOUN
fsr-3200	139	13	’s	’s	PART
fsr-3200	139	14	financial	financial	ADJ
fsr-3200	139	15	literacy	literacy	NOUN
fsr-3200	139	16	score	score	NOUN
fsr-3200	139	17	is	be	AUX
fsr-3200	139	18	associated	associate	VERB
fsr-3200	139	19	with	with	ADP
fsr-3200	139	20	a	a	DET
fsr-3200	139	21	13	13	NUM
fsr-3200	139	22	%	%	NOUN
fsr-3200	139	23	increase	increase	NOUN
fsr-3200	139	24	in	in	ADP
fsr-3200	139	25	the	the	DET
fsr-3200	139	26	odds	odd	NOUN
fsr-3200	139	27	of	of	ADP
fsr-3200	139	28	seeking	seek	VERB
fsr-3200	139	29	advice	advice	NOUN
fsr-3200	139	30	,	,	PUNCT
fsr-3200	139	31	whereas	whereas	SCONJ
fsr-3200	139	32	this	this	DET
fsr-3200	139	33	predictor	predictor	NOUN
fsr-3200	139	34	is	be	AUX
fsr-3200	139	35	not	not	PART
fsr-3200	139	36	significant	significant	ADJ
fsr-3200	139	37	for	for	ADP
fsr-3200	139	38	profile	profile	NOUN
fsr-3200	139	39	2	2	NUM
fsr-3200	139	40	.	.	X
fsr-3200	140	1	for	for	ADP
fsr-3200	140	2	profile	profile	NOUN
fsr-3200	140	3	1	1	NUM
fsr-3200	140	4	,	,	PUNCT
fsr-3200	140	5	earning	earn	VERB
fsr-3200	140	6	more	more	ADJ
fsr-3200	140	7	than	than	ADP
fsr-3200	140	8	$	$	SYM
fsr-3200	140	9	15,000	15,000	NUM
fsr-3200	140	10	per	per	ADP
fsr-3200	140	11	year	year	NOUN
fsr-3200	140	12	is	be	AUX
fsr-3200	140	13	associated	associate	VERB
fsr-3200	140	14	with	with	ADP
fsr-3200	140	15	49	49	NUM
fsr-3200	140	16	%	%	NOUN
fsr-3200	140	17	to	to	ADP
fsr-3200	140	18	84	84	NUM
fsr-3200	140	19	%	%	NOUN
fsr-3200	140	20	greater	great	ADJ
fsr-3200	140	21	odds	odd	NOUN
fsr-3200	140	22	of	of	ADP
fsr-3200	140	23	seeking	seek	VERB
fsr-3200	140	24	financial	financial	ADJ
fsr-3200	140	25	advice	advice	NOUN
fsr-3200	140	26	up	up	ADP
fsr-3200	140	27	to	to	ADP
fsr-3200	140	28	the	the	DET
fsr-3200	140	29	point	point	NOUN
fsr-3200	140	30	that	that	PRON
fsr-3200	140	31	participants	participant	NOUN
fsr-3200	140	32	earn	earn	VERB
fsr-3200	140	33	under	under	ADP
fsr-3200	140	34	$	$	SYM
fsr-3200	140	35	75,000	75,000	NUM
fsr-3200	140	36	(	(	PUNCT
fsr-3200	140	37	panel	panel	NOUN
fsr-3200	140	38	c	c	NOUN
fsr-3200	140	39	)	)	PUNCT
fsr-3200	140	40	.	.	PUNCT
fsr-3200	141	1	in	in	ADP
fsr-3200	141	2	contrast	contrast	NOUN
fsr-3200	141	3	,	,	PUNCT
fsr-3200	141	4	for	for	ADP
fsr-3200	141	5	profile	profile	NOUN
fsr-3200	141	6	2	2	NUM
fsr-3200	141	7	,	,	PUNCT
fsr-3200	141	8	three	three	NUM
fsr-3200	141	9	household	household	NOUN
fsr-3200	141	10	income	income	NOUN
fsr-3200	141	11	ranges	range	NOUN
fsr-3200	141	12	are	be	AUX
fsr-3200	141	13	associated	associate	VERB
fsr-3200	141	14	with	with	ADP
fsr-3200	141	15	from	from	ADP
fsr-3200	141	16	46	46	NUM
fsr-3200	141	17	%	%	NOUN
fsr-3200	141	18	to	to	PART
fsr-3200	141	19	60	60	NUM
fsr-3200	141	20	%	%	NOUN
fsr-3200	141	21	reduced	reduce	VERB
fsr-3200	141	22	odds	odd	NOUN
fsr-3200	141	23	of	of	ADP
fsr-3200	141	24	seeking	seek	VERB
fsr-3200	141	25	investment	investment	NOUN
fsr-3200	141	26	advice	advice	NOUN
fsr-3200	141	27	compared	compare	VERB
fsr-3200	141	28	with	with	ADP
fsr-3200	141	29	annual	annual	ADJ
fsr-3200	141	30	household	household	NOUN
fsr-3200	141	31	income	income	NOUN
fsr-3200	141	32	of	of	ADP
fsr-3200	141	33	less	less	ADJ
fsr-3200	141	34	than	than	ADP
fsr-3200	141	35	$	$	SYM
fsr-3200	141	36	15,000	15,000	NUM
fsr-3200	141	37	per	per	ADP
fsr-3200	141	38	year	year	NOUN
fsr-3200	141	39	:	:	PUNCT
fsr-3200	141	40	earning	earn	VERB
fsr-3200	141	41	$	$	SYM
fsr-3200	141	42	15,000	15,000	NUM
fsr-3200	141	43	to	to	PART
fsr-3200	141	44	less	less	ADJ
fsr-3200	141	45	than	than	ADP
fsr-3200	141	46	$	$	SYM
fsr-3200	141	47	25,000	25,000	NUM
fsr-3200	141	48	;	;	PUNCT
fsr-3200	141	49	earning	earn	VERB
fsr-3200	141	50	$	$	SYM
fsr-3200	141	51	25,000	25,000	NUM
fsr-3200	141	52	to	to	PART
fsr-3200	141	53	less	less	ADJ
fsr-3200	141	54	than	than	ADP
fsr-3200	141	55	$	$	SYM
fsr-3200	141	56	35,000	35,000	NUM
fsr-3200	141	57	;	;	PUNCT
fsr-3200	141	58	and	and	CCONJ
fsr-3200	141	59	earning	earn	VERB
fsr-3200	141	60	$	$	SYM
fsr-3200	141	61	75,000	75,000	NUM
fsr-3200	141	62	to	to	PART
fsr-3200	141	63	less	less	ADJ
fsr-3200	141	64	than	than	ADP
fsr-3200	141	65	$	$	SYM
fsr-3200	141	66	100,000	100,000	NUM
fsr-3200	141	67	.	.	PUNCT
fsr-3200	142	1	for	for	ADP
fsr-3200	142	2	profile	profile	NOUN
fsr-3200	142	3	1	1	NUM
fsr-3200	142	4	,	,	PUNCT
fsr-3200	142	5	being	be	AUX
fsr-3200	142	6	a	a	DET
fsr-3200	142	7	full	full	ADJ
fsr-3200	142	8	-	-	PUNCT
fsr-3200	142	9	time	time	NOUN
fsr-3200	142	10	student	student	NOUN
fsr-3200	142	11	is	be	AUX
fsr-3200	142	12	associated	associate	VERB
fsr-3200	142	13	with	with	ADP
fsr-3200	142	14	41	41	NUM
fsr-3200	142	15	%	%	NOUN
fsr-3200	142	16	greater	great	ADJ
fsr-3200	142	17	odds	odd	NOUN
fsr-3200	142	18	of	of	ADP
fsr-3200	142	19	seeking	seek	VERB
fsr-3200	142	20	investment	investment	NOUN
fsr-3200	142	21	advice	advice	NOUN
fsr-3200	142	22	compared	compare	VERB
fsr-3200	142	23	with	with	ADP
fsr-3200	142	24	working	work	VERB
fsr-3200	142	25	full	full	ADJ
fsr-3200	142	26	-	-	PUNCT
fsr-3200	142	27	time	time	NOUN
fsr-3200	142	28	,	,	PUNCT
fsr-3200	142	29	whereas	whereas	SCONJ
fsr-3200	142	30	being	be	AUX
fsr-3200	142	31	retired	retire	VERB
fsr-3200	142	32	is	be	AUX
fsr-3200	142	33	associated	associate	VERB
fsr-3200	142	34	with	with	ADP
fsr-3200	142	35	41	41	NUM
fsr-3200	142	36	%	%	NOUN
fsr-3200	142	37	lower	low	ADJ
fsr-3200	142	38	odds	odd	NOUN
fsr-3200	142	39	of	of	ADP
fsr-3200	142	40	seeking	seek	VERB
fsr-3200	142	41	investment	investment	NOUN
fsr-3200	142	42	advice	advice	NOUN
fsr-3200	142	43	compared	compare	VERB
fsr-3200	142	44	with	with	ADP
fsr-3200	142	45	working	work	VERB
fsr-3200	142	46	full	full	ADJ
fsr-3200	142	47	-	-	PUNCT
fsr-3200	142	48	time	time	NOUN
fsr-3200	142	49	(	(	PUNCT
fsr-3200	142	50	panel	panel	NOUN
fsr-3200	142	51	d	d	NOUN
fsr-3200	142	52	)	)	PUNCT
fsr-3200	142	53	.	.	PUNCT
fsr-3200	143	1	for	for	ADP
fsr-3200	143	2	profile	profile	NOUN
fsr-3200	143	3	2	2	NUM
fsr-3200	143	4	,	,	PUNCT
fsr-3200	143	5	being	be	AUX
fsr-3200	143	6	a	a	DET
fsr-3200	143	7	homemaker	homemaker	NOUN
fsr-3200	143	8	,	,	PUNCT
fsr-3200	143	9	unemployed	unemployed	ADJ
fsr-3200	143	10	,	,	PUNCT
fsr-3200	143	11	and	and	CCONJ
fsr-3200	143	12	retired	retire	VERB
fsr-3200	143	13	are	be	AUX
fsr-3200	143	14	associated	associate	VERB
fsr-3200	143	15	with	with	ADP
fsr-3200	143	16	36	36	NUM
fsr-3200	143	17	%	%	NOUN
fsr-3200	143	18	,	,	PUNCT
fsr-3200	143	19	120	120	NUM
fsr-3200	143	20	%	%	NOUN
fsr-3200	143	21	,	,	PUNCT
fsr-3200	143	22	and	and	CCONJ
fsr-3200	143	23	42	42	NUM
fsr-3200	143	24	%	%	NOUN
fsr-3200	143	25	higher	high	ADJ
fsr-3200	143	26	odds	odd	NOUN
fsr-3200	143	27	,	,	PUNCT
fsr-3200	143	28	respectively	respectively	ADV
fsr-3200	143	29	,	,	PUNCT
fsr-3200	143	30	of	of	ADP
fsr-3200	143	31	seeking	seek	VERB
fsr-3200	143	32	investment	investment	NOUN
fsr-3200	143	33	advice	advice	NOUN
fsr-3200	143	34	compared	compare	VERB
fsr-3200	143	35	with	with	ADP
fsr-3200	143	36	working	work	VERB
fsr-3200	143	37	full	full	ADJ
fsr-3200	143	38	-	-	PUNCT
fsr-3200	143	39	time	time	NOUN
fsr-3200	143	40	.	.	PUNCT
fsr-3200	144	1	for	for	ADP
fsr-3200	144	2	profile	profile	NOUN
fsr-3200	144	3	1	1	NUM
fsr-3200	144	4	,	,	PUNCT
fsr-3200	144	5	having	have	VERB
fsr-3200	144	6	one	one	NUM
fsr-3200	144	7	additional	additional	ADJ
fsr-3200	144	8	child	child	NOUN
fsr-3200	144	9	is	be	AUX
fsr-3200	144	10	associated	associate	VERB
fsr-3200	144	11	with	with	ADP
fsr-3200	144	12	9	9	NUM
fsr-3200	144	13	%	%	NOUN
fsr-3200	144	14	higher	high	ADJ
fsr-3200	144	15	odds	odd	NOUN
fsr-3200	144	16	of	of	ADP
fsr-3200	144	17	seeking	seek	VERB
fsr-3200	144	18	advice	advice	NOUN
fsr-3200	144	19	(	(	PUNCT
fsr-3200	144	20	panel	panel	NOUN
fsr-3200	144	21	e	e	NOUN
fsr-3200	144	22	)	)	PUNCT
fsr-3200	144	23	,	,	PUNCT
fsr-3200	144	24	and	and	CCONJ
fsr-3200	144	25	being	be	AUX
fsr-3200	144	26	single	single	ADJ
fsr-3200	144	27	compared	compare	VERB
fsr-3200	144	28	with	with	ADP
fsr-3200	144	29	being	be	AUX
fsr-3200	144	30	married	married	ADJ
fsr-3200	144	31	is	be	AUX
fsr-3200	144	32	associated	associate	VERB
fsr-3200	144	33	with	with	ADP
fsr-3200	144	34	34	34	NUM
fsr-3200	144	35	%	%	NOUN
fsr-3200	144	36	greater	great	ADJ
fsr-3200	144	37	odds	odd	NOUN
fsr-3200	144	38	of	of	ADP
fsr-3200	144	39	seeking	seek	VERB
fsr-3200	144	40	advice	advice	NOUN
fsr-3200	144	41	(	(	PUNCT
fsr-3200	144	42	panel	panel	NOUN
fsr-3200	144	43	f	f	NOUN
fsr-3200	144	44	)	)	PUNCT
fsr-3200	144	45	.	.	PUNCT
fsr-3200	145	1	neither	neither	CCONJ
fsr-3200	145	2	the	the	DET
fsr-3200	145	3	number	number	NOUN
fsr-3200	145	4	of	of	ADP
fsr-3200	145	5	children	child	NOUN
fsr-3200	145	6	nor	nor	CCONJ
fsr-3200	145	7	any	any	DET
fsr-3200	145	8	aspect	aspect	NOUN
fsr-3200	145	9	table	table	NOUN
fsr-3200	145	10	4	4	NUM
fsr-3200	145	11	evaluation	evaluation	NOUN
fsr-3200	145	12	field	field	NOUN
fsr-3200	145	13	for	for	ADP
fsr-3200	145	14	cluster	cluster	NOUN
fsr-3200	145	15	analysis	analysis	NOUN
fsr-3200	145	16	measure	measure	NOUN
fsr-3200	145	17	profile	profile	VERB
fsr-3200	145	18	1	1	NUM
fsr-3200	145	19	n	n	NOUN
fsr-3200	145	20	"	"	PUNCT
fsr-3200	145	21	7,658	7,658	NUM
fsr-3200	145	22	profile	profile	NOUN
fsr-3200	145	23	2	2	NUM
fsr-3200	145	24	n	n	NOUN
fsr-3200	145	25	"	"	PUNCT
fsr-3200	145	26	4,975	4,975	NUM
fsr-3200	145	27	education	education	NOUN
fsr-3200	145	28	importance	importance	NOUN
fsr-3200	145	29	1	1	NUM
fsr-3200	145	30	1	1	NUM
fsr-3200	145	31	mean	mean	NOUN
fsr-3200	145	32	high	high	ADJ
fsr-3200	145	33	school	school	NOUN
fsr-3200	145	34	some	some	DET
fsr-3200	145	35	college	college	NOUN
fsr-3200	145	36	marital	marital	ADJ
fsr-3200	145	37	status	status	NOUN
fsr-3200	145	38	importance	importance	NOUN
fsr-3200	145	39	.77	.77	NUM
fsr-3200	145	40	.77	.77	NUM
fsr-3200	145	41	mode	mode	NOUN
fsr-3200	145	42	married	marry	VERB
fsr-3200	145	43	(	(	PUNCT
fsr-3200	145	44	43	43	NUM
fsr-3200	145	45	%	%	NOUN
fsr-3200	145	46	)	)	PUNCT
fsr-3200	145	47	married	married	ADJ
fsr-3200	145	48	(	(	PUNCT
fsr-3200	145	49	71	71	NUM
fsr-3200	145	50	%	%	NOUN
fsr-3200	145	51	)	)	PUNCT
fsr-3200	145	52	age	age	NOUN
fsr-3200	145	53	importance	importance	NOUN
fsr-3200	145	54	0.71	0.71	NUM
fsr-3200	145	55	.71	.71	NUM
fsr-3200	145	56	mode	mode	NOUN
fsr-3200	145	57	35–44	35–44	NUM
fsr-3200	145	58	45–54	45–54	NUM
fsr-3200	145	59	children	child	NOUN
fsr-3200	145	60	importance	importance	NOUN
fsr-3200	145	61	.11	.11	NUM
fsr-3200	145	62	.11	.11	NUM
fsr-3200	145	63	mean	mean	NOUN
fsr-3200	145	64	.90	.90	NUM
fsr-3200	145	65	.69	.69	NUM
fsr-3200	145	66	race	race	NOUN
fsr-3200	145	67	importance	importance	NOUN
fsr-3200	145	68	.07	.07	NUM
fsr-3200	145	69	.07	.07	NUM
fsr-3200	145	70	mean	mean	NOUN
fsr-3200	145	71	.61	.61	NUM
fsr-3200	145	72	.69	.69	NUM
fsr-3200	145	73	note	note	NOUN
fsr-3200	145	74	:	:	PUNCT
fsr-3200	145	75	modes	mode	NOUN
fsr-3200	145	76	are	be	AUX
fsr-3200	145	77	provided	provide	VERB
fsr-3200	145	78	as	as	ADP
fsr-3200	145	79	the	the	DET
fsr-3200	145	80	best	good	ADJ
fsr-3200	145	81	descriptor	descriptor	NOUN
fsr-3200	145	82	of	of	ADP
fsr-3200	145	83	central	central	ADJ
fsr-3200	145	84	tendency	tendency	NOUN
fsr-3200	145	85	for	for	ADP
fsr-3200	145	86	nominal	nominal	ADJ
fsr-3200	145	87	variables	variable	NOUN
fsr-3200	145	88	with	with	ADP
fsr-3200	145	89	more	more	ADJ
fsr-3200	145	90	than	than	ADP
fsr-3200	145	91	two	two	NUM
fsr-3200	145	92	categories	category	NOUN
fsr-3200	145	93	.	.	PUNCT
fsr-3200	146	1	281k	281k	NOUN
fsr-3200	146	2	.	.	PUNCT
fsr-3200	147	1	simms	simms	PROPN
fsr-3200	147	2	/	/	SYM
fsr-3200	147	3	financial	financial	ADJ
fsr-3200	147	4	services	service	NOUN
fsr-3200	147	5	review	review	VERB
fsr-3200	147	6	23	23	NUM
fsr-3200	147	7	(	(	PUNCT
fsr-3200	147	8	2014	2014	NUM
fsr-3200	147	9	)	)	PUNCT
fsr-3200	148	1	273–286	273–286	NUM
fsr-3200	148	2	table	table	NOUN
fsr-3200	148	3	5	5	NUM
fsr-3200	148	4	logistic	logistic	ADJ
fsr-3200	148	5	regression	regression	NOUN
fsr-3200	148	6	:	:	PUNCT
fsr-3200	148	7	predictors	predictor	NOUN
fsr-3200	148	8	of	of	ADP
fsr-3200	148	9	financial	financial	ADJ
fsr-3200	148	10	advice	advice	NOUN
fsr-3200	148	11	cluster	cluster	NOUN
fsr-3200	148	12	1	1	NUM
fsr-3200	148	13	odds	odd	NOUN
fsr-3200	148	14	ratio	ratio	NOUN
fsr-3200	148	15	cluster	cluster	NOUN
fsr-3200	148	16	2	2	NUM
fsr-3200	148	17	odds	odd	NOUN
fsr-3200	148	18	ratio	ratio	NOUN
fsr-3200	148	19	panel	panel	NOUN
fsr-3200	148	20	a	a	DET
fsr-3200	148	21	:	:	PUNCT
fsr-3200	148	22	comparison	comparison	NOUN
fsr-3200	148	23	of	of	ADP
fsr-3200	148	24	financial	financial	ADJ
fsr-3200	148	25	knowledge	knowledge	NOUN
fsr-3200	148	26	participant	participant	NOUN
fsr-3200	148	27	knows	know	VERB
fsr-3200	148	28	the	the	DET
fsr-3200	148	29	most	most	ADV
fsr-3200	148	30	1.024	1.024	NUM
fsr-3200	148	31	1.284	1.284	NUM
fsr-3200	148	32	*	*	PUNCT
fsr-3200	148	33	someone	someone	PRON
fsr-3200	148	34	else	else	ADV
fsr-3200	148	35	knows	know	VERB
fsr-3200	148	36	the	the	DET
fsr-3200	148	37	most	most	ADJ
fsr-3200	148	38	—	—	PUNCT
fsr-3200	148	39	—	—	PUNCT
fsr-3200	148	40	equally	equally	ADV
fsr-3200	148	41	knowledgeable	knowledgeable	ADJ
fsr-3200	148	42	1.225	1.225	NUM
fsr-3200	148	43	1.411	1.411	NUM
fsr-3200	148	44	*	*	NOUN
fsr-3200	148	45	*	*	PUNCT
fsr-3200	148	46	does	do	AUX
fsr-3200	148	47	not	not	PART
fsr-3200	148	48	know	know	VERB
fsr-3200	148	49	.655	.655	NUM
fsr-3200	148	50	.642	.642	NUM
fsr-3200	148	51	prefers	prefer	VERB
fsr-3200	148	52	not	not	PART
fsr-3200	148	53	to	to	PART
fsr-3200	148	54	say	say	VERB
fsr-3200	148	55	.666	.666	NUM
fsr-3200	148	56	1.016	1.016	NUM
fsr-3200	148	57	no	no	DET
fsr-3200	148	58	comparison	comparison	NOUN
fsr-3200	148	59	1.006	1.006	NUM
fsr-3200	148	60	1.814	1.814	NUM
fsr-3200	148	61	*	*	PUNCT
fsr-3200	148	62	*	*	PROPN
fsr-3200	148	63	panel	panel	NOUN
fsr-3200	148	64	b	b	NOUN
fsr-3200	148	65	:	:	PUNCT
fsr-3200	148	66	risk	risk	NOUN
fsr-3200	148	67	,	,	PUNCT
fsr-3200	148	68	satisfaction	satisfaction	NOUN
fsr-3200	148	69	,	,	PUNCT
fsr-3200	148	70	knowledge	knowledge	NOUN
fsr-3200	148	71	,	,	PUNCT
fsr-3200	148	72	and	and	CCONJ
fsr-3200	148	73	financial	financial	ADJ
fsr-3200	148	74	literacy	literacy	NOUN
fsr-3200	148	75	self	self	NOUN
fsr-3200	148	76	-	-	PUNCT
fsr-3200	148	77	perceived	perceive	VERB
fsr-3200	148	78	risk	risk	NOUN
fsr-3200	148	79	-	-	PUNCT
fsr-3200	148	80	taking	take	VERB
fsr-3200	148	81	1.081	1.081	NUM
fsr-3200	148	82	*	*	PUNCT
fsr-3200	148	83	*	*	PUNCT
fsr-3200	148	84	*	*	PUNCT
fsr-3200	148	85	1.144	1.144	NUM
fsr-3200	148	86	*	*	PUNCT
fsr-3200	148	87	*	*	PUNCT
fsr-3200	148	88	*	*	PUNCT
fsr-3200	148	89	overall	overall	ADJ
fsr-3200	148	90	financial	financial	ADJ
fsr-3200	148	91	satisfaction	satisfaction	NOUN
fsr-3200	148	92	.967	.967	NUM
fsr-3200	148	93	*	*	PUNCT
fsr-3200	148	94	.949	.949	NUM
fsr-3200	148	95	*	*	PUNCT
fsr-3200	148	96	*	*	PUNCT
fsr-3200	148	97	perception	perception	NOUN
fsr-3200	148	98	of	of	ADP
fsr-3200	148	99	financial	financial	ADJ
fsr-3200	148	100	knowledge	knowledge	NOUN
fsr-3200	148	101	.962	.962	PUNCT
fsr-3200	148	102	.899	.899	NUM
fsr-3200	149	1	*	*	PUNCT
fsr-3200	149	2	*	*	PUNCT
fsr-3200	149	3	financial	financial	ADJ
fsr-3200	149	4	literacy	literacy	NOUN
fsr-3200	149	5	score	score	NOUN
fsr-3200	149	6	1.126	1.126	NUM
fsr-3200	149	7	*	*	PUNCT
fsr-3200	149	8	*	*	PUNCT
fsr-3200	149	9	*	*	PUNCT
fsr-3200	149	10	1.039	1.039	NUM
fsr-3200	149	11	panel	panel	NOUN
fsr-3200	149	12	c	c	NOUN
fsr-3200	149	13	:	:	PUNCT
fsr-3200	149	14	annual	annual	ADJ
fsr-3200	149	15	household	household	NOUN
fsr-3200	149	16	income	income	NOUN
fsr-3200	149	17	less	less	ADJ
fsr-3200	149	18	than	than	ADP
fsr-3200	149	19	$	$	SYM
fsr-3200	149	20	15,000	15,000	NUM
fsr-3200	149	21	—	—	PUNCT
fsr-3200	149	22	—	—	PUNCT
fsr-3200	149	23	$	$	SYM
fsr-3200	149	24	15,000	15,000	NUM
fsr-3200	149	25	to	to	PART
fsr-3200	149	26	less	less	ADJ
fsr-3200	149	27	than	than	ADP
fsr-3200	149	28	$	$	SYM
fsr-3200	149	29	25,000	25,000	NUM
fsr-3200	149	30	1.523	1.523	NUM
fsr-3200	149	31	*	*	NOUN
fsr-3200	149	32	*	*	NOUN
fsr-3200	149	33	.426	.426	NUM
fsr-3200	149	34	*	*	PUNCT
fsr-3200	149	35	*	*	PUNCT
fsr-3200	149	36	$	$	SYM
fsr-3200	149	37	25,000	25,000	NUM
fsr-3200	149	38	to	to	PART
fsr-3200	149	39	less	less	ADJ
fsr-3200	149	40	than	than	ADP
fsr-3200	149	41	$	$	SYM
fsr-3200	149	42	35,000	35,000	NUM
fsr-3200	149	43	1.840	1.840	NUM
fsr-3200	149	44	*	*	PUNCT
fsr-3200	149	45	*	*	PUNCT
fsr-3200	149	46	*	*	PUNCT
fsr-3200	149	47	.402	.402	NUM
fsr-3200	149	48	*	*	NOUN
fsr-3200	149	49	*	*	PUNCT
fsr-3200	149	50	$	$	SYM
fsr-3200	149	51	35,000	35,000	NUM
fsr-3200	149	52	to	to	PART
fsr-3200	149	53	less	less	ADJ
fsr-3200	149	54	than	than	ADP
fsr-3200	149	55	$	$	SYM
fsr-3200	149	56	50,000	50,000	NUM
fsr-3200	149	57	1.488	1.488	NUM
fsr-3200	149	58	*	*	SYM
fsr-3200	149	59	*	*	NOUN
fsr-3200	149	60	.633	.633	NUM
fsr-3200	149	61	$	$	SYM
fsr-3200	149	62	50,000	50,000	NUM
fsr-3200	149	63	to	to	PART
fsr-3200	149	64	less	less	ADJ
fsr-3200	149	65	than	than	ADP
fsr-3200	149	66	$	$	SYM
fsr-3200	149	67	75,000	75,000	NUM
fsr-3200	149	68	1.753	1.753	NUM
fsr-3200	149	69	*	*	PUNCT
fsr-3200	149	70	*	*	PUNCT
fsr-3200	149	71	*	*	X
fsr-3200	149	72	.660	.660	NUM
fsr-3200	149	73	$	$	SYM
fsr-3200	149	74	75,000	75,000	NUM
fsr-3200	149	75	to	to	PART
fsr-3200	149	76	less	less	ADJ
fsr-3200	149	77	than	than	ADP
fsr-3200	149	78	$	$	SYM
fsr-3200	149	79	100,000	100,000	NUM
fsr-3200	149	80	1.141	1.141	NUM
fsr-3200	149	81	.539	.539	NOUN
fsr-3200	149	82	*	*	PUNCT
fsr-3200	149	83	*	*	PUNCT
fsr-3200	149	84	$	$	SYM
fsr-3200	149	85	100,000	100,000	NUM
fsr-3200	149	86	to	to	PART
fsr-3200	149	87	less	less	ADJ
fsr-3200	149	88	than	than	ADP
fsr-3200	149	89	$	$	SYM
fsr-3200	149	90	150,000	150,000	NUM
fsr-3200	149	91	1.007	1.007	NUM
fsr-3200	149	92	.635	.635	NUM
fsr-3200	149	93	$	$	SYM
fsr-3200	149	94	150,000	150,000	NUM
fsr-3200	149	95	or	or	CCONJ
fsr-3200	149	96	more	more	ADJ
fsr-3200	149	97	.639	.639	NUM
fsr-3200	149	98	.811	.811	NUM
fsr-3200	150	1	panel	panel	NOUN
fsr-3200	150	2	d	d	NOUN
fsr-3200	150	3	:	:	PUNCT
fsr-3200	150	4	employment	employment	NOUN
fsr-3200	150	5	status	status	NOUN
fsr-3200	150	6	self	self	NOUN
fsr-3200	150	7	-	-	PUNCT
fsr-3200	150	8	employed	employ	VERB
fsr-3200	150	9	.975	.975	NUM
fsr-3200	150	10	1.274	1.274	NUM
fsr-3200	150	11	employed	employ	VERB
fsr-3200	150	12	full	full	ADJ
fsr-3200	150	13	-	-	PUNCT
fsr-3200	150	14	time	time	NOUN
fsr-3200	150	15	—	—	PUNCT
fsr-3200	150	16	—	—	PUNCT
fsr-3200	150	17	employed	employ	VERB
fsr-3200	150	18	part	part	NOUN
fsr-3200	150	19	-	-	PUNCT
fsr-3200	150	20	time	time	NOUN
fsr-3200	150	21	1.326	1.326	NUM
fsr-3200	150	22	*	*	NOUN
fsr-3200	150	23	1.499	1.499	NUM
fsr-3200	150	24	*	*	PUNCT
fsr-3200	150	25	*	*	PUNCT
fsr-3200	150	26	*	*	PROPN
fsr-3200	150	27	homemaker	homemaker	NOUN
fsr-3200	150	28	.771	.771	NUM
fsr-3200	150	29	1.361	1.361	NUM
fsr-3200	150	30	*	*	SYM
fsr-3200	150	31	*	*	PUNCT
fsr-3200	150	32	full	full	ADJ
fsr-3200	150	33	-	-	PUNCT
fsr-3200	150	34	time	time	NOUN
fsr-3200	150	35	student	student	NOUN
fsr-3200	150	36	1.414	1.414	NUM
fsr-3200	150	37	*	*	SYM
fsr-3200	150	38	.763	.763	NUM
fsr-3200	150	39	disabled	disabled	ADJ
fsr-3200	150	40	.851	.851	NUM
fsr-3200	150	41	1.445	1.445	NUM
fsr-3200	150	42	unemployed	unemployed	ADJ
fsr-3200	150	43	1.001	1.001	NUM
fsr-3200	150	44	2.201	2.201	NUM
fsr-3200	150	45	*	*	PUNCT
fsr-3200	150	46	*	*	PUNCT
fsr-3200	150	47	*	*	PUNCT
fsr-3200	150	48	retired	retire	VERB
fsr-3200	150	49	.590	.590	NUM
fsr-3200	150	50	*	*	PUNCT
fsr-3200	150	51	*	*	PUNCT
fsr-3200	150	52	1.416	1.416	NUM
fsr-3200	150	53	*	*	PUNCT
fsr-3200	150	54	*	*	PROPN
fsr-3200	150	55	panel	panel	NOUN
fsr-3200	150	56	e	e	NOUN
fsr-3200	150	57	:	:	PUNCT
fsr-3200	150	58	children	child	NOUN
fsr-3200	150	59	number	number	NOUN
fsr-3200	150	60	of	of	ADP
fsr-3200	150	61	financially	financially	ADV
fsr-3200	150	62	dependent	dependent	ADJ
fsr-3200	150	63	children	child	NOUN
fsr-3200	150	64	1.093	1.093	NUM
fsr-3200	150	65	*	*	SYM
fsr-3200	150	66	1.045	1.045	NUM
fsr-3200	150	67	panel	panel	NOUN
fsr-3200	150	68	f	f	NOUN
fsr-3200	150	69	:	:	PUNCT
fsr-3200	150	70	marital	marital	ADJ
fsr-3200	150	71	status	status	NOUN
fsr-3200	150	72	married	marry	VERB
fsr-3200	150	73	—	—	PUNCT
fsr-3200	150	74	—	—	PUNCT
fsr-3200	150	75	single	single	ADJ
fsr-3200	150	76	1.337	1.337	NUM
fsr-3200	150	77	*	*	SYM
fsr-3200	150	78	1.131	1.131	NUM
fsr-3200	150	79	separated	separate	VERB
fsr-3200	150	80	1.293	1.293	NUM
fsr-3200	150	81	.635	.635	NUM
fsr-3200	150	82	divorced	divorce	VERB
fsr-3200	150	83	1.038	1.038	NUM
fsr-3200	150	84	1.001	1.001	NUM
fsr-3200	150	85	widowed	widow	VERB
fsr-3200	150	86	1.476	1.476	NUM
fsr-3200	150	87	1.013	1.013	NUM
fsr-3200	150	88	panel	panel	NOUN
fsr-3200	150	89	g	g	NOUN
fsr-3200	150	90	:	:	PUNCT
fsr-3200	150	91	age	age	NOUN
fsr-3200	150	92	18	18	NUM
fsr-3200	150	93	to	to	PART
fsr-3200	150	94	24	24	NUM
fsr-3200	150	95	—	—	PUNCT
fsr-3200	150	96	—	—	PUNCT
fsr-3200	150	97	25	25	NUM
fsr-3200	150	98	to	to	PART
fsr-3200	150	99	34	34	NUM
fsr-3200	150	100	.681	.681	NOUN
fsr-3200	150	101	*	*	PUNCT
fsr-3200	150	102	*	*	NOUN
fsr-3200	150	103	.672	.672	NUM
fsr-3200	150	104	*	*	NUM
fsr-3200	150	105	35	35	NUM
fsr-3200	150	106	to	to	ADP
fsr-3200	150	107	44	44	NUM
fsr-3200	150	108	.517	.517	NOUN
fsr-3200	150	109	*	*	PUNCT
fsr-3200	151	1	*	*	PUNCT
fsr-3200	151	2	*	*	PUNCT
fsr-3200	151	3	.497	.497	PUNCT
fsr-3200	151	4	*	*	PUNCT
fsr-3200	151	5	*	*	PUNCT
fsr-3200	151	6	*	*	PUNCT
fsr-3200	151	7	45	45	NUM
fsr-3200	151	8	to	to	PART
fsr-3200	151	9	54	54	NUM
fsr-3200	151	10	.691	.691	NUM
fsr-3200	151	11	*	*	PUNCT
fsr-3200	151	12	.718	.718	NUM
fsr-3200	151	13	*	*	NOUN
fsr-3200	151	14	55	55	NUM
fsr-3200	151	15	to	to	ADP
fsr-3200	151	16	64	64	NUM
fsr-3200	151	17	.894	.894	NUM
fsr-3200	151	18	1.100	1.100	NUM
fsr-3200	151	19	65	65	NUM
fsr-3200	151	20	!	!	PUNCT
fsr-3200	152	1	1.155	1.155	NUM
fsr-3200	152	2	1.274	1.274	NUM
fsr-3200	152	3	panel	panel	NOUN
fsr-3200	152	4	h	h	NOUN
fsr-3200	152	5	:	:	PUNCT
fsr-3200	152	6	race	race	VERB
fsr-3200	152	7	white	white	ADJ
fsr-3200	152	8	.828	.828	NOUN
fsr-3200	152	9	*	*	PUNCT
fsr-3200	152	10	1.255	1.255	NUM
fsr-3200	152	11	*	*	PUNCT
fsr-3200	152	12	*	*	PUNCT
fsr-3200	152	13	non	non	ADJ
fsr-3200	152	14	-	-	ADJ
fsr-3200	152	15	white	white	ADJ
fsr-3200	152	16	—	—	PUNCT
fsr-3200	152	17	—	—	PUNCT
fsr-3200	152	18	panel	panel	NOUN
fsr-3200	152	19	i	i	NOUN
fsr-3200	152	20	:	:	PUNCT
fsr-3200	152	21	educational	educational	ADJ
fsr-3200	152	22	attainment	attainment	NOUN
fsr-3200	152	23	did	do	AUX
fsr-3200	152	24	not	not	PART
fsr-3200	152	25	complete	complete	VERB
fsr-3200	152	26	high	high	ADJ
fsr-3200	152	27	school	school	NOUN
fsr-3200	152	28	.380	.380	NOUN
fsr-3200	152	29	*	*	PUNCT
fsr-3200	152	30	*	*	PUNCT
fsr-3200	152	31	*	*	PUNCT
fsr-3200	152	32	.527	.527	NUM
fsr-3200	152	33	*	*	PUNCT
fsr-3200	152	34	*	*	PUNCT
fsr-3200	152	35	high	high	ADJ
fsr-3200	152	36	school	school	NOUN
fsr-3200	152	37	.529	.529	NOUN
fsr-3200	152	38	*	*	PUNCT
fsr-3200	152	39	*	*	PUNCT
fsr-3200	152	40	*	*	PUNCT
fsr-3200	152	41	.602	.602	PUNCT
fsr-3200	152	42	*	*	PUNCT
fsr-3200	153	1	*	*	PUNCT
fsr-3200	153	2	*	*	PUNCT
fsr-3200	153	3	some	some	DET
fsr-3200	153	4	college	college	NOUN
fsr-3200	153	5	.111	.111	NUM
fsr-3200	153	6	.085	.085	NUM
fsr-3200	153	7	.796	.796	NUM
fsr-3200	153	8	*	*	NOUN
fsr-3200	153	9	.768	.768	NUM
fsr-3200	153	10	*	*	PUNCT
fsr-3200	153	11	*	*	PUNCT
fsr-3200	153	12	undergraduate	undergraduate	NOUN
fsr-3200	153	13	degree	degree	NOUN
fsr-3200	153	14	—	—	PUNCT
fsr-3200	153	15	—	—	PUNCT
fsr-3200	153	16	graduate	graduate	NOUN
fsr-3200	153	17	degree	degree	NOUN
fsr-3200	153	18	.983	.983	NUM
fsr-3200	154	1	1.142	1.142	NUM
fsr-3200	154	2	constant	constant	ADJ
fsr-3200	154	3	.166	.166	NUM
fsr-3200	154	4	*	*	PUNCT
fsr-3200	154	5	*	*	PUNCT
fsr-3200	154	6	*	*	SYM
fsr-3200	154	7	1.398	1.398	NUM
fsr-3200	154	8	note	note	NOUN
fsr-3200	154	9	:	:	PUNCT
fsr-3200	154	10	results	result	NOUN
fsr-3200	154	11	for	for	ADP
fsr-3200	154	12	spouses	spouse	NOUN
fsr-3200	154	13	’	'	PUNCT
fsr-3200	154	14	work	work	NOUN
fsr-3200	154	15	status	status	NOUN
fsr-3200	154	16	were	be	AUX
fsr-3200	154	17	not	not	PART
fsr-3200	154	18	significant	significant	ADJ
fsr-3200	154	19	and	and	CCONJ
fsr-3200	154	20	have	have	AUX
fsr-3200	154	21	been	be	AUX
fsr-3200	154	22	omitted	omit	VERB
fsr-3200	154	23	to	to	PART
fsr-3200	154	24	reduce	reduce	VERB
fsr-3200	154	25	table	table	NOUN
fsr-3200	154	26	length	length	NOUN
fsr-3200	154	27	.	.	PUNCT
fsr-3200	155	1	*	*	PUNCT
fsr-3200	155	2	p	p	X
fsr-3200	155	3	$	$	SYM
fsr-3200	155	4	0.05	0.05	NUM
fsr-3200	155	5	;	;	PUNCT
fsr-3200	155	6	*	*	PUNCT
fsr-3200	155	7	*	*	PUNCT
fsr-3200	155	8	p	p	X
fsr-3200	155	9	$	$	SYM
fsr-3200	155	10	0.01	0.01	NUM
fsr-3200	155	11	;	;	PUNCT
fsr-3200	155	12	*	*	PUNCT
fsr-3200	155	13	*	*	PUNCT
fsr-3200	155	14	*	*	PUNCT
fsr-3200	155	15	p	p	X
fsr-3200	155	16	$	$	SYM
fsr-3200	155	17	0.001	0.001	NUM
fsr-3200	155	18	.	.	PUNCT
fsr-3200	156	1	282	282	NUM
fsr-3200	156	2	k.	k.	PROPN
fsr-3200	156	3	simms	simms	PROPN
fsr-3200	156	4	/	/	SYM
fsr-3200	156	5	financial	financial	ADJ
fsr-3200	156	6	services	service	NOUN
fsr-3200	156	7	review	review	VERB
fsr-3200	156	8	23	23	NUM
fsr-3200	156	9	(	(	PUNCT
fsr-3200	156	10	2014	2014	NUM
fsr-3200	156	11	)	)	PUNCT
fsr-3200	157	1	273–286	273–286	NUM
fsr-3200	157	2	of	of	ADP
fsr-3200	157	3	marital	marital	ADJ
fsr-3200	157	4	status	status	NOUN
fsr-3200	157	5	is	be	AUX
fsr-3200	157	6	a	a	DET
fsr-3200	157	7	significant	significant	ADJ
fsr-3200	157	8	predictor	predictor	NOUN
fsr-3200	157	9	for	for	ADP
fsr-3200	157	10	profile	profile	NOUN
fsr-3200	157	11	2	2	NUM
fsr-3200	157	12	.	.	X
fsr-3200	157	13	for	for	ADP
fsr-3200	157	14	profile	profile	NOUN
fsr-3200	157	15	1	1	NUM
fsr-3200	157	16	,	,	PUNCT
fsr-3200	157	17	being	be	AUX
fsr-3200	157	18	white	white	ADJ
fsr-3200	157	19	is	be	AUX
fsr-3200	157	20	associated	associate	VERB
fsr-3200	157	21	with	with	ADP
fsr-3200	157	22	17	17	NUM
fsr-3200	157	23	%	%	NOUN
fsr-3200	157	24	reduced	reduce	VERB
fsr-3200	157	25	odds	odd	NOUN
fsr-3200	157	26	of	of	ADP
fsr-3200	157	27	seeking	seek	VERB
fsr-3200	157	28	advice	advice	NOUN
fsr-3200	157	29	,	,	PUNCT
fsr-3200	157	30	but	but	CCONJ
fsr-3200	157	31	for	for	ADP
fsr-3200	157	32	profile	profile	NOUN
fsr-3200	157	33	2	2	NUM
fsr-3200	157	34	,	,	PUNCT
fsr-3200	157	35	being	be	AUX
fsr-3200	157	36	white	white	ADJ
fsr-3200	157	37	is	be	AUX
fsr-3200	157	38	associated	associate	VERB
fsr-3200	157	39	with	with	ADP
fsr-3200	157	40	26	26	NUM
fsr-3200	157	41	%	%	NOUN
fsr-3200	157	42	increased	increase	VERB
fsr-3200	157	43	odds	odd	NOUN
fsr-3200	157	44	of	of	ADP
fsr-3200	157	45	seeking	seek	VERB
fsr-3200	157	46	advice	advice	NOUN
fsr-3200	157	47	(	(	PUNCT
fsr-3200	157	48	panel	panel	NOUN
fsr-3200	157	49	h	h	NOUN
fsr-3200	157	50	)	)	PUNCT
fsr-3200	157	51	.	.	PUNCT
fsr-3200	158	1	a	a	DET
fsr-3200	158	2	one	one	NUM
fsr-3200	158	3	unit	unit	NOUN
fsr-3200	158	4	-	-	PUNCT
fsr-3200	158	5	increase	increase	NOUN
fsr-3200	158	6	in	in	ADP
fsr-3200	158	7	self	self	NOUN
fsr-3200	158	8	-	-	PUNCT
fsr-3200	158	9	perceived	perceive	VERB
fsr-3200	158	10	risk	risk	NOUN
fsr-3200	158	11	-	-	PUNCT
fsr-3200	158	12	taking	taking	NOUN
fsr-3200	158	13	is	be	AUX
fsr-3200	158	14	associated	associate	VERB
fsr-3200	158	15	with	with	ADP
fsr-3200	158	16	8	8	NUM
fsr-3200	158	17	%	%	NOUN
fsr-3200	158	18	and	and	CCONJ
fsr-3200	158	19	14	14	NUM
fsr-3200	158	20	%	%	NOUN
fsr-3200	158	21	higher	high	ADJ
fsr-3200	158	22	odds	odd	NOUN
fsr-3200	158	23	of	of	ADP
fsr-3200	158	24	seeking	seek	VERB
fsr-3200	158	25	investment	investment	NOUN
fsr-3200	158	26	advice	advice	NOUN
fsr-3200	158	27	for	for	ADP
fsr-3200	158	28	profiles	profile	NOUN
fsr-3200	158	29	1	1	NUM
fsr-3200	158	30	and	and	CCONJ
fsr-3200	158	31	2	2	NUM
fsr-3200	158	32	,	,	PUNCT
fsr-3200	158	33	respectively	respectively	ADV
fsr-3200	158	34	(	(	PUNCT
fsr-3200	158	35	panel	panel	NOUN
fsr-3200	158	36	b	b	NOUN
fsr-3200	158	37	)	)	PUNCT
fsr-3200	158	38	.	.	PUNCT
fsr-3200	159	1	a	a	DET
fsr-3200	159	2	one	one	NUM
fsr-3200	159	3	-	-	PUNCT
fsr-3200	159	4	unit	unit	NOUN
fsr-3200	159	5	increase	increase	NOUN
fsr-3200	159	6	in	in	ADP
fsr-3200	159	7	being	be	AUX
fsr-3200	159	8	financially	financially	ADV
fsr-3200	159	9	satisfied	satisfied	ADJ
fsr-3200	159	10	decreases	decrease	VERB
fsr-3200	159	11	the	the	DET
fsr-3200	159	12	odds	odd	NOUN
fsr-3200	159	13	of	of	ADP
fsr-3200	159	14	seeking	seek	VERB
fsr-3200	159	15	investment	investment	NOUN
fsr-3200	159	16	advice	advice	NOUN
fsr-3200	159	17	by	by	ADP
fsr-3200	159	18	3	3	NUM
fsr-3200	159	19	%	%	NOUN
fsr-3200	159	20	and	and	CCONJ
fsr-3200	159	21	5	5	NUM
fsr-3200	159	22	%	%	NOUN
fsr-3200	159	23	for	for	ADP
fsr-3200	159	24	profiles	profile	NOUN
fsr-3200	159	25	1	1	NUM
fsr-3200	159	26	and	and	CCONJ
fsr-3200	159	27	2	2	NUM
fsr-3200	159	28	,	,	PUNCT
fsr-3200	159	29	respectively	respectively	ADV
fsr-3200	159	30	(	(	PUNCT
fsr-3200	159	31	panel	panel	NOUN
fsr-3200	159	32	b	b	NOUN
fsr-3200	159	33	)	)	PUNCT
fsr-3200	159	34	.	.	PUNCT
fsr-3200	160	1	being	be	AUX
fsr-3200	160	2	employed	employ	VERB
fsr-3200	160	3	part	part	NOUN
fsr-3200	160	4	-	-	PUNCT
fsr-3200	160	5	time	time	NOUN
fsr-3200	160	6	compared	compare	VERB
fsr-3200	160	7	with	with	ADP
fsr-3200	160	8	working	work	VERB
fsr-3200	160	9	full	full	ADJ
fsr-3200	160	10	-	-	PUNCT
fsr-3200	160	11	time	time	NOUN
fsr-3200	160	12	is	be	AUX
fsr-3200	160	13	associated	associate	VERB
fsr-3200	160	14	with	with	ADP
fsr-3200	160	15	33	33	NUM
fsr-3200	160	16	%	%	NOUN
fsr-3200	160	17	and	and	CCONJ
fsr-3200	160	18	50	50	NUM
fsr-3200	160	19	%	%	NOUN
fsr-3200	160	20	greater	great	ADJ
fsr-3200	160	21	odds	odd	NOUN
fsr-3200	160	22	of	of	ADP
fsr-3200	160	23	seeking	seek	VERB
fsr-3200	160	24	investment	investment	NOUN
fsr-3200	160	25	advice	advice	NOUN
fsr-3200	160	26	for	for	ADP
fsr-3200	160	27	profiles	profile	NOUN
fsr-3200	160	28	1	1	NUM
fsr-3200	160	29	and	and	CCONJ
fsr-3200	160	30	2	2	NUM
fsr-3200	160	31	,	,	PUNCT
fsr-3200	160	32	respectively	respectively	ADV
fsr-3200	160	33	(	(	PUNCT
fsr-3200	160	34	panel	panel	NOUN
fsr-3200	160	35	d	d	NOUN
fsr-3200	160	36	)	)	PUNCT
fsr-3200	160	37	.	.	PUNCT
fsr-3200	161	1	for	for	ADP
fsr-3200	161	2	both	both	DET
fsr-3200	161	3	groups	group	NOUN
fsr-3200	161	4	being	be	AUX
fsr-3200	161	5	older	old	ADJ
fsr-3200	161	6	than	than	ADP
fsr-3200	161	7	18	18	NUM
fsr-3200	161	8	to	to	PART
fsr-3200	161	9	24	24	NUM
fsr-3200	161	10	is	be	AUX
fsr-3200	161	11	associated	associate	VERB
fsr-3200	161	12	with	with	ADP
fsr-3200	161	13	28	28	NUM
fsr-3200	161	14	%	%	NOUN
fsr-3200	161	15	to	to	PART
fsr-3200	161	16	50	50	NUM
fsr-3200	161	17	%	%	NOUN
fsr-3200	161	18	reduced	reduce	VERB
fsr-3200	161	19	odds	odd	NOUN
fsr-3200	161	20	of	of	ADP
fsr-3200	161	21	seeking	seek	VERB
fsr-3200	161	22	financial	financial	ADJ
fsr-3200	161	23	advice	advice	NOUN
fsr-3200	161	24	until	until	SCONJ
fsr-3200	161	25	participants	participant	NOUN
fsr-3200	161	26	surpass	surpass	VERB
fsr-3200	161	27	the	the	DET
fsr-3200	161	28	age	age	NOUN
fsr-3200	161	29	range	range	NOUN
fsr-3200	161	30	of	of	ADP
fsr-3200	161	31	45–54	45–54	NUM
fsr-3200	161	32	(	(	PUNCT
fsr-3200	161	33	panel	panel	NOUN
fsr-3200	161	34	g	g	NOUN
fsr-3200	161	35	)	)	PUNCT
fsr-3200	161	36	.	.	PUNCT
fsr-3200	162	1	not	not	PART
fsr-3200	162	2	having	having	AUX
fsr-3200	162	3	obtained	obtain	VERB
fsr-3200	162	4	an	an	DET
fsr-3200	162	5	undergraduate	undergraduate	NOUN
fsr-3200	162	6	degree	degree	NOUN
fsr-3200	162	7	is	be	AUX
fsr-3200	162	8	associated	associate	VERB
fsr-3200	162	9	with	with	ADP
fsr-3200	162	10	from	from	ADP
fsr-3200	162	11	20	20	NUM
fsr-3200	162	12	%	%	NOUN
fsr-3200	162	13	to	to	PART
fsr-3200	162	14	62	62	NUM
fsr-3200	162	15	%	%	NOUN
fsr-3200	162	16	reduced	reduce	VERB
fsr-3200	162	17	odds	odd	NOUN
fsr-3200	162	18	of	of	ADP
fsr-3200	162	19	seeking	seek	VERB
fsr-3200	162	20	advice	advice	NOUN
fsr-3200	162	21	for	for	ADP
fsr-3200	162	22	both	both	DET
fsr-3200	162	23	profiles	profile	NOUN
fsr-3200	162	24	,	,	PUNCT
fsr-3200	162	25	depending	depend	VERB
fsr-3200	162	26	on	on	ADP
fsr-3200	162	27	participants	participant	NOUN
fsr-3200	162	28	’	'	PUNCT
fsr-3200	162	29	final	final	ADJ
fsr-3200	162	30	levels	level	NOUN
fsr-3200	162	31	of	of	ADP
fsr-3200	162	32	educational	educational	ADJ
fsr-3200	162	33	attainment	attainment	NOUN
fsr-3200	162	34	(	(	PUNCT
fsr-3200	162	35	panel	panel	NOUN
fsr-3200	162	36	i	i	NOUN
fsr-3200	162	37	)	)	PUNCT
fsr-3200	162	38	.	.	PUNCT
fsr-3200	163	1	finally	finally	ADV
fsr-3200	163	2	,	,	PUNCT
fsr-3200	163	3	partner	partner	NOUN
fsr-3200	163	4	’s	’s	PART
fsr-3200	163	5	work	work	NOUN
fsr-3200	163	6	status	status	NOUN
fsr-3200	163	7	is	be	AUX
fsr-3200	163	8	not	not	PART
fsr-3200	163	9	a	a	DET
fsr-3200	163	10	significant	significant	ADJ
fsr-3200	163	11	predictor	predictor	NOUN
fsr-3200	163	12	of	of	ADP
fsr-3200	163	13	seeking	seek	VERB
fsr-3200	163	14	investment	investment	NOUN
fsr-3200	163	15	advice	advice	NOUN
fsr-3200	163	16	for	for	ADP
fsr-3200	163	17	either	either	DET
fsr-3200	163	18	profile	profile	NOUN
fsr-3200	163	19	.	.	PUNCT
fsr-3200	164	1	5	5	X
fsr-3200	164	2	.	.	X
fsr-3200	164	3	discussion	discussion	NOUN
fsr-3200	164	4	and	and	CCONJ
fsr-3200	164	5	conclusions	conclusion	NOUN
fsr-3200	164	6	despite	despite	SCONJ
fsr-3200	164	7	women	woman	NOUN
fsr-3200	164	8	’s	’s	PART
fsr-3200	164	9	risk	risk	NOUN
fsr-3200	164	10	of	of	ADP
fsr-3200	164	11	having	have	VERB
fsr-3200	164	12	insufficient	insufficient	ADJ
fsr-3200	164	13	retirement	retirement	NOUN
fsr-3200	164	14	assets	asset	NOUN
fsr-3200	164	15	and	and	CCONJ
fsr-3200	164	16	of	of	ADP
fsr-3200	164	17	living	live	VERB
fsr-3200	164	18	at	at	ADP
fsr-3200	164	19	or	or	CCONJ
fsr-3200	164	20	below	below	ADP
fsr-3200	164	21	poverty	poverty	NOUN
fsr-3200	164	22	(	(	PUNCT
fsr-3200	164	23	lusardi	lusardi	PROPN
fsr-3200	164	24	&	&	CCONJ
fsr-3200	164	25	mitchell	mitchell	PROPN
fsr-3200	164	26	,	,	PUNCT
fsr-3200	164	27	2008	2008	NUM
fsr-3200	164	28	;	;	PUNCT
fsr-3200	164	29	united	united	PROPN
fsr-3200	164	30	states	states	PROPN
fsr-3200	164	31	census	census	PROPN
fsr-3200	164	32	bureau	bureau	PROPN
fsr-3200	164	33	,	,	PUNCT
fsr-3200	164	34	2012	2012	NUM
fsr-3200	164	35	)	)	PUNCT
fsr-3200	164	36	,	,	PUNCT
fsr-3200	164	37	only	only	ADV
fsr-3200	164	38	27	27	NUM
fsr-3200	164	39	%	%	NOUN
fsr-3200	164	40	of	of	ADP
fsr-3200	164	41	the	the	DET
fsr-3200	164	42	women	woman	NOUN
fsr-3200	164	43	in	in	ADP
fsr-3200	164	44	this	this	DET
fsr-3200	164	45	nationally	nationally	ADV
fsr-3200	164	46	representative	representative	ADJ
fsr-3200	164	47	study	study	NOUN
fsr-3200	164	48	have	have	AUX
fsr-3200	164	49	sought	seek	VERB
fsr-3200	164	50	investment	investment	NOUN
fsr-3200	164	51	advice	advice	NOUN
fsr-3200	164	52	during	during	ADP
fsr-3200	164	53	the	the	DET
fsr-3200	164	54	last	last	ADJ
fsr-3200	164	55	five	five	NUM
fsr-3200	164	56	years	year	NOUN
fsr-3200	164	57	.	.	PUNCT
fsr-3200	165	1	additionally	additionally	ADV
fsr-3200	165	2	,	,	PUNCT
fsr-3200	165	3	only	only	ADV
fsr-3200	165	4	a	a	DET
fsr-3200	165	5	little	little	ADJ
fsr-3200	165	6	more	more	ADJ
fsr-3200	165	7	than	than	ADP
fsr-3200	165	8	a	a	DET
fsr-3200	165	9	third	third	NOUN
fsr-3200	165	10	have	have	VERB
fsr-3200	165	11	a	a	DET
fsr-3200	165	12	rainy	rainy	ADJ
fsr-3200	165	13	day	day	NOUN
fsr-3200	165	14	fund	fund	NOUN
fsr-3200	165	15	sufficient	sufficient	ADJ
fsr-3200	165	16	to	to	PART
fsr-3200	165	17	cover	cover	VERB
fsr-3200	165	18	at	at	ADV
fsr-3200	165	19	least	least	ADV
fsr-3200	165	20	three	three	NUM
fsr-3200	165	21	months	month	NOUN
fsr-3200	165	22	of	of	ADP
fsr-3200	165	23	living	living	NOUN
fsr-3200	165	24	expenses	expense	NOUN
fsr-3200	165	25	.	.	PUNCT
fsr-3200	166	1	this	this	DET
fsr-3200	166	2	statistic	statistic	NOUN
fsr-3200	166	3	is	be	AUX
fsr-3200	166	4	particularly	particularly	ADV
fsr-3200	166	5	disconcerting	disconcerting	ADJ
fsr-3200	166	6	,	,	PUNCT
fsr-3200	166	7	given	give	VERB
fsr-3200	166	8	that	that	SCONJ
fsr-3200	166	9	the	the	DET
fsr-3200	166	10	u.s	u.s	PROPN
fsr-3200	166	11	.	.	PROPN
fsr-3200	166	12	department	department	PROPN
fsr-3200	166	13	of	of	ADP
fsr-3200	166	14	labor	labor	NOUN
fsr-3200	166	15	(	(	PUNCT
fsr-3200	166	16	2013a	2013a	NUM
fsr-3200	166	17	)	)	PUNCT
fsr-3200	166	18	reports	report	VERB
fsr-3200	166	19	that	that	SCONJ
fsr-3200	166	20	the	the	DET
fsr-3200	166	21	duration	duration	NOUN
fsr-3200	166	22	of	of	ADP
fsr-3200	166	23	unemployment	unemployment	NOUN
fsr-3200	166	24	is	be	AUX
fsr-3200	166	25	15	15	NUM
fsr-3200	166	26	weeks	week	NOUN
fsr-3200	166	27	or	or	CCONJ
fsr-3200	166	28	more	more	ADJ
fsr-3200	166	29	for	for	ADP
fsr-3200	166	30	53	53	NUM
fsr-3200	166	31	%	%	NOUN
fsr-3200	166	32	of	of	ADP
fsr-3200	166	33	those	those	PRON
fsr-3200	166	34	who	who	PRON
fsr-3200	166	35	have	have	AUX
fsr-3200	166	36	been	be	AUX
fsr-3200	166	37	unemployed	unemployed	ADJ
fsr-3200	166	38	recently	recently	ADV
fsr-3200	166	39	.	.	PUNCT
fsr-3200	167	1	however	however	ADV
fsr-3200	167	2	,	,	PUNCT
fsr-3200	167	3	these	these	DET
fsr-3200	167	4	statistics	statistic	NOUN
fsr-3200	167	5	also	also	ADV
fsr-3200	167	6	appear	appear	VERB
fsr-3200	167	7	to	to	PART
fsr-3200	167	8	conceal	conceal	VERB
fsr-3200	167	9	an	an	DET
fsr-3200	167	10	important	important	ADJ
fsr-3200	167	11	part	part	NOUN
fsr-3200	167	12	of	of	ADP
fsr-3200	167	13	the	the	DET
fsr-3200	167	14	picture	picture	NOUN
fsr-3200	167	15	.	.	PUNCT
fsr-3200	168	1	more	more	ADV
fsr-3200	168	2	specifically	specifically	ADV
fsr-3200	168	3	,	,	PUNCT
fsr-3200	168	4	the	the	DET
fsr-3200	168	5	findings	finding	NOUN
fsr-3200	168	6	suggest	suggest	VERB
fsr-3200	168	7	that	that	SCONJ
fsr-3200	168	8	not	not	PART
fsr-3200	168	9	only	only	ADV
fsr-3200	168	10	are	be	AUX
fsr-3200	168	11	there	there	PRON
fsr-3200	168	12	two	two	NUM
fsr-3200	168	13	groups	group	NOUN
fsr-3200	168	14	,	,	PUNCT
fsr-3200	168	15	or	or	CCONJ
fsr-3200	168	16	profiles	profile	NOUN
fsr-3200	168	17	,	,	PUNCT
fsr-3200	168	18	of	of	ADP
fsr-3200	168	19	female	female	ADJ
fsr-3200	168	20	investors	investor	NOUN
fsr-3200	168	21	,	,	PUNCT
fsr-3200	168	22	but	but	CCONJ
fsr-3200	168	23	also	also	ADV
fsr-3200	168	24	that	that	SCONJ
fsr-3200	168	25	the	the	DET
fsr-3200	168	26	factors	factor	NOUN
fsr-3200	168	27	associated	associate	VERB
fsr-3200	168	28	with	with	ADP
fsr-3200	168	29	the	the	DET
fsr-3200	168	30	odds	odd	NOUN
fsr-3200	168	31	of	of	ADP
fsr-3200	168	32	seeking	seek	VERB
fsr-3200	168	33	investment	investment	NOUN
fsr-3200	168	34	advice	advice	NOUN
fsr-3200	168	35	often	often	ADV
fsr-3200	168	36	vary	vary	VERB
fsr-3200	168	37	across	across	ADP
fsr-3200	168	38	these	these	DET
fsr-3200	168	39	profiles	profile	NOUN
fsr-3200	168	40	.	.	PUNCT
fsr-3200	169	1	put	put	VERB
fsr-3200	169	2	most	most	ADV
fsr-3200	169	3	simply	simply	ADV
fsr-3200	169	4	,	,	PUNCT
fsr-3200	169	5	one	one	NUM
fsr-3200	169	6	profile	profile	NOUN
fsr-3200	169	7	of	of	ADP
fsr-3200	169	8	female	female	ADJ
fsr-3200	169	9	investors	investor	NOUN
fsr-3200	169	10	might	might	AUX
fsr-3200	169	11	be	be	AUX
fsr-3200	169	12	labeled	label	VERB
fsr-3200	169	13	as	as	ADP
fsr-3200	169	14	“	"	PUNCT
fsr-3200	169	15	struggling	struggle	VERB
fsr-3200	169	16	”	"	PUNCT
fsr-3200	169	17	and	and	CCONJ
fsr-3200	169	18	the	the	DET
fsr-3200	169	19	other	other	ADJ
fsr-3200	169	20	profile	profile	NOUN
fsr-3200	169	21	might	might	AUX
fsr-3200	169	22	be	be	AUX
fsr-3200	169	23	identified	identify	VERB
fsr-3200	169	24	as	as	ADP
fsr-3200	169	25	“	"	PUNCT
fsr-3200	169	26	thriving	thrive	VERB
fsr-3200	169	27	.	.	PUNCT
fsr-3200	169	28	”	"	PUNCT
fsr-3200	170	1	the	the	DET
fsr-3200	170	2	chief	chief	ADJ
fsr-3200	170	3	factor	factor	NOUN
fsr-3200	170	4	that	that	PRON
fsr-3200	170	5	distinguishes	distinguish	VERB
fsr-3200	170	6	these	these	DET
fsr-3200	170	7	two	two	NUM
fsr-3200	170	8	profiles	profile	NOUN
fsr-3200	170	9	is	be	AUX
fsr-3200	170	10	that	that	SCONJ
fsr-3200	170	11	the	the	DET
fsr-3200	170	12	“	"	PUNCT
fsr-3200	170	13	strugglers	struggler	NOUN
fsr-3200	170	14	”	"	PUNCT
fsr-3200	170	15	tend	tend	VERB
fsr-3200	170	16	to	to	PART
fsr-3200	170	17	have	have	VERB
fsr-3200	170	18	higher	high	ADJ
fsr-3200	170	19	self	self	NOUN
fsr-3200	170	20	-	-	PUNCT
fsr-3200	170	21	assessed	assess	VERB
fsr-3200	170	22	risk	risk	NOUN
fsr-3200	170	23	aversion	aversion	NOUN
fsr-3200	170	24	.	.	PUNCT
fsr-3200	171	1	other	other	ADJ
fsr-3200	171	2	discriminating	discriminate	VERB
fsr-3200	171	3	factors	factor	NOUN
fsr-3200	171	4	yield	yield	VERB
fsr-3200	171	5	the	the	DET
fsr-3200	171	6	following	follow	VERB
fsr-3200	171	7	more	more	ADV
fsr-3200	171	8	detailed	detailed	ADJ
fsr-3200	171	9	profiles	profile	NOUN
fsr-3200	171	10	:	:	PUNCT
fsr-3200	171	11	only	only	ADV
fsr-3200	171	12	about	about	ADV
fsr-3200	171	13	90	90	NUM
fsr-3200	171	14	%	%	NOUN
fsr-3200	171	15	of	of	ADP
fsr-3200	171	16	the	the	DET
fsr-3200	171	17	“	"	PUNCT
fsr-3200	171	18	strugglers	struggler	NOUN
fsr-3200	171	19	”	"	PUNCT
fsr-3200	171	20	have	have	VERB
fsr-3200	171	21	a	a	DET
fsr-3200	171	22	rainy	rainy	ADJ
fsr-3200	171	23	day	day	NOUN
fsr-3200	171	24	fund	fund	NOUN
fsr-3200	171	25	or	or	CCONJ
fsr-3200	171	26	have	have	AUX
fsr-3200	171	27	sought	seek	VERB
fsr-3200	171	28	investment	investment	NOUN
fsr-3200	171	29	advice	advice	NOUN
fsr-3200	171	30	in	in	ADP
fsr-3200	171	31	the	the	DET
fsr-3200	171	32	last	last	ADJ
fsr-3200	171	33	five	five	NUM
fsr-3200	171	34	years	year	NOUN
fsr-3200	171	35	.	.	PUNCT
fsr-3200	172	1	they	they	PRON
fsr-3200	172	2	also	also	ADV
fsr-3200	172	3	have	have	VERB
fsr-3200	172	4	more	more	ADJ
fsr-3200	172	5	limited	limited	ADJ
fsr-3200	172	6	household	household	NOUN
fsr-3200	172	7	incomes	income	NOUN
fsr-3200	172	8	,	,	PUNCT
fsr-3200	172	9	averaging	average	VERB
fsr-3200	172	10	from	from	ADP
fsr-3200	172	11	$	$	SYM
fsr-3200	172	12	25,000	25,000	NUM
fsr-3200	172	13	to	to	ADP
fsr-3200	172	14	under	under	ADP
fsr-3200	172	15	$	$	SYM
fsr-3200	172	16	35,000	35,000	NUM
fsr-3200	172	17	.	.	PUNCT
fsr-3200	173	1	over	over	ADP
fsr-3200	173	2	three	three	NUM
fsr-3200	173	3	-	-	PUNCT
fsr-3200	173	4	quarters	quarter	NOUN
fsr-3200	173	5	of	of	ADP
fsr-3200	173	6	the	the	DET
fsr-3200	173	7	“	"	PUNCT
fsr-3200	173	8	thrivers	thriver	NOUN
fsr-3200	173	9	”	"	PUNCT
fsr-3200	173	10	have	have	VERB
fsr-3200	173	11	a	a	DET
fsr-3200	173	12	rainy	rainy	ADJ
fsr-3200	173	13	fund	fund	NOUN
fsr-3200	173	14	and	and	CCONJ
fsr-3200	173	15	over	over	ADP
fsr-3200	173	16	half	half	NOUN
fsr-3200	173	17	have	have	AUX
fsr-3200	173	18	sought	seek	VERB
fsr-3200	173	19	financial	financial	ADJ
fsr-3200	173	20	advice	advice	NOUN
fsr-3200	173	21	during	during	ADP
fsr-3200	173	22	the	the	DET
fsr-3200	173	23	last	last	ADJ
fsr-3200	173	24	five	five	NUM
fsr-3200	173	25	years	year	NOUN
fsr-3200	173	26	.	.	PUNCT
fsr-3200	174	1	“	"	PUNCT
fsr-3200	174	2	thrivers	thriver	NOUN
fsr-3200	174	3	”	"	PUNCT
fsr-3200	174	4	have	have	VERB
fsr-3200	174	5	higher	high	ADJ
fsr-3200	174	6	household	household	NOUN
fsr-3200	174	7	incomes	income	NOUN
fsr-3200	174	8	,	,	PUNCT
fsr-3200	174	9	averaging	average	VERB
fsr-3200	174	10	from	from	ADP
fsr-3200	174	11	$	$	SYM
fsr-3200	174	12	75,000	75,000	NUM
fsr-3200	174	13	to	to	PART
fsr-3200	174	14	under	under	ADP
fsr-3200	174	15	$	$	SYM
fsr-3200	174	16	100,000	100,000	NUM
fsr-3200	174	17	per	per	ADP
fsr-3200	174	18	year	year	NOUN
fsr-3200	174	19	.	.	PUNCT
fsr-3200	175	1	the	the	DET
fsr-3200	175	2	“	"	PUNCT
fsr-3200	175	3	thrivers	thriver	NOUN
fsr-3200	175	4	”	"	PUNCT
fsr-3200	175	5	are	be	AUX
fsr-3200	175	6	more	more	ADV
fsr-3200	175	7	likely	likely	ADJ
fsr-3200	175	8	to	to	PART
fsr-3200	175	9	have	have	AUX
fsr-3200	175	10	earned	earn	VERB
fsr-3200	175	11	a	a	DET
fsr-3200	175	12	graduate	graduate	NOUN
fsr-3200	175	13	or	or	CCONJ
fsr-3200	175	14	undergraduate	undergraduate	NOUN
fsr-3200	175	15	college	college	NOUN
fsr-3200	175	16	degree	degree	NOUN
fsr-3200	175	17	,	,	PUNCT
fsr-3200	175	18	but	but	CCONJ
fsr-3200	175	19	more	more	ADJ
fsr-3200	175	20	than	than	ADP
fsr-3200	175	21	60	60	NUM
fsr-3200	175	22	%	%	NOUN
fsr-3200	175	23	of	of	ADP
fsr-3200	175	24	them	they	PRON
fsr-3200	175	25	have	have	AUX
fsr-3200	175	26	not	not	PART
fsr-3200	175	27	done	do	VERB
fsr-3200	175	28	so	so	ADV
fsr-3200	175	29	.	.	PUNCT
fsr-3200	176	1	the	the	DET
fsr-3200	176	2	most	most	ADV
fsr-3200	176	3	common	common	ADJ
fsr-3200	176	4	marital	marital	ADJ
fsr-3200	176	5	status	status	NOUN
fsr-3200	176	6	for	for	ADP
fsr-3200	176	7	each	each	DET
fsr-3200	176	8	group	group	NOUN
fsr-3200	176	9	is	be	AUX
fsr-3200	176	10	being	be	AUX
fsr-3200	176	11	married	marry	VERB
fsr-3200	176	12	,	,	PUNCT
fsr-3200	176	13	but	but	CCONJ
fsr-3200	176	14	71	71	NUM
fsr-3200	176	15	%	%	NOUN
fsr-3200	176	16	of	of	ADP
fsr-3200	176	17	“	"	PUNCT
fsr-3200	176	18	thrivers	thriver	NOUN
fsr-3200	176	19	”	"	PUNCT
fsr-3200	176	20	are	be	AUX
fsr-3200	176	21	married	marry	VERB
fsr-3200	176	22	compared	compare	VERB
fsr-3200	176	23	with	with	ADP
fsr-3200	176	24	43	43	NUM
fsr-3200	176	25	%	%	NOUN
fsr-3200	176	26	of	of	ADP
fsr-3200	176	27	“	"	PUNCT
fsr-3200	176	28	strugglers	struggler	NOUN
fsr-3200	176	29	.	.	PUNCT
fsr-3200	176	30	”	"	PUNCT
fsr-3200	177	1	despite	despite	SCONJ
fsr-3200	177	2	conventional	conventional	ADJ
fsr-3200	177	3	wisdom	wisdom	NOUN
fsr-3200	177	4	,	,	PUNCT
fsr-3200	177	5	race	race	NOUN
fsr-3200	177	6	and	and	CCONJ
fsr-3200	177	7	number	number	NOUN
fsr-3200	177	8	of	of	ADP
fsr-3200	177	9	financially	financially	ADV
fsr-3200	177	10	dependent	dependent	ADJ
fsr-3200	177	11	children	child	NOUN
fsr-3200	177	12	do	do	AUX
fsr-3200	177	13	not	not	PART
fsr-3200	177	14	particularly	particularly	ADV
fsr-3200	177	15	characterize	characterize	VERB
fsr-3200	177	16	these	these	DET
fsr-3200	177	17	profiles	profile	NOUN
fsr-3200	177	18	.	.	PUNCT
fsr-3200	178	1	several	several	ADJ
fsr-3200	178	2	different	different	ADJ
fsr-3200	178	3	patterns	pattern	NOUN
fsr-3200	178	4	in	in	ADP
fsr-3200	178	5	the	the	DET
fsr-3200	178	6	factors	factor	NOUN
fsr-3200	178	7	associated	associate	VERB
fsr-3200	178	8	with	with	ADP
fsr-3200	178	9	seeking	seek	VERB
fsr-3200	178	10	investment	investment	NOUN
fsr-3200	178	11	advice	advice	NOUN
fsr-3200	178	12	emerge	emerge	VERB
fsr-3200	178	13	for	for	ADP
fsr-3200	178	14	these	these	DET
fsr-3200	178	15	profiles	profile	NOUN
fsr-3200	178	16	.	.	PUNCT
fsr-3200	179	1	the	the	DET
fsr-3200	179	2	“	"	PUNCT
fsr-3200	179	3	thrivers	thriver	NOUN
fsr-3200	179	4	”	"	PUNCT
fsr-3200	179	5	appear	appear	VERB
fsr-3200	179	6	to	to	PART
fsr-3200	179	7	seek	seek	VERB
fsr-3200	179	8	investment	investment	NOUN
fsr-3200	179	9	advice	advice	NOUN
fsr-3200	179	10	based	base	VERB
fsr-3200	179	11	on	on	ADP
fsr-3200	179	12	their	their	PRON
fsr-3200	179	13	perceived	perceive	VERB
fsr-3200	179	14	283k	283k	PROPN
fsr-3200	179	15	.	.	PUNCT
fsr-3200	180	1	simms	simms	PROPN
fsr-3200	180	2	/	/	SYM
fsr-3200	180	3	financial	financial	ADJ
fsr-3200	180	4	services	service	NOUN
fsr-3200	180	5	review	review	VERB
fsr-3200	180	6	23	23	NUM
fsr-3200	180	7	(	(	PUNCT
fsr-3200	180	8	2014	2014	NUM
fsr-3200	180	9	)	)	PUNCT
fsr-3200	181	1	273–286	273–286	NUM
fsr-3200	181	2	financial	financial	ADJ
fsr-3200	181	3	knowledge	knowledge	NOUN
fsr-3200	181	4	,	,	PUNCT
fsr-3200	181	5	whereas	whereas	SCONJ
fsr-3200	181	6	the	the	DET
fsr-3200	181	7	odds	odd	NOUN
fsr-3200	181	8	that	that	SCONJ
fsr-3200	181	9	strugglers	struggler	NOUN
fsr-3200	181	10	will	will	AUX
fsr-3200	181	11	seek	seek	VERB
fsr-3200	181	12	advice	advice	NOUN
fsr-3200	181	13	may	may	AUX
fsr-3200	181	14	be	be	AUX
fsr-3200	181	15	more	more	ADV
fsr-3200	181	16	connected	connected	ADJ
fsr-3200	181	17	to	to	ADP
fsr-3200	181	18	their	their	PRON
fsr-3200	181	19	actual	actual	ADJ
fsr-3200	181	20	financial	financial	ADJ
fsr-3200	181	21	knowledge	knowledge	NOUN
fsr-3200	181	22	.	.	PUNCT
fsr-3200	182	1	more	more	ADV
fsr-3200	182	2	specifically	specifically	ADV
fsr-3200	182	3	,	,	PUNCT
fsr-3200	182	4	when	when	SCONJ
fsr-3200	182	5	“	"	PUNCT
fsr-3200	182	6	thrivers	thriver	NOUN
fsr-3200	182	7	”	"	PUNCT
fsr-3200	182	8	believe	believe	VERB
fsr-3200	182	9	that	that	SCONJ
fsr-3200	182	10	there	there	PRON
fsr-3200	182	11	is	be	VERB
fsr-3200	182	12	someone	someone	PRON
fsr-3200	182	13	else	else	ADV
fsr-3200	182	14	in	in	ADP
fsr-3200	182	15	the	the	DET
fsr-3200	182	16	household	household	NOUN
fsr-3200	182	17	who	who	PRON
fsr-3200	182	18	knows	know	VERB
fsr-3200	182	19	more	more	ADJ
fsr-3200	182	20	than	than	SCONJ
fsr-3200	182	21	they	they	PRON
fsr-3200	182	22	do	do	AUX
fsr-3200	182	23	about	about	ADP
fsr-3200	182	24	finances	finance	NOUN
fsr-3200	182	25	,	,	PUNCT
fsr-3200	182	26	they	they	PRON
fsr-3200	182	27	are	be	AUX
fsr-3200	182	28	less	less	ADV
fsr-3200	182	29	likely	likely	ADJ
fsr-3200	182	30	to	to	PART
fsr-3200	182	31	reach	reach	VERB
fsr-3200	182	32	out	out	ADP
fsr-3200	182	33	for	for	ADP
fsr-3200	182	34	investment	investment	NOUN
fsr-3200	182	35	advice	advice	NOUN
fsr-3200	182	36	.	.	PUNCT
fsr-3200	183	1	at	at	ADP
fsr-3200	183	2	the	the	DET
fsr-3200	183	3	same	same	ADJ
fsr-3200	183	4	time	time	NOUN
fsr-3200	183	5	,	,	PUNCT
fsr-3200	183	6	being	be	AUX
fsr-3200	183	7	more	more	ADV
fsr-3200	183	8	confident	confident	ADJ
fsr-3200	183	9	about	about	ADP
fsr-3200	183	10	own	own	VERB
fsr-3200	183	11	their	their	PRON
fsr-3200	183	12	financial	financial	ADJ
fsr-3200	183	13	knowledge	knowledge	NOUN
fsr-3200	183	14	is	be	AUX
fsr-3200	183	15	also	also	ADV
fsr-3200	183	16	associated	associate	VERB
fsr-3200	183	17	with	with	ADP
fsr-3200	183	18	reduced	reduce	VERB
fsr-3200	183	19	odds	odd	NOUN
fsr-3200	183	20	that	that	SCONJ
fsr-3200	183	21	“	"	PUNCT
fsr-3200	183	22	thrivers	thriver	NOUN
fsr-3200	183	23	”	"	PUNCT
fsr-3200	183	24	will	will	AUX
fsr-3200	183	25	seek	seek	VERB
fsr-3200	183	26	outside	outside	ADJ
fsr-3200	183	27	help	help	NOUN
fsr-3200	183	28	.	.	PUNCT
fsr-3200	184	1	on	on	ADP
fsr-3200	184	2	the	the	DET
fsr-3200	184	3	other	other	ADJ
fsr-3200	184	4	hand	hand	NOUN
fsr-3200	184	5	,	,	PUNCT
fsr-3200	184	6	it	it	PRON
fsr-3200	184	7	is	be	AUX
fsr-3200	184	8	more	more	ADV
fsr-3200	184	9	likely	likely	ADJ
fsr-3200	184	10	that	that	SCONJ
fsr-3200	184	11	“	"	PUNCT
fsr-3200	184	12	strugglers	struggler	NOUN
fsr-3200	184	13	”	"	PUNCT
fsr-3200	184	14	will	will	AUX
fsr-3200	184	15	reach	reach	VERB
fsr-3200	184	16	out	out	ADP
fsr-3200	184	17	for	for	ADP
fsr-3200	184	18	investment	investment	NOUN
fsr-3200	184	19	advice	advice	NOUN
fsr-3200	184	20	when	when	SCONJ
fsr-3200	184	21	their	their	PRON
fsr-3200	184	22	objectively	objectively	ADV
fsr-3200	184	23	measured	measure	VERB
fsr-3200	184	24	financial	financial	ADJ
fsr-3200	184	25	knowledge	knowledge	NOUN
fsr-3200	184	26	is	be	AUX
fsr-3200	184	27	higher	high	ADJ
fsr-3200	184	28	.	.	PUNCT
fsr-3200	185	1	additionally	additionally	ADV
fsr-3200	185	2	,	,	PUNCT
fsr-3200	185	3	some	some	PRON
fsr-3200	185	4	of	of	ADP
fsr-3200	185	5	the	the	DET
fsr-3200	185	6	evidence	evidence	NOUN
fsr-3200	185	7	suggests	suggest	VERB
fsr-3200	185	8	that	that	SCONJ
fsr-3200	185	9	“	"	PUNCT
fsr-3200	185	10	strugglers	struggler	NOUN
fsr-3200	185	11	”	"	PUNCT
fsr-3200	185	12	are	be	AUX
fsr-3200	185	13	more	more	ADV
fsr-3200	185	14	likely	likely	ADJ
fsr-3200	185	15	to	to	PART
fsr-3200	185	16	reach	reach	VERB
fsr-3200	185	17	out	out	ADP
fsr-3200	185	18	for	for	ADP
fsr-3200	185	19	advice	advice	NOUN
fsr-3200	185	20	when	when	SCONJ
fsr-3200	185	21	they	they	PRON
fsr-3200	185	22	earn	earn	VERB
fsr-3200	185	23	more	more	ADJ
fsr-3200	185	24	(	(	PUNCT
fsr-3200	185	25	i.e.	i.e.	X
fsr-3200	185	26	,	,	PUNCT
fsr-3200	185	27	up	up	ADP
fsr-3200	185	28	to	to	PART
fsr-3200	185	29	$	$	SYM
fsr-3200	185	30	75,000	75,000	NUM
fsr-3200	185	31	)	)	PUNCT
fsr-3200	185	32	,	,	PUNCT
fsr-3200	185	33	so	so	SCONJ
fsr-3200	185	34	that	that	SCONJ
fsr-3200	185	35	the	the	DET
fsr-3200	185	36	price	price	NOUN
fsr-3200	185	37	of	of	ADP
fsr-3200	185	38	the	the	DET
fsr-3200	185	39	advice	advice	NOUN
fsr-3200	185	40	may	may	AUX
fsr-3200	185	41	be	be	AUX
fsr-3200	185	42	a	a	DET
fsr-3200	185	43	factor	factor	NOUN
fsr-3200	185	44	in	in	ADP
fsr-3200	185	45	their	their	PRON
fsr-3200	185	46	decision	decision	NOUN
fsr-3200	185	47	-	-	PUNCT
fsr-3200	185	48	making	making	NOUN
fsr-3200	185	49	.	.	PUNCT
fsr-3200	186	1	on	on	ADP
fsr-3200	186	2	the	the	DET
fsr-3200	186	3	other	other	ADJ
fsr-3200	186	4	hand	hand	NOUN
fsr-3200	186	5	,	,	PUNCT
fsr-3200	186	6	“	"	PUNCT
fsr-3200	186	7	thrivers	thriver	NOUN
fsr-3200	186	8	”	"	PUNCT
fsr-3200	186	9	are	be	AUX
fsr-3200	186	10	more	more	ADV
fsr-3200	186	11	likely	likely	ADJ
fsr-3200	186	12	to	to	PART
fsr-3200	186	13	seek	seek	VERB
fsr-3200	186	14	advice	advice	NOUN
fsr-3200	186	15	when	when	SCONJ
fsr-3200	186	16	they	they	PRON
fsr-3200	186	17	are	be	AUX
fsr-3200	186	18	living	live	VERB
fsr-3200	186	19	below	below	ADP
fsr-3200	186	20	poverty	poverty	NOUN
fsr-3200	186	21	compared	compare	VERB
fsr-3200	186	22	with	with	ADP
fsr-3200	186	23	when	when	SCONJ
fsr-3200	186	24	their	their	PRON
fsr-3200	186	25	earnings	earning	NOUN
fsr-3200	186	26	fall	fall	VERB
fsr-3200	186	27	into	into	ADP
fsr-3200	186	28	one	one	NUM
fsr-3200	186	29	of	of	ADP
fsr-3200	186	30	several	several	ADJ
fsr-3200	186	31	higher	high	ADJ
fsr-3200	186	32	income	income	NOUN
fsr-3200	186	33	brackets	bracket	NOUN
fsr-3200	186	34	.	.	PUNCT
fsr-3200	187	1	some	some	DET
fsr-3200	187	2	evidence	evidence	NOUN
fsr-3200	187	3	also	also	ADV
fsr-3200	187	4	aligns	align	VERB
fsr-3200	187	5	with	with	ADP
fsr-3200	187	6	the	the	DET
fsr-3200	187	7	theory	theory	NOUN
fsr-3200	187	8	that	that	SCONJ
fsr-3200	187	9	when	when	SCONJ
fsr-3200	187	10	“	"	PUNCT
fsr-3200	187	11	strugglers	struggler	NOUN
fsr-3200	187	12	”	"	PUNCT
fsr-3200	187	13	work	work	NOUN
fsr-3200	187	14	status	status	NOUN
fsr-3200	187	15	is	be	AUX
fsr-3200	187	16	probably	probably	ADV
fsr-3200	187	17	transitory	transitory	ADJ
fsr-3200	187	18	—	—	PUNCT
fsr-3200	187	19	such	such	ADJ
fsr-3200	187	20	as	as	ADP
fsr-3200	187	21	being	be	AUX
fsr-3200	187	22	a	a	DET
fsr-3200	187	23	full	full	ADJ
fsr-3200	187	24	-	-	PUNCT
fsr-3200	187	25	time	time	NOUN
fsr-3200	187	26	student	student	NOUN
fsr-3200	187	27	and	and	CCONJ
fsr-3200	187	28	working	work	VERB
fsr-3200	187	29	part	part	ADJ
fsr-3200	187	30	-	-	PUNCT
fsr-3200	187	31	time	time	NOUN
fsr-3200	187	32	—	—	PUNCT
fsr-3200	187	33	they	they	PRON
fsr-3200	187	34	are	be	AUX
fsr-3200	187	35	more	more	ADV
fsr-3200	187	36	likely	likely	ADJ
fsr-3200	187	37	to	to	PART
fsr-3200	187	38	reach	reach	VERB
fsr-3200	187	39	out	out	ADP
fsr-3200	187	40	for	for	ADP
fsr-3200	187	41	investment	investment	NOUN
fsr-3200	187	42	advice	advice	NOUN
fsr-3200	187	43	.	.	PUNCT
fsr-3200	188	1	by	by	ADP
fsr-3200	188	2	contrast	contrast	NOUN
fsr-3200	188	3	,	,	PUNCT
fsr-3200	188	4	if	if	SCONJ
fsr-3200	188	5	their	their	PRON
fsr-3200	188	6	work	work	NOUN
fsr-3200	188	7	status	status	NOUN
fsr-3200	188	8	might	might	AUX
fsr-3200	188	9	be	be	AUX
fsr-3200	188	10	more	more	ADV
fsr-3200	188	11	permanent	permanent	ADJ
fsr-3200	188	12	,	,	PUNCT
fsr-3200	188	13	such	such	ADJ
fsr-3200	188	14	as	as	ADP
fsr-3200	188	15	being	be	AUX
fsr-3200	188	16	retired	retire	VERB
fsr-3200	188	17	,	,	PUNCT
fsr-3200	188	18	they	they	PRON
fsr-3200	188	19	have	have	AUX
fsr-3200	188	20	reduced	reduce	VERB
fsr-3200	188	21	odds	odd	NOUN
fsr-3200	188	22	of	of	ADP
fsr-3200	188	23	seeking	seek	VERB
fsr-3200	188	24	such	such	ADJ
fsr-3200	188	25	advice	advice	NOUN
fsr-3200	188	26	.	.	PUNCT
fsr-3200	189	1	on	on	ADP
fsr-3200	189	2	the	the	DET
fsr-3200	189	3	other	other	ADJ
fsr-3200	189	4	hand	hand	NOUN
fsr-3200	189	5	,	,	PUNCT
fsr-3200	189	6	some	some	PRON
fsr-3200	189	7	of	of	ADP
fsr-3200	189	8	the	the	DET
fsr-3200	189	9	evidence	evidence	NOUN
fsr-3200	189	10	suggests	suggest	VERB
fsr-3200	189	11	that	that	SCONJ
fsr-3200	189	12	“	"	PUNCT
fsr-3200	189	13	thrivers	thriver	NOUN
fsr-3200	189	14	”	"	PUNCT
fsr-3200	189	15	may	may	AUX
fsr-3200	189	16	react	react	VERB
fsr-3200	189	17	self	self	NOUN
fsr-3200	189	18	-	-	PUNCT
fsr-3200	189	19	protectively	protectively	ADV
fsr-3200	189	20	by	by	ADP
fsr-3200	189	21	seeking	seek	VERB
fsr-3200	189	22	investment	investment	NOUN
fsr-3200	189	23	advice	advice	NOUN
fsr-3200	189	24	when	when	SCONJ
fsr-3200	189	25	they	they	PRON
fsr-3200	189	26	work	work	VERB
fsr-3200	189	27	less	less	ADJ
fsr-3200	189	28	than	than	ADP
fsr-3200	189	29	full	full	ADJ
fsr-3200	189	30	-	-	PUNCT
fsr-3200	189	31	time	time	NOUN
fsr-3200	189	32	,	,	PUNCT
fsr-3200	189	33	regardless	regardless	ADV
fsr-3200	189	34	of	of	ADP
fsr-3200	189	35	whether	whether	SCONJ
fsr-3200	189	36	or	or	CCONJ
fsr-3200	189	37	not	not	PART
fsr-3200	189	38	this	this	DET
fsr-3200	189	39	work	work	NOUN
fsr-3200	189	40	status	status	NOUN
fsr-3200	189	41	is	be	AUX
fsr-3200	189	42	usually	usually	ADV
fsr-3200	189	43	considered	consider	VERB
fsr-3200	189	44	to	to	PART
fsr-3200	189	45	be	be	AUX
fsr-3200	189	46	permanent	permanent	ADJ
fsr-3200	189	47	.	.	PUNCT
fsr-3200	190	1	more	more	ADV
fsr-3200	190	2	specifically	specifically	ADV
fsr-3200	190	3	,	,	PUNCT
fsr-3200	190	4	they	they	PRON
fsr-3200	190	5	reach	reach	VERB
fsr-3200	190	6	out	out	ADP
fsr-3200	190	7	for	for	ADP
fsr-3200	190	8	advice	advice	NOUN
fsr-3200	190	9	when	when	SCONJ
fsr-3200	190	10	they	they	PRON
fsr-3200	190	11	work	work	VERB
fsr-3200	190	12	part	part	ADJ
fsr-3200	190	13	-	-	PUNCT
fsr-3200	190	14	time	time	NOUN
fsr-3200	190	15	,	,	PUNCT
fsr-3200	190	16	are	be	AUX
fsr-3200	190	17	homemakers	homemaker	NOUN
fsr-3200	190	18	,	,	PUNCT
fsr-3200	190	19	are	be	AUX
fsr-3200	190	20	unemployed	unemployed	ADJ
fsr-3200	190	21	,	,	PUNCT
fsr-3200	190	22	or	or	CCONJ
fsr-3200	190	23	are	be	AUX
fsr-3200	190	24	retired	retire	VERB
fsr-3200	190	25	.	.	PUNCT
fsr-3200	191	1	these	these	DET
fsr-3200	191	2	findings	finding	NOUN
fsr-3200	191	3	require	require	VERB
fsr-3200	191	4	further	further	ADJ
fsr-3200	191	5	corroboration	corroboration	NOUN
fsr-3200	191	6	,	,	PUNCT
fsr-3200	191	7	particularly	particularly	ADV
fsr-3200	191	8	in	in	ADP
fsr-3200	191	9	terms	term	NOUN
fsr-3200	191	10	of	of	ADP
fsr-3200	191	11	validating	validate	VERB
fsr-3200	191	12	the	the	DET
fsr-3200	191	13	existence	existence	NOUN
fsr-3200	191	14	of	of	ADP
fsr-3200	191	15	these	these	DET
fsr-3200	191	16	profiles	profile	NOUN
fsr-3200	191	17	in	in	ADP
fsr-3200	191	18	other	other	ADJ
fsr-3200	191	19	datasets	dataset	NOUN
fsr-3200	191	20	.	.	PUNCT
fsr-3200	192	1	however	however	ADV
fsr-3200	192	2	,	,	PUNCT
fsr-3200	192	3	these	these	DET
fsr-3200	192	4	findings	finding	NOUN
fsr-3200	192	5	do	do	AUX
fsr-3200	192	6	suggest	suggest	VERB
fsr-3200	192	7	that	that	SCONJ
fsr-3200	192	8	—	—	PUNCT
fsr-3200	192	9	although	although	SCONJ
fsr-3200	192	10	it	it	PRON
fsr-3200	192	11	may	may	AUX
fsr-3200	192	12	often	often	ADV
fsr-3200	192	13	seem	seem	VERB
fsr-3200	192	14	practical	practical	ADJ
fsr-3200	192	15	and	and	CCONJ
fsr-3200	192	16	suitable	suitable	ADJ
fsr-3200	192	17	to	to	PART
fsr-3200	192	18	talk	talk	VERB
fsr-3200	192	19	about	about	ADP
fsr-3200	192	20	female	female	ADJ
fsr-3200	192	21	investors	investor	NOUN
fsr-3200	192	22	as	as	ADP
fsr-3200	192	23	a	a	DET
fsr-3200	192	24	single	single	ADJ
fsr-3200	192	25	group	group	NOUN
fsr-3200	192	26	—	—	PUNCT
fsr-3200	192	27	such	such	DET
fsr-3200	192	28	a	a	DET
fsr-3200	192	29	classification	classification	NOUN
fsr-3200	192	30	strategy	strategy	NOUN
fsr-3200	192	31	can	can	AUX
fsr-3200	192	32	obscure	obscure	VERB
fsr-3200	192	33	the	the	DET
fsr-3200	192	34	existence	existence	NOUN
fsr-3200	192	35	of	of	ADP
fsr-3200	192	36	meaningful	meaningful	ADJ
fsr-3200	192	37	differences	difference	NOUN
fsr-3200	192	38	in	in	ADP
fsr-3200	192	39	investor	investor	NOUN
fsr-3200	192	40	profiles	profile	NOUN
fsr-3200	192	41	within	within	ADP
fsr-3200	192	42	gender	gender	NOUN
fsr-3200	192	43	.	.	PUNCT
fsr-3200	193	1	not	not	PART
fsr-3200	193	2	accounting	account	VERB
fsr-3200	193	3	for	for	ADP
fsr-3200	193	4	these	these	DET
fsr-3200	193	5	differences	difference	NOUN
fsr-3200	193	6	may	may	AUX
fsr-3200	193	7	result	result	VERB
fsr-3200	193	8	in	in	ADP
fsr-3200	193	9	failures	failure	NOUN
fsr-3200	193	10	to	to	PART
fsr-3200	193	11	launch	launch	VERB
fsr-3200	193	12	investment	investment	NOUN
fsr-3200	193	13	advice	advice	NOUN
fsr-3200	193	14	strategies	strategy	NOUN
fsr-3200	193	15	successfully	successfully	ADV
fsr-3200	193	16	.	.	PUNCT
fsr-3200	194	1	encouraging	encourage	VERB
fsr-3200	194	2	one	one	NUM
fsr-3200	194	3	group	group	NOUN
fsr-3200	194	4	(	(	PUNCT
fsr-3200	194	5	i.e.	i.e.	X
fsr-3200	194	6	,	,	PUNCT
fsr-3200	194	7	the	the	DET
fsr-3200	194	8	“	"	PUNCT
fsr-3200	194	9	strugglers	struggler	NOUN
fsr-3200	194	10	”	"	PUNCT
fsr-3200	194	11	)	)	PUNCT
fsr-3200	194	12	to	to	PART
fsr-3200	194	13	seek	seek	VERB
fsr-3200	194	14	investment	investment	NOUN
fsr-3200	194	15	advice	advice	NOUN
fsr-3200	194	16	may	may	AUX
fsr-3200	194	17	be	be	AUX
fsr-3200	194	18	more	more	ADV
fsr-3200	194	19	about	about	ADP
fsr-3200	194	20	improving	improve	VERB
fsr-3200	194	21	financial	financial	ADJ
fsr-3200	194	22	education	education	NOUN
fsr-3200	194	23	,	,	PUNCT
fsr-3200	194	24	overcoming	overcome	VERB
fsr-3200	194	25	concerns	concern	NOUN
fsr-3200	194	26	about	about	ADP
fsr-3200	194	27	the	the	DET
fsr-3200	194	28	costs	cost	NOUN
fsr-3200	194	29	of	of	ADP
fsr-3200	194	30	investment	investment	NOUN
fsr-3200	194	31	advice	advice	NOUN
fsr-3200	194	32	,	,	PUNCT
fsr-3200	194	33	and	and	CCONJ
fsr-3200	194	34	,	,	PUNCT
fsr-3200	194	35	potentially	potentially	ADV
fsr-3200	194	36	,	,	PUNCT
fsr-3200	194	37	mitigating	mitigate	VERB
fsr-3200	194	38	fixedmindsets	fixedmindset	NOUN
fsr-3200	194	39	(	(	PUNCT
fsr-3200	194	40	dweck	dweck	PROPN
fsr-3200	194	41	,	,	PUNCT
fsr-3200	194	42	2007	2007	NUM
fsr-3200	194	43	)	)	PUNCT
fsr-3200	194	44	.	.	PUNCT
fsr-3200	195	1	encouraging	encourage	VERB
fsr-3200	195	2	the	the	DET
fsr-3200	195	3	other	other	ADJ
fsr-3200	195	4	group	group	NOUN
fsr-3200	195	5	(	(	PUNCT
fsr-3200	195	6	i.e.	i.e.	X
fsr-3200	195	7	,	,	PUNCT
fsr-3200	195	8	“	"	PUNCT
fsr-3200	195	9	the	the	DET
fsr-3200	195	10	thrivers	thriver	NOUN
fsr-3200	195	11	”	"	PUNCT
fsr-3200	195	12	)	)	PUNCT
fsr-3200	195	13	to	to	PART
fsr-3200	195	14	seek	seek	VERB
fsr-3200	195	15	investment	investment	NOUN
fsr-3200	195	16	advice	advice	NOUN
fsr-3200	195	17	may	may	AUX
fsr-3200	195	18	be	be	AUX
fsr-3200	195	19	more	more	ADV
fsr-3200	195	20	about	about	ADP
fsr-3200	195	21	educating	educate	VERB
fsr-3200	195	22	investors	investor	NOUN
fsr-3200	195	23	about	about	ADP
fsr-3200	195	24	the	the	DET
fsr-3200	195	25	extent	extent	NOUN
fsr-3200	195	26	of	of	ADP
fsr-3200	195	27	financial	financial	ADJ
fsr-3200	195	28	advisors	advisor	NOUN
fsr-3200	195	29	’	'	PUNCT
fsr-3200	195	30	knowledge	knowledge	NOUN
fsr-3200	195	31	compared	compare	VERB
fsr-3200	195	32	with	with	ADP
fsr-3200	195	33	their	their	PRON
fsr-3200	195	34	own	own	ADJ
fsr-3200	195	35	and	and	CCONJ
fsr-3200	195	36	about	about	ADP
fsr-3200	195	37	capitalizing	capitalize	VERB
fsr-3200	195	38	on	on	ADP
fsr-3200	195	39	what	what	PRON
fsr-3200	195	40	may	may	AUX
fsr-3200	195	41	be	be	AUX
fsr-3200	195	42	more	more	ADJ
fsr-3200	195	43	of	of	ADP
fsr-3200	195	44	“	"	PUNCT
fsr-3200	195	45	growth	growth	NOUN
fsr-3200	195	46	”	"	PUNCT
fsr-3200	195	47	mindsets	mindset	NOUN
fsr-3200	195	48	(	(	PUNCT
fsr-3200	195	49	dweck	dweck	PROPN
fsr-3200	195	50	,	,	PUNCT
fsr-3200	195	51	2007	2007	NUM
fsr-3200	195	52	)	)	PUNCT
fsr-3200	195	53	.	.	PUNCT
fsr-3200	196	1	both	both	DET
fsr-3200	196	2	groups	group	NOUN
fsr-3200	196	3	,	,	PUNCT
fsr-3200	196	4	though	though	ADV
fsr-3200	196	5	,	,	PUNCT
fsr-3200	196	6	are	be	AUX
fsr-3200	196	7	certainly	certainly	ADV
fsr-3200	196	8	urged	urge	VERB
fsr-3200	196	9	to	to	PART
fsr-3200	196	10	seek	seek	VERB
fsr-3200	196	11	out	out	ADP
fsr-3200	196	12	financial	financial	ADJ
fsr-3200	196	13	advice	advice	NOUN
fsr-3200	196	14	—	—	PUNCT
fsr-3200	196	15	given	give	VERB
fsr-3200	196	16	women	woman	NOUN
fsr-3200	196	17	’s	’s	PART
fsr-3200	196	18	overall	overall	ADV
fsr-3200	196	19	potentially	potentially	ADV
fsr-3200	196	20	more	more	ADV
fsr-3200	196	21	precarious	precarious	ADJ
fsr-3200	196	22	financial	financial	ADJ
fsr-3200	196	23	situations	situation	NOUN
fsr-3200	196	24	—	—	PUNCT
fsr-3200	196	25	and	and	CCONJ
fsr-3200	196	26	to	to	PART
fsr-3200	196	27	assess	assess	VERB
fsr-3200	196	28	the	the	DET
fsr-3200	196	29	quality	quality	NOUN
fsr-3200	196	30	of	of	ADP
fsr-3200	196	31	their	their	PRON
fsr-3200	196	32	financial	financial	ADJ
fsr-3200	196	33	advisors	advisor	NOUN
fsr-3200	196	34	through	through	ADP
fsr-3200	196	35	checking	check	VERB
fsr-3200	196	36	references	reference	NOUN
fsr-3200	196	37	,	,	PUNCT
fsr-3200	196	38	determining	determine	VERB
fsr-3200	196	39	the	the	DET
fsr-3200	196	40	veracity	veracity	NOUN
fsr-3200	196	41	of	of	ADP
fsr-3200	196	42	advertised	advertise	VERB
fsr-3200	196	43	certifications	certification	NOUN
fsr-3200	196	44	,	,	PUNCT
fsr-3200	196	45	evaluating	evaluate	VERB
fsr-3200	196	46	whether	whether	SCONJ
fsr-3200	196	47	conflicts	conflict	NOUN
fsr-3200	196	48	of	of	ADP
fsr-3200	196	49	interest	interest	NOUN
fsr-3200	196	50	might	might	AUX
fsr-3200	196	51	exist	exist	VERB
fsr-3200	196	52	,	,	PUNCT
fsr-3200	196	53	reading	read	VERB
fsr-3200	196	54	financial	financial	ADJ
fsr-3200	196	55	information	information	NOUN
fsr-3200	196	56	in	in	ADP
fsr-3200	196	57	detail	detail	NOUN
fsr-3200	196	58	,	,	PUNCT
fsr-3200	196	59	and	and	CCONJ
fsr-3200	196	60	considering	consider	VERB
fsr-3200	196	61	getting	get	VERB
fsr-3200	196	62	second	second	ADJ
fsr-3200	196	63	opinions	opinion	NOUN
fsr-3200	196	64	.	.	PUNCT
fsr-3200	197	1	findings	finding	NOUN
fsr-3200	197	2	in	in	ADP
fsr-3200	197	3	this	this	DET
fsr-3200	197	4	study	study	NOUN
fsr-3200	197	5	also	also	ADV
fsr-3200	197	6	expound	expound	VERB
fsr-3200	197	7	on	on	ADP
fsr-3200	197	8	the	the	DET
fsr-3200	197	9	extant	extant	ADJ
fsr-3200	197	10	literature	literature	NOUN
fsr-3200	197	11	.	.	PUNCT
fsr-3200	198	1	for	for	ADP
fsr-3200	198	2	example	example	NOUN
fsr-3200	198	3	,	,	PUNCT
fsr-3200	198	4	haslem	haslem	PROPN
fsr-3200	198	5	’s	’s	PART
fsr-3200	198	6	(	(	PUNCT
fsr-3200	198	7	2008	2008	NUM
fsr-3200	198	8	)	)	PUNCT
fsr-3200	198	9	suggestion	suggestion	NOUN
fsr-3200	198	10	that	that	SCONJ
fsr-3200	198	11	women	woman	NOUN
fsr-3200	198	12	may	may	AUX
fsr-3200	198	13	be	be	AUX
fsr-3200	198	14	seeking	seek	VERB
fsr-3200	198	15	validation	validation	NOUN
fsr-3200	198	16	of	of	ADP
fsr-3200	198	17	their	their	PRON
fsr-3200	198	18	investment	investment	NOUN
fsr-3200	198	19	choices	choice	NOUN
fsr-3200	198	20	when	when	SCONJ
fsr-3200	198	21	they	they	PRON
fsr-3200	198	22	seek	seek	VERB
fsr-3200	198	23	investment	investment	NOUN
fsr-3200	198	24	advice	advice	NOUN
fsr-3200	198	25	appears	appear	VERB
fsr-3200	198	26	to	to	PART
fsr-3200	198	27	be	be	AUX
fsr-3200	198	28	on	on	ADP
fsr-3200	198	29	target	target	NOUN
fsr-3200	198	30	,	,	PUNCT
fsr-3200	198	31	but	but	CCONJ
fsr-3200	198	32	only	only	ADV
fsr-3200	198	33	for	for	ADP
fsr-3200	198	34	women	woman	NOUN
fsr-3200	198	35	with	with	ADP
fsr-3200	198	36	characteristics	characteristic	NOUN
fsr-3200	198	37	similar	similar	ADJ
fsr-3200	198	38	to	to	ADP
fsr-3200	198	39	the	the	DET
fsr-3200	198	40	“	"	PUNCT
fsr-3200	198	41	thrivers	thriver	NOUN
fsr-3200	198	42	.	.	PUNCT
fsr-3200	198	43	”	"	PUNCT
fsr-3200	199	1	his	his	PRON
fsr-3200	199	2	suggestion	suggestion	NOUN
fsr-3200	199	3	that	that	SCONJ
fsr-3200	199	4	seeking	seek	VERB
fsr-3200	199	5	advice	advice	NOUN
fsr-3200	199	6	may	may	AUX
fsr-3200	199	7	be	be	AUX
fsr-3200	199	8	an	an	DET
fsr-3200	199	9	attempt	attempt	NOUN
fsr-3200	199	10	to	to	PART
fsr-3200	199	11	resolve	resolve	VERB
fsr-3200	199	12	a	a	DET
fsr-3200	199	13	marital	marital	ADJ
fsr-3200	199	14	dispute	dispute	NOUN
fsr-3200	199	15	over	over	ADP
fsr-3200	199	16	an	an	DET
fsr-3200	199	17	investment	investment	NOUN
fsr-3200	199	18	decision	decision	NOUN
fsr-3200	199	19	appears	appear	VERB
fsr-3200	199	20	less	less	ADV
fsr-3200	199	21	likely	likely	ADJ
fsr-3200	199	22	.	.	PUNCT
fsr-3200	200	1	“	"	PUNCT
fsr-3200	200	2	thrivers	thriver	NOUN
fsr-3200	200	3	”	"	PUNCT
fsr-3200	200	4	are	be	AUX
fsr-3200	200	5	likely	likely	ADJ
fsr-3200	200	6	to	to	PART
fsr-3200	200	7	seek	seek	VERB
fsr-3200	200	8	investment	investment	NOUN
fsr-3200	200	9	advice	advice	NOUN
fsr-3200	200	10	even	even	ADV
fsr-3200	200	11	when	when	SCONJ
fsr-3200	200	12	they	they	PRON
fsr-3200	200	13	do	do	AUX
fsr-3200	200	14	not	not	PART
fsr-3200	200	15	have	have	VERB
fsr-3200	200	16	a	a	DET
fsr-3200	200	17	partner	partner	NOUN
fsr-3200	200	18	within	within	ADP
fsr-3200	200	19	whom	whom	PRON
fsr-3200	200	20	to	to	PART
fsr-3200	200	21	compare	compare	VERB
fsr-3200	200	22	their	their	PRON
fsr-3200	200	23	284	284	NUM
fsr-3200	200	24	k.	k.	PROPN
fsr-3200	200	25	simms	simms	PROPN
fsr-3200	200	26	/	/	SYM
fsr-3200	200	27	financial	financial	ADJ
fsr-3200	200	28	services	service	NOUN
fsr-3200	200	29	review	review	VERB
fsr-3200	200	30	23	23	NUM
fsr-3200	200	31	(	(	PUNCT
fsr-3200	200	32	2014	2014	NUM
fsr-3200	200	33	)	)	PUNCT
fsr-3200	200	34	273–286	273–286	NUM
fsr-3200	200	35	knowledge	knowledge	NOUN
fsr-3200	200	36	.	.	PUNCT
fsr-3200	201	1	they	they	PRON
fsr-3200	201	2	seem	seem	VERB
fsr-3200	201	3	willing	willing	ADJ
fsr-3200	201	4	to	to	PART
fsr-3200	201	5	accept	accept	VERB
fsr-3200	201	6	another	another	DET
fsr-3200	201	7	member	member	NOUN
fsr-3200	201	8	of	of	ADP
fsr-3200	201	9	the	the	DET
fsr-3200	201	10	household	household	NOUN
fsr-3200	201	11	’s	’s	PART
fsr-3200	201	12	authority	authority	NOUN
fsr-3200	201	13	,	,	PUNCT
fsr-3200	201	14	if	if	SCONJ
fsr-3200	201	15	they	they	PRON
fsr-3200	201	16	perceive	perceive	VERB
fsr-3200	201	17	that	that	SCONJ
fsr-3200	201	18	that	that	DET
fsr-3200	201	19	person	person	NOUN
fsr-3200	201	20	has	have	VERB
fsr-3200	201	21	more	more	ADJ
fsr-3200	201	22	knowledge	knowledge	NOUN
fsr-3200	201	23	about	about	ADP
fsr-3200	201	24	finances	finance	NOUN
fsr-3200	201	25	than	than	SCONJ
fsr-3200	201	26	they	they	PRON
fsr-3200	201	27	do	do	VERB
fsr-3200	201	28	.	.	PUNCT
fsr-3200	202	1	additionally	additionally	ADV
fsr-3200	202	2	,	,	PUNCT
fsr-3200	202	3	this	this	DET
fsr-3200	202	4	study	study	NOUN
fsr-3200	202	5	suggests	suggest	VERB
fsr-3200	202	6	a	a	DET
fsr-3200	202	7	nuance	nuance	NOUN
fsr-3200	202	8	in	in	ADP
fsr-3200	202	9	how	how	SCONJ
fsr-3200	202	10	financial	financial	ADJ
fsr-3200	202	11	literacy	literacy	NOUN
fsr-3200	202	12	predicts	predict	VERB
fsr-3200	202	13	women	woman	NOUN
fsr-3200	202	14	’s	’s	PART
fsr-3200	202	15	odds	odd	NOUN
fsr-3200	202	16	of	of	ADP
fsr-3200	202	17	seeking	seek	VERB
fsr-3200	202	18	financial	financial	ADJ
fsr-3200	202	19	services	service	NOUN
fsr-3200	202	20	.	.	PUNCT
fsr-3200	203	1	nongender	nongender	PROPN
fsr-3200	203	2	focused	focused	ADJ
fsr-3200	203	3	research	research	NOUN
fsr-3200	203	4	suggests	suggest	VERB
fsr-3200	203	5	that	that	SCONJ
fsr-3200	203	6	both	both	CCONJ
fsr-3200	203	7	objective	objective	ADJ
fsr-3200	203	8	and	and	CCONJ
fsr-3200	203	9	subjective	subjective	ADJ
fsr-3200	203	10	financial	financial	ADJ
fsr-3200	203	11	literacy	literacy	NOUN
fsr-3200	203	12	are	be	AUX
fsr-3200	203	13	associated	associate	VERB
fsr-3200	203	14	with	with	ADP
fsr-3200	203	15	the	the	DET
fsr-3200	203	16	odds	odd	NOUN
fsr-3200	203	17	of	of	ADP
fsr-3200	203	18	using	use	VERB
fsr-3200	203	19	investment	investment	NOUN
fsr-3200	203	20	advice	advice	NOUN
fsr-3200	203	21	(	(	PUNCT
fsr-3200	203	22	collins	collin	NOUN
fsr-3200	203	23	,	,	PUNCT
fsr-3200	203	24	2012	2012	NUM
fsr-3200	203	25	;	;	PUNCT
fsr-3200	203	26	robb	robb	VERB
fsr-3200	203	27	et	et	PROPN
fsr-3200	203	28	al	al	PROPN
fsr-3200	203	29	.	.	PROPN
fsr-3200	203	30	,	,	PUNCT
fsr-3200	203	31	2012	2012	NUM
fsr-3200	203	32	)	)	PUNCT
fsr-3200	203	33	.	.	PUNCT
fsr-3200	204	1	findings	finding	NOUN
fsr-3200	204	2	in	in	ADP
fsr-3200	204	3	this	this	DET
fsr-3200	204	4	study	study	NOUN
fsr-3200	204	5	suggest	suggest	VERB
fsr-3200	204	6	that	that	SCONJ
fsr-3200	204	7	only	only	ADV
fsr-3200	204	8	objectively	objectively	ADV
fsr-3200	204	9	measured	measure	VERB
fsr-3200	204	10	financial	financial	ADJ
fsr-3200	204	11	literacy	literacy	NOUN
fsr-3200	204	12	is	be	AUX
fsr-3200	204	13	relevant	relevant	ADJ
fsr-3200	204	14	for	for	ADP
fsr-3200	204	15	the	the	DET
fsr-3200	204	16	profile	profile	NOUN
fsr-3200	204	17	that	that	PRON
fsr-3200	204	18	uses	use	VERB
fsr-3200	204	19	less	less	ADJ
fsr-3200	204	20	financial	financial	ADJ
fsr-3200	204	21	advice	advice	NOUN
fsr-3200	204	22	.	.	PUNCT
fsr-3200	205	1	the	the	DET
fsr-3200	205	2	subjective	subjective	ADJ
fsr-3200	205	3	measures	measure	NOUN
fsr-3200	205	4	of	of	ADP
fsr-3200	205	5	financial	financial	ADJ
fsr-3200	205	6	literacy	literacy	NOUN
fsr-3200	205	7	appear	appear	VERB
fsr-3200	205	8	to	to	PART
fsr-3200	205	9	be	be	AUX
fsr-3200	205	10	relevant	relevant	ADJ
fsr-3200	205	11	for	for	ADP
fsr-3200	205	12	the	the	DET
fsr-3200	205	13	profile	profile	NOUN
fsr-3200	205	14	that	that	PRON
fsr-3200	205	15	uses	use	VERB
fsr-3200	205	16	more	more	ADJ
fsr-3200	205	17	of	of	ADP
fsr-3200	205	18	these	these	DET
fsr-3200	205	19	services	service	NOUN
fsr-3200	205	20	.	.	PUNCT
fsr-3200	206	1	however	however	ADV
fsr-3200	206	2	,	,	PUNCT
fsr-3200	206	3	this	this	DET
fsr-3200	206	4	second	second	ADJ
fsr-3200	206	5	group	group	NOUN
fsr-3200	206	6	does	do	AUX
fsr-3200	206	7	tend	tend	VERB
fsr-3200	206	8	to	to	PART
fsr-3200	206	9	have	have	VERB
fsr-3200	206	10	higher	high	ADJ
fsr-3200	206	11	financial	financial	ADJ
fsr-3200	206	12	literacy	literacy	NOUN
fsr-3200	206	13	.	.	PUNCT
fsr-3200	207	1	further	further	ADJ
fsr-3200	207	2	research	research	NOUN
fsr-3200	207	3	is	be	AUX
fsr-3200	207	4	needed	need	VERB
fsr-3200	207	5	to	to	PART
fsr-3200	207	6	overcome	overcome	VERB
fsr-3200	207	7	the	the	DET
fsr-3200	207	8	limitations	limitation	NOUN
fsr-3200	207	9	of	of	ADP
fsr-3200	207	10	this	this	DET
fsr-3200	207	11	study	study	NOUN
fsr-3200	207	12	.	.	PUNCT
fsr-3200	208	1	for	for	ADP
fsr-3200	208	2	example	example	NOUN
fsr-3200	208	3	,	,	PUNCT
fsr-3200	208	4	this	this	DET
fsr-3200	208	5	research	research	NOUN
fsr-3200	208	6	is	be	AUX
fsr-3200	208	7	correlational	correlational	ADJ
fsr-3200	208	8	,	,	PUNCT
fsr-3200	208	9	rather	rather	ADV
fsr-3200	208	10	than	than	ADP
fsr-3200	208	11	causal	causal	ADV
fsr-3200	208	12	.	.	PUNCT
fsr-3200	209	1	hence	hence	ADV
fsr-3200	209	2	,	,	PUNCT
fsr-3200	209	3	for	for	ADP
fsr-3200	209	4	example	example	NOUN
fsr-3200	209	5	,	,	PUNCT
fsr-3200	209	6	we	we	PRON
fsr-3200	209	7	can	can	AUX
fsr-3200	209	8	not	not	PART
fsr-3200	209	9	be	be	AUX
fsr-3200	209	10	sure	sure	ADJ
fsr-3200	209	11	that	that	SCONJ
fsr-3200	209	12	investment	investment	NOUN
fsr-3200	209	13	advice	advice	NOUN
fsr-3200	209	14	leads	lead	VERB
fsr-3200	209	15	to	to	ADP
fsr-3200	209	16	greater	great	ADJ
fsr-3200	209	17	household	household	NOUN
fsr-3200	209	18	incomes	income	NOUN
fsr-3200	209	19	and	and	CCONJ
fsr-3200	209	20	greater	great	ADJ
fsr-3200	209	21	financial	financial	ADJ
fsr-3200	209	22	satisfaction	satisfaction	NOUN
fsr-3200	209	23	.	.	PUNCT
fsr-3200	210	1	instead	instead	ADV
fsr-3200	210	2	,	,	PUNCT
fsr-3200	210	3	such	such	ADJ
fsr-3200	210	4	advice	advice	NOUN
fsr-3200	210	5	-	-	PUNCT
fsr-3200	210	6	seeking	seek	VERB
fsr-3200	210	7	behavior	behavior	NOUN
fsr-3200	210	8	may	may	AUX
fsr-3200	210	9	merely	merely	ADV
fsr-3200	210	10	co	co	VERB
fsr-3200	210	11	-	-	VERB
fsr-3200	210	12	occur	occur	VERB
fsr-3200	210	13	with	with	ADP
fsr-3200	210	14	household	household	NOUN
fsr-3200	210	15	income	income	NOUN
fsr-3200	210	16	without	without	ADP
fsr-3200	210	17	making	make	VERB
fsr-3200	210	18	a	a	DET
fsr-3200	210	19	causal	causal	ADJ
fsr-3200	210	20	contribution	contribution	NOUN
fsr-3200	210	21	.	.	PUNCT
fsr-3200	211	1	although	although	SCONJ
fsr-3200	211	2	causal	causal	ADJ
fsr-3200	211	3	connections	connection	NOUN
fsr-3200	211	4	are	be	AUX
fsr-3200	211	5	always	always	ADV
fsr-3200	211	6	difficult	difficult	ADJ
fsr-3200	211	7	to	to	PART
fsr-3200	211	8	establish	establish	VERB
fsr-3200	211	9	,	,	PUNCT
fsr-3200	211	10	longitudinal	longitudinal	ADJ
fsr-3200	211	11	data	datum	NOUN
fsr-3200	211	12	may	may	AUX
fsr-3200	211	13	be	be	AUX
fsr-3200	211	14	useful	useful	ADJ
fsr-3200	211	15	in	in	ADP
fsr-3200	211	16	studying	study	VERB
fsr-3200	211	17	these	these	DET
fsr-3200	211	18	connections	connection	NOUN
fsr-3200	211	19	.	.	PUNCT
fsr-3200	212	1	additionally	additionally	ADV
fsr-3200	212	2	,	,	PUNCT
fsr-3200	212	3	the	the	DET
fsr-3200	212	4	“	"	PUNCT
fsr-3200	212	5	price	price	NOUN
fsr-3200	212	6	”	"	PUNCT
fsr-3200	212	7	of	of	ADP
fsr-3200	212	8	having	have	VERB
fsr-3200	212	9	a	a	DET
fsr-3200	212	10	large	large	ADJ
fsr-3200	212	11	,	,	PUNCT
fsr-3200	212	12	nationally	nationally	ADV
fsr-3200	212	13	representative	representative	ADJ
fsr-3200	212	14	dataset	dataset	NOUN
fsr-3200	212	15	is	be	AUX
fsr-3200	212	16	usually	usually	ADV
fsr-3200	212	17	limited	limited	ADJ
fsr-3200	212	18	access	access	NOUN
fsr-3200	212	19	to	to	ADP
fsr-3200	212	20	details	detail	NOUN
fsr-3200	212	21	about	about	ADP
fsr-3200	212	22	the	the	DET
fsr-3200	212	23	nuances	nuance	NOUN
fsr-3200	212	24	of	of	ADP
fsr-3200	212	25	each	each	DET
fsr-3200	212	26	variable	variable	NOUN
fsr-3200	212	27	.	.	PUNCT
fsr-3200	213	1	having	have	VERB
fsr-3200	213	2	additional	additional	ADJ
fsr-3200	213	3	data	datum	NOUN
fsr-3200	213	4	about	about	ADP
fsr-3200	213	5	the	the	DET
fsr-3200	213	6	availability	availability	NOUN
fsr-3200	213	7	,	,	PUNCT
fsr-3200	213	8	type	type	NOUN
fsr-3200	213	9	,	,	PUNCT
fsr-3200	213	10	source	source	NOUN
fsr-3200	213	11	,	,	PUNCT
fsr-3200	213	12	price	price	NOUN
fsr-3200	213	13	,	,	PUNCT
fsr-3200	213	14	frequency	frequency	NOUN
fsr-3200	213	15	,	,	PUNCT
fsr-3200	213	16	and	and	CCONJ
fsr-3200	213	17	specific	specific	ADJ
fsr-3200	213	18	outcomes	outcome	NOUN
fsr-3200	213	19	associated	associate	VERB
fsr-3200	213	20	with	with	ADP
fsr-3200	213	21	investment	investment	NOUN
fsr-3200	213	22	advice	advice	NOUN
fsr-3200	213	23	may	may	AUX
fsr-3200	213	24	illuminate	illuminate	VERB
fsr-3200	213	25	the	the	DET
fsr-3200	213	26	investor	investor	NOUN
fsr-3200	213	27	profiles	profile	NOUN
fsr-3200	213	28	developed	develop	VERB
fsr-3200	213	29	in	in	ADP
fsr-3200	213	30	this	this	DET
fsr-3200	213	31	study	study	NOUN
fsr-3200	213	32	further	far	ADV
fsr-3200	213	33	.	.	PUNCT
fsr-3200	214	1	in	in	ADP
fsr-3200	214	2	the	the	DET
fsr-3200	214	3	future	future	NOUN
fsr-3200	214	4	,	,	PUNCT
fsr-3200	214	5	either	either	CCONJ
fsr-3200	214	6	smaller	small	ADJ
fsr-3200	214	7	scale	scale	NOUN
fsr-3200	214	8	studies	study	NOUN
fsr-3200	214	9	or	or	CCONJ
fsr-3200	214	10	other	other	ADJ
fsr-3200	214	11	large	large	ADJ
fsr-3200	214	12	datasets	dataset	NOUN
fsr-3200	214	13	collected	collect	VERB
fsr-3200	214	14	primarily	primarily	ADV
fsr-3200	214	15	to	to	PART
fsr-3200	214	16	study	study	VERB
fsr-3200	214	17	patterns	pattern	NOUN
fsr-3200	214	18	in	in	ADP
fsr-3200	214	19	investment	investment	NOUN
fsr-3200	214	20	advice	advice	NOUN
fsr-3200	214	21	may	may	AUX
fsr-3200	214	22	provide	provide	VERB
fsr-3200	214	23	additional	additional	ADJ
fsr-3200	214	24	useful	useful	ADJ
fsr-3200	214	25	insights	insight	NOUN
fsr-3200	214	26	.	.	PUNCT
fsr-3200	215	1	notes	note	VERB
fsr-3200	215	2	1	1	NUM
fsr-3200	215	3	supplemental	supplemental	ADJ
fsr-3200	215	4	analysis	analysis	NOUN
fsr-3200	215	5	indicates	indicate	VERB
fsr-3200	215	6	that	that	SCONJ
fsr-3200	215	7	30	30	NUM
fsr-3200	215	8	%	%	NOUN
fsr-3200	215	9	of	of	ADP
fsr-3200	215	10	male	male	ADJ
fsr-3200	215	11	participants	participant	NOUN
fsr-3200	215	12	had	have	AUX
fsr-3200	215	13	used	use	VERB
fsr-3200	215	14	these	these	DET
fsr-3200	215	15	services	service	NOUN
fsr-3200	215	16	,	,	PUNCT
fsr-3200	215	17	which	which	PRON
fsr-3200	215	18	is	be	AUX
fsr-3200	215	19	significantly	significantly	ADV
fsr-3200	215	20	higher	high	ADJ
fsr-3200	215	21	than	than	ADP
fsr-3200	215	22	women	woman	NOUN
fsr-3200	215	23	’s	’s	PART
fsr-3200	215	24	usage	usage	NOUN
fsr-3200	215	25	via	via	ADP
fsr-3200	215	26	a	a	DET
fsr-3200	215	27	one	one	NUM
fsr-3200	215	28	-	-	PUNCT
fsr-3200	215	29	tailed	tail	VERB
fsr-3200	215	30	t	t	NOUN
fsr-3200	215	31	test	test	NOUN
fsr-3200	215	32	(	(	PUNCT
fsr-3200	215	33	p	p	X
fsr-3200	215	34	$	$	SYM
fsr-3200	215	35	.	.	NOUN
fsr-3200	215	36	001	001	NUM
fsr-3200	215	37	)	)	PUNCT
fsr-3200	215	38	.	.	PUNCT
fsr-3200	216	1	2	2	NUM
fsr-3200	216	2	including	include	VERB
fsr-3200	216	3	partner	partner	NOUN
fsr-3200	216	4	’s	’s	PART
fsr-3200	216	5	work	work	NOUN
fsr-3200	216	6	status	status	NOUN
fsr-3200	216	7	in	in	ADP
fsr-3200	216	8	the	the	DET
fsr-3200	216	9	analysis	analysis	NOUN
fsr-3200	216	10	produces	produce	VERB
fsr-3200	216	11	clusters	cluster	NOUN
fsr-3200	216	12	that	that	PRON
fsr-3200	216	13	are	be	AUX
fsr-3200	216	14	not	not	PART
fsr-3200	216	15	cohesive	cohesive	ADJ
fsr-3200	216	16	or	or	CCONJ
fsr-3200	216	17	distinct	distinct	ADJ
fsr-3200	216	18	.	.	PUNCT
fsr-3200	217	1	hence	hence	ADV
fsr-3200	217	2	,	,	PUNCT
fsr-3200	217	3	partner	partner	NOUN
fsr-3200	217	4	’s	’s	PART
fsr-3200	217	5	work	work	NOUN
fsr-3200	217	6	status	status	NOUN
fsr-3200	217	7	is	be	AUX
fsr-3200	217	8	excluded	exclude	VERB
fsr-3200	217	9	from	from	ADP
fsr-3200	217	10	the	the	DET
fsr-3200	217	11	final	final	ADJ
fsr-3200	217	12	analysis	analysis	NOUN
fsr-3200	217	13	.	.	PUNCT
fsr-3200	218	1	references	reference	NOUN
fsr-3200	218	2	bajtelsmit	bajtelsmit	VERB
fsr-3200	218	3	,	,	PUNCT
fsr-3200	218	4	v.	v.	PROPN
fsr-3200	218	5	l.	l.	PROPN
fsr-3200	218	6	,	,	PUNCT
fsr-3200	218	7	bernasek	bernasek	PROPN
fsr-3200	218	8	,	,	PUNCT
fsr-3200	218	9	a.	a.	NOUN
fsr-3200	218	10	,	,	PUNCT
fsr-3200	218	11	&	&	CCONJ
fsr-3200	218	12	jianakoplos	jianakoplos	PROPN
fsr-3200	218	13	,	,	PUNCT
fsr-3200	218	14	n.	n.	PROPN
fsr-3200	218	15	a.	a.	PROPN
fsr-3200	218	16	(	(	PUNCT
fsr-3200	218	17	1999	1999	NUM
fsr-3200	218	18	)	)	PUNCT
fsr-3200	218	19	.	.	PUNCT
fsr-3200	219	1	gender	gender	NOUN
fsr-3200	219	2	differences	difference	NOUN
fsr-3200	219	3	in	in	ADP
fsr-3200	219	4	defined	define	VERB
fsr-3200	219	5	contribution	contribution	NOUN
fsr-3200	219	6	pension	pension	NOUN
fsr-3200	219	7	decisions	decision	NOUN
fsr-3200	219	8	.	.	PUNCT
fsr-3200	220	1	financial	financial	ADJ
fsr-3200	220	2	services	service	NOUN
fsr-3200	220	3	review	review	NOUN
fsr-3200	220	4	,	,	PUNCT
fsr-3200	220	5	8	8	NUM
fsr-3200	220	6	,	,	PUNCT
fsr-3200	220	7	1–10	1–10	NOUN
fsr-3200	220	8	.	.	PUNCT
fsr-3200	221	1	chalmers	chalmers	PROPN
fsr-3200	221	2	,	,	PUNCT
fsr-3200	221	3	j.	j.	PROPN
fsr-3200	221	4	,	,	PUNCT
fsr-3200	221	5	&	&	CCONJ
fsr-3200	221	6	reuter	reuter	PROPN
fsr-3200	221	7	,	,	PUNCT
fsr-3200	221	8	j.	j.	PROPN
fsr-3200	221	9	(	(	PUNCT
fsr-3200	221	10	2010	2010	NUM
fsr-3200	221	11	)	)	PUNCT
fsr-3200	221	12	.	.	PUNCT
fsr-3200	222	1	what	what	PRON
fsr-3200	222	2	is	be	AUX
fsr-3200	222	3	the	the	DET
fsr-3200	222	4	impact	impact	NOUN
fsr-3200	222	5	of	of	ADP
fsr-3200	222	6	financial	financial	ADJ
fsr-3200	222	7	advisors	advisor	NOUN
fsr-3200	222	8	on	on	ADP
fsr-3200	222	9	retirement	retirement	NOUN
fsr-3200	222	10	portfolio	portfolio	NOUN
fsr-3200	222	11	choices	choice	NOUN
fsr-3200	222	12	and	and	CCONJ
fsr-3200	222	13	outcomes	outcome	NOUN
fsr-3200	222	14	?	?	PUNCT
fsr-3200	223	1	the	the	DET
fsr-3200	223	2	national	national	PROPN
fsr-3200	223	3	bureau	bureau	PROPN
fsr-3200	223	4	of	of	ADP
fsr-3200	223	5	economic	economic	ADJ
fsr-3200	223	6	research	research	NOUN
fsr-3200	223	7	(	(	PUNCT
fsr-3200	223	8	nber	nber	PROPN
fsr-3200	223	9	working	working	PROPN
fsr-3200	223	10	paper	paper	PROPN
fsr-3200	223	11	no	no	INTJ
fsr-3200	223	12	.	.	PROPN
fsr-3200	223	13	18158	18158	NUM
fsr-3200	223	14	)	)	PUNCT
fsr-3200	223	15	.	.	PUNCT
fsr-3200	224	1	(	(	PUNCT
fsr-3200	224	2	available	available	ADJ
fsr-3200	224	3	at	at	ADP
fsr-3200	224	4	http://www.nber.org/programs/ag/rrc/nb10–05%20chalmers,%20reuter%20final-revised.pdf	http://www.nber.org/programs/ag/rrc/nb10–05%20chalmers,%20reuter%20final-revised.pdf	NOUN
fsr-3200	224	5	)	)	PUNCT
fsr-3200	224	6	.	.	PUNCT
fsr-3200	225	1	chen	chen	PROPN
fsr-3200	225	2	,	,	PUNCT
fsr-3200	225	3	h.	h.	PROPN
fsr-3200	225	4	,	,	PUNCT
fsr-3200	225	5	&	&	CCONJ
fsr-3200	225	6	volpe	volpe	PROPN
fsr-3200	225	7	,	,	PUNCT
fsr-3200	225	8	r.	r.	PROPN
fsr-3200	225	9	p.	p.	PROPN
fsr-3200	225	10	(	(	PUNCT
fsr-3200	225	11	2002	2002	NUM
fsr-3200	225	12	)	)	PUNCT
fsr-3200	225	13	.	.	PUNCT
fsr-3200	226	1	gender	gender	NOUN
fsr-3200	226	2	differences	difference	NOUN
fsr-3200	226	3	in	in	ADP
fsr-3200	226	4	personal	personal	ADJ
fsr-3200	226	5	financial	financial	ADJ
fsr-3200	226	6	literacy	literacy	NOUN
fsr-3200	226	7	among	among	ADP
fsr-3200	226	8	college	college	NOUN
fsr-3200	226	9	students	student	NOUN
fsr-3200	226	10	.	.	PUNCT
fsr-3200	227	1	financial	financial	ADJ
fsr-3200	227	2	services	service	NOUN
fsr-3200	227	3	review	review	PROPN
fsr-3200	227	4	,	,	PUNCT
fsr-3200	227	5	11	11	NUM
fsr-3200	227	6	,	,	PUNCT
fsr-3200	227	7	289–307	289–307	NUM
fsr-3200	227	8	.	.	PUNCT
fsr-3200	228	1	collins	collins	PROPN
fsr-3200	228	2	,	,	PUNCT
fsr-3200	228	3	m.	m.	PROPN
fsr-3200	228	4	j.	j.	PROPN
fsr-3200	228	5	(	(	PUNCT
fsr-3200	228	6	2012	2012	NUM
fsr-3200	228	7	)	)	PUNCT
fsr-3200	228	8	.	.	PUNCT
fsr-3200	229	1	financial	financial	ADJ
fsr-3200	229	2	advice	advice	NOUN
fsr-3200	229	3	:	:	PUNCT
fsr-3200	229	4	a	a	DET
fsr-3200	229	5	substitute	substitute	NOUN
fsr-3200	229	6	for	for	ADP
fsr-3200	229	7	financial	financial	ADJ
fsr-3200	229	8	literacy	literacy	NOUN
fsr-3200	229	9	?	?	PUNCT
fsr-3200	230	1	financial	financial	ADJ
fsr-3200	230	2	services	service	NOUN
fsr-3200	230	3	review	review	PROPN
fsr-3200	230	4	,	,	PUNCT
fsr-3200	230	5	21	21	NUM
fsr-3200	230	6	,	,	PUNCT
fsr-3200	230	7	307–320	307–320	NUM
fsr-3200	230	8	.	.	PUNCT
fsr-3200	231	1	deaves	deaf	NOUN
fsr-3200	231	2	,	,	PUNCT
fsr-3200	231	3	r.	r.	PROPN
fsr-3200	231	4	,	,	PUNCT
fsr-3200	231	5	veit	veit	PROPN
fsr-3200	231	6	,	,	PUNCT
fsr-3200	231	7	e.	e.	PROPN
fsr-3200	231	8	t.	t.	PROPN
fsr-3200	231	9	,	,	PUNCT
fsr-3200	231	10	bhandari	bhandari	PROPN
fsr-3200	231	11	,	,	PUNCT
fsr-3200	231	12	g.	g.	PROPN
fsr-3200	231	13	,	,	PUNCT
fsr-3200	231	14	&	&	CCONJ
fsr-3200	231	15	cheney	cheney	PROPN
fsr-3200	231	16	,	,	PUNCT
fsr-3200	231	17	j.(2007	j.(2007	PROPN
fsr-3200	231	18	)	)	PUNCT
fsr-3200	231	19	.	.	PUNCT
fsr-3200	232	1	the	the	DET
fsr-3200	232	2	savings	saving	NOUN
fsr-3200	232	3	and	and	CCONJ
fsr-3200	232	4	investment	investment	NOUN
fsr-3200	232	5	decisions	decision	NOUN
fsr-3200	232	6	of	of	ADP
fsr-3200	232	7	planners	planner	NOUN
fsr-3200	232	8	:	:	PUNCT
fsr-3200	232	9	a	a	DET
fsr-3200	232	10	cross	cross	ADJ
fsr-3200	232	11	-	-	ADJ
fsr-3200	232	12	sectional	sectional	ADJ
fsr-3200	232	13	study	study	NOUN
fsr-3200	232	14	of	of	ADP
fsr-3200	232	15	college	college	NOUN
fsr-3200	232	16	employees	employee	NOUN
fsr-3200	232	17	.	.	PUNCT
fsr-3200	233	1	financial	financial	ADJ
fsr-3200	233	2	services	service	NOUN
fsr-3200	233	3	review	review	PROPN
fsr-3200	233	4	,	,	PUNCT
fsr-3200	233	5	16	16	NUM
fsr-3200	233	6	,	,	PUNCT
fsr-3200	233	7	117–133	117–133	NUM
fsr-3200	233	8	.	.	PUNCT
fsr-3200	234	1	dolan	dolan	PROPN
fsr-3200	234	2	,	,	PUNCT
fsr-3200	234	3	r.	r.	PROPN
fsr-3200	234	4	c.	c.	PROPN
fsr-3200	234	5	,	,	PUNCT
fsr-3200	234	6	&	&	CCONJ
fsr-3200	234	7	stevens	stevens	PROPN
fsr-3200	234	8	,	,	PUNCT
fsr-3200	234	9	j.	j.	PROPN
fsr-3200	234	10	l.(2013	l.(2013	PROPN
fsr-3200	234	11	)	)	PUNCT
fsr-3200	234	12	.	.	PUNCT
fsr-3200	235	1	rationality	rationality	NOUN
fsr-3200	235	2	,	,	PUNCT
fsr-3200	235	3	irrationality	irrationality	NOUN
fsr-3200	235	4	,	,	PUNCT
fsr-3200	235	5	and	and	CCONJ
fsr-3200	235	6	“	"	PUNCT
fsr-3200	235	7	predictable	predictable	ADJ
fsr-3200	235	8	irrationality	irrationality	NOUN
fsr-3200	235	9	”	"	PUNCT
fsr-3200	235	10	:	:	PUNCT
fsr-3200	235	11	does	do	VERB
fsr-3200	235	12	education	education	NOUN
fsr-3200	235	13	,	,	PUNCT
fsr-3200	235	14	curriculum	curriculum	NOUN
fsr-3200	235	15	,	,	PUNCT
fsr-3200	235	16	or	or	CCONJ
fsr-3200	235	17	gender	gender	NOUN
fsr-3200	235	18	matter	matter	NOUN
fsr-3200	235	19	?	?	PUNCT
fsr-3200	236	1	financial	financial	ADJ
fsr-3200	236	2	services	service	NOUN
fsr-3200	236	3	review	review	PROPN
fsr-3200	236	4	,	,	PUNCT
fsr-3200	236	5	22	22	NUM
fsr-3200	236	6	,	,	PUNCT
fsr-3200	236	7	115–132	115–132	NUM
fsr-3200	236	8	.	.	PUNCT
fsr-3200	237	1	dweck	dweck	PROPN
fsr-3200	237	2	,	,	PUNCT
fsr-3200	237	3	c.	c.	PROPN
fsr-3200	237	4	(	(	PUNCT
fsr-3200	237	5	2007	2007	NUM
fsr-3200	237	6	)	)	PUNCT
fsr-3200	237	7	.	.	PUNCT
fsr-3200	238	1	mindset	mindset	NOUN
fsr-3200	238	2	:	:	PUNCT
fsr-3200	238	3	the	the	DET
fsr-3200	238	4	new	new	ADJ
fsr-3200	238	5	psychology	psychology	NOUN
fsr-3200	238	6	of	of	ADP
fsr-3200	238	7	success	success	NOUN
fsr-3200	238	8	.	.	PUNCT
fsr-3200	239	1	new	new	PROPN
fsr-3200	239	2	york	york	PROPN
fsr-3200	239	3	,	,	PUNCT
fsr-3200	239	4	ny	ny	PROPN
fsr-3200	239	5	:	:	PUNCT
fsr-3200	239	6	ballantine	ballantine	PROPN
fsr-3200	239	7	books	book	NOUN
fsr-3200	239	8	.	.	PUNCT
fsr-3200	240	1	285k	285k	NUM
fsr-3200	240	2	.	.	PUNCT
fsr-3200	241	1	simms	simms	PROPN
fsr-3200	241	2	/	/	SYM
fsr-3200	241	3	financial	financial	ADJ
fsr-3200	241	4	services	service	NOUN
fsr-3200	241	5	review	review	VERB
fsr-3200	241	6	23	23	NUM
fsr-3200	241	7	(	(	PUNCT
fsr-3200	241	8	2014	2014	NUM
fsr-3200	241	9	)	)	PUNCT
fsr-3200	242	1	273–286	273–286	NUM
fsr-3200	242	2	haslem	haslem	NOUN
fsr-3200	242	3	,	,	PUNCT
fsr-3200	242	4	j.	j.	PROPN
fsr-3200	242	5	a.	a.	PROPN
fsr-3200	242	6	(	(	PUNCT
fsr-3200	242	7	2008	2008	NUM
fsr-3200	242	8	)	)	PUNCT
fsr-3200	242	9	.	.	PUNCT
fsr-3200	243	1	why	why	SCONJ
fsr-3200	243	2	do	do	AUX
fsr-3200	243	3	mutual	mutual	ADJ
fsr-3200	243	4	fund	fund	NOUN
fsr-3200	243	5	investors	investor	NOUN
fsr-3200	243	6	employ	employ	VERB
fsr-3200	243	7	financial	financial	ADJ
fsr-3200	243	8	advisors	advisor	NOUN
fsr-3200	243	9	?	?	PUNCT
fsr-3200	244	1	journal	journal	NOUN
fsr-3200	244	2	of	of	ADP
fsr-3200	244	3	investing	investing	NOUN
fsr-3200	244	4	,	,	PUNCT
fsr-3200	244	5	17	17	NUM
fsr-3200	244	6	,	,	PUNCT
fsr-3200	244	7	91–94	91–94	NUM
fsr-3200	244	8	.	.	PUNCT
fsr-3200	245	1	jain	jain	PROPN
fsr-3200	245	2	,	,	PUNCT
fsr-3200	245	3	a.	a.	PROPN
fsr-3200	245	4	k.	k.	PROPN
fsr-3200	245	5	,	,	PUNCT
fsr-3200	245	6	murty	murty	PROPN
fsr-3200	245	7	,	,	PUNCT
fsr-3200	245	8	m.	m.	NOUN
fsr-3200	245	9	n.	n.	PROPN
fsr-3200	245	10	,	,	PUNCT
fsr-3200	245	11	&	&	CCONJ
fsr-3200	245	12	flynn	flynn	PROPN
fsr-3200	245	13	,	,	PUNCT
fsr-3200	245	14	p.	p.	PROPN
fsr-3200	245	15	j.	j.	PROPN
fsr-3200	245	16	(	(	PUNCT
fsr-3200	245	17	1999	1999	NUM
fsr-3200	245	18	)	)	PUNCT
fsr-3200	245	19	.	.	PUNCT
fsr-3200	246	1	data	datum	NOUN
fsr-3200	246	2	clustering	cluster	VERB
fsr-3200	246	3	:	:	PUNCT
fsr-3200	246	4	a	a	DET
fsr-3200	246	5	review	review	NOUN
fsr-3200	246	6	.	.	PUNCT
fsr-3200	247	1	acm	acm	PROPN
fsr-3200	247	2	computing	computing	NOUN
fsr-3200	247	3	surveys	survey	NOUN
fsr-3200	247	4	,	,	PUNCT
fsr-3200	247	5	31	31	NUM
fsr-3200	247	6	,	,	PUNCT
fsr-3200	247	7	265–323	265–323	NUM
fsr-3200	247	8	.	.	PUNCT
fsr-3200	248	1	lusardi	lusardi	PROPN
fsr-3200	248	2	,	,	PUNCT
fsr-3200	248	3	a.	a.	PROPN
fsr-3200	248	4	,	,	PUNCT
fsr-3200	248	5	&	&	CCONJ
fsr-3200	248	6	mitchell	mitchell	PROPN
fsr-3200	248	7	,	,	PUNCT
fsr-3200	248	8	o.	o.	PROPN
fsr-3200	248	9	s.	s.	PROPN
fsr-3200	248	10	(	(	PUNCT
fsr-3200	248	11	2008	2008	NUM
fsr-3200	248	12	)	)	PUNCT
fsr-3200	248	13	.	.	PUNCT
fsr-3200	249	1	planning	planning	NOUN
fsr-3200	249	2	and	and	CCONJ
fsr-3200	249	3	financial	financial	ADJ
fsr-3200	249	4	literacy	literacy	NOUN
fsr-3200	249	5	:	:	PUNCT
fsr-3200	249	6	how	how	SCONJ
fsr-3200	249	7	do	do	AUX
fsr-3200	249	8	women	woman	NOUN
fsr-3200	249	9	fare	fare	VERB
fsr-3200	249	10	?	?	PUNCT
fsr-3200	250	1	american	american	PROPN
fsr-3200	250	2	economic	economic	PROPN
fsr-3200	250	3	review	review	PROPN
fsr-3200	250	4	:	:	PUNCT
fsr-3200	250	5	papers	paper	NOUN
fsr-3200	250	6	&	&	CCONJ
fsr-3200	250	7	proceedings	proceeding	NOUN
fsr-3200	250	8	,	,	PUNCT
fsr-3200	250	9	98	98	NUM
fsr-3200	250	10	,	,	PUNCT
fsr-3200	250	11	413–417	413–417	NUM
fsr-3200	250	12	.	.	PUNCT
fsr-3200	251	1	lusardi	lusardi	PROPN
fsr-3200	251	2	,	,	PUNCT
fsr-3200	251	3	a.	a.	PROPN
fsr-3200	251	4	,	,	PUNCT
fsr-3200	251	5	&	&	CCONJ
fsr-3200	251	6	mitchell	mitchell	PROPN
fsr-3200	251	7	,	,	PUNCT
fsr-3200	251	8	o.	o.	PROPN
fsr-3200	251	9	s.	s.	PROPN
fsr-3200	251	10	(	(	PUNCT
fsr-3200	251	11	2011	2011	NUM
fsr-3200	251	12	)	)	PUNCT
fsr-3200	251	13	.	.	PUNCT
fsr-3200	252	1	financial	financial	ADJ
fsr-3200	252	2	literacy	literacy	NOUN
fsr-3200	252	3	around	around	ADP
fsr-3200	252	4	the	the	DET
fsr-3200	252	5	world	world	NOUN
fsr-3200	252	6	:	:	PUNCT
fsr-3200	252	7	an	an	DET
fsr-3200	252	8	overview	overview	NOUN
fsr-3200	252	9	.	.	PUNCT
fsr-3200	253	1	journal	journal	NOUN
fsr-3200	253	2	of	of	ADP
fsr-3200	253	3	pension	pension	NOUN
fsr-3200	253	4	economics	economic	NOUN
fsr-3200	253	5	and	and	CCONJ
fsr-3200	253	6	finance	finance	NOUN
fsr-3200	253	7	,	,	PUNCT
fsr-3200	253	8	10	10	NUM
fsr-3200	253	9	,	,	PUNCT
fsr-3200	253	10	497–508	497–508	NUM
fsr-3200	253	11	.	.	PUNCT
fsr-3200	254	1	lusardi	lusardi	PROPN
fsr-3200	254	2	,	,	PUNCT
fsr-3200	254	3	a.	a.	PROPN
fsr-3200	254	4	,	,	PUNCT
fsr-3200	254	5	mitchell	mitchell	PROPN
fsr-3200	254	6	,	,	PUNCT
fsr-3200	254	7	o.	o.	PROPN
fsr-3200	254	8	s.	s.	PROPN
fsr-3200	254	9	,	,	PUNCT
fsr-3200	254	10	&	&	CCONJ
fsr-3200	254	11	curto	curto	PROPN
fsr-3200	254	12	,	,	PUNCT
fsr-3200	254	13	v.	v.	PROPN
fsr-3200	254	14	(	(	PUNCT
fsr-3200	254	15	2010	2010	NUM
fsr-3200	254	16	)	)	PUNCT
fsr-3200	254	17	.	.	PUNCT
fsr-3200	255	1	financial	financial	ADJ
fsr-3200	255	2	literacy	literacy	NOUN
fsr-3200	255	3	among	among	ADP
fsr-3200	255	4	the	the	DET
fsr-3200	255	5	young	young	NOUN
fsr-3200	255	6	.	.	PUNCT
fsr-3200	256	1	the	the	DET
fsr-3200	256	2	journal	journal	NOUN
fsr-3200	256	3	of	of	ADP
fsr-3200	256	4	consumer	consumer	NOUN
fsr-3200	256	5	affairs	affair	NOUN
fsr-3200	256	6	,	,	PUNCT
fsr-3200	256	7	44	44	NUM
fsr-3200	256	8	,	,	PUNCT
fsr-3200	256	9	358–380	358–380	NUM
fsr-3200	256	10	.	.	PUNCT
fsr-3200	256	11	norušis	norušis	PROPN
fsr-3200	256	12	,	,	PUNCT
fsr-3200	256	13	m.	m.	NOUN
fsr-3200	256	14	j.	j.	PROPN
fsr-3200	256	15	(	(	PUNCT
fsr-3200	256	16	2011	2011	NUM
fsr-3200	256	17	)	)	PUNCT
fsr-3200	256	18	.	.	PUNCT
fsr-3200	257	1	ibm	ibm	PROPN
fsr-3200	257	2	spss	spss	PROPN
fsr-3200	257	3	statistics	statistic	NOUN
fsr-3200	257	4	19	19	NUM
fsr-3200	257	5	statistical	statistical	ADJ
fsr-3200	257	6	procedures	procedure	NOUN
fsr-3200	257	7	companion	companion	NOUN
fsr-3200	257	8	.	.	PUNCT
fsr-3200	258	1	upper	upper	ADJ
fsr-3200	258	2	saddle	saddle	PROPN
fsr-3200	258	3	river	river	PROPN
fsr-3200	258	4	:	:	PUNCT
fsr-3200	258	5	nj	nj	PROPN
fsr-3200	258	6	:	:	PUNCT
fsr-3200	258	7	prentice	prentice	PROPN
fsr-3200	258	8	hall	hall	PROPN
fsr-3200	258	9	.	.	PUNCT
fsr-3200	259	1	robb	robb	NOUN
fsr-3200	259	2	,	,	PUNCT
fsr-3200	259	3	c.	c.	PROPN
fsr-3200	259	4	a.	a.	PROPN
fsr-3200	259	5	,	,	PUNCT
fsr-3200	259	6	babiarz	babiarz	PROPN
fsr-3200	259	7	,	,	PUNCT
fsr-3200	259	8	p.	p.	NOUN
fsr-3200	259	9	,	,	PUNCT
fsr-3200	259	10	&	&	CCONJ
fsr-3200	259	11	woodyard	woodyard	PROPN
fsr-3200	259	12	,	,	PUNCT
fsr-3200	259	13	a.	a.	NOUN
fsr-3200	259	14	(	(	PUNCT
fsr-3200	259	15	2012	2012	NUM
fsr-3200	259	16	)	)	PUNCT
fsr-3200	259	17	.	.	PUNCT
fsr-3200	260	1	the	the	DET
fsr-3200	260	2	demand	demand	NOUN
fsr-3200	260	3	for	for	ADP
fsr-3200	260	4	financial	financial	ADJ
fsr-3200	260	5	professionals	professional	NOUN
fsr-3200	260	6	’	'	PUNCT
fsr-3200	260	7	advice	advice	NOUN
fsr-3200	260	8	:	:	PUNCT
fsr-3200	260	9	the	the	DET
fsr-3200	260	10	role	role	NOUN
fsr-3200	260	11	of	of	ADP
fsr-3200	260	12	financial	financial	ADJ
fsr-3200	260	13	knowledge	knowledge	NOUN
fsr-3200	260	14	,	,	PUNCT
fsr-3200	260	15	satisfaction	satisfaction	NOUN
fsr-3200	260	16	,	,	PUNCT
fsr-3200	260	17	and	and	CCONJ
fsr-3200	260	18	confidence	confidence	NOUN
fsr-3200	260	19	.	.	PUNCT
fsr-3200	261	1	financial	financial	ADJ
fsr-3200	261	2	services	service	NOUN
fsr-3200	261	3	review	review	PROPN
fsr-3200	261	4	,	,	PUNCT
fsr-3200	261	5	21	21	NUM
fsr-3200	261	6	,	,	PUNCT
fsr-3200	261	7	291–305	291–305	NUM
fsr-3200	261	8	.	.	PUNCT
fsr-3200	262	1	schmeiser	schmeiser	ADJ
fsr-3200	262	2	,	,	PUNCT
fsr-3200	262	3	m.	m.	NOUN
fsr-3200	262	4	,	,	PUNCT
fsr-3200	262	5	&	&	CCONJ
fsr-3200	262	6	hogarth	hogarth	PROPN
fsr-3200	262	7	,	,	PUNCT
fsr-3200	262	8	j.	j.	PROPN
fsr-3200	262	9	(	(	PUNCT
fsr-3200	262	10	2013	2013	NUM
fsr-3200	262	11	)	)	PUNCT
fsr-3200	262	12	.	.	PUNCT
fsr-3200	263	1	good	good	ADJ
fsr-3200	263	2	advice	advice	NOUN
fsr-3200	263	3	,	,	PUNCT
fsr-3200	263	4	good	good	ADJ
fsr-3200	263	5	outcomes	outcome	NOUN
fsr-3200	263	6	?	?	PUNCT
fsr-3200	264	1	how	how	SCONJ
fsr-3200	264	2	financial	financial	ADJ
fsr-3200	264	3	advice	advice	NOUN
fsr-3200	264	4	-	-	PUNCT
fsr-3200	264	5	seeking	seeking	NOUN
fsr-3200	264	6	relates	relate	VERB
fsr-3200	264	7	to	to	ADP
fsr-3200	264	8	self	self	NOUN
fsr-3200	264	9	-	-	PUNCT
fsr-3200	264	10	perceived	perceive	VERB
fsr-3200	264	11	financial	financial	ADJ
fsr-3200	264	12	well	well	NOUN
fsr-3200	264	13	-	-	PUNCT
fsr-3200	264	14	being	being	NOUN
fsr-3200	264	15	.	.	PUNCT
fsr-3200	265	1	working	work	VERB
fsr-3200	265	2	paper	paper	NOUN
fsr-3200	265	3	series	series	NOUN
fsr-3200	265	4	.	.	PUNCT
fsr-3200	266	1	social	social	ADJ
fsr-3200	266	2	science	science	PROPN
fsr-3200	266	3	research	research	NOUN
fsr-3200	266	4	network	network	NOUN
fsr-3200	266	5	.	.	PUNCT
fsr-3200	267	1	(	(	PUNCT
fsr-3200	267	2	available	available	ADJ
fsr-3200	267	3	at	at	ADP
fsr-3200	267	4	http://ssrn.com/abstract"2261707	http://ssrn.com/abstract"2261707	NUM
fsr-3200	267	5	)	)	PUNCT
fsr-3200	267	6	.	.	PUNCT
fsr-3200	268	1	united	united	PROPN
fsr-3200	268	2	states	states	PROPN
fsr-3200	268	3	department	department	PROPN
fsr-3200	268	4	of	of	ADP
fsr-3200	268	5	labor	labor	NOUN
fsr-3200	268	6	.	.	PUNCT
fsr-3200	269	1	(	(	PUNCT
fsr-3200	269	2	2013	2013	NUM
fsr-3200	269	3	)	)	PUNCT
fsr-3200	269	4	.	.	PUNCT
fsr-3200	270	1	economic	economic	ADJ
fsr-3200	270	2	news	news	NOUN
fsr-3200	270	3	release	release	NOUN
fsr-3200	270	4	:	:	PUNCT
fsr-3200	270	5	table	table	NOUN
fsr-3200	270	6	a-12	a-12	PROPN
fsr-3200	270	7	.	.	PROPN
fsr-3200	270	8	unemployed	unemployed	ADJ
fsr-3200	270	9	persons	person	NOUN
fsr-3200	270	10	by	by	ADP
fsr-3200	270	11	duration	duration	NOUN
fsr-3200	270	12	of	of	ADP
fsr-3200	270	13	unemployment	unemployment	NOUN
fsr-3200	270	14	.	.	PUNCT
fsr-3200	271	1	(	(	PUNCT
fsr-3200	271	2	available	available	ADJ
fsr-3200	271	3	at	at	ADP
fsr-3200	271	4	http://www.bls.gov/news.release/empsit.t12.htm	http://www.bls.gov/news.release/empsit.t12.htm	PROPN
fsr-3200	271	5	)	)	PUNCT
fsr-3200	271	6	.	.	PUNCT
fsr-3200	272	1	united	united	PROPN
fsr-3200	272	2	states	states	PROPN
fsr-3200	272	3	department	department	PROPN
fsr-3200	272	4	of	of	ADP
fsr-3200	272	5	labor	labor	NOUN
fsr-3200	272	6	.	.	PUNCT
fsr-3200	273	1	(	(	PUNCT
fsr-3200	273	2	2013	2013	NUM
fsr-3200	273	3	)	)	PUNCT
fsr-3200	273	4	.	.	PUNCT
fsr-3200	274	1	equal	equal	ADJ
fsr-3200	274	2	pay	pay	NOUN
fsr-3200	274	3	.	.	PUNCT
fsr-3200	275	1	(	(	PUNCT
fsr-3200	275	2	available	available	ADJ
fsr-3200	275	3	at	at	ADP
fsr-3200	275	4	http://www.dol.gov/equalpay/	http://www.dol.gov/equalpay/	NOUN
fsr-3200	275	5	)	)	PUNCT
fsr-3200	275	6	.	.	PUNCT
fsr-3200	276	1	united	united	PROPN
fsr-3200	276	2	states	states	PROPN
fsr-3200	276	3	census	census	PROPN
fsr-3200	276	4	bureau	bureau	PROPN
fsr-3200	276	5	.	.	PUNCT
fsr-3200	277	1	(	(	PUNCT
fsr-3200	277	2	2010	2010	NUM
fsr-3200	277	3	)	)	PUNCT
fsr-3200	277	4	.	.	PUNCT
fsr-3200	278	1	dp-1	dp-1	PUNCT
fsr-3200	278	2	:	:	PUNCT
fsr-3200	278	3	profile	profile	NOUN
fsr-3200	278	4	of	of	ADP
fsr-3200	278	5	general	general	ADJ
fsr-3200	278	6	population	population	NOUN
fsr-3200	278	7	and	and	CCONJ
fsr-3200	278	8	housing	housing	NOUN
fsr-3200	278	9	characteristics	characteristic	NOUN
fsr-3200	278	10	:	:	PUNCT
fsr-3200	278	11	2010	2010	NUM
fsr-3200	278	12	.	.	PUNCT
fsr-3200	279	1	(	(	PUNCT
fsr-3200	279	2	available	available	ADJ
fsr-3200	279	3	at	at	ADP
fsr-3200	279	4	http://factfinder2.census.gov/faces/tableservices/jsf/pages/productview.xhtml?src"bkmk	http://factfinder2.census.gov/faces/tableservices/jsf/pages/productview.xhtml?src"bkmk	PROPN
fsr-3200	279	5	)	)	PUNCT
fsr-3200	279	6	.	.	PUNCT
fsr-3200	280	1	united	united	PROPN
fsr-3200	280	2	states	states	PROPN
fsr-3200	280	3	census	census	PROPN
fsr-3200	280	4	bureau	bureau	PROPN
fsr-3200	280	5	.	.	PUNCT
fsr-3200	281	1	(	(	PUNCT
fsr-3200	281	2	2011	2011	NUM
fsr-3200	281	3	)	)	PUNCT
fsr-3200	281	4	.	.	PUNCT
fsr-3200	282	1	profile	profile	PROPN
fsr-3200	282	2	american	american	PROPN
fsr-3200	282	3	:	:	PUNCT
fsr-3200	282	4	facts	fact	NOUN
fsr-3200	282	5	for	for	ADP
fsr-3200	282	6	features	feature	NOUN
fsr-3200	282	7	.	.	PUNCT
fsr-3200	283	1	(	(	PUNCT
fsr-3200	283	2	available	available	ADJ
fsr-3200	283	3	at	at	ADP
fsr-3200	283	4	http://www.census.gov/	http://www.census.gov/	PROPN
fsr-3200	283	5	newsroom	newsroom	NOUN
fsr-3200	283	6	/	/	SYM
fsr-3200	283	7	releases	release	NOUN
fsr-3200	283	8	/	/	SYM
fsr-3200	283	9	archives	archive	NOUN
fsr-3200	283	10	/	/	SYM
fsr-3200	283	11	facts_for_features_special_editions	facts_for_features_special_edition	NOUN
fsr-3200	283	12	/	/	SYM
fsr-3200	283	13	cb12	cb12	PROPN
fsr-3200	283	14	-	-	PUNCT
fsr-3200	283	15	ff08.html	ff08.html	NOUN
fsr-3200	283	16	)	)	PUNCT
fsr-3200	283	17	.	.	PUNCT
fsr-3200	284	1	united	united	PROPN
fsr-3200	284	2	states	states	PROPN
fsr-3200	284	3	census	census	PROPN
fsr-3200	284	4	bureau	bureau	PROPN
fsr-3200	284	5	.	.	PUNCT
fsr-3200	285	1	(	(	PUNCT
fsr-3200	285	2	2012	2012	NUM
fsr-3200	285	3	)	)	PUNCT
fsr-3200	285	4	.	.	PUNCT
fsr-3200	286	1	current	current	ADJ
fsr-3200	286	2	population	population	NOUN
fsr-3200	286	3	survey	survey	NOUN
fsr-3200	286	4	(	(	PUNCT
fsr-3200	286	5	pov01	pov01	NOUN
fsr-3200	286	6	):	):	PUNCT
fsr-3200	286	7	age	age	NOUN
fsr-3200	286	8	and	and	CCONJ
fsr-3200	286	9	sex	sex	NOUN
fsr-3200	286	10	of	of	ADP
fsr-3200	286	11	all	all	DET
fsr-3200	286	12	people	people	NOUN
fsr-3200	286	13	,	,	PUNCT
fsr-3200	286	14	family	family	NOUN
fsr-3200	286	15	members	member	NOUN
fsr-3200	286	16	and	and	CCONJ
fsr-3200	286	17	unrelated	unrelated	ADJ
fsr-3200	286	18	individuals	individual	NOUN
fsr-3200	286	19	iterated	iterate	VERB
fsr-3200	286	20	by	by	ADP
fsr-3200	286	21	income	income	NOUN
fsr-3200	286	22	-	-	PUNCT
fsr-3200	286	23	to	to	ADP
fsr-3200	286	24	-	-	PUNCT
fsr-3200	286	25	poverty	poverty	NOUN
fsr-3200	286	26	ratio	ratio	NOUN
fsr-3200	286	27	and	and	CCONJ
fsr-3200	286	28	race	race	NOUN
fsr-3200	286	29	:	:	PUNCT
fsr-3200	286	30	2012	2012	NUM
fsr-3200	286	31	below	below	ADP
fsr-3200	286	32	100	100	NUM
fsr-3200	286	33	%	%	NOUN
fsr-3200	286	34	of	of	ADP
fsr-3200	286	35	poverty	poverty	NOUN
fsr-3200	286	36	—	—	PUNCT
fsr-3200	286	37	all	all	DET
fsr-3200	286	38	races	race	NOUN
fsr-3200	286	39	.	.	PUNCT
fsr-3200	287	1	(	(	PUNCT
fsr-3200	287	2	available	available	ADJ
fsr-3200	287	3	at	at	ADP
fsr-3200	287	4	http://www.census.gov/hhes/www/cpstables/032013/pov/pov01_100.htm	http://www.census.gov/hhes/www/cpstables/032013/pov/pov01_100.htm	PROPN
fsr-3200	287	5	)	)	PUNCT
fsr-3200	287	6	.	.	PUNCT
fsr-3200	288	1	286	286	NUM
fsr-3200	288	2	k.	k.	PROPN
fsr-3200	288	3	simms	simms	PROPN
fsr-3200	288	4	/	/	SYM
fsr-3200	288	5	financial	financial	ADJ
fsr-3200	288	6	services	service	NOUN
fsr-3200	288	7	review	review	VERB
fsr-3200	288	8	23	23	NUM
fsr-3200	288	9	(	(	PUNCT
fsr-3200	288	10	2014	2014	NUM
fsr-3200	288	11	)	)	PUNCT
fsr-3200	289	1	273–286	273–286	NUM