id	sid	tid	token	lemma	pos
fsr-3218	1	1	the	the	DET
fsr-3218	1	2	relationship	relationship	NOUN
fsr-3218	1	3	between	between	ADP
fsr-3218	1	4	time	time	NOUN
fsr-3218	1	5	perspective	perspective	NOUN
fsr-3218	1	6	and	and	CCONJ
fsr-3218	1	7	financial	financial	ADJ
fsr-3218	1	8	risk	risk	NOUN
fsr-3218	1	9	tolerance	tolerance	NOUN
fsr-3218	1	10	in	in	ADP
fsr-3218	1	11	young	young	ADJ
fsr-3218	1	12	adults	adult	NOUN
fsr-3218	1	13	kenneth	kenneth	PROPN
fsr-3218	1	14	n.	n.	PROPN
fsr-3218	1	15	ryack	ryack	PROPN
fsr-3218	1	16	,	,	PUNCT
fsr-3218	1	17	ph.d	ph.d	PROPN
fsr-3218	1	18	.	.	PROPN
fsr-3218	1	19	,	,	PUNCT
fsr-3218	1	20	cpa	cpa	PROPN
fsr-3218	1	21	,	,	PUNCT
fsr-3218	1	22	cfp	cfp	PROPN
fsr-3218	1	23	�	�	PROPN
fsr-3218	1	24	a	a	PRON
fsr-3218	1	25	,	,	PUNCT
fsr-3218	1	26	*	*	ADJ
fsr-3218	1	27	,	,	PUNCT
fsr-3218	1	28	aamer	aamer	ADJ
fsr-3218	1	29	sheikh	sheikh	PROPN
fsr-3218	1	30	,	,	PUNCT
fsr-3218	1	31	ph.d	ph.d	PROPN
fsr-3218	1	32	.	.	PROPN
fsr-3218	1	33	,	,	PUNCT
fsr-3218	1	34	cpa	cpa	PROPN
fsr-3218	1	35	,	,	PUNCT
fsr-3218	1	36	cbm	cbm	PROPN
fsr-3218	1	37	,	,	PUNCT
fsr-3218	1	38	ccs	ccs	PROPN
fsr-3218	1	39	,	,	PUNCT
fsr-3218	1	40	dabfa	dabfa	PROPN
fsr-3218	1	41	,	,	PUNCT
fsr-3218	1	42	cfc	cfc	PROPN
fsr-3218	1	43	�	�	PROPN
fsr-3218	1	44	,	,	PUNCT
fsr-3218	1	45	cgma	cgma	PROPN
fsr-3218	1	46	�	�	PROPN
fsr-3218	1	47	a	a	DET
fsr-3218	1	48	adepartment	adepartment	NOUN
fsr-3218	1	49	of	of	ADP
fsr-3218	1	50	accounting	accounting	NOUN
fsr-3218	1	51	,	,	PUNCT
fsr-3218	1	52	school	school	NOUN
fsr-3218	1	53	of	of	ADP
fsr-3218	1	54	business	business	NOUN
fsr-3218	1	55	,	,	PUNCT
fsr-3218	1	56	quinnipiac	quinnipiac	PROPN
fsr-3218	1	57	university	university	PROPN
fsr-3218	1	58	,	,	PUNCT
fsr-3218	1	59	hamden	hamden	PROPN
fsr-3218	1	60	,	,	PUNCT
fsr-3218	1	61	ct	ct	PROPN
fsr-3218	1	62	06518	06518	NUM
fsr-3218	1	63	,	,	PUNCT
fsr-3218	1	64	usa	usa	PROPN
fsr-3218	1	65	abstract	abstract	PROPN
fsr-3218	1	66	this	this	DET
fsr-3218	1	67	study	study	NOUN
fsr-3218	1	68	examines	examine	VERB
fsr-3218	1	69	the	the	DET
fsr-3218	1	70	relationship	relationship	NOUN
fsr-3218	1	71	between	between	ADP
fsr-3218	1	72	time	time	NOUN
fsr-3218	1	73	perspective	perspective	NOUN
fsr-3218	1	74	(	(	PUNCT
fsr-3218	1	75	tp	tp	NOUN
fsr-3218	1	76	)	)	PUNCT
fsr-3218	1	77	and	and	CCONJ
fsr-3218	1	78	financial	financial	ADJ
fsr-3218	1	79	risk	risk	NOUN
fsr-3218	1	80	tolerance	tolerance	NOUN
fsr-3218	1	81	(	(	PUNCT
fsr-3218	1	82	frt	frt	NOUN
fsr-3218	1	83	)	)	PUNCT
fsr-3218	1	84	in	in	ADP
fsr-3218	1	85	young	young	ADJ
fsr-3218	1	86	adults	adult	NOUN
fsr-3218	1	87	.	.	PUNCT
fsr-3218	2	1	prior	prior	ADJ
fsr-3218	2	2	research	research	NOUN
fsr-3218	2	3	suggests	suggest	VERB
fsr-3218	2	4	young	young	ADJ
fsr-3218	2	5	adults	adult	NOUN
fsr-3218	2	6	should	should	AUX
fsr-3218	2	7	invest	invest	VERB
fsr-3218	2	8	in	in	ADP
fsr-3218	2	9	riskier	risky	ADJ
fsr-3218	2	10	portfolios	portfolio	NOUN
fsr-3218	2	11	to	to	PART
fsr-3218	2	12	maximize	maximize	VERB
fsr-3218	2	13	wealth	wealth	NOUN
fsr-3218	2	14	accumulation	accumulation	NOUN
fsr-3218	2	15	for	for	ADP
fsr-3218	2	16	retirement	retirement	NOUN
fsr-3218	2	17	.	.	PUNCT
fsr-3218	3	1	optimally	optimally	ADV
fsr-3218	3	2	,	,	PUNCT
fsr-3218	3	3	they	they	PRON
fsr-3218	3	4	will	will	AUX
fsr-3218	3	5	have	have	VERB
fsr-3218	3	6	a	a	DET
fsr-3218	3	7	future	future	ADJ
fsr-3218	3	8	tp	tp	NOUN
fsr-3218	3	9	and	and	CCONJ
fsr-3218	3	10	a	a	DET
fsr-3218	3	11	high	high	ADJ
fsr-3218	3	12	frt	frt	NOUN
fsr-3218	3	13	.	.	PUNCT
fsr-3218	4	1	the	the	DET
fsr-3218	4	2	results	result	NOUN
fsr-3218	4	3	of	of	ADP
fsr-3218	4	4	this	this	DET
fsr-3218	4	5	study	study	NOUN
fsr-3218	4	6	indicate	indicate	VERB
fsr-3218	4	7	that	that	SCONJ
fsr-3218	4	8	tp	tp	AUX
fsr-3218	4	9	accounts	account	VERB
fsr-3218	4	10	for	for	ADP
fsr-3218	4	11	a	a	DET
fsr-3218	4	12	significant	significant	ADJ
fsr-3218	4	13	amount	amount	NOUN
fsr-3218	4	14	of	of	ADP
fsr-3218	4	15	variance	variance	NOUN
fsr-3218	4	16	in	in	ADP
fsr-3218	4	17	frt	frt	NOUN
fsr-3218	4	18	.	.	PUNCT
fsr-3218	5	1	however	however	ADV
fsr-3218	5	2	,	,	PUNCT
fsr-3218	5	3	the	the	DET
fsr-3218	5	4	relationship	relationship	NOUN
fsr-3218	5	5	between	between	ADP
fsr-3218	5	6	tp	tp	NOUN
fsr-3218	5	7	and	and	CCONJ
fsr-3218	5	8	frt	frt	NOUN
fsr-3218	5	9	is	be	AUX
fsr-3218	5	10	not	not	PART
fsr-3218	5	11	optimal	optimal	ADJ
fsr-3218	5	12	.	.	PUNCT
fsr-3218	6	1	future	future	ADJ
fsr-3218	6	2	oriented	orient	VERB
fsr-3218	6	3	individuals	individual	NOUN
fsr-3218	6	4	exhibit	exhibit	VERB
fsr-3218	6	5	lower	low	ADJ
fsr-3218	6	6	frt	frt	NOUN
fsr-3218	6	7	and	and	CCONJ
fsr-3218	6	8	present	present	ADJ
fsr-3218	6	9	oriented	orient	VERB
fsr-3218	6	10	individuals	individual	NOUN
fsr-3218	6	11	exhibit	exhibit	VERB
fsr-3218	6	12	higher	high	ADJ
fsr-3218	6	13	frt	frt	NOUN
fsr-3218	6	14	.	.	PUNCT
fsr-3218	7	1	the	the	DET
fsr-3218	7	2	paper	paper	NOUN
fsr-3218	7	3	concludes	conclude	VERB
fsr-3218	7	4	with	with	ADP
fsr-3218	7	5	discussion	discussion	NOUN
fsr-3218	7	6	of	of	ADP
fsr-3218	7	7	the	the	DET
fsr-3218	7	8	implications	implication	NOUN
fsr-3218	7	9	of	of	ADP
fsr-3218	7	10	these	these	DET
fsr-3218	7	11	findings	finding	NOUN
fsr-3218	7	12	and	and	CCONJ
fsr-3218	7	13	suggestions	suggestion	NOUN
fsr-3218	7	14	for	for	ADP
fsr-3218	7	15	future	future	ADJ
fsr-3218	7	16	research	research	NOUN
fsr-3218	7	17	.	.	PUNCT
fsr-3218	8	1	©	©	PROPN
fsr-3218	8	2	2016	2016	NUM
fsr-3218	8	3	academy	academy	NOUN
fsr-3218	8	4	of	of	ADP
fsr-3218	8	5	financial	financial	ADJ
fsr-3218	8	6	services	service	NOUN
fsr-3218	8	7	.	.	PUNCT
fsr-3218	9	1	all	all	DET
fsr-3218	9	2	rights	right	NOUN
fsr-3218	9	3	reserved	reserve	VERB
fsr-3218	9	4	.	.	PUNCT
fsr-3218	10	1	jel	jel	PROPN
fsr-3218	10	2	classification	classification	NOUN
fsr-3218	10	3	:	:	PUNCT
fsr-3218	11	1	d8	d8	PROPN
fsr-3218	11	2	;	;	PUNCT
fsr-3218	11	3	d9	d9	PROPN
fsr-3218	11	4	;	;	PUNCT
fsr-3218	11	5	d14	d14	NOUN
fsr-3218	11	6	;	;	PUNCT
fsr-3218	11	7	g11	g11	NOUN
fsr-3218	11	8	keywords	keyword	NOUN
fsr-3218	11	9	:	:	PUNCT
fsr-3218	11	10	financial	financial	ADJ
fsr-3218	11	11	risk	risk	NOUN
fsr-3218	11	12	tolerance	tolerance	NOUN
fsr-3218	11	13	;	;	PUNCT
fsr-3218	11	14	time	time	NOUN
fsr-3218	11	15	perspective	perspective	NOUN
fsr-3218	11	16	;	;	PUNCT
fsr-3218	11	17	time	time	NOUN
fsr-3218	11	18	orientation	orientation	NOUN
fsr-3218	11	19	;	;	PUNCT
fsr-3218	11	20	investment	investment	NOUN
fsr-3218	11	21	behavior	behavior	NOUN
fsr-3218	11	22	;	;	PUNCT
fsr-3218	11	23	wealth	wealth	NOUN
fsr-3218	11	24	accumulation	accumulation	NOUN
fsr-3218	11	25	;	;	PUNCT
fsr-3218	11	26	retirement	retirement	NOUN
fsr-3218	11	27	portfolio	portfolio	NOUN
fsr-3218	11	28	1	1	NUM
fsr-3218	11	29	.	.	PUNCT
fsr-3218	11	30	introduction	introduction	NOUN
fsr-3218	11	31	it	it	PRON
fsr-3218	11	32	is	be	AUX
fsr-3218	11	33	a	a	DET
fsr-3218	11	34	widely	widely	ADV
fsr-3218	11	35	held	hold	VERB
fsr-3218	11	36	belief	belief	NOUN
fsr-3218	11	37	among	among	ADP
fsr-3218	11	38	academics	academic	NOUN
fsr-3218	11	39	and	and	CCONJ
fsr-3218	11	40	finance	finance	NOUN
fsr-3218	11	41	professionals	professional	NOUN
fsr-3218	11	42	that	that	PRON
fsr-3218	11	43	young	young	ADJ
fsr-3218	11	44	individuals	individual	NOUN
fsr-3218	11	45	with	with	ADP
fsr-3218	11	46	a	a	DET
fsr-3218	11	47	long	long	ADJ
fsr-3218	11	48	time	time	NOUN
fsr-3218	11	49	horizon	horizon	NOUN
fsr-3218	11	50	until	until	SCONJ
fsr-3218	11	51	retirement	retirement	NOUN
fsr-3218	11	52	should	should	AUX
fsr-3218	11	53	maximize	maximize	VERB
fsr-3218	11	54	the	the	DET
fsr-3218	11	55	size	size	NOUN
fsr-3218	11	56	of	of	ADP
fsr-3218	11	57	their	their	PRON
fsr-3218	11	58	retirement	retirement	NOUN
fsr-3218	11	59	nest	nest	NOUN
fsr-3218	11	60	egg	egg	NOUN
fsr-3218	11	61	by	by	ADP
fsr-3218	11	62	creating	create	VERB
fsr-3218	11	63	more	more	ADV
fsr-3218	11	64	risky	risky	ADJ
fsr-3218	11	65	retirement	retirement	NOUN
fsr-3218	11	66	investment	investment	NOUN
fsr-3218	11	67	portfolios	portfolio	NOUN
fsr-3218	11	68	(	(	PUNCT
fsr-3218	11	69	embrey	embrey	NOUN
fsr-3218	11	70	and	and	CCONJ
fsr-3218	11	71	fox	fox	PROPN
fsr-3218	11	72	,	,	PUNCT
fsr-3218	11	73	1997	1997	NUM
fsr-3218	11	74	;	;	PUNCT
fsr-3218	11	75	hanna	hanna	PROPN
fsr-3218	11	76	and	and	CCONJ
fsr-3218	11	77	chen	chen	PROPN
fsr-3218	11	78	,	,	PUNCT
fsr-3218	11	79	1997	1997	NUM
fsr-3218	11	80	;	;	PUNCT
fsr-3218	11	81	sung	sing	VERB
fsr-3218	11	82	and	and	CCONJ
fsr-3218	11	83	hanna	hanna	NOUN
fsr-3218	11	84	,	,	PUNCT
fsr-3218	11	85	1996	1996	NUM
fsr-3218	11	86	)	)	PUNCT
fsr-3218	11	87	.	.	PUNCT
fsr-3218	12	1	this	this	PRON
fsr-3218	12	2	is	be	AUX
fsr-3218	12	3	because	because	SCONJ
fsr-3218	12	4	more	more	ADV
fsr-3218	12	5	risky	risky	ADJ
fsr-3218	12	6	investment	investment	NOUN
fsr-3218	12	7	portfolios	portfolio	NOUN
fsr-3218	12	8	consisting	consist	VERB
fsr-3218	12	9	primarily	primarily	ADV
fsr-3218	12	10	of	of	ADP
fsr-3218	12	11	stocks	stock	NOUN
fsr-3218	12	12	tend	tend	VERB
fsr-3218	12	13	to	to	PART
fsr-3218	12	14	outperform	outperform	VERB
fsr-3218	12	15	portfolios	portfolio	NOUN
fsr-3218	12	16	containing	contain	VERB
fsr-3218	12	17	less	less	ADV
fsr-3218	12	18	risky	risky	ADJ
fsr-3218	12	19	*	*	PUNCT
fsr-3218	12	20	corresponding	correspond	VERB
fsr-3218	12	21	author	author	NOUN
fsr-3218	12	22	.	.	PUNCT
fsr-3218	13	1	tel	tel	PROPN
fsr-3218	13	2	.	.	PUNCT
fsr-3218	13	3	:	:	PUNCT
fsr-3218	13	4	�	�	PROPN
fsr-3218	13	5	1	1	NUM
fsr-3218	13	6	-	-	SYM
fsr-3218	13	7	203	203	NUM
fsr-3218	13	8	-	-	PUNCT
fsr-3218	13	9	582	582	NUM
fsr-3218	13	10	-	-	SYM
fsr-3218	13	11	6550	6550	NUM
fsr-3218	13	12	;	;	PUNCT
fsr-3218	13	13	fax	fax	NOUN
fsr-3218	13	14	:	:	PUNCT
fsr-3218	13	15	�	�	PROPN
fsr-3218	13	16	1	1	NUM
fsr-3218	13	17	-	-	SYM
fsr-3218	13	18	203	203	NUM
fsr-3218	13	19	-	-	PUNCT
fsr-3218	13	20	582	582	NUM
fsr-3218	13	21	-	-	PUNCT
fsr-3218	13	22	8664	8664	NUM
fsr-3218	13	23	.	.	PUNCT
fsr-3218	14	1	e	e	X
fsr-3218	14	2	-	-	NOUN
fsr-3218	14	3	mail	mail	NOUN
fsr-3218	14	4	address	address	NOUN
fsr-3218	14	5	:	:	PUNCT
fsr-3218	14	6	kenneth.ryack@quinnipiac.edu	kenneth.ryack@quinnipiac.edu	X
fsr-3218	14	7	(	(	PUNCT
fsr-3218	14	8	k.	k.	PROPN
fsr-3218	14	9	n.	n.	PROPN
fsr-3218	14	10	ryack	ryack	PROPN
fsr-3218	14	11	)	)	PUNCT
fsr-3218	14	12	financial	financial	ADJ
fsr-3218	14	13	services	service	NOUN
fsr-3218	14	14	review	review	VERB
fsr-3218	14	15	25	25	NUM
fsr-3218	14	16	(	(	PUNCT
fsr-3218	14	17	2016	2016	NUM
fsr-3218	14	18	)	)	PUNCT
fsr-3218	15	1	157–180	157–180	NUM
fsr-3218	15	2	1057	1057	NUM
fsr-3218	15	3	-	-	PUNCT
fsr-3218	15	4	0810/16/$	0810/16/$	ADV
fsr-3218	15	5	–	–	PUNCT
fsr-3218	15	6	see	see	VERB
fsr-3218	15	7	front	front	ADJ
fsr-3218	15	8	matter	matter	NOUN
fsr-3218	15	9	©	©	PROPN
fsr-3218	15	10	2016	2016	NUM
fsr-3218	15	11	academy	academy	NOUN
fsr-3218	15	12	of	of	ADP
fsr-3218	15	13	financial	financial	ADJ
fsr-3218	15	14	services	service	NOUN
fsr-3218	15	15	.	.	PUNCT
fsr-3218	16	1	all	all	DET
fsr-3218	16	2	rights	right	NOUN
fsr-3218	16	3	reserved	reserve	VERB
fsr-3218	16	4	.	.	PUNCT
fsr-3218	17	1	investments	investment	NOUN
fsr-3218	17	2	such	such	ADJ
fsr-3218	17	3	as	as	ADP
fsr-3218	17	4	bonds	bond	NOUN
fsr-3218	17	5	and	and	CCONJ
fsr-3218	17	6	certificates	certificate	NOUN
fsr-3218	17	7	of	of	ADP
fsr-3218	17	8	deposit	deposit	NOUN
fsr-3218	17	9	(	(	PUNCT
fsr-3218	17	10	hanna	hanna	PROPN
fsr-3218	17	11	and	and	CCONJ
fsr-3218	17	12	chen	chen	PROPN
fsr-3218	17	13	,	,	PUNCT
fsr-3218	17	14	1997	1997	NUM
fsr-3218	17	15	;	;	PUNCT
fsr-3218	17	16	siegel	siegel	NOUN
fsr-3218	17	17	and	and	CCONJ
fsr-3218	17	18	thaler	thaler	NOUN
fsr-3218	17	19	,	,	PUNCT
fsr-3218	17	20	1997	1997	NUM
fsr-3218	17	21	)	)	PUNCT
fsr-3218	17	22	.	.	PUNCT
fsr-3218	18	1	in	in	ADP
fsr-3218	18	2	accordance	accordance	NOUN
fsr-3218	18	3	with	with	ADP
fsr-3218	18	4	the	the	DET
fsr-3218	18	5	theory	theory	NOUN
fsr-3218	18	6	of	of	ADP
fsr-3218	18	7	reasoned	reason	VERB
fsr-3218	18	8	action	action	NOUN
fsr-3218	18	9	(	(	PUNCT
fsr-3218	18	10	fishbein	fishbein	ADJ
fsr-3218	18	11	and	and	CCONJ
fsr-3218	18	12	ajzen	ajzen	NOUN
fsr-3218	18	13	,	,	PUNCT
fsr-3218	18	14	1975	1975	NUM
fsr-3218	18	15	)	)	PUNCT
fsr-3218	18	16	,	,	PUNCT
fsr-3218	18	17	yao	yao	PROPN
fsr-3218	18	18	,	,	PUNCT
fsr-3218	18	19	sharpe	sharpe	PROPN
fsr-3218	18	20	,	,	PUNCT
fsr-3218	18	21	and	and	CCONJ
fsr-3218	18	22	wang	wang	PROPN
fsr-3218	18	23	(	(	PUNCT
fsr-3218	18	24	2011	2011	NUM
fsr-3218	18	25	)	)	PUNCT
fsr-3218	18	26	posit	posit	VERB
fsr-3218	18	27	that	that	SCONJ
fsr-3218	18	28	an	an	DET
fsr-3218	18	29	individual	individual	NOUN
fsr-3218	18	30	’s	’s	PART
fsr-3218	18	31	financial	financial	ADJ
fsr-3218	18	32	risk	risk	NOUN
fsr-3218	18	33	attitudes	attitude	NOUN
fsr-3218	18	34	affect	affect	VERB
fsr-3218	18	35	their	their	PRON
fsr-3218	18	36	investment	investment	NOUN
fsr-3218	18	37	behavior	behavior	NOUN
fsr-3218	18	38	and	and	CCONJ
fsr-3218	18	39	that	that	DET
fsr-3218	18	40	behavior	behavior	NOUN
fsr-3218	18	41	,	,	PUNCT
fsr-3218	18	42	in	in	ADP
fsr-3218	18	43	turn	turn	NOUN
fsr-3218	18	44	,	,	PUNCT
fsr-3218	18	45	affects	affect	VERB
fsr-3218	18	46	wealth	wealth	NOUN
fsr-3218	18	47	accumulation	accumulation	NOUN
fsr-3218	18	48	.	.	PUNCT
fsr-3218	19	1	the	the	DET
fsr-3218	19	2	theory	theory	NOUN
fsr-3218	19	3	is	be	AUX
fsr-3218	19	4	supported	support	VERB
fsr-3218	19	5	by	by	ADP
fsr-3218	19	6	research	research	NOUN
fsr-3218	19	7	that	that	PRON
fsr-3218	19	8	has	have	AUX
fsr-3218	19	9	shown	show	VERB
fsr-3218	19	10	investors	investor	NOUN
fsr-3218	19	11	with	with	ADP
fsr-3218	19	12	a	a	DET
fsr-3218	19	13	higher	high	ADJ
fsr-3218	19	14	risk	risk	NOUN
fsr-3218	19	15	tolerance	tolerance	NOUN
fsr-3218	19	16	are	be	AUX
fsr-3218	19	17	more	more	ADV
fsr-3218	19	18	likely	likely	ADJ
fsr-3218	19	19	to	to	PART
fsr-3218	19	20	invest	invest	VERB
fsr-3218	19	21	in	in	ADP
fsr-3218	19	22	equities	equity	NOUN
fsr-3218	19	23	over	over	ADP
fsr-3218	19	24	less	less	ADV
fsr-3218	19	25	risky	risky	ADJ
fsr-3218	19	26	investments	investment	NOUN
fsr-3218	19	27	,	,	PUNCT
fsr-3218	19	28	resulting	result	VERB
fsr-3218	19	29	in	in	ADP
fsr-3218	19	30	more	more	ADV
fsr-3218	19	31	significant	significant	ADJ
fsr-3218	19	32	wealth	wealth	NOUN
fsr-3218	19	33	accumulation	accumulation	NOUN
fsr-3218	19	34	for	for	ADP
fsr-3218	19	35	retirement	retirement	NOUN
fsr-3218	19	36	(	(	PUNCT
fsr-3218	19	37	e.g.	e.g.	ADV
fsr-3218	19	38	,	,	PUNCT
fsr-3218	19	39	bailey	bailey	NOUN
fsr-3218	19	40	and	and	CCONJ
fsr-3218	19	41	kinerson	kinerson	NOUN
fsr-3218	19	42	,	,	PUNCT
fsr-3218	19	43	2005	2005	NUM
fsr-3218	19	44	;	;	PUNCT
fsr-3218	19	45	bajtelsmit	bajtelsmit	NOUN
fsr-3218	19	46	,	,	PUNCT
fsr-3218	19	47	bernasek	bernasek	VERB
fsr-3218	19	48	,	,	PUNCT
fsr-3218	19	49	and	and	CCONJ
fsr-3218	19	50	jianakoplos	jianakoplo	NOUN
fsr-3218	19	51	,	,	PUNCT
fsr-3218	19	52	1999	1999	NUM
fsr-3218	19	53	;	;	PUNCT
fsr-3218	19	54	hariharan	hariharan	PROPN
fsr-3218	19	55	,	,	PUNCT
fsr-3218	19	56	chapman	chapman	PROPN
fsr-3218	19	57	,	,	PUNCT
fsr-3218	19	58	and	and	CCONJ
fsr-3218	19	59	domian	domian	PROPN
fsr-3218	19	60	,	,	PUNCT
fsr-3218	19	61	2000	2000	NUM
fsr-3218	19	62	;	;	PUNCT
fsr-3218	19	63	keller	keller	PROPN
fsr-3218	19	64	and	and	CCONJ
fsr-3218	19	65	siegrist	siegrist	NOUN
fsr-3218	19	66	,	,	PUNCT
fsr-3218	19	67	2006	2006	NUM
fsr-3218	19	68	;	;	PUNCT
fsr-3218	19	69	yuh	yuh	PROPN
fsr-3218	19	70	and	and	CCONJ
fsr-3218	19	71	devaney	devaney	PROPN
fsr-3218	19	72	,	,	PUNCT
fsr-3218	19	73	1996	1996	NUM
fsr-3218	19	74	)	)	PUNCT
fsr-3218	19	75	.	.	PUNCT
fsr-3218	20	1	however	however	ADV
fsr-3218	20	2	,	,	PUNCT
fsr-3218	20	3	it	it	PRON
fsr-3218	20	4	is	be	AUX
fsr-3218	20	5	not	not	PART
fsr-3218	20	6	enough	enough	ADJ
fsr-3218	20	7	for	for	SCONJ
fsr-3218	20	8	a	a	DET
fsr-3218	20	9	young	young	ADJ
fsr-3218	20	10	individual	individual	NOUN
fsr-3218	20	11	to	to	PART
fsr-3218	20	12	simply	simply	ADV
fsr-3218	20	13	have	have	VERB
fsr-3218	20	14	a	a	DET
fsr-3218	20	15	strong	strong	ADJ
fsr-3218	20	16	financial	financial	ADJ
fsr-3218	20	17	risk	risk	NOUN
fsr-3218	20	18	tolerance	tolerance	NOUN
fsr-3218	20	19	.	.	PUNCT
fsr-3218	21	1	they	they	PRON
fsr-3218	21	2	must	must	AUX
fsr-3218	21	3	also	also	ADV
fsr-3218	21	4	be	be	AUX
fsr-3218	21	5	thinking	think	VERB
fsr-3218	21	6	about	about	ADP
fsr-3218	21	7	their	their	PRON
fsr-3218	21	8	future	future	NOUN
fsr-3218	21	9	(	(	PUNCT
fsr-3218	21	10	i.e.	i.e.	X
fsr-3218	21	11	,	,	PUNCT
fsr-3218	21	12	have	have	AUX
fsr-3218	21	13	a	a	DET
fsr-3218	21	14	future	future	ADJ
fsr-3218	21	15	time	time	NOUN
fsr-3218	21	16	perspective	perspective	NOUN
fsr-3218	21	17	)	)	PUNCT
fsr-3218	21	18	.	.	PUNCT
fsr-3218	22	1	thus	thus	ADV
fsr-3218	22	2	,	,	PUNCT
fsr-3218	22	3	to	to	PART
fsr-3218	22	4	build	build	VERB
fsr-3218	22	5	a	a	DET
fsr-3218	22	6	successful	successful	ADJ
fsr-3218	22	7	retirement	retirement	NOUN
fsr-3218	22	8	portfolio	portfolio	NOUN
fsr-3218	22	9	,	,	PUNCT
fsr-3218	22	10	a	a	DET
fsr-3218	22	11	young	young	ADJ
fsr-3218	22	12	person	person	NOUN
fsr-3218	22	13	should	should	AUX
fsr-3218	22	14	possess	possess	VERB
fsr-3218	22	15	both	both	CCONJ
fsr-3218	22	16	a	a	DET
fsr-3218	22	17	strong	strong	ADJ
fsr-3218	22	18	financial	financial	ADJ
fsr-3218	22	19	risk	risk	NOUN
fsr-3218	22	20	tolerance	tolerance	NOUN
fsr-3218	22	21	and	and	CCONJ
fsr-3218	22	22	a	a	DET
fsr-3218	22	23	future	future	ADJ
fsr-3218	22	24	time	time	NOUN
fsr-3218	22	25	perspective	perspective	NOUN
fsr-3218	22	26	.	.	PUNCT
fsr-3218	23	1	financial	financial	ADJ
fsr-3218	23	2	risk	risk	NOUN
fsr-3218	23	3	tolerance	tolerance	NOUN
fsr-3218	23	4	and	and	CCONJ
fsr-3218	23	5	time	time	NOUN
fsr-3218	23	6	perspective	perspective	NOUN
fsr-3218	23	7	are	be	AUX
fsr-3218	23	8	two	two	NUM
fsr-3218	23	9	separate	separate	ADJ
fsr-3218	23	10	constructs	construct	NOUN
fsr-3218	23	11	that	that	PRON
fsr-3218	23	12	have	have	AUX
fsr-3218	23	13	received	receive	VERB
fsr-3218	23	14	a	a	DET
fsr-3218	23	15	fair	fair	ADJ
fsr-3218	23	16	amount	amount	NOUN
fsr-3218	23	17	of	of	ADP
fsr-3218	23	18	attention	attention	NOUN
fsr-3218	23	19	in	in	ADP
fsr-3218	23	20	the	the	DET
fsr-3218	23	21	academic	academic	ADJ
fsr-3218	23	22	literature	literature	NOUN
fsr-3218	23	23	.	.	PUNCT
fsr-3218	24	1	while	while	SCONJ
fsr-3218	24	2	it	it	PRON
fsr-3218	24	3	seems	seem	VERB
fsr-3218	24	4	logical	logical	ADJ
fsr-3218	24	5	that	that	SCONJ
fsr-3218	24	6	the	the	DET
fsr-3218	24	7	two	two	NUM
fsr-3218	24	8	constructs	construct	NOUN
fsr-3218	24	9	both	both	PRON
fsr-3218	24	10	play	play	VERB
fsr-3218	24	11	an	an	DET
fsr-3218	24	12	important	important	ADJ
fsr-3218	24	13	role	role	NOUN
fsr-3218	24	14	in	in	ADP
fsr-3218	24	15	investing	investing	NOUN
fsr-3218	24	16	behavior	behavior	NOUN
fsr-3218	24	17	,	,	PUNCT
fsr-3218	24	18	there	there	PRON
fsr-3218	24	19	is	be	VERB
fsr-3218	24	20	a	a	DET
fsr-3218	24	21	lack	lack	NOUN
fsr-3218	24	22	of	of	ADP
fsr-3218	24	23	research	research	NOUN
fsr-3218	24	24	examining	examine	VERB
fsr-3218	24	25	the	the	DET
fsr-3218	24	26	relationship	relationship	NOUN
fsr-3218	24	27	between	between	ADP
fsr-3218	24	28	them	they	PRON
fsr-3218	24	29	.	.	PUNCT
fsr-3218	25	1	the	the	DET
fsr-3218	25	2	goal	goal	NOUN
fsr-3218	25	3	of	of	ADP
fsr-3218	25	4	the	the	DET
fsr-3218	25	5	current	current	ADJ
fsr-3218	25	6	study	study	NOUN
fsr-3218	25	7	is	be	AUX
fsr-3218	25	8	to	to	PART
fsr-3218	25	9	examine	examine	VERB
fsr-3218	25	10	the	the	DET
fsr-3218	25	11	impact	impact	NOUN
fsr-3218	25	12	of	of	ADP
fsr-3218	25	13	time	time	NOUN
fsr-3218	25	14	perspective	perspective	NOUN
fsr-3218	25	15	on	on	ADP
fsr-3218	25	16	financial	financial	ADJ
fsr-3218	25	17	risk	risk	NOUN
fsr-3218	25	18	tolerance	tolerance	NOUN
fsr-3218	25	19	in	in	ADP
fsr-3218	25	20	young	young	ADJ
fsr-3218	25	21	adults	adult	NOUN
fsr-3218	25	22	after	after	ADP
fsr-3218	25	23	controlling	control	VERB
fsr-3218	25	24	for	for	ADP
fsr-3218	25	25	other	other	ADJ
fsr-3218	25	26	commonly	commonly	ADV
fsr-3218	25	27	studied	study	VERB
fsr-3218	25	28	variables	variable	NOUN
fsr-3218	25	29	that	that	PRON
fsr-3218	25	30	have	have	AUX
fsr-3218	25	31	been	be	AUX
fsr-3218	25	32	found	find	VERB
fsr-3218	25	33	to	to	PART
fsr-3218	25	34	affect	affect	VERB
fsr-3218	25	35	financial	financial	ADJ
fsr-3218	25	36	risk	risk	NOUN
fsr-3218	25	37	tolerance	tolerance	NOUN
fsr-3218	25	38	.	.	PUNCT
fsr-3218	26	1	2	2	X
fsr-3218	26	2	.	.	X
fsr-3218	26	3	literature	literature	NOUN
fsr-3218	26	4	review	review	PROPN
fsr-3218	26	5	and	and	CCONJ
fsr-3218	26	6	hypotheses	hypothese	VERB
fsr-3218	26	7	2.1	2.1	NUM
fsr-3218	26	8	.	.	PUNCT
fsr-3218	27	1	financial	financial	ADJ
fsr-3218	27	2	risk	risk	NOUN
fsr-3218	27	3	tolerance	tolerance	NOUN
fsr-3218	27	4	financial	financial	ADJ
fsr-3218	27	5	risk	risk	NOUN
fsr-3218	27	6	tolerance	tolerance	NOUN
fsr-3218	27	7	(	(	PUNCT
fsr-3218	27	8	frt	frt	NOUN
fsr-3218	27	9	)	)	PUNCT
fsr-3218	27	10	can	can	AUX
fsr-3218	27	11	be	be	AUX
fsr-3218	27	12	defined	define	VERB
fsr-3218	27	13	generally	generally	ADV
fsr-3218	27	14	as	as	ADP
fsr-3218	27	15	an	an	DET
fsr-3218	27	16	individual	individual	NOUN
fsr-3218	27	17	’s	’s	PART
fsr-3218	27	18	willingness	willingness	NOUN
fsr-3218	27	19	to	to	PART
fsr-3218	27	20	accept	accept	VERB
fsr-3218	27	21	uncertainty	uncertainty	NOUN
fsr-3218	27	22	in	in	ADP
fsr-3218	27	23	financial	financial	ADJ
fsr-3218	27	24	settings	setting	NOUN
fsr-3218	27	25	where	where	SCONJ
fsr-3218	27	26	there	there	PRON
fsr-3218	27	27	is	be	VERB
fsr-3218	27	28	the	the	DET
fsr-3218	27	29	possibility	possibility	NOUN
fsr-3218	27	30	of	of	ADP
fsr-3218	27	31	a	a	DET
fsr-3218	27	32	negative	negative	ADJ
fsr-3218	27	33	outcome	outcome	NOUN
fsr-3218	27	34	(	(	PUNCT
fsr-3218	27	35	grable	grable	ADJ
fsr-3218	27	36	,	,	PUNCT
fsr-3218	27	37	2000	2000	NUM
fsr-3218	27	38	;	;	PUNCT
fsr-3218	27	39	grable	grable	PROPN
fsr-3218	27	40	,	,	PUNCT
fsr-3218	27	41	lytton	lytton	PROPN
fsr-3218	27	42	,	,	PUNCT
fsr-3218	27	43	and	and	CCONJ
fsr-3218	27	44	o’neill	o’neill	PROPN
fsr-3218	27	45	,	,	PUNCT
fsr-3218	27	46	2004	2004	NUM
fsr-3218	27	47	;	;	PUNCT
fsr-3218	27	48	grable	grable	NOUN
fsr-3218	27	49	and	and	CCONJ
fsr-3218	27	50	roszkowski	roszkowski	NOUN
fsr-3218	27	51	,	,	PUNCT
fsr-3218	27	52	2007	2007	NUM
fsr-3218	27	53	)	)	PUNCT
fsr-3218	27	54	.	.	PUNCT
fsr-3218	28	1	in	in	ADP
fsr-3218	28	2	an	an	DET
fsr-3218	28	3	investing	investing	NOUN
fsr-3218	28	4	context	context	NOUN
fsr-3218	28	5	,	,	PUNCT
fsr-3218	28	6	frt	frt	NOUN
fsr-3218	28	7	reflects	reflect	VERB
fsr-3218	28	8	an	an	DET
fsr-3218	28	9	investor	investor	NOUN
fsr-3218	28	10	’s	’s	PART
fsr-3218	28	11	comfort	comfort	NOUN
fsr-3218	28	12	level	level	NOUN
fsr-3218	28	13	with	with	ADP
fsr-3218	28	14	investment	investment	NOUN
fsr-3218	28	15	risk	risk	NOUN
fsr-3218	28	16	and	and	CCONJ
fsr-3218	28	17	market	market	NOUN
fsr-3218	28	18	volatility	volatility	NOUN
fsr-3218	28	19	(	(	PUNCT
fsr-3218	28	20	faff	faff	PROPN
fsr-3218	28	21	,	,	PUNCT
fsr-3218	28	22	mulino	mulino	PROPN
fsr-3218	28	23	,	,	PUNCT
fsr-3218	28	24	and	and	CCONJ
fsr-3218	28	25	chai	chai	NOUN
fsr-3218	28	26	,	,	PUNCT
fsr-3218	28	27	2008	2008	NUM
fsr-3218	28	28	;	;	PUNCT
fsr-3218	28	29	grable	grable	PROPN
fsr-3218	28	30	and	and	CCONJ
fsr-3218	28	31	lytton	lytton	PROPN
fsr-3218	28	32	,	,	PUNCT
fsr-3218	28	33	1998	1998	NUM
fsr-3218	28	34	;	;	PUNCT
fsr-3218	28	35	hallahan	hallahan	PROPN
fsr-3218	28	36	,	,	PUNCT
fsr-3218	28	37	faff	faff	PROPN
fsr-3218	28	38	,	,	PUNCT
fsr-3218	28	39	and	and	CCONJ
fsr-3218	28	40	mckenzie	mckenzie	NOUN
fsr-3218	28	41	,	,	PUNCT
fsr-3218	28	42	2003	2003	NUM
fsr-3218	28	43	)	)	PUNCT
fsr-3218	28	44	.	.	PUNCT
fsr-3218	29	1	thus	thus	ADV
fsr-3218	29	2	,	,	PUNCT
fsr-3218	29	3	the	the	DET
fsr-3218	29	4	higher	high	ADJ
fsr-3218	29	5	one	one	NOUN
fsr-3218	29	6	’s	’s	PART
fsr-3218	29	7	frt	frt	NOUN
fsr-3218	29	8	,	,	PUNCT
fsr-3218	29	9	the	the	DET
fsr-3218	29	10	higher	high	ADJ
fsr-3218	29	11	is	be	AUX
fsr-3218	29	12	the	the	DET
fsr-3218	29	13	degree	degree	NOUN
fsr-3218	29	14	of	of	ADP
fsr-3218	29	15	uncertainty	uncertainty	NOUN
fsr-3218	29	16	or	or	CCONJ
fsr-3218	29	17	investment	investment	NOUN
fsr-3218	29	18	volatility	volatility	NOUN
fsr-3218	29	19	they	they	PRON
fsr-3218	29	20	are	be	AUX
fsr-3218	29	21	willing	willing	ADJ
fsr-3218	29	22	to	to	PART
fsr-3218	29	23	bear	bear	VERB
fsr-3218	29	24	.	.	PUNCT
fsr-3218	30	1	in	in	ADP
fsr-3218	30	2	contrast	contrast	NOUN
fsr-3218	30	3	,	,	PUNCT
fsr-3218	30	4	financial	financial	ADJ
fsr-3218	30	5	risk	risk	NOUN
fsr-3218	30	6	aversion	aversion	NOUN
fsr-3218	30	7	is	be	AUX
fsr-3218	30	8	a	a	DET
fsr-3218	30	9	term	term	NOUN
fsr-3218	30	10	used	use	VERB
fsr-3218	30	11	in	in	ADP
fsr-3218	30	12	the	the	DET
fsr-3218	30	13	literature	literature	NOUN
fsr-3218	30	14	to	to	PART
fsr-3218	30	15	represent	represent	VERB
fsr-3218	30	16	the	the	DET
fsr-3218	30	17	inverse	inverse	NOUN
fsr-3218	30	18	of	of	ADP
fsr-3218	30	19	frt	frt	NOUN
fsr-3218	30	20	and	and	CCONJ
fsr-3218	30	21	it	it	PRON
fsr-3218	30	22	reflects	reflect	VERB
fsr-3218	30	23	a	a	DET
fsr-3218	30	24	person	person	NOUN
fsr-3218	30	25	’s	’s	PART
fsr-3218	30	26	unwillingness	unwillingness	NOUN
fsr-3218	30	27	to	to	PART
fsr-3218	30	28	take	take	VERB
fsr-3218	30	29	financial	financial	ADJ
fsr-3218	30	30	risk	risk	NOUN
fsr-3218	30	31	(	(	PUNCT
fsr-3218	30	32	anbar	anbar	NOUN
fsr-3218	30	33	and	and	CCONJ
fsr-3218	30	34	eker	eker	ADJ
fsr-3218	30	35	,	,	PUNCT
fsr-3218	30	36	2010	2010	NUM
fsr-3218	30	37	;	;	PUNCT
fsr-3218	30	38	hallahan	hallahan	NOUN
fsr-3218	30	39	et	et	PROPN
fsr-3218	30	40	al	al	PROPN
fsr-3218	30	41	.	.	PROPN
fsr-3218	30	42	,	,	PUNCT
fsr-3218	30	43	2003	2003	NUM
fsr-3218	30	44	)	)	PUNCT
fsr-3218	30	45	.	.	PUNCT
fsr-3218	31	1	the	the	DET
fsr-3218	31	2	higher	high	ADJ
fsr-3218	31	3	one	one	NOUN
fsr-3218	31	4	’s	’s	PART
fsr-3218	31	5	risk	risk	NOUN
fsr-3218	31	6	aversion	aversion	NOUN
fsr-3218	31	7	,	,	PUNCT
fsr-3218	31	8	the	the	PRON
fsr-3218	31	9	lower	low	ADJ
fsr-3218	31	10	their	their	PRON
fsr-3218	31	11	comfort	comfort	NOUN
fsr-3218	31	12	level	level	NOUN
fsr-3218	31	13	with	with	ADP
fsr-3218	31	14	financial	financial	ADJ
fsr-3218	31	15	uncertainty	uncertainty	NOUN
fsr-3218	31	16	and	and	CCONJ
fsr-3218	31	17	investment	investment	NOUN
fsr-3218	31	18	volatility	volatility	NOUN
fsr-3218	31	19	.	.	PUNCT
fsr-3218	32	1	practitioners	practitioner	NOUN
fsr-3218	32	2	and	and	CCONJ
fsr-3218	32	3	scholars	scholar	NOUN
fsr-3218	32	4	have	have	AUX
fsr-3218	32	5	long	long	ADV
fsr-3218	32	6	believed	believe	VERB
fsr-3218	32	7	that	that	SCONJ
fsr-3218	32	8	frt	frt	NOUN
fsr-3218	32	9	is	be	AUX
fsr-3218	32	10	an	an	DET
fsr-3218	32	11	important	important	ADJ
fsr-3218	32	12	factor	factor	NOUN
fsr-3218	32	13	in	in	ADP
fsr-3218	32	14	investment	investment	NOUN
fsr-3218	32	15	behavior	behavior	NOUN
fsr-3218	32	16	and	and	CCONJ
fsr-3218	32	17	the	the	DET
fsr-3218	32	18	accumulation	accumulation	NOUN
fsr-3218	32	19	of	of	ADP
fsr-3218	32	20	wealth	wealth	NOUN
fsr-3218	32	21	.	.	PUNCT
fsr-3218	33	1	investors	investor	NOUN
fsr-3218	33	2	with	with	ADP
fsr-3218	33	3	a	a	DET
fsr-3218	33	4	higher	high	ADJ
fsr-3218	33	5	frt	frt	NOUN
fsr-3218	33	6	are	be	AUX
fsr-3218	33	7	more	more	ADV
fsr-3218	33	8	likely	likely	ADJ
fsr-3218	33	9	to	to	PART
fsr-3218	33	10	construct	construct	VERB
fsr-3218	33	11	a	a	DET
fsr-3218	33	12	portfolio	portfolio	NOUN
fsr-3218	33	13	containing	contain	VERB
fsr-3218	33	14	a	a	DET
fsr-3218	33	15	larger	large	ADJ
fsr-3218	33	16	percentage	percentage	NOUN
fsr-3218	33	17	of	of	ADP
fsr-3218	33	18	risky	risky	ADJ
fsr-3218	33	19	investments	investment	NOUN
fsr-3218	33	20	(	(	PUNCT
fsr-3218	33	21	i.e.	i.e.	X
fsr-3218	33	22	,	,	PUNCT
fsr-3218	33	23	equities	equity	NOUN
fsr-3218	33	24	)	)	PUNCT
fsr-3218	33	25	,	,	PUNCT
fsr-3218	33	26	while	while	SCONJ
fsr-3218	33	27	risk	risk	NOUN
fsr-3218	33	28	averse	averse	ADJ
fsr-3218	33	29	investors	investor	NOUN
fsr-3218	33	30	are	be	AUX
fsr-3218	33	31	more	more	ADV
fsr-3218	33	32	likely	likely	ADJ
fsr-3218	33	33	to	to	PART
fsr-3218	33	34	hold	hold	VERB
fsr-3218	33	35	less	less	ADV
fsr-3218	33	36	risky	risky	ADJ
fsr-3218	33	37	assets	asset	NOUN
fsr-3218	33	38	such	such	ADJ
fsr-3218	33	39	as	as	ADP
fsr-3218	33	40	bonds	bond	NOUN
fsr-3218	33	41	and	and	CCONJ
fsr-3218	33	42	certificates	certificate	NOUN
fsr-3218	33	43	of	of	ADP
fsr-3218	33	44	deposit	deposit	NOUN
fsr-3218	33	45	(	(	PUNCT
fsr-3218	33	46	e.g.	e.g.	ADV
fsr-3218	33	47	,	,	PUNCT
fsr-3218	33	48	bailey	bailey	NOUN
fsr-3218	33	49	and	and	CCONJ
fsr-3218	33	50	kinerson	kinerson	NOUN
fsr-3218	33	51	,	,	PUNCT
fsr-3218	33	52	2005	2005	NUM
fsr-3218	33	53	;	;	PUNCT
fsr-3218	33	54	finke	finke	PROPN
fsr-3218	33	55	and	and	CCONJ
fsr-3218	33	56	huston	huston	PROPN
fsr-3218	33	57	,	,	PUNCT
fsr-3218	33	58	2003	2003	NUM
fsr-3218	33	59	;	;	PUNCT
fsr-3218	33	60	hariharan	hariharan	PROPN
fsr-3218	33	61	et	et	PROPN
fsr-3218	33	62	al	al	PROPN
fsr-3218	33	63	.	.	PROPN
fsr-3218	33	64	,	,	PUNCT
fsr-3218	33	65	2000	2000	NUM
fsr-3218	33	66	;	;	PUNCT
fsr-3218	33	67	keller	keller	PROPN
fsr-3218	33	68	and	and	CCONJ
fsr-3218	33	69	siegrist	siegrist	NOUN
fsr-3218	33	70	,	,	PUNCT
fsr-3218	33	71	2006	2006	NUM
fsr-3218	33	72	;	;	PUNCT
fsr-3218	33	73	weber	weber	PROPN
fsr-3218	33	74	,	,	PUNCT
fsr-3218	33	75	blais	blais	PROPN
fsr-3218	33	76	,	,	PUNCT
fsr-3218	33	77	and	and	CCONJ
fsr-3218	33	78	betz	betz	PROPN
fsr-3218	33	79	,	,	PUNCT
fsr-3218	33	80	2002	2002	NUM
fsr-3218	33	81	)	)	PUNCT
fsr-3218	33	82	.	.	PUNCT
fsr-3218	34	1	since	since	SCONJ
fsr-3218	34	2	a	a	DET
fsr-3218	34	3	portfolio	portfolio	NOUN
fsr-3218	34	4	containing	contain	VERB
fsr-3218	34	5	more	more	ADV
fsr-3218	34	6	risky	risky	ADJ
fsr-3218	34	7	assets	asset	NOUN
fsr-3218	34	8	yields	yield	VERB
fsr-3218	34	9	a	a	DET
fsr-3218	34	10	higher	high	ADJ
fsr-3218	34	11	return	return	NOUN
fsr-3218	34	12	over	over	ADP
fsr-3218	34	13	the	the	DET
fsr-3218	34	14	long	long	ADJ
fsr-3218	34	15	run	run	NOUN
fsr-3218	34	16	,	,	PUNCT
fsr-3218	34	17	investors	investor	NOUN
fsr-3218	34	18	with	with	ADP
fsr-3218	34	19	a	a	DET
fsr-3218	34	20	higher	high	ADJ
fsr-3218	34	21	158	158	NUM
fsr-3218	34	22	k.	k.	PROPN
fsr-3218	34	23	n.	n.	PROPN
fsr-3218	34	24	ryack	ryack	PROPN
fsr-3218	34	25	,	,	PUNCT
fsr-3218	34	26	a.	a.	NOUN
fsr-3218	34	27	sheikh	sheikh	PROPN
fsr-3218	34	28	/	/	SYM
fsr-3218	34	29	financial	financial	ADJ
fsr-3218	34	30	services	service	NOUN
fsr-3218	34	31	review	review	VERB
fsr-3218	34	32	25	25	NUM
fsr-3218	34	33	(	(	PUNCT
fsr-3218	34	34	2016	2016	NUM
fsr-3218	34	35	)	)	PUNCT
fsr-3218	34	36	157–180	157–180	NUM
fsr-3218	34	37	frt	frt	NOUN
fsr-3218	34	38	will	will	AUX
fsr-3218	34	39	therefore	therefore	ADV
fsr-3218	34	40	accumulate	accumulate	VERB
fsr-3218	34	41	more	more	ADJ
fsr-3218	34	42	wealth	wealth	NOUN
fsr-3218	34	43	upon	upon	SCONJ
fsr-3218	34	44	retirement	retirement	NOUN
fsr-3218	34	45	(	(	PUNCT
fsr-3218	34	46	e.g.	e.g.	ADV
fsr-3218	34	47	,	,	PUNCT
fsr-3218	34	48	bernasek	bernasek	VERB
fsr-3218	34	49	and	and	CCONJ
fsr-3218	34	50	shwiff	shwiff	NOUN
fsr-3218	34	51	,	,	PUNCT
fsr-3218	34	52	2001	2001	NUM
fsr-3218	34	53	;	;	PUNCT
fsr-3218	34	54	embrey	embrey	PROPN
fsr-3218	34	55	and	and	CCONJ
fsr-3218	34	56	fox	fox	PROPN
fsr-3218	34	57	,	,	PUNCT
fsr-3218	34	58	1997	1997	NUM
fsr-3218	34	59	;	;	PUNCT
fsr-3218	34	60	hariharan	hariharan	PROPN
fsr-3218	34	61	et	et	PROPN
fsr-3218	34	62	al	al	PROPN
fsr-3218	34	63	.	.	PROPN
fsr-3218	34	64	,	,	PUNCT
fsr-3218	34	65	2000	2000	NUM
fsr-3218	34	66	;	;	PUNCT
fsr-3218	34	67	jacobs	jacobs	PROPN
fsr-3218	34	68	-	-	PUNCT
fsr-3218	34	69	lawson	lawson	PROPN
fsr-3218	34	70	and	and	CCONJ
fsr-3218	34	71	hershey	hershey	PROPN
fsr-3218	34	72	,	,	PUNCT
fsr-3218	34	73	2005	2005	NUM
fsr-3218	34	74	;	;	PUNCT
fsr-3218	34	75	jianakoplos	jianakoplos	PROPN
fsr-3218	34	76	and	and	CCONJ
fsr-3218	34	77	bernasek	bernasek	PROPN
fsr-3218	34	78	,	,	PUNCT
fsr-3218	34	79	1998	1998	NUM
fsr-3218	34	80	;	;	PUNCT
fsr-3218	34	81	yao	yao	PROPN
fsr-3218	34	82	et	et	PROPN
fsr-3218	34	83	al	al	PROPN
fsr-3218	34	84	.	.	PROPN
fsr-3218	34	85	,	,	PUNCT
fsr-3218	34	86	2011	2011	NUM
fsr-3218	34	87	)	)	PUNCT
fsr-3218	34	88	.	.	PUNCT
fsr-3218	35	1	a	a	DET
fsr-3218	35	2	large	large	ADJ
fsr-3218	35	3	body	body	NOUN
fsr-3218	35	4	of	of	ADP
fsr-3218	35	5	literature	literature	NOUN
fsr-3218	35	6	on	on	ADP
fsr-3218	35	7	frt	frt	PROPN
fsr-3218	35	8	and	and	CCONJ
fsr-3218	35	9	its	its	PRON
fsr-3218	35	10	determinants	determinant	NOUN
fsr-3218	35	11	has	have	AUX
fsr-3218	35	12	accumulated	accumulate	VERB
fsr-3218	35	13	over	over	ADP
fsr-3218	35	14	the	the	DET
fsr-3218	35	15	years	year	NOUN
fsr-3218	35	16	because	because	SCONJ
fsr-3218	35	17	of	of	ADP
fsr-3218	35	18	its	its	PRON
fsr-3218	35	19	importance	importance	NOUN
fsr-3218	35	20	in	in	ADP
fsr-3218	35	21	relation	relation	NOUN
fsr-3218	35	22	to	to	ADP
fsr-3218	35	23	individual	individual	ADJ
fsr-3218	35	24	investor	investor	NOUN
fsr-3218	35	25	behavior	behavior	NOUN
fsr-3218	35	26	,	,	PUNCT
fsr-3218	35	27	retirement	retirement	NOUN
fsr-3218	35	28	wealth	wealth	NOUN
fsr-3218	35	29	accumulation	accumulation	NOUN
fsr-3218	35	30	,	,	PUNCT
fsr-3218	35	31	and	and	CCONJ
fsr-3218	35	32	personal	personal	ADJ
fsr-3218	35	33	financial	financial	ADJ
fsr-3218	35	34	planning	planning	NOUN
fsr-3218	35	35	.	.	PUNCT
fsr-3218	36	1	the	the	DET
fsr-3218	36	2	discussion	discussion	NOUN
fsr-3218	36	3	that	that	PRON
fsr-3218	36	4	follows	follow	VERB
fsr-3218	36	5	focuses	focus	VERB
fsr-3218	36	6	on	on	ADP
fsr-3218	36	7	only	only	ADV
fsr-3218	36	8	the	the	DET
fsr-3218	36	9	three	three	NUM
fsr-3218	36	10	variables	variable	NOUN
fsr-3218	36	11	included	include	VERB
fsr-3218	36	12	in	in	ADP
fsr-3218	36	13	the	the	DET
fsr-3218	36	14	current	current	ADJ
fsr-3218	36	15	study	study	NOUN
fsr-3218	36	16	—	—	PUNCT
fsr-3218	36	17	gender	gender	NOUN
fsr-3218	36	18	,	,	PUNCT
fsr-3218	36	19	income	income	NOUN
fsr-3218	36	20	,	,	PUNCT
fsr-3218	36	21	and	and	CCONJ
fsr-3218	36	22	financial	financial	ADJ
fsr-3218	36	23	knowledge/	knowledge/	PROPN
fsr-3218	36	24	experience	experience	NOUN
fsr-3218	36	25	.	.	PUNCT
fsr-3218	37	1	note	note	VERB
fsr-3218	37	2	that	that	SCONJ
fsr-3218	37	3	while	while	SCONJ
fsr-3218	37	4	age	age	NOUN
fsr-3218	37	5	and	and	CCONJ
fsr-3218	37	6	education	education	NOUN
fsr-3218	37	7	level	level	NOUN
fsr-3218	37	8	have	have	AUX
fsr-3218	37	9	also	also	ADV
fsr-3218	37	10	been	be	AUX
fsr-3218	37	11	found	find	VERB
fsr-3218	37	12	to	to	PART
fsr-3218	37	13	affect	affect	VERB
fsr-3218	37	14	frt	frt	NOUN
fsr-3218	37	15	in	in	ADP
fsr-3218	37	16	previous	previous	ADJ
fsr-3218	37	17	studies	study	NOUN
fsr-3218	37	18	,	,	PUNCT
fsr-3218	37	19	they	they	PRON
fsr-3218	37	20	are	be	AUX
fsr-3218	37	21	held	hold	VERB
fsr-3218	37	22	constant	constant	ADJ
fsr-3218	37	23	in	in	ADP
fsr-3218	37	24	the	the	DET
fsr-3218	37	25	current	current	ADJ
fsr-3218	37	26	study	study	NOUN
fsr-3218	37	27	because	because	SCONJ
fsr-3218	37	28	the	the	DET
fsr-3218	37	29	participants	participant	NOUN
fsr-3218	37	30	are	be	AUX
fsr-3218	37	31	all	all	PRON
fsr-3218	37	32	college	college	NOUN
fsr-3218	37	33	freshmen	freshman	NOUN
fsr-3218	37	34	and	and	CCONJ
fsr-3218	37	35	are	be	AUX
fsr-3218	37	36	predominantly	predominantly	ADV
fsr-3218	37	37	in	in	ADP
fsr-3218	37	38	the	the	DET
fsr-3218	37	39	same	same	ADJ
fsr-3218	37	40	age	age	NOUN
fsr-3218	37	41	group	group	NOUN
fsr-3218	37	42	.	.	PUNCT
fsr-3218	38	1	2.1.1	2.1.1	X
fsr-3218	38	2	.	.	PUNCT
fsr-3218	39	1	gender	gender	NOUN
fsr-3218	39	2	the	the	DET
fsr-3218	39	3	research	research	NOUN
fsr-3218	39	4	on	on	ADP
fsr-3218	39	5	frt	frt	NOUN
fsr-3218	39	6	has	have	AUX
fsr-3218	39	7	consistently	consistently	ADV
fsr-3218	39	8	found	find	VERB
fsr-3218	39	9	that	that	SCONJ
fsr-3218	39	10	females	female	NOUN
fsr-3218	39	11	exhibit	exhibit	VERB
fsr-3218	39	12	a	a	DET
fsr-3218	39	13	lower	low	ADJ
fsr-3218	39	14	frt	frt	NOUN
fsr-3218	39	15	than	than	ADP
fsr-3218	39	16	males	male	NOUN
fsr-3218	39	17	.	.	PUNCT
fsr-3218	40	1	it	it	PRON
fsr-3218	40	2	includes	include	VERB
fsr-3218	40	3	studies	study	NOUN
fsr-3218	40	4	spanning	span	VERB
fsr-3218	40	5	a	a	DET
fsr-3218	40	6	period	period	NOUN
fsr-3218	40	7	of	of	ADP
fsr-3218	40	8	roughly	roughly	ADV
fsr-3218	40	9	two	two	NUM
fsr-3218	40	10	decades	decade	NOUN
fsr-3218	40	11	that	that	PRON
fsr-3218	40	12	incorporate	incorporate	VERB
fsr-3218	40	13	a	a	DET
fsr-3218	40	14	variety	variety	NOUN
fsr-3218	40	15	of	of	ADP
fsr-3218	40	16	measurement	measurement	NOUN
fsr-3218	40	17	instruments	instrument	NOUN
fsr-3218	40	18	and	and	CCONJ
fsr-3218	40	19	a	a	DET
fsr-3218	40	20	number	number	NOUN
fsr-3218	40	21	of	of	ADP
fsr-3218	40	22	different	different	ADJ
fsr-3218	40	23	types	type	NOUN
fsr-3218	40	24	of	of	ADP
fsr-3218	40	25	samples	sample	NOUN
fsr-3218	40	26	both	both	CCONJ
fsr-3218	40	27	inside	inside	ADP
fsr-3218	40	28	and	and	CCONJ
fsr-3218	40	29	outside	outside	ADP
fsr-3218	40	30	the	the	DET
fsr-3218	40	31	united	united	PROPN
fsr-3218	40	32	states	states	PROPN
fsr-3218	40	33	.	.	PUNCT
fsr-3218	41	1	these	these	DET
fsr-3218	41	2	samples	sample	NOUN
fsr-3218	41	3	include	include	VERB
fsr-3218	41	4	professional	professional	ADJ
fsr-3218	41	5	financial	financial	ADJ
fsr-3218	41	6	advisors	advisor	NOUN
fsr-3218	41	7	(	(	PUNCT
fsr-3218	41	8	e.g.	e.g.	ADV
fsr-3218	41	9	,	,	PUNCT
fsr-3218	41	10	hartog	hartog	PROPN
fsr-3218	41	11	,	,	PUNCT
fsr-3218	41	12	ferrer	ferrer	PROPN
fsr-3218	41	13	-	-	PROPN
fsr-3218	41	14	i	i	NOUN
fsr-3218	41	15	-	-	PUNCT
fsr-3218	41	16	carbonell	carbonell	NOUN
fsr-3218	41	17	,	,	PUNCT
fsr-3218	41	18	and	and	CCONJ
fsr-3218	41	19	jonker	jonker	NOUN
fsr-3218	41	20	,	,	PUNCT
fsr-3218	41	21	2002	2002	NUM
fsr-3218	41	22	;	;	PUNCT
fsr-3218	41	23	olsen	olsen	NOUN
fsr-3218	41	24	and	and	CCONJ
fsr-3218	41	25	cox	cox	PROPN
fsr-3218	41	26	,	,	PUNCT
fsr-3218	41	27	2001	2001	NUM
fsr-3218	41	28	)	)	PUNCT
fsr-3218	41	29	,	,	PUNCT
fsr-3218	41	30	college	college	NOUN
fsr-3218	41	31	faculty	faculty	NOUN
fsr-3218	41	32	and	and	CCONJ
fsr-3218	41	33	staff	staff	NOUN
fsr-3218	41	34	(	(	PUNCT
fsr-3218	41	35	gilliam	gilliam	PROPN
fsr-3218	41	36	and	and	CCONJ
fsr-3218	41	37	chatterjee	chatterjee	PROPN
fsr-3218	41	38	,	,	PUNCT
fsr-3218	41	39	2011	2011	NUM
fsr-3218	41	40	;	;	PUNCT
fsr-3218	41	41	grable	grable	NOUN
fsr-3218	41	42	,	,	PUNCT
fsr-3218	41	43	2000	2000	NUM
fsr-3218	41	44	)	)	PUNCT
fsr-3218	41	45	,	,	PUNCT
fsr-3218	41	46	college	college	NOUN
fsr-3218	41	47	students	student	NOUN
fsr-3218	41	48	(	(	PUNCT
fsr-3218	41	49	anbar	anbar	ADJ
fsr-3218	41	50	and	and	CCONJ
fsr-3218	41	51	eker	eker	ADJ
fsr-3218	41	52	,	,	PUNCT
fsr-3218	41	53	2010	2010	NUM
fsr-3218	41	54	;	;	PUNCT
fsr-3218	41	55	antonites	antonite	NOUN
fsr-3218	41	56	and	and	CCONJ
fsr-3218	41	57	wordsworth	wordsworth	NOUN
fsr-3218	41	58	,	,	PUNCT
fsr-3218	41	59	2009	2009	NUM
fsr-3218	41	60	;	;	PUNCT
fsr-3218	41	61	powell	powell	PROPN
fsr-3218	41	62	and	and	CCONJ
fsr-3218	41	63	ansic	ansic	ADV
fsr-3218	41	64	,	,	PUNCT
fsr-3218	41	65	1997	1997	NUM
fsr-3218	41	66	;	;	PUNCT
fsr-3218	41	67	ryack	ryack	NOUN
fsr-3218	41	68	,	,	PUNCT
fsr-3218	41	69	2011	2011	NUM
fsr-3218	41	70	;	;	PUNCT
fsr-3218	41	71	weber	weber	PROPN
fsr-3218	41	72	et	et	PROPN
fsr-3218	41	73	al	al	PROPN
fsr-3218	41	74	.	.	PROPN
fsr-3218	41	75	,	,	PUNCT
fsr-3218	41	76	2002	2002	NUM
fsr-3218	41	77	)	)	PUNCT
fsr-3218	41	78	,	,	PUNCT
fsr-3218	41	79	adults	adult	NOUN
fsr-3218	41	80	nearing	near	VERB
fsr-3218	41	81	retirement	retirement	NOUN
fsr-3218	41	82	age	age	NOUN
fsr-3218	41	83	(	(	PUNCT
fsr-3218	41	84	hariharan	hariharan	PROPN
fsr-3218	41	85	et	et	PROPN
fsr-3218	41	86	al	al	PROPN
fsr-3218	41	87	.	.	PROPN
fsr-3218	41	88	,	,	PUNCT
fsr-3218	41	89	2000	2000	NUM
fsr-3218	41	90	;	;	PUNCT
fsr-3218	41	91	neelakantan	neelakantan	NOUN
fsr-3218	41	92	,	,	PUNCT
fsr-3218	41	93	2010	2010	NUM
fsr-3218	41	94	)	)	PUNCT
fsr-3218	41	95	,	,	PUNCT
fsr-3218	41	96	and	and	CCONJ
fsr-3218	41	97	the	the	DET
fsr-3218	41	98	general	general	ADJ
fsr-3218	41	99	public	public	NOUN
fsr-3218	41	100	(	(	PUNCT
fsr-3218	41	101	e.g.	e.g.	ADV
fsr-3218	41	102	,	,	PUNCT
fsr-3218	41	103	faff	faff	NOUN
fsr-3218	41	104	,	,	PUNCT
fsr-3218	41	105	hallahan	hallahan	PROPN
fsr-3218	41	106	,	,	PUNCT
fsr-3218	41	107	and	and	CCONJ
fsr-3218	41	108	mckenzie	mckenzie	NOUN
fsr-3218	41	109	,	,	PUNCT
fsr-3218	41	110	2011	2011	NUM
fsr-3218	41	111	;	;	PUNCT
fsr-3218	41	112	gibson	gibson	PROPN
fsr-3218	41	113	,	,	PUNCT
fsr-3218	41	114	michayluk	michayluk	NOUN
fsr-3218	41	115	,	,	PUNCT
fsr-3218	41	116	and	and	CCONJ
fsr-3218	41	117	van	van	PROPN
fsr-3218	41	118	de	de	PROPN
fsr-3218	41	119	venter	venter	PROPN
fsr-3218	41	120	,	,	PUNCT
fsr-3218	41	121	2013	2013	NUM
fsr-3218	41	122	;	;	PUNCT
fsr-3218	41	123	hallahan	hallahan	PROPN
fsr-3218	41	124	,	,	PUNCT
fsr-3218	41	125	faff	faff	PROPN
fsr-3218	41	126	,	,	PUNCT
fsr-3218	41	127	and	and	CCONJ
fsr-3218	41	128	mckenzie	mckenzie	NOUN
fsr-3218	41	129	,	,	PUNCT
fsr-3218	41	130	2004	2004	NUM
fsr-3218	41	131	;	;	PUNCT
fsr-3218	41	132	larkin	larkin	PROPN
fsr-3218	41	133	,	,	PUNCT
fsr-3218	41	134	lucey	lucey	PROPN
fsr-3218	41	135	,	,	PUNCT
fsr-3218	41	136	and	and	CCONJ
fsr-3218	41	137	mulholland	mulholland	NOUN
fsr-3218	41	138	,	,	PUNCT
fsr-3218	41	139	2013	2013	NUM
fsr-3218	41	140	;	;	PUNCT
fsr-3218	41	141	wong	wong	PROPN
fsr-3218	41	142	,	,	PUNCT
fsr-3218	41	143	2011	2011	NUM
fsr-3218	41	144	;	;	PUNCT
fsr-3218	41	145	yao	yao	PROPN
fsr-3218	41	146	et	et	PROPN
fsr-3218	41	147	al	al	PROPN
fsr-3218	41	148	.	.	PROPN
fsr-3218	41	149	,	,	PUNCT
fsr-3218	41	150	2011	2011	NUM
fsr-3218	41	151	)	)	PUNCT
fsr-3218	41	152	.	.	PUNCT
fsr-3218	42	1	two	two	NUM
fsr-3218	42	2	main	main	ADJ
fsr-3218	42	3	theories	theory	NOUN
fsr-3218	42	4	have	have	AUX
fsr-3218	42	5	been	be	AUX
fsr-3218	42	6	advanced	advanced	ADJ
fsr-3218	42	7	to	to	PART
fsr-3218	42	8	explain	explain	VERB
fsr-3218	42	9	why	why	SCONJ
fsr-3218	42	10	females	female	NOUN
fsr-3218	42	11	are	be	AUX
fsr-3218	42	12	more	more	ADJ
fsr-3218	42	13	risk	risk	NOUN
fsr-3218	42	14	averse	averse	ADJ
fsr-3218	42	15	.	.	PUNCT
fsr-3218	43	1	one	one	NUM
fsr-3218	43	2	theory	theory	NOUN
fsr-3218	43	3	is	be	AUX
fsr-3218	43	4	that	that	SCONJ
fsr-3218	43	5	biological	biological	ADJ
fsr-3218	43	6	and	and	CCONJ
fsr-3218	43	7	evolutionary	evolutionary	ADJ
fsr-3218	43	8	differences	difference	NOUN
fsr-3218	43	9	between	between	ADP
fsr-3218	43	10	the	the	DET
fsr-3218	43	11	genders	gender	NOUN
fsr-3218	43	12	have	have	AUX
fsr-3218	43	13	resulted	result	VERB
fsr-3218	43	14	in	in	ADP
fsr-3218	43	15	men	man	NOUN
fsr-3218	43	16	naturally	naturally	ADV
fsr-3218	43	17	engaging	engage	VERB
fsr-3218	43	18	in	in	ADP
fsr-3218	43	19	more	more	ADJ
fsr-3218	43	20	risk	risk	NOUN
fsr-3218	43	21	taking	take	VERB
fsr-3218	43	22	behavior	behavior	NOUN
fsr-3218	43	23	(	(	PUNCT
fsr-3218	43	24	anbar	anbar	NOUN
fsr-3218	43	25	and	and	CCONJ
fsr-3218	43	26	eker	eker	ADJ
fsr-3218	43	27	,	,	PUNCT
fsr-3218	43	28	2010	2010	NUM
fsr-3218	43	29	;	;	PUNCT
fsr-3218	43	30	olsen	olsen	NOUN
fsr-3218	43	31	and	and	CCONJ
fsr-3218	43	32	cox	cox	PROPN
fsr-3218	43	33	,	,	PUNCT
fsr-3218	43	34	2001	2001	NUM
fsr-3218	43	35	;	;	PUNCT
fsr-3218	43	36	wong	wong	PROPN
fsr-3218	43	37	,	,	PUNCT
fsr-3218	43	38	2011	2011	NUM
fsr-3218	43	39	)	)	PUNCT
fsr-3218	43	40	.	.	PUNCT
fsr-3218	44	1	the	the	DET
fsr-3218	44	2	second	second	ADJ
fsr-3218	44	3	theory	theory	NOUN
fsr-3218	44	4	suggests	suggest	VERB
fsr-3218	44	5	gender	gender	NOUN
fsr-3218	44	6	differences	difference	NOUN
fsr-3218	44	7	in	in	ADP
fsr-3218	44	8	risk	risk	NOUN
fsr-3218	44	9	taking	take	VERB
fsr-3218	44	10	behavior	behavior	NOUN
fsr-3218	44	11	are	be	AUX
fsr-3218	44	12	related	relate	VERB
fsr-3218	44	13	to	to	ADP
fsr-3218	44	14	cultural	cultural	ADJ
fsr-3218	44	15	influences	influence	NOUN
fsr-3218	44	16	stemming	stem	VERB
fsr-3218	44	17	from	from	ADP
fsr-3218	44	18	differences	difference	NOUN
fsr-3218	44	19	in	in	ADP
fsr-3218	44	20	the	the	DET
fsr-3218	44	21	traditional	traditional	ADJ
fsr-3218	44	22	societal	societal	ADJ
fsr-3218	44	23	roles	role	NOUN
fsr-3218	44	24	of	of	ADP
fsr-3218	44	25	males	male	NOUN
fsr-3218	44	26	and	and	CCONJ
fsr-3218	44	27	females	female	NOUN
fsr-3218	44	28	(	(	PUNCT
fsr-3218	44	29	anbar	anbar	ADJ
fsr-3218	44	30	and	and	CCONJ
fsr-3218	44	31	eker	eker	ADJ
fsr-3218	44	32	,	,	PUNCT
fsr-3218	44	33	2010	2010	NUM
fsr-3218	44	34	;	;	PUNCT
fsr-3218	44	35	faff	faff	PROPN
fsr-3218	44	36	et	et	PROPN
fsr-3218	44	37	al	al	PROPN
fsr-3218	44	38	.	.	PROPN
fsr-3218	44	39	,	,	PUNCT
fsr-3218	44	40	2011	2011	NUM
fsr-3218	44	41	;	;	PUNCT
fsr-3218	44	42	olsen	olsen	NOUN
fsr-3218	44	43	and	and	CCONJ
fsr-3218	44	44	cox	cox	PROPN
fsr-3218	44	45	,	,	PUNCT
fsr-3218	44	46	2001	2001	NUM
fsr-3218	44	47	;	;	PUNCT
fsr-3218	44	48	wong	wong	PROPN
fsr-3218	44	49	,	,	PUNCT
fsr-3218	44	50	2011	2011	NUM
fsr-3218	44	51	)	)	PUNCT
fsr-3218	44	52	.	.	PUNCT
fsr-3218	45	1	2.1.2	2.1.2	X
fsr-3218	45	2	.	.	X
fsr-3218	45	3	income	income	NOUN
fsr-3218	45	4	a	a	DET
fsr-3218	45	5	popular	popular	ADJ
fsr-3218	45	6	theory	theory	NOUN
fsr-3218	45	7	advanced	advance	VERB
fsr-3218	45	8	in	in	ADP
fsr-3218	45	9	the	the	DET
fsr-3218	45	10	literature	literature	NOUN
fsr-3218	45	11	is	be	AUX
fsr-3218	45	12	that	that	SCONJ
fsr-3218	45	13	frt	frt	NOUN
fsr-3218	45	14	will	will	AUX
fsr-3218	45	15	increase	increase	VERB
fsr-3218	45	16	with	with	ADP
fsr-3218	45	17	higher	high	ADJ
fsr-3218	45	18	levels	level	NOUN
fsr-3218	45	19	of	of	ADP
fsr-3218	45	20	income	income	NOUN
fsr-3218	45	21	because	because	SCONJ
fsr-3218	45	22	individuals	individual	NOUN
fsr-3218	45	23	with	with	ADP
fsr-3218	45	24	higher	high	ADJ
fsr-3218	45	25	incomes	income	NOUN
fsr-3218	45	26	are	be	AUX
fsr-3218	45	27	more	more	ADV
fsr-3218	45	28	able	able	ADJ
fsr-3218	45	29	to	to	PART
fsr-3218	45	30	absorb	absorb	VERB
fsr-3218	45	31	any	any	DET
fsr-3218	45	32	potential	potential	ADJ
fsr-3218	45	33	losses	loss	NOUN
fsr-3218	45	34	that	that	PRON
fsr-3218	45	35	may	may	AUX
fsr-3218	45	36	result	result	VERB
fsr-3218	45	37	from	from	ADP
fsr-3218	45	38	more	more	ADV
fsr-3218	45	39	risky	risky	ADJ
fsr-3218	45	40	investments	investment	NOUN
fsr-3218	45	41	(	(	PUNCT
fsr-3218	45	42	anbar	anbar	NOUN
fsr-3218	45	43	and	and	CCONJ
fsr-3218	45	44	eker	eker	ADJ
fsr-3218	45	45	,	,	PUNCT
fsr-3218	45	46	2010	2010	NUM
fsr-3218	45	47	;	;	PUNCT
fsr-3218	45	48	grable	grable	PROPN
fsr-3218	45	49	and	and	CCONJ
fsr-3218	45	50	lytton	lytton	PROPN
fsr-3218	45	51	,	,	PUNCT
fsr-3218	45	52	1998	1998	NUM
fsr-3218	45	53	;	;	PUNCT
fsr-3218	45	54	hallahan	hallahan	NOUN
fsr-3218	45	55	et	et	PROPN
fsr-3218	45	56	al	al	PROPN
fsr-3218	45	57	.	.	PROPN
fsr-3218	45	58	,	,	PUNCT
fsr-3218	45	59	2004	2004	NUM
fsr-3218	45	60	)	)	PUNCT
fsr-3218	45	61	.	.	PUNCT
fsr-3218	46	1	this	this	PRON
fsr-3218	46	2	is	be	AUX
fsr-3218	46	3	supported	support	VERB
fsr-3218	46	4	by	by	ADP
fsr-3218	46	5	numerous	numerous	ADJ
fsr-3218	46	6	studies	study	NOUN
fsr-3218	46	7	that	that	PRON
fsr-3218	46	8	have	have	AUX
fsr-3218	46	9	found	find	VERB
fsr-3218	46	10	a	a	DET
fsr-3218	46	11	positive	positive	ADJ
fsr-3218	46	12	relationship	relationship	NOUN
fsr-3218	46	13	between	between	ADP
fsr-3218	46	14	income	income	NOUN
fsr-3218	46	15	and	and	CCONJ
fsr-3218	46	16	frt	frt	NOUN
fsr-3218	46	17	.	.	PUNCT
fsr-3218	47	1	as	as	ADP
fsr-3218	47	2	with	with	ADP
fsr-3218	47	3	gender	gender	NOUN
fsr-3218	47	4	,	,	PUNCT
fsr-3218	47	5	the	the	DET
fsr-3218	47	6	finding	finding	NOUN
fsr-3218	47	7	is	be	AUX
fsr-3218	47	8	robust	robust	ADJ
fsr-3218	47	9	across	across	ADP
fsr-3218	47	10	various	various	ADJ
fsr-3218	47	11	measurement	measurement	NOUN
fsr-3218	47	12	instruments	instrument	NOUN
fsr-3218	47	13	,	,	PUNCT
fsr-3218	47	14	countries	country	NOUN
fsr-3218	47	15	,	,	PUNCT
fsr-3218	47	16	and	and	CCONJ
fsr-3218	47	17	populations	population	NOUN
fsr-3218	47	18	that	that	PRON
fsr-3218	47	19	include	include	VERB
fsr-3218	47	20	samples	sample	NOUN
fsr-3218	47	21	of	of	ADP
fsr-3218	47	22	professional	professional	ADJ
fsr-3218	47	23	financial	financial	ADJ
fsr-3218	47	24	advisors	advisor	NOUN
fsr-3218	47	25	(	(	PUNCT
fsr-3218	47	26	hartog	hartog	PROPN
fsr-3218	47	27	et	et	PROPN
fsr-3218	47	28	al	al	PROPN
fsr-3218	47	29	.	.	PROPN
fsr-3218	47	30	,	,	PUNCT
fsr-3218	47	31	2002	2002	NUM
fsr-3218	47	32	)	)	PUNCT
fsr-3218	47	33	,	,	PUNCT
fsr-3218	47	34	college	college	NOUN
fsr-3218	47	35	faculty	faculty	NOUN
fsr-3218	47	36	and	and	CCONJ
fsr-3218	47	37	staff	staff	NOUN
fsr-3218	47	38	(	(	PUNCT
fsr-3218	47	39	grable	grable	NOUN
fsr-3218	47	40	,	,	PUNCT
fsr-3218	47	41	2000	2000	NUM
fsr-3218	47	42	;	;	PUNCT
fsr-3218	47	43	grable	grable	NOUN
fsr-3218	47	44	and	and	CCONJ
fsr-3218	47	45	joo	joo	NOUN
fsr-3218	47	46	,	,	PUNCT
fsr-3218	47	47	2004	2004	NUM
fsr-3218	47	48	)	)	PUNCT
fsr-3218	47	49	,	,	PUNCT
fsr-3218	47	50	college	college	NOUN
fsr-3218	47	51	students	student	NOUN
fsr-3218	47	52	(	(	PUNCT
fsr-3218	47	53	anbar	anbar	ADJ
fsr-3218	47	54	and	and	CCONJ
fsr-3218	47	55	eker	eker	ADJ
fsr-3218	47	56	,	,	PUNCT
fsr-3218	47	57	2010	2010	NUM
fsr-3218	47	58	;	;	PUNCT
fsr-3218	47	59	ryack	ryack	NOUN
fsr-3218	47	60	,	,	PUNCT
fsr-3218	47	61	2011	2011	NUM
fsr-3218	47	62	)	)	PUNCT
fsr-3218	47	63	,	,	PUNCT
fsr-3218	47	64	and	and	CCONJ
fsr-3218	47	65	the	the	DET
fsr-3218	47	66	general	general	ADJ
fsr-3218	47	67	public	public	NOUN
fsr-3218	47	68	(	(	PUNCT
fsr-3218	47	69	e.g.	e.g.	ADV
fsr-3218	47	70	,	,	PUNCT
fsr-3218	47	71	faff	faff	PROPN
fsr-3218	47	72	et	et	PROPN
fsr-3218	47	73	al	al	PROPN
fsr-3218	47	74	.	.	PROPN
fsr-3218	47	75	,	,	PUNCT
fsr-3218	47	76	2011	2011	NUM
fsr-3218	47	77	;	;	PUNCT
fsr-3218	47	78	gibson	gibson	PROPN
fsr-3218	47	79	et	et	PROPN
fsr-3218	47	80	al	al	PROPN
fsr-3218	47	81	.	.	PROPN
fsr-3218	47	82	,	,	PUNCT
fsr-3218	47	83	2013	2013	NUM
fsr-3218	47	84	;	;	PUNCT
fsr-3218	47	85	grable	grable	PROPN
fsr-3218	47	86	and	and	CCONJ
fsr-3218	47	87	lytton	lytton	PROPN
fsr-3218	47	88	,	,	PUNCT
fsr-3218	47	89	1998	1998	NUM
fsr-3218	47	90	;	;	PUNCT
fsr-3218	47	91	hallahan	hallahan	NOUN
fsr-3218	47	92	et	et	PROPN
fsr-3218	47	93	al	al	PROPN
fsr-3218	47	94	.	.	PROPN
fsr-3218	47	95	,	,	PUNCT
fsr-3218	47	96	2004	2004	NUM
fsr-3218	47	97	;	;	PUNCT
fsr-3218	47	98	wong	wong	PROPN
fsr-3218	47	99	,	,	PUNCT
fsr-3218	47	100	2011	2011	NUM
fsr-3218	47	101	;	;	PUNCT
fsr-3218	47	102	yao	yao	PROPN
fsr-3218	47	103	et	et	PROPN
fsr-3218	47	104	al	al	PROPN
fsr-3218	47	105	.	.	PROPN
fsr-3218	47	106	,	,	PUNCT
fsr-3218	47	107	2011	2011	NUM
fsr-3218	47	108	)	)	PUNCT
fsr-3218	47	109	.	.	PUNCT
fsr-3218	48	1	159k	159k	NUM
fsr-3218	48	2	.	.	PUNCT
fsr-3218	48	3	n.	n.	PROPN
fsr-3218	48	4	ryack	ryack	PROPN
fsr-3218	48	5	,	,	PUNCT
fsr-3218	48	6	a.	a.	NOUN
fsr-3218	48	7	sheikh	sheikh	PROPN
fsr-3218	48	8	/	/	SYM
fsr-3218	48	9	financial	financial	ADJ
fsr-3218	48	10	services	service	NOUN
fsr-3218	48	11	review	review	VERB
fsr-3218	48	12	25	25	NUM
fsr-3218	48	13	(	(	PUNCT
fsr-3218	48	14	2016	2016	NUM
fsr-3218	48	15	)	)	PUNCT
fsr-3218	48	16	157–180	157–180	NUM
fsr-3218	48	17	2.1.3	2.1.3	NUM
fsr-3218	48	18	.	.	PUNCT
fsr-3218	49	1	financial	financial	ADJ
fsr-3218	49	2	knowledge	knowledge	NOUN
fsr-3218	49	3	and	and	CCONJ
fsr-3218	49	4	experience	experience	VERB
fsr-3218	49	5	the	the	DET
fsr-3218	49	6	literature	literature	NOUN
fsr-3218	49	7	suggests	suggest	VERB
fsr-3218	49	8	that	that	SCONJ
fsr-3218	49	9	investors	investor	NOUN
fsr-3218	49	10	with	with	ADP
fsr-3218	49	11	increased	increase	VERB
fsr-3218	49	12	financial	financial	ADJ
fsr-3218	49	13	knowledge	knowledge	NOUN
fsr-3218	49	14	and	and	CCONJ
fsr-3218	49	15	experience	experience	NOUN
fsr-3218	49	16	should	should	AUX
fsr-3218	49	17	have	have	VERB
fsr-3218	49	18	higher	high	ADJ
fsr-3218	49	19	levels	level	NOUN
fsr-3218	49	20	of	of	ADP
fsr-3218	49	21	frt	frt	NOUN
fsr-3218	49	22	because	because	SCONJ
fsr-3218	49	23	such	such	ADJ
fsr-3218	49	24	individuals	individual	NOUN
fsr-3218	49	25	have	have	VERB
fsr-3218	49	26	a	a	DET
fsr-3218	49	27	better	well	ADJ
fsr-3218	49	28	understanding	understanding	NOUN
fsr-3218	49	29	of	of	ADP
fsr-3218	49	30	the	the	DET
fsr-3218	49	31	uncertainties	uncertainty	NOUN
fsr-3218	49	32	associated	associate	VERB
fsr-3218	49	33	with	with	ADP
fsr-3218	49	34	taking	take	VERB
fsr-3218	49	35	financial	financial	ADJ
fsr-3218	49	36	risks	risk	NOUN
fsr-3218	49	37	,	,	PUNCT
fsr-3218	49	38	more	more	ADJ
fsr-3218	49	39	confidence	confidence	NOUN
fsr-3218	49	40	in	in	ADP
fsr-3218	49	41	their	their	PRON
fsr-3218	49	42	financial	financial	ADJ
fsr-3218	49	43	decisions	decision	NOUN
fsr-3218	49	44	,	,	PUNCT
fsr-3218	49	45	and	and	CCONJ
fsr-3218	49	46	better	well	ADV
fsr-3218	49	47	coping	cope	VERB
fsr-3218	49	48	mechanisms	mechanism	NOUN
fsr-3218	49	49	to	to	PART
fsr-3218	49	50	deal	deal	VERB
fsr-3218	49	51	with	with	ADP
fsr-3218	49	52	financial	financial	ADJ
fsr-3218	49	53	uncertainties	uncertainty	NOUN
fsr-3218	49	54	(	(	PUNCT
fsr-3218	49	55	grable	grable	NOUN
fsr-3218	49	56	and	and	CCONJ
fsr-3218	49	57	joo	joo	NOUN
fsr-3218	49	58	,	,	PUNCT
fsr-3218	49	59	1997	1997	NUM
fsr-3218	49	60	;	;	PUNCT
fsr-3218	49	61	yao	yao	PROPN
fsr-3218	49	62	et	et	PROPN
fsr-3218	49	63	al	al	PROPN
fsr-3218	49	64	.	.	PROPN
fsr-3218	49	65	,	,	PUNCT
fsr-3218	49	66	2011	2011	NUM
fsr-3218	49	67	)	)	PUNCT
fsr-3218	49	68	.	.	PUNCT
fsr-3218	50	1	consistent	consistent	ADJ
fsr-3218	50	2	with	with	ADP
fsr-3218	50	3	this	this	DET
fsr-3218	50	4	theory	theory	NOUN
fsr-3218	50	5	,	,	PUNCT
fsr-3218	50	6	a	a	DET
fsr-3218	50	7	number	number	NOUN
fsr-3218	50	8	of	of	ADP
fsr-3218	50	9	studies	study	NOUN
fsr-3218	50	10	find	find	VERB
fsr-3218	50	11	a	a	DET
fsr-3218	50	12	significant	significant	ADJ
fsr-3218	50	13	positive	positive	ADJ
fsr-3218	50	14	relationship	relationship	NOUN
fsr-3218	50	15	between	between	ADP
fsr-3218	50	16	frt	frt	NOUN
fsr-3218	50	17	and	and	CCONJ
fsr-3218	50	18	self	self	NOUN
fsr-3218	50	19	-	-	PUNCT
fsr-3218	50	20	reported	report	VERB
fsr-3218	50	21	financial	financial	ADJ
fsr-3218	50	22	knowledge	knowledge	NOUN
fsr-3218	50	23	(	(	PUNCT
fsr-3218	50	24	antonites	antonite	NOUN
fsr-3218	50	25	and	and	CCONJ
fsr-3218	50	26	wordsworth	wordsworth	NOUN
fsr-3218	50	27	,	,	PUNCT
fsr-3218	50	28	2009	2009	NUM
fsr-3218	50	29	;	;	PUNCT
fsr-3218	50	30	gibson	gibson	PROPN
fsr-3218	50	31	et	et	PROPN
fsr-3218	50	32	al	al	PROPN
fsr-3218	50	33	.	.	PROPN
fsr-3218	50	34	,	,	PUNCT
fsr-3218	50	35	2013	2013	NUM
fsr-3218	50	36	;	;	PUNCT
fsr-3218	50	37	grable	grable	NOUN
fsr-3218	50	38	and	and	CCONJ
fsr-3218	50	39	joo	joo	NOUN
fsr-3218	50	40	,	,	PUNCT
fsr-3218	50	41	1997	1997	NUM
fsr-3218	50	42	)	)	PUNCT
fsr-3218	50	43	.	.	PUNCT
fsr-3218	51	1	grable	grable	PROPN
fsr-3218	51	2	and	and	CCONJ
fsr-3218	51	3	joo	joo	PROPN
fsr-3218	51	4	(	(	PUNCT
fsr-3218	51	5	2004	2004	NUM
fsr-3218	51	6	)	)	PUNCT
fsr-3218	51	7	also	also	ADV
fsr-3218	51	8	find	find	VERB
fsr-3218	51	9	that	that	SCONJ
fsr-3218	51	10	higher	high	ADJ
fsr-3218	51	11	financial	financial	ADJ
fsr-3218	51	12	knowledge	knowledge	NOUN
fsr-3218	51	13	scores	score	NOUN
fsr-3218	51	14	from	from	ADP
fsr-3218	51	15	a	a	DET
fsr-3218	51	16	10	10	NUM
fsr-3218	51	17	-	-	PUNCT
fsr-3218	51	18	item	item	NOUN
fsr-3218	51	19	objective	objective	ADJ
fsr-3218	51	20	measure	measure	NOUN
fsr-3218	51	21	are	be	AUX
fsr-3218	51	22	correlated	correlate	VERB
fsr-3218	51	23	with	with	ADP
fsr-3218	51	24	higher	high	ADJ
fsr-3218	51	25	frt	frt	NOUN
fsr-3218	51	26	.	.	PUNCT
fsr-3218	52	1	in	in	ADP
fsr-3218	52	2	addition	addition	NOUN
fsr-3218	52	3	,	,	PUNCT
fsr-3218	52	4	ryack	ryack	NOUN
fsr-3218	52	5	(	(	PUNCT
fsr-3218	52	6	2011	2011	NUM
fsr-3218	52	7	)	)	PUNCT
fsr-3218	52	8	finds	find	VERB
fsr-3218	52	9	that	that	SCONJ
fsr-3218	52	10	college	college	NOUN
fsr-3218	52	11	students	student	NOUN
fsr-3218	52	12	who	who	PRON
fsr-3218	52	13	played	play	VERB
fsr-3218	52	14	a	a	DET
fsr-3218	52	15	stock	stock	NOUN
fsr-3218	52	16	market	market	NOUN
fsr-3218	52	17	game	game	NOUN
fsr-3218	52	18	as	as	ADP
fsr-3218	52	19	part	part	NOUN
fsr-3218	52	20	of	of	ADP
fsr-3218	52	21	a	a	DET
fsr-3218	52	22	course	course	NOUN
fsr-3218	52	23	in	in	ADP
fsr-3218	52	24	high	high	ADJ
fsr-3218	52	25	school	school	NOUN
fsr-3218	52	26	display	display	NOUN
fsr-3218	52	27	higher	high	ADJ
fsr-3218	52	28	levels	level	NOUN
fsr-3218	52	29	of	of	ADP
fsr-3218	52	30	frt	frt	NOUN
fsr-3218	52	31	.	.	PUNCT
fsr-3218	53	1	2.2	2.2	NUM
fsr-3218	53	2	.	.	PUNCT
fsr-3218	53	3	time	time	NOUN
fsr-3218	53	4	perspective	perspective	VERB
fsr-3218	53	5	a	a	DET
fsr-3218	53	6	variable	variable	NOUN
fsr-3218	53	7	that	that	PRON
fsr-3218	53	8	has	have	AUX
fsr-3218	53	9	received	receive	VERB
fsr-3218	53	10	very	very	ADV
fsr-3218	53	11	little	little	ADJ
fsr-3218	53	12	attention	attention	NOUN
fsr-3218	53	13	in	in	ADP
fsr-3218	53	14	the	the	DET
fsr-3218	53	15	frt	frt	NOUN
fsr-3218	53	16	literature	literature	NOUN
fsr-3218	53	17	is	be	AUX
fsr-3218	53	18	time	time	NOUN
fsr-3218	53	19	perspective	perspective	NOUN
fsr-3218	53	20	(	(	PUNCT
fsr-3218	53	21	tp	tp	NOUN
fsr-3218	53	22	)	)	PUNCT
fsr-3218	53	23	.	.	PUNCT
fsr-3218	54	1	also	also	ADV
fsr-3218	54	2	referred	refer	VERB
fsr-3218	54	3	to	to	ADP
fsr-3218	54	4	as	as	ADP
fsr-3218	54	5	time	time	NOUN
fsr-3218	54	6	orientation	orientation	NOUN
fsr-3218	54	7	,	,	PUNCT
fsr-3218	54	8	tp	tp	PROPN
fsr-3218	54	9	is	be	AUX
fsr-3218	54	10	believed	believe	VERB
fsr-3218	54	11	to	to	PART
fsr-3218	54	12	be	be	AUX
fsr-3218	54	13	the	the	DET
fsr-3218	54	14	result	result	NOUN
fsr-3218	54	15	of	of	ADP
fsr-3218	54	16	cognitive	cognitive	ADJ
fsr-3218	54	17	processes	process	NOUN
fsr-3218	54	18	that	that	PRON
fsr-3218	54	19	divide	divide	VERB
fsr-3218	54	20	our	our	PRON
fsr-3218	54	21	experiences	experience	NOUN
fsr-3218	54	22	into	into	ADP
fsr-3218	54	23	past	past	NOUN
fsr-3218	54	24	,	,	PUNCT
fsr-3218	54	25	present	present	ADJ
fsr-3218	54	26	,	,	PUNCT
fsr-3218	54	27	and	and	CCONJ
fsr-3218	54	28	future	future	ADJ
fsr-3218	54	29	temporal	temporal	ADJ
fsr-3218	54	30	frames	frame	NOUN
fsr-3218	54	31	of	of	ADP
fsr-3218	54	32	reference	reference	NOUN
fsr-3218	54	33	(	(	PUNCT
fsr-3218	54	34	d’alessio	d’alessio	NOUN
fsr-3218	54	35	,	,	PUNCT
fsr-3218	54	36	guarino	guarino	NOUN
fsr-3218	54	37	,	,	PUNCT
fsr-3218	54	38	de	de	X
fsr-3218	54	39	pascalis	pascalis	NOUN
fsr-3218	54	40	,	,	PUNCT
fsr-3218	54	41	and	and	CCONJ
fsr-3218	54	42	zimbardo	zimbardo	NOUN
fsr-3218	54	43	,	,	PUNCT
fsr-3218	54	44	2003	2003	NUM
fsr-3218	54	45	;	;	PUNCT
fsr-3218	54	46	nuttin	nuttin	NOUN
fsr-3218	54	47	,	,	PUNCT
fsr-3218	54	48	1985	1985	NUM
fsr-3218	54	49	;	;	PUNCT
fsr-3218	54	50	zimbardo	zimbardo	NOUN
fsr-3218	54	51	and	and	CCONJ
fsr-3218	54	52	boyd	boyd	PROPN
fsr-3218	54	53	,	,	PUNCT
fsr-3218	54	54	1999	1999	NUM
fsr-3218	54	55	)	)	PUNCT
fsr-3218	54	56	.	.	PUNCT
fsr-3218	55	1	a	a	DET
fsr-3218	55	2	bias	bias	NOUN
fsr-3218	55	3	toward	toward	ADP
fsr-3218	55	4	one	one	NUM
fsr-3218	55	5	of	of	ADP
fsr-3218	55	6	these	these	DET
fsr-3218	55	7	temporal	temporal	ADJ
fsr-3218	55	8	frames	frame	NOUN
fsr-3218	55	9	of	of	ADP
fsr-3218	55	10	reference	reference	NOUN
fsr-3218	55	11	creates	create	VERB
fsr-3218	55	12	an	an	DET
fsr-3218	55	13	individual	individual	ADJ
fsr-3218	55	14	differences	difference	NOUN
fsr-3218	55	15	variable	variable	NOUN
fsr-3218	55	16	that	that	PRON
fsr-3218	55	17	can	can	AUX
fsr-3218	55	18	affect	affect	VERB
fsr-3218	55	19	a	a	DET
fsr-3218	55	20	person	person	NOUN
fsr-3218	55	21	’s	’s	PART
fsr-3218	55	22	every	every	DET
fsr-3218	55	23	day	day	NOUN
fsr-3218	55	24	behavior	behavior	NOUN
fsr-3218	55	25	and	and	CCONJ
fsr-3218	55	26	decision	decision	NOUN
fsr-3218	55	27	making	making	NOUN
fsr-3218	55	28	.	.	PUNCT
fsr-3218	56	1	for	for	ADP
fsr-3218	56	2	example	example	NOUN
fsr-3218	56	3	,	,	PUNCT
fsr-3218	56	4	a	a	DET
fsr-3218	56	5	person	person	NOUN
fsr-3218	56	6	primarily	primarily	ADV
fsr-3218	56	7	exhibiting	exhibit	VERB
fsr-3218	56	8	a	a	DET
fsr-3218	56	9	present	present	NOUN
fsr-3218	56	10	tp	tp	PART
fsr-3218	56	11	will	will	AUX
fsr-3218	56	12	tend	tend	VERB
fsr-3218	56	13	to	to	PART
fsr-3218	56	14	focus	focus	VERB
fsr-3218	56	15	on	on	ADP
fsr-3218	56	16	the	the	DET
fsr-3218	56	17	immediate	immediate	ADJ
fsr-3218	56	18	results	result	NOUN
fsr-3218	56	19	of	of	ADP
fsr-3218	56	20	their	their	PRON
fsr-3218	56	21	actions	action	NOUN
fsr-3218	56	22	and	and	CCONJ
fsr-3218	56	23	care	care	VERB
fsr-3218	56	24	little	little	ADJ
fsr-3218	56	25	about	about	ADP
fsr-3218	56	26	future	future	ADJ
fsr-3218	56	27	consequences	consequence	NOUN
fsr-3218	56	28	(	(	PUNCT
fsr-3218	56	29	strathman	strathman	NOUN
fsr-3218	56	30	,	,	PUNCT
fsr-3218	56	31	gleicher	gleicher	NOUN
fsr-3218	56	32	,	,	PUNCT
fsr-3218	56	33	boninger	boninger	NOUN
fsr-3218	56	34	,	,	PUNCT
fsr-3218	56	35	and	and	CCONJ
fsr-3218	56	36	edwards	edwards	PROPN
fsr-3218	56	37	,	,	PUNCT
fsr-3218	56	38	1994	1994	NUM
fsr-3218	56	39	;	;	PUNCT
fsr-3218	56	40	zimbardo	zimbardo	NOUN
fsr-3218	56	41	and	and	CCONJ
fsr-3218	56	42	boyd	boyd	PROPN
fsr-3218	56	43	,	,	PUNCT
fsr-3218	56	44	1999	1999	NUM
fsr-3218	56	45	)	)	PUNCT
fsr-3218	56	46	.	.	PUNCT
fsr-3218	57	1	an	an	DET
fsr-3218	57	2	individual	individual	NOUN
fsr-3218	57	3	who	who	PRON
fsr-3218	57	4	is	be	AUX
fsr-3218	57	5	primarily	primarily	ADV
fsr-3218	57	6	future	future	ADJ
fsr-3218	57	7	oriented	orient	VERB
fsr-3218	57	8	will	will	AUX
fsr-3218	57	9	instead	instead	ADV
fsr-3218	57	10	concentrate	concentrate	VERB
fsr-3218	57	11	on	on	ADP
fsr-3218	57	12	the	the	DET
fsr-3218	57	13	achievement	achievement	NOUN
fsr-3218	57	14	of	of	ADP
fsr-3218	57	15	future	future	ADJ
fsr-3218	57	16	goals	goal	NOUN
fsr-3218	57	17	,	,	PUNCT
fsr-3218	57	18	focusing	focus	VERB
fsr-3218	57	19	on	on	ADP
fsr-3218	57	20	how	how	SCONJ
fsr-3218	57	21	their	their	PRON
fsr-3218	57	22	current	current	ADJ
fsr-3218	57	23	behavior	behavior	NOUN
fsr-3218	57	24	affects	affect	VERB
fsr-3218	57	25	future	future	ADJ
fsr-3218	57	26	outcomes	outcome	NOUN
fsr-3218	57	27	(	(	PUNCT
fsr-3218	57	28	boniwell	boniwell	NOUN
fsr-3218	57	29	and	and	CCONJ
fsr-3218	57	30	zimbardo	zimbardo	PROPN
fsr-3218	57	31	,	,	PUNCT
fsr-3218	57	32	2004	2004	NUM
fsr-3218	57	33	;	;	PUNCT
fsr-3218	57	34	d’alessio	d’alessio	PROPN
fsr-3218	57	35	et	et	PROPN
fsr-3218	57	36	al	al	PROPN
fsr-3218	57	37	.	.	PROPN
fsr-3218	57	38	,	,	PUNCT
fsr-3218	57	39	2003	2003	NUM
fsr-3218	57	40	;	;	PUNCT
fsr-3218	57	41	strathman	strathman	PROPN
fsr-3218	57	42	et	et	PROPN
fsr-3218	57	43	al	al	PROPN
fsr-3218	57	44	.	.	PROPN
fsr-3218	57	45	,	,	PUNCT
fsr-3218	57	46	1994	1994	NUM
fsr-3218	57	47	;	;	PUNCT
fsr-3218	57	48	zimbardo	zimbardo	NOUN
fsr-3218	57	49	and	and	CCONJ
fsr-3218	57	50	boyd	boyd	PROPN
fsr-3218	57	51	,	,	PUNCT
fsr-3218	57	52	1999	1999	NUM
fsr-3218	57	53	)	)	PUNCT
fsr-3218	57	54	.	.	PUNCT
fsr-3218	58	1	present	present	ADJ
fsr-3218	58	2	tp	tp	NOUN
fsr-3218	58	3	and	and	CCONJ
fsr-3218	58	4	future	future	ADJ
fsr-3218	58	5	tp	tp	NOUN
fsr-3218	58	6	are	be	AUX
fsr-3218	58	7	separate	separate	ADJ
fsr-3218	58	8	constructs	construct	NOUN
fsr-3218	58	9	and	and	CCONJ
fsr-3218	58	10	research	research	NOUN
fsr-3218	58	11	has	have	AUX
fsr-3218	58	12	found	find	VERB
fsr-3218	58	13	that	that	SCONJ
fsr-3218	58	14	measures	measure	NOUN
fsr-3218	58	15	of	of	ADP
fsr-3218	58	16	the	the	DET
fsr-3218	58	17	two	two	NUM
fsr-3218	58	18	different	different	ADJ
fsr-3218	58	19	constructs	construct	NOUN
fsr-3218	58	20	are	be	AUX
fsr-3218	58	21	not	not	PART
fsr-3218	58	22	correlated	correlate	VERB
fsr-3218	58	23	(	(	PUNCT
fsr-3218	58	24	boniwell	boniwell	NOUN
fsr-3218	58	25	and	and	CCONJ
fsr-3218	58	26	zimbardo	zimbardo	PROPN
fsr-3218	58	27	,	,	PUNCT
fsr-3218	58	28	2004	2004	NUM
fsr-3218	58	29	;	;	PUNCT
fsr-3218	58	30	zimbardo	zimbardo	NOUN
fsr-3218	58	31	and	and	CCONJ
fsr-3218	58	32	boyd	boyd	PROPN
fsr-3218	58	33	,	,	PUNCT
fsr-3218	58	34	1999	1999	NUM
fsr-3218	58	35	)	)	PUNCT
fsr-3218	58	36	.	.	PUNCT
fsr-3218	59	1	similar	similar	ADJ
fsr-3218	59	2	to	to	ADP
fsr-3218	59	3	the	the	DET
fsr-3218	59	4	frt	frt	NOUN
fsr-3218	59	5	research	research	NOUN
fsr-3218	59	6	,	,	PUNCT
fsr-3218	59	7	the	the	DET
fsr-3218	59	8	tp	tp	PROPN
fsr-3218	59	9	literature	literature	PROPN
fsr-3218	59	10	has	have	AUX
fsr-3218	59	11	also	also	ADV
fsr-3218	59	12	explored	explore	VERB
fsr-3218	59	13	the	the	DET
fsr-3218	59	14	impact	impact	NOUN
fsr-3218	59	15	of	of	ADP
fsr-3218	59	16	a	a	DET
fsr-3218	59	17	number	number	NOUN
fsr-3218	59	18	of	of	ADP
fsr-3218	59	19	different	different	ADJ
fsr-3218	59	20	demographic	demographic	ADJ
fsr-3218	59	21	variables	variable	NOUN
fsr-3218	59	22	such	such	ADJ
fsr-3218	59	23	as	as	ADP
fsr-3218	59	24	gender	gender	NOUN
fsr-3218	59	25	and	and	CCONJ
fsr-3218	59	26	income	income	NOUN
fsr-3218	59	27	.	.	PUNCT
fsr-3218	60	1	for	for	ADP
fsr-3218	60	2	example	example	NOUN
fsr-3218	60	3	,	,	PUNCT
fsr-3218	60	4	prior	prior	ADV
fsr-3218	60	5	tp	tp	ADP
fsr-3218	60	6	research	research	NOUN
fsr-3218	60	7	has	have	AUX
fsr-3218	60	8	found	find	VERB
fsr-3218	60	9	a	a	DET
fsr-3218	60	10	positive	positive	ADJ
fsr-3218	60	11	relationship	relationship	NOUN
fsr-3218	60	12	between	between	ADP
fsr-3218	60	13	future	future	ADJ
fsr-3218	60	14	tp	tp	NOUN
fsr-3218	60	15	and	and	CCONJ
fsr-3218	60	16	income	income	NOUN
fsr-3218	60	17	level	level	NOUN
fsr-3218	60	18	(	(	PUNCT
fsr-3218	60	19	e.g.	e.g.	ADV
fsr-3218	60	20	,	,	PUNCT
fsr-3218	60	21	appleby	appleby	PROPN
fsr-3218	60	22	et	et	PROPN
fsr-3218	60	23	al	al	PROPN
fsr-3218	60	24	.	.	PROPN
fsr-3218	60	25	,	,	PUNCT
fsr-3218	60	26	2005	2005	NUM
fsr-3218	60	27	;	;	PUNCT
fsr-3218	60	28	gonzalez	gonzalez	PROPN
fsr-3218	60	29	and	and	CCONJ
fsr-3218	60	30	zimbardo	zimbardo	PROPN
fsr-3218	60	31	,	,	PUNCT
fsr-3218	60	32	1985	1985	NUM
fsr-3218	60	33	;	;	PUNCT
fsr-3218	60	34	holman	holman	PROPN
fsr-3218	60	35	and	and	CCONJ
fsr-3218	60	36	silver	silver	NOUN
fsr-3218	60	37	,	,	PUNCT
fsr-3218	60	38	2005	2005	NUM
fsr-3218	60	39	)	)	PUNCT
fsr-3218	60	40	.	.	PUNCT
fsr-3218	61	1	however	however	ADV
fsr-3218	61	2	,	,	PUNCT
fsr-3218	61	3	the	the	DET
fsr-3218	61	4	results	result	NOUN
fsr-3218	61	5	are	be	AUX
fsr-3218	61	6	mixed	mixed	ADJ
fsr-3218	61	7	regarding	regard	VERB
fsr-3218	61	8	gender	gender	NOUN
fsr-3218	61	9	.	.	PUNCT
fsr-3218	62	1	some	some	DET
fsr-3218	62	2	studies	study	NOUN
fsr-3218	62	3	show	show	VERB
fsr-3218	62	4	that	that	SCONJ
fsr-3218	62	5	females	female	NOUN
fsr-3218	62	6	are	be	AUX
fsr-3218	62	7	more	more	ADV
fsr-3218	62	8	future	future	ADJ
fsr-3218	62	9	oriented	orient	VERB
fsr-3218	62	10	than	than	ADP
fsr-3218	62	11	males	male	NOUN
fsr-3218	62	12	(	(	PUNCT
fsr-3218	62	13	e.g.	e.g.	ADV
fsr-3218	62	14	,	,	PUNCT
fsr-3218	62	15	gonzalez	gonzalez	PROPN
fsr-3218	62	16	and	and	CCONJ
fsr-3218	62	17	zimbardo	zimbardo	PROPN
fsr-3218	62	18	,	,	PUNCT
fsr-3218	62	19	1985	1985	NUM
fsr-3218	62	20	;	;	PUNCT
fsr-3218	62	21	keough	keough	PROPN
fsr-3218	62	22	,	,	PUNCT
fsr-3218	62	23	zimbardo	zimbardo	PROPN
fsr-3218	62	24	,	,	PUNCT
fsr-3218	62	25	and	and	CCONJ
fsr-3218	62	26	boyd	boyd	PROPN
fsr-3218	62	27	,	,	PUNCT
fsr-3218	62	28	1999	1999	NUM
fsr-3218	62	29	;	;	PUNCT
fsr-3218	62	30	zimbardo	zimbardo	PROPN
fsr-3218	62	31	,	,	PUNCT
fsr-3218	62	32	keough	keough	PROPN
fsr-3218	62	33	,	,	PUNCT
fsr-3218	62	34	and	and	CCONJ
fsr-3218	62	35	boyd	boyd	PROPN
fsr-3218	62	36	,	,	PUNCT
fsr-3218	62	37	1997	1997	NUM
fsr-3218	62	38	)	)	PUNCT
fsr-3218	62	39	and	and	CCONJ
fsr-3218	62	40	others	other	NOUN
fsr-3218	62	41	find	find	VERB
fsr-3218	62	42	no	no	DET
fsr-3218	62	43	relationship	relationship	NOUN
fsr-3218	62	44	between	between	ADP
fsr-3218	62	45	gender	gender	NOUN
fsr-3218	62	46	and	and	CCONJ
fsr-3218	62	47	tp	tp	NOUN
fsr-3218	62	48	(	(	PUNCT
fsr-3218	62	49	e.g.	e.g.	ADV
fsr-3218	62	50	,	,	PUNCT
fsr-3218	62	51	epel	epel	NOUN
fsr-3218	62	52	,	,	PUNCT
fsr-3218	62	53	bandura	bandura	NOUN
fsr-3218	62	54	,	,	PUNCT
fsr-3218	62	55	and	and	CCONJ
fsr-3218	62	56	zimbardo	zimbardo	NOUN
fsr-3218	62	57	,	,	PUNCT
fsr-3218	62	58	1999	1999	NUM
fsr-3218	62	59	;	;	PUNCT
fsr-3218	62	60	hamilton	hamilton	PROPN
fsr-3218	62	61	,	,	PUNCT
fsr-3218	62	62	kives	kive	NOUN
fsr-3218	62	63	,	,	PUNCT
fsr-3218	62	64	micevski	micevski	NOUN
fsr-3218	62	65	,	,	PUNCT
fsr-3218	62	66	and	and	CCONJ
fsr-3218	62	67	grace	grace	NOUN
fsr-3218	62	68	,	,	PUNCT
fsr-3218	62	69	2003	2003	NUM
fsr-3218	62	70	;	;	PUNCT
fsr-3218	62	71	harber	harber	PROPN
fsr-3218	62	72	,	,	PUNCT
fsr-3218	62	73	zimbardo	zimbardo	PROPN
fsr-3218	62	74	,	,	PUNCT
fsr-3218	62	75	and	and	CCONJ
fsr-3218	62	76	boyd	boyd	PROPN
fsr-3218	62	77	,	,	PUNCT
fsr-3218	62	78	2003	2003	NUM
fsr-3218	62	79	)	)	PUNCT
fsr-3218	62	80	.	.	PUNCT
fsr-3218	63	1	there	there	PRON
fsr-3218	63	2	is	be	VERB
fsr-3218	63	3	an	an	DET
fsr-3218	63	4	extensive	extensive	ADJ
fsr-3218	63	5	body	body	NOUN
fsr-3218	63	6	of	of	ADP
fsr-3218	63	7	literature	literature	NOUN
fsr-3218	63	8	examining	examine	VERB
fsr-3218	63	9	the	the	DET
fsr-3218	63	10	impact	impact	NOUN
fsr-3218	63	11	of	of	ADP
fsr-3218	63	12	tp	tp	NOUN
fsr-3218	63	13	on	on	ADP
fsr-3218	63	14	behavior	behavior	NOUN
fsr-3218	63	15	across	across	ADP
fsr-3218	63	16	a	a	DET
fsr-3218	63	17	variety	variety	NOUN
fsr-3218	63	18	of	of	ADP
fsr-3218	63	19	contexts	contexts	NOUN
fsr-3218	63	20	.	.	PUNCT
fsr-3218	64	1	for	for	ADP
fsr-3218	64	2	example	example	NOUN
fsr-3218	64	3	,	,	PUNCT
fsr-3218	64	4	researchers	researcher	NOUN
fsr-3218	64	5	have	have	AUX
fsr-3218	64	6	found	find	VERB
fsr-3218	64	7	that	that	SCONJ
fsr-3218	64	8	more	more	ADJ
fsr-3218	64	9	future	future	ADJ
fsr-3218	64	10	(	(	PUNCT
fsr-3218	64	11	present	present	ADJ
fsr-3218	64	12	)	)	PUNCT
fsr-3218	64	13	oriented	orient	VERB
fsr-3218	64	14	individuals	individual	NOUN
fsr-3218	64	15	are	be	AUX
fsr-3218	64	16	less	less	ADJ
fsr-3218	64	17	(	(	PUNCT
fsr-3218	64	18	more	more	ADJ
fsr-3218	64	19	)	)	PUNCT
fsr-3218	64	20	likely	likely	ADJ
fsr-3218	64	21	to	to	PART
fsr-3218	64	22	gamble	gamble	VERB
fsr-3218	64	23	(	(	PUNCT
fsr-3218	64	24	hodgins	hodgins	PROPN
fsr-3218	64	25	and	and	CCONJ
fsr-3218	64	26	engel	engel	PROPN
fsr-3218	64	27	,	,	PUNCT
fsr-3218	64	28	2002	2002	NUM
fsr-3218	64	29	;	;	PUNCT
fsr-3218	64	30	mackillop	mackillop	PROPN
fsr-3218	64	31	,	,	PUNCT
fsr-3218	64	32	anderson	anderson	PROPN
fsr-3218	64	33	,	,	PUNCT
fsr-3218	64	34	castelda	castelda	PROPN
fsr-3218	64	35	,	,	PUNCT
fsr-3218	64	36	mattson	mattson	NOUN
fsr-3218	64	37	,	,	PUNCT
fsr-3218	64	38	and	and	CCONJ
fsr-3218	64	39	donovick	donovick	NOUN
fsr-3218	64	40	,	,	PUNCT
fsr-3218	64	41	2006	2006	NUM
fsr-3218	64	42	;	;	PUNCT
fsr-3218	64	43	petry	petry	NOUN
fsr-3218	64	44	,	,	PUNCT
fsr-3218	64	45	2001	2001	NUM
fsr-3218	64	46	;	;	PUNCT
fsr-3218	64	47	toplak	toplak	ADJ
fsr-3218	64	48	,	,	PUNCT
fsr-3218	64	49	liu	liu	PROPN
fsr-3218	64	50	,	,	PUNCT
fsr-3218	64	51	macpherson	macpherson	PROPN
fsr-3218	64	52	,	,	PUNCT
fsr-3218	64	53	toneatto	toneatto	ADJ
fsr-3218	64	54	,	,	PUNCT
fsr-3218	64	55	and	and	CCONJ
fsr-3218	64	56	stanovich	stanovich	NOUN
fsr-3218	64	57	,	,	PUNCT
fsr-3218	64	58	2007	2007	NUM
fsr-3218	64	59	)	)	PUNCT
fsr-3218	64	60	and	and	CCONJ
fsr-3218	64	61	to	to	PART
fsr-3218	64	62	consume	consume	VERB
fsr-3218	64	63	high	high	ADJ
fsr-3218	64	64	levels	level	NOUN
fsr-3218	64	65	of	of	ADP
fsr-3218	64	66	alcohol	alcohol	NOUN
fsr-3218	64	67	,	,	PUNCT
fsr-3218	64	68	drugs	drug	NOUN
fsr-3218	64	69	,	,	PUNCT
fsr-3218	64	70	and	and	CCONJ
fsr-3218	64	71	cigarettes	cigarette	NOUN
fsr-3218	64	72	(	(	PUNCT
fsr-3218	64	73	henson	henson	PROPN
fsr-3218	64	74	,	,	PUNCT
fsr-3218	64	75	carey	carey	PROPN
fsr-3218	64	76	,	,	PUNCT
fsr-3218	64	77	carey	carey	PROPN
fsr-3218	64	78	,	,	PUNCT
fsr-3218	64	79	and	and	CCONJ
fsr-3218	64	80	maisto	maisto	NOUN
fsr-3218	64	81	,	,	PUNCT
fsr-3218	64	82	2006	2006	NUM
fsr-3218	64	83	;	;	PUNCT
fsr-3218	64	84	keough	keough	PROPN
fsr-3218	64	85	et	et	PROPN
fsr-3218	64	86	al	al	PROPN
fsr-3218	64	87	.	.	PROPN
fsr-3218	64	88	,	,	PUNCT
fsr-3218	64	89	1999	1999	NUM
fsr-3218	64	90	;	;	PUNCT
fsr-3218	64	91	160	160	NUM
fsr-3218	64	92	k.	k.	PROPN
fsr-3218	64	93	n.	n.	PROPN
fsr-3218	64	94	ryack	ryack	PROPN
fsr-3218	64	95	,	,	PUNCT
fsr-3218	64	96	a.	a.	NOUN
fsr-3218	64	97	sheikh	sheikh	PROPN
fsr-3218	64	98	/	/	SYM
fsr-3218	64	99	financial	financial	ADJ
fsr-3218	64	100	services	service	NOUN
fsr-3218	64	101	review	review	VERB
fsr-3218	64	102	25	25	NUM
fsr-3218	64	103	(	(	PUNCT
fsr-3218	64	104	2016	2016	NUM
fsr-3218	64	105	)	)	PUNCT
fsr-3218	64	106	157–180	157–180	NUM
fsr-3218	64	107	mackillop	mackillop	NOUN
fsr-3218	64	108	,	,	PUNCT
fsr-3218	64	109	mattson	mattson	PROPN
fsr-3218	64	110	,	,	PUNCT
fsr-3218	64	111	mackillop	mackillop	NOUN
fsr-3218	64	112	,	,	PUNCT
fsr-3218	64	113	castelda	castelda	NOUN
fsr-3218	64	114	,	,	PUNCT
fsr-3218	64	115	and	and	CCONJ
fsr-3218	64	116	donovick	donovick	NOUN
fsr-3218	64	117	,	,	PUNCT
fsr-3218	64	118	2007	2007	NUM
fsr-3218	64	119	;	;	PUNCT
fsr-3218	64	120	petry	petry	PROPN
fsr-3218	64	121	,	,	PUNCT
fsr-3218	64	122	bickel	bickel	PROPN
fsr-3218	64	123	,	,	PUNCT
fsr-3218	64	124	and	and	CCONJ
fsr-3218	64	125	arnett	arnett	PROPN
fsr-3218	64	126	,	,	PUNCT
fsr-3218	64	127	1998	1998	NUM
fsr-3218	64	128	;	;	PUNCT
fsr-3218	64	129	vuchinich	vuchinich	PROPN
fsr-3218	64	130	and	and	CCONJ
fsr-3218	64	131	simpson	simpson	PROPN
fsr-3218	64	132	,	,	PUNCT
fsr-3218	64	133	1998	1998	NUM
fsr-3218	64	134	;	;	PUNCT
fsr-3218	64	135	wills	will	NOUN
fsr-3218	64	136	,	,	PUNCT
fsr-3218	64	137	sandy	sandy	NOUN
fsr-3218	64	138	,	,	PUNCT
fsr-3218	64	139	and	and	CCONJ
fsr-3218	64	140	yaeger	yaeger	NOUN
fsr-3218	64	141	,	,	PUNCT
fsr-3218	64	142	2001	2001	NUM
fsr-3218	64	143	)	)	PUNCT
fsr-3218	64	144	.	.	PUNCT
fsr-3218	65	1	future	future	NOUN
fsr-3218	65	2	(	(	PUNCT
fsr-3218	65	3	present	present	ADJ
fsr-3218	65	4	)	)	PUNCT
fsr-3218	65	5	tp	tp	NOUN
fsr-3218	65	6	is	be	AUX
fsr-3218	65	7	also	also	ADV
fsr-3218	65	8	positively	positively	ADV
fsr-3218	65	9	(	(	PUNCT
fsr-3218	65	10	negatively	negatively	ADV
fsr-3218	65	11	)	)	PUNCT
fsr-3218	65	12	linked	link	VERB
fsr-3218	65	13	with	with	ADP
fsr-3218	65	14	eating	eat	VERB
fsr-3218	65	15	healthier	healthy	ADJ
fsr-3218	65	16	,	,	PUNCT
fsr-3218	65	17	exercising	exercise	VERB
fsr-3218	65	18	,	,	PUNCT
fsr-3218	65	19	and	and	CCONJ
fsr-3218	65	20	participation	participation	NOUN
fsr-3218	65	21	in	in	ADP
fsr-3218	65	22	screening	screen	VERB
fsr-3218	65	23	for	for	ADP
fsr-3218	65	24	hiv	hiv	PROPN
fsr-3218	65	25	and	and	CCONJ
fsr-3218	65	26	cancer	cancer	NOUN
fsr-3218	65	27	(	(	PUNCT
fsr-3218	65	28	dorr	dorr	PROPN
fsr-3218	65	29	,	,	PUNCT
fsr-3218	65	30	krueckeberg	krueckeberg	PROPN
fsr-3218	65	31	,	,	PUNCT
fsr-3218	65	32	strathman	strathman	NOUN
fsr-3218	65	33	,	,	PUNCT
fsr-3218	65	34	and	and	CCONJ
fsr-3218	65	35	wood	wood	NOUN
fsr-3218	65	36	,	,	PUNCT
fsr-3218	65	37	1999	1999	NUM
fsr-3218	65	38	;	;	PUNCT
fsr-3218	65	39	henson	henson	PROPN
fsr-3218	65	40	et	et	PROPN
fsr-3218	65	41	al	al	PROPN
fsr-3218	65	42	.	.	PROPN
fsr-3218	65	43	,	,	PUNCT
fsr-3218	65	44	2006	2006	NUM
fsr-3218	65	45	;	;	PUNCT
fsr-3218	65	46	levy	levy	NOUN
fsr-3218	65	47	,	,	PUNCT
fsr-3218	65	48	micco	micco	NOUN
fsr-3218	65	49	,	,	PUNCT
fsr-3218	65	50	putt	putt	NOUN
fsr-3218	65	51	,	,	PUNCT
fsr-3218	65	52	and	and	CCONJ
fsr-3218	65	53	armstrong	armstrong	PROPN
fsr-3218	65	54	,	,	PUNCT
fsr-3218	65	55	2006	2006	NUM
fsr-3218	65	56	;	;	PUNCT
fsr-3218	65	57	luszczynska	luszczynska	PROPN
fsr-3218	65	58	,	,	PUNCT
fsr-3218	65	59	gibbons	gibbon	NOUN
fsr-3218	65	60	,	,	PUNCT
fsr-3218	65	61	piko	piko	NOUN
fsr-3218	65	62	,	,	PUNCT
fsr-3218	65	63	and	and	CCONJ
fsr-3218	65	64	tekozel	tekozel	NOUN
fsr-3218	65	65	,	,	PUNCT
fsr-3218	65	66	2004	2004	NUM
fsr-3218	65	67	;	;	PUNCT
fsr-3218	65	68	ouellette	ouellette	PROPN
fsr-3218	65	69	,	,	PUNCT
fsr-3218	65	70	hessling	hessling	NOUN
fsr-3218	65	71	,	,	PUNCT
fsr-3218	65	72	gibbons	gibbon	NOUN
fsr-3218	65	73	,	,	PUNCT
fsr-3218	65	74	reis	reis	NOUN
fsr-3218	65	75	-	-	PUNCT
fsr-3218	65	76	bergan	bergan	NOUN
fsr-3218	65	77	,	,	PUNCT
fsr-3218	65	78	and	and	CCONJ
fsr-3218	65	79	gerrard	gerrard	PROPN
fsr-3218	65	80	,	,	PUNCT
fsr-3218	65	81	2005	2005	NUM
fsr-3218	65	82	;	;	PUNCT
fsr-3218	65	83	shores	shore	NOUN
fsr-3218	65	84	and	and	CCONJ
fsr-3218	65	85	scott	scott	PROPN
fsr-3218	65	86	,	,	PUNCT
fsr-3218	65	87	2007	2007	NUM
fsr-3218	65	88	)	)	PUNCT
fsr-3218	65	89	.	.	PUNCT
fsr-3218	66	1	with	with	ADP
fsr-3218	66	2	the	the	DET
fsr-3218	66	3	exception	exception	NOUN
fsr-3218	66	4	of	of	ADP
fsr-3218	66	5	the	the	DET
fsr-3218	66	6	gambling	gambling	NOUN
fsr-3218	66	7	behavior	behavior	NOUN
fsr-3218	66	8	studies	study	NOUN
fsr-3218	66	9	,	,	PUNCT
fsr-3218	66	10	research	research	NOUN
fsr-3218	66	11	examining	examine	VERB
fsr-3218	66	12	the	the	DET
fsr-3218	66	13	role	role	NOUN
fsr-3218	66	14	of	of	ADP
fsr-3218	66	15	tp	tp	NOUN
fsr-3218	66	16	in	in	ADP
fsr-3218	66	17	financial	financial	ADJ
fsr-3218	66	18	settings	setting	NOUN
fsr-3218	66	19	has	have	AUX
fsr-3218	66	20	been	be	AUX
fsr-3218	66	21	limited	limit	VERB
fsr-3218	66	22	.	.	PUNCT
fsr-3218	67	1	however	however	ADV
fsr-3218	67	2	,	,	PUNCT
fsr-3218	67	3	that	that	DET
fsr-3218	67	4	research	research	NOUN
fsr-3218	67	5	does	do	AUX
fsr-3218	67	6	suggest	suggest	VERB
fsr-3218	67	7	a	a	DET
fsr-3218	67	8	positive	positive	ADJ
fsr-3218	67	9	link	link	NOUN
fsr-3218	67	10	between	between	ADP
fsr-3218	67	11	future	future	NOUN
fsr-3218	67	12	tp	tp	NOUN
fsr-3218	67	13	and	and	CCONJ
fsr-3218	67	14	fiscally	fiscally	ADV
fsr-3218	67	15	responsible	responsible	ADJ
fsr-3218	67	16	behavior	behavior	NOUN
fsr-3218	67	17	.	.	PUNCT
fsr-3218	68	1	for	for	ADP
fsr-3218	68	2	example	example	NOUN
fsr-3218	68	3	,	,	PUNCT
fsr-3218	68	4	joireman	joireman	NOUN
fsr-3218	68	5	,	,	PUNCT
fsr-3218	68	6	sprott	sprott	PROPN
fsr-3218	68	7	,	,	PUNCT
fsr-3218	68	8	and	and	CCONJ
fsr-3218	68	9	spangenberg	spangenberg	PROPN
fsr-3218	68	10	(	(	PUNCT
fsr-3218	68	11	2005	2005	NUM
fsr-3218	68	12	)	)	PUNCT
fsr-3218	68	13	find	find	VERB
fsr-3218	68	14	business	business	NOUN
fsr-3218	68	15	students	student	NOUN
fsr-3218	68	16	with	with	ADP
fsr-3218	68	17	a	a	DET
fsr-3218	68	18	stronger	strong	ADJ
fsr-3218	68	19	future	future	ADJ
fsr-3218	68	20	orientation	orientation	NOUN
fsr-3218	68	21	are	be	AUX
fsr-3218	68	22	more	more	ADV
fsr-3218	68	23	likely	likely	ADJ
fsr-3218	68	24	to	to	PART
fsr-3218	68	25	use	use	VERB
fsr-3218	68	26	a	a	DET
fsr-3218	68	27	financial	financial	ADJ
fsr-3218	68	28	windfall	windfall	NOUN
fsr-3218	68	29	to	to	PART
fsr-3218	68	30	pay	pay	VERB
fsr-3218	68	31	down	down	ADP
fsr-3218	68	32	a	a	DET
fsr-3218	68	33	credit	credit	NOUN
fsr-3218	68	34	card	card	NOUN
fsr-3218	68	35	,	,	PUNCT
fsr-3218	68	36	contribute	contribute	VERB
fsr-3218	68	37	to	to	ADP
fsr-3218	68	38	savings	saving	NOUN
fsr-3218	68	39	,	,	PUNCT
fsr-3218	68	40	or	or	CCONJ
fsr-3218	68	41	cover	cover	VERB
fsr-3218	68	42	college	college	NOUN
fsr-3218	68	43	debt	debt	NOUN
fsr-3218	68	44	.	.	PUNCT
fsr-3218	69	1	in	in	ADP
fsr-3218	69	2	contrast	contrast	NOUN
fsr-3218	69	3	,	,	PUNCT
fsr-3218	69	4	the	the	DET
fsr-3218	69	5	more	more	ADV
fsr-3218	69	6	present	present	ADJ
fsr-3218	69	7	oriented	orient	VERB
fsr-3218	69	8	students	student	NOUN
fsr-3218	69	9	prefer	prefer	VERB
fsr-3218	69	10	to	to	PART
fsr-3218	69	11	purchase	purchase	VERB
fsr-3218	69	12	a	a	DET
fsr-3218	69	13	sale	sale	NOUN
fsr-3218	69	14	item	item	NOUN
fsr-3218	69	15	online	online	ADV
fsr-3218	69	16	or	or	CCONJ
fsr-3218	69	17	go	go	VERB
fsr-3218	69	18	on	on	ADP
fsr-3218	69	19	a	a	DET
fsr-3218	69	20	trip	trip	NOUN
fsr-3218	69	21	with	with	ADP
fsr-3218	69	22	friends	friend	NOUN
fsr-3218	69	23	.	.	PUNCT
fsr-3218	70	1	results	result	NOUN
fsr-3218	70	2	from	from	ADP
fsr-3218	70	3	webley	webley	PROPN
fsr-3218	70	4	and	and	CCONJ
fsr-3218	70	5	nyhus	nyhus	PROPN
fsr-3218	70	6	(	(	PUNCT
fsr-3218	70	7	2006	2006	NUM
fsr-3218	70	8	)	)	PUNCT
fsr-3218	70	9	further	far	ADV
fsr-3218	70	10	indicate	indicate	VERB
fsr-3218	70	11	that	that	SCONJ
fsr-3218	70	12	future	future	ADJ
fsr-3218	70	13	tp	tp	NOUN
fsr-3218	70	14	in	in	ADP
fsr-3218	70	15	adults	adult	NOUN
fsr-3218	70	16	is	be	AUX
fsr-3218	70	17	associated	associate	VERB
fsr-3218	70	18	with	with	ADP
fsr-3218	70	19	their	their	PRON
fsr-3218	70	20	“	"	PUNCT
fsr-3218	70	21	economic	economic	ADJ
fsr-3218	70	22	socialization	socialization	NOUN
fsr-3218	70	23	”	"	PUNCT
fsr-3218	70	24	(	(	PUNCT
fsr-3218	70	25	i.e.	i.e.	X
fsr-3218	70	26	,	,	PUNCT
fsr-3218	70	27	having	having	AUX
fsr-3218	70	28	been	be	AUX
fsr-3218	70	29	encouraged	encourage	VERB
fsr-3218	70	30	to	to	PART
fsr-3218	70	31	have	have	VERB
fsr-3218	70	32	a	a	DET
fsr-3218	70	33	bank	bank	NOUN
fsr-3218	70	34	account	account	NOUN
fsr-3218	70	35	,	,	PUNCT
fsr-3218	70	36	having	having	AUX
fsr-3218	70	37	earned	earn	VERB
fsr-3218	70	38	or	or	CCONJ
fsr-3218	70	39	been	be	AUX
fsr-3218	70	40	given	give	VERB
fsr-3218	70	41	money	money	NOUN
fsr-3218	70	42	as	as	ADP
fsr-3218	70	43	a	a	DET
fsr-3218	70	44	teenager	teenager	NOUN
fsr-3218	70	45	,	,	PUNCT
fsr-3218	70	46	and	and	CCONJ
fsr-3218	70	47	having	having	AUX
fsr-3218	70	48	discussed	discuss	VERB
fsr-3218	70	49	financial	financial	ADJ
fsr-3218	70	50	affairs	affair	NOUN
fsr-3218	70	51	with	with	ADP
fsr-3218	70	52	their	their	PRON
fsr-3218	70	53	parents	parent	NOUN
fsr-3218	70	54	)	)	PUNCT
fsr-3218	70	55	.	.	PUNCT
fsr-3218	71	1	hershey	hershey	PROPN
fsr-3218	71	2	and	and	CCONJ
fsr-3218	71	3	mowen	mowen	PROPN
fsr-3218	71	4	(	(	PUNCT
fsr-3218	71	5	2000	2000	NUM
fsr-3218	71	6	)	)	PUNCT
fsr-3218	71	7	also	also	ADV
fsr-3218	71	8	find	find	VERB
fsr-3218	71	9	that	that	SCONJ
fsr-3218	71	10	future	future	ADJ
fsr-3218	71	11	tp	tp	NOUN
fsr-3218	71	12	is	be	AUX
fsr-3218	71	13	positively	positively	ADV
fsr-3218	71	14	associated	associate	VERB
fsr-3218	71	15	with	with	ADP
fsr-3218	71	16	perceived	perceive	VERB
fsr-3218	71	17	financial	financial	ADJ
fsr-3218	71	18	knowledge	knowledge	NOUN
fsr-3218	71	19	,	,	PUNCT
fsr-3218	71	20	retirement	retirement	NOUN
fsr-3218	71	21	involvement	involvement	NOUN
fsr-3218	71	22	,	,	PUNCT
fsr-3218	71	23	and	and	CCONJ
fsr-3218	71	24	perceived	perceive	VERB
fsr-3218	71	25	financial	financial	ADJ
fsr-3218	71	26	preparedness	preparedness	NOUN
fsr-3218	71	27	.	.	PUNCT
fsr-3218	72	1	there	there	PRON
fsr-3218	72	2	appears	appear	VERB
fsr-3218	72	3	to	to	PART
fsr-3218	72	4	be	be	AUX
fsr-3218	72	5	only	only	ADV
fsr-3218	72	6	one	one	NUM
fsr-3218	72	7	study	study	NOUN
fsr-3218	72	8	that	that	PRON
fsr-3218	72	9	has	have	AUX
fsr-3218	72	10	examined	examine	VERB
fsr-3218	72	11	both	both	PRON
fsr-3218	72	12	tp	tp	NOUN
fsr-3218	72	13	and	and	CCONJ
fsr-3218	72	14	frt	frt	PROPN
fsr-3218	72	15	.	.	PUNCT
fsr-3218	73	1	results	result	NOUN
fsr-3218	73	2	from	from	ADP
fsr-3218	73	3	jacobs	jacobs	PROPN
fsr-3218	73	4	-	-	PUNCT
fsr-3218	73	5	lawson	lawson	PROPN
fsr-3218	73	6	and	and	CCONJ
fsr-3218	73	7	hershey	hershey	PROPN
fsr-3218	73	8	(	(	PUNCT
fsr-3218	73	9	2005	2005	NUM
fsr-3218	73	10	)	)	PUNCT
fsr-3218	73	11	suggest	suggest	VERB
fsr-3218	73	12	that	that	SCONJ
fsr-3218	73	13	higher	high	ADJ
fsr-3218	73	14	levels	level	NOUN
fsr-3218	73	15	of	of	ADP
fsr-3218	73	16	frt	frt	NOUN
fsr-3218	73	17	and	and	CCONJ
fsr-3218	73	18	future	future	ADJ
fsr-3218	73	19	tp	tp	NOUN
fsr-3218	73	20	are	be	AUX
fsr-3218	73	21	predictive	predictive	ADJ
fsr-3218	73	22	of	of	ADP
fsr-3218	73	23	saving	save	VERB
fsr-3218	73	24	for	for	ADP
fsr-3218	73	25	retirement	retirement	NOUN
fsr-3218	73	26	.	.	PUNCT
fsr-3218	74	1	however	however	ADV
fsr-3218	74	2	,	,	PUNCT
fsr-3218	74	3	that	that	DET
fsr-3218	74	4	study	study	NOUN
fsr-3218	74	5	does	do	AUX
fsr-3218	74	6	not	not	PART
fsr-3218	74	7	examine	examine	VERB
fsr-3218	74	8	present	present	ADJ
fsr-3218	74	9	tp	tp	NOUN
fsr-3218	74	10	or	or	CCONJ
fsr-3218	74	11	the	the	DET
fsr-3218	74	12	direct	direct	ADJ
fsr-3218	74	13	relationship	relationship	NOUN
fsr-3218	74	14	between	between	ADP
fsr-3218	74	15	tp	tp	NOUN
fsr-3218	74	16	and	and	CCONJ
fsr-3218	74	17	frt	frt	NOUN
fsr-3218	74	18	.	.	PUNCT
fsr-3218	75	1	2.3	2.3	NUM
fsr-3218	75	2	.	.	PUNCT
fsr-3218	76	1	hypotheses	hypothesis	NOUN
fsr-3218	76	2	on	on	ADP
fsr-3218	76	3	the	the	DET
fsr-3218	76	4	predicted	predict	VERB
fsr-3218	76	5	relationship	relationship	NOUN
fsr-3218	76	6	between	between	ADP
fsr-3218	76	7	frt	frt	NOUN
fsr-3218	76	8	and	and	CCONJ
fsr-3218	76	9	tp	tp	X
fsr-3218	76	10	despite	despite	SCONJ
fsr-3218	76	11	its	its	PRON
fsr-3218	76	12	potential	potential	ADJ
fsr-3218	76	13	importance	importance	NOUN
fsr-3218	76	14	,	,	PUNCT
fsr-3218	76	15	research	research	NOUN
fsr-3218	76	16	examining	examine	VERB
fsr-3218	76	17	the	the	DET
fsr-3218	76	18	relationship	relationship	NOUN
fsr-3218	76	19	between	between	ADP
fsr-3218	76	20	tp	tp	NOUN
fsr-3218	76	21	and	and	CCONJ
fsr-3218	76	22	frt	frt	NOUN
fsr-3218	76	23	is	be	AUX
fsr-3218	76	24	lacking	lack	VERB
fsr-3218	76	25	.	.	PUNCT
fsr-3218	77	1	in	in	ADP
fsr-3218	77	2	general	general	ADJ
fsr-3218	77	3	,	,	PUNCT
fsr-3218	77	4	the	the	DET
fsr-3218	77	5	time	time	NOUN
fsr-3218	77	6	perspective	perspective	PROPN
fsr-3218	77	7	research	research	NOUN
fsr-3218	77	8	indicates	indicate	VERB
fsr-3218	77	9	people	people	NOUN
fsr-3218	77	10	who	who	PRON
fsr-3218	77	11	are	be	AUX
fsr-3218	77	12	present	present	ADJ
fsr-3218	77	13	oriented	orient	VERB
fsr-3218	77	14	tend	tend	VERB
fsr-3218	77	15	to	to	PART
fsr-3218	77	16	be	be	AUX
fsr-3218	77	17	more	more	ADV
fsr-3218	77	18	likely	likely	ADJ
fsr-3218	77	19	to	to	PART
fsr-3218	77	20	engage	engage	VERB
fsr-3218	77	21	in	in	ADP
fsr-3218	77	22	risky	risky	ADJ
fsr-3218	77	23	activities	activity	NOUN
fsr-3218	77	24	,	,	PUNCT
fsr-3218	77	25	while	while	SCONJ
fsr-3218	77	26	those	those	PRON
fsr-3218	77	27	who	who	PRON
fsr-3218	77	28	are	be	AUX
fsr-3218	77	29	future	future	ADV
fsr-3218	77	30	oriented	orient	VERB
fsr-3218	77	31	tend	tend	NOUN
fsr-3218	77	32	to	to	PART
fsr-3218	77	33	avoid	avoid	VERB
fsr-3218	77	34	such	such	ADJ
fsr-3218	77	35	activities	activity	NOUN
fsr-3218	77	36	.	.	PUNCT
fsr-3218	78	1	therefore	therefore	ADV
fsr-3218	78	2	,	,	PUNCT
fsr-3218	78	3	it	it	PRON
fsr-3218	78	4	seems	seem	VERB
fsr-3218	78	5	plausible	plausible	ADJ
fsr-3218	78	6	that	that	SCONJ
fsr-3218	78	7	future	future	ADJ
fsr-3218	78	8	(	(	PUNCT
fsr-3218	78	9	present	present	ADJ
fsr-3218	78	10	)	)	PUNCT
fsr-3218	78	11	tp	tp	NOUN
fsr-3218	78	12	will	will	AUX
fsr-3218	78	13	be	be	AUX
fsr-3218	78	14	associated	associate	VERB
fsr-3218	78	15	with	with	ADP
fsr-3218	78	16	a	a	DET
fsr-3218	78	17	lower	low	ADJ
fsr-3218	78	18	(	(	PUNCT
fsr-3218	78	19	higher	high	ADJ
fsr-3218	78	20	)	)	PUNCT
fsr-3218	78	21	frt	frt	NOUN
fsr-3218	78	22	.	.	PUNCT
fsr-3218	79	1	this	this	PRON
fsr-3218	79	2	leads	lead	VERB
fsr-3218	79	3	to	to	ADP
fsr-3218	79	4	the	the	DET
fsr-3218	79	5	following	follow	VERB
fsr-3218	79	6	hypotheses	hypothesis	NOUN
fsr-3218	79	7	.	.	PUNCT
fsr-3218	80	1	hypothesis	hypothesis	NOUN
fsr-3218	80	2	1	1	NUM
fsr-3218	80	3	:	:	PUNCT
fsr-3218	80	4	present	present	ADJ
fsr-3218	80	5	oriented	orient	VERB
fsr-3218	80	6	individuals	individual	NOUN
fsr-3218	80	7	are	be	AUX
fsr-3218	80	8	more	more	ADV
fsr-3218	80	9	likely	likely	ADJ
fsr-3218	80	10	to	to	PART
fsr-3218	80	11	display	display	VERB
fsr-3218	80	12	higher	high	ADJ
fsr-3218	80	13	levels	level	NOUN
fsr-3218	80	14	of	of	ADP
fsr-3218	80	15	financial	financial	ADJ
fsr-3218	80	16	risk	risk	NOUN
fsr-3218	80	17	tolerance	tolerance	NOUN
fsr-3218	80	18	.	.	PUNCT
fsr-3218	81	1	hypothesis	hypothesis	NOUN
fsr-3218	81	2	2	2	NUM
fsr-3218	81	3	:	:	PUNCT
fsr-3218	81	4	future	future	ADJ
fsr-3218	81	5	oriented	orient	VERB
fsr-3218	81	6	individuals	individual	NOUN
fsr-3218	81	7	are	be	AUX
fsr-3218	81	8	more	more	ADV
fsr-3218	81	9	likely	likely	ADJ
fsr-3218	81	10	to	to	PART
fsr-3218	81	11	display	display	VERB
fsr-3218	81	12	lower	low	ADJ
fsr-3218	81	13	levels	level	NOUN
fsr-3218	81	14	of	of	ADP
fsr-3218	81	15	financial	financial	ADJ
fsr-3218	81	16	risk	risk	NOUN
fsr-3218	81	17	tolerance	tolerance	NOUN
fsr-3218	81	18	.	.	PUNCT
fsr-3218	82	1	hypothesis	hypothesis	NOUN
fsr-3218	82	2	3	3	NUM
fsr-3218	82	3	:	:	PUNCT
fsr-3218	82	4	present	present	ADJ
fsr-3218	82	5	time	time	NOUN
fsr-3218	82	6	perspective	perspective	NOUN
fsr-3218	82	7	will	will	AUX
fsr-3218	82	8	account	account	VERB
fsr-3218	82	9	for	for	ADP
fsr-3218	82	10	a	a	DET
fsr-3218	82	11	large	large	ADJ
fsr-3218	82	12	amount	amount	NOUN
fsr-3218	82	13	of	of	ADP
fsr-3218	82	14	variance	variance	NOUN
fsr-3218	82	15	in	in	ADP
fsr-3218	82	16	financial	financial	ADJ
fsr-3218	82	17	risk	risk	NOUN
fsr-3218	82	18	tolerance	tolerance	NOUN
fsr-3218	82	19	above	above	ADP
fsr-3218	82	20	and	and	CCONJ
fsr-3218	82	21	beyond	beyond	ADP
fsr-3218	82	22	other	other	ADJ
fsr-3218	82	23	variables	variable	NOUN
fsr-3218	82	24	previously	previously	ADV
fsr-3218	82	25	found	find	VERB
fsr-3218	82	26	to	to	PART
fsr-3218	82	27	affect	affect	VERB
fsr-3218	82	28	financial	financial	ADJ
fsr-3218	82	29	risk	risk	NOUN
fsr-3218	82	30	tolerance	tolerance	NOUN
fsr-3218	82	31	.	.	PUNCT
fsr-3218	83	1	hypothesis	hypothesis	NOUN
fsr-3218	83	2	4	4	NUM
fsr-3218	83	3	:	:	PUNCT
fsr-3218	83	4	future	future	ADJ
fsr-3218	83	5	time	time	NOUN
fsr-3218	83	6	perspective	perspective	NOUN
fsr-3218	83	7	will	will	AUX
fsr-3218	83	8	account	account	VERB
fsr-3218	83	9	for	for	ADP
fsr-3218	83	10	a	a	DET
fsr-3218	83	11	large	large	ADJ
fsr-3218	83	12	amount	amount	NOUN
fsr-3218	83	13	of	of	ADP
fsr-3218	83	14	variance	variance	NOUN
fsr-3218	83	15	in	in	ADP
fsr-3218	83	16	financial	financial	ADJ
fsr-3218	83	17	risk	risk	NOUN
fsr-3218	83	18	tolerance	tolerance	NOUN
fsr-3218	83	19	above	above	ADP
fsr-3218	83	20	and	and	CCONJ
fsr-3218	83	21	beyond	beyond	ADP
fsr-3218	83	22	other	other	ADJ
fsr-3218	83	23	variables	variable	NOUN
fsr-3218	83	24	previously	previously	ADV
fsr-3218	83	25	found	find	VERB
fsr-3218	83	26	to	to	PART
fsr-3218	83	27	affect	affect	VERB
fsr-3218	83	28	financial	financial	ADJ
fsr-3218	83	29	risk	risk	NOUN
fsr-3218	83	30	tolerance	tolerance	NOUN
fsr-3218	83	31	.	.	PUNCT
fsr-3218	84	1	161k	161k	NUM
fsr-3218	84	2	.	.	PUNCT
fsr-3218	84	3	n.	n.	PROPN
fsr-3218	84	4	ryack	ryack	PROPN
fsr-3218	84	5	,	,	PUNCT
fsr-3218	84	6	a.	a.	NOUN
fsr-3218	84	7	sheikh	sheikh	PROPN
fsr-3218	84	8	/	/	SYM
fsr-3218	84	9	financial	financial	ADJ
fsr-3218	84	10	services	service	NOUN
fsr-3218	84	11	review	review	VERB
fsr-3218	84	12	25	25	NUM
fsr-3218	84	13	(	(	PUNCT
fsr-3218	84	14	2016	2016	NUM
fsr-3218	84	15	)	)	PUNCT
fsr-3218	84	16	157–180	157–180	NUM
fsr-3218	84	17	3	3	NUM
fsr-3218	84	18	.	.	PUNCT
fsr-3218	84	19	procedure	procedure	NOUN
fsr-3218	85	1	this	this	DET
fsr-3218	85	2	study	study	NOUN
fsr-3218	85	3	uses	use	VERB
fsr-3218	85	4	data	datum	NOUN
fsr-3218	85	5	previously	previously	ADV
fsr-3218	85	6	collected	collect	VERB
fsr-3218	85	7	by	by	ADP
fsr-3218	85	8	ryack	ryack	NOUN
fsr-3218	85	9	(	(	PUNCT
fsr-3218	85	10	2011	2011	NUM
fsr-3218	85	11	,	,	PUNCT
fsr-3218	85	12	2012	2012	NUM
fsr-3218	85	13	)	)	PUNCT
fsr-3218	85	14	.	.	PUNCT
fsr-3218	86	1	the	the	DET
fsr-3218	86	2	sample	sample	NOUN
fsr-3218	86	3	consists	consist	VERB
fsr-3218	86	4	of	of	ADP
fsr-3218	86	5	378	378	NUM
fsr-3218	86	6	new	new	ADJ
fsr-3218	86	7	freshmen	freshman	NOUN
fsr-3218	86	8	that	that	PRON
fsr-3218	86	9	completed	complete	VERB
fsr-3218	86	10	a	a	DET
fsr-3218	86	11	research	research	NOUN
fsr-3218	86	12	instrument	instrument	NOUN
fsr-3218	86	13	while	while	SCONJ
fsr-3218	86	14	attending	attend	VERB
fsr-3218	86	15	summer	summer	NOUN
fsr-3218	86	16	orientation	orientation	NOUN
fsr-3218	86	17	sessions	session	NOUN
fsr-3218	86	18	at	at	ADP
fsr-3218	86	19	a	a	DET
fsr-3218	86	20	public	public	ADJ
fsr-3218	86	21	university	university	NOUN
fsr-3218	86	22	.	.	PUNCT
fsr-3218	87	1	descriptive	descriptive	ADJ
fsr-3218	87	2	statistics	statistic	NOUN
fsr-3218	87	3	for	for	ADP
fsr-3218	87	4	the	the	DET
fsr-3218	87	5	sample	sample	NOUN
fsr-3218	87	6	are	be	AUX
fsr-3218	87	7	presented	present	VERB
fsr-3218	87	8	in	in	ADP
fsr-3218	87	9	table	table	NOUN
fsr-3218	87	10	1	1	NUM
fsr-3218	87	11	and	and	CCONJ
fsr-3218	87	12	discussed	discuss	VERB
fsr-3218	87	13	in	in	ADP
fsr-3218	87	14	the	the	DET
fsr-3218	87	15	results	result	NOUN
fsr-3218	87	16	section	section	NOUN
fsr-3218	87	17	.	.	PUNCT
fsr-3218	88	1	the	the	DET
fsr-3218	88	2	survey	survey	NOUN
fsr-3218	88	3	instrument	instrument	NOUN
fsr-3218	88	4	includes	include	VERB
fsr-3218	88	5	various	various	ADJ
fsr-3218	88	6	demographic	demographic	ADJ
fsr-3218	88	7	questions	question	NOUN
fsr-3218	88	8	as	as	ADV
fsr-3218	88	9	well	well	ADV
fsr-3218	88	10	as	as	ADP
fsr-3218	88	11	a	a	DET
fsr-3218	88	12	number	number	NOUN
fsr-3218	88	13	of	of	ADP
fsr-3218	88	14	items	item	NOUN
fsr-3218	88	15	used	use	VERB
fsr-3218	88	16	to	to	PART
fsr-3218	88	17	measure	measure	VERB
fsr-3218	88	18	frt	frt	NOUN
fsr-3218	88	19	,	,	PUNCT
fsr-3218	88	20	present	present	ADJ
fsr-3218	88	21	tp	tp	NOUN
fsr-3218	88	22	,	,	PUNCT
fsr-3218	88	23	and	and	CCONJ
fsr-3218	88	24	future	future	ADJ
fsr-3218	88	25	tp	tp	PROPN
fsr-3218	88	26	.	.	PUNCT
fsr-3218	88	27	table	table	NOUN
fsr-3218	88	28	1	1	NUM
fsr-3218	88	29	simple	simple	ADJ
fsr-3218	88	30	descriptive	descriptive	ADJ
fsr-3218	88	31	statistics	statistic	NOUN
fsr-3218	88	32	variable	variable	NOUN
fsr-3218	88	33	n	n	PRON
fsr-3218	88	34	mean	mean	VERB
fsr-3218	88	35	median	median	ADJ
fsr-3218	88	36	frt	frt	NOUN
fsr-3218	88	37	score	score	VERB
fsr-3218	88	38	340	340	NUM
fsr-3218	88	39	26.3968	26.3968	NUM
fsr-3218	88	40	26.6984	26.6984	NUM
fsr-3218	88	41	ptp	ptp	NOUN
fsr-3218	88	42	374	374	NUM
fsr-3218	88	43	5.7678	5.7678	NUM
fsr-3218	88	44	5.8889	5.8889	NUM
fsr-3218	88	45	ftp	ftp	PROPN
fsr-3218	88	46	378	378	NUM
fsr-3218	88	47	5.4637	5.4637	NUM
fsr-3218	88	48	5.6111	5.6111	NUM
fsr-3218	88	49	sd	sd	ADP
fsr-3218	88	50	minimum	minimum	ADJ
fsr-3218	88	51	maximum	maximum	PROPN
fsr-3218	88	52	frt	frt	NOUN
fsr-3218	88	53	score	score	VERB
fsr-3218	88	54	4.4203	4.4203	NUM
fsr-3218	88	55	16.0000	16.0000	NUM
fsr-3218	88	56	40.0000	40.0000	NUM
fsr-3218	89	1	ptp	ptp	NOUN
fsr-3218	89	2	1.0065	1.0065	NUM
fsr-3218	89	3	2.2222	2.2222	NUM
fsr-3218	89	4	7.8889	7.8889	NUM
fsr-3218	89	5	ftp	ftp	NOUN
fsr-3218	89	6	1.0443	1.0443	NUM
fsr-3218	89	7	2.3333	2.3333	NUM
fsr-3218	89	8	8.0000	8.0000	NUM
fsr-3218	89	9	n	n	PRON
fsr-3218	89	10	%	%	NOUN
fsr-3218	89	11	cumulative	cumulative	ADJ
fsr-3218	89	12	%	%	NOUN
fsr-3218	89	13	gender	gender	NOUN
fsr-3218	89	14	female	female	NOUN
fsr-3218	89	15	215	215	NUM
fsr-3218	89	16	56.88	56.88	NUM
fsr-3218	89	17	%	%	NOUN
fsr-3218	89	18	56.88	56.88	NUM
fsr-3218	89	19	%	%	NOUN
fsr-3218	89	20	male	male	NOUN
fsr-3218	89	21	163	163	NUM
fsr-3218	89	22	43.12	43.12	NUM
fsr-3218	89	23	%	%	NOUN
fsr-3218	89	24	100.00	100.00	NUM
fsr-3218	89	25	%	%	NOUN
fsr-3218	89	26	total	total	NOUN
fsr-3218	89	27	378	378	NUM
fsr-3218	89	28	100.00	100.00	NUM
fsr-3218	89	29	%	%	NOUN
fsr-3218	89	30	income	income	NOUN
fsr-3218	89	31	less	less	ADJ
fsr-3218	89	32	than	than	ADP
fsr-3218	89	33	$	$	SYM
fsr-3218	89	34	20,000	20,000	NUM
fsr-3218	89	35	16	16	NUM
fsr-3218	89	36	4.49	4.49	NUM
fsr-3218	89	37	%	%	NOUN
fsr-3218	89	38	4.49	4.49	NUM
fsr-3218	89	39	%	%	NOUN
fsr-3218	89	40	$	$	SYM
fsr-3218	89	41	20,000	20,000	NUM
fsr-3218	89	42	to	to	PART
fsr-3218	89	43	$	$	SYM
fsr-3218	89	44	39,999	39,999	NUM
fsr-3218	89	45	35	35	NUM
fsr-3218	89	46	9.83	9.83	NUM
fsr-3218	89	47	%	%	NOUN
fsr-3218	89	48	14.33	14.33	NUM
fsr-3218	89	49	%	%	NOUN
fsr-3218	89	50	$	$	SYM
fsr-3218	89	51	40,000	40,000	NUM
fsr-3218	89	52	to	to	PART
fsr-3218	89	53	$	$	SYM
fsr-3218	89	54	59,999	59,999	NUM
fsr-3218	89	55	75	75	NUM
fsr-3218	89	56	21.07	21.07	NUM
fsr-3218	89	57	%	%	NOUN
fsr-3218	89	58	35.39	35.39	NUM
fsr-3218	89	59	%	%	NOUN
fsr-3218	89	60	$	$	SYM
fsr-3218	89	61	60,000	60,000	NUM
fsr-3218	89	62	to	to	PART
fsr-3218	89	63	$	$	SYM
fsr-3218	89	64	79,999	79,999	NUM
fsr-3218	89	65	80	80	NUM
fsr-3218	89	66	22.47	22.47	NUM
fsr-3218	89	67	%	%	NOUN
fsr-3218	89	68	57.87	57.87	NUM
fsr-3218	89	69	%	%	NOUN
fsr-3218	89	70	$	$	SYM
fsr-3218	89	71	80,000	80,000	NUM
fsr-3218	89	72	to	to	PART
fsr-3218	89	73	$	$	SYM
fsr-3218	89	74	99,999	99,999	NUM
fsr-3218	89	75	58	58	NUM
fsr-3218	89	76	16.29	16.29	NUM
fsr-3218	89	77	%	%	NOUN
fsr-3218	89	78	74.16	74.16	NUM
fsr-3218	89	79	%	%	NOUN
fsr-3218	89	80	over	over	ADP
fsr-3218	89	81	$	$	SYM
fsr-3218	89	82	100,000	100,000	NUM
fsr-3218	89	83	92	92	NUM
fsr-3218	89	84	25.84	25.84	NUM
fsr-3218	89	85	%	%	NOUN
fsr-3218	89	86	100.00	100.00	NUM
fsr-3218	89	87	%	%	NOUN
fsr-3218	89	88	total	total	NOUN
fsr-3218	89	89	356	356	NUM
fsr-3218	89	90	100.00	100.00	NUM
fsr-3218	89	91	%	%	NOUN
fsr-3218	89	92	stkgame	stkgame	VERB
fsr-3218	89	93	no	no	INTJ
fsr-3218	89	94	,	,	PUNCT
fsr-3218	89	95	did	do	AUX
fsr-3218	89	96	not	not	PART
fsr-3218	89	97	play	play	VERB
fsr-3218	89	98	the	the	DET
fsr-3218	89	99	stock	stock	NOUN
fsr-3218	89	100	market	market	NOUN
fsr-3218	89	101	game	game	NOUN
fsr-3218	89	102	272	272	NUM
fsr-3218	89	103	72.15	72.15	NUM
fsr-3218	89	104	%	%	NOUN
fsr-3218	89	105	72.15	72.15	NUM
fsr-3218	89	106	%	%	NOUN
fsr-3218	89	107	yes	yes	ADV
fsr-3218	89	108	,	,	PUNCT
fsr-3218	89	109	played	play	VERB
fsr-3218	89	110	the	the	DET
fsr-3218	89	111	stock	stock	NOUN
fsr-3218	89	112	market	market	NOUN
fsr-3218	89	113	game	game	NOUN
fsr-3218	89	114	105	105	NUM
fsr-3218	89	115	27.85	27.85	NUM
fsr-3218	89	116	%	%	NOUN
fsr-3218	89	117	100.00	100.00	NUM
fsr-3218	89	118	%	%	NOUN
fsr-3218	89	119	total	total	NOUN
fsr-3218	89	120	377	377	NUM
fsr-3218	89	121	100.00	100.00	NUM
fsr-3218	89	122	%	%	NOUN
fsr-3218	89	123	race	race	NOUN
fsr-3218	89	124	white	white	ADJ
fsr-3218	89	125	328	328	NUM
fsr-3218	89	126	88.65	88.65	NUM
fsr-3218	89	127	%	%	NOUN
fsr-3218	89	128	88.65	88.65	NUM
fsr-3218	89	129	%	%	NOUN
fsr-3218	89	130	other	other	ADJ
fsr-3218	89	131	42	42	NUM
fsr-3218	89	132	11.35	11.35	NUM
fsr-3218	89	133	%	%	NOUN
fsr-3218	89	134	100.00	100.00	NUM
fsr-3218	89	135	%	%	NOUN
fsr-3218	89	136	total	total	NOUN
fsr-3218	89	137	370	370	NUM
fsr-3218	89	138	100.00	100.00	NUM
fsr-3218	89	139	%	%	NOUN
fsr-3218	89	140	financial	financial	ADJ
fsr-3218	89	141	risk	risk	NOUN
fsr-3218	89	142	tolerance	tolerance	NOUN
fsr-3218	89	143	(	(	PUNCT
fsr-3218	89	144	frt	frt	NOUN
fsr-3218	89	145	)	)	PUNCT
fsr-3218	89	146	score	score	NOUN
fsr-3218	89	147	is	be	AUX
fsr-3218	89	148	measured	measure	VERB
fsr-3218	89	149	using	use	VERB
fsr-3218	89	150	student	student	NOUN
fsr-3218	89	151	scores	score	NOUN
fsr-3218	89	152	on	on	ADP
fsr-3218	89	153	the	the	DET
fsr-3218	89	154	grable	grable	PROPN
fsr-3218	89	155	and	and	CCONJ
fsr-3218	89	156	lytton	lytton	PROPN
fsr-3218	89	157	(	(	PUNCT
fsr-3218	89	158	1999	1999	NUM
fsr-3218	89	159	)	)	PUNCT
fsr-3218	89	160	13	13	NUM
fsr-3218	89	161	-	-	PUNCT
fsr-3218	89	162	item	item	NOUN
fsr-3218	89	163	financial	financial	ADJ
fsr-3218	89	164	risk	risk	NOUN
fsr-3218	89	165	tolerance	tolerance	NOUN
fsr-3218	89	166	scale	scale	NOUN
fsr-3218	89	167	.	.	PUNCT
fsr-3218	90	1	present	present	ADJ
fsr-3218	90	2	time	time	NOUN
fsr-3218	90	3	perspective	perspective	PROPN
fsr-3218	90	4	(	(	PUNCT
fsr-3218	90	5	ptp	ptp	PROPN
fsr-3218	90	6	)	)	PUNCT
fsr-3218	90	7	is	be	AUX
fsr-3218	90	8	measured	measure	VERB
fsr-3218	90	9	using	use	VERB
fsr-3218	90	10	nine	nine	NUM
fsr-3218	90	11	items	item	NOUN
fsr-3218	90	12	from	from	ADP
fsr-3218	90	13	the	the	DET
fsr-3218	90	14	zimbardo	zimbardo	NOUN
fsr-3218	90	15	time	time	NOUN
fsr-3218	90	16	perspective	perspective	PROPN
fsr-3218	90	17	inventory	inventory	NOUN
fsr-3218	90	18	(	(	PUNCT
fsr-3218	90	19	ztpi	ztpi	NOUN
fsr-3218	90	20	)	)	PUNCT
fsr-3218	90	21	present	present	ADJ
fsr-3218	90	22	-	-	PUNCT
fsr-3218	90	23	hedonistic	hedonistic	ADJ
fsr-3218	90	24	scale	scale	NOUN
fsr-3218	90	25	.	.	PUNCT
fsr-3218	91	1	future	future	ADJ
fsr-3218	91	2	time	time	NOUN
fsr-3218	91	3	perspective	perspective	NOUN
fsr-3218	91	4	(	(	PUNCT
fsr-3218	91	5	ftp	ftp	NOUN
fsr-3218	91	6	)	)	PUNCT
fsr-3218	91	7	is	be	AUX
fsr-3218	91	8	measured	measure	VERB
fsr-3218	91	9	using	use	VERB
fsr-3218	91	10	nine	nine	NUM
fsr-3218	91	11	items	item	NOUN
fsr-3218	91	12	from	from	ADP
fsr-3218	91	13	the	the	DET
fsr-3218	91	14	zimbardo	zimbardo	NOUN
fsr-3218	91	15	time	time	NOUN
fsr-3218	91	16	perspective	perspective	PROPN
fsr-3218	91	17	inventory	inventory	NOUN
fsr-3218	91	18	(	(	PUNCT
fsr-3218	91	19	ztpi	ztpi	NOUN
fsr-3218	91	20	)	)	PUNCT
fsr-3218	91	21	future	future	ADJ
fsr-3218	91	22	scale	scale	NOUN
fsr-3218	91	23	.	.	PUNCT
fsr-3218	92	1	gender	gender	NOUN
fsr-3218	92	2	is	be	AUX
fsr-3218	92	3	a	a	DET
fsr-3218	92	4	�	�	PROPN
fsr-3218	92	5	0,1	0,1	NUM
fsr-3218	92	6	�	�	PROPN
fsr-3218	92	7	indicator	indicator	NOUN
fsr-3218	92	8	variable	variable	NOUN
fsr-3218	92	9	with	with	ADP
fsr-3218	92	10	0	0	NUM
fsr-3218	92	11	coded	code	VERB
fsr-3218	92	12	as	as	ADP
fsr-3218	92	13	female	female	ADJ
fsr-3218	92	14	and	and	CCONJ
fsr-3218	92	15	1	1	NUM
fsr-3218	92	16	coded	code	VERB
fsr-3218	92	17	as	as	ADP
fsr-3218	92	18	male	male	NOUN
fsr-3218	92	19	.	.	PUNCT
fsr-3218	93	1	income	income	NOUN
fsr-3218	93	2	is	be	AUX
fsr-3218	93	3	estimate	estimate	NOUN
fsr-3218	93	4	of	of	ADP
fsr-3218	93	5	parents	parent	NOUN
fsr-3218	93	6	’	'	PUNCT
fsr-3218	93	7	income	income	NOUN
fsr-3218	93	8	is	be	AUX
fsr-3218	93	9	where	where	SCONJ
fsr-3218	93	10	students	student	NOUN
fsr-3218	93	11	were	be	AUX
fsr-3218	93	12	asked	ask	VERB
fsr-3218	93	13	to	to	PART
fsr-3218	93	14	estimate	estimate	VERB
fsr-3218	93	15	the	the	DET
fsr-3218	93	16	combined	combined	ADJ
fsr-3218	93	17	income	income	NOUN
fsr-3218	93	18	of	of	ADP
fsr-3218	93	19	their	their	PRON
fsr-3218	93	20	parents	parent	NOUN
fsr-3218	93	21	from	from	ADP
fsr-3218	93	22	all	all	DET
fsr-3218	93	23	sources	source	NOUN
fsr-3218	93	24	,	,	PUNCT
fsr-3218	93	25	before	before	ADP
fsr-3218	93	26	taxes	taxis	NOUN
fsr-3218	93	27	.	.	PUNCT
fsr-3218	94	1	stkgame	stkgame	PROPN
fsr-3218	94	2	is	be	AUX
fsr-3218	94	3	a	a	DET
fsr-3218	94	4	�	�	PROPN
fsr-3218	94	5	0,1	0,1	NUM
fsr-3218	94	6	�	�	PROPN
fsr-3218	94	7	indicator	indicator	NOUN
fsr-3218	94	8	variable	variable	NOUN
fsr-3218	94	9	with	with	ADP
fsr-3218	94	10	0	0	NUM
fsr-3218	94	11	coded	code	VERB
fsr-3218	94	12	as	as	ADP
fsr-3218	94	13	not	not	PART
fsr-3218	94	14	having	having	AUX
fsr-3218	94	15	taken	take	VERB
fsr-3218	94	16	a	a	DET
fsr-3218	94	17	course	course	NOUN
fsr-3218	94	18	in	in	ADP
fsr-3218	94	19	high	high	ADJ
fsr-3218	94	20	school	school	NOUN
fsr-3218	94	21	in	in	ADP
fsr-3218	94	22	which	which	PRON
fsr-3218	94	23	a	a	DET
fsr-3218	94	24	stock	stock	NOUN
fsr-3218	94	25	market	market	NOUN
fsr-3218	94	26	game	game	NOUN
fsr-3218	94	27	was	be	AUX
fsr-3218	94	28	played	play	VERB
fsr-3218	94	29	and	and	CCONJ
fsr-3218	94	30	1	1	NUM
fsr-3218	94	31	coded	code	VERB
fsr-3218	94	32	as	as	ADP
fsr-3218	94	33	having	having	AUX
fsr-3218	94	34	taken	take	VERB
fsr-3218	94	35	such	such	DET
fsr-3218	94	36	a	a	DET
fsr-3218	94	37	course	course	NOUN
fsr-3218	94	38	.	.	PUNCT
fsr-3218	95	1	race	race	NOUN
fsr-3218	95	2	is	be	AUX
fsr-3218	95	3	the	the	DET
fsr-3218	95	4	self	self	NOUN
fsr-3218	95	5	-	-	PUNCT
fsr-3218	95	6	reported	report	VERB
fsr-3218	95	7	race	race	NOUN
fsr-3218	95	8	of	of	ADP
fsr-3218	95	9	the	the	DET
fsr-3218	95	10	student	student	NOUN
fsr-3218	95	11	.	.	PUNCT
fsr-3218	96	1	162	162	NUM
fsr-3218	96	2	k.	k.	PROPN
fsr-3218	96	3	n.	n.	PROPN
fsr-3218	96	4	ryack	ryack	PROPN
fsr-3218	96	5	,	,	PUNCT
fsr-3218	96	6	a.	a.	NOUN
fsr-3218	96	7	sheikh	sheikh	PROPN
fsr-3218	96	8	/	/	SYM
fsr-3218	96	9	financial	financial	ADJ
fsr-3218	96	10	services	service	NOUN
fsr-3218	96	11	review	review	VERB
fsr-3218	96	12	25	25	NUM
fsr-3218	96	13	(	(	PUNCT
fsr-3218	96	14	2016	2016	NUM
fsr-3218	96	15	)	)	PUNCT
fsr-3218	96	16	157–180	157–180	NUM
fsr-3218	96	17	responses	response	NOUN
fsr-3218	96	18	to	to	ADP
fsr-3218	96	19	demographic	demographic	ADJ
fsr-3218	96	20	questions	question	NOUN
fsr-3218	96	21	about	about	ADP
fsr-3218	96	22	gender	gender	NOUN
fsr-3218	96	23	,	,	PUNCT
fsr-3218	96	24	estimated	estimate	VERB
fsr-3218	96	25	family	family	NOUN
fsr-3218	96	26	income	income	NOUN
fsr-3218	96	27	,	,	PUNCT
fsr-3218	96	28	and	and	CCONJ
fsr-3218	96	29	financial	financial	ADJ
fsr-3218	96	30	knowledge	knowledge	NOUN
fsr-3218	96	31	/	/	SYM
fsr-3218	96	32	experience	experience	NOUN
fsr-3218	96	33	are	be	AUX
fsr-3218	96	34	used	use	VERB
fsr-3218	96	35	as	as	ADP
fsr-3218	96	36	control	control	NOUN
fsr-3218	96	37	variables	variable	NOUN
fsr-3218	96	38	since	since	SCONJ
fsr-3218	96	39	they	they	PRON
fsr-3218	96	40	have	have	AUX
fsr-3218	96	41	been	be	AUX
fsr-3218	96	42	found	find	VERB
fsr-3218	96	43	in	in	ADP
fsr-3218	96	44	previous	previous	ADJ
fsr-3218	96	45	research	research	NOUN
fsr-3218	96	46	to	to	PART
fsr-3218	96	47	have	have	VERB
fsr-3218	96	48	a	a	DET
fsr-3218	96	49	strong	strong	ADJ
fsr-3218	96	50	impact	impact	NOUN
fsr-3218	96	51	on	on	ADP
fsr-3218	96	52	frt	frt	NOUN
fsr-3218	96	53	.	.	PUNCT
fsr-3218	97	1	the	the	DET
fsr-3218	97	2	dependent	dependent	ADJ
fsr-3218	97	3	variable	variable	NOUN
fsr-3218	97	4	,	,	PUNCT
fsr-3218	97	5	frt	frt	NOUN
fsr-3218	97	6	score	score	NOUN
fsr-3218	97	7	,	,	PUNCT
fsr-3218	97	8	is	be	AUX
fsr-3218	97	9	measured	measure	VERB
fsr-3218	97	10	using	use	VERB
fsr-3218	97	11	student	student	NOUN
fsr-3218	97	12	scores	score	NOUN
fsr-3218	97	13	on	on	ADP
fsr-3218	97	14	the	the	DET
fsr-3218	97	15	grable	grable	PROPN
fsr-3218	97	16	and	and	CCONJ
fsr-3218	97	17	lytton	lytton	PROPN
fsr-3218	97	18	(	(	PUNCT
fsr-3218	97	19	1999	1999	NUM
fsr-3218	97	20	)	)	PUNCT
fsr-3218	97	21	13	13	NUM
fsr-3218	97	22	-	-	PUNCT
fsr-3218	97	23	item	item	NOUN
fsr-3218	97	24	financial	financial	ADJ
fsr-3218	97	25	risk	risk	NOUN
fsr-3218	97	26	tolerance	tolerance	NOUN
fsr-3218	97	27	scale	scale	NOUN
fsr-3218	97	28	(	(	PUNCT
fsr-3218	97	29	see	see	VERB
fsr-3218	97	30	appendix	appendix	NOUN
fsr-3218	97	31	a	a	PRON
fsr-3218	97	32	)	)	PUNCT
fsr-3218	97	33	.	.	PUNCT
fsr-3218	98	1	this	this	DET
fsr-3218	98	2	scale	scale	NOUN
fsr-3218	98	3	has	have	AUX
fsr-3218	98	4	been	be	AUX
fsr-3218	98	5	utilized	utilize	VERB
fsr-3218	98	6	to	to	PART
fsr-3218	98	7	measure	measure	VERB
fsr-3218	98	8	frt	frt	NOUN
fsr-3218	98	9	in	in	ADP
fsr-3218	98	10	a	a	DET
fsr-3218	98	11	number	number	NOUN
fsr-3218	98	12	of	of	ADP
fsr-3218	98	13	prior	prior	ADJ
fsr-3218	98	14	studies	study	NOUN
fsr-3218	98	15	and	and	CCONJ
fsr-3218	98	16	it	it	PRON
fsr-3218	98	17	has	have	AUX
fsr-3218	98	18	been	be	AUX
fsr-3218	98	19	demonstrated	demonstrate	VERB
fsr-3218	98	20	to	to	PART
fsr-3218	98	21	be	be	AUX
fsr-3218	98	22	both	both	CCONJ
fsr-3218	98	23	a	a	DET
fsr-3218	98	24	reliable	reliable	ADJ
fsr-3218	98	25	and	and	CCONJ
fsr-3218	98	26	valid	valid	ADJ
fsr-3218	98	27	measure	measure	NOUN
fsr-3218	98	28	of	of	ADP
fsr-3218	98	29	frt	frt	NOUN
fsr-3218	98	30	when	when	SCONJ
fsr-3218	98	31	compared	compare	VERB
fsr-3218	98	32	with	with	ADP
fsr-3218	98	33	other	other	ADJ
fsr-3218	98	34	measures	measure	NOUN
fsr-3218	98	35	(	(	PUNCT
fsr-3218	98	36	gilliam	gilliam	PROPN
fsr-3218	98	37	,	,	PUNCT
fsr-3218	98	38	chatterjee	chatterjee	PROPN
fsr-3218	98	39	,	,	PUNCT
fsr-3218	98	40	and	and	CCONJ
fsr-3218	98	41	grable	grable	NOUN
fsr-3218	98	42	,	,	PUNCT
fsr-3218	98	43	2010	2010	NUM
fsr-3218	98	44	;	;	PUNCT
fsr-3218	98	45	grable	grable	PROPN
fsr-3218	98	46	and	and	CCONJ
fsr-3218	98	47	lytton	lytton	PROPN
fsr-3218	98	48	,	,	PUNCT
fsr-3218	98	49	1999	1999	NUM
fsr-3218	98	50	,	,	PUNCT
fsr-3218	98	51	2001	2001	NUM
fsr-3218	98	52	,	,	PUNCT
fsr-3218	98	53	2003	2003	NUM
fsr-3218	98	54	;	;	PUNCT
fsr-3218	98	55	kuzniak	kuzniak	PROPN
fsr-3218	98	56	,	,	PUNCT
fsr-3218	98	57	rabbani	rabbani	PROPN
fsr-3218	98	58	,	,	PUNCT
fsr-3218	98	59	heo	heo	PROPN
fsr-3218	98	60	,	,	PUNCT
fsr-3218	98	61	ruiz	ruiz	NOUN
fsr-3218	98	62	-	-	PUNCT
fsr-3218	98	63	menjivar	menjivar	NOUN
fsr-3218	98	64	,	,	PUNCT
fsr-3218	98	65	and	and	CCONJ
fsr-3218	98	66	grable	grable	ADJ
fsr-3218	98	67	,	,	PUNCT
fsr-3218	98	68	2015	2015	NUM
fsr-3218	98	69	)	)	PUNCT
fsr-3218	98	70	.	.	PUNCT
fsr-3218	99	1	the	the	DET
fsr-3218	99	2	present	present	ADJ
fsr-3218	99	3	and	and	CCONJ
fsr-3218	99	4	future	future	ADJ
fsr-3218	99	5	tp	tp	ADP
fsr-3218	99	6	independent	independent	ADJ
fsr-3218	99	7	variables	variable	NOUN
fsr-3218	99	8	are	be	AUX
fsr-3218	99	9	measured	measure	VERB
fsr-3218	99	10	with	with	ADP
fsr-3218	99	11	eighteen	eighteen	NUM
fsr-3218	99	12	items	item	NOUN
fsr-3218	99	13	from	from	ADP
fsr-3218	99	14	the	the	DET
fsr-3218	99	15	zimbardo	zimbardo	NOUN
fsr-3218	99	16	time	time	NOUN
fsr-3218	99	17	perspective	perspective	PROPN
fsr-3218	99	18	inventory	inventory	NOUN
fsr-3218	99	19	(	(	PUNCT
fsr-3218	99	20	ztpi	ztpi	NOUN
fsr-3218	99	21	;	;	PUNCT
fsr-3218	99	22	zimbardo	zimbardo	NOUN
fsr-3218	99	23	and	and	CCONJ
fsr-3218	99	24	boyd	boyd	PROPN
fsr-3218	99	25	,	,	PUNCT
fsr-3218	99	26	1999	1999	NUM
fsr-3218	99	27	)	)	PUNCT
fsr-3218	99	28	.	.	PUNCT
fsr-3218	100	1	the	the	DET
fsr-3218	100	2	ztpi	ztpi	NOUN
fsr-3218	100	3	consists	consist	VERB
fsr-3218	100	4	of	of	ADP
fsr-3218	100	5	56	56	NUM
fsr-3218	100	6	items	item	NOUN
fsr-3218	100	7	that	that	PRON
fsr-3218	100	8	make	make	VERB
fsr-3218	100	9	up	up	ADP
fsr-3218	100	10	five	five	NUM
fsr-3218	100	11	different	different	ADJ
fsr-3218	100	12	tp	tp	NOUN
fsr-3218	100	13	scales	scale	NOUN
fsr-3218	100	14	:	:	PUNCT
fsr-3218	100	15	past	past	ADJ
fsr-3218	100	16	-	-	PUNCT
fsr-3218	100	17	negative	negative	ADJ
fsr-3218	100	18	,	,	PUNCT
fsr-3218	100	19	past	past	ADJ
fsr-3218	100	20	-	-	PUNCT
fsr-3218	100	21	positive	positive	ADJ
fsr-3218	100	22	,	,	PUNCT
fsr-3218	100	23	present	present	ADJ
fsr-3218	100	24	-	-	PUNCT
fsr-3218	100	25	fatalistic	fatalistic	ADJ
fsr-3218	100	26	,	,	PUNCT
fsr-3218	100	27	present	present	ADJ
fsr-3218	100	28	-	-	PUNCT
fsr-3218	100	29	hedonistic	hedonistic	ADJ
fsr-3218	100	30	,	,	PUNCT
fsr-3218	100	31	and	and	CCONJ
fsr-3218	100	32	future	future	NOUN
fsr-3218	100	33	.	.	PUNCT
fsr-3218	101	1	these	these	DET
fsr-3218	101	2	scales	scale	NOUN
fsr-3218	101	3	resulted	result	VERB
fsr-3218	101	4	from	from	ADP
fsr-3218	101	5	extensive	extensive	ADJ
fsr-3218	101	6	factor	factor	NOUN
fsr-3218	101	7	analyses	analysis	NOUN
fsr-3218	101	8	with	with	ADP
fsr-3218	101	9	college	college	NOUN
fsr-3218	101	10	student	student	NOUN
fsr-3218	101	11	samples	sample	NOUN
fsr-3218	101	12	and	and	CCONJ
fsr-3218	101	13	each	each	DET
fsr-3218	101	14	scale	scale	NOUN
fsr-3218	101	15	represents	represent	VERB
fsr-3218	101	16	a	a	DET
fsr-3218	101	17	distinct	distinct	ADJ
fsr-3218	101	18	factor	factor	NOUN
fsr-3218	101	19	that	that	PRON
fsr-3218	101	20	measures	measure	VERB
fsr-3218	101	21	a	a	DET
fsr-3218	101	22	unique	unique	ADJ
fsr-3218	101	23	type	type	NOUN
fsr-3218	101	24	of	of	ADP
fsr-3218	101	25	tp	tp	PRON
fsr-3218	101	26	.	.	PUNCT
fsr-3218	102	1	it	it	PRON
fsr-3218	102	2	has	have	AUX
fsr-3218	102	3	been	be	AUX
fsr-3218	102	4	common	common	ADJ
fsr-3218	102	5	for	for	SCONJ
fsr-3218	102	6	researchers	researcher	NOUN
fsr-3218	102	7	to	to	PART
fsr-3218	102	8	use	use	VERB
fsr-3218	102	9	only	only	ADV
fsr-3218	102	10	the	the	DET
fsr-3218	102	11	scales	scale	NOUN
fsr-3218	102	12	relevant	relevant	ADJ
fsr-3218	102	13	to	to	ADP
fsr-3218	102	14	their	their	PRON
fsr-3218	102	15	particular	particular	ADJ
fsr-3218	102	16	study	study	NOUN
fsr-3218	102	17	,	,	PUNCT
fsr-3218	102	18	with	with	ADP
fsr-3218	102	19	the	the	DET
fsr-3218	102	20	future	future	ADJ
fsr-3218	102	21	and	and	CCONJ
fsr-3218	102	22	present	present	ADJ
fsr-3218	102	23	-	-	PUNCT
fsr-3218	102	24	hedonistic	hedonistic	ADJ
fsr-3218	102	25	scales	scale	NOUN
fsr-3218	102	26	appearing	appear	VERB
fsr-3218	102	27	most	most	ADV
fsr-3218	102	28	often	often	ADV
fsr-3218	102	29	in	in	ADP
fsr-3218	102	30	the	the	DET
fsr-3218	102	31	research	research	NOUN
fsr-3218	102	32	.	.	PUNCT
fsr-3218	103	1	items	item	NOUN
fsr-3218	103	2	in	in	ADP
fsr-3218	103	3	the	the	DET
fsr-3218	103	4	future	future	ADJ
fsr-3218	103	5	scale	scale	NOUN
fsr-3218	103	6	reflect	reflect	NOUN
fsr-3218	103	7	behavior	behavior	NOUN
fsr-3218	103	8	associated	associate	VERB
fsr-3218	103	9	with	with	ADP
fsr-3218	103	10	the	the	DET
fsr-3218	103	11	planning	planning	NOUN
fsr-3218	103	12	for	for	ADP
fsr-3218	103	13	and	and	CCONJ
fsr-3218	103	14	achievement	achievement	NOUN
fsr-3218	103	15	of	of	ADP
fsr-3218	103	16	future	future	ADJ
fsr-3218	103	17	goals	goal	NOUN
fsr-3218	103	18	.	.	PUNCT
fsr-3218	104	1	the	the	DET
fsr-3218	104	2	present	present	ADJ
fsr-3218	104	3	-	-	PUNCT
fsr-3218	104	4	hedonistic	hedonistic	ADJ
fsr-3218	104	5	scale	scale	NOUN
fsr-3218	104	6	items	item	NOUN
fsr-3218	104	7	characterize	characterize	VERB
fsr-3218	104	8	an	an	DET
fsr-3218	104	9	orientation	orientation	NOUN
fsr-3218	104	10	toward	toward	ADP
fsr-3218	104	11	present	present	ADJ
fsr-3218	104	12	enjoyment	enjoyment	NOUN
fsr-3218	104	13	and	and	CCONJ
fsr-3218	104	14	pleasure	pleasure	NOUN
fsr-3218	104	15	with	with	ADP
fsr-3218	104	16	a	a	DET
fsr-3218	104	17	lack	lack	NOUN
fsr-3218	104	18	of	of	ADP
fsr-3218	104	19	consideration	consideration	NOUN
fsr-3218	104	20	of	of	ADP
fsr-3218	104	21	future	future	ADJ
fsr-3218	104	22	consequences	consequence	NOUN
fsr-3218	104	23	.	.	PUNCT
fsr-3218	105	1	given	give	VERB
fsr-3218	105	2	that	that	SCONJ
fsr-3218	105	3	our	our	PRON
fsr-3218	105	4	hypotheses	hypothesis	NOUN
fsr-3218	105	5	focus	focus	VERB
fsr-3218	105	6	on	on	ADP
fsr-3218	105	7	the	the	DET
fsr-3218	105	8	impact	impact	NOUN
fsr-3218	105	9	of	of	ADP
fsr-3218	105	10	present	present	ADJ
fsr-3218	105	11	tp	tp	NOUN
fsr-3218	105	12	and	and	CCONJ
fsr-3218	105	13	future	future	ADJ
fsr-3218	105	14	tp	tp	NOUN
fsr-3218	105	15	on	on	ADP
fsr-3218	105	16	frt	frt	NOUN
fsr-3218	105	17	,	,	PUNCT
fsr-3218	105	18	our	our	PRON
fsr-3218	105	19	instrument	instrument	NOUN
fsr-3218	105	20	only	only	ADV
fsr-3218	105	21	includes	include	VERB
fsr-3218	105	22	items	item	NOUN
fsr-3218	105	23	from	from	ADP
fsr-3218	105	24	the	the	DET
fsr-3218	105	25	present	present	ADJ
fsr-3218	105	26	-	-	PUNCT
fsr-3218	105	27	hedonistic	hedonistic	ADJ
fsr-3218	105	28	and	and	CCONJ
fsr-3218	105	29	future	future	ADJ
fsr-3218	105	30	ztpi	ztpi	NOUN
fsr-3218	105	31	scales	scale	NOUN
fsr-3218	105	32	.	.	PUNCT
fsr-3218	106	1	consistent	consistent	ADJ
fsr-3218	106	2	with	with	ADP
fsr-3218	106	3	ryack	ryack	NOUN
fsr-3218	106	4	(	(	PUNCT
fsr-3218	106	5	2012	2012	NUM
fsr-3218	106	6	,	,	PUNCT
fsr-3218	106	7	2015	2015	NUM
fsr-3218	106	8	)	)	PUNCT
fsr-3218	106	9	,	,	PUNCT
fsr-3218	106	10	we	we	PRON
fsr-3218	106	11	measure	measure	VERB
fsr-3218	106	12	present	present	ADJ
fsr-3218	106	13	tp	tp	NOUN
fsr-3218	106	14	with	with	ADP
fsr-3218	106	15	a	a	DET
fsr-3218	106	16	subset	subset	NOUN
fsr-3218	106	17	of	of	ADP
fsr-3218	106	18	nine	nine	NUM
fsr-3218	106	19	items	item	NOUN
fsr-3218	106	20	from	from	ADP
fsr-3218	106	21	the	the	DET
fsr-3218	106	22	ztpi	ztpi	NOUN
fsr-3218	106	23	present	present	ADJ
fsr-3218	106	24	-	-	PUNCT
fsr-3218	106	25	hedonistic	hedonistic	ADJ
fsr-3218	106	26	scale	scale	NOUN
fsr-3218	106	27	and	and	CCONJ
fsr-3218	106	28	we	we	PRON
fsr-3218	106	29	measure	measure	VERB
fsr-3218	106	30	future	future	ADJ
fsr-3218	106	31	tp	tp	NOUN
fsr-3218	106	32	with	with	ADP
fsr-3218	106	33	a	a	DET
fsr-3218	106	34	subset	subset	NOUN
fsr-3218	106	35	of	of	ADP
fsr-3218	106	36	nine	nine	NUM
fsr-3218	106	37	items	item	NOUN
fsr-3218	106	38	from	from	ADP
fsr-3218	106	39	the	the	DET
fsr-3218	106	40	ztpi	ztpi	NOUN
fsr-3218	106	41	future	future	ADJ
fsr-3218	106	42	scale	scale	NOUN
fsr-3218	106	43	(	(	PUNCT
fsr-3218	106	44	see	see	VERB
fsr-3218	106	45	appendix	appendix	NOUN
fsr-3218	106	46	b	b	NOUN
fsr-3218	106	47	)	)	PUNCT
fsr-3218	106	48	.	.	PUNCT
fsr-3218	107	1	six	six	NUM
fsr-3218	107	2	items	item	NOUN
fsr-3218	107	3	contained	contain	VERB
fsr-3218	107	4	in	in	ADP
fsr-3218	107	5	the	the	DET
fsr-3218	107	6	original	original	ADJ
fsr-3218	107	7	ztpi	ztpi	NOUN
fsr-3218	107	8	present	present	ADJ
fsr-3218	107	9	-	-	PUNCT
fsr-3218	107	10	hedonistic	hedonistic	ADJ
fsr-3218	107	11	scale	scale	NOUN
fsr-3218	107	12	and	and	CCONJ
fsr-3218	107	13	four	four	NUM
fsr-3218	107	14	items	item	NOUN
fsr-3218	107	15	contained	contain	VERB
fsr-3218	107	16	in	in	ADP
fsr-3218	107	17	the	the	DET
fsr-3218	107	18	original	original	ADJ
fsr-3218	107	19	ztpi	ztpi	NOUN
fsr-3218	107	20	future	future	ADJ
fsr-3218	107	21	scale	scale	NOUN
fsr-3218	107	22	are	be	AUX
fsr-3218	107	23	excluded	exclude	VERB
fsr-3218	107	24	in	in	ADP
fsr-3218	107	25	an	an	DET
fsr-3218	107	26	effort	effort	NOUN
fsr-3218	107	27	to	to	PART
fsr-3218	107	28	create	create	VERB
fsr-3218	107	29	more	more	ADV
fsr-3218	107	30	parsimonious	parsimonious	ADJ
fsr-3218	107	31	scale	scale	NOUN
fsr-3218	107	32	measures	measure	NOUN
fsr-3218	107	33	.	.	PUNCT
fsr-3218	108	1	most	most	ADJ
fsr-3218	108	2	of	of	ADP
fsr-3218	108	3	the	the	DET
fsr-3218	108	4	items	item	NOUN
fsr-3218	108	5	excluded	exclude	VERB
fsr-3218	108	6	had	have	VERB
fsr-3218	108	7	a	a	DET
fsr-3218	108	8	negative	negative	ADJ
fsr-3218	108	9	factor	factor	NOUN
fsr-3218	108	10	loading	loading	NOUN
fsr-3218	108	11	,	,	PUNCT
fsr-3218	108	12	a	a	DET
fsr-3218	108	13	factor	factor	NOUN
fsr-3218	108	14	loading	loading	NOUN
fsr-3218	108	15	below	below	ADP
fsr-3218	108	16	0.40	0.40	NUM
fsr-3218	108	17	,	,	PUNCT
fsr-3218	108	18	or	or	CCONJ
fsr-3218	108	19	were	be	AUX
fsr-3218	108	20	redundant	redundant	ADJ
fsr-3218	108	21	with	with	ADP
fsr-3218	108	22	other	other	ADJ
fsr-3218	108	23	scale	scale	NOUN
fsr-3218	108	24	items	item	NOUN
fsr-3218	108	25	presented	present	VERB
fsr-3218	108	26	in	in	ADP
fsr-3218	108	27	the	the	DET
fsr-3218	108	28	original	original	ADJ
fsr-3218	108	29	study	study	NOUN
fsr-3218	108	30	by	by	ADP
fsr-3218	108	31	zimbardo	zimbardo	NOUN
fsr-3218	108	32	and	and	CCONJ
fsr-3218	108	33	boyd	boyd	PROPN
fsr-3218	108	34	(	(	PUNCT
fsr-3218	108	35	1999	1999	NUM
fsr-3218	108	36	)	)	PUNCT
fsr-3218	108	37	.	.	PUNCT
fsr-3218	109	1	ryack	ryack	NOUN
fsr-3218	109	2	(	(	PUNCT
fsr-3218	109	3	2012	2012	NUM
fsr-3218	109	4	)	)	PUNCT
fsr-3218	109	5	tests	test	VERB
fsr-3218	109	6	the	the	DET
fsr-3218	109	7	modified	modified	ADJ
fsr-3218	109	8	nine	nine	NUM
fsr-3218	109	9	item	item	NOUN
fsr-3218	109	10	scales	scale	NOUN
fsr-3218	109	11	in	in	ADP
fsr-3218	109	12	confirmatory	confirmatory	NOUN
fsr-3218	109	13	factor	factor	NOUN
fsr-3218	109	14	analyses	analyse	VERB
fsr-3218	109	15	with	with	ADP
fsr-3218	109	16	a	a	DET
fsr-3218	109	17	college	college	NOUN
fsr-3218	109	18	student	student	NOUN
fsr-3218	109	19	sample	sample	NOUN
fsr-3218	109	20	and	and	CCONJ
fsr-3218	109	21	finds	find	VERB
fsr-3218	109	22	that	that	SCONJ
fsr-3218	109	23	the	the	DET
fsr-3218	109	24	revisions	revision	NOUN
fsr-3218	109	25	do	do	AUX
fsr-3218	109	26	not	not	PART
fsr-3218	109	27	significantly	significantly	ADV
fsr-3218	109	28	alter	alter	VERB
fsr-3218	109	29	scale	scale	NOUN
fsr-3218	109	30	integrity	integrity	NOUN
fsr-3218	109	31	.	.	PUNCT
fsr-3218	110	1	for	for	ADP
fsr-3218	110	2	each	each	DET
fsr-3218	110	3	scale	scale	NOUN
fsr-3218	110	4	item	item	NOUN
fsr-3218	110	5	,	,	PUNCT
fsr-3218	110	6	the	the	DET
fsr-3218	110	7	participants	participant	NOUN
fsr-3218	110	8	rated	rate	VERB
fsr-3218	110	9	how	how	SCONJ
fsr-3218	110	10	characteristic	characteristic	ADJ
fsr-3218	110	11	the	the	DET
fsr-3218	110	12	statement	statement	NOUN
fsr-3218	110	13	was	be	AUX
fsr-3218	110	14	of	of	ADP
fsr-3218	110	15	him	he	PRON
fsr-3218	110	16	or	or	CCONJ
fsr-3218	110	17	her	she	PRON
fsr-3218	110	18	on	on	ADP
fsr-3218	110	19	an	an	DET
fsr-3218	110	20	eight	eight	NUM
fsr-3218	110	21	-	-	PUNCT
fsr-3218	110	22	point	point	NOUN
fsr-3218	110	23	scale	scale	NOUN
fsr-3218	110	24	ranging	range	VERB
fsr-3218	110	25	from	from	ADP
fsr-3218	110	26	extremely	extremely	ADV
fsr-3218	110	27	typical	typical	ADJ
fsr-3218	110	28	to	to	ADP
fsr-3218	110	29	slightly	slightly	ADV
fsr-3218	110	30	typical	typical	ADJ
fsr-3218	110	31	on	on	ADP
fsr-3218	110	32	one	one	NUM
fsr-3218	110	33	end	end	NOUN
fsr-3218	110	34	(	(	PUNCT
fsr-3218	110	35	i.e.	i.e.	X
fsr-3218	110	36	,	,	PUNCT
fsr-3218	110	37	rating	rating	NOUN
fsr-3218	110	38	of	of	ADP
fsr-3218	110	39	1	1	NUM
fsr-3218	110	40	–	–	PUNCT
fsr-3218	110	41	4	4	NUM
fsr-3218	110	42	)	)	PUNCT
fsr-3218	110	43	and	and	CCONJ
fsr-3218	110	44	slightly	slightly	ADV
fsr-3218	110	45	atypical	atypical	ADJ
fsr-3218	110	46	to	to	ADP
fsr-3218	110	47	extremely	extremely	ADV
fsr-3218	110	48	atypical	atypical	ADJ
fsr-3218	110	49	on	on	ADP
fsr-3218	110	50	the	the	DET
fsr-3218	110	51	other	other	ADJ
fsr-3218	110	52	end	end	NOUN
fsr-3218	110	53	(	(	PUNCT
fsr-3218	110	54	i.e.	i.e.	X
fsr-3218	110	55	,	,	PUNCT
fsr-3218	110	56	rating	rating	NOUN
fsr-3218	110	57	of	of	ADP
fsr-3218	110	58	5	5	NUM
fsr-3218	110	59	–	–	PUNCT
fsr-3218	110	60	8)	8)	NUM
fsr-3218	110	61	.	.	PUNCT
fsr-3218	110	62	before	before	ADP
fsr-3218	110	63	analyzing	analyze	VERB
fsr-3218	110	64	the	the	DET
fsr-3218	110	65	data	datum	NOUN
fsr-3218	110	66	,	,	PUNCT
fsr-3218	110	67	these	these	DET
fsr-3218	110	68	ratings	rating	NOUN
fsr-3218	110	69	were	be	AUX
fsr-3218	110	70	reverse	reverse	ADJ
fsr-3218	110	71	scored	score	VERB
fsr-3218	110	72	so	so	SCONJ
fsr-3218	110	73	that	that	SCONJ
fsr-3218	110	74	a	a	DET
fsr-3218	110	75	higher	high	ADJ
fsr-3218	110	76	number	number	NOUN
fsr-3218	110	77	indicates	indicate	VERB
fsr-3218	110	78	the	the	DET
fsr-3218	110	79	statement	statement	NOUN
fsr-3218	110	80	is	be	AUX
fsr-3218	110	81	more	more	ADV
fsr-3218	110	82	characteristic	characteristic	ADJ
fsr-3218	110	83	of	of	ADP
fsr-3218	110	84	the	the	DET
fsr-3218	110	85	participant	participant	NOUN
fsr-3218	110	86	.	.	PUNCT
fsr-3218	111	1	in	in	ADP
fsr-3218	111	2	other	other	ADJ
fsr-3218	111	3	words	word	NOUN
fsr-3218	111	4	,	,	PUNCT
fsr-3218	111	5	a	a	DET
fsr-3218	111	6	rating	rating	NOUN
fsr-3218	111	7	of	of	ADP
fsr-3218	111	8	1	1	NUM
fsr-3218	111	9	–	–	PUNCT
fsr-3218	111	10	4	4	NUM
fsr-3218	111	11	now	now	ADV
fsr-3218	111	12	represents	represent	VERB
fsr-3218	111	13	extremely	extremely	ADV
fsr-3218	111	14	atypical	atypical	ADJ
fsr-3218	111	15	to	to	ADP
fsr-3218	111	16	slightly	slightly	ADV
fsr-3218	111	17	atypical	atypical	ADJ
fsr-3218	111	18	and	and	CCONJ
fsr-3218	111	19	a	a	DET
fsr-3218	111	20	rating	rating	NOUN
fsr-3218	111	21	of	of	ADP
fsr-3218	111	22	5	5	NUM
fsr-3218	111	23	–	–	PUNCT
fsr-3218	111	24	8	8	NUM
fsr-3218	111	25	represents	represent	VERB
fsr-3218	111	26	slightly	slightly	ADV
fsr-3218	111	27	typical	typical	ADJ
fsr-3218	111	28	to	to	ADP
fsr-3218	111	29	extremely	extremely	ADV
fsr-3218	111	30	typical	typical	ADJ
fsr-3218	111	31	.	.	PUNCT
fsr-3218	112	1	this	this	PRON
fsr-3218	112	2	is	be	AUX
fsr-3218	112	3	done	do	VERB
fsr-3218	112	4	to	to	PART
fsr-3218	112	5	make	make	VERB
fsr-3218	112	6	analysis	analysis	NOUN
fsr-3218	112	7	of	of	ADP
fsr-3218	112	8	the	the	DET
fsr-3218	112	9	impact	impact	NOUN
fsr-3218	112	10	of	of	ADP
fsr-3218	112	11	present	present	ADJ
fsr-3218	112	12	tp	tp	NOUN
fsr-3218	112	13	and	and	CCONJ
fsr-3218	112	14	future	future	ADJ
fsr-3218	112	15	tp	tp	X
fsr-3218	112	16	(	(	PUNCT
fsr-3218	112	17	the	the	DET
fsr-3218	112	18	independent	independent	ADJ
fsr-3218	112	19	variables	variable	NOUN
fsr-3218	112	20	)	)	PUNCT
fsr-3218	112	21	on	on	ADP
fsr-3218	112	22	frt	frt	NOUN
fsr-3218	112	23	(	(	PUNCT
fsr-3218	112	24	the	the	DET
fsr-3218	112	25	dependent	dependent	ADJ
fsr-3218	112	26	variable	variable	NOUN
fsr-3218	112	27	)	)	PUNCT
fsr-3218	112	28	easier	easy	ADJ
fsr-3218	112	29	to	to	PART
fsr-3218	112	30	interpret	interpret	VERB
fsr-3218	112	31	because	because	SCONJ
fsr-3218	112	32	a	a	DET
fsr-3218	112	33	higher	high	ADJ
fsr-3218	112	34	frt	frt	NOUN
fsr-3218	112	35	score	score	NOUN
fsr-3218	112	36	indicates	indicate	VERB
fsr-3218	112	37	the	the	DET
fsr-3218	112	38	participant	participant	NOUN
fsr-3218	112	39	has	have	VERB
fsr-3218	112	40	a	a	DET
fsr-3218	112	41	stronger	strong	ADJ
fsr-3218	112	42	financial	financial	ADJ
fsr-3218	112	43	risk	risk	NOUN
fsr-3218	112	44	tolerance	tolerance	NOUN
fsr-3218	112	45	.	.	PUNCT
fsr-3218	113	1	each	each	DET
fsr-3218	113	2	participant	participant	NOUN
fsr-3218	113	3	’s	’s	PART
fsr-3218	113	4	tp	tp	NOUN
fsr-3218	113	5	score	score	NOUN
fsr-3218	113	6	is	be	AUX
fsr-3218	113	7	calculated	calculate	VERB
fsr-3218	113	8	as	as	ADP
fsr-3218	113	9	the	the	DET
fsr-3218	113	10	average	average	NOUN
fsr-3218	113	11	of	of	ADP
fsr-3218	113	12	their	their	PRON
fsr-3218	113	13	ratings	rating	NOUN
fsr-3218	113	14	for	for	ADP
fsr-3218	113	15	the	the	DET
fsr-3218	113	16	relevant	relevant	ADJ
fsr-3218	113	17	scale	scale	NOUN
fsr-3218	113	18	.	.	PUNCT
fsr-3218	114	1	thus	thus	ADV
fsr-3218	114	2	,	,	PUNCT
fsr-3218	114	3	a	a	DET
fsr-3218	114	4	higher	high	ADJ
fsr-3218	114	5	average	average	ADJ
fsr-3218	114	6	score	score	NOUN
fsr-3218	114	7	for	for	ADP
fsr-3218	114	8	the	the	DET
fsr-3218	114	9	present	present	ADJ
fsr-3218	114	10	tp	tp	PART
fsr-3218	114	11	scale	scale	NOUN
fsr-3218	114	12	items	item	NOUN
fsr-3218	114	13	indicates	indicate	VERB
fsr-3218	114	14	the	the	DET
fsr-3218	114	15	participant	participant	NOUN
fsr-3218	114	16	has	have	VERB
fsr-3218	114	17	a	a	DET
fsr-3218	114	18	stronger	strong	ADJ
fsr-3218	114	19	present	present	ADJ
fsr-3218	114	20	orientation	orientation	NOUN
fsr-3218	114	21	and	and	CCONJ
fsr-3218	114	22	a	a	DET
fsr-3218	114	23	higher	high	ADJ
fsr-3218	114	24	average	average	ADJ
fsr-3218	114	25	score	score	NOUN
fsr-3218	114	26	on	on	ADP
fsr-3218	114	27	the	the	DET
fsr-3218	114	28	future	future	NOUN
fsr-3218	114	29	tp	tp	NOUN
fsr-3218	114	30	scale	scale	NOUN
fsr-3218	114	31	items	item	NOUN
fsr-3218	114	32	indicates	indicate	VERB
fsr-3218	114	33	a	a	DET
fsr-3218	114	34	stronger	strong	ADJ
fsr-3218	114	35	future	future	ADJ
fsr-3218	114	36	orientation	orientation	NOUN
fsr-3218	114	37	.	.	PUNCT
fsr-3218	115	1	163k	163k	PROPN
fsr-3218	115	2	.	.	PUNCT
fsr-3218	116	1	n.	n.	PROPN
fsr-3218	116	2	ryack	ryack	PROPN
fsr-3218	116	3	,	,	PUNCT
fsr-3218	116	4	a.	a.	NOUN
fsr-3218	116	5	sheikh	sheikh	PROPN
fsr-3218	116	6	/	/	SYM
fsr-3218	116	7	financial	financial	ADJ
fsr-3218	116	8	services	service	NOUN
fsr-3218	116	9	review	review	VERB
fsr-3218	116	10	25	25	NUM
fsr-3218	116	11	(	(	PUNCT
fsr-3218	116	12	2016	2016	NUM
fsr-3218	116	13	)	)	PUNCT
fsr-3218	116	14	157–180	157–180	NUM
fsr-3218	116	15	4	4	NUM
fsr-3218	116	16	.	.	PUNCT
fsr-3218	116	17	results	result	VERB
fsr-3218	116	18	4.1	4.1	NUM
fsr-3218	116	19	.	.	PUNCT
fsr-3218	117	1	descriptive	descriptive	ADJ
fsr-3218	117	2	statistics	statistic	NOUN
fsr-3218	117	3	and	and	CCONJ
fsr-3218	117	4	t	t	NOUN
fsr-3218	117	5	-	-	PUNCT
fsr-3218	117	6	tests	test	VERB
fsr-3218	117	7	the	the	DET
fsr-3218	117	8	descriptive	descriptive	ADJ
fsr-3218	117	9	statistics	statistic	NOUN
fsr-3218	117	10	are	be	AUX
fsr-3218	117	11	presented	present	VERB
fsr-3218	117	12	in	in	ADP
fsr-3218	117	13	table	table	NOUN
fsr-3218	117	14	1	1	NUM
fsr-3218	117	15	.	.	PUNCT
fsr-3218	117	16	as	as	SCONJ
fsr-3218	117	17	previously	previously	ADV
fsr-3218	117	18	noted	note	VERB
fsr-3218	117	19	,	,	PUNCT
fsr-3218	117	20	frt	frt	NOUN
fsr-3218	117	21	score	score	NOUN
fsr-3218	117	22	is	be	AUX
fsr-3218	117	23	measured	measure	VERB
fsr-3218	117	24	using	use	VERB
fsr-3218	117	25	participant	participant	ADJ
fsr-3218	117	26	scores	score	NOUN
fsr-3218	117	27	on	on	ADP
fsr-3218	117	28	the	the	DET
fsr-3218	117	29	grable	grable	PROPN
fsr-3218	117	30	and	and	CCONJ
fsr-3218	117	31	lytton	lytton	PROPN
fsr-3218	117	32	(	(	PUNCT
fsr-3218	117	33	1999	1999	NUM
fsr-3218	117	34	)	)	PUNCT
fsr-3218	117	35	13	13	NUM
fsr-3218	117	36	-	-	PUNCT
fsr-3218	117	37	item	item	NOUN
fsr-3218	117	38	financial	financial	ADJ
fsr-3218	117	39	risk	risk	NOUN
fsr-3218	117	40	tolerance	tolerance	NOUN
fsr-3218	117	41	scale	scale	NOUN
fsr-3218	117	42	(	(	PUNCT
fsr-3218	117	43	see	see	VERB
fsr-3218	117	44	appendix	appendix	NOUN
fsr-3218	117	45	a	a	PRON
fsr-3218	117	46	)	)	PUNCT
fsr-3218	117	47	.	.	PUNCT
fsr-3218	118	1	the	the	DET
fsr-3218	118	2	lowest	low	ADJ
fsr-3218	118	3	possible	possible	ADJ
fsr-3218	118	4	score	score	NOUN
fsr-3218	118	5	is	be	AUX
fsr-3218	118	6	13	13	NUM
fsr-3218	118	7	and	and	CCONJ
fsr-3218	118	8	the	the	DET
fsr-3218	118	9	highest	high	ADJ
fsr-3218	118	10	possible	possible	ADJ
fsr-3218	118	11	score	score	NOUN
fsr-3218	118	12	is	be	AUX
fsr-3218	118	13	47	47	NUM
fsr-3218	118	14	,	,	PUNCT
fsr-3218	118	15	with	with	ADP
fsr-3218	118	16	a	a	DET
fsr-3218	118	17	higher	high	ADJ
fsr-3218	118	18	score	score	NOUN
fsr-3218	118	19	equating	equate	VERB
fsr-3218	118	20	to	to	ADP
fsr-3218	118	21	a	a	DET
fsr-3218	118	22	higher	high	ADJ
fsr-3218	118	23	risk	risk	NOUN
fsr-3218	118	24	tolerance	tolerance	NOUN
fsr-3218	118	25	.	.	PUNCT
fsr-3218	119	1	the	the	DET
fsr-3218	119	2	mean	mean	ADJ
fsr-3218	119	3	frt	frt	NOUN
fsr-3218	119	4	score	score	NOUN
fsr-3218	119	5	for	for	ADP
fsr-3218	119	6	the	the	DET
fsr-3218	119	7	sample	sample	NOUN
fsr-3218	119	8	is	be	AUX
fsr-3218	119	9	26.3968	26.3968	NUM
fsr-3218	119	10	with	with	ADP
fsr-3218	119	11	a	a	DET
fsr-3218	119	12	range	range	NOUN
fsr-3218	119	13	from	from	ADP
fsr-3218	119	14	16.000	16.000	NUM
fsr-3218	119	15	to	to	ADP
fsr-3218	119	16	40.000	40.000	NUM
fsr-3218	119	17	.	.	PUNCT
fsr-3218	120	1	each	each	DET
fsr-3218	120	2	participant	participant	NOUN
fsr-3218	120	3	’s	’s	PART
fsr-3218	120	4	tp	tp	NOUN
fsr-3218	120	5	score	score	NOUN
fsr-3218	120	6	is	be	AUX
fsr-3218	120	7	calculated	calculate	VERB
fsr-3218	120	8	as	as	ADP
fsr-3218	120	9	the	the	DET
fsr-3218	120	10	average	average	NOUN
fsr-3218	120	11	of	of	ADP
fsr-3218	120	12	their	their	PRON
fsr-3218	120	13	ratings	rating	NOUN
fsr-3218	120	14	of	of	ADP
fsr-3218	120	15	the	the	DET
fsr-3218	120	16	nine	nine	NUM
fsr-3218	120	17	scale	scale	NOUN
fsr-3218	120	18	items	item	NOUN
fsr-3218	120	19	that	that	PRON
fsr-3218	120	20	make	make	VERB
fsr-3218	120	21	up	up	ADP
fsr-3218	120	22	each	each	DET
fsr-3218	120	23	scale	scale	NOUN
fsr-3218	120	24	(	(	PUNCT
fsr-3218	120	25	see	see	VERB
fsr-3218	120	26	appendix	appendix	NOUN
fsr-3218	120	27	a	a	PRON
fsr-3218	120	28	)	)	PUNCT
fsr-3218	120	29	.	.	PUNCT
fsr-3218	121	1	the	the	DET
fsr-3218	121	2	lowest	low	ADJ
fsr-3218	121	3	possible	possible	ADJ
fsr-3218	121	4	value	value	NOUN
fsr-3218	121	5	for	for	ADP
fsr-3218	121	6	each	each	DET
fsr-3218	121	7	scale	scale	NOUN
fsr-3218	121	8	is	be	AUX
fsr-3218	121	9	one	one	NUM
fsr-3218	121	10	and	and	CCONJ
fsr-3218	121	11	the	the	DET
fsr-3218	121	12	highest	high	ADJ
fsr-3218	121	13	possible	possible	ADJ
fsr-3218	121	14	value	value	NOUN
fsr-3218	121	15	is	be	AUX
fsr-3218	121	16	eight	eight	NUM
fsr-3218	121	17	,	,	PUNCT
fsr-3218	121	18	with	with	ADP
fsr-3218	121	19	a	a	DET
fsr-3218	121	20	higher	high	ADJ
fsr-3218	121	21	score	score	NOUN
fsr-3218	121	22	indicating	indicate	VERB
fsr-3218	121	23	the	the	DET
fsr-3218	121	24	participant	participant	NOUN
fsr-3218	121	25	has	have	VERB
fsr-3218	121	26	a	a	DET
fsr-3218	121	27	stronger	strong	ADJ
fsr-3218	121	28	orientation	orientation	NOUN
fsr-3218	121	29	toward	toward	ADP
fsr-3218	121	30	the	the	DET
fsr-3218	121	31	tp	tp	NOUN
fsr-3218	121	32	measured	measure	VERB
fsr-3218	121	33	by	by	ADP
fsr-3218	121	34	the	the	DET
fsr-3218	121	35	scale	scale	NOUN
fsr-3218	121	36	.	.	PUNCT
fsr-3218	122	1	the	the	DET
fsr-3218	122	2	present	present	ADJ
fsr-3218	122	3	time	time	NOUN
fsr-3218	122	4	perspective	perspective	NOUN
fsr-3218	122	5	(	(	PUNCT
fsr-3218	122	6	ptp	ptp	PROPN
fsr-3218	122	7	)	)	PUNCT
fsr-3218	122	8	scores	score	NOUN
fsr-3218	122	9	range	range	VERB
fsr-3218	122	10	from	from	ADP
fsr-3218	122	11	2.2222	2.2222	NUM
fsr-3218	122	12	to	to	ADP
fsr-3218	122	13	7.8889	7.8889	NUM
fsr-3218	122	14	,	,	PUNCT
fsr-3218	122	15	with	with	ADP
fsr-3218	122	16	a	a	DET
fsr-3218	122	17	mean	mean	NOUN
fsr-3218	122	18	of	of	ADP
fsr-3218	122	19	5.7678	5.7678	NUM
fsr-3218	122	20	.	.	PUNCT
fsr-3218	123	1	the	the	DET
fsr-3218	123	2	future	future	ADJ
fsr-3218	123	3	time	time	NOUN
fsr-3218	123	4	perspective	perspective	NOUN
fsr-3218	123	5	(	(	PUNCT
fsr-3218	123	6	ftp	ftp	NOUN
fsr-3218	123	7	)	)	PUNCT
fsr-3218	123	8	scores	score	NOUN
fsr-3218	123	9	range	range	VERB
fsr-3218	123	10	from	from	ADP
fsr-3218	123	11	2.3333	2.3333	NUM
fsr-3218	123	12	to	to	ADP
fsr-3218	123	13	8.0000	8.0000	NUM
fsr-3218	123	14	,	,	PUNCT
fsr-3218	123	15	with	with	ADP
fsr-3218	123	16	a	a	DET
fsr-3218	123	17	mean	mean	NOUN
fsr-3218	123	18	of	of	ADP
fsr-3218	123	19	5.4637	5.4637	NUM
fsr-3218	123	20	.	.	PUNCT
fsr-3218	124	1	gender	gender	NOUN
fsr-3218	124	2	is	be	AUX
fsr-3218	124	3	a	a	DET
fsr-3218	124	4	[	[	X
fsr-3218	124	5	0,1	0,1	NUM
fsr-3218	124	6	]	]	PUNCT
fsr-3218	124	7	indicator	indicator	NOUN
fsr-3218	124	8	variable	variable	NOUN
fsr-3218	124	9	with	with	ADP
fsr-3218	124	10	0	0	NUM
fsr-3218	124	11	coded	code	VERB
fsr-3218	124	12	as	as	ADP
fsr-3218	124	13	female	female	ADJ
fsr-3218	124	14	and	and	CCONJ
fsr-3218	124	15	1	1	NUM
fsr-3218	124	16	coded	code	VERB
fsr-3218	124	17	as	as	ADP
fsr-3218	124	18	male	male	NOUN
fsr-3218	124	19	.	.	PUNCT
fsr-3218	125	1	of	of	ADP
fsr-3218	125	2	the	the	DET
fsr-3218	125	3	378	378	NUM
fsr-3218	125	4	students	student	NOUN
fsr-3218	125	5	in	in	ADP
fsr-3218	125	6	the	the	DET
fsr-3218	125	7	sample	sample	NOUN
fsr-3218	125	8	,	,	PUNCT
fsr-3218	125	9	approximately	approximately	ADV
fsr-3218	125	10	57	57	NUM
fsr-3218	125	11	%	%	NOUN
fsr-3218	125	12	are	be	AUX
fsr-3218	125	13	females	female	NOUN
fsr-3218	125	14	and	and	CCONJ
fsr-3218	125	15	43	43	NUM
fsr-3218	125	16	%	%	NOUN
fsr-3218	125	17	are	be	AUX
fsr-3218	125	18	males	male	NOUN
fsr-3218	125	19	.	.	PUNCT
fsr-3218	126	1	in	in	ADP
fsr-3218	126	2	addition	addition	NOUN
fsr-3218	126	3	,	,	PUNCT
fsr-3218	126	4	roughly	roughly	ADV
fsr-3218	126	5	89	89	NUM
fsr-3218	126	6	%	%	NOUN
fsr-3218	126	7	of	of	ADP
fsr-3218	126	8	the	the	DET
fsr-3218	126	9	students	student	NOUN
fsr-3218	126	10	are	be	AUX
fsr-3218	126	11	white	white	ADJ
fsr-3218	126	12	,	,	PUNCT
fsr-3218	126	13	with	with	ADP
fsr-3218	126	14	the	the	DET
fsr-3218	126	15	remainder	remainder	NOUN
fsr-3218	126	16	belonging	belong	VERB
fsr-3218	126	17	to	to	ADP
fsr-3218	126	18	various	various	ADJ
fsr-3218	126	19	ethnic	ethnic	ADJ
fsr-3218	126	20	groups	group	NOUN
fsr-3218	126	21	.	.	PUNCT
fsr-3218	127	1	the	the	DET
fsr-3218	127	2	income	income	NOUN
fsr-3218	127	3	variable	variable	NOUN
fsr-3218	127	4	reflects	reflect	VERB
fsr-3218	127	5	each	each	DET
fsr-3218	127	6	student	student	NOUN
fsr-3218	127	7	’s	’s	PART
fsr-3218	127	8	estimate	estimate	NOUN
fsr-3218	127	9	of	of	ADP
fsr-3218	127	10	the	the	DET
fsr-3218	127	11	combined	combined	ADJ
fsr-3218	127	12	income	income	NOUN
fsr-3218	127	13	of	of	ADP
fsr-3218	127	14	their	their	PRON
fsr-3218	127	15	parents	parent	NOUN
fsr-3218	127	16	from	from	ADP
fsr-3218	127	17	all	all	DET
fsr-3218	127	18	sources	source	NOUN
fsr-3218	127	19	,	,	PUNCT
fsr-3218	127	20	before	before	ADP
fsr-3218	127	21	taxes	taxis	NOUN
fsr-3218	127	22	.	.	PUNCT
fsr-3218	128	1	the	the	DET
fsr-3218	128	2	mean	mean	ADJ
fsr-3218	128	3	student	student	NOUN
fsr-3218	128	4	estimate	estimate	NOUN
fsr-3218	128	5	of	of	ADP
fsr-3218	128	6	their	their	PRON
fsr-3218	128	7	parents	parent	NOUN
fsr-3218	128	8	’	’	PART
fsr-3218	128	9	combined	combined	ADJ
fsr-3218	128	10	income	income	NOUN
fsr-3218	128	11	is	be	AUX
fsr-3218	128	12	in	in	ADP
fsr-3218	128	13	the	the	DET
fsr-3218	128	14	range	range	NOUN
fsr-3218	128	15	of	of	ADP
fsr-3218	128	16	$	$	SYM
fsr-3218	128	17	60,000	60,000	NUM
fsr-3218	128	18	to	to	PART
fsr-3218	128	19	$	$	SYM
fsr-3218	128	20	80,000	80,000	NUM
fsr-3218	128	21	,	,	PUNCT
fsr-3218	128	22	with	with	ADP
fsr-3218	128	23	approximately	approximately	ADV
fsr-3218	128	24	26	26	NUM
fsr-3218	128	25	%	%	NOUN
fsr-3218	128	26	estimating	estimate	VERB
fsr-3218	128	27	their	their	PRON
fsr-3218	128	28	parents	parent	NOUN
fsr-3218	128	29	’	’	PART
fsr-3218	128	30	combined	combine	VERB
fsr-3218	128	31	income	income	NOUN
fsr-3218	128	32	to	to	PART
fsr-3218	128	33	be	be	AUX
fsr-3218	128	34	above	above	ADP
fsr-3218	128	35	$	$	SYM
fsr-3218	128	36	100,000	100,000	NUM
fsr-3218	128	37	.	.	PUNCT
fsr-3218	129	1	while	while	SCONJ
fsr-3218	129	2	ryack	ryack	NOUN
fsr-3218	129	3	(	(	PUNCT
fsr-3218	129	4	2011	2011	NUM
fsr-3218	129	5	)	)	PUNCT
fsr-3218	129	6	uses	use	VERB
fsr-3218	129	7	several	several	ADJ
fsr-3218	129	8	variables	variable	NOUN
fsr-3218	129	9	to	to	PART
fsr-3218	129	10	measure	measure	VERB
fsr-3218	129	11	financial	financial	ADJ
fsr-3218	129	12	knowledge	knowledge	NOUN
fsr-3218	129	13	/	/	SYM
fsr-3218	129	14	experience	experience	NOUN
fsr-3218	129	15	among	among	ADP
fsr-3218	129	16	college	college	NOUN
fsr-3218	129	17	students	student	NOUN
fsr-3218	129	18	,	,	PUNCT
fsr-3218	129	19	he	he	PRON
fsr-3218	129	20	finds	find	VERB
fsr-3218	129	21	the	the	DET
fsr-3218	129	22	most	most	ADV
fsr-3218	129	23	significant	significant	ADJ
fsr-3218	129	24	measure	measure	NOUN
fsr-3218	129	25	is	be	AUX
fsr-3218	129	26	completion	completion	NOUN
fsr-3218	129	27	of	of	ADP
fsr-3218	129	28	a	a	DET
fsr-3218	129	29	stock	stock	NOUN
fsr-3218	129	30	market	market	NOUN
fsr-3218	129	31	game	game	NOUN
fsr-3218	129	32	as	as	ADP
fsr-3218	129	33	part	part	NOUN
fsr-3218	129	34	of	of	ADP
fsr-3218	129	35	a	a	DET
fsr-3218	129	36	high	high	ADJ
fsr-3218	129	37	school	school	NOUN
fsr-3218	129	38	course	course	NOUN
fsr-3218	129	39	.	.	PUNCT
fsr-3218	130	1	therefore	therefore	ADV
fsr-3218	130	2	,	,	PUNCT
fsr-3218	130	3	that	that	DET
fsr-3218	130	4	variable	variable	NOUN
fsr-3218	130	5	is	be	AUX
fsr-3218	130	6	used	use	VERB
fsr-3218	130	7	as	as	ADP
fsr-3218	130	8	the	the	DET
fsr-3218	130	9	sole	sole	ADJ
fsr-3218	130	10	measure	measure	NOUN
fsr-3218	130	11	of	of	ADP
fsr-3218	130	12	financial	financial	ADJ
fsr-3218	130	13	knowledge	knowledge	NOUN
fsr-3218	130	14	/	/	SYM
fsr-3218	130	15	experience	experience	NOUN
fsr-3218	130	16	in	in	ADP
fsr-3218	130	17	the	the	DET
fsr-3218	130	18	current	current	ADJ
fsr-3218	130	19	study	study	NOUN
fsr-3218	130	20	.	.	PUNCT
fsr-3218	131	1	stkgame	stkgame	PROPN
fsr-3218	131	2	is	be	AUX
fsr-3218	131	3	a	a	DET
fsr-3218	131	4	[	[	X
fsr-3218	131	5	0,1	0,1	NUM
fsr-3218	131	6	]	]	PUNCT
fsr-3218	131	7	indicator	indicator	NOUN
fsr-3218	131	8	variable	variable	NOUN
fsr-3218	131	9	with	with	ADP
fsr-3218	131	10	0	0	NUM
fsr-3218	131	11	coded	code	VERB
fsr-3218	131	12	as	as	ADP
fsr-3218	131	13	not	not	PART
fsr-3218	131	14	having	having	AUX
fsr-3218	131	15	taken	take	VERB
fsr-3218	131	16	a	a	DET
fsr-3218	131	17	high	high	ADJ
fsr-3218	131	18	school	school	NOUN
fsr-3218	131	19	course	course	NOUN
fsr-3218	131	20	in	in	ADP
fsr-3218	131	21	which	which	PRON
fsr-3218	131	22	a	a	DET
fsr-3218	131	23	stock	stock	NOUN
fsr-3218	131	24	market	market	NOUN
fsr-3218	131	25	game	game	NOUN
fsr-3218	131	26	was	be	AUX
fsr-3218	131	27	played	play	VERB
fsr-3218	131	28	and	and	CCONJ
fsr-3218	131	29	1	1	NUM
fsr-3218	131	30	coded	code	VERB
fsr-3218	131	31	as	as	ADP
fsr-3218	131	32	having	having	AUX
fsr-3218	131	33	taken	take	VERB
fsr-3218	131	34	such	such	DET
fsr-3218	131	35	a	a	DET
fsr-3218	131	36	course	course	NOUN
fsr-3218	131	37	.	.	PUNCT
fsr-3218	132	1	roughly	roughly	ADV
fsr-3218	132	2	72	72	NUM
fsr-3218	132	3	%	%	NOUN
fsr-3218	132	4	of	of	ADP
fsr-3218	132	5	the	the	DET
fsr-3218	132	6	students	student	NOUN
fsr-3218	132	7	did	do	AUX
fsr-3218	132	8	not	not	PART
fsr-3218	132	9	take	take	VERB
fsr-3218	132	10	a	a	DET
fsr-3218	132	11	high	high	ADJ
fsr-3218	132	12	school	school	NOUN
fsr-3218	132	13	course	course	NOUN
fsr-3218	132	14	in	in	ADP
fsr-3218	132	15	which	which	PRON
fsr-3218	132	16	a	a	DET
fsr-3218	132	17	stock	stock	NOUN
fsr-3218	132	18	market	market	NOUN
fsr-3218	132	19	game	game	NOUN
fsr-3218	132	20	was	be	AUX
fsr-3218	132	21	played	play	VERB
fsr-3218	132	22	.	.	PUNCT
fsr-3218	133	1	t	t	NOUN
fsr-3218	133	2	-	-	PUNCT
fsr-3218	133	3	tests	test	NOUN
fsr-3218	133	4	of	of	ADP
fsr-3218	133	5	the	the	DET
fsr-3218	133	6	differences	difference	NOUN
fsr-3218	133	7	in	in	ADP
fsr-3218	133	8	frt	frt	NOUN
fsr-3218	133	9	score	score	NOUN
fsr-3218	133	10	,	,	PUNCT
fsr-3218	133	11	ptp	ptp	PROPN
fsr-3218	133	12	,	,	PUNCT
fsr-3218	133	13	and	and	CCONJ
fsr-3218	133	14	ftp	ftp	NOUN
fsr-3218	133	15	by	by	ADP
fsr-3218	133	16	gender	gender	NOUN
fsr-3218	133	17	and	and	CCONJ
fsr-3218	133	18	by	by	ADP
fsr-3218	133	19	stkgame	stkgame	PROPN
fsr-3218	133	20	are	be	AUX
fsr-3218	133	21	presented	present	VERB
fsr-3218	133	22	in	in	ADP
fsr-3218	133	23	table	table	NOUN
fsr-3218	133	24	2	2	NUM
fsr-3218	133	25	.	.	PUNCT
fsr-3218	134	1	there	there	PRON
fsr-3218	134	2	is	be	VERB
fsr-3218	134	3	a	a	DET
fsr-3218	134	4	significant	significant	ADJ
fsr-3218	134	5	difference	difference	NOUN
fsr-3218	134	6	in	in	ADP
fsr-3218	134	7	frt	frt	NOUN
fsr-3218	134	8	score	score	NOUN
fsr-3218	134	9	between	between	ADP
fsr-3218	134	10	females	female	NOUN
fsr-3218	134	11	and	and	CCONJ
fsr-3218	134	12	males	male	NOUN
fsr-3218	134	13	,	,	PUNCT
fsr-3218	134	14	with	with	ADP
fsr-3218	134	15	a	a	DET
fsr-3218	134	16	mean	mean	ADJ
fsr-3218	134	17	frt	frt	NOUN
fsr-3218	134	18	score	score	NOUN
fsr-3218	134	19	for	for	ADP
fsr-3218	134	20	the	the	DET
fsr-3218	134	21	females	female	NOUN
fsr-3218	134	22	of	of	ADP
fsr-3218	134	23	24.9764	24.9764	NUM
fsr-3218	134	24	as	as	SCONJ
fsr-3218	134	25	compared	compare	VERB
fsr-3218	134	26	to	to	ADP
fsr-3218	134	27	28.1905	28.1905	NUM
fsr-3218	134	28	for	for	ADP
fsr-3218	134	29	the	the	DET
fsr-3218	134	30	males	male	NOUN
fsr-3218	134	31	(	(	PUNCT
fsr-3218	134	32	p	p	X
fsr-3218	134	33	�	�	PROPN
fsr-3218	134	34	0.0001	0.0001	NUM
fsr-3218	134	35	)	)	PUNCT
fsr-3218	134	36	.	.	PUNCT
fsr-3218	135	1	this	this	DET
fsr-3218	135	2	result	result	NOUN
fsr-3218	135	3	is	be	AUX
fsr-3218	135	4	consistent	consistent	ADJ
fsr-3218	135	5	with	with	ADP
fsr-3218	135	6	a	a	DET
fsr-3218	135	7	large	large	ADJ
fsr-3218	135	8	body	body	NOUN
fsr-3218	135	9	of	of	ADP
fsr-3218	135	10	prior	prior	ADJ
fsr-3218	135	11	research	research	NOUN
fsr-3218	135	12	that	that	PRON
fsr-3218	135	13	finds	find	VERB
fsr-3218	135	14	females	female	NOUN
fsr-3218	135	15	tend	tend	VERB
fsr-3218	135	16	to	to	PART
fsr-3218	135	17	exhibit	exhibit	VERB
fsr-3218	135	18	lower	low	ADJ
fsr-3218	135	19	financial	financial	ADJ
fsr-3218	135	20	risk	risk	NOUN
fsr-3218	135	21	tolerance	tolerance	NOUN
fsr-3218	135	22	as	as	SCONJ
fsr-3218	135	23	compared	compare	VERB
fsr-3218	135	24	to	to	ADP
fsr-3218	135	25	males	male	NOUN
fsr-3218	135	26	.	.	PUNCT
fsr-3218	136	1	there	there	PRON
fsr-3218	136	2	is	be	VERB
fsr-3218	136	3	no	no	DET
fsr-3218	136	4	significant	significant	ADJ
fsr-3218	136	5	difference	difference	NOUN
fsr-3218	136	6	in	in	ADP
fsr-3218	136	7	ptp	ptp	PROPN
fsr-3218	136	8	between	between	ADP
fsr-3218	136	9	females	female	NOUN
fsr-3218	136	10	and	and	CCONJ
fsr-3218	136	11	males	male	NOUN
fsr-3218	136	12	.	.	PUNCT
fsr-3218	137	1	however	however	ADV
fsr-3218	137	2	,	,	PUNCT
fsr-3218	137	3	the	the	DET
fsr-3218	137	4	mean	mean	ADJ
fsr-3218	137	5	female	female	ADJ
fsr-3218	137	6	score	score	NOUN
fsr-3218	137	7	on	on	ADP
fsr-3218	137	8	the	the	DET
fsr-3218	137	9	ftp	ftp	PROPN
fsr-3218	137	10	scale	scale	NOUN
fsr-3218	137	11	,	,	PUNCT
fsr-3218	137	12	5.7564	5.7564	NUM
fsr-3218	137	13	,	,	PUNCT
fsr-3218	137	14	is	be	AUX
fsr-3218	137	15	significantly	significantly	ADV
fsr-3218	137	16	higher	high	ADJ
fsr-3218	137	17	than	than	ADP
fsr-3218	137	18	the	the	DET
fsr-3218	137	19	mean	mean	ADJ
fsr-3218	137	20	male	male	ADJ
fsr-3218	137	21	score	score	NOUN
fsr-3218	137	22	on	on	ADP
fsr-3218	137	23	the	the	DET
fsr-3218	137	24	ftp	ftp	PROPN
fsr-3218	137	25	scale	scale	NOUN
fsr-3218	137	26	,	,	PUNCT
fsr-3218	137	27	5.0644	5.0644	NUM
fsr-3218	137	28	(	(	PUNCT
fsr-3218	137	29	p	p	X
fsr-3218	137	30	�	�	PROPN
fsr-3218	137	31	0.0001	0.0001	NUM
fsr-3218	137	32	)	)	PUNCT
fsr-3218	137	33	.	.	PUNCT
fsr-3218	138	1	the	the	DET
fsr-3218	138	2	mean	mean	ADJ
fsr-3218	138	3	frt	frt	NOUN
fsr-3218	138	4	score	score	NOUN
fsr-3218	138	5	for	for	ADP
fsr-3218	138	6	those	those	DET
fsr-3218	138	7	individuals	individual	NOUN
fsr-3218	138	8	who	who	PRON
fsr-3218	138	9	have	have	AUX
fsr-3218	138	10	played	play	VERB
fsr-3218	138	11	a	a	DET
fsr-3218	138	12	stock	stock	NOUN
fsr-3218	138	13	market	market	NOUN
fsr-3218	138	14	game	game	NOUN
fsr-3218	138	15	as	as	ADP
fsr-3218	138	16	part	part	NOUN
fsr-3218	138	17	of	of	ADP
fsr-3218	138	18	a	a	DET
fsr-3218	138	19	high	high	ADJ
fsr-3218	138	20	school	school	NOUN
fsr-3218	138	21	course	course	NOUN
fsr-3218	138	22	is	be	AUX
fsr-3218	138	23	significantly	significantly	ADV
fsr-3218	138	24	higher	high	ADJ
fsr-3218	138	25	than	than	ADP
fsr-3218	138	26	those	those	DET
fsr-3218	138	27	individuals	individual	NOUN
fsr-3218	138	28	who	who	PRON
fsr-3218	138	29	have	have	AUX
fsr-3218	138	30	not	not	PART
fsr-3218	138	31	played	play	VERB
fsr-3218	138	32	a	a	DET
fsr-3218	138	33	stock	stock	NOUN
fsr-3218	138	34	market	market	NOUN
fsr-3218	138	35	game	game	NOUN
fsr-3218	138	36	as	as	ADP
fsr-3218	138	37	part	part	NOUN
fsr-3218	138	38	of	of	ADP
fsr-3218	138	39	a	a	DET
fsr-3218	138	40	high	high	ADJ
fsr-3218	138	41	school	school	NOUN
fsr-3218	138	42	course	course	NOUN
fsr-3218	138	43	(	(	PUNCT
fsr-3218	138	44	mean	mean	NOUN
fsr-3218	138	45	of	of	ADP
fsr-3218	138	46	27.8925	27.8925	NUM
fsr-3218	138	47	vs.	vs.	X
fsr-3218	138	48	25.8463	25.8463	NUM
fsr-3218	138	49	,	,	PUNCT
fsr-3218	138	50	p	p	PROPN
fsr-3218	138	51	�	�	PROPN
fsr-3218	138	52	0.0001	0.0001	NUM
fsr-3218	138	53	)	)	PUNCT
fsr-3218	138	54	.	.	PUNCT
fsr-3218	139	1	this	this	PRON
fsr-3218	139	2	is	be	AUX
fsr-3218	139	3	also	also	ADV
fsr-3218	139	4	consistent	consistent	ADJ
fsr-3218	139	5	with	with	ADP
fsr-3218	139	6	prior	prior	ADJ
fsr-3218	139	7	research	research	NOUN
fsr-3218	139	8	that	that	PRON
fsr-3218	139	9	finds	find	VERB
fsr-3218	139	10	a	a	DET
fsr-3218	139	11	positive	positive	ADJ
fsr-3218	139	12	relationship	relationship	NOUN
fsr-3218	139	13	between	between	ADP
fsr-3218	139	14	frt	frt	NOUN
fsr-3218	139	15	and	and	CCONJ
fsr-3218	139	16	financial	financial	ADJ
fsr-3218	139	17	experience	experience	NOUN
fsr-3218	139	18	/	/	SYM
fsr-3218	139	19	knowledge	knowledge	NOUN
fsr-3218	139	20	.	.	PUNCT
fsr-3218	140	1	there	there	PRON
fsr-3218	140	2	is	be	VERB
fsr-3218	140	3	no	no	DET
fsr-3218	140	4	significant	significant	ADJ
fsr-3218	140	5	difference	difference	NOUN
fsr-3218	140	6	in	in	ADP
fsr-3218	140	7	ptp	ptp	PROPN
fsr-3218	140	8	or	or	CCONJ
fsr-3218	140	9	ftp	ftp	NOUN
fsr-3218	140	10	between	between	ADP
fsr-3218	140	11	those	those	PRON
fsr-3218	140	12	who	who	PRON
fsr-3218	140	13	have	have	AUX
fsr-3218	140	14	played	play	VERB
fsr-3218	140	15	the	the	DET
fsr-3218	140	16	stock	stock	NOUN
fsr-3218	140	17	market	market	NOUN
fsr-3218	140	18	game	game	NOUN
fsr-3218	140	19	and	and	CCONJ
fsr-3218	140	20	those	those	PRON
fsr-3218	140	21	who	who	PRON
fsr-3218	140	22	have	have	VERB
fsr-3218	140	23	not	not	PART
fsr-3218	140	24	.	.	PUNCT
fsr-3218	141	1	164	164	NUM
fsr-3218	141	2	k.	k.	PROPN
fsr-3218	141	3	n.	n.	PROPN
fsr-3218	141	4	ryack	ryack	PROPN
fsr-3218	141	5	,	,	PUNCT
fsr-3218	141	6	a.	a.	NOUN
fsr-3218	141	7	sheikh	sheikh	PROPN
fsr-3218	141	8	/	/	SYM
fsr-3218	141	9	financial	financial	ADJ
fsr-3218	141	10	services	service	NOUN
fsr-3218	141	11	review	review	VERB
fsr-3218	141	12	25	25	NUM
fsr-3218	141	13	(	(	PUNCT
fsr-3218	141	14	2016	2016	NUM
fsr-3218	141	15	)	)	PUNCT
fsr-3218	141	16	157–180	157–180	NUM
fsr-3218	141	17	4.2	4.2	NUM
fsr-3218	141	18	.	.	PUNCT
fsr-3218	142	1	correlation	correlation	NOUN
fsr-3218	142	2	analysis	analysis	NOUN
fsr-3218	142	3	pearson	pearson	PROPN
fsr-3218	142	4	bivariate	bivariate	ADJ
fsr-3218	142	5	correlations	correlation	NOUN
fsr-3218	142	6	of	of	ADP
fsr-3218	142	7	all	all	DET
fsr-3218	142	8	the	the	DET
fsr-3218	142	9	variables	variable	NOUN
fsr-3218	142	10	are	be	AUX
fsr-3218	142	11	presented	present	VERB
fsr-3218	142	12	in	in	ADP
fsr-3218	142	13	table	table	NOUN
fsr-3218	142	14	3	3	NUM
fsr-3218	142	15	.	.	PUNCT
fsr-3218	142	16	as	as	SCONJ
fsr-3218	142	17	predicted	predict	VERB
fsr-3218	142	18	by	by	ADP
fsr-3218	142	19	hypotheses	hypothesis	NOUN
fsr-3218	142	20	1	1	NUM
fsr-3218	142	21	and	and	CCONJ
fsr-3218	142	22	2	2	NUM
fsr-3218	142	23	,	,	PUNCT
fsr-3218	142	24	there	there	PRON
fsr-3218	142	25	is	be	VERB
fsr-3218	142	26	a	a	DET
fsr-3218	142	27	significant	significant	ADJ
fsr-3218	142	28	positive	positive	ADJ
fsr-3218	142	29	correlation	correlation	NOUN
fsr-3218	142	30	between	between	ADP
fsr-3218	142	31	frt	frt	NOUN
fsr-3218	142	32	score	score	NOUN
fsr-3218	142	33	and	and	CCONJ
fsr-3218	142	34	ptp	ptp	PROPN
fsr-3218	142	35	(	(	PUNCT
fsr-3218	142	36	r	r	NOUN
fsr-3218	142	37	�	�	PROPN
fsr-3218	142	38	0.3519	0.3519	NUM
fsr-3218	142	39	,	,	PUNCT
fsr-3218	142	40	p	p	PROPN
fsr-3218	142	41	�	�	PROPN
fsr-3218	142	42	0.01	0.01	NUM
fsr-3218	142	43	)	)	PUNCT
fsr-3218	142	44	,	,	PUNCT
fsr-3218	142	45	and	and	CCONJ
fsr-3218	142	46	a	a	DET
fsr-3218	142	47	significant	significant	ADJ
fsr-3218	142	48	negative	negative	ADJ
fsr-3218	142	49	correlation	correlation	NOUN
fsr-3218	142	50	between	between	ADP
fsr-3218	142	51	frt	frt	NOUN
fsr-3218	142	52	score	score	NOUN
fsr-3218	142	53	and	and	CCONJ
fsr-3218	142	54	ftp	ftp	PROPN
fsr-3218	142	55	(	(	PUNCT
fsr-3218	142	56	r	r	PROPN
fsr-3218	142	57	�	�	PROPN
fsr-3218	142	58	�	�	PROPN
fsr-3218	142	59	0.3265	0.3265	NUM
fsr-3218	142	60	,	,	PUNCT
fsr-3218	142	61	p	p	PROPN
fsr-3218	142	62	�	�	PROPN
fsr-3218	142	63	0.01	0.01	NUM
fsr-3218	142	64	)	)	PUNCT
fsr-3218	142	65	.	.	PUNCT
fsr-3218	143	1	consistent	consistent	ADJ
fsr-3218	143	2	with	with	ADP
fsr-3218	143	3	prior	prior	ADJ
fsr-3218	143	4	research	research	NOUN
fsr-3218	143	5	,	,	PUNCT
fsr-3218	143	6	the	the	DET
fsr-3218	143	7	findings	finding	NOUN
fsr-3218	143	8	further	far	ADV
fsr-3218	143	9	show	show	VERB
fsr-3218	143	10	a	a	DET
fsr-3218	143	11	significant	significant	ADJ
fsr-3218	143	12	correlation	correlation	NOUN
fsr-3218	143	13	between	between	ADP
fsr-3218	143	14	frt	frt	NOUN
fsr-3218	143	15	score	score	NOUN
fsr-3218	143	16	and	and	CCONJ
fsr-3218	143	17	the	the	DET
fsr-3218	143	18	previously	previously	ADV
fsr-3218	143	19	studied	study	VERB
fsr-3218	143	20	variables	variable	NOUN
fsr-3218	143	21	of	of	ADP
fsr-3218	143	22	gender	gender	NOUN
fsr-3218	143	23	,	,	PUNCT
fsr-3218	143	24	income	income	NOUN
fsr-3218	143	25	,	,	PUNCT
fsr-3218	143	26	and	and	CCONJ
fsr-3218	143	27	financial	financial	ADJ
fsr-3218	143	28	knowledge	knowledge	NOUN
fsr-3218	143	29	/	/	SYM
fsr-3218	143	30	experience	experience	NOUN
fsr-3218	143	31	.	.	PUNCT
fsr-3218	144	1	however	however	ADV
fsr-3218	144	2	,	,	PUNCT
fsr-3218	144	3	there	there	PRON
fsr-3218	144	4	does	do	AUX
fsr-3218	144	5	not	not	PART
fsr-3218	144	6	appear	appear	VERB
fsr-3218	144	7	to	to	PART
fsr-3218	144	8	be	be	AUX
fsr-3218	144	9	a	a	DET
fsr-3218	144	10	significant	significant	ADJ
fsr-3218	144	11	correlation	correlation	NOUN
fsr-3218	144	12	between	between	ADP
fsr-3218	144	13	race	race	NOUN
fsr-3218	144	14	and	and	CCONJ
fsr-3218	144	15	frt	frt	NOUN
fsr-3218	144	16	score	score	NOUN
fsr-3218	144	17	.	.	PUNCT
fsr-3218	145	1	thus	thus	ADV
fsr-3218	145	2	,	,	PUNCT
fsr-3218	145	3	race	race	NOUN
fsr-3218	145	4	is	be	AUX
fsr-3218	145	5	excluded	exclude	VERB
fsr-3218	145	6	from	from	ADP
fsr-3218	145	7	the	the	DET
fsr-3218	145	8	multivariate	multivariate	NOUN
fsr-3218	145	9	analyses	analysis	NOUN
fsr-3218	145	10	conducted	conduct	VERB
fsr-3218	145	11	below	below	ADV
fsr-3218	145	12	.	.	PUNCT
fsr-3218	146	1	males	male	NOUN
fsr-3218	146	2	tend	tend	VERB
fsr-3218	146	3	to	to	PART
fsr-3218	146	4	display	display	VERB
fsr-3218	146	5	higher	high	ADJ
fsr-3218	146	6	risk	risk	NOUN
fsr-3218	146	7	tolerance	tolerance	NOUN
fsr-3218	146	8	,	,	PUNCT
fsr-3218	146	9	frt	frt	NOUN
fsr-3218	146	10	score	score	NOUN
fsr-3218	146	11	increases	increase	NOUN
fsr-3218	146	12	with	with	ADP
fsr-3218	146	13	estimated	estimate	VERB
fsr-3218	146	14	family	family	NOUN
fsr-3218	146	15	income	income	NOUN
fsr-3218	146	16	,	,	PUNCT
fsr-3218	146	17	and	and	CCONJ
fsr-3218	146	18	students	student	NOUN
fsr-3218	146	19	that	that	PRON
fsr-3218	146	20	played	play	VERB
fsr-3218	146	21	a	a	DET
fsr-3218	146	22	stock	stock	NOUN
fsr-3218	146	23	market	market	NOUN
fsr-3218	146	24	game	game	NOUN
fsr-3218	146	25	in	in	ADP
fsr-3218	146	26	high	high	ADJ
fsr-3218	146	27	school	school	NOUN
fsr-3218	146	28	exhibit	exhibit	VERB
fsr-3218	146	29	a	a	DET
fsr-3218	146	30	higher	high	ADJ
fsr-3218	146	31	frt	frt	NOUN
fsr-3218	146	32	score	score	NOUN
fsr-3218	146	33	.	.	PUNCT
fsr-3218	147	1	additionally	additionally	ADV
fsr-3218	147	2	,	,	PUNCT
fsr-3218	147	3	females	female	NOUN
fsr-3218	147	4	tend	tend	VERB
fsr-3218	147	5	to	to	PART
fsr-3218	147	6	be	be	AUX
fsr-3218	147	7	more	more	ADV
fsr-3218	147	8	future	future	ADJ
fsr-3218	147	9	oriented	orient	VERB
fsr-3218	147	10	than	than	ADP
fsr-3218	147	11	males	male	NOUN
fsr-3218	147	12	(	(	PUNCT
fsr-3218	147	13	r	r	NOUN
fsr-3218	147	14	�	�	PROPN
fsr-3218	147	15	�	�	PROPN
fsr-3218	147	16	0.3294	0.3294	NUM
fsr-3218	147	17	,	,	PUNCT
fsr-3218	147	18	p	p	PROPN
fsr-3218	147	19	�	�	PROPN
fsr-3218	147	20	0.0001	0.0001	NUM
fsr-3218	147	21	)	)	PUNCT
fsr-3218	147	22	and	and	CCONJ
fsr-3218	147	23	there	there	PRON
fsr-3218	147	24	is	be	VERB
fsr-3218	147	25	a	a	DET
fsr-3218	147	26	negative	negative	ADJ
fsr-3218	147	27	relationship	relationship	NOUN
fsr-3218	147	28	between	between	ADP
fsr-3218	147	29	income	income	NOUN
fsr-3218	147	30	and	and	CCONJ
fsr-3218	147	31	future	future	ADJ
fsr-3218	147	32	tp	tp	X
fsr-3218	147	33	(	(	PUNCT
fsr-3218	147	34	r	r	PROPN
fsr-3218	147	35	�	�	PROPN
fsr-3218	147	36	�	�	PROPN
fsr-3218	147	37	0.1675	0.1675	NUM
fsr-3218	147	38	,	,	PUNCT
fsr-3218	147	39	p	p	PROPN
fsr-3218	147	40	�	�	PROPN
fsr-3218	147	41	0.01	0.01	NUM
fsr-3218	147	42	)	)	PUNCT
fsr-3218	147	43	.	.	PUNCT
fsr-3218	148	1	4.3	4.3	NUM
fsr-3218	148	2	.	.	PUNCT
fsr-3218	149	1	ordinary	ordinary	ADJ
fsr-3218	149	2	least	least	ADJ
fsr-3218	149	3	squares	square	NOUN
fsr-3218	149	4	hierarchical	hierarchical	ADJ
fsr-3218	149	5	regressions	regression	NOUN
fsr-3218	149	6	prior	prior	ADJ
fsr-3218	149	7	research	research	NOUN
fsr-3218	149	8	has	have	AUX
fsr-3218	149	9	examined	examine	VERB
fsr-3218	149	10	the	the	DET
fsr-3218	149	11	impact	impact	NOUN
fsr-3218	149	12	of	of	ADP
fsr-3218	149	13	various	various	ADJ
fsr-3218	149	14	demographic	demographic	ADJ
fsr-3218	149	15	characteristics	characteristic	NOUN
fsr-3218	149	16	on	on	ADP
fsr-3218	149	17	frt	frt	PROPN
fsr-3218	149	18	scale	scale	NOUN
fsr-3218	149	19	scores	score	NOUN
fsr-3218	149	20	using	use	VERB
fsr-3218	149	21	ordinary	ordinary	ADJ
fsr-3218	149	22	least	least	ADJ
fsr-3218	149	23	squares	square	NOUN
fsr-3218	149	24	(	(	PUNCT
fsr-3218	149	25	ols	ol	NOUN
fsr-3218	149	26	)	)	PUNCT
fsr-3218	149	27	hierarchical	hierarchical	ADJ
fsr-3218	149	28	regressions	regression	NOUN
fsr-3218	149	29	(	(	PUNCT
fsr-3218	149	30	gibson	gibson	PROPN
fsr-3218	149	31	et	et	PROPN
fsr-3218	149	32	al	al	PROPN
fsr-3218	149	33	.	.	PROPN
fsr-3218	149	34	,	,	PUNCT
fsr-3218	149	35	2013	2013	NUM
fsr-3218	149	36	;	;	PUNCT
fsr-3218	149	37	hallahan	hallahan	NOUN
fsr-3218	149	38	et	et	PROPN
fsr-3218	149	39	al	al	PROPN
fsr-3218	149	40	.	.	PROPN
fsr-3218	149	41	,	,	PUNCT
fsr-3218	149	42	2004	2004	NUM
fsr-3218	149	43	;	;	PUNCT
fsr-3218	149	44	ryack	ryack	NOUN
fsr-3218	149	45	,	,	PUNCT
fsr-3218	149	46	2011	2011	NUM
fsr-3218	149	47	)	)	PUNCT
fsr-3218	149	48	.	.	PUNCT
fsr-3218	150	1	consistent	consistent	ADJ
fsr-3218	150	2	with	with	ADP
fsr-3218	150	3	this	this	DET
fsr-3218	150	4	methodology	methodology	NOUN
fsr-3218	150	5	,	,	PUNCT
fsr-3218	150	6	we	we	PRON
fsr-3218	150	7	run	run	VERB
fsr-3218	150	8	ols	ol	NOUN
fsr-3218	150	9	hierarchical	hierarchical	ADJ
fsr-3218	150	10	regressions	regression	NOUN
fsr-3218	150	11	of	of	ADP
fsr-3218	150	12	the	the	DET
fsr-3218	150	13	following	follow	VERB
fsr-3218	150	14	form	form	NOUN
fsr-3218	150	15	:	:	PUNCT
fsr-3218	150	16	step	step	NOUN
fsr-3218	150	17	1	1	NUM
fsr-3218	150	18	:	:	PUNCT
fsr-3218	150	19	frt	frt	PROPN
fsr-3218	150	20	score	score	PROPN
fsr-3218	150	21	�	�	PROPN
fsr-3218	150	22	f(gender	f(gender	PROPN
fsr-3218	150	23	,	,	PUNCT
fsr-3218	150	24	income	income	NOUN
fsr-3218	150	25	,	,	PUNCT
fsr-3218	150	26	stkgame	stkgame	ADJ
fsr-3218	150	27	)	)	PUNCT
fsr-3218	150	28	step	step	NOUN
fsr-3218	150	29	2	2	NUM
fsr-3218	150	30	:	:	PUNCT
fsr-3218	150	31	frt	frt	PROPN
fsr-3218	150	32	score	score	PROPN
fsr-3218	150	33	�	�	PROPN
fsr-3218	150	34	f(ptp	f(ptp	PROPN
fsr-3218	150	35	,	,	PUNCT
fsr-3218	150	36	gender	gender	NOUN
fsr-3218	150	37	,	,	PUNCT
fsr-3218	150	38	income	income	NOUN
fsr-3218	150	39	,	,	PUNCT
fsr-3218	150	40	stkgame	stkgame	ADJ
fsr-3218	150	41	)	)	PUNCT
fsr-3218	150	42	step	step	NOUN
fsr-3218	150	43	3	3	NUM
fsr-3218	150	44	:	:	PUNCT
fsr-3218	150	45	frt	frt	PROPN
fsr-3218	150	46	score	score	PROPN
fsr-3218	150	47	�	�	PROPN
fsr-3218	150	48	f(ftp	f(ftp	PROPN
fsr-3218	150	49	,	,	PUNCT
fsr-3218	150	50	ptp	ptp	PROPN
fsr-3218	150	51	,	,	PUNCT
fsr-3218	150	52	gender	gender	NOUN
fsr-3218	150	53	,	,	PUNCT
fsr-3218	150	54	income	income	NOUN
fsr-3218	150	55	,	,	PUNCT
fsr-3218	150	56	stkgame	stkgame	ADJ
fsr-3218	150	57	)	)	PUNCT
fsr-3218	150	58	table	table	NOUN
fsr-3218	150	59	2	2	NUM
fsr-3218	150	60	differences	difference	NOUN
fsr-3218	150	61	in	in	ADP
fsr-3218	150	62	frt	frt	NOUN
fsr-3218	150	63	score	score	NOUN
fsr-3218	150	64	,	,	PUNCT
fsr-3218	150	65	ptp	ptp	PROPN
fsr-3218	150	66	,	,	PUNCT
fsr-3218	150	67	and	and	CCONJ
fsr-3218	150	68	ftp	ftp	NOUN
fsr-3218	150	69	by	by	ADP
fsr-3218	150	70	gender	gender	NOUN
fsr-3218	150	71	and	and	CCONJ
fsr-3218	150	72	by	by	ADP
fsr-3218	150	73	stkgame	stkgame	PROPN
fsr-3218	150	74	frt	frt	PROPN
fsr-3218	150	75	score	score	PROPN
fsr-3218	150	76	ptp	ptp	PROPN
fsr-3218	150	77	ftp	ftp	PROPN
fsr-3218	150	78	panel	panel	PROPN
fsr-3218	150	79	a	a	X
fsr-3218	150	80	:	:	PUNCT
fsr-3218	150	81	by	by	ADP
fsr-3218	150	82	gender	gender	NOUN
fsr-3218	150	83	female	female	ADJ
fsr-3218	150	84	mean	mean	NOUN
fsr-3218	150	85	24.9764	24.9764	NUM
fsr-3218	151	1	5.7341	5.7341	NUM
fsr-3218	151	2	5.7564	5.7564	NUM
fsr-3218	151	3	male	male	NOUN
fsr-3218	151	4	mean	mean	NOUN
fsr-3218	151	5	28.1905	28.1905	NUM
fsr-3218	151	6	5.8114	5.8114	NUM
fsr-3218	151	7	5.0644	5.0644	NUM
fsr-3218	151	8	difference	difference	NOUN
fsr-3218	151	9	�	�	PROPN
fsr-3218	151	10	3.2140	3.2140	NUM
fsr-3218	151	11	�	�	NOUN
fsr-3218	151	12	0.0773	0.0773	NUM
fsr-3218	151	13	0.6920	0.6920	NUM
fsr-3218	151	14	t	t	NOUN
fsr-3218	151	15	-	-	PUNCT
fsr-3218	151	16	statistic	statistic	NOUN
fsr-3218	151	17	�	�	PROPN
fsr-3218	151	18	7.1073	7.1073	NUM
fsr-3218	151	19	�	�	NOUN
fsr-3218	151	20	0.7316	0.7316	NUM
fsr-3218	151	21	6.7478	6.7478	NUM
fsr-3218	151	22	p	p	NOUN
fsr-3218	151	23	-	-	PUNCT
fsr-3218	151	24	value	value	NOUN
fsr-3218	151	25	0.0000	0.0000	NUM
fsr-3218	151	26	0.4649	0.4649	NUM
fsr-3218	151	27	0.0000	0.0000	NUM
fsr-3218	151	28	panel	panel	NOUN
fsr-3218	151	29	b	b	NOUN
fsr-3218	151	30	:	:	PUNCT
fsr-3218	151	31	by	by	ADP
fsr-3218	151	32	stkgame	stkgame	PROPN
fsr-3218	151	33	did	do	AUX
fsr-3218	151	34	not	not	PART
fsr-3218	151	35	play	play	VERB
fsr-3218	151	36	stock	stock	NOUN
fsr-3218	151	37	market	market	NOUN
fsr-3218	151	38	game	game	NOUN
fsr-3218	151	39	mean	mean	VERB
fsr-3218	151	40	25.8463	25.8463	NUM
fsr-3218	151	41	5.7915	5.7915	NUM
fsr-3218	151	42	5.4737	5.4737	NUM
fsr-3218	151	43	played	play	VERB
fsr-3218	151	44	stock	stock	NOUN
fsr-3218	151	45	market	market	NOUN
fsr-3218	151	46	game	game	NOUN
fsr-3218	151	47	mean	mean	VERB
fsr-3218	151	48	27.8925	27.8925	NUM
fsr-3218	151	49	5.6993	5.6993	NUM
fsr-3218	151	50	5.4291	5.4291	NUM
fsr-3218	151	51	difference	difference	NOUN
fsr-3218	151	52	�	�	NOUN
fsr-3218	151	53	2.0461	2.0461	NUM
fsr-3218	151	54	0.0923	0.0923	NUM
fsr-3218	151	55	0.0446	0.0446	NUM
fsr-3218	151	56	t	t	PROPN
fsr-3218	151	57	-	-	PUNCT
fsr-3218	151	58	statistic	statistic	NOUN
fsr-3218	151	59	�	�	NOUN
fsr-3218	151	60	3.8680	3.8680	NUM
fsr-3218	151	61	0.7926	0.7926	NUM
fsr-3218	151	62	0.3699	0.3699	NUM
fsr-3218	151	63	p	p	ADJ
fsr-3218	151	64	-	-	PUNCT
fsr-3218	151	65	value	value	NOUN
fsr-3218	151	66	0.0001	0.0001	NUM
fsr-3218	151	67	0.4285	0.4285	NUM
fsr-3218	151	68	0.7117	0.7117	NUM
fsr-3218	151	69	financial	financial	ADJ
fsr-3218	151	70	risk	risk	NOUN
fsr-3218	151	71	tolerance	tolerance	NOUN
fsr-3218	151	72	(	(	PUNCT
fsr-3218	151	73	frt	frt	NOUN
fsr-3218	151	74	)	)	PUNCT
fsr-3218	151	75	score	score	NOUN
fsr-3218	151	76	is	be	AUX
fsr-3218	151	77	measured	measure	VERB
fsr-3218	151	78	using	use	VERB
fsr-3218	151	79	student	student	NOUN
fsr-3218	151	80	scores	score	NOUN
fsr-3218	151	81	on	on	ADP
fsr-3218	151	82	the	the	DET
fsr-3218	151	83	grable	grable	PROPN
fsr-3218	151	84	and	and	CCONJ
fsr-3218	151	85	lytton	lytton	PROPN
fsr-3218	151	86	(	(	PUNCT
fsr-3218	151	87	1999	1999	NUM
fsr-3218	151	88	)	)	PUNCT
fsr-3218	151	89	13	13	NUM
fsr-3218	151	90	-	-	PUNCT
fsr-3218	151	91	item	item	NOUN
fsr-3218	151	92	financial	financial	ADJ
fsr-3218	151	93	risk	risk	NOUN
fsr-3218	151	94	tolerance	tolerance	NOUN
fsr-3218	151	95	scale	scale	NOUN
fsr-3218	151	96	.	.	PUNCT
fsr-3218	152	1	future	future	ADJ
fsr-3218	152	2	time	time	NOUN
fsr-3218	152	3	perspective	perspective	NOUN
fsr-3218	152	4	(	(	PUNCT
fsr-3218	152	5	ftp	ftp	NOUN
fsr-3218	152	6	)	)	PUNCT
fsr-3218	152	7	is	be	AUX
fsr-3218	152	8	measured	measure	VERB
fsr-3218	152	9	using	use	VERB
fsr-3218	152	10	nine	nine	NUM
fsr-3218	152	11	items	item	NOUN
fsr-3218	152	12	from	from	ADP
fsr-3218	152	13	the	the	DET
fsr-3218	152	14	zimbardo	zimbardo	NOUN
fsr-3218	152	15	time	time	NOUN
fsr-3218	152	16	perspective	perspective	PROPN
fsr-3218	152	17	inventory	inventory	NOUN
fsr-3218	152	18	(	(	PUNCT
fsr-3218	152	19	ztpi	ztpi	NOUN
fsr-3218	152	20	)	)	PUNCT
fsr-3218	152	21	future	future	ADJ
fsr-3218	152	22	scale	scale	NOUN
fsr-3218	152	23	.	.	PUNCT
fsr-3218	153	1	present	present	ADJ
fsr-3218	153	2	time	time	NOUN
fsr-3218	153	3	perspective	perspective	PROPN
fsr-3218	153	4	(	(	PUNCT
fsr-3218	153	5	ptp	ptp	PROPN
fsr-3218	153	6	)	)	PUNCT
fsr-3218	153	7	is	be	AUX
fsr-3218	153	8	measured	measure	VERB
fsr-3218	153	9	using	use	VERB
fsr-3218	153	10	nine	nine	NUM
fsr-3218	153	11	items	item	NOUN
fsr-3218	153	12	from	from	ADP
fsr-3218	153	13	the	the	DET
fsr-3218	153	14	zimbardo	zimbardo	NOUN
fsr-3218	153	15	time	time	NOUN
fsr-3218	153	16	perspective	perspective	PROPN
fsr-3218	153	17	inventory	inventory	NOUN
fsr-3218	153	18	(	(	PUNCT
fsr-3218	153	19	ztpi	ztpi	NOUN
fsr-3218	153	20	)	)	PUNCT
fsr-3218	153	21	present	present	ADJ
fsr-3218	153	22	-	-	PUNCT
fsr-3218	153	23	hedonistic	hedonistic	ADJ
fsr-3218	153	24	scale	scale	NOUN
fsr-3218	153	25	.	.	PUNCT
fsr-3218	154	1	gender	gender	NOUN
fsr-3218	154	2	is	be	AUX
fsr-3218	154	3	a	a	DET
fsr-3218	154	4	�	�	PROPN
fsr-3218	154	5	0,1	0,1	NUM
fsr-3218	154	6	�	�	PROPN
fsr-3218	154	7	indicator	indicator	NOUN
fsr-3218	154	8	variable	variable	NOUN
fsr-3218	154	9	with	with	ADP
fsr-3218	154	10	0	0	NUM
fsr-3218	154	11	coded	code	VERB
fsr-3218	154	12	as	as	ADP
fsr-3218	154	13	female	female	ADJ
fsr-3218	154	14	and	and	CCONJ
fsr-3218	154	15	1	1	NUM
fsr-3218	154	16	coded	code	VERB
fsr-3218	154	17	as	as	ADP
fsr-3218	154	18	male	male	NOUN
fsr-3218	154	19	.	.	PUNCT
fsr-3218	155	1	stkgame	stkgame	PROPN
fsr-3218	155	2	is	be	AUX
fsr-3218	155	3	a	a	DET
fsr-3218	155	4	�	�	PROPN
fsr-3218	155	5	0,1	0,1	NUM
fsr-3218	155	6	�	�	PROPN
fsr-3218	155	7	indicator	indicator	NOUN
fsr-3218	155	8	variable	variable	NOUN
fsr-3218	155	9	with	with	ADP
fsr-3218	155	10	0	0	NUM
fsr-3218	155	11	coded	code	VERB
fsr-3218	155	12	as	as	ADP
fsr-3218	155	13	not	not	PART
fsr-3218	155	14	having	having	AUX
fsr-3218	155	15	taken	take	VERB
fsr-3218	155	16	a	a	DET
fsr-3218	155	17	course	course	NOUN
fsr-3218	155	18	in	in	ADP
fsr-3218	155	19	high	high	ADJ
fsr-3218	155	20	school	school	NOUN
fsr-3218	155	21	in	in	ADP
fsr-3218	155	22	which	which	PRON
fsr-3218	155	23	a	a	DET
fsr-3218	155	24	stock	stock	NOUN
fsr-3218	155	25	market	market	NOUN
fsr-3218	155	26	game	game	NOUN
fsr-3218	155	27	was	be	AUX
fsr-3218	155	28	played	play	VERB
fsr-3218	155	29	and	and	CCONJ
fsr-3218	155	30	1	1	NUM
fsr-3218	155	31	coded	code	VERB
fsr-3218	155	32	as	as	ADP
fsr-3218	155	33	having	having	AUX
fsr-3218	155	34	taken	take	VERB
fsr-3218	155	35	such	such	DET
fsr-3218	155	36	a	a	DET
fsr-3218	155	37	course	course	NOUN
fsr-3218	155	38	.	.	PUNCT
fsr-3218	156	1	165k	165k	NOUN
fsr-3218	156	2	.	.	PUNCT
fsr-3218	156	3	n.	n.	PROPN
fsr-3218	156	4	ryack	ryack	PROPN
fsr-3218	156	5	,	,	PUNCT
fsr-3218	156	6	a.	a.	NOUN
fsr-3218	156	7	sheikh	sheikh	PROPN
fsr-3218	156	8	/	/	SYM
fsr-3218	156	9	financial	financial	ADJ
fsr-3218	156	10	services	service	NOUN
fsr-3218	156	11	review	review	VERB
fsr-3218	156	12	25	25	NUM
fsr-3218	156	13	(	(	PUNCT
fsr-3218	156	14	2016	2016	NUM
fsr-3218	156	15	)	)	PUNCT
fsr-3218	156	16	157–180	157–180	NUM
fsr-3218	156	17	where	where	SCONJ
fsr-3218	156	18	the	the	DET
fsr-3218	156	19	dependent	dependent	ADJ
fsr-3218	156	20	variable	variable	NOUN
fsr-3218	156	21	,	,	PUNCT
fsr-3218	156	22	frt	frt	NOUN
fsr-3218	156	23	score	score	NOUN
fsr-3218	156	24	,	,	PUNCT
fsr-3218	156	25	is	be	AUX
fsr-3218	156	26	measured	measure	VERB
fsr-3218	156	27	using	use	VERB
fsr-3218	156	28	student	student	NOUN
fsr-3218	156	29	scores	score	NOUN
fsr-3218	156	30	on	on	ADP
fsr-3218	156	31	the	the	DET
fsr-3218	156	32	grable	grable	PROPN
fsr-3218	156	33	and	and	CCONJ
fsr-3218	156	34	lytton	lytton	PROPN
fsr-3218	156	35	(	(	PUNCT
fsr-3218	156	36	1999	1999	NUM
fsr-3218	156	37	)	)	PUNCT
fsr-3218	156	38	13	13	NUM
fsr-3218	156	39	-	-	PUNCT
fsr-3218	156	40	item	item	NOUN
fsr-3218	156	41	financial	financial	ADJ
fsr-3218	156	42	risk	risk	NOUN
fsr-3218	156	43	tolerance	tolerance	NOUN
fsr-3218	156	44	scale	scale	NOUN
fsr-3218	156	45	.	.	PUNCT
fsr-3218	157	1	in	in	ADP
fsr-3218	157	2	the	the	DET
fsr-3218	157	3	first	first	ADJ
fsr-3218	157	4	step	step	NOUN
fsr-3218	157	5	,	,	PUNCT
fsr-3218	157	6	we	we	PRON
fsr-3218	157	7	enter	enter	VERB
fsr-3218	157	8	gender	gender	NOUN
fsr-3218	157	9	as	as	ADP
fsr-3218	157	10	a	a	DET
fsr-3218	157	11	[	[	X
fsr-3218	157	12	0,1	0,1	NUM
fsr-3218	157	13	]	]	PUNCT
fsr-3218	157	14	indicator	indicator	NOUN
fsr-3218	157	15	variable	variable	NOUN
fsr-3218	157	16	with	with	ADP
fsr-3218	157	17	0	0	NUM
fsr-3218	157	18	coded	code	VERB
fsr-3218	157	19	as	as	ADP
fsr-3218	157	20	female	female	ADJ
fsr-3218	157	21	and	and	CCONJ
fsr-3218	157	22	1	1	NUM
fsr-3218	157	23	coded	code	VERB
fsr-3218	157	24	as	as	ADP
fsr-3218	157	25	male	male	NOUN
fsr-3218	157	26	,	,	PUNCT
fsr-3218	157	27	income	income	NOUN
fsr-3218	157	28	as	as	SCONJ
fsr-3218	157	29	the	the	DET
fsr-3218	157	30	student	student	NOUN
fsr-3218	157	31	estimate	estimate	VERB
fsr-3218	157	32	their	their	PRON
fsr-3218	157	33	parents	parent	NOUN
fsr-3218	157	34	’	’	PART
fsr-3218	157	35	combined	combined	ADJ
fsr-3218	157	36	income	income	NOUN
fsr-3218	157	37	from	from	ADP
fsr-3218	157	38	all	all	DET
fsr-3218	157	39	sources	source	NOUN
fsr-3218	157	40	before	before	ADP
fsr-3218	157	41	taxes	taxis	NOUN
fsr-3218	157	42	,	,	PUNCT
fsr-3218	157	43	and	and	CCONJ
fsr-3218	157	44	stkgame	stkgame	VERB
fsr-3218	157	45	as	as	ADP
fsr-3218	157	46	a	a	DET
fsr-3218	157	47	proxy	proxy	NOUN
fsr-3218	157	48	for	for	ADP
fsr-3218	157	49	financial	financial	ADJ
fsr-3218	157	50	knowledge	knowledge	NOUN
fsr-3218	157	51	/	/	SYM
fsr-3218	157	52	experience	experience	NOUN
fsr-3218	157	53	.	.	PUNCT
fsr-3218	158	1	stkgame	stkgame	PROPN
fsr-3218	158	2	is	be	AUX
fsr-3218	158	3	a	a	DET
fsr-3218	158	4	[	[	X
fsr-3218	158	5	0,1	0,1	NUM
fsr-3218	158	6	]	]	PUNCT
fsr-3218	158	7	indicator	indicator	NOUN
fsr-3218	158	8	variable	variable	NOUN
fsr-3218	158	9	where	where	SCONJ
fsr-3218	158	10	0	0	NUM
fsr-3218	158	11	indicates	indicate	VERB
fsr-3218	158	12	the	the	DET
fsr-3218	158	13	participant	participant	NOUN
fsr-3218	158	14	did	do	AUX
fsr-3218	158	15	not	not	PART
fsr-3218	158	16	complete	complete	VERB
fsr-3218	158	17	a	a	DET
fsr-3218	158	18	high	high	ADJ
fsr-3218	158	19	school	school	NOUN
fsr-3218	158	20	course	course	NOUN
fsr-3218	158	21	where	where	SCONJ
fsr-3218	158	22	they	they	PRON
fsr-3218	158	23	played	play	VERB
fsr-3218	158	24	a	a	DET
fsr-3218	158	25	stock	stock	NOUN
fsr-3218	158	26	market	market	NOUN
fsr-3218	158	27	game	game	NOUN
fsr-3218	158	28	,	,	PUNCT
fsr-3218	158	29	and	and	CCONJ
fsr-3218	158	30	1	1	NUM
fsr-3218	158	31	indicates	indicate	VERB
fsr-3218	158	32	they	they	PRON
fsr-3218	158	33	did	do	AUX
fsr-3218	158	34	complete	complete	VERB
fsr-3218	158	35	such	such	DET
fsr-3218	158	36	a	a	DET
fsr-3218	158	37	course	course	NOUN
fsr-3218	158	38	.	.	PUNCT
fsr-3218	159	1	the	the	DET
fsr-3218	159	2	three	three	NUM
fsr-3218	159	3	independent	independent	ADJ
fsr-3218	159	4	variables	variable	NOUN
fsr-3218	159	5	entered	enter	VERB
fsr-3218	159	6	in	in	ADP
fsr-3218	159	7	step	step	NOUN
fsr-3218	159	8	1	1	NUM
fsr-3218	159	9	have	have	AUX
fsr-3218	159	10	been	be	AUX
fsr-3218	159	11	examined	examine	VERB
fsr-3218	159	12	in	in	ADP
fsr-3218	159	13	other	other	ADJ
fsr-3218	159	14	studies	study	NOUN
fsr-3218	159	15	and	and	CCONJ
fsr-3218	159	16	serve	serve	VERB
fsr-3218	159	17	as	as	ADP
fsr-3218	159	18	control	control	NOUN
fsr-3218	159	19	variables	variable	NOUN
fsr-3218	159	20	in	in	ADP
fsr-3218	159	21	the	the	DET
fsr-3218	159	22	current	current	ADJ
fsr-3218	159	23	study	study	NOUN
fsr-3218	159	24	.	.	PUNCT
fsr-3218	160	1	the	the	DET
fsr-3218	160	2	new	new	ADJ
fsr-3218	160	3	independent	independent	ADJ
fsr-3218	160	4	variables	variable	NOUN
fsr-3218	160	5	of	of	ADP
fsr-3218	160	6	interest	interest	NOUN
fsr-3218	160	7	,	,	PUNCT
fsr-3218	160	8	ptp	ptp	PROPN
fsr-3218	160	9	and	and	CCONJ
fsr-3218	160	10	ftp	ftp	PROPN
fsr-3218	160	11	,	,	PUNCT
fsr-3218	160	12	are	be	AUX
fsr-3218	160	13	added	add	VERB
fsr-3218	160	14	in	in	ADP
fsr-3218	160	15	step	step	NOUN
fsr-3218	160	16	2	2	NUM
fsr-3218	160	17	and	and	CCONJ
fsr-3218	160	18	step	step	NOUN
fsr-3218	160	19	3	3	NUM
fsr-3218	160	20	.	.	PUNCT
fsr-3218	161	1	ptp	ptp	PROPN
fsr-3218	161	2	is	be	AUX
fsr-3218	161	3	measured	measure	VERB
fsr-3218	161	4	using	use	VERB
fsr-3218	161	5	nine	nine	NUM
fsr-3218	161	6	items	item	NOUN
fsr-3218	161	7	from	from	ADP
fsr-3218	161	8	the	the	DET
fsr-3218	161	9	zimbardo	zimbardo	NOUN
fsr-3218	161	10	time	time	NOUN
fsr-3218	161	11	perspective	perspective	PROPN
fsr-3218	161	12	inventory	inventory	NOUN
fsr-3218	161	13	(	(	PUNCT
fsr-3218	161	14	ztpi	ztpi	NOUN
fsr-3218	161	15	)	)	PUNCT
fsr-3218	161	16	present	present	ADJ
fsr-3218	161	17	-	-	PUNCT
fsr-3218	161	18	hedonistic	hedonistic	ADJ
fsr-3218	161	19	scale	scale	NOUN
fsr-3218	161	20	,	,	PUNCT
fsr-3218	161	21	and	and	CCONJ
fsr-3218	161	22	is	be	AUX
fsr-3218	161	23	added	add	VERB
fsr-3218	161	24	as	as	ADP
fsr-3218	161	25	an	an	DET
fsr-3218	161	26	independent	independent	ADJ
fsr-3218	161	27	variable	variable	NOUN
fsr-3218	161	28	in	in	ADP
fsr-3218	161	29	step	step	NOUN
fsr-3218	161	30	2	2	NUM
fsr-3218	161	31	.	.	PUNCT
fsr-3218	162	1	ftp	ftp	PROPN
fsr-3218	162	2	is	be	AUX
fsr-3218	162	3	measured	measure	VERB
fsr-3218	162	4	using	use	VERB
fsr-3218	162	5	nine	nine	NUM
fsr-3218	162	6	items	item	NOUN
fsr-3218	162	7	from	from	ADP
fsr-3218	162	8	the	the	DET
fsr-3218	162	9	zimbardo	zimbardo	NOUN
fsr-3218	162	10	time	time	NOUN
fsr-3218	162	11	perspective	perspective	PROPN
fsr-3218	162	12	inventory	inventory	NOUN
fsr-3218	162	13	(	(	PUNCT
fsr-3218	162	14	ztpi	ztpi	NOUN
fsr-3218	162	15	)	)	PUNCT
fsr-3218	162	16	future	future	ADJ
fsr-3218	162	17	scale	scale	NOUN
fsr-3218	162	18	,	,	PUNCT
fsr-3218	162	19	and	and	CCONJ
fsr-3218	162	20	is	be	AUX
fsr-3218	162	21	added	add	VERB
fsr-3218	162	22	as	as	ADP
fsr-3218	162	23	an	an	DET
fsr-3218	162	24	independent	independent	ADJ
fsr-3218	162	25	variable	variable	NOUN
fsr-3218	162	26	in	in	ADP
fsr-3218	162	27	step	step	NOUN
fsr-3218	162	28	3	3	NUM
fsr-3218	162	29	.	.	PUNCT
fsr-3218	162	30	table	table	NOUN
fsr-3218	162	31	4	4	NUM
fsr-3218	162	32	presents	present	VERB
fsr-3218	162	33	the	the	DET
fsr-3218	162	34	results	result	NOUN
fsr-3218	162	35	of	of	ADP
fsr-3218	162	36	the	the	DET
fsr-3218	162	37	ols	ol	NOUN
fsr-3218	162	38	hierarchical	hierarchical	ADJ
fsr-3218	162	39	regressions	regression	NOUN
fsr-3218	162	40	.	.	PUNCT
fsr-3218	163	1	we	we	PRON
fsr-3218	163	2	check	check	VERB
fsr-3218	163	3	the	the	DET
fsr-3218	163	4	ols	ol	NOUN
fsr-3218	163	5	regression	regression	NOUN
fsr-3218	163	6	assumptions	assumption	NOUN
fsr-3218	163	7	for	for	ADP
fsr-3218	163	8	each	each	PRON
fsr-3218	163	9	of	of	ADP
fsr-3218	163	10	the	the	DET
fsr-3218	163	11	step	step	NOUN
fsr-3218	163	12	1	1	NUM
fsr-3218	163	13	,	,	PUNCT
fsr-3218	163	14	step	step	NOUN
fsr-3218	163	15	2	2	NUM
fsr-3218	163	16	,	,	PUNCT
fsr-3218	163	17	and	and	CCONJ
fsr-3218	163	18	step	step	VERB
fsr-3218	163	19	3	3	NUM
fsr-3218	163	20	regressions	regression	NOUN
fsr-3218	163	21	by	by	ADP
fsr-3218	163	22	running	run	VERB
fsr-3218	163	23	the	the	DET
fsr-3218	163	24	regcheck	regcheck	PROPN
fsr-3218	163	25	command	command	NOUN
fsr-3218	163	26	in	in	ADP
fsr-3218	163	27	stata	stata	PROPN
fsr-3218	163	28	(	(	PUNCT
fsr-3218	163	29	greene	greene	PROPN
fsr-3218	163	30	,	,	PUNCT
fsr-3218	163	31	1997	1997	NUM
fsr-3218	163	32	;	;	PUNCT
fsr-3218	163	33	kennedy	kennedy	PROPN
fsr-3218	163	34	,	,	PUNCT
fsr-3218	163	35	1998	1998	NUM
fsr-3218	163	36	)	)	PUNCT
fsr-3218	163	37	.	.	PUNCT
fsr-3218	164	1	specifically	specifically	ADV
fsr-3218	164	2	,	,	PUNCT
fsr-3218	164	3	this	this	DET
fsr-3218	164	4	command	command	NOUN
fsr-3218	164	5	checks	check	VERB
fsr-3218	164	6	for	for	ADP
fsr-3218	164	7	the	the	DET
fsr-3218	164	8	assumption	assumption	NOUN
fsr-3218	164	9	of	of	ADP
fsr-3218	164	10	homoscedasticity	homoscedasticity	NOUN
fsr-3218	164	11	of	of	ADP
fsr-3218	164	12	the	the	DET
fsr-3218	164	13	errors	error	NOUN
fsr-3218	164	14	using	use	VERB
fsr-3218	164	15	the	the	DET
fsr-3218	164	16	breuschpagan	breuschpagan	ADJ
fsr-3218	164	17	test	test	NOUN
fsr-3218	164	18	(	(	PUNCT
fsr-3218	164	19	gujarati	gujarati	PROPN
fsr-3218	164	20	,	,	PUNCT
fsr-3218	164	21	2014	2014	NUM
fsr-3218	164	22	)	)	PUNCT
fsr-3218	164	23	,	,	PUNCT
fsr-3218	164	24	the	the	DET
fsr-3218	164	25	assumption	assumption	NOUN
fsr-3218	164	26	of	of	ADP
fsr-3218	164	27	no	no	DET
fsr-3218	164	28	multicollinearity	multicollinearity	NOUN
fsr-3218	164	29	using	use	VERB
fsr-3218	164	30	variance	variance	NOUN
fsr-3218	164	31	inflation	inflation	NOUN
fsr-3218	164	32	factor	factor	NOUN
fsr-3218	164	33	(	(	PUNCT
fsr-3218	164	34	vif	vif	NOUN
fsr-3218	164	35	)	)	PUNCT
fsr-3218	164	36	values	value	NOUN
fsr-3218	164	37	(	(	PUNCT
fsr-3218	164	38	studenmund	studenmund	NOUN
fsr-3218	164	39	,	,	PUNCT
fsr-3218	164	40	2005	2005	NUM
fsr-3218	164	41	)	)	PUNCT
fsr-3218	164	42	,	,	PUNCT
fsr-3218	164	43	the	the	DET
fsr-3218	164	44	assumption	assumption	NOUN
fsr-3218	164	45	that	that	SCONJ
fsr-3218	164	46	the	the	DET
fsr-3218	164	47	residuals	residual	NOUN
fsr-3218	164	48	are	be	AUX
fsr-3218	164	49	distributed	distribute	VERB
fsr-3218	164	50	normally	normally	ADV
fsr-3218	164	51	using	use	VERB
fsr-3218	164	52	the	the	DET
fsr-3218	164	53	shapiro	shapiro	PROPN
fsr-3218	164	54	-	-	PUNCT
fsr-3218	164	55	wilk	wilk	NOUN
fsr-3218	164	56	test	test	NOUN
fsr-3218	164	57	,	,	PUNCT
fsr-3218	164	58	the	the	DET
fsr-3218	164	59	assumption	assumption	NOUN
fsr-3218	164	60	that	that	SCONJ
fsr-3218	164	61	the	the	DET
fsr-3218	164	62	model	model	NOUN
fsr-3218	164	63	is	be	AUX
fsr-3218	164	64	correctly	correctly	ADV
fsr-3218	164	65	specified	specify	VERB
fsr-3218	164	66	using	use	VERB
fsr-3218	164	67	the	the	DET
fsr-3218	164	68	linktest	linkt	ADJ
fsr-3218	164	69	(	(	PUNCT
fsr-3218	164	70	statacorp	statacorp	NOUN
fsr-3218	164	71	lp	lp	NOUN
fsr-3218	164	72	,	,	PUNCT
fsr-3218	164	73	2015	2015	NUM
fsr-3218	164	74	)	)	PUNCT
fsr-3218	164	75	,	,	PUNCT
fsr-3218	164	76	and	and	CCONJ
fsr-3218	164	77	the	the	DET
fsr-3218	164	78	assumption	assumption	NOUN
fsr-3218	164	79	of	of	ADP
fsr-3218	164	80	table	table	NOUN
fsr-3218	164	81	3	3	NUM
fsr-3218	164	82	pearson	pearson	NOUN
fsr-3218	164	83	bivariate	bivariate	PROPN
fsr-3218	164	84	correlations	correlation	NOUN
fsr-3218	164	85	frt	frt	NOUN
fsr-3218	164	86	score	score	VERB
fsr-3218	164	87	ptp	ptp	PROPN
fsr-3218	164	88	ftp	ftp	PROPN
fsr-3218	164	89	gender	gender	PROPN
fsr-3218	164	90	income	income	NOUN
fsr-3218	164	91	stkgame	stkgame	VERB
fsr-3218	164	92	race	race	NOUN
fsr-3218	164	93	frt	frt	NOUN
fsr-3218	164	94	score	score	VERB
fsr-3218	164	95	1	1	NUM
fsr-3218	164	96	ptp	ptp	PROPN
fsr-3218	164	97	0.3519	0.3519	NUM
fsr-3218	164	98	*	*	PUNCT
fsr-3218	164	99	*	*	SYM
fsr-3218	164	100	1	1	NUM
fsr-3218	164	101	336	336	NUM
fsr-3218	164	102	374	374	NUM
fsr-3218	164	103	ftp	ftp	PROPN
fsr-3218	164	104	�	�	PROPN
fsr-3218	164	105	0.3265	0.3265	NUM
fsr-3218	164	106	*	*	SYM
fsr-3218	164	107	*	*	PUNCT
fsr-3218	164	108	�	�	NOUN
fsr-3218	164	109	0.0241	0.0241	NUM
fsr-3218	164	110	1	1	NUM
fsr-3218	164	111	338	338	NUM
fsr-3218	164	112	374	374	NUM
fsr-3218	164	113	378	378	NUM
fsr-3218	164	114	gender	gender	NOUN
fsr-3218	164	115	0.3615	0.3615	NUM
fsr-3218	164	116	*	*	PUNCT
fsr-3218	164	117	*	*	PUNCT
fsr-3218	164	118	0.038	0.038	NUM
fsr-3218	164	119	�	�	NOUN
fsr-3218	164	120	0.3294	0.3294	NUM
fsr-3218	164	121	*	*	PUNCT
fsr-3218	164	122	*	*	SYM
fsr-3218	164	123	1	1	NUM
fsr-3218	164	124	338	338	NUM
fsr-3218	164	125	372	372	NUM
fsr-3218	164	126	376	376	NUM
fsr-3218	164	127	378	378	NUM
fsr-3218	164	128	income	income	NOUN
fsr-3218	164	129	0.2356	0.2356	NUM
fsr-3218	164	130	*	*	SYM
fsr-3218	164	131	*	*	X
fsr-3218	164	132	0.0913	0.0913	NUM
fsr-3218	164	133	�	�	NOUN
fsr-3218	164	134	0.1675	0.1675	NUM
fsr-3218	164	135	*	*	NOUN
fsr-3218	164	136	0.2011	0.2011	NUM
fsr-3218	164	137	*	*	NOUN
fsr-3218	164	138	*	*	NOUN
fsr-3218	164	139	1	1	NUM
fsr-3218	164	140	323	323	NUM
fsr-3218	164	141	352	352	NUM
fsr-3218	164	142	354	354	NUM
fsr-3218	164	143	355	355	NUM
fsr-3218	164	144	356	356	NUM
fsr-3218	164	145	stkgame	stkgame	VERB
fsr-3218	164	146	0.2068	0.2068	NUM
fsr-3218	164	147	*	*	PUNCT
fsr-3218	164	148	*	*	SYM
fsr-3218	164	149	�	�	PROPN
fsr-3218	164	150	0.0412	0.0412	NUM
fsr-3218	164	151	�	�	NOUN
fsr-3218	164	152	0.0192	0.0192	NUM
fsr-3218	164	153	0.0884	0.0884	NUM
fsr-3218	164	154	0.0152	0.0152	NUM
fsr-3218	164	155	1	1	NUM
fsr-3218	164	156	337	337	NUM
fsr-3218	164	157	371	371	NUM
fsr-3218	164	158	375	375	NUM
fsr-3218	164	159	375	375	NUM
fsr-3218	164	160	354	354	NUM
fsr-3218	164	161	377	377	NUM
fsr-3218	164	162	race	race	NOUN
fsr-3218	164	163	�	�	PROPN
fsr-3218	164	164	0.0232	0.0232	NUM
fsr-3218	164	165	�	�	PROPN
fsr-3218	164	166	0.0011	0.0011	NUM
fsr-3218	164	167	0.094	0.094	NUM
fsr-3218	164	168	0.1032	0.1032	NUM
fsr-3218	164	169	�	�	NOUN
fsr-3218	164	170	0.0919	0.0919	NUM
fsr-3218	164	171	0.0338	0.0338	NUM
fsr-3218	164	172	1	1	NUM
fsr-3218	164	173	332	332	NUM
fsr-3218	164	174	364	364	NUM
fsr-3218	164	175	368	368	NUM
fsr-3218	164	176	369	369	NUM
fsr-3218	164	177	350	350	NUM
fsr-3218	164	178	367	367	NUM
fsr-3218	164	179	370	370	NUM
fsr-3218	164	180	financial	financial	ADJ
fsr-3218	164	181	risk	risk	NOUN
fsr-3218	164	182	tolerance	tolerance	NOUN
fsr-3218	164	183	(	(	PUNCT
fsr-3218	164	184	frt	frt	NOUN
fsr-3218	164	185	)	)	PUNCT
fsr-3218	164	186	score	score	NOUN
fsr-3218	164	187	is	be	AUX
fsr-3218	164	188	measured	measure	VERB
fsr-3218	164	189	using	use	VERB
fsr-3218	164	190	student	student	NOUN
fsr-3218	164	191	scores	score	NOUN
fsr-3218	164	192	on	on	ADP
fsr-3218	164	193	the	the	DET
fsr-3218	164	194	grable	grable	PROPN
fsr-3218	164	195	and	and	CCONJ
fsr-3218	164	196	lytton	lytton	PROPN
fsr-3218	164	197	(	(	PUNCT
fsr-3218	164	198	1999	1999	NUM
fsr-3218	164	199	)	)	PUNCT
fsr-3218	164	200	13	13	NUM
fsr-3218	164	201	-	-	PUNCT
fsr-3218	164	202	item	item	NOUN
fsr-3218	164	203	financial	financial	ADJ
fsr-3218	164	204	risk	risk	NOUN
fsr-3218	164	205	tolerance	tolerance	NOUN
fsr-3218	164	206	scale	scale	NOUN
fsr-3218	164	207	.	.	PUNCT
fsr-3218	165	1	present	present	ADJ
fsr-3218	165	2	time	time	NOUN
fsr-3218	165	3	perspective	perspective	PROPN
fsr-3218	165	4	(	(	PUNCT
fsr-3218	165	5	ptp	ptp	PROPN
fsr-3218	165	6	)	)	PUNCT
fsr-3218	165	7	is	be	AUX
fsr-3218	165	8	measured	measure	VERB
fsr-3218	165	9	using	use	VERB
fsr-3218	165	10	nine	nine	NUM
fsr-3218	165	11	items	item	NOUN
fsr-3218	165	12	from	from	ADP
fsr-3218	165	13	the	the	DET
fsr-3218	165	14	zimbardo	zimbardo	NOUN
fsr-3218	165	15	time	time	NOUN
fsr-3218	165	16	perspective	perspective	PROPN
fsr-3218	165	17	inventory	inventory	NOUN
fsr-3218	165	18	(	(	PUNCT
fsr-3218	165	19	ztpi	ztpi	NOUN
fsr-3218	165	20	)	)	PUNCT
fsr-3218	165	21	present	present	ADJ
fsr-3218	165	22	-	-	PUNCT
fsr-3218	165	23	hedonistic	hedonistic	ADJ
fsr-3218	165	24	scale	scale	NOUN
fsr-3218	165	25	.	.	PUNCT
fsr-3218	166	1	future	future	ADJ
fsr-3218	166	2	time	time	NOUN
fsr-3218	166	3	perspective	perspective	NOUN
fsr-3218	166	4	(	(	PUNCT
fsr-3218	166	5	ftp	ftp	NOUN
fsr-3218	166	6	)	)	PUNCT
fsr-3218	166	7	is	be	AUX
fsr-3218	166	8	measured	measure	VERB
fsr-3218	166	9	using	use	VERB
fsr-3218	166	10	nine	nine	NUM
fsr-3218	166	11	items	item	NOUN
fsr-3218	166	12	from	from	ADP
fsr-3218	166	13	the	the	DET
fsr-3218	166	14	zimbardo	zimbardo	NOUN
fsr-3218	166	15	time	time	NOUN
fsr-3218	166	16	perspective	perspective	PROPN
fsr-3218	166	17	inventory	inventory	NOUN
fsr-3218	166	18	(	(	PUNCT
fsr-3218	166	19	ztpi	ztpi	NOUN
fsr-3218	166	20	)	)	PUNCT
fsr-3218	166	21	future	future	ADJ
fsr-3218	166	22	scale	scale	NOUN
fsr-3218	166	23	.	.	PUNCT
fsr-3218	167	1	gender	gender	NOUN
fsr-3218	167	2	is	be	AUX
fsr-3218	167	3	a	a	DET
fsr-3218	167	4	�	�	PROPN
fsr-3218	167	5	0,1	0,1	NUM
fsr-3218	167	6	�	�	PROPN
fsr-3218	167	7	indicator	indicator	NOUN
fsr-3218	167	8	variable	variable	NOUN
fsr-3218	167	9	with	with	ADP
fsr-3218	167	10	0	0	NUM
fsr-3218	167	11	coded	code	VERB
fsr-3218	167	12	as	as	ADP
fsr-3218	167	13	female	female	ADJ
fsr-3218	167	14	and	and	CCONJ
fsr-3218	167	15	1	1	NUM
fsr-3218	167	16	coded	code	VERB
fsr-3218	167	17	as	as	ADP
fsr-3218	167	18	male	male	NOUN
fsr-3218	167	19	.	.	PUNCT
fsr-3218	168	1	income	income	NOUN
fsr-3218	168	2	is	be	AUX
fsr-3218	168	3	estimate	estimate	NOUN
fsr-3218	168	4	of	of	ADP
fsr-3218	168	5	parents	parent	NOUN
fsr-3218	168	6	’	'	PUNCT
fsr-3218	168	7	income	income	NOUN
fsr-3218	168	8	is	be	AUX
fsr-3218	168	9	where	where	SCONJ
fsr-3218	168	10	students	student	NOUN
fsr-3218	168	11	were	be	AUX
fsr-3218	168	12	asked	ask	VERB
fsr-3218	168	13	to	to	PART
fsr-3218	168	14	estimate	estimate	VERB
fsr-3218	168	15	the	the	DET
fsr-3218	168	16	combined	combined	ADJ
fsr-3218	168	17	income	income	NOUN
fsr-3218	168	18	of	of	ADP
fsr-3218	168	19	their	their	PRON
fsr-3218	168	20	parents	parent	NOUN
fsr-3218	168	21	from	from	ADP
fsr-3218	168	22	all	all	DET
fsr-3218	168	23	sources	source	NOUN
fsr-3218	168	24	,	,	PUNCT
fsr-3218	168	25	before	before	ADP
fsr-3218	168	26	taxes	taxis	NOUN
fsr-3218	168	27	.	.	PUNCT
fsr-3218	169	1	stkgame	stkgame	PROPN
fsr-3218	169	2	is	be	AUX
fsr-3218	169	3	a	a	DET
fsr-3218	169	4	�	�	PROPN
fsr-3218	169	5	0,1	0,1	NUM
fsr-3218	169	6	�	�	PROPN
fsr-3218	169	7	indicator	indicator	NOUN
fsr-3218	169	8	variable	variable	NOUN
fsr-3218	169	9	with	with	ADP
fsr-3218	169	10	0	0	NUM
fsr-3218	169	11	coded	code	VERB
fsr-3218	169	12	as	as	ADP
fsr-3218	169	13	not	not	PART
fsr-3218	169	14	having	having	AUX
fsr-3218	169	15	taken	take	VERB
fsr-3218	169	16	a	a	DET
fsr-3218	169	17	course	course	NOUN
fsr-3218	169	18	in	in	ADP
fsr-3218	169	19	high	high	ADJ
fsr-3218	169	20	school	school	NOUN
fsr-3218	169	21	in	in	ADP
fsr-3218	169	22	which	which	PRON
fsr-3218	169	23	a	a	DET
fsr-3218	169	24	stock	stock	NOUN
fsr-3218	169	25	market	market	NOUN
fsr-3218	169	26	game	game	NOUN
fsr-3218	169	27	was	be	AUX
fsr-3218	169	28	played	play	VERB
fsr-3218	169	29	and	and	CCONJ
fsr-3218	169	30	1	1	NUM
fsr-3218	169	31	coded	code	VERB
fsr-3218	169	32	as	as	ADP
fsr-3218	169	33	having	having	AUX
fsr-3218	169	34	taken	take	VERB
fsr-3218	169	35	such	such	DET
fsr-3218	169	36	a	a	DET
fsr-3218	169	37	course	course	NOUN
fsr-3218	169	38	.	.	PUNCT
fsr-3218	170	1	race	race	NOUN
fsr-3218	170	2	is	be	AUX
fsr-3218	170	3	the	the	DET
fsr-3218	170	4	self	self	NOUN
fsr-3218	170	5	-	-	PUNCT
fsr-3218	170	6	reported	report	VERB
fsr-3218	170	7	race	race	NOUN
fsr-3218	170	8	of	of	ADP
fsr-3218	170	9	the	the	DET
fsr-3218	170	10	student	student	NOUN
fsr-3218	170	11	.	.	PUNCT
fsr-3218	171	1	n	n	CCONJ
fsr-3218	171	2	,	,	PUNCT
fsr-3218	171	3	the	the	DET
fsr-3218	171	4	number	number	NOUN
fsr-3218	171	5	of	of	ADP
fsr-3218	171	6	observations	observation	NOUN
fsr-3218	171	7	,	,	PUNCT
fsr-3218	171	8	is	be	AUX
fsr-3218	171	9	shown	show	VERB
fsr-3218	171	10	under	under	ADP
fsr-3218	171	11	the	the	DET
fsr-3218	171	12	correlation	correlation	NOUN
fsr-3218	171	13	.	.	PUNCT
fsr-3218	172	1	*	*	PUNCT
fsr-3218	173	1	p	p	X
fsr-3218	173	2	�	�	PROPN
fsr-3218	173	3	0.05	0.05	NUM
fsr-3218	173	4	,	,	PUNCT
fsr-3218	173	5	two	two	NUM
fsr-3218	173	6	-	-	PUNCT
fsr-3218	173	7	tailed	tail	VERB
fsr-3218	173	8	;	;	PUNCT
fsr-3218	173	9	*	*	PUNCT
fsr-3218	173	10	*	*	PUNCT
fsr-3218	173	11	p	p	X
fsr-3218	173	12	�	�	PROPN
fsr-3218	173	13	0.01	0.01	NUM
fsr-3218	173	14	,	,	PUNCT
fsr-3218	173	15	two	two	NUM
fsr-3218	173	16	-	-	PUNCT
fsr-3218	173	17	tailed	tailed	ADJ
fsr-3218	173	18	.	.	PUNCT
fsr-3218	174	1	166	166	NUM
fsr-3218	174	2	k.	k.	PROPN
fsr-3218	174	3	n.	n.	PROPN
fsr-3218	174	4	ryack	ryack	PROPN
fsr-3218	174	5	,	,	PUNCT
fsr-3218	174	6	a.	a.	NOUN
fsr-3218	174	7	sheikh	sheikh	PROPN
fsr-3218	174	8	/	/	SYM
fsr-3218	174	9	financial	financial	ADJ
fsr-3218	174	10	services	service	NOUN
fsr-3218	174	11	review	review	VERB
fsr-3218	174	12	25	25	NUM
fsr-3218	174	13	(	(	PUNCT
fsr-3218	174	14	2016	2016	NUM
fsr-3218	174	15	)	)	PUNCT
fsr-3218	174	16	157–180	157–180	NUM
fsr-3218	174	17	appropriate	appropriate	ADJ
fsr-3218	174	18	functional	functional	ADJ
fsr-3218	174	19	form	form	NOUN
fsr-3218	174	20	using	use	VERB
fsr-3218	174	21	ramsey	ramsey	PROPN
fsr-3218	174	22	’s	’s	PART
fsr-3218	174	23	regression	regression	PROPN
fsr-3218	174	24	specification	specification	NOUN
fsr-3218	174	25	error	error	NOUN
fsr-3218	174	26	test	test	NOUN
fsr-3218	174	27	(	(	PUNCT
fsr-3218	174	28	wooldridge	wooldridge	PROPN
fsr-3218	174	29	,	,	PUNCT
fsr-3218	174	30	2008	2008	NUM
fsr-3218	174	31	)	)	PUNCT
fsr-3218	174	32	.	.	PUNCT
fsr-3218	175	1	it	it	PRON
fsr-3218	175	2	also	also	ADV
fsr-3218	175	3	checks	check	VERB
fsr-3218	175	4	for	for	ADP
fsr-3218	175	5	influential	influential	ADJ
fsr-3218	175	6	observations	observation	NOUN
fsr-3218	175	7	using	use	VERB
fsr-3218	175	8	cook	cook	PROPN
fsr-3218	175	9	’s	’s	PART
fsr-3218	175	10	d	d	X
fsr-3218	175	11	statistic	statistic	ADJ
fsr-3218	175	12	(	(	PUNCT
fsr-3218	175	13	pardoe	pardoe	NOUN
fsr-3218	175	14	,	,	PUNCT
fsr-3218	175	15	2006	2006	NUM
fsr-3218	175	16	)	)	PUNCT
fsr-3218	175	17	.	.	PUNCT
fsr-3218	176	1	all	all	DET
fsr-3218	176	2	regression	regression	NOUN
fsr-3218	176	3	assumptions	assumption	NOUN
fsr-3218	176	4	are	be	AUX
fsr-3218	176	5	found	find	VERB
fsr-3218	176	6	to	to	PART
fsr-3218	176	7	hold	hold	VERB
fsr-3218	176	8	true	true	ADJ
fsr-3218	176	9	for	for	ADP
fsr-3218	176	10	each	each	PRON
fsr-3218	176	11	of	of	ADP
fsr-3218	176	12	the	the	DET
fsr-3218	176	13	step	step	NOUN
fsr-3218	176	14	1	1	NUM
fsr-3218	176	15	,	,	PUNCT
fsr-3218	176	16	step	step	NOUN
fsr-3218	176	17	2	2	NUM
fsr-3218	176	18	,	,	PUNCT
fsr-3218	176	19	and	and	CCONJ
fsr-3218	176	20	step	step	VERB
fsr-3218	176	21	3	3	NUM
fsr-3218	176	22	regressions	regression	NOUN
fsr-3218	176	23	(	(	PUNCT
fsr-3218	176	24	untabulated	untabulate	VERB
fsr-3218	176	25	results	result	NOUN
fsr-3218	176	26	)	)	PUNCT
fsr-3218	176	27	.	.	PUNCT
fsr-3218	177	1	as	as	SCONJ
fsr-3218	177	2	predicted	predict	VERB
fsr-3218	177	3	in	in	ADP
fsr-3218	177	4	hypothesis	hypothesis	NOUN
fsr-3218	177	5	1	1	NUM
fsr-3218	177	6	,	,	PUNCT
fsr-3218	177	7	ptp	ptp	PROPN
fsr-3218	177	8	is	be	AUX
fsr-3218	177	9	a	a	DET
fsr-3218	177	10	significant	significant	ADJ
fsr-3218	177	11	predictor	predictor	NOUN
fsr-3218	177	12	of	of	ADP
fsr-3218	177	13	frt	frt	NOUN
fsr-3218	177	14	score	score	NOUN
fsr-3218	177	15	in	in	ADP
fsr-3218	177	16	that	that	DET
fsr-3218	177	17	individuals	individual	NOUN
fsr-3218	177	18	with	with	ADP
fsr-3218	177	19	a	a	DET
fsr-3218	177	20	stronger	strong	ADJ
fsr-3218	177	21	present	present	ADJ
fsr-3218	177	22	orientation	orientation	NOUN
fsr-3218	177	23	are	be	AUX
fsr-3218	177	24	more	more	ADV
fsr-3218	177	25	likely	likely	ADJ
fsr-3218	177	26	to	to	PART
fsr-3218	177	27	have	have	VERB
fsr-3218	177	28	a	a	DET
fsr-3218	177	29	higher	high	ADJ
fsr-3218	177	30	level	level	NOUN
fsr-3218	177	31	of	of	ADP
fsr-3218	177	32	frt	frt	NOUN
fsr-3218	177	33	.	.	PUNCT
fsr-3218	178	1	consistent	consistent	ADJ
fsr-3218	178	2	with	with	ADP
fsr-3218	178	3	hypothesis	hypothesis	NOUN
fsr-3218	178	4	3	3	NUM
fsr-3218	178	5	,	,	PUNCT
fsr-3218	178	6	the	the	DET
fsr-3218	178	7	ptp	ptp	PROPN
fsr-3218	178	8	variable	variable	NOUN
fsr-3218	178	9	accounts	account	VERB
fsr-3218	178	10	for	for	ADP
fsr-3218	178	11	a	a	DET
fsr-3218	178	12	large	large	ADJ
fsr-3218	178	13	amount	amount	NOUN
fsr-3218	178	14	of	of	ADP
fsr-3218	178	15	variance	variance	NOUN
fsr-3218	178	16	above	above	ADV
fsr-3218	178	17	and	and	CCONJ
fsr-3218	178	18	beyond	beyond	ADP
fsr-3218	178	19	the	the	DET
fsr-3218	178	20	control	control	NOUN
fsr-3218	178	21	variables	variable	NOUN
fsr-3218	178	22	as	as	SCONJ
fsr-3218	178	23	evidenced	evidence	VERB
fsr-3218	178	24	by	by	ADP
fsr-3218	178	25	an	an	DET
fsr-3218	178	26	adjusted	adjust	VERB
fsr-3218	178	27	r2	r2	NOUN
fsr-3218	178	28	increase	increase	NOUN
fsr-3218	178	29	from	from	ADP
fsr-3218	178	30	0.172	0.172	NUM
fsr-3218	178	31	in	in	ADP
fsr-3218	178	32	step	step	NOUN
fsr-3218	178	33	1	1	NUM
fsr-3218	178	34	to	to	ADP
fsr-3218	178	35	0.278	0.278	NUM
fsr-3218	178	36	(	(	PUNCT
fsr-3218	178	37	an	an	DET
fsr-3218	178	38	increase	increase	NOUN
fsr-3218	178	39	of	of	ADP
fsr-3218	178	40	0.106	0.106	NUM
fsr-3218	178	41	or	or	CCONJ
fsr-3218	178	42	61.63	61.63	NUM
fsr-3218	178	43	%	%	NOUN
fsr-3218	178	44	)	)	PUNCT
fsr-3218	178	45	in	in	ADP
fsr-3218	178	46	step	step	NOUN
fsr-3218	178	47	2	2	NUM
fsr-3218	178	48	.	.	PUNCT
fsr-3218	179	1	in	in	ADP
fsr-3218	179	2	support	support	NOUN
fsr-3218	179	3	of	of	ADP
fsr-3218	179	4	hypothesis	hypothesis	NOUN
fsr-3218	179	5	2	2	NUM
fsr-3218	179	6	,	,	PUNCT
fsr-3218	179	7	the	the	DET
fsr-3218	179	8	ols	ol	NOUN
fsr-3218	179	9	hierarchical	hierarchical	ADJ
fsr-3218	179	10	regressions	regression	NOUN
fsr-3218	179	11	further	far	ADV
fsr-3218	179	12	demonstrate	demonstrate	VERB
fsr-3218	179	13	a	a	DET
fsr-3218	179	14	significant	significant	ADJ
fsr-3218	179	15	negative	negative	ADJ
fsr-3218	179	16	relationship	relationship	NOUN
fsr-3218	179	17	between	between	ADP
fsr-3218	179	18	ftp	ftp	PROPN
fsr-3218	179	19	and	and	CCONJ
fsr-3218	179	20	frt	frt	PROPN
fsr-3218	179	21	score	score	NOUN
fsr-3218	179	22	.	.	PUNCT
fsr-3218	180	1	in	in	ADP
fsr-3218	180	2	other	other	ADJ
fsr-3218	180	3	words	word	NOUN
fsr-3218	180	4	,	,	PUNCT
fsr-3218	180	5	individuals	individual	NOUN
fsr-3218	180	6	with	with	ADP
fsr-3218	180	7	a	a	DET
fsr-3218	180	8	stronger	strong	ADJ
fsr-3218	180	9	future	future	ADJ
fsr-3218	180	10	orientation	orientation	NOUN
fsr-3218	180	11	are	be	AUX
fsr-3218	180	12	more	more	ADV
fsr-3218	180	13	likely	likely	ADJ
fsr-3218	180	14	to	to	PART
fsr-3218	180	15	have	have	VERB
fsr-3218	180	16	a	a	DET
fsr-3218	180	17	lower	low	ADJ
fsr-3218	180	18	frt	frt	NOUN
fsr-3218	180	19	.	.	PUNCT
fsr-3218	181	1	the	the	DET
fsr-3218	181	2	addition	addition	NOUN
fsr-3218	181	3	of	of	ADP
fsr-3218	181	4	the	the	DET
fsr-3218	181	5	ftp	ftp	PROPN
fsr-3218	181	6	variable	variable	NOUN
fsr-3218	181	7	increases	increase	VERB
fsr-3218	181	8	the	the	DET
fsr-3218	181	9	adjusted	adjust	VERB
fsr-3218	181	10	r2	r2	NOUN
fsr-3218	181	11	from	from	ADP
fsr-3218	181	12	0.278	0.278	NUM
fsr-3218	181	13	in	in	ADP
fsr-3218	181	14	step	step	NOUN
fsr-3218	181	15	2	2	NUM
fsr-3218	181	16	to	to	ADP
fsr-3218	181	17	0.330	0.330	NUM
fsr-3218	181	18	in	in	ADP
fsr-3218	181	19	step	step	NOUN
fsr-3218	181	20	3	3	NUM
fsr-3218	181	21	(	(	PUNCT
fsr-3218	181	22	an	an	DET
fsr-3218	181	23	increase	increase	NOUN
fsr-3218	181	24	of	of	ADP
fsr-3218	181	25	0.052	0.052	NUM
fsr-3218	181	26	or	or	CCONJ
fsr-3218	181	27	18.71	18.71	NUM
fsr-3218	181	28	%	%	NOUN
fsr-3218	181	29	)	)	PUNCT
fsr-3218	181	30	,	,	PUNCT
fsr-3218	181	31	thus	thus	ADV
fsr-3218	181	32	supporting	support	VERB
fsr-3218	181	33	hypothesis	hypothesis	NOUN
fsr-3218	181	34	4	4	NUM
fsr-3218	181	35	.	.	PUNCT
fsr-3218	182	1	a	a	DET
fsr-3218	182	2	comparison	comparison	NOUN
fsr-3218	182	3	of	of	ADP
fsr-3218	182	4	step	step	NOUN
fsr-3218	182	5	3	3	NUM
fsr-3218	182	6	to	to	PART
fsr-3218	182	7	step	step	VERB
fsr-3218	182	8	1	1	NUM
fsr-3218	182	9	demonstrates	demonstrate	VERB
fsr-3218	182	10	that	that	SCONJ
fsr-3218	182	11	the	the	DET
fsr-3218	182	12	ptp	ptp	PROPN
fsr-3218	182	13	and	and	CCONJ
fsr-3218	182	14	ftp	ftp	PROPN
fsr-3218	182	15	variables	variable	NOUN
fsr-3218	182	16	together	together	ADV
fsr-3218	182	17	result	result	VERB
fsr-3218	182	18	in	in	ADP
fsr-3218	182	19	an	an	DET
fsr-3218	182	20	adjusted	adjust	VERB
fsr-3218	182	21	r2	r2	NOUN
fsr-3218	182	22	increase	increase	NOUN
fsr-3218	182	23	of	of	ADP
fsr-3218	182	24	0.158	0.158	NUM
fsr-3218	182	25	(	(	PUNCT
fsr-3218	182	26	an	an	DET
fsr-3218	182	27	increase	increase	NOUN
fsr-3218	182	28	of	of	ADP
fsr-3218	182	29	91.86	91.86	NUM
fsr-3218	182	30	%	%	NOUN
fsr-3218	182	31	)	)	PUNCT
fsr-3218	182	32	over	over	ADP
fsr-3218	182	33	a	a	DET
fsr-3218	182	34	model	model	NOUN
fsr-3218	182	35	that	that	PRON
fsr-3218	182	36	only	only	ADV
fsr-3218	182	37	includes	include	VERB
fsr-3218	182	38	gender	gender	NOUN
fsr-3218	182	39	,	,	PUNCT
fsr-3218	182	40	income	income	NOUN
fsr-3218	182	41	,	,	PUNCT
fsr-3218	182	42	and	and	CCONJ
fsr-3218	182	43	financial	financial	ADJ
fsr-3218	182	44	table	table	NOUN
fsr-3218	182	45	4	4	NUM
fsr-3218	182	46	ols	ol	NOUN
fsr-3218	182	47	hierarchical	hierarchical	ADJ
fsr-3218	182	48	regressions	regression	NOUN
fsr-3218	182	49	(	(	PUNCT
fsr-3218	182	50	standardized	standardize	VERB
fsr-3218	182	51	beta	beta	ADJ
fsr-3218	182	52	coefficients	coefficient	NOUN
fsr-3218	182	53	)	)	PUNCT
fsr-3218	182	54	step	step	NOUN
fsr-3218	182	55	1	1	NUM
fsr-3218	182	56	step	step	NOUN
fsr-3218	182	57	2	2	NUM
fsr-3218	182	58	step	step	NOUN
fsr-3218	182	59	3	3	NUM
fsr-3218	182	60	frt	frt	NOUN
fsr-3218	182	61	score	score	NOUN
fsr-3218	182	62	frt	frt	PROPN
fsr-3218	182	63	score	score	PROPN
fsr-3218	182	64	frt	frt	PROPN
fsr-3218	182	65	score	score	VERB
fsr-3218	182	66	ftp	ftp	PROPN
fsr-3218	182	67	�	�	PROPN
fsr-3218	182	68	0.251	0.251	NUM
fsr-3218	182	69	p	p	ADJ
fsr-3218	182	70	-	-	PUNCT
fsr-3218	182	71	value	value	NOUN
fsr-3218	182	72	0.000	0.000	NUM
fsr-3218	182	73	ptp	ptp	NOUN
fsr-3218	182	74	0.335	0.335	NUM
fsr-3218	182	75	0.341	0.341	NUM
fsr-3218	182	76	p	p	NOUN
fsr-3218	182	77	-	-	PUNCT
fsr-3218	182	78	value	value	NOUN
fsr-3218	182	79	0.000	0.000	NUM
fsr-3218	182	80	0.000	0.000	NUM
fsr-3218	182	81	gender	gender	NOUN
fsr-3218	182	82	0.295	0.295	NUM
fsr-3218	182	83	0.286	0.286	NUM
fsr-3218	182	84	0.202	0.202	NUM
fsr-3218	182	85	p	p	NOUN
fsr-3218	182	86	-	-	PUNCT
fsr-3218	182	87	value	value	NOUN
fsr-3218	182	88	0.000	0.000	NUM
fsr-3218	182	89	0.000	0.000	NUM
fsr-3218	182	90	0.000	0.000	NUM
fsr-3218	182	91	income	income	NOUN
fsr-3218	182	92	0.178	0.178	NUM
fsr-3218	182	93	0.148	0.148	NUM
fsr-3218	182	94	0.110	0.110	NUM
fsr-3218	182	95	p	p	NUM
fsr-3218	182	96	-	-	PUNCT
fsr-3218	182	97	value	value	NOUN
fsr-3218	182	98	0.000	0.000	NUM
fsr-3218	182	99	0.000	0.000	NUM
fsr-3218	182	100	0.016	0.016	NUM
fsr-3218	182	101	stkgame	stkgame	VERB
fsr-3218	182	102	0.181	0.181	NUM
fsr-3218	182	103	0.188	0.188	NUM
fsr-3218	182	104	0.197	0.197	NUM
fsr-3218	182	105	p	p	NUM
fsr-3218	182	106	-	-	PUNCT
fsr-3218	182	107	value	value	NOUN
fsr-3218	182	108	0.000	0.000	NUM
fsr-3218	182	109	0.000	0.000	NUM
fsr-3218	182	110	0.000	0.000	NUM
fsr-3218	182	111	n	n	SYM
fsr-3218	182	112	320	320	NUM
fsr-3218	182	113	317	317	NUM
fsr-3218	182	114	317	317	NUM
fsr-3218	182	115	r2	r2	NOUN
fsr-3218	182	116	0.179	0.179	NUM
fsr-3218	182	117	0.287	0.287	NUM
fsr-3218	182	118	0.340	0.340	NUM
fsr-3218	182	119	adjusted	adjust	VERB
fsr-3218	182	120	r2	r2	NOUN
fsr-3218	182	121	0.172	0.172	NUM
fsr-3218	182	122	0.278	0.278	NUM
fsr-3218	182	123	0.330	0.330	NUM
fsr-3218	182	124	f	f	X
fsr-3218	182	125	-	-	PUNCT
fsr-3218	182	126	statistic	statistic	NOUN
fsr-3218	182	127	21.180	21.180	NUM
fsr-3218	182	128	27.690	27.690	NUM
fsr-3218	182	129	29.060	29.060	NUM
fsr-3218	182	130	prob	prob	NOUN
fsr-3218	182	131	�	�	PROPN
fsr-3218	182	132	f	f	NOUN
fsr-3218	182	133	-	-	PUNCT
fsr-3218	182	134	statistic	statistic	NOUN
fsr-3218	182	135	0.000	0.000	NUM
fsr-3218	182	136	0.000	0.000	NUM
fsr-3218	182	137	0.000	0.000	NUM
fsr-3218	182	138	financial	financial	ADJ
fsr-3218	182	139	risk	risk	NOUN
fsr-3218	182	140	tolerance	tolerance	NOUN
fsr-3218	182	141	(	(	PUNCT
fsr-3218	182	142	frt	frt	NOUN
fsr-3218	182	143	)	)	PUNCT
fsr-3218	182	144	score	score	NOUN
fsr-3218	182	145	is	be	AUX
fsr-3218	182	146	measured	measure	VERB
fsr-3218	182	147	using	use	VERB
fsr-3218	182	148	student	student	NOUN
fsr-3218	182	149	scores	score	NOUN
fsr-3218	182	150	on	on	ADP
fsr-3218	182	151	the	the	DET
fsr-3218	182	152	grable	grable	PROPN
fsr-3218	182	153	and	and	CCONJ
fsr-3218	182	154	lytton	lytton	PROPN
fsr-3218	182	155	(	(	PUNCT
fsr-3218	182	156	1999	1999	NUM
fsr-3218	182	157	)	)	PUNCT
fsr-3218	182	158	13	13	NUM
fsr-3218	182	159	-	-	PUNCT
fsr-3218	182	160	item	item	NOUN
fsr-3218	182	161	financial	financial	ADJ
fsr-3218	182	162	risk	risk	NOUN
fsr-3218	182	163	tolerance	tolerance	NOUN
fsr-3218	182	164	scale	scale	NOUN
fsr-3218	182	165	.	.	PUNCT
fsr-3218	183	1	future	future	ADJ
fsr-3218	183	2	time	time	NOUN
fsr-3218	183	3	perspective	perspective	NOUN
fsr-3218	183	4	(	(	PUNCT
fsr-3218	183	5	ftp	ftp	NOUN
fsr-3218	183	6	)	)	PUNCT
fsr-3218	183	7	is	be	AUX
fsr-3218	183	8	measured	measure	VERB
fsr-3218	183	9	using	use	VERB
fsr-3218	183	10	nine	nine	NUM
fsr-3218	183	11	items	item	NOUN
fsr-3218	183	12	from	from	ADP
fsr-3218	183	13	the	the	DET
fsr-3218	183	14	zimbardo	zimbardo	NOUN
fsr-3218	183	15	time	time	NOUN
fsr-3218	183	16	perspective	perspective	PROPN
fsr-3218	183	17	inventory	inventory	NOUN
fsr-3218	183	18	(	(	PUNCT
fsr-3218	183	19	ztpi	ztpi	NOUN
fsr-3218	183	20	)	)	PUNCT
fsr-3218	183	21	future	future	ADJ
fsr-3218	183	22	scale	scale	NOUN
fsr-3218	183	23	.	.	PUNCT
fsr-3218	184	1	present	present	ADJ
fsr-3218	184	2	time	time	NOUN
fsr-3218	184	3	perspective	perspective	PROPN
fsr-3218	184	4	(	(	PUNCT
fsr-3218	184	5	ptp	ptp	PROPN
fsr-3218	184	6	)	)	PUNCT
fsr-3218	184	7	is	be	AUX
fsr-3218	184	8	measured	measure	VERB
fsr-3218	184	9	using	use	VERB
fsr-3218	184	10	nine	nine	NUM
fsr-3218	184	11	items	item	NOUN
fsr-3218	184	12	from	from	ADP
fsr-3218	184	13	the	the	DET
fsr-3218	184	14	zimbardo	zimbardo	NOUN
fsr-3218	184	15	time	time	NOUN
fsr-3218	184	16	perspective	perspective	PROPN
fsr-3218	184	17	inventory	inventory	NOUN
fsr-3218	184	18	(	(	PUNCT
fsr-3218	184	19	ztpi	ztpi	NOUN
fsr-3218	184	20	)	)	PUNCT
fsr-3218	184	21	present	present	ADJ
fsr-3218	184	22	-	-	PUNCT
fsr-3218	184	23	hedonistic	hedonistic	ADJ
fsr-3218	184	24	scale	scale	NOUN
fsr-3218	184	25	.	.	PUNCT
fsr-3218	185	1	gender	gender	NOUN
fsr-3218	185	2	is	be	AUX
fsr-3218	185	3	a	a	DET
fsr-3218	185	4	�	�	PROPN
fsr-3218	185	5	0,1	0,1	NUM
fsr-3218	185	6	�	�	PROPN
fsr-3218	185	7	indicator	indicator	NOUN
fsr-3218	185	8	variable	variable	NOUN
fsr-3218	185	9	with	with	ADP
fsr-3218	185	10	0	0	NUM
fsr-3218	185	11	coded	code	VERB
fsr-3218	185	12	as	as	ADP
fsr-3218	185	13	female	female	ADJ
fsr-3218	185	14	and	and	CCONJ
fsr-3218	185	15	1	1	NUM
fsr-3218	185	16	coded	code	VERB
fsr-3218	185	17	as	as	ADP
fsr-3218	185	18	male	male	NOUN
fsr-3218	185	19	.	.	PUNCT
fsr-3218	186	1	income	income	NOUN
fsr-3218	186	2	is	be	AUX
fsr-3218	186	3	estimate	estimate	NOUN
fsr-3218	186	4	of	of	ADP
fsr-3218	186	5	parents	parent	NOUN
fsr-3218	186	6	’	'	PUNCT
fsr-3218	186	7	income	income	NOUN
fsr-3218	186	8	is	be	AUX
fsr-3218	186	9	where	where	SCONJ
fsr-3218	186	10	students	student	NOUN
fsr-3218	186	11	were	be	AUX
fsr-3218	186	12	asked	ask	VERB
fsr-3218	186	13	to	to	PART
fsr-3218	186	14	estimate	estimate	VERB
fsr-3218	186	15	the	the	DET
fsr-3218	186	16	combined	combined	ADJ
fsr-3218	186	17	income	income	NOUN
fsr-3218	186	18	of	of	ADP
fsr-3218	186	19	their	their	PRON
fsr-3218	186	20	parents	parent	NOUN
fsr-3218	186	21	from	from	ADP
fsr-3218	186	22	all	all	DET
fsr-3218	186	23	sources	source	NOUN
fsr-3218	186	24	,	,	PUNCT
fsr-3218	186	25	before	before	ADP
fsr-3218	186	26	taxes	taxis	NOUN
fsr-3218	186	27	.	.	PUNCT
fsr-3218	187	1	stkgame	stkgame	PROPN
fsr-3218	187	2	is	be	AUX
fsr-3218	187	3	a	a	DET
fsr-3218	187	4	�	�	PROPN
fsr-3218	187	5	0,1	0,1	NUM
fsr-3218	187	6	�	�	PROPN
fsr-3218	187	7	indicator	indicator	NOUN
fsr-3218	187	8	variable	variable	NOUN
fsr-3218	187	9	with	with	ADP
fsr-3218	187	10	0	0	NUM
fsr-3218	187	11	coded	code	VERB
fsr-3218	187	12	as	as	ADP
fsr-3218	187	13	not	not	PART
fsr-3218	187	14	having	having	AUX
fsr-3218	187	15	taken	take	VERB
fsr-3218	187	16	a	a	DET
fsr-3218	187	17	course	course	NOUN
fsr-3218	187	18	in	in	ADP
fsr-3218	187	19	high	high	ADJ
fsr-3218	187	20	school	school	NOUN
fsr-3218	187	21	in	in	ADP
fsr-3218	187	22	which	which	PRON
fsr-3218	187	23	a	a	DET
fsr-3218	187	24	stock	stock	NOUN
fsr-3218	187	25	market	market	NOUN
fsr-3218	187	26	game	game	NOUN
fsr-3218	187	27	was	be	AUX
fsr-3218	187	28	played	play	VERB
fsr-3218	187	29	and	and	CCONJ
fsr-3218	187	30	1	1	NUM
fsr-3218	187	31	coded	code	VERB
fsr-3218	187	32	as	as	ADP
fsr-3218	187	33	having	having	AUX
fsr-3218	187	34	taken	take	VERB
fsr-3218	187	35	such	such	DET
fsr-3218	187	36	a	a	DET
fsr-3218	187	37	course	course	NOUN
fsr-3218	187	38	.	.	PUNCT
fsr-3218	188	1	this	this	DET
fsr-3218	188	2	table	table	NOUN
fsr-3218	188	3	presents	present	VERB
fsr-3218	188	4	results	result	NOUN
fsr-3218	188	5	of	of	ADP
fsr-3218	188	6	the	the	DET
fsr-3218	188	7	following	follow	VERB
fsr-3218	188	8	ordinary	ordinary	ADJ
fsr-3218	188	9	least	least	ADV
fsr-3218	188	10	squared	square	VERB
fsr-3218	188	11	(	(	PUNCT
fsr-3218	188	12	ols	ol	NOUN
fsr-3218	188	13	)	)	PUNCT
fsr-3218	188	14	regressions	regression	NOUN
fsr-3218	188	15	:	:	PUNCT
fsr-3218	188	16	step	step	NOUN
fsr-3218	188	17	1	1	NUM
fsr-3218	188	18	:	:	PUNCT
fsr-3218	188	19	frt	frt	PROPN
fsr-3218	188	20	score	score	PROPN
fsr-3218	188	21	�	�	PROPN
fsr-3218	188	22	f(gender	f(gender	PROPN
fsr-3218	188	23	,	,	PUNCT
fsr-3218	188	24	income	income	NOUN
fsr-3218	188	25	,	,	PUNCT
fsr-3218	188	26	stkgame	stkgame	ADJ
fsr-3218	188	27	)	)	PUNCT
fsr-3218	188	28	step	step	NOUN
fsr-3218	188	29	2	2	NUM
fsr-3218	188	30	:	:	PUNCT
fsr-3218	188	31	frt	frt	PROPN
fsr-3218	188	32	score	score	PROPN
fsr-3218	188	33	�	�	PROPN
fsr-3218	188	34	f(ptp	f(ptp	PROPN
fsr-3218	188	35	,	,	PUNCT
fsr-3218	188	36	gender	gender	NOUN
fsr-3218	188	37	,	,	PUNCT
fsr-3218	188	38	income	income	NOUN
fsr-3218	188	39	,	,	PUNCT
fsr-3218	188	40	stkgame	stkgame	ADJ
fsr-3218	188	41	)	)	PUNCT
fsr-3218	188	42	step	step	NOUN
fsr-3218	188	43	3	3	NUM
fsr-3218	188	44	:	:	PUNCT
fsr-3218	188	45	frt	frt	PROPN
fsr-3218	188	46	score	score	PROPN
fsr-3218	188	47	�	�	PROPN
fsr-3218	188	48	f(ftp	f(ftp	PROPN
fsr-3218	188	49	,	,	PUNCT
fsr-3218	188	50	ptp	ptp	PROPN
fsr-3218	188	51	,	,	PUNCT
fsr-3218	188	52	gender	gender	NOUN
fsr-3218	188	53	,	,	PUNCT
fsr-3218	188	54	income	income	NOUN
fsr-3218	188	55	,	,	PUNCT
fsr-3218	188	56	stkgame	stkgame	PROPN
fsr-3218	188	57	)	)	PUNCT
fsr-3218	188	58	.	.	PUNCT
fsr-3218	189	1	167k	167k	PROPN
fsr-3218	189	2	.	.	PUNCT
fsr-3218	190	1	n.	n.	PROPN
fsr-3218	190	2	ryack	ryack	PROPN
fsr-3218	190	3	,	,	PUNCT
fsr-3218	190	4	a.	a.	NOUN
fsr-3218	190	5	sheikh	sheikh	PROPN
fsr-3218	190	6	/	/	SYM
fsr-3218	190	7	financial	financial	ADJ
fsr-3218	190	8	services	service	NOUN
fsr-3218	190	9	review	review	VERB
fsr-3218	190	10	25	25	NUM
fsr-3218	190	11	(	(	PUNCT
fsr-3218	190	12	2016	2016	NUM
fsr-3218	190	13	)	)	PUNCT
fsr-3218	190	14	157–180	157–180	NUM
fsr-3218	190	15	knowledge	knowledge	NOUN
fsr-3218	190	16	/	/	SYM
fsr-3218	190	17	experience	experience	NOUN
fsr-3218	190	18	(	(	PUNCT
fsr-3218	190	19	gender	gender	NOUN
fsr-3218	190	20	,	,	PUNCT
fsr-3218	190	21	income	income	NOUN
fsr-3218	190	22	,	,	PUNCT
fsr-3218	190	23	and	and	CCONJ
fsr-3218	190	24	stkgame	stkgame	ADJ
fsr-3218	190	25	)	)	PUNCT
fsr-3218	190	26	.	.	PUNCT
fsr-3218	191	1	thus	thus	ADV
fsr-3218	191	2	,	,	PUNCT
fsr-3218	191	3	we	we	PRON
fsr-3218	191	4	find	find	VERB
fsr-3218	191	5	evidence	evidence	NOUN
fsr-3218	191	6	in	in	ADP
fsr-3218	191	7	support	support	NOUN
fsr-3218	191	8	of	of	ADP
fsr-3218	191	9	all	all	DET
fsr-3218	191	10	four	four	NUM
fsr-3218	191	11	hypotheses	hypothesis	NOUN
fsr-3218	191	12	.	.	PUNCT
fsr-3218	192	1	4.4	4.4	NUM
fsr-3218	192	2	.	.	PUNCT
fsr-3218	193	1	sensitivity	sensitivity	NOUN
fsr-3218	193	2	analyses	analysis	NOUN
fsr-3218	193	3	we	we	PRON
fsr-3218	193	4	run	run	VERB
fsr-3218	193	5	a	a	DET
fsr-3218	193	6	variety	variety	NOUN
fsr-3218	193	7	of	of	ADP
fsr-3218	193	8	sensitivity	sensitivity	NOUN
fsr-3218	193	9	analyses	analysis	NOUN
fsr-3218	193	10	to	to	PART
fsr-3218	193	11	ensure	ensure	VERB
fsr-3218	193	12	that	that	SCONJ
fsr-3218	193	13	our	our	PRON
fsr-3218	193	14	inferences	inference	NOUN
fsr-3218	193	15	remain	remain	VERB
fsr-3218	193	16	qualitatively	qualitatively	ADV
fsr-3218	193	17	unchanged	unchanged	ADJ
fsr-3218	193	18	if	if	SCONJ
fsr-3218	193	19	we	we	PRON
fsr-3218	193	20	run	run	VERB
fsr-3218	193	21	regressions	regression	NOUN
fsr-3218	193	22	separately	separately	ADV
fsr-3218	193	23	for	for	ADP
fsr-3218	193	24	certain	certain	ADJ
fsr-3218	193	25	groups	group	NOUN
fsr-3218	193	26	,	,	PUNCT
fsr-3218	193	27	or	or	CCONJ
fsr-3218	193	28	if	if	SCONJ
fsr-3218	193	29	we	we	PRON
fsr-3218	193	30	change	change	VERB
fsr-3218	193	31	the	the	DET
fsr-3218	193	32	method	method	NOUN
fsr-3218	193	33	of	of	ADP
fsr-3218	193	34	estimation	estimation	NOUN
fsr-3218	193	35	.	.	PUNCT
fsr-3218	194	1	4.4.1	4.4.1	X
fsr-3218	194	2	.	.	PUNCT
fsr-3218	195	1	ols	ol	NOUN
fsr-3218	195	2	hierarchical	hierarchical	ADJ
fsr-3218	195	3	regressions	regression	NOUN
fsr-3218	195	4	by	by	ADP
fsr-3218	195	5	group	group	NOUN
fsr-3218	195	6	we	we	PRON
fsr-3218	195	7	begin	begin	VERB
fsr-3218	195	8	our	our	PRON
fsr-3218	195	9	sensitivity	sensitivity	NOUN
fsr-3218	195	10	analyses	analysis	NOUN
fsr-3218	195	11	by	by	ADP
fsr-3218	195	12	running	run	VERB
fsr-3218	195	13	ols	ol	NOUN
fsr-3218	195	14	hierarchical	hierarchical	ADJ
fsr-3218	195	15	regressions	regression	NOUN
fsr-3218	195	16	by	by	ADP
fsr-3218	195	17	gender	gender	NOUN
fsr-3218	195	18	(	(	PUNCT
fsr-3218	195	19	results	result	NOUN
fsr-3218	195	20	reported	report	VERB
fsr-3218	195	21	in	in	ADP
fsr-3218	195	22	table	table	NOUN
fsr-3218	195	23	5	5	NUM
fsr-3218	195	24	)	)	PUNCT
fsr-3218	195	25	and	and	CCONJ
fsr-3218	195	26	by	by	ADP
fsr-3218	195	27	stkgame	stkgame	PROPN
fsr-3218	195	28	(	(	PUNCT
fsr-3218	195	29	results	result	NOUN
fsr-3218	195	30	reported	report	VERB
fsr-3218	195	31	in	in	ADP
fsr-3218	195	32	table	table	NOUN
fsr-3218	195	33	6	6	NUM
fsr-3218	195	34	)	)	PUNCT
fsr-3218	195	35	.	.	PUNCT
fsr-3218	196	1	in	in	ADP
fsr-3218	196	2	table	table	NOUN
fsr-3218	196	3	5	5	NUM
fsr-3218	196	4	,	,	PUNCT
fsr-3218	196	5	we	we	PRON
fsr-3218	196	6	run	run	VERB
fsr-3218	196	7	regressions	regression	NOUN
fsr-3218	196	8	of	of	ADP
fsr-3218	196	9	the	the	DET
fsr-3218	196	10	following	follow	VERB
fsr-3218	196	11	form	form	NOUN
fsr-3218	196	12	by	by	ADP
fsr-3218	196	13	gender	gender	NOUN
fsr-3218	196	14	:	:	PUNCT
fsr-3218	196	15	step	step	NOUN
fsr-3218	196	16	1	1	NUM
fsr-3218	196	17	:	:	PUNCT
fsr-3218	196	18	frt	frt	PROPN
fsr-3218	196	19	score	score	PROPN
fsr-3218	196	20	�	�	PROPN
fsr-3218	196	21	f(income	f(income	PROPN
fsr-3218	196	22	,	,	PUNCT
fsr-3218	196	23	stkgame	stkgame	ADJ
fsr-3218	196	24	)	)	PUNCT
fsr-3218	196	25	step	step	NOUN
fsr-3218	196	26	2	2	NUM
fsr-3218	196	27	:	:	PUNCT
fsr-3218	196	28	frt	frt	PROPN
fsr-3218	196	29	score	score	PROPN
fsr-3218	196	30	�	�	PROPN
fsr-3218	196	31	f(ptp	f(ptp	PROPN
fsr-3218	196	32	,	,	PUNCT
fsr-3218	196	33	income	income	NOUN
fsr-3218	196	34	,	,	PUNCT
fsr-3218	196	35	stkgame	stkgame	ADJ
fsr-3218	196	36	)	)	PUNCT
fsr-3218	196	37	step	step	NOUN
fsr-3218	196	38	3	3	NUM
fsr-3218	196	39	:	:	PUNCT
fsr-3218	196	40	frt	frt	PROPN
fsr-3218	196	41	score	score	PROPN
fsr-3218	196	42	�	�	PROPN
fsr-3218	196	43	f(ftp	f(ftp	PROPN
fsr-3218	196	44	,	,	PUNCT
fsr-3218	196	45	ptp	ptp	PROPN
fsr-3218	196	46	,	,	PUNCT
fsr-3218	196	47	income	income	NOUN
fsr-3218	196	48	,	,	PUNCT
fsr-3218	196	49	stkgame	stkgame	PROPN
fsr-3218	196	50	)	)	PUNCT
fsr-3218	196	51	where	where	SCONJ
fsr-3218	196	52	the	the	DET
fsr-3218	196	53	dependent	dependent	ADJ
fsr-3218	196	54	variable	variable	NOUN
fsr-3218	196	55	and	and	CCONJ
fsr-3218	196	56	independent	independent	ADJ
fsr-3218	196	57	variables	variable	NOUN
fsr-3218	196	58	are	be	AUX
fsr-3218	196	59	defined	define	VERB
fsr-3218	196	60	in	in	ADP
fsr-3218	196	61	the	the	DET
fsr-3218	196	62	previous	previous	ADJ
fsr-3218	196	63	section	section	NOUN
fsr-3218	196	64	.	.	PUNCT
fsr-3218	197	1	for	for	ADP
fsr-3218	197	2	both	both	PRON
fsr-3218	197	3	females	female	NOUN
fsr-3218	197	4	and	and	CCONJ
fsr-3218	197	5	males	male	NOUN
fsr-3218	197	6	,	,	PUNCT
fsr-3218	197	7	ptp	ptp	PROPN
fsr-3218	197	8	is	be	AUX
fsr-3218	197	9	a	a	DET
fsr-3218	197	10	significant	significant	ADJ
fsr-3218	197	11	predictor	predictor	NOUN
fsr-3218	197	12	of	of	ADP
fsr-3218	197	13	frt	frt	PROPN
fsr-3218	197	14	score	score	NOUN
fsr-3218	197	15	,	,	PUNCT
fsr-3218	197	16	supporting	support	VERB
fsr-3218	197	17	hypothesis	hypothesis	NOUN
fsr-3218	197	18	1	1	NUM
fsr-3218	197	19	.	.	PUNCT
fsr-3218	198	1	consistent	consistent	ADJ
fsr-3218	198	2	with	with	ADP
fsr-3218	198	3	the	the	DET
fsr-3218	198	4	full	full	ADJ
fsr-3218	198	5	model	model	NOUN
fsr-3218	198	6	previously	previously	ADV
fsr-3218	198	7	discussed	discuss	VERB
fsr-3218	198	8	(	(	PUNCT
fsr-3218	198	9	where	where	SCONJ
fsr-3218	198	10	gender	gender	NOUN
fsr-3218	198	11	is	be	AUX
fsr-3218	198	12	an	an	DET
fsr-3218	198	13	independent	independent	ADJ
fsr-3218	198	14	variable	variable	NOUN
fsr-3218	198	15	)	)	PUNCT
fsr-3218	198	16	,	,	PUNCT
fsr-3218	198	17	the	the	DET
fsr-3218	198	18	ptp	ptp	PROPN
fsr-3218	198	19	variable	variable	NOUN
fsr-3218	198	20	accounts	account	VERB
fsr-3218	198	21	for	for	ADP
fsr-3218	198	22	a	a	DET
fsr-3218	198	23	large	large	ADJ
fsr-3218	198	24	amount	amount	NOUN
fsr-3218	198	25	of	of	ADP
fsr-3218	198	26	variance	variance	NOUN
fsr-3218	198	27	above	above	ADV
fsr-3218	198	28	and	and	CCONJ
fsr-3218	198	29	beyond	beyond	ADP
fsr-3218	198	30	the	the	DET
fsr-3218	198	31	control	control	NOUN
fsr-3218	198	32	variables	variable	NOUN
fsr-3218	198	33	.	.	PUNCT
fsr-3218	199	1	this	this	PRON
fsr-3218	199	2	is	be	AUX
fsr-3218	199	3	evidenced	evidence	VERB
fsr-3218	199	4	by	by	ADP
fsr-3218	199	5	an	an	DET
fsr-3218	199	6	adjusted	adjust	VERB
fsr-3218	199	7	r2	r2	NOUN
fsr-3218	199	8	increase	increase	NOUN
fsr-3218	199	9	from	from	ADP
fsr-3218	199	10	0.095	0.095	NUM
fsr-3218	199	11	in	in	ADP
fsr-3218	199	12	step	step	NOUN
fsr-3218	199	13	1	1	NUM
fsr-3218	199	14	to	to	ADP
fsr-3218	199	15	0.204	0.204	NUM
fsr-3218	199	16	in	in	ADP
fsr-3218	199	17	step	step	NOUN
fsr-3218	199	18	2	2	NUM
fsr-3218	199	19	for	for	ADP
fsr-3218	199	20	females	female	NOUN
fsr-3218	199	21	and	and	CCONJ
fsr-3218	199	22	from	from	ADP
fsr-3218	199	23	0.030	0.030	NUM
fsr-3218	199	24	in	in	ADP
fsr-3218	199	25	step	step	NOUN
fsr-3218	199	26	1	1	NUM
fsr-3218	199	27	to	to	ADP
fsr-3218	199	28	0.161	0.161	NUM
fsr-3218	199	29	for	for	ADP
fsr-3218	199	30	males	male	NOUN
fsr-3218	199	31	,	,	PUNCT
fsr-3218	199	32	thus	thus	ADV
fsr-3218	199	33	providing	provide	VERB
fsr-3218	199	34	support	support	NOUN
fsr-3218	199	35	for	for	ADP
fsr-3218	199	36	hypothesis	hypothesis	NOUN
fsr-3218	199	37	3	3	NUM
fsr-3218	199	38	.	.	PUNCT
fsr-3218	199	39	as	as	SCONJ
fsr-3218	199	40	found	find	VERB
fsr-3218	199	41	with	with	ADP
fsr-3218	199	42	the	the	DET
fsr-3218	199	43	full	full	ADJ
fsr-3218	199	44	regression	regression	NOUN
fsr-3218	199	45	models	model	NOUN
fsr-3218	199	46	,	,	PUNCT
fsr-3218	199	47	the	the	DET
fsr-3218	199	48	ols	ol	NOUN
fsr-3218	199	49	hierarchical	hierarchical	ADJ
fsr-3218	199	50	regressions	regression	NOUN
fsr-3218	199	51	by	by	ADP
fsr-3218	199	52	gender	gender	NOUN
fsr-3218	199	53	also	also	ADV
fsr-3218	199	54	demonstrate	demonstrate	VERB
fsr-3218	199	55	a	a	DET
fsr-3218	199	56	significant	significant	ADJ
fsr-3218	199	57	negative	negative	ADJ
fsr-3218	199	58	relationship	relationship	NOUN
fsr-3218	199	59	between	between	ADP
fsr-3218	199	60	ftp	ftp	PROPN
fsr-3218	199	61	and	and	CCONJ
fsr-3218	199	62	frt	frt	PROPN
fsr-3218	199	63	score	score	NOUN
fsr-3218	199	64	,	,	PUNCT
fsr-3218	199	65	supporting	support	VERB
fsr-3218	199	66	hypothesis	hypothesis	NOUN
fsr-3218	199	67	2	2	NUM
fsr-3218	199	68	.	.	PUNCT
fsr-3218	200	1	the	the	DET
fsr-3218	200	2	addition	addition	NOUN
fsr-3218	200	3	of	of	ADP
fsr-3218	200	4	the	the	DET
fsr-3218	200	5	ftp	ftp	PROPN
fsr-3218	200	6	variable	variable	NOUN
fsr-3218	200	7	increases	increase	VERB
fsr-3218	200	8	the	the	DET
fsr-3218	200	9	adjusted	adjust	VERB
fsr-3218	200	10	r2	r2	NOUN
fsr-3218	200	11	from	from	ADP
fsr-3218	200	12	0.204	0.204	NUM
fsr-3218	200	13	in	in	ADP
fsr-3218	200	14	step	step	NOUN
fsr-3218	200	15	2	2	NUM
fsr-3218	200	16	to	to	ADP
fsr-3218	200	17	0.306	0.306	NUM
fsr-3218	200	18	in	in	ADP
fsr-3218	200	19	step	step	NOUN
fsr-3218	200	20	3	3	NUM
fsr-3218	200	21	for	for	ADP
fsr-3218	200	22	females	female	NOUN
fsr-3218	200	23	and	and	CCONJ
fsr-3218	200	24	from	from	ADP
fsr-3218	200	25	0.161	0.161	NUM
fsr-3218	200	26	in	in	ADP
fsr-3218	200	27	step	step	NOUN
fsr-3218	200	28	2	2	NUM
fsr-3218	200	29	to	to	ADP
fsr-3218	200	30	0.182	0.182	NUM
fsr-3218	200	31	in	in	ADP
fsr-3218	200	32	step	step	NOUN
fsr-3218	200	33	3	3	NUM
fsr-3218	200	34	for	for	ADP
fsr-3218	200	35	males	male	NOUN
fsr-3218	200	36	,	,	PUNCT
fsr-3218	200	37	thus	thus	ADV
fsr-3218	200	38	supporting	support	VERB
fsr-3218	200	39	hypothesis	hypothesis	NOUN
fsr-3218	200	40	4	4	NUM
fsr-3218	200	41	.	.	PUNCT
fsr-3218	201	1	a	a	DET
fsr-3218	201	2	comparison	comparison	NOUN
fsr-3218	201	3	of	of	ADP
fsr-3218	201	4	step	step	NOUN
fsr-3218	201	5	3	3	NUM
fsr-3218	201	6	to	to	PART
fsr-3218	201	7	step	step	VERB
fsr-3218	201	8	1	1	NUM
fsr-3218	201	9	demonstrates	demonstrate	VERB
fsr-3218	201	10	that	that	SCONJ
fsr-3218	201	11	the	the	DET
fsr-3218	201	12	ptp	ptp	PROPN
fsr-3218	201	13	and	and	CCONJ
fsr-3218	201	14	ftp	ftp	PROPN
fsr-3218	201	15	variables	variable	NOUN
fsr-3218	201	16	together	together	ADV
fsr-3218	201	17	result	result	VERB
fsr-3218	201	18	in	in	ADP
fsr-3218	201	19	an	an	DET
fsr-3218	201	20	adjusted	adjust	VERB
fsr-3218	201	21	r2	r2	NOUN
fsr-3218	201	22	increase	increase	NOUN
fsr-3218	201	23	of	of	ADP
fsr-3218	201	24	0.211	0.211	NUM
fsr-3218	201	25	(	(	PUNCT
fsr-3218	201	26	an	an	DET
fsr-3218	201	27	increase	increase	NOUN
fsr-3218	201	28	of	of	ADP
fsr-3218	201	29	222.11	222.11	NUM
fsr-3218	201	30	%	%	NOUN
fsr-3218	201	31	)	)	PUNCT
fsr-3218	201	32	for	for	ADP
fsr-3218	201	33	females	female	NOUN
fsr-3218	201	34	and	and	CCONJ
fsr-3218	201	35	an	an	DET
fsr-3218	201	36	increase	increase	NOUN
fsr-3218	201	37	of	of	ADP
fsr-3218	201	38	0.152	0.152	NUM
fsr-3218	201	39	(	(	PUNCT
fsr-3218	201	40	an	an	DET
fsr-3218	201	41	increase	increase	NOUN
fsr-3218	201	42	of	of	ADP
fsr-3218	201	43	506.67	506.67	NUM
fsr-3218	201	44	%	%	NOUN
fsr-3218	201	45	)	)	PUNCT
fsr-3218	201	46	for	for	ADP
fsr-3218	201	47	males	male	NOUN
fsr-3218	201	48	over	over	ADP
fsr-3218	201	49	a	a	DET
fsr-3218	201	50	model	model	NOUN
fsr-3218	201	51	that	that	PRON
fsr-3218	201	52	only	only	ADV
fsr-3218	201	53	includes	include	VERB
fsr-3218	201	54	only	only	ADJ
fsr-3218	201	55	income	income	NOUN
fsr-3218	201	56	and	and	CCONJ
fsr-3218	201	57	financial	financial	ADJ
fsr-3218	201	58	knowledge	knowledge	NOUN
fsr-3218	201	59	/	/	SYM
fsr-3218	201	60	experience	experience	NOUN
fsr-3218	201	61	(	(	PUNCT
fsr-3218	201	62	income	income	NOUN
fsr-3218	201	63	,	,	PUNCT
fsr-3218	201	64	stkgame	stkgame	PROPN
fsr-3218	201	65	)	)	PUNCT
fsr-3218	201	66	.	.	PUNCT
fsr-3218	202	1	an	an	DET
fsr-3218	202	2	interesting	interesting	ADJ
fsr-3218	202	3	finding	finding	NOUN
fsr-3218	202	4	is	be	AUX
fsr-3218	202	5	that	that	SCONJ
fsr-3218	202	6	income	income	NOUN
fsr-3218	202	7	continues	continue	VERB
fsr-3218	202	8	to	to	PART
fsr-3218	202	9	be	be	AUX
fsr-3218	202	10	a	a	DET
fsr-3218	202	11	significant	significant	ADJ
fsr-3218	202	12	explanatory	explanatory	ADJ
fsr-3218	202	13	variable	variable	NOUN
fsr-3218	202	14	for	for	ADP
fsr-3218	202	15	females	female	NOUN
fsr-3218	202	16	but	but	CCONJ
fsr-3218	202	17	not	not	PART
fsr-3218	202	18	for	for	ADP
fsr-3218	202	19	males	male	NOUN
fsr-3218	202	20	.	.	PUNCT
fsr-3218	203	1	as	as	ADP
fsr-3218	203	2	in	in	ADP
fsr-3218	203	3	the	the	DET
fsr-3218	203	4	full	full	ADJ
fsr-3218	203	5	model	model	NOUN
fsr-3218	203	6	,	,	PUNCT
fsr-3218	203	7	we	we	PRON
fsr-3218	203	8	find	find	VERB
fsr-3218	203	9	evidence	evidence	NOUN
fsr-3218	203	10	to	to	PART
fsr-3218	203	11	support	support	VERB
fsr-3218	203	12	all	all	DET
fsr-3218	203	13	four	four	NUM
fsr-3218	203	14	hypotheses	hypothesis	NOUN
fsr-3218	203	15	when	when	SCONJ
fsr-3218	203	16	we	we	PRON
fsr-3218	203	17	run	run	VERB
fsr-3218	203	18	hierarchical	hierarchical	ADJ
fsr-3218	203	19	regressions	regression	NOUN
fsr-3218	203	20	separately	separately	ADV
fsr-3218	203	21	by	by	ADP
fsr-3218	203	22	gender	gender	NOUN
fsr-3218	203	23	.	.	PUNCT
fsr-3218	204	1	we	we	PRON
fsr-3218	204	2	also	also	ADV
fsr-3218	204	3	run	run	VERB
fsr-3218	204	4	the	the	DET
fsr-3218	204	5	ols	ol	NOUN
fsr-3218	204	6	hierarchical	hierarchical	ADJ
fsr-3218	204	7	regressions	regression	NOUN
fsr-3218	204	8	separately	separately	ADV
fsr-3218	204	9	for	for	ADP
fsr-3218	204	10	participants	participant	NOUN
fsr-3218	204	11	that	that	PRON
fsr-3218	204	12	did	do	AUX
fsr-3218	204	13	not	not	PART
fsr-3218	204	14	complete	complete	VERB
fsr-3218	204	15	a	a	DET
fsr-3218	204	16	high	high	ADJ
fsr-3218	204	17	school	school	NOUN
fsr-3218	204	18	course	course	NOUN
fsr-3218	204	19	with	with	ADP
fsr-3218	204	20	a	a	DET
fsr-3218	204	21	stock	stock	NOUN
fsr-3218	204	22	market	market	NOUN
fsr-3218	204	23	game	game	NOUN
fsr-3218	204	24	and	and	CCONJ
fsr-3218	204	25	for	for	ADP
fsr-3218	204	26	participants	participant	NOUN
fsr-3218	204	27	that	that	PRON
fsr-3218	204	28	did	do	AUX
fsr-3218	204	29	complete	complete	VERB
fsr-3218	204	30	such	such	DET
fsr-3218	204	31	a	a	DET
fsr-3218	204	32	course	course	NOUN
fsr-3218	204	33	.	.	PUNCT
fsr-3218	205	1	in	in	ADP
fsr-3218	205	2	table	table	NOUN
fsr-3218	205	3	6	6	NUM
fsr-3218	205	4	,	,	PUNCT
fsr-3218	205	5	we	we	PRON
fsr-3218	205	6	run	run	VERB
fsr-3218	205	7	regressions	regression	NOUN
fsr-3218	205	8	of	of	ADP
fsr-3218	205	9	the	the	DET
fsr-3218	205	10	following	follow	VERB
fsr-3218	205	11	form	form	NOUN
fsr-3218	205	12	by	by	ADP
fsr-3218	205	13	stkgame	stkgame	PROPN
fsr-3218	205	14	:	:	PUNCT
fsr-3218	205	15	step	step	NOUN
fsr-3218	205	16	1	1	NUM
fsr-3218	205	17	:	:	PUNCT
fsr-3218	205	18	frt	frt	PROPN
fsr-3218	205	19	score	score	PROPN
fsr-3218	205	20	�	�	PROPN
fsr-3218	205	21	f(gender	f(gender	PROPN
fsr-3218	205	22	,	,	PUNCT
fsr-3218	205	23	income	income	NOUN
fsr-3218	205	24	)	)	PUNCT
fsr-3218	205	25	step	step	NOUN
fsr-3218	205	26	2	2	NUM
fsr-3218	205	27	:	:	PUNCT
fsr-3218	205	28	frt	frt	PROPN
fsr-3218	205	29	score	score	PROPN
fsr-3218	205	30	�	�	PROPN
fsr-3218	205	31	f(ptp	f(ptp	PROPN
fsr-3218	205	32	,	,	PUNCT
fsr-3218	205	33	gender	gender	NOUN
fsr-3218	205	34	,	,	PUNCT
fsr-3218	205	35	income	income	NOUN
fsr-3218	205	36	)	)	PUNCT
fsr-3218	205	37	step	step	NOUN
fsr-3218	205	38	3	3	NUM
fsr-3218	205	39	:	:	PUNCT
fsr-3218	205	40	frt	frt	PROPN
fsr-3218	205	41	score	score	PROPN
fsr-3218	205	42	�	�	PROPN
fsr-3218	205	43	f(ftp	f(ftp	PROPN
fsr-3218	205	44	,	,	PUNCT
fsr-3218	205	45	ptp	ptp	PROPN
fsr-3218	205	46	,	,	PUNCT
fsr-3218	205	47	gender	gender	NOUN
fsr-3218	205	48	,	,	PUNCT
fsr-3218	205	49	income	income	NOUN
fsr-3218	205	50	)	)	PUNCT
fsr-3218	205	51	168	168	NUM
fsr-3218	205	52	k.	k.	PROPN
fsr-3218	205	53	n.	n.	PROPN
fsr-3218	205	54	ryack	ryack	PROPN
fsr-3218	205	55	,	,	PUNCT
fsr-3218	205	56	a.	a.	NOUN
fsr-3218	205	57	sheikh	sheikh	PROPN
fsr-3218	205	58	/	/	SYM
fsr-3218	205	59	financial	financial	ADJ
fsr-3218	205	60	services	service	NOUN
fsr-3218	205	61	review	review	VERB
fsr-3218	205	62	25	25	NUM
fsr-3218	205	63	(	(	PUNCT
fsr-3218	205	64	2016	2016	NUM
fsr-3218	205	65	)	)	PUNCT
fsr-3218	205	66	157–180	157–180	NUM
fsr-3218	205	67	where	where	SCONJ
fsr-3218	205	68	the	the	DET
fsr-3218	205	69	dependent	dependent	ADJ
fsr-3218	205	70	variable	variable	NOUN
fsr-3218	205	71	and	and	CCONJ
fsr-3218	205	72	independent	independent	ADJ
fsr-3218	205	73	variables	variable	NOUN
fsr-3218	205	74	are	be	AUX
fsr-3218	205	75	as	as	ADV
fsr-3218	205	76	previously	previously	ADV
fsr-3218	205	77	defined	define	VERB
fsr-3218	205	78	.	.	PUNCT
fsr-3218	206	1	for	for	ADP
fsr-3218	206	2	both	both	DET
fsr-3218	206	3	individuals	individual	NOUN
fsr-3218	206	4	without	without	ADP
fsr-3218	206	5	financial	financial	ADJ
fsr-3218	206	6	knowledge	knowledge	NOUN
fsr-3218	206	7	/	/	SYM
fsr-3218	206	8	experience	experience	NOUN
fsr-3218	206	9	and	and	CCONJ
fsr-3218	206	10	individuals	individual	NOUN
fsr-3218	206	11	with	with	ADP
fsr-3218	206	12	financial	financial	ADJ
fsr-3218	206	13	knowledge	knowledge	NOUN
fsr-3218	206	14	and	and	CCONJ
fsr-3218	206	15	experience	experience	NOUN
fsr-3218	206	16	,	,	PUNCT
fsr-3218	206	17	ptp	ptp	PROPN
fsr-3218	206	18	is	be	AUX
fsr-3218	206	19	a	a	DET
fsr-3218	206	20	significant	significant	ADJ
fsr-3218	206	21	predictor	predictor	NOUN
fsr-3218	206	22	of	of	ADP
fsr-3218	206	23	frt	frt	PROPN
fsr-3218	206	24	score	score	NOUN
fsr-3218	206	25	,	,	PUNCT
fsr-3218	206	26	supporting	support	VERB
fsr-3218	206	27	hypothesis	hypothesis	NOUN
fsr-3218	206	28	1	1	NUM
fsr-3218	206	29	.	.	PUNCT
fsr-3218	207	1	consistent	consistent	ADJ
fsr-3218	207	2	with	with	ADP
fsr-3218	207	3	the	the	DET
fsr-3218	207	4	full	full	ADJ
fsr-3218	207	5	model	model	NOUN
fsr-3218	207	6	discussed	discuss	VERB
fsr-3218	207	7	earlier	early	ADV
fsr-3218	207	8	(	(	PUNCT
fsr-3218	207	9	where	where	SCONJ
fsr-3218	207	10	stkgame	stkgame	NOUN
fsr-3218	207	11	is	be	AUX
fsr-3218	207	12	an	an	DET
fsr-3218	207	13	independent	independent	ADJ
fsr-3218	207	14	variable	variable	NOUN
fsr-3218	207	15	)	)	PUNCT
fsr-3218	207	16	,	,	PUNCT
fsr-3218	207	17	the	the	DET
fsr-3218	207	18	ptp	ptp	PROPN
fsr-3218	207	19	variable	variable	NOUN
fsr-3218	207	20	accounts	account	VERB
fsr-3218	207	21	for	for	ADP
fsr-3218	207	22	a	a	DET
fsr-3218	207	23	large	large	ADJ
fsr-3218	207	24	amount	amount	NOUN
fsr-3218	207	25	of	of	ADP
fsr-3218	207	26	variance	variance	NOUN
fsr-3218	207	27	above	above	ADV
fsr-3218	207	28	and	and	CCONJ
fsr-3218	207	29	beyond	beyond	ADP
fsr-3218	207	30	the	the	DET
fsr-3218	207	31	control	control	NOUN
fsr-3218	207	32	variables	variable	NOUN
fsr-3218	207	33	.	.	PUNCT
fsr-3218	208	1	this	this	PRON
fsr-3218	208	2	is	be	AUX
fsr-3218	208	3	table	table	NOUN
fsr-3218	208	4	5	5	NUM
fsr-3218	208	5	ols	ol	NOUN
fsr-3218	208	6	hierarchical	hierarchical	ADJ
fsr-3218	208	7	regressions	regression	NOUN
fsr-3218	208	8	by	by	ADP
fsr-3218	208	9	gender	gender	NOUN
fsr-3218	208	10	(	(	PUNCT
fsr-3218	208	11	standardized	standardize	VERB
fsr-3218	208	12	beta	beta	ADJ
fsr-3218	208	13	coefficients	coefficient	NOUN
fsr-3218	208	14	)	)	PUNCT
fsr-3218	208	15	step	step	NOUN
fsr-3218	208	16	1	1	NUM
fsr-3218	208	17	step	step	NOUN
fsr-3218	208	18	2	2	NUM
fsr-3218	208	19	step	step	NOUN
fsr-3218	208	20	3	3	NUM
fsr-3218	208	21	frt	frt	NOUN
fsr-3218	208	22	score	score	NOUN
fsr-3218	208	23	frt	frt	PROPN
fsr-3218	208	24	score	score	PROPN
fsr-3218	208	25	frt	frt	PROPN
fsr-3218	208	26	score	score	VERB
fsr-3218	208	27	female	female	ADJ
fsr-3218	208	28	gender	gender	NOUN
fsr-3218	208	29	�	�	PROPN
fsr-3218	208	30	0	0	NUM
fsr-3218	208	31	ftp	ftp	PROPN
fsr-3218	208	32	�	�	PROPN
fsr-3218	208	33	0.329	0.329	NUM
fsr-3218	208	34	p	p	NOUN
fsr-3218	208	35	-	-	PUNCT
fsr-3218	208	36	value	value	NOUN
fsr-3218	208	37	0.000	0.000	NUM
fsr-3218	208	38	ptp	ptp	PROPN
fsr-3218	208	39	0.343	0.343	NUM
fsr-3218	208	40	0.321	0.321	NUM
fsr-3218	208	41	p	p	NOUN
fsr-3218	208	42	-	-	PUNCT
fsr-3218	208	43	value	value	NOUN
fsr-3218	208	44	0.000	0.000	NUM
fsr-3218	208	45	0.000	0.000	NUM
fsr-3218	208	46	income	income	NOUN
fsr-3218	208	47	0.253	0.253	NUM
fsr-3218	208	48	0.205	0.205	NUM
fsr-3218	208	49	0.165	0.165	NUM
fsr-3218	208	50	p	p	NOUN
fsr-3218	208	51	-	-	PUNCT
fsr-3218	208	52	value	value	NOUN
fsr-3218	208	53	0.000	0.000	NUM
fsr-3218	208	54	0.003	0.003	NUM
fsr-3218	208	55	0.011	0.011	NUM
fsr-3218	208	56	stkgame	stkgame	VERB
fsr-3218	208	57	0.208	0.208	NUM
fsr-3218	208	58	0.230	0.230	NUM
fsr-3218	208	59	0.190	0.190	NUM
fsr-3218	208	60	p	p	NOUN
fsr-3218	208	61	-	-	PUNCT
fsr-3218	208	62	value	value	NOUN
fsr-3218	208	63	0.003	0.003	NUM
fsr-3218	208	64	0.001	0.001	NUM
fsr-3218	208	65	0.003	0.003	NUM
fsr-3218	208	66	n	n	NUM
fsr-3218	208	67	178	178	NUM
fsr-3218	208	68	176	176	NUM
fsr-3218	208	69	176	176	NUM
fsr-3218	208	70	r2	r2	NOUN
fsr-3218	208	71	0.105	0.105	NUM
fsr-3218	208	72	0.218	0.218	NUM
fsr-3218	208	73	0.322	0.322	NUM
fsr-3218	208	74	adjusted	adjust	VERB
fsr-3218	208	75	r2	r2	NOUN
fsr-3218	208	76	0.095	0.095	NUM
fsr-3218	208	77	0.204	0.204	NUM
fsr-3218	208	78	0.306	0.306	NUM
fsr-3218	208	79	f	f	X
fsr-3218	208	80	-	-	PUNCT
fsr-3218	208	81	statistic	statistic	ADJ
fsr-3218	208	82	10.290	10.290	NUM
fsr-3218	208	83	15.930	15.930	NUM
fsr-3218	208	84	20.310	20.310	NUM
fsr-3218	208	85	prob	prob	NOUN
fsr-3218	208	86	�	�	PROPN
fsr-3218	208	87	f	f	NOUN
fsr-3218	208	88	-	-	PUNCT
fsr-3218	208	89	statistic	statistic	NOUN
fsr-3218	208	90	0.000	0.000	NUM
fsr-3218	208	91	0.000	0.000	NUM
fsr-3218	208	92	0.000	0.000	NUM
fsr-3218	208	93	male	male	ADJ
fsr-3218	208	94	gender	gender	NOUN
fsr-3218	208	95	�	�	PROPN
fsr-3218	208	96	1	1	NUM
fsr-3218	208	97	ftp	ftp	PROPN
fsr-3218	208	98	�	�	PROPN
fsr-3218	208	99	0.169	0.169	NUM
fsr-3218	208	100	p	p	NOUN
fsr-3218	208	101	-	-	PUNCT
fsr-3218	208	102	value	value	NOUN
fsr-3218	208	103	0.036	0.036	NUM
fsr-3218	208	104	ptp	ptp	PROPN
fsr-3218	208	105	0.367	0.367	NUM
fsr-3218	208	106	0.385	0.385	NUM
fsr-3218	208	107	p	p	NOUN
fsr-3218	208	108	-	-	PUNCT
fsr-3218	208	109	value	value	NOUN
fsr-3218	208	110	0.000	0.000	NUM
fsr-3218	208	111	0.000	0.000	NUM
fsr-3218	208	112	income	income	NOUN
fsr-3218	208	113	0.102	0.102	NUM
fsr-3218	208	114	0.092	0.092	NUM
fsr-3218	208	115	0.059	0.059	NUM
fsr-3218	208	116	p	p	ADJ
fsr-3218	208	117	-	-	PUNCT
fsr-3218	208	118	value	value	NOUN
fsr-3218	208	119	0.223	0.223	NUM
fsr-3218	208	120	0.237	0.237	NUM
fsr-3218	208	121	0.453	0.453	NUM
fsr-3218	208	122	stkgame	stkgame	VERB
fsr-3218	208	123	0.179	0.179	NUM
fsr-3218	208	124	0.166	0.166	NUM
fsr-3218	208	125	0.198	0.198	NUM
fsr-3218	208	126	p	p	ADJ
fsr-3218	208	127	-	-	PUNCT
fsr-3218	208	128	value	value	NOUN
fsr-3218	208	129	0.032	0.032	NUM
fsr-3218	208	130	0.034	0.034	NUM
fsr-3218	208	131	0.012	0.012	NUM
fsr-3218	208	132	n	n	NUM
fsr-3218	208	133	142	142	NUM
fsr-3218	208	134	141	141	NUM
fsr-3218	208	135	141	141	NUM
fsr-3218	208	136	r2	r2	NOUN
fsr-3218	208	137	0.044	0.044	NUM
fsr-3218	208	138	0.179	0.179	NUM
fsr-3218	208	139	0.206	0.206	NUM
fsr-3218	208	140	adjusted	adjust	VERB
fsr-3218	208	141	r2	r2	PROPN
fsr-3218	208	142	0.030	0.030	NUM
fsr-3218	208	143	0.161	0.161	NUM
fsr-3218	208	144	0.182	0.182	NUM
fsr-3218	208	145	f	f	X
fsr-3218	208	146	-	-	PUNCT
fsr-3218	208	147	statistic	statistic	VERB
fsr-3218	208	148	3.200	3.200	NUM
fsr-3218	208	149	9.980	9.980	NUM
fsr-3218	208	150	8.800	8.800	NUM
fsr-3218	208	151	prob	prob	NOUN
fsr-3218	208	152	�	�	PROPN
fsr-3218	208	153	f	f	NOUN
fsr-3218	208	154	-	-	PUNCT
fsr-3218	208	155	statistic	statistic	NOUN
fsr-3218	208	156	0.044	0.044	NUM
fsr-3218	208	157	0.000	0.000	NUM
fsr-3218	208	158	0.000	0.000	NUM
fsr-3218	208	159	financial	financial	ADJ
fsr-3218	208	160	risk	risk	NOUN
fsr-3218	208	161	tolerance	tolerance	NOUN
fsr-3218	208	162	(	(	PUNCT
fsr-3218	208	163	frt	frt	NOUN
fsr-3218	208	164	)	)	PUNCT
fsr-3218	208	165	score	score	NOUN
fsr-3218	208	166	is	be	AUX
fsr-3218	208	167	measured	measure	VERB
fsr-3218	208	168	using	use	VERB
fsr-3218	208	169	student	student	NOUN
fsr-3218	208	170	scores	score	NOUN
fsr-3218	208	171	on	on	ADP
fsr-3218	208	172	the	the	DET
fsr-3218	208	173	grable	grable	PROPN
fsr-3218	208	174	and	and	CCONJ
fsr-3218	208	175	lytton	lytton	PROPN
fsr-3218	208	176	(	(	PUNCT
fsr-3218	208	177	1999	1999	NUM
fsr-3218	208	178	)	)	PUNCT
fsr-3218	208	179	13	13	NUM
fsr-3218	208	180	-	-	PUNCT
fsr-3218	208	181	item	item	NOUN
fsr-3218	208	182	financial	financial	ADJ
fsr-3218	208	183	risk	risk	NOUN
fsr-3218	208	184	tolerance	tolerance	NOUN
fsr-3218	208	185	scale	scale	NOUN
fsr-3218	208	186	.	.	PUNCT
fsr-3218	209	1	future	future	ADJ
fsr-3218	209	2	time	time	NOUN
fsr-3218	209	3	perspective	perspective	NOUN
fsr-3218	209	4	(	(	PUNCT
fsr-3218	209	5	ftp	ftp	NOUN
fsr-3218	209	6	)	)	PUNCT
fsr-3218	209	7	is	be	AUX
fsr-3218	209	8	measured	measure	VERB
fsr-3218	209	9	using	use	VERB
fsr-3218	209	10	nine	nine	NUM
fsr-3218	209	11	items	item	NOUN
fsr-3218	209	12	from	from	ADP
fsr-3218	209	13	the	the	DET
fsr-3218	209	14	zimbardo	zimbardo	NOUN
fsr-3218	209	15	time	time	NOUN
fsr-3218	209	16	perspective	perspective	PROPN
fsr-3218	209	17	inventory	inventory	NOUN
fsr-3218	209	18	(	(	PUNCT
fsr-3218	209	19	ztpi	ztpi	NOUN
fsr-3218	209	20	)	)	PUNCT
fsr-3218	209	21	future	future	ADJ
fsr-3218	209	22	scale	scale	NOUN
fsr-3218	209	23	.	.	PUNCT
fsr-3218	210	1	present	present	ADJ
fsr-3218	210	2	time	time	NOUN
fsr-3218	210	3	perspective	perspective	PROPN
fsr-3218	210	4	(	(	PUNCT
fsr-3218	210	5	ptp	ptp	PROPN
fsr-3218	210	6	)	)	PUNCT
fsr-3218	210	7	is	be	AUX
fsr-3218	210	8	measured	measure	VERB
fsr-3218	210	9	using	use	VERB
fsr-3218	210	10	nine	nine	NUM
fsr-3218	210	11	items	item	NOUN
fsr-3218	210	12	from	from	ADP
fsr-3218	210	13	the	the	DET
fsr-3218	210	14	zimbardo	zimbardo	NOUN
fsr-3218	210	15	time	time	NOUN
fsr-3218	210	16	perspective	perspective	PROPN
fsr-3218	210	17	inventory	inventory	NOUN
fsr-3218	210	18	(	(	PUNCT
fsr-3218	210	19	ztpi	ztpi	NOUN
fsr-3218	210	20	)	)	PUNCT
fsr-3218	210	21	present	present	ADJ
fsr-3218	210	22	-	-	PUNCT
fsr-3218	210	23	hedonistic	hedonistic	ADJ
fsr-3218	210	24	scale	scale	NOUN
fsr-3218	210	25	.	.	PUNCT
fsr-3218	211	1	gender	gender	NOUN
fsr-3218	211	2	is	be	AUX
fsr-3218	211	3	a	a	DET
fsr-3218	211	4	�	�	PROPN
fsr-3218	211	5	0,1	0,1	NUM
fsr-3218	211	6	�	�	PROPN
fsr-3218	211	7	indicator	indicator	NOUN
fsr-3218	211	8	variable	variable	NOUN
fsr-3218	211	9	with	with	ADP
fsr-3218	211	10	0	0	NUM
fsr-3218	211	11	coded	code	VERB
fsr-3218	211	12	as	as	ADP
fsr-3218	211	13	female	female	ADJ
fsr-3218	211	14	and	and	CCONJ
fsr-3218	211	15	1	1	NUM
fsr-3218	211	16	coded	code	VERB
fsr-3218	211	17	as	as	ADP
fsr-3218	211	18	male	male	NOUN
fsr-3218	211	19	.	.	PUNCT
fsr-3218	212	1	income	income	NOUN
fsr-3218	212	2	is	be	AUX
fsr-3218	212	3	estimate	estimate	NOUN
fsr-3218	212	4	of	of	ADP
fsr-3218	212	5	parents	parent	NOUN
fsr-3218	212	6	’	'	PUNCT
fsr-3218	212	7	income	income	NOUN
fsr-3218	212	8	is	be	AUX
fsr-3218	212	9	where	where	SCONJ
fsr-3218	212	10	students	student	NOUN
fsr-3218	212	11	were	be	AUX
fsr-3218	212	12	asked	ask	VERB
fsr-3218	212	13	to	to	PART
fsr-3218	212	14	estimate	estimate	VERB
fsr-3218	212	15	the	the	DET
fsr-3218	212	16	combined	combined	ADJ
fsr-3218	212	17	income	income	NOUN
fsr-3218	212	18	of	of	ADP
fsr-3218	212	19	their	their	PRON
fsr-3218	212	20	parents	parent	NOUN
fsr-3218	212	21	from	from	ADP
fsr-3218	212	22	all	all	DET
fsr-3218	212	23	sources	source	NOUN
fsr-3218	212	24	,	,	PUNCT
fsr-3218	212	25	before	before	ADP
fsr-3218	212	26	taxes	taxis	NOUN
fsr-3218	212	27	.	.	PUNCT
fsr-3218	213	1	stkgame	stkgame	PROPN
fsr-3218	213	2	is	be	AUX
fsr-3218	213	3	a	a	DET
fsr-3218	213	4	�	�	PROPN
fsr-3218	213	5	0,1	0,1	NUM
fsr-3218	213	6	�	�	PROPN
fsr-3218	213	7	indicator	indicator	NOUN
fsr-3218	213	8	variable	variable	NOUN
fsr-3218	213	9	with	with	ADP
fsr-3218	213	10	0	0	NUM
fsr-3218	213	11	coded	code	VERB
fsr-3218	213	12	as	as	ADP
fsr-3218	213	13	not	not	PART
fsr-3218	213	14	having	having	AUX
fsr-3218	213	15	taken	take	VERB
fsr-3218	213	16	a	a	DET
fsr-3218	213	17	course	course	NOUN
fsr-3218	213	18	in	in	ADP
fsr-3218	213	19	high	high	ADJ
fsr-3218	213	20	school	school	NOUN
fsr-3218	213	21	in	in	ADP
fsr-3218	213	22	which	which	PRON
fsr-3218	213	23	a	a	DET
fsr-3218	213	24	stock	stock	NOUN
fsr-3218	213	25	market	market	NOUN
fsr-3218	213	26	game	game	NOUN
fsr-3218	213	27	was	be	AUX
fsr-3218	213	28	played	play	VERB
fsr-3218	213	29	and	and	CCONJ
fsr-3218	213	30	1	1	NUM
fsr-3218	213	31	coded	code	VERB
fsr-3218	213	32	as	as	ADP
fsr-3218	213	33	having	having	AUX
fsr-3218	213	34	taken	take	VERB
fsr-3218	213	35	such	such	DET
fsr-3218	213	36	a	a	DET
fsr-3218	213	37	course	course	NOUN
fsr-3218	213	38	.	.	PUNCT
fsr-3218	214	1	this	this	DET
fsr-3218	214	2	table	table	NOUN
fsr-3218	214	3	presents	present	VERB
fsr-3218	214	4	results	result	NOUN
fsr-3218	214	5	of	of	ADP
fsr-3218	214	6	the	the	DET
fsr-3218	214	7	following	follow	VERB
fsr-3218	214	8	ordinary	ordinary	ADJ
fsr-3218	214	9	least	least	ADV
fsr-3218	214	10	squared	square	VERB
fsr-3218	214	11	(	(	PUNCT
fsr-3218	214	12	ols	ol	NOUN
fsr-3218	214	13	)	)	PUNCT
fsr-3218	214	14	regressions	regression	NOUN
fsr-3218	214	15	by	by	ADP
fsr-3218	214	16	gender	gender	NOUN
fsr-3218	214	17	:	:	PUNCT
fsr-3218	214	18	step	step	NOUN
fsr-3218	214	19	1	1	NUM
fsr-3218	214	20	:	:	PUNCT
fsr-3218	214	21	frt	frt	PROPN
fsr-3218	214	22	score	score	PROPN
fsr-3218	214	23	�	�	PROPN
fsr-3218	214	24	f(income	f(income	PROPN
fsr-3218	214	25	,	,	PUNCT
fsr-3218	214	26	stkgame	stkgame	ADJ
fsr-3218	214	27	)	)	PUNCT
fsr-3218	214	28	step	step	NOUN
fsr-3218	214	29	2	2	NUM
fsr-3218	214	30	:	:	PUNCT
fsr-3218	214	31	frt	frt	PROPN
fsr-3218	214	32	score	score	PROPN
fsr-3218	214	33	�	�	PROPN
fsr-3218	214	34	f(ptp	f(ptp	PROPN
fsr-3218	214	35	,	,	PUNCT
fsr-3218	214	36	income	income	NOUN
fsr-3218	214	37	,	,	PUNCT
fsr-3218	214	38	stkgame	stkgame	ADJ
fsr-3218	214	39	)	)	PUNCT
fsr-3218	214	40	step	step	NOUN
fsr-3218	214	41	3	3	NUM
fsr-3218	214	42	:	:	PUNCT
fsr-3218	214	43	frt	frt	PROPN
fsr-3218	214	44	score	score	PROPN
fsr-3218	214	45	�	�	PROPN
fsr-3218	214	46	f(ftp	f(ftp	PROPN
fsr-3218	214	47	,	,	PUNCT
fsr-3218	214	48	ptp	ptp	PROPN
fsr-3218	214	49	,	,	PUNCT
fsr-3218	214	50	income	income	NOUN
fsr-3218	214	51	,	,	PUNCT
fsr-3218	214	52	stkgame	stkgame	PROPN
fsr-3218	214	53	)	)	PUNCT
fsr-3218	214	54	.	.	PUNCT
fsr-3218	215	1	169k	169k	NUM
fsr-3218	215	2	.	.	PUNCT
fsr-3218	215	3	n.	n.	PROPN
fsr-3218	215	4	ryack	ryack	PROPN
fsr-3218	215	5	,	,	PUNCT
fsr-3218	215	6	a.	a.	NOUN
fsr-3218	215	7	sheikh	sheikh	PROPN
fsr-3218	215	8	/	/	SYM
fsr-3218	215	9	financial	financial	ADJ
fsr-3218	215	10	services	service	NOUN
fsr-3218	215	11	review	review	VERB
fsr-3218	215	12	25	25	NUM
fsr-3218	215	13	(	(	PUNCT
fsr-3218	215	14	2016	2016	NUM
fsr-3218	215	15	)	)	PUNCT
fsr-3218	216	1	157–180	157–180	NUM
fsr-3218	216	2	evidenced	evidence	VERB
fsr-3218	216	3	by	by	ADP
fsr-3218	216	4	an	an	DET
fsr-3218	216	5	adjusted	adjust	VERB
fsr-3218	216	6	r2	r2	NOUN
fsr-3218	216	7	increase	increase	NOUN
fsr-3218	216	8	from	from	ADP
fsr-3218	216	9	0.148	0.148	NUM
fsr-3218	216	10	in	in	ADP
fsr-3218	216	11	step	step	NOUN
fsr-3218	216	12	1	1	NUM
fsr-3218	216	13	to	to	ADP
fsr-3218	216	14	0.253	0.253	NUM
fsr-3218	216	15	in	in	ADP
fsr-3218	216	16	step	step	NOUN
fsr-3218	216	17	2	2	NUM
fsr-3218	216	18	for	for	ADP
fsr-3218	216	19	individuals	individual	NOUN
fsr-3218	216	20	without	without	ADP
fsr-3218	216	21	financial	financial	ADJ
fsr-3218	216	22	knowledge	knowledge	NOUN
fsr-3218	216	23	/	/	SYM
fsr-3218	216	24	experience	experience	NOUN
fsr-3218	216	25	and	and	CCONJ
fsr-3218	216	26	from	from	ADP
fsr-3218	216	27	0.100	0.100	NUM
fsr-3218	216	28	in	in	ADP
fsr-3218	216	29	step	step	NOUN
fsr-3218	216	30	1	1	NUM
fsr-3218	216	31	to	to	ADP
fsr-3218	216	32	0.221	0.221	NUM
fsr-3218	216	33	for	for	ADP
fsr-3218	216	34	individuals	individual	NOUN
fsr-3218	216	35	with	with	ADP
fsr-3218	216	36	financial	financial	ADJ
fsr-3218	216	37	knowledge	knowledge	NOUN
fsr-3218	216	38	and	and	CCONJ
fsr-3218	216	39	experience	experience	NOUN
fsr-3218	216	40	,	,	PUNCT
fsr-3218	216	41	thus	thus	ADV
fsr-3218	216	42	providing	provide	VERB
fsr-3218	216	43	support	support	NOUN
fsr-3218	216	44	for	for	ADP
fsr-3218	216	45	hypothesis	hypothesis	NOUN
fsr-3218	216	46	3	3	NUM
fsr-3218	216	47	.	.	PUNCT
fsr-3218	217	1	as	as	SCONJ
fsr-3218	217	2	found	find	VERB
fsr-3218	217	3	with	with	ADP
fsr-3218	217	4	the	the	DET
fsr-3218	217	5	full	full	ADJ
fsr-3218	217	6	regression	regression	NOUN
fsr-3218	217	7	models	model	NOUN
fsr-3218	217	8	,	,	PUNCT
fsr-3218	217	9	the	the	DET
fsr-3218	217	10	hierarchical	hierarchical	ADJ
fsr-3218	217	11	regressions	regression	NOUN
fsr-3218	217	12	by	by	ADP
fsr-3218	217	13	stkgame	stkgame	NOUN
fsr-3218	217	14	also	also	ADV
fsr-3218	217	15	demonstrate	demonstrate	VERB
fsr-3218	217	16	a	a	DET
fsr-3218	217	17	significant	significant	ADJ
fsr-3218	217	18	negative	negative	ADJ
fsr-3218	217	19	relationship	relationship	NOUN
fsr-3218	217	20	between	between	ADP
fsr-3218	217	21	ftp	ftp	PROPN
fsr-3218	217	22	and	and	CCONJ
fsr-3218	217	23	frt	frt	PROPN
fsr-3218	217	24	score	score	NOUN
fsr-3218	217	25	,	,	PUNCT
fsr-3218	217	26	supporting	support	VERB
fsr-3218	217	27	hypothesis	hypothesis	NOUN
fsr-3218	217	28	2	2	NUM
fsr-3218	217	29	.	.	PUNCT
fsr-3218	218	1	the	the	DET
fsr-3218	218	2	addition	addition	NOUN
fsr-3218	218	3	of	of	ADP
fsr-3218	218	4	the	the	DET
fsr-3218	218	5	table	table	NOUN
fsr-3218	218	6	6	6	NUM
fsr-3218	218	7	ols	ol	NOUN
fsr-3218	218	8	hierarchical	hierarchical	ADJ
fsr-3218	218	9	regressions	regression	NOUN
fsr-3218	218	10	by	by	ADP
fsr-3218	218	11	stkgame	stkgame	PROPN
fsr-3218	218	12	(	(	PUNCT
fsr-3218	218	13	standardized	standardize	VERB
fsr-3218	218	14	beta	beta	ADJ
fsr-3218	218	15	coefficients	coefficient	NOUN
fsr-3218	218	16	)	)	PUNCT
fsr-3218	218	17	step	step	NOUN
fsr-3218	218	18	1	1	NUM
fsr-3218	218	19	step	step	NOUN
fsr-3218	218	20	2	2	NUM
fsr-3218	218	21	step	step	NOUN
fsr-3218	218	22	3	3	NUM
fsr-3218	218	23	frt	frt	NOUN
fsr-3218	218	24	score	score	NOUN
fsr-3218	218	25	frt	frt	PROPN
fsr-3218	218	26	score	score	PROPN
fsr-3218	218	27	frt	frt	PROPN
fsr-3218	218	28	score	score	NOUN
fsr-3218	218	29	did	do	AUX
fsr-3218	218	30	not	not	PART
fsr-3218	218	31	play	play	VERB
fsr-3218	218	32	stkgame	stkgame	VERB
fsr-3218	218	33	�	�	PROPN
fsr-3218	218	34	0	0	NUM
fsr-3218	218	35	ftp	ftp	PROPN
fsr-3218	218	36	�	�	PROPN
fsr-3218	218	37	0.224	0.224	NUM
fsr-3218	218	38	p	p	NOUN
fsr-3218	218	39	-	-	PUNCT
fsr-3218	218	40	value	value	NOUN
fsr-3218	218	41	0.001	0.001	NUM
fsr-3218	218	42	ptp	ptp	NOUN
fsr-3218	218	43	0.337	0.337	NUM
fsr-3218	218	44	0.324	0.324	NUM
fsr-3218	218	45	p	p	ADJ
fsr-3218	218	46	-	-	PUNCT
fsr-3218	218	47	value	value	NOUN
fsr-3218	218	48	0.000	0.000	NUM
fsr-3218	218	49	0.000	0.000	NUM
fsr-3218	218	50	gender	gender	NOUN
fsr-3218	218	51	0.304	0.304	NUM
fsr-3218	218	52	0.309	0.309	NUM
fsr-3218	218	53	0.214	0.214	PRON
fsr-3218	218	54	p	p	ADJ
fsr-3218	218	55	-	-	PUNCT
fsr-3218	218	56	value	value	NOUN
fsr-3218	218	57	0.000	0.000	NUM
fsr-3218	218	58	0.000	0.000	NUM
fsr-3218	218	59	0.001	0.001	NUM
fsr-3218	218	60	income	income	NOUN
fsr-3218	218	61	0.203	0.203	NUM
fsr-3218	218	62	0.156	0.156	NUM
fsr-3218	218	63	0.125	0.125	NUM
fsr-3218	218	64	p	p	ADJ
fsr-3218	218	65	-	-	PUNCT
fsr-3218	218	66	value	value	NOUN
fsr-3218	218	67	0.001	0.001	NUM
fsr-3218	218	68	0.009	0.009	NUM
fsr-3218	218	69	0.032	0.032	NUM
fsr-3218	218	70	n	n	NUM
fsr-3218	218	71	229	229	NUM
fsr-3218	218	72	227	227	NUM
fsr-3218	218	73	227	227	NUM
fsr-3218	218	74	r2	r2	NOUN
fsr-3218	218	75	0.155	0.155	NUM
fsr-3218	218	76	0.263	0.263	NUM
fsr-3218	218	77	0.302	0.302	NUM
fsr-3218	218	78	adjusted	adjust	VERB
fsr-3218	218	79	r2	r2	NOUN
fsr-3218	218	80	0.148	0.148	NUM
fsr-3218	218	81	0.253	0.253	NUM
fsr-3218	218	82	0.289	0.289	NUM
fsr-3218	218	83	f	f	X
fsr-3218	218	84	-	-	PUNCT
fsr-3218	218	85	statistic	statistic	NOUN
fsr-3218	218	86	18.460	18.460	NUM
fsr-3218	218	87	25.750	25.750	NUM
fsr-3218	218	88	24.740	24.740	NUM
fsr-3218	218	89	prob	prob	NOUN
fsr-3218	218	90	�	�	PROPN
fsr-3218	218	91	f	f	NOUN
fsr-3218	218	92	-	-	PUNCT
fsr-3218	218	93	statistic	statistic	NOUN
fsr-3218	218	94	0.000	0.000	NUM
fsr-3218	218	95	0.000	0.000	NUM
fsr-3218	218	96	0.000	0.000	NUM
fsr-3218	218	97	played	play	VERB
fsr-3218	218	98	stkgame	stkgame	VERB
fsr-3218	218	99	�	�	PROPN
fsr-3218	218	100	1	1	NUM
fsr-3218	218	101	ftp	ftp	PROPN
fsr-3218	218	102	�	�	PROPN
fsr-3218	218	103	0.341	0.341	NUM
fsr-3218	218	104	p	p	NOUN
fsr-3218	218	105	-	-	PUNCT
fsr-3218	218	106	value	value	NOUN
fsr-3218	218	107	0.000	0.000	NUM
fsr-3218	218	108	ptp	ptp	PROPN
fsr-3218	218	109	0.357	0.357	NUM
fsr-3218	218	110	0.428	0.428	NUM
fsr-3218	218	111	p	p	NOUN
fsr-3218	218	112	-	-	PUNCT
fsr-3218	218	113	value	value	NOUN
fsr-3218	218	114	0.000	0.000	NUM
fsr-3218	218	115	0.000	0.000	NUM
fsr-3218	218	116	gender	gender	NOUN
fsr-3218	218	117	0.294	0.294	NUM
fsr-3218	218	118	0.251	0.251	NUM
fsr-3218	218	119	0.207	0.207	NUM
fsr-3218	218	120	p	p	X
fsr-3218	218	121	-	-	PUNCT
fsr-3218	218	122	value	value	NOUN
fsr-3218	218	123	0.005	0.005	NUM
fsr-3218	218	124	0.011	0.011	NUM
fsr-3218	218	125	0.025	0.025	NUM
fsr-3218	218	126	income	income	NOUN
fsr-3218	218	127	0.128	0.128	NUM
fsr-3218	218	128	0.138	0.138	NUM
fsr-3218	218	129	0.079	0.079	NUM
fsr-3218	218	130	p	p	NOUN
fsr-3218	218	131	-	-	PUNCT
fsr-3218	218	132	value	value	NOUN
fsr-3218	218	133	0.214	0.214	NUM
fsr-3218	218	134	0.154	0.154	NUM
fsr-3218	218	135	0.387	0.387	NUM
fsr-3218	218	136	n	n	DET
fsr-3218	218	137	91	91	NUM
fsr-3218	218	138	90	90	NUM
fsr-3218	218	139	90	90	NUM
fsr-3218	218	140	r2	r2	NOUN
fsr-3218	218	141	0.120	0.120	NUM
fsr-3218	218	142	0.247	0.247	NUM
fsr-3218	218	143	0.353	0.353	NUM
fsr-3218	218	144	adjusted	adjust	VERB
fsr-3218	218	145	r2	r2	NOUN
fsr-3218	218	146	0.100	0.100	NUM
fsr-3218	218	147	0.221	0.221	NUM
fsr-3218	218	148	0.322	0.322	NUM
fsr-3218	218	149	f	f	X
fsr-3218	218	150	-	-	PUNCT
fsr-3218	218	151	statistic	statistic	VERB
fsr-3218	218	152	5.660	5.660	NUM
fsr-3218	218	153	5.510	5.510	NUM
fsr-3218	218	154	7.400	7.400	NUM
fsr-3218	218	155	prob	prob	PROPN
fsr-3218	218	156	�	�	PROPN
fsr-3218	218	157	f	f	NOUN
fsr-3218	218	158	-	-	PUNCT
fsr-3218	218	159	statistic	statistic	ADJ
fsr-3218	218	160	0.005	0.005	NUM
fsr-3218	218	161	0.002	0.002	NUM
fsr-3218	218	162	0.000	0.000	NUM
fsr-3218	218	163	financial	financial	ADJ
fsr-3218	218	164	risk	risk	NOUN
fsr-3218	218	165	tolerance	tolerance	NOUN
fsr-3218	218	166	(	(	PUNCT
fsr-3218	218	167	frt	frt	NOUN
fsr-3218	218	168	)	)	PUNCT
fsr-3218	218	169	score	score	NOUN
fsr-3218	218	170	is	be	AUX
fsr-3218	218	171	measured	measure	VERB
fsr-3218	218	172	using	use	VERB
fsr-3218	218	173	student	student	NOUN
fsr-3218	218	174	scores	score	NOUN
fsr-3218	218	175	on	on	ADP
fsr-3218	218	176	the	the	DET
fsr-3218	218	177	grable	grable	PROPN
fsr-3218	218	178	and	and	CCONJ
fsr-3218	218	179	lytton	lytton	PROPN
fsr-3218	218	180	(	(	PUNCT
fsr-3218	218	181	1999	1999	NUM
fsr-3218	218	182	)	)	PUNCT
fsr-3218	218	183	13	13	NUM
fsr-3218	218	184	-	-	PUNCT
fsr-3218	218	185	item	item	NOUN
fsr-3218	218	186	financial	financial	ADJ
fsr-3218	218	187	risk	risk	NOUN
fsr-3218	218	188	tolerance	tolerance	NOUN
fsr-3218	218	189	scale	scale	NOUN
fsr-3218	218	190	.	.	PUNCT
fsr-3218	219	1	future	future	ADJ
fsr-3218	219	2	time	time	NOUN
fsr-3218	219	3	perspective	perspective	NOUN
fsr-3218	219	4	(	(	PUNCT
fsr-3218	219	5	ftp	ftp	NOUN
fsr-3218	219	6	)	)	PUNCT
fsr-3218	219	7	is	be	AUX
fsr-3218	219	8	measured	measure	VERB
fsr-3218	219	9	using	use	VERB
fsr-3218	219	10	nine	nine	NUM
fsr-3218	219	11	items	item	NOUN
fsr-3218	219	12	from	from	ADP
fsr-3218	219	13	the	the	DET
fsr-3218	219	14	zimbardo	zimbardo	NOUN
fsr-3218	219	15	time	time	NOUN
fsr-3218	219	16	perspective	perspective	PROPN
fsr-3218	219	17	inventory	inventory	NOUN
fsr-3218	219	18	(	(	PUNCT
fsr-3218	219	19	ztpi	ztpi	NOUN
fsr-3218	219	20	)	)	PUNCT
fsr-3218	219	21	future	future	ADJ
fsr-3218	219	22	scale	scale	NOUN
fsr-3218	219	23	.	.	PUNCT
fsr-3218	220	1	present	present	ADJ
fsr-3218	220	2	time	time	NOUN
fsr-3218	220	3	perspective	perspective	PROPN
fsr-3218	220	4	(	(	PUNCT
fsr-3218	220	5	ptp	ptp	PROPN
fsr-3218	220	6	)	)	PUNCT
fsr-3218	220	7	is	be	AUX
fsr-3218	220	8	measured	measure	VERB
fsr-3218	220	9	using	use	VERB
fsr-3218	220	10	nine	nine	NUM
fsr-3218	220	11	items	item	NOUN
fsr-3218	220	12	from	from	ADP
fsr-3218	220	13	the	the	DET
fsr-3218	220	14	zimbardo	zimbardo	NOUN
fsr-3218	220	15	time	time	NOUN
fsr-3218	220	16	perspective	perspective	PROPN
fsr-3218	220	17	inventory	inventory	NOUN
fsr-3218	220	18	(	(	PUNCT
fsr-3218	220	19	ztpi	ztpi	NOUN
fsr-3218	220	20	)	)	PUNCT
fsr-3218	220	21	present	present	ADJ
fsr-3218	220	22	-	-	PUNCT
fsr-3218	220	23	hedonistic	hedonistic	ADJ
fsr-3218	220	24	scale	scale	NOUN
fsr-3218	220	25	.	.	PUNCT
fsr-3218	221	1	gender	gender	NOUN
fsr-3218	221	2	is	be	AUX
fsr-3218	221	3	a	a	DET
fsr-3218	221	4	�	�	PROPN
fsr-3218	221	5	0,1	0,1	NUM
fsr-3218	221	6	�	�	PROPN
fsr-3218	221	7	indicator	indicator	NOUN
fsr-3218	221	8	variable	variable	NOUN
fsr-3218	221	9	with	with	ADP
fsr-3218	221	10	0	0	NUM
fsr-3218	221	11	coded	code	VERB
fsr-3218	221	12	as	as	ADP
fsr-3218	221	13	female	female	ADJ
fsr-3218	221	14	and	and	CCONJ
fsr-3218	221	15	1	1	NUM
fsr-3218	221	16	coded	code	VERB
fsr-3218	221	17	as	as	ADP
fsr-3218	221	18	male	male	NOUN
fsr-3218	221	19	.	.	PUNCT
fsr-3218	222	1	income	income	NOUN
fsr-3218	222	2	is	be	AUX
fsr-3218	222	3	estimate	estimate	NOUN
fsr-3218	222	4	of	of	ADP
fsr-3218	222	5	parents	parent	NOUN
fsr-3218	222	6	’	'	PUNCT
fsr-3218	222	7	income	income	NOUN
fsr-3218	222	8	is	be	AUX
fsr-3218	222	9	where	where	SCONJ
fsr-3218	222	10	students	student	NOUN
fsr-3218	222	11	were	be	AUX
fsr-3218	222	12	asked	ask	VERB
fsr-3218	222	13	to	to	PART
fsr-3218	222	14	estimate	estimate	VERB
fsr-3218	222	15	the	the	DET
fsr-3218	222	16	combined	combined	ADJ
fsr-3218	222	17	income	income	NOUN
fsr-3218	222	18	of	of	ADP
fsr-3218	222	19	their	their	PRON
fsr-3218	222	20	parents	parent	NOUN
fsr-3218	222	21	from	from	ADP
fsr-3218	222	22	all	all	DET
fsr-3218	222	23	sources	source	NOUN
fsr-3218	222	24	,	,	PUNCT
fsr-3218	222	25	before	before	ADP
fsr-3218	222	26	taxes	taxis	NOUN
fsr-3218	222	27	.	.	PUNCT
fsr-3218	223	1	stkgame	stkgame	PROPN
fsr-3218	223	2	is	be	AUX
fsr-3218	223	3	a	a	DET
fsr-3218	223	4	�	�	PROPN
fsr-3218	223	5	0,1	0,1	NUM
fsr-3218	223	6	�	�	PROPN
fsr-3218	223	7	indicator	indicator	NOUN
fsr-3218	223	8	variable	variable	NOUN
fsr-3218	223	9	with	with	ADP
fsr-3218	223	10	0	0	NUM
fsr-3218	223	11	coded	code	VERB
fsr-3218	223	12	as	as	ADP
fsr-3218	223	13	not	not	PART
fsr-3218	223	14	having	having	AUX
fsr-3218	223	15	taken	take	VERB
fsr-3218	223	16	a	a	DET
fsr-3218	223	17	course	course	NOUN
fsr-3218	223	18	in	in	ADP
fsr-3218	223	19	high	high	ADJ
fsr-3218	223	20	school	school	NOUN
fsr-3218	223	21	in	in	ADP
fsr-3218	223	22	which	which	PRON
fsr-3218	223	23	a	a	DET
fsr-3218	223	24	stock	stock	NOUN
fsr-3218	223	25	market	market	NOUN
fsr-3218	223	26	game	game	NOUN
fsr-3218	223	27	was	be	AUX
fsr-3218	223	28	played	play	VERB
fsr-3218	223	29	and	and	CCONJ
fsr-3218	223	30	1	1	NUM
fsr-3218	223	31	coded	code	VERB
fsr-3218	223	32	as	as	ADP
fsr-3218	223	33	having	having	AUX
fsr-3218	223	34	taken	take	VERB
fsr-3218	223	35	such	such	DET
fsr-3218	223	36	a	a	DET
fsr-3218	223	37	course	course	NOUN
fsr-3218	223	38	.	.	PUNCT
fsr-3218	224	1	this	this	DET
fsr-3218	224	2	table	table	NOUN
fsr-3218	224	3	presents	present	VERB
fsr-3218	224	4	results	result	NOUN
fsr-3218	224	5	of	of	ADP
fsr-3218	224	6	the	the	DET
fsr-3218	224	7	following	follow	VERB
fsr-3218	224	8	ordinary	ordinary	ADJ
fsr-3218	224	9	least	least	ADV
fsr-3218	224	10	squared	square	VERB
fsr-3218	224	11	(	(	PUNCT
fsr-3218	224	12	ols	ol	NOUN
fsr-3218	224	13	)	)	PUNCT
fsr-3218	224	14	regressions	regression	NOUN
fsr-3218	224	15	by	by	ADP
fsr-3218	224	16	stkgame	stkgame	PROPN
fsr-3218	224	17	:	:	PUNCT
fsr-3218	224	18	step	step	NOUN
fsr-3218	224	19	1	1	NUM
fsr-3218	224	20	:	:	PUNCT
fsr-3218	224	21	frt	frt	PROPN
fsr-3218	224	22	score	score	PROPN
fsr-3218	224	23	�	�	PROPN
fsr-3218	224	24	f(gender	f(gender	PROPN
fsr-3218	224	25	,	,	PUNCT
fsr-3218	224	26	income	income	NOUN
fsr-3218	224	27	)	)	PUNCT
fsr-3218	224	28	step	step	NOUN
fsr-3218	224	29	2	2	NUM
fsr-3218	224	30	:	:	PUNCT
fsr-3218	224	31	frt	frt	PROPN
fsr-3218	224	32	score	score	PROPN
fsr-3218	224	33	�	�	PROPN
fsr-3218	224	34	f(ptp	f(ptp	PROPN
fsr-3218	224	35	,	,	PUNCT
fsr-3218	224	36	gender	gender	NOUN
fsr-3218	224	37	,	,	PUNCT
fsr-3218	224	38	income	income	NOUN
fsr-3218	224	39	)	)	PUNCT
fsr-3218	224	40	step	step	NOUN
fsr-3218	224	41	3	3	NUM
fsr-3218	224	42	:	:	PUNCT
fsr-3218	224	43	frt	frt	PROPN
fsr-3218	224	44	score	score	PROPN
fsr-3218	224	45	�	�	PROPN
fsr-3218	224	46	f(ftp	f(ftp	PROPN
fsr-3218	224	47	,	,	PUNCT
fsr-3218	224	48	ptp	ptp	PROPN
fsr-3218	224	49	,	,	PUNCT
fsr-3218	224	50	gender	gender	NOUN
fsr-3218	224	51	,	,	PUNCT
fsr-3218	224	52	income	income	NOUN
fsr-3218	224	53	)	)	PUNCT
fsr-3218	224	54	.	.	PUNCT
fsr-3218	225	1	170	170	NUM
fsr-3218	225	2	k.	k.	PROPN
fsr-3218	225	3	n.	n.	PROPN
fsr-3218	225	4	ryack	ryack	PROPN
fsr-3218	225	5	,	,	PUNCT
fsr-3218	225	6	a.	a.	NOUN
fsr-3218	225	7	sheikh	sheikh	PROPN
fsr-3218	225	8	/	/	SYM
fsr-3218	225	9	financial	financial	ADJ
fsr-3218	225	10	services	service	NOUN
fsr-3218	225	11	review	review	VERB
fsr-3218	225	12	25	25	NUM
fsr-3218	225	13	(	(	PUNCT
fsr-3218	225	14	2016	2016	NUM
fsr-3218	225	15	)	)	PUNCT
fsr-3218	225	16	157–180	157–180	NUM
fsr-3218	225	17	ftp	ftp	PROPN
fsr-3218	225	18	variable	variable	NOUN
fsr-3218	225	19	increases	increase	VERB
fsr-3218	225	20	the	the	DET
fsr-3218	225	21	adjusted	adjust	VERB
fsr-3218	225	22	r2	r2	NOUN
fsr-3218	225	23	from	from	ADP
fsr-3218	225	24	0.253	0.253	NUM
fsr-3218	225	25	in	in	ADP
fsr-3218	225	26	step	step	NOUN
fsr-3218	225	27	2	2	NUM
fsr-3218	225	28	to	to	ADP
fsr-3218	225	29	0.289	0.289	NUM
fsr-3218	225	30	in	in	ADP
fsr-3218	225	31	step	step	NOUN
fsr-3218	225	32	3	3	NUM
fsr-3218	225	33	for	for	ADP
fsr-3218	225	34	individuals	individual	NOUN
fsr-3218	225	35	without	without	ADP
fsr-3218	225	36	financial	financial	ADJ
fsr-3218	225	37	knowledge	knowledge	NOUN
fsr-3218	225	38	/	/	SYM
fsr-3218	225	39	experience	experience	NOUN
fsr-3218	225	40	and	and	CCONJ
fsr-3218	225	41	from	from	ADP
fsr-3218	225	42	0.221	0.221	NUM
fsr-3218	225	43	in	in	ADP
fsr-3218	225	44	step	step	NOUN
fsr-3218	225	45	2	2	NUM
fsr-3218	225	46	to	to	ADP
fsr-3218	225	47	0.322	0.322	NUM
fsr-3218	225	48	in	in	ADP
fsr-3218	225	49	step	step	NOUN
fsr-3218	225	50	3	3	NUM
fsr-3218	225	51	for	for	ADP
fsr-3218	225	52	individuals	individual	NOUN
fsr-3218	225	53	with	with	ADP
fsr-3218	225	54	financial	financial	ADJ
fsr-3218	225	55	knowledge	knowledge	NOUN
fsr-3218	225	56	and	and	CCONJ
fsr-3218	225	57	experience	experience	NOUN
fsr-3218	225	58	,	,	PUNCT
fsr-3218	225	59	thus	thus	ADV
fsr-3218	225	60	supporting	support	VERB
fsr-3218	225	61	hypothesis	hypothesis	NOUN
fsr-3218	225	62	4	4	NUM
fsr-3218	225	63	.	.	PUNCT
fsr-3218	226	1	a	a	DET
fsr-3218	226	2	comparison	comparison	NOUN
fsr-3218	226	3	of	of	ADP
fsr-3218	226	4	step	step	NOUN
fsr-3218	226	5	3	3	NUM
fsr-3218	226	6	to	to	PART
fsr-3218	226	7	step	step	VERB
fsr-3218	226	8	1	1	NUM
fsr-3218	226	9	demonstrates	demonstrate	VERB
fsr-3218	226	10	that	that	SCONJ
fsr-3218	226	11	the	the	DET
fsr-3218	226	12	ptp	ptp	PROPN
fsr-3218	226	13	and	and	CCONJ
fsr-3218	226	14	ftp	ftp	PROPN
fsr-3218	226	15	variables	variable	NOUN
fsr-3218	226	16	together	together	ADV
fsr-3218	226	17	result	result	VERB
fsr-3218	226	18	in	in	ADP
fsr-3218	226	19	an	an	DET
fsr-3218	226	20	adjusted	adjust	VERB
fsr-3218	226	21	r2	r2	NOUN
fsr-3218	226	22	increase	increase	NOUN
fsr-3218	226	23	of	of	ADP
fsr-3218	226	24	0.141	0.141	NUM
fsr-3218	226	25	(	(	PUNCT
fsr-3218	226	26	an	an	DET
fsr-3218	226	27	increase	increase	NOUN
fsr-3218	226	28	of	of	ADP
fsr-3218	226	29	95.27	95.27	NUM
fsr-3218	226	30	%	%	NOUN
fsr-3218	226	31	)	)	PUNCT
fsr-3218	226	32	for	for	ADP
fsr-3218	226	33	individuals	individual	NOUN
fsr-3218	226	34	without	without	ADP
fsr-3218	226	35	financial	financial	ADJ
fsr-3218	226	36	knowledge	knowledge	NOUN
fsr-3218	226	37	/	/	SYM
fsr-3218	226	38	experience	experience	NOUN
fsr-3218	226	39	and	and	CCONJ
fsr-3218	226	40	an	an	DET
fsr-3218	226	41	increase	increase	NOUN
fsr-3218	226	42	of	of	ADP
fsr-3218	226	43	0.222	0.222	NUM
fsr-3218	226	44	(	(	PUNCT
fsr-3218	226	45	an	an	DET
fsr-3218	226	46	increase	increase	NOUN
fsr-3218	226	47	of	of	ADP
fsr-3218	226	48	222.0	222.0	NUM
fsr-3218	226	49	%	%	NOUN
fsr-3218	226	50	)	)	PUNCT
fsr-3218	226	51	for	for	ADP
fsr-3218	226	52	individuals	individual	NOUN
fsr-3218	226	53	with	with	ADP
fsr-3218	226	54	financial	financial	ADJ
fsr-3218	226	55	knowledge	knowledge	NOUN
fsr-3218	226	56	/	/	SYM
fsr-3218	226	57	experience	experience	NOUN
fsr-3218	226	58	over	over	ADP
fsr-3218	226	59	a	a	DET
fsr-3218	226	60	model	model	NOUN
fsr-3218	226	61	that	that	PRON
fsr-3218	226	62	only	only	ADV
fsr-3218	226	63	includes	include	VERB
fsr-3218	226	64	only	only	ADJ
fsr-3218	226	65	gender	gender	NOUN
fsr-3218	226	66	and	and	CCONJ
fsr-3218	226	67	income	income	NOUN
fsr-3218	226	68	(	(	PUNCT
fsr-3218	226	69	gender	gender	NOUN
fsr-3218	226	70	,	,	PUNCT
fsr-3218	226	71	income	income	NOUN
fsr-3218	226	72	)	)	PUNCT
fsr-3218	226	73	.	.	PUNCT
fsr-3218	227	1	an	an	DET
fsr-3218	227	2	interesting	interesting	ADJ
fsr-3218	227	3	find	find	NOUN
fsr-3218	227	4	is	be	AUX
fsr-3218	227	5	that	that	SCONJ
fsr-3218	227	6	income	income	NOUN
fsr-3218	227	7	continues	continue	VERB
fsr-3218	227	8	to	to	PART
fsr-3218	227	9	be	be	AUX
fsr-3218	227	10	a	a	DET
fsr-3218	227	11	significant	significant	ADJ
fsr-3218	227	12	explanatory	explanatory	ADJ
fsr-3218	227	13	variable	variable	NOUN
fsr-3218	227	14	for	for	ADP
fsr-3218	227	15	individuals	individual	NOUN
fsr-3218	227	16	without	without	ADP
fsr-3218	227	17	financial	financial	ADJ
fsr-3218	227	18	knowledge	knowledge	NOUN
fsr-3218	227	19	/	/	SYM
fsr-3218	227	20	experience	experience	NOUN
fsr-3218	227	21	but	but	CCONJ
fsr-3218	227	22	not	not	PART
fsr-3218	227	23	for	for	ADP
fsr-3218	227	24	individuals	individual	NOUN
fsr-3218	227	25	with	with	ADP
fsr-3218	227	26	financial	financial	ADJ
fsr-3218	227	27	knowledge	knowledge	NOUN
fsr-3218	227	28	/	/	SYM
fsr-3218	227	29	experience	experience	NOUN
fsr-3218	227	30	.	.	PUNCT
fsr-3218	228	1	as	as	ADP
fsr-3218	228	2	in	in	ADP
fsr-3218	228	3	the	the	DET
fsr-3218	228	4	full	full	ADJ
fsr-3218	228	5	model	model	NOUN
fsr-3218	228	6	,	,	PUNCT
fsr-3218	228	7	we	we	PRON
fsr-3218	228	8	find	find	VERB
fsr-3218	228	9	evidence	evidence	NOUN
fsr-3218	228	10	to	to	PART
fsr-3218	228	11	support	support	VERB
fsr-3218	228	12	all	all	DET
fsr-3218	228	13	four	four	NUM
fsr-3218	228	14	hypotheses	hypothesis	NOUN
fsr-3218	228	15	when	when	SCONJ
fsr-3218	228	16	we	we	PRON
fsr-3218	228	17	run	run	VERB
fsr-3218	228	18	hierarchical	hierarchical	ADJ
fsr-3218	228	19	regressions	regression	NOUN
fsr-3218	228	20	separately	separately	ADV
fsr-3218	228	21	by	by	ADP
fsr-3218	228	22	stkgame	stkgame	PROPN
fsr-3218	228	23	.	.	PUNCT
fsr-3218	229	1	4.4.2	4.4.2	X
fsr-3218	229	2	.	.	PUNCT
fsr-3218	229	3	hierarchical	hierarchical	ADJ
fsr-3218	229	4	truncated	truncated	ADJ
fsr-3218	229	5	regressions	regression	NOUN
fsr-3218	229	6	given	give	VERB
fsr-3218	229	7	that	that	SCONJ
fsr-3218	229	8	the	the	DET
fsr-3218	229	9	dependent	dependent	ADJ
fsr-3218	229	10	variable	variable	NOUN
fsr-3218	229	11	is	be	AUX
fsr-3218	229	12	a	a	DET
fsr-3218	229	13	scale	scale	NOUN
fsr-3218	229	14	measure	measure	NOUN
fsr-3218	229	15	with	with	ADP
fsr-3218	229	16	a	a	DET
fsr-3218	229	17	limited	limited	ADJ
fsr-3218	229	18	possible	possible	ADJ
fsr-3218	229	19	range	range	NOUN
fsr-3218	229	20	of	of	ADP
fsr-3218	229	21	13–47	13–47	NUM
fsr-3218	229	22	,	,	PUNCT
fsr-3218	229	23	it	it	PRON
fsr-3218	229	24	can	can	AUX
fsr-3218	229	25	be	be	AUX
fsr-3218	229	26	argued	argue	VERB
fsr-3218	229	27	that	that	SCONJ
fsr-3218	229	28	a	a	DET
fsr-3218	229	29	truncated	truncate	VERB
fsr-3218	229	30	regression	regression	NOUN
fsr-3218	229	31	model	model	NOUN
fsr-3218	229	32	would	would	AUX
fsr-3218	229	33	be	be	AUX
fsr-3218	229	34	more	more	ADV
fsr-3218	229	35	appropriate	appropriate	ADJ
fsr-3218	229	36	than	than	ADP
fsr-3218	229	37	an	an	DET
fsr-3218	229	38	ols	ol	NOUN
fsr-3218	229	39	regression	regression	NOUN
fsr-3218	229	40	model	model	NOUN
fsr-3218	229	41	(	(	PUNCT
fsr-3218	229	42	davidson	davidson	NOUN
fsr-3218	229	43	and	and	CCONJ
fsr-3218	229	44	mackinnon	mackinnon	PROPN
fsr-3218	229	45	,	,	PUNCT
fsr-3218	229	46	1993	1993	NUM
fsr-3218	229	47	;	;	PUNCT
fsr-3218	229	48	maddala	maddala	NOUN
fsr-3218	229	49	,	,	PUNCT
fsr-3218	229	50	1983	1983	NUM
fsr-3218	229	51	)	)	PUNCT
fsr-3218	229	52	.	.	PUNCT
fsr-3218	230	1	in	in	ADP
fsr-3218	230	2	table	table	NOUN
fsr-3218	230	3	7	7	NUM
fsr-3218	230	4	,	,	PUNCT
fsr-3218	230	5	we	we	PRON
fsr-3218	230	6	report	report	VERB
fsr-3218	230	7	the	the	DET
fsr-3218	230	8	results	result	NOUN
fsr-3218	230	9	of	of	ADP
fsr-3218	230	10	hierarchical	hierarchical	ADJ
fsr-3218	230	11	truncated	truncated	ADJ
fsr-3218	230	12	regressions	regression	NOUN
fsr-3218	230	13	using	use	VERB
fsr-3218	230	14	maximum	maximum	ADJ
fsr-3218	230	15	likelihood	likelihood	NOUN
fsr-3218	230	16	estimation	estimation	NOUN
fsr-3218	230	17	table	table	NOUN
fsr-3218	230	18	7	7	NUM
fsr-3218	230	19	hierarchical	hierarchical	ADJ
fsr-3218	230	20	truncated	truncated	ADJ
fsr-3218	230	21	regressions	regression	NOUN
fsr-3218	230	22	step	step	VERB
fsr-3218	230	23	1	1	NUM
fsr-3218	230	24	step	step	NOUN
fsr-3218	230	25	2	2	NUM
fsr-3218	230	26	step	step	NOUN
fsr-3218	230	27	3	3	NUM
fsr-3218	230	28	frt	frt	NOUN
fsr-3218	230	29	score	score	NOUN
fsr-3218	230	30	frt	frt	PROPN
fsr-3218	230	31	score	score	PROPN
fsr-3218	230	32	frt	frt	PROPN
fsr-3218	230	33	score	score	VERB
fsr-3218	230	34	ftp	ftp	PROPN
fsr-3218	230	35	�	�	PROPN
fsr-3218	230	36	1.065	1.065	NUM
fsr-3218	230	37	p	p	NOUN
fsr-3218	230	38	-	-	PUNCT
fsr-3218	230	39	value	value	NOUN
fsr-3218	230	40	0.000	0.000	NUM
fsr-3218	230	41	ptp	ptp	PROPN
fsr-3218	230	42	1.450	1.450	NUM
fsr-3218	230	43	1.498	1.498	NUM
fsr-3218	230	44	p	p	NOUN
fsr-3218	230	45	-	-	PUNCT
fsr-3218	230	46	value	value	NOUN
fsr-3218	230	47	0.000	0.000	NUM
fsr-3218	230	48	0.000	0.000	NUM
fsr-3218	230	49	gender	gender	NOUN
fsr-3218	230	50	2.578	2.578	NUM
fsr-3218	231	1	2.507	2.507	NUM
fsr-3218	231	2	1.779	1.779	NUM
fsr-3218	231	3	p	p	ADJ
fsr-3218	231	4	-	-	PUNCT
fsr-3218	231	5	value	value	NOUN
fsr-3218	231	6	0.000	0.000	NUM
fsr-3218	231	7	0.000	0.000	NUM
fsr-3218	231	8	0.000	0.000	NUM
fsr-3218	231	9	income	income	NOUN
fsr-3218	231	10	0.488	0.488	NUM
fsr-3218	231	11	0.411	0.411	NUM
fsr-3218	231	12	0.306	0.306	NUM
fsr-3218	231	13	p	p	NOUN
fsr-3218	231	14	-	-	PUNCT
fsr-3218	231	15	value	value	NOUN
fsr-3218	231	16	0.001	0.001	NUM
fsr-3218	231	17	0.005	0.005	NUM
fsr-3218	231	18	0.031	0.031	NUM
fsr-3218	231	19	stkgame	stkgame	VERB
fsr-3218	231	20	1.824	1.824	NUM
fsr-3218	231	21	1.867	1.867	NUM
fsr-3218	231	22	1.952	1.952	NUM
fsr-3218	231	23	p	p	ADJ
fsr-3218	231	24	-	-	PUNCT
fsr-3218	231	25	value	value	NOUN
fsr-3218	231	26	0.000	0.000	NUM
fsr-3218	231	27	0.000	0.000	NUM
fsr-3218	231	28	0.000	0.000	NUM
fsr-3218	231	29	n	n	PRON
fsr-3218	231	30	317	317	NUM
fsr-3218	231	31	314	314	NUM
fsr-3218	231	32	314	314	NUM
fsr-3218	231	33	rough	rough	ADJ
fsr-3218	231	34	estimate	estimate	NOUN
fsr-3218	231	35	of	of	ADP
fsr-3218	231	36	r2	r2	PROPN
fsr-3218	231	37	0.179	0.179	NUM
fsr-3218	231	38	0.287	0.287	NUM
fsr-3218	231	39	0.340	0.340	NUM
fsr-3218	231	40	wald	wald	X
fsr-3218	231	41	�	�	PROPN
fsr-3218	231	42	2	2	NUM
fsr-3218	231	43	56.760	56.760	NUM
fsr-3218	231	44	94.950	94.950	NUM
fsr-3218	231	45	117.790	117.790	NUM
fsr-3218	231	46	prob	prob	PROPN
fsr-3218	231	47	�	�	PROPN
fsr-3218	231	48	�	�	PROPN
fsr-3218	231	49	2	2	NUM
fsr-3218	231	50	0.000	0.000	NUM
fsr-3218	231	51	0.000	0.000	NUM
fsr-3218	231	52	0.000	0.000	NUM
fsr-3218	231	53	financial	financial	ADJ
fsr-3218	231	54	risk	risk	NOUN
fsr-3218	231	55	tolerance	tolerance	NOUN
fsr-3218	231	56	(	(	PUNCT
fsr-3218	231	57	frt	frt	NOUN
fsr-3218	231	58	)	)	PUNCT
fsr-3218	231	59	score	score	NOUN
fsr-3218	231	60	is	be	AUX
fsr-3218	231	61	measured	measure	VERB
fsr-3218	231	62	using	use	VERB
fsr-3218	231	63	student	student	NOUN
fsr-3218	231	64	scores	score	NOUN
fsr-3218	231	65	on	on	ADP
fsr-3218	231	66	the	the	DET
fsr-3218	231	67	grable	grable	PROPN
fsr-3218	231	68	and	and	CCONJ
fsr-3218	231	69	lytton	lytton	PROPN
fsr-3218	231	70	(	(	PUNCT
fsr-3218	231	71	1999	1999	NUM
fsr-3218	231	72	)	)	PUNCT
fsr-3218	231	73	13	13	NUM
fsr-3218	231	74	-	-	PUNCT
fsr-3218	231	75	item	item	NOUN
fsr-3218	231	76	financial	financial	ADJ
fsr-3218	231	77	risk	risk	NOUN
fsr-3218	231	78	tolerance	tolerance	NOUN
fsr-3218	231	79	scale	scale	NOUN
fsr-3218	231	80	.	.	PUNCT
fsr-3218	232	1	future	future	ADJ
fsr-3218	232	2	time	time	NOUN
fsr-3218	232	3	perspective	perspective	NOUN
fsr-3218	232	4	(	(	PUNCT
fsr-3218	232	5	ftp	ftp	NOUN
fsr-3218	232	6	)	)	PUNCT
fsr-3218	232	7	is	be	AUX
fsr-3218	232	8	measured	measure	VERB
fsr-3218	232	9	using	use	VERB
fsr-3218	232	10	nine	nine	NUM
fsr-3218	232	11	items	item	NOUN
fsr-3218	232	12	from	from	ADP
fsr-3218	232	13	the	the	DET
fsr-3218	232	14	zimbardo	zimbardo	NOUN
fsr-3218	232	15	time	time	NOUN
fsr-3218	232	16	perspective	perspective	PROPN
fsr-3218	232	17	inventory	inventory	NOUN
fsr-3218	232	18	(	(	PUNCT
fsr-3218	232	19	ztpi	ztpi	NOUN
fsr-3218	232	20	)	)	PUNCT
fsr-3218	232	21	future	future	ADJ
fsr-3218	232	22	scale	scale	NOUN
fsr-3218	232	23	.	.	PUNCT
fsr-3218	233	1	present	present	ADJ
fsr-3218	233	2	time	time	NOUN
fsr-3218	233	3	perspective	perspective	PROPN
fsr-3218	233	4	(	(	PUNCT
fsr-3218	233	5	ptp	ptp	PROPN
fsr-3218	233	6	)	)	PUNCT
fsr-3218	233	7	is	be	AUX
fsr-3218	233	8	measured	measure	VERB
fsr-3218	233	9	using	use	VERB
fsr-3218	233	10	nine	nine	NUM
fsr-3218	233	11	items	item	NOUN
fsr-3218	233	12	from	from	ADP
fsr-3218	233	13	the	the	DET
fsr-3218	233	14	zimbardo	zimbardo	NOUN
fsr-3218	233	15	time	time	NOUN
fsr-3218	233	16	perspective	perspective	PROPN
fsr-3218	233	17	inventory	inventory	NOUN
fsr-3218	233	18	(	(	PUNCT
fsr-3218	233	19	ztpi	ztpi	NOUN
fsr-3218	233	20	)	)	PUNCT
fsr-3218	233	21	present	present	ADJ
fsr-3218	233	22	-	-	PUNCT
fsr-3218	233	23	hedonistic	hedonistic	ADJ
fsr-3218	233	24	scale	scale	NOUN
fsr-3218	233	25	.	.	PUNCT
fsr-3218	234	1	gender	gender	NOUN
fsr-3218	234	2	is	be	AUX
fsr-3218	234	3	a	a	DET
fsr-3218	234	4	�	�	PROPN
fsr-3218	234	5	0,1	0,1	NUM
fsr-3218	234	6	�	�	PROPN
fsr-3218	234	7	indicator	indicator	NOUN
fsr-3218	234	8	variable	variable	NOUN
fsr-3218	234	9	with	with	ADP
fsr-3218	234	10	0	0	NUM
fsr-3218	234	11	coded	code	VERB
fsr-3218	234	12	as	as	ADP
fsr-3218	234	13	female	female	ADJ
fsr-3218	234	14	and	and	CCONJ
fsr-3218	234	15	1	1	NUM
fsr-3218	234	16	coded	code	VERB
fsr-3218	234	17	as	as	ADP
fsr-3218	234	18	male	male	NOUN
fsr-3218	234	19	.	.	PUNCT
fsr-3218	235	1	income	income	NOUN
fsr-3218	235	2	is	be	AUX
fsr-3218	235	3	estimate	estimate	NOUN
fsr-3218	235	4	of	of	ADP
fsr-3218	235	5	parents	parent	NOUN
fsr-3218	235	6	’	'	PUNCT
fsr-3218	235	7	income	income	NOUN
fsr-3218	235	8	is	be	AUX
fsr-3218	235	9	where	where	SCONJ
fsr-3218	235	10	students	student	NOUN
fsr-3218	235	11	were	be	AUX
fsr-3218	235	12	asked	ask	VERB
fsr-3218	235	13	to	to	PART
fsr-3218	235	14	estimate	estimate	VERB
fsr-3218	235	15	the	the	DET
fsr-3218	235	16	combined	combined	ADJ
fsr-3218	235	17	income	income	NOUN
fsr-3218	235	18	of	of	ADP
fsr-3218	235	19	their	their	PRON
fsr-3218	235	20	parents	parent	NOUN
fsr-3218	235	21	from	from	ADP
fsr-3218	235	22	all	all	DET
fsr-3218	235	23	sources	source	NOUN
fsr-3218	235	24	,	,	PUNCT
fsr-3218	235	25	before	before	ADP
fsr-3218	235	26	taxes	taxis	NOUN
fsr-3218	235	27	.	.	PUNCT
fsr-3218	236	1	stkgame	stkgame	PROPN
fsr-3218	236	2	is	be	AUX
fsr-3218	236	3	a	a	DET
fsr-3218	236	4	�	�	PROPN
fsr-3218	236	5	0,1	0,1	NUM
fsr-3218	236	6	�	�	PROPN
fsr-3218	236	7	indicator	indicator	NOUN
fsr-3218	236	8	variable	variable	NOUN
fsr-3218	236	9	with	with	ADP
fsr-3218	236	10	0	0	NUM
fsr-3218	236	11	coded	code	VERB
fsr-3218	236	12	as	as	ADP
fsr-3218	236	13	not	not	PART
fsr-3218	236	14	having	having	AUX
fsr-3218	236	15	taken	take	VERB
fsr-3218	236	16	a	a	DET
fsr-3218	236	17	course	course	NOUN
fsr-3218	236	18	in	in	ADP
fsr-3218	236	19	high	high	ADJ
fsr-3218	236	20	school	school	NOUN
fsr-3218	236	21	in	in	ADP
fsr-3218	236	22	which	which	PRON
fsr-3218	236	23	a	a	DET
fsr-3218	236	24	stock	stock	NOUN
fsr-3218	236	25	market	market	NOUN
fsr-3218	236	26	game	game	NOUN
fsr-3218	236	27	was	be	AUX
fsr-3218	236	28	played	play	VERB
fsr-3218	236	29	and	and	CCONJ
fsr-3218	236	30	1	1	NUM
fsr-3218	236	31	coded	code	VERB
fsr-3218	236	32	as	as	ADP
fsr-3218	236	33	having	having	AUX
fsr-3218	236	34	taken	take	VERB
fsr-3218	236	35	such	such	DET
fsr-3218	236	36	a	a	DET
fsr-3218	236	37	course	course	NOUN
fsr-3218	236	38	.	.	PUNCT
fsr-3218	237	1	this	this	DET
fsr-3218	237	2	table	table	NOUN
fsr-3218	237	3	presents	present	VERB
fsr-3218	237	4	results	result	NOUN
fsr-3218	237	5	of	of	ADP
fsr-3218	237	6	the	the	DET
fsr-3218	237	7	following	following	ADJ
fsr-3218	237	8	truncated	truncate	VERB
fsr-3218	237	9	regressions	regression	NOUN
fsr-3218	237	10	using	use	VERB
fsr-3218	237	11	maximum	maximum	ADJ
fsr-3218	237	12	likelihood	likelihood	NOUN
fsr-3218	237	13	estimation	estimation	NOUN
fsr-3218	237	14	with	with	ADP
fsr-3218	237	15	robust	robust	ADJ
fsr-3218	237	16	standard	standard	ADJ
fsr-3218	237	17	errors	error	NOUN
fsr-3218	237	18	:	:	PUNCT
fsr-3218	237	19	step	step	NOUN
fsr-3218	237	20	1	1	NUM
fsr-3218	237	21	:	:	PUNCT
fsr-3218	237	22	frt	frt	PROPN
fsr-3218	237	23	score	score	PROPN
fsr-3218	237	24	�	�	PROPN
fsr-3218	237	25	f(gender	f(gender	PROPN
fsr-3218	237	26	,	,	PUNCT
fsr-3218	237	27	income	income	NOUN
fsr-3218	237	28	,	,	PUNCT
fsr-3218	237	29	stkgame	stkgame	ADJ
fsr-3218	237	30	)	)	PUNCT
fsr-3218	237	31	step	step	NOUN
fsr-3218	237	32	2	2	NUM
fsr-3218	237	33	:	:	PUNCT
fsr-3218	237	34	frt	frt	PROPN
fsr-3218	237	35	score	score	PROPN
fsr-3218	237	36	�	�	PROPN
fsr-3218	237	37	f(ptp	f(ptp	PROPN
fsr-3218	237	38	,	,	PUNCT
fsr-3218	237	39	gender	gender	NOUN
fsr-3218	237	40	,	,	PUNCT
fsr-3218	237	41	income	income	NOUN
fsr-3218	237	42	,	,	PUNCT
fsr-3218	237	43	stkgame	stkgame	ADJ
fsr-3218	237	44	)	)	PUNCT
fsr-3218	237	45	step	step	NOUN
fsr-3218	237	46	3	3	NUM
fsr-3218	237	47	:	:	PUNCT
fsr-3218	237	48	frt	frt	PROPN
fsr-3218	237	49	score	score	PROPN
fsr-3218	237	50	�	�	PROPN
fsr-3218	237	51	f(ftp	f(ftp	PROPN
fsr-3218	237	52	,	,	PUNCT
fsr-3218	237	53	ptp	ptp	PROPN
fsr-3218	237	54	,	,	PUNCT
fsr-3218	237	55	gender	gender	NOUN
fsr-3218	237	56	,	,	PUNCT
fsr-3218	237	57	income	income	NOUN
fsr-3218	237	58	,	,	PUNCT
fsr-3218	237	59	stkgame	stkgame	PROPN
fsr-3218	237	60	)	)	PUNCT
fsr-3218	237	61	.	.	PUNCT
fsr-3218	238	1	171k	171k	X
fsr-3218	238	2	.	.	PUNCT
fsr-3218	238	3	n.	n.	PROPN
fsr-3218	238	4	ryack	ryack	PROPN
fsr-3218	238	5	,	,	PUNCT
fsr-3218	238	6	a.	a.	NOUN
fsr-3218	238	7	sheikh	sheikh	PROPN
fsr-3218	238	8	/	/	SYM
fsr-3218	238	9	financial	financial	ADJ
fsr-3218	238	10	services	service	NOUN
fsr-3218	238	11	review	review	VERB
fsr-3218	238	12	25	25	NUM
fsr-3218	238	13	(	(	PUNCT
fsr-3218	238	14	2016	2016	NUM
fsr-3218	238	15	)	)	PUNCT
fsr-3218	239	1	157–180	157–180	NUM
fsr-3218	239	2	with	with	ADP
fsr-3218	239	3	robust	robust	ADJ
fsr-3218	239	4	standard	standard	ADJ
fsr-3218	239	5	errors	error	NOUN
fsr-3218	239	6	(	(	PUNCT
fsr-3218	239	7	the	the	DET
fsr-3218	239	8	inferences	inference	NOUN
fsr-3218	239	9	are	be	AUX
fsr-3218	239	10	qualitatively	qualitatively	ADV
fsr-3218	239	11	unchanged	unchanged	ADJ
fsr-3218	239	12	if	if	SCONJ
fsr-3218	239	13	these	these	DET
fsr-3218	239	14	regressions	regression	NOUN
fsr-3218	239	15	are	be	AUX
fsr-3218	239	16	run	run	VERB
fsr-3218	239	17	without	without	ADP
fsr-3218	239	18	robust	robust	ADJ
fsr-3218	239	19	standard	standard	ADJ
fsr-3218	239	20	errors	error	NOUN
fsr-3218	239	21	)	)	PUNCT
fsr-3218	239	22	.	.	PUNCT
fsr-3218	240	1	a	a	DET
fsr-3218	240	2	rough	rough	ADJ
fsr-3218	240	3	estimate	estimate	NOUN
fsr-3218	240	4	of	of	ADP
fsr-3218	240	5	the	the	DET
fsr-3218	240	6	r2	r2	PROPN
fsr-3218	240	7	one	one	PRON
fsr-3218	240	8	would	would	AUX
fsr-3218	240	9	find	find	VERB
fsr-3218	240	10	in	in	ADP
fsr-3218	240	11	an	an	DET
fsr-3218	240	12	ols	ol	NOUN
fsr-3218	240	13	regression	regression	NOUN
fsr-3218	240	14	is	be	AUX
fsr-3218	240	15	computed	compute	VERB
fsr-3218	240	16	by	by	ADP
fsr-3218	240	17	correlating	correlate	VERB
fsr-3218	240	18	frt	frt	NOUN
fsr-3218	240	19	score	score	NOUN
fsr-3218	240	20	with	with	ADP
fsr-3218	240	21	the	the	DET
fsr-3218	240	22	predicted	predict	VERB
fsr-3218	240	23	value	value	NOUN
fsr-3218	240	24	and	and	CCONJ
fsr-3218	240	25	squaring	square	VERB
fsr-3218	240	26	the	the	DET
fsr-3218	240	27	result	result	NOUN
fsr-3218	240	28	.	.	PUNCT
fsr-3218	241	1	we	we	PRON
fsr-3218	241	2	run	run	VERB
fsr-3218	241	3	hierarchical	hierarchical	ADJ
fsr-3218	241	4	truncated	truncated	ADJ
fsr-3218	241	5	regressions	regression	NOUN
fsr-3218	241	6	of	of	ADP
fsr-3218	241	7	the	the	DET
fsr-3218	241	8	following	follow	VERB
fsr-3218	241	9	form	form	NOUN
fsr-3218	241	10	where	where	SCONJ
fsr-3218	241	11	the	the	DET
fsr-3218	241	12	dependent	dependent	ADJ
fsr-3218	241	13	variable	variable	NOUN
fsr-3218	241	14	and	and	CCONJ
fsr-3218	241	15	independent	independent	ADJ
fsr-3218	241	16	variables	variable	NOUN
fsr-3218	241	17	are	be	AUX
fsr-3218	241	18	as	as	ADV
fsr-3218	241	19	defined	define	VERB
fsr-3218	241	20	earlier	early	ADV
fsr-3218	241	21	:	:	PUNCT
fsr-3218	241	22	step	step	NOUN
fsr-3218	241	23	1	1	NUM
fsr-3218	241	24	:	:	PUNCT
fsr-3218	241	25	frt	frt	PROPN
fsr-3218	241	26	score	score	PROPN
fsr-3218	241	27	�	�	PROPN
fsr-3218	241	28	f(gender	f(gender	PROPN
fsr-3218	241	29	,	,	PUNCT
fsr-3218	241	30	income	income	NOUN
fsr-3218	241	31	,	,	PUNCT
fsr-3218	241	32	stkgame	stkgame	ADJ
fsr-3218	241	33	)	)	PUNCT
fsr-3218	241	34	step	step	NOUN
fsr-3218	241	35	2	2	NUM
fsr-3218	241	36	:	:	PUNCT
fsr-3218	241	37	frt	frt	PROPN
fsr-3218	241	38	score	score	PROPN
fsr-3218	241	39	�	�	PROPN
fsr-3218	241	40	f(ptp	f(ptp	PROPN
fsr-3218	241	41	,	,	PUNCT
fsr-3218	241	42	gender	gender	NOUN
fsr-3218	241	43	,	,	PUNCT
fsr-3218	241	44	income	income	NOUN
fsr-3218	241	45	,	,	PUNCT
fsr-3218	241	46	stkgame	stkgame	ADJ
fsr-3218	241	47	)	)	PUNCT
fsr-3218	241	48	step	step	NOUN
fsr-3218	241	49	3	3	NUM
fsr-3218	241	50	:	:	PUNCT
fsr-3218	241	51	frt	frt	PROPN
fsr-3218	241	52	score	score	PROPN
fsr-3218	241	53	�	�	PROPN
fsr-3218	241	54	f(ftp	f(ftp	PROPN
fsr-3218	241	55	,	,	PUNCT
fsr-3218	241	56	ptp	ptp	PROPN
fsr-3218	241	57	,	,	PUNCT
fsr-3218	241	58	gender	gender	NOUN
fsr-3218	241	59	,	,	PUNCT
fsr-3218	241	60	income	income	NOUN
fsr-3218	241	61	,	,	PUNCT
fsr-3218	241	62	stkgame	stkgame	ADV
fsr-3218	241	63	)	)	PUNCT
fsr-3218	241	64	consistent	consistent	ADJ
fsr-3218	241	65	with	with	ADP
fsr-3218	241	66	hypothesis	hypothesis	NOUN
fsr-3218	241	67	1	1	NUM
fsr-3218	241	68	,	,	PUNCT
fsr-3218	241	69	ptp	ptp	PROPN
fsr-3218	241	70	is	be	AUX
fsr-3218	241	71	a	a	DET
fsr-3218	241	72	significant	significant	ADJ
fsr-3218	241	73	predictor	predictor	NOUN
fsr-3218	241	74	of	of	ADP
fsr-3218	241	75	frt	frt	PROPN
fsr-3218	241	76	score	score	NOUN
fsr-3218	241	77	.	.	PUNCT
fsr-3218	242	1	consistent	consistent	ADJ
fsr-3218	242	2	with	with	ADP
fsr-3218	242	3	hypothesis	hypothesis	NOUN
fsr-3218	242	4	3	3	NUM
fsr-3218	242	5	,	,	PUNCT
fsr-3218	242	6	the	the	DET
fsr-3218	242	7	ptp	ptp	PROPN
fsr-3218	242	8	variable	variable	NOUN
fsr-3218	242	9	accounts	account	VERB
fsr-3218	242	10	for	for	ADP
fsr-3218	242	11	a	a	DET
fsr-3218	242	12	large	large	ADJ
fsr-3218	242	13	amount	amount	NOUN
fsr-3218	242	14	of	of	ADP
fsr-3218	242	15	variance	variance	NOUN
fsr-3218	242	16	above	above	ADV
fsr-3218	242	17	and	and	CCONJ
fsr-3218	242	18	beyond	beyond	ADP
fsr-3218	242	19	the	the	DET
fsr-3218	242	20	control	control	NOUN
fsr-3218	242	21	variables	variable	NOUN
fsr-3218	242	22	as	as	SCONJ
fsr-3218	242	23	evidenced	evidence	VERB
fsr-3218	242	24	by	by	ADP
fsr-3218	242	25	an	an	DET
fsr-3218	242	26	increase	increase	NOUN
fsr-3218	242	27	in	in	ADP
fsr-3218	242	28	the	the	DET
fsr-3218	242	29	rough	rough	ADJ
fsr-3218	242	30	estimate	estimate	NOUN
fsr-3218	242	31	of	of	ADP
fsr-3218	242	32	r2	r2	NOUN
fsr-3218	242	33	from	from	ADP
fsr-3218	242	34	0.179	0.179	NUM
fsr-3218	242	35	in	in	ADP
fsr-3218	242	36	step	step	NOUN
fsr-3218	242	37	1	1	NUM
fsr-3218	242	38	to	to	ADP
fsr-3218	242	39	0.287	0.287	NUM
fsr-3218	242	40	in	in	ADP
fsr-3218	242	41	step	step	NOUN
fsr-3218	242	42	2	2	NUM
fsr-3218	242	43	(	(	PUNCT
fsr-3218	242	44	an	an	DET
fsr-3218	242	45	increase	increase	NOUN
fsr-3218	242	46	of	of	ADP
fsr-3218	242	47	0.108	0.108	NUM
fsr-3218	242	48	or	or	CCONJ
fsr-3218	242	49	60.34	60.34	NUM
fsr-3218	242	50	%	%	NOUN
fsr-3218	242	51	)	)	PUNCT
fsr-3218	242	52	.	.	PUNCT
fsr-3218	243	1	in	in	ADP
fsr-3218	243	2	support	support	NOUN
fsr-3218	243	3	of	of	ADP
fsr-3218	243	4	hypothesis	hypothesis	NOUN
fsr-3218	243	5	2	2	NUM
fsr-3218	243	6	,	,	PUNCT
fsr-3218	243	7	there	there	PRON
fsr-3218	243	8	is	be	VERB
fsr-3218	243	9	a	a	DET
fsr-3218	243	10	significant	significant	ADJ
fsr-3218	243	11	negative	negative	ADJ
fsr-3218	243	12	relationship	relationship	NOUN
fsr-3218	243	13	between	between	ADP
fsr-3218	243	14	ftp	ftp	PROPN
fsr-3218	243	15	and	and	CCONJ
fsr-3218	243	16	frt	frt	PROPN
fsr-3218	243	17	score	score	NOUN
fsr-3218	243	18	.	.	PUNCT
fsr-3218	244	1	the	the	DET
fsr-3218	244	2	addition	addition	NOUN
fsr-3218	244	3	of	of	ADP
fsr-3218	244	4	the	the	DET
fsr-3218	244	5	ftp	ftp	PROPN
fsr-3218	244	6	variable	variable	NOUN
fsr-3218	244	7	increases	increase	VERB
fsr-3218	244	8	the	the	DET
fsr-3218	244	9	rough	rough	ADJ
fsr-3218	244	10	estimate	estimate	NOUN
fsr-3218	244	11	of	of	ADP
fsr-3218	244	12	r2	r2	NOUN
fsr-3218	244	13	from	from	ADP
fsr-3218	244	14	0.287	0.287	NUM
fsr-3218	244	15	in	in	ADP
fsr-3218	244	16	step	step	NOUN
fsr-3218	244	17	2	2	NUM
fsr-3218	244	18	to	to	ADP
fsr-3218	244	19	0.340	0.340	NUM
fsr-3218	244	20	in	in	ADP
fsr-3218	244	21	step	step	NOUN
fsr-3218	244	22	3	3	NUM
fsr-3218	244	23	(	(	PUNCT
fsr-3218	244	24	an	an	DET
fsr-3218	244	25	increase	increase	NOUN
fsr-3218	244	26	of	of	ADP
fsr-3218	244	27	0.053	0.053	NUM
fsr-3218	244	28	or	or	CCONJ
fsr-3218	244	29	18.47	18.47	NUM
fsr-3218	244	30	%	%	NOUN
fsr-3218	244	31	)	)	PUNCT
fsr-3218	244	32	,	,	PUNCT
fsr-3218	244	33	thus	thus	ADV
fsr-3218	244	34	supporting	support	VERB
fsr-3218	244	35	hypothesis	hypothesis	NOUN
fsr-3218	244	36	4	4	NUM
fsr-3218	244	37	.	.	PUNCT
fsr-3218	245	1	a	a	DET
fsr-3218	245	2	comparison	comparison	NOUN
fsr-3218	245	3	of	of	ADP
fsr-3218	245	4	step	step	NOUN
fsr-3218	245	5	3	3	NUM
fsr-3218	245	6	to	to	PART
fsr-3218	245	7	step	step	VERB
fsr-3218	245	8	1	1	NUM
fsr-3218	245	9	demonstrates	demonstrate	VERB
fsr-3218	245	10	that	that	SCONJ
fsr-3218	245	11	the	the	DET
fsr-3218	245	12	ptp	ptp	PROPN
fsr-3218	245	13	and	and	CCONJ
fsr-3218	245	14	ftp	ftp	PROPN
fsr-3218	245	15	variables	variable	NOUN
fsr-3218	245	16	together	together	ADV
fsr-3218	245	17	result	result	VERB
fsr-3218	245	18	in	in	ADP
fsr-3218	245	19	an	an	DET
fsr-3218	245	20	increase	increase	NOUN
fsr-3218	245	21	in	in	ADP
fsr-3218	245	22	the	the	DET
fsr-3218	245	23	rough	rough	ADJ
fsr-3218	245	24	estimate	estimate	NOUN
fsr-3218	245	25	of	of	ADP
fsr-3218	245	26	r2	r2	NOUN
fsr-3218	245	27	of	of	ADP
fsr-3218	245	28	0.161	0.161	NUM
fsr-3218	245	29	(	(	PUNCT
fsr-3218	245	30	an	an	DET
fsr-3218	245	31	increase	increase	NOUN
fsr-3218	245	32	of	of	ADP
fsr-3218	245	33	89.94	89.94	NUM
fsr-3218	245	34	%	%	NOUN
fsr-3218	245	35	)	)	PUNCT
fsr-3218	245	36	over	over	ADP
fsr-3218	245	37	a	a	DET
fsr-3218	245	38	model	model	NOUN
fsr-3218	245	39	that	that	PRON
fsr-3218	245	40	only	only	ADV
fsr-3218	245	41	includes	include	VERB
fsr-3218	245	42	gender	gender	NOUN
fsr-3218	245	43	,	,	PUNCT
fsr-3218	245	44	income	income	NOUN
fsr-3218	245	45	and	and	CCONJ
fsr-3218	245	46	financial	financial	ADJ
fsr-3218	245	47	knowledge	knowledge	NOUN
fsr-3218	245	48	/	/	SYM
fsr-3218	245	49	experience	experience	NOUN
fsr-3218	245	50	(	(	PUNCT
fsr-3218	245	51	gender	gender	NOUN
fsr-3218	245	52	,	,	PUNCT
fsr-3218	245	53	income	income	NOUN
fsr-3218	245	54	,	,	PUNCT
fsr-3218	245	55	and	and	CCONJ
fsr-3218	245	56	stkgame	stkgame	ADJ
fsr-3218	245	57	)	)	PUNCT
fsr-3218	245	58	.	.	PUNCT
fsr-3218	246	1	thus	thus	ADV
fsr-3218	246	2	,	,	PUNCT
fsr-3218	246	3	we	we	PRON
fsr-3218	246	4	continue	continue	VERB
fsr-3218	246	5	to	to	PART
fsr-3218	246	6	find	find	VERB
fsr-3218	246	7	evidence	evidence	NOUN
fsr-3218	246	8	in	in	ADP
fsr-3218	246	9	support	support	NOUN
fsr-3218	246	10	of	of	ADP
fsr-3218	246	11	all	all	DET
fsr-3218	246	12	four	four	NUM
fsr-3218	246	13	hypotheses	hypothesis	NOUN
fsr-3218	246	14	when	when	SCONJ
fsr-3218	246	15	we	we	PRON
fsr-3218	246	16	run	run	VERB
fsr-3218	246	17	hierarchical	hierarchical	ADJ
fsr-3218	246	18	truncated	truncated	ADJ
fsr-3218	246	19	regressions	regression	NOUN
fsr-3218	246	20	that	that	PRON
fsr-3218	246	21	use	use	VERB
fsr-3218	246	22	maximum	maximum	ADJ
fsr-3218	246	23	likelihood	likelihood	NOUN
fsr-3218	246	24	estimation	estimation	NOUN
fsr-3218	246	25	.	.	PUNCT
fsr-3218	247	1	4.4.3	4.4.3	NUM
fsr-3218	247	2	.	.	PUNCT
fsr-3218	247	3	ordinal	ordinal	ADJ
fsr-3218	247	4	logistic	logistic	ADJ
fsr-3218	247	5	regressions	regression	NOUN
fsr-3218	247	6	it	it	PRON
fsr-3218	247	7	can	can	AUX
fsr-3218	247	8	also	also	ADV
fsr-3218	247	9	be	be	AUX
fsr-3218	247	10	argued	argue	VERB
fsr-3218	247	11	that	that	SCONJ
fsr-3218	247	12	the	the	DET
fsr-3218	247	13	nature	nature	NOUN
fsr-3218	247	14	of	of	ADP
fsr-3218	247	15	the	the	DET
fsr-3218	247	16	dependent	dependent	ADJ
fsr-3218	247	17	variable	variable	NOUN
fsr-3218	247	18	,	,	PUNCT
fsr-3218	247	19	frt	frt	NOUN
fsr-3218	247	20	score	score	NOUN
fsr-3218	247	21	,	,	PUNCT
fsr-3218	247	22	is	be	AUX
fsr-3218	247	23	better	well	ADV
fsr-3218	247	24	captured	capture	VERB
fsr-3218	247	25	by	by	ADP
fsr-3218	247	26	running	run	VERB
fsr-3218	247	27	an	an	DET
fsr-3218	247	28	ordinal	ordinal	ADJ
fsr-3218	247	29	logistic	logistic	ADJ
fsr-3218	247	30	regression	regression	NOUN
fsr-3218	247	31	model	model	NOUN
fsr-3218	247	32	(	(	PUNCT
fsr-3218	247	33	davidson	davidson	NOUN
fsr-3218	247	34	and	and	CCONJ
fsr-3218	247	35	mackinnon	mackinnon	PROPN
fsr-3218	247	36	,	,	PUNCT
fsr-3218	247	37	1993	1993	NUM
fsr-3218	247	38	;	;	PUNCT
fsr-3218	247	39	greene	greene	PROPN
fsr-3218	247	40	,	,	PUNCT
fsr-3218	247	41	1997	1997	NUM
fsr-3218	247	42	;	;	PUNCT
fsr-3218	247	43	liu	liu	PROPN
fsr-3218	247	44	,	,	PUNCT
fsr-3218	247	45	2016	2016	NUM
fsr-3218	247	46	;	;	PUNCT
fsr-3218	247	47	maddala	maddala	NOUN
fsr-3218	247	48	,	,	PUNCT
fsr-3218	247	49	1983	1983	NUM
fsr-3218	247	50	)	)	PUNCT
fsr-3218	247	51	.	.	PUNCT
fsr-3218	248	1	in	in	ADP
fsr-3218	248	2	table	table	NOUN
fsr-3218	248	3	8	8	NUM
fsr-3218	248	4	,	,	PUNCT
fsr-3218	248	5	we	we	PRON
fsr-3218	248	6	report	report	VERB
fsr-3218	248	7	the	the	DET
fsr-3218	248	8	results	result	NOUN
fsr-3218	248	9	of	of	ADP
fsr-3218	248	10	hierarchical	hierarchical	ADJ
fsr-3218	248	11	ordinal	ordinal	ADJ
fsr-3218	248	12	logistic	logistic	ADJ
fsr-3218	248	13	regressions	regression	NOUN
fsr-3218	248	14	using	use	VERB
fsr-3218	248	15	maximum	maximum	ADJ
fsr-3218	248	16	likelihood	likelihood	NOUN
fsr-3218	248	17	estimation	estimation	NOUN
fsr-3218	248	18	with	with	ADP
fsr-3218	248	19	robust	robust	ADJ
fsr-3218	248	20	standard	standard	ADJ
fsr-3218	248	21	errors	error	NOUN
fsr-3218	248	22	(	(	PUNCT
fsr-3218	248	23	the	the	DET
fsr-3218	248	24	inferences	inference	NOUN
fsr-3218	248	25	are	be	AUX
fsr-3218	248	26	qualitatively	qualitatively	ADV
fsr-3218	248	27	unchanged	unchanged	ADJ
fsr-3218	248	28	if	if	SCONJ
fsr-3218	248	29	these	these	DET
fsr-3218	248	30	regressions	regression	NOUN
fsr-3218	248	31	are	be	AUX
fsr-3218	248	32	run	run	VERB
fsr-3218	248	33	without	without	ADP
fsr-3218	248	34	robust	robust	ADJ
fsr-3218	248	35	standard	standard	ADJ
fsr-3218	248	36	errors	error	NOUN
fsr-3218	248	37	)	)	PUNCT
fsr-3218	248	38	.	.	PUNCT
fsr-3218	249	1	we	we	PRON
fsr-3218	249	2	run	run	VERB
fsr-3218	249	3	hierarchical	hierarchical	ADJ
fsr-3218	249	4	ordinal	ordinal	ADJ
fsr-3218	249	5	logistic	logistic	ADJ
fsr-3218	249	6	regressions	regression	NOUN
fsr-3218	249	7	of	of	ADP
fsr-3218	249	8	the	the	DET
fsr-3218	249	9	following	follow	VERB
fsr-3218	249	10	form	form	NOUN
fsr-3218	249	11	where	where	SCONJ
fsr-3218	249	12	the	the	DET
fsr-3218	249	13	dependent	dependent	ADJ
fsr-3218	249	14	variable	variable	NOUN
fsr-3218	249	15	and	and	CCONJ
fsr-3218	249	16	independent	independent	ADJ
fsr-3218	249	17	variables	variable	NOUN
fsr-3218	249	18	are	be	AUX
fsr-3218	249	19	as	as	ADV
fsr-3218	249	20	defined	define	VERB
fsr-3218	249	21	earlier	early	ADV
fsr-3218	249	22	:	:	PUNCT
fsr-3218	249	23	step	step	NOUN
fsr-3218	249	24	1	1	NUM
fsr-3218	249	25	:	:	PUNCT
fsr-3218	249	26	frt	frt	PROPN
fsr-3218	249	27	score	score	PROPN
fsr-3218	249	28	�	�	PROPN
fsr-3218	249	29	f(gender	f(gender	PROPN
fsr-3218	249	30	,	,	PUNCT
fsr-3218	249	31	income	income	NOUN
fsr-3218	249	32	,	,	PUNCT
fsr-3218	249	33	stkgame	stkgame	ADJ
fsr-3218	249	34	)	)	PUNCT
fsr-3218	249	35	step	step	NOUN
fsr-3218	249	36	2	2	NUM
fsr-3218	249	37	:	:	PUNCT
fsr-3218	249	38	frt	frt	PROPN
fsr-3218	249	39	score	score	PROPN
fsr-3218	249	40	�	�	PROPN
fsr-3218	249	41	f(ptp	f(ptp	PROPN
fsr-3218	249	42	,	,	PUNCT
fsr-3218	249	43	gender	gender	NOUN
fsr-3218	249	44	,	,	PUNCT
fsr-3218	249	45	income	income	NOUN
fsr-3218	249	46	,	,	PUNCT
fsr-3218	249	47	stkgame	stkgame	ADJ
fsr-3218	249	48	)	)	PUNCT
fsr-3218	249	49	step	step	NOUN
fsr-3218	249	50	3	3	NUM
fsr-3218	249	51	:	:	PUNCT
fsr-3218	249	52	frt	frt	PROPN
fsr-3218	249	53	score	score	PROPN
fsr-3218	249	54	�	�	PROPN
fsr-3218	249	55	f(ftp	f(ftp	PROPN
fsr-3218	249	56	,	,	PUNCT
fsr-3218	249	57	ptp	ptp	PROPN
fsr-3218	249	58	,	,	PUNCT
fsr-3218	249	59	gender	gender	NOUN
fsr-3218	249	60	,	,	PUNCT
fsr-3218	249	61	income	income	NOUN
fsr-3218	249	62	,	,	PUNCT
fsr-3218	249	63	stkgame	stkgame	ADV
fsr-3218	249	64	)	)	PUNCT
fsr-3218	249	65	consistent	consistent	ADJ
fsr-3218	249	66	with	with	ADP
fsr-3218	249	67	hypothesis	hypothesis	NOUN
fsr-3218	249	68	1	1	NUM
fsr-3218	249	69	,	,	PUNCT
fsr-3218	249	70	ptp	ptp	PROPN
fsr-3218	249	71	is	be	AUX
fsr-3218	249	72	a	a	DET
fsr-3218	249	73	significant	significant	ADJ
fsr-3218	249	74	predictor	predictor	NOUN
fsr-3218	249	75	of	of	ADP
fsr-3218	249	76	frt	frt	PROPN
fsr-3218	249	77	score	score	NOUN
fsr-3218	249	78	.	.	PUNCT
fsr-3218	250	1	consistent	consistent	ADJ
fsr-3218	250	2	with	with	ADP
fsr-3218	250	3	hypothesis	hypothesis	NOUN
fsr-3218	250	4	3	3	NUM
fsr-3218	250	5	,	,	PUNCT
fsr-3218	250	6	the	the	DET
fsr-3218	250	7	ptp	ptp	PROPN
fsr-3218	250	8	variable	variable	NOUN
fsr-3218	250	9	accounts	account	VERB
fsr-3218	250	10	for	for	ADP
fsr-3218	250	11	a	a	DET
fsr-3218	250	12	large	large	ADJ
fsr-3218	250	13	amount	amount	NOUN
fsr-3218	250	14	of	of	ADP
fsr-3218	250	15	variance	variance	NOUN
fsr-3218	250	16	above	above	ADV
fsr-3218	250	17	and	and	CCONJ
fsr-3218	250	18	beyond	beyond	ADP
fsr-3218	250	19	the	the	DET
fsr-3218	250	20	control	control	NOUN
fsr-3218	250	21	variables	variable	NOUN
fsr-3218	250	22	as	as	SCONJ
fsr-3218	250	23	evidenced	evidence	VERB
fsr-3218	250	24	by	by	ADP
fsr-3218	250	25	an	an	DET
fsr-3218	250	26	increase	increase	NOUN
fsr-3218	250	27	in	in	ADP
fsr-3218	250	28	the	the	DET
fsr-3218	250	29	pseudo	pseudo	NOUN
fsr-3218	250	30	r2	r2	NOUN
fsr-3218	250	31	from	from	ADP
fsr-3218	250	32	0.032	0.032	NUM
fsr-3218	250	33	in	in	ADP
fsr-3218	250	34	step	step	NOUN
fsr-3218	250	35	1	1	NUM
fsr-3218	250	36	to	to	ADP
fsr-3218	250	37	0.054	0.054	NUM
fsr-3218	250	38	in	in	ADP
fsr-3218	250	39	step	step	NOUN
fsr-3218	250	40	2	2	NUM
fsr-3218	250	41	(	(	PUNCT
fsr-3218	250	42	an	an	DET
fsr-3218	250	43	increase	increase	NOUN
fsr-3218	250	44	of	of	ADP
fsr-3218	250	45	0.022	0.022	NUM
fsr-3218	250	46	or	or	CCONJ
fsr-3218	250	47	68.75	68.75	NUM
fsr-3218	250	48	%	%	NOUN
fsr-3218	250	49	)	)	PUNCT
fsr-3218	250	50	.	.	PUNCT
fsr-3218	251	1	in	in	ADP
fsr-3218	251	2	support	support	NOUN
fsr-3218	251	3	of	of	ADP
fsr-3218	251	4	hypothesis	hypothesis	NOUN
fsr-3218	251	5	2	2	NUM
fsr-3218	251	6	,	,	PUNCT
fsr-3218	251	7	there	there	PRON
fsr-3218	251	8	is	be	VERB
fsr-3218	251	9	a	a	DET
fsr-3218	251	10	significant	significant	ADJ
fsr-3218	251	11	negative	negative	ADJ
fsr-3218	251	12	relationship	relationship	NOUN
fsr-3218	251	13	between	between	ADP
fsr-3218	251	14	ftp	ftp	PROPN
fsr-3218	251	15	and	and	CCONJ
fsr-3218	251	16	frt	frt	PROPN
fsr-3218	251	17	score	score	NOUN
fsr-3218	251	18	.	.	PUNCT
fsr-3218	252	1	the	the	DET
fsr-3218	252	2	addition	addition	NOUN
fsr-3218	252	3	of	of	ADP
fsr-3218	252	4	the	the	DET
fsr-3218	252	5	ftp	ftp	PROPN
fsr-3218	252	6	variable	variable	NOUN
fsr-3218	252	7	increases	increase	VERB
fsr-3218	252	8	the	the	DET
fsr-3218	252	9	pseudo	pseudo	NOUN
fsr-3218	252	10	r2	r2	NOUN
fsr-3218	252	11	from	from	ADP
fsr-3218	252	12	0.054	0.054	NUM
fsr-3218	252	13	in	in	ADP
fsr-3218	252	14	step	step	NOUN
fsr-3218	252	15	2	2	NUM
fsr-3218	252	16	to	to	ADP
fsr-3218	252	17	0.068	0.068	NUM
fsr-3218	252	18	in	in	ADP
fsr-3218	252	19	step	step	NOUN
fsr-3218	252	20	3	3	NUM
fsr-3218	252	21	(	(	PUNCT
fsr-3218	252	22	an	an	DET
fsr-3218	252	23	increase	increase	NOUN
fsr-3218	252	24	of	of	ADP
fsr-3218	252	25	0.014	0.014	NUM
fsr-3218	252	26	or	or	CCONJ
fsr-3218	252	27	25.93	25.93	NUM
fsr-3218	252	28	%	%	NOUN
fsr-3218	252	29	)	)	PUNCT
fsr-3218	252	30	,	,	PUNCT
fsr-3218	252	31	thus	thus	ADV
fsr-3218	252	32	supporting	support	VERB
fsr-3218	252	33	hypothesis	hypothesis	NOUN
fsr-3218	252	34	4	4	NUM
fsr-3218	252	35	.	.	PUNCT
fsr-3218	253	1	a	a	DET
fsr-3218	253	2	comparison	comparison	NOUN
fsr-3218	253	3	of	of	ADP
fsr-3218	253	4	step	step	NOUN
fsr-3218	253	5	3	3	NUM
fsr-3218	253	6	to	to	PART
fsr-3218	253	7	step	step	VERB
fsr-3218	253	8	1	1	NUM
fsr-3218	253	9	demonstrates	demonstrate	VERB
fsr-3218	253	10	that	that	SCONJ
fsr-3218	253	11	the	the	DET
fsr-3218	253	12	ptp	ptp	PROPN
fsr-3218	253	13	and	and	CCONJ
fsr-3218	253	14	ftp	ftp	PROPN
fsr-3218	253	15	variables	variable	NOUN
fsr-3218	253	16	together	together	ADV
fsr-3218	253	17	result	result	VERB
fsr-3218	253	18	in	in	ADP
fsr-3218	253	19	an	an	DET
fsr-3218	253	20	increase	increase	NOUN
fsr-3218	253	21	in	in	ADP
fsr-3218	253	22	the	the	DET
fsr-3218	253	23	pseudo	pseudo	NOUN
fsr-3218	253	24	r2	r2	NOUN
fsr-3218	253	25	of	of	ADP
fsr-3218	253	26	0.036	0.036	NUM
fsr-3218	253	27	(	(	PUNCT
fsr-3218	253	28	an	an	DET
fsr-3218	253	29	increase	increase	NOUN
fsr-3218	253	30	of	of	ADP
fsr-3218	253	31	112.50	112.50	NUM
fsr-3218	253	32	%	%	NOUN
fsr-3218	253	33	)	)	PUNCT
fsr-3218	253	34	over	over	ADP
fsr-3218	253	35	a	a	DET
fsr-3218	253	36	model	model	NOUN
fsr-3218	253	37	that	that	PRON
fsr-3218	253	38	only	only	ADV
fsr-3218	253	39	includes	include	VERB
fsr-3218	253	40	gender	gender	NOUN
fsr-3218	253	41	,	,	PUNCT
fsr-3218	253	42	172	172	NUM
fsr-3218	253	43	k.	k.	PROPN
fsr-3218	253	44	n.	n.	PROPN
fsr-3218	253	45	ryack	ryack	PROPN
fsr-3218	253	46	,	,	PUNCT
fsr-3218	253	47	a.	a.	NOUN
fsr-3218	253	48	sheikh	sheikh	PROPN
fsr-3218	253	49	/	/	SYM
fsr-3218	253	50	financial	financial	ADJ
fsr-3218	253	51	services	service	NOUN
fsr-3218	253	52	review	review	VERB
fsr-3218	253	53	25	25	NUM
fsr-3218	253	54	(	(	PUNCT
fsr-3218	253	55	2016	2016	NUM
fsr-3218	253	56	)	)	PUNCT
fsr-3218	253	57	157–180	157–180	NUM
fsr-3218	253	58	income	income	NOUN
fsr-3218	253	59	,	,	PUNCT
fsr-3218	253	60	and	and	CCONJ
fsr-3218	253	61	financial	financial	ADJ
fsr-3218	253	62	knowledge	knowledge	NOUN
fsr-3218	253	63	/	/	SYM
fsr-3218	253	64	experience	experience	NOUN
fsr-3218	253	65	(	(	PUNCT
fsr-3218	253	66	gender	gender	NOUN
fsr-3218	253	67	,	,	PUNCT
fsr-3218	253	68	income	income	NOUN
fsr-3218	253	69	,	,	PUNCT
fsr-3218	253	70	and	and	CCONJ
fsr-3218	253	71	stkgame	stkgame	ADJ
fsr-3218	253	72	)	)	PUNCT
fsr-3218	253	73	.	.	PUNCT
fsr-3218	254	1	thus	thus	ADV
fsr-3218	254	2	,	,	PUNCT
fsr-3218	254	3	we	we	PRON
fsr-3218	254	4	continue	continue	VERB
fsr-3218	254	5	to	to	PART
fsr-3218	254	6	find	find	VERB
fsr-3218	254	7	evidence	evidence	NOUN
fsr-3218	254	8	in	in	ADP
fsr-3218	254	9	support	support	NOUN
fsr-3218	254	10	of	of	ADP
fsr-3218	254	11	all	all	DET
fsr-3218	254	12	four	four	NUM
fsr-3218	254	13	hypotheses	hypothesis	NOUN
fsr-3218	254	14	when	when	SCONJ
fsr-3218	254	15	running	run	VERB
fsr-3218	254	16	hierarchical	hierarchical	ADJ
fsr-3218	254	17	ordinal	ordinal	ADJ
fsr-3218	254	18	logistic	logistic	ADJ
fsr-3218	254	19	models	model	NOUN
fsr-3218	254	20	.	.	PUNCT
fsr-3218	255	1	5	5	X
fsr-3218	255	2	.	.	X
fsr-3218	255	3	discussion	discussion	NOUN
fsr-3218	255	4	and	and	CCONJ
fsr-3218	255	5	conclusion	conclusion	NOUN
fsr-3218	255	6	prior	prior	ADJ
fsr-3218	255	7	research	research	NOUN
fsr-3218	255	8	has	have	AUX
fsr-3218	255	9	found	find	VERB
fsr-3218	255	10	that	that	SCONJ
fsr-3218	255	11	frt	frt	NOUN
fsr-3218	255	12	is	be	AUX
fsr-3218	255	13	impacted	impact	VERB
fsr-3218	255	14	by	by	ADP
fsr-3218	255	15	a	a	DET
fsr-3218	255	16	number	number	NOUN
fsr-3218	255	17	of	of	ADP
fsr-3218	255	18	variables	variable	NOUN
fsr-3218	255	19	such	such	ADJ
fsr-3218	255	20	as	as	ADP
fsr-3218	255	21	gender	gender	NOUN
fsr-3218	255	22	,	,	PUNCT
fsr-3218	255	23	income	income	NOUN
fsr-3218	255	24	,	,	PUNCT
fsr-3218	255	25	and	and	CCONJ
fsr-3218	255	26	financial	financial	ADJ
fsr-3218	255	27	knowledge	knowledge	NOUN
fsr-3218	255	28	/	/	SYM
fsr-3218	255	29	experience	experience	NOUN
fsr-3218	255	30	.	.	PUNCT
fsr-3218	256	1	this	this	DET
fsr-3218	256	2	study	study	NOUN
fsr-3218	256	3	finds	find	VERB
fsr-3218	256	4	that	that	SCONJ
fsr-3218	256	5	tp	tp	NOUN
fsr-3218	256	6	accounts	account	VERB
fsr-3218	256	7	for	for	ADP
fsr-3218	256	8	a	a	DET
fsr-3218	256	9	significant	significant	ADJ
fsr-3218	256	10	amount	amount	NOUN
fsr-3218	256	11	of	of	ADP
fsr-3218	256	12	the	the	DET
fsr-3218	256	13	variance	variance	NOUN
fsr-3218	256	14	in	in	ADP
fsr-3218	256	15	frt	frt	NOUN
fsr-3218	256	16	above	above	ADP
fsr-3218	256	17	and	and	CCONJ
fsr-3218	256	18	beyond	beyond	ADP
fsr-3218	256	19	the	the	DET
fsr-3218	256	20	amount	amount	NOUN
fsr-3218	256	21	contributed	contribute	VERB
fsr-3218	256	22	by	by	ADP
fsr-3218	256	23	those	those	DET
fsr-3218	256	24	previously	previously	ADV
fsr-3218	256	25	studied	study	VERB
fsr-3218	256	26	variables	variable	NOUN
fsr-3218	256	27	.	.	PUNCT
fsr-3218	257	1	young	young	ADJ
fsr-3218	257	2	adults	adult	NOUN
fsr-3218	257	3	with	with	ADP
fsr-3218	257	4	a	a	DET
fsr-3218	257	5	stronger	strong	ADJ
fsr-3218	257	6	present	present	ADJ
fsr-3218	257	7	orientation	orientation	NOUN
fsr-3218	257	8	tend	tend	VERB
fsr-3218	257	9	to	to	PART
fsr-3218	257	10	have	have	VERB
fsr-3218	257	11	higher	high	ADJ
fsr-3218	257	12	frt	frt	NOUN
fsr-3218	257	13	scores	score	NOUN
fsr-3218	257	14	and	and	CCONJ
fsr-3218	257	15	those	those	PRON
fsr-3218	257	16	with	with	ADP
fsr-3218	257	17	a	a	DET
fsr-3218	257	18	stronger	strong	ADJ
fsr-3218	257	19	future	future	ADJ
fsr-3218	257	20	orientation	orientation	NOUN
fsr-3218	257	21	tend	tend	VERB
fsr-3218	257	22	to	to	PART
fsr-3218	257	23	have	have	VERB
fsr-3218	257	24	lower	low	ADJ
fsr-3218	257	25	frt	frt	NOUN
fsr-3218	257	26	scores	score	NOUN
fsr-3218	257	27	.	.	PUNCT
fsr-3218	258	1	however	however	ADV
fsr-3218	258	2	,	,	PUNCT
fsr-3218	258	3	prior	prior	ADJ
fsr-3218	258	4	research	research	NOUN
fsr-3218	258	5	demonstrates	demonstrate	VERB
fsr-3218	258	6	that	that	SCONJ
fsr-3218	258	7	individuals	individual	NOUN
fsr-3218	258	8	with	with	ADP
fsr-3218	258	9	a	a	DET
fsr-3218	258	10	long	long	ADJ
fsr-3218	258	11	time	time	NOUN
fsr-3218	258	12	horizon	horizon	NOUN
fsr-3218	258	13	until	until	SCONJ
fsr-3218	258	14	retirement	retirement	NOUN
fsr-3218	258	15	should	should	AUX
fsr-3218	258	16	be	be	AUX
fsr-3218	258	17	investing	invest	VERB
fsr-3218	258	18	in	in	ADP
fsr-3218	258	19	portfolios	portfolio	NOUN
fsr-3218	258	20	of	of	ADP
fsr-3218	258	21	more	more	ADV
fsr-3218	258	22	risky	risky	ADJ
fsr-3218	258	23	securities	security	NOUN
fsr-3218	258	24	(	(	PUNCT
fsr-3218	258	25	i.e.	i.e.	X
fsr-3218	258	26	,	,	PUNCT
fsr-3218	258	27	equities	equity	NOUN
fsr-3218	258	28	as	as	SCONJ
fsr-3218	258	29	opposed	oppose	VERB
fsr-3218	258	30	to	to	ADP
fsr-3218	258	31	bonds	bond	NOUN
fsr-3218	258	32	and	and	CCONJ
fsr-3218	258	33	money	money	NOUN
fsr-3218	258	34	market	market	NOUN
fsr-3218	258	35	funds	fund	NOUN
fsr-3218	258	36	)	)	PUNCT
fsr-3218	258	37	to	to	PART
fsr-3218	258	38	maximize	maximize	VERB
fsr-3218	258	39	their	their	PRON
fsr-3218	258	40	long	long	ADJ
fsr-3218	258	41	-	-	PUNCT
fsr-3218	258	42	term	term	NOUN
fsr-3218	258	43	wealth	wealth	NOUN
fsr-3218	258	44	accumulation	accumulation	NOUN
fsr-3218	258	45	.	.	PUNCT
fsr-3218	259	1	thus	thus	ADV
fsr-3218	259	2	,	,	PUNCT
fsr-3218	259	3	the	the	DET
fsr-3218	259	4	results	result	NOUN
fsr-3218	259	5	from	from	ADP
fsr-3218	259	6	this	this	DET
fsr-3218	259	7	study	study	NOUN
fsr-3218	259	8	indicate	indicate	VERB
fsr-3218	259	9	that	that	SCONJ
fsr-3218	259	10	young	young	ADJ
fsr-3218	259	11	adults	adult	NOUN
fsr-3218	259	12	are	be	AUX
fsr-3218	259	13	not	not	PART
fsr-3218	259	14	likely	likely	ADJ
fsr-3218	259	15	to	to	PART
fsr-3218	259	16	engage	engage	VERB
fsr-3218	259	17	in	in	ADP
fsr-3218	259	18	optimal	optimal	ADJ
fsr-3218	259	19	investment	investment	NOUN
fsr-3218	259	20	behavior	behavior	NOUN
fsr-3218	259	21	.	.	PUNCT
fsr-3218	260	1	those	those	PRON
fsr-3218	260	2	that	that	PRON
fsr-3218	260	3	are	be	AUX
fsr-3218	260	4	thinking	think	VERB
fsr-3218	260	5	about	about	ADP
fsr-3218	260	6	their	their	PRON
fsr-3218	260	7	future	future	NOUN
fsr-3218	260	8	(	(	PUNCT
fsr-3218	260	9	i.e.	i.e.	X
fsr-3218	260	10	,	,	PUNCT
fsr-3218	260	11	they	they	PRON
fsr-3218	260	12	exhibit	exhibit	VERB
fsr-3218	260	13	a	a	DET
fsr-3218	260	14	future	future	ADJ
fsr-3218	260	15	table	table	NOUN
fsr-3218	260	16	8	8	NUM
fsr-3218	260	17	hierarchical	hierarchical	ADJ
fsr-3218	260	18	ordinal	ordinal	ADJ
fsr-3218	260	19	logistic	logistic	ADJ
fsr-3218	260	20	regressions	regression	NOUN
fsr-3218	260	21	step	step	VERB
fsr-3218	260	22	1	1	NUM
fsr-3218	260	23	step	step	NOUN
fsr-3218	260	24	2	2	NUM
fsr-3218	260	25	step	step	NOUN
fsr-3218	260	26	3	3	NUM
fsr-3218	260	27	frt	frt	NOUN
fsr-3218	260	28	score	score	NOUN
fsr-3218	260	29	frt	frt	PROPN
fsr-3218	260	30	score	score	PROPN
fsr-3218	260	31	frt	frt	PROPN
fsr-3218	260	32	score	score	VERB
fsr-3218	260	33	ftp	ftp	PROPN
fsr-3218	260	34	�	�	PROPN
fsr-3218	260	35	0.561	0.561	NUM
fsr-3218	260	36	p	p	ADJ
fsr-3218	260	37	-	-	PUNCT
fsr-3218	260	38	value	value	NOUN
fsr-3218	260	39	0.000	0.000	NUM
fsr-3218	260	40	ptp	ptp	NOUN
fsr-3218	260	41	0.698	0.698	NUM
fsr-3218	260	42	0.742	0.742	NUM
fsr-3218	260	43	p	p	ADJ
fsr-3218	260	44	-	-	PUNCT
fsr-3218	260	45	value	value	NOUN
fsr-3218	260	46	0.000	0.000	NUM
fsr-3218	260	47	0.000	0.000	NUM
fsr-3218	260	48	gender	gender	NOUN
fsr-3218	260	49	1.108	1.108	NUM
fsr-3218	260	50	1.156	1.156	NUM
fsr-3218	260	51	0.836	0.836	NUM
fsr-3218	260	52	p	p	NOUN
fsr-3218	260	53	-	-	PUNCT
fsr-3218	260	54	value	value	NOUN
fsr-3218	260	55	0.000	0.000	NUM
fsr-3218	260	56	0.000	0.000	NUM
fsr-3218	260	57	0.000	0.000	NUM
fsr-3218	260	58	income	income	NOUN
fsr-3218	260	59	0.227	0.227	NUM
fsr-3218	260	60	0.191	0.191	NUM
fsr-3218	260	61	0.137	0.137	NUM
fsr-3218	260	62	p	p	NOUN
fsr-3218	260	63	-	-	PUNCT
fsr-3218	260	64	value	value	NOUN
fsr-3218	260	65	0.001	0.001	NUM
fsr-3218	260	66	0.007	0.007	NUM
fsr-3218	260	67	0.048	0.048	NUM
fsr-3218	260	68	stkgame	stkgame	VERB
fsr-3218	260	69	0.768	0.768	NUM
fsr-3218	260	70	0.817	0.817	NUM
fsr-3218	260	71	0.918	0.918	NUM
fsr-3218	260	72	p	p	NOUN
fsr-3218	260	73	-	-	PUNCT
fsr-3218	260	74	value	value	NOUN
fsr-3218	261	1	0.000	0.000	NUM
fsr-3218	261	2	0.000	0.000	NUM
fsr-3218	261	3	0.000	0.000	NUM
fsr-3218	261	4	n	n	SYM
fsr-3218	261	5	320	320	NUM
fsr-3218	261	6	317	317	NUM
fsr-3218	261	7	317	317	NUM
fsr-3218	261	8	wald	wald	X
fsr-3218	261	9	�	�	PROPN
fsr-3218	261	10	2	2	NUM
fsr-3218	261	11	49.660	49.660	NUM
fsr-3218	261	12	84.710	84.710	NUM
fsr-3218	261	13	94.650	94.650	NUM
fsr-3218	261	14	prob	prob	PROPN
fsr-3218	261	15	�	�	PROPN
fsr-3218	261	16	�	�	PROPN
fsr-3218	261	17	2	2	NUM
fsr-3218	261	18	0.000	0.000	NUM
fsr-3218	261	19	0.000	0.000	NUM
fsr-3218	261	20	0.000	0.000	NUM
fsr-3218	261	21	psuedo	psuedo	ADJ
fsr-3218	261	22	r2	r2	NOUN
fsr-3218	261	23	0.032	0.032	NUM
fsr-3218	261	24	0.054	0.054	NUM
fsr-3218	261	25	0.068	0.068	NUM
fsr-3218	261	26	financial	financial	ADJ
fsr-3218	261	27	risk	risk	NOUN
fsr-3218	261	28	tolerance	tolerance	NOUN
fsr-3218	261	29	(	(	PUNCT
fsr-3218	261	30	frt	frt	NOUN
fsr-3218	261	31	)	)	PUNCT
fsr-3218	261	32	score	score	NOUN
fsr-3218	261	33	is	be	AUX
fsr-3218	261	34	measured	measure	VERB
fsr-3218	261	35	using	use	VERB
fsr-3218	261	36	student	student	NOUN
fsr-3218	261	37	scores	score	NOUN
fsr-3218	261	38	on	on	ADP
fsr-3218	261	39	the	the	DET
fsr-3218	261	40	grable	grable	PROPN
fsr-3218	261	41	and	and	CCONJ
fsr-3218	261	42	lytton	lytton	PROPN
fsr-3218	261	43	(	(	PUNCT
fsr-3218	261	44	1999	1999	NUM
fsr-3218	261	45	)	)	PUNCT
fsr-3218	261	46	13	13	NUM
fsr-3218	261	47	-	-	PUNCT
fsr-3218	261	48	item	item	NOUN
fsr-3218	261	49	financial	financial	ADJ
fsr-3218	261	50	risk	risk	NOUN
fsr-3218	261	51	tolerance	tolerance	NOUN
fsr-3218	261	52	scale	scale	NOUN
fsr-3218	261	53	.	.	PUNCT
fsr-3218	262	1	future	future	ADJ
fsr-3218	262	2	time	time	NOUN
fsr-3218	262	3	perspective	perspective	NOUN
fsr-3218	262	4	(	(	PUNCT
fsr-3218	262	5	ftp	ftp	NOUN
fsr-3218	262	6	)	)	PUNCT
fsr-3218	262	7	is	be	AUX
fsr-3218	262	8	measured	measure	VERB
fsr-3218	262	9	using	use	VERB
fsr-3218	262	10	nine	nine	NUM
fsr-3218	262	11	items	item	NOUN
fsr-3218	262	12	from	from	ADP
fsr-3218	262	13	the	the	DET
fsr-3218	262	14	zimbardo	zimbardo	NOUN
fsr-3218	262	15	time	time	NOUN
fsr-3218	262	16	perspective	perspective	PROPN
fsr-3218	262	17	inventory	inventory	NOUN
fsr-3218	262	18	(	(	PUNCT
fsr-3218	262	19	ztpi	ztpi	NOUN
fsr-3218	262	20	)	)	PUNCT
fsr-3218	262	21	future	future	ADJ
fsr-3218	262	22	scale	scale	NOUN
fsr-3218	262	23	.	.	PUNCT
fsr-3218	263	1	present	present	ADJ
fsr-3218	263	2	time	time	NOUN
fsr-3218	263	3	perspective	perspective	PROPN
fsr-3218	263	4	(	(	PUNCT
fsr-3218	263	5	ptp	ptp	PROPN
fsr-3218	263	6	)	)	PUNCT
fsr-3218	263	7	is	be	AUX
fsr-3218	263	8	measured	measure	VERB
fsr-3218	263	9	using	use	VERB
fsr-3218	263	10	nine	nine	NUM
fsr-3218	263	11	items	item	NOUN
fsr-3218	263	12	from	from	ADP
fsr-3218	263	13	the	the	DET
fsr-3218	263	14	zimbardo	zimbardo	NOUN
fsr-3218	263	15	time	time	NOUN
fsr-3218	263	16	perspective	perspective	PROPN
fsr-3218	263	17	inventory	inventory	NOUN
fsr-3218	263	18	(	(	PUNCT
fsr-3218	263	19	ztpi	ztpi	NOUN
fsr-3218	263	20	)	)	PUNCT
fsr-3218	263	21	present	present	ADJ
fsr-3218	263	22	-	-	PUNCT
fsr-3218	263	23	hedonistic	hedonistic	ADJ
fsr-3218	263	24	scale	scale	NOUN
fsr-3218	263	25	.	.	PUNCT
fsr-3218	264	1	gender	gender	NOUN
fsr-3218	264	2	is	be	AUX
fsr-3218	264	3	a	a	DET
fsr-3218	264	4	�	�	PROPN
fsr-3218	264	5	0,1	0,1	NUM
fsr-3218	264	6	�	�	PROPN
fsr-3218	264	7	indicator	indicator	NOUN
fsr-3218	264	8	variable	variable	NOUN
fsr-3218	264	9	with	with	ADP
fsr-3218	264	10	0	0	NUM
fsr-3218	264	11	coded	code	VERB
fsr-3218	264	12	as	as	ADP
fsr-3218	264	13	female	female	ADJ
fsr-3218	264	14	and	and	CCONJ
fsr-3218	264	15	1	1	NUM
fsr-3218	264	16	coded	code	VERB
fsr-3218	264	17	as	as	ADP
fsr-3218	264	18	male	male	NOUN
fsr-3218	264	19	.	.	PUNCT
fsr-3218	265	1	income	income	NOUN
fsr-3218	265	2	is	be	AUX
fsr-3218	265	3	estimate	estimate	NOUN
fsr-3218	265	4	of	of	ADP
fsr-3218	265	5	parents	parent	NOUN
fsr-3218	265	6	’	'	PUNCT
fsr-3218	265	7	income	income	NOUN
fsr-3218	265	8	is	be	AUX
fsr-3218	265	9	where	where	SCONJ
fsr-3218	265	10	students	student	NOUN
fsr-3218	265	11	were	be	AUX
fsr-3218	265	12	asked	ask	VERB
fsr-3218	265	13	to	to	PART
fsr-3218	265	14	estimate	estimate	VERB
fsr-3218	265	15	the	the	DET
fsr-3218	265	16	combined	combined	ADJ
fsr-3218	265	17	income	income	NOUN
fsr-3218	265	18	of	of	ADP
fsr-3218	265	19	their	their	PRON
fsr-3218	265	20	parents	parent	NOUN
fsr-3218	265	21	from	from	ADP
fsr-3218	265	22	all	all	DET
fsr-3218	265	23	sources	source	NOUN
fsr-3218	265	24	,	,	PUNCT
fsr-3218	265	25	before	before	ADP
fsr-3218	265	26	taxes	taxis	NOUN
fsr-3218	265	27	.	.	PUNCT
fsr-3218	266	1	stkgame	stkgame	PROPN
fsr-3218	266	2	is	be	AUX
fsr-3218	266	3	a	a	DET
fsr-3218	266	4	�	�	PROPN
fsr-3218	266	5	0,1	0,1	NUM
fsr-3218	266	6	�	�	PROPN
fsr-3218	266	7	indicator	indicator	NOUN
fsr-3218	266	8	variable	variable	NOUN
fsr-3218	266	9	with	with	ADP
fsr-3218	266	10	0	0	NUM
fsr-3218	266	11	coded	code	VERB
fsr-3218	266	12	as	as	ADP
fsr-3218	266	13	not	not	PART
fsr-3218	266	14	having	having	AUX
fsr-3218	266	15	taken	take	VERB
fsr-3218	266	16	a	a	DET
fsr-3218	266	17	course	course	NOUN
fsr-3218	266	18	in	in	ADP
fsr-3218	266	19	high	high	ADJ
fsr-3218	266	20	school	school	NOUN
fsr-3218	266	21	in	in	ADP
fsr-3218	266	22	which	which	PRON
fsr-3218	266	23	a	a	DET
fsr-3218	266	24	stock	stock	NOUN
fsr-3218	266	25	market	market	NOUN
fsr-3218	266	26	game	game	NOUN
fsr-3218	266	27	was	be	AUX
fsr-3218	266	28	played	play	VERB
fsr-3218	266	29	and	and	CCONJ
fsr-3218	266	30	1	1	NUM
fsr-3218	266	31	coded	code	VERB
fsr-3218	266	32	as	as	ADP
fsr-3218	266	33	having	having	AUX
fsr-3218	266	34	taken	take	VERB
fsr-3218	266	35	such	such	DET
fsr-3218	266	36	a	a	DET
fsr-3218	266	37	course	course	NOUN
fsr-3218	266	38	.	.	PUNCT
fsr-3218	267	1	this	this	DET
fsr-3218	267	2	table	table	NOUN
fsr-3218	267	3	presents	present	VERB
fsr-3218	267	4	results	result	NOUN
fsr-3218	267	5	of	of	ADP
fsr-3218	267	6	the	the	DET
fsr-3218	267	7	following	follow	VERB
fsr-3218	267	8	ordinal	ordinal	ADJ
fsr-3218	267	9	logistic	logistic	ADJ
fsr-3218	267	10	regressions	regression	NOUN
fsr-3218	267	11	using	use	VERB
fsr-3218	267	12	maximum	maximum	ADJ
fsr-3218	267	13	likelihood	likelihood	NOUN
fsr-3218	267	14	estimation	estimation	NOUN
fsr-3218	267	15	with	with	ADP
fsr-3218	267	16	robust	robust	ADJ
fsr-3218	267	17	standard	standard	ADJ
fsr-3218	267	18	errors	error	NOUN
fsr-3218	267	19	:	:	PUNCT
fsr-3218	267	20	step	step	NOUN
fsr-3218	267	21	1	1	NUM
fsr-3218	267	22	:	:	PUNCT
fsr-3218	267	23	frt	frt	PROPN
fsr-3218	267	24	score	score	PROPN
fsr-3218	267	25	�	�	PROPN
fsr-3218	267	26	f(gender	f(gender	PROPN
fsr-3218	267	27	,	,	PUNCT
fsr-3218	267	28	income	income	NOUN
fsr-3218	267	29	,	,	PUNCT
fsr-3218	267	30	stkgame	stkgame	ADJ
fsr-3218	267	31	)	)	PUNCT
fsr-3218	267	32	step	step	NOUN
fsr-3218	267	33	2	2	NUM
fsr-3218	267	34	:	:	PUNCT
fsr-3218	267	35	frt	frt	PROPN
fsr-3218	267	36	score	score	PROPN
fsr-3218	267	37	�	�	PROPN
fsr-3218	267	38	f(ptp	f(ptp	PROPN
fsr-3218	267	39	,	,	PUNCT
fsr-3218	267	40	gender	gender	NOUN
fsr-3218	267	41	,	,	PUNCT
fsr-3218	267	42	income	income	NOUN
fsr-3218	267	43	,	,	PUNCT
fsr-3218	267	44	stkgame	stkgame	ADJ
fsr-3218	267	45	)	)	PUNCT
fsr-3218	267	46	step	step	NOUN
fsr-3218	267	47	3	3	NUM
fsr-3218	267	48	:	:	PUNCT
fsr-3218	267	49	frt	frt	PROPN
fsr-3218	267	50	score	score	PROPN
fsr-3218	267	51	�	�	PROPN
fsr-3218	267	52	f(ftp	f(ftp	PROPN
fsr-3218	267	53	,	,	PUNCT
fsr-3218	267	54	ptp	ptp	PROPN
fsr-3218	267	55	,	,	PUNCT
fsr-3218	267	56	gender	gender	NOUN
fsr-3218	267	57	,	,	PUNCT
fsr-3218	267	58	income	income	NOUN
fsr-3218	267	59	,	,	PUNCT
fsr-3218	267	60	stkgame	stkgame	PROPN
fsr-3218	267	61	)	)	PUNCT
fsr-3218	267	62	.	.	PUNCT
fsr-3218	268	1	173k	173k	NUM
fsr-3218	268	2	.	.	PUNCT
fsr-3218	269	1	n.	n.	PROPN
fsr-3218	269	2	ryack	ryack	PROPN
fsr-3218	269	3	,	,	PUNCT
fsr-3218	269	4	a.	a.	NOUN
fsr-3218	269	5	sheikh	sheikh	PROPN
fsr-3218	269	6	/	/	SYM
fsr-3218	269	7	financial	financial	ADJ
fsr-3218	269	8	services	service	NOUN
fsr-3218	269	9	review	review	VERB
fsr-3218	269	10	25	25	NUM
fsr-3218	269	11	(	(	PUNCT
fsr-3218	269	12	2016	2016	NUM
fsr-3218	269	13	)	)	PUNCT
fsr-3218	269	14	157–180	157–180	NUM
fsr-3218	269	15	orientation	orientation	NOUN
fsr-3218	269	16	)	)	PUNCT
fsr-3218	269	17	tend	tend	VERB
fsr-3218	269	18	to	to	PART
fsr-3218	269	19	be	be	AUX
fsr-3218	269	20	financially	financially	ADV
fsr-3218	269	21	risk	risk	NOUN
fsr-3218	269	22	averse	averse	ADJ
fsr-3218	269	23	and	and	CCONJ
fsr-3218	269	24	less	less	ADV
fsr-3218	269	25	likely	likely	ADJ
fsr-3218	269	26	to	to	PART
fsr-3218	269	27	create	create	VERB
fsr-3218	269	28	a	a	DET
fsr-3218	269	29	portfolio	portfolio	NOUN
fsr-3218	269	30	that	that	PRON
fsr-3218	269	31	will	will	AUX
fsr-3218	269	32	maximize	maximize	VERB
fsr-3218	269	33	their	their	PRON
fsr-3218	269	34	wealth	wealth	NOUN
fsr-3218	269	35	.	.	PUNCT
fsr-3218	270	1	those	those	PRON
fsr-3218	270	2	that	that	PRON
fsr-3218	270	3	are	be	AUX
fsr-3218	270	4	more	more	ADJ
fsr-3218	270	5	risk	risk	NOUN
fsr-3218	270	6	tolerant	tolerant	ADJ
fsr-3218	270	7	tend	tend	VERB
fsr-3218	270	8	to	to	PART
fsr-3218	270	9	be	be	AUX
fsr-3218	270	10	present	present	ADJ
fsr-3218	270	11	oriented	orient	VERB
fsr-3218	270	12	and	and	CCONJ
fsr-3218	270	13	are	be	AUX
fsr-3218	270	14	less	less	ADV
fsr-3218	270	15	likely	likely	ADJ
fsr-3218	270	16	to	to	PART
fsr-3218	270	17	invest	invest	VERB
fsr-3218	270	18	for	for	ADP
fsr-3218	270	19	their	their	PRON
fsr-3218	270	20	future	future	NOUN
fsr-3218	270	21	.	.	PUNCT
fsr-3218	271	1	these	these	DET
fsr-3218	271	2	findings	finding	NOUN
fsr-3218	271	3	point	point	VERB
fsr-3218	271	4	to	to	ADP
fsr-3218	271	5	a	a	DET
fsr-3218	271	6	set	set	NOUN
fsr-3218	271	7	of	of	ADP
fsr-3218	271	8	challenges	challenge	NOUN
fsr-3218	271	9	for	for	ADP
fsr-3218	271	10	financial	financial	ADJ
fsr-3218	271	11	professionals	professional	NOUN
fsr-3218	271	12	,	,	PUNCT
fsr-3218	271	13	educators	educator	NOUN
fsr-3218	271	14	,	,	PUNCT
fsr-3218	271	15	and	and	CCONJ
fsr-3218	271	16	researchers	researcher	NOUN
fsr-3218	271	17	:	:	PUNCT
fsr-3218	272	1	1	1	X
fsr-3218	272	2	.	.	X
fsr-3218	272	3	how	how	SCONJ
fsr-3218	272	4	can	can	AUX
fsr-3218	272	5	we	we	PRON
fsr-3218	272	6	get	get	VERB
fsr-3218	272	7	the	the	DET
fsr-3218	272	8	young	young	ADJ
fsr-3218	272	9	adults	adult	NOUN
fsr-3218	272	10	with	with	ADP
fsr-3218	272	11	the	the	DET
fsr-3218	272	12	higher	high	ADJ
fsr-3218	272	13	frt	frt	NOUN
fsr-3218	272	14	focused	focus	VERB
fsr-3218	272	15	on	on	ADP
fsr-3218	272	16	investing	invest	VERB
fsr-3218	272	17	for	for	ADP
fsr-3218	272	18	their	their	PRON
fsr-3218	272	19	future	future	NOUN
fsr-3218	272	20	?	?	PUNCT
fsr-3218	273	1	2	2	X
fsr-3218	273	2	.	.	X
fsr-3218	273	3	how	how	SCONJ
fsr-3218	273	4	can	can	AUX
fsr-3218	273	5	we	we	PRON
fsr-3218	273	6	increase	increase	VERB
fsr-3218	273	7	the	the	DET
fsr-3218	273	8	financial	financial	ADJ
fsr-3218	273	9	risk	risk	NOUN
fsr-3218	273	10	tolerance	tolerance	NOUN
fsr-3218	273	11	of	of	ADP
fsr-3218	273	12	the	the	DET
fsr-3218	273	13	young	young	ADJ
fsr-3218	273	14	adults	adult	NOUN
fsr-3218	273	15	that	that	PRON
fsr-3218	273	16	are	be	AUX
fsr-3218	273	17	future	future	ADJ
fsr-3218	273	18	oriented	oriented	ADJ
fsr-3218	273	19	?	?	PUNCT
fsr-3218	274	1	consistent	consistent	ADJ
fsr-3218	274	2	with	with	ADP
fsr-3218	274	3	prior	prior	ADJ
fsr-3218	274	4	research	research	NOUN
fsr-3218	274	5	,	,	PUNCT
fsr-3218	274	6	this	this	DET
fsr-3218	274	7	study	study	NOUN
fsr-3218	274	8	also	also	ADV
fsr-3218	274	9	finds	find	VERB
fsr-3218	274	10	that	that	SCONJ
fsr-3218	274	11	females	female	NOUN
fsr-3218	274	12	are	be	AUX
fsr-3218	274	13	more	more	ADV
fsr-3218	274	14	financially	financially	ADV
fsr-3218	274	15	risk	risk	NOUN
fsr-3218	274	16	averse	averse	ADJ
fsr-3218	274	17	than	than	ADP
fsr-3218	274	18	males	male	NOUN
fsr-3218	274	19	.	.	PUNCT
fsr-3218	275	1	while	while	SCONJ
fsr-3218	275	2	results	result	NOUN
fsr-3218	275	3	from	from	ADP
fsr-3218	275	4	previous	previous	ADJ
fsr-3218	275	5	studies	study	NOUN
fsr-3218	275	6	examining	examine	VERB
fsr-3218	275	7	the	the	DET
fsr-3218	275	8	relationship	relationship	NOUN
fsr-3218	275	9	between	between	ADP
fsr-3218	275	10	gender	gender	NOUN
fsr-3218	275	11	and	and	CCONJ
fsr-3218	275	12	tp	tp	NOUN
fsr-3218	275	13	are	be	AUX
fsr-3218	275	14	mixed	mixed	ADJ
fsr-3218	275	15	,	,	PUNCT
fsr-3218	275	16	females	female	NOUN
fsr-3218	275	17	in	in	ADP
fsr-3218	275	18	the	the	DET
fsr-3218	275	19	current	current	ADJ
fsr-3218	275	20	study	study	NOUN
fsr-3218	275	21	tend	tend	VERB
fsr-3218	275	22	to	to	PART
fsr-3218	275	23	display	display	VERB
fsr-3218	275	24	a	a	DET
fsr-3218	275	25	stronger	strong	ADJ
fsr-3218	275	26	future	future	ADJ
fsr-3218	275	27	orientation	orientation	NOUN
fsr-3218	275	28	than	than	ADP
fsr-3218	275	29	males	male	NOUN
fsr-3218	275	30	.	.	PUNCT
fsr-3218	276	1	contrary	contrary	ADJ
fsr-3218	276	2	to	to	ADP
fsr-3218	276	3	prior	prior	ADJ
fsr-3218	276	4	research	research	NOUN
fsr-3218	276	5	,	,	PUNCT
fsr-3218	276	6	the	the	DET
fsr-3218	276	7	results	result	NOUN
fsr-3218	276	8	show	show	VERB
fsr-3218	276	9	a	a	DET
fsr-3218	276	10	negative	negative	ADJ
fsr-3218	276	11	relationship	relationship	NOUN
fsr-3218	276	12	between	between	ADP
fsr-3218	276	13	income	income	NOUN
fsr-3218	276	14	and	and	CCONJ
fsr-3218	276	15	future	future	ADJ
fsr-3218	276	16	tp	tp	NOUN
fsr-3218	276	17	.	.	PUNCT
fsr-3218	277	1	this	this	PRON
fsr-3218	277	2	may	may	AUX
fsr-3218	277	3	be	be	AUX
fsr-3218	277	4	explained	explain	VERB
fsr-3218	277	5	by	by	ADP
fsr-3218	277	6	the	the	DET
fsr-3218	277	7	fact	fact	NOUN
fsr-3218	277	8	that	that	SCONJ
fsr-3218	277	9	the	the	DET
fsr-3218	277	10	females	female	NOUN
fsr-3218	277	11	in	in	ADP
fsr-3218	277	12	the	the	DET
fsr-3218	277	13	sample	sample	NOUN
fsr-3218	277	14	tend	tend	VERB
fsr-3218	277	15	to	to	PART
fsr-3218	277	16	be	be	AUX
fsr-3218	277	17	more	more	ADV
fsr-3218	277	18	future	future	ADJ
fsr-3218	277	19	oriented	orient	VERB
fsr-3218	277	20	than	than	ADP
fsr-3218	277	21	the	the	DET
fsr-3218	277	22	males	male	NOUN
fsr-3218	277	23	,	,	PUNCT
fsr-3218	277	24	while	while	SCONJ
fsr-3218	277	25	at	at	ADP
fsr-3218	277	26	the	the	DET
fsr-3218	277	27	same	same	ADJ
fsr-3218	277	28	time	time	NOUN
fsr-3218	277	29	they	they	PRON
fsr-3218	277	30	appear	appear	VERB
fsr-3218	277	31	to	to	PART
fsr-3218	277	32	provide	provide	VERB
fsr-3218	277	33	lower	low	ADJ
fsr-3218	277	34	estimates	estimate	NOUN
fsr-3218	277	35	of	of	ADP
fsr-3218	277	36	their	their	PRON
fsr-3218	277	37	family	family	NOUN
fsr-3218	277	38	income	income	NOUN
fsr-3218	277	39	than	than	SCONJ
fsr-3218	277	40	the	the	DET
fsr-3218	277	41	males	male	NOUN
fsr-3218	277	42	do	do	VERB
fsr-3218	277	43	.	.	PUNCT
fsr-3218	278	1	additionally	additionally	ADV
fsr-3218	278	2	,	,	PUNCT
fsr-3218	278	3	the	the	DET
fsr-3218	278	4	results	result	NOUN
fsr-3218	278	5	generally	generally	ADV
fsr-3218	278	6	support	support	VERB
fsr-3218	278	7	prior	prior	ADJ
fsr-3218	278	8	findings	finding	NOUN
fsr-3218	278	9	of	of	ADP
fsr-3218	278	10	a	a	DET
fsr-3218	278	11	significant	significant	ADJ
fsr-3218	278	12	positive	positive	ADJ
fsr-3218	278	13	relationship	relationship	NOUN
fsr-3218	278	14	between	between	ADP
fsr-3218	278	15	frt	frt	NOUN
fsr-3218	278	16	and	and	CCONJ
fsr-3218	278	17	both	both	CCONJ
fsr-3218	278	18	income	income	NOUN
fsr-3218	278	19	and	and	CCONJ
fsr-3218	278	20	financial	financial	ADJ
fsr-3218	278	21	knowledge	knowledge	NOUN
fsr-3218	278	22	/	/	SYM
fsr-3218	278	23	experience	experience	NOUN
fsr-3218	278	24	.	.	PUNCT
fsr-3218	279	1	however	however	ADV
fsr-3218	279	2	,	,	PUNCT
fsr-3218	279	3	we	we	PRON
fsr-3218	279	4	find	find	VERB
fsr-3218	279	5	some	some	DET
fsr-3218	279	6	interesting	interesting	ADJ
fsr-3218	279	7	results	result	NOUN
fsr-3218	279	8	for	for	ADP
fsr-3218	279	9	the	the	DET
fsr-3218	279	10	income	income	NOUN
fsr-3218	279	11	variable	variable	NOUN
fsr-3218	279	12	when	when	SCONJ
fsr-3218	279	13	we	we	PRON
fsr-3218	279	14	run	run	VERB
fsr-3218	279	15	regressions	regression	NOUN
fsr-3218	279	16	separately	separately	ADV
fsr-3218	279	17	for	for	ADP
fsr-3218	279	18	each	each	DET
fsr-3218	279	19	group	group	NOUN
fsr-3218	279	20	(	(	PUNCT
fsr-3218	279	21	i.e.	i.e.	X
fsr-3218	279	22	,	,	PUNCT
fsr-3218	279	23	by	by	ADP
fsr-3218	279	24	gender	gender	NOUN
fsr-3218	279	25	or	or	CCONJ
fsr-3218	279	26	by	by	ADP
fsr-3218	279	27	financial	financial	ADJ
fsr-3218	279	28	knowledge	knowledge	NOUN
fsr-3218	279	29	/	/	SYM
fsr-3218	279	30	experience	experience	NOUN
fsr-3218	279	31	)	)	PUNCT
fsr-3218	279	32	.	.	PUNCT
fsr-3218	280	1	when	when	SCONJ
fsr-3218	280	2	the	the	DET
fsr-3218	280	3	ols	ol	NOUN
fsr-3218	280	4	regressions	regression	NOUN
fsr-3218	280	5	are	be	AUX
fsr-3218	280	6	run	run	VERB
fsr-3218	280	7	separately	separately	ADV
fsr-3218	280	8	for	for	ADP
fsr-3218	280	9	males	male	NOUN
fsr-3218	280	10	and	and	CCONJ
fsr-3218	280	11	females	female	NOUN
fsr-3218	280	12	,	,	PUNCT
fsr-3218	280	13	income	income	NOUN
fsr-3218	280	14	is	be	AUX
fsr-3218	280	15	a	a	DET
fsr-3218	280	16	significant	significant	ADJ
fsr-3218	280	17	explanatory	explanatory	ADJ
fsr-3218	280	18	variable	variable	NOUN
fsr-3218	280	19	for	for	ADP
fsr-3218	280	20	females	female	NOUN
fsr-3218	280	21	,	,	PUNCT
fsr-3218	280	22	but	but	CCONJ
fsr-3218	280	23	not	not	PART
fsr-3218	280	24	for	for	ADP
fsr-3218	280	25	males	male	NOUN
fsr-3218	280	26	.	.	PUNCT
fsr-3218	281	1	the	the	DET
fsr-3218	281	2	reason	reason	NOUN
fsr-3218	281	3	for	for	ADP
fsr-3218	281	4	this	this	DET
fsr-3218	281	5	difference	difference	NOUN
fsr-3218	281	6	is	be	AUX
fsr-3218	281	7	not	not	PART
fsr-3218	281	8	clear	clear	ADJ
fsr-3218	281	9	,	,	PUNCT
fsr-3218	281	10	but	but	CCONJ
fsr-3218	281	11	as	as	SCONJ
fsr-3218	281	12	previously	previously	ADV
fsr-3218	281	13	noted	note	VERB
fsr-3218	281	14	,	,	PUNCT
fsr-3218	281	15	the	the	DET
fsr-3218	281	16	females	female	NOUN
fsr-3218	281	17	in	in	ADP
fsr-3218	281	18	our	our	PRON
fsr-3218	281	19	sample	sample	NOUN
fsr-3218	281	20	do	do	AUX
fsr-3218	281	21	appear	appear	VERB
fsr-3218	281	22	to	to	PART
fsr-3218	281	23	provide	provide	VERB
fsr-3218	281	24	lower	low	ADJ
fsr-3218	281	25	estimates	estimate	NOUN
fsr-3218	281	26	of	of	ADP
fsr-3218	281	27	their	their	PRON
fsr-3218	281	28	family	family	NOUN
fsr-3218	281	29	income	income	NOUN
fsr-3218	281	30	than	than	ADP
fsr-3218	281	31	the	the	DET
fsr-3218	281	32	males	male	NOUN
fsr-3218	281	33	.	.	PUNCT
fsr-3218	282	1	our	our	PRON
fsr-3218	282	2	separate	separate	ADJ
fsr-3218	282	3	regressions	regression	NOUN
fsr-3218	282	4	by	by	ADP
fsr-3218	282	5	group	group	NOUN
fsr-3218	282	6	also	also	ADV
fsr-3218	282	7	show	show	VERB
fsr-3218	282	8	that	that	SCONJ
fsr-3218	282	9	the	the	DET
fsr-3218	282	10	income	income	NOUN
fsr-3218	282	11	variable	variable	NOUN
fsr-3218	282	12	is	be	AUX
fsr-3218	282	13	significant	significant	ADJ
fsr-3218	282	14	for	for	ADP
fsr-3218	282	15	participants	participant	NOUN
fsr-3218	282	16	that	that	PRON
fsr-3218	282	17	did	do	AUX
fsr-3218	282	18	not	not	PART
fsr-3218	282	19	complete	complete	VERB
fsr-3218	282	20	a	a	DET
fsr-3218	282	21	stock	stock	NOUN
fsr-3218	282	22	market	market	NOUN
fsr-3218	282	23	game	game	NOUN
fsr-3218	282	24	in	in	ADP
fsr-3218	282	25	high	high	ADJ
fsr-3218	282	26	school	school	NOUN
fsr-3218	282	27	,	,	PUNCT
fsr-3218	282	28	but	but	CCONJ
fsr-3218	282	29	is	be	AUX
fsr-3218	282	30	not	not	PART
fsr-3218	282	31	significant	significant	ADJ
fsr-3218	282	32	for	for	ADP
fsr-3218	282	33	those	those	PRON
fsr-3218	282	34	that	that	PRON
fsr-3218	282	35	did	do	AUX
fsr-3218	282	36	complete	complete	VERB
fsr-3218	282	37	a	a	DET
fsr-3218	282	38	stock	stock	NOUN
fsr-3218	282	39	market	market	NOUN
fsr-3218	282	40	game	game	NOUN
fsr-3218	282	41	.	.	PUNCT
fsr-3218	283	1	again	again	ADV
fsr-3218	283	2	,	,	PUNCT
fsr-3218	283	3	the	the	DET
fsr-3218	283	4	reason	reason	NOUN
fsr-3218	283	5	for	for	ADP
fsr-3218	283	6	this	this	DET
fsr-3218	283	7	difference	difference	NOUN
fsr-3218	283	8	is	be	AUX
fsr-3218	283	9	not	not	PART
fsr-3218	283	10	clear	clear	ADJ
fsr-3218	283	11	.	.	PUNCT
fsr-3218	284	1	it	it	PRON
fsr-3218	284	2	does	do	AUX
fsr-3218	284	3	raise	raise	VERB
fsr-3218	284	4	a	a	DET
fsr-3218	284	5	question	question	NOUN
fsr-3218	284	6	as	as	ADP
fsr-3218	284	7	to	to	ADP
fsr-3218	284	8	whether	whether	SCONJ
fsr-3218	284	9	or	or	CCONJ
fsr-3218	284	10	not	not	PART
fsr-3218	284	11	certain	certain	ADJ
fsr-3218	284	12	types	type	NOUN
fsr-3218	284	13	of	of	ADP
fsr-3218	284	14	financial	financial	ADJ
fsr-3218	284	15	experience	experience	NOUN
fsr-3218	284	16	and	and	CCONJ
fsr-3218	284	17	knowledge	knowledge	NOUN
fsr-3218	284	18	may	may	AUX
fsr-3218	284	19	possibly	possibly	ADV
fsr-3218	284	20	mitigate	mitigate	VERB
fsr-3218	284	21	the	the	DET
fsr-3218	284	22	importance	importance	NOUN
fsr-3218	284	23	of	of	ADP
fsr-3218	284	24	income	income	NOUN
fsr-3218	284	25	as	as	ADP
fsr-3218	284	26	a	a	DET
fsr-3218	284	27	determinant	determinant	NOUN
fsr-3218	284	28	of	of	ADP
fsr-3218	284	29	frt	frt	NOUN
fsr-3218	284	30	.	.	PUNCT
fsr-3218	285	1	however	however	ADV
fsr-3218	285	2	,	,	PUNCT
fsr-3218	285	3	these	these	DET
fsr-3218	285	4	results	result	NOUN
fsr-3218	285	5	may	may	AUX
fsr-3218	285	6	be	be	AUX
fsr-3218	285	7	an	an	DET
fsr-3218	285	8	artifact	artifact	NOUN
fsr-3218	285	9	of	of	ADP
fsr-3218	285	10	our	our	PRON
fsr-3218	285	11	particular	particular	ADJ
fsr-3218	285	12	income	income	NOUN
fsr-3218	285	13	measure	measure	NOUN
fsr-3218	285	14	and	and	CCONJ
fsr-3218	285	15	further	further	ADJ
fsr-3218	285	16	research	research	NOUN
fsr-3218	285	17	is	be	AUX
fsr-3218	285	18	clearly	clearly	ADV
fsr-3218	285	19	needed	need	VERB
fsr-3218	285	20	before	before	SCONJ
fsr-3218	285	21	any	any	DET
fsr-3218	285	22	conclusions	conclusion	NOUN
fsr-3218	285	23	can	can	AUX
fsr-3218	285	24	be	be	AUX
fsr-3218	285	25	made	make	VERB
fsr-3218	285	26	regarding	regard	VERB
fsr-3218	285	27	the	the	DET
fsr-3218	285	28	differences	difference	NOUN
fsr-3218	285	29	we	we	PRON
fsr-3218	285	30	find	find	VERB
fsr-3218	285	31	in	in	ADP
fsr-3218	285	32	the	the	DET
fsr-3218	285	33	separate	separate	ADJ
fsr-3218	285	34	group	group	NOUN
fsr-3218	285	35	regressions	regression	NOUN
fsr-3218	285	36	.	.	PUNCT
fsr-3218	286	1	future	future	ADJ
fsr-3218	286	2	research	research	NOUN
fsr-3218	286	3	should	should	AUX
fsr-3218	286	4	also	also	ADV
fsr-3218	286	5	address	address	VERB
fsr-3218	286	6	the	the	DET
fsr-3218	286	7	two	two	NUM
fsr-3218	286	8	challenges	challenge	NOUN
fsr-3218	286	9	noted	note	VERB
fsr-3218	286	10	above	above	ADV
fsr-3218	286	11	,	,	PUNCT
fsr-3218	286	12	exploring	explore	VERB
fsr-3218	286	13	possible	possible	ADJ
fsr-3218	286	14	interventions	intervention	NOUN
fsr-3218	286	15	that	that	PRON
fsr-3218	286	16	move	move	VERB
fsr-3218	286	17	present	present	ADJ
fsr-3218	286	18	oriented	orient	VERB
fsr-3218	286	19	individuals	individual	NOUN
fsr-3218	286	20	with	with	ADP
fsr-3218	286	21	a	a	DET
fsr-3218	286	22	high	high	ADJ
fsr-3218	286	23	frt	frt	NOUN
fsr-3218	286	24	toward	toward	ADP
fsr-3218	286	25	a	a	DET
fsr-3218	286	26	stronger	strong	ADJ
fsr-3218	286	27	future	future	ADJ
fsr-3218	286	28	orientation	orientation	NOUN
fsr-3218	286	29	and	and	CCONJ
fsr-3218	286	30	increase	increase	VERB
fsr-3218	286	31	the	the	DET
fsr-3218	286	32	frt	frt	NOUN
fsr-3218	286	33	of	of	ADP
fsr-3218	286	34	future	future	ADJ
fsr-3218	286	35	oriented	orient	VERB
fsr-3218	286	36	individuals	individual	NOUN
fsr-3218	286	37	that	that	PRON
fsr-3218	286	38	have	have	VERB
fsr-3218	286	39	a	a	DET
fsr-3218	286	40	low	low	ADJ
fsr-3218	286	41	frt	frt	NOUN
fsr-3218	286	42	.	.	PUNCT
fsr-3218	287	1	additionally	additionally	ADV
fsr-3218	287	2	,	,	PUNCT
fsr-3218	287	3	more	more	ADJ
fsr-3218	287	4	research	research	NOUN
fsr-3218	287	5	is	be	AUX
fsr-3218	287	6	needed	need	VERB
fsr-3218	287	7	to	to	PART
fsr-3218	287	8	determine	determine	VERB
fsr-3218	287	9	how	how	SCONJ
fsr-3218	287	10	generalizable	generalizable	ADJ
fsr-3218	287	11	the	the	DET
fsr-3218	287	12	results	result	NOUN
fsr-3218	287	13	are	be	AUX
fsr-3218	287	14	.	.	PUNCT
fsr-3218	288	1	the	the	DET
fsr-3218	288	2	current	current	ADJ
fsr-3218	288	3	sample	sample	NOUN
fsr-3218	288	4	is	be	AUX
fsr-3218	288	5	from	from	ADP
fsr-3218	288	6	a	a	DET
fsr-3218	288	7	population	population	NOUN
fsr-3218	288	8	of	of	ADP
fsr-3218	288	9	new	new	ADJ
fsr-3218	288	10	college	college	NOUN
fsr-3218	288	11	freshmen	freshman	NOUN
fsr-3218	288	12	that	that	PRON
fsr-3218	288	13	are	be	AUX
fsr-3218	288	14	primarily	primarily	ADV
fsr-3218	288	15	white	white	ADJ
fsr-3218	288	16	.	.	PUNCT
fsr-3218	289	1	future	future	ADJ
fsr-3218	289	2	research	research	NOUN
fsr-3218	289	3	could	could	AUX
fsr-3218	289	4	examine	examine	VERB
fsr-3218	289	5	the	the	DET
fsr-3218	289	6	relationship	relationship	NOUN
fsr-3218	289	7	between	between	ADP
fsr-3218	289	8	tp	tp	NOUN
fsr-3218	289	9	and	and	CCONJ
fsr-3218	289	10	frt	frt	NOUN
fsr-3218	289	11	among	among	ADP
fsr-3218	289	12	samples	sample	NOUN
fsr-3218	289	13	of	of	ADP
fsr-3218	289	14	participants	participant	NOUN
fsr-3218	289	15	from	from	ADP
fsr-3218	289	16	different	different	ADJ
fsr-3218	289	17	age	age	NOUN
fsr-3218	289	18	groups	group	NOUN
fsr-3218	289	19	,	,	PUNCT
fsr-3218	289	20	different	different	ADJ
fsr-3218	289	21	race	race	NOUN
fsr-3218	289	22	groups	group	NOUN
fsr-3218	289	23	,	,	PUNCT
fsr-3218	289	24	and	and	CCONJ
fsr-3218	289	25	different	different	ADJ
fsr-3218	289	26	education	education	NOUN
fsr-3218	289	27	levels	level	NOUN
fsr-3218	289	28	.	.	PUNCT
fsr-3218	290	1	acknowledgments	acknowledgment	NOUN
fsr-3218	290	2	the	the	DET
fsr-3218	290	3	authors	author	NOUN
fsr-3218	290	4	thank	thank	VERB
fsr-3218	290	5	michael	michael	PROPN
fsr-3218	290	6	kraten	kraten	PROPN
fsr-3218	290	7	and	and	CCONJ
fsr-3218	290	8	two	two	NUM
fsr-3218	290	9	anonymous	anonymous	ADJ
fsr-3218	290	10	reviewers	reviewer	NOUN
fsr-3218	290	11	for	for	ADP
fsr-3218	290	12	their	their	PRON
fsr-3218	290	13	helpful	helpful	ADJ
fsr-3218	290	14	comments	comment	NOUN
fsr-3218	290	15	and	and	CCONJ
fsr-3218	290	16	suggestions	suggestion	NOUN
fsr-3218	290	17	.	.	PUNCT
fsr-3218	291	1	174	174	NUM
fsr-3218	291	2	k.	k.	PROPN
fsr-3218	291	3	n.	n.	PROPN
fsr-3218	291	4	ryack	ryack	PROPN
fsr-3218	291	5	,	,	PUNCT
fsr-3218	291	6	a.	a.	NOUN
fsr-3218	291	7	sheikh	sheikh	PROPN
fsr-3218	291	8	/	/	SYM
fsr-3218	291	9	financial	financial	ADJ
fsr-3218	291	10	services	service	NOUN
fsr-3218	291	11	review	review	VERB
fsr-3218	291	12	25	25	NUM
fsr-3218	291	13	(	(	PUNCT
fsr-3218	291	14	2016	2016	NUM
fsr-3218	291	15	)	)	PUNCT
fsr-3218	291	16	157–180	157–180	NUM
fsr-3218	291	17	appendix	appendix	NOUN
fsr-3218	291	18	:	:	PUNCT
fsr-3218	291	19	a	a	DET
fsr-3218	291	20	grable	grable	NOUN
fsr-3218	291	21	and	and	CCONJ
fsr-3218	291	22	lytton	lytton	PROPN
fsr-3218	291	23	(	(	PUNCT
fsr-3218	291	24	1999	1999	NUM
fsr-3218	291	25	)	)	PUNCT
fsr-3218	291	26	13	13	NUM
fsr-3218	291	27	-	-	PUNCT
fsr-3218	291	28	item	item	NOUN
fsr-3218	291	29	financial	financial	ADJ
fsr-3218	291	30	risk	risk	NOUN
fsr-3218	291	31	tolerance	tolerance	NOUN
fsr-3218	291	32	scale	scale	NOUN
fsr-3218	291	33	1	1	NUM
fsr-3218	291	34	.	.	PUNCT
fsr-3218	292	1	in	in	ADP
fsr-3218	292	2	general	general	ADJ
fsr-3218	292	3	,	,	PUNCT
fsr-3218	292	4	how	how	SCONJ
fsr-3218	292	5	would	would	AUX
fsr-3218	292	6	your	your	PRON
fsr-3218	292	7	best	good	ADJ
fsr-3218	292	8	friend	friend	NOUN
fsr-3218	292	9	describe	describe	VERB
fsr-3218	292	10	you	you	PRON
fsr-3218	292	11	as	as	ADP
fsr-3218	292	12	a	a	DET
fsr-3218	292	13	risk	risk	NOUN
fsr-3218	292	14	taker	taker	NOUN
fsr-3218	292	15	?	?	PUNCT
fsr-3218	293	1	a	a	DET
fsr-3218	293	2	)	)	PUNCT
fsr-3218	293	3	a	a	DET
fsr-3218	293	4	real	real	ADJ
fsr-3218	293	5	gambler	gambler	NOUN
fsr-3218	293	6	b	b	NOUN
fsr-3218	293	7	)	)	PUNCT
fsr-3218	293	8	willing	willing	ADJ
fsr-3218	293	9	to	to	PART
fsr-3218	293	10	take	take	VERB
fsr-3218	293	11	risks	risk	NOUN
fsr-3218	293	12	after	after	ADP
fsr-3218	293	13	completing	complete	VERB
fsr-3218	293	14	adequate	adequate	ADJ
fsr-3218	293	15	research	research	NOUN
fsr-3218	293	16	c	c	NOUN
fsr-3218	293	17	)	)	PUNCT
fsr-3218	293	18	cautious	cautious	ADJ
fsr-3218	293	19	d	d	NOUN
fsr-3218	293	20	)	)	PUNCT
fsr-3218	293	21	a	a	DET
fsr-3218	293	22	real	real	ADJ
fsr-3218	293	23	risk	risk	NOUN
fsr-3218	293	24	avoider	avoider	NOUN
fsr-3218	293	25	2	2	X
fsr-3218	293	26	.	.	PUNCT
fsr-3218	294	1	you	you	PRON
fsr-3218	294	2	are	be	AUX
fsr-3218	294	3	on	on	ADP
fsr-3218	294	4	a	a	DET
fsr-3218	294	5	tv	tv	NOUN
fsr-3218	294	6	game	game	NOUN
fsr-3218	294	7	show	show	NOUN
fsr-3218	294	8	and	and	CCONJ
fsr-3218	294	9	can	can	AUX
fsr-3218	294	10	choose	choose	VERB
fsr-3218	294	11	one	one	NUM
fsr-3218	294	12	of	of	ADP
fsr-3218	294	13	the	the	DET
fsr-3218	294	14	following	following	NOUN
fsr-3218	294	15	.	.	PUNCT
fsr-3218	295	1	which	which	PRON
fsr-3218	295	2	would	would	AUX
fsr-3218	295	3	you	you	PRON
fsr-3218	295	4	take	take	VERB
fsr-3218	295	5	?	?	PUNCT
fsr-3218	296	1	a	a	X
fsr-3218	296	2	)	)	PUNCT
fsr-3218	296	3	$	$	SYM
fsr-3218	296	4	1,000	1,000	NUM
fsr-3218	296	5	in	in	ADP
fsr-3218	296	6	cash	cash	NOUN
fsr-3218	296	7	b	b	NOUN
fsr-3218	296	8	)	)	PUNCT
fsr-3218	296	9	a	a	DET
fsr-3218	296	10	50	50	NUM
fsr-3218	296	11	%	%	NOUN
fsr-3218	296	12	chance	chance	NOUN
fsr-3218	296	13	at	at	ADP
fsr-3218	296	14	winning	win	VERB
fsr-3218	296	15	$	$	SYM
fsr-3218	296	16	5,000	5,000	NUM
fsr-3218	296	17	c	c	NOUN
fsr-3218	296	18	)	)	PUNCT
fsr-3218	296	19	a	a	DET
fsr-3218	296	20	25	25	NUM
fsr-3218	296	21	%	%	NOUN
fsr-3218	296	22	chance	chance	NOUN
fsr-3218	296	23	at	at	ADP
fsr-3218	296	24	winning	win	VERB
fsr-3218	296	25	$	$	SYM
fsr-3218	296	26	10,000	10,000	NUM
fsr-3218	296	27	d	d	NOUN
fsr-3218	296	28	)	)	PUNCT
fsr-3218	296	29	a	a	DET
fsr-3218	296	30	5	5	NUM
fsr-3218	296	31	%	%	NOUN
fsr-3218	296	32	chance	chance	NOUN
fsr-3218	296	33	at	at	ADP
fsr-3218	296	34	winning	win	VERB
fsr-3218	296	35	$	$	SYM
fsr-3218	296	36	100,000	100,000	NUM
fsr-3218	296	37	3	3	NUM
fsr-3218	296	38	.	.	PUNCT
fsr-3218	297	1	you	you	PRON
fsr-3218	297	2	have	have	AUX
fsr-3218	297	3	just	just	ADV
fsr-3218	297	4	finished	finish	VERB
fsr-3218	297	5	saving	save	VERB
fsr-3218	297	6	for	for	ADP
fsr-3218	297	7	a	a	DET
fsr-3218	297	8	“	"	PUNCT
fsr-3218	297	9	once	once	ADV
fsr-3218	297	10	-	-	PUNCT
fsr-3218	297	11	in	in	ADP
fsr-3218	297	12	-	-	PUNCT
fsr-3218	297	13	a	a	DET
fsr-3218	297	14	-	-	PUNCT
fsr-3218	297	15	lifetime	lifetime	NOUN
fsr-3218	297	16	”	"	PUNCT
fsr-3218	297	17	vacation	vacation	NOUN
fsr-3218	297	18	.	.	PUNCT
fsr-3218	298	1	three	three	NUM
fsr-3218	298	2	weeks	week	NOUN
fsr-3218	298	3	before	before	SCONJ
fsr-3218	298	4	you	you	PRON
fsr-3218	298	5	plan	plan	VERB
fsr-3218	298	6	to	to	PART
fsr-3218	298	7	leave	leave	VERB
fsr-3218	298	8	,	,	PUNCT
fsr-3218	298	9	you	you	PRON
fsr-3218	298	10	lose	lose	VERB
fsr-3218	298	11	your	your	PRON
fsr-3218	298	12	job	job	NOUN
fsr-3218	298	13	.	.	PUNCT
fsr-3218	299	1	you	you	PRON
fsr-3218	299	2	would	would	AUX
fsr-3218	299	3	:	:	PUNCT
fsr-3218	299	4	a	a	X
fsr-3218	299	5	)	)	PUNCT
fsr-3218	299	6	cancel	cancel	VERB
fsr-3218	299	7	the	the	DET
fsr-3218	299	8	vacation	vacation	NOUN
fsr-3218	299	9	b	b	NOUN
fsr-3218	299	10	)	)	PUNCT
fsr-3218	299	11	take	take	VERB
fsr-3218	299	12	a	a	DET
fsr-3218	299	13	much	much	ADV
fsr-3218	299	14	more	more	ADV
fsr-3218	299	15	modest	modest	ADJ
fsr-3218	299	16	vacation	vacation	NOUN
fsr-3218	299	17	c	c	NOUN
fsr-3218	299	18	)	)	PUNCT
fsr-3218	299	19	go	go	VERB
fsr-3218	299	20	as	as	SCONJ
fsr-3218	299	21	scheduled	schedule	VERB
fsr-3218	299	22	,	,	PUNCT
fsr-3218	299	23	reasoning	reason	VERB
fsr-3218	299	24	that	that	SCONJ
fsr-3218	299	25	you	you	PRON
fsr-3218	299	26	need	need	VERB
fsr-3218	299	27	the	the	DET
fsr-3218	299	28	time	time	NOUN
fsr-3218	299	29	to	to	PART
fsr-3218	299	30	prepare	prepare	VERB
fsr-3218	299	31	for	for	ADP
fsr-3218	299	32	a	a	DET
fsr-3218	299	33	job	job	NOUN
fsr-3218	299	34	search	search	NOUN
fsr-3218	299	35	d	d	NOUN
fsr-3218	299	36	)	)	PUNCT
fsr-3218	299	37	extend	extend	VERB
fsr-3218	299	38	your	your	PRON
fsr-3218	299	39	vacation	vacation	NOUN
fsr-3218	299	40	,	,	PUNCT
fsr-3218	299	41	because	because	SCONJ
fsr-3218	299	42	this	this	PRON
fsr-3218	299	43	might	might	AUX
fsr-3218	299	44	be	be	AUX
fsr-3218	299	45	your	your	PRON
fsr-3218	299	46	last	last	ADJ
fsr-3218	299	47	chance	chance	NOUN
fsr-3218	299	48	to	to	PART
fsr-3218	299	49	go	go	VERB
fsr-3218	299	50	first	first	ADJ
fsr-3218	299	51	-	-	PUNCT
fsr-3218	299	52	class	class	NOUN
fsr-3218	299	53	4	4	NUM
fsr-3218	299	54	.	.	PUNCT
fsr-3218	300	1	if	if	SCONJ
fsr-3218	300	2	you	you	PRON
fsr-3218	300	3	unexpectedly	unexpectedly	ADV
fsr-3218	300	4	received	receive	VERB
fsr-3218	300	5	$	$	SYM
fsr-3218	300	6	20,000	20,000	NUM
fsr-3218	300	7	to	to	PART
fsr-3218	300	8	invest	invest	VERB
fsr-3218	300	9	,	,	PUNCT
fsr-3218	300	10	what	what	PRON
fsr-3218	300	11	would	would	AUX
fsr-3218	300	12	you	you	PRON
fsr-3218	300	13	do	do	VERB
fsr-3218	300	14	?	?	PUNCT
fsr-3218	301	1	a	a	X
fsr-3218	301	2	)	)	PUNCT
fsr-3218	301	3	deposit	deposit	NOUN
fsr-3218	301	4	it	it	PRON
fsr-3218	301	5	in	in	ADP
fsr-3218	301	6	a	a	DET
fsr-3218	301	7	bank	bank	NOUN
fsr-3218	301	8	account	account	NOUN
fsr-3218	301	9	,	,	PUNCT
fsr-3218	301	10	money	money	NOUN
fsr-3218	301	11	market	market	NOUN
fsr-3218	301	12	account	account	NOUN
fsr-3218	301	13	,	,	PUNCT
fsr-3218	301	14	or	or	CCONJ
fsr-3218	301	15	an	an	DET
fsr-3218	301	16	insured	insured	ADJ
fsr-3218	301	17	cd	cd	NOUN
fsr-3218	301	18	b	b	NOUN
fsr-3218	301	19	)	)	PUNCT
fsr-3218	301	20	invest	invest	VERB
fsr-3218	301	21	it	it	PRON
fsr-3218	301	22	in	in	ADP
fsr-3218	301	23	safe	safe	ADJ
fsr-3218	301	24	high	high	ADJ
fsr-3218	301	25	quality	quality	NOUN
fsr-3218	301	26	bonds	bond	NOUN
fsr-3218	301	27	or	or	CCONJ
fsr-3218	301	28	bond	bond	NOUN
fsr-3218	301	29	mutual	mutual	ADJ
fsr-3218	301	30	funds	fund	NOUN
fsr-3218	301	31	c	c	X
fsr-3218	301	32	)	)	PUNCT
fsr-3218	301	33	invest	invest	VERB
fsr-3218	301	34	it	it	PRON
fsr-3218	301	35	in	in	ADP
fsr-3218	301	36	stocks	stock	NOUN
fsr-3218	301	37	or	or	CCONJ
fsr-3218	301	38	stock	stock	NOUN
fsr-3218	301	39	mutual	mutual	ADJ
fsr-3218	301	40	funds	fund	NOUN
fsr-3218	301	41	5	5	NUM
fsr-3218	301	42	.	.	PUNCT
fsr-3218	302	1	in	in	ADP
fsr-3218	302	2	terms	term	NOUN
fsr-3218	302	3	of	of	ADP
fsr-3218	302	4	experience	experience	NOUN
fsr-3218	302	5	,	,	PUNCT
fsr-3218	302	6	how	how	SCONJ
fsr-3218	302	7	comfortable	comfortable	ADJ
fsr-3218	302	8	are	be	AUX
fsr-3218	302	9	you	you	PRON
fsr-3218	302	10	investing	invest	VERB
fsr-3218	302	11	in	in	ADP
fsr-3218	302	12	stocks	stock	NOUN
fsr-3218	302	13	or	or	CCONJ
fsr-3218	302	14	stock	stock	NOUN
fsr-3218	302	15	mutual	mutual	ADJ
fsr-3218	302	16	funds	fund	NOUN
fsr-3218	302	17	?	?	PUNCT
fsr-3218	303	1	a	a	PRON
fsr-3218	303	2	)	)	PUNCT
fsr-3218	303	3	not	not	PART
fsr-3218	303	4	at	at	ADV
fsr-3218	303	5	all	all	ADV
fsr-3218	303	6	comfortable	comfortable	ADJ
fsr-3218	303	7	b	b	NOUN
fsr-3218	303	8	)	)	PUNCT
fsr-3218	303	9	somewhat	somewhat	ADV
fsr-3218	303	10	comfortable	comfortable	ADJ
fsr-3218	303	11	c	c	NOUN
fsr-3218	303	12	)	)	PUNCT
fsr-3218	304	1	very	very	ADV
fsr-3218	304	2	comfortable	comfortable	ADJ
fsr-3218	304	3	6	6	NUM
fsr-3218	304	4	.	.	PUNCT
fsr-3218	305	1	when	when	SCONJ
fsr-3218	305	2	you	you	PRON
fsr-3218	305	3	think	think	VERB
fsr-3218	305	4	of	of	ADP
fsr-3218	305	5	the	the	DET
fsr-3218	305	6	word	word	NOUN
fsr-3218	305	7	“	"	PUNCT
fsr-3218	305	8	risk	risk	NOUN
fsr-3218	305	9	”	"	PUNCT
fsr-3218	305	10	which	which	PRON
fsr-3218	305	11	of	of	ADP
fsr-3218	305	12	the	the	DET
fsr-3218	305	13	following	follow	VERB
fsr-3218	305	14	words	word	NOUN
fsr-3218	305	15	comes	come	VERB
fsr-3218	305	16	to	to	ADP
fsr-3218	305	17	mind	mind	NOUN
fsr-3218	305	18	first	first	ADV
fsr-3218	305	19	?	?	PUNCT
fsr-3218	306	1	a	a	DET
fsr-3218	306	2	)	)	PUNCT
fsr-3218	306	3	loss	loss	NOUN
fsr-3218	306	4	b	b	NOUN
fsr-3218	306	5	)	)	PUNCT
fsr-3218	306	6	uncertainty	uncertainty	NOUN
fsr-3218	306	7	c	c	NOUN
fsr-3218	306	8	)	)	PUNCT
fsr-3218	306	9	opportunity	opportunity	NOUN
fsr-3218	306	10	d	d	NOUN
fsr-3218	306	11	)	)	PUNCT
fsr-3218	306	12	thrill	thrill	NOUN
fsr-3218	306	13	7	7	NUM
fsr-3218	306	14	.	.	PUNCT
fsr-3218	307	1	some	some	DET
fsr-3218	307	2	experts	expert	NOUN
fsr-3218	307	3	are	be	AUX
fsr-3218	307	4	predicting	predict	VERB
fsr-3218	307	5	prices	price	NOUN
fsr-3218	307	6	of	of	ADP
fsr-3218	307	7	hard	hard	ADJ
fsr-3218	307	8	assets	asset	NOUN
fsr-3218	307	9	such	such	ADJ
fsr-3218	307	10	as	as	ADP
fsr-3218	307	11	gold	gold	NOUN
fsr-3218	307	12	,	,	PUNCT
fsr-3218	307	13	jewels	jewel	NOUN
fsr-3218	307	14	,	,	PUNCT
fsr-3218	307	15	collectibles	collectible	NOUN
fsr-3218	307	16	,	,	PUNCT
fsr-3218	307	17	and	and	CCONJ
fsr-3218	307	18	real	real	ADJ
fsr-3218	307	19	estate	estate	NOUN
fsr-3218	307	20	to	to	PART
fsr-3218	307	21	increase	increase	VERB
fsr-3218	307	22	in	in	ADP
fsr-3218	307	23	value	value	NOUN
fsr-3218	307	24	.	.	PUNCT
fsr-3218	308	1	bond	bond	NOUN
fsr-3218	308	2	prices	price	NOUN
fsr-3218	308	3	may	may	AUX
fsr-3218	308	4	fall	fall	VERB
fsr-3218	308	5	,	,	PUNCT
fsr-3218	308	6	however	however	ADV
fsr-3218	308	7	,	,	PUNCT
fsr-3218	308	8	experts	expert	NOUN
fsr-3218	308	9	tend	tend	VERB
fsr-3218	308	10	to	to	PART
fsr-3218	308	11	agree	agree	VERB
fsr-3218	308	12	that	that	SCONJ
fsr-3218	308	13	government	government	NOUN
fsr-3218	308	14	bonds	bond	NOUN
fsr-3218	308	15	are	be	AUX
fsr-3218	308	16	relatively	relatively	ADV
fsr-3218	308	17	safe	safe	ADJ
fsr-3218	308	18	.	.	PUNCT
fsr-3218	309	1	most	most	ADJ
fsr-3218	309	2	of	of	ADP
fsr-3218	309	3	your	your	PRON
fsr-3218	309	4	investment	investment	NOUN
fsr-3218	309	5	assets	asset	NOUN
fsr-3218	309	6	are	be	AUX
fsr-3218	309	7	now	now	ADV
fsr-3218	309	8	in	in	ADP
fsr-3218	309	9	high	high	ADJ
fsr-3218	309	10	interest	interest	NOUN
fsr-3218	309	11	government	government	NOUN
fsr-3218	309	12	bonds	bond	NOUN
fsr-3218	309	13	.	.	PUNCT
fsr-3218	310	1	what	what	PRON
fsr-3218	310	2	would	would	AUX
fsr-3218	310	3	you	you	PRON
fsr-3218	310	4	do	do	VERB
fsr-3218	310	5	?	?	PUNCT
fsr-3218	311	1	a	a	PRON
fsr-3218	311	2	)	)	PUNCT
fsr-3218	311	3	hold	hold	VERB
fsr-3218	311	4	the	the	DET
fsr-3218	311	5	bonds	bond	NOUN
fsr-3218	311	6	b	b	X
fsr-3218	311	7	)	)	PUNCT
fsr-3218	311	8	sell	sell	VERB
fsr-3218	311	9	the	the	DET
fsr-3218	311	10	bonds	bond	NOUN
fsr-3218	311	11	,	,	PUNCT
fsr-3218	311	12	put	put	VERB
fsr-3218	311	13	half	half	DET
fsr-3218	311	14	the	the	DET
fsr-3218	311	15	proceeds	proceed	NOUN
fsr-3218	311	16	into	into	ADP
fsr-3218	311	17	money	money	NOUN
fsr-3218	311	18	market	market	NOUN
fsr-3218	311	19	accounts	account	NOUN
fsr-3218	311	20	,	,	PUNCT
fsr-3218	311	21	and	and	CCONJ
fsr-3218	311	22	the	the	DET
fsr-3218	311	23	other	other	ADJ
fsr-3218	311	24	half	half	NOUN
fsr-3218	311	25	into	into	ADP
fsr-3218	311	26	hard	hard	ADJ
fsr-3218	311	27	assets	asset	NOUN
fsr-3218	311	28	c	c	NOUN
fsr-3218	311	29	)	)	PUNCT
fsr-3218	311	30	sell	sell	VERB
fsr-3218	311	31	the	the	DET
fsr-3218	311	32	bonds	bond	NOUN
fsr-3218	311	33	and	and	CCONJ
fsr-3218	311	34	put	put	VERB
fsr-3218	311	35	the	the	DET
fsr-3218	311	36	total	total	ADJ
fsr-3218	311	37	proceeds	proceed	NOUN
fsr-3218	311	38	into	into	ADP
fsr-3218	311	39	hard	hard	ADJ
fsr-3218	311	40	assets	asset	NOUN
fsr-3218	311	41	d	d	NOUN
fsr-3218	311	42	)	)	PUNCT
fsr-3218	311	43	sell	sell	VERB
fsr-3218	311	44	the	the	DET
fsr-3218	311	45	bonds	bond	NOUN
fsr-3218	311	46	,	,	PUNCT
fsr-3218	311	47	put	put	VERB
fsr-3218	311	48	all	all	DET
fsr-3218	311	49	the	the	DET
fsr-3218	311	50	money	money	NOUN
fsr-3218	311	51	into	into	ADP
fsr-3218	311	52	hard	hard	ADJ
fsr-3218	311	53	assets	asset	NOUN
fsr-3218	311	54	,	,	PUNCT
fsr-3218	311	55	and	and	CCONJ
fsr-3218	311	56	borrow	borrow	VERB
fsr-3218	311	57	additional	additional	ADJ
fsr-3218	311	58	money	money	NOUN
fsr-3218	311	59	to	to	PART
fsr-3218	311	60	buy	buy	VERB
fsr-3218	311	61	more	more	ADJ
fsr-3218	311	62	.	.	PUNCT
fsr-3218	312	1	8	8	X
fsr-3218	312	2	.	.	PUNCT
fsr-3218	312	3	given	give	VERB
fsr-3218	312	4	the	the	DET
fsr-3218	312	5	best	good	ADJ
fsr-3218	312	6	and	and	CCONJ
fsr-3218	312	7	worst	bad	ADJ
fsr-3218	312	8	case	case	NOUN
fsr-3218	312	9	returns	return	NOUN
fsr-3218	312	10	of	of	ADP
fsr-3218	312	11	the	the	DET
fsr-3218	312	12	four	four	NUM
fsr-3218	312	13	investment	investment	NOUN
fsr-3218	312	14	choices	choice	NOUN
fsr-3218	312	15	below	below	ADV
fsr-3218	312	16	,	,	PUNCT
fsr-3218	312	17	which	which	PRON
fsr-3218	312	18	would	would	AUX
fsr-3218	312	19	you	you	PRON
fsr-3218	312	20	prefer	prefer	VERB
fsr-3218	312	21	?	?	PUNCT
fsr-3218	313	1	a	a	X
fsr-3218	313	2	)	)	PUNCT
fsr-3218	313	3	$	$	SYM
fsr-3218	313	4	200	200	NUM
fsr-3218	313	5	gain	gain	VERB
fsr-3218	313	6	best	good	ADJ
fsr-3218	313	7	case	case	NOUN
fsr-3218	313	8	;	;	PUNCT
fsr-3218	313	9	$	$	SYM
fsr-3218	313	10	0	0	NUM
fsr-3218	313	11	gain	gain	NOUN
fsr-3218	313	12	/	/	SYM
fsr-3218	313	13	loss	loss	NOUN
fsr-3218	313	14	worst	bad	ADJ
fsr-3218	313	15	case	case	NOUN
fsr-3218	313	16	b	b	NOUN
fsr-3218	313	17	)	)	PUNCT
fsr-3218	313	18	$	$	SYM
fsr-3218	313	19	800	800	NUM
fsr-3218	313	20	gain	gain	VERB
fsr-3218	313	21	best	good	ADJ
fsr-3218	313	22	case	case	NOUN
fsr-3218	313	23	;	;	PUNCT
fsr-3218	313	24	$	$	SYM
fsr-3218	313	25	200	200	NUM
fsr-3218	313	26	loss	loss	NOUN
fsr-3218	313	27	worst	bad	ADJ
fsr-3218	313	28	case	case	NOUN
fsr-3218	313	29	c	c	NOUN
fsr-3218	313	30	)	)	PUNCT
fsr-3218	313	31	$	$	SYM
fsr-3218	313	32	2,600	2,600	NUM
fsr-3218	313	33	gain	gain	NOUN
fsr-3218	313	34	best	good	ADJ
fsr-3218	313	35	case	case	NOUN
fsr-3218	313	36	;	;	PUNCT
fsr-3218	313	37	$	$	SYM
fsr-3218	313	38	800	800	NUM
fsr-3218	313	39	loss	loss	NOUN
fsr-3218	313	40	worst	bad	ADJ
fsr-3218	313	41	case	case	NOUN
fsr-3218	313	42	d	d	NOUN
fsr-3218	313	43	)	)	PUNCT
fsr-3218	313	44	$	$	SYM
fsr-3218	313	45	4,800	4,800	NUM
fsr-3218	313	46	gain	gain	VERB
fsr-3218	313	47	best	good	ADJ
fsr-3218	313	48	case	case	NOUN
fsr-3218	313	49	;	;	PUNCT
fsr-3218	313	50	$	$	SYM
fsr-3218	313	51	2,400	2,400	NUM
fsr-3218	313	52	loss	loss	NOUN
fsr-3218	313	53	worst	bad	ADJ
fsr-3218	313	54	case	case	NOUN
fsr-3218	313	55	9	9	NUM
fsr-3218	313	56	.	.	PUNCT
fsr-3218	314	1	in	in	ADP
fsr-3218	314	2	addition	addition	NOUN
fsr-3218	314	3	to	to	ADP
fsr-3218	314	4	whatever	whatever	PRON
fsr-3218	314	5	you	you	PRON
fsr-3218	314	6	own	own	VERB
fsr-3218	314	7	,	,	PUNCT
fsr-3218	314	8	you	you	PRON
fsr-3218	314	9	have	have	AUX
fsr-3218	314	10	been	be	AUX
fsr-3218	314	11	given	give	VERB
fsr-3218	314	12	$	$	SYM
fsr-3218	314	13	1,000	1,000	NUM
fsr-3218	314	14	.	.	PUNCT
fsr-3218	315	1	you	you	PRON
fsr-3218	315	2	are	be	AUX
fsr-3218	315	3	now	now	ADV
fsr-3218	315	4	asked	ask	VERB
fsr-3218	315	5	to	to	PART
fsr-3218	315	6	choose	choose	VERB
fsr-3218	315	7	between	between	ADP
fsr-3218	315	8	:	:	PUNCT
fsr-3218	315	9	a	a	X
fsr-3218	315	10	)	)	PUNCT
fsr-3218	315	11	a	a	DET
fsr-3218	315	12	sure	sure	ADJ
fsr-3218	315	13	gain	gain	NOUN
fsr-3218	315	14	of	of	ADP
fsr-3218	315	15	$	$	SYM
fsr-3218	315	16	500	500	NUM
fsr-3218	315	17	b	b	NOUN
fsr-3218	315	18	)	)	PUNCT
fsr-3218	315	19	a	a	DET
fsr-3218	315	20	50	50	NUM
fsr-3218	315	21	%	%	NOUN
fsr-3218	315	22	chance	chance	NOUN
fsr-3218	315	23	to	to	PART
fsr-3218	315	24	gain	gain	VERB
fsr-3218	315	25	$	$	SYM
fsr-3218	315	26	1,000	1,000	NUM
fsr-3218	315	27	and	and	CCONJ
fsr-3218	315	28	a	a	DET
fsr-3218	315	29	50	50	NUM
fsr-3218	315	30	%	%	NOUN
fsr-3218	315	31	chance	chance	NOUN
fsr-3218	315	32	to	to	PART
fsr-3218	315	33	gain	gain	VERB
fsr-3218	315	34	nothing	nothing	PRON
fsr-3218	315	35	10	10	NUM
fsr-3218	315	36	.	.	PUNCT
fsr-3218	316	1	in	in	ADP
fsr-3218	316	2	addition	addition	NOUN
fsr-3218	316	3	to	to	ADP
fsr-3218	316	4	whatever	whatever	PRON
fsr-3218	316	5	you	you	PRON
fsr-3218	316	6	own	own	VERB
fsr-3218	316	7	,	,	PUNCT
fsr-3218	316	8	you	you	PRON
fsr-3218	316	9	have	have	AUX
fsr-3218	316	10	been	be	AUX
fsr-3218	316	11	given	give	VERB
fsr-3218	316	12	$	$	SYM
fsr-3218	316	13	2,000	2,000	NUM
fsr-3218	316	14	.	.	PUNCT
fsr-3218	317	1	you	you	PRON
fsr-3218	317	2	are	be	AUX
fsr-3218	317	3	now	now	ADV
fsr-3218	317	4	asked	ask	VERB
fsr-3218	317	5	to	to	PART
fsr-3218	317	6	choose	choose	VERB
fsr-3218	317	7	between	between	ADP
fsr-3218	317	8	:	:	PUNCT
fsr-3218	317	9	c	c	X
fsr-3218	317	10	)	)	PUNCT
fsr-3218	317	11	a	a	DET
fsr-3218	317	12	sure	sure	ADJ
fsr-3218	317	13	loss	loss	NOUN
fsr-3218	317	14	of	of	ADP
fsr-3218	317	15	$	$	SYM
fsr-3218	317	16	500	500	NUM
fsr-3218	317	17	d	d	NOUN
fsr-3218	317	18	)	)	PUNCT
fsr-3218	317	19	a	a	DET
fsr-3218	317	20	50	50	NUM
fsr-3218	317	21	%	%	NOUN
fsr-3218	317	22	chance	chance	NOUN
fsr-3218	317	23	to	to	PART
fsr-3218	317	24	lose	lose	VERB
fsr-3218	317	25	$	$	SYM
fsr-3218	317	26	1,000	1,000	NUM
fsr-3218	317	27	and	and	CCONJ
fsr-3218	317	28	a	a	DET
fsr-3218	317	29	50	50	NUM
fsr-3218	317	30	%	%	NOUN
fsr-3218	317	31	chance	chance	NOUN
fsr-3218	317	32	to	to	PART
fsr-3218	317	33	lose	lose	VERB
fsr-3218	317	34	nothing	nothing	PRON
fsr-3218	317	35	11	11	NUM
fsr-3218	317	36	.	.	PUNCT
fsr-3218	318	1	suppose	suppose	VERB
fsr-3218	318	2	a	a	DET
fsr-3218	318	3	relative	relative	NOUN
fsr-3218	318	4	left	leave	VERB
fsr-3218	318	5	you	you	PRON
fsr-3218	318	6	an	an	DET
fsr-3218	318	7	inheritance	inheritance	NOUN
fsr-3218	318	8	of	of	ADP
fsr-3218	318	9	$	$	SYM
fsr-3218	318	10	100,000	100,000	NUM
fsr-3218	318	11	,	,	PUNCT
fsr-3218	318	12	stipulating	stipulate	VERB
fsr-3218	318	13	in	in	ADP
fsr-3218	318	14	the	the	DET
fsr-3218	318	15	will	will	NOUN
fsr-3218	318	16	that	that	PRON
fsr-3218	318	17	you	you	PRON
fsr-3218	318	18	invest	invest	VERB
fsr-3218	318	19	all	all	DET
fsr-3218	318	20	the	the	DET
fsr-3218	318	21	money	money	NOUN
fsr-3218	318	22	in	in	ADP
fsr-3218	318	23	one	one	NUM
fsr-3218	318	24	of	of	ADP
fsr-3218	318	25	the	the	DET
fsr-3218	318	26	following	follow	VERB
fsr-3218	318	27	choices	choice	NOUN
fsr-3218	318	28	.	.	PUNCT
fsr-3218	319	1	which	which	DET
fsr-3218	319	2	one	one	PRON
fsr-3218	319	3	would	would	AUX
fsr-3218	319	4	you	you	PRON
fsr-3218	319	5	select	select	VERB
fsr-3218	319	6	?	?	PUNCT
fsr-3218	320	1	a	a	PRON
fsr-3218	320	2	)	)	PUNCT
fsr-3218	320	3	a	a	DET
fsr-3218	320	4	savings	savings	NOUN
fsr-3218	320	5	account	account	NOUN
fsr-3218	320	6	or	or	CCONJ
fsr-3218	320	7	money	money	NOUN
fsr-3218	320	8	market	market	NOUN
fsr-3218	320	9	mutual	mutual	ADJ
fsr-3218	320	10	fund	fund	NOUN
fsr-3218	320	11	b	b	X
fsr-3218	320	12	)	)	PUNCT
fsr-3218	320	13	a	a	DET
fsr-3218	320	14	mutual	mutual	ADJ
fsr-3218	320	15	fund	fund	NOUN
fsr-3218	320	16	that	that	PRON
fsr-3218	320	17	owns	own	VERB
fsr-3218	320	18	stocks	stock	NOUN
fsr-3218	320	19	and	and	CCONJ
fsr-3218	320	20	bonds	bond	NOUN
fsr-3218	320	21	(	(	PUNCT
fsr-3218	320	22	continued	continue	VERB
fsr-3218	320	23	on	on	ADP
fsr-3218	320	24	next	next	ADJ
fsr-3218	320	25	page	page	NOUN
fsr-3218	320	26	)	)	PUNCT
fsr-3218	320	27	175k	175k	NOUN
fsr-3218	320	28	.	.	PUNCT
fsr-3218	321	1	n.	n.	NOUN
fsr-3218	321	2	ryack	ryack	PROPN
fsr-3218	321	3	,	,	PUNCT
fsr-3218	321	4	a.	a.	NOUN
fsr-3218	321	5	sheikh	sheikh	PROPN
fsr-3218	321	6	/	/	SYM
fsr-3218	321	7	financial	financial	ADJ
fsr-3218	321	8	services	service	NOUN
fsr-3218	321	9	review	review	VERB
fsr-3218	321	10	25	25	NUM
fsr-3218	321	11	(	(	PUNCT
fsr-3218	321	12	2016	2016	NUM
fsr-3218	321	13	)	)	PUNCT
fsr-3218	322	1	157–180	157–180	NUM
fsr-3218	322	2	appendix	appendix	VERB
fsr-3218	322	3	a	a	DET
fsr-3218	322	4	(	(	PUNCT
fsr-3218	322	5	continued	continued	ADJ
fsr-3218	322	6	)	)	PUNCT
fsr-3218	322	7	c	c	X
fsr-3218	322	8	)	)	PUNCT
fsr-3218	322	9	a	a	DET
fsr-3218	322	10	portfolio	portfolio	NOUN
fsr-3218	322	11	of	of	ADP
fsr-3218	322	12	15	15	NUM
fsr-3218	322	13	common	common	ADJ
fsr-3218	322	14	stocks	stock	NOUN
fsr-3218	322	15	d	d	NOUN
fsr-3218	322	16	)	)	PUNCT
fsr-3218	322	17	commodities	commodity	NOUN
fsr-3218	322	18	like	like	ADP
fsr-3218	322	19	gold	gold	NOUN
fsr-3218	322	20	,	,	PUNCT
fsr-3218	322	21	silver	silver	NOUN
fsr-3218	322	22	,	,	PUNCT
fsr-3218	322	23	and	and	CCONJ
fsr-3218	322	24	oil	oil	NOUN
fsr-3218	322	25	12	12	NUM
fsr-3218	322	26	.	.	PUNCT
fsr-3218	323	1	if	if	SCONJ
fsr-3218	323	2	you	you	PRON
fsr-3218	323	3	had	have	VERB
fsr-3218	323	4	to	to	PART
fsr-3218	323	5	invest	invest	VERB
fsr-3218	323	6	$	$	SYM
fsr-3218	323	7	20,000	20,000	NUM
fsr-3218	323	8	,	,	PUNCT
fsr-3218	323	9	which	which	PRON
fsr-3218	323	10	of	of	ADP
fsr-3218	323	11	the	the	DET
fsr-3218	323	12	following	follow	VERB
fsr-3218	323	13	investment	investment	NOUN
fsr-3218	323	14	choices	choice	NOUN
fsr-3218	323	15	would	would	AUX
fsr-3218	323	16	you	you	PRON
fsr-3218	323	17	find	find	VERB
fsr-3218	323	18	most	most	ADV
fsr-3218	323	19	appealing	appealing	ADJ
fsr-3218	323	20	?	?	PUNCT
fsr-3218	324	1	a	a	DET
fsr-3218	324	2	)	)	PUNCT
fsr-3218	324	3	60	60	NUM
fsr-3218	324	4	%	%	NOUN
fsr-3218	324	5	in	in	ADP
fsr-3218	324	6	low	low	ADJ
fsr-3218	324	7	-	-	PUNCT
fsr-3218	324	8	risk	risk	NOUN
fsr-3218	324	9	investments	investment	NOUN
fsr-3218	324	10	,	,	PUNCT
fsr-3218	324	11	30	30	NUM
fsr-3218	324	12	%	%	NOUN
fsr-3218	324	13	in	in	ADP
fsr-3218	324	14	medium	medium	ADJ
fsr-3218	324	15	-	-	PUNCT
fsr-3218	324	16	risk	risk	NOUN
fsr-3218	324	17	investments	investment	NOUN
fsr-3218	324	18	,	,	PUNCT
fsr-3218	324	19	and	and	CCONJ
fsr-3218	324	20	10	10	NUM
fsr-3218	324	21	%	%	NOUN
fsr-3218	324	22	in	in	ADP
fsr-3218	324	23	high	high	ADJ
fsr-3218	324	24	-	-	PUNCT
fsr-3218	324	25	risk	risk	NOUN
fsr-3218	324	26	investments	investment	NOUN
fsr-3218	324	27	b	b	NOUN
fsr-3218	324	28	)	)	PUNCT
fsr-3218	324	29	30	30	NUM
fsr-3218	324	30	%	%	NOUN
fsr-3218	324	31	in	in	ADP
fsr-3218	324	32	low	low	ADJ
fsr-3218	324	33	-	-	PUNCT
fsr-3218	324	34	risk	risk	NOUN
fsr-3218	324	35	investments	investment	NOUN
fsr-3218	324	36	,	,	PUNCT
fsr-3218	324	37	40	40	NUM
fsr-3218	324	38	%	%	NOUN
fsr-3218	324	39	in	in	ADP
fsr-3218	324	40	medium	medium	ADJ
fsr-3218	324	41	-	-	PUNCT
fsr-3218	324	42	risk	risk	NOUN
fsr-3218	324	43	investments	investment	NOUN
fsr-3218	324	44	,	,	PUNCT
fsr-3218	324	45	and	and	CCONJ
fsr-3218	324	46	30	30	NUM
fsr-3218	324	47	%	%	NOUN
fsr-3218	324	48	in	in	ADP
fsr-3218	324	49	high	high	ADJ
fsr-3218	324	50	-	-	PUNCT
fsr-3218	324	51	risk	risk	NOUN
fsr-3218	324	52	investments	investment	NOUN
fsr-3218	324	53	c	c	NOUN
fsr-3218	324	54	)	)	PUNCT
fsr-3218	324	55	10	10	NUM
fsr-3218	324	56	%	%	NOUN
fsr-3218	324	57	in	in	ADP
fsr-3218	324	58	low	low	ADJ
fsr-3218	324	59	-	-	PUNCT
fsr-3218	324	60	risk	risk	NOUN
fsr-3218	324	61	investments	investment	NOUN
fsr-3218	324	62	,	,	PUNCT
fsr-3218	324	63	40	40	NUM
fsr-3218	324	64	%	%	NOUN
fsr-3218	324	65	in	in	ADP
fsr-3218	324	66	medium	medium	ADJ
fsr-3218	324	67	-	-	PUNCT
fsr-3218	324	68	risk	risk	NOUN
fsr-3218	324	69	investments	investment	NOUN
fsr-3218	324	70	,	,	PUNCT
fsr-3218	324	71	and	and	CCONJ
fsr-3218	324	72	50	50	NUM
fsr-3218	324	73	%	%	NOUN
fsr-3218	324	74	in	in	ADP
fsr-3218	324	75	high	high	ADJ
fsr-3218	324	76	-	-	PUNCT
fsr-3218	324	77	risk	risk	NOUN
fsr-3218	324	78	investments	investment	NOUN
fsr-3218	324	79	13	13	NUM
fsr-3218	324	80	.	.	PUNCT
fsr-3218	325	1	your	your	PRON
fsr-3218	325	2	trusted	trust	VERB
fsr-3218	325	3	friend	friend	NOUN
fsr-3218	325	4	and	and	CCONJ
fsr-3218	325	5	neighbor	neighbor	NOUN
fsr-3218	325	6	,	,	PUNCT
fsr-3218	325	7	an	an	DET
fsr-3218	325	8	experienced	experienced	ADJ
fsr-3218	325	9	geologist	geologist	NOUN
fsr-3218	325	10	,	,	PUNCT
fsr-3218	325	11	is	be	AUX
fsr-3218	325	12	putting	put	VERB
fsr-3218	325	13	together	together	ADV
fsr-3218	325	14	a	a	DET
fsr-3218	325	15	group	group	NOUN
fsr-3218	325	16	of	of	ADP
fsr-3218	325	17	investors	investor	NOUN
fsr-3218	325	18	to	to	PART
fsr-3218	325	19	fund	fund	VERB
fsr-3218	325	20	an	an	DET
fsr-3218	325	21	exploratory	exploratory	ADJ
fsr-3218	325	22	gold	gold	NOUN
fsr-3218	325	23	mining	mining	NOUN
fsr-3218	325	24	venture	venture	NOUN
fsr-3218	325	25	.	.	PUNCT
fsr-3218	326	1	the	the	DET
fsr-3218	326	2	venture	venture	NOUN
fsr-3218	326	3	could	could	AUX
fsr-3218	326	4	pay	pay	VERB
fsr-3218	326	5	back	back	ADV
fsr-3218	326	6	50	50	NUM
fsr-3218	326	7	to	to	PART
fsr-3218	326	8	100	100	NUM
fsr-3218	326	9	times	time	NOUN
fsr-3218	326	10	the	the	DET
fsr-3218	326	11	investment	investment	NOUN
fsr-3218	326	12	if	if	SCONJ
fsr-3218	326	13	successful	successful	ADJ
fsr-3218	326	14	.	.	PUNCT
fsr-3218	327	1	if	if	SCONJ
fsr-3218	327	2	the	the	DET
fsr-3218	327	3	mine	mine	NOUN
fsr-3218	327	4	is	be	AUX
fsr-3218	327	5	a	a	DET
fsr-3218	327	6	bust	bust	NOUN
fsr-3218	327	7	,	,	PUNCT
fsr-3218	327	8	the	the	DET
fsr-3218	327	9	entire	entire	ADJ
fsr-3218	327	10	investment	investment	NOUN
fsr-3218	327	11	is	be	AUX
fsr-3218	327	12	worthless	worthless	ADJ
fsr-3218	327	13	.	.	PUNCT
fsr-3218	328	1	your	your	PRON
fsr-3218	328	2	friend	friend	NOUN
fsr-3218	328	3	estimates	estimate	VERB
fsr-3218	328	4	the	the	DET
fsr-3218	328	5	chance	chance	NOUN
fsr-3218	328	6	of	of	ADP
fsr-3218	328	7	success	success	NOUN
fsr-3218	328	8	is	be	AUX
fsr-3218	328	9	only	only	ADV
fsr-3218	328	10	20	20	NUM
fsr-3218	328	11	%	%	NOUN
fsr-3218	328	12	.	.	PUNCT
fsr-3218	329	1	if	if	SCONJ
fsr-3218	329	2	you	you	PRON
fsr-3218	329	3	had	have	VERB
fsr-3218	329	4	the	the	DET
fsr-3218	329	5	money	money	NOUN
fsr-3218	329	6	,	,	PUNCT
fsr-3218	329	7	how	how	SCONJ
fsr-3218	329	8	much	much	ADJ
fsr-3218	329	9	would	would	AUX
fsr-3218	329	10	you	you	PRON
fsr-3218	329	11	invest	invest	VERB
fsr-3218	329	12	?	?	PUNCT
fsr-3218	330	1	a	a	DET
fsr-3218	330	2	)	)	PUNCT
fsr-3218	330	3	nothing	nothing	PRON
fsr-3218	330	4	b	b	NOUN
fsr-3218	330	5	)	)	PUNCT
fsr-3218	330	6	one	one	NUM
fsr-3218	330	7	month	month	NOUN
fsr-3218	330	8	’s	’s	PART
fsr-3218	330	9	salary	salary	NOUN
fsr-3218	330	10	c	c	NOUN
fsr-3218	330	11	)	)	PUNCT
fsr-3218	330	12	three	three	NUM
fsr-3218	330	13	month	month	NOUN
fsr-3218	330	14	’s	’s	PART
fsr-3218	330	15	salary	salary	NOUN
fsr-3218	330	16	d	d	NOUN
fsr-3218	330	17	)	)	PUNCT
fsr-3218	330	18	six	six	NUM
fsr-3218	330	19	month	month	NOUN
fsr-3218	330	20	’s	’s	PART
fsr-3218	330	21	salary	salary	NOUN
fsr-3218	330	22	scoring	scoring	NOUN
fsr-3218	330	23	:	:	PUNCT
fsr-3218	331	1	1	1	X
fsr-3218	331	2	.	.	X
fsr-3218	331	3	a	a	DET
fsr-3218	331	4	�	�	PROPN
fsr-3218	331	5	4	4	NUM
fsr-3218	331	6	;	;	PUNCT
fsr-3218	331	7	b	b	X
fsr-3218	331	8	�	�	PROPN
fsr-3218	331	9	3	3	NUM
fsr-3218	331	10	;	;	PUNCT
fsr-3218	331	11	c	c	PROPN
fsr-3218	331	12	�	�	PROPN
fsr-3218	331	13	2	2	NUM
fsr-3218	331	14	;	;	PUNCT
fsr-3218	331	15	d	d	X
fsr-3218	331	16	�	�	PROPN
fsr-3218	331	17	1	1	NUM
fsr-3218	331	18	2	2	NUM
fsr-3218	331	19	.	.	PUNCT
fsr-3218	331	20	a	a	DET
fsr-3218	331	21	�	�	PROPN
fsr-3218	331	22	1	1	NUM
fsr-3218	331	23	;	;	PUNCT
fsr-3218	331	24	b	b	X
fsr-3218	331	25	�	�	PROPN
fsr-3218	331	26	2	2	NUM
fsr-3218	331	27	;	;	PUNCT
fsr-3218	331	28	c	c	PROPN
fsr-3218	331	29	�	�	PROPN
fsr-3218	331	30	3	3	NUM
fsr-3218	331	31	;	;	PUNCT
fsr-3218	331	32	d	d	X
fsr-3218	331	33	�	�	PROPN
fsr-3218	331	34	4	4	NUM
fsr-3218	331	35	3	3	NUM
fsr-3218	331	36	.	.	PUNCT
fsr-3218	331	37	a	a	DET
fsr-3218	331	38	�	�	PROPN
fsr-3218	331	39	1	1	NUM
fsr-3218	331	40	;	;	PUNCT
fsr-3218	331	41	b	b	X
fsr-3218	331	42	�	�	PROPN
fsr-3218	331	43	2	2	NUM
fsr-3218	331	44	;	;	PUNCT
fsr-3218	331	45	c	c	PROPN
fsr-3218	331	46	�	�	PROPN
fsr-3218	331	47	3	3	NUM
fsr-3218	331	48	;	;	PUNCT
fsr-3218	331	49	d	d	X
fsr-3218	331	50	�	�	PROPN
fsr-3218	331	51	4	4	NUM
fsr-3218	331	52	4	4	NUM
fsr-3218	331	53	.	.	PUNCT
fsr-3218	332	1	a	a	DET
fsr-3218	332	2	�	�	PROPN
fsr-3218	332	3	1	1	NUM
fsr-3218	332	4	;	;	PUNCT
fsr-3218	332	5	b	b	X
fsr-3218	332	6	�	�	PROPN
fsr-3218	332	7	2	2	NUM
fsr-3218	332	8	;	;	PUNCT
fsr-3218	332	9	c	c	PROPN
fsr-3218	332	10	�	�	PROPN
fsr-3218	332	11	3	3	NUM
fsr-3218	332	12	5	5	NUM
fsr-3218	332	13	.	.	PUNCT
fsr-3218	333	1	a	a	DET
fsr-3218	333	2	�	�	PROPN
fsr-3218	333	3	1	1	NUM
fsr-3218	333	4	;	;	PUNCT
fsr-3218	333	5	b	b	X
fsr-3218	333	6	�	�	PROPN
fsr-3218	333	7	2	2	NUM
fsr-3218	333	8	;	;	PUNCT
fsr-3218	333	9	c	c	PROPN
fsr-3218	333	10	�	�	PROPN
fsr-3218	333	11	3	3	NUM
fsr-3218	333	12	6	6	NUM
fsr-3218	333	13	.	.	PUNCT
fsr-3218	334	1	a	a	DET
fsr-3218	334	2	�	�	PROPN
fsr-3218	334	3	1	1	NUM
fsr-3218	334	4	;	;	PUNCT
fsr-3218	334	5	b	b	X
fsr-3218	334	6	�	�	PROPN
fsr-3218	334	7	2	2	NUM
fsr-3218	334	8	;	;	PUNCT
fsr-3218	334	9	c	c	PROPN
fsr-3218	334	10	�	�	PROPN
fsr-3218	334	11	3	3	NUM
fsr-3218	334	12	;	;	PUNCT
fsr-3218	334	13	d	d	X
fsr-3218	334	14	�	�	PROPN
fsr-3218	334	15	4	4	NUM
fsr-3218	334	16	7	7	NUM
fsr-3218	334	17	.	.	PUNCT
fsr-3218	335	1	a	a	DET
fsr-3218	335	2	�	�	PROPN
fsr-3218	335	3	1	1	NUM
fsr-3218	335	4	;	;	PUNCT
fsr-3218	335	5	b	b	X
fsr-3218	335	6	�	�	PROPN
fsr-3218	335	7	2	2	NUM
fsr-3218	335	8	;	;	PUNCT
fsr-3218	335	9	c	c	PROPN
fsr-3218	335	10	�	�	PROPN
fsr-3218	335	11	3	3	NUM
fsr-3218	335	12	;	;	PUNCT
fsr-3218	335	13	d	d	X
fsr-3218	335	14	�	�	PROPN
fsr-3218	335	15	4	4	NUM
fsr-3218	335	16	8	8	NUM
fsr-3218	335	17	.	.	PUNCT
fsr-3218	336	1	a	a	DET
fsr-3218	336	2	�	�	PROPN
fsr-3218	336	3	1	1	NUM
fsr-3218	336	4	;	;	PUNCT
fsr-3218	336	5	b	b	X
fsr-3218	336	6	�	�	PROPN
fsr-3218	336	7	2	2	NUM
fsr-3218	336	8	;	;	PUNCT
fsr-3218	336	9	c	c	PROPN
fsr-3218	336	10	�	�	PROPN
fsr-3218	336	11	3	3	NUM
fsr-3218	336	12	;	;	PUNCT
fsr-3218	336	13	d	d	X
fsr-3218	336	14	�	�	PROPN
fsr-3218	336	15	4	4	NUM
fsr-3218	336	16	9	9	NUM
fsr-3218	336	17	.	.	PUNCT
fsr-3218	337	1	a	a	DET
fsr-3218	337	2	�	�	PROPN
fsr-3218	337	3	1	1	NUM
fsr-3218	337	4	;	;	PUNCT
fsr-3218	337	5	b	b	X
fsr-3218	337	6	�	�	PROPN
fsr-3218	337	7	3	3	NUM
fsr-3218	337	8	10	10	NUM
fsr-3218	337	9	.	.	PUNCT
fsr-3218	338	1	a	a	DET
fsr-3218	338	2	�	�	PROPN
fsr-3218	338	3	1	1	NUM
fsr-3218	338	4	;	;	PUNCT
fsr-3218	338	5	b	b	X
fsr-3218	338	6	�	�	PROPN
fsr-3218	338	7	3	3	NUM
fsr-3218	338	8	11	11	NUM
fsr-3218	338	9	.	.	PUNCT
fsr-3218	339	1	a	a	DET
fsr-3218	339	2	�	�	PROPN
fsr-3218	339	3	1	1	NUM
fsr-3218	339	4	;	;	PUNCT
fsr-3218	339	5	b	b	X
fsr-3218	339	6	�	�	PROPN
fsr-3218	339	7	2	2	NUM
fsr-3218	339	8	;	;	PUNCT
fsr-3218	339	9	c	c	PROPN
fsr-3218	339	10	�	�	PROPN
fsr-3218	339	11	3	3	NUM
fsr-3218	339	12	;	;	PUNCT
fsr-3218	339	13	d	d	X
fsr-3218	339	14	�	�	PROPN
fsr-3218	339	15	4	4	NUM
fsr-3218	339	16	12	12	NUM
fsr-3218	339	17	.	.	PUNCT
fsr-3218	340	1	a	a	DET
fsr-3218	340	2	�	�	PROPN
fsr-3218	340	3	1	1	NUM
fsr-3218	340	4	;	;	PUNCT
fsr-3218	340	5	b	b	X
fsr-3218	340	6	�	�	PROPN
fsr-3218	340	7	2	2	NUM
fsr-3218	340	8	;	;	PUNCT
fsr-3218	340	9	c	c	PROPN
fsr-3218	340	10	�	�	PROPN
fsr-3218	340	11	3	3	NUM
fsr-3218	340	12	13	13	NUM
fsr-3218	340	13	.	.	PUNCT
fsr-3218	341	1	a	a	DET
fsr-3218	341	2	�	�	PROPN
fsr-3218	341	3	1	1	NUM
fsr-3218	341	4	;	;	PUNCT
fsr-3218	341	5	b	b	X
fsr-3218	341	6	�	�	PROPN
fsr-3218	341	7	2	2	NUM
fsr-3218	341	8	;	;	PUNCT
fsr-3218	341	9	c	c	PROPN
fsr-3218	341	10	�	�	PROPN
fsr-3218	341	11	3	3	NUM
fsr-3218	341	12	;	;	PUNCT
fsr-3218	341	13	d	d	PROPN
fsr-3218	341	14	�	�	PROPN
fsr-3218	341	15	4	4	NUM
fsr-3218	341	16	source	source	NOUN
fsr-3218	341	17	:	:	PUNCT
fsr-3218	341	18	grable	grable	PROPN
fsr-3218	341	19	,	,	PUNCT
fsr-3218	341	20	j.	j.	PROPN
fsr-3218	341	21	,	,	PUNCT
fsr-3218	341	22	&	&	CCONJ
fsr-3218	341	23	lytton	lytton	PROPN
fsr-3218	341	24	,	,	PUNCT
fsr-3218	341	25	r.	r.	PROPN
fsr-3218	341	26	h.	h.	PROPN
fsr-3218	341	27	(	(	PUNCT
fsr-3218	341	28	1999	1999	NUM
fsr-3218	341	29	)	)	PUNCT
fsr-3218	341	30	.	.	PUNCT
fsr-3218	342	1	financial	financial	ADJ
fsr-3218	342	2	risk	risk	NOUN
fsr-3218	342	3	tolerance	tolerance	NOUN
fsr-3218	342	4	revisited	revisit	VERB
fsr-3218	342	5	:	:	PUNCT
fsr-3218	342	6	the	the	DET
fsr-3218	342	7	development	development	NOUN
fsr-3218	342	8	of	of	ADP
fsr-3218	342	9	a	a	DET
fsr-3218	342	10	risk	risk	NOUN
fsr-3218	342	11	assessment	assessment	NOUN
fsr-3218	342	12	instrument	instrument	NOUN
fsr-3218	342	13	.	.	PUNCT
fsr-3218	343	1	financial	financial	ADJ
fsr-3218	343	2	services	service	NOUN
fsr-3218	343	3	review	review	NOUN
fsr-3218	343	4	,	,	PUNCT
fsr-3218	343	5	8	8	NUM
fsr-3218	343	6	,	,	PUNCT
fsr-3218	343	7	163–181	163–181	NUM
fsr-3218	343	8	.	.	PUNCT
fsr-3218	344	1	appendix	appendix	VERB
fsr-3218	344	2	b	b	NUM
fsr-3218	344	3	:	:	PUNCT
fsr-3218	344	4	zimbardo	zimbardo	NOUN
fsr-3218	344	5	time	time	NOUN
fsr-3218	344	6	perspective	perspective	PROPN
fsr-3218	344	7	inventory	inventory	NOUN
fsr-3218	344	8	(	(	PUNCT
fsr-3218	344	9	ztpi	ztpi	NOUN
fsr-3218	344	10	)	)	PUNCT
fsr-3218	344	11	scale	scale	NOUN
fsr-3218	344	12	items	item	NOUN
fsr-3218	344	13	ztpi	ztpi	VERB
fsr-3218	344	14	present	present	ADJ
fsr-3218	344	15	-	-	PUNCT
fsr-3218	344	16	hedonistic	hedonistic	ADJ
fsr-3218	344	17	scale	scale	NOUN
fsr-3218	344	18	items	item	NOUN
fsr-3218	344	19	:	:	PUNCT
fsr-3218	344	20	i	i	PRON
fsr-3218	344	21	believe	believe	VERB
fsr-3218	344	22	that	that	SCONJ
fsr-3218	344	23	getting	get	VERB
fsr-3218	344	24	together	together	ADV
fsr-3218	344	25	with	with	ADP
fsr-3218	344	26	one	one	NUM
fsr-3218	344	27	’s	’s	PART
fsr-3218	344	28	friends	friend	NOUN
fsr-3218	344	29	to	to	ADP
fsr-3218	344	30	party	party	PROPN
fsr-3218	344	31	is	be	AUX
fsr-3218	344	32	one	one	NUM
fsr-3218	344	33	of	of	ADP
fsr-3218	344	34	life	life	NOUN
fsr-3218	344	35	’s	’s	PART
fsr-3218	344	36	important	important	ADJ
fsr-3218	344	37	pleasures	pleasure	NOUN
fsr-3218	344	38	.	.	PUNCT
fsr-3218	345	1	i	i	PRON
fsr-3218	345	2	do	do	VERB
fsr-3218	345	3	things	thing	NOUN
fsr-3218	345	4	impulsively	impulsively	ADV
fsr-3218	345	5	.	.	PUNCT
fsr-3218	346	1	i	i	PRON
fsr-3218	346	2	try	try	VERB
fsr-3218	346	3	to	to	PART
fsr-3218	346	4	live	live	VERB
fsr-3218	346	5	my	my	PRON
fsr-3218	346	6	life	life	NOUN
fsr-3218	346	7	as	as	ADV
fsr-3218	346	8	fully	fully	ADV
fsr-3218	346	9	as	as	ADP
fsr-3218	346	10	possible	possible	ADJ
fsr-3218	346	11	,	,	PUNCT
fsr-3218	346	12	one	one	NUM
fsr-3218	346	13	day	day	NOUN
fsr-3218	346	14	at	at	ADP
fsr-3218	346	15	a	a	DET
fsr-3218	346	16	time	time	NOUN
fsr-3218	346	17	.	.	PUNCT
fsr-3218	347	1	i	i	PRON
fsr-3218	347	2	make	make	VERB
fsr-3218	347	3	decisions	decision	NOUN
fsr-3218	347	4	on	on	ADP
fsr-3218	347	5	the	the	DET
fsr-3218	347	6	spur	spur	NOUN
fsr-3218	347	7	of	of	ADP
fsr-3218	347	8	the	the	DET
fsr-3218	347	9	moment	moment	NOUN
fsr-3218	347	10	.	.	PUNCT
fsr-3218	348	1	it	it	PRON
fsr-3218	348	2	is	be	AUX
fsr-3218	348	3	important	important	ADJ
fsr-3218	348	4	to	to	PART
fsr-3218	348	5	put	put	VERB
fsr-3218	348	6	excitement	excitement	NOUN
fsr-3218	348	7	in	in	ADP
fsr-3218	348	8	my	my	PRON
fsr-3218	348	9	life	life	NOUN
fsr-3218	348	10	.	.	PUNCT
fsr-3218	349	1	taking	take	VERB
fsr-3218	349	2	risks	risk	NOUN
fsr-3218	349	3	keeps	keep	VERB
fsr-3218	349	4	my	my	PRON
fsr-3218	349	5	life	life	NOUN
fsr-3218	349	6	from	from	ADP
fsr-3218	349	7	becoming	become	VERB
fsr-3218	349	8	boring	bore	VERB
fsr-3218	349	9	.	.	PUNCT
fsr-3218	350	1	it	it	PRON
fsr-3218	350	2	is	be	AUX
fsr-3218	350	3	more	more	ADV
fsr-3218	350	4	important	important	ADJ
fsr-3218	350	5	for	for	SCONJ
fsr-3218	350	6	me	i	PRON
fsr-3218	350	7	to	to	PART
fsr-3218	350	8	enjoy	enjoy	VERB
fsr-3218	350	9	life	life	NOUN
fsr-3218	350	10	’s	’s	PART
fsr-3218	350	11	journey	journey	NOUN
fsr-3218	350	12	than	than	SCONJ
fsr-3218	350	13	to	to	PART
fsr-3218	350	14	focus	focus	VERB
fsr-3218	350	15	only	only	ADV
fsr-3218	350	16	on	on	ADP
fsr-3218	350	17	the	the	DET
fsr-3218	350	18	destination	destination	NOUN
fsr-3218	350	19	.	.	PUNCT
fsr-3218	351	1	i	i	PRON
fsr-3218	351	2	find	find	VERB
fsr-3218	351	3	myself	myself	PRON
fsr-3218	351	4	getting	getting	AUX
fsr-3218	351	5	swept	sweep	VERB
fsr-3218	351	6	up	up	ADP
fsr-3218	351	7	in	in	ADP
fsr-3218	351	8	the	the	DET
fsr-3218	351	9	excitement	excitement	NOUN
fsr-3218	351	10	of	of	ADP
fsr-3218	351	11	the	the	DET
fsr-3218	351	12	moment	moment	NOUN
fsr-3218	351	13	.	.	PUNCT
fsr-3218	352	1	i	i	PRON
fsr-3218	352	2	prefer	prefer	VERB
fsr-3218	352	3	friends	friend	NOUN
fsr-3218	352	4	who	who	PRON
fsr-3218	352	5	are	be	AUX
fsr-3218	352	6	spontaneous	spontaneous	ADJ
fsr-3218	352	7	rather	rather	ADV
fsr-3218	352	8	than	than	ADP
fsr-3218	352	9	predictable	predictable	ADJ
fsr-3218	352	10	.	.	PUNCT
fsr-3218	353	1	ztpi	ztpi	NOUN
fsr-3218	353	2	future	future	ADJ
fsr-3218	353	3	scale	scale	NOUN
fsr-3218	353	4	items	item	NOUN
fsr-3218	353	5	:	:	PUNCT
fsr-3218	353	6	i	i	PRON
fsr-3218	353	7	believe	believe	VERB
fsr-3218	353	8	a	a	DET
fsr-3218	353	9	person	person	NOUN
fsr-3218	353	10	’s	’s	PART
fsr-3218	353	11	day	day	NOUN
fsr-3218	353	12	should	should	AUX
fsr-3218	353	13	be	be	AUX
fsr-3218	353	14	planned	plan	VERB
fsr-3218	353	15	ahead	ahead	ADV
fsr-3218	353	16	each	each	DET
fsr-3218	353	17	morning	morning	NOUN
fsr-3218	353	18	.	.	PUNCT
fsr-3218	354	1	when	when	SCONJ
fsr-3218	354	2	i	i	PRON
fsr-3218	354	3	want	want	VERB
fsr-3218	354	4	to	to	PART
fsr-3218	354	5	achieve	achieve	VERB
fsr-3218	354	6	something	something	PRON
fsr-3218	354	7	,	,	PUNCT
fsr-3218	354	8	i	i	PRON
fsr-3218	354	9	set	set	VERB
fsr-3218	354	10	goals	goal	NOUN
fsr-3218	354	11	and	and	CCONJ
fsr-3218	354	12	consider	consider	VERB
fsr-3218	354	13	specific	specific	ADJ
fsr-3218	354	14	means	mean	NOUN
fsr-3218	354	15	for	for	ADP
fsr-3218	354	16	reaching	reach	VERB
fsr-3218	354	17	those	those	DET
fsr-3218	354	18	goals	goal	NOUN
fsr-3218	354	19	.	.	PUNCT
fsr-3218	355	1	meeting	meet	VERB
fsr-3218	355	2	tomorrow	tomorrow	NOUN
fsr-3218	355	3	’s	’s	PART
fsr-3218	355	4	deadlines	deadline	NOUN
fsr-3218	355	5	and	and	CCONJ
fsr-3218	355	6	doing	do	VERB
fsr-3218	355	7	other	other	ADJ
fsr-3218	355	8	necessary	necessary	ADJ
fsr-3218	355	9	work	work	NOUN
fsr-3218	355	10	comes	come	VERB
fsr-3218	355	11	before	before	ADP
fsr-3218	355	12	tonight	tonight	NOUN
fsr-3218	355	13	’s	’s	PART
fsr-3218	355	14	play	play	NOUN
fsr-3218	355	15	.	.	PUNCT
fsr-3218	356	1	it	it	PRON
fsr-3218	356	2	upsets	upset	VERB
fsr-3218	356	3	me	i	PRON
fsr-3218	356	4	to	to	PART
fsr-3218	356	5	be	be	AUX
fsr-3218	356	6	late	late	ADJ
fsr-3218	356	7	for	for	ADP
fsr-3218	356	8	appointments	appointment	NOUN
fsr-3218	356	9	.	.	PUNCT
fsr-3218	357	1	i	i	PRON
fsr-3218	357	2	meet	meet	VERB
fsr-3218	357	3	my	my	PRON
fsr-3218	357	4	obligations	obligation	NOUN
fsr-3218	357	5	to	to	ADP
fsr-3218	357	6	friends	friend	NOUN
fsr-3218	357	7	and	and	CCONJ
fsr-3218	357	8	authorities	authority	NOUN
fsr-3218	357	9	on	on	ADP
fsr-3218	357	10	time	time	NOUN
fsr-3218	357	11	.	.	PUNCT
fsr-3218	358	1	i	i	PRON
fsr-3218	358	2	complete	complete	VERB
fsr-3218	358	3	projects	project	NOUN
fsr-3218	358	4	on	on	ADP
fsr-3218	358	5	time	time	NOUN
fsr-3218	358	6	by	by	ADP
fsr-3218	358	7	making	make	VERB
fsr-3218	358	8	steady	steady	ADJ
fsr-3218	358	9	progress	progress	NOUN
fsr-3218	358	10	.	.	PUNCT
fsr-3218	359	1	i	i	PRON
fsr-3218	359	2	make	make	VERB
fsr-3218	359	3	lists	list	NOUN
fsr-3218	359	4	of	of	ADP
fsr-3218	359	5	things	thing	NOUN
fsr-3218	359	6	i	i	PRON
fsr-3218	359	7	must	must	AUX
fsr-3218	359	8	do	do	VERB
fsr-3218	359	9	.	.	PUNCT
fsr-3218	360	1	i	i	PRON
fsr-3218	360	2	am	be	AUX
fsr-3218	360	3	able	able	ADJ
fsr-3218	360	4	to	to	PART
fsr-3218	360	5	resist	resist	VERB
fsr-3218	360	6	temptations	temptation	NOUN
fsr-3218	360	7	when	when	SCONJ
fsr-3218	360	8	i	i	PRON
fsr-3218	360	9	know	know	VERB
fsr-3218	360	10	there	there	PRON
fsr-3218	360	11	is	be	VERB
fsr-3218	360	12	work	work	NOUN
fsr-3218	360	13	to	to	PART
fsr-3218	360	14	be	be	AUX
fsr-3218	360	15	done	do	VERB
fsr-3218	360	16	.	.	PUNCT
fsr-3218	361	1	i	i	PRON
fsr-3218	361	2	keep	keep	VERB
fsr-3218	361	3	working	work	VERB
fsr-3218	361	4	at	at	ADP
fsr-3218	361	5	a	a	DET
fsr-3218	361	6	difficult	difficult	ADJ
fsr-3218	361	7	,	,	PUNCT
fsr-3218	361	8	uninteresting	uninteresting	ADJ
fsr-3218	361	9	task	task	NOUN
fsr-3218	361	10	if	if	SCONJ
fsr-3218	361	11	it	it	PRON
fsr-3218	361	12	will	will	AUX
fsr-3218	361	13	help	help	VERB
fsr-3218	361	14	me	i	PRON
fsr-3218	361	15	get	get	VERB
fsr-3218	361	16	ahead	ahead	ADV
fsr-3218	361	17	.	.	PUNCT
fsr-3218	362	1	consistent	consistent	ADJ
fsr-3218	362	2	with	with	ADP
fsr-3218	362	3	ryack	ryack	NOUN
fsr-3218	362	4	(	(	PUNCT
fsr-3218	362	5	2012	2012	NUM
fsr-3218	362	6	,	,	PUNCT
fsr-3218	362	7	2015	2015	NUM
fsr-3218	362	8	)	)	PUNCT
fsr-3218	362	9	,	,	PUNCT
fsr-3218	362	10	the	the	DET
fsr-3218	362	11	present	present	ADJ
fsr-3218	362	12	scale	scale	NOUN
fsr-3218	362	13	items	item	NOUN
fsr-3218	362	14	used	use	VERB
fsr-3218	362	15	in	in	ADP
fsr-3218	362	16	this	this	DET
fsr-3218	362	17	study	study	NOUN
fsr-3218	362	18	include	include	VERB
fsr-3218	362	19	nine	nine	NUM
fsr-3218	362	20	of	of	ADP
fsr-3218	362	21	the	the	DET
fsr-3218	362	22	15	15	NUM
fsr-3218	362	23	items	item	NOUN
fsr-3218	362	24	from	from	ADP
fsr-3218	362	25	the	the	DET
fsr-3218	362	26	original	original	ADJ
fsr-3218	362	27	ztpi	ztpi	NOUN
fsr-3218	362	28	present	present	ADJ
fsr-3218	362	29	-	-	PUNCT
fsr-3218	362	30	hedonistic	hedonistic	ADJ
fsr-3218	362	31	scale	scale	NOUN
fsr-3218	362	32	and	and	CCONJ
fsr-3218	362	33	the	the	DET
fsr-3218	362	34	future	future	ADJ
fsr-3218	362	35	scale	scale	NOUN
fsr-3218	362	36	items	item	NOUN
fsr-3218	362	37	used	use	VERB
fsr-3218	362	38	include	include	VERB
fsr-3218	362	39	nine	nine	NUM
fsr-3218	362	40	of	of	ADP
fsr-3218	362	41	the	the	DET
fsr-3218	362	42	thirteen	thirteen	NUM
fsr-3218	362	43	items	item	NOUN
fsr-3218	362	44	from	from	ADP
fsr-3218	362	45	the	the	DET
fsr-3218	362	46	original	original	ADJ
fsr-3218	362	47	ztpi	ztpi	NOUN
fsr-3218	362	48	future	future	ADJ
fsr-3218	362	49	scale	scale	NOUN
fsr-3218	362	50	(	(	PUNCT
fsr-3218	362	51	zimbardo	zimbardo	NOUN
fsr-3218	362	52	&	&	CCONJ
fsr-3218	362	53	boyd	boyd	PROPN
fsr-3218	362	54	,	,	PUNCT
fsr-3218	362	55	1999	1999	NUM
fsr-3218	362	56	)	)	PUNCT
fsr-3218	362	57	.	.	PUNCT
fsr-3218	363	1	ryack	ryack	NOUN
fsr-3218	363	2	(	(	PUNCT
fsr-3218	363	3	2012	2012	NUM
fsr-3218	363	4	)	)	PUNCT
fsr-3218	363	5	conducted	conduct	VERB
fsr-3218	363	6	confirmatory	confirmatory	NOUN
fsr-3218	363	7	factor	factor	NOUN
fsr-3218	363	8	analyses	analyse	VERB
fsr-3218	363	9	on	on	ADP
fsr-3218	363	10	these	these	DET
fsr-3218	363	11	scale	scale	NOUN
fsr-3218	363	12	items	item	NOUN
fsr-3218	363	13	using	use	VERB
fsr-3218	363	14	a	a	DET
fsr-3218	363	15	sample	sample	NOUN
fsr-3218	363	16	of	of	ADP
fsr-3218	363	17	college	college	NOUN
fsr-3218	363	18	students	student	NOUN
fsr-3218	363	19	and	and	CCONJ
fsr-3218	363	20	found	find	VERB
fsr-3218	363	21	the	the	DET
fsr-3218	363	22	revisions	revision	NOUN
fsr-3218	363	23	did	do	AUX
fsr-3218	363	24	not	not	PART
fsr-3218	363	25	significantly	significantly	ADV
fsr-3218	363	26	alter	alter	VERB
fsr-3218	363	27	scale	scale	NOUN
fsr-3218	363	28	integrity	integrity	NOUN
fsr-3218	363	29	.	.	PUNCT
fsr-3218	364	1	176	176	NUM
fsr-3218	364	2	k.	k.	PROPN
fsr-3218	364	3	n.	n.	PROPN
fsr-3218	364	4	ryack	ryack	PROPN
fsr-3218	364	5	,	,	PUNCT
fsr-3218	364	6	a.	a.	NOUN
fsr-3218	364	7	sheikh	sheikh	PROPN
fsr-3218	364	8	/	/	SYM
fsr-3218	364	9	financial	financial	ADJ
fsr-3218	364	10	services	service	NOUN
fsr-3218	364	11	review	review	VERB
fsr-3218	364	12	25	25	NUM
fsr-3218	364	13	(	(	PUNCT
fsr-3218	364	14	2016	2016	NUM
fsr-3218	364	15	)	)	PUNCT
fsr-3218	364	16	157–180	157–180	NUM
fsr-3218	364	17	references	reference	NOUN
fsr-3218	364	18	anbar	anbar	NOUN
fsr-3218	364	19	,	,	PUNCT
fsr-3218	364	20	a.	a.	PROPN
fsr-3218	364	21	,	,	PUNCT
fsr-3218	364	22	&	&	CCONJ
fsr-3218	364	23	eker	eker	PROPN
fsr-3218	364	24	,	,	PUNCT
fsr-3218	364	25	m.	m.	NOUN
fsr-3218	364	26	(	(	PUNCT
fsr-3218	364	27	2010	2010	NUM
fsr-3218	364	28	)	)	PUNCT
fsr-3218	364	29	.	.	PUNCT
fsr-3218	365	1	an	an	DET
fsr-3218	365	2	empirical	empirical	ADJ
fsr-3218	365	3	investigation	investigation	NOUN
fsr-3218	365	4	for	for	ADP
fsr-3218	365	5	determining	determine	VERB
fsr-3218	365	6	of	of	ADP
fsr-3218	365	7	the	the	DET
fsr-3218	365	8	relation	relation	NOUN
fsr-3218	365	9	between	between	ADP
fsr-3218	365	10	personal	personal	ADJ
fsr-3218	365	11	financial	financial	ADJ
fsr-3218	365	12	risk	risk	NOUN
fsr-3218	365	13	tolerance	tolerance	NOUN
fsr-3218	365	14	and	and	CCONJ
fsr-3218	365	15	demographic	demographic	ADJ
fsr-3218	365	16	characteristic	characteristic	NOUN
fsr-3218	365	17	.	.	PUNCT
fsr-3218	366	1	ege	ege	PROPN
fsr-3218	366	2	akademik	akademik	PROPN
fsr-3218	366	3	bakis	bakis	PROPN
fsr-3218	366	4	,	,	PUNCT
fsr-3218	366	5	10	10	NUM
fsr-3218	366	6	,	,	PUNCT
fsr-3218	366	7	503–522	503–522	NUM
fsr-3218	366	8	.	.	PUNCT
fsr-3218	366	9	antonites	antonites	PROPN
fsr-3218	366	10	,	,	PUNCT
fsr-3218	366	11	a.	a.	PROPN
fsr-3218	366	12	j.	j.	PROPN
fsr-3218	366	13	,	,	PUNCT
fsr-3218	366	14	&	&	CCONJ
fsr-3218	366	15	wordsworth	wordsworth	PROPN
fsr-3218	366	16	,	,	PUNCT
fsr-3218	366	17	r.	r.	PROPN
fsr-3218	366	18	(	(	PUNCT
fsr-3218	366	19	2009	2009	NUM
fsr-3218	366	20	)	)	PUNCT
fsr-3218	366	21	.	.	PUNCT
fsr-3218	367	1	risk	risk	NOUN
fsr-3218	367	2	tolerance	tolerance	NOUN
fsr-3218	367	3	:	:	PUNCT
fsr-3218	367	4	a	a	DET
fsr-3218	367	5	perspective	perspective	NOUN
fsr-3218	367	6	on	on	ADP
fsr-3218	367	7	entrepreneurship	entrepreneurship	NOUN
fsr-3218	367	8	education	education	NOUN
fsr-3218	367	9	.	.	PUNCT
fsr-3218	368	1	southern	southern	ADJ
fsr-3218	368	2	african	african	ADJ
fsr-3218	368	3	business	business	PROPN
fsr-3218	368	4	review	review	NOUN
fsr-3218	368	5	,	,	PUNCT
fsr-3218	368	6	13	13	NUM
fsr-3218	368	7	,	,	PUNCT
fsr-3218	368	8	69–85	69–85	NUM
fsr-3218	368	9	.	.	PUNCT
fsr-3218	369	1	appleby	appleby	PROPN
fsr-3218	369	2	,	,	PUNCT
fsr-3218	369	3	p.	p.	PROPN
fsr-3218	369	4	r.	r.	PROPN
fsr-3218	369	5	,	,	PUNCT
fsr-3218	369	6	marks	mark	NOUN
fsr-3218	369	7	,	,	PUNCT
fsr-3218	369	8	g.	g.	PROPN
fsr-3218	369	9	,	,	PUNCT
fsr-3218	369	10	ayala	ayala	PROPN
fsr-3218	369	11	,	,	PUNCT
fsr-3218	369	12	a.	a.	PROPN
fsr-3218	369	13	,	,	PUNCT
fsr-3218	369	14	miller	miller	PROPN
fsr-3218	369	15	,	,	PUNCT
fsr-3218	369	16	l.	l.	PROPN
fsr-3218	369	17	c.	c.	PROPN
fsr-3218	369	18	,	,	PUNCT
fsr-3218	369	19	murphy	murphy	PROPN
fsr-3218	369	20	,	,	PUNCT
fsr-3218	369	21	s.	s.	PROPN
fsr-3218	369	22	,	,	PUNCT
fsr-3218	369	23	&	&	CCONJ
fsr-3218	369	24	mansergh	mansergh	NOUN
fsr-3218	369	25	,	,	PUNCT
fsr-3218	369	26	g.	g.	PROPN
fsr-3218	369	27	(	(	PUNCT
fsr-3218	369	28	2005	2005	NUM
fsr-3218	369	29	)	)	PUNCT
fsr-3218	369	30	.	.	PUNCT
fsr-3218	370	1	consideration	consideration	NOUN
fsr-3218	370	2	of	of	ADP
fsr-3218	370	3	future	future	ADJ
fsr-3218	370	4	consequences	consequence	NOUN
fsr-3218	370	5	and	and	CCONJ
fsr-3218	370	6	unprotected	unprotected	ADJ
fsr-3218	370	7	anal	anal	ADJ
fsr-3218	370	8	intercourse	intercourse	NOUN
fsr-3218	370	9	among	among	ADP
fsr-3218	370	10	men	man	NOUN
fsr-3218	370	11	who	who	PRON
fsr-3218	370	12	have	have	VERB
fsr-3218	370	13	sex	sex	NOUN
fsr-3218	370	14	with	with	ADP
fsr-3218	370	15	men	man	NOUN
fsr-3218	370	16	.	.	PUNCT
fsr-3218	371	1	journal	journal	PROPN
fsr-3218	371	2	of	of	ADP
fsr-3218	371	3	homosexuality	homosexuality	NOUN
fsr-3218	371	4	,	,	PUNCT
fsr-3218	371	5	50	50	NUM
fsr-3218	371	6	,	,	PUNCT
fsr-3218	371	7	119–133	119–133	NUM
fsr-3218	371	8	.	.	PUNCT
fsr-3218	372	1	bailey	bailey	PROPN
fsr-3218	372	2	,	,	PUNCT
fsr-3218	372	3	j.	j.	PROPN
fsr-3218	372	4	,	,	PUNCT
fsr-3218	372	5	&	&	CCONJ
fsr-3218	372	6	kinerson	kinerson	PROPN
fsr-3218	372	7	,	,	PUNCT
fsr-3218	372	8	c.	c.	PROPN
fsr-3218	372	9	(	(	PUNCT
fsr-3218	372	10	2005	2005	NUM
fsr-3218	372	11	)	)	PUNCT
fsr-3218	372	12	.	.	PUNCT
fsr-3218	373	1	regret	regret	PROPN
fsr-3218	373	2	avoidance	avoidance	NOUN
fsr-3218	373	3	and	and	CCONJ
fsr-3218	373	4	risk	risk	NOUN
fsr-3218	373	5	tolerance	tolerance	NOUN
fsr-3218	373	6	.	.	PUNCT
fsr-3218	374	1	financial	financial	ADJ
fsr-3218	374	2	counseling	counseling	NOUN
fsr-3218	374	3	and	and	CCONJ
fsr-3218	374	4	planning	planning	NOUN
fsr-3218	374	5	,	,	PUNCT
fsr-3218	374	6	16	16	NUM
fsr-3218	374	7	,	,	PUNCT
fsr-3218	374	8	24–28	24–28	NUM
fsr-3218	374	9	.	.	PUNCT
fsr-3218	374	10	bajtelsmit	bajtelsmit	NOUN
fsr-3218	374	11	,	,	PUNCT
fsr-3218	374	12	v.	v.	PROPN
fsr-3218	374	13	l.	l.	PROPN
fsr-3218	374	14	,	,	PUNCT
fsr-3218	374	15	bernasek	bernasek	PROPN
fsr-3218	374	16	,	,	PUNCT
fsr-3218	374	17	a.	a.	NOUN
fsr-3218	374	18	,	,	PUNCT
fsr-3218	374	19	&	&	CCONJ
fsr-3218	374	20	jianakoplos	jianakoplos	PROPN
fsr-3218	374	21	,	,	PUNCT
fsr-3218	374	22	n.	n.	PROPN
fsr-3218	374	23	a.	a.	PROPN
fsr-3218	374	24	(	(	PUNCT
fsr-3218	374	25	1999	1999	NUM
fsr-3218	374	26	)	)	PUNCT
fsr-3218	374	27	.	.	PUNCT
fsr-3218	375	1	gender	gender	NOUN
fsr-3218	375	2	differences	difference	NOUN
fsr-3218	375	3	in	in	ADP
fsr-3218	375	4	defined	define	VERB
fsr-3218	375	5	contribution	contribution	NOUN
fsr-3218	375	6	pension	pension	NOUN
fsr-3218	375	7	decisions	decision	NOUN
fsr-3218	375	8	.	.	PUNCT
fsr-3218	376	1	financial	financial	ADJ
fsr-3218	376	2	services	service	NOUN
fsr-3218	376	3	review	review	NOUN
fsr-3218	376	4	,	,	PUNCT
fsr-3218	376	5	8	8	NUM
fsr-3218	376	6	,	,	PUNCT
fsr-3218	376	7	1–10	1–10	NOUN
fsr-3218	376	8	.	.	PUNCT
fsr-3218	377	1	bernasek	bernasek	PROPN
fsr-3218	377	2	,	,	PUNCT
fsr-3218	377	3	a.	a.	PROPN
fsr-3218	377	4	,	,	PUNCT
fsr-3218	377	5	&	&	CCONJ
fsr-3218	377	6	shwiff	shwiff	PROPN
fsr-3218	377	7	,	,	PUNCT
fsr-3218	377	8	s.	s.	PROPN
fsr-3218	377	9	(	(	PUNCT
fsr-3218	377	10	2001	2001	NUM
fsr-3218	377	11	)	)	PUNCT
fsr-3218	377	12	.	.	PUNCT
fsr-3218	378	1	gender	gender	NOUN
fsr-3218	378	2	,	,	PUNCT
fsr-3218	378	3	risk	risk	NOUN
fsr-3218	378	4	and	and	CCONJ
fsr-3218	378	5	retirement	retirement	NOUN
fsr-3218	378	6	.	.	PUNCT
fsr-3218	379	1	journal	journal	NOUN
fsr-3218	379	2	of	of	ADP
fsr-3218	379	3	economic	economic	ADJ
fsr-3218	379	4	issues	issue	NOUN
fsr-3218	379	5	,	,	PUNCT
fsr-3218	379	6	35	35	NUM
fsr-3218	379	7	,	,	PUNCT
fsr-3218	379	8	345–356	345–356	NUM
fsr-3218	379	9	.	.	PUNCT
fsr-3218	380	1	boniwell	boniwell	PROPN
fsr-3218	380	2	,	,	PUNCT
fsr-3218	380	3	i.	i.	PROPN
fsr-3218	380	4	,	,	PUNCT
fsr-3218	380	5	&	&	CCONJ
fsr-3218	380	6	zimbardo	zimbardo	PROPN
fsr-3218	380	7	,	,	PUNCT
fsr-3218	380	8	p.	p.	NOUN
fsr-3218	380	9	g.	g.	PROPN
fsr-3218	380	10	(	(	PUNCT
fsr-3218	380	11	2004	2004	NUM
fsr-3218	380	12	)	)	PUNCT
fsr-3218	380	13	.	.	PUNCT
fsr-3218	381	1	balancing	balance	VERB
fsr-3218	381	2	one	one	NUM
fsr-3218	381	3	’s	’s	PART
fsr-3218	381	4	time	time	NOUN
fsr-3218	381	5	perspective	perspective	NOUN
fsr-3218	381	6	in	in	ADP
fsr-3218	381	7	pursuit	pursuit	NOUN
fsr-3218	381	8	of	of	ADP
fsr-3218	381	9	optimal	optimal	ADJ
fsr-3218	381	10	functioning	functioning	NOUN
fsr-3218	381	11	.	.	PUNCT
fsr-3218	382	1	in	in	ADP
fsr-3218	382	2	p.	p.	PROPN
fsr-3218	382	3	a.	a.	PROPN
fsr-3218	382	4	linley	linley	PROPN
fsr-3218	382	5	&	&	CCONJ
fsr-3218	382	6	s.	s.	PROPN
fsr-3218	382	7	joseph	joseph	PROPN
fsr-3218	382	8	(	(	PUNCT
fsr-3218	382	9	eds	eds	PROPN
fsr-3218	382	10	.	.	PUNCT
fsr-3218	382	11	)	)	PUNCT
fsr-3218	382	12	,	,	PUNCT
fsr-3218	382	13	positive	positive	ADJ
fsr-3218	382	14	psychology	psychology	NOUN
fsr-3218	382	15	in	in	ADP
fsr-3218	382	16	practice	practice	NOUN
fsr-3218	382	17	.	.	PUNCT
fsr-3218	383	1	hoboken	hoboken	PROPN
fsr-3218	383	2	,	,	PUNCT
fsr-3218	383	3	nj	nj	PROPN
fsr-3218	383	4	:	:	PUNCT
fsr-3218	383	5	wiley	wiley	PROPN
fsr-3218	383	6	.	.	PUNCT
fsr-3218	384	1	d’alessio	d’alessio	NOUN
fsr-3218	384	2	,	,	PUNCT
fsr-3218	384	3	m.	m.	NOUN
fsr-3218	384	4	,	,	PUNCT
fsr-3218	384	5	guarino	guarino	PROPN
fsr-3218	384	6	,	,	PUNCT
fsr-3218	384	7	a.	a.	NOUN
fsr-3218	384	8	,	,	PUNCT
fsr-3218	384	9	de	de	X
fsr-3218	384	10	pascalis	pascalis	NOUN
fsr-3218	384	11	,	,	PUNCT
fsr-3218	384	12	v.	v.	PROPN
fsr-3218	384	13	,	,	PUNCT
fsr-3218	384	14	&	&	CCONJ
fsr-3218	384	15	zimbardo	zimbardo	PROPN
fsr-3218	384	16	,	,	PUNCT
fsr-3218	384	17	p.	p.	NOUN
fsr-3218	384	18	g.	g.	PROPN
fsr-3218	384	19	(	(	PUNCT
fsr-3218	384	20	2003	2003	NUM
fsr-3218	384	21	)	)	PUNCT
fsr-3218	384	22	.	.	PUNCT
fsr-3218	385	1	testing	testing	NOUN
fsr-3218	385	2	zimbardo	zimbardo	PROPN
fsr-3218	385	3	’s	’s	PART
fsr-3218	385	4	stanford	stanford	PROPN
fsr-3218	385	5	time	time	PROPN
fsr-3218	385	6	perspective	perspective	PROPN
fsr-3218	385	7	inventory	inventory	NOUN
fsr-3218	385	8	(	(	PUNCT
fsr-3218	385	9	stpi	stpi	NOUN
fsr-3218	385	10	)	)	PUNCT
fsr-3218	385	11	short	short	ADJ
fsr-3218	385	12	form	form	NOUN
fsr-3218	385	13	an	an	DET
fsr-3218	385	14	italian	italian	ADJ
fsr-3218	385	15	study	study	NOUN
fsr-3218	385	16	.	.	PUNCT
fsr-3218	386	1	time	time	NOUN
fsr-3218	386	2	&	&	CCONJ
fsr-3218	386	3	society	society	NOUN
fsr-3218	386	4	,	,	PUNCT
fsr-3218	386	5	12	12	NUM
fsr-3218	386	6	,	,	PUNCT
fsr-3218	386	7	333–347	333–347	NUM
fsr-3218	386	8	.	.	PUNCT
fsr-3218	387	1	davidson	davidson	PROPN
fsr-3218	387	2	,	,	PUNCT
fsr-3218	387	3	r.	r.	PROPN
fsr-3218	387	4	,	,	PUNCT
fsr-3218	387	5	&	&	CCONJ
fsr-3218	387	6	mackinnon	mackinnon	PROPN
fsr-3218	387	7	,	,	PUNCT
fsr-3218	387	8	j.	j.	PROPN
fsr-3218	387	9	g.	g.	PROPN
fsr-3218	387	10	(	(	PUNCT
fsr-3218	387	11	1993	1993	NUM
fsr-3218	387	12	)	)	PUNCT
fsr-3218	387	13	.	.	PUNCT
fsr-3218	388	1	estimation	estimation	NOUN
fsr-3218	388	2	and	and	CCONJ
fsr-3218	388	3	inference	inference	NOUN
fsr-3218	388	4	in	in	ADP
fsr-3218	388	5	econometrics	econometrics	NOUN
fsr-3218	388	6	.	.	PUNCT
fsr-3218	389	1	new	new	PROPN
fsr-3218	389	2	york	york	PROPN
fsr-3218	389	3	,	,	PUNCT
fsr-3218	389	4	ny	ny	PROPN
fsr-3218	389	5	:	:	PUNCT
fsr-3218	389	6	oxford	oxford	PROPN
fsr-3218	389	7	university	university	PROPN
fsr-3218	389	8	press	press	NOUN
fsr-3218	389	9	.	.	PUNCT
fsr-3218	390	1	dorr	dorr	PROPN
fsr-3218	390	2	,	,	PUNCT
fsr-3218	390	3	n.	n.	PROPN
fsr-3218	390	4	,	,	PUNCT
fsr-3218	390	5	krueckeberg	krueckeberg	PROPN
fsr-3218	390	6	,	,	PUNCT
fsr-3218	390	7	s.	s.	PROPN
fsr-3218	390	8	,	,	PUNCT
fsr-3218	390	9	strathman	strathman	PROPN
fsr-3218	390	10	,	,	PUNCT
fsr-3218	390	11	a.	a.	NOUN
fsr-3218	390	12	,	,	PUNCT
fsr-3218	390	13	&	&	CCONJ
fsr-3218	390	14	wood	wood	NOUN
fsr-3218	390	15	,	,	PUNCT
fsr-3218	390	16	m.	m.	NOUN
fsr-3218	390	17	d.	d.	PROPN
fsr-3218	390	18	(	(	PUNCT
fsr-3218	390	19	1999	1999	NUM
fsr-3218	390	20	)	)	PUNCT
fsr-3218	390	21	.	.	PUNCT
fsr-3218	391	1	psychosocial	psychosocial	PROPN
fsr-3218	391	2	correlates	correlate	VERB
fsr-3218	391	3	of	of	ADP
fsr-3218	391	4	voluntary	voluntary	ADJ
fsr-3218	391	5	hiv	hiv	NOUN
fsr-3218	391	6	antibody	antibody	NOUN
fsr-3218	391	7	testing	testing	NOUN
fsr-3218	391	8	in	in	ADP
fsr-3218	391	9	college	college	NOUN
fsr-3218	391	10	students	student	NOUN
fsr-3218	391	11	.	.	PUNCT
fsr-3218	392	1	aids	aids	PROPN
fsr-3218	392	2	education	education	NOUN
fsr-3218	392	3	and	and	CCONJ
fsr-3218	392	4	prevention	prevention	NOUN
fsr-3218	392	5	,	,	PUNCT
fsr-3218	392	6	11	11	NUM
fsr-3218	392	7	,	,	PUNCT
fsr-3218	392	8	14–27	14–27	NUM
fsr-3218	392	9	.	.	PUNCT
fsr-3218	392	10	embrey	embrey	PROPN
fsr-3218	392	11	,	,	PUNCT
fsr-3218	392	12	l.	l.	PROPN
fsr-3218	392	13	l.	l.	PROPN
fsr-3218	392	14	,	,	PUNCT
fsr-3218	392	15	&	&	CCONJ
fsr-3218	392	16	fox	fox	PROPN
fsr-3218	392	17	,	,	PUNCT
fsr-3218	392	18	j.	j.	PROPN
fsr-3218	392	19	j.	j.	PROPN
fsr-3218	392	20	(	(	PUNCT
fsr-3218	392	21	1997	1997	NUM
fsr-3218	392	22	)	)	PUNCT
fsr-3218	392	23	.	.	PUNCT
fsr-3218	393	1	gender	gender	NOUN
fsr-3218	393	2	differences	difference	NOUN
fsr-3218	393	3	in	in	ADP
fsr-3218	393	4	the	the	DET
fsr-3218	393	5	investment	investment	NOUN
fsr-3218	393	6	decision	decision	NOUN
fsr-3218	393	7	-	-	PUNCT
fsr-3218	393	8	making	make	VERB
fsr-3218	393	9	process	process	NOUN
fsr-3218	393	10	.	.	PUNCT
fsr-3218	394	1	financial	financial	ADJ
fsr-3218	394	2	counseling	counseling	NOUN
fsr-3218	394	3	and	and	CCONJ
fsr-3218	394	4	planning	planning	NOUN
fsr-3218	394	5	,	,	PUNCT
fsr-3218	394	6	8	8	NUM
fsr-3218	394	7	,	,	PUNCT
fsr-3218	394	8	33–39	33–39	NUM
fsr-3218	394	9	.	.	PUNCT
fsr-3218	395	1	epel	epel	PROPN
fsr-3218	395	2	,	,	PUNCT
fsr-3218	395	3	e.	e.	PROPN
fsr-3218	395	4	s.	s.	PROPN
fsr-3218	395	5	,	,	PUNCT
fsr-3218	395	6	bandura	bandura	NOUN
fsr-3218	395	7	,	,	PUNCT
fsr-3218	395	8	a.	a.	NOUN
fsr-3218	395	9	,	,	PUNCT
fsr-3218	395	10	&	&	CCONJ
fsr-3218	395	11	zimbardo	zimbardo	PROPN
fsr-3218	395	12	,	,	PUNCT
fsr-3218	395	13	p.	p.	NOUN
fsr-3218	395	14	g.	g.	PROPN
fsr-3218	395	15	(	(	PUNCT
fsr-3218	395	16	1999	1999	NUM
fsr-3218	395	17	)	)	PUNCT
fsr-3218	395	18	.	.	PUNCT
fsr-3218	396	1	escaping	escape	VERB
fsr-3218	396	2	homelessness	homelessness	NOUN
fsr-3218	396	3	:	:	PUNCT
fsr-3218	396	4	the	the	DET
fsr-3218	396	5	influences	influence	NOUN
fsr-3218	396	6	of	of	ADP
fsr-3218	396	7	self	self	NOUN
fsr-3218	396	8	-	-	PUNCT
fsr-3218	396	9	efficacy	efficacy	NOUN
fsr-3218	396	10	and	and	CCONJ
fsr-3218	396	11	time	time	NOUN
fsr-3218	396	12	perspective	perspective	NOUN
fsr-3218	396	13	on	on	ADP
fsr-3218	396	14	coping	cope	VERB
fsr-3218	396	15	with	with	ADP
fsr-3218	396	16	homelessness	homelessness	NOUN
fsr-3218	396	17	.	.	PUNCT
fsr-3218	397	1	journal	journal	NOUN
fsr-3218	397	2	of	of	ADP
fsr-3218	397	3	applied	apply	VERB
fsr-3218	397	4	social	social	ADJ
fsr-3218	397	5	psychology	psychology	NOUN
fsr-3218	397	6	,	,	PUNCT
fsr-3218	397	7	29	29	NUM
fsr-3218	397	8	,	,	PUNCT
fsr-3218	397	9	575–596	575–596	NUM
fsr-3218	397	10	.	.	PUNCT
fsr-3218	398	1	faff	faff	PROPN
fsr-3218	398	2	,	,	PUNCT
fsr-3218	398	3	r.	r.	PROPN
fsr-3218	398	4	,	,	PUNCT
fsr-3218	398	5	hallahan	hallahan	PROPN
fsr-3218	398	6	,	,	PUNCT
fsr-3218	398	7	t.	t.	PROPN
fsr-3218	398	8	,	,	PUNCT
fsr-3218	398	9	&	&	CCONJ
fsr-3218	398	10	mckenzie	mckenzie	PROPN
fsr-3218	398	11	,	,	PUNCT
fsr-3218	398	12	m.	m.	NOUN
fsr-3218	398	13	(	(	PUNCT
fsr-3218	398	14	2011	2011	NUM
fsr-3218	398	15	)	)	PUNCT
fsr-3218	398	16	.	.	PUNCT
fsr-3218	399	1	women	woman	NOUN
fsr-3218	399	2	and	and	CCONJ
fsr-3218	399	3	risk	risk	NOUN
fsr-3218	399	4	tolerance	tolerance	NOUN
fsr-3218	399	5	in	in	ADP
fsr-3218	399	6	an	an	DET
fsr-3218	399	7	aging	age	VERB
fsr-3218	399	8	world	world	NOUN
fsr-3218	399	9	.	.	PUNCT
fsr-3218	400	1	international	international	ADJ
fsr-3218	400	2	journal	journal	PROPN
fsr-3218	400	3	of	of	ADP
fsr-3218	400	4	accounting	accounting	NOUN
fsr-3218	400	5	and	and	CCONJ
fsr-3218	400	6	information	information	NOUN
fsr-3218	400	7	management	management	NOUN
fsr-3218	400	8	,	,	PUNCT
fsr-3218	400	9	19	19	NUM
fsr-3218	400	10	,	,	PUNCT
fsr-3218	400	11	100–117	100–117	NUM
fsr-3218	400	12	.	.	PUNCT
fsr-3218	401	1	faff	faff	PROPN
fsr-3218	401	2	,	,	PUNCT
fsr-3218	401	3	r.	r.	PROPN
fsr-3218	401	4	,	,	PUNCT
fsr-3218	401	5	mulino	mulino	PROPN
fsr-3218	401	6	,	,	PUNCT
fsr-3218	401	7	d.	d.	PROPN
fsr-3218	401	8	,	,	PUNCT
fsr-3218	401	9	&	&	CCONJ
fsr-3218	401	10	chai	chai	NOUN
fsr-3218	401	11	,	,	PUNCT
fsr-3218	401	12	d.	d.	PROPN
fsr-3218	401	13	(	(	PUNCT
fsr-3218	401	14	2008	2008	NUM
fsr-3218	401	15	)	)	PUNCT
fsr-3218	401	16	.	.	PUNCT
fsr-3218	402	1	on	on	ADP
fsr-3218	402	2	the	the	DET
fsr-3218	402	3	linkage	linkage	NOUN
fsr-3218	402	4	between	between	ADP
fsr-3218	402	5	financial	financial	ADJ
fsr-3218	402	6	risk	risk	NOUN
fsr-3218	402	7	tolerance	tolerance	NOUN
fsr-3218	402	8	and	and	CCONJ
fsr-3218	402	9	risk	risk	NOUN
fsr-3218	402	10	aversion	aversion	NOUN
fsr-3218	402	11	.	.	PUNCT
fsr-3218	403	1	the	the	DET
fsr-3218	403	2	journal	journal	NOUN
fsr-3218	403	3	of	of	ADP
fsr-3218	403	4	financial	financial	ADJ
fsr-3218	403	5	research	research	NOUN
fsr-3218	403	6	,	,	PUNCT
fsr-3218	403	7	xxxi	xxxi	PROPN
fsr-3218	403	8	,	,	PUNCT
fsr-3218	403	9	1–23	1–23	PROPN
fsr-3218	403	10	.	.	PUNCT
fsr-3218	404	1	finke	finke	PROPN
fsr-3218	404	2	,	,	PUNCT
fsr-3218	404	3	m.	m.	NOUN
fsr-3218	404	4	s.	s.	PROPN
fsr-3218	404	5	,	,	PUNCT
fsr-3218	404	6	&	&	CCONJ
fsr-3218	404	7	huston	huston	PROPN
fsr-3218	404	8	,	,	PUNCT
fsr-3218	404	9	s.	s.	PROPN
fsr-3218	404	10	j.	j.	PROPN
fsr-3218	404	11	(	(	PUNCT
fsr-3218	404	12	2003	2003	NUM
fsr-3218	404	13	)	)	PUNCT
fsr-3218	404	14	.	.	PUNCT
fsr-3218	405	1	the	the	DET
fsr-3218	405	2	brighter	bright	ADJ
fsr-3218	405	3	side	side	NOUN
fsr-3218	405	4	of	of	ADP
fsr-3218	405	5	financial	financial	ADJ
fsr-3218	405	6	risk	risk	NOUN
fsr-3218	405	7	:	:	PUNCT
fsr-3218	405	8	financial	financial	ADJ
fsr-3218	405	9	risk	risk	NOUN
fsr-3218	405	10	tolerance	tolerance	NOUN
fsr-3218	405	11	and	and	CCONJ
fsr-3218	405	12	wealth	wealth	NOUN
fsr-3218	405	13	.	.	PUNCT
fsr-3218	406	1	journal	journal	PROPN
fsr-3218	406	2	of	of	ADP
fsr-3218	406	3	family	family	NOUN
fsr-3218	406	4	and	and	CCONJ
fsr-3218	406	5	economic	economic	ADJ
fsr-3218	406	6	issues	issue	NOUN
fsr-3218	406	7	,	,	PUNCT
fsr-3218	406	8	24	24	NUM
fsr-3218	406	9	,	,	PUNCT
fsr-3218	406	10	233–255	233–255	NUM
fsr-3218	406	11	.	.	PUNCT
fsr-3218	407	1	fishbein	fishbein	PROPN
fsr-3218	407	2	,	,	PUNCT
fsr-3218	407	3	m.	m.	NOUN
fsr-3218	407	4	,	,	PUNCT
fsr-3218	407	5	&	&	CCONJ
fsr-3218	407	6	ajzen	ajzen	PROPN
fsr-3218	407	7	,	,	PUNCT
fsr-3218	407	8	i.	i.	NOUN
fsr-3218	407	9	(	(	PUNCT
fsr-3218	407	10	1975	1975	NUM
fsr-3218	407	11	)	)	PUNCT
fsr-3218	407	12	.	.	PUNCT
fsr-3218	408	1	belief	belief	NOUN
fsr-3218	408	2	,	,	PUNCT
fsr-3218	408	3	attitude	attitude	NOUN
fsr-3218	408	4	,	,	PUNCT
fsr-3218	408	5	intention	intention	NOUN
fsr-3218	408	6	,	,	PUNCT
fsr-3218	408	7	and	and	CCONJ
fsr-3218	408	8	behavior	behavior	NOUN
fsr-3218	408	9	:	:	PUNCT
fsr-3218	408	10	an	an	DET
fsr-3218	408	11	introduction	introduction	NOUN
fsr-3218	408	12	to	to	ADP
fsr-3218	408	13	theory	theory	NOUN
fsr-3218	408	14	and	and	CCONJ
fsr-3218	408	15	research	research	NOUN
fsr-3218	408	16	.	.	PUNCT
fsr-3218	409	1	reading	reading	NOUN
fsr-3218	409	2	,	,	PUNCT
fsr-3218	409	3	ma	ma	PROPN
fsr-3218	409	4	:	:	PUNCT
fsr-3218	409	5	addison	addison	PROPN
fsr-3218	409	6	-	-	PUNCT
fsr-3218	409	7	wesley	wesley	PROPN
fsr-3218	409	8	.	.	PUNCT
fsr-3218	410	1	gibson	gibson	PROPN
fsr-3218	410	2	,	,	PUNCT
fsr-3218	410	3	r.	r.	PROPN
fsr-3218	410	4	,	,	PUNCT
fsr-3218	410	5	michayluk	michayluk	PROPN
fsr-3218	410	6	,	,	PUNCT
fsr-3218	410	7	d.	d.	PROPN
fsr-3218	410	8	,	,	PUNCT
fsr-3218	410	9	&	&	CCONJ
fsr-3218	410	10	van	van	PROPN
fsr-3218	410	11	de	de	PROPN
fsr-3218	410	12	venter	venter	PROPN
fsr-3218	410	13	,	,	PUNCT
fsr-3218	410	14	g.	g.	PROPN
fsr-3218	410	15	(	(	PUNCT
fsr-3218	410	16	2013	2013	NUM
fsr-3218	410	17	)	)	PUNCT
fsr-3218	410	18	.	.	PUNCT
fsr-3218	411	1	financial	financial	ADJ
fsr-3218	411	2	risk	risk	NOUN
fsr-3218	411	3	tolerance	tolerance	NOUN
fsr-3218	411	4	:	:	PUNCT
fsr-3218	411	5	an	an	DET
fsr-3218	411	6	analysis	analysis	NOUN
fsr-3218	411	7	of	of	ADP
fsr-3218	411	8	unexplored	unexplored	ADJ
fsr-3218	411	9	factors	factor	NOUN
fsr-3218	411	10	.	.	PUNCT
fsr-3218	412	1	financial	financial	ADJ
fsr-3218	412	2	services	service	NOUN
fsr-3218	412	3	review	review	PROPN
fsr-3218	412	4	,	,	PUNCT
fsr-3218	412	5	22	22	NUM
fsr-3218	412	6	,	,	PUNCT
fsr-3218	412	7	23–50	23–50	NUM
fsr-3218	412	8	.	.	PUNCT
fsr-3218	413	1	gilliam	gilliam	PROPN
fsr-3218	413	2	,	,	PUNCT
fsr-3218	413	3	j.	j.	PROPN
fsr-3218	413	4	,	,	PUNCT
fsr-3218	413	5	chatterjee	chatterjee	PROPN
fsr-3218	413	6	,	,	PUNCT
fsr-3218	413	7	s.	s.	PROPN
fsr-3218	413	8	,	,	PUNCT
fsr-3218	413	9	&	&	CCONJ
fsr-3218	413	10	grable	grable	PROPN
fsr-3218	413	11	,	,	PUNCT
fsr-3218	413	12	j.	j.	PROPN
fsr-3218	413	13	(	(	PUNCT
fsr-3218	413	14	2010	2010	NUM
fsr-3218	413	15	)	)	PUNCT
fsr-3218	413	16	.	.	PUNCT
fsr-3218	414	1	measuring	measure	VERB
fsr-3218	414	2	the	the	DET
fsr-3218	414	3	perception	perception	NOUN
fsr-3218	414	4	of	of	ADP
fsr-3218	414	5	financial	financial	ADJ
fsr-3218	414	6	risk	risk	NOUN
fsr-3218	414	7	tolerance	tolerance	NOUN
fsr-3218	414	8	:	:	PUNCT
fsr-3218	414	9	a	a	DET
fsr-3218	414	10	tale	tale	NOUN
fsr-3218	414	11	of	of	ADP
fsr-3218	414	12	two	two	NUM
fsr-3218	414	13	measures	measure	NOUN
fsr-3218	414	14	.	.	PUNCT
fsr-3218	415	1	journal	journal	NOUN
fsr-3218	415	2	of	of	ADP
fsr-3218	415	3	financial	financial	ADJ
fsr-3218	415	4	counseling	counseling	NOUN
fsr-3218	415	5	and	and	CCONJ
fsr-3218	415	6	planning	planning	NOUN
fsr-3218	415	7	,	,	PUNCT
fsr-3218	415	8	21	21	NUM
fsr-3218	415	9	,	,	PUNCT
fsr-3218	415	10	30–43	30–43	NUM
fsr-3218	415	11	.	.	PUNCT
fsr-3218	416	1	gilliam	gilliam	PROPN
fsr-3218	416	2	,	,	PUNCT
fsr-3218	416	3	j.	j.	PROPN
fsr-3218	416	4	e.	e.	PROPN
fsr-3218	416	5	,	,	PUNCT
fsr-3218	416	6	&	&	CCONJ
fsr-3218	416	7	chatterjee	chatterjee	PROPN
fsr-3218	416	8	,	,	PUNCT
fsr-3218	416	9	s.	s.	PROPN
fsr-3218	416	10	(	(	PUNCT
fsr-3218	416	11	2011	2011	NUM
fsr-3218	416	12	)	)	PUNCT
fsr-3218	416	13	.	.	PUNCT
fsr-3218	417	1	the	the	DET
fsr-3218	417	2	influence	influence	NOUN
fsr-3218	417	3	of	of	ADP
fsr-3218	417	4	birth	birth	NOUN
fsr-3218	417	5	order	order	NOUN
fsr-3218	417	6	on	on	ADP
fsr-3218	417	7	financial	financial	ADJ
fsr-3218	417	8	risk	risk	NOUN
fsr-3218	417	9	tolerance	tolerance	NOUN
fsr-3218	417	10	.	.	PUNCT
fsr-3218	418	1	journal	journal	PROPN
fsr-3218	418	2	of	of	ADP
fsr-3218	418	3	business	business	PROPN
fsr-3218	418	4	&	&	CCONJ
fsr-3218	418	5	economics	economics	PROPN
fsr-3218	418	6	research	research	NOUN
fsr-3218	418	7	,	,	PUNCT
fsr-3218	418	8	9	9	NUM
fsr-3218	418	9	,	,	PUNCT
fsr-3218	418	10	43–50	43–50	NUM
fsr-3218	418	11	.	.	PUNCT
fsr-3218	419	1	gonzalez	gonzalez	PROPN
fsr-3218	419	2	,	,	PUNCT
fsr-3218	419	3	a.	a.	PROPN
fsr-3218	419	4	,	,	PUNCT
fsr-3218	419	5	&	&	CCONJ
fsr-3218	419	6	zimbardo	zimbardo	PROPN
fsr-3218	419	7	,	,	PUNCT
fsr-3218	419	8	p.	p.	NOUN
fsr-3218	419	9	g.	g.	PROPN
fsr-3218	419	10	(	(	PUNCT
fsr-3218	419	11	1985	1985	NUM
fsr-3218	419	12	)	)	PUNCT
fsr-3218	419	13	.	.	PUNCT
fsr-3218	420	1	time	time	NOUN
fsr-3218	420	2	in	in	ADP
fsr-3218	420	3	perspective	perspective	NOUN
fsr-3218	420	4	.	.	PUNCT
fsr-3218	421	1	psychology	psychology	NOUN
fsr-3218	421	2	today	today	NOUN
fsr-3218	421	3	,	,	PUNCT
fsr-3218	421	4	19	19	NUM
fsr-3218	421	5	,	,	PUNCT
fsr-3218	421	6	20–26	20–26	NUM
fsr-3218	421	7	.	.	PUNCT
fsr-3218	422	1	grable	grable	PROPN
fsr-3218	422	2	,	,	PUNCT
fsr-3218	422	3	j.	j.	PROPN
fsr-3218	422	4	e.	e.	PROPN
fsr-3218	422	5	(	(	PUNCT
fsr-3218	422	6	2000	2000	NUM
fsr-3218	422	7	)	)	PUNCT
fsr-3218	422	8	.	.	PUNCT
fsr-3218	423	1	financial	financial	ADJ
fsr-3218	423	2	risk	risk	NOUN
fsr-3218	423	3	tolerance	tolerance	NOUN
fsr-3218	423	4	and	and	CCONJ
fsr-3218	423	5	additional	additional	ADJ
fsr-3218	423	6	factors	factor	NOUN
fsr-3218	423	7	that	that	PRON
fsr-3218	423	8	affect	affect	VERB
fsr-3218	423	9	risk	risk	NOUN
fsr-3218	423	10	taking	take	VERB
fsr-3218	423	11	in	in	ADP
fsr-3218	423	12	everyday	everyday	ADJ
fsr-3218	423	13	money	money	NOUN
fsr-3218	423	14	matters	matter	NOUN
fsr-3218	423	15	.	.	PUNCT
fsr-3218	424	1	journal	journal	NOUN
fsr-3218	424	2	of	of	ADP
fsr-3218	424	3	business	business	NOUN
fsr-3218	424	4	and	and	CCONJ
fsr-3218	424	5	psychology	psychology	NOUN
fsr-3218	424	6	,	,	PUNCT
fsr-3218	424	7	14	14	NUM
fsr-3218	424	8	,	,	PUNCT
fsr-3218	424	9	625–630	625–630	NUM
fsr-3218	424	10	.	.	PUNCT
fsr-3218	425	1	grable	grable	PROPN
fsr-3218	425	2	,	,	PUNCT
fsr-3218	425	3	j.	j.	PROPN
fsr-3218	425	4	e.	e.	PROPN
fsr-3218	425	5	,	,	PUNCT
fsr-3218	425	6	&	&	CCONJ
fsr-3218	425	7	joo	joo	PROPN
fsr-3218	425	8	,	,	PUNCT
fsr-3218	425	9	s.-h	s.-h	NOUN
fsr-3218	425	10	.	.	PUNCT
fsr-3218	426	1	(	(	PUNCT
fsr-3218	426	2	2004	2004	NUM
fsr-3218	426	3	)	)	PUNCT
fsr-3218	426	4	.	.	PUNCT
fsr-3218	427	1	environmental	environmental	ADJ
fsr-3218	427	2	and	and	CCONJ
fsr-3218	427	3	biopsychosocial	biopsychosocial	ADJ
fsr-3218	427	4	factors	factor	NOUN
fsr-3218	427	5	associated	associate	VERB
fsr-3218	427	6	with	with	ADP
fsr-3218	427	7	financial	financial	ADJ
fsr-3218	427	8	risk	risk	NOUN
fsr-3218	427	9	tolerance	tolerance	NOUN
fsr-3218	427	10	.	.	PUNCT
fsr-3218	428	1	journal	journal	NOUN
fsr-3218	428	2	of	of	ADP
fsr-3218	428	3	financial	financial	ADJ
fsr-3218	428	4	counseling	counseling	NOUN
fsr-3218	428	5	and	and	CCONJ
fsr-3218	428	6	planning	planning	NOUN
fsr-3218	428	7	,	,	PUNCT
fsr-3218	428	8	15	15	NUM
fsr-3218	428	9	,	,	PUNCT
fsr-3218	428	10	73–82	73–82	NUM
fsr-3218	428	11	.	.	PUNCT
fsr-3218	428	12	grable	grable	PROPN
fsr-3218	428	13	,	,	PUNCT
fsr-3218	428	14	j.	j.	PROPN
fsr-3218	428	15	e.	e.	PROPN
fsr-3218	428	16	,	,	PUNCT
fsr-3218	428	17	&	&	CCONJ
fsr-3218	428	18	joo	joo	PROPN
fsr-3218	428	19	,	,	PUNCT
fsr-3218	428	20	s.	s.	PROPN
fsr-3218	428	21	(	(	PUNCT
fsr-3218	428	22	1997	1997	NUM
fsr-3218	428	23	)	)	PUNCT
fsr-3218	428	24	.	.	PUNCT
fsr-3218	429	1	determinants	determinant	NOUN
fsr-3218	429	2	of	of	ADP
fsr-3218	429	3	risk	risk	NOUN
fsr-3218	429	4	preference	preference	NOUN
fsr-3218	429	5	:	:	PUNCT
fsr-3218	429	6	implications	implication	NOUN
fsr-3218	429	7	for	for	ADP
fsr-3218	429	8	family	family	NOUN
fsr-3218	429	9	and	and	CCONJ
fsr-3218	429	10	consumer	consumer	NOUN
fsr-3218	429	11	science	science	NOUN
fsr-3218	429	12	professionals	professional	NOUN
fsr-3218	429	13	.	.	PUNCT
fsr-3218	430	1	family	family	NOUN
fsr-3218	430	2	economics	economic	NOUN
fsr-3218	430	3	and	and	CCONJ
fsr-3218	430	4	resource	resource	NOUN
fsr-3218	430	5	management	management	NOUN
fsr-3218	430	6	biennial	biennial	NOUN
fsr-3218	430	7	,	,	PUNCT
fsr-3218	430	8	2	2	NUM
fsr-3218	430	9	,	,	PUNCT
fsr-3218	430	10	19–24	19–24	NUM
fsr-3218	430	11	.	.	PUNCT
fsr-3218	431	1	grable	grable	PROPN
fsr-3218	431	2	,	,	PUNCT
fsr-3218	431	3	j.	j.	PROPN
fsr-3218	431	4	e.	e.	PROPN
fsr-3218	431	5	,	,	PUNCT
fsr-3218	431	6	&	&	CCONJ
fsr-3218	431	7	lytton	lytton	PROPN
fsr-3218	431	8	,	,	PUNCT
fsr-3218	431	9	r.	r.	PROPN
fsr-3218	431	10	h.	h.	PROPN
fsr-3218	431	11	(	(	PUNCT
fsr-3218	431	12	1998	1998	NUM
fsr-3218	431	13	)	)	PUNCT
fsr-3218	431	14	.	.	PUNCT
fsr-3218	432	1	investor	investor	NOUN
fsr-3218	432	2	risk	risk	NOUN
fsr-3218	432	3	tolerance	tolerance	NOUN
fsr-3218	432	4	:	:	PUNCT
fsr-3218	432	5	testing	test	VERB
fsr-3218	432	6	the	the	DET
fsr-3218	432	7	efficacy	efficacy	NOUN
fsr-3218	432	8	of	of	ADP
fsr-3218	432	9	demographics	demographic	NOUN
fsr-3218	432	10	as	as	ADP
fsr-3218	432	11	differentiating	differentiate	VERB
fsr-3218	432	12	and	and	CCONJ
fsr-3218	432	13	classifying	classify	VERB
fsr-3218	432	14	factors	factor	NOUN
fsr-3218	432	15	.	.	PUNCT
fsr-3218	433	1	financial	financial	ADJ
fsr-3218	433	2	counseling	counseling	NOUN
fsr-3218	433	3	and	and	CCONJ
fsr-3218	433	4	planning	planning	NOUN
fsr-3218	433	5	,	,	PUNCT
fsr-3218	433	6	9	9	NUM
fsr-3218	433	7	,	,	PUNCT
fsr-3218	433	8	61–73	61–73	NUM
fsr-3218	433	9	.	.	PUNCT
fsr-3218	434	1	grable	grable	PROPN
fsr-3218	434	2	,	,	PUNCT
fsr-3218	434	3	j.	j.	PROPN
fsr-3218	434	4	e.	e.	PROPN
fsr-3218	434	5	,	,	PUNCT
fsr-3218	434	6	&	&	CCONJ
fsr-3218	434	7	lytton	lytton	PROPN
fsr-3218	434	8	,	,	PUNCT
fsr-3218	434	9	r.	r.	PROPN
fsr-3218	434	10	h.	h.	PROPN
fsr-3218	434	11	(	(	PUNCT
fsr-3218	434	12	1999	1999	NUM
fsr-3218	434	13	)	)	PUNCT
fsr-3218	434	14	.	.	PUNCT
fsr-3218	435	1	financial	financial	ADJ
fsr-3218	435	2	risk	risk	NOUN
fsr-3218	435	3	tolerance	tolerance	NOUN
fsr-3218	435	4	revisited	revisit	VERB
fsr-3218	435	5	:	:	PUNCT
fsr-3218	435	6	the	the	DET
fsr-3218	435	7	development	development	NOUN
fsr-3218	435	8	of	of	ADP
fsr-3218	435	9	a	a	DET
fsr-3218	435	10	risk	risk	NOUN
fsr-3218	435	11	assessment	assessment	NOUN
fsr-3218	435	12	instrument	instrument	NOUN
fsr-3218	435	13	.	.	PUNCT
fsr-3218	436	1	financial	financial	ADJ
fsr-3218	436	2	services	service	NOUN
fsr-3218	436	3	review	review	NOUN
fsr-3218	436	4	,	,	PUNCT
fsr-3218	436	5	8	8	NUM
fsr-3218	436	6	,	,	PUNCT
fsr-3218	436	7	163–181	163–181	NUM
fsr-3218	436	8	.	.	PUNCT
fsr-3218	437	1	177k	177k	NUM
fsr-3218	437	2	.	.	PUNCT
fsr-3218	437	3	n.	n.	PROPN
fsr-3218	437	4	ryack	ryack	PROPN
fsr-3218	437	5	,	,	PUNCT
fsr-3218	437	6	a.	a.	NOUN
fsr-3218	437	7	sheikh	sheikh	PROPN
fsr-3218	437	8	/	/	SYM
fsr-3218	437	9	financial	financial	ADJ
fsr-3218	437	10	services	service	NOUN
fsr-3218	437	11	review	review	VERB
fsr-3218	437	12	25	25	NUM
fsr-3218	437	13	(	(	PUNCT
fsr-3218	437	14	2016	2016	NUM
fsr-3218	437	15	)	)	PUNCT
fsr-3218	437	16	157–180	157–180	NUM
fsr-3218	437	17	grable	grable	NOUN
fsr-3218	437	18	,	,	PUNCT
fsr-3218	437	19	j.	j.	PROPN
fsr-3218	437	20	e.	e.	PROPN
fsr-3218	437	21	,	,	PUNCT
fsr-3218	437	22	&	&	CCONJ
fsr-3218	437	23	lytton	lytton	PROPN
fsr-3218	437	24	,	,	PUNCT
fsr-3218	437	25	r.	r.	PROPN
fsr-3218	437	26	h.	h.	PROPN
fsr-3218	437	27	(	(	PUNCT
fsr-3218	437	28	2001	2001	NUM
fsr-3218	437	29	)	)	PUNCT
fsr-3218	437	30	.	.	PUNCT
fsr-3218	438	1	assessing	assess	VERB
fsr-3218	438	2	the	the	DET
fsr-3218	438	3	concurrent	concurrent	ADJ
fsr-3218	438	4	validity	validity	NOUN
fsr-3218	438	5	of	of	ADP
fsr-3218	438	6	the	the	DET
fsr-3218	438	7	scf	scf	PROPN
fsr-3218	438	8	risk	risk	NOUN
fsr-3218	438	9	tolerance	tolerance	NOUN
fsr-3218	438	10	question	question	NOUN
fsr-3218	438	11	.	.	PUNCT
fsr-3218	439	1	financial	financial	ADJ
fsr-3218	439	2	counseling	counseling	NOUN
fsr-3218	439	3	and	and	CCONJ
fsr-3218	439	4	planning	planning	NOUN
fsr-3218	439	5	,	,	PUNCT
fsr-3218	439	6	12	12	NUM
fsr-3218	439	7	,	,	PUNCT
fsr-3218	439	8	43–54	43–54	NUM
fsr-3218	439	9	.	.	PUNCT
fsr-3218	439	10	grable	grable	PROPN
fsr-3218	439	11	,	,	PUNCT
fsr-3218	439	12	j.	j.	PROPN
fsr-3218	439	13	e.	e.	PROPN
fsr-3218	439	14	,	,	PUNCT
fsr-3218	439	15	&	&	CCONJ
fsr-3218	439	16	lytton	lytton	PROPN
fsr-3218	439	17	,	,	PUNCT
fsr-3218	439	18	r.	r.	PROPN
fsr-3218	439	19	h.	h.	PROPN
fsr-3218	439	20	(	(	PUNCT
fsr-3218	439	21	2003	2003	NUM
fsr-3218	439	22	)	)	PUNCT
fsr-3218	439	23	.	.	PUNCT
fsr-3218	440	1	the	the	DET
fsr-3218	440	2	development	development	NOUN
fsr-3218	440	3	of	of	ADP
fsr-3218	440	4	a	a	DET
fsr-3218	440	5	risk	risk	NOUN
fsr-3218	440	6	assessment	assessment	NOUN
fsr-3218	440	7	instrument	instrument	NOUN
fsr-3218	440	8	:	:	PUNCT
fsr-3218	440	9	a	a	DET
fsr-3218	440	10	follow	follow	VERB
fsr-3218	440	11	-	-	PUNCT
fsr-3218	440	12	up	up	ADP
fsr-3218	440	13	study	study	NOUN
fsr-3218	440	14	.	.	PUNCT
fsr-3218	441	1	financial	financial	ADJ
fsr-3218	441	2	services	service	NOUN
fsr-3218	441	3	review	review	PROPN
fsr-3218	441	4	,	,	PUNCT
fsr-3218	441	5	12	12	NUM
fsr-3218	441	6	,	,	PUNCT
fsr-3218	441	7	257–274	257–274	NUM
fsr-3218	441	8	.	.	PUNCT
fsr-3218	442	1	grable	grable	PROPN
fsr-3218	442	2	,	,	PUNCT
fsr-3218	442	3	j.	j.	PROPN
fsr-3218	442	4	e.	e.	PROPN
fsr-3218	442	5	,	,	PUNCT
fsr-3218	442	6	lytton	lytton	PROPN
fsr-3218	442	7	,	,	PUNCT
fsr-3218	442	8	r.	r.	PROPN
fsr-3218	442	9	h.	h.	PROPN
fsr-3218	442	10	,	,	PUNCT
fsr-3218	442	11	&	&	CCONJ
fsr-3218	442	12	o’neill	o’neill	PROPN
fsr-3218	442	13	,	,	PUNCT
fsr-3218	442	14	b.	b.	PROPN
fsr-3218	442	15	(	(	PUNCT
fsr-3218	442	16	2004	2004	NUM
fsr-3218	442	17	)	)	PUNCT
fsr-3218	442	18	.	.	PUNCT
fsr-3218	443	1	projection	projection	NOUN
fsr-3218	443	2	bias	bias	NOUN
fsr-3218	443	3	and	and	CCONJ
fsr-3218	443	4	financial	financial	ADJ
fsr-3218	443	5	risk	risk	NOUN
fsr-3218	443	6	tolerance	tolerance	NOUN
fsr-3218	443	7	.	.	PUNCT
fsr-3218	444	1	the	the	DET
fsr-3218	444	2	journal	journal	NOUN
fsr-3218	444	3	of	of	ADP
fsr-3218	444	4	behavioral	behavioral	ADJ
fsr-3218	444	5	finance	finance	NOUN
fsr-3218	444	6	,	,	PUNCT
fsr-3218	444	7	5	5	NUM
fsr-3218	444	8	,	,	PUNCT
fsr-3218	444	9	142–147	142–147	NUM
fsr-3218	444	10	.	.	PUNCT
fsr-3218	445	1	grable	grable	PROPN
fsr-3218	445	2	,	,	PUNCT
fsr-3218	445	3	j.	j.	PROPN
fsr-3218	445	4	e.	e.	PROPN
fsr-3218	445	5	,	,	PUNCT
fsr-3218	445	6	&	&	CCONJ
fsr-3218	445	7	roszkowski	roszkowski	PROPN
fsr-3218	445	8	,	,	PUNCT
fsr-3218	445	9	m.	m.	NOUN
fsr-3218	445	10	j.	j.	PROPN
fsr-3218	445	11	(	(	PUNCT
fsr-3218	445	12	2007	2007	NUM
fsr-3218	445	13	)	)	PUNCT
fsr-3218	445	14	.	.	PUNCT
fsr-3218	446	1	self	self	NOUN
fsr-3218	446	2	-	-	PUNCT
fsr-3218	446	3	assessments	assessment	NOUN
fsr-3218	446	4	of	of	ADP
fsr-3218	446	5	risk	risk	NOUN
fsr-3218	446	6	tolerance	tolerance	NOUN
fsr-3218	446	7	by	by	ADP
fsr-3218	446	8	women	woman	NOUN
fsr-3218	446	9	and	and	CCONJ
fsr-3218	446	10	men	man	NOUN
fsr-3218	446	11	.	.	PUNCT
fsr-3218	447	1	psychological	psychological	ADJ
fsr-3218	447	2	reports	report	NOUN
fsr-3218	447	3	,	,	PUNCT
fsr-3218	447	4	100	100	NUM
fsr-3218	447	5	,	,	PUNCT
fsr-3218	447	6	795–802	795–802	NUM
fsr-3218	447	7	.	.	PUNCT
fsr-3218	448	1	greene	greene	PROPN
fsr-3218	448	2	,	,	PUNCT
fsr-3218	448	3	w.	w.	PROPN
fsr-3218	448	4	h.	h.	PROPN
fsr-3218	448	5	(	(	PUNCT
fsr-3218	448	6	1997	1997	NUM
fsr-3218	448	7	)	)	PUNCT
fsr-3218	448	8	.	.	PUNCT
fsr-3218	449	1	econometric	econometric	ADJ
fsr-3218	449	2	analysis	analysis	NOUN
fsr-3218	449	3	,	,	PUNCT
fsr-3218	449	4	4th	4th	ADJ
fsr-3218	449	5	edition	edition	NOUN
fsr-3218	449	6	.	.	PUNCT
fsr-3218	450	1	upper	upper	ADJ
fsr-3218	450	2	saddle	saddle	PROPN
fsr-3218	450	3	river	river	PROPN
fsr-3218	450	4	,	,	PUNCT
fsr-3218	450	5	nj	nj	PROPN
fsr-3218	450	6	:	:	PUNCT
fsr-3218	450	7	prentice	prentice	PROPN
fsr-3218	450	8	hall	hall	PROPN
fsr-3218	450	9	.	.	PUNCT
fsr-3218	451	1	gujarati	gujarati	PROPN
fsr-3218	451	2	,	,	PUNCT
fsr-3218	451	3	d.	d.	PROPN
fsr-3218	451	4	(	(	PUNCT
fsr-3218	451	5	2014	2014	NUM
fsr-3218	451	6	)	)	PUNCT
fsr-3218	451	7	.	.	PUNCT
fsr-3218	452	1	econometrics	econometric	NOUN
fsr-3218	452	2	by	by	ADP
fsr-3218	452	3	example	example	NOUN
fsr-3218	452	4	,	,	PUNCT
fsr-3218	452	5	2nd	2nd	PROPN
fsr-3218	452	6	edition	edition	NOUN
fsr-3218	452	7	.	.	PUNCT
fsr-3218	453	1	new	new	PROPN
fsr-3218	453	2	york	york	PROPN
fsr-3218	453	3	,	,	PUNCT
fsr-3218	453	4	ny	ny	PROPN
fsr-3218	453	5	:	:	PROPN
fsr-3218	453	6	palgrave	palgrave	PROPN
fsr-3218	453	7	macmillan	macmillan	PROPN
fsr-3218	453	8	.	.	PUNCT
fsr-3218	454	1	hallahan	hallahan	PROPN
fsr-3218	454	2	,	,	PUNCT
fsr-3218	454	3	t.	t.	PROPN
fsr-3218	454	4	,	,	PUNCT
fsr-3218	454	5	faff	faff	PROPN
fsr-3218	454	6	,	,	PUNCT
fsr-3218	454	7	r.	r.	PROPN
fsr-3218	454	8	,	,	PUNCT
fsr-3218	454	9	&	&	CCONJ
fsr-3218	454	10	mckenzie	mckenzie	PROPN
fsr-3218	454	11	,	,	PUNCT
fsr-3218	454	12	m.	m.	NOUN
fsr-3218	454	13	(	(	PUNCT
fsr-3218	454	14	2003	2003	NUM
fsr-3218	454	15	)	)	PUNCT
fsr-3218	454	16	.	.	PUNCT
fsr-3218	455	1	an	an	DET
fsr-3218	455	2	exploratory	exploratory	ADJ
fsr-3218	455	3	investigation	investigation	NOUN
fsr-3218	455	4	of	of	ADP
fsr-3218	455	5	the	the	DET
fsr-3218	455	6	relation	relation	NOUN
fsr-3218	455	7	between	between	ADP
fsr-3218	455	8	risk	risk	NOUN
fsr-3218	455	9	tolerance	tolerance	NOUN
fsr-3218	455	10	scores	score	NOUN
fsr-3218	455	11	and	and	CCONJ
fsr-3218	455	12	demographic	demographic	ADJ
fsr-3218	455	13	characteristics	characteristic	NOUN
fsr-3218	455	14	.	.	PUNCT
fsr-3218	456	1	journal	journal	NOUN
fsr-3218	456	2	of	of	ADP
fsr-3218	456	3	multinational	multinational	ADJ
fsr-3218	456	4	financial	financial	ADJ
fsr-3218	456	5	management	management	NOUN
fsr-3218	456	6	,	,	PUNCT
fsr-3218	456	7	13	13	NUM
fsr-3218	456	8	,	,	PUNCT
fsr-3218	456	9	483–502	483–502	NUM
fsr-3218	456	10	.	.	PUNCT
fsr-3218	457	1	hallahan	hallahan	PROPN
fsr-3218	457	2	,	,	PUNCT
fsr-3218	457	3	t.	t.	PROPN
fsr-3218	457	4	,	,	PUNCT
fsr-3218	457	5	faff	faff	PROPN
fsr-3218	457	6	,	,	PUNCT
fsr-3218	457	7	r.	r.	PROPN
fsr-3218	457	8	,	,	PUNCT
fsr-3218	457	9	&	&	CCONJ
fsr-3218	457	10	mckenzie	mckenzie	PROPN
fsr-3218	457	11	,	,	PUNCT
fsr-3218	457	12	m.	m.	NOUN
fsr-3218	457	13	(	(	PUNCT
fsr-3218	457	14	2004	2004	NUM
fsr-3218	457	15	)	)	PUNCT
fsr-3218	457	16	.	.	PUNCT
fsr-3218	458	1	an	an	DET
fsr-3218	458	2	empirical	empirical	ADJ
fsr-3218	458	3	investigation	investigation	NOUN
fsr-3218	458	4	of	of	ADP
fsr-3218	458	5	personal	personal	ADJ
fsr-3218	458	6	financial	financial	ADJ
fsr-3218	458	7	risk	risk	NOUN
fsr-3218	458	8	tolerance	tolerance	NOUN
fsr-3218	458	9	.	.	PUNCT
fsr-3218	459	1	financial	financial	ADJ
fsr-3218	459	2	services	service	NOUN
fsr-3218	459	3	review	review	PROPN
fsr-3218	459	4	,	,	PUNCT
fsr-3218	459	5	13	13	NUM
fsr-3218	459	6	,	,	PUNCT
fsr-3218	459	7	57–78	57–78	NUM
fsr-3218	459	8	.	.	PUNCT
fsr-3218	460	1	hamilton	hamilton	PROPN
fsr-3218	460	2	,	,	PUNCT
fsr-3218	460	3	j.	j.	PROPN
fsr-3218	460	4	m.	m.	PROPN
fsr-3218	460	5	,	,	PUNCT
fsr-3218	460	6	kives	kive	NOUN
fsr-3218	460	7	,	,	PUNCT
fsr-3218	460	8	k.	k.	PROPN
fsr-3218	460	9	d.	d.	PROPN
fsr-3218	460	10	,	,	PUNCT
fsr-3218	460	11	micevski	micevski	PROPN
fsr-3218	460	12	,	,	PUNCT
fsr-3218	460	13	v.	v.	ADV
fsr-3218	460	14	,	,	PUNCT
fsr-3218	460	15	&	&	CCONJ
fsr-3218	460	16	grace	grace	NOUN
fsr-3218	460	17	,	,	PUNCT
fsr-3218	460	18	s.	s.	PROPN
fsr-3218	460	19	l.	l.	PROPN
fsr-3218	460	20	(	(	PUNCT
fsr-3218	460	21	2003	2003	NUM
fsr-3218	460	22	)	)	PUNCT
fsr-3218	460	23	.	.	PUNCT
fsr-3218	461	1	time	time	NOUN
fsr-3218	461	2	perspective	perspective	PROPN
fsr-3218	461	3	and	and	CCONJ
fsr-3218	461	4	health	health	NOUN
fsr-3218	461	5	-	-	PUNCT
fsr-3218	461	6	promoting	promote	VERB
fsr-3218	461	7	behavior	behavior	NOUN
fsr-3218	461	8	in	in	ADP
fsr-3218	461	9	a	a	DET
fsr-3218	461	10	cardiac	cardiac	ADJ
fsr-3218	461	11	rehabilitation	rehabilitation	NOUN
fsr-3218	461	12	population	population	NOUN
fsr-3218	461	13	.	.	PUNCT
fsr-3218	462	1	behavioral	behavioral	ADJ
fsr-3218	462	2	medicine	medicine	NOUN
fsr-3218	462	3	,	,	PUNCT
fsr-3218	462	4	28	28	NUM
fsr-3218	462	5	,	,	PUNCT
fsr-3218	462	6	132–139	132–139	NUM
fsr-3218	462	7	.	.	PUNCT
fsr-3218	463	1	hanna	hanna	PROPN
fsr-3218	463	2	,	,	PUNCT
fsr-3218	463	3	s.	s.	PROPN
fsr-3218	463	4	,	,	PUNCT
fsr-3218	463	5	&	&	CCONJ
fsr-3218	463	6	chen	chen	PROPN
fsr-3218	463	7	,	,	PUNCT
fsr-3218	463	8	p.	p.	NOUN
fsr-3218	463	9	(	(	PUNCT
fsr-3218	463	10	1997	1997	NUM
fsr-3218	463	11	)	)	PUNCT
fsr-3218	463	12	.	.	PUNCT
fsr-3218	464	1	subjective	subjective	ADJ
fsr-3218	464	2	and	and	CCONJ
fsr-3218	464	3	objective	objective	ADJ
fsr-3218	464	4	risk	risk	NOUN
fsr-3218	464	5	tolerance	tolerance	NOUN
fsr-3218	464	6	:	:	PUNCT
fsr-3218	464	7	implications	implication	NOUN
fsr-3218	464	8	for	for	ADP
fsr-3218	464	9	optimal	optimal	ADJ
fsr-3218	464	10	portfolios	portfolio	NOUN
fsr-3218	464	11	.	.	PUNCT
fsr-3218	465	1	journal	journal	NOUN
fsr-3218	465	2	of	of	ADP
fsr-3218	465	3	financial	financial	ADJ
fsr-3218	465	4	counseling	counseling	NOUN
fsr-3218	465	5	and	and	CCONJ
fsr-3218	465	6	planning	planning	NOUN
fsr-3218	465	7	,	,	PUNCT
fsr-3218	465	8	8	8	NUM
fsr-3218	465	9	,	,	PUNCT
fsr-3218	465	10	17–26	17–26	NUM
fsr-3218	465	11	.	.	PUNCT
fsr-3218	466	1	harber	harber	PROPN
fsr-3218	466	2	,	,	PUNCT
fsr-3218	466	3	k.	k.	PROPN
fsr-3218	466	4	d.	d.	PROPN
fsr-3218	466	5	,	,	PUNCT
fsr-3218	466	6	zimbardo	zimbardo	PROPN
fsr-3218	466	7	,	,	PUNCT
fsr-3218	466	8	p.	p.	NOUN
fsr-3218	466	9	g.	g.	PROPN
fsr-3218	466	10	,	,	PUNCT
fsr-3218	466	11	&	&	CCONJ
fsr-3218	466	12	boyd	boyd	PROPN
fsr-3218	466	13	,	,	PUNCT
fsr-3218	466	14	j.	j.	PROPN
fsr-3218	466	15	n.	n.	PROPN
fsr-3218	466	16	(	(	PUNCT
fsr-3218	466	17	2003	2003	NUM
fsr-3218	466	18	)	)	PUNCT
fsr-3218	466	19	.	.	PUNCT
fsr-3218	467	1	participant	participant	ADJ
fsr-3218	467	2	self	self	NOUN
fsr-3218	467	3	-	-	PUNCT
fsr-3218	467	4	selection	selection	NOUN
fsr-3218	467	5	biases	bias	NOUN
fsr-3218	467	6	as	as	ADP
fsr-3218	467	7	a	a	DET
fsr-3218	467	8	function	function	NOUN
fsr-3218	467	9	of	of	ADP
fsr-3218	467	10	individual	individual	ADJ
fsr-3218	467	11	differences	difference	NOUN
fsr-3218	467	12	in	in	ADP
fsr-3218	467	13	time	time	NOUN
fsr-3218	467	14	perspective	perspective	NOUN
fsr-3218	467	15	.	.	PUNCT
fsr-3218	468	1	basic	basic	ADJ
fsr-3218	468	2	and	and	CCONJ
fsr-3218	468	3	applied	apply	VERB
fsr-3218	468	4	social	social	ADJ
fsr-3218	468	5	psychology	psychology	NOUN
fsr-3218	468	6	,	,	PUNCT
fsr-3218	468	7	25	25	NUM
fsr-3218	468	8	,	,	PUNCT
fsr-3218	468	9	255–264	255–264	NUM
fsr-3218	468	10	.	.	PUNCT
fsr-3218	469	1	hariharan	hariharan	PROPN
fsr-3218	469	2	,	,	PUNCT
fsr-3218	469	3	g.	g.	PROPN
fsr-3218	469	4	,	,	PUNCT
fsr-3218	469	5	chapman	chapman	PROPN
fsr-3218	469	6	,	,	PUNCT
fsr-3218	469	7	k.	k.	PROPN
fsr-3218	469	8	,	,	PUNCT
fsr-3218	469	9	&	&	CCONJ
fsr-3218	469	10	domian	domian	PROPN
fsr-3218	469	11	,	,	PUNCT
fsr-3218	469	12	d.	d.	PROPN
fsr-3218	469	13	(	(	PUNCT
fsr-3218	469	14	2000	2000	NUM
fsr-3218	469	15	)	)	PUNCT
fsr-3218	469	16	.	.	PUNCT
fsr-3218	470	1	risk	risk	NOUN
fsr-3218	470	2	tolerance	tolerance	NOUN
fsr-3218	470	3	and	and	CCONJ
fsr-3218	470	4	asset	asset	NOUN
fsr-3218	470	5	allocation	allocation	NOUN
fsr-3218	470	6	for	for	ADP
fsr-3218	470	7	investors	investor	NOUN
fsr-3218	470	8	nearing	near	VERB
fsr-3218	470	9	retirement	retirement	NOUN
fsr-3218	470	10	.	.	PUNCT
fsr-3218	471	1	financial	financial	ADJ
fsr-3218	471	2	services	service	NOUN
fsr-3218	471	3	review	review	NOUN
fsr-3218	471	4	,	,	PUNCT
fsr-3218	471	5	9	9	NUM
fsr-3218	471	6	,	,	PUNCT
fsr-3218	471	7	159–170	159–170	NUM
fsr-3218	471	8	.	.	PUNCT
fsr-3218	472	1	hartog	hartog	PROPN
fsr-3218	472	2	,	,	PUNCT
fsr-3218	472	3	j.	j.	PROPN
fsr-3218	472	4	,	,	PUNCT
fsr-3218	472	5	ferrer	ferrer	PROPN
fsr-3218	472	6	-	-	PROPN
fsr-3218	472	7	i	i	PRON
fsr-3218	472	8	-	-	PUNCT
fsr-3218	472	9	carbonell	carbonell	PROPN
fsr-3218	472	10	,	,	PUNCT
fsr-3218	472	11	a.	a.	NOUN
fsr-3218	472	12	,	,	PUNCT
fsr-3218	472	13	&	&	CCONJ
fsr-3218	472	14	jonker	jonker	PROPN
fsr-3218	472	15	,	,	PUNCT
fsr-3218	472	16	n.	n.	PROPN
fsr-3218	472	17	(	(	PUNCT
fsr-3218	472	18	2002	2002	NUM
fsr-3218	472	19	)	)	PUNCT
fsr-3218	472	20	.	.	PUNCT
fsr-3218	473	1	linking	link	VERB
fsr-3218	473	2	measured	measure	VERB
fsr-3218	473	3	risk	risk	NOUN
fsr-3218	473	4	aversion	aversion	NOUN
fsr-3218	473	5	to	to	ADP
fsr-3218	473	6	individual	individual	ADJ
fsr-3218	473	7	characteristics	characteristic	NOUN
fsr-3218	473	8	.	.	PUNCT
fsr-3218	474	1	kyklos	kyklo	NOUN
fsr-3218	474	2	,	,	PUNCT
fsr-3218	474	3	55	55	NUM
fsr-3218	474	4	,	,	PUNCT
fsr-3218	474	5	3–26	3–26	NUM
fsr-3218	474	6	.	.	PUNCT
fsr-3218	475	1	henson	henson	PROPN
fsr-3218	475	2	,	,	PUNCT
fsr-3218	475	3	j.	j.	PROPN
fsr-3218	475	4	m.	m.	PROPN
fsr-3218	475	5	,	,	PUNCT
fsr-3218	475	6	carey	carey	PROPN
fsr-3218	475	7	,	,	PUNCT
fsr-3218	475	8	m.	m.	NOUN
fsr-3218	475	9	p.	p.	PROPN
fsr-3218	475	10	,	,	PUNCT
fsr-3218	475	11	carey	carey	PROPN
fsr-3218	475	12	,	,	PUNCT
fsr-3218	475	13	k.	k.	PROPN
fsr-3218	475	14	b.	b.	PROPN
fsr-3218	475	15	,	,	PUNCT
fsr-3218	475	16	&	&	CCONJ
fsr-3218	475	17	maisto	maisto	NOUN
fsr-3218	475	18	,	,	PUNCT
fsr-3218	475	19	s.	s.	PROPN
fsr-3218	475	20	a.	a.	PROPN
fsr-3218	475	21	(	(	PUNCT
fsr-3218	475	22	2006	2006	NUM
fsr-3218	475	23	)	)	PUNCT
fsr-3218	475	24	.	.	PUNCT
fsr-3218	476	1	associations	association	NOUN
fsr-3218	476	2	among	among	ADP
fsr-3218	476	3	health	health	NOUN
fsr-3218	476	4	behaviors	behavior	NOUN
fsr-3218	476	5	and	and	CCONJ
fsr-3218	476	6	time	time	NOUN
fsr-3218	476	7	perspective	perspective	NOUN
fsr-3218	476	8	in	in	ADP
fsr-3218	476	9	young	young	ADJ
fsr-3218	476	10	adults	adult	NOUN
fsr-3218	476	11	:	:	PUNCT
fsr-3218	476	12	model	model	NOUN
fsr-3218	476	13	testing	testing	NOUN
fsr-3218	476	14	with	with	ADP
fsr-3218	476	15	boot	boot	NOUN
fsr-3218	476	16	-	-	PUNCT
fsr-3218	476	17	strapping	strap	VERB
fsr-3218	476	18	replication	replication	NOUN
fsr-3218	476	19	.	.	PUNCT
fsr-3218	477	1	journal	journal	NOUN
fsr-3218	477	2	of	of	ADP
fsr-3218	477	3	behavioral	behavioral	ADJ
fsr-3218	477	4	medicine	medicine	NOUN
fsr-3218	477	5	,	,	PUNCT
fsr-3218	477	6	29	29	NUM
fsr-3218	477	7	,	,	PUNCT
fsr-3218	477	8	127–137	127–137	NUM
fsr-3218	477	9	.	.	PUNCT
fsr-3218	478	1	hershey	hershey	PROPN
fsr-3218	478	2	,	,	PUNCT
fsr-3218	478	3	d.	d.	PROPN
fsr-3218	478	4	a.	a.	PROPN
fsr-3218	478	5	,	,	PUNCT
fsr-3218	478	6	&	&	CCONJ
fsr-3218	478	7	mowen	mowen	PROPN
fsr-3218	478	8	,	,	PUNCT
fsr-3218	478	9	j.	j.	PROPN
fsr-3218	478	10	c.	c.	PROPN
fsr-3218	478	11	(	(	PUNCT
fsr-3218	478	12	2000	2000	NUM
fsr-3218	478	13	)	)	PUNCT
fsr-3218	478	14	.	.	PUNCT
fsr-3218	479	1	psychological	psychological	ADJ
fsr-3218	479	2	determinants	determinant	NOUN
fsr-3218	479	3	of	of	ADP
fsr-3218	479	4	financial	financial	ADJ
fsr-3218	479	5	preparedness	preparedness	NOUN
fsr-3218	479	6	for	for	ADP
fsr-3218	479	7	retirement	retirement	NOUN
fsr-3218	479	8	.	.	PUNCT
fsr-3218	480	1	gerontologist	gerontologist	NOUN
fsr-3218	480	2	,	,	PUNCT
fsr-3218	480	3	40	40	NUM
fsr-3218	480	4	,	,	PUNCT
fsr-3218	480	5	687–697	687–697	NUM
fsr-3218	480	6	.	.	PUNCT
fsr-3218	481	1	hodgins	hodgins	PROPN
fsr-3218	481	2	,	,	PUNCT
fsr-3218	481	3	d.	d.	PROPN
fsr-3218	481	4	c.	c.	PROPN
fsr-3218	481	5	,	,	PUNCT
fsr-3218	481	6	&	&	CCONJ
fsr-3218	481	7	engel	engel	PROPN
fsr-3218	481	8	,	,	PUNCT
fsr-3218	481	9	a.	a.	PROPN
fsr-3218	481	10	(	(	PUNCT
fsr-3218	481	11	2002	2002	NUM
fsr-3218	481	12	)	)	PUNCT
fsr-3218	481	13	.	.	PUNCT
fsr-3218	482	1	future	future	ADJ
fsr-3218	482	2	time	time	NOUN
fsr-3218	482	3	perspective	perspective	NOUN
fsr-3218	482	4	in	in	ADP
fsr-3218	482	5	pathological	pathological	ADJ
fsr-3218	482	6	gamblers	gambler	NOUN
fsr-3218	482	7	.	.	PUNCT
fsr-3218	483	1	journal	journal	NOUN
fsr-3218	483	2	of	of	ADP
fsr-3218	483	3	nervous	nervous	ADJ
fsr-3218	483	4	and	and	CCONJ
fsr-3218	483	5	mental	mental	ADJ
fsr-3218	483	6	disease	disease	NOUN
fsr-3218	483	7	,	,	PUNCT
fsr-3218	483	8	190	190	NUM
fsr-3218	483	9	,	,	PUNCT
fsr-3218	483	10	775–780	775–780	PROPN
fsr-3218	483	11	.	.	PUNCT
fsr-3218	484	1	holman	holman	PROPN
fsr-3218	484	2	,	,	PUNCT
fsr-3218	484	3	e.	e.	PROPN
fsr-3218	484	4	a.	a.	PROPN
fsr-3218	484	5	,	,	PUNCT
fsr-3218	484	6	&	&	CCONJ
fsr-3218	484	7	silver	silver	PROPN
fsr-3218	484	8	,	,	PUNCT
fsr-3218	484	9	r.	r.	PROPN
fsr-3218	484	10	c.	c.	PROPN
fsr-3218	484	11	(	(	PUNCT
fsr-3218	484	12	2005	2005	NUM
fsr-3218	484	13	)	)	PUNCT
fsr-3218	484	14	.	.	PUNCT
fsr-3218	485	1	future	future	ADJ
fsr-3218	485	2	-	-	PUNCT
fsr-3218	485	3	oriented	orient	VERB
fsr-3218	485	4	thinking	thinking	NOUN
fsr-3218	485	5	and	and	CCONJ
fsr-3218	485	6	adjustment	adjustment	NOUN
fsr-3218	485	7	in	in	ADP
fsr-3218	485	8	a	a	DET
fsr-3218	485	9	nationwide	nationwide	ADJ
fsr-3218	485	10	longitudinal	longitudinal	ADJ
fsr-3218	485	11	study	study	NOUN
fsr-3218	485	12	following	follow	VERB
fsr-3218	485	13	the	the	DET
fsr-3218	485	14	september	september	PROPN
fsr-3218	485	15	11th	11th	NOUN
fsr-3218	485	16	terrorist	terrorist	ADJ
fsr-3218	485	17	attacks	attack	NOUN
fsr-3218	485	18	.	.	PUNCT
fsr-3218	486	1	motivation	motivation	NOUN
fsr-3218	486	2	and	and	CCONJ
fsr-3218	486	3	emotion	emotion	NOUN
fsr-3218	486	4	,	,	PUNCT
fsr-3218	486	5	29	29	NUM
fsr-3218	486	6	,	,	PUNCT
fsr-3218	486	7	389–410	389–410	NUM
fsr-3218	486	8	.	.	PUNCT
fsr-3218	487	1	jacobs	jacobs	PROPN
fsr-3218	487	2	-	-	PUNCT
fsr-3218	487	3	lawson	lawson	PROPN
fsr-3218	487	4	,	,	PUNCT
fsr-3218	487	5	j.	j.	PROPN
fsr-3218	487	6	m.	m.	PROPN
fsr-3218	487	7	,	,	PUNCT
fsr-3218	487	8	&	&	CCONJ
fsr-3218	487	9	hershey	hershey	PROPN
fsr-3218	487	10	,	,	PUNCT
fsr-3218	487	11	d.	d.	PROPN
fsr-3218	487	12	a.	a.	PROPN
fsr-3218	487	13	(	(	PUNCT
fsr-3218	487	14	2005	2005	NUM
fsr-3218	487	15	)	)	PUNCT
fsr-3218	487	16	.	.	PUNCT
fsr-3218	488	1	influence	influence	NOUN
fsr-3218	488	2	of	of	ADP
fsr-3218	488	3	future	future	ADJ
fsr-3218	488	4	time	time	NOUN
fsr-3218	488	5	perspective	perspective	NOUN
fsr-3218	488	6	,	,	PUNCT
fsr-3218	488	7	financial	financial	ADJ
fsr-3218	488	8	knowledge	knowledge	NOUN
fsr-3218	488	9	,	,	PUNCT
fsr-3218	488	10	and	and	CCONJ
fsr-3218	488	11	financial	financial	ADJ
fsr-3218	488	12	risk	risk	NOUN
fsr-3218	488	13	tolerance	tolerance	NOUN
fsr-3218	488	14	on	on	ADP
fsr-3218	488	15	retirement	retirement	NOUN
fsr-3218	488	16	savings	saving	NOUN
fsr-3218	488	17	behaviors	behavior	NOUN
fsr-3218	488	18	.	.	PUNCT
fsr-3218	489	1	financial	financial	ADJ
fsr-3218	489	2	services	service	NOUN
fsr-3218	489	3	review	review	PROPN
fsr-3218	489	4	,	,	PUNCT
fsr-3218	489	5	14	14	NUM
fsr-3218	489	6	,	,	PUNCT
fsr-3218	489	7	331–334	331–334	NUM
fsr-3218	489	8	.	.	PUNCT
fsr-3218	490	1	jianakoplos	jianakoplos	PROPN
fsr-3218	490	2	,	,	PUNCT
fsr-3218	490	3	n.	n.	PROPN
fsr-3218	490	4	a.	a.	PROPN
fsr-3218	490	5	,	,	PUNCT
fsr-3218	490	6	&	&	CCONJ
fsr-3218	490	7	bernasek	bernasek	PROPN
fsr-3218	490	8	,	,	PUNCT
fsr-3218	490	9	a.	a.	NOUN
fsr-3218	490	10	(	(	PUNCT
fsr-3218	490	11	1998	1998	NUM
fsr-3218	490	12	)	)	PUNCT
fsr-3218	490	13	.	.	PUNCT
fsr-3218	490	14	are	be	AUX
fsr-3218	490	15	women	woman	NOUN
fsr-3218	490	16	more	more	ADJ
fsr-3218	490	17	risk	risk	NOUN
fsr-3218	490	18	averse	averse	ADJ
fsr-3218	490	19	?	?	PUNCT
fsr-3218	491	1	economic	economic	ADJ
fsr-3218	491	2	inquiry	inquiry	NOUN
fsr-3218	491	3	,	,	PUNCT
fsr-3218	491	4	36	36	NUM
fsr-3218	491	5	,	,	PUNCT
fsr-3218	491	6	620–630	620–630	NUM
fsr-3218	491	7	.	.	PUNCT
fsr-3218	491	8	joireman	joireman	PROPN
fsr-3218	491	9	,	,	PUNCT
fsr-3218	491	10	j.	j.	PROPN
fsr-3218	491	11	,	,	PUNCT
fsr-3218	491	12	sprott	sprott	PROPN
fsr-3218	491	13	,	,	PUNCT
fsr-3218	491	14	d.	d.	PROPN
fsr-3218	491	15	e.	e.	PROPN
fsr-3218	491	16	,	,	PUNCT
fsr-3218	491	17	&	&	CCONJ
fsr-3218	491	18	spangenberg	spangenberg	PROPN
fsr-3218	491	19	,	,	PUNCT
fsr-3218	491	20	e.	e.	PROPN
fsr-3218	491	21	r.	r.	PROPN
fsr-3218	491	22	(	(	PUNCT
fsr-3218	491	23	2005	2005	NUM
fsr-3218	491	24	)	)	PUNCT
fsr-3218	491	25	.	.	PUNCT
fsr-3218	492	1	fiscal	fiscal	ADJ
fsr-3218	492	2	responsibility	responsibility	NOUN
fsr-3218	492	3	and	and	CCONJ
fsr-3218	492	4	the	the	DET
fsr-3218	492	5	consideration	consideration	NOUN
fsr-3218	492	6	of	of	ADP
fsr-3218	492	7	future	future	ADJ
fsr-3218	492	8	consequences	consequence	NOUN
fsr-3218	492	9	.	.	PUNCT
fsr-3218	493	1	personality	personality	NOUN
fsr-3218	493	2	and	and	CCONJ
fsr-3218	493	3	individual	individual	ADJ
fsr-3218	493	4	differences	difference	NOUN
fsr-3218	493	5	,	,	PUNCT
fsr-3218	493	6	39	39	NUM
fsr-3218	493	7	,	,	PUNCT
fsr-3218	493	8	1159–1168	1159–1168	NUM
fsr-3218	493	9	.	.	PUNCT
fsr-3218	494	1	keller	keller	PROPN
fsr-3218	494	2	,	,	PUNCT
fsr-3218	494	3	c.	c.	PROPN
fsr-3218	494	4	,	,	PUNCT
fsr-3218	494	5	&	&	CCONJ
fsr-3218	494	6	siegrist	siegrist	NOUN
fsr-3218	494	7	,	,	PUNCT
fsr-3218	494	8	m.	m.	NOUN
fsr-3218	494	9	(	(	PUNCT
fsr-3218	494	10	2006	2006	NUM
fsr-3218	494	11	)	)	PUNCT
fsr-3218	494	12	.	.	PUNCT
fsr-3218	495	1	investing	invest	VERB
fsr-3218	495	2	in	in	ADP
fsr-3218	495	3	stocks	stock	NOUN
fsr-3218	495	4	:	:	PUNCT
fsr-3218	495	5	the	the	DET
fsr-3218	495	6	influence	influence	NOUN
fsr-3218	495	7	of	of	ADP
fsr-3218	495	8	financial	financial	ADJ
fsr-3218	495	9	risk	risk	NOUN
fsr-3218	495	10	attitude	attitude	NOUN
fsr-3218	495	11	and	and	CCONJ
fsr-3218	495	12	values	value	NOUN
fsr-3218	495	13	-	-	PUNCT
fsr-3218	495	14	related	relate	VERB
fsr-3218	495	15	money	money	NOUN
fsr-3218	495	16	and	and	CCONJ
fsr-3218	495	17	stock	stock	NOUN
fsr-3218	495	18	market	market	NOUN
fsr-3218	495	19	attitudes	attitude	NOUN
fsr-3218	495	20	.	.	PUNCT
fsr-3218	496	1	journal	journal	NOUN
fsr-3218	496	2	of	of	ADP
fsr-3218	496	3	economic	economic	ADJ
fsr-3218	496	4	psychology	psychology	NOUN
fsr-3218	496	5	,	,	PUNCT
fsr-3218	496	6	27	27	NUM
fsr-3218	496	7	,	,	PUNCT
fsr-3218	496	8	285–303	285–303	NUM
fsr-3218	496	9	.	.	PUNCT
fsr-3218	497	1	kennedy	kennedy	PROPN
fsr-3218	497	2	,	,	PUNCT
fsr-3218	497	3	p.	p.	PROPN
fsr-3218	497	4	(	(	PUNCT
fsr-3218	497	5	1998	1998	NUM
fsr-3218	497	6	)	)	PUNCT
fsr-3218	497	7	.	.	PUNCT
fsr-3218	498	1	a	a	DET
fsr-3218	498	2	guide	guide	NOUN
fsr-3218	498	3	to	to	ADP
fsr-3218	498	4	econometrics	econometric	NOUN
fsr-3218	498	5	,	,	PUNCT
fsr-3218	498	6	4th	4th	ADJ
fsr-3218	498	7	edition	edition	NOUN
fsr-3218	498	8	.	.	PUNCT
fsr-3218	499	1	cambridge	cambridge	PROPN
fsr-3218	499	2	,	,	PUNCT
fsr-3218	499	3	massachusetts	massachusetts	PROPN
fsr-3218	499	4	:	:	PUNCT
fsr-3218	499	5	the	the	DET
fsr-3218	499	6	mit	mit	PROPN
fsr-3218	499	7	press	press	NOUN
fsr-3218	499	8	.	.	PUNCT
fsr-3218	500	1	keough	keough	PROPN
fsr-3218	500	2	,	,	PUNCT
fsr-3218	500	3	k.	k.	PROPN
fsr-3218	500	4	a.	a.	PROPN
fsr-3218	500	5	,	,	PUNCT
fsr-3218	500	6	zimbardo	zimbardo	PROPN
fsr-3218	500	7	,	,	PUNCT
fsr-3218	500	8	p.	p.	NOUN
fsr-3218	500	9	g.	g.	PROPN
fsr-3218	500	10	,	,	PUNCT
fsr-3218	500	11	&	&	CCONJ
fsr-3218	500	12	boyd	boyd	PROPN
fsr-3218	500	13	,	,	PUNCT
fsr-3218	500	14	j.	j.	PROPN
fsr-3218	500	15	n.	n.	PROPN
fsr-3218	500	16	(	(	PUNCT
fsr-3218	500	17	1999	1999	NUM
fsr-3218	500	18	)	)	PUNCT
fsr-3218	500	19	.	.	PUNCT
fsr-3218	501	1	who	who	PRON
fsr-3218	501	2	’s	’s	AUX
fsr-3218	501	3	smoking	smoking	NOUN
fsr-3218	501	4	,	,	PUNCT
fsr-3218	501	5	drinking	drinking	NOUN
fsr-3218	501	6	,	,	PUNCT
fsr-3218	501	7	and	and	CCONJ
fsr-3218	501	8	using	use	VERB
fsr-3218	501	9	drugs	drug	NOUN
fsr-3218	501	10	?	?	PUNCT
fsr-3218	502	1	time	time	NOUN
fsr-3218	502	2	perspective	perspective	NOUN
fsr-3218	502	3	as	as	ADP
fsr-3218	502	4	a	a	DET
fsr-3218	502	5	predictor	predictor	NOUN
fsr-3218	502	6	of	of	ADP
fsr-3218	502	7	substance	substance	NOUN
fsr-3218	502	8	use	use	NOUN
fsr-3218	502	9	.	.	PUNCT
fsr-3218	503	1	basic	basic	ADJ
fsr-3218	503	2	and	and	CCONJ
fsr-3218	503	3	applied	apply	VERB
fsr-3218	503	4	social	social	ADJ
fsr-3218	503	5	psychology	psychology	NOUN
fsr-3218	503	6	,	,	PUNCT
fsr-3218	503	7	21	21	NUM
fsr-3218	503	8	,	,	PUNCT
fsr-3218	503	9	149–164	149–164	NUM
fsr-3218	503	10	.	.	PUNCT
fsr-3218	504	1	kuzniak	kuzniak	PROPN
fsr-3218	504	2	,	,	PUNCT
fsr-3218	504	3	s.	s.	PROPN
fsr-3218	504	4	,	,	PUNCT
fsr-3218	504	5	rabbani	rabbani	PROPN
fsr-3218	504	6	,	,	PUNCT
fsr-3218	504	7	a.	a.	PROPN
fsr-3218	504	8	,	,	PUNCT
fsr-3218	504	9	heo	heo	PROPN
fsr-3218	504	10	,	,	PUNCT
fsr-3218	504	11	w.	w.	PROPN
fsr-3218	504	12	,	,	PUNCT
fsr-3218	504	13	ruiz	ruiz	NOUN
fsr-3218	504	14	-	-	PUNCT
fsr-3218	504	15	menjivar	menjivar	NOUN
fsr-3218	504	16	,	,	PUNCT
fsr-3218	504	17	j.	j.	PROPN
fsr-3218	504	18	,	,	PUNCT
fsr-3218	504	19	&	&	CCONJ
fsr-3218	504	20	grable	grable	PROPN
fsr-3218	504	21	,	,	PUNCT
fsr-3218	504	22	j.	j.	PROPN
fsr-3218	504	23	e.	e.	PROPN
fsr-3218	504	24	(	(	PUNCT
fsr-3218	504	25	2015	2015	NUM
fsr-3218	504	26	)	)	PUNCT
fsr-3218	504	27	.	.	PUNCT
fsr-3218	505	1	the	the	DET
fsr-3218	505	2	grable	grable	PROPN
fsr-3218	505	3	and	and	CCONJ
fsr-3218	505	4	lytton	lytton	PROPN
fsr-3218	505	5	risktolerance	risktolerance	PROPN
fsr-3218	505	6	scale	scale	PROPN
fsr-3218	505	7	:	:	PUNCT
fsr-3218	505	8	a	a	DET
fsr-3218	505	9	15	15	NUM
fsr-3218	505	10	-	-	PUNCT
fsr-3218	505	11	year	year	NOUN
fsr-3218	505	12	retrospective	retrospective	NOUN
fsr-3218	505	13	.	.	PUNCT
fsr-3218	506	1	financial	financial	ADJ
fsr-3218	506	2	services	service	NOUN
fsr-3218	506	3	review	review	PROPN
fsr-3218	506	4	,	,	PUNCT
fsr-3218	506	5	24	24	NUM
fsr-3218	506	6	,	,	PUNCT
fsr-3218	506	7	177–192	177–192	NUM
fsr-3218	506	8	.	.	PUNCT
fsr-3218	507	1	larkin	larkin	PROPN
fsr-3218	507	2	,	,	PUNCT
fsr-3218	507	3	c.	c.	PROPN
fsr-3218	507	4	,	,	PUNCT
fsr-3218	507	5	lucey	lucey	PROPN
fsr-3218	507	6	,	,	PUNCT
fsr-3218	507	7	b.	b.	PROPN
fsr-3218	507	8	m.	m.	PROPN
fsr-3218	507	9	,	,	PUNCT
fsr-3218	507	10	&	&	CCONJ
fsr-3218	507	11	mulholland	mulholland	NOUN
fsr-3218	507	12	,	,	PUNCT
fsr-3218	507	13	m.	m.	NOUN
fsr-3218	507	14	(	(	PUNCT
fsr-3218	507	15	2013	2013	NUM
fsr-3218	507	16	)	)	PUNCT
fsr-3218	507	17	.	.	PUNCT
fsr-3218	508	1	risk	risk	NOUN
fsr-3218	508	2	tolerance	tolerance	NOUN
fsr-3218	508	3	and	and	CCONJ
fsr-3218	508	4	demographic	demographic	ADJ
fsr-3218	508	5	characteristics	characteristic	NOUN
fsr-3218	508	6	:	:	PUNCT
fsr-3218	508	7	preliminary	preliminary	ADJ
fsr-3218	508	8	irish	irish	ADJ
fsr-3218	508	9	evidence	evidence	NOUN
fsr-3218	508	10	.	.	PUNCT
fsr-3218	509	1	financial	financial	ADJ
fsr-3218	509	2	services	service	NOUN
fsr-3218	509	3	review	review	PROPN
fsr-3218	509	4	,	,	PUNCT
fsr-3218	509	5	22	22	NUM
fsr-3218	509	6	,	,	PUNCT
fsr-3218	509	7	77–91	77–91	NUM
fsr-3218	509	8	.	.	PUNCT
fsr-3218	510	1	levy	levy	NOUN
fsr-3218	510	2	,	,	PUNCT
fsr-3218	510	3	a.	a.	NOUN
fsr-3218	510	4	g.	g.	PROPN
fsr-3218	510	5	,	,	PUNCT
fsr-3218	510	6	micco	micco	PROPN
fsr-3218	510	7	,	,	PUNCT
fsr-3218	510	8	e.	e.	PROPN
fsr-3218	510	9	,	,	PUNCT
fsr-3218	510	10	putt	putt	NOUN
fsr-3218	510	11	,	,	PUNCT
fsr-3218	510	12	m.	m.	NOUN
fsr-3218	510	13	,	,	PUNCT
fsr-3218	510	14	&	&	CCONJ
fsr-3218	510	15	armstrong	armstrong	PROPN
fsr-3218	510	16	,	,	PUNCT
fsr-3218	510	17	k.	k.	PROPN
fsr-3218	510	18	(	(	PUNCT
fsr-3218	510	19	2006	2006	NUM
fsr-3218	510	20	)	)	PUNCT
fsr-3218	510	21	.	.	PUNCT
fsr-3218	511	1	value	value	NOUN
fsr-3218	511	2	for	for	ADP
fsr-3218	511	3	the	the	DET
fsr-3218	511	4	future	future	ADJ
fsr-3218	511	5	and	and	CCONJ
fsr-3218	511	6	breast	breast	NOUN
fsr-3218	511	7	cancer	cancer	NOUN
fsr-3218	511	8	-	-	PUNCT
fsr-3218	511	9	preventive	preventive	ADJ
fsr-3218	511	10	health	health	NOUN
fsr-3218	511	11	behavior	behavior	NOUN
fsr-3218	511	12	.	.	PUNCT
fsr-3218	512	1	cancer	cancer	NOUN
fsr-3218	512	2	epidemiology	epidemiology	NOUN
fsr-3218	512	3	biomarkers	biomarker	NOUN
fsr-3218	512	4	&	&	CCONJ
fsr-3218	512	5	prevention	prevention	NOUN
fsr-3218	512	6	,	,	PUNCT
fsr-3218	512	7	15	15	NUM
fsr-3218	512	8	,	,	PUNCT
fsr-3218	512	9	955–960	955–960	NUM
fsr-3218	512	10	.	.	NOUN
fsr-3218	512	11	178	178	NUM
fsr-3218	512	12	k.	k.	PROPN
fsr-3218	512	13	n.	n.	PROPN
fsr-3218	512	14	ryack	ryack	PROPN
fsr-3218	512	15	,	,	PUNCT
fsr-3218	512	16	a.	a.	NOUN
fsr-3218	512	17	sheikh	sheikh	PROPN
fsr-3218	512	18	/	/	SYM
fsr-3218	512	19	financial	financial	ADJ
fsr-3218	512	20	services	service	NOUN
fsr-3218	512	21	review	review	VERB
fsr-3218	512	22	25	25	NUM
fsr-3218	512	23	(	(	PUNCT
fsr-3218	512	24	2016	2016	NUM
fsr-3218	512	25	)	)	PUNCT
fsr-3218	512	26	157–180	157–180	NUM
fsr-3218	512	27	liu	liu	PROPN
fsr-3218	512	28	,	,	PUNCT
fsr-3218	512	29	x.	x.	NOUN
fsr-3218	512	30	(	(	PUNCT
fsr-3218	512	31	2016	2016	NUM
fsr-3218	512	32	)	)	PUNCT
fsr-3218	512	33	.	.	PUNCT
fsr-3218	513	1	applied	apply	VERB
fsr-3218	513	2	ordinal	ordinal	ADJ
fsr-3218	513	3	logistic	logistic	ADJ
fsr-3218	513	4	regression	regression	NOUN
fsr-3218	513	5	using	use	VERB
fsr-3218	513	6	stata	stata	PROPN
fsr-3218	513	7	�	�	PROPN
fsr-3218	513	8	:	:	PUNCT
fsr-3218	513	9	from	from	ADP
fsr-3218	513	10	single	single	ADJ
fsr-3218	513	11	-	-	PUNCT
fsr-3218	513	12	level	level	NOUN
fsr-3218	513	13	to	to	PART
fsr-3218	513	14	multilevel	multilevel	VERB
fsr-3218	513	15	modeling	modeling	NOUN
fsr-3218	513	16	.	.	PUNCT
fsr-3218	514	1	thousand	thousand	NUM
fsr-3218	514	2	oaks	oak	NOUN
fsr-3218	514	3	,	,	PUNCT
fsr-3218	514	4	ca	can	AUX
fsr-3218	514	5	:	:	PUNCT
fsr-3218	514	6	sage	sage	VERB
fsr-3218	514	7	publications	publication	NOUN
fsr-3218	514	8	.	.	PUNCT
fsr-3218	515	1	luszczynska	luszczynska	PROPN
fsr-3218	515	2	,	,	PUNCT
fsr-3218	515	3	a.	a.	NOUN
fsr-3218	515	4	,	,	PUNCT
fsr-3218	515	5	gibbons	gibbon	NOUN
fsr-3218	515	6	,	,	PUNCT
fsr-3218	515	7	f.	f.	PROPN
fsr-3218	515	8	x.	x.	PROPN
fsr-3218	515	9	,	,	PUNCT
fsr-3218	515	10	piko	piko	PROPN
fsr-3218	515	11	,	,	PUNCT
fsr-3218	515	12	b.	b.	PROPN
fsr-3218	515	13	f.	f.	PROPN
fsr-3218	515	14	,	,	PUNCT
fsr-3218	515	15	&	&	CCONJ
fsr-3218	515	16	tekozel	tekozel	NOUN
fsr-3218	515	17	,	,	PUNCT
fsr-3218	515	18	m.	m.	NOUN
fsr-3218	515	19	(	(	PUNCT
fsr-3218	515	20	2004	2004	NUM
fsr-3218	515	21	)	)	PUNCT
fsr-3218	515	22	.	.	PUNCT
fsr-3218	516	1	self	self	NOUN
fsr-3218	516	2	-	-	PUNCT
fsr-3218	516	3	regulatory	regulatory	ADJ
fsr-3218	516	4	cognitions	cognition	NOUN
fsr-3218	516	5	,	,	PUNCT
fsr-3218	516	6	social	social	ADJ
fsr-3218	516	7	comparison	comparison	NOUN
fsr-3218	516	8	,	,	PUNCT
fsr-3218	516	9	and	and	CCONJ
fsr-3218	516	10	perceived	perceive	VERB
fsr-3218	516	11	peers	peer	NOUN
fsr-3218	516	12	’	’	PART
fsr-3218	516	13	behaviors	behavior	NOUN
fsr-3218	516	14	as	as	ADP
fsr-3218	516	15	predictors	predictor	NOUN
fsr-3218	516	16	of	of	ADP
fsr-3218	516	17	nutrition	nutrition	NOUN
fsr-3218	516	18	and	and	CCONJ
fsr-3218	516	19	physical	physical	ADJ
fsr-3218	516	20	activity	activity	NOUN
fsr-3218	516	21	:	:	PUNCT
fsr-3218	516	22	a	a	DET
fsr-3218	516	23	comparison	comparison	NOUN
fsr-3218	516	24	among	among	ADP
fsr-3218	516	25	adolescents	adolescent	NOUN
fsr-3218	516	26	in	in	ADP
fsr-3218	516	27	hungary	hungary	PROPN
fsr-3218	516	28	,	,	PUNCT
fsr-3218	516	29	poland	poland	PROPN
fsr-3218	516	30	,	,	PUNCT
fsr-3218	516	31	turkey	turkey	PROPN
fsr-3218	516	32	,	,	PUNCT
fsr-3218	516	33	and	and	CCONJ
fsr-3218	516	34	usa	usa	PROPN
fsr-3218	516	35	.	.	PROPN
fsr-3218	516	36	psychology	psychology	PROPN
fsr-3218	516	37	&	&	CCONJ
fsr-3218	516	38	health	health	PROPN
fsr-3218	516	39	,	,	PUNCT
fsr-3218	516	40	19	19	NUM
fsr-3218	516	41	,	,	PUNCT
fsr-3218	516	42	577–593	577–593	NUM
fsr-3218	516	43	.	.	PUNCT
fsr-3218	517	1	mackillop	mackillop	PROPN
fsr-3218	517	2	,	,	PUNCT
fsr-3218	517	3	j.	j.	PROPN
fsr-3218	517	4	,	,	PUNCT
fsr-3218	517	5	anderson	anderson	PROPN
fsr-3218	517	6	,	,	PUNCT
fsr-3218	517	7	e.	e.	PROPN
fsr-3218	517	8	j.	j.	PROPN
fsr-3218	517	9	,	,	PUNCT
fsr-3218	517	10	castelda	castelda	PROPN
fsr-3218	517	11	,	,	PUNCT
fsr-3218	517	12	b.	b.	PROPN
fsr-3218	517	13	a.	a.	PROPN
fsr-3218	517	14	,	,	PUNCT
fsr-3218	517	15	mattson	mattson	PROPN
fsr-3218	517	16	,	,	PUNCT
fsr-3218	517	17	r.	r.	PROPN
fsr-3218	517	18	e.	e.	PROPN
fsr-3218	517	19	,	,	PUNCT
fsr-3218	517	20	&	&	CCONJ
fsr-3218	517	21	donovick	donovick	PROPN
fsr-3218	517	22	,	,	PUNCT
fsr-3218	517	23	p.	p.	NOUN
fsr-3218	517	24	j.	j.	PROPN
fsr-3218	517	25	(	(	PUNCT
fsr-3218	517	26	2006	2006	NUM
fsr-3218	517	27	)	)	PUNCT
fsr-3218	517	28	.	.	PUNCT
fsr-3218	518	1	convergent	convergent	ADJ
fsr-3218	518	2	validity	validity	NOUN
fsr-3218	518	3	of	of	ADP
fsr-3218	518	4	measures	measure	NOUN
fsr-3218	518	5	of	of	ADP
fsr-3218	518	6	cognitive	cognitive	ADJ
fsr-3218	518	7	distortions	distortion	NOUN
fsr-3218	518	8	,	,	PUNCT
fsr-3218	518	9	impulsivity	impulsivity	NOUN
fsr-3218	518	10	,	,	PUNCT
fsr-3218	518	11	and	and	CCONJ
fsr-3218	518	12	time	time	NOUN
fsr-3218	518	13	perspective	perspective	NOUN
fsr-3218	518	14	with	with	ADP
fsr-3218	518	15	pathological	pathological	ADJ
fsr-3218	518	16	gambling	gambling	NOUN
fsr-3218	518	17	.	.	PUNCT
fsr-3218	519	1	psychology	psychology	NOUN
fsr-3218	519	2	of	of	ADP
fsr-3218	519	3	addictive	addictive	ADJ
fsr-3218	519	4	behaviors	behavior	NOUN
fsr-3218	519	5	,	,	PUNCT
fsr-3218	519	6	20	20	NUM
fsr-3218	519	7	,	,	PUNCT
fsr-3218	519	8	75–79	75–79	ADV
fsr-3218	519	9	.	.	PUNCT
fsr-3218	520	1	mackillop	mackillop	PROPN
fsr-3218	520	2	,	,	PUNCT
fsr-3218	520	3	j.	j.	PROPN
fsr-3218	520	4	,	,	PUNCT
fsr-3218	520	5	mattson	mattson	PROPN
fsr-3218	520	6	,	,	PUNCT
fsr-3218	520	7	r.	r.	PROPN
fsr-3218	520	8	e.	e.	PROPN
fsr-3218	520	9	,	,	PUNCT
fsr-3218	520	10	mackillop	mackillop	PROPN
fsr-3218	520	11	,	,	PUNCT
fsr-3218	520	12	e.	e.	PROPN
fsr-3218	520	13	j.	j.	PROPN
fsr-3218	520	14	a.	a.	PROPN
fsr-3218	520	15	,	,	PUNCT
fsr-3218	520	16	castelda	castelda	PROPN
fsr-3218	520	17	,	,	PUNCT
fsr-3218	520	18	b.	b.	PROPN
fsr-3218	520	19	a.	a.	PROPN
fsr-3218	520	20	,	,	PUNCT
fsr-3218	520	21	&	&	CCONJ
fsr-3218	520	22	donovick	donovick	PROPN
fsr-3218	520	23	,	,	PUNCT
fsr-3218	520	24	p.	p.	NOUN
fsr-3218	520	25	j.	j.	PROPN
fsr-3218	521	1	(	(	PUNCT
fsr-3218	521	2	2007	2007	NUM
fsr-3218	521	3	)	)	PUNCT
fsr-3218	521	4	.	.	PUNCT
fsr-3218	522	1	multidimensional	multidimensional	ADJ
fsr-3218	522	2	assessment	assessment	NOUN
fsr-3218	522	3	of	of	ADP
fsr-3218	522	4	impulsivity	impulsivity	NOUN
fsr-3218	522	5	in	in	ADP
fsr-3218	522	6	undergraduate	undergraduate	ADJ
fsr-3218	522	7	hazardous	hazardous	ADJ
fsr-3218	522	8	drinkers	drinker	NOUN
fsr-3218	522	9	and	and	CCONJ
fsr-3218	522	10	controls	control	NOUN
fsr-3218	522	11	.	.	PUNCT
fsr-3218	523	1	journal	journal	NOUN
fsr-3218	523	2	of	of	ADP
fsr-3218	523	3	studies	study	NOUN
fsr-3218	523	4	on	on	ADP
fsr-3218	523	5	alcohol	alcohol	NOUN
fsr-3218	523	6	and	and	CCONJ
fsr-3218	523	7	drugs	drug	NOUN
fsr-3218	523	8	,	,	PUNCT
fsr-3218	523	9	68	68	NUM
fsr-3218	523	10	,	,	PUNCT
fsr-3218	523	11	785–788	785–788	NUM
fsr-3218	523	12	.	.	PUNCT
fsr-3218	524	1	maddala	maddala	NOUN
fsr-3218	524	2	,	,	PUNCT
fsr-3218	524	3	g.	g.	PROPN
fsr-3218	524	4	s.	s.	PROPN
fsr-3218	524	5	(	(	PUNCT
fsr-3218	524	6	1983	1983	NUM
fsr-3218	524	7	)	)	PUNCT
fsr-3218	524	8	.	.	PUNCT
fsr-3218	525	1	limited	limit	VERB
fsr-3218	525	2	-	-	PUNCT
fsr-3218	525	3	dependent	dependent	ADJ
fsr-3218	525	4	and	and	CCONJ
fsr-3218	525	5	qualitative	qualitative	ADJ
fsr-3218	525	6	variables	variable	NOUN
fsr-3218	525	7	in	in	ADP
fsr-3218	525	8	econometrics	econometric	NOUN
fsr-3218	525	9	.	.	PUNCT
fsr-3218	526	1	new	new	PROPN
fsr-3218	526	2	york	york	PROPN
fsr-3218	526	3	,	,	PUNCT
fsr-3218	526	4	ny	ny	PROPN
fsr-3218	526	5	:	:	PUNCT
fsr-3218	526	6	cambridge	cambridge	PROPN
fsr-3218	526	7	university	university	PROPN
fsr-3218	526	8	press	press	NOUN
fsr-3218	526	9	.	.	PUNCT
fsr-3218	527	1	neelakantan	neelakantan	PROPN
fsr-3218	527	2	,	,	PUNCT
fsr-3218	527	3	u.	u.	PROPN
fsr-3218	527	4	(	(	PUNCT
fsr-3218	527	5	2010	2010	NUM
fsr-3218	527	6	)	)	PUNCT
fsr-3218	527	7	.	.	PUNCT
fsr-3218	528	1	estimation	estimation	NOUN
fsr-3218	528	2	and	and	CCONJ
fsr-3218	528	3	impact	impact	NOUN
fsr-3218	528	4	of	of	ADP
fsr-3218	528	5	gender	gender	NOUN
fsr-3218	528	6	differences	difference	NOUN
fsr-3218	528	7	in	in	ADP
fsr-3218	528	8	risk	risk	NOUN
fsr-3218	528	9	tolerance	tolerance	NOUN
fsr-3218	528	10	.	.	PUNCT
fsr-3218	529	1	economic	economic	ADJ
fsr-3218	529	2	inquiry	inquiry	NOUN
fsr-3218	529	3	,	,	PUNCT
fsr-3218	529	4	48	48	NUM
fsr-3218	529	5	,	,	PUNCT
fsr-3218	529	6	228–233	228–233	NUM
fsr-3218	529	7	.	.	PUNCT
fsr-3218	529	8	nuttin	nuttin	NOUN
fsr-3218	529	9	,	,	PUNCT
fsr-3218	529	10	j.	j.	PROPN
fsr-3218	529	11	(	(	PUNCT
fsr-3218	529	12	1985	1985	NUM
fsr-3218	529	13	)	)	PUNCT
fsr-3218	529	14	.	.	PUNCT
fsr-3218	530	1	future	future	ADJ
fsr-3218	530	2	time	time	NOUN
fsr-3218	530	3	perspective	perspective	NOUN
fsr-3218	530	4	and	and	CCONJ
fsr-3218	530	5	motivation	motivation	NOUN
fsr-3218	530	6	:	:	PUNCT
fsr-3218	530	7	theory	theory	NOUN
fsr-3218	530	8	and	and	CCONJ
fsr-3218	530	9	research	research	NOUN
fsr-3218	530	10	method	method	NOUN
fsr-3218	530	11	.	.	PUNCT
fsr-3218	531	1	hillsdale	hillsdale	PROPN
fsr-3218	531	2	,	,	PUNCT
fsr-3218	531	3	nj	nj	PROPN
fsr-3218	531	4	:	:	PUNCT
fsr-3218	531	5	erlbaum	erlbaum	PROPN
fsr-3218	531	6	.	.	PUNCT
fsr-3218	532	1	olsen	olsen	PROPN
fsr-3218	532	2	,	,	PUNCT
fsr-3218	532	3	r.	r.	PROPN
fsr-3218	532	4	a.	a.	PROPN
fsr-3218	532	5	,	,	PUNCT
fsr-3218	532	6	&	&	CCONJ
fsr-3218	532	7	cox	cox	PROPN
fsr-3218	532	8	,	,	PUNCT
fsr-3218	532	9	c.	c.	PROPN
fsr-3218	532	10	m.	m.	NOUN
fsr-3218	532	11	(	(	PUNCT
fsr-3218	532	12	2001	2001	NUM
fsr-3218	532	13	)	)	PUNCT
fsr-3218	532	14	.	.	PUNCT
fsr-3218	533	1	the	the	DET
fsr-3218	533	2	influence	influence	NOUN
fsr-3218	533	3	of	of	ADP
fsr-3218	533	4	gender	gender	NOUN
fsr-3218	533	5	on	on	ADP
fsr-3218	533	6	the	the	DET
fsr-3218	533	7	perception	perception	NOUN
fsr-3218	533	8	and	and	CCONJ
fsr-3218	533	9	response	response	NOUN
fsr-3218	533	10	to	to	ADP
fsr-3218	533	11	investment	investment	NOUN
fsr-3218	533	12	risk	risk	NOUN
fsr-3218	533	13	:	:	PUNCT
fsr-3218	533	14	the	the	DET
fsr-3218	533	15	case	case	NOUN
fsr-3218	533	16	of	of	ADP
fsr-3218	533	17	professional	professional	ADJ
fsr-3218	533	18	investors	investor	NOUN
fsr-3218	533	19	.	.	PUNCT
fsr-3218	534	1	the	the	DET
fsr-3218	534	2	journal	journal	NOUN
fsr-3218	534	3	of	of	ADP
fsr-3218	534	4	psychology	psychology	NOUN
fsr-3218	534	5	and	and	CCONJ
fsr-3218	534	6	financial	financial	ADJ
fsr-3218	534	7	markets	market	NOUN
fsr-3218	534	8	,	,	PUNCT
fsr-3218	534	9	2	2	NUM
fsr-3218	534	10	,	,	PUNCT
fsr-3218	534	11	29–36	29–36	NUM
fsr-3218	534	12	.	.	PUNCT
fsr-3218	534	13	ouellette	ouellette	PROPN
fsr-3218	534	14	,	,	PUNCT
fsr-3218	534	15	j.	j.	PROPN
fsr-3218	534	16	a.	a.	PROPN
fsr-3218	534	17	,	,	PUNCT
fsr-3218	534	18	hessling	hessling	NOUN
fsr-3218	534	19	,	,	PUNCT
fsr-3218	534	20	r.	r.	PROPN
fsr-3218	534	21	,	,	PUNCT
fsr-3218	534	22	gibbons	gibbon	NOUN
fsr-3218	534	23	,	,	PUNCT
fsr-3218	534	24	f.	f.	PROPN
fsr-3218	534	25	x.	x.	PROPN
fsr-3218	534	26	,	,	PUNCT
fsr-3218	534	27	reis	reis	NOUN
fsr-3218	534	28	-	-	PUNCT
fsr-3218	534	29	bergan	bergan	NOUN
fsr-3218	534	30	,	,	PUNCT
fsr-3218	534	31	m.	m.	NOUN
fsr-3218	534	32	,	,	PUNCT
fsr-3218	534	33	&	&	CCONJ
fsr-3218	534	34	gerrard	gerrard	PROPN
fsr-3218	534	35	,	,	PUNCT
fsr-3218	534	36	m.	m.	NOUN
fsr-3218	534	37	(	(	PUNCT
fsr-3218	534	38	2005	2005	NUM
fsr-3218	534	39	)	)	PUNCT
fsr-3218	534	40	.	.	PUNCT
fsr-3218	535	1	using	use	VERB
fsr-3218	535	2	images	image	NOUN
fsr-3218	535	3	to	to	PART
fsr-3218	535	4	increase	increase	VERB
fsr-3218	535	5	exercise	exercise	NOUN
fsr-3218	535	6	behavior	behavior	NOUN
fsr-3218	535	7	:	:	PUNCT
fsr-3218	535	8	prototypes	prototype	NOUN
fsr-3218	535	9	versus	versus	ADP
fsr-3218	535	10	possible	possible	ADJ
fsr-3218	535	11	selves	self	NOUN
fsr-3218	535	12	.	.	PUNCT
fsr-3218	536	1	personality	personality	NOUN
fsr-3218	536	2	and	and	CCONJ
fsr-3218	536	3	social	social	ADJ
fsr-3218	536	4	psychology	psychology	NOUN
fsr-3218	536	5	bulletin	bulletin	NOUN
fsr-3218	536	6	,	,	PUNCT
fsr-3218	536	7	31	31	NUM
fsr-3218	536	8	,	,	PUNCT
fsr-3218	536	9	610	610	NUM
fsr-3218	536	10	–	–	PUNCT
fsr-3218	536	11	620	620	NUM
fsr-3218	536	12	.	.	PUNCT
fsr-3218	536	13	pardoe	pardoe	PROPN
fsr-3218	536	14	,	,	PUNCT
fsr-3218	536	15	i.	i.	PROPN
fsr-3218	536	16	(	(	PUNCT
fsr-3218	536	17	2006	2006	NUM
fsr-3218	536	18	)	)	PUNCT
fsr-3218	536	19	.	.	PUNCT
fsr-3218	537	1	applied	apply	VERB
fsr-3218	537	2	regression	regression	NOUN
fsr-3218	537	3	modeling	modeling	NOUN
fsr-3218	537	4	:	:	PUNCT
fsr-3218	537	5	a	a	DET
fsr-3218	537	6	business	business	NOUN
fsr-3218	537	7	approach	approach	NOUN
fsr-3218	537	8	.	.	PUNCT
fsr-3218	538	1	hoboken	hoboken	PROPN
fsr-3218	538	2	,	,	PUNCT
fsr-3218	538	3	nj	nj	PROPN
fsr-3218	538	4	:	:	PUNCT
fsr-3218	538	5	john	john	PROPN
fsr-3218	538	6	wiley	wiley	PROPN
fsr-3218	538	7	and	and	CCONJ
fsr-3218	538	8	sons	son	NOUN
fsr-3218	538	9	,	,	PUNCT
fsr-3218	538	10	inc	inc	PROPN
fsr-3218	538	11	.	.	PROPN
fsr-3218	538	12	petry	petry	PROPN
fsr-3218	538	13	,	,	PUNCT
fsr-3218	538	14	n.	n.	NOUN
fsr-3218	538	15	m.	m.	NOUN
fsr-3218	538	16	(	(	PUNCT
fsr-3218	538	17	2001	2001	NUM
fsr-3218	538	18	)	)	PUNCT
fsr-3218	538	19	.	.	PUNCT
fsr-3218	539	1	substance	substance	NOUN
fsr-3218	539	2	abuse	abuse	NOUN
fsr-3218	539	3	,	,	PUNCT
fsr-3218	539	4	pathological	pathological	ADJ
fsr-3218	539	5	gambling	gambling	NOUN
fsr-3218	539	6	,	,	PUNCT
fsr-3218	539	7	and	and	CCONJ
fsr-3218	539	8	impulsiveness	impulsiveness	NOUN
fsr-3218	539	9	.	.	PUNCT
fsr-3218	540	1	drug	drug	NOUN
fsr-3218	540	2	and	and	CCONJ
fsr-3218	540	3	alcohol	alcohol	NOUN
fsr-3218	540	4	dependence	dependence	NOUN
fsr-3218	540	5	,	,	PUNCT
fsr-3218	540	6	63	63	NUM
fsr-3218	540	7	,	,	PUNCT
fsr-3218	541	1	29–38	29–38	NUM
fsr-3218	541	2	.	.	PUNCT
fsr-3218	541	3	petry	petry	PROPN
fsr-3218	541	4	,	,	PUNCT
fsr-3218	541	5	n.	n.	NOUN
fsr-3218	541	6	m.	m.	PROPN
fsr-3218	541	7	,	,	PUNCT
fsr-3218	541	8	bickel	bickel	PROPN
fsr-3218	541	9	,	,	PUNCT
fsr-3218	541	10	w.	w.	PROPN
fsr-3218	541	11	k.	k.	PROPN
fsr-3218	541	12	,	,	PUNCT
fsr-3218	541	13	&	&	CCONJ
fsr-3218	541	14	arnett	arnett	PROPN
fsr-3218	541	15	,	,	PUNCT
fsr-3218	541	16	m.	m.	NOUN
fsr-3218	541	17	(	(	PUNCT
fsr-3218	541	18	1998	1998	NUM
fsr-3218	541	19	)	)	PUNCT
fsr-3218	541	20	.	.	PUNCT
fsr-3218	542	1	shortened	shorten	VERB
fsr-3218	542	2	time	time	NOUN
fsr-3218	542	3	horizons	horizon	NOUN
fsr-3218	542	4	and	and	CCONJ
fsr-3218	542	5	insensitivity	insensitivity	NOUN
fsr-3218	542	6	to	to	ADP
fsr-3218	542	7	future	future	ADJ
fsr-3218	542	8	consequences	consequence	NOUN
fsr-3218	542	9	in	in	ADP
fsr-3218	542	10	heroin	heroin	NOUN
fsr-3218	542	11	addicts	addict	NOUN
fsr-3218	542	12	.	.	PUNCT
fsr-3218	543	1	addiction	addiction	NOUN
fsr-3218	543	2	,	,	PUNCT
fsr-3218	543	3	93	93	NUM
fsr-3218	543	4	,	,	PUNCT
fsr-3218	543	5	729–738	729–738	NUM
fsr-3218	543	6	.	.	PUNCT
fsr-3218	544	1	powell	powell	PROPN
fsr-3218	544	2	,	,	PUNCT
fsr-3218	544	3	m.	m.	NOUN
fsr-3218	544	4	,	,	PUNCT
fsr-3218	544	5	&	&	CCONJ
fsr-3218	544	6	ansic	ansic	ADV
fsr-3218	544	7	,	,	PUNCT
fsr-3218	544	8	d.	d.	PROPN
fsr-3218	544	9	(	(	PUNCT
fsr-3218	544	10	1997	1997	NUM
fsr-3218	544	11	)	)	PUNCT
fsr-3218	544	12	.	.	PUNCT
fsr-3218	545	1	gender	gender	NOUN
fsr-3218	545	2	differences	difference	NOUN
fsr-3218	545	3	in	in	ADP
fsr-3218	545	4	risk	risk	NOUN
fsr-3218	545	5	behaviour	behaviour	NOUN
fsr-3218	545	6	in	in	ADP
fsr-3218	545	7	financial	financial	ADJ
fsr-3218	545	8	decision	decision	NOUN
fsr-3218	545	9	-	-	PUNCT
fsr-3218	545	10	making	making	NOUN
fsr-3218	545	11	:	:	PUNCT
fsr-3218	545	12	an	an	DET
fsr-3218	545	13	experimental	experimental	ADJ
fsr-3218	545	14	analysis	analysis	NOUN
fsr-3218	545	15	.	.	PUNCT
fsr-3218	546	1	journal	journal	NOUN
fsr-3218	546	2	of	of	ADP
fsr-3218	546	3	economic	economic	ADJ
fsr-3218	546	4	psychology	psychology	NOUN
fsr-3218	546	5	,	,	PUNCT
fsr-3218	546	6	18	18	NUM
fsr-3218	546	7	,	,	PUNCT
fsr-3218	546	8	605–628	605–628	NUM
fsr-3218	546	9	.	.	PUNCT
fsr-3218	547	1	ryack	ryack	NOUN
fsr-3218	547	2	,	,	PUNCT
fsr-3218	547	3	k.	k.	PROPN
fsr-3218	547	4	(	(	PUNCT
fsr-3218	547	5	2011	2011	NUM
fsr-3218	547	6	)	)	PUNCT
fsr-3218	547	7	.	.	PUNCT
fsr-3218	548	1	the	the	DET
fsr-3218	548	2	impact	impact	NOUN
fsr-3218	548	3	of	of	ADP
fsr-3218	548	4	family	family	NOUN
fsr-3218	548	5	relationships	relationship	NOUN
fsr-3218	548	6	and	and	CCONJ
fsr-3218	548	7	financial	financial	ADJ
fsr-3218	548	8	education	education	NOUN
fsr-3218	548	9	on	on	ADP
fsr-3218	548	10	financial	financial	ADJ
fsr-3218	548	11	risk	risk	NOUN
fsr-3218	548	12	tolerance	tolerance	NOUN
fsr-3218	548	13	.	.	PUNCT
fsr-3218	549	1	financial	financial	ADJ
fsr-3218	549	2	services	service	NOUN
fsr-3218	549	3	review	review	PROPN
fsr-3218	549	4	,	,	PUNCT
fsr-3218	549	5	20	20	NUM
fsr-3218	549	6	,	,	PUNCT
fsr-3218	549	7	181–193	181–193	NUM
fsr-3218	549	8	.	.	PUNCT
fsr-3218	550	1	ryack	ryack	NOUN
fsr-3218	550	2	,	,	PUNCT
fsr-3218	550	3	k.	k.	PROPN
fsr-3218	550	4	(	(	PUNCT
fsr-3218	550	5	2012	2012	NUM
fsr-3218	550	6	)	)	PUNCT
fsr-3218	550	7	.	.	PUNCT
fsr-3218	551	1	evidence	evidence	NOUN
fsr-3218	551	2	that	that	PRON
fsr-3218	551	3	time	time	NOUN
fsr-3218	551	4	perspective	perspective	NOUN
fsr-3218	551	5	factors	factor	NOUN
fsr-3218	551	6	depend	depend	VERB
fsr-3218	551	7	on	on	ADP
fsr-3218	551	8	the	the	DET
fsr-3218	551	9	group	group	NOUN
fsr-3218	551	10	:	:	PUNCT
fsr-3218	551	11	factor	factor	NOUN
fsr-3218	551	12	analyses	analysis	NOUN
fsr-3218	551	13	of	of	ADP
fsr-3218	551	14	the	the	DET
fsr-3218	551	15	cfc	cfc	PROPN
fsr-3218	551	16	and	and	CCONJ
fsr-3218	551	17	ztpi	ztpi	NOUN
fsr-3218	551	18	scales	scale	VERB
fsr-3218	551	19	with	with	ADP
fsr-3218	551	20	professional	professional	ADJ
fsr-3218	551	21	financial	financial	ADJ
fsr-3218	551	22	advisors	advisor	NOUN
fsr-3218	551	23	.	.	PUNCT
fsr-3218	552	1	personality	personality	NOUN
fsr-3218	552	2	and	and	CCONJ
fsr-3218	552	3	individual	individual	ADJ
fsr-3218	552	4	differences	difference	NOUN
fsr-3218	552	5	,	,	PUNCT
fsr-3218	552	6	52	52	NUM
fsr-3218	552	7	,	,	PUNCT
fsr-3218	552	8	723–727	723–727	NUM
fsr-3218	552	9	.	.	PUNCT
fsr-3218	553	1	ryack	ryack	NOUN
fsr-3218	553	2	,	,	PUNCT
fsr-3218	553	3	k.	k.	PROPN
fsr-3218	553	4	n.	n.	PROPN
fsr-3218	553	5	(	(	PUNCT
fsr-3218	553	6	2015	2015	NUM
fsr-3218	553	7	)	)	PUNCT
fsr-3218	553	8	.	.	PUNCT
fsr-3218	554	1	the	the	DET
fsr-3218	554	2	time	time	NOUN
fsr-3218	554	3	perspective	perspective	NOUN
fsr-3218	554	4	of	of	ADP
fsr-3218	554	5	financial	financial	ADJ
fsr-3218	554	6	advisors	advisor	NOUN
fsr-3218	554	7	and	and	CCONJ
fsr-3218	554	8	its	its	PRON
fsr-3218	554	9	effect	effect	NOUN
fsr-3218	554	10	on	on	ADP
fsr-3218	554	11	their	their	PRON
fsr-3218	554	12	decision	decision	NOUN
fsr-3218	554	13	-	-	PUNCT
fsr-3218	554	14	making	making	NOUN
fsr-3218	554	15	.	.	PUNCT
fsr-3218	555	1	financial	financial	ADJ
fsr-3218	555	2	services	service	NOUN
fsr-3218	555	3	review	review	PROPN
fsr-3218	555	4	,	,	PUNCT
fsr-3218	555	5	24	24	NUM
fsr-3218	555	6	,	,	PUNCT
fsr-3218	555	7	387–410	387–410	NUM
fsr-3218	555	8	.	.	PUNCT
fsr-3218	555	9	doi:10.1016	doi:10.1016	PROPN
fsr-3218	555	10	/	/	SYM
fsr-3218	555	11	j.paid.2010.02.029	j.paid.2010.02.029	PROPN
fsr-3218	555	12	.	.	PUNCT
fsr-3218	555	13	shores	shores	PROPN
fsr-3218	555	14	,	,	PUNCT
fsr-3218	555	15	k.	k.	PROPN
fsr-3218	555	16	,	,	PUNCT
fsr-3218	555	17	&	&	CCONJ
fsr-3218	555	18	scott	scott	PROPN
fsr-3218	555	19	,	,	PUNCT
fsr-3218	555	20	d.	d.	PROPN
fsr-3218	555	21	(	(	PUNCT
fsr-3218	555	22	2007	2007	NUM
fsr-3218	555	23	)	)	PUNCT
fsr-3218	555	24	.	.	PUNCT
fsr-3218	556	1	the	the	DET
fsr-3218	556	2	relationship	relationship	NOUN
fsr-3218	556	3	of	of	ADP
fsr-3218	556	4	individual	individual	ADJ
fsr-3218	556	5	time	time	NOUN
fsr-3218	556	6	perspective	perspective	NOUN
fsr-3218	556	7	and	and	CCONJ
fsr-3218	556	8	recreation	recreation	NOUN
fsr-3218	556	9	experience	experience	NOUN
fsr-3218	556	10	preferences	preference	NOUN
fsr-3218	556	11	.	.	PUNCT
fsr-3218	557	1	journal	journal	NOUN
fsr-3218	557	2	of	of	ADP
fsr-3218	557	3	leisure	leisure	PROPN
fsr-3218	557	4	research	research	NOUN
fsr-3218	557	5	,	,	PUNCT
fsr-3218	557	6	39	39	NUM
fsr-3218	557	7	,	,	PUNCT
fsr-3218	557	8	28–59	28–59	NUM
fsr-3218	557	9	.	.	PUNCT
fsr-3218	558	1	siegel	siegel	PROPN
fsr-3218	558	2	,	,	PUNCT
fsr-3218	558	3	j.	j.	PROPN
fsr-3218	558	4	j.	j.	PROPN
fsr-3218	558	5	,	,	PUNCT
fsr-3218	558	6	&	&	CCONJ
fsr-3218	558	7	thaler	thaler	PROPN
fsr-3218	558	8	,	,	PUNCT
fsr-3218	558	9	r.	r.	PROPN
fsr-3218	558	10	h.	h.	PROPN
fsr-3218	558	11	(	(	PUNCT
fsr-3218	558	12	1997	1997	NUM
fsr-3218	558	13	)	)	PUNCT
fsr-3218	558	14	.	.	PUNCT
fsr-3218	559	1	anomalies	anomaly	NOUN
fsr-3218	559	2	:	:	PUNCT
fsr-3218	559	3	the	the	DET
fsr-3218	559	4	equity	equity	NOUN
fsr-3218	559	5	premium	premium	NOUN
fsr-3218	559	6	puzzle	puzzle	NOUN
fsr-3218	559	7	.	.	PUNCT
fsr-3218	560	1	journal	journal	NOUN
fsr-3218	560	2	of	of	ADP
fsr-3218	560	3	economic	economic	ADJ
fsr-3218	560	4	perspectives	perspective	NOUN
fsr-3218	560	5	,	,	PUNCT
fsr-3218	560	6	11	11	NUM
fsr-3218	560	7	,	,	PUNCT
fsr-3218	560	8	191–200	191–200	NUM
fsr-3218	560	9	.	.	PUNCT
fsr-3218	561	1	statacorp	statacorp	PROPN
fsr-3218	561	2	lp	lp	PROPN
fsr-3218	561	3	.	.	PUNCT
fsr-3218	562	1	(	(	PUNCT
fsr-3218	562	2	2015	2015	NUM
fsr-3218	562	3	)	)	PUNCT
fsr-3218	562	4	.	.	PUNCT
fsr-3218	563	1	stata	stata	PROPN
fsr-3218	563	2	base	base	PROPN
fsr-3218	563	3	reference	reference	NOUN
fsr-3218	563	4	manual	manual	NOUN
fsr-3218	563	5	release	release	VERB
fsr-3218	563	6	14	14	NUM
fsr-3218	563	7	.	.	PUNCT
fsr-3218	564	1	college	college	NOUN
fsr-3218	564	2	station	station	NOUN
fsr-3218	564	3	,	,	PUNCT
fsr-3218	565	1	tx	tx	PROPN
fsr-3218	565	2	.	.	PUNCT
fsr-3218	565	3	strathman	strathman	PROPN
fsr-3218	565	4	,	,	PUNCT
fsr-3218	565	5	a.	a.	NOUN
fsr-3218	565	6	,	,	PUNCT
fsr-3218	565	7	gleicher	gleicher	NOUN
fsr-3218	565	8	,	,	PUNCT
fsr-3218	565	9	f.	f.	PROPN
fsr-3218	565	10	,	,	PUNCT
fsr-3218	565	11	boninger	boninger	NOUN
fsr-3218	565	12	,	,	PUNCT
fsr-3218	565	13	d.	d.	PROPN
fsr-3218	565	14	s.	s.	PROPN
fsr-3218	565	15	,	,	PUNCT
fsr-3218	565	16	&	&	CCONJ
fsr-3218	565	17	edwards	edwards	PROPN
fsr-3218	565	18	,	,	PUNCT
fsr-3218	565	19	c.	c.	PROPN
fsr-3218	565	20	s.	s.	PROPN
fsr-3218	565	21	(	(	PUNCT
fsr-3218	565	22	1994	1994	NUM
fsr-3218	565	23	)	)	PUNCT
fsr-3218	565	24	.	.	PUNCT
fsr-3218	566	1	the	the	DET
fsr-3218	566	2	consideration	consideration	NOUN
fsr-3218	566	3	of	of	ADP
fsr-3218	566	4	future	future	ADJ
fsr-3218	566	5	consequences	consequence	NOUN
fsr-3218	566	6	:	:	PUNCT
fsr-3218	566	7	weighing	weigh	VERB
fsr-3218	566	8	immediate	immediate	ADJ
fsr-3218	566	9	and	and	CCONJ
fsr-3218	566	10	distant	distant	ADJ
fsr-3218	566	11	outcomes	outcome	NOUN
fsr-3218	566	12	of	of	ADP
fsr-3218	566	13	behavior	behavior	NOUN
fsr-3218	566	14	.	.	PUNCT
fsr-3218	567	1	journal	journal	NOUN
fsr-3218	567	2	of	of	ADP
fsr-3218	567	3	personality	personality	NOUN
fsr-3218	567	4	and	and	CCONJ
fsr-3218	567	5	social	social	ADJ
fsr-3218	567	6	psychology	psychology	NOUN
fsr-3218	567	7	,	,	PUNCT
fsr-3218	567	8	66	66	NUM
fsr-3218	567	9	,	,	PUNCT
fsr-3218	567	10	742–752	742–752	NUM
fsr-3218	567	11	.	.	PUNCT
fsr-3218	568	1	studenmund	studenmund	NOUN
fsr-3218	568	2	,	,	PUNCT
fsr-3218	568	3	a.	a.	NOUN
fsr-3218	568	4	h.	h.	PROPN
fsr-3218	568	5	(	(	PUNCT
fsr-3218	568	6	2005	2005	NUM
fsr-3218	568	7	)	)	PUNCT
fsr-3218	568	8	.	.	PUNCT
fsr-3218	569	1	using	use	VERB
fsr-3218	569	2	econometrics	econometric	NOUN
fsr-3218	569	3	:	:	PUNCT
fsr-3218	569	4	a	a	DET
fsr-3218	569	5	practical	practical	ADJ
fsr-3218	569	6	guide	guide	NOUN
fsr-3218	569	7	,	,	PUNCT
fsr-3218	569	8	5th	5th	ADJ
fsr-3218	569	9	edition	edition	NOUN
fsr-3218	569	10	.	.	PUNCT
fsr-3218	570	1	new	new	PROPN
fsr-3218	570	2	york	york	PROPN
fsr-3218	570	3	,	,	PUNCT
fsr-3218	570	4	ny	ny	PROPN
fsr-3218	570	5	:	:	PUNCT
fsr-3218	570	6	addisonwesley	addisonwesley	PROPN
fsr-3218	570	7	pearson	pearson	PROPN
fsr-3218	570	8	.	.	PUNCT
fsr-3218	571	1	sung	sung	PROPN
fsr-3218	571	2	,	,	PUNCT
fsr-3218	571	3	j.	j.	PROPN
fsr-3218	571	4	,	,	PUNCT
fsr-3218	571	5	&	&	CCONJ
fsr-3218	571	6	hanna	hanna	PROPN
fsr-3218	571	7	,	,	PUNCT
fsr-3218	571	8	s.	s.	PROPN
fsr-3218	571	9	(	(	PUNCT
fsr-3218	571	10	1996	1996	NUM
fsr-3218	571	11	)	)	PUNCT
fsr-3218	571	12	.	.	PUNCT
fsr-3218	572	1	factors	factor	NOUN
fsr-3218	572	2	related	relate	VERB
fsr-3218	572	3	to	to	PART
fsr-3218	572	4	risk	risk	VERB
fsr-3218	572	5	tolerance	tolerance	NOUN
fsr-3218	572	6	.	.	PUNCT
fsr-3218	573	1	financial	financial	ADJ
fsr-3218	573	2	counseling	counseling	NOUN
fsr-3218	573	3	and	and	CCONJ
fsr-3218	573	4	planning	planning	NOUN
fsr-3218	573	5	,	,	PUNCT
fsr-3218	573	6	7	7	NUM
fsr-3218	573	7	,	,	PUNCT
fsr-3218	573	8	11–20	11–20	NUM
fsr-3218	573	9	.	.	PUNCT
fsr-3218	574	1	toplak	toplak	ADJ
fsr-3218	574	2	,	,	PUNCT
fsr-3218	574	3	m.	m.	PROPN
fsr-3218	574	4	e.	e.	PROPN
fsr-3218	574	5	,	,	PUNCT
fsr-3218	574	6	liu	liu	PROPN
fsr-3218	574	7	,	,	PUNCT
fsr-3218	574	8	e.	e.	PROPN
fsr-3218	574	9	,	,	PUNCT
fsr-3218	574	10	macpherson	macpherson	PROPN
fsr-3218	574	11	,	,	PUNCT
fsr-3218	574	12	r.	r.	PROPN
fsr-3218	574	13	,	,	PUNCT
fsr-3218	574	14	toneatto	toneatto	ADJ
fsr-3218	574	15	,	,	PUNCT
fsr-3218	574	16	t.	t.	PROPN
fsr-3218	574	17	,	,	PUNCT
fsr-3218	574	18	&	&	CCONJ
fsr-3218	574	19	stanovich	stanovich	PROPN
fsr-3218	574	20	,	,	PUNCT
fsr-3218	574	21	k.	k.	PROPN
fsr-3218	574	22	e.	e.	PROPN
fsr-3218	574	23	(	(	PUNCT
fsr-3218	574	24	2007	2007	NUM
fsr-3218	574	25	)	)	PUNCT
fsr-3218	574	26	.	.	PUNCT
fsr-3218	575	1	the	the	DET
fsr-3218	575	2	reasoning	reasoning	NOUN
fsr-3218	575	3	skills	skill	NOUN
fsr-3218	575	4	and	and	CCONJ
fsr-3218	575	5	thinking	think	VERB
fsr-3218	575	6	dispositions	disposition	NOUN
fsr-3218	575	7	of	of	ADP
fsr-3218	575	8	problem	problem	NOUN
fsr-3218	575	9	gamblers	gambler	NOUN
fsr-3218	575	10	:	:	PUNCT
fsr-3218	575	11	a	a	DET
fsr-3218	575	12	dual	dual	ADJ
fsr-3218	575	13	-	-	PUNCT
fsr-3218	575	14	process	process	NOUN
fsr-3218	575	15	taxonomy	taxonomy	NOUN
fsr-3218	575	16	.	.	PUNCT
fsr-3218	576	1	journal	journal	NOUN
fsr-3218	576	2	of	of	ADP
fsr-3218	576	3	behavioral	behavioral	ADJ
fsr-3218	576	4	decision	decision	NOUN
fsr-3218	576	5	making	making	NOUN
fsr-3218	576	6	,	,	PUNCT
fsr-3218	576	7	20	20	NUM
fsr-3218	576	8	,	,	PUNCT
fsr-3218	576	9	103–124	103–124	NUM
fsr-3218	576	10	.	.	PUNCT
fsr-3218	577	1	vuchinich	vuchinich	PROPN
fsr-3218	577	2	,	,	PUNCT
fsr-3218	577	3	r.	r.	PROPN
fsr-3218	577	4	e.	e.	PROPN
fsr-3218	577	5	,	,	PUNCT
fsr-3218	577	6	&	&	CCONJ
fsr-3218	577	7	simpson	simpson	PROPN
fsr-3218	577	8	,	,	PUNCT
fsr-3218	577	9	c.	c.	PROPN
fsr-3218	577	10	a.	a.	PROPN
fsr-3218	577	11	(	(	PUNCT
fsr-3218	577	12	1998	1998	NUM
fsr-3218	577	13	)	)	PUNCT
fsr-3218	577	14	.	.	PUNCT
fsr-3218	578	1	hyperbolic	hyperbolic	ADJ
fsr-3218	578	2	temporal	temporal	ADJ
fsr-3218	578	3	discounting	discounting	NOUN
fsr-3218	578	4	in	in	ADP
fsr-3218	578	5	social	social	ADJ
fsr-3218	578	6	drinkers	drinker	NOUN
fsr-3218	578	7	and	and	CCONJ
fsr-3218	578	8	problem	problem	NOUN
fsr-3218	578	9	drinkers	drinker	NOUN
fsr-3218	578	10	.	.	PUNCT
fsr-3218	579	1	experimental	experimental	ADJ
fsr-3218	579	2	and	and	CCONJ
fsr-3218	579	3	clinical	clinical	ADJ
fsr-3218	579	4	psychopharmacology	psychopharmacology	NOUN
fsr-3218	579	5	,	,	PUNCT
fsr-3218	579	6	6	6	NUM
fsr-3218	579	7	,	,	PUNCT
fsr-3218	579	8	292–305	292–305	NUM
fsr-3218	579	9	.	.	PUNCT
fsr-3218	580	1	179k	179k	NUM
fsr-3218	580	2	.	.	PUNCT
fsr-3218	581	1	n.	n.	PROPN
fsr-3218	581	2	ryack	ryack	PROPN
fsr-3218	581	3	,	,	PUNCT
fsr-3218	581	4	a.	a.	NOUN
fsr-3218	581	5	sheikh	sheikh	PROPN
fsr-3218	581	6	/	/	SYM
fsr-3218	581	7	financial	financial	ADJ
fsr-3218	581	8	services	service	NOUN
fsr-3218	581	9	review	review	VERB
fsr-3218	581	10	25	25	NUM
fsr-3218	581	11	(	(	PUNCT
fsr-3218	581	12	2016	2016	NUM
fsr-3218	581	13	)	)	PUNCT
fsr-3218	582	1	157–180	157–180	NUM
fsr-3218	582	2	weber	weber	PROPN
fsr-3218	582	3	,	,	PUNCT
fsr-3218	582	4	e.	e.	PROPN
fsr-3218	582	5	u.	u.	PROPN
fsr-3218	582	6	,	,	PUNCT
fsr-3218	582	7	blais	blais	PROPN
fsr-3218	582	8	,	,	PUNCT
fsr-3218	582	9	a.-r	a.-r	PROPN
fsr-3218	582	10	.	.	PROPN
fsr-3218	582	11	,	,	PUNCT
fsr-3218	582	12	&	&	CCONJ
fsr-3218	582	13	betz	betz	PROPN
fsr-3218	582	14	,	,	PUNCT
fsr-3218	582	15	n.	n.	PROPN
fsr-3218	582	16	e.	e.	PROPN
fsr-3218	582	17	(	(	PUNCT
fsr-3218	582	18	2002	2002	NUM
fsr-3218	582	19	)	)	PUNCT
fsr-3218	582	20	.	.	PUNCT
fsr-3218	583	1	a	a	DET
fsr-3218	583	2	domain	domain	NOUN
fsr-3218	583	3	-	-	PUNCT
fsr-3218	583	4	specific	specific	ADJ
fsr-3218	583	5	risk	risk	NOUN
fsr-3218	583	6	-	-	PUNCT
fsr-3218	583	7	attitude	attitude	NOUN
fsr-3218	583	8	scale	scale	NOUN
fsr-3218	583	9	:	:	PUNCT
fsr-3218	583	10	measuring	measure	VERB
fsr-3218	583	11	risk	risk	NOUN
fsr-3218	583	12	perceptions	perception	NOUN
fsr-3218	583	13	and	and	CCONJ
fsr-3218	583	14	risk	risk	NOUN
fsr-3218	583	15	behaviors	behavior	NOUN
fsr-3218	583	16	.	.	PUNCT
fsr-3218	584	1	journal	journal	NOUN
fsr-3218	584	2	of	of	ADP
fsr-3218	584	3	behavioral	behavioral	ADJ
fsr-3218	584	4	decision	decision	NOUN
fsr-3218	584	5	making	making	NOUN
fsr-3218	584	6	,	,	PUNCT
fsr-3218	584	7	15	15	NUM
fsr-3218	584	8	,	,	PUNCT
fsr-3218	584	9	263–290	263–290	NUM
fsr-3218	584	10	.	.	PUNCT
fsr-3218	585	1	webley	webley	PROPN
fsr-3218	585	2	,	,	PUNCT
fsr-3218	585	3	p.	p.	PROPN
fsr-3218	585	4	,	,	PUNCT
fsr-3218	585	5	&	&	CCONJ
fsr-3218	585	6	nyhus	nyhus	PROPN
fsr-3218	585	7	,	,	PUNCT
fsr-3218	585	8	e.	e.	PROPN
fsr-3218	585	9	k.	k.	PROPN
fsr-3218	585	10	(	(	PUNCT
fsr-3218	585	11	2006	2006	NUM
fsr-3218	585	12	)	)	PUNCT
fsr-3218	585	13	.	.	PUNCT
fsr-3218	586	1	parents	parent	NOUN
fsr-3218	586	2	’	’	PART
fsr-3218	586	3	influence	influence	NOUN
fsr-3218	586	4	on	on	ADP
fsr-3218	586	5	children	child	NOUN
fsr-3218	586	6	’s	’s	PART
fsr-3218	586	7	future	future	ADJ
fsr-3218	586	8	orientation	orientation	NOUN
fsr-3218	586	9	and	and	CCONJ
fsr-3218	586	10	saving	saving	PROPN
fsr-3218	586	11	.	.	PUNCT
fsr-3218	587	1	journal	journal	PROPN
fsr-3218	587	2	of	of	ADP
fsr-3218	587	3	economic	economic	ADJ
fsr-3218	587	4	psychology	psychology	NOUN
fsr-3218	587	5	,	,	PUNCT
fsr-3218	587	6	27	27	NUM
fsr-3218	587	7	,	,	PUNCT
fsr-3218	587	8	140–164	140–164	NUM
fsr-3218	587	9	.	.	PUNCT
fsr-3218	588	1	wills	will	NOUN
fsr-3218	588	2	,	,	PUNCT
fsr-3218	588	3	t.	t.	NOUN
fsr-3218	588	4	a.	a.	NOUN
fsr-3218	588	5	,	,	PUNCT
fsr-3218	588	6	sandy	sandy	NOUN
fsr-3218	588	7	,	,	PUNCT
fsr-3218	588	8	j.	j.	PROPN
fsr-3218	588	9	m.	m.	PROPN
fsr-3218	588	10	,	,	PUNCT
fsr-3218	588	11	&	&	CCONJ
fsr-3218	588	12	yaeger	yaeger	PROPN
fsr-3218	588	13	,	,	PUNCT
fsr-3218	588	14	a.	a.	NOUN
fsr-3218	588	15	m.	m.	NOUN
fsr-3218	588	16	(	(	PUNCT
fsr-3218	588	17	2001	2001	NUM
fsr-3218	588	18	)	)	PUNCT
fsr-3218	588	19	.	.	PUNCT
fsr-3218	589	1	time	time	NOUN
fsr-3218	589	2	perspective	perspective	PROPN
fsr-3218	589	3	and	and	CCONJ
fsr-3218	589	4	early	early	ADJ
fsr-3218	589	5	-	-	PUNCT
fsr-3218	589	6	onset	onset	NOUN
fsr-3218	589	7	substance	substance	NOUN
fsr-3218	589	8	use	use	NOUN
fsr-3218	589	9	:	:	PUNCT
fsr-3218	589	10	a	a	DET
fsr-3218	589	11	model	model	NOUN
fsr-3218	589	12	based	base	VERB
fsr-3218	589	13	on	on	ADP
fsr-3218	589	14	stress	stress	NOUN
fsr-3218	589	15	-	-	PUNCT
fsr-3218	589	16	coping	cope	VERB
fsr-3218	589	17	theory	theory	NOUN
fsr-3218	589	18	.	.	PUNCT
fsr-3218	590	1	psychology	psychology	NOUN
fsr-3218	590	2	of	of	ADP
fsr-3218	590	3	addictive	addictive	ADJ
fsr-3218	590	4	behaviors	behavior	NOUN
fsr-3218	590	5	,	,	PUNCT
fsr-3218	590	6	15	15	NUM
fsr-3218	590	7	,	,	PUNCT
fsr-3218	590	8	118–125	118–125	NUM
fsr-3218	590	9	.	.	PUNCT
fsr-3218	591	1	wong	wong	PROPN
fsr-3218	591	2	,	,	PUNCT
fsr-3218	591	3	a.	a.	PROPN
fsr-3218	591	4	(	(	PUNCT
fsr-3218	591	5	2011	2011	NUM
fsr-3218	591	6	)	)	PUNCT
fsr-3218	591	7	.	.	PUNCT
fsr-3218	592	1	financial	financial	ADJ
fsr-3218	592	2	risk	risk	NOUN
fsr-3218	592	3	tolerance	tolerance	NOUN
fsr-3218	592	4	and	and	CCONJ
fsr-3218	592	5	selected	select	VERB
fsr-3218	592	6	demographic	demographic	ADJ
fsr-3218	592	7	factors	factor	NOUN
fsr-3218	592	8	:	:	PUNCT
fsr-3218	592	9	a	a	DET
fsr-3218	592	10	comparative	comparative	ADJ
fsr-3218	592	11	study	study	NOUN
fsr-3218	592	12	in	in	ADP
fsr-3218	592	13	3	3	NUM
fsr-3218	592	14	countries	country	NOUN
fsr-3218	592	15	.	.	PUNCT
fsr-3218	593	1	global	global	ADJ
fsr-3218	593	2	journal	journal	PROPN
fsr-3218	593	3	of	of	ADP
fsr-3218	593	4	international	international	ADJ
fsr-3218	593	5	business	business	NOUN
fsr-3218	593	6	research	research	NOUN
fsr-3218	593	7	,	,	PUNCT
fsr-3218	593	8	5	5	NUM
fsr-3218	593	9	,	,	PUNCT
fsr-3218	593	10	1–12	1–12	NOUN
fsr-3218	593	11	.	.	PUNCT
fsr-3218	594	1	wooldridge	wooldridge	PROPN
fsr-3218	594	2	,	,	PUNCT
fsr-3218	594	3	j.	j.	PROPN
fsr-3218	594	4	m.	m.	PROPN
fsr-3218	594	5	(	(	PUNCT
fsr-3218	594	6	2008	2008	NUM
fsr-3218	594	7	)	)	PUNCT
fsr-3218	594	8	.	.	PUNCT
fsr-3218	595	1	introductory	introductory	ADJ
fsr-3218	595	2	econometrics	econometrics	PROPN
fsr-3218	595	3	:	:	PUNCT
fsr-3218	595	4	a	a	DET
fsr-3218	595	5	modern	modern	ADJ
fsr-3218	595	6	approach	approach	NOUN
fsr-3218	595	7	,	,	PUNCT
fsr-3218	595	8	4th	4th	ADJ
fsr-3218	595	9	edition	edition	NOUN
fsr-3218	595	10	.	.	PUNCT
fsr-3218	596	1	boston	boston	PROPN
fsr-3218	596	2	,	,	PUNCT
fsr-3218	596	3	ma	ma	PROPN
fsr-3218	596	4	:	:	PUNCT
fsr-3218	596	5	south	south	ADJ
fsr-3218	596	6	western	western	PROPN
fsr-3218	596	7	cengage	cengage	PROPN
fsr-3218	596	8	.	.	PUNCT
fsr-3218	597	1	yao	yao	PROPN
fsr-3218	597	2	,	,	PUNCT
fsr-3218	597	3	r.	r.	PROPN
fsr-3218	597	4	,	,	PUNCT
fsr-3218	597	5	sharpe	sharpe	PROPN
fsr-3218	597	6	,	,	PUNCT
fsr-3218	597	7	d.	d.	PROPN
fsr-3218	597	8	l.	l.	PROPN
fsr-3218	597	9	,	,	PUNCT
fsr-3218	597	10	&	&	CCONJ
fsr-3218	597	11	wang	wang	PROPN
fsr-3218	597	12	,	,	PUNCT
fsr-3218	597	13	f.	f.	PROPN
fsr-3218	597	14	(	(	PUNCT
fsr-3218	597	15	2011	2011	NUM
fsr-3218	597	16	)	)	PUNCT
fsr-3218	597	17	.	.	PUNCT
fsr-3218	598	1	decomposing	decompose	VERB
fsr-3218	598	2	the	the	DET
fsr-3218	598	3	age	age	NOUN
fsr-3218	598	4	effect	effect	NOUN
fsr-3218	598	5	on	on	ADP
fsr-3218	598	6	risk	risk	NOUN
fsr-3218	598	7	tolerance	tolerance	NOUN
fsr-3218	598	8	.	.	PUNCT
fsr-3218	599	1	journal	journal	PROPN
fsr-3218	599	2	of	of	ADP
fsr-3218	599	3	socio	socio	NOUN
fsr-3218	599	4	–	–	PUNCT
fsr-3218	599	5	economics	economic	NOUN
fsr-3218	599	6	,	,	PUNCT
fsr-3218	599	7	40	40	NUM
fsr-3218	599	8	,	,	PUNCT
fsr-3218	599	9	879	879	NUM
fsr-3218	599	10	.	.	PUNCT
fsr-3218	600	1	yuh	yuh	PROPN
fsr-3218	600	2	,	,	PUNCT
fsr-3218	600	3	y.	y.	PROPN
fsr-3218	600	4	,	,	PUNCT
fsr-3218	600	5	&	&	CCONJ
fsr-3218	600	6	devaney	devaney	PROPN
fsr-3218	600	7	,	,	PUNCT
fsr-3218	600	8	s.	s.	PROPN
fsr-3218	600	9	(	(	PUNCT
fsr-3218	600	10	1996	1996	NUM
fsr-3218	600	11	)	)	PUNCT
fsr-3218	600	12	.	.	PUNCT
fsr-3218	601	1	determinants	determinant	NOUN
fsr-3218	601	2	of	of	ADP
fsr-3218	601	3	couples	couple	NOUN
fsr-3218	601	4	’	'	PUNCT
fsr-3218	601	5	defined	define	VERB
fsr-3218	601	6	contribution	contribution	NOUN
fsr-3218	601	7	retirement	retirement	NOUN
fsr-3218	601	8	funds	fund	NOUN
fsr-3218	601	9	.	.	PUNCT
fsr-3218	602	1	financial	financial	ADJ
fsr-3218	602	2	counseling	counseling	NOUN
fsr-3218	602	3	and	and	CCONJ
fsr-3218	602	4	planning	planning	NOUN
fsr-3218	602	5	,	,	PUNCT
fsr-3218	602	6	7	7	NUM
fsr-3218	602	7	,	,	PUNCT
fsr-3218	602	8	31–38	31–38	NUM
fsr-3218	602	9	.	.	PUNCT
fsr-3218	602	10	zimbardo	zimbardo	NOUN
fsr-3218	602	11	,	,	PUNCT
fsr-3218	602	12	p.	p.	NOUN
fsr-3218	602	13	g.	g.	PROPN
fsr-3218	602	14	,	,	PUNCT
fsr-3218	602	15	&	&	CCONJ
fsr-3218	602	16	boyd	boyd	PROPN
fsr-3218	602	17	,	,	PUNCT
fsr-3218	602	18	j.	j.	PROPN
fsr-3218	602	19	n.	n.	PROPN
fsr-3218	602	20	(	(	PUNCT
fsr-3218	602	21	1999	1999	NUM
fsr-3218	602	22	)	)	PUNCT
fsr-3218	602	23	.	.	PUNCT
fsr-3218	603	1	putting	put	VERB
fsr-3218	603	2	time	time	NOUN
fsr-3218	603	3	in	in	ADP
fsr-3218	603	4	perspective	perspective	NOUN
fsr-3218	603	5	:	:	PUNCT
fsr-3218	603	6	a	a	DET
fsr-3218	603	7	valid	valid	ADJ
fsr-3218	603	8	,	,	PUNCT
fsr-3218	603	9	reliable	reliable	ADJ
fsr-3218	603	10	individual	individual	ADJ
fsr-3218	603	11	-	-	PUNCT
fsr-3218	603	12	differences	difference	NOUN
fsr-3218	603	13	metric	metric	ADJ
fsr-3218	603	14	.	.	PUNCT
fsr-3218	604	1	journal	journal	NOUN
fsr-3218	604	2	of	of	ADP
fsr-3218	604	3	personality	personality	NOUN
fsr-3218	604	4	and	and	CCONJ
fsr-3218	604	5	social	social	ADJ
fsr-3218	604	6	psychology	psychology	NOUN
fsr-3218	604	7	,	,	PUNCT
fsr-3218	604	8	77	77	NUM
fsr-3218	604	9	,	,	PUNCT
fsr-3218	604	10	1271–1288	1271–1288	NUM
fsr-3218	604	11	.	.	PUNCT
fsr-3218	605	1	zimbardo	zimbardo	NOUN
fsr-3218	605	2	,	,	PUNCT
fsr-3218	605	3	p.	p.	PROPN
fsr-3218	605	4	g.	g.	PROPN
fsr-3218	605	5	,	,	PUNCT
fsr-3218	605	6	keough	keough	PROPN
fsr-3218	605	7	,	,	PUNCT
fsr-3218	605	8	k.	k.	PROPN
fsr-3218	605	9	a.	a.	PROPN
fsr-3218	605	10	,	,	PUNCT
fsr-3218	605	11	&	&	CCONJ
fsr-3218	605	12	boyd	boyd	PROPN
fsr-3218	605	13	,	,	PUNCT
fsr-3218	605	14	j.	j.	PROPN
fsr-3218	605	15	n.	n.	PROPN
fsr-3218	605	16	(	(	PUNCT
fsr-3218	605	17	1997	1997	NUM
fsr-3218	605	18	)	)	PUNCT
fsr-3218	605	19	.	.	PUNCT
fsr-3218	606	1	present	present	ADJ
fsr-3218	606	2	time	time	NOUN
fsr-3218	606	3	perspective	perspective	NOUN
fsr-3218	606	4	as	as	ADP
fsr-3218	606	5	a	a	DET
fsr-3218	606	6	predictor	predictor	NOUN
fsr-3218	606	7	of	of	ADP
fsr-3218	606	8	risky	risky	ADJ
fsr-3218	606	9	driving	driving	NOUN
fsr-3218	606	10	.	.	PUNCT
fsr-3218	607	1	personality	personality	NOUN
fsr-3218	607	2	and	and	CCONJ
fsr-3218	607	3	individual	individual	ADJ
fsr-3218	607	4	differences	difference	NOUN
fsr-3218	607	5	,	,	PUNCT
fsr-3218	607	6	23	23	NUM
fsr-3218	607	7	,	,	PUNCT
fsr-3218	607	8	1007–1023	1007–1023	NUM
fsr-3218	607	9	.	.	NOUN
fsr-3218	607	10	180	180	NUM
fsr-3218	607	11	k.	k.	PROPN
fsr-3218	607	12	n.	n.	PROPN
fsr-3218	607	13	ryack	ryack	PROPN
fsr-3218	607	14	,	,	PUNCT
fsr-3218	607	15	a.	a.	NOUN
fsr-3218	607	16	sheikh	sheikh	PROPN
fsr-3218	607	17	/	/	SYM
fsr-3218	607	18	financial	financial	ADJ
fsr-3218	607	19	services	service	NOUN
fsr-3218	607	20	review	review	VERB
fsr-3218	607	21	25	25	NUM
fsr-3218	607	22	(	(	PUNCT
fsr-3218	607	23	2016	2016	NUM
fsr-3218	607	24	)	)	PUNCT
fsr-3218	607	25	157–180	157–180	NUM