id	sid	tid	token	lemma	pos
fsr-3240	1	1	the	the	DET
fsr-3240	1	2	grable	grable	PROPN
fsr-3240	1	3	and	and	CCONJ
fsr-3240	1	4	lytton	lytton	PROPN
fsr-3240	1	5	risk	risk	NOUN
fsr-3240	1	6	-	-	PUNCT
fsr-3240	1	7	tolerance	tolerance	NOUN
fsr-3240	1	8	scale	scale	NOUN
fsr-3240	1	9	:	:	PUNCT
fsr-3240	1	10	a	a	DET
fsr-3240	1	11	15	15	NUM
fsr-3240	1	12	-	-	PUNCT
fsr-3240	1	13	year	year	NOUN
fsr-3240	1	14	retrospective	retrospective	ADJ
fsr-3240	1	15	stephen	stephen	PROPN
fsr-3240	1	16	kuzniaka	kuzniaka	PROPN
fsr-3240	1	17	,	,	PUNCT
fsr-3240	1	18	*	*	PUNCT
fsr-3240	1	19	,	,	PUNCT
fsr-3240	1	20	abed	abed	ADJ
fsr-3240	1	21	rabbania	rabbania	NOUN
fsr-3240	1	22	,	,	PUNCT
fsr-3240	1	23	wookjae	wookjae	ADV
fsr-3240	1	24	heoa	heoa	PROPN
fsr-3240	1	25	,	,	PUNCT
fsr-3240	1	26	jorge	jorge	PROPN
fsr-3240	1	27	ruiz	ruiz	NOUN
fsr-3240	1	28	-	-	PUNCT
fsr-3240	1	29	menjivara	menjivara	NOUN
fsr-3240	1	30	,	,	PUNCT
fsr-3240	1	31	john	john	PROPN
fsr-3240	1	32	e.	e.	PROPN
fsr-3240	1	33	grablea	grablea	PROPN
fsr-3240	1	34	adepartment	adepartment	NOUN
fsr-3240	1	35	of	of	ADP
fsr-3240	1	36	financial	financial	ADJ
fsr-3240	1	37	planning	planning	NOUN
fsr-3240	1	38	,	,	PUNCT
fsr-3240	1	39	housing	housing	NOUN
fsr-3240	1	40	and	and	CCONJ
fsr-3240	1	41	consumer	consumer	NOUN
fsr-3240	1	42	economics	economic	NOUN
fsr-3240	1	43	,	,	PUNCT
fsr-3240	1	44	university	university	NOUN
fsr-3240	1	45	of	of	ADP
fsr-3240	1	46	georgia	georgia	PROPN
fsr-3240	1	47	,	,	PUNCT
fsr-3240	1	48	athens	athens	PROPN
fsr-3240	1	49	,	,	PUNCT
fsr-3240	1	50	ga	ga	PROPN
fsr-3240	1	51	30605	30605	NUM
fsr-3240	1	52	,	,	PUNCT
fsr-3240	1	53	usa	usa	PROPN
fsr-3240	1	54	abstract	abstract	PROPN
fsr-3240	1	55	over	over	ADP
fsr-3240	1	56	a	a	DET
fsr-3240	1	57	decade	decade	NOUN
fsr-3240	1	58	ago	ago	ADV
fsr-3240	1	59	,	,	PUNCT
fsr-3240	1	60	grable	grable	PROPN
fsr-3240	1	61	and	and	CCONJ
fsr-3240	1	62	lytton	lytton	PROPN
fsr-3240	1	63	(	(	PUNCT
fsr-3240	1	64	1999	1999	NUM
fsr-3240	1	65	)	)	PUNCT
fsr-3240	1	66	developed	develop	VERB
fsr-3240	1	67	,	,	PUNCT
fsr-3240	1	68	tested	test	VERB
fsr-3240	1	69	,	,	PUNCT
fsr-3240	1	70	and	and	CCONJ
fsr-3240	1	71	published	publish	VERB
fsr-3240	1	72	a	a	DET
fsr-3240	1	73	financial	financial	ADJ
fsr-3240	1	74	risk	risk	NOUN
fsr-3240	1	75	-	-	PUNCT
fsr-3240	1	76	tolerance	tolerance	NOUN
fsr-3240	1	77	scale	scale	NOUN
fsr-3240	1	78	in	in	ADP
fsr-3240	1	79	financial	financial	ADJ
fsr-3240	1	80	services	service	NOUN
fsr-3240	1	81	review	review	NOUN
fsr-3240	1	82	that	that	PRON
fsr-3240	1	83	has	have	AUX
fsr-3240	1	84	since	since	ADV
fsr-3240	1	85	been	be	AUX
fsr-3240	1	86	widely	widely	ADV
fsr-3240	1	87	used	use	VERB
fsr-3240	1	88	by	by	ADP
fsr-3240	1	89	consumers	consumer	NOUN
fsr-3240	1	90	,	,	PUNCT
fsr-3240	1	91	financial	financial	ADJ
fsr-3240	1	92	advisers	adviser	NOUN
fsr-3240	1	93	,	,	PUNCT
fsr-3240	1	94	and	and	CCONJ
fsr-3240	1	95	researchers	researcher	NOUN
fsr-3240	1	96	to	to	PART
fsr-3240	1	97	evaluate	evaluate	VERB
fsr-3240	1	98	a	a	DET
fsr-3240	1	99	person	person	NOUN
fsr-3240	1	100	’s	’s	PART
fsr-3240	1	101	willingness	willingness	NOUN
fsr-3240	1	102	to	to	PART
fsr-3240	1	103	engage	engage	VERB
fsr-3240	1	104	in	in	ADP
fsr-3240	1	105	a	a	DET
fsr-3240	1	106	risky	risky	ADJ
fsr-3240	1	107	financial	financial	ADJ
fsr-3240	1	108	behavior	behavior	NOUN
fsr-3240	1	109	.	.	PUNCT
fsr-3240	2	1	analysis	analysis	NOUN
fsr-3240	2	2	of	of	ADP
fsr-3240	2	3	data	datum	NOUN
fsr-3240	2	4	(	(	PUNCT
fsr-3240	2	5	n	n	X
fsr-3240	2	6	�	�	PROPN
fsr-3240	2	7	160,279	160,279	NUM
fsr-3240	2	8	)	)	PUNCT
fsr-3240	2	9	spanning	span	VERB
fsr-3240	2	10	the	the	DET
fsr-3240	2	11	timeframe	timeframe	NOUN
fsr-3240	2	12	2007	2007	NUM
fsr-3240	2	13	to	to	ADP
fsr-3240	2	14	2013	2013	NUM
fsr-3240	2	15	provides	provide	VERB
fsr-3240	2	16	evidence	evidence	NOUN
fsr-3240	2	17	that	that	SCONJ
fsr-3240	2	18	the	the	DET
fsr-3240	2	19	risk	risk	NOUN
fsr-3240	2	20	-	-	PUNCT
fsr-3240	2	21	tolerance	tolerance	NOUN
fsr-3240	2	22	scale	scale	NOUN
fsr-3240	2	23	’s	’s	PART
fsr-3240	2	24	reliability	reliability	NOUN
fsr-3240	2	25	and	and	CCONJ
fsr-3240	2	26	validity	validity	NOUN
fsr-3240	2	27	have	have	AUX
fsr-3240	2	28	remained	remain	VERB
fsr-3240	2	29	robust	robust	ADJ
fsr-3240	2	30	since	since	SCONJ
fsr-3240	2	31	the	the	DET
fsr-3240	2	32	scale	scale	NOUN
fsr-3240	2	33	was	be	AUX
fsr-3240	2	34	first	first	ADV
fsr-3240	2	35	developed	develop	VERB
fsr-3240	2	36	.	.	PUNCT
fsr-3240	3	1	the	the	DET
fsr-3240	3	2	scale	scale	NOUN
fsr-3240	3	3	’s	’s	PART
fsr-3240	3	4	estimated	estimate	VERB
fsr-3240	3	5	cronbach	cronbach	NOUN
fsr-3240	3	6	’s	’s	PART
fsr-3240	3	7	�	�	PROPN
fsr-3240	3	8	was	be	AUX
fsr-3240	3	9	0.77	0.77	NUM
fsr-3240	3	10	during	during	ADP
fsr-3240	3	11	this	this	DET
fsr-3240	3	12	time	time	NOUN
fsr-3240	3	13	period	period	NOUN
fsr-3240	3	14	.	.	PUNCT
fsr-3240	4	1	consistent	consistent	ADJ
fsr-3240	4	2	with	with	ADP
fsr-3240	4	3	the	the	DET
fsr-3240	4	4	literature	literature	NOUN
fsr-3240	4	5	,	,	PUNCT
fsr-3240	4	6	high	high	ADJ
fsr-3240	4	7	scale	scale	NOUN
fsr-3240	4	8	scores	score	NOUN
fsr-3240	4	9	(	(	PUNCT
fsr-3240	4	10	representing	represent	VERB
fsr-3240	4	11	a	a	DET
fsr-3240	4	12	greater	great	ADJ
fsr-3240	4	13	willingness	willingness	NOUN
fsr-3240	4	14	to	to	PART
fsr-3240	4	15	take	take	VERB
fsr-3240	4	16	risks	risk	NOUN
fsr-3240	4	17	)	)	PUNCT
fsr-3240	4	18	were	be	AUX
fsr-3240	4	19	found	find	VERB
fsr-3240	4	20	to	to	PART
fsr-3240	4	21	be	be	AUX
fsr-3240	4	22	associated	associate	VERB
fsr-3240	4	23	with	with	ADP
fsr-3240	4	24	equity	equity	NOUN
fsr-3240	4	25	ownership	ownership	NOUN
fsr-3240	4	26	and	and	CCONJ
fsr-3240	4	27	negatively	negatively	ADV
fsr-3240	4	28	related	relate	VERB
fsr-3240	4	29	to	to	ADP
fsr-3240	4	30	cash	cash	NOUN
fsr-3240	4	31	and	and	CCONJ
fsr-3240	4	32	bond	bond	NOUN
fsr-3240	4	33	holdings	holding	NOUN
fsr-3240	4	34	.	.	PUNCT
fsr-3240	5	1	©	©	PROPN
fsr-3240	5	2	2015	2015	NUM
fsr-3240	5	3	academy	academy	NOUN
fsr-3240	5	4	of	of	ADP
fsr-3240	5	5	financial	financial	ADJ
fsr-3240	5	6	services	service	NOUN
fsr-3240	5	7	.	.	PUNCT
fsr-3240	6	1	all	all	DET
fsr-3240	6	2	rights	right	NOUN
fsr-3240	6	3	reserved	reserve	VERB
fsr-3240	6	4	.	.	PUNCT
fsr-3240	7	1	jel	jel	PROPN
fsr-3240	7	2	classification	classification	PROPN
fsr-3240	7	3	:	:	PUNCT
fsr-3240	7	4	d.	d.	PROPN
fsr-3240	7	5	microeconomics	microeconomics	PROPN
fsr-3240	7	6	:	:	PUNCT
fsr-3240	7	7	d81	d81	NOUN
fsr-3240	7	8	criteria	criterion	NOUN
fsr-3240	7	9	for	for	ADP
fsr-3240	7	10	decision	decision	NOUN
fsr-3240	7	11	-	-	PUNCT
fsr-3240	7	12	making	making	NOUN
fsr-3240	7	13	under	under	ADP
fsr-3240	7	14	risk	risk	NOUN
fsr-3240	7	15	&	&	CCONJ
fsr-3240	7	16	uncertainty	uncertainty	NOUN
fsr-3240	7	17	keywords	keyword	NOUN
fsr-3240	7	18	:	:	PUNCT
fsr-3240	7	19	risk	risk	NOUN
fsr-3240	7	20	;	;	PUNCT
fsr-3240	7	21	risk	risk	NOUN
fsr-3240	7	22	tolerance	tolerance	NOUN
fsr-3240	7	23	;	;	PUNCT
fsr-3240	7	24	risk	risk	NOUN
fsr-3240	7	25	scale	scale	NOUN
fsr-3240	7	26	;	;	PUNCT
fsr-3240	7	27	risk	risk	NOUN
fsr-3240	7	28	scoring	scoring	NOUN
fsr-3240	7	29	;	;	PUNCT
fsr-3240	7	30	risk	risk	NOUN
fsr-3240	7	31	assessment	assessment	NOUN
fsr-3240	7	32	1	1	NUM
fsr-3240	7	33	.	.	PUNCT
fsr-3240	7	34	introduction	introduction	NOUN
fsr-3240	7	35	in	in	ADP
fsr-3240	7	36	1999	1999	NUM
fsr-3240	7	37	,	,	PUNCT
fsr-3240	7	38	grable	grable	PROPN
fsr-3240	7	39	and	and	CCONJ
fsr-3240	7	40	lytton	lytton	PROPN
fsr-3240	7	41	published	publish	VERB
fsr-3240	7	42	an	an	DET
fsr-3240	7	43	article	article	NOUN
fsr-3240	7	44	in	in	ADP
fsr-3240	7	45	financial	financial	ADJ
fsr-3240	7	46	services	service	NOUN
fsr-3240	7	47	review	review	NOUN
fsr-3240	7	48	that	that	PRON
fsr-3240	7	49	presented	present	VERB
fsr-3240	7	50	a	a	DET
fsr-3240	7	51	13	13	NUM
fsr-3240	7	52	-	-	PUNCT
fsr-3240	7	53	item	item	NOUN
fsr-3240	7	54	financial	financial	ADJ
fsr-3240	7	55	risk	risk	NOUN
fsr-3240	7	56	-	-	PUNCT
fsr-3240	7	57	tolerance	tolerance	NOUN
fsr-3240	7	58	scale	scale	NOUN
fsr-3240	7	59	that	that	PRON
fsr-3240	7	60	has	have	VERB
fsr-3240	7	61	,	,	PUNCT
fsr-3240	7	62	according	accord	VERB
fsr-3240	7	63	to	to	ADP
fsr-3240	7	64	google	google	PROPN
fsr-3240	7	65	scholar	scholar	NOUN
fsr-3240	7	66	analytics	analytic	NOUN
fsr-3240	7	67	(	(	PUNCT
fsr-3240	7	68	google	google	PROPN
fsr-3240	7	69	,	,	PUNCT
fsr-3240	7	70	2014	2014	NUM
fsr-3240	7	71	)	)	PUNCT
fsr-3240	7	72	,	,	PUNCT
fsr-3240	7	73	been	be	AUX
fsr-3240	7	74	referenced	reference	VERB
fsr-3240	7	75	in	in	ADP
fsr-3240	7	76	hundreds	hundred	NOUN
fsr-3240	7	77	of	of	ADP
fsr-3240	7	78	research	research	NOUN
fsr-3240	7	79	publications	publication	NOUN
fsr-3240	7	80	.	.	PUNCT
fsr-3240	8	1	the	the	DET
fsr-3240	8	2	scale	scale	NOUN
fsr-3240	8	3	,	,	PUNCT
fsr-3240	8	4	which	which	PRON
fsr-3240	8	5	is	be	AUX
fsr-3240	8	6	available	available	ADJ
fsr-3240	8	7	online	online	ADV
fsr-3240	8	8	through	through	ADP
fsr-3240	8	9	rutgers	rutgers	PROPN
fsr-3240	8	10	new	new	PROPN
fsr-3240	8	11	jersey	jersey	PROPN
fsr-3240	8	12	agricultural	agricultural	ADJ
fsr-3240	8	13	experiment	experiment	NOUN
fsr-3240	8	14	station	station	NOUN
fsr-3240	8	15	*	*	PUNCT
fsr-3240	8	16	corresponding	correspond	VERB
fsr-3240	8	17	author	author	NOUN
fsr-3240	8	18	.	.	PUNCT
fsr-3240	9	1	tel	tel	PROPN
fsr-3240	9	2	.	.	PUNCT
fsr-3240	9	3	:	:	PUNCT
fsr-3240	9	4	�	�	PROPN
fsr-3240	9	5	1	1	NUM
fsr-3240	9	6	-	-	SYM
fsr-3240	9	7	706	706	NUM
fsr-3240	9	8	-	-	PUNCT
fsr-3240	9	9	425	425	NUM
fsr-3240	9	10	-	-	NUM
fsr-3240	9	11	2964	2964	NUM
fsr-3240	9	12	;	;	PUNCT
fsr-3240	9	13	fax	fax	NOUN
fsr-3240	9	14	:	:	PUNCT
fsr-3240	9	15	�	�	PROPN
fsr-3240	9	16	1	1	NUM
fsr-3240	9	17	-	-	SYM
fsr-3240	9	18	706	706	NUM
fsr-3240	9	19	-	-	PUNCT
fsr-3240	9	20	542	542	NUM
fsr-3240	9	21	-	-	PUNCT
fsr-3240	9	22	4397	4397	NUM
fsr-3240	9	23	.	.	PUNCT
fsr-3240	10	1	e	e	X
fsr-3240	10	2	-	-	NOUN
fsr-3240	10	3	mail	mail	NOUN
fsr-3240	10	4	address	address	NOUN
fsr-3240	10	5	:	:	PUNCT
fsr-3240	10	6	kuzniak@uga.edu	kuzniak@uga.edu	PROPN
fsr-3240	10	7	(	(	PUNCT
fsr-3240	10	8	s.	s.	PROPN
fsr-3240	10	9	kuzniak	kuzniak	PROPN
fsr-3240	10	10	)	)	PUNCT
fsr-3240	10	11	.	.	PUNCT
fsr-3240	11	1	financial	financial	ADJ
fsr-3240	11	2	services	service	NOUN
fsr-3240	11	3	review	review	VERB
fsr-3240	11	4	24	24	NUM
fsr-3240	11	5	(	(	PUNCT
fsr-3240	11	6	2015	2015	NUM
fsr-3240	11	7	)	)	PUNCT
fsr-3240	11	8	177–192	177–192	NUM
fsr-3240	11	9	1057	1057	NUM
fsr-3240	11	10	-	-	SYM
fsr-3240	11	11	0810/15/$	0810/15/$	NUM
fsr-3240	11	12	–	–	PUNCT
fsr-3240	11	13	see	see	VERB
fsr-3240	11	14	front	front	ADJ
fsr-3240	11	15	matter	matter	NOUN
fsr-3240	11	16	©	©	PROPN
fsr-3240	11	17	2015	2015	NUM
fsr-3240	11	18	academy	academy	NOUN
fsr-3240	11	19	of	of	ADP
fsr-3240	11	20	financial	financial	ADJ
fsr-3240	11	21	services	service	NOUN
fsr-3240	11	22	.	.	PUNCT
fsr-3240	12	1	all	all	DET
fsr-3240	12	2	rights	right	NOUN
fsr-3240	12	3	reserved	reserve	VERB
fsr-3240	12	4	.	.	PUNCT
fsr-3240	13	1	(	(	PUNCT
fsr-3240	13	2	https://njaes.rutgers.edu/money/riskquiz/	https://njaes.rutgers.edu/money/riskquiz/	PROPN
fsr-3240	13	3	)	)	PUNCT
fsr-3240	13	4	,	,	PUNCT
fsr-3240	13	5	has	have	AUX
fsr-3240	13	6	been	be	AUX
fsr-3240	13	7	used	use	VERB
fsr-3240	13	8	by	by	ADP
fsr-3240	13	9	over	over	ADP
fsr-3240	13	10	200,000	200,000	NUM
fsr-3240	13	11	consumers	consumer	NOUN
fsr-3240	13	12	,	,	PUNCT
fsr-3240	13	13	educators	educator	NOUN
fsr-3240	13	14	,	,	PUNCT
fsr-3240	13	15	and	and	CCONJ
fsr-3240	13	16	researchers	researcher	NOUN
fsr-3240	13	17	.	.	PUNCT
fsr-3240	14	1	when	when	SCONJ
fsr-3240	14	2	the	the	DET
fsr-3240	14	3	grable	grable	NOUN
fsr-3240	14	4	and	and	CCONJ
fsr-3240	14	5	lytton	lytton	PROPN
fsr-3240	14	6	(	(	PUNCT
fsr-3240	14	7	g&l	g&l	PROPN
fsr-3240	14	8	)	)	PUNCT
fsr-3240	14	9	risk	risk	NOUN
fsr-3240	14	10	scale	scale	NOUN
fsr-3240	14	11	was	be	AUX
fsr-3240	14	12	first	first	ADV
fsr-3240	14	13	published	publish	VERB
fsr-3240	14	14	,	,	PUNCT
fsr-3240	14	15	there	there	PRON
fsr-3240	14	16	were	be	VERB
fsr-3240	14	17	few	few	ADJ
fsr-3240	14	18	publically	publically	ADV
fsr-3240	14	19	available	available	ADJ
fsr-3240	14	20	measures	measure	NOUN
fsr-3240	14	21	of	of	ADP
fsr-3240	14	22	financial	financial	ADJ
fsr-3240	14	23	risk	risk	NOUN
fsr-3240	14	24	tolerance	tolerance	NOUN
fsr-3240	14	25	.	.	PUNCT
fsr-3240	15	1	those	those	PRON
fsr-3240	15	2	that	that	PRON
fsr-3240	15	3	did	do	AUX
fsr-3240	15	4	exist	exist	VERB
fsr-3240	15	5	tended	tend	VERB
fsr-3240	15	6	to	to	PART
fsr-3240	15	7	be	be	AUX
fsr-3240	15	8	based	base	VERB
fsr-3240	15	9	on	on	ADP
fsr-3240	15	10	income	income	NOUN
fsr-3240	15	11	gambles	gamble	NOUN
fsr-3240	15	12	,	,	PUNCT
fsr-3240	15	13	choice	choice	NOUN
fsr-3240	15	14	dilemmas	dilemma	NOUN
fsr-3240	15	15	,	,	PUNCT
fsr-3240	15	16	or	or	CCONJ
fsr-3240	15	17	demographically	demographically	ADV
fsr-3240	15	18	driven	drive	VERB
fsr-3240	15	19	heuristics	heuristic	NOUN
fsr-3240	15	20	.	.	PUNCT
fsr-3240	16	1	the	the	DET
fsr-3240	16	2	grable	grable	PROPN
fsr-3240	16	3	and	and	CCONJ
fsr-3240	16	4	lytton	lytton	PROPN
fsr-3240	16	5	article	article	NOUN
fsr-3240	16	6	was	be	AUX
fsr-3240	16	7	among	among	ADP
fsr-3240	16	8	the	the	DET
fsr-3240	16	9	first	first	ADJ
fsr-3240	16	10	to	to	PART
fsr-3240	16	11	provide	provide	VERB
fsr-3240	16	12	published	publish	VERB
fsr-3240	16	13	risk	risk	NOUN
fsr-3240	16	14	scale	scale	NOUN
fsr-3240	16	15	reliability	reliability	NOUN
fsr-3240	16	16	and	and	CCONJ
fsr-3240	16	17	validity	validity	NOUN
fsr-3240	16	18	estimates	estimate	NOUN
fsr-3240	16	19	.	.	PUNCT
fsr-3240	17	1	since	since	SCONJ
fsr-3240	17	2	first	first	ADV
fsr-3240	17	3	being	be	AUX
fsr-3240	17	4	published	publish	VERB
fsr-3240	17	5	,	,	PUNCT
fsr-3240	17	6	the	the	DET
fsr-3240	17	7	scale	scale	NOUN
fsr-3240	17	8	has	have	AUX
fsr-3240	17	9	been	be	AUX
fsr-3240	17	10	adopted	adopt	VERB
fsr-3240	17	11	as	as	ADP
fsr-3240	17	12	a	a	DET
fsr-3240	17	13	client	client	NOUN
fsr-3240	17	14	data	data	PROPN
fsr-3240	17	15	intake	intake	NOUN
fsr-3240	17	16	instrument	instrument	NOUN
fsr-3240	17	17	by	by	ADP
fsr-3240	17	18	a	a	DET
fsr-3240	17	19	variety	variety	NOUN
fsr-3240	17	20	of	of	ADP
fsr-3240	17	21	firms	firm	NOUN
fsr-3240	17	22	operating	operate	VERB
fsr-3240	17	23	in	in	ADP
fsr-3240	17	24	the	the	DET
fsr-3240	17	25	financial	financial	ADJ
fsr-3240	17	26	and	and	CCONJ
fsr-3240	17	27	investment	investment	NOUN
fsr-3240	17	28	planning	planning	NOUN
fsr-3240	17	29	domain	domain	NOUN
fsr-3240	17	30	.	.	PUNCT
fsr-3240	18	1	financial	financial	ADJ
fsr-3240	18	2	advisers	adviser	NOUN
fsr-3240	18	3	often	often	ADV
fsr-3240	18	4	use	use	VERB
fsr-3240	18	5	the	the	DET
fsr-3240	18	6	measure	measure	NOUN
fsr-3240	18	7	when	when	SCONJ
fsr-3240	18	8	providing	provide	VERB
fsr-3240	18	9	comprehensive	comprehensive	ADJ
fsr-3240	18	10	planning	planning	NOUN
fsr-3240	18	11	services	service	NOUN
fsr-3240	18	12	as	as	ADP
fsr-3240	18	13	a	a	DET
fsr-3240	18	14	way	way	NOUN
fsr-3240	18	15	to	to	PART
fsr-3240	18	16	measure	measure	VERB
fsr-3240	18	17	and	and	CCONJ
fsr-3240	18	18	understand	understand	VERB
fsr-3240	18	19	their	their	PRON
fsr-3240	18	20	clients	client	NOUN
fsr-3240	18	21	’	’	PART
fsr-3240	18	22	risk	risk	NOUN
fsr-3240	18	23	attitudes	attitude	NOUN
fsr-3240	18	24	before	before	ADP
fsr-3240	18	25	allocating	allocate	VERB
fsr-3240	18	26	client	client	NOUN
fsr-3240	18	27	assets	asset	NOUN
fsr-3240	18	28	.	.	PUNCT
fsr-3240	19	1	for	for	ADP
fsr-3240	19	2	individuals	individual	NOUN
fsr-3240	19	3	,	,	PUNCT
fsr-3240	19	4	the	the	DET
fsr-3240	19	5	risk	risk	NOUN
fsr-3240	19	6	scale	scale	NOUN
fsr-3240	19	7	is	be	AUX
fsr-3240	19	8	often	often	ADV
fsr-3240	19	9	used	use	VERB
fsr-3240	19	10	to	to	PART
fsr-3240	19	11	understand	understand	VERB
fsr-3240	19	12	their	their	PRON
fsr-3240	19	13	own	own	ADJ
fsr-3240	19	14	willingness	willingness	NOUN
fsr-3240	19	15	to	to	PART
fsr-3240	19	16	take	take	VERB
fsr-3240	19	17	financial	financial	ADJ
fsr-3240	19	18	risk	risk	NOUN
fsr-3240	19	19	and	and	CCONJ
fsr-3240	19	20	analyze	analyze	VERB
fsr-3240	19	21	investment	investment	NOUN
fsr-3240	19	22	preferences	preference	NOUN
fsr-3240	19	23	.	.	PUNCT
fsr-3240	20	1	the	the	DET
fsr-3240	20	2	purpose	purpose	NOUN
fsr-3240	20	3	of	of	ADP
fsr-3240	20	4	this	this	DET
fsr-3240	20	5	article	article	NOUN
fsr-3240	20	6	is	be	AUX
fsr-3240	20	7	to	to	PART
fsr-3240	20	8	provide	provide	VERB
fsr-3240	20	9	a	a	DET
fsr-3240	20	10	15	15	NUM
fsr-3240	20	11	-	-	PUNCT
fsr-3240	20	12	year	year	NOUN
fsr-3240	20	13	anniversary	anniversary	NOUN
fsr-3240	20	14	review	review	NOUN
fsr-3240	20	15	of	of	ADP
fsr-3240	20	16	the	the	DET
fsr-3240	20	17	g&l	g&l	PROPN
fsr-3240	20	18	scale	scale	NOUN
fsr-3240	20	19	.	.	PUNCT
fsr-3240	21	1	specifically	specifically	ADV
fsr-3240	21	2	,	,	PUNCT
fsr-3240	21	3	this	this	DET
fsr-3240	21	4	article	article	NOUN
fsr-3240	21	5	provides	provide	VERB
fsr-3240	21	6	readers	reader	NOUN
fsr-3240	21	7	with	with	ADP
fsr-3240	21	8	data	datum	NOUN
fsr-3240	21	9	regarding	regard	VERB
fsr-3240	21	10	historical	historical	ADJ
fsr-3240	21	11	scale	scale	NOUN
fsr-3240	21	12	response	response	NOUN
fsr-3240	21	13	patterns	pattern	NOUN
fsr-3240	21	14	and	and	CCONJ
fsr-3240	21	15	reliability	reliability	NOUN
fsr-3240	21	16	and	and	CCONJ
fsr-3240	21	17	validity	validity	NOUN
fsr-3240	21	18	estimates	estimate	NOUN
fsr-3240	21	19	.	.	PUNCT
fsr-3240	22	1	as	as	SCONJ
fsr-3240	22	2	will	will	AUX
fsr-3240	22	3	be	be	AUX
fsr-3240	22	4	shown	show	VERB
fsr-3240	22	5	below	below	ADP
fsr-3240	22	6	,	,	PUNCT
fsr-3240	22	7	the	the	DET
fsr-3240	22	8	scale	scale	NOUN
fsr-3240	22	9	has	have	AUX
fsr-3240	22	10	held	hold	VERB
fsr-3240	22	11	up	up	ADP
fsr-3240	22	12	relatively	relatively	ADV
fsr-3240	22	13	well	well	ADV
fsr-3240	22	14	as	as	ADP
fsr-3240	22	15	a	a	DET
fsr-3240	22	16	consumer	consumer	NOUN
fsr-3240	22	17	tool	tool	NOUN
fsr-3240	22	18	and	and	CCONJ
fsr-3240	22	19	research	research	NOUN
fsr-3240	22	20	instrument	instrument	NOUN
fsr-3240	22	21	since	since	SCONJ
fsr-3240	22	22	first	first	ADV
fsr-3240	22	23	being	be	AUX
fsr-3240	22	24	introduced	introduce	VERB
fsr-3240	22	25	to	to	ADP
fsr-3240	22	26	the	the	DET
fsr-3240	22	27	public	public	NOUN
fsr-3240	22	28	.	.	PUNCT
fsr-3240	23	1	this	this	DET
fsr-3240	23	2	article	article	NOUN
fsr-3240	23	3	adds	add	VERB
fsr-3240	23	4	additional	additional	ADJ
fsr-3240	23	5	evidence	evidence	NOUN
fsr-3240	23	6	that	that	SCONJ
fsr-3240	23	7	the	the	DET
fsr-3240	23	8	scale	scale	NOUN
fsr-3240	23	9	,	,	PUNCT
fsr-3240	23	10	whereas	whereas	SCONJ
fsr-3240	23	11	certainly	certainly	ADV
fsr-3240	23	12	not	not	PART
fsr-3240	23	13	perfect	perfect	ADJ
fsr-3240	23	14	,	,	PUNCT
fsr-3240	23	15	does	do	AUX
fsr-3240	23	16	provide	provide	VERB
fsr-3240	23	17	financial	financial	ADJ
fsr-3240	23	18	planning	planning	NOUN
fsr-3240	23	19	practitioners	practitioner	NOUN
fsr-3240	23	20	and	and	CCONJ
fsr-3240	23	21	researchers	researcher	NOUN
fsr-3240	23	22	with	with	ADP
fsr-3240	23	23	an	an	DET
fsr-3240	23	24	acceptable	acceptable	ADJ
fsr-3240	23	25	,	,	PUNCT
fsr-3240	23	26	valid	valid	ADJ
fsr-3240	23	27	,	,	PUNCT
fsr-3240	23	28	and	and	CCONJ
fsr-3240	23	29	reliable	reliable	ADJ
fsr-3240	23	30	assessment	assessment	NOUN
fsr-3240	23	31	of	of	ADP
fsr-3240	23	32	a	a	DET
fsr-3240	23	33	person	person	NOUN
fsr-3240	23	34	’s	’s	PART
fsr-3240	23	35	willingness	willingness	NOUN
fsr-3240	23	36	to	to	PART
fsr-3240	23	37	take	take	VERB
fsr-3240	23	38	financial	financial	ADJ
fsr-3240	23	39	risk	risk	NOUN
fsr-3240	23	40	.	.	PUNCT
fsr-3240	24	1	2	2	X
fsr-3240	24	2	.	.	X
fsr-3240	24	3	background	background	NOUN
fsr-3240	24	4	review	review	VERB
fsr-3240	24	5	2.1	2.1	NUM
fsr-3240	24	6	.	.	PUNCT
fsr-3240	25	1	development	development	NOUN
fsr-3240	25	2	of	of	ADP
fsr-3240	25	3	the	the	DET
fsr-3240	25	4	scale	scale	NOUN
fsr-3240	25	5	when	when	SCONJ
fsr-3240	25	6	grable	grable	PROPN
fsr-3240	25	7	and	and	CCONJ
fsr-3240	25	8	lytton	lytton	PROPN
fsr-3240	25	9	(	(	PUNCT
fsr-3240	25	10	1999	1999	NUM
fsr-3240	25	11	)	)	PUNCT
fsr-3240	25	12	set	set	VERB
fsr-3240	25	13	out	out	ADP
fsr-3240	25	14	to	to	PART
fsr-3240	25	15	measure	measure	VERB
fsr-3240	25	16	financial	financial	ADJ
fsr-3240	25	17	risk	risk	NOUN
fsr-3240	25	18	tolerance	tolerance	NOUN
fsr-3240	25	19	they	they	PRON
fsr-3240	25	20	were	be	AUX
fsr-3240	25	21	originally	originally	ADV
fsr-3240	25	22	faced	face	VERB
fsr-3240	25	23	with	with	ADP
fsr-3240	25	24	the	the	DET
fsr-3240	25	25	challenge	challenge	NOUN
fsr-3240	25	26	of	of	ADP
fsr-3240	25	27	finding	find	VERB
fsr-3240	25	28	questions	question	NOUN
fsr-3240	25	29	that	that	SCONJ
fsr-3240	25	30	(	(	PUNCT
fsr-3240	25	31	1	1	X
fsr-3240	25	32	)	)	PUNCT
fsr-3240	25	33	were	be	AUX
fsr-3240	25	34	germane	germane	ADJ
fsr-3240	25	35	to	to	ADP
fsr-3240	25	36	the	the	DET
fsr-3240	25	37	concept	concept	NOUN
fsr-3240	25	38	of	of	ADP
fsr-3240	25	39	risk	risk	NOUN
fsr-3240	25	40	,	,	PUNCT
fsr-3240	25	41	(	(	PUNCT
fsr-3240	25	42	2	2	X
fsr-3240	25	43	)	)	PUNCT
fsr-3240	25	44	would	would	AUX
fsr-3240	25	45	allow	allow	VERB
fsr-3240	25	46	anyone	anyone	PRON
fsr-3240	25	47	to	to	PART
fsr-3240	25	48	combine	combine	VERB
fsr-3240	25	49	question	question	NOUN
fsr-3240	25	50	answers	answer	NOUN
fsr-3240	25	51	into	into	ADP
fsr-3240	25	52	a	a	DET
fsr-3240	25	53	risk	risk	NOUN
fsr-3240	25	54	scale	scale	NOUN
fsr-3240	25	55	,	,	PUNCT
fsr-3240	25	56	(	(	PUNCT
fsr-3240	25	57	3	3	X
fsr-3240	25	58	)	)	PUNCT
fsr-3240	25	59	were	be	AUX
fsr-3240	25	60	relevant	relevant	ADJ
fsr-3240	25	61	to	to	ADP
fsr-3240	25	62	situations	situation	NOUN
fsr-3240	25	63	faced	face	VERB
fsr-3240	25	64	by	by	ADP
fsr-3240	25	65	typical	typical	ADJ
fsr-3240	25	66	consumers	consumer	NOUN
fsr-3240	25	67	making	make	VERB
fsr-3240	25	68	financial	financial	ADJ
fsr-3240	25	69	decisions	decision	NOUN
fsr-3240	25	70	,	,	PUNCT
fsr-3240	25	71	(	(	PUNCT
fsr-3240	25	72	4	4	X
fsr-3240	25	73	)	)	PUNCT
fsr-3240	25	74	were	be	AUX
fsr-3240	25	75	easy	easy	ADJ
fsr-3240	25	76	to	to	PART
fsr-3240	25	77	administer	administer	VERB
fsr-3240	25	78	,	,	PUNCT
fsr-3240	25	79	and	and	CCONJ
fsr-3240	25	80	(	(	PUNCT
fsr-3240	25	81	5	5	X
fsr-3240	25	82	)	)	PUNCT
fsr-3240	25	83	offered	offer	VERB
fsr-3240	25	84	both	both	DET
fsr-3240	25	85	validity	validity	NOUN
fsr-3240	25	86	and	and	CCONJ
fsr-3240	25	87	reliability	reliability	NOUN
fsr-3240	25	88	when	when	SCONJ
fsr-3240	25	89	combined	combine	VERB
fsr-3240	25	90	into	into	ADP
fsr-3240	25	91	a	a	DET
fsr-3240	25	92	scale	scale	NOUN
fsr-3240	25	93	.	.	PUNCT
fsr-3240	26	1	grable	grable	PROPN
fsr-3240	26	2	and	and	CCONJ
fsr-3240	26	3	lytton	lytton	PROPN
fsr-3240	26	4	used	use	VERB
fsr-3240	26	5	guidance	guidance	NOUN
fsr-3240	26	6	provided	provide	VERB
fsr-3240	26	7	by	by	ADP
fsr-3240	26	8	maccrimmon	maccrimmon	NOUN
fsr-3240	26	9	and	and	CCONJ
fsr-3240	26	10	wehrung	wehrung	PROPN
fsr-3240	26	11	(	(	PUNCT
fsr-3240	26	12	1986	1986	NUM
fsr-3240	26	13	)	)	PUNCT
fsr-3240	26	14	to	to	PART
fsr-3240	26	15	help	help	AUX
fsr-3240	26	16	identify	identify	VERB
fsr-3240	26	17	and	and	CCONJ
fsr-3240	26	18	develop	develop	VERB
fsr-3240	26	19	appropriate	appropriate	ADJ
fsr-3240	26	20	questions	question	NOUN
fsr-3240	26	21	.	.	PUNCT
fsr-3240	27	1	these	these	DET
fsr-3240	27	2	requirements	requirement	NOUN
fsr-3240	27	3	included	include	VERB
fsr-3240	27	4	ensuring	ensure	VERB
fsr-3240	27	5	that	that	SCONJ
fsr-3240	27	6	(	(	PUNCT
fsr-3240	27	7	1	1	X
fsr-3240	27	8	)	)	PUNCT
fsr-3240	27	9	the	the	DET
fsr-3240	27	10	multidimensionality	multidimensionality	NOUN
fsr-3240	27	11	of	of	ADP
fsr-3240	27	12	risk	risk	NOUN
fsr-3240	27	13	tolerance	tolerance	NOUN
fsr-3240	27	14	was	be	AUX
fsr-3240	27	15	assessed	assess	VERB
fsr-3240	27	16	through	through	ADP
fsr-3240	27	17	the	the	DET
fsr-3240	27	18	inclusion	inclusion	NOUN
fsr-3240	27	19	of	of	ADP
fsr-3240	27	20	simple	simple	ADJ
fsr-3240	27	21	and	and	CCONJ
fsr-3240	27	22	complex	complex	ADJ
fsr-3240	27	23	situational	situational	ADJ
fsr-3240	27	24	items	item	NOUN
fsr-3240	27	25	,	,	PUNCT
fsr-3240	27	26	(	(	PUNCT
fsr-3240	27	27	2	2	X
fsr-3240	27	28	)	)	PUNCT
fsr-3240	27	29	the	the	DET
fsr-3240	27	30	items	item	NOUN
fsr-3240	27	31	were	be	AUX
fsr-3240	27	32	consistent	consistent	ADJ
fsr-3240	27	33	and	and	CCONJ
fsr-3240	27	34	not	not	PART
fsr-3240	27	35	redundant	redundant	ADJ
fsr-3240	27	36	,	,	PUNCT
fsr-3240	27	37	(	(	PUNCT
fsr-3240	27	38	3	3	X
fsr-3240	27	39	)	)	PUNCT
fsr-3240	27	40	the	the	DET
fsr-3240	27	41	items	item	NOUN
fsr-3240	27	42	were	be	AUX
fsr-3240	27	43	interesting	interesting	ADJ
fsr-3240	27	44	to	to	PART
fsr-3240	27	45	answer	answer	VERB
fsr-3240	27	46	,	,	PUNCT
fsr-3240	27	47	and	and	CCONJ
fsr-3240	27	48	(	(	PUNCT
fsr-3240	27	49	4	4	X
fsr-3240	27	50	)	)	PUNCT
fsr-3240	27	51	completion	completion	NOUN
fsr-3240	27	52	times	time	NOUN
fsr-3240	27	53	would	would	AUX
fsr-3240	27	54	be	be	AUX
fsr-3240	27	55	reasonably	reasonably	ADV
fsr-3240	27	56	short	short	ADJ
fsr-3240	27	57	.	.	PUNCT
fsr-3240	28	1	their	their	PRON
fsr-3240	28	2	efforts	effort	NOUN
fsr-3240	28	3	at	at	ADP
fsr-3240	28	4	building	build	VERB
fsr-3240	28	5	a	a	DET
fsr-3240	28	6	financial	financial	ADJ
fsr-3240	28	7	risk	risk	NOUN
fsr-3240	28	8	-	-	PUNCT
fsr-3240	28	9	tolerance	tolerance	NOUN
fsr-3240	28	10	assessment	assessment	NOUN
fsr-3240	28	11	tool	tool	NOUN
fsr-3240	28	12	were	be	AUX
fsr-3240	28	13	based	base	VERB
fsr-3240	28	14	primarily	primarily	ADV
fsr-3240	28	15	on	on	ADP
fsr-3240	28	16	scale	scale	NOUN
fsr-3240	28	17	development	development	NOUN
fsr-3240	28	18	theory	theory	NOUN
fsr-3240	28	19	and	and	CCONJ
fsr-3240	28	20	propositions	proposition	NOUN
fsr-3240	28	21	found	find	VERB
fsr-3240	28	22	in	in	ADP
fsr-3240	28	23	modern	modern	ADJ
fsr-3240	28	24	portfolio	portfolio	NOUN
fsr-3240	28	25	theory	theory	NOUN
fsr-3240	28	26	(	(	PUNCT
fsr-3240	28	27	mpt	mpt	PROPN
fsr-3240	28	28	)	)	PUNCT
fsr-3240	28	29	.	.	PUNCT
fsr-3240	29	1	in	in	ADP
fsr-3240	29	2	markowitz	markowitz	PROPN
fsr-3240	29	3	’s	’s	PART
fsr-3240	29	4	1952	1952	NUM
fsr-3240	29	5	article	article	NOUN
fsr-3240	29	6	describing	describe	VERB
fsr-3240	29	7	the	the	DET
fsr-3240	29	8	basis	basis	NOUN
fsr-3240	29	9	of	of	ADP
fsr-3240	29	10	mpt	mpt	PROPN
fsr-3240	29	11	,	,	PUNCT
fsr-3240	29	12	the	the	DET
fsr-3240	29	13	theoretical	theoretical	ADJ
fsr-3240	29	14	relationship	relationship	NOUN
fsr-3240	29	15	between	between	ADP
fsr-3240	29	16	risk	risk	NOUN
fsr-3240	29	17	and	and	CCONJ
fsr-3240	29	18	investment	investment	NOUN
fsr-3240	29	19	returns	return	NOUN
fsr-3240	29	20	was	be	AUX
fsr-3240	29	21	clearly	clearly	ADV
fsr-3240	29	22	outlined	outline	VERB
fsr-3240	29	23	.	.	PUNCT
fsr-3240	30	1	markowitz	markowitz	PROPN
fsr-3240	30	2	noted	note	VERB
fsr-3240	30	3	that	that	SCONJ
fsr-3240	30	4	risk	risk	NOUN
fsr-3240	30	5	and	and	CCONJ
fsr-3240	30	6	return	return	NOUN
fsr-3240	30	7	are	be	AUX
fsr-3240	30	8	positively	positively	ADV
fsr-3240	30	9	related	relate	VERB
fsr-3240	30	10	,	,	PUNCT
fsr-3240	30	11	and	and	CCONJ
fsr-3240	30	12	as	as	ADP
fsr-3240	30	13	such	such	ADJ
fsr-3240	30	14	,	,	PUNCT
fsr-3240	30	15	investors	investor	NOUN
fsr-3240	30	16	who	who	PRON
fsr-3240	30	17	demand	demand	VERB
fsr-3240	30	18	a	a	DET
fsr-3240	30	19	higher	high	ADJ
fsr-3240	30	20	return	return	NOUN
fsr-3240	30	21	must	must	AUX
fsr-3240	30	22	be	be	AUX
fsr-3240	30	23	willing	willing	ADJ
fsr-3240	30	24	to	to	PART
fsr-3240	30	25	accept	accept	VERB
fsr-3240	30	26	a	a	DET
fsr-3240	30	27	higher	high	ADJ
fsr-3240	30	28	level	level	NOUN
fsr-3240	30	29	of	of	ADP
fsr-3240	30	30	risk	risk	NOUN
fsr-3240	30	31	(	(	PUNCT
fsr-3240	30	32	i.e.	i.e.	X
fsr-3240	30	33	,	,	PUNCT
fsr-3240	30	34	volatility	volatility	NOUN
fsr-3240	30	35	)	)	PUNCT
fsr-3240	30	36	in	in	ADP
fsr-3240	30	37	their	their	PRON
fsr-3240	30	38	portfolios	portfolio	NOUN
fsr-3240	30	39	.	.	PUNCT
fsr-3240	31	1	this	this	DET
fsr-3240	31	2	insight	insight	NOUN
fsr-3240	31	3	has	have	AUX
fsr-3240	31	4	since	since	ADV
fsr-3240	31	5	been	be	AUX
fsr-3240	31	6	used	use	VERB
fsr-3240	31	7	as	as	ADP
fsr-3240	31	8	a	a	DET
fsr-3240	31	9	key	key	ADJ
fsr-3240	31	10	benchmark	benchmark	NOUN
fsr-3240	31	11	of	of	ADP
fsr-3240	31	12	validity	validity	NOUN
fsr-3240	31	13	whenever	whenever	SCONJ
fsr-3240	31	14	a	a	DET
fsr-3240	31	15	risk	risk	NOUN
fsr-3240	31	16	-	-	PUNCT
fsr-3240	31	17	assessment	assessment	NOUN
fsr-3240	31	18	tool	tool	NOUN
fsr-3240	31	19	has	have	AUX
fsr-3240	31	20	been	be	AUX
fsr-3240	31	21	created	create	VERB
fsr-3240	31	22	.	.	PUNCT
fsr-3240	32	1	grable	grable	PROPN
fsr-3240	32	2	and	and	CCONJ
fsr-3240	32	3	lytton	lytton	PROPN
fsr-3240	32	4	(	(	PUNCT
fsr-3240	32	5	1999	1999	NUM
fsr-3240	32	6	)	)	PUNCT
fsr-3240	32	7	noted	note	VERB
fsr-3240	32	8	that	that	SCONJ
fsr-3240	32	9	,	,	PUNCT
fsr-3240	32	10	as	as	ADP
fsr-3240	32	11	such	such	ADJ
fsr-3240	32	12	,	,	PUNCT
fsr-3240	32	13	any	any	DET
fsr-3240	32	14	new	new	ADJ
fsr-3240	32	15	and	and	CCONJ
fsr-3240	32	16	useful	useful	ADJ
fsr-3240	32	17	risk	risk	NOUN
fsr-3240	32	18	-	-	PUNCT
fsr-3240	32	19	tolerance	tolerance	NOUN
fsr-3240	32	20	measure	measure	NOUN
fsr-3240	32	21	must	must	AUX
fsr-3240	32	22	align	align	VERB
fsr-3240	32	23	with	with	ADP
fsr-3240	32	24	the	the	DET
fsr-3240	32	25	prediction	prediction	NOUN
fsr-3240	32	26	that	that	SCONJ
fsr-3240	32	27	high	high	ADJ
fsr-3240	32	28	scores	score	NOUN
fsr-3240	32	29	will	will	AUX
fsr-3240	32	30	correspond	correspond	VERB
fsr-3240	32	31	with	with	ADP
fsr-3240	32	32	a	a	DET
fsr-3240	32	33	general	general	ADJ
fsr-3240	32	34	willingness	willingness	NOUN
fsr-3240	32	35	to	to	PART
fsr-3240	32	36	take	take	VERB
fsr-3240	32	37	more	more	ADJ
fsr-3240	32	38	financial	financial	ADJ
fsr-3240	32	39	risk	risk	NOUN
fsr-3240	32	40	.	.	PUNCT
fsr-3240	33	1	in	in	ADP
fsr-3240	33	2	the	the	DET
fsr-3240	33	3	context	context	NOUN
fsr-3240	33	4	of	of	ADP
fsr-3240	33	5	a	a	DET
fsr-3240	33	6	financial	financial	ADJ
fsr-3240	33	7	risk	risk	NOUN
fsr-3240	33	8	-	-	PUNCT
fsr-3240	33	9	tolerance	tolerance	NOUN
fsr-3240	33	10	scale	scale	NOUN
fsr-3240	33	11	,	,	PUNCT
fsr-3240	33	12	risk	risk	NOUN
fsr-3240	33	13	scores	score	NOUN
fsr-3240	33	14	should	should	AUX
fsr-3240	33	15	178	178	NUM
fsr-3240	33	16	s.	s.	PROPN
fsr-3240	33	17	kuzniak	kuzniak	PROPN
fsr-3240	33	18	et	et	PROPN
fsr-3240	33	19	al	al	PROPN
fsr-3240	33	20	.	.	PUNCT
fsr-3240	33	21	/	/	SYM
fsr-3240	33	22	financial	financial	ADJ
fsr-3240	33	23	services	service	NOUN
fsr-3240	33	24	review	review	VERB
fsr-3240	33	25	24	24	NUM
fsr-3240	33	26	(	(	PUNCT
fsr-3240	33	27	2015	2015	NUM
fsr-3240	33	28	)	)	PUNCT
fsr-3240	33	29	177–192	177–192	NUM
fsr-3240	33	30	be	be	AUX
fsr-3240	33	31	positively	positively	ADV
fsr-3240	33	32	associated	associate	VERB
fsr-3240	33	33	with	with	ADP
fsr-3240	33	34	,	,	PUNCT
fsr-3240	33	35	say	say	INTJ
fsr-3240	33	36	,	,	PUNCT
fsr-3240	33	37	equity	equity	NOUN
fsr-3240	33	38	ownership	ownership	NOUN
fsr-3240	33	39	.	.	PUNCT
fsr-3240	34	1	in	in	ADP
fsr-3240	34	2	addition	addition	NOUN
fsr-3240	34	3	to	to	ADP
fsr-3240	34	4	this	this	DET
fsr-3240	34	5	baseline	baseline	ADJ
fsr-3240	34	6	measure	measure	NOUN
fsr-3240	34	7	of	of	ADP
fsr-3240	34	8	validity	validity	NOUN
fsr-3240	34	9	,	,	PUNCT
fsr-3240	34	10	a	a	DET
fsr-3240	34	11	scale	scale	NOUN
fsr-3240	34	12	ought	ought	AUX
fsr-3240	34	13	to	to	PART
fsr-3240	34	14	exhibit	exhibit	VERB
fsr-3240	34	15	strong	strong	ADJ
fsr-3240	34	16	psychometric	psychometric	ADJ
fsr-3240	34	17	characteristics	characteristic	NOUN
fsr-3240	34	18	.	.	PUNCT
fsr-3240	35	1	grable	grable	PROPN
fsr-3240	35	2	and	and	CCONJ
fsr-3240	35	3	lytton	lytton	PROPN
fsr-3240	35	4	’s	’s	PART
fsr-3240	35	5	(	(	PUNCT
fsr-3240	35	6	1999	1999	NUM
fsr-3240	35	7	)	)	PUNCT
fsr-3240	35	8	efforts	effort	NOUN
fsr-3240	35	9	at	at	ADP
fsr-3240	35	10	establishing	establish	VERB
fsr-3240	35	11	the	the	DET
fsr-3240	35	12	reliability	reliability	NOUN
fsr-3240	35	13	and	and	CCONJ
fsr-3240	35	14	validity	validity	NOUN
fsr-3240	35	15	of	of	ADP
fsr-3240	35	16	a	a	DET
fsr-3240	35	17	new	new	ADJ
fsr-3240	35	18	scale	scale	NOUN
fsr-3240	35	19	started	start	VERB
fsr-3240	35	20	by	by	ADP
fsr-3240	35	21	selecting	select	VERB
fsr-3240	35	22	over	over	ADP
fsr-3240	35	23	100	100	NUM
fsr-3240	35	24	risk	risk	NOUN
fsr-3240	35	25	-	-	PUNCT
fsr-3240	35	26	assessment	assessment	NOUN
fsr-3240	35	27	items	item	NOUN
fsr-3240	35	28	from	from	ADP
fsr-3240	35	29	the	the	DET
fsr-3240	35	30	literature	literature	NOUN
fsr-3240	35	31	.	.	PUNCT
fsr-3240	36	1	based	base	VERB
fsr-3240	36	2	on	on	ADP
fsr-3240	36	3	pilot	pilot	NOUN
fsr-3240	36	4	study	study	NOUN
fsr-3240	36	5	data	datum	NOUN
fsr-3240	36	6	,	,	PUNCT
fsr-3240	36	7	they	they	PRON
fsr-3240	36	8	were	be	AUX
fsr-3240	36	9	able	able	ADJ
fsr-3240	36	10	to	to	PART
fsr-3240	36	11	identify	identify	VERB
fsr-3240	36	12	50	50	NUM
fsr-3240	36	13	items	item	NOUN
fsr-3240	36	14	that	that	PRON
fsr-3240	36	15	matched	match	VERB
fsr-3240	36	16	all	all	PRON
fsr-3240	36	17	of	of	ADP
fsr-3240	36	18	the	the	DET
fsr-3240	36	19	screening	screening	NOUN
fsr-3240	36	20	criteria	criterion	NOUN
fsr-3240	36	21	.	.	PUNCT
fsr-3240	37	1	grable	grable	PROPN
fsr-3240	37	2	and	and	CCONJ
fsr-3240	37	3	lytton	lytton	PROPN
fsr-3240	37	4	(	(	PUNCT
fsr-3240	37	5	1999	1999	NUM
fsr-3240	37	6	)	)	PUNCT
fsr-3240	37	7	used	use	VERB
fsr-3240	37	8	these	these	DET
fsr-3240	37	9	50	50	NUM
fsr-3240	37	10	items	item	NOUN
fsr-3240	37	11	to	to	PART
fsr-3240	37	12	begin	begin	VERB
fsr-3240	37	13	the	the	DET
fsr-3240	37	14	development	development	NOUN
fsr-3240	37	15	of	of	ADP
fsr-3240	37	16	a	a	DET
fsr-3240	37	17	risk	risk	NOUN
fsr-3240	37	18	-	-	PUNCT
fsr-3240	37	19	tolerance	tolerance	NOUN
fsr-3240	37	20	questionnaire	questionnaire	NOUN
fsr-3240	37	21	.	.	PUNCT
fsr-3240	38	1	using	use	VERB
fsr-3240	38	2	traditional	traditional	ADJ
fsr-3240	38	3	item	item	NOUN
fsr-3240	38	4	-	-	PUNCT
fsr-3240	38	5	response	response	NOUN
fsr-3240	38	6	procedures	procedure	NOUN
fsr-3240	38	7	,	,	PUNCT
fsr-3240	38	8	grable	grable	NOUN
fsr-3240	38	9	and	and	CCONJ
fsr-3240	38	10	lytton	lytton	PROPN
fsr-3240	38	11	culled	cull	VERB
fsr-3240	38	12	the	the	DET
fsr-3240	38	13	list	list	NOUN
fsr-3240	38	14	of	of	ADP
fsr-3240	38	15	items	item	NOUN
fsr-3240	38	16	to	to	ADP
fsr-3240	38	17	20	20	NUM
fsr-3240	38	18	risk	risk	NOUN
fsr-3240	38	19	questions	question	NOUN
fsr-3240	38	20	.	.	PUNCT
fsr-3240	39	1	they	they	PRON
fsr-3240	39	2	then	then	ADV
fsr-3240	39	3	grouped	group	VERB
fsr-3240	39	4	items	item	NOUN
fsr-3240	39	5	into	into	ADP
fsr-3240	39	6	one	one	NUM
fsr-3240	39	7	of	of	ADP
fsr-3240	39	8	eight	eight	NUM
fsr-3240	39	9	categories	category	NOUN
fsr-3240	39	10	:	:	PUNCT
fsr-3240	39	11	(	(	PUNCT
fsr-3240	39	12	1	1	X
fsr-3240	39	13	)	)	PUNCT
fsr-3240	39	14	guaranteed	guarantee	VERB
fsr-3240	39	15	versus	versus	ADP
fsr-3240	39	16	probable	probable	ADJ
fsr-3240	39	17	gambles	gamble	NOUN
fsr-3240	39	18	,	,	PUNCT
fsr-3240	39	19	(	(	PUNCT
fsr-3240	39	20	2	2	X
fsr-3240	39	21	)	)	PUNCT
fsr-3240	39	22	general	general	ADJ
fsr-3240	39	23	risk	risk	NOUN
fsr-3240	39	24	choice	choice	NOUN
fsr-3240	39	25	,	,	PUNCT
fsr-3240	39	26	(	(	PUNCT
fsr-3240	39	27	3	3	X
fsr-3240	39	28	)	)	PUNCT
fsr-3240	39	29	choice	choice	NOUN
fsr-3240	39	30	between	between	ADP
fsr-3240	39	31	sure	sure	ADJ
fsr-3240	39	32	loss	loss	NOUN
fsr-3240	39	33	and	and	CCONJ
fsr-3240	39	34	sure	sure	ADJ
fsr-3240	39	35	gain	gain	NOUN
fsr-3240	39	36	,	,	PUNCT
fsr-3240	39	37	(	(	PUNCT
fsr-3240	39	38	4	4	X
fsr-3240	39	39	)	)	PUNCT
fsr-3240	39	40	risk	risk	NOUN
fsr-3240	39	41	as	as	ADP
fsr-3240	39	42	experience	experience	NOUN
fsr-3240	39	43	and	and	CCONJ
fsr-3240	39	44	knowledge	knowledge	NOUN
fsr-3240	39	45	,	,	PUNCT
fsr-3240	39	46	(	(	PUNCT
fsr-3240	39	47	5	5	X
fsr-3240	39	48	)	)	PUNCT
fsr-3240	39	49	risk	risk	NOUN
fsr-3240	39	50	as	as	ADP
fsr-3240	39	51	a	a	DET
fsr-3240	39	52	level	level	NOUN
fsr-3240	39	53	of	of	ADP
fsr-3240	39	54	comfort	comfort	NOUN
fsr-3240	39	55	,	,	PUNCT
fsr-3240	39	56	(	(	PUNCT
fsr-3240	39	57	6	6	NUM
fsr-3240	39	58	)	)	PUNCT
fsr-3240	39	59	speculative	speculative	ADJ
fsr-3240	39	60	risk	risk	NOUN
fsr-3240	39	61	,	,	PUNCT
fsr-3240	39	62	(	(	PUNCT
fsr-3240	39	63	7	7	X
fsr-3240	39	64	)	)	PUNCT
fsr-3240	39	65	prospect	prospect	NOUN
fsr-3240	39	66	theory	theory	NOUN
fsr-3240	39	67	,	,	PUNCT
fsr-3240	39	68	and	and	CCONJ
fsr-3240	39	69	(	(	PUNCT
fsr-3240	39	70	8)	8)	NUM
fsr-3240	39	71	investment	investment	NOUN
fsr-3240	39	72	risk	risk	NOUN
fsr-3240	39	73	.	.	PUNCT
fsr-3240	40	1	these	these	DET
fsr-3240	40	2	efforts	effort	NOUN
fsr-3240	40	3	were	be	AUX
fsr-3240	40	4	taken	take	VERB
fsr-3240	40	5	to	to	PART
fsr-3240	40	6	ensure	ensure	VERB
fsr-3240	40	7	that	that	SCONJ
fsr-3240	40	8	,	,	PUNCT
fsr-3240	40	9	at	at	ADP
fsr-3240	40	10	a	a	DET
fsr-3240	40	11	minimum	minimum	NOUN
fsr-3240	40	12	,	,	PUNCT
fsr-3240	40	13	the	the	DET
fsr-3240	40	14	new	new	ADJ
fsr-3240	40	15	scale	scale	NOUN
fsr-3240	40	16	would	would	AUX
fsr-3240	40	17	provide	provide	VERB
fsr-3240	40	18	high	high	ADJ
fsr-3240	40	19	face	face	NOUN
fsr-3240	40	20	validity	validity	NOUN
fsr-3240	40	21	for	for	ADP
fsr-3240	40	22	practitioners	practitioner	NOUN
fsr-3240	40	23	and	and	CCONJ
fsr-3240	40	24	researchers	researcher	NOUN
fsr-3240	40	25	.	.	PUNCT
fsr-3240	41	1	that	that	PRON
fsr-3240	41	2	is	be	AUX
fsr-3240	41	3	,	,	PUNCT
fsr-3240	41	4	their	their	PRON
fsr-3240	41	5	review	review	NOUN
fsr-3240	41	6	of	of	ADP
fsr-3240	41	7	the	the	DET
fsr-3240	41	8	literature	literature	NOUN
fsr-3240	41	9	indicated	indicate	VERB
fsr-3240	41	10	that	that	SCONJ
fsr-3240	41	11	a	a	DET
fsr-3240	41	12	person	person	NOUN
fsr-3240	41	13	’s	’s	PART
fsr-3240	41	14	risk	risk	NOUN
fsr-3240	41	15	attitude	attitude	NOUN
fsr-3240	41	16	was	be	AUX
fsr-3240	41	17	most	most	ADV
fsr-3240	41	18	closely	closely	ADV
fsr-3240	41	19	associated	associate	VERB
fsr-3240	41	20	with	with	ADP
fsr-3240	41	21	these	these	DET
fsr-3240	41	22	eight	eight	NUM
fsr-3240	41	23	domains	domain	NOUN
fsr-3240	41	24	.	.	PUNCT
fsr-3240	42	1	factor	factor	NOUN
fsr-3240	42	2	analysis	analysis	NOUN
fsr-3240	42	3	procedures	procedure	NOUN
fsr-3240	42	4	were	be	AUX
fsr-3240	42	5	then	then	ADV
fsr-3240	42	6	used	use	VERB
fsr-3240	42	7	to	to	PART
fsr-3240	42	8	evaluate	evaluate	VERB
fsr-3240	42	9	data	datum	NOUN
fsr-3240	42	10	from	from	ADP
fsr-3240	42	11	a	a	DET
fsr-3240	42	12	convenience	convenience	NOUN
fsr-3240	42	13	sample	sample	NOUN
fsr-3240	42	14	to	to	PART
fsr-3240	42	15	obtain	obtain	VERB
fsr-3240	42	16	a	a	DET
fsr-3240	42	17	more	more	ADV
fsr-3240	42	18	parsimonious	parsimonious	ADJ
fsr-3240	42	19	number	number	NOUN
fsr-3240	42	20	of	of	ADP
fsr-3240	42	21	items	item	NOUN
fsr-3240	42	22	.	.	PUNCT
fsr-3240	43	1	grable	grable	PROPN
fsr-3240	43	2	and	and	CCONJ
fsr-3240	43	3	lytton	lytton	PROPN
fsr-3240	43	4	(	(	PUNCT
fsr-3240	43	5	1999	1999	NUM
fsr-3240	43	6	)	)	PUNCT
fsr-3240	43	7	were	be	AUX
fsr-3240	43	8	able	able	ADJ
fsr-3240	43	9	to	to	PART
fsr-3240	43	10	reduce	reduce	VERB
fsr-3240	43	11	the	the	DET
fsr-3240	43	12	number	number	NOUN
fsr-3240	43	13	of	of	ADP
fsr-3240	43	14	items	item	NOUN
fsr-3240	43	15	to	to	ADP
fsr-3240	43	16	13	13	NUM
fsr-3240	43	17	.	.	PUNCT
fsr-3240	44	1	the	the	DET
fsr-3240	44	2	final	final	ADJ
fsr-3240	44	3	version	version	NOUN
fsr-3240	44	4	of	of	ADP
fsr-3240	44	5	the	the	DET
fsr-3240	44	6	scale	scale	NOUN
fsr-3240	44	7	was	be	AUX
fsr-3240	44	8	found	find	VERB
fsr-3240	44	9	to	to	PART
fsr-3240	44	10	represent	represent	VERB
fsr-3240	44	11	three	three	NUM
fsr-3240	44	12	factors	factor	NOUN
fsr-3240	44	13	:	:	PUNCT
fsr-3240	44	14	(	(	PUNCT
fsr-3240	44	15	1	1	X
fsr-3240	44	16	)	)	PUNCT
fsr-3240	44	17	investment	investment	NOUN
fsr-3240	44	18	risk	risk	NOUN
fsr-3240	44	19	,	,	PUNCT
fsr-3240	44	20	(	(	PUNCT
fsr-3240	44	21	2	2	X
fsr-3240	44	22	)	)	PUNCT
fsr-3240	44	23	risk	risk	NOUN
fsr-3240	44	24	comfort	comfort	NOUN
fsr-3240	44	25	and	and	CCONJ
fsr-3240	44	26	experience	experience	NOUN
fsr-3240	44	27	,	,	PUNCT
fsr-3240	44	28	and	and	CCONJ
fsr-3240	44	29	(	(	PUNCT
fsr-3240	44	30	3	3	X
fsr-3240	44	31	)	)	PUNCT
fsr-3240	44	32	speculative	speculative	ADJ
fsr-3240	44	33	risk	risk	NOUN
fsr-3240	44	34	.	.	PUNCT
fsr-3240	45	1	scale	scale	NOUN
fsr-3240	45	2	reliability	reliability	NOUN
fsr-3240	45	3	was	be	AUX
fsr-3240	45	4	measured	measure	VERB
fsr-3240	45	5	using	use	VERB
fsr-3240	45	6	cronbach	cronbach	PROPN
fsr-3240	45	7	’s	’s	PART
fsr-3240	45	8	�	�	PROPN
fsr-3240	45	9	.	.	PUNCT
fsr-3240	46	1	grable	grable	PROPN
fsr-3240	46	2	and	and	CCONJ
fsr-3240	46	3	lytton	lytton	PROPN
fsr-3240	46	4	reported	report	VERB
fsr-3240	46	5	an	an	DET
fsr-3240	46	6	initial	initial	ADJ
fsr-3240	46	7	�	�	PROPN
fsr-3240	46	8	�	�	PROPN
fsr-3240	46	9	0.75	0.75	NUM
fsr-3240	46	10	.	.	PUNCT
fsr-3240	47	1	as	as	SCONJ
fsr-3240	47	2	noted	note	VERB
fsr-3240	47	3	by	by	ADP
fsr-3240	47	4	cortina	cortina	PROPN
fsr-3240	47	5	(	(	PUNCT
fsr-3240	47	6	1993	1993	NUM
fsr-3240	47	7	)	)	PUNCT
fsr-3240	47	8	and	and	CCONJ
fsr-3240	47	9	peterson	peterson	PROPN
fsr-3240	47	10	(	(	PUNCT
fsr-3240	47	11	1994	1994	NUM
fsr-3240	47	12	)	)	PUNCT
fsr-3240	47	13	,	,	PUNCT
fsr-3240	47	14	this	this	DET
fsr-3240	47	15	level	level	NOUN
fsr-3240	47	16	of	of	ADP
fsr-3240	47	17	reliability	reliability	NOUN
fsr-3240	47	18	matched	match	VERB
fsr-3240	47	19	what	what	PRON
fsr-3240	47	20	is	be	AUX
fsr-3240	47	21	typically	typically	ADV
fsr-3240	47	22	found	find	VERB
fsr-3240	47	23	in	in	ADP
fsr-3240	47	24	psychological	psychological	ADJ
fsr-3240	47	25	and	and	CCONJ
fsr-3240	47	26	marketing	market	VERB
fsr-3240	47	27	studies.1	studies.1	NOUN
fsr-3240	47	28	grable	grable	NOUN
fsr-3240	47	29	and	and	CCONJ
fsr-3240	47	30	lytton	lytton	PROPN
fsr-3240	47	31	(	(	PUNCT
fsr-3240	47	32	1999	1999	NUM
fsr-3240	47	33	)	)	PUNCT
fsr-3240	47	34	took	take	VERB
fsr-3240	47	35	additional	additional	ADJ
fsr-3240	47	36	steps	step	NOUN
fsr-3240	47	37	to	to	PART
fsr-3240	47	38	measure	measure	VERB
fsr-3240	47	39	the	the	DET
fsr-3240	47	40	scale	scale	NOUN
fsr-3240	47	41	’s	’s	PART
fsr-3240	47	42	construct	construct	NOUN
fsr-3240	47	43	validity	validity	NOUN
fsr-3240	47	44	,	,	PUNCT
fsr-3240	47	45	which	which	PRON
fsr-3240	47	46	is	be	AUX
fsr-3240	47	47	defined	define	VERB
fsr-3240	47	48	as	as	ADP
fsr-3240	47	49	the	the	DET
fsr-3240	47	50	extent	extent	NOUN
fsr-3240	47	51	to	to	PART
fsr-3240	47	52	which	which	PRON
fsr-3240	47	53	a	a	DET
fsr-3240	47	54	measure	measure	NOUN
fsr-3240	47	55	actually	actually	ADV
fsr-3240	47	56	assesses	assess	VERB
fsr-3240	47	57	its	its	PRON
fsr-3240	47	58	intended	intended	ADJ
fsr-3240	47	59	purpose	purpose	NOUN
fsr-3240	47	60	.	.	PUNCT
fsr-3240	48	1	they	they	PRON
fsr-3240	48	2	were	be	AUX
fsr-3240	48	3	able	able	ADJ
fsr-3240	48	4	to	to	PART
fsr-3240	48	5	correlate	correlate	VERB
fsr-3240	48	6	scores	score	NOUN
fsr-3240	48	7	on	on	ADP
fsr-3240	48	8	the	the	DET
fsr-3240	48	9	13	13	NUM
fsr-3240	48	10	-	-	PUNCT
fsr-3240	48	11	item	item	NOUN
fsr-3240	48	12	scale	scale	NOUN
fsr-3240	48	13	to	to	ADP
fsr-3240	48	14	responses	response	NOUN
fsr-3240	48	15	to	to	ADP
fsr-3240	48	16	the	the	DET
fsr-3240	48	17	well	well	ADV
fsr-3240	48	18	-	-	PUNCT
fsr-3240	48	19	known	know	VERB
fsr-3240	48	20	survey	survey	NOUN
fsr-3240	48	21	of	of	ADP
fsr-3240	48	22	consumer	consumer	NOUN
fsr-3240	48	23	finances	finance	NOUN
fsr-3240	48	24	(	(	PUNCT
fsr-3240	48	25	scf	scf	PROPN
fsr-3240	48	26	)	)	PUNCT
fsr-3240	48	27	risk	risk	NOUN
fsr-3240	48	28	assessment	assessment	NOUN
fsr-3240	48	29	item	item	NOUN
fsr-3240	48	30	.	.	PUNCT
fsr-3240	49	1	the	the	DET
fsr-3240	49	2	scf	scf	PROPN
fsr-3240	49	3	item	item	NOUN
fsr-3240	49	4	has	have	AUX
fsr-3240	49	5	been	be	AUX
fsr-3240	49	6	used	use	VERB
fsr-3240	49	7	extensively	extensively	ADV
fsr-3240	49	8	in	in	ADP
fsr-3240	49	9	the	the	DET
fsr-3240	49	10	literature	literature	NOUN
fsr-3240	49	11	as	as	ADP
fsr-3240	49	12	a	a	DET
fsr-3240	49	13	proxy	proxy	NOUN
fsr-3240	49	14	measure	measure	NOUN
fsr-3240	49	15	of	of	ADP
fsr-3240	49	16	consumer	consumer	NOUN
fsr-3240	49	17	risk	risk	NOUN
fsr-3240	49	18	attitudes	attitude	NOUN
fsr-3240	49	19	(	(	PUNCT
fsr-3240	49	20	yao	yao	NOUN
fsr-3240	49	21	,	,	PUNCT
fsr-3240	49	22	hanna	hanna	NOUN
fsr-3240	49	23	,	,	PUNCT
fsr-3240	49	24	and	and	CCONJ
fsr-3240	49	25	lindamood	lindamood	NOUN
fsr-3240	49	26	,	,	PUNCT
fsr-3240	49	27	2004	2004	NUM
fsr-3240	49	28	)	)	PUNCT
fsr-3240	49	29	.	.	PUNCT
fsr-3240	50	1	the	the	DET
fsr-3240	50	2	scf	scf	PROPN
fsr-3240	50	3	asks	ask	VERB
fsr-3240	50	4	:	:	PUNCT
fsr-3240	50	5	which	which	PRON
fsr-3240	50	6	of	of	ADP
fsr-3240	50	7	the	the	DET
fsr-3240	50	8	following	following	ADJ
fsr-3240	50	9	statements	statement	NOUN
fsr-3240	50	10	on	on	ADP
fsr-3240	50	11	this	this	DET
fsr-3240	50	12	page	page	NOUN
fsr-3240	50	13	comes	come	VERB
fsr-3240	50	14	closest	close	ADJ
fsr-3240	50	15	to	to	ADP
fsr-3240	50	16	the	the	DET
fsr-3240	50	17	amount	amount	NOUN
fsr-3240	50	18	of	of	ADP
fsr-3240	50	19	financial	financial	ADJ
fsr-3240	50	20	risk	risk	NOUN
fsr-3240	50	21	that	that	SCONJ
fsr-3240	50	22	you	you	PRON
fsr-3240	50	23	are	be	AUX
fsr-3240	50	24	willing	willing	ADJ
fsr-3240	50	25	to	to	PART
fsr-3240	50	26	take	take	VERB
fsr-3240	50	27	when	when	SCONJ
fsr-3240	50	28	you	you	PRON
fsr-3240	50	29	save	save	VERB
fsr-3240	50	30	or	or	CCONJ
fsr-3240	50	31	make	make	VERB
fsr-3240	50	32	investments	investment	NOUN
fsr-3240	50	33	?	?	PUNCT
fsr-3240	51	1	1	1	X
fsr-3240	51	2	.	.	X
fsr-3240	51	3	take	take	VERB
fsr-3240	51	4	substantial	substantial	ADJ
fsr-3240	51	5	financial	financial	ADJ
fsr-3240	51	6	risk	risk	NOUN
fsr-3240	51	7	expecting	expect	VERB
fsr-3240	51	8	to	to	PART
fsr-3240	51	9	earn	earn	VERB
fsr-3240	51	10	substantial	substantial	ADJ
fsr-3240	51	11	returns	return	NOUN
fsr-3240	51	12	2	2	NUM
fsr-3240	51	13	.	.	X
fsr-3240	51	14	take	take	VERB
fsr-3240	51	15	above	above	ADV
fsr-3240	51	16	average	average	ADJ
fsr-3240	51	17	financial	financial	ADJ
fsr-3240	51	18	risks	risk	NOUN
fsr-3240	51	19	expecting	expect	VERB
fsr-3240	51	20	to	to	PART
fsr-3240	51	21	earn	earn	VERB
fsr-3240	51	22	above	above	ADV
fsr-3240	51	23	average	average	ADJ
fsr-3240	51	24	returns	return	NOUN
fsr-3240	51	25	3	3	NUM
fsr-3240	51	26	.	.	X
fsr-3240	51	27	take	take	VERB
fsr-3240	51	28	average	average	ADJ
fsr-3240	51	29	financial	financial	ADJ
fsr-3240	51	30	risks	risk	NOUN
fsr-3240	51	31	expecting	expect	VERB
fsr-3240	51	32	to	to	PART
fsr-3240	51	33	earn	earn	VERB
fsr-3240	51	34	average	average	ADJ
fsr-3240	51	35	returns	return	NOUN
fsr-3240	51	36	4	4	NUM
fsr-3240	51	37	.	.	PUNCT
fsr-3240	51	38	not	not	PART
fsr-3240	51	39	willing	willing	ADJ
fsr-3240	51	40	to	to	PART
fsr-3240	51	41	take	take	VERB
fsr-3240	51	42	any	any	DET
fsr-3240	51	43	financial	financial	ADJ
fsr-3240	51	44	risks	risk	NOUN
fsr-3240	51	45	the	the	DET
fsr-3240	51	46	two	two	NUM
fsr-3240	51	47	items	item	NOUN
fsr-3240	51	48	were	be	AUX
fsr-3240	51	49	found	find	VERB
fsr-3240	51	50	to	to	PART
fsr-3240	51	51	be	be	AUX
fsr-3240	51	52	positively	positively	ADV
fsr-3240	51	53	correlated	correlate	VERB
fsr-3240	51	54	(	(	PUNCT
fsr-3240	51	55	r	r	NOUN
fsr-3240	51	56	�	�	PROPN
fsr-3240	51	57	0.54	0.54	NUM
fsr-3240	51	58	)	)	PUNCT
fsr-3240	51	59	.	.	PUNCT
fsr-3240	52	1	this	this	PRON
fsr-3240	52	2	was	be	AUX
fsr-3240	52	3	the	the	DET
fsr-3240	52	4	first	first	ADJ
fsr-3240	52	5	reported	report	VERB
fsr-3240	52	6	validity	validity	NOUN
fsr-3240	52	7	estimate	estimate	NOUN
fsr-3240	52	8	of	of	ADP
fsr-3240	52	9	the	the	DET
fsr-3240	52	10	new	new	ADJ
fsr-3240	52	11	scale	scale	NOUN
fsr-3240	52	12	.	.	PUNCT
fsr-3240	53	1	grable	grable	NOUN
fsr-3240	53	2	and	and	CCONJ
fsr-3240	53	3	schumm	schumm	PROPN
fsr-3240	53	4	(	(	PUNCT
fsr-3240	53	5	2010	2010	NUM
fsr-3240	53	6	)	)	PUNCT
fsr-3240	53	7	,	,	PUNCT
fsr-3240	53	8	using	use	VERB
fsr-3240	53	9	a	a	DET
fsr-3240	53	10	different	different	ADJ
fsr-3240	53	11	sample	sample	NOUN
fsr-3240	53	12	,	,	PUNCT
fsr-3240	53	13	also	also	ADV
fsr-3240	53	14	conducted	conduct	VERB
fsr-3240	53	15	a	a	DET
fsr-3240	53	16	construct	construct	NOUN
fsr-3240	53	17	validity	validity	NOUN
fsr-3240	53	18	test	test	NOUN
fsr-3240	53	19	using	use	VERB
fsr-3240	53	20	the	the	DET
fsr-3240	53	21	scf	scf	PROPN
fsr-3240	53	22	item	item	NOUN
fsr-3240	53	23	.	.	PUNCT
fsr-3240	54	1	they	they	PRON
fsr-3240	54	2	noted	note	VERB
fsr-3240	54	3	,	,	PUNCT
fsr-3240	54	4	similar	similar	ADJ
fsr-3240	54	5	to	to	ADP
fsr-3240	54	6	grable	grable	PROPN
fsr-3240	54	7	and	and	CCONJ
fsr-3240	54	8	lytton	lytton	PROPN
fsr-3240	54	9	(	(	PUNCT
fsr-3240	54	10	1999	1999	NUM
fsr-3240	54	11	)	)	PUNCT
fsr-3240	54	12	,	,	PUNCT
fsr-3240	54	13	that	that	SCONJ
fsr-3240	54	14	the	the	DET
fsr-3240	54	15	scale	scale	NOUN
fsr-3240	54	16	was	be	AUX
fsr-3240	54	17	positively	positively	ADV
fsr-3240	54	18	and	and	CCONJ
fsr-3240	54	19	statistically	statistically	ADV
fsr-3240	54	20	significantly	significantly	ADV
fsr-3240	54	21	related	relate	VERB
fsr-3240	54	22	to	to	ADP
fsr-3240	54	23	the	the	DET
fsr-3240	54	24	scf	scf	PROPN
fsr-3240	54	25	item	item	NOUN
fsr-3240	54	26	.	.	PUNCT
fsr-3240	55	1	they	they	PRON
fsr-3240	55	2	were	be	AUX
fsr-3240	55	3	also	also	ADV
fsr-3240	55	4	able	able	ADJ
fsr-3240	55	5	to	to	PART
fsr-3240	55	6	estimate	estimate	VERB
fsr-3240	55	7	the	the	DET
fsr-3240	55	8	relative	relative	ADJ
fsr-3240	55	9	reliability	reliability	NOUN
fsr-3240	55	10	of	of	ADP
fsr-3240	55	11	both	both	CCONJ
fsr-3240	55	12	the	the	DET
fsr-3240	55	13	13	13	NUM
fsr-3240	55	14	-	-	PUNCT
fsr-3240	55	15	item	item	NOUN
fsr-3240	55	16	scale	scale	NOUN
fsr-3240	55	17	and	and	CCONJ
fsr-3240	55	18	the	the	DET
fsr-3240	55	19	scf	scf	PROPN
fsr-3240	55	20	item	item	NOUN
fsr-3240	55	21	.	.	PUNCT
fsr-3240	56	1	while	while	SCONJ
fsr-3240	56	2	the	the	DET
fsr-3240	56	3	cronbach	cronbach	NOUN
fsr-3240	56	4	’s	’s	PART
fsr-3240	56	5	�	�	PROPN
fsr-3240	56	6	for	for	ADP
fsr-3240	56	7	the	the	DET
fsr-3240	56	8	scale	scale	NOUN
fsr-3240	56	9	remained	remain	VERB
fsr-3240	56	10	relatively	relatively	ADV
fsr-3240	56	11	constant	constant	ADJ
fsr-3240	56	12	,	,	PUNCT
fsr-3240	56	13	grable	grable	ADJ
fsr-3240	56	14	and	and	CCONJ
fsr-3240	56	15	schumm	schumm	PROPN
fsr-3240	56	16	noted	note	VERB
fsr-3240	56	17	that	that	SCONJ
fsr-3240	56	18	the	the	DET
fsr-3240	56	19	estimated	estimate	VERB
fsr-3240	56	20	reliability	reliability	NOUN
fsr-3240	56	21	of	of	ADP
fsr-3240	56	22	the	the	DET
fsr-3240	56	23	scf	scf	PROPN
fsr-3240	56	24	item	item	NOUN
fsr-3240	56	25	was	be	AUX
fsr-3240	56	26	most	most	ADV
fsr-3240	56	27	likely	likely	ADJ
fsr-3240	56	28	between	between	ADP
fsr-3240	56	29	�	�	PROPN
fsr-3240	56	30	�	�	PROPN
fsr-3240	56	31	0.52	0.52	NUM
fsr-3240	56	32	and	and	CCONJ
fsr-3240	56	33	�	�	PROPN
fsr-3240	56	34	�	�	PROPN
fsr-3240	56	35	0.59	0.59	NUM
fsr-3240	56	36	.	.	PUNCT
fsr-3240	57	1	as	as	ADP
fsr-3240	57	2	such	such	ADJ
fsr-3240	57	3	,	,	PUNCT
fsr-3240	57	4	they	they	PRON
fsr-3240	57	5	concluded	conclude	VERB
fsr-3240	57	6	that	that	SCONJ
fsr-3240	57	7	practitioners	practitioner	NOUN
fsr-3240	57	8	and	and	CCONJ
fsr-3240	57	9	researchers	researcher	NOUN
fsr-3240	57	10	who	who	PRON
fsr-3240	57	11	were	be	AUX
fsr-3240	57	12	interested	interested	ADJ
fsr-3240	57	13	in	in	ADP
fsr-3240	57	14	obtaining	obtain	VERB
fsr-3240	57	15	a	a	DET
fsr-3240	57	16	more	more	ADV
fsr-3240	57	17	robust	robust	ADJ
fsr-3240	57	18	measure	measure	NOUN
fsr-3240	57	19	of	of	ADP
fsr-3240	57	20	someone	someone	PRON
fsr-3240	57	21	’s	’s	PART
fsr-3240	57	22	willingness	willingness	NOUN
fsr-3240	57	23	to	to	PART
fsr-3240	57	24	engage	engage	VERB
fsr-3240	57	25	179s	179s	PROPN
fsr-3240	57	26	.	.	PUNCT
fsr-3240	58	1	kuzniak	kuzniak	PROPN
fsr-3240	58	2	et	et	PROPN
fsr-3240	58	3	al	al	PROPN
fsr-3240	58	4	.	.	PUNCT
fsr-3240	58	5	/	/	SYM
fsr-3240	58	6	financial	financial	ADJ
fsr-3240	58	7	services	service	NOUN
fsr-3240	58	8	review	review	VERB
fsr-3240	58	9	24	24	NUM
fsr-3240	58	10	(	(	PUNCT
fsr-3240	58	11	2015	2015	NUM
fsr-3240	58	12	)	)	PUNCT
fsr-3240	58	13	177–192	177–192	NUM
fsr-3240	58	14	in	in	ADP
fsr-3240	58	15	a	a	DET
fsr-3240	58	16	risky	risky	ADJ
fsr-3240	58	17	financial	financial	ADJ
fsr-3240	58	18	behavior	behavior	NOUN
fsr-3240	58	19	,	,	PUNCT
fsr-3240	58	20	and	and	CCONJ
fsr-3240	58	21	had	have	VERB
fsr-3240	58	22	the	the	DET
fsr-3240	58	23	space	space	NOUN
fsr-3240	58	24	constraints	constraint	NOUN
fsr-3240	58	25	to	to	PART
fsr-3240	58	26	do	do	VERB
fsr-3240	58	27	so	so	ADV
fsr-3240	58	28	,	,	PUNCT
fsr-3240	58	29	would	would	AUX
fsr-3240	58	30	be	be	AUX
fsr-3240	58	31	better	well	ADV
fsr-3240	58	32	served	serve	VERB
fsr-3240	58	33	using	use	VERB
fsr-3240	58	34	the	the	DET
fsr-3240	58	35	larger	large	ADJ
fsr-3240	58	36	13	13	NUM
fsr-3240	58	37	-	-	PUNCT
fsr-3240	58	38	item	item	NOUN
fsr-3240	58	39	scale	scale	NOUN
fsr-3240	58	40	.	.	PUNCT
fsr-3240	59	1	grable	grable	PROPN
fsr-3240	59	2	and	and	CCONJ
fsr-3240	59	3	lytton	lytton	PROPN
fsr-3240	59	4	(	(	PUNCT
fsr-3240	59	5	1999	1999	NUM
fsr-3240	59	6	)	)	PUNCT
fsr-3240	59	7	concluded	conclude	VERB
fsr-3240	59	8	their	their	PRON
fsr-3240	59	9	original	original	ADJ
fsr-3240	59	10	article	article	NOUN
fsr-3240	59	11	by	by	ADP
fsr-3240	59	12	encouraging	encourage	VERB
fsr-3240	59	13	other	other	ADJ
fsr-3240	59	14	researchers	researcher	NOUN
fsr-3240	59	15	to	to	PART
fsr-3240	59	16	continue	continue	VERB
fsr-3240	59	17	to	to	PART
fsr-3240	59	18	test	test	VERB
fsr-3240	59	19	the	the	DET
fsr-3240	59	20	scale	scale	NOUN
fsr-3240	59	21	with	with	ADP
fsr-3240	59	22	diverse	diverse	ADJ
fsr-3240	59	23	audiences	audience	NOUN
fsr-3240	59	24	.	.	PUNCT
fsr-3240	60	1	they	they	PRON
fsr-3240	60	2	asserted	assert	VERB
fsr-3240	60	3	that	that	SCONJ
fsr-3240	60	4	their	their	PRON
fsr-3240	60	5	hope	hope	NOUN
fsr-3240	60	6	was	be	AUX
fsr-3240	60	7	that	that	SCONJ
fsr-3240	60	8	further	further	ADJ
fsr-3240	60	9	research	research	NOUN
fsr-3240	60	10	using	use	VERB
fsr-3240	60	11	the	the	DET
fsr-3240	60	12	scale	scale	NOUN
fsr-3240	60	13	would	would	AUX
fsr-3240	60	14	lead	lead	VERB
fsr-3240	60	15	to	to	ADP
fsr-3240	60	16	a	a	DET
fsr-3240	60	17	better	well	ADJ
fsr-3240	60	18	understanding	understanding	NOUN
fsr-3240	60	19	of	of	ADP
fsr-3240	60	20	risk	risk	NOUN
fsr-3240	60	21	tolerance	tolerance	NOUN
fsr-3240	60	22	,	,	PUNCT
fsr-3240	60	23	which	which	PRON
fsr-3240	60	24	they	they	PRON
fsr-3240	60	25	defined	define	VERB
fsr-3240	60	26	as	as	ADP
fsr-3240	60	27	a	a	DET
fsr-3240	60	28	person	person	NOUN
fsr-3240	60	29	’s	’s	PART
fsr-3240	60	30	willingness	willingness	NOUN
fsr-3240	60	31	to	to	PART
fsr-3240	60	32	engage	engage	VERB
fsr-3240	60	33	in	in	ADP
fsr-3240	60	34	financial	financial	ADJ
fsr-3240	60	35	behavior	behavior	NOUN
fsr-3240	60	36	when	when	SCONJ
fsr-3240	60	37	the	the	DET
fsr-3240	60	38	outcomes	outcome	NOUN
fsr-3240	60	39	are	be	AUX
fsr-3240	60	40	not	not	PART
fsr-3240	60	41	known	know	VERB
fsr-3240	60	42	.	.	PUNCT
fsr-3240	61	1	they	they	PRON
fsr-3240	61	2	noted	note	VERB
fsr-3240	61	3	that	that	SCONJ
fsr-3240	61	4	with	with	ADP
fsr-3240	61	5	further	further	ADJ
fsr-3240	61	6	tests	test	NOUN
fsr-3240	61	7	,	,	PUNCT
fsr-3240	61	8	users	user	NOUN
fsr-3240	61	9	of	of	ADP
fsr-3240	61	10	the	the	DET
fsr-3240	61	11	scale	scale	NOUN
fsr-3240	61	12	would	would	AUX
fsr-3240	61	13	obtain	obtain	VERB
fsr-3240	61	14	more	more	ADJ
fsr-3240	61	15	confidence	confidence	NOUN
fsr-3240	61	16	in	in	ADP
fsr-3240	61	17	the	the	DET
fsr-3240	61	18	validity	validity	NOUN
fsr-3240	61	19	and	and	CCONJ
fsr-3240	61	20	reliability	reliability	NOUN
fsr-3240	61	21	of	of	ADP
fsr-3240	61	22	the	the	DET
fsr-3240	61	23	scale	scale	NOUN
fsr-3240	61	24	.	.	PUNCT
fsr-3240	62	1	2.2	2.2	NUM
fsr-3240	62	2	.	.	PUNCT
fsr-3240	63	1	further	further	ADJ
fsr-3240	63	2	tests	test	NOUN
fsr-3240	63	3	of	of	ADP
fsr-3240	63	4	the	the	DET
fsr-3240	63	5	scale	scale	NOUN
fsr-3240	63	6	four	four	NUM
fsr-3240	63	7	years	year	NOUN
fsr-3240	63	8	later	later	ADV
fsr-3240	63	9	,	,	PUNCT
fsr-3240	63	10	grable	grable	NOUN
fsr-3240	63	11	and	and	CCONJ
fsr-3240	63	12	lytton	lytton	PROPN
fsr-3240	63	13	(	(	PUNCT
fsr-3240	63	14	2003	2003	NUM
fsr-3240	63	15	)	)	PUNCT
fsr-3240	63	16	revisited	revisit	VERB
fsr-3240	63	17	the	the	DET
fsr-3240	63	18	instrument	instrument	NOUN
fsr-3240	63	19	to	to	PART
fsr-3240	63	20	test	test	VERB
fsr-3240	63	21	the	the	DET
fsr-3240	63	22	scale	scale	NOUN
fsr-3240	63	23	’s	’s	PART
fsr-3240	63	24	concurrent	concurrent	ADJ
fsr-3240	63	25	validity	validity	NOUN
fsr-3240	63	26	.	.	PUNCT
fsr-3240	64	1	concurrent	concurrent	ADJ
fsr-3240	64	2	validity	validity	NOUN
fsr-3240	64	3	refers	refer	VERB
fsr-3240	64	4	to	to	ADP
fsr-3240	64	5	how	how	SCONJ
fsr-3240	64	6	well	well	ADV
fsr-3240	64	7	a	a	DET
fsr-3240	64	8	scale	scale	NOUN
fsr-3240	64	9	corresponds	correspond	VERB
fsr-3240	64	10	with	with	ADP
fsr-3240	64	11	actual	actual	ADJ
fsr-3240	64	12	behavior	behavior	NOUN
fsr-3240	64	13	.	.	PUNCT
fsr-3240	65	1	in	in	ADP
fsr-3240	65	2	theory	theory	NOUN
fsr-3240	65	3	,	,	PUNCT
fsr-3240	65	4	a	a	DET
fsr-3240	65	5	financial	financial	ADJ
fsr-3240	65	6	risk	risk	NOUN
fsr-3240	65	7	-	-	PUNCT
fsr-3240	65	8	tolerance	tolerance	NOUN
fsr-3240	65	9	scale	scale	NOUN
fsr-3240	65	10	should	should	AUX
fsr-3240	65	11	exhibit	exhibit	VERB
fsr-3240	65	12	a	a	DET
fsr-3240	65	13	statistically	statistically	ADV
fsr-3240	65	14	significant	significant	ADJ
fsr-3240	65	15	correlation	correlation	NOUN
fsr-3240	65	16	with	with	ADP
fsr-3240	65	17	financial	financial	ADJ
fsr-3240	65	18	behavior	behavior	NOUN
fsr-3240	65	19	,	,	PUNCT
fsr-3240	65	20	such	such	ADJ
fsr-3240	65	21	as	as	ADP
fsr-3240	65	22	investing	invest	VERB
fsr-3240	65	23	.	.	PUNCT
fsr-3240	66	1	they	they	PRON
fsr-3240	66	2	were	be	AUX
fsr-3240	66	3	able	able	ADJ
fsr-3240	66	4	to	to	PART
fsr-3240	66	5	document	document	VERB
fsr-3240	66	6	that	that	PRON
fsr-3240	66	7	scale	scale	NOUN
fsr-3240	66	8	scores	score	NOUN
fsr-3240	66	9	were	be	AUX
fsr-3240	66	10	positively	positively	ADV
fsr-3240	66	11	associated	associate	VERB
fsr-3240	66	12	with	with	ADP
fsr-3240	66	13	equity	equity	NOUN
fsr-3240	66	14	ownership	ownership	NOUN
fsr-3240	66	15	and	and	CCONJ
fsr-3240	66	16	negatively	negatively	ADV
fsr-3240	66	17	related	relate	VERB
fsr-3240	66	18	to	to	PART
fsr-3240	66	19	fixedincome	fixedincome	VERB
fsr-3240	66	20	and	and	CCONJ
fsr-3240	66	21	cash	cash	NOUN
fsr-3240	66	22	ownership	ownership	NOUN
fsr-3240	66	23	.	.	PUNCT
fsr-3240	67	1	this	this	DET
fsr-3240	67	2	finding	finding	NOUN
fsr-3240	67	3	held	hold	VERB
fsr-3240	67	4	true	true	ADJ
fsr-3240	67	5	in	in	ADP
fsr-3240	67	6	both	both	CCONJ
fsr-3240	67	7	bivariate	bivariate	ADJ
fsr-3240	67	8	and	and	CCONJ
fsr-3240	67	9	multivariate	multivariate	NOUN
fsr-3240	67	10	analyses	analysis	NOUN
fsr-3240	67	11	,	,	PUNCT
fsr-3240	67	12	controlling	control	VERB
fsr-3240	67	13	for	for	ADP
fsr-3240	67	14	age	age	NOUN
fsr-3240	67	15	,	,	PUNCT
fsr-3240	67	16	gender	gender	NOUN
fsr-3240	67	17	,	,	PUNCT
fsr-3240	67	18	marital	marital	ADJ
fsr-3240	67	19	status	status	NOUN
fsr-3240	67	20	,	,	PUNCT
fsr-3240	67	21	education	education	NOUN
fsr-3240	67	22	,	,	PUNCT
fsr-3240	67	23	income	income	NOUN
fsr-3240	67	24	,	,	PUNCT
fsr-3240	67	25	and	and	CCONJ
fsr-3240	67	26	other	other	ADJ
fsr-3240	67	27	factors	factor	NOUN
fsr-3240	67	28	.	.	PUNCT
fsr-3240	68	1	their	their	PRON
fsr-3240	68	2	work	work	NOUN
fsr-3240	68	3	helped	help	VERB
fsr-3240	68	4	to	to	PART
fsr-3240	68	5	support	support	VERB
fsr-3240	68	6	the	the	DET
fsr-3240	68	7	validity	validity	NOUN
fsr-3240	68	8	of	of	ADP
fsr-3240	68	9	the	the	DET
fsr-3240	68	10	original	original	ADJ
fsr-3240	68	11	scale	scale	NOUN
fsr-3240	68	12	.	.	PUNCT
fsr-3240	69	1	yang	yang	PROPN
fsr-3240	69	2	(	(	PUNCT
fsr-3240	69	3	2004	2004	NUM
fsr-3240	69	4	)	)	PUNCT
fsr-3240	69	5	conducted	conduct	VERB
fsr-3240	69	6	a	a	DET
fsr-3240	69	7	reliability	reliability	NOUN
fsr-3240	69	8	and	and	CCONJ
fsr-3240	69	9	validity	validity	NOUN
fsr-3240	69	10	test	test	NOUN
fsr-3240	69	11	of	of	ADP
fsr-3240	69	12	the	the	DET
fsr-3240	69	13	scale	scale	NOUN
fsr-3240	69	14	using	use	VERB
fsr-3240	69	15	a	a	DET
fsr-3240	69	16	college	college	NOUN
fsr-3240	69	17	student	student	NOUN
fsr-3240	69	18	and	and	CCONJ
fsr-3240	69	19	adult	adult	NOUN
fsr-3240	69	20	sample	sample	NOUN
fsr-3240	69	21	.	.	PUNCT
fsr-3240	70	1	as	as	SCONJ
fsr-3240	70	2	expected	expect	VERB
fsr-3240	70	3	,	,	PUNCT
fsr-3240	70	4	she	she	PRON
fsr-3240	70	5	noted	note	VERB
fsr-3240	70	6	that	that	SCONJ
fsr-3240	70	7	younger	young	ADJ
fsr-3240	70	8	respondents	respondent	NOUN
fsr-3240	70	9	scored	score	VERB
fsr-3240	70	10	differently	differently	ADV
fsr-3240	70	11	than	than	ADP
fsr-3240	70	12	older	old	ADJ
fsr-3240	70	13	respondents	respondent	NOUN
fsr-3240	70	14	,	,	PUNCT
fsr-3240	70	15	but	but	CCONJ
fsr-3240	70	16	the	the	DET
fsr-3240	70	17	differences	difference	NOUN
fsr-3240	70	18	were	be	AUX
fsr-3240	70	19	not	not	PART
fsr-3240	70	20	consistent	consistent	ADJ
fsr-3240	70	21	.	.	PUNCT
fsr-3240	71	1	younger	young	ADJ
fsr-3240	71	2	respondents	respondent	NOUN
fsr-3240	71	3	were	be	AUX
fsr-3240	71	4	less	less	ADV
fsr-3240	71	5	averse	averse	ADJ
fsr-3240	71	6	to	to	ADP
fsr-3240	71	7	investing	invest	VERB
fsr-3240	71	8	in	in	ADP
fsr-3240	71	9	hard	hard	ADJ
fsr-3240	71	10	assets	asset	NOUN
fsr-3240	71	11	,	,	PUNCT
fsr-3240	71	12	whereas	whereas	SCONJ
fsr-3240	71	13	older	old	ADJ
fsr-3240	71	14	respondents	respondent	NOUN
fsr-3240	71	15	were	be	AUX
fsr-3240	71	16	risk	risk	NOUN
fsr-3240	71	17	seeking	seek	VERB
fsr-3240	71	18	in	in	ADP
fsr-3240	71	19	relation	relation	NOUN
fsr-3240	71	20	to	to	ADP
fsr-3240	71	21	stocks	stock	NOUN
fsr-3240	71	22	and	and	CCONJ
fsr-3240	71	23	bonds	bond	NOUN
fsr-3240	71	24	.	.	PUNCT
fsr-3240	72	1	yang	yang	PROPN
fsr-3240	72	2	did	do	AUX
fsr-3240	72	3	note	note	VERB
fsr-3240	72	4	,	,	PUNCT
fsr-3240	72	5	however	however	ADV
fsr-3240	72	6	,	,	PUNCT
fsr-3240	72	7	that	that	SCONJ
fsr-3240	72	8	overall	overall	ADJ
fsr-3240	72	9	scale	scale	NOUN
fsr-3240	72	10	scores	score	NOUN
fsr-3240	72	11	were	be	AUX
fsr-3240	72	12	not	not	PART
fsr-3240	72	13	significantly	significantly	ADV
fsr-3240	72	14	different	different	ADJ
fsr-3240	72	15	based	base	VERB
fsr-3240	72	16	on	on	ADP
fsr-3240	72	17	the	the	DET
fsr-3240	72	18	age	age	NOUN
fsr-3240	72	19	of	of	ADP
fsr-3240	72	20	respondents	respondent	NOUN
fsr-3240	72	21	.	.	PUNCT
fsr-3240	73	1	additionally	additionally	ADV
fsr-3240	73	2	,	,	PUNCT
fsr-3240	73	3	both	both	CCONJ
fsr-3240	73	4	the	the	DET
fsr-3240	73	5	younger	young	ADJ
fsr-3240	73	6	and	and	CCONJ
fsr-3240	73	7	older	old	ADJ
fsr-3240	73	8	samples	sample	NOUN
fsr-3240	73	9	generated	generate	VERB
fsr-3240	73	10	cronbach	cronbach	NOUN
fsr-3240	73	11	’s	’s	PART
fsr-3240	73	12	�	�	PROPN
fsr-3240	73	13	scores	score	NOUN
fsr-3240	73	14	greater	great	ADJ
fsr-3240	73	15	than	than	ADP
fsr-3240	73	16	�	�	PROPN
fsr-3240	73	17	�	�	PROPN
fsr-3240	73	18	0.70	0.70	NUM
fsr-3240	73	19	.	.	PUNCT
fsr-3240	74	1	although	although	SCONJ
fsr-3240	74	2	yang	yang	PROPN
fsr-3240	74	3	provided	provide	VERB
fsr-3240	74	4	suggestions	suggestion	NOUN
fsr-3240	74	5	for	for	ADP
fsr-3240	74	6	new	new	ADJ
fsr-3240	74	7	items	item	NOUN
fsr-3240	74	8	and	and	CCONJ
fsr-3240	74	9	refinement	refinement	NOUN
fsr-3240	74	10	to	to	ADP
fsr-3240	74	11	existing	exist	VERB
fsr-3240	74	12	questions	question	NOUN
fsr-3240	74	13	,	,	PUNCT
fsr-3240	74	14	her	her	PRON
fsr-3240	74	15	overall	overall	ADJ
fsr-3240	74	16	conclusion	conclusion	NOUN
fsr-3240	74	17	was	be	AUX
fsr-3240	74	18	that	that	SCONJ
fsr-3240	74	19	the	the	DET
fsr-3240	74	20	scale	scale	NOUN
fsr-3240	74	21	worked	work	VERB
fsr-3240	74	22	reasonably	reasonably	ADV
fsr-3240	74	23	well	well	ADV
fsr-3240	74	24	with	with	ADP
fsr-3240	74	25	both	both	CCONJ
fsr-3240	74	26	younger	young	ADJ
fsr-3240	74	27	and	and	CCONJ
fsr-3240	74	28	older	old	ADJ
fsr-3240	74	29	respondents	respondent	NOUN
fsr-3240	74	30	.	.	PUNCT
fsr-3240	75	1	gilliam	gilliam	PROPN
fsr-3240	75	2	,	,	PUNCT
fsr-3240	75	3	chatterjee	chatterjee	PROPN
fsr-3240	75	4	,	,	PUNCT
fsr-3240	75	5	and	and	CCONJ
fsr-3240	75	6	grable	grable	ADJ
fsr-3240	75	7	(	(	PUNCT
fsr-3240	75	8	2010	2010	NUM
fsr-3240	75	9	)	)	PUNCT
fsr-3240	75	10	also	also	ADV
fsr-3240	75	11	conducted	conduct	VERB
fsr-3240	75	12	a	a	DET
fsr-3240	75	13	concurrent	concurrent	ADJ
fsr-3240	75	14	validity	validity	NOUN
fsr-3240	75	15	test	test	NOUN
fsr-3240	75	16	of	of	ADP
fsr-3240	75	17	the	the	DET
fsr-3240	75	18	g&l	g&l	PROPN
fsr-3240	75	19	scale	scale	NOUN
fsr-3240	75	20	.	.	PUNCT
fsr-3240	76	1	they	they	PRON
fsr-3240	76	2	correlated	correlate	VERB
fsr-3240	76	3	the	the	DET
fsr-3240	76	4	scale	scale	NOUN
fsr-3240	76	5	against	against	ADP
fsr-3240	76	6	responses	response	NOUN
fsr-3240	76	7	to	to	ADP
fsr-3240	76	8	the	the	DET
fsr-3240	76	9	scf	scf	PROPN
fsr-3240	76	10	risk	risk	NOUN
fsr-3240	76	11	item	item	NOUN
fsr-3240	76	12	.	.	PUNCT
fsr-3240	77	1	similar	similar	ADJ
fsr-3240	77	2	to	to	ADP
fsr-3240	77	3	grable	grable	NOUN
fsr-3240	77	4	and	and	CCONJ
fsr-3240	77	5	schumm	schumm	PROPN
fsr-3240	77	6	(	(	PUNCT
fsr-3240	77	7	2010	2010	NUM
fsr-3240	77	8	)	)	PUNCT
fsr-3240	77	9	,	,	PUNCT
fsr-3240	77	10	they	they	PRON
fsr-3240	77	11	reported	report	VERB
fsr-3240	77	12	a	a	DET
fsr-3240	77	13	statistically	statistically	ADV
fsr-3240	77	14	significant	significant	ADJ
fsr-3240	77	15	correlation	correlation	NOUN
fsr-3240	77	16	(	(	PUNCT
fsr-3240	77	17	r	r	NOUN
fsr-3240	77	18	�	�	PROPN
fsr-3240	77	19	0.60	0.60	NUM
fsr-3240	77	20	)	)	PUNCT
fsr-3240	77	21	.	.	PUNCT
fsr-3240	78	1	additionally	additionally	ADV
fsr-3240	78	2	,	,	PUNCT
fsr-3240	78	3	gilliam	gilliam	PROPN
fsr-3240	78	4	and	and	CCONJ
fsr-3240	78	5	his	his	PRON
fsr-3240	78	6	associates	associate	NOUN
fsr-3240	78	7	noted	note	VERB
fsr-3240	78	8	that	that	SCONJ
fsr-3240	78	9	the	the	DET
fsr-3240	78	10	g&l	g&l	PROPN
fsr-3240	78	11	scale	scale	NOUN
fsr-3240	78	12	was	be	AUX
fsr-3240	78	13	positively	positively	ADV
fsr-3240	78	14	associated	associate	VERB
fsr-3240	78	15	with	with	ADP
fsr-3240	78	16	the	the	DET
fsr-3240	78	17	ownership	ownership	NOUN
fsr-3240	78	18	of	of	ADP
fsr-3240	78	19	risky	risky	ADJ
fsr-3240	78	20	investment	investment	NOUN
fsr-3240	78	21	assets	asset	NOUN
fsr-3240	78	22	.	.	PUNCT
fsr-3240	79	1	overall	overall	ADV
fsr-3240	79	2	,	,	PUNCT
fsr-3240	79	3	they	they	PRON
fsr-3240	79	4	concluded	conclude	VERB
fsr-3240	79	5	the	the	DET
fsr-3240	79	6	scale	scale	NOUN
fsr-3240	79	7	provides	provide	VERB
fsr-3240	79	8	an	an	DET
fsr-3240	79	9	acceptable	acceptable	ADJ
fsr-3240	79	10	indication	indication	NOUN
fsr-3240	79	11	of	of	ADP
fsr-3240	79	12	a	a	DET
fsr-3240	79	13	person	person	NOUN
fsr-3240	79	14	’s	’s	PART
fsr-3240	79	15	willingness	willingness	NOUN
fsr-3240	79	16	to	to	PART
fsr-3240	79	17	take	take	VERB
fsr-3240	79	18	on	on	ADP
fsr-3240	79	19	investment	investment	NOUN
fsr-3240	79	20	risks	risk	NOUN
fsr-3240	79	21	and	and	CCONJ
fsr-3240	79	22	that	that	SCONJ
fsr-3240	79	23	the	the	DET
fsr-3240	79	24	scale	scale	NOUN
fsr-3240	79	25	does	do	VERB
fsr-3240	79	26	a	a	DET
fsr-3240	79	27	better	well	ADJ
fsr-3240	79	28	job	job	NOUN
fsr-3240	79	29	of	of	ADP
fsr-3240	79	30	assessing	assess	VERB
fsr-3240	79	31	financial	financial	ADJ
fsr-3240	79	32	risk	risk	NOUN
fsr-3240	79	33	tolerance	tolerance	NOUN
fsr-3240	79	34	than	than	ADP
fsr-3240	79	35	a	a	DET
fsr-3240	79	36	single	single	ADJ
fsr-3240	79	37	item	item	NOUN
fsr-3240	79	38	measure	measure	NOUN
fsr-3240	79	39	such	such	ADJ
fsr-3240	79	40	as	as	ADP
fsr-3240	79	41	the	the	DET
fsr-3240	79	42	scf	scf	PROPN
fsr-3240	79	43	item	item	NOUN
fsr-3240	79	44	.	.	PUNCT
fsr-3240	80	1	2.3	2.3	NUM
fsr-3240	80	2	.	.	PUNCT
fsr-3240	81	1	summary	summary	NOUN
fsr-3240	81	2	currently	currently	ADV
fsr-3240	81	3	,	,	PUNCT
fsr-3240	81	4	there	there	PRON
fsr-3240	81	5	are	be	VERB
fsr-3240	81	6	a	a	DET
fsr-3240	81	7	limited	limited	ADJ
fsr-3240	81	8	number	number	NOUN
fsr-3240	81	9	of	of	ADP
fsr-3240	81	10	peer	peer	NOUN
fsr-3240	81	11	-	-	PUNCT
fsr-3240	81	12	reviewed	review	VERB
fsr-3240	81	13	risk	risk	NOUN
fsr-3240	81	14	-	-	PUNCT
fsr-3240	81	15	tolerance	tolerance	NOUN
fsr-3240	81	16	assessments	assessment	NOUN
fsr-3240	81	17	available	available	ADJ
fsr-3240	81	18	in	in	ADP
fsr-3240	81	19	the	the	DET
fsr-3240	81	20	public	public	ADJ
fsr-3240	81	21	domain	domain	NOUN
fsr-3240	81	22	.	.	PUNCT
fsr-3240	82	1	some	some	DET
fsr-3240	82	2	instruments	instrument	NOUN
fsr-3240	82	3	and	and	CCONJ
fsr-3240	82	4	scales	scale	NOUN
fsr-3240	82	5	are	be	AUX
fsr-3240	82	6	new	new	ADJ
fsr-3240	82	7	and	and	CCONJ
fsr-3240	82	8	lacking	lack	VERB
fsr-3240	82	9	historical	historical	ADJ
fsr-3240	82	10	reliability	reliability	NOUN
fsr-3240	82	11	and	and	CCONJ
fsr-3240	82	12	validity	validity	NOUN
fsr-3240	82	13	data	datum	NOUN
fsr-3240	82	14	(	(	PUNCT
fsr-3240	82	15	e.g.	e.g.	ADV
fsr-3240	82	16	,	,	PUNCT
fsr-3240	82	17	carr	carr	PROPN
fsr-3240	82	18	,	,	PUNCT
fsr-3240	82	19	2014	2014	NUM
fsr-3240	82	20	)	)	PUNCT
fsr-3240	82	21	.	.	PUNCT
fsr-3240	83	1	other	other	ADJ
fsr-3240	83	2	scales	scale	NOUN
fsr-3240	83	3	were	be	AUX
fsr-3240	83	4	developed	develop	VERB
fsr-3240	83	5	primarily	primarily	ADV
fsr-3240	83	6	for	for	ADP
fsr-3240	83	7	research	research	NOUN
fsr-3240	83	8	interests	interest	NOUN
fsr-3240	83	9	(	(	PUNCT
fsr-3240	83	10	e.g.	e.g.	ADV
fsr-3240	83	11	,	,	PUNCT
fsr-3240	83	12	grable	grable	ADJ
fsr-3240	83	13	,	,	PUNCT
fsr-3240	83	14	2004	2004	NUM
fsr-3240	83	15	;	;	PUNCT
fsr-3240	83	16	grable	grable	NOUN
fsr-3240	83	17	and	and	CCONJ
fsr-3240	83	18	joo	joo	NOUN
fsr-3240	83	19	,	,	PUNCT
fsr-3240	83	20	2001	2001	NUM
fsr-3240	83	21	)	)	PUNCT
fsr-3240	83	22	.	.	PUNCT
fsr-3240	84	1	still	still	ADV
fsr-3240	84	2	other	other	ADJ
fsr-3240	84	3	items	item	NOUN
fsr-3240	84	4	,	,	PUNCT
fsr-3240	84	5	instruments	instrument	NOUN
fsr-3240	84	6	,	,	PUNCT
fsr-3240	84	7	and	and	CCONJ
fsr-3240	84	8	scales	scale	NOUN
fsr-3240	84	9	tend	tend	VERB
fsr-3240	84	10	to	to	PART
fsr-3240	84	11	measure	measure	VERB
fsr-3240	84	12	financial	financial	ADJ
fsr-3240	84	13	risk	risk	NOUN
fsr-3240	84	14	tolerance	tolerance	NOUN
fsr-3240	84	15	indirectly	indirectly	ADV
fsr-3240	84	16	through	through	ADP
fsr-3240	84	17	income	income	NOUN
fsr-3240	84	18	gambles	gamble	NOUN
fsr-3240	84	19	(	(	PUNCT
fsr-3240	84	20	e.g.	e.g.	ADV
fsr-3240	84	21	,	,	PUNCT
fsr-3240	84	22	180	180	NUM
fsr-3240	84	23	s.	s.	PROPN
fsr-3240	84	24	kuzniak	kuzniak	PROPN
fsr-3240	84	25	et	et	PROPN
fsr-3240	84	26	al	al	PROPN
fsr-3240	84	27	.	.	PUNCT
fsr-3240	84	28	/	/	SYM
fsr-3240	84	29	financial	financial	ADJ
fsr-3240	84	30	services	service	NOUN
fsr-3240	84	31	review	review	VERB
fsr-3240	84	32	24	24	NUM
fsr-3240	84	33	(	(	PUNCT
fsr-3240	84	34	2015	2015	NUM
fsr-3240	84	35	)	)	PUNCT
fsr-3240	84	36	177–192	177–192	NUM
fsr-3240	84	37	barsky	barsky	NOUN
fsr-3240	84	38	,	,	PUNCT
fsr-3240	84	39	juster	juster	NOUN
fsr-3240	84	40	,	,	PUNCT
fsr-3240	84	41	kimball	kimball	PROPN
fsr-3240	84	42	,	,	PUNCT
fsr-3240	84	43	and	and	CCONJ
fsr-3240	84	44	shapiro	shapiro	NOUN
fsr-3240	84	45	,	,	PUNCT
fsr-3240	84	46	1997	1997	NUM
fsr-3240	84	47	;	;	PUNCT
fsr-3240	84	48	hanna	hanna	PROPN
fsr-3240	84	49	and	and	CCONJ
fsr-3240	84	50	lindamood	lindamood	NOUN
fsr-3240	84	51	,	,	PUNCT
fsr-3240	84	52	2004	2004	NUM
fsr-3240	84	53	)	)	PUNCT
fsr-3240	84	54	or	or	CCONJ
fsr-3240	84	55	other	other	ADJ
fsr-3240	84	56	forms	form	NOUN
fsr-3240	84	57	of	of	ADP
fsr-3240	84	58	risk	risk	NOUN
fsr-3240	84	59	taking	taking	NOUN
fsr-3240	84	60	(	(	PUNCT
fsr-3240	84	61	e.g.	e.g.	ADV
fsr-3240	84	62	,	,	PUNCT
fsr-3240	84	63	weber	weber	PROPN
fsr-3240	84	64	,	,	PUNCT
fsr-3240	84	65	blais	blais	PROPN
fsr-3240	84	66	,	,	PUNCT
fsr-3240	84	67	and	and	CCONJ
fsr-3240	84	68	betz	betz	PROPN
fsr-3240	84	69	,	,	PUNCT
fsr-3240	84	70	2002	2002	NUM
fsr-3240	84	71	)	)	PUNCT
fsr-3240	84	72	.	.	PUNCT
fsr-3240	85	1	the	the	DET
fsr-3240	85	2	g&l	g&l	PROPN
fsr-3240	85	3	scale	scale	NOUN
fsr-3240	85	4	is	be	AUX
fsr-3240	85	5	one	one	NUM
fsr-3240	85	6	of	of	ADP
fsr-3240	85	7	the	the	DET
fsr-3240	85	8	only	only	ADJ
fsr-3240	85	9	peer	peer	NOUN
fsr-3240	85	10	-	-	PUNCT
fsr-3240	85	11	reviewed	review	VERB
fsr-3240	85	12	public	public	NOUN
fsr-3240	85	13	—	—	PUNCT
fsr-3240	85	14	no	no	DET
fsr-3240	85	15	cost	cost	NOUN
fsr-3240	85	16	—	—	PUNCT
fsr-3240	85	17	assessment	assessment	NOUN
fsr-3240	85	18	tools	tool	NOUN
fsr-3240	85	19	available	available	ADJ
fsr-3240	85	20	to	to	ADP
fsr-3240	85	21	consumers	consumer	NOUN
fsr-3240	85	22	,	,	PUNCT
fsr-3240	85	23	practitioners	practitioner	NOUN
fsr-3240	85	24	,	,	PUNCT
fsr-3240	85	25	and	and	CCONJ
fsr-3240	85	26	researchers	researcher	NOUN
fsr-3240	85	27	.	.	PUNCT
fsr-3240	86	1	since	since	SCONJ
fsr-3240	86	2	its	its	PRON
fsr-3240	86	3	introduction	introduction	NOUN
fsr-3240	86	4	in	in	ADP
fsr-3240	86	5	1999	1999	NUM
fsr-3240	86	6	,	,	PUNCT
fsr-3240	86	7	more	more	ADJ
fsr-3240	86	8	than	than	ADP
fsr-3240	86	9	200,000	200,000	NUM
fsr-3240	86	10	consumers	consumer	NOUN
fsr-3240	86	11	have	have	AUX
fsr-3240	86	12	used	use	VERB
fsr-3240	86	13	the	the	DET
fsr-3240	86	14	scale	scale	NOUN
fsr-3240	86	15	to	to	PART
fsr-3240	86	16	evaluate	evaluate	VERB
fsr-3240	86	17	their	their	PRON
fsr-3240	86	18	tolerance	tolerance	NOUN
fsr-3240	86	19	for	for	ADP
fsr-3240	86	20	financial	financial	ADJ
fsr-3240	86	21	risk	risk	NOUN
fsr-3240	86	22	.	.	PUNCT
fsr-3240	87	1	a	a	DET
fsr-3240	87	2	question	question	NOUN
fsr-3240	87	3	of	of	ADP
fsr-3240	87	4	interest	interest	NOUN
fsr-3240	87	5	for	for	ADP
fsr-3240	87	6	those	those	PRON
fsr-3240	87	7	who	who	PRON
fsr-3240	87	8	use	use	VERB
fsr-3240	87	9	the	the	DET
fsr-3240	87	10	scale	scale	NOUN
fsr-3240	87	11	is	be	AUX
fsr-3240	87	12	whether	whether	SCONJ
fsr-3240	87	13	the	the	DET
fsr-3240	87	14	instrument	instrument	NOUN
fsr-3240	87	15	’s	’s	PART
fsr-3240	87	16	original	original	ADJ
fsr-3240	87	17	psychometric	psychometric	ADJ
fsr-3240	87	18	properties	property	NOUN
fsr-3240	87	19	have	have	AUX
fsr-3240	87	20	changed	change	VERB
fsr-3240	87	21	since	since	SCONJ
fsr-3240	87	22	the	the	DET
fsr-3240	87	23	scale	scale	NOUN
fsr-3240	87	24	was	be	AUX
fsr-3240	87	25	first	first	ADV
fsr-3240	87	26	published	publish	VERB
fsr-3240	87	27	.	.	PUNCT
fsr-3240	88	1	the	the	DET
fsr-3240	88	2	remainder	remainder	NOUN
fsr-3240	88	3	of	of	ADP
fsr-3240	88	4	this	this	DET
fsr-3240	88	5	article	article	NOUN
fsr-3240	88	6	provides	provide	VERB
fsr-3240	88	7	information	information	NOUN
fsr-3240	88	8	to	to	PART
fsr-3240	88	9	help	help	VERB
fsr-3240	88	10	answer	answer	VERB
fsr-3240	88	11	this	this	DET
fsr-3240	88	12	question	question	NOUN
fsr-3240	88	13	.	.	PUNCT
fsr-3240	89	1	evidence	evidence	NOUN
fsr-3240	89	2	of	of	ADP
fsr-3240	89	3	the	the	DET
fsr-3240	89	4	scale	scale	NOUN
fsr-3240	89	5	’s	’s	PART
fsr-3240	89	6	validity	validity	NOUN
fsr-3240	89	7	and	and	CCONJ
fsr-3240	89	8	reliability	reliability	NOUN
fsr-3240	89	9	,	,	PUNCT
fsr-3240	89	10	based	base	VERB
fsr-3240	89	11	on	on	ADP
fsr-3240	89	12	a	a	DET
fsr-3240	89	13	multiyear	multiyear	ADJ
fsr-3240	89	14	data	datum	NOUN
fsr-3240	89	15	collection	collection	NOUN
fsr-3240	89	16	process	process	NOUN
fsr-3240	89	17	,	,	PUNCT
fsr-3240	89	18	is	be	AUX
fsr-3240	89	19	presented	present	VERB
fsr-3240	89	20	below	below	ADV
fsr-3240	89	21	.	.	PUNCT
fsr-3240	90	1	3	3	X
fsr-3240	90	2	.	.	X
fsr-3240	90	3	methodology	methodology	NOUN
fsr-3240	90	4	3.1	3.1	NUM
fsr-3240	90	5	.	.	PUNCT
fsr-3240	91	1	sample	sample	NOUN
fsr-3240	91	2	data	datum	NOUN
fsr-3240	91	3	for	for	ADP
fsr-3240	91	4	this	this	DET
fsr-3240	91	5	project	project	NOUN
fsr-3240	91	6	were	be	AUX
fsr-3240	91	7	obtained	obtain	VERB
fsr-3240	91	8	from	from	ADP
fsr-3240	91	9	a	a	DET
fsr-3240	91	10	multiyear	multiyear	ADJ
fsr-3240	91	11	proprietary	proprietary	ADJ
fsr-3240	91	12	data	datum	NOUN
fsr-3240	91	13	collection	collection	NOUN
fsr-3240	91	14	project	project	NOUN
fsr-3240	91	15	sponsored	sponsor	VERB
fsr-3240	91	16	by	by	ADP
fsr-3240	91	17	rutgers	rutgers	PROPN
fsr-3240	91	18	new	new	PROPN
fsr-3240	91	19	jersey	jersey	PROPN
fsr-3240	91	20	agricultural	agricultural	ADJ
fsr-3240	91	21	experiment	experiment	NOUN
fsr-3240	91	22	station	station	NOUN
fsr-3240	91	23	.	.	PUNCT
fsr-3240	92	1	for	for	ADP
fsr-3240	92	2	nearly	nearly	ADV
fsr-3240	92	3	10	10	NUM
fsr-3240	92	4	years	year	NOUN
fsr-3240	92	5	,	,	PUNCT
fsr-3240	92	6	rutgers	rutgers	PROPN
fsr-3240	92	7	university	university	PROPN
fsr-3240	92	8	has	have	AUX
fsr-3240	92	9	hosted	host	VERB
fsr-3240	92	10	a	a	DET
fsr-3240	92	11	free	free	ADJ
fsr-3240	92	12	web	web	NOUN
fsr-3240	92	13	-	-	PUNCT
fsr-3240	92	14	based	base	VERB
fsr-3240	92	15	site	site	NOUN
fsr-3240	92	16	that	that	PRON
fsr-3240	92	17	allows	allow	VERB
fsr-3240	92	18	anyone	anyone	PRON
fsr-3240	92	19	with	with	ADP
fsr-3240	92	20	internet	internet	NOUN
fsr-3240	92	21	access	access	NOUN
fsr-3240	92	22	to	to	PART
fsr-3240	92	23	answer	answer	VERB
fsr-3240	92	24	the	the	DET
fsr-3240	92	25	g&l	g&l	PROPN
fsr-3240	92	26	risk	risk	NOUN
fsr-3240	92	27	scale	scale	NOUN
fsr-3240	92	28	items	item	NOUN
fsr-3240	92	29	.	.	PUNCT
fsr-3240	93	1	the	the	DET
fsr-3240	93	2	system	system	NOUN
fsr-3240	93	3	provides	provide	VERB
fsr-3240	93	4	a	a	DET
fsr-3240	93	5	risk	risk	NOUN
fsr-3240	93	6	score	score	NOUN
fsr-3240	93	7	and	and	CCONJ
fsr-3240	93	8	a	a	DET
fsr-3240	93	9	basic	basic	ADJ
fsr-3240	93	10	review	review	NOUN
fsr-3240	93	11	of	of	ADP
fsr-3240	93	12	how	how	SCONJ
fsr-3240	93	13	the	the	DET
fsr-3240	93	14	score	score	NOUN
fsr-3240	93	15	can	can	AUX
fsr-3240	93	16	be	be	AUX
fsr-3240	93	17	used	use	VERB
fsr-3240	93	18	in	in	ADP
fsr-3240	93	19	practice	practice	NOUN
fsr-3240	93	20	by	by	ADP
fsr-3240	93	21	consumers	consumer	NOUN
fsr-3240	93	22	.	.	PUNCT
fsr-3240	94	1	response	response	NOUN
fsr-3240	94	2	data	datum	NOUN
fsr-3240	94	3	from	from	ADP
fsr-3240	94	4	over	over	ADP
fsr-3240	94	5	160,000	160,000	NUM
fsr-3240	94	6	individuals	individual	NOUN
fsr-3240	94	7	,	,	PUNCT
fsr-3240	94	8	beginning	begin	VERB
fsr-3240	94	9	in	in	ADP
fsr-3240	94	10	late	late	ADJ
fsr-3240	94	11	2007	2007	NUM
fsr-3240	94	12	and	and	CCONJ
fsr-3240	94	13	ending	end	VERB
fsr-3240	94	14	in	in	ADP
fsr-3240	94	15	2013	2013	NUM
fsr-3240	94	16	,	,	PUNCT
fsr-3240	94	17	were	be	AUX
fsr-3240	94	18	incorporated	incorporate	VERB
fsr-3240	94	19	into	into	ADP
fsr-3240	94	20	this	this	DET
fsr-3240	94	21	study	study	NOUN
fsr-3240	94	22	.	.	PUNCT
fsr-3240	95	1	basic	basic	ADJ
fsr-3240	95	2	demographic	demographic	ADJ
fsr-3240	95	3	data	datum	NOUN
fsr-3240	95	4	regarding	regard	VERB
fsr-3240	95	5	the	the	DET
fsr-3240	95	6	sample	sample	NOUN
fsr-3240	95	7	are	be	AUX
fsr-3240	95	8	provided	provide	VERB
fsr-3240	95	9	in	in	ADP
fsr-3240	95	10	table	table	NOUN
fsr-3240	95	11	1	1	NUM
fsr-3240	95	12	.	.	PUNCT
fsr-3240	96	1	in	in	ADP
fsr-3240	96	2	general	general	ADJ
fsr-3240	96	3	,	,	PUNCT
fsr-3240	96	4	the	the	DET
fsr-3240	96	5	sample	sample	NOUN
fsr-3240	96	6	was	be	AUX
fsr-3240	96	7	diverse	diverse	ADJ
fsr-3240	96	8	,	,	PUNCT
fsr-3240	96	9	and	and	CCONJ
fsr-3240	96	10	in	in	ADP
fsr-3240	96	11	many	many	ADJ
fsr-3240	96	12	ways	way	NOUN
fsr-3240	96	13	,	,	PUNCT
fsr-3240	96	14	unique	unique	ADJ
fsr-3240	96	15	in	in	ADP
fsr-3240	96	16	its	its	PRON
fsr-3240	96	17	coverage	coverage	NOUN
fsr-3240	96	18	of	of	ADP
fsr-3240	96	19	different	different	ADJ
fsr-3240	96	20	gender	gender	NOUN
fsr-3240	96	21	,	,	PUNCT
fsr-3240	96	22	marital	marital	ADJ
fsr-3240	96	23	status	status	NOUN
fsr-3240	96	24	,	,	PUNCT
fsr-3240	96	25	education	education	NOUN
fsr-3240	96	26	,	,	PUNCT
fsr-3240	96	27	income	income	NOUN
fsr-3240	96	28	,	,	PUNCT
fsr-3240	96	29	and	and	CCONJ
fsr-3240	96	30	age	age	NOUN
fsr-3240	96	31	cohorts	cohort	NOUN
fsr-3240	96	32	.	.	PUNCT
fsr-3240	97	1	3.2	3.2	NUM
fsr-3240	97	2	.	.	PUNCT
fsr-3240	98	1	the	the	DET
fsr-3240	98	2	survey	survey	NOUN
fsr-3240	98	3	appendix	appendix	VERB
fsr-3240	98	4	a	a	DET
fsr-3240	98	5	shows	show	NOUN
fsr-3240	98	6	the	the	DET
fsr-3240	98	7	13	13	NUM
fsr-3240	98	8	questions	question	NOUN
fsr-3240	98	9	asked	ask	VERB
fsr-3240	98	10	online	online	ADV
fsr-3240	98	11	.	.	PUNCT
fsr-3240	99	1	the	the	DET
fsr-3240	99	2	survey	survey	NOUN
fsr-3240	99	3	instrument	instrument	NOUN
fsr-3240	99	4	can	can	AUX
fsr-3240	99	5	be	be	AUX
fsr-3240	99	6	accessed	access	VERB
fsr-3240	99	7	at	at	ADP
fsr-3240	99	8	:	:	PUNCT
fsr-3240	99	9	njaes.rutgers.edu/money/riskquiz/.	njaes.rutgers.edu/money/riskquiz/.	NOUN
fsr-3240	99	10	scores	score	NOUN
fsr-3240	99	11	on	on	ADP
fsr-3240	99	12	the	the	DET
fsr-3240	99	13	scale	scale	NOUN
fsr-3240	99	14	can	can	AUX
fsr-3240	99	15	range	range	VERB
fsr-3240	99	16	from	from	ADP
fsr-3240	99	17	13	13	NUM
fsr-3240	99	18	to	to	ADP
fsr-3240	99	19	47	47	NUM
fsr-3240	99	20	.	.	PUNCT
fsr-3240	100	1	higher	high	ADJ
fsr-3240	100	2	scores	score	NOUN
fsr-3240	100	3	are	be	AUX
fsr-3240	100	4	descriptive	descriptive	ADJ
fsr-3240	100	5	of	of	ADP
fsr-3240	100	6	increased	increase	VERB
fsr-3240	100	7	financial	financial	ADJ
fsr-3240	100	8	risk	risk	NOUN
fsr-3240	100	9	tolerance	tolerance	NOUN
fsr-3240	100	10	.	.	PUNCT
fsr-3240	101	1	the	the	DET
fsr-3240	101	2	mean	mean	ADJ
fsr-3240	101	3	score	score	NOUN
fsr-3240	101	4	,	,	PUNCT
fsr-3240	101	5	among	among	ADP
fsr-3240	101	6	the	the	DET
fsr-3240	101	7	160,279	160,279	NUM
fsr-3240	101	8	respondents	respondent	NOUN
fsr-3240	101	9	,	,	PUNCT
fsr-3240	101	10	was	be	AUX
fsr-3240	101	11	27.53	27.53	NUM
fsr-3240	101	12	(	(	PUNCT
fsr-3240	101	13	sd	sd	ADP
fsr-3240	101	14	�	�	PROPN
fsr-3240	101	15	5.48	5.48	NUM
fsr-3240	101	16	)	)	PUNCT
fsr-3240	101	17	.	.	PUNCT
fsr-3240	102	1	the	the	DET
fsr-3240	102	2	reliability	reliability	NOUN
fsr-3240	102	3	of	of	ADP
fsr-3240	102	4	the	the	DET
fsr-3240	102	5	scale	scale	NOUN
fsr-3240	102	6	,	,	PUNCT
fsr-3240	102	7	as	as	SCONJ
fsr-3240	102	8	measured	measure	VERB
fsr-3240	102	9	with	with	ADP
fsr-3240	102	10	cronbach	cronbach	PROPN
fsr-3240	102	11	’s	’s	PART
fsr-3240	102	12	�	�	PROPN
fsr-3240	102	13	,	,	PUNCT
fsr-3240	102	14	was	be	AUX
fsr-3240	102	15	�	�	PROPN
fsr-3240	102	16	�	�	PROPN
fsr-3240	102	17	0.77	0.77	NUM
fsr-3240	102	18	.	.	PUNCT
fsr-3240	103	1	fig	fig	NOUN
fsr-3240	103	2	.	.	PUNCT
fsr-3240	104	1	1	1	NUM
fsr-3240	104	2	shows	show	VERB
fsr-3240	104	3	the	the	DET
fsr-3240	104	4	distribution	distribution	NOUN
fsr-3240	104	5	of	of	ADP
fsr-3240	104	6	risk	risk	NOUN
fsr-3240	104	7	scores	score	NOUN
fsr-3240	104	8	across	across	ADP
fsr-3240	104	9	the	the	DET
fsr-3240	104	10	sample	sample	NOUN
fsr-3240	104	11	.	.	PUNCT
fsr-3240	105	1	3.3	3.3	NUM
fsr-3240	105	2	.	.	PUNCT
fsr-3240	106	1	statistical	statistical	ADJ
fsr-3240	106	2	approach	approach	NOUN
fsr-3240	106	3	as	as	SCONJ
fsr-3240	106	4	discussed	discuss	VERB
fsr-3240	106	5	above	above	ADV
fsr-3240	107	1	,	,	PUNCT
fsr-3240	107	2	the	the	DET
fsr-3240	107	3	purpose	purpose	NOUN
fsr-3240	107	4	of	of	ADP
fsr-3240	107	5	this	this	DET
fsr-3240	107	6	article	article	NOUN
fsr-3240	107	7	was	be	AUX
fsr-3240	107	8	multifaceted	multifaceted	ADJ
fsr-3240	107	9	.	.	PUNCT
fsr-3240	108	1	the	the	DET
fsr-3240	108	2	first	first	ADJ
fsr-3240	108	3	purpose	purpose	NOUN
fsr-3240	108	4	was	be	AUX
fsr-3240	108	5	to	to	PART
fsr-3240	108	6	present	present	VERB
fsr-3240	108	7	descriptive	descriptive	ADJ
fsr-3240	108	8	response	response	NOUN
fsr-3240	108	9	data	datum	NOUN
fsr-3240	108	10	for	for	ADP
fsr-3240	108	11	the	the	DET
fsr-3240	108	12	g&l	g&l	PROPN
fsr-3240	108	13	risk	risk	NOUN
fsr-3240	108	14	scale	scale	NOUN
fsr-3240	108	15	.	.	PUNCT
fsr-3240	109	1	the	the	DET
fsr-3240	109	2	second	second	ADJ
fsr-3240	109	3	purpose	purpose	NOUN
fsr-3240	109	4	was	be	AUX
fsr-3240	109	5	to	to	PART
fsr-3240	109	6	evaluate	evaluate	VERB
fsr-3240	109	7	the	the	DET
fsr-3240	109	8	scale	scale	NOUN
fsr-3240	109	9	’s	’s	PART
fsr-3240	109	10	overall	overall	ADJ
fsr-3240	109	11	reliability	reliability	NOUN
fsr-3240	109	12	.	.	PUNCT
fsr-3240	110	1	as	as	SCONJ
fsr-3240	110	2	reported	report	VERB
fsr-3240	110	3	earlier	early	ADV
fsr-3240	110	4	,	,	PUNCT
fsr-3240	110	5	the	the	DET
fsr-3240	110	6	scale	scale	NOUN
fsr-3240	110	7	’s	’s	PART
fsr-3240	110	8	reliability	reliability	NOUN
fsr-3240	110	9	(	(	PUNCT
fsr-3240	110	10	i.e.	i.e.	X
fsr-3240	110	11	,	,	PUNCT
fsr-3240	110	12	cronbach	cronbach	VERB
fsr-3240	110	13	’s	’s	PART
fsr-3240	110	14	�	�	PROPN
fsr-3240	110	15	)	)	PUNCT
fsr-3240	110	16	,	,	PUNCT
fsr-3240	110	17	using	use	VERB
fsr-3240	110	18	the	the	DET
fsr-3240	110	19	full	full	ADJ
fsr-3240	110	20	sample	sample	NOUN
fsr-3240	110	21	,	,	PUNCT
fsr-3240	110	22	was	be	AUX
fsr-3240	110	23	�	�	PROPN
fsr-3240	110	24	�	�	PROPN
fsr-3240	110	25	0.77	0.77	NUM
fsr-3240	110	26	.	.	PUNCT
fsr-3240	110	27	table	table	NOUN
fsr-3240	110	28	1	1	NUM
fsr-3240	110	29	provides	provide	VERB
fsr-3240	110	30	more	more	ADV
fsr-3240	110	31	nuanced	nuanced	ADJ
fsr-3240	110	32	reliability	reliability	NOUN
fsr-3240	110	33	estimates	estimate	NOUN
fsr-3240	110	34	based	base	VERB
fsr-3240	110	35	on	on	ADP
fsr-3240	110	36	demographic	demographic	ADJ
fsr-3240	110	37	categories	category	NOUN
fsr-3240	110	38	.	.	PUNCT
fsr-3240	111	1	the	the	DET
fsr-3240	111	2	final	final	ADJ
fsr-3240	111	3	purpose	purpose	NOUN
fsr-3240	111	4	was	be	AUX
fsr-3240	111	5	to	to	PART
fsr-3240	111	6	provide	provide	VERB
fsr-3240	111	7	additional	additional	ADJ
fsr-3240	111	8	evidence	evidence	NOUN
fsr-3240	111	9	of	of	ADP
fsr-3240	111	10	the	the	DET
fsr-3240	111	11	scale	scale	NOUN
fsr-3240	111	12	’s	’s	PART
fsr-3240	111	13	validity	validity	NOUN
fsr-3240	111	14	.	.	PUNCT
fsr-3240	112	1	correlation	correlation	NOUN
fsr-3240	112	2	and	and	CCONJ
fsr-3240	112	3	regression	regression	NOUN
fsr-3240	112	4	procedures	procedure	NOUN
fsr-3240	112	5	were	be	AUX
fsr-3240	112	6	used	use	VERB
fsr-3240	112	7	to	to	PART
fsr-3240	112	8	help	help	VERB
fsr-3240	112	9	support	support	VERB
fsr-3240	112	10	previous	previous	ADJ
fsr-3240	112	11	assertions	assertion	NOUN
fsr-3240	112	12	regarding	regard	VERB
fsr-3240	112	13	the	the	DET
fsr-3240	112	14	scale	scale	NOUN
fsr-3240	112	15	’s	’s	PART
fsr-3240	112	16	criterion	criterion	NOUN
fsr-3240	112	17	-	-	PUNCT
fsr-3240	112	18	related	relate	VERB
fsr-3240	112	19	validity	validity	NOUN
fsr-3240	112	20	.	.	PUNCT
fsr-3240	113	1	results	result	NOUN
fsr-3240	113	2	from	from	ADP
fsr-3240	113	3	these	these	DET
fsr-3240	113	4	tests	test	NOUN
fsr-3240	113	5	are	be	AUX
fsr-3240	113	6	reported	report	VERB
fsr-3240	113	7	below	below	ADV
fsr-3240	113	8	.	.	PUNCT
fsr-3240	114	1	181s	181	NOUN
fsr-3240	114	2	.	.	PUNCT
fsr-3240	115	1	kuzniak	kuzniak	PROPN
fsr-3240	115	2	et	et	PROPN
fsr-3240	115	3	al	al	PROPN
fsr-3240	115	4	.	.	PUNCT
fsr-3240	115	5	/	/	SYM
fsr-3240	115	6	financial	financial	ADJ
fsr-3240	115	7	services	service	NOUN
fsr-3240	115	8	review	review	VERB
fsr-3240	115	9	24	24	NUM
fsr-3240	115	10	(	(	PUNCT
fsr-3240	115	11	2015	2015	NUM
fsr-3240	115	12	)	)	PUNCT
fsr-3240	115	13	177–192	177–192	NUM
fsr-3240	115	14	4	4	NUM
fsr-3240	115	15	.	.	PUNCT
fsr-3240	115	16	results	result	VERB
fsr-3240	115	17	4.1	4.1	NUM
fsr-3240	115	18	.	.	PUNCT
fsr-3240	116	1	sample	sample	NOUN
fsr-3240	116	2	characteristics	characteristic	NOUN
fsr-3240	116	3	as	as	SCONJ
fsr-3240	116	4	shown	show	VERB
fsr-3240	116	5	in	in	ADP
fsr-3240	116	6	table	table	NOUN
fsr-3240	116	7	1	1	NUM
fsr-3240	116	8	,	,	PUNCT
fsr-3240	116	9	the	the	DET
fsr-3240	116	10	sample	sample	NOUN
fsr-3240	116	11	was	be	AUX
fsr-3240	116	12	over	over	ADV
fsr-3240	116	13	-	-	PUNCT
fsr-3240	116	14	represented	represent	VERB
fsr-3240	116	15	by	by	ADP
fsr-3240	116	16	male	male	ADJ
fsr-3240	116	17	respondents	respondent	NOUN
fsr-3240	116	18	;	;	PUNCT
fsr-3240	116	19	however	however	ADV
fsr-3240	116	20	,	,	PUNCT
fsr-3240	116	21	this	this	PRON
fsr-3240	116	22	was	be	AUX
fsr-3240	116	23	not	not	PART
fsr-3240	116	24	surprising	surprising	ADJ
fsr-3240	116	25	given	give	VERB
fsr-3240	116	26	the	the	DET
fsr-3240	116	27	general	general	ADJ
fsr-3240	116	28	tendency	tendency	NOUN
fsr-3240	116	29	of	of	ADP
fsr-3240	116	30	men	man	NOUN
fsr-3240	116	31	to	to	PART
fsr-3240	116	32	exhibit	exhibit	VERB
fsr-3240	116	33	more	more	ADV
fsr-3240	116	34	intense	intense	ADJ
fsr-3240	116	35	investing	investing	NOUN
fsr-3240	116	36	table	table	NOUN
fsr-3240	116	37	1	1	NUM
fsr-3240	116	38	descriptive	descriptive	ADJ
fsr-3240	116	39	statistics	statistic	NOUN
fsr-3240	116	40	for	for	ADP
fsr-3240	116	41	respondents	respondent	NOUN
fsr-3240	116	42	by	by	ADP
fsr-3240	116	43	characteristic	characteristic	ADJ
fsr-3240	116	44	variable	variable	ADJ
fsr-3240	116	45	respondent	respondent	NOUN
fsr-3240	116	46	characteristic	characteristic	ADJ
fsr-3240	116	47	scale	scale	NOUN
fsr-3240	116	48	data	datum	NOUN
fsr-3240	116	49	frequency	frequency	NOUN
fsr-3240	116	50	percent	percent	NOUN
fsr-3240	116	51	mean	mean	VERB
fsr-3240	116	52	sd	sd	AUX
fsr-3240	116	53	cronbach	cronbach	VERB
fsr-3240	116	54	’s	’s	PART
fsr-3240	116	55	�	�	PROPN
fsr-3240	116	56	risk	risk	NOUN
fsr-3240	116	57	-	-	PUNCT
fsr-3240	116	58	tolerance	tolerance	NOUN
fsr-3240	116	59	score	score	NOUN
fsr-3240	116	60	27.53	27.53	NUM
fsr-3240	116	61	5.48	5.48	NUM
fsr-3240	116	62	.77	.77	NUM
fsr-3240	116	63	gender	gender	NOUN
fsr-3240	116	64	female	female	NOUN
fsr-3240	116	65	66,996	66,996	NUM
fsr-3240	116	66	41.8	41.8	NUM
fsr-3240	116	67	%	%	NOUN
fsr-3240	116	68	25.94	25.94	NUM
fsr-3240	116	69	4.95	4.95	NUM
fsr-3240	116	70	.73	.73	NUM
fsr-3240	116	71	male	male	NOUN
fsr-3240	116	72	91,383	91,383	NUM
fsr-3240	116	73	57.7	57.7	NUM
fsr-3240	116	74	%	%	NOUN
fsr-3240	116	75	28.70	28.70	NUM
fsr-3240	116	76	4.54	4.54	NUM
fsr-3240	116	77	.77	.77	NUM
fsr-3240	116	78	age	age	NOUN
fsr-3240	116	79	under	under	ADP
fsr-3240	116	80	25	25	NUM
fsr-3240	116	81	85,380	85,380	NUM
fsr-3240	116	82	53.9	53.9	NUM
fsr-3240	116	83	%	%	NOUN
fsr-3240	116	84	27.35	27.35	NUM
fsr-3240	116	85	5.53	5.53	NUM
fsr-3240	116	86	.77	.77	NUM
fsr-3240	116	87	25	25	NUM
fsr-3240	116	88	to	to	ADP
fsr-3240	116	89	34	34	NUM
fsr-3240	116	90	38,398	38,398	NUM
fsr-3240	116	91	17.9	17.9	NUM
fsr-3240	116	92	%	%	NOUN
fsr-3240	116	93	27.94	27.94	NUM
fsr-3240	116	94	5.38	5.38	NUM
fsr-3240	116	95	.77	.77	NUM
fsr-3240	116	96	35	35	NUM
fsr-3240	116	97	to	to	ADP
fsr-3240	116	98	44	44	NUM
fsr-3240	116	99	14,300	14,300	NUM
fsr-3240	116	100	9.0	9.0	NUM
fsr-3240	116	101	%	%	NOUN
fsr-3240	116	102	28.25	28.25	NUM
fsr-3240	116	103	5.39	5.39	NUM
fsr-3240	116	104	.78	.78	NUM
fsr-3240	116	105	45	45	NUM
fsr-3240	116	106	to	to	PART
fsr-3240	116	107	54	54	NUM
fsr-3240	116	108	13,691	13,691	NUM
fsr-3240	116	109	8.6	8.6	NUM
fsr-3240	116	110	%	%	NOUN
fsr-3240	116	111	27.75	27.75	NUM
fsr-3240	116	112	5.27	5.27	NUM
fsr-3240	116	113	.78	.78	NUM
fsr-3240	116	114	55	55	NUM
fsr-3240	116	115	to	to	ADP
fsr-3240	116	116	64	64	NUM
fsr-3240	116	117	11,654	11,654	NUM
fsr-3240	116	118	7.4	7.4	NUM
fsr-3240	116	119	%	%	NOUN
fsr-3240	116	120	27.02	27.02	NUM
fsr-3240	116	121	5.09	5.09	NUM
fsr-3240	116	122	.77	.77	NUM
fsr-3240	116	123	65	65	NUM
fsr-3240	116	124	to	to	PART
fsr-3240	116	125	74	74	NUM
fsr-3240	116	126	3,818	3,818	NUM
fsr-3240	116	127	2.4	2.4	NUM
fsr-3240	116	128	%	%	NOUN
fsr-3240	116	129	26.59	26.59	NUM
fsr-3240	116	130	5.20	5.20	NUM
fsr-3240	116	131	.78	.78	NUM
fsr-3240	116	132	75	75	NUM
fsr-3240	116	133	and	and	CCONJ
fsr-3240	116	134	older	old	ADJ
fsr-3240	116	135	1,190	1,190	NUM
fsr-3240	116	136	0.8	0.8	NUM
fsr-3240	116	137	%	%	NOUN
fsr-3240	116	138	27.56	27.56	NUM
fsr-3240	116	139	8.38	8.38	NUM
fsr-3240	116	140	.90	.90	NUM
fsr-3240	116	141	marital	marital	ADJ
fsr-3240	116	142	status	status	NOUN
fsr-3240	116	143	never	never	ADV
fsr-3240	116	144	married	marry	VERB
fsr-3240	116	145	36,545	36,545	NUM
fsr-3240	116	146	23.2	23.2	NUM
fsr-3240	116	147	%	%	NOUN
fsr-3240	116	148	27.49	27.49	NUM
fsr-3240	116	149	5.51	5.51	NUM
fsr-3240	116	150	.77	.77	NUM
fsr-3240	116	151	living	live	VERB
fsr-3240	116	152	with	with	ADP
fsr-3240	116	153	significant	significant	ADJ
fsr-3240	116	154	other	other	ADJ
fsr-3240	116	155	21,734	21,734	NUM
fsr-3240	116	156	13.8	13.8	NUM
fsr-3240	116	157	%	%	NOUN
fsr-3240	116	158	27.54	27.54	NUM
fsr-3240	116	159	5.42	5.42	NUM
fsr-3240	116	160	.77	.77	NUM
fsr-3240	116	161	married	married	ADJ
fsr-3240	116	162	26,954	26,954	NUM
fsr-3240	116	163	17.1	17.1	NUM
fsr-3240	116	164	%	%	NOUN
fsr-3240	116	165	27.69	27.69	NUM
fsr-3240	116	166	5.30	5.30	NUM
fsr-3240	116	167	.78	.78	NUM
fsr-3240	116	168	widowed	widow	VERB
fsr-3240	116	169	36,133	36,133	NUM
fsr-3240	116	170	22.9	22.9	NUM
fsr-3240	116	171	%	%	NOUN
fsr-3240	116	172	26.94	26.94	NUM
fsr-3240	116	173	6.62	6.62	NUM
fsr-3240	116	174	.84	.84	NUM
fsr-3240	116	175	shared	share	VERB
fsr-3240	116	176	living	living	NOUN
fsr-3240	116	177	arrangement	arrangement	NOUN
fsr-3240	116	178	25,357	25,357	NUM
fsr-3240	116	179	16.1	16.1	NUM
fsr-3240	116	180	%	%	NOUN
fsr-3240	116	181	27.82	27.82	NUM
fsr-3240	116	182	6.34	6.34	NUM
fsr-3240	116	183	.82	.82	NUM
fsr-3240	116	184	education	education	NOUN
fsr-3240	116	185	some	some	DET
fsr-3240	116	186	high	high	ADJ
fsr-3240	116	187	school	school	NOUN
fsr-3240	116	188	or	or	CCONJ
fsr-3240	116	189	less	less	ADJ
fsr-3240	116	190	36,545	36,545	NUM
fsr-3240	116	191	23.2	23.2	NUM
fsr-3240	116	192	%	%	NOUN
fsr-3240	116	193	27.28	27.28	NUM
fsr-3240	116	194	5.86	5.86	NUM
fsr-3240	116	195	.78	.78	NUM
fsr-3240	116	196	high	high	ADJ
fsr-3240	116	197	school	school	NOUN
fsr-3240	116	198	diploma	diploma	NOUN
fsr-3240	116	199	21,734	21,734	NUM
fsr-3240	116	200	13.8	13.8	NUM
fsr-3240	116	201	%	%	NOUN
fsr-3240	116	202	27.15	27.15	NUM
fsr-3240	116	203	5.51	5.51	NUM
fsr-3240	116	204	.76	.76	NUM
fsr-3240	116	205	some	some	DET
fsr-3240	116	206	college	college	NOUN
fsr-3240	116	207	26,954	26,954	NUM
fsr-3240	116	208	17.1	17.1	NUM
fsr-3240	116	209	%	%	NOUN
fsr-3240	116	210	26.88	26.88	NUM
fsr-3240	116	211	5.21	5.21	NUM
fsr-3240	116	212	.76	.76	NUM
fsr-3240	116	213	associate	associate	NOUN
fsr-3240	116	214	’s	’s	PART
fsr-3240	116	215	degree	degree	NOUN
fsr-3240	116	216	10,751	10,751	NUM
fsr-3240	116	217	6.8	6.8	NUM
fsr-3240	116	218	%	%	NOUN
fsr-3240	116	219	26.80	26.80	NUM
fsr-3240	116	220	5.27	5.27	NUM
fsr-3240	116	221	.77	.77	NUM
fsr-3240	116	222	bachelor	bachelor	NOUN
fsr-3240	116	223	’s	’s	PART
fsr-3240	116	224	degree	degree	NOUN
fsr-3240	116	225	36,133	36,133	NUM
fsr-3240	116	226	22.9	22.9	NUM
fsr-3240	116	227	%	%	NOUN
fsr-3240	116	228	28.10	28.10	NUM
fsr-3240	116	229	5.20	5.20	NUM
fsr-3240	116	230	.77	.77	NUM
fsr-3240	116	231	graduate	graduate	NOUN
fsr-3240	116	232	or	or	CCONJ
fsr-3240	116	233	professional	professional	ADJ
fsr-3240	116	234	degree	degree	NOUN
fsr-3240	116	235	25,357	25,357	NUM
fsr-3240	116	236	16.1	16.1	NUM
fsr-3240	116	237	%	%	NOUN
fsr-3240	116	238	28.43	28.43	NUM
fsr-3240	116	239	5.39	5.39	NUM
fsr-3240	116	240	.78	.78	NUM
fsr-3240	116	241	household	household	NOUN
fsr-3240	116	242	income	income	NOUN
fsr-3240	116	243	less	less	ADJ
fsr-3240	116	244	than	than	ADP
fsr-3240	116	245	$	$	SYM
fsr-3240	116	246	25,000	25,000	NUM
fsr-3240	116	247	35,531	35,531	NUM
fsr-3240	116	248	22.9	22.9	NUM
fsr-3240	116	249	%	%	NOUN
fsr-3240	116	250	27.08	27.08	NUM
fsr-3240	116	251	5.58	5.58	NUM
fsr-3240	116	252	.77	.77	NUM
fsr-3240	116	253	$	$	SYM
fsr-3240	116	254	25,000	25,000	NUM
fsr-3240	116	255	to	to	PART
fsr-3240	116	256	$	$	SYM
fsr-3240	116	257	49,999	49,999	NUM
fsr-3240	116	258	30,441	30,441	NUM
fsr-3240	116	259	19.6	19.6	NUM
fsr-3240	116	260	%	%	NOUN
fsr-3240	116	261	26.59	26.59	NUM
fsr-3240	116	262	5.35	5.35	NUM
fsr-3240	116	263	.76	.76	NUM
fsr-3240	116	264	$	$	SYM
fsr-3240	116	265	50,000	50,000	NUM
fsr-3240	116	266	to	to	PART
fsr-3240	116	267	$	$	SYM
fsr-3240	116	268	74,999	74,999	NUM
fsr-3240	116	269	30,135	30,135	NUM
fsr-3240	116	270	19.4	19.4	NUM
fsr-3240	116	271	%	%	NOUN
fsr-3240	116	272	27.28	27.28	NUM
fsr-3240	116	273	5.32	5.32	NUM
fsr-3240	116	274	.76	.76	NUM
fsr-3240	116	275	$	$	SYM
fsr-3240	116	276	75,000	75,000	NUM
fsr-3240	116	277	to	to	PART
fsr-3240	116	278	$	$	SYM
fsr-3240	116	279	99,999	99,999	NUM
fsr-3240	116	280	20,644	20,644	NUM
fsr-3240	116	281	13.3	13.3	NUM
fsr-3240	116	282	%	%	NOUN
fsr-3240	116	283	27.71	27.71	NUM
fsr-3240	116	284	5.27	5.27	NUM
fsr-3240	116	285	.76	.76	NUM
fsr-3240	116	286	$	$	SYM
fsr-3240	116	287	100,000	100,000	NUM
fsr-3240	116	288	or	or	CCONJ
fsr-3240	116	289	more	more	ADJ
fsr-3240	116	290	38,597	38,597	NUM
fsr-3240	116	291	24.8	24.8	NUM
fsr-3240	116	292	%	%	NOUN
fsr-3240	116	293	28.65	28.65	NUM
fsr-3240	116	294	5.53	5.53	NUM
fsr-3240	116	295	.78	.78	NUM
fsr-3240	116	296	decision	decision	NOUN
fsr-3240	116	297	making	make	VERB
fsr-3240	116	298	make	make	VERB
fsr-3240	116	299	own	own	ADJ
fsr-3240	116	300	investment	investment	NOUN
fsr-3240	116	301	decisions	decision	NOUN
fsr-3240	116	302	92,803	92,803	NUM
fsr-3240	116	303	57.9	57.9	NUM
fsr-3240	116	304	%	%	NOUN
fsr-3240	116	305	27.87	27.87	NUM
fsr-3240	116	306	5.53	5.53	NUM
fsr-3240	116	307	.78	.78	NUM
fsr-3240	116	308	rely	rely	VERB
fsr-3240	116	309	on	on	ADP
fsr-3240	116	310	the	the	DET
fsr-3240	116	311	advice	advice	NOUN
fsr-3240	116	312	of	of	ADP
fsr-3240	116	313	professional	professional	ADJ
fsr-3240	116	314	18,387	18,387	NUM
fsr-3240	116	315	11.5	11.5	NUM
fsr-3240	116	316	%	%	NOUN
fsr-3240	116	317	27.77	27.77	NUM
fsr-3240	116	318	5.12	5.12	NUM
fsr-3240	116	319	.75	.75	NUM
fsr-3240	116	320	do	do	AUX
fsr-3240	116	321	not	not	PART
fsr-3240	116	322	have	have	AUX
fsr-3240	116	323	investment	investment	NOUN
fsr-3240	116	324	assets	asset	NOUN
fsr-3240	116	325	46,157	46,157	NUM
fsr-3240	116	326	28.8	28.8	NUM
fsr-3240	116	327	%	%	NOUN
fsr-3240	116	328	26.75	26.75	NUM
fsr-3240	116	329	5.40	5.40	NUM
fsr-3240	116	330	.76	.76	NUM
fsr-3240	116	331	seasonal	seasonal	ADJ
fsr-3240	116	332	effects	effect	NOUN
fsr-3240	116	333	summer	summer	NOUN
fsr-3240	116	334	19,239	19,239	NUM
fsr-3240	116	335	12.0	12.0	NUM
fsr-3240	116	336	%	%	NOUN
fsr-3240	116	337	27.72	27.72	NUM
fsr-3240	116	338	5.39	5.39	NUM
fsr-3240	116	339	.77	.77	NUM
fsr-3240	116	340	fall	fall	NOUN
fsr-3240	116	341	47,656	47,656	NUM
fsr-3240	116	342	29.7	29.7	NUM
fsr-3240	116	343	%	%	NOUN
fsr-3240	116	344	27.61	27.61	NUM
fsr-3240	116	345	5.50	5.50	NUM
fsr-3240	116	346	.77	.77	NUM
fsr-3240	116	347	winter	winter	NOUN
fsr-3240	116	348	49,449	49,449	NUM
fsr-3240	116	349	30.9	30.9	NUM
fsr-3240	116	350	%	%	NOUN
fsr-3240	116	351	27.26	27.26	NUM
fsr-3240	116	352	5.39	5.39	NUM
fsr-3240	116	353	.76	.76	NUM
fsr-3240	116	354	spring	spring	NOUN
fsr-3240	116	355	43,935	43,935	NUM
fsr-3240	116	356	27.4	27.4	NUM
fsr-3240	116	357	%	%	NOUN
fsr-3240	116	358	27.67	27.67	NUM
fsr-3240	116	359	5.53	5.53	NUM
fsr-3240	116	360	.77	.77	NUM
fsr-3240	116	361	182	182	NUM
fsr-3240	116	362	s.	s.	PROPN
fsr-3240	116	363	kuzniak	kuzniak	PROPN
fsr-3240	116	364	et	et	PROPN
fsr-3240	116	365	al	al	PROPN
fsr-3240	116	366	.	.	PUNCT
fsr-3240	116	367	/	/	SYM
fsr-3240	116	368	financial	financial	ADJ
fsr-3240	116	369	services	service	NOUN
fsr-3240	116	370	review	review	VERB
fsr-3240	116	371	24	24	NUM
fsr-3240	116	372	(	(	PUNCT
fsr-3240	116	373	2015	2015	NUM
fsr-3240	116	374	)	)	PUNCT
fsr-3240	116	375	177–192	177–192	NUM
fsr-3240	116	376	behavior	behavior	NOUN
fsr-3240	116	377	.	.	PUNCT
fsr-3240	117	1	the	the	DET
fsr-3240	117	2	age	age	NOUN
fsr-3240	117	3	profile	profile	NOUN
fsr-3240	117	4	of	of	ADP
fsr-3240	117	5	respondents	respondent	NOUN
fsr-3240	117	6	was	be	AUX
fsr-3240	117	7	skewed	skewed	ADJ
fsr-3240	117	8	towards	towards	ADP
fsr-3240	117	9	those	those	PRON
fsr-3240	117	10	under	under	ADP
fsr-3240	117	11	age	age	NOUN
fsr-3240	117	12	25	25	NUM
fsr-3240	117	13	.	.	PUNCT
fsr-3240	118	1	even	even	ADV
fsr-3240	118	2	so	so	ADV
fsr-3240	118	3	,	,	PUNCT
fsr-3240	118	4	other	other	ADJ
fsr-3240	118	5	age	age	NOUN
fsr-3240	118	6	groups	group	NOUN
fsr-3240	118	7	were	be	AUX
fsr-3240	118	8	also	also	ADV
fsr-3240	118	9	widely	widely	ADV
fsr-3240	118	10	represented	represent	VERB
fsr-3240	118	11	.	.	PUNCT
fsr-3240	119	1	the	the	DET
fsr-3240	119	2	dataset	dataset	NOUN
fsr-3240	119	3	included	include	VERB
fsr-3240	119	4	a	a	DET
fsr-3240	119	5	diverse	diverse	ADJ
fsr-3240	119	6	representation	representation	NOUN
fsr-3240	119	7	of	of	ADP
fsr-3240	119	8	marital	marital	ADJ
fsr-3240	119	9	status	status	NOUN
fsr-3240	119	10	.	.	PUNCT
fsr-3240	120	1	in	in	ADP
fsr-3240	120	2	terms	term	NOUN
fsr-3240	120	3	of	of	ADP
fsr-3240	120	4	educational	educational	ADJ
fsr-3240	120	5	profile	profile	NOUN
fsr-3240	120	6	,	,	PUNCT
fsr-3240	120	7	the	the	DET
fsr-3240	120	8	sample	sample	NOUN
fsr-3240	120	9	was	be	AUX
fsr-3240	120	10	fairly	fairly	ADV
fsr-3240	120	11	representative	representative	ADJ
fsr-3240	120	12	of	of	ADP
fsr-3240	120	13	the	the	DET
fsr-3240	120	14	population	population	NOUN
fsr-3240	120	15	,	,	PUNCT
fsr-3240	120	16	with	with	ADP
fsr-3240	120	17	a	a	DET
fsr-3240	120	18	slight	slight	ADJ
fsr-3240	120	19	tilt	tilt	NOUN
fsr-3240	120	20	towards	towards	ADP
fsr-3240	120	21	those	those	PRON
fsr-3240	120	22	who	who	PRON
fsr-3240	120	23	had	have	AUX
fsr-3240	120	24	completed	complete	VERB
fsr-3240	120	25	some	some	DET
fsr-3240	120	26	form	form	NOUN
fsr-3240	120	27	of	of	ADP
fsr-3240	120	28	college	college	NOUN
fsr-3240	120	29	education	education	NOUN
fsr-3240	120	30	.	.	PUNCT
fsr-3240	121	1	given	give	VERB
fsr-3240	121	2	who	who	PRON
fsr-3240	121	3	is	be	AUX
fsr-3240	121	4	typically	typically	ADV
fsr-3240	121	5	interested	interested	ADJ
fsr-3240	121	6	in	in	ADP
fsr-3240	121	7	financial	financial	ADJ
fsr-3240	121	8	planning	planning	NOUN
fsr-3240	121	9	and	and	CCONJ
fsr-3240	121	10	investing	investing	NOUN
fsr-3240	121	11	topics	topic	NOUN
fsr-3240	121	12	,	,	PUNCT
fsr-3240	121	13	this	this	DET
fsr-3240	121	14	educational	educational	ADJ
fsr-3240	121	15	characteristic	characteristic	NOUN
fsr-3240	121	16	was	be	AUX
fsr-3240	121	17	not	not	PART
fsr-3240	121	18	unexpected	unexpected	ADJ
fsr-3240	121	19	.	.	PUNCT
fsr-3240	122	1	household	household	NOUN
fsr-3240	122	2	income	income	NOUN
fsr-3240	122	3	patterns	pattern	NOUN
fsr-3240	122	4	showed	show	VERB
fsr-3240	122	5	that	that	SCONJ
fsr-3240	122	6	respondents	respondent	NOUN
fsr-3240	122	7	tended	tend	VERB
fsr-3240	122	8	to	to	PART
fsr-3240	122	9	cluster	cluster	VERB
fsr-3240	122	10	into	into	ADP
fsr-3240	122	11	low	low	ADJ
fsr-3240	122	12	and	and	CCONJ
fsr-3240	122	13	high	high	ADJ
fsr-3240	122	14	income	income	NOUN
fsr-3240	122	15	categories	category	NOUN
fsr-3240	122	16	.	.	PUNCT
fsr-3240	123	1	table	table	NOUN
fsr-3240	123	2	1	1	NUM
fsr-3240	123	3	also	also	ADV
fsr-3240	123	4	provides	provide	VERB
fsr-3240	123	5	data	datum	NOUN
fsr-3240	123	6	related	relate	VERB
fsr-3240	123	7	to	to	ADP
fsr-3240	123	8	financial	financial	ADJ
fsr-3240	123	9	decision	decision	NOUN
fsr-3240	123	10	making	making	NOUN
fsr-3240	123	11	as	as	SCONJ
fsr-3240	123	12	reported	report	VERB
fsr-3240	123	13	by	by	ADP
fsr-3240	123	14	respondents	respondent	NOUN
fsr-3240	123	15	.	.	PUNCT
fsr-3240	124	1	the	the	DET
fsr-3240	124	2	majority	majority	NOUN
fsr-3240	124	3	of	of	ADP
fsr-3240	124	4	respondents	respondent	NOUN
fsr-3240	124	5	(	(	PUNCT
fsr-3240	124	6	57.9	57.9	NUM
fsr-3240	124	7	%	%	NOUN
fsr-3240	124	8	)	)	PUNCT
fsr-3240	124	9	indicated	indicate	VERB
fsr-3240	124	10	making	make	VERB
fsr-3240	124	11	their	their	PRON
fsr-3240	124	12	own	own	ADJ
fsr-3240	124	13	investment	investment	NOUN
fsr-3240	124	14	decisions	decision	NOUN
fsr-3240	124	15	.	.	PUNCT
fsr-3240	125	1	nearly	nearly	ADV
fsr-3240	125	2	30	30	NUM
fsr-3240	125	3	%	%	NOUN
fsr-3240	125	4	of	of	ADP
fsr-3240	125	5	those	those	PRON
fsr-3240	125	6	responding	respond	VERB
fsr-3240	125	7	indicated	indicate	VERB
fsr-3240	125	8	having	have	VERB
fsr-3240	125	9	no	no	DET
fsr-3240	125	10	investment	investment	NOUN
fsr-3240	125	11	assets	asset	NOUN
fsr-3240	125	12	at	at	ADP
fsr-3240	125	13	the	the	DET
fsr-3240	125	14	current	current	ADJ
fsr-3240	125	15	time	time	NOUN
fsr-3240	125	16	.	.	PUNCT
fsr-3240	126	1	the	the	DET
fsr-3240	126	2	remainder	remainder	NOUN
fsr-3240	126	3	reported	report	VERB
fsr-3240	126	4	that	that	SCONJ
fsr-3240	126	5	they	they	PRON
fsr-3240	126	6	relied	rely	VERB
fsr-3240	126	7	on	on	ADP
fsr-3240	126	8	the	the	DET
fsr-3240	126	9	advice	advice	NOUN
fsr-3240	126	10	of	of	ADP
fsr-3240	126	11	another	another	DET
fsr-3240	126	12	person	person	NOUN
fsr-3240	126	13	,	,	PUNCT
fsr-3240	126	14	such	such	ADJ
fsr-3240	126	15	as	as	ADP
fsr-3240	126	16	a	a	DET
fsr-3240	126	17	stock	stock	NOUN
fsr-3240	126	18	broker	broker	NOUN
fsr-3240	126	19	or	or	CCONJ
fsr-3240	126	20	financial	financial	ADJ
fsr-3240	126	21	planner	planner	NOUN
fsr-3240	126	22	,	,	PUNCT
fsr-3240	126	23	when	when	SCONJ
fsr-3240	126	24	making	make	VERB
fsr-3240	126	25	investment	investment	NOUN
fsr-3240	126	26	decisions	decision	NOUN
fsr-3240	126	27	.	.	PUNCT
fsr-3240	127	1	these	these	DET
fsr-3240	127	2	data	datum	NOUN
fsr-3240	127	3	are	be	AUX
fsr-3240	127	4	important	important	ADJ
fsr-3240	127	5	in	in	ADP
fsr-3240	127	6	helping	help	VERB
fsr-3240	127	7	establish	establish	VERB
fsr-3240	127	8	a	a	DET
fsr-3240	127	9	profile	profile	NOUN
fsr-3240	127	10	of	of	ADP
fsr-3240	127	11	the	the	DET
fsr-3240	127	12	type	type	NOUN
fsr-3240	127	13	of	of	ADP
fsr-3240	127	14	person	person	NOUN
fsr-3240	127	15	who	who	PRON
fsr-3240	127	16	may	may	AUX
fsr-3240	127	17	be	be	AUX
fsr-3240	127	18	seeking	seek	VERB
fsr-3240	127	19	information	information	NOUN
fsr-3240	127	20	about	about	ADP
fsr-3240	127	21	their	their	PRON
fsr-3240	127	22	tolerance	tolerance	NOUN
fsr-3240	127	23	for	for	ADP
fsr-3240	127	24	risk	risk	NOUN
fsr-3240	127	25	.	.	PUNCT
fsr-3240	128	1	finally	finally	ADV
fsr-3240	128	2	,	,	PUNCT
fsr-3240	128	3	table	table	NOUN
fsr-3240	128	4	1	1	NUM
fsr-3240	128	5	shows	show	VERB
fsr-3240	128	6	seasonal	seasonal	ADJ
fsr-3240	128	7	patterns	pattern	NOUN
fsr-3240	128	8	of	of	ADP
fsr-3240	128	9	response	response	NOUN
fsr-3240	128	10	.	.	PUNCT
fsr-3240	129	1	as	as	SCONJ
fsr-3240	129	2	expected	expect	VERB
fsr-3240	129	3	,	,	PUNCT
fsr-3240	129	4	data	datum	NOUN
fsr-3240	129	5	collection	collection	NOUN
fsr-3240	129	6	was	be	AUX
fsr-3240	129	7	lowest	low	ADJ
fsr-3240	129	8	during	during	ADP
fsr-3240	129	9	the	the	DET
fsr-3240	129	10	summer	summer	NOUN
fsr-3240	129	11	months	month	NOUN
fsr-3240	129	12	.	.	PUNCT
fsr-3240	130	1	this	this	PRON
fsr-3240	130	2	was	be	AUX
fsr-3240	130	3	likely	likely	ADJ
fsr-3240	130	4	because	because	SCONJ
fsr-3240	130	5	of	of	ADP
fsr-3240	130	6	fewer	few	ADJ
fsr-3240	130	7	college	college	NOUN
fsr-3240	130	8	age	age	NOUN
fsr-3240	130	9	people	people	NOUN
fsr-3240	130	10	completing	complete	VERB
fsr-3240	130	11	the	the	DET
fsr-3240	130	12	survey	survey	NOUN
fsr-3240	130	13	and	and	CCONJ
fsr-3240	130	14	the	the	DET
fsr-3240	130	15	tendency	tendency	NOUN
fsr-3240	130	16	among	among	ADP
fsr-3240	130	17	investors	investor	NOUN
fsr-3240	130	18	to	to	PART
fsr-3240	130	19	postpone	postpone	VERB
fsr-3240	130	20	investment	investment	NOUN
fsr-3240	130	21	decision	decision	NOUN
fsr-3240	130	22	making	make	VERB
fsr-3240	130	23	during	during	ADP
fsr-3240	130	24	the	the	DET
fsr-3240	130	25	summer	summer	NOUN
fsr-3240	130	26	.	.	PUNCT
fsr-3240	131	1	seasonally	seasonally	ADV
fsr-3240	131	2	,	,	PUNCT
fsr-3240	131	3	use	use	NOUN
fsr-3240	131	4	of	of	ADP
fsr-3240	131	5	the	the	DET
fsr-3240	131	6	online	online	ADJ
fsr-3240	131	7	survey	survey	NOUN
fsr-3240	131	8	in	in	ADP
fsr-3240	131	9	fall	fall	NOUN
fsr-3240	131	10	,	,	PUNCT
fsr-3240	131	11	winter	winter	NOUN
fsr-3240	131	12	,	,	PUNCT
fsr-3240	131	13	and	and	CCONJ
fsr-3240	131	14	spring	spring	NOUN
fsr-3240	131	15	was	be	AUX
fsr-3240	131	16	similar	similar	ADJ
fsr-3240	131	17	.	.	PUNCT
fsr-3240	132	1	4.2	4.2	NUM
fsr-3240	132	2	.	.	PUNCT
fsr-3240	133	1	response	response	NOUN
fsr-3240	133	2	patterns	pattern	NOUN
fsr-3240	133	3	based	base	VERB
fsr-3240	133	4	on	on	ADP
fsr-3240	133	5	t	t	PROPN
fsr-3240	133	6	and	and	CCONJ
fsr-3240	133	7	analysis	analysis	NOUN
fsr-3240	133	8	of	of	ADP
fsr-3240	133	9	variance	variance	NOUN
fsr-3240	133	10	(	(	PUNCT
fsr-3240	133	11	anova	anova	PROPN
fsr-3240	133	12	)	)	PUNCT
fsr-3240	133	13	tests	test	NOUN
fsr-3240	133	14	,	,	PUNCT
fsr-3240	133	15	nearly	nearly	ADV
fsr-3240	133	16	all	all	PRON
fsr-3240	133	17	of	of	ADP
fsr-3240	133	18	the	the	DET
fsr-3240	133	19	risk	risk	NOUN
fsr-3240	133	20	scores	score	NOUN
fsr-3240	133	21	were	be	AUX
fsr-3240	133	22	statistically	statistically	ADV
fsr-3240	133	23	significantly	significantly	ADV
fsr-3240	133	24	different	different	ADJ
fsr-3240	133	25	across	across	ADP
fsr-3240	133	26	characteristic	characteristic	ADJ
fsr-3240	133	27	categories	category	NOUN
fsr-3240	133	28	.	.	PUNCT
fsr-3240	134	1	it	it	PRON
fsr-3240	134	2	is	be	AUX
fsr-3240	134	3	important	important	ADJ
fsr-3240	134	4	to	to	PART
fsr-3240	134	5	note	note	VERB
fsr-3240	134	6	,	,	PUNCT
fsr-3240	134	7	however	however	ADV
fsr-3240	134	8	,	,	PUNCT
fsr-3240	134	9	that	that	SCONJ
fsr-3240	134	10	much	much	ADJ
fsr-3240	134	11	of	of	ADP
fsr-3240	134	12	the	the	DET
fsr-3240	134	13	statistical	statistical	ADJ
fsr-3240	134	14	significance	significance	NOUN
fsr-3240	134	15	was	be	AUX
fsr-3240	134	16	likely	likely	ADJ
fsr-3240	134	17	because	because	SCONJ
fsr-3240	134	18	of	of	ADP
fsr-3240	134	19	the	the	DET
fsr-3240	134	20	large	large	ADJ
fsr-3240	134	21	sample	sample	NOUN
fsr-3240	134	22	size	size	NOUN
fsr-3240	134	23	.	.	PUNCT
fsr-3240	135	1	as	as	SCONJ
fsr-3240	135	2	such	such	ADJ
fsr-3240	135	3	,	,	PUNCT
fsr-3240	135	4	within	within	ADP
fsr-3240	135	5	-	-	PUNCT
fsr-3240	135	6	sample	sample	NOUN
fsr-3240	135	7	random	random	ADJ
fsr-3240	135	8	sampling	sampling	NOUN
fsr-3240	135	9	procedures	procedure	NOUN
fsr-3240	135	10	were	be	AUX
fsr-3240	135	11	used	use	VERB
fsr-3240	135	12	to	to	PART
fsr-3240	135	13	confirm	confirm	VERB
fsr-3240	135	14	results	result	NOUN
fsr-3240	135	15	.	.	PUNCT
fsr-3240	136	1	the	the	DET
fsr-3240	136	2	random	random	ADJ
fsr-3240	136	3	sample	sample	NOUN
fsr-3240	136	4	was	be	AUX
fsr-3240	136	5	chosen	choose	VERB
fsr-3240	136	6	using	use	VERB
fsr-3240	136	7	a	a	DET
fsr-3240	136	8	sampling	sample	VERB
fsr-3240	136	9	protocol	protocol	NOUN
fsr-3240	136	10	in	in	ADP
fsr-3240	136	11	spss	spss	PROPN
fsr-3240	136	12	22.0	22.0	NUM
fsr-3240	136	13	.	.	PUNCT
fsr-3240	137	1	the	the	DET
fsr-3240	137	2	spss	spss	ADJ
fsr-3240	137	3	random	random	ADJ
fsr-3240	137	4	fig	fig	NOUN
fsr-3240	137	5	.	.	PUNCT
fsr-3240	138	1	1	1	X
fsr-3240	138	2	.	.	X
fsr-3240	138	3	distribution	distribution	NOUN
fsr-3240	138	4	of	of	ADP
fsr-3240	138	5	risk	risk	NOUN
fsr-3240	138	6	-	-	PUNCT
fsr-3240	138	7	tolerance	tolerance	NOUN
fsr-3240	138	8	scores	score	NOUN
fsr-3240	138	9	across	across	ADP
fsr-3240	138	10	the	the	DET
fsr-3240	138	11	sample	sample	NOUN
fsr-3240	138	12	.	.	PUNCT
fsr-3240	139	1	183s	183	NOUN
fsr-3240	139	2	.	.	PUNCT
fsr-3240	140	1	kuzniak	kuzniak	PROPN
fsr-3240	140	2	et	et	PROPN
fsr-3240	140	3	al	al	PROPN
fsr-3240	140	4	.	.	PUNCT
fsr-3240	140	5	/	/	SYM
fsr-3240	140	6	financial	financial	ADJ
fsr-3240	140	7	services	service	NOUN
fsr-3240	140	8	review	review	VERB
fsr-3240	140	9	24	24	NUM
fsr-3240	140	10	(	(	PUNCT
fsr-3240	140	11	2015	2015	NUM
fsr-3240	140	12	)	)	PUNCT
fsr-3240	140	13	177–192	177–192	NUM
fsr-3240	140	14	sampling	sample	VERB
fsr-3240	140	15	algorithm	algorithm	NOUN
fsr-3240	140	16	was	be	AUX
fsr-3240	140	17	based	base	VERB
fsr-3240	140	18	on	on	ADP
fsr-3240	140	19	equal	equal	ADJ
fsr-3240	140	20	probability	probability	NOUN
fsr-3240	140	21	estimates	estimate	NOUN
fsr-3240	140	22	.	.	PUNCT
fsr-3240	141	1	in	in	ADP
fsr-3240	141	2	general	general	ADJ
fsr-3240	141	3	,	,	PUNCT
fsr-3240	141	4	the	the	DET
fsr-3240	141	5	demographic	demographic	ADJ
fsr-3240	141	6	profile	profile	NOUN
fsr-3240	141	7	of	of	ADP
fsr-3240	141	8	those	those	PRON
fsr-3240	141	9	in	in	ADP
fsr-3240	141	10	the	the	DET
fsr-3240	141	11	random	random	ADJ
fsr-3240	141	12	sample	sample	NOUN
fsr-3240	141	13	matched	match	VERB
fsr-3240	141	14	that	that	PRON
fsr-3240	141	15	of	of	ADP
fsr-3240	141	16	the	the	DET
fsr-3240	141	17	full	full	ADJ
fsr-3240	141	18	dataset	dataset	NOUN
fsr-3240	141	19	.	.	PUNCT
fsr-3240	142	1	some	some	DET
fsr-3240	142	2	interesting	interesting	ADJ
fsr-3240	142	3	significant	significant	ADJ
fsr-3240	142	4	differences	difference	NOUN
fsr-3240	142	5	were	be	AUX
fsr-3240	142	6	noted	note	VERB
fsr-3240	142	7	when	when	SCONJ
fsr-3240	142	8	random	random	ADJ
fsr-3240	142	9	samples	sample	NOUN
fsr-3240	142	10	were	be	AUX
fsr-3240	142	11	used	use	VERB
fsr-3240	142	12	.	.	PUNCT
fsr-3240	143	1	for	for	ADP
fsr-3240	143	2	instance	instance	NOUN
fsr-3240	143	3	,	,	PUNCT
fsr-3240	143	4	the	the	DET
fsr-3240	143	5	gender	gender	NOUN
fsr-3240	143	6	difference	difference	NOUN
fsr-3240	143	7	was	be	AUX
fsr-3240	143	8	meaningfully	meaningfully	ADV
fsr-3240	143	9	significant	significant	ADJ
fsr-3240	143	10	,	,	PUNCT
fsr-3240	143	11	t(15,767	t(15,767	NOUN
fsr-3240	143	12	)	)	PUNCT
fsr-3240	143	13	�	�	PROPN
fsr-3240	143	14	31.57	31.57	NUM
fsr-3240	143	15	,	,	PUNCT
fsr-3240	143	16	p	p	PROPN
fsr-3240	143	17	�	�	PROPN
fsr-3240	143	18	0.001	0.001	NUM
fsr-3240	143	19	.	.	PUNCT
fsr-3240	144	1	men	man	NOUN
fsr-3240	144	2	,	,	PUNCT
fsr-3240	144	3	as	as	SCONJ
fsr-3240	144	4	has	have	AUX
fsr-3240	144	5	been	be	AUX
fsr-3240	144	6	reported	report	VERB
fsr-3240	144	7	in	in	ADP
fsr-3240	144	8	the	the	DET
fsr-3240	144	9	literature	literature	NOUN
fsr-3240	144	10	(	(	PUNCT
fsr-3240	144	11	e.g.	e.g.	ADV
fsr-3240	144	12	,	,	PUNCT
fsr-3240	144	13	arano	arano	ADJ
fsr-3240	144	14	,	,	PUNCT
fsr-3240	144	15	parker	parker	PROPN
fsr-3240	144	16	,	,	PUNCT
fsr-3240	144	17	and	and	CCONJ
fsr-3240	144	18	terry	terry	PROPN
fsr-3240	144	19	,	,	PUNCT
fsr-3240	144	20	2010	2010	NUM
fsr-3240	144	21	;	;	PUNCT
fsr-3240	144	22	grable	grable	NOUN
fsr-3240	144	23	,	,	PUNCT
fsr-3240	144	24	2008	2008	NUM
fsr-3240	144	25	;	;	PUNCT
fsr-3240	144	26	neelakantan	neelakantan	NOUN
fsr-3240	144	27	,	,	PUNCT
fsr-3240	144	28	2010	2010	NUM
fsr-3240	144	29	)	)	PUNCT
fsr-3240	144	30	,	,	PUNCT
fsr-3240	144	31	were	be	AUX
fsr-3240	144	32	more	more	ADJ
fsr-3240	144	33	risk	risk	NOUN
fsr-3240	144	34	tolerant	tolerant	ADJ
fsr-3240	144	35	than	than	ADP
fsr-3240	144	36	women	woman	NOUN
fsr-3240	144	37	.	.	PUNCT
fsr-3240	145	1	a	a	DET
fsr-3240	145	2	difference	difference	NOUN
fsr-3240	145	3	in	in	ADP
fsr-3240	145	4	risk	risk	NOUN
fsr-3240	145	5	tolerance	tolerance	NOUN
fsr-3240	145	6	scores	score	NOUN
fsr-3240	145	7	across	across	ADP
fsr-3240	145	8	income	income	NOUN
fsr-3240	145	9	categories	category	NOUN
fsr-3240	145	10	was	be	AUX
fsr-3240	145	11	also	also	ADV
fsr-3240	145	12	noted	note	VERB
fsr-3240	145	13	.	.	PUNCT
fsr-3240	146	1	as	as	SCONJ
fsr-3240	146	2	shown	show	VERB
fsr-3240	146	3	in	in	ADP
fsr-3240	146	4	fig	fig	NOUN
fsr-3240	146	5	.	.	PUNCT
fsr-3240	147	1	2	2	NUM
fsr-3240	147	2	,	,	PUNCT
fsr-3240	147	3	a	a	DET
fsr-3240	147	4	curvilinear	curvilinear	NOUN
fsr-3240	147	5	(	(	PUNCT
fsr-3240	147	6	u	u	NOUN
fsr-3240	147	7	-	-	ADJ
fsr-3240	147	8	shaped	shaped	ADJ
fsr-3240	147	9	)	)	PUNCT
fsr-3240	147	10	relationship	relationship	NOUN
fsr-3240	147	11	was	be	AUX
fsr-3240	147	12	observed	observe	VERB
fsr-3240	147	13	,	,	PUNCT
fsr-3240	147	14	�	�	PROPN
fsr-3240	147	15	�	�	PROPN
fsr-3240	147	16	0.12	0.12	NUM
fsr-3240	147	17	,	,	PUNCT
fsr-3240	147	18	t(15,574	t(15,574	NUM
fsr-3240	147	19	)	)	PUNCT
fsr-3240	147	20	�	�	PROPN
fsr-3240	147	21	15.17	15.17	NUM
fsr-3240	147	22	,	,	PUNCT
fsr-3240	147	23	p	p	PROPN
fsr-3240	147	24	�	�	PROPN
fsr-3240	147	25	0.001	0.001	NUM
fsr-3240	147	26	.	.	PUNCT
fsr-3240	148	1	a	a	DET
fsr-3240	148	2	similar	similar	ADJ
fsr-3240	148	3	curvilinear	curvilinear	ADJ
fsr-3240	148	4	effect	effect	NOUN
fsr-3240	148	5	was	be	AUX
fsr-3240	148	6	found	find	VERB
fsr-3240	148	7	for	for	ADP
fsr-3240	148	8	education	education	NOUN
fsr-3240	148	9	,	,	PUNCT
fsr-3240	148	10	�	�	PROPN
fsr-3240	148	11	�	�	PROPN
fsr-3240	148	12	0.09	0.09	NUM
fsr-3240	148	13	,	,	PUNCT
fsr-3240	148	14	t(15,687	t(15,687	NOUN
fsr-3240	148	15	)	)	PUNCT
fsr-3240	148	16	�	�	PROPN
fsr-3240	148	17	11.87	11.87	NUM
fsr-3240	148	18	,	,	PUNCT
fsr-3240	148	19	p	p	PROPN
fsr-3240	148	20	�	�	PROPN
fsr-3240	148	21	0.001	0.001	NUM
fsr-3240	148	22	(	(	PUNCT
fsr-3240	148	23	fig	fig	NOUN
fsr-3240	148	24	.	.	PUNCT
fsr-3240	149	1	3	3	NUM
fsr-3240	149	2	)	)	PUNCT
fsr-3240	149	3	.	.	PUNCT
fsr-3240	150	1	4.3	4.3	NUM
fsr-3240	150	2	.	.	PUNCT
fsr-3240	150	3	reliability	reliability	NOUN
fsr-3240	150	4	estimates	estimate	NOUN
fsr-3240	150	5	table	table	NOUN
fsr-3240	150	6	1	1	NUM
fsr-3240	150	7	also	also	ADV
fsr-3240	150	8	provides	provide	VERB
fsr-3240	150	9	information	information	NOUN
fsr-3240	150	10	about	about	ADP
fsr-3240	150	11	the	the	DET
fsr-3240	150	12	reliability	reliability	NOUN
fsr-3240	150	13	of	of	ADP
fsr-3240	150	14	the	the	DET
fsr-3240	150	15	g&l	g&l	PROPN
fsr-3240	150	16	risk	risk	NOUN
fsr-3240	150	17	scale	scale	NOUN
fsr-3240	150	18	.	.	PUNCT
fsr-3240	151	1	overall	overall	ADV
fsr-3240	151	2	,	,	PUNCT
fsr-3240	151	3	the	the	DET
fsr-3240	151	4	scale	scale	NOUN
fsr-3240	151	5	’s	’s	PART
fsr-3240	151	6	cronbach	cronbach	PROPN
fsr-3240	151	7	’s	’s	PART
fsr-3240	151	8	�	�	PROPN
fsr-3240	151	9	,	,	PUNCT
fsr-3240	151	10	as	as	ADP
fsr-3240	151	11	a	a	DET
fsr-3240	151	12	measure	measure	NOUN
fsr-3240	151	13	of	of	ADP
fsr-3240	151	14	scale	scale	NOUN
fsr-3240	151	15	reliability	reliability	NOUN
fsr-3240	151	16	,	,	PUNCT
fsr-3240	151	17	was	be	AUX
fsr-3240	151	18	�	�	PROPN
fsr-3240	151	19	�	�	PROPN
fsr-3240	151	20	0.77	0.77	NUM
fsr-3240	151	21	.	.	PUNCT
fsr-3240	152	1	this	this	DET
fsr-3240	152	2	estimate	estimate	NOUN
fsr-3240	152	3	is	be	AUX
fsr-3240	152	4	higher	high	ADJ
fsr-3240	152	5	than	than	ADP
fsr-3240	152	6	that	that	PRON
fsr-3240	152	7	reported	report	VERB
fsr-3240	152	8	by	by	ADP
fsr-3240	152	9	yang	yang	PROPN
fsr-3240	152	10	(	(	PUNCT
fsr-3240	152	11	2004	2004	NUM
fsr-3240	152	12	)	)	PUNCT
fsr-3240	152	13	but	but	CCONJ
fsr-3240	152	14	in	in	ADP
fsr-3240	152	15	line	line	NOUN
fsr-3240	152	16	with	with	ADP
fsr-3240	152	17	what	what	PRON
fsr-3240	152	18	grable	grable	NOUN
fsr-3240	152	19	and	and	CCONJ
fsr-3240	152	20	lytton	lytton	PROPN
fsr-3240	152	21	(	(	PUNCT
fsr-3240	152	22	1999	1999	NUM
fsr-3240	152	23	)	)	PUNCT
fsr-3240	152	24	originally	originally	ADV
fsr-3240	152	25	reported	report	VERB
fsr-3240	152	26	.	.	PUNCT
fsr-3240	153	1	additionally	additionally	ADV
fsr-3240	153	2	,	,	PUNCT
fsr-3240	153	3	the	the	DET
fsr-3240	153	4	scale	scale	NOUN
fsr-3240	153	5	’s	’s	PART
fsr-3240	153	6	reliability	reliability	NOUN
fsr-3240	153	7	estimate	estimate	NOUN
fsr-3240	153	8	falls	fall	VERB
fsr-3240	153	9	squarely	squarely	ADV
fsr-3240	153	10	in	in	ADP
fsr-3240	153	11	the	the	DET
fsr-3240	153	12	mean	mean	ADJ
fsr-3240	153	13	average	average	NOUN
fsr-3240	153	14	for	for	ADP
fsr-3240	153	15	similar	similar	ADJ
fsr-3240	153	16	psychologically	psychologically	ADV
fsr-3240	153	17	-	-	PUNCT
fsr-3240	153	18	based	base	VERB
fsr-3240	153	19	measures	measure	NOUN
fsr-3240	153	20	(	(	PUNCT
fsr-3240	153	21	peterson	peterson	NOUN
fsr-3240	153	22	,	,	PUNCT
fsr-3240	153	23	1994	1994	NUM
fsr-3240	153	24	)	)	PUNCT
fsr-3240	153	25	.	.	PUNCT
fsr-3240	154	1	the	the	DET
fsr-3240	154	2	sixth	sixth	ADJ
fsr-3240	154	3	column	column	NOUN
fsr-3240	154	4	of	of	ADP
fsr-3240	154	5	table	table	NOUN
fsr-3240	154	6	1	1	NUM
fsr-3240	154	7	provides	provide	VERB
fsr-3240	154	8	reliability	reliability	NOUN
fsr-3240	154	9	estimates	estimate	NOUN
fsr-3240	154	10	for	for	ADP
fsr-3240	154	11	each	each	DET
fsr-3240	154	12	respondent	respondent	NOUN
fsr-3240	154	13	characteristic	characteristic	NOUN
fsr-3240	154	14	.	.	PUNCT
fsr-3240	155	1	for	for	ADP
fsr-3240	155	2	example	example	NOUN
fsr-3240	155	3	,	,	PUNCT
fsr-3240	155	4	when	when	SCONJ
fsr-3240	155	5	the	the	DET
fsr-3240	155	6	analysis	analysis	NOUN
fsr-3240	155	7	was	be	AUX
fsr-3240	155	8	delimited	delimit	VERB
fsr-3240	155	9	to	to	PART
fsr-3240	155	10	include	include	VERB
fsr-3240	155	11	only	only	ADJ
fsr-3240	155	12	women	woman	NOUN
fsr-3240	155	13	,	,	PUNCT
fsr-3240	155	14	the	the	DET
fsr-3240	155	15	scale	scale	NOUN
fsr-3240	155	16	’s	’s	PART
fsr-3240	155	17	�	�	PROPN
fsr-3240	155	18	was	be	AUX
fsr-3240	155	19	�	�	PROPN
fsr-3240	155	20	�	�	PROPN
fsr-3240	155	21	0.73	0.73	NUM
fsr-3240	155	22	,	,	PUNCT
fsr-3240	155	23	whereas	whereas	SCONJ
fsr-3240	155	24	for	for	ADP
fsr-3240	155	25	men	man	NOUN
fsr-3240	155	26	�	�	PROPN
fsr-3240	155	27	was	be	AUX
fsr-3240	155	28	�	�	PROPN
fsr-3240	155	29	�	�	PROPN
fsr-3240	155	30	0.77	0.77	NUM
fsr-3240	155	31	.	.	PUNCT
fsr-3240	156	1	the	the	DET
fsr-3240	156	2	highest	high	ADJ
fsr-3240	156	3	reliability	reliability	NOUN
fsr-3240	156	4	estimate	estimate	NOUN
fsr-3240	156	5	was	be	AUX
fsr-3240	156	6	noted	note	VERB
fsr-3240	156	7	for	for	ADP
fsr-3240	156	8	those	those	DET
fsr-3240	156	9	age	age	NOUN
fsr-3240	156	10	75	75	NUM
fsr-3240	156	11	or	or	CCONJ
fsr-3240	156	12	older	old	ADJ
fsr-3240	156	13	(	(	PUNCT
fsr-3240	156	14	�	�	PROPN
fsr-3240	156	15	�	�	PROPN
fsr-3240	156	16	0.90	0.90	NUM
fsr-3240	156	17	)	)	PUNCT
fsr-3240	156	18	.	.	PUNCT
fsr-3240	157	1	overall	overall	ADV
fsr-3240	157	2	,	,	PUNCT
fsr-3240	157	3	the	the	DET
fsr-3240	157	4	scale	scale	NOUN
fsr-3240	157	5	appears	appear	VERB
fsr-3240	157	6	to	to	PART
fsr-3240	157	7	be	be	AUX
fsr-3240	157	8	most	most	ADV
fsr-3240	157	9	reliable	reliable	ADJ
fsr-3240	157	10	for	for	ADP
fsr-3240	157	11	:	:	PUNCT
fsr-3240	157	12	(	(	PUNCT
fsr-3240	157	13	1	1	X
fsr-3240	157	14	)	)	PUNCT
fsr-3240	157	15	males	male	NOUN
fsr-3240	157	16	,	,	PUNCT
fsr-3240	157	17	(	(	PUNCT
fsr-3240	157	18	2	2	X
fsr-3240	157	19	)	)	PUNCT
fsr-3240	157	20	older	old	ADJ
fsr-3240	157	21	respondents	respondent	NOUN
fsr-3240	157	22	,	,	PUNCT
fsr-3240	157	23	(	(	PUNCT
fsr-3240	157	24	3	3	X
fsr-3240	157	25	)	)	PUNCT
fsr-3240	157	26	those	those	PRON
fsr-3240	157	27	who	who	PRON
fsr-3240	157	28	are	be	AUX
fsr-3240	157	29	married	married	ADJ
fsr-3240	157	30	or	or	CCONJ
fsr-3240	157	31	have	have	AUX
fsr-3240	157	32	been	be	AUX
fsr-3240	157	33	previously	previously	ADV
fsr-3240	157	34	married	marry	VERB
fsr-3240	157	35	,	,	PUNCT
fsr-3240	157	36	and	and	CCONJ
fsr-3240	157	37	(	(	PUNCT
fsr-3240	157	38	4	4	X
fsr-3240	157	39	)	)	PUNCT
fsr-3240	157	40	those	those	PRON
fsr-3240	157	41	who	who	PRON
fsr-3240	157	42	make	make	VERB
fsr-3240	157	43	their	their	PRON
fsr-3240	157	44	own	own	ADJ
fsr-3240	157	45	financial	financial	ADJ
fsr-3240	157	46	and	and	CCONJ
fsr-3240	157	47	investment	investment	NOUN
fsr-3240	157	48	decisions	decision	NOUN
fsr-3240	157	49	.	.	PUNCT
fsr-3240	158	1	when	when	SCONJ
fsr-3240	158	2	viewed	view	VERB
fsr-3240	158	3	holistically	holistically	ADV
fsr-3240	158	4	,	,	PUNCT
fsr-3240	158	5	this	this	DET
fsr-3240	158	6	profile	profile	NOUN
fsr-3240	158	7	matches	match	VERB
fsr-3240	158	8	the	the	DET
fsr-3240	158	9	description	description	NOUN
fsr-3240	158	10	of	of	ADP
fsr-3240	158	11	many	many	ADJ
fsr-3240	158	12	investors	investor	NOUN
fsr-3240	158	13	today	today	NOUN
fsr-3240	158	14	.	.	PUNCT
fsr-3240	159	1	it	it	PRON
fsr-3240	159	2	is	be	AUX
fsr-3240	159	3	important	important	ADJ
fsr-3240	159	4	to	to	PART
fsr-3240	159	5	note	note	VERB
fsr-3240	159	6	,	,	PUNCT
fsr-3240	159	7	as	as	ADV
fsr-3240	159	8	well	well	ADV
fsr-3240	159	9	,	,	PUNCT
fsr-3240	159	10	that	that	SCONJ
fsr-3240	159	11	the	the	DET
fsr-3240	159	12	variation	variation	NOUN
fsr-3240	159	13	in	in	ADP
fsr-3240	159	14	reliability	reliability	NOUN
fsr-3240	159	15	estimates	estimate	NOUN
fsr-3240	159	16	was	be	AUX
fsr-3240	159	17	quite	quite	ADV
fsr-3240	159	18	small	small	ADJ
fsr-3240	159	19	across	across	ADP
fsr-3240	159	20	the	the	DET
fsr-3240	159	21	respondent	respondent	NOUN
fsr-3240	159	22	characteristics	characteristic	NOUN
fsr-3240	159	23	.	.	PUNCT
fsr-3240	160	1	this	this	PRON
fsr-3240	160	2	supports	support	VERB
fsr-3240	160	3	the	the	DET
fsr-3240	160	4	notion	notion	NOUN
fsr-3240	160	5	that	that	SCONJ
fsr-3240	160	6	the	the	DET
fsr-3240	160	7	scale	scale	NOUN
fsr-3240	160	8	provides	provide	VERB
fsr-3240	160	9	users	user	NOUN
fsr-3240	160	10	with	with	ADP
fsr-3240	160	11	a	a	DET
fsr-3240	160	12	relatively	relatively	ADV
fsr-3240	160	13	consistent	consistent	ADJ
fsr-3240	160	14	level	level	NOUN
fsr-3240	160	15	fig	fig	NOUN
fsr-3240	160	16	.	.	PUNCT
fsr-3240	161	1	2	2	X
fsr-3240	161	2	.	.	X
fsr-3240	161	3	g&l	g&l	PROPN
fsr-3240	161	4	risk	risk	NOUN
fsr-3240	161	5	scores	score	NOUN
fsr-3240	161	6	by	by	ADP
fsr-3240	161	7	household	household	NOUN
fsr-3240	161	8	income	income	NOUN
fsr-3240	161	9	.	.	PUNCT
fsr-3240	162	1	184	184	NUM
fsr-3240	162	2	s.	s.	PROPN
fsr-3240	162	3	kuzniak	kuzniak	PROPN
fsr-3240	162	4	et	et	PROPN
fsr-3240	162	5	al	al	PROPN
fsr-3240	162	6	.	.	PUNCT
fsr-3240	162	7	/	/	SYM
fsr-3240	162	8	financial	financial	ADJ
fsr-3240	162	9	services	service	NOUN
fsr-3240	162	10	review	review	VERB
fsr-3240	162	11	24	24	NUM
fsr-3240	162	12	(	(	PUNCT
fsr-3240	162	13	2015	2015	NUM
fsr-3240	162	14	)	)	PUNCT
fsr-3240	162	15	177–192	177–192	NUM
fsr-3240	162	16	of	of	ADP
fsr-3240	162	17	response	response	NOUN
fsr-3240	162	18	measurement	measurement	NOUN
fsr-3240	162	19	across	across	ADP
fsr-3240	162	20	gender	gender	NOUN
fsr-3240	162	21	,	,	PUNCT
fsr-3240	162	22	age	age	NOUN
fsr-3240	162	23	,	,	PUNCT
fsr-3240	162	24	marital	marital	ADJ
fsr-3240	162	25	status	status	NOUN
fsr-3240	162	26	,	,	PUNCT
fsr-3240	162	27	education	education	NOUN
fsr-3240	162	28	,	,	PUNCT
fsr-3240	162	29	income	income	NOUN
fsr-3240	162	30	,	,	PUNCT
fsr-3240	162	31	and	and	CCONJ
fsr-3240	162	32	decision	decision	NOUN
fsr-3240	162	33	making	make	VERB
fsr-3240	162	34	characteristics	characteristic	NOUN
fsr-3240	162	35	.	.	PUNCT
fsr-3240	163	1	4.4	4.4	NUM
fsr-3240	163	2	.	.	PUNCT
fsr-3240	164	1	validity	validity	NOUN
fsr-3240	164	2	estimates	estimate	VERB
fsr-3240	164	3	the	the	DET
fsr-3240	164	4	scale	scale	NOUN
fsr-3240	164	5	’s	’s	PART
fsr-3240	164	6	validity	validity	NOUN
fsr-3240	164	7	was	be	AUX
fsr-3240	164	8	evaluated	evaluate	VERB
fsr-3240	164	9	using	use	VERB
fsr-3240	164	10	a	a	DET
fsr-3240	164	11	combination	combination	NOUN
fsr-3240	164	12	of	of	ADP
fsr-3240	164	13	correlation	correlation	NOUN
fsr-3240	164	14	and	and	CCONJ
fsr-3240	164	15	regression	regression	NOUN
fsr-3240	164	16	tests	test	NOUN
fsr-3240	164	17	.	.	PUNCT
fsr-3240	165	1	the	the	DET
fsr-3240	165	2	first	first	ADJ
fsr-3240	165	3	criterion	criterion	NOUN
fsr-3240	165	4	-	-	PUNCT
fsr-3240	165	5	related	relate	VERB
fsr-3240	165	6	validity	validity	NOUN
fsr-3240	165	7	test	test	NOUN
fsr-3240	165	8	(	(	PUNCT
fsr-3240	165	9	i.e.	i.e.	X
fsr-3240	165	10	,	,	PUNCT
fsr-3240	165	11	an	an	DET
fsr-3240	165	12	evaluation	evaluation	NOUN
fsr-3240	165	13	of	of	ADP
fsr-3240	165	14	the	the	DET
fsr-3240	165	15	relationship	relationship	NOUN
fsr-3240	165	16	between	between	ADP
fsr-3240	165	17	scale	scale	NOUN
fsr-3240	165	18	scores	score	NOUN
fsr-3240	165	19	and	and	CCONJ
fsr-3240	165	20	an	an	DET
fsr-3240	165	21	anticipated	anticipate	VERB
fsr-3240	165	22	outcome	outcome	NOUN
fsr-3240	165	23	or	or	CCONJ
fsr-3240	165	24	behavior	behavior	NOUN
fsr-3240	165	25	)	)	PUNCT
fsr-3240	165	26	results	result	NOUN
fsr-3240	165	27	are	be	AUX
fsr-3240	165	28	shown	show	VERB
fsr-3240	165	29	in	in	ADP
fsr-3240	165	30	table	table	NOUN
fsr-3240	165	31	2	2	NUM
fsr-3240	165	32	.	.	PUNCT
fsr-3240	166	1	respondents	respondent	NOUN
fsr-3240	166	2	were	be	AUX
fsr-3240	166	3	asked	ask	VERB
fsr-3240	166	4	to	to	PART
fsr-3240	166	5	think	think	VERB
fsr-3240	166	6	about	about	ADP
fsr-3240	166	7	their	their	PRON
fsr-3240	166	8	current	current	ADJ
fsr-3240	166	9	financial	financial	ADJ
fsr-3240	166	10	situation	situation	NOUN
fsr-3240	166	11	and	and	CCONJ
fsr-3240	166	12	to	to	PART
fsr-3240	166	13	indicate	indicate	VERB
fsr-3240	166	14	,	,	PUNCT
fsr-3240	166	15	“	"	PUNCT
fsr-3240	166	16	approximately	approximately	ADV
fsr-3240	166	17	what	what	DET
fsr-3240	166	18	percentage	percentage	NOUN
fsr-3240	166	19	of	of	ADP
fsr-3240	166	20	your	your	PRON
fsr-3240	166	21	personal	personal	ADJ
fsr-3240	166	22	and	and	CCONJ
fsr-3240	166	23	retirement	retirement	NOUN
fsr-3240	166	24	savings	saving	NOUN
fsr-3240	166	25	and	and	CCONJ
fsr-3240	166	26	investments	investment	NOUN
fsr-3240	166	27	are	be	AUX
fsr-3240	166	28	in	in	ADP
fsr-3240	166	29	the	the	DET
fsr-3240	166	30	following	follow	VERB
fsr-3240	166	31	categories	category	NOUN
fsr-3240	166	32	:	:	PUNCT
fsr-3240	166	33	(	(	PUNCT
fsr-3240	166	34	1	1	X
fsr-3240	166	35	)	)	PUNCT
fsr-3240	166	36	cash	cash	NOUN
fsr-3240	166	37	,	,	PUNCT
fsr-3240	166	38	such	such	ADJ
fsr-3240	166	39	as	as	ADP
fsr-3240	166	40	savings	saving	NOUN
fsr-3240	166	41	accounts	account	NOUN
fsr-3240	166	42	,	,	PUNCT
fsr-3240	166	43	cds	cd	NOUN
fsr-3240	166	44	,	,	PUNCT
fsr-3240	166	45	or	or	CCONJ
fsr-3240	166	46	money	money	NOUN
fsr-3240	166	47	market	market	NOUN
fsr-3240	166	48	mutual	mutual	ADJ
fsr-3240	166	49	funds	fund	NOUN
fsr-3240	166	50	;	;	PUNCT
fsr-3240	166	51	(	(	PUNCT
fsr-3240	166	52	2	2	X
fsr-3240	166	53	)	)	PUNCT
fsr-3240	166	54	fixed	fix	VERB
fsr-3240	166	55	income	income	NOUN
fsr-3240	166	56	investments	investment	NOUN
fsr-3240	166	57	,	,	PUNCT
fsr-3240	166	58	such	such	ADJ
fsr-3240	166	59	as	as	ADP
fsr-3240	166	60	corporate	corporate	ADJ
fsr-3240	166	61	bonds	bond	NOUN
fsr-3240	166	62	,	,	PUNCT
fsr-3240	166	63	government	government	NOUN
fsr-3240	166	64	bonds	bond	NOUN
fsr-3240	166	65	,	,	PUNCT
fsr-3240	166	66	or	or	CCONJ
fsr-3240	166	67	bond	bond	NOUN
fsr-3240	166	68	mutual	mutual	ADJ
fsr-3240	166	69	funds	fund	NOUN
fsr-3240	166	70	;	;	PUNCT
fsr-3240	166	71	(	(	PUNCT
fsr-3240	166	72	3	3	X
fsr-3240	166	73	)	)	PUNCT
fsr-3240	166	74	equities	equity	NOUN
fsr-3240	166	75	,	,	PUNCT
fsr-3240	166	76	such	such	ADJ
fsr-3240	166	77	as	as	ADP
fsr-3240	166	78	stocks	stock	NOUN
fsr-3240	166	79	,	,	PUNCT
fsr-3240	166	80	stock	stock	NOUN
fsr-3240	166	81	mutual	mutual	ADJ
fsr-3240	166	82	funds	fund	NOUN
fsr-3240	166	83	,	,	PUNCT
fsr-3240	166	84	direct	direct	ADJ
fsr-3240	166	85	business	business	NOUN
fsr-3240	166	86	ownership	ownership	NOUN
fsr-3240	166	87	or	or	CCONJ
fsr-3240	166	88	investment	investment	NOUN
fsr-3240	166	89	real	real	ADJ
fsr-3240	166	90	estate	estate	NOUN
fsr-3240	166	91	(	(	PUNCT
fsr-3240	166	92	not	not	PART
fsr-3240	166	93	your	your	PRON
fsr-3240	166	94	personal	personal	ADJ
fsr-3240	166	95	residence	residence	NOUN
fsr-3240	166	96	)	)	PUNCT
fsr-3240	166	97	;	;	PUNCT
fsr-3240	166	98	and	and	CCONJ
fsr-3240	166	99	(	(	PUNCT
fsr-3240	166	100	4	4	X
fsr-3240	166	101	)	)	PUNCT
fsr-3240	166	102	other	other	ADJ
fsr-3240	166	103	,	,	PUNCT
fsr-3240	166	104	such	such	ADJ
fsr-3240	166	105	as	as	ADP
fsr-3240	166	106	gold	gold	NOUN
fsr-3240	166	107	or	or	CCONJ
fsr-3240	166	108	collectibles	collectible	NOUN
fsr-3240	166	109	.	.	PUNCT
fsr-3240	167	1	responses	response	NOUN
fsr-3240	167	2	to	to	ADP
fsr-3240	167	3	these	these	DET
fsr-3240	167	4	four	four	NUM
fsr-3240	167	5	categorical	categorical	ADJ
fsr-3240	167	6	assessments	assessment	NOUN
fsr-3240	167	7	were	be	AUX
fsr-3240	167	8	summed	sum	VERB
fsr-3240	167	9	.	.	PUNCT
fsr-3240	168	1	scores	score	NOUN
fsr-3240	168	2	ranged	range	VERB
fsr-3240	168	3	from	from	ADP
fsr-3240	168	4	zero	zero	NUM
fsr-3240	168	5	to	to	ADP
fsr-3240	168	6	100	100	NUM
fsr-3240	168	7	%	%	NOUN
fsr-3240	168	8	.	.	PUNCT
fsr-3240	169	1	as	as	SCONJ
fsr-3240	169	2	shown	show	VERB
fsr-3240	169	3	in	in	ADP
fsr-3240	169	4	table	table	NOUN
fsr-3240	169	5	2	2	NUM
fsr-3240	169	6	,	,	PUNCT
fsr-3240	169	7	risk	risk	NOUN
fsr-3240	169	8	scores	score	NOUN
fsr-3240	169	9	were	be	AUX
fsr-3240	169	10	negatively	negatively	ADV
fsr-3240	169	11	associated	associate	VERB
fsr-3240	169	12	with	with	ADP
fsr-3240	169	13	cash	cash	NOUN
fsr-3240	169	14	holdings	holding	NOUN
fsr-3240	169	15	and	and	CCONJ
fsr-3240	169	16	positively	positively	ADV
fsr-3240	169	17	related	relate	VERB
fsr-3240	169	18	to	to	ADP
fsr-3240	169	19	equity	equity	NOUN
fsr-3240	169	20	ownership	ownership	NOUN
fsr-3240	169	21	.	.	PUNCT
fsr-3240	170	1	this	this	PRON
fsr-3240	170	2	matched	match	VERB
fsr-3240	170	3	the	the	DET
fsr-3240	170	4	relationship	relationship	NOUN
fsr-3240	170	5	between	between	ADP
fsr-3240	170	6	risk	risk	NOUN
fsr-3240	170	7	tolerance	tolerance	NOUN
fsr-3240	170	8	and	and	CCONJ
fsr-3240	170	9	portfolio	portfolio	NOUN
fsr-3240	170	10	composition	composition	NOUN
fsr-3240	170	11	predicted	predict	VERB
fsr-3240	170	12	in	in	ADP
fsr-3240	170	13	mpt	mpt	NOUN
fsr-3240	170	14	and	and	CCONJ
fsr-3240	170	15	the	the	DET
fsr-3240	170	16	capital	capital	NOUN
fsr-3240	170	17	asset	asset	NOUN
fsr-3240	170	18	pricing	pricing	NOUN
fsr-3240	170	19	model	model	NOUN
fsr-3240	170	20	(	(	PUNCT
fsr-3240	170	21	hariharan	hariharan	PROPN
fsr-3240	170	22	,	,	PUNCT
fsr-3240	170	23	chapman	chapman	PROPN
fsr-3240	170	24	,	,	PUNCT
fsr-3240	170	25	and	and	CCONJ
fsr-3240	170	26	domian	domian	PROPN
fsr-3240	170	27	,	,	PUNCT
fsr-3240	170	28	2000	2000	NUM
fsr-3240	170	29	)	)	PUNCT
fsr-3240	170	30	.	.	PUNCT
fsr-3240	171	1	the	the	DET
fsr-3240	171	2	relationship	relationship	NOUN
fsr-3240	171	3	between	between	ADP
fsr-3240	171	4	risk	risk	NOUN
fsr-3240	171	5	scores	score	NOUN
fsr-3240	171	6	and	and	CCONJ
fsr-3240	171	7	bonds	bond	NOUN
fsr-3240	171	8	was	be	AUX
fsr-3240	171	9	almost	almost	ADV
fsr-3240	171	10	fig	fig	NOUN
fsr-3240	171	11	.	.	PUNCT
fsr-3240	172	1	3	3	X
fsr-3240	172	2	.	.	X
fsr-3240	173	1	g&l	g&l	PROPN
fsr-3240	173	2	risk	risk	NOUN
fsr-3240	173	3	scores	score	NOUN
fsr-3240	173	4	by	by	ADP
fsr-3240	173	5	education	education	NOUN
fsr-3240	173	6	.	.	PUNCT
fsr-3240	174	1	table	table	NOUN
fsr-3240	174	2	2	2	NUM
fsr-3240	174	3	correlation	correlation	NOUN
fsr-3240	174	4	of	of	ADP
fsr-3240	174	5	risk	risk	NOUN
fsr-3240	174	6	score	score	NOUN
fsr-3240	174	7	with	with	ADP
fsr-3240	174	8	investment	investment	NOUN
fsr-3240	174	9	allocation	allocation	NOUN
fsr-3240	174	10	(	(	PUNCT
fsr-3240	174	11	n	n	X
fsr-3240	174	12	�	�	PROPN
fsr-3240	174	13	160,279	160,279	NUM
fsr-3240	174	14	)	)	PUNCT
fsr-3240	174	15	risk	risk	NOUN
fsr-3240	174	16	score	score	NOUN
fsr-3240	174	17	%	%	NOUN
fsr-3240	174	18	cash	cash	NOUN
fsr-3240	174	19	%	%	NOUN
fsr-3240	174	20	bonds	bond	NOUN
fsr-3240	174	21	%	%	NOUN
fsr-3240	175	1	equities	equity	NOUN
fsr-3240	175	2	%	%	VERB
fsr-3240	175	3	other	other	ADJ
fsr-3240	175	4	risk	risk	NOUN
fsr-3240	175	5	score	score	NOUN
fsr-3240	175	6	1.00	1.00	NUM
fsr-3240	175	7	%	%	NOUN
fsr-3240	175	8	cash	cash	NOUN
fsr-3240	175	9	�	�	NOUN
fsr-3240	175	10	0.26	0.26	NUM
fsr-3240	175	11	1.00	1.00	NUM
fsr-3240	175	12	%	%	NOUN
fsr-3240	175	13	bonds	bond	NOUN
fsr-3240	175	14	�	�	PROPN
fsr-3240	175	15	0.01	0.01	NUM
fsr-3240	175	16	�	�	PROPN
fsr-3240	175	17	0.53	0.53	NUM
fsr-3240	175	18	1.00	1.00	NUM
fsr-3240	175	19	%	%	NOUN
fsr-3240	175	20	equities	equity	NOUN
fsr-3240	175	21	0.27	0.27	NUM
fsr-3240	175	22	�	�	PROPN
fsr-3240	175	23	0.77	0.77	NUM
fsr-3240	175	24	0.03	0.03	NUM
fsr-3240	175	25	1.00	1.00	NUM
fsr-3240	175	26	%	%	NOUN
fsr-3240	175	27	other	other	ADJ
fsr-3240	175	28	0.13	0.13	NUM
fsr-3240	175	29	�	�	NOUN
fsr-3240	175	30	0.33	0.33	NUM
fsr-3240	175	31	0.05	0.05	NUM
fsr-3240	175	32	�	�	PROPN
fsr-3240	175	33	0.10	0.10	NUM
fsr-3240	175	34	1.00	1.00	NUM
fsr-3240	175	35	all	all	DET
fsr-3240	175	36	coefficients	coefficient	NOUN
fsr-3240	175	37	significant	significant	ADJ
fsr-3240	175	38	at	at	ADP
fsr-3240	175	39	p	p	PROPN
fsr-3240	175	40	�	�	PROPN
fsr-3240	175	41	0.001	0.001	NUM
fsr-3240	175	42	.	.	PUNCT
fsr-3240	176	1	185s	185s	PROPN
fsr-3240	176	2	.	.	PUNCT
fsr-3240	176	3	kuzniak	kuzniak	PROPN
fsr-3240	176	4	et	et	PROPN
fsr-3240	176	5	al	al	PROPN
fsr-3240	176	6	.	.	PUNCT
fsr-3240	176	7	/	/	SYM
fsr-3240	176	8	financial	financial	ADJ
fsr-3240	176	9	services	service	NOUN
fsr-3240	176	10	review	review	VERB
fsr-3240	176	11	24	24	NUM
fsr-3240	176	12	(	(	PUNCT
fsr-3240	176	13	2015	2015	NUM
fsr-3240	176	14	)	)	PUNCT
fsr-3240	176	15	177–192	177–192	NUM
fsr-3240	176	16	zero	zero	NUM
fsr-3240	176	17	;	;	PUNCT
fsr-3240	176	18	however	however	ADV
fsr-3240	176	19	,	,	PUNCT
fsr-3240	176	20	when	when	SCONJ
fsr-3240	176	21	cash	cash	NOUN
fsr-3240	176	22	and	and	CCONJ
fsr-3240	176	23	fixed	fix	VERB
fsr-3240	176	24	-	-	PUNCT
fsr-3240	176	25	income	income	NOUN
fsr-3240	176	26	holdings	holding	NOUN
fsr-3240	176	27	were	be	AUX
fsr-3240	176	28	summed	sum	VERB
fsr-3240	176	29	and	and	CCONJ
fsr-3240	176	30	correlated	correlate	VERB
fsr-3240	176	31	to	to	PART
fsr-3240	176	32	risk	risk	VERB
fsr-3240	176	33	scores	score	NOUN
fsr-3240	176	34	,	,	PUNCT
fsr-3240	176	35	the	the	DET
fsr-3240	176	36	relationship	relationship	NOUN
fsr-3240	176	37	was	be	AUX
fsr-3240	176	38	negative	negative	ADJ
fsr-3240	176	39	(	(	PUNCT
fsr-3240	176	40	r	r	PROPN
fsr-3240	176	41	�	�	PROPN
fsr-3240	176	42	�	�	PROPN
fsr-3240	176	43	0.31	0.31	NUM
fsr-3240	176	44	,	,	PUNCT
fsr-3240	176	45	p	p	PROPN
fsr-3240	176	46	�	�	PROPN
fsr-3240	176	47	0.001	0.001	NUM
fsr-3240	176	48	)	)	PUNCT
fsr-3240	176	49	.	.	PUNCT
fsr-3240	177	1	holding	hold	VERB
fsr-3240	177	2	other	other	ADJ
fsr-3240	177	3	assets	asset	NOUN
fsr-3240	177	4	,	,	PUNCT
fsr-3240	177	5	such	such	ADJ
fsr-3240	177	6	as	as	ADP
fsr-3240	177	7	gold	gold	NOUN
fsr-3240	177	8	or	or	CCONJ
fsr-3240	177	9	collectibles	collectible	NOUN
fsr-3240	177	10	,	,	PUNCT
fsr-3240	177	11	was	be	AUX
fsr-3240	177	12	also	also	ADV
fsr-3240	177	13	found	find	VERB
fsr-3240	177	14	to	to	PART
fsr-3240	177	15	be	be	AUX
fsr-3240	177	16	positively	positively	ADV
fsr-3240	177	17	associated	associate	VERB
fsr-3240	177	18	with	with	ADP
fsr-3240	177	19	risk	risk	NOUN
fsr-3240	177	20	scores	score	NOUN
fsr-3240	177	21	.	.	PUNCT
fsr-3240	178	1	these	these	DET
fsr-3240	178	2	results	result	NOUN
fsr-3240	178	3	mirrored	mirror	VERB
fsr-3240	178	4	those	those	PRON
fsr-3240	178	5	from	from	ADP
fsr-3240	178	6	grable	grable	NOUN
fsr-3240	178	7	and	and	CCONJ
fsr-3240	178	8	lytton	lytton	PROPN
fsr-3240	178	9	(	(	PUNCT
fsr-3240	178	10	2003	2003	NUM
fsr-3240	178	11	)	)	PUNCT
fsr-3240	178	12	.	.	PUNCT
fsr-3240	179	1	these	these	DET
fsr-3240	179	2	findings	finding	NOUN
fsr-3240	179	3	add	add	VERB
fsr-3240	179	4	support	support	NOUN
fsr-3240	179	5	to	to	ADP
fsr-3240	179	6	the	the	DET
fsr-3240	179	7	relative	relative	ADJ
fsr-3240	179	8	power	power	NOUN
fsr-3240	179	9	of	of	ADP
fsr-3240	179	10	the	the	DET
fsr-3240	179	11	g&l	g&l	PROPN
fsr-3240	179	12	risk	risk	NOUN
fsr-3240	179	13	scale	scale	NOUN
fsr-3240	179	14	to	to	PART
fsr-3240	179	15	explain	explain	VERB
fsr-3240	179	16	investment	investment	NOUN
fsr-3240	179	17	asset	asset	NOUN
fsr-3240	179	18	holdings	holding	NOUN
fsr-3240	179	19	at	at	ADP
fsr-3240	179	20	the	the	DET
fsr-3240	179	21	household	household	NOUN
fsr-3240	179	22	level	level	NOUN
fsr-3240	179	23	.	.	PUNCT
fsr-3240	180	1	although	although	SCONJ
fsr-3240	180	2	the	the	DET
fsr-3240	180	3	effect	effect	NOUN
fsr-3240	180	4	size	size	NOUN
fsr-3240	180	5	of	of	ADP
fsr-3240	180	6	the	the	DET
fsr-3240	180	7	associations	association	NOUN
fsr-3240	180	8	reported	report	VERB
fsr-3240	180	9	in	in	ADP
fsr-3240	180	10	table	table	NOUN
fsr-3240	180	11	2	2	NUM
fsr-3240	180	12	were	be	AUX
fsr-3240	180	13	not	not	PART
fsr-3240	180	14	large	large	ADJ
fsr-3240	180	15	,	,	PUNCT
fsr-3240	180	16	the	the	DET
fsr-3240	180	17	relationships	relationship	NOUN
fsr-3240	180	18	were	be	AUX
fsr-3240	180	19	as	as	SCONJ
fsr-3240	180	20	expected	expect	VERB
fsr-3240	180	21	.	.	PUNCT
fsr-3240	181	1	further	far	ADV
fsr-3240	181	2	,	,	PUNCT
fsr-3240	181	3	the	the	DET
fsr-3240	181	4	strength	strength	NOUN
fsr-3240	181	5	of	of	ADP
fsr-3240	181	6	associations	association	NOUN
fsr-3240	181	7	reflects	reflect	VERB
fsr-3240	181	8	the	the	DET
fsr-3240	181	9	notion	notion	NOUN
fsr-3240	181	10	that	that	SCONJ
fsr-3240	181	11	financial	financial	ADJ
fsr-3240	181	12	risk	risk	NOUN
fsr-3240	181	13	tolerance	tolerance	NOUN
fsr-3240	181	14	is	be	AUX
fsr-3240	181	15	only	only	ADV
fsr-3240	181	16	one	one	NUM
fsr-3240	181	17	input	input	NOUN
fsr-3240	181	18	into	into	ADP
fsr-3240	181	19	investment	investment	NOUN
fsr-3240	181	20	allocation	allocation	NOUN
fsr-3240	181	21	decisions	decision	NOUN
fsr-3240	181	22	.	.	PUNCT
fsr-3240	182	1	other	other	ADJ
fsr-3240	182	2	factors	factor	NOUN
fsr-3240	182	3	,	,	PUNCT
fsr-3240	182	4	including	include	VERB
fsr-3240	182	5	financial	financial	ADJ
fsr-3240	182	6	capacity	capacity	NOUN
fsr-3240	182	7	and	and	CCONJ
fsr-3240	182	8	a	a	DET
fsr-3240	182	9	person	person	NOUN
fsr-3240	182	10	’s	’s	PART
fsr-3240	182	11	general	general	ADJ
fsr-3240	182	12	socioeconomic	socioeconomic	ADJ
fsr-3240	182	13	profile	profile	NOUN
fsr-3240	182	14	,	,	PUNCT
fsr-3240	182	15	also	also	ADV
fsr-3240	182	16	play	play	VERB
fsr-3240	182	17	an	an	DET
fsr-3240	182	18	important	important	ADJ
fsr-3240	182	19	role	role	NOUN
fsr-3240	182	20	in	in	ADP
fsr-3240	182	21	shaping	shape	VERB
fsr-3240	182	22	investment	investment	NOUN
fsr-3240	182	23	decisions	decision	NOUN
fsr-3240	182	24	.	.	PUNCT
fsr-3240	183	1	based	base	VERB
fsr-3240	183	2	on	on	ADP
fsr-3240	183	3	this	this	DET
fsr-3240	183	4	concept	concept	NOUN
fsr-3240	183	5	,	,	PUNCT
fsr-3240	183	6	a	a	DET
fsr-3240	183	7	second	second	ADJ
fsr-3240	183	8	criterionrelated	criterionrelate	VERB
fsr-3240	183	9	validity	validity	NOUN
fsr-3240	183	10	test	test	NOUN
fsr-3240	183	11	was	be	AUX
fsr-3240	183	12	undertaken	undertake	VERB
fsr-3240	183	13	.	.	PUNCT
fsr-3240	184	1	in	in	ADP
fsr-3240	184	2	this	this	DET
fsr-3240	184	3	case	case	NOUN
fsr-3240	184	4	,	,	PUNCT
fsr-3240	184	5	it	it	PRON
fsr-3240	184	6	was	be	AUX
fsr-3240	184	7	hypothesized	hypothesize	VERB
fsr-3240	184	8	that	that	SCONJ
fsr-3240	184	9	g&l	g&l	PROPN
fsr-3240	184	10	risk	risk	NOUN
fsr-3240	184	11	scores	score	NOUN
fsr-3240	184	12	should	should	AUX
fsr-3240	184	13	be	be	AUX
fsr-3240	184	14	positively	positively	ADV
fsr-3240	184	15	associated	associate	VERB
fsr-3240	184	16	with	with	ADP
fsr-3240	184	17	equity	equity	NOUN
fsr-3240	184	18	ownership	ownership	NOUN
fsr-3240	184	19	,	,	PUNCT
fsr-3240	184	20	holding	hold	VERB
fsr-3240	184	21	gender	gender	NOUN
fsr-3240	184	22	,	,	PUNCT
fsr-3240	184	23	age	age	NOUN
fsr-3240	184	24	,	,	PUNCT
fsr-3240	184	25	marital	marital	ADJ
fsr-3240	184	26	status	status	NOUN
fsr-3240	184	27	,	,	PUNCT
fsr-3240	184	28	education	education	NOUN
fsr-3240	184	29	,	,	PUNCT
fsr-3240	184	30	household	household	NOUN
fsr-3240	184	31	income	income	NOUN
fsr-3240	184	32	,	,	PUNCT
fsr-3240	184	33	and	and	CCONJ
fsr-3240	184	34	investment	investment	NOUN
fsr-3240	184	35	decision	decision	NOUN
fsr-3240	184	36	making	make	VERB
fsr-3240	184	37	constant	constant	ADJ
fsr-3240	184	38	.	.	PUNCT
fsr-3240	185	1	an	an	DET
fsr-3240	185	2	ordinary	ordinary	ADJ
fsr-3240	185	3	least	least	ADJ
fsr-3240	185	4	squares	square	NOUN
fsr-3240	185	5	regression	regression	NOUN
fsr-3240	185	6	model	model	NOUN
fsr-3240	185	7	was	be	AUX
fsr-3240	185	8	developed	develop	VERB
fsr-3240	185	9	to	to	PART
fsr-3240	185	10	test	test	VERB
fsr-3240	185	11	this	this	DET
fsr-3240	185	12	possibility	possibility	NOUN
fsr-3240	185	13	.	.	PUNCT
fsr-3240	186	1	for	for	ADP
fsr-3240	186	2	the	the	DET
fsr-3240	186	3	purposes	purpose	NOUN
fsr-3240	186	4	of	of	ADP
fsr-3240	186	5	the	the	DET
fsr-3240	186	6	test	test	NOUN
fsr-3240	186	7	,	,	PUNCT
fsr-3240	186	8	only	only	ADV
fsr-3240	186	9	those	those	DET
fsr-3240	186	10	respondents	respondent	NOUN
fsr-3240	186	11	who	who	PRON
fsr-3240	186	12	indicated	indicate	VERB
fsr-3240	186	13	owning	own	VERB
fsr-3240	186	14	investable	investable	ADJ
fsr-3240	186	15	assets	asset	NOUN
fsr-3240	186	16	were	be	AUX
fsr-3240	186	17	included	include	VERB
fsr-3240	186	18	in	in	ADP
fsr-3240	186	19	the	the	DET
fsr-3240	186	20	analysis	analysis	NOUN
fsr-3240	186	21	.	.	PUNCT
fsr-3240	187	1	this	this	PRON
fsr-3240	187	2	reduced	reduce	VERB
fsr-3240	187	3	the	the	DET
fsr-3240	187	4	sample	sample	NOUN
fsr-3240	187	5	to	to	ADP
fsr-3240	187	6	approximately	approximately	ADV
fsr-3240	187	7	105,000	105,000	NUM
fsr-3240	187	8	respondents	respondent	NOUN
fsr-3240	187	9	.	.	PUNCT
fsr-3240	188	1	given	give	VERB
fsr-3240	188	2	the	the	DET
fsr-3240	188	3	size	size	NOUN
fsr-3240	188	4	of	of	ADP
fsr-3240	188	5	the	the	DET
fsr-3240	188	6	sample	sample	NOUN
fsr-3240	188	7	and	and	CCONJ
fsr-3240	188	8	the	the	DET
fsr-3240	188	9	possibility	possibility	NOUN
fsr-3240	188	10	of	of	ADP
fsr-3240	188	11	obtaining	obtain	VERB
fsr-3240	188	12	highly	highly	ADV
fsr-3240	188	13	significant	significant	ADJ
fsr-3240	188	14	results	result	NOUN
fsr-3240	188	15	with	with	ADP
fsr-3240	188	16	very	very	ADV
fsr-3240	188	17	small	small	ADJ
fsr-3240	188	18	effect	effect	NOUN
fsr-3240	188	19	sizes	size	NOUN
fsr-3240	188	20	,	,	PUNCT
fsr-3240	188	21	a	a	DET
fsr-3240	188	22	random	random	ADJ
fsr-3240	188	23	sample	sample	NOUN
fsr-3240	188	24	equal	equal	ADJ
fsr-3240	188	25	to	to	ADP
fsr-3240	188	26	approximately	approximately	ADV
fsr-3240	188	27	10	10	NUM
fsr-3240	188	28	%	%	NOUN
fsr-3240	188	29	of	of	ADP
fsr-3240	188	30	the	the	DET
fsr-3240	188	31	delimited	delimit	VERB
fsr-3240	188	32	sample	sample	NOUN
fsr-3240	188	33	was	be	AUX
fsr-3240	188	34	used	use	VERB
fsr-3240	188	35	in	in	ADP
fsr-3240	188	36	the	the	DET
fsr-3240	188	37	analysis	analysis	NOUN
fsr-3240	188	38	.	.	PUNCT
fsr-3240	189	1	the	the	DET
fsr-3240	189	2	demographic	demographic	ADJ
fsr-3240	189	3	profile	profile	NOUN
fsr-3240	189	4	of	of	ADP
fsr-3240	189	5	this	this	DET
fsr-3240	189	6	sample	sample	NOUN
fsr-3240	189	7	matched	match	VERB
fsr-3240	189	8	the	the	DET
fsr-3240	189	9	characteristics	characteristic	NOUN
fsr-3240	189	10	of	of	ADP
fsr-3240	189	11	the	the	DET
fsr-3240	189	12	larger	large	ADJ
fsr-3240	189	13	delimited	delimit	VERB
fsr-3240	189	14	dataset	dataset	NOUN
fsr-3240	189	15	.	.	PUNCT
fsr-3240	190	1	within	within	ADP
fsr-3240	190	2	the	the	DET
fsr-3240	190	3	regression	regression	NOUN
fsr-3240	190	4	,	,	PUNCT
fsr-3240	190	5	females	female	NOUN
fsr-3240	190	6	were	be	AUX
fsr-3240	190	7	coded	code	VERB
fsr-3240	190	8	1	1	NUM
fsr-3240	190	9	,	,	PUNCT
fsr-3240	190	10	otherwise	otherwise	ADV
fsr-3240	190	11	0	0	X
fsr-3240	190	12	.	.	X
fsr-3240	191	1	age	age	NOUN
fsr-3240	191	2	was	be	AUX
fsr-3240	191	3	coded	code	VERB
fsr-3240	191	4	(	(	PUNCT
fsr-3240	191	5	1	1	NUM
fsr-3240	191	6	)	)	PUNCT
fsr-3240	191	7	under	under	ADP
fsr-3240	191	8	25	25	NUM
fsr-3240	191	9	,	,	PUNCT
fsr-3240	191	10	(	(	PUNCT
fsr-3240	191	11	2	2	NUM
fsr-3240	191	12	)	)	PUNCT
fsr-3240	191	13	25	25	NUM
fsr-3240	191	14	to	to	ADP
fsr-3240	191	15	34	34	NUM
fsr-3240	191	16	,	,	PUNCT
fsr-3240	191	17	(	(	PUNCT
fsr-3240	191	18	3	3	X
fsr-3240	191	19	)	)	PUNCT
fsr-3240	191	20	35	35	NUM
fsr-3240	191	21	to	to	ADP
fsr-3240	191	22	44	44	NUM
fsr-3240	191	23	,	,	PUNCT
fsr-3240	191	24	(	(	PUNCT
fsr-3240	191	25	4	4	NUM
fsr-3240	191	26	)	)	PUNCT
fsr-3240	191	27	45	45	NUM
fsr-3240	191	28	to	to	PART
fsr-3240	191	29	54	54	NUM
fsr-3240	191	30	,	,	PUNCT
fsr-3240	191	31	(	(	PUNCT
fsr-3240	191	32	5	5	NUM
fsr-3240	191	33	)	)	PUNCT
fsr-3240	191	34	55	55	NUM
fsr-3240	191	35	to	to	ADP
fsr-3240	191	36	64	64	NUM
fsr-3240	191	37	,	,	PUNCT
fsr-3240	191	38	(	(	PUNCT
fsr-3240	191	39	6	6	NUM
fsr-3240	191	40	)	)	PUNCT
fsr-3240	191	41	65	65	NUM
fsr-3240	191	42	to	to	PART
fsr-3240	191	43	74	74	NUM
fsr-3240	191	44	,	,	PUNCT
fsr-3240	191	45	and	and	CCONJ
fsr-3240	191	46	(	(	PUNCT
fsr-3240	191	47	7	7	NUM
fsr-3240	191	48	)	)	PUNCT
fsr-3240	191	49	75	75	NUM
fsr-3240	191	50	and	and	CCONJ
fsr-3240	191	51	older	old	ADJ
fsr-3240	191	52	.	.	PUNCT
fsr-3240	192	1	the	the	DET
fsr-3240	192	2	under	under	ADJ
fsr-3240	192	3	age	age	NOUN
fsr-3240	192	4	25	25	NUM
fsr-3240	192	5	category	category	NOUN
fsr-3240	192	6	was	be	AUX
fsr-3240	192	7	the	the	DET
fsr-3240	192	8	reference	reference	NOUN
fsr-3240	192	9	category	category	NOUN
fsr-3240	192	10	.	.	PUNCT
fsr-3240	193	1	marital	marital	ADJ
fsr-3240	193	2	status	status	NOUN
fsr-3240	193	3	was	be	AUX
fsr-3240	193	4	coded	code	VERB
fsr-3240	193	5	categorically	categorically	ADV
fsr-3240	193	6	using	use	VERB
fsr-3240	193	7	the	the	DET
fsr-3240	193	8	following	follow	VERB
fsr-3240	193	9	groups	group	NOUN
fsr-3240	193	10	:	:	PUNCT
fsr-3240	193	11	(	(	PUNCT
fsr-3240	193	12	1	1	X
fsr-3240	193	13	)	)	PUNCT
fsr-3240	193	14	single	single	ADJ
fsr-3240	193	15	,	,	PUNCT
fsr-3240	193	16	(	(	PUNCT
fsr-3240	193	17	2	2	X
fsr-3240	193	18	)	)	PUNCT
fsr-3240	193	19	living	live	VERB
fsr-3240	193	20	with	with	ADP
fsr-3240	193	21	significant	significant	ADJ
fsr-3240	193	22	other	other	ADJ
fsr-3240	193	23	,	,	PUNCT
fsr-3240	193	24	(	(	PUNCT
fsr-3240	193	25	3	3	X
fsr-3240	193	26	)	)	PUNCT
fsr-3240	193	27	married	marry	VERB
fsr-3240	193	28	,	,	PUNCT
fsr-3240	193	29	(	(	PUNCT
fsr-3240	193	30	4	4	X
fsr-3240	193	31	)	)	PUNCT
fsr-3240	193	32	separated	separate	VERB
fsr-3240	193	33	or	or	CCONJ
fsr-3240	193	34	divorced	divorce	VERB
fsr-3240	193	35	,	,	PUNCT
fsr-3240	193	36	(	(	PUNCT
fsr-3240	193	37	5	5	X
fsr-3240	193	38	)	)	PUNCT
fsr-3240	193	39	widowed	widow	VERB
fsr-3240	193	40	,	,	PUNCT
fsr-3240	193	41	and	and	CCONJ
fsr-3240	193	42	(	(	PUNCT
fsr-3240	193	43	6	6	NUM
fsr-3240	193	44	)	)	PUNCT
fsr-3240	193	45	shared	share	VERB
fsr-3240	193	46	living	living	NOUN
fsr-3240	193	47	arrangement	arrangement	NOUN
fsr-3240	193	48	.	.	PUNCT
fsr-3240	194	1	the	the	DET
fsr-3240	194	2	single	single	ADJ
fsr-3240	194	3	group	group	NOUN
fsr-3240	194	4	was	be	AUX
fsr-3240	194	5	the	the	DET
fsr-3240	194	6	reference	reference	NOUN
fsr-3240	194	7	category	category	NOUN
fsr-3240	194	8	.	.	PUNCT
fsr-3240	195	1	education	education	NOUN
fsr-3240	195	2	was	be	AUX
fsr-3240	195	3	coded	code	VERB
fsr-3240	195	4	as	as	SCONJ
fsr-3240	195	5	follows	follow	VERB
fsr-3240	195	6	:	:	PUNCT
fsr-3240	195	7	(	(	PUNCT
fsr-3240	195	8	1	1	X
fsr-3240	195	9	)	)	PUNCT
fsr-3240	195	10	some	some	DET
fsr-3240	195	11	high	high	ADJ
fsr-3240	195	12	school	school	NOUN
fsr-3240	195	13	or	or	CCONJ
fsr-3240	195	14	less	less	ADJ
fsr-3240	195	15	,	,	PUNCT
fsr-3240	195	16	(	(	PUNCT
fsr-3240	195	17	2	2	NUM
fsr-3240	195	18	)	)	PUNCT
fsr-3240	195	19	high	high	ADJ
fsr-3240	195	20	school	school	NOUN
fsr-3240	195	21	diploma	diploma	NOUN
fsr-3240	195	22	,	,	PUNCT
fsr-3240	195	23	(	(	PUNCT
fsr-3240	195	24	3	3	X
fsr-3240	195	25	)	)	PUNCT
fsr-3240	195	26	some	some	DET
fsr-3240	195	27	college	college	NOUN
fsr-3240	195	28	,	,	PUNCT
fsr-3240	195	29	(	(	PUNCT
fsr-3240	195	30	4	4	X
fsr-3240	195	31	)	)	PUNCT
fsr-3240	195	32	associate	associate	NOUN
fsr-3240	195	33	’s	’s	PART
fsr-3240	195	34	degree	degree	NOUN
fsr-3240	195	35	,	,	PUNCT
fsr-3240	195	36	(	(	PUNCT
fsr-3240	195	37	5	5	X
fsr-3240	195	38	)	)	PUNCT
fsr-3240	195	39	bachelor	bachelor	NOUN
fsr-3240	195	40	’s	’s	PART
fsr-3240	195	41	degree	degree	NOUN
fsr-3240	195	42	,	,	PUNCT
fsr-3240	195	43	and	and	CCONJ
fsr-3240	195	44	(	(	PUNCT
fsr-3240	195	45	6	6	X
fsr-3240	195	46	)	)	PUNCT
fsr-3240	195	47	graduate	graduate	NOUN
fsr-3240	195	48	or	or	CCONJ
fsr-3240	195	49	professional	professional	ADJ
fsr-3240	195	50	degree	degree	NOUN
fsr-3240	195	51	.	.	PUNCT
fsr-3240	196	1	the	the	DET
fsr-3240	196	2	graduate	graduate	NOUN
fsr-3240	196	3	and	and	CCONJ
fsr-3240	196	4	professional	professional	ADJ
fsr-3240	196	5	degree	degree	NOUN
fsr-3240	196	6	category	category	NOUN
fsr-3240	196	7	was	be	AUX
fsr-3240	196	8	the	the	DET
fsr-3240	196	9	reference	reference	NOUN
fsr-3240	196	10	group	group	NOUN
fsr-3240	196	11	.	.	PUNCT
fsr-3240	197	1	household	household	NOUN
fsr-3240	197	2	income	income	NOUN
fsr-3240	197	3	was	be	AUX
fsr-3240	197	4	coded	code	VERB
fsr-3240	197	5	(	(	PUNCT
fsr-3240	197	6	1	1	NUM
fsr-3240	197	7	)	)	PUNCT
fsr-3240	197	8	less	less	ADJ
fsr-3240	197	9	than	than	ADP
fsr-3240	197	10	$	$	SYM
fsr-3240	197	11	25,000	25,000	NUM
fsr-3240	197	12	,	,	PUNCT
fsr-3240	197	13	(	(	PUNCT
fsr-3240	197	14	2	2	NUM
fsr-3240	197	15	)	)	PUNCT
fsr-3240	197	16	$	$	SYM
fsr-3240	197	17	25,000	25,000	NUM
fsr-3240	197	18	to	to	PART
fsr-3240	197	19	$	$	SYM
fsr-3240	197	20	49,999	49,999	NUM
fsr-3240	197	21	,	,	PUNCT
fsr-3240	197	22	(	(	PUNCT
fsr-3240	197	23	3	3	NUM
fsr-3240	197	24	)	)	PUNCT
fsr-3240	197	25	$	$	SYM
fsr-3240	197	26	50,000	50,000	NUM
fsr-3240	197	27	to	to	PART
fsr-3240	197	28	$	$	SYM
fsr-3240	197	29	74,999	74,999	NUM
fsr-3240	197	30	,	,	PUNCT
fsr-3240	197	31	(	(	PUNCT
fsr-3240	197	32	4	4	NUM
fsr-3240	197	33	)	)	PUNCT
fsr-3240	197	34	$	$	SYM
fsr-3240	197	35	75,000	75,000	NUM
fsr-3240	197	36	to	to	PART
fsr-3240	197	37	$	$	SYM
fsr-3240	197	38	99,999	99,999	NUM
fsr-3240	197	39	,	,	PUNCT
fsr-3240	197	40	and	and	CCONJ
fsr-3240	197	41	(	(	PUNCT
fsr-3240	197	42	5	5	NUM
fsr-3240	197	43	)	)	PUNCT
fsr-3240	197	44	$	$	SYM
fsr-3240	197	45	100,000	100,000	NUM
fsr-3240	197	46	or	or	CCONJ
fsr-3240	197	47	more	more	ADJ
fsr-3240	197	48	.	.	PUNCT
fsr-3240	198	1	the	the	DET
fsr-3240	198	2	less	less	ADJ
fsr-3240	198	3	than	than	ADP
fsr-3240	198	4	$	$	SYM
fsr-3240	198	5	25,000	25,000	NUM
fsr-3240	198	6	group	group	NOUN
fsr-3240	198	7	was	be	AUX
fsr-3240	198	8	the	the	DET
fsr-3240	198	9	reference	reference	NOUN
fsr-3240	198	10	category	category	NOUN
fsr-3240	198	11	.	.	PUNCT
fsr-3240	199	1	financial	financial	ADJ
fsr-3240	199	2	decision	decision	NOUN
fsr-3240	199	3	making	make	VERB
fsr-3240	199	4	was	be	AUX
fsr-3240	199	5	recoded	recode	VERB
fsr-3240	199	6	so	so	SCONJ
fsr-3240	199	7	that	that	SCONJ
fsr-3240	199	8	those	those	PRON
fsr-3240	199	9	who	who	PRON
fsr-3240	199	10	made	make	VERB
fsr-3240	199	11	their	their	PRON
fsr-3240	199	12	own	own	ADJ
fsr-3240	199	13	investment	investment	NOUN
fsr-3240	199	14	decisions	decision	NOUN
fsr-3240	199	15	,	,	PUNCT
fsr-3240	199	16	rather	rather	ADV
fsr-3240	199	17	than	than	ADP
fsr-3240	199	18	relying	rely	VERB
fsr-3240	199	19	on	on	ADP
fsr-3240	199	20	the	the	DET
fsr-3240	199	21	advice	advice	NOUN
fsr-3240	199	22	of	of	ADP
fsr-3240	199	23	another	another	DET
fsr-3240	199	24	person	person	NOUN
fsr-3240	199	25	,	,	PUNCT
fsr-3240	199	26	were	be	AUX
fsr-3240	199	27	coded	code	VERB
fsr-3240	199	28	1	1	NUM
fsr-3240	199	29	,	,	PUNCT
fsr-3240	199	30	otherwise	otherwise	ADV
fsr-3240	199	31	0	0	X
fsr-3240	199	32	.	.	PUNCT
fsr-3240	200	1	it	it	PRON
fsr-3240	200	2	is	be	AUX
fsr-3240	200	3	worth	worth	ADJ
fsr-3240	200	4	noting	note	VERB
fsr-3240	200	5	that	that	SCONJ
fsr-3240	200	6	those	those	PRON
fsr-3240	200	7	in	in	ADP
fsr-3240	200	8	this	this	DET
fsr-3240	200	9	group	group	NOUN
fsr-3240	200	10	were	be	AUX
fsr-3240	200	11	more	more	ADV
fsr-3240	200	12	likely	likely	ADJ
fsr-3240	200	13	to	to	PART
fsr-3240	200	14	report	report	VERB
fsr-3240	200	15	holding	hold	VERB
fsr-3240	200	16	cash	cash	NOUN
fsr-3240	200	17	,	,	PUNCT
fsr-3240	200	18	although	although	SCONJ
fsr-3240	200	19	many	many	ADJ
fsr-3240	200	20	also	also	ADV
fsr-3240	200	21	reported	report	VERB
fsr-3240	200	22	holding	hold	VERB
fsr-3240	200	23	some	some	DET
fsr-3240	200	24	fixed	fix	VERB
fsr-3240	200	25	-	-	PUNCT
fsr-3240	200	26	income	income	NOUN
fsr-3240	200	27	or	or	CCONJ
fsr-3240	200	28	other	other	ADJ
fsr-3240	200	29	assets	asset	NOUN
fsr-3240	200	30	,	,	PUNCT
fsr-3240	200	31	such	such	ADJ
fsr-3240	200	32	as	as	ADP
fsr-3240	200	33	gold	gold	NOUN
fsr-3240	200	34	or	or	CCONJ
fsr-3240	200	35	collectibles	collectible	NOUN
fsr-3240	200	36	.	.	PUNCT
fsr-3240	201	1	as	as	ADP
fsr-3240	201	2	such	such	ADJ
fsr-3240	201	3	,	,	PUNCT
fsr-3240	201	4	it	it	PRON
fsr-3240	201	5	was	be	AUX
fsr-3240	201	6	conjectured	conjecture	VERB
fsr-3240	201	7	that	that	SCONJ
fsr-3240	201	8	financial	financial	ADJ
fsr-3240	201	9	decision	decision	NOUN
fsr-3240	201	10	making	making	NOUN
fsr-3240	201	11	ought	ought	AUX
fsr-3240	201	12	to	to	PART
fsr-3240	201	13	be	be	AUX
fsr-3240	201	14	negatively	negatively	ADV
fsr-3240	201	15	associated	associate	VERB
fsr-3240	201	16	with	with	ADP
fsr-3240	201	17	equity	equity	NOUN
fsr-3240	201	18	ownership	ownership	NOUN
fsr-3240	201	19	.	.	PUNCT
fsr-3240	202	1	results	result	NOUN
fsr-3240	202	2	from	from	ADP
fsr-3240	202	3	the	the	DET
fsr-3240	202	4	regression	regression	NOUN
fsr-3240	202	5	analysis	analysis	NOUN
fsr-3240	202	6	are	be	AUX
fsr-3240	202	7	shown	show	VERB
fsr-3240	202	8	in	in	ADP
fsr-3240	202	9	table	table	NOUN
fsr-3240	202	10	3	3	NUM
fsr-3240	202	11	.	.	PUNCT
fsr-3240	203	1	the	the	DET
fsr-3240	203	2	model	model	NOUN
fsr-3240	203	3	was	be	AUX
fsr-3240	203	4	statistically	statistically	ADV
fsr-3240	203	5	significant	significant	ADJ
fsr-3240	203	6	,	,	PUNCT
fsr-3240	203	7	f(23,10898	f(23,10898	NOUN
fsr-3240	203	8	)	)	PUNCT
fsr-3240	203	9	�	�	PROPN
fsr-3240	203	10	1976.06	1976.06	NUM
fsr-3240	203	11	,	,	PUNCT
fsr-3240	203	12	p	p	PROPN
fsr-3240	203	13	�	�	PROPN
fsr-3240	203	14	0.001	0.001	NUM
fsr-3240	203	15	.	.	PUNCT
fsr-3240	204	1	the	the	DET
fsr-3240	204	2	model	model	NOUN
fsr-3240	204	3	explained	explain	VERB
fsr-3240	204	4	�	�	PROPN
fsr-3240	204	5	31	31	NUM
fsr-3240	204	6	%	%	NOUN
fsr-3240	204	7	of	of	ADP
fsr-3240	204	8	the	the	DET
fsr-3240	204	9	variance	variance	NOUN
fsr-3240	204	10	in	in	ADP
fsr-3240	204	11	total	total	ADJ
fsr-3240	204	12	equity	equity	NOUN
fsr-3240	204	13	ownership	ownership	NOUN
fsr-3240	204	14	(	(	PUNCT
fsr-3240	204	15	r2	r2	PROPN
fsr-3240	204	16	�	�	PROPN
fsr-3240	204	17	0.31	0.31	NUM
fsr-3240	204	18	)	)	PUNCT
fsr-3240	204	19	.	.	PUNCT
fsr-3240	205	1	as	as	SCONJ
fsr-3240	205	2	shown	show	VERB
fsr-3240	205	3	,	,	PUNCT
fsr-3240	205	4	g&l	g&l	PROPN
fsr-3240	205	5	risk	risk	NOUN
fsr-3240	205	6	scores	score	NOUN
fsr-3240	205	7	were	be	AUX
fsr-3240	205	8	positively	positively	ADV
fsr-3240	205	9	associated	associate	VERB
fsr-3240	205	10	with	with	ADP
fsr-3240	205	11	equity	equity	NOUN
fsr-3240	205	12	ownership	ownership	NOUN
fsr-3240	205	13	at	at	ADP
fsr-3240	205	14	a	a	DET
fsr-3240	205	15	p	p	X
fsr-3240	205	16	�	�	PROPN
fsr-3240	205	17	0.001	0.001	NUM
fsr-3240	205	18	level	level	NOUN
fsr-3240	205	19	.	.	PUNCT
fsr-3240	206	1	although	although	SCONJ
fsr-3240	206	2	not	not	PART
fsr-3240	206	3	of	of	ADP
fsr-3240	206	4	primary	primary	ADJ
fsr-3240	206	5	importance	importance	NOUN
fsr-3240	206	6	in	in	ADP
fsr-3240	206	7	this	this	DET
fsr-3240	206	8	study	study	NOUN
fsr-3240	206	9	,	,	PUNCT
fsr-3240	206	10	it	it	PRON
fsr-3240	206	11	is	be	AUX
fsr-3240	206	12	worth	worth	ADJ
fsr-3240	206	13	noting	note	VERB
fsr-3240	206	14	that	that	SCONJ
fsr-3240	206	15	women	woman	NOUN
fsr-3240	206	16	were	be	AUX
fsr-3240	206	17	less	less	ADV
fsr-3240	206	18	likely	likely	ADJ
fsr-3240	206	19	to	to	PART
fsr-3240	206	20	hold	hold	VERB
fsr-3240	206	21	equities	equity	NOUN
fsr-3240	206	22	.	.	PUNCT
fsr-3240	207	1	this	this	DET
fsr-3240	207	2	finding	finding	NOUN
fsr-3240	207	3	matched	match	VERB
fsr-3240	207	4	that	that	PRON
fsr-3240	207	5	of	of	ADP
fsr-3240	207	6	hallahan	hallahan	PROPN
fsr-3240	207	7	,	,	PUNCT
fsr-3240	207	8	faff	faff	PROPN
fsr-3240	207	9	,	,	PUNCT
fsr-3240	207	10	and	and	CCONJ
fsr-3240	207	11	mckenzie	mckenzie	NOUN
fsr-3240	207	12	(	(	PUNCT
fsr-3240	207	13	2004	2004	NUM
fsr-3240	207	14	)	)	PUNCT
fsr-3240	207	15	.	.	PUNCT
fsr-3240	208	1	the	the	DET
fsr-3240	208	2	association	association	NOUN
fsr-3240	208	3	between	between	ADP
fsr-3240	208	4	age	age	NOUN
fsr-3240	208	5	and	and	CCONJ
fsr-3240	208	6	equity	equity	NOUN
fsr-3240	208	7	ownership	ownership	NOUN
fsr-3240	208	8	was	be	AUX
fsr-3240	208	9	positively	positively	ADV
fsr-3240	208	10	concave	concave	VERB
fsr-3240	208	11	.	.	PUNCT
fsr-3240	209	1	equity	equity	NOUN
fsr-3240	209	2	ownership	ownership	NOUN
fsr-3240	209	3	increased	increase	VERB
fsr-3240	209	4	by	by	ADP
fsr-3240	209	5	age	age	NOUN
fsr-3240	209	6	category	category	NOUN
fsr-3240	209	7	up	up	ADP
fsr-3240	209	8	until	until	ADP
fsr-3240	209	9	age	age	NOUN
fsr-3240	209	10	55	55	NUM
fsr-3240	209	11	to	to	ADP
fsr-3240	209	12	64	64	NUM
fsr-3240	209	13	.	.	PUNCT
fsr-3240	210	1	even	even	ADV
fsr-3240	210	2	so	so	ADV
fsr-3240	210	3	,	,	PUNCT
fsr-3240	210	4	those	those	PRON
fsr-3240	210	5	in	in	ADP
fsr-3240	210	6	the	the	DET
fsr-3240	210	7	oldest	old	ADJ
fsr-3240	210	8	age	age	NOUN
fsr-3240	210	9	group	group	NOUN
fsr-3240	210	10	still	still	ADV
fsr-3240	210	11	held	hold	VERB
fsr-3240	210	12	a	a	DET
fsr-3240	210	13	higher	high	ADJ
fsr-3240	210	14	186	186	NUM
fsr-3240	210	15	s.	s.	PROPN
fsr-3240	210	16	kuzniak	kuzniak	PROPN
fsr-3240	210	17	et	et	PROPN
fsr-3240	210	18	al	al	PROPN
fsr-3240	210	19	.	.	PUNCT
fsr-3240	210	20	/	/	SYM
fsr-3240	210	21	financial	financial	ADJ
fsr-3240	210	22	services	service	NOUN
fsr-3240	210	23	review	review	VERB
fsr-3240	210	24	24	24	NUM
fsr-3240	210	25	(	(	PUNCT
fsr-3240	210	26	2015	2015	NUM
fsr-3240	210	27	)	)	PUNCT
fsr-3240	210	28	177–192	177–192	NUM
fsr-3240	210	29	proportion	proportion	NOUN
fsr-3240	210	30	of	of	ADP
fsr-3240	210	31	investable	investable	ADJ
fsr-3240	210	32	wealth	wealth	NOUN
fsr-3240	210	33	in	in	ADP
fsr-3240	210	34	equities	equity	NOUN
fsr-3240	210	35	compared	compare	VERB
fsr-3240	210	36	with	with	ADP
fsr-3240	210	37	those	those	PRON
fsr-3240	210	38	in	in	ADP
fsr-3240	210	39	the	the	DET
fsr-3240	210	40	lowest	low	ADJ
fsr-3240	210	41	age	age	NOUN
fsr-3240	210	42	category	category	NOUN
fsr-3240	210	43	.	.	PUNCT
fsr-3240	211	1	the	the	DET
fsr-3240	211	2	relationship	relationship	NOUN
fsr-3240	211	3	between	between	ADP
fsr-3240	211	4	education	education	NOUN
fsr-3240	211	5	and	and	CCONJ
fsr-3240	211	6	equity	equity	NOUN
fsr-3240	211	7	ownership	ownership	NOUN
fsr-3240	211	8	was	be	AUX
fsr-3240	211	9	as	as	SCONJ
fsr-3240	211	10	expected	expect	VERB
fsr-3240	211	11	,	,	PUNCT
fsr-3240	211	12	with	with	ADP
fsr-3240	211	13	those	those	PRON
fsr-3240	211	14	exhibiting	exhibit	VERB
fsr-3240	211	15	low	low	ADJ
fsr-3240	211	16	levels	level	NOUN
fsr-3240	211	17	of	of	ADP
fsr-3240	211	18	attained	attain	VERB
fsr-3240	211	19	education	education	NOUN
fsr-3240	211	20	holding	hold	VERB
fsr-3240	211	21	fewer	few	ADJ
fsr-3240	211	22	equities	equity	NOUN
fsr-3240	211	23	.	.	PUNCT
fsr-3240	212	1	overall	overall	ADJ
fsr-3240	212	2	,	,	PUNCT
fsr-3240	212	3	income	income	NOUN
fsr-3240	212	4	was	be	AUX
fsr-3240	212	5	positively	positively	ADV
fsr-3240	212	6	associated	associate	VERB
fsr-3240	212	7	with	with	ADP
fsr-3240	212	8	equity	equity	NOUN
fsr-3240	212	9	ownership	ownership	NOUN
fsr-3240	212	10	;	;	PUNCT
fsr-3240	212	11	however	however	ADV
fsr-3240	212	12	,	,	PUNCT
fsr-3240	212	13	respondents	respondent	NOUN
fsr-3240	212	14	in	in	ADP
fsr-3240	212	15	the	the	DET
fsr-3240	212	16	$	$	SYM
fsr-3240	212	17	25,000	25,000	NUM
fsr-3240	212	18	to	to	PART
fsr-3240	212	19	$	$	SYM
fsr-3240	212	20	49,999	49,999	NUM
fsr-3240	212	21	were	be	AUX
fsr-3240	212	22	not	not	PART
fsr-3240	212	23	significantly	significantly	ADV
fsr-3240	212	24	different	different	ADJ
fsr-3240	212	25	from	from	ADP
fsr-3240	212	26	those	those	PRON
fsr-3240	212	27	whose	whose	DET
fsr-3240	212	28	income	income	NOUN
fsr-3240	212	29	was	be	AUX
fsr-3240	212	30	$	$	SYM
fsr-3240	212	31	25,000	25,000	NUM
fsr-3240	212	32	or	or	CCONJ
fsr-3240	212	33	less	less	ADJ
fsr-3240	212	34	.	.	PUNCT
fsr-3240	213	1	respondents	respondent	NOUN
fsr-3240	213	2	who	who	PRON
fsr-3240	213	3	were	be	AUX
fsr-3240	213	4	married	marry	VERB
fsr-3240	213	5	and	and	CCONJ
fsr-3240	213	6	separated	separate	VERB
fsr-3240	213	7	/	/	SYM
fsr-3240	213	8	divorced	divorced	ADJ
fsr-3240	213	9	were	be	AUX
fsr-3240	213	10	significantly	significantly	ADV
fsr-3240	213	11	more	more	ADV
fsr-3240	213	12	likely	likely	ADJ
fsr-3240	213	13	to	to	PART
fsr-3240	213	14	hold	hold	VERB
fsr-3240	213	15	equities	equity	NOUN
fsr-3240	213	16	compared	compare	VERB
fsr-3240	213	17	to	to	ADP
fsr-3240	213	18	those	those	PRON
fsr-3240	213	19	who	who	PRON
fsr-3240	213	20	were	be	AUX
fsr-3240	213	21	single	single	ADJ
fsr-3240	213	22	.	.	PUNCT
fsr-3240	214	1	no	no	DET
fsr-3240	214	2	differences	difference	NOUN
fsr-3240	214	3	were	be	AUX
fsr-3240	214	4	noted	note	VERB
fsr-3240	214	5	among	among	ADP
fsr-3240	214	6	singles	single	NOUN
fsr-3240	214	7	,	,	PUNCT
fsr-3240	214	8	those	those	PRON
fsr-3240	214	9	living	live	VERB
fsr-3240	214	10	with	with	ADP
fsr-3240	214	11	a	a	DET
fsr-3240	214	12	significant	significant	ADJ
fsr-3240	214	13	other	other	ADJ
fsr-3240	214	14	,	,	PUNCT
fsr-3240	214	15	respondents	respondent	NOUN
fsr-3240	214	16	who	who	PRON
fsr-3240	214	17	were	be	AUX
fsr-3240	214	18	widowed	widow	VERB
fsr-3240	214	19	,	,	PUNCT
fsr-3240	214	20	and	and	CCONJ
fsr-3240	214	21	those	those	PRON
fsr-3240	214	22	who	who	PRON
fsr-3240	214	23	were	be	AUX
fsr-3240	214	24	living	live	VERB
fsr-3240	214	25	in	in	ADP
fsr-3240	214	26	a	a	DET
fsr-3240	214	27	shared	share	VERB
fsr-3240	214	28	arrangement	arrangement	NOUN
fsr-3240	214	29	.	.	PUNCT
fsr-3240	215	1	as	as	SCONJ
fsr-3240	215	2	hypothesized	hypothesized	ADJ
fsr-3240	215	3	,	,	PUNCT
fsr-3240	215	4	respondents	respondent	NOUN
fsr-3240	215	5	who	who	PRON
fsr-3240	215	6	made	make	VERB
fsr-3240	215	7	their	their	PRON
fsr-3240	215	8	own	own	ADJ
fsr-3240	215	9	investment	investment	NOUN
fsr-3240	215	10	decisions	decision	NOUN
fsr-3240	215	11	were	be	AUX
fsr-3240	215	12	less	less	ADV
fsr-3240	215	13	likely	likely	ADJ
fsr-3240	215	14	to	to	PART
fsr-3240	215	15	report	report	VERB
fsr-3240	215	16	holding	hold	VERB
fsr-3240	215	17	equities	equity	NOUN
fsr-3240	215	18	.	.	PUNCT
fsr-3240	216	1	for	for	ADP
fsr-3240	216	2	confirmation	confirmation	NOUN
fsr-3240	216	3	purposes	purpose	NOUN
fsr-3240	216	4	,	,	PUNCT
fsr-3240	216	5	a	a	DET
fsr-3240	216	6	similar	similar	ADJ
fsr-3240	216	7	model	model	NOUN
fsr-3240	216	8	was	be	AUX
fsr-3240	216	9	developed	develop	VERB
fsr-3240	216	10	(	(	PUNCT
fsr-3240	216	11	not	not	PART
fsr-3240	216	12	shown	show	VERB
fsr-3240	216	13	)	)	PUNCT
fsr-3240	216	14	using	use	VERB
fsr-3240	216	15	the	the	DET
fsr-3240	216	16	combination	combination	NOUN
fsr-3240	216	17	of	of	ADP
fsr-3240	216	18	cash	cash	NOUN
fsr-3240	216	19	and	and	CCONJ
fsr-3240	216	20	fixed	fix	VERB
fsr-3240	216	21	-	-	PUNCT
fsr-3240	216	22	income	income	NOUN
fsr-3240	216	23	asset	asset	NOUN
fsr-3240	216	24	ownership	ownership	NOUN
fsr-3240	216	25	as	as	ADP
fsr-3240	216	26	the	the	DET
fsr-3240	216	27	outcome	outcome	NOUN
fsr-3240	216	28	variable	variable	NOUN
fsr-3240	216	29	.	.	PUNCT
fsr-3240	217	1	the	the	DET
fsr-3240	217	2	coefficient	coefficient	NOUN
fsr-3240	217	3	for	for	ADP
fsr-3240	217	4	the	the	DET
fsr-3240	217	5	risk	risk	NOUN
fsr-3240	217	6	score	score	NOUN
fsr-3240	217	7	changed	change	VERB
fsr-3240	217	8	from	from	ADP
fsr-3240	217	9	positive	positive	ADJ
fsr-3240	217	10	to	to	PART
fsr-3240	217	11	negative	negative	ADJ
fsr-3240	217	12	at	at	ADP
fsr-3240	217	13	the	the	DET
fsr-3240	217	14	p	p	X
fsr-3240	217	15	�	�	PROPN
fsr-3240	217	16	0.001	0.001	NUM
fsr-3240	217	17	level	level	NOUN
fsr-3240	217	18	.	.	PUNCT
fsr-3240	218	1	this	this	DET
fsr-3240	218	2	result	result	NOUN
fsr-3240	218	3	confirmed	confirm	VERB
fsr-3240	218	4	that	that	SCONJ
fsr-3240	218	5	g&l	g&l	PROPN
fsr-3240	218	6	risk	risk	NOUN
fsr-3240	218	7	-	-	PUNCT
fsr-3240	218	8	tolerance	tolerance	NOUN
fsr-3240	218	9	scores	score	NOUN
fsr-3240	218	10	were	be	AUX
fsr-3240	218	11	associated	associate	VERB
fsr-3240	218	12	with	with	ADP
fsr-3240	218	13	objective	objective	ADJ
fsr-3240	218	14	risk	risk	NOUN
fsr-3240	218	15	taking	take	VERB
fsr-3240	218	16	within	within	ADP
fsr-3240	218	17	the	the	DET
fsr-3240	218	18	sample	sample	NOUN
fsr-3240	218	19	,	,	PUNCT
fsr-3240	218	20	holding	hold	VERB
fsr-3240	218	21	other	other	ADJ
fsr-3240	218	22	factors	factor	NOUN
fsr-3240	218	23	constant	constant	ADJ
fsr-3240	218	24	.	.	PUNCT
fsr-3240	219	1	table	table	NOUN
fsr-3240	219	2	3	3	NUM
fsr-3240	219	3	regression	regression	NOUN
fsr-3240	219	4	results	result	NOUN
fsr-3240	219	5	of	of	ADP
fsr-3240	219	6	equity	equity	NOUN
fsr-3240	219	7	ownership	ownership	NOUN
fsr-3240	219	8	variable	variable	PROPN
fsr-3240	219	9	b	b	PROPN
fsr-3240	219	10	se	se	PROPN
fsr-3240	219	11	�	�	PROPN
fsr-3240	219	12	gender	gender	NOUN
fsr-3240	219	13	female	female	ADJ
fsr-3240	219	14	�	�	PROPN
fsr-3240	219	15	3.78	3.78	NUM
fsr-3240	219	16	0.17	0.17	NUM
fsr-3240	219	17	�	�	PROPN
fsr-3240	219	18	0.06	0.06	NUM
fsr-3240	219	19	*	*	PUNCT
fsr-3240	219	20	*	*	PUNCT
fsr-3240	219	21	*	*	PUNCT
fsr-3240	219	22	age	age	NOUN
fsr-3240	219	23	25	25	NUM
fsr-3240	219	24	to	to	ADP
fsr-3240	219	25	34	34	NUM
fsr-3240	219	26	9.64	9.64	NUM
fsr-3240	219	27	0.27	0.27	NUM
fsr-3240	219	28	0.13	0.13	NUM
fsr-3240	219	29	*	*	PUNCT
fsr-3240	219	30	*	*	PUNCT
fsr-3240	219	31	*	*	PROPN
fsr-3240	219	32	35	35	NUM
fsr-3240	219	33	to	to	ADP
fsr-3240	219	34	44	44	NUM
fsr-3240	219	35	18.15	18.15	NUM
fsr-3240	219	36	0.34	0.34	NUM
fsr-3240	219	37	0.19	0.19	NUM
fsr-3240	219	38	*	*	PUNCT
fsr-3240	219	39	*	*	PUNCT
fsr-3240	219	40	*	*	PUNCT
fsr-3240	219	41	45	45	NUM
fsr-3240	219	42	to	to	PART
fsr-3240	219	43	54	54	NUM
fsr-3240	219	44	21.55	21.55	NUM
fsr-3240	219	45	0.34	0.34	NUM
fsr-3240	219	46	0.22	0.22	NUM
fsr-3240	219	47	*	*	PUNCT
fsr-3240	219	48	*	*	PUNCT
fsr-3240	219	49	*	*	NOUN
fsr-3240	219	50	55	55	NUM
fsr-3240	219	51	to	to	ADP
fsr-3240	219	52	64	64	NUM
fsr-3240	219	53	20.61	20.61	NUM
fsr-3240	219	54	0.36	0.36	NUM
fsr-3240	219	55	0.20	0.20	NUM
fsr-3240	219	56	*	*	PUNCT
fsr-3240	219	57	*	*	PUNCT
fsr-3240	219	58	*	*	NOUN
fsr-3240	219	59	65	65	NUM
fsr-3240	219	60	to	to	PART
fsr-3240	219	61	74	74	NUM
fsr-3240	219	62	18.79	18.79	NUM
fsr-3240	219	63	0.51	0.51	NUM
fsr-3240	219	64	0.11	0.11	NUM
fsr-3240	219	65	*	*	PUNCT
fsr-3240	219	66	*	*	PUNCT
fsr-3240	219	67	*	*	PUNCT
fsr-3240	219	68	75	75	NUM
fsr-3240	219	69	and	and	CCONJ
fsr-3240	219	70	older	old	ADJ
fsr-3240	219	71	12.26	12.26	NUM
fsr-3240	219	72	0.85	0.85	NUM
fsr-3240	219	73	0.04	0.04	NUM
fsr-3240	219	74	*	*	PUNCT
fsr-3240	219	75	*	*	PUNCT
fsr-3240	219	76	*	*	PUNCT
fsr-3240	219	77	marital	marital	ADJ
fsr-3240	219	78	status	status	NOUN
fsr-3240	219	79	living	live	VERB
fsr-3240	219	80	with	with	ADP
fsr-3240	219	81	significant	significant	ADJ
fsr-3240	219	82	other	other	ADJ
fsr-3240	219	83	�	�	PROPN
fsr-3240	219	84	0.21	0.21	NUM
fsr-3240	219	85	0.34	0.34	NUM
fsr-3240	219	86	�	�	PROPN
fsr-3240	219	87	0.00	0.00	NUM
fsr-3240	219	88	married	marry	VERB
fsr-3240	219	89	2.15	2.15	NUM
fsr-3240	219	90	0.25	0.25	NUM
fsr-3240	219	91	0.03	0.03	NUM
fsr-3240	219	92	*	*	PUNCT
fsr-3240	219	93	*	*	PUNCT
fsr-3240	219	94	*	*	PUNCT
fsr-3240	219	95	separated	separate	VERB
fsr-3240	219	96	or	or	CCONJ
fsr-3240	219	97	divorced	divorce	VERB
fsr-3240	219	98	1.60	1.60	NUM
fsr-3240	219	99	0.41	0.41	NUM
fsr-3240	219	100	0.01	0.01	NUM
fsr-3240	219	101	*	*	PUNCT
fsr-3240	219	102	*	*	PUNCT
fsr-3240	219	103	*	*	PUNCT
fsr-3240	219	104	widowed	widow	VERB
fsr-3240	219	105	�	�	PROPN
fsr-3240	219	106	1.18	1.18	NUM
fsr-3240	219	107	0.75	0.75	NUM
fsr-3240	219	108	�	�	PROPN
fsr-3240	219	109	0.00	0.00	NUM
fsr-3240	219	110	shared	share	VERB
fsr-3240	219	111	living	living	NOUN
fsr-3240	219	112	arrangement	arrangement	NOUN
fsr-3240	219	113	�	�	PROPN
fsr-3240	219	114	0.24	0.24	NUM
fsr-3240	219	115	0.72	0.72	NUM
fsr-3240	219	116	�	�	NOUN
fsr-3240	219	117	0.00	0.00	NUM
fsr-3240	219	118	education	education	NOUN
fsr-3240	219	119	some	some	DET
fsr-3240	219	120	high	high	ADJ
fsr-3240	219	121	school	school	NOUN
fsr-3240	219	122	or	or	CCONJ
fsr-3240	219	123	less	less	ADJ
fsr-3240	219	124	�	�	PROPN
fsr-3240	219	125	9.43	9.43	NUM
fsr-3240	219	126	0.31	0.31	NUM
fsr-3240	219	127	�	�	NOUN
fsr-3240	219	128	0.12	0.12	NUM
fsr-3240	219	129	*	*	PUNCT
fsr-3240	219	130	*	*	PUNCT
fsr-3240	219	131	*	*	PUNCT
fsr-3240	219	132	high	high	ADJ
fsr-3240	219	133	school	school	NOUN
fsr-3240	219	134	diploma	diploma	NOUN
fsr-3240	219	135	�	�	PROPN
fsr-3240	219	136	7.34	7.34	NUM
fsr-3240	219	137	0.32	0.32	NUM
fsr-3240	219	138	�	�	NOUN
fsr-3240	219	139	0.08	0.08	NUM
fsr-3240	219	140	*	*	PUNCT
fsr-3240	219	141	*	*	PUNCT
fsr-3240	219	142	*	*	PUNCT
fsr-3240	219	143	some	some	DET
fsr-3240	219	144	college	college	NOUN
fsr-3240	219	145	�	�	PROPN
fsr-3240	219	146	5.26	5.26	NUM
fsr-3240	219	147	0.27	0.27	NUM
fsr-3240	219	148	�	�	PROPN
fsr-3240	219	149	0.06	0.06	NUM
fsr-3240	219	150	*	*	NOUN
fsr-3240	219	151	*	*	PUNCT
fsr-3240	219	152	*	*	PUNCT
fsr-3240	219	153	associate	associate	NOUN
fsr-3240	219	154	’s	’s	PART
fsr-3240	219	155	degree	degree	NOUN
fsr-3240	219	156	�	�	PROPN
fsr-3240	219	157	5.38	5.38	NUM
fsr-3240	219	158	0.34	0.34	NUM
fsr-3240	219	159	�	�	NOUN
fsr-3240	219	160	0.05	0.05	NUM
fsr-3240	219	161	*	*	PUNCT
fsr-3240	219	162	*	*	PUNCT
fsr-3240	219	163	*	*	PUNCT
fsr-3240	219	164	bachelor	bachelor	PROPN
fsr-3240	219	165	’s	’s	PART
fsr-3240	219	166	degree	degree	NOUN
fsr-3240	219	167	1.07	1.07	NUM
fsr-3240	219	168	0.23	0.23	NUM
fsr-3240	219	169	0.02	0.02	NUM
fsr-3240	219	170	*	*	PUNCT
fsr-3240	219	171	*	*	PUNCT
fsr-3240	219	172	*	*	PUNCT
fsr-3240	219	173	household	household	NOUN
fsr-3240	219	174	income	income	NOUN
fsr-3240	219	175	$	$	SYM
fsr-3240	219	176	25,000	25,000	NUM
fsr-3240	219	177	to	to	PART
fsr-3240	219	178	$	$	SYM
fsr-3240	219	179	49,999	49,999	NUM
fsr-3240	219	180	0.50	0.50	NUM
fsr-3240	219	181	0.26	0.26	NUM
fsr-3240	219	182	0.00	0.00	NUM
fsr-3240	219	183	$	$	SYM
fsr-3240	219	184	50,000	50,000	NUM
fsr-3240	219	185	to	to	PART
fsr-3240	219	186	$	$	SYM
fsr-3240	219	187	74,999	74,999	NUM
fsr-3240	219	188	3.63	3.63	NUM
fsr-3240	219	189	0.26	0.26	NUM
fsr-3240	219	190	0.05	0.05	NUM
fsr-3240	219	191	*	*	PUNCT
fsr-3240	219	192	*	*	PUNCT
fsr-3240	219	193	*	*	PUNCT
fsr-3240	219	194	$	$	SYM
fsr-3240	219	195	75,000	75,000	NUM
fsr-3240	219	196	to	to	PART
fsr-3240	219	197	$	$	SYM
fsr-3240	219	198	99,999	99,999	NUM
fsr-3240	219	199	5.80	5.80	NUM
fsr-3240	219	200	0.29	0.29	NUM
fsr-3240	219	201	0.07	0.07	NUM
fsr-3240	219	202	*	*	PUNCT
fsr-3240	219	203	*	*	PUNCT
fsr-3240	219	204	*	*	PUNCT
fsr-3240	219	205	$	$	SYM
fsr-3240	219	206	100,000	100,000	NUM
fsr-3240	219	207	or	or	CCONJ
fsr-3240	219	208	more	more	ADJ
fsr-3240	219	209	7.99	7.99	NUM
fsr-3240	219	210	0.26	0.26	NUM
fsr-3240	219	211	0.12	0.12	NUM
fsr-3240	219	212	*	*	PUNCT
fsr-3240	219	213	*	*	PUNCT
fsr-3240	219	214	*	*	PUNCT
fsr-3240	219	215	decision	decision	NOUN
fsr-3240	219	216	making	make	VERB
fsr-3240	219	217	make	make	VERB
fsr-3240	219	218	own	own	ADJ
fsr-3240	219	219	investment	investment	NOUN
fsr-3240	219	220	decisions	decision	NOUN
fsr-3240	219	221	�	�	ADP
fsr-3240	219	222	3.50	3.50	NUM
fsr-3240	219	223	0.21	0.21	NUM
fsr-3240	219	224	�	�	NOUN
fsr-3240	219	225	0.04	0.04	NUM
fsr-3240	219	226	*	*	PUNCT
fsr-3240	219	227	*	*	PUNCT
fsr-3240	219	228	*	*	PUNCT
fsr-3240	219	229	financial	financial	ADJ
fsr-3240	219	230	risk	risk	NOUN
fsr-3240	219	231	tolerance	tolerance	NOUN
fsr-3240	219	232	1.38	1.38	NUM
fsr-3240	219	233	0.02	0.02	NUM
fsr-3240	219	234	0.25	0.25	NUM
fsr-3240	219	235	*	*	PUNCT
fsr-3240	219	236	*	*	PUNCT
fsr-3240	219	237	*	*	PUNCT
fsr-3240	219	238	constant	constant	ADJ
fsr-3240	219	239	�	�	PROPN
fsr-3240	219	240	12.22	12.22	NUM
fsr-3240	219	241	0.57	0.57	NUM
fsr-3240	219	242	*	*	PUNCT
fsr-3240	219	243	*	*	PUNCT
fsr-3240	219	244	p	p	X
fsr-3240	219	245	�	�	PROPN
fsr-3240	219	246	0.01	0.01	NUM
fsr-3240	219	247	*	*	PUNCT
fsr-3240	219	248	*	*	PUNCT
fsr-3240	219	249	*	*	PUNCT
fsr-3240	219	250	p	p	PROPN
fsr-3240	219	251	�	�	PROPN
fsr-3240	219	252	0.001	0.001	NUM
fsr-3240	219	253	.	.	PUNCT
fsr-3240	220	1	187s	187	NOUN
fsr-3240	220	2	.	.	PUNCT
fsr-3240	221	1	kuzniak	kuzniak	PROPN
fsr-3240	221	2	et	et	PROPN
fsr-3240	221	3	al	al	PROPN
fsr-3240	221	4	.	.	PUNCT
fsr-3240	221	5	/	/	SYM
fsr-3240	221	6	financial	financial	ADJ
fsr-3240	221	7	services	service	NOUN
fsr-3240	221	8	review	review	VERB
fsr-3240	221	9	24	24	NUM
fsr-3240	221	10	(	(	PUNCT
fsr-3240	221	11	2015	2015	NUM
fsr-3240	221	12	)	)	PUNCT
fsr-3240	221	13	177–192	177–192	NUM
fsr-3240	221	14	5	5	NUM
fsr-3240	221	15	.	.	PUNCT
fsr-3240	221	16	conclusion	conclusion	NOUN
fsr-3240	221	17	after	after	ADP
fsr-3240	221	18	conducting	conduct	VERB
fsr-3240	221	19	an	an	DET
fsr-3240	221	20	extensive	extensive	ADJ
fsr-3240	221	21	review	review	NOUN
fsr-3240	221	22	of	of	ADP
fsr-3240	221	23	the	the	DET
fsr-3240	221	24	literature	literature	NOUN
fsr-3240	221	25	,	,	PUNCT
fsr-3240	221	26	grable	grable	NOUN
fsr-3240	221	27	and	and	CCONJ
fsr-3240	221	28	joo	joo	PROPN
fsr-3240	221	29	(	(	PUNCT
fsr-3240	221	30	2004	2004	NUM
fsr-3240	221	31	)	)	PUNCT
fsr-3240	221	32	reported	report	VERB
fsr-3240	221	33	that	that	SCONJ
fsr-3240	221	34	the	the	DET
fsr-3240	221	35	term	term	NOUN
fsr-3240	221	36	risk	risk	NOUN
fsr-3240	221	37	tolerance	tolerance	NOUN
fsr-3240	221	38	should	should	AUX
fsr-3240	221	39	be	be	AUX
fsr-3240	221	40	used	use	VERB
fsr-3240	221	41	as	as	ADP
fsr-3240	221	42	a	a	DET
fsr-3240	221	43	description	description	NOUN
fsr-3240	221	44	of	of	ADP
fsr-3240	221	45	a	a	DET
fsr-3240	221	46	person	person	NOUN
fsr-3240	221	47	’s	’s	PART
fsr-3240	221	48	willingness	willingness	NOUN
fsr-3240	221	49	to	to	PART
fsr-3240	221	50	take	take	VERB
fsr-3240	221	51	part	part	NOUN
fsr-3240	221	52	in	in	ADP
fsr-3240	221	53	a	a	DET
fsr-3240	221	54	behavior	behavior	NOUN
fsr-3240	221	55	in	in	ADP
fsr-3240	221	56	which	which	PRON
fsr-3240	221	57	one	one	NUM
fsr-3240	221	58	or	or	CCONJ
fsr-3240	221	59	more	more	ADJ
fsr-3240	221	60	outcomes	outcome	NOUN
fsr-3240	221	61	are	be	AUX
fsr-3240	221	62	both	both	ADV
fsr-3240	221	63	uncertain	uncertain	ADJ
fsr-3240	221	64	and	and	CCONJ
fsr-3240	221	65	potentially	potentially	ADV
fsr-3240	221	66	negative	negative	ADJ
fsr-3240	221	67	.	.	PUNCT
fsr-3240	222	1	individuals	individual	NOUN
fsr-3240	222	2	,	,	PUNCT
fsr-3240	222	3	households	household	NOUN
fsr-3240	222	4	,	,	PUNCT
fsr-3240	222	5	cultures	culture	NOUN
fsr-3240	222	6	,	,	PUNCT
fsr-3240	222	7	and	and	CCONJ
fsr-3240	222	8	societies	society	NOUN
fsr-3240	222	9	engage	engage	VERB
fsr-3240	222	10	in	in	ADP
fsr-3240	222	11	risky	risky	ADJ
fsr-3240	222	12	behavior	behavior	NOUN
fsr-3240	222	13	on	on	ADP
fsr-3240	222	14	an	an	DET
fsr-3240	222	15	hour	hour	NOUN
fsr-3240	222	16	-	-	PUNCT
fsr-3240	222	17	by	by	ADP
fsr-3240	222	18	-	-	PUNCT
fsr-3240	222	19	hour	hour	NOUN
fsr-3240	222	20	basis	basis	NOUN
fsr-3240	222	21	.	.	PUNCT
fsr-3240	223	1	some	some	DET
fsr-3240	223	2	risks	risk	NOUN
fsr-3240	223	3	are	be	AUX
fsr-3240	223	4	taken	take	VERB
fsr-3240	223	5	on	on	ADP
fsr-3240	223	6	as	as	ADP
fsr-3240	223	7	a	a	DET
fsr-3240	223	8	normal	normal	ADJ
fsr-3240	223	9	part	part	NOUN
fsr-3240	223	10	of	of	ADP
fsr-3240	223	11	daily	daily	ADJ
fsr-3240	223	12	life	life	NOUN
fsr-3240	223	13	.	.	PUNCT
fsr-3240	224	1	other	other	ADJ
fsr-3240	224	2	risks	risk	NOUN
fsr-3240	224	3	are	be	AUX
fsr-3240	224	4	reluctantly	reluctantly	ADV
fsr-3240	224	5	taken	take	VERB
fsr-3240	224	6	.	.	PUNCT
fsr-3240	225	1	in	in	ADP
fsr-3240	225	2	the	the	DET
fsr-3240	225	3	domain	domain	NOUN
fsr-3240	225	4	of	of	ADP
fsr-3240	225	5	financial	financial	ADJ
fsr-3240	225	6	and	and	CCONJ
fsr-3240	225	7	investment	investment	NOUN
fsr-3240	225	8	planning	planning	NOUN
fsr-3240	225	9	,	,	PUNCT
fsr-3240	225	10	the	the	DET
fsr-3240	225	11	concept	concept	NOUN
fsr-3240	225	12	of	of	ADP
fsr-3240	225	13	financial	financial	ADJ
fsr-3240	225	14	risk	risk	NOUN
fsr-3240	225	15	tolerance	tolerance	NOUN
fsr-3240	225	16	has	have	AUX
fsr-3240	225	17	come	come	VERB
fsr-3240	225	18	to	to	PART
fsr-3240	225	19	be	be	AUX
fsr-3240	225	20	seen	see	VERB
fsr-3240	225	21	as	as	ADP
fsr-3240	225	22	an	an	DET
fsr-3240	225	23	important	important	ADJ
fsr-3240	225	24	element	element	NOUN
fsr-3240	225	25	in	in	ADP
fsr-3240	225	26	shaping	shape	VERB
fsr-3240	225	27	the	the	DET
fsr-3240	225	28	development	development	NOUN
fsr-3240	225	29	of	of	ADP
fsr-3240	225	30	strategies	strategy	NOUN
fsr-3240	225	31	designed	design	VERB
fsr-3240	225	32	to	to	PART
fsr-3240	225	33	help	help	VERB
fsr-3240	225	34	households	household	NOUN
fsr-3240	225	35	meet	meet	VERB
fsr-3240	225	36	their	their	PRON
fsr-3240	225	37	financial	financial	ADJ
fsr-3240	225	38	goals	goal	NOUN
fsr-3240	225	39	.	.	PUNCT
fsr-3240	226	1	risk	risk	NOUN
fsr-3240	226	2	tolerance	tolerance	NOUN
fsr-3240	226	3	serves	serve	VERB
fsr-3240	226	4	as	as	ADP
fsr-3240	226	5	an	an	DET
fsr-3240	226	6	input	input	NOUN
fsr-3240	226	7	into	into	ADP
fsr-3240	226	8	nearly	nearly	ADV
fsr-3240	226	9	all	all	PRON
fsr-3240	226	10	consumer	consumer	NOUN
fsr-3240	226	11	and	and	CCONJ
fsr-3240	226	12	household	household	NOUN
fsr-3240	226	13	finance	finance	NOUN
fsr-3240	226	14	decisions	decision	NOUN
fsr-3240	226	15	.	.	PUNCT
fsr-3240	227	1	while	while	SCONJ
fsr-3240	227	2	there	there	PRON
fsr-3240	227	3	have	have	AUX
fsr-3240	227	4	been	be	AUX
fsr-3240	227	5	attempts	attempt	NOUN
fsr-3240	227	6	over	over	ADP
fsr-3240	227	7	the	the	DET
fsr-3240	227	8	past	past	ADJ
fsr-3240	227	9	50	50	NUM
fsr-3240	227	10	years	year	NOUN
fsr-3240	227	11	to	to	PART
fsr-3240	227	12	both	both	PRON
fsr-3240	227	13	describe	describe	VERB
fsr-3240	227	14	and	and	CCONJ
fsr-3240	227	15	measure	measure	VERB
fsr-3240	227	16	financial	financial	ADJ
fsr-3240	227	17	risk	risk	NOUN
fsr-3240	227	18	tolerance	tolerance	NOUN
fsr-3240	227	19	,	,	PUNCT
fsr-3240	227	20	the	the	DET
fsr-3240	227	21	number	number	NOUN
fsr-3240	227	22	and	and	CCONJ
fsr-3240	227	23	types	type	NOUN
fsr-3240	227	24	of	of	ADP
fsr-3240	227	25	assessment	assessment	NOUN
fsr-3240	227	26	instruments	instrument	NOUN
fsr-3240	227	27	available	available	ADJ
fsr-3240	227	28	publically	publically	ADV
fsr-3240	227	29	has	have	AUX
fsr-3240	227	30	been	be	AUX
fsr-3240	227	31	limited	limit	VERB
fsr-3240	227	32	.	.	PUNCT
fsr-3240	228	1	in	in	ADP
fsr-3240	228	2	1999	1999	NUM
fsr-3240	228	3	,	,	PUNCT
fsr-3240	228	4	grable	grable	PROPN
fsr-3240	228	5	and	and	CCONJ
fsr-3240	228	6	lytton	lytton	PROPN
fsr-3240	228	7	published	publish	VERB
fsr-3240	228	8	what	what	PRON
fsr-3240	228	9	was	be	AUX
fsr-3240	228	10	,	,	PUNCT
fsr-3240	228	11	at	at	ADP
fsr-3240	228	12	the	the	DET
fsr-3240	228	13	time	time	NOUN
fsr-3240	228	14	,	,	PUNCT
fsr-3240	228	15	a	a	DET
fsr-3240	228	16	unique	unique	ADJ
fsr-3240	228	17	scale	scale	NOUN
fsr-3240	228	18	that	that	PRON
fsr-3240	228	19	they	they	PRON
fsr-3240	228	20	argued	argue	VERB
fsr-3240	228	21	offered	offer	VERB
fsr-3240	228	22	consumers	consumer	NOUN
fsr-3240	228	23	,	,	PUNCT
fsr-3240	228	24	financial	financial	ADJ
fsr-3240	228	25	professionals	professional	NOUN
fsr-3240	228	26	,	,	PUNCT
fsr-3240	228	27	and	and	CCONJ
fsr-3240	228	28	researchers	researcher	NOUN
fsr-3240	228	29	a	a	DET
fsr-3240	228	30	reasonable	reasonable	ADJ
fsr-3240	228	31	level	level	NOUN
fsr-3240	228	32	of	of	ADP
fsr-3240	228	33	reliability	reliability	NOUN
fsr-3240	228	34	and	and	CCONJ
fsr-3240	228	35	validity	validity	NOUN
fsr-3240	228	36	.	.	PUNCT
fsr-3240	229	1	since	since	SCONJ
fsr-3240	229	2	1999	1999	NUM
fsr-3240	229	3	,	,	PUNCT
fsr-3240	229	4	numerous	numerous	ADJ
fsr-3240	229	5	researchers	researcher	NOUN
fsr-3240	229	6	have	have	AUX
fsr-3240	229	7	taken	take	VERB
fsr-3240	229	8	steps	step	NOUN
fsr-3240	229	9	to	to	PART
fsr-3240	229	10	test	test	VERB
fsr-3240	229	11	the	the	DET
fsr-3240	229	12	reliability	reliability	NOUN
fsr-3240	229	13	and	and	CCONJ
fsr-3240	229	14	validity	validity	NOUN
fsr-3240	229	15	of	of	ADP
fsr-3240	229	16	the	the	DET
fsr-3240	229	17	g&l	g&l	PROPN
fsr-3240	229	18	risk	risk	NOUN
fsr-3240	229	19	scale	scale	NOUN
fsr-3240	229	20	.	.	PUNCT
fsr-3240	230	1	most	most	ADJ
fsr-3240	230	2	studies	study	NOUN
fsr-3240	230	3	,	,	PUNCT
fsr-3240	230	4	however	however	ADV
fsr-3240	230	5	,	,	PUNCT
fsr-3240	230	6	were	be	AUX
fsr-3240	230	7	based	base	VERB
fsr-3240	230	8	on	on	ADP
fsr-3240	230	9	small	small	ADJ
fsr-3240	230	10	convenience	convenience	NOUN
fsr-3240	230	11	samples	sample	NOUN
fsr-3240	230	12	.	.	PUNCT
fsr-3240	231	1	this	this	DET
fsr-3240	231	2	article	article	NOUN
fsr-3240	231	3	extends	extend	VERB
fsr-3240	231	4	these	these	DET
fsr-3240	231	5	tests	test	NOUN
fsr-3240	231	6	by	by	ADP
fsr-3240	231	7	using	use	VERB
fsr-3240	231	8	data	datum	NOUN
fsr-3240	231	9	(	(	PUNCT
fsr-3240	231	10	n	n	X
fsr-3240	231	11	�	�	PROPN
fsr-3240	231	12	160,279	160,279	NUM
fsr-3240	231	13	)	)	PUNCT
fsr-3240	231	14	collected	collect	VERB
fsr-3240	231	15	from	from	ADP
fsr-3240	231	16	late	late	ADJ
fsr-3240	231	17	2007	2007	NUM
fsr-3240	231	18	through	through	ADP
fsr-3240	231	19	early	early	ADJ
fsr-3240	231	20	2014	2014	NUM
fsr-3240	231	21	to	to	PART
fsr-3240	231	22	better	well	ADV
fsr-3240	231	23	describe	describe	VERB
fsr-3240	231	24	scale	scale	NOUN
fsr-3240	231	25	response	response	NOUN
fsr-3240	231	26	patterns	pattern	NOUN
fsr-3240	231	27	,	,	PUNCT
fsr-3240	231	28	as	as	ADV
fsr-3240	231	29	well	well	ADV
fsr-3240	231	30	as	as	ADP
fsr-3240	231	31	provide	provide	VERB
fsr-3240	231	32	an	an	DET
fsr-3240	231	33	update	update	NOUN
fsr-3240	231	34	on	on	ADP
fsr-3240	231	35	reliability	reliability	NOUN
fsr-3240	231	36	and	and	CCONJ
fsr-3240	231	37	validity	validity	NOUN
fsr-3240	231	38	estimates	estimate	NOUN
fsr-3240	231	39	for	for	ADP
fsr-3240	231	40	the	the	DET
fsr-3240	231	41	scale	scale	NOUN
fsr-3240	231	42	.	.	PUNCT
fsr-3240	232	1	when	when	SCONJ
fsr-3240	232	2	evaluating	evaluating	NOUN
fsr-3240	232	3	findings	finding	NOUN
fsr-3240	232	4	reported	report	VERB
fsr-3240	232	5	in	in	ADP
fsr-3240	232	6	this	this	DET
fsr-3240	232	7	article	article	NOUN
fsr-3240	232	8	,	,	PUNCT
fsr-3240	232	9	it	it	PRON
fsr-3240	232	10	is	be	AUX
fsr-3240	232	11	worth	worth	ADJ
fsr-3240	232	12	remembering	remember	VERB
fsr-3240	232	13	that	that	SCONJ
fsr-3240	232	14	data	datum	NOUN
fsr-3240	232	15	were	be	AUX
fsr-3240	232	16	collected	collect	VERB
fsr-3240	232	17	over	over	ADP
fsr-3240	232	18	periods	period	NOUN
fsr-3240	232	19	that	that	PRON
fsr-3240	232	20	included	include	VERB
fsr-3240	232	21	significant	significant	ADJ
fsr-3240	232	22	market	market	NOUN
fsr-3240	232	23	volatility	volatility	NOUN
fsr-3240	232	24	,	,	PUNCT
fsr-3240	232	25	and	and	CCONJ
fsr-3240	232	26	that	that	SCONJ
fsr-3240	232	27	a	a	DET
fsr-3240	232	28	degree	degree	NOUN
fsr-3240	232	29	of	of	ADP
fsr-3240	232	30	self	self	NOUN
fsr-3240	232	31	-	-	PUNCT
fsr-3240	232	32	selection	selection	NOUN
fsr-3240	232	33	bias	bias	NOUN
fsr-3240	232	34	was	be	AUX
fsr-3240	232	35	likely	likely	ADV
fsr-3240	232	36	present	present	ADJ
fsr-3240	232	37	in	in	ADP
fsr-3240	232	38	the	the	DET
fsr-3240	232	39	data	data	NOUN
fsr-3240	232	40	collection	collection	NOUN
fsr-3240	232	41	process	process	NOUN
fsr-3240	232	42	.	.	PUNCT
fsr-3240	233	1	it	it	PRON
fsr-3240	233	2	is	be	AUX
fsr-3240	233	3	possible	possible	ADJ
fsr-3240	233	4	that	that	SCONJ
fsr-3240	233	5	the	the	DET
fsr-3240	233	6	reported	report	VERB
fsr-3240	233	7	results	result	NOUN
fsr-3240	233	8	might	might	AUX
fsr-3240	233	9	have	have	AUX
fsr-3240	233	10	been	be	AUX
fsr-3240	233	11	different	different	ADJ
fsr-3240	233	12	had	have	VERB
fsr-3240	233	13	data	datum	NOUN
fsr-3240	233	14	from	from	ADP
fsr-3240	233	15	the	the	DET
fsr-3240	233	16	great	great	ADJ
fsr-3240	233	17	recession	recession	NOUN
fsr-3240	233	18	been	be	AUX
fsr-3240	233	19	excluded	exclude	VERB
fsr-3240	233	20	from	from	ADP
fsr-3240	233	21	the	the	DET
fsr-3240	233	22	analyses	analysis	NOUN
fsr-3240	233	23	and	and	CCONJ
fsr-3240	233	24	had	have	VERB
fsr-3240	233	25	others	other	NOUN
fsr-3240	233	26	without	without	ADP
fsr-3240	233	27	internet	internet	NOUN
fsr-3240	233	28	access	access	NOUN
fsr-3240	233	29	been	be	AUX
fsr-3240	233	30	asked	ask	VERB
fsr-3240	233	31	to	to	PART
fsr-3240	233	32	complete	complete	VERB
fsr-3240	233	33	the	the	DET
fsr-3240	233	34	assessment	assessment	NOUN
fsr-3240	233	35	.	.	PUNCT
fsr-3240	234	1	overall	overall	ADV
fsr-3240	234	2	,	,	PUNCT
fsr-3240	234	3	using	use	VERB
fsr-3240	234	4	data	datum	NOUN
fsr-3240	234	5	from	from	ADP
fsr-3240	234	6	more	more	ADJ
fsr-3240	234	7	than	than	ADP
fsr-3240	234	8	160,000	160,000	NUM
fsr-3240	234	9	scale	scale	NOUN
fsr-3240	234	10	users	user	NOUN
fsr-3240	234	11	,	,	PUNCT
fsr-3240	234	12	and	and	CCONJ
fsr-3240	234	13	subsequent	subsequent	ADJ
fsr-3240	234	14	random	random	ADJ
fsr-3240	234	15	samples	sample	NOUN
fsr-3240	234	16	taken	take	VERB
fsr-3240	234	17	from	from	ADP
fsr-3240	234	18	this	this	DET
fsr-3240	234	19	sample	sample	NOUN
fsr-3240	234	20	frame	frame	NOUN
fsr-3240	234	21	,	,	PUNCT
fsr-3240	234	22	the	the	DET
fsr-3240	234	23	findings	finding	NOUN
fsr-3240	234	24	from	from	ADP
fsr-3240	234	25	this	this	DET
fsr-3240	234	26	study	study	NOUN
fsr-3240	234	27	provide	provide	VERB
fsr-3240	234	28	additional	additional	ADJ
fsr-3240	234	29	evidence	evidence	NOUN
fsr-3240	234	30	that	that	SCONJ
fsr-3240	234	31	the	the	DET
fsr-3240	234	32	g&l	g&l	PROPN
fsr-3240	234	33	risk	risk	NOUN
fsr-3240	234	34	scale	scale	NOUN
fsr-3240	234	35	has	have	AUX
fsr-3240	234	36	performed	perform	VERB
fsr-3240	234	37	reasonably	reasonably	ADV
fsr-3240	234	38	well	well	ADV
fsr-3240	234	39	over	over	ADP
fsr-3240	234	40	its	its	PRON
fsr-3240	234	41	15	15	NUM
fsr-3240	234	42	years	year	NOUN
fsr-3240	234	43	of	of	ADP
fsr-3240	234	44	public	public	ADJ
fsr-3240	234	45	use	use	NOUN
fsr-3240	234	46	.	.	PUNCT
fsr-3240	235	1	based	base	VERB
fsr-3240	235	2	on	on	ADP
fsr-3240	235	3	the	the	DET
fsr-3240	235	4	full	full	ADJ
fsr-3240	235	5	sample	sample	NOUN
fsr-3240	235	6	,	,	PUNCT
fsr-3240	235	7	a	a	DET
fsr-3240	235	8	cronbach	cronbach	NOUN
fsr-3240	235	9	’s	’s	PART
fsr-3240	235	10	�	�	PROPN
fsr-3240	235	11	of	of	ADP
fsr-3240	235	12	�	�	PROPN
fsr-3240	235	13	�	�	PROPN
fsr-3240	235	14	0.77	0.77	NUM
fsr-3240	235	15	was	be	AUX
fsr-3240	235	16	estimated	estimate	VERB
fsr-3240	235	17	.	.	PUNCT
fsr-3240	236	1	further	further	ADJ
fsr-3240	236	2	reliability	reliability	NOUN
fsr-3240	236	3	estimates	estimate	NOUN
fsr-3240	236	4	were	be	AUX
fsr-3240	236	5	made	make	VERB
fsr-3240	236	6	using	use	VERB
fsr-3240	236	7	respondent	respondent	NOUN
fsr-3240	236	8	characteristics	characteristic	NOUN
fsr-3240	236	9	.	.	PUNCT
fsr-3240	237	1	the	the	DET
fsr-3240	237	2	majority	majority	NOUN
fsr-3240	237	3	of	of	ADP
fsr-3240	237	4	reliability	reliability	NOUN
fsr-3240	237	5	estimate	estimate	NOUN
fsr-3240	237	6	fell	fall	VERB
fsr-3240	237	7	within	within	ADP
fsr-3240	237	8	a	a	DET
fsr-3240	237	9	range	range	NOUN
fsr-3240	237	10	of	of	ADP
fsr-3240	237	11	0.73	0.73	NUM
fsr-3240	237	12	to	to	ADP
fsr-3240	237	13	0.90	0.90	NUM
fsr-3240	237	14	,	,	PUNCT
fsr-3240	237	15	with	with	ADP
fsr-3240	237	16	�	�	PROPN
fsr-3240	237	17	�	�	PROPN
fsr-3240	237	18	0.77	0.77	NUM
fsr-3240	237	19	being	be	AUX
fsr-3240	237	20	the	the	DET
fsr-3240	237	21	most	most	ADV
fsr-3240	237	22	typical	typical	ADJ
fsr-3240	237	23	estimate	estimate	NOUN
fsr-3240	237	24	.	.	PUNCT
fsr-3240	238	1	validity	validity	NOUN
fsr-3240	238	2	tests	test	NOUN
fsr-3240	238	3	showed	show	VERB
fsr-3240	238	4	that	that	SCONJ
fsr-3240	238	5	scores	score	NOUN
fsr-3240	238	6	on	on	ADP
fsr-3240	238	7	the	the	DET
fsr-3240	238	8	g&l	g&l	PROPN
fsr-3240	238	9	scale	scale	NOUN
fsr-3240	238	10	were	be	AUX
fsr-3240	238	11	positively	positively	ADV
fsr-3240	238	12	associated	associate	VERB
fsr-3240	238	13	with	with	ADP
fsr-3240	238	14	equity	equity	NOUN
fsr-3240	238	15	ownership	ownership	NOUN
fsr-3240	238	16	and	and	CCONJ
fsr-3240	238	17	negatively	negatively	ADV
fsr-3240	238	18	related	relate	VERB
fsr-3240	238	19	to	to	ADP
fsr-3240	238	20	cash	cash	NOUN
fsr-3240	238	21	and	and	CCONJ
fsr-3240	238	22	fixed	fix	VERB
fsr-3240	238	23	-	-	PUNCT
fsr-3240	238	24	income	income	NOUN
fsr-3240	238	25	ownership	ownership	NOUN
fsr-3240	238	26	.	.	PUNCT
fsr-3240	239	1	these	these	DET
fsr-3240	239	2	results	result	NOUN
fsr-3240	239	3	provide	provide	VERB
fsr-3240	239	4	evidence	evidence	NOUN
fsr-3240	239	5	that	that	SCONJ
fsr-3240	239	6	the	the	DET
fsr-3240	239	7	scale	scale	NOUN
fsr-3240	239	8	continues	continue	VERB
fsr-3240	239	9	to	to	PART
fsr-3240	239	10	offer	offer	VERB
fsr-3240	239	11	users	user	NOUN
fsr-3240	239	12	an	an	DET
fsr-3240	239	13	economical	economical	ADJ
fsr-3240	239	14	way	way	NOUN
fsr-3240	239	15	to	to	PART
fsr-3240	239	16	differentiate	differentiate	VERB
fsr-3240	239	17	between	between	ADP
fsr-3240	239	18	individuals	individual	NOUN
fsr-3240	239	19	who	who	PRON
fsr-3240	239	20	are	be	AUX
fsr-3240	239	21	more	more	ADV
fsr-3240	239	22	or	or	CCONJ
fsr-3240	239	23	less	less	ADV
fsr-3240	239	24	likely	likely	ADJ
fsr-3240	239	25	to	to	PART
fsr-3240	239	26	take	take	VERB
fsr-3240	239	27	financial	financial	ADJ
fsr-3240	239	28	risk	risk	NOUN
fsr-3240	239	29	.	.	PUNCT
fsr-3240	240	1	notes	note	NOUN
fsr-3240	240	2	1	1	NUM
fsr-3240	240	3	.	.	PUNCT
fsr-3240	241	1	reliability	reliability	NOUN
fsr-3240	241	2	refers	refer	VERB
fsr-3240	241	3	to	to	ADP
fsr-3240	241	4	“	"	PUNCT
fsr-3240	241	5	the	the	DET
fsr-3240	241	6	extent	extent	NOUN
fsr-3240	241	7	to	to	PART
fsr-3240	241	8	which	which	PRON
fsr-3240	241	9	[	[	X
fsr-3240	241	10	assessments	assessment	NOUN
fsr-3240	241	11	]	]	PUNCT
fsr-3240	241	12	are	be	AUX
fsr-3240	241	13	repeatable	repeatable	ADJ
fsr-3240	241	14	and	and	CCONJ
fsr-3240	241	15	that	that	SCONJ
fsr-3240	241	16	any	any	DET
fsr-3240	241	17	random	random	ADJ
fsr-3240	241	18	influence	influence	NOUN
fsr-3240	241	19	which	which	PRON
fsr-3240	241	20	tends	tend	VERB
fsr-3240	241	21	to	to	PART
fsr-3240	241	22	make	make	VERB
fsr-3240	241	23	measurements	measurement	NOUN
fsr-3240	241	24	different	different	ADJ
fsr-3240	241	25	from	from	ADP
fsr-3240	241	26	occasion	occasion	NOUN
fsr-3240	241	27	to	to	ADP
fsr-3240	241	28	occasion	occasion	NOUN
fsr-3240	241	29	is	be	AUX
fsr-3240	241	30	a	a	DET
fsr-3240	241	31	source	source	NOUN
fsr-3240	241	32	of	of	ADP
fsr-3240	241	33	measurement	measurement	NOUN
fsr-3240	241	34	error	error	NOUN
fsr-3240	241	35	”	"	PUNCT
fsr-3240	241	36	(	(	PUNCT
fsr-3240	241	37	nunnally	nunnally	ADV
fsr-3240	241	38	,	,	PUNCT
fsr-3240	241	39	1967	1967	NUM
fsr-3240	241	40	,	,	PUNCT
fsr-3240	241	41	p.	p.	NOUN
fsr-3240	241	42	206	206	NUM
fsr-3240	241	43	)	)	PUNCT
fsr-3240	241	44	.	.	PUNCT
fsr-3240	242	1	reliability	reliability	NOUN
fsr-3240	242	2	provides	provide	VERB
fsr-3240	242	3	an	an	DET
fsr-3240	242	4	indication	indication	NOUN
fsr-3240	242	5	of	of	ADP
fsr-3240	242	6	how	how	SCONJ
fsr-3240	242	7	consistent	consistent	ADJ
fsr-3240	242	8	responses	response	NOUN
fsr-3240	242	9	are	be	AUX
fsr-3240	242	10	or	or	CCONJ
fsr-3240	242	11	will	will	AUX
fsr-3240	242	12	be	be	AUX
fsr-3240	242	13	over	over	ADP
fsr-3240	242	14	time	time	NOUN
fsr-3240	242	15	.	.	PUNCT
fsr-3240	243	1	cron188	cron188	PROPN
fsr-3240	243	2	s.	s.	PROPN
fsr-3240	243	3	kuzniak	kuzniak	PROPN
fsr-3240	243	4	et	et	PROPN
fsr-3240	243	5	al	al	PROPN
fsr-3240	243	6	.	.	PUNCT
fsr-3240	243	7	/	/	SYM
fsr-3240	243	8	financial	financial	ADJ
fsr-3240	243	9	services	service	NOUN
fsr-3240	243	10	review	review	VERB
fsr-3240	243	11	24	24	NUM
fsr-3240	243	12	(	(	PUNCT
fsr-3240	243	13	2015	2015	NUM
fsr-3240	243	14	)	)	PUNCT
fsr-3240	244	1	177–192	177–192	NUM
fsr-3240	244	2	bach	bach	NOUN
fsr-3240	244	3	’s	’s	PART
fsr-3240	244	4	�	�	PROPN
fsr-3240	244	5	represents	represent	VERB
fsr-3240	244	6	the	the	DET
fsr-3240	244	7	lower	low	ADJ
fsr-3240	244	8	bound	bind	VERB
fsr-3240	244	9	of	of	ADP
fsr-3240	244	10	reliability	reliability	NOUN
fsr-3240	244	11	(	(	PUNCT
fsr-3240	244	12	cortina	cortina	NOUN
fsr-3240	244	13	,	,	PUNCT
fsr-3240	244	14	1993	1993	NUM
fsr-3240	244	15	)	)	PUNCT
fsr-3240	244	16	.	.	PUNCT
fsr-3240	245	1	peterson	peterson	NOUN
fsr-3240	245	2	(	(	PUNCT
fsr-3240	245	3	1994	1994	NUM
fsr-3240	245	4	)	)	PUNCT
fsr-3240	245	5	noted	note	VERB
fsr-3240	245	6	that	that	SCONJ
fsr-3240	245	7	the	the	DET
fsr-3240	245	8	average	average	NOUN
fsr-3240	245	9	reported	report	VERB
fsr-3240	245	10	cronbach	cronbach	PROPN
fsr-3240	245	11	’s	’s	PART
fsr-3240	245	12	�	�	PROPN
fsr-3240	245	13	in	in	ADP
fsr-3240	245	14	the	the	DET
fsr-3240	245	15	psychological	psychological	ADJ
fsr-3240	245	16	and	and	CCONJ
fsr-3240	245	17	marketing	marketing	NOUN
fsr-3240	245	18	literature	literature	NOUN
fsr-3240	245	19	ranges	range	VERB
fsr-3240	245	20	from	from	ADP
fsr-3240	245	21	.76	.76	NUM
fsr-3240	245	22	to	to	ADP
fsr-3240	245	23	.77	.77	NUM
fsr-3240	245	24	.	.	PUNCT
fsr-3240	246	1	generally	generally	ADV
fsr-3240	246	2	,	,	PUNCT
fsr-3240	246	3	scores	score	NOUN
fsr-3240	246	4	below	below	ADP
fsr-3240	246	5	�	�	PROPN
fsr-3240	246	6	�	�	PROPN
fsr-3240	246	7	.70	.70	NUM
fsr-3240	246	8	are	be	AUX
fsr-3240	246	9	considered	consider	VERB
fsr-3240	246	10	to	to	PART
fsr-3240	246	11	be	be	AUX
fsr-3240	246	12	useful	useful	ADJ
fsr-3240	246	13	only	only	ADV
fsr-3240	246	14	in	in	ADP
fsr-3240	246	15	exploratory	exploratory	ADJ
fsr-3240	246	16	studies	study	NOUN
fsr-3240	246	17	.	.	PUNCT
fsr-3240	247	1	scores	score	NOUN
fsr-3240	247	2	greater	great	ADJ
fsr-3240	247	3	than	than	ADP
fsr-3240	247	4	�	�	PROPN
fsr-3240	247	5	�	�	PROPN
fsr-3240	247	6	.90	.90	NUM
fsr-3240	247	7	are	be	AUX
fsr-3240	247	8	also	also	ADV
fsr-3240	247	9	considered	consider	VERB
fsr-3240	247	10	problematic	problematic	ADJ
fsr-3240	247	11	because	because	SCONJ
fsr-3240	247	12	of	of	ADP
fsr-3240	247	13	item	item	NOUN
fsr-3240	247	14	redundancy	redundancy	NOUN
fsr-3240	247	15	(	(	PUNCT
fsr-3240	247	16	boyle	boyle	NOUN
fsr-3240	247	17	,	,	PUNCT
fsr-3240	247	18	1991	1991	NUM
fsr-3240	247	19	)	)	PUNCT
fsr-3240	247	20	.	.	PUNCT
fsr-3240	248	1	appendix	appendix	VERB
fsr-3240	248	2	a.	a.	NOUN
fsr-3240	248	3	13	13	NUM
fsr-3240	248	4	-	-	PUNCT
fsr-3240	248	5	item	item	NOUN
fsr-3240	248	6	risk	risk	NOUN
fsr-3240	248	7	tolerance	tolerance	NOUN
fsr-3240	248	8	scale	scale	NOUN
fsr-3240	248	9	1	1	NUM
fsr-3240	248	10	.	.	PUNCT
fsr-3240	249	1	in	in	ADP
fsr-3240	249	2	general	general	ADJ
fsr-3240	249	3	,	,	PUNCT
fsr-3240	249	4	how	how	SCONJ
fsr-3240	249	5	would	would	AUX
fsr-3240	249	6	your	your	PRON
fsr-3240	249	7	best	good	ADJ
fsr-3240	249	8	friend	friend	NOUN
fsr-3240	249	9	describe	describe	VERB
fsr-3240	249	10	you	you	PRON
fsr-3240	249	11	as	as	ADP
fsr-3240	249	12	a	a	DET
fsr-3240	249	13	risk	risk	NOUN
fsr-3240	249	14	taker	taker	NOUN
fsr-3240	249	15	?	?	PUNCT
fsr-3240	250	1	a.	a.	NOUN
fsr-3240	251	1	a	a	DET
fsr-3240	251	2	real	real	ADJ
fsr-3240	251	3	gambler	gambler	NOUN
fsr-3240	251	4	b.	b.	PROPN
fsr-3240	251	5	willing	willing	ADJ
fsr-3240	251	6	to	to	PART
fsr-3240	251	7	take	take	VERB
fsr-3240	251	8	risks	risk	NOUN
fsr-3240	251	9	after	after	ADP
fsr-3240	251	10	completing	complete	VERB
fsr-3240	251	11	adequate	adequate	ADJ
fsr-3240	251	12	research	research	NOUN
fsr-3240	251	13	c.	c.	PROPN
fsr-3240	251	14	cautious	cautious	PROPN
fsr-3240	251	15	d.	d.	PROPN
fsr-3240	251	16	a	a	DET
fsr-3240	251	17	real	real	ADJ
fsr-3240	251	18	risk	risk	NOUN
fsr-3240	251	19	avoider	avoider	NOUN
fsr-3240	251	20	2	2	X
fsr-3240	251	21	.	.	PUNCT
fsr-3240	252	1	you	you	PRON
fsr-3240	252	2	are	be	AUX
fsr-3240	252	3	on	on	ADP
fsr-3240	252	4	a	a	DET
fsr-3240	252	5	tv	tv	NOUN
fsr-3240	252	6	game	game	NOUN
fsr-3240	252	7	show	show	NOUN
fsr-3240	252	8	and	and	CCONJ
fsr-3240	252	9	can	can	AUX
fsr-3240	252	10	choose	choose	VERB
fsr-3240	252	11	one	one	NUM
fsr-3240	252	12	of	of	ADP
fsr-3240	252	13	the	the	DET
fsr-3240	252	14	following	following	NOUN
fsr-3240	252	15	,	,	PUNCT
fsr-3240	252	16	which	which	PRON
fsr-3240	252	17	would	would	AUX
fsr-3240	252	18	you	you	PRON
fsr-3240	252	19	take	take	VERB
fsr-3240	252	20	?	?	PUNCT
fsr-3240	253	1	a.	a.	NOUN
fsr-3240	253	2	$	$	SYM
fsr-3240	253	3	1,000	1,000	NUM
fsr-3240	253	4	in	in	ADP
fsr-3240	253	5	cash	cash	NOUN
fsr-3240	253	6	b.	b.	PROPN
fsr-3240	253	7	a	a	DET
fsr-3240	253	8	50	50	NUM
fsr-3240	253	9	%	%	NOUN
fsr-3240	253	10	chance	chance	NOUN
fsr-3240	253	11	at	at	ADP
fsr-3240	253	12	winning	win	VERB
fsr-3240	253	13	$	$	SYM
fsr-3240	253	14	5,000	5,000	NUM
fsr-3240	253	15	c.	c.	NOUN
fsr-3240	253	16	a	a	DET
fsr-3240	253	17	25	25	NUM
fsr-3240	253	18	%	%	NOUN
fsr-3240	253	19	chance	chance	NOUN
fsr-3240	253	20	at	at	ADP
fsr-3240	253	21	winning	win	VERB
fsr-3240	253	22	$	$	SYM
fsr-3240	253	23	10,000	10,000	NUM
fsr-3240	253	24	d.	d.	NOUN
fsr-3240	253	25	a	a	DET
fsr-3240	253	26	5	5	NUM
fsr-3240	253	27	%	%	NOUN
fsr-3240	253	28	chance	chance	NOUN
fsr-3240	253	29	at	at	ADP
fsr-3240	253	30	winning	win	VERB
fsr-3240	253	31	$	$	SYM
fsr-3240	253	32	100,000	100,000	NUM
fsr-3240	253	33	3	3	NUM
fsr-3240	253	34	.	.	PUNCT
fsr-3240	254	1	you	you	PRON
fsr-3240	254	2	have	have	AUX
fsr-3240	254	3	just	just	ADV
fsr-3240	254	4	finished	finish	VERB
fsr-3240	254	5	saving	save	VERB
fsr-3240	254	6	for	for	ADP
fsr-3240	254	7	a	a	DET
fsr-3240	254	8	“	"	PUNCT
fsr-3240	254	9	once	once	ADV
fsr-3240	254	10	-	-	PUNCT
fsr-3240	254	11	in	in	ADP
fsr-3240	254	12	-	-	PUNCT
fsr-3240	254	13	a	a	DET
fsr-3240	254	14	-	-	PUNCT
fsr-3240	254	15	lifetime	lifetime	NOUN
fsr-3240	254	16	”	"	PUNCT
fsr-3240	254	17	vacation	vacation	NOUN
fsr-3240	254	18	.	.	PUNCT
fsr-3240	255	1	three	three	NUM
fsr-3240	255	2	weeks	week	NOUN
fsr-3240	255	3	before	before	SCONJ
fsr-3240	255	4	you	you	PRON
fsr-3240	255	5	plan	plan	VERB
fsr-3240	255	6	to	to	PART
fsr-3240	255	7	leave	leave	VERB
fsr-3240	255	8	,	,	PUNCT
fsr-3240	255	9	you	you	PRON
fsr-3240	255	10	lose	lose	VERB
fsr-3240	255	11	your	your	PRON
fsr-3240	255	12	job	job	NOUN
fsr-3240	255	13	.	.	PUNCT
fsr-3240	256	1	you	you	PRON
fsr-3240	256	2	would	would	AUX
fsr-3240	256	3	:	:	PUNCT
fsr-3240	256	4	a.	a.	NOUN
fsr-3240	256	5	cancel	cancel	VERB
fsr-3240	256	6	the	the	DET
fsr-3240	256	7	vacation	vacation	NOUN
fsr-3240	256	8	b.	b.	PROPN
fsr-3240	256	9	take	take	VERB
fsr-3240	256	10	a	a	DET
fsr-3240	256	11	much	much	ADV
fsr-3240	256	12	more	more	ADV
fsr-3240	256	13	modest	modest	ADJ
fsr-3240	256	14	vacation	vacation	NOUN
fsr-3240	256	15	c.	c.	NOUN
fsr-3240	256	16	go	go	VERB
fsr-3240	256	17	as	as	SCONJ
fsr-3240	256	18	scheduled	schedule	VERB
fsr-3240	256	19	,	,	PUNCT
fsr-3240	256	20	reasoning	reason	VERB
fsr-3240	256	21	that	that	SCONJ
fsr-3240	256	22	you	you	PRON
fsr-3240	256	23	need	need	VERB
fsr-3240	256	24	the	the	DET
fsr-3240	256	25	time	time	NOUN
fsr-3240	256	26	to	to	PART
fsr-3240	256	27	prepare	prepare	VERB
fsr-3240	256	28	for	for	ADP
fsr-3240	256	29	a	a	DET
fsr-3240	256	30	job	job	NOUN
fsr-3240	256	31	search	search	NOUN
fsr-3240	256	32	d.	d.	NOUN
fsr-3240	256	33	extend	extend	VERB
fsr-3240	256	34	your	your	PRON
fsr-3240	256	35	vacation	vacation	NOUN
fsr-3240	256	36	,	,	PUNCT
fsr-3240	256	37	because	because	SCONJ
fsr-3240	256	38	this	this	PRON
fsr-3240	256	39	might	might	AUX
fsr-3240	256	40	be	be	AUX
fsr-3240	256	41	your	your	PRON
fsr-3240	256	42	last	last	ADJ
fsr-3240	256	43	chance	chance	NOUN
fsr-3240	256	44	to	to	PART
fsr-3240	256	45	go	go	VERB
fsr-3240	256	46	first	first	ADJ
fsr-3240	256	47	-	-	PUNCT
fsr-3240	256	48	class	class	NOUN
fsr-3240	256	49	4	4	NUM
fsr-3240	256	50	.	.	PUNCT
fsr-3240	257	1	if	if	SCONJ
fsr-3240	257	2	you	you	PRON
fsr-3240	257	3	unexpectedly	unexpectedly	ADV
fsr-3240	257	4	received	receive	VERB
fsr-3240	257	5	$	$	SYM
fsr-3240	257	6	20,000	20,000	NUM
fsr-3240	257	7	to	to	PART
fsr-3240	257	8	invest	invest	VERB
fsr-3240	257	9	,	,	PUNCT
fsr-3240	257	10	what	what	PRON
fsr-3240	257	11	would	would	AUX
fsr-3240	257	12	you	you	PRON
fsr-3240	257	13	do	do	VERB
fsr-3240	257	14	?	?	PUNCT
fsr-3240	258	1	a.	a.	NOUN
fsr-3240	258	2	deposit	deposit	VERB
fsr-3240	258	3	it	it	PRON
fsr-3240	258	4	in	in	ADP
fsr-3240	258	5	a	a	DET
fsr-3240	258	6	bank	bank	NOUN
fsr-3240	258	7	account	account	NOUN
fsr-3240	258	8	,	,	PUNCT
fsr-3240	258	9	money	money	NOUN
fsr-3240	258	10	market	market	NOUN
fsr-3240	258	11	account	account	NOUN
fsr-3240	258	12	,	,	PUNCT
fsr-3240	258	13	or	or	CCONJ
fsr-3240	258	14	an	an	DET
fsr-3240	258	15	insured	insure	VERB
fsr-3240	258	16	cd	cd	PROPN
fsr-3240	258	17	b.	b.	PROPN
fsr-3240	258	18	invest	invest	VERB
fsr-3240	258	19	it	it	PRON
fsr-3240	258	20	in	in	ADP
fsr-3240	258	21	safe	safe	ADJ
fsr-3240	258	22	high	high	ADJ
fsr-3240	258	23	quality	quality	NOUN
fsr-3240	258	24	bonds	bond	NOUN
fsr-3240	258	25	or	or	CCONJ
fsr-3240	258	26	bond	bond	NOUN
fsr-3240	258	27	mutual	mutual	ADJ
fsr-3240	258	28	funds	fund	NOUN
fsr-3240	258	29	c.	c.	PROPN
fsr-3240	258	30	invest	invest	VERB
fsr-3240	258	31	it	it	PRON
fsr-3240	258	32	in	in	ADP
fsr-3240	258	33	stocks	stock	NOUN
fsr-3240	258	34	or	or	CCONJ
fsr-3240	258	35	stock	stock	NOUN
fsr-3240	258	36	mutual	mutual	ADJ
fsr-3240	258	37	funds	fund	NOUN
fsr-3240	258	38	5	5	NUM
fsr-3240	258	39	.	.	PUNCT
fsr-3240	259	1	in	in	ADP
fsr-3240	259	2	terms	term	NOUN
fsr-3240	259	3	of	of	ADP
fsr-3240	259	4	experience	experience	NOUN
fsr-3240	259	5	,	,	PUNCT
fsr-3240	259	6	how	how	SCONJ
fsr-3240	259	7	comfortable	comfortable	ADJ
fsr-3240	259	8	are	be	AUX
fsr-3240	259	9	you	you	PRON
fsr-3240	259	10	investing	invest	VERB
fsr-3240	259	11	in	in	ADP
fsr-3240	259	12	stocks	stock	NOUN
fsr-3240	259	13	or	or	CCONJ
fsr-3240	259	14	stock	stock	NOUN
fsr-3240	259	15	mutual	mutual	ADJ
fsr-3240	259	16	funds	fund	NOUN
fsr-3240	259	17	?	?	PUNCT
fsr-3240	260	1	a.	a.	NOUN
fsr-3240	261	1	not	not	PART
fsr-3240	261	2	at	at	ADV
fsr-3240	261	3	all	all	ADV
fsr-3240	261	4	comfortable	comfortable	ADJ
fsr-3240	261	5	b.	b.	NOUN
fsr-3240	261	6	somewhat	somewhat	ADV
fsr-3240	261	7	comfortable	comfortable	ADJ
fsr-3240	261	8	c.	c.	NOUN
fsr-3240	261	9	very	very	ADV
fsr-3240	261	10	comfortable	comfortable	ADJ
fsr-3240	261	11	6	6	NUM
fsr-3240	261	12	.	.	PUNCT
fsr-3240	262	1	when	when	SCONJ
fsr-3240	262	2	you	you	PRON
fsr-3240	262	3	think	think	VERB
fsr-3240	262	4	of	of	ADP
fsr-3240	262	5	the	the	DET
fsr-3240	262	6	word	word	NOUN
fsr-3240	262	7	“	"	PUNCT
fsr-3240	262	8	risk	risk	NOUN
fsr-3240	262	9	,	,	PUNCT
fsr-3240	262	10	”	"	PUNCT
fsr-3240	262	11	which	which	PRON
fsr-3240	262	12	of	of	ADP
fsr-3240	262	13	the	the	DET
fsr-3240	262	14	following	follow	VERB
fsr-3240	262	15	words	word	NOUN
fsr-3240	262	16	comes	come	VERB
fsr-3240	262	17	to	to	ADP
fsr-3240	262	18	mind	mind	NOUN
fsr-3240	262	19	first	first	ADV
fsr-3240	262	20	?	?	PUNCT
fsr-3240	263	1	a.	a.	NOUN
fsr-3240	263	2	loss	loss	PROPN
fsr-3240	263	3	b.	b.	PROPN
fsr-3240	263	4	uncertainty	uncertainty	PROPN
fsr-3240	263	5	c.	c.	PROPN
fsr-3240	263	6	opportunity	opportunity	PROPN
fsr-3240	263	7	d.	d.	PROPN
fsr-3240	263	8	thrill	thrill	PROPN
fsr-3240	263	9	7	7	NUM
fsr-3240	263	10	.	.	PUNCT
fsr-3240	264	1	some	some	DET
fsr-3240	264	2	experts	expert	NOUN
fsr-3240	264	3	are	be	AUX
fsr-3240	264	4	predicting	predict	VERB
fsr-3240	264	5	prices	price	NOUN
fsr-3240	264	6	of	of	ADP
fsr-3240	264	7	assets	asset	NOUN
fsr-3240	264	8	such	such	ADJ
fsr-3240	264	9	as	as	ADP
fsr-3240	264	10	gold	gold	NOUN
fsr-3240	264	11	,	,	PUNCT
fsr-3240	264	12	jewels	jewel	NOUN
fsr-3240	264	13	,	,	PUNCT
fsr-3240	264	14	collectibles	collectible	NOUN
fsr-3240	264	15	,	,	PUNCT
fsr-3240	264	16	and	and	CCONJ
fsr-3240	264	17	real	real	ADJ
fsr-3240	264	18	estate	estate	NOUN
fsr-3240	264	19	(	(	PUNCT
fsr-3240	264	20	hard	hard	ADJ
fsr-3240	264	21	assets	asset	NOUN
fsr-3240	264	22	)	)	PUNCT
fsr-3240	264	23	to	to	PART
fsr-3240	264	24	increase	increase	VERB
fsr-3240	264	25	in	in	ADP
fsr-3240	264	26	value	value	NOUN
fsr-3240	264	27	;	;	PUNCT
fsr-3240	264	28	bond	bond	NOUN
fsr-3240	264	29	prices	price	NOUN
fsr-3240	264	30	may	may	AUX
fsr-3240	264	31	fall	fall	VERB
fsr-3240	264	32	,	,	PUNCT
fsr-3240	264	33	however	however	ADV
fsr-3240	264	34	,	,	PUNCT
fsr-3240	264	35	experts	expert	NOUN
fsr-3240	264	36	tend	tend	VERB
fsr-3240	264	37	to	to	PART
fsr-3240	264	38	agree	agree	VERB
fsr-3240	264	39	that	that	SCONJ
fsr-3240	264	40	government	government	NOUN
fsr-3240	264	41	bonds	bond	NOUN
fsr-3240	264	42	are	be	AUX
fsr-3240	264	43	relatively	relatively	ADV
fsr-3240	264	44	safe	safe	ADJ
fsr-3240	264	45	.	.	PUNCT
fsr-3240	265	1	most	most	ADJ
fsr-3240	265	2	of	of	ADP
fsr-3240	265	3	your	your	PRON
fsr-3240	265	4	investment	investment	NOUN
fsr-3240	265	5	assets	asset	NOUN
fsr-3240	265	6	are	be	AUX
fsr-3240	265	7	now	now	ADV
fsr-3240	265	8	in	in	ADP
fsr-3240	265	9	high	high	ADJ
fsr-3240	265	10	interest	interest	NOUN
fsr-3240	265	11	government	government	NOUN
fsr-3240	265	12	bonds	bond	NOUN
fsr-3240	265	13	.	.	PUNCT
fsr-3240	266	1	what	what	PRON
fsr-3240	266	2	would	would	AUX
fsr-3240	266	3	you	you	PRON
fsr-3240	266	4	do	do	VERB
fsr-3240	266	5	?	?	PUNCT
fsr-3240	267	1	a.	a.	NOUN
fsr-3240	267	2	hold	hold	VERB
fsr-3240	267	3	the	the	DET
fsr-3240	267	4	bonds	bond	NOUN
fsr-3240	267	5	189s	189s	PROPN
fsr-3240	267	6	.	.	PUNCT
fsr-3240	268	1	kuzniak	kuzniak	PROPN
fsr-3240	268	2	et	et	PROPN
fsr-3240	268	3	al	al	PROPN
fsr-3240	268	4	.	.	PUNCT
fsr-3240	268	5	/	/	SYM
fsr-3240	268	6	financial	financial	ADJ
fsr-3240	268	7	services	service	NOUN
fsr-3240	268	8	review	review	VERB
fsr-3240	268	9	24	24	NUM
fsr-3240	268	10	(	(	PUNCT
fsr-3240	268	11	2015	2015	NUM
fsr-3240	268	12	)	)	PUNCT
fsr-3240	268	13	177–192	177–192	NUM
fsr-3240	268	14	b.	b.	NOUN
fsr-3240	268	15	sell	sell	VERB
fsr-3240	268	16	the	the	DET
fsr-3240	268	17	bonds	bond	NOUN
fsr-3240	268	18	,	,	PUNCT
fsr-3240	268	19	put	put	VERB
fsr-3240	268	20	half	half	DET
fsr-3240	268	21	the	the	DET
fsr-3240	268	22	proceeds	proceed	NOUN
fsr-3240	268	23	into	into	ADP
fsr-3240	268	24	money	money	NOUN
fsr-3240	268	25	market	market	NOUN
fsr-3240	268	26	accounts	account	NOUN
fsr-3240	268	27	,	,	PUNCT
fsr-3240	268	28	and	and	CCONJ
fsr-3240	268	29	the	the	DET
fsr-3240	268	30	other	other	ADJ
fsr-3240	268	31	half	half	NOUN
fsr-3240	268	32	into	into	ADP
fsr-3240	268	33	hard	hard	ADJ
fsr-3240	268	34	assets	asset	NOUN
fsr-3240	268	35	c.	c.	NOUN
fsr-3240	268	36	sell	sell	VERB
fsr-3240	268	37	the	the	DET
fsr-3240	268	38	bonds	bond	NOUN
fsr-3240	268	39	and	and	CCONJ
fsr-3240	268	40	put	put	VERB
fsr-3240	268	41	the	the	DET
fsr-3240	268	42	total	total	ADJ
fsr-3240	268	43	proceeds	proceed	NOUN
fsr-3240	268	44	into	into	ADP
fsr-3240	268	45	hard	hard	ADJ
fsr-3240	268	46	assets	asset	NOUN
fsr-3240	268	47	d.	d.	PROPN
fsr-3240	268	48	sell	sell	VERB
fsr-3240	268	49	the	the	DET
fsr-3240	268	50	bonds	bond	NOUN
fsr-3240	268	51	,	,	PUNCT
fsr-3240	268	52	put	put	VERB
fsr-3240	268	53	all	all	DET
fsr-3240	268	54	the	the	DET
fsr-3240	268	55	money	money	NOUN
fsr-3240	268	56	into	into	ADP
fsr-3240	268	57	hard	hard	ADJ
fsr-3240	268	58	assets	asset	NOUN
fsr-3240	268	59	,	,	PUNCT
fsr-3240	268	60	and	and	CCONJ
fsr-3240	268	61	borrow	borrow	VERB
fsr-3240	268	62	additional	additional	ADJ
fsr-3240	268	63	money	money	NOUN
fsr-3240	268	64	to	to	PART
fsr-3240	268	65	buy	buy	VERB
fsr-3240	268	66	more	more	ADJ
fsr-3240	268	67	8	8	NUM
fsr-3240	268	68	.	.	PUNCT
fsr-3240	269	1	given	give	VERB
fsr-3240	269	2	the	the	DET
fsr-3240	269	3	best	good	ADJ
fsr-3240	269	4	and	and	CCONJ
fsr-3240	269	5	worst	bad	ADJ
fsr-3240	269	6	case	case	NOUN
fsr-3240	269	7	returns	return	NOUN
fsr-3240	269	8	of	of	ADP
fsr-3240	269	9	the	the	DET
fsr-3240	269	10	four	four	NUM
fsr-3240	269	11	investment	investment	NOUN
fsr-3240	269	12	choices	choice	NOUN
fsr-3240	269	13	below	below	ADV
fsr-3240	269	14	,	,	PUNCT
fsr-3240	269	15	which	which	PRON
fsr-3240	269	16	would	would	AUX
fsr-3240	269	17	you	you	PRON
fsr-3240	269	18	prefer	prefer	VERB
fsr-3240	269	19	?	?	PUNCT
fsr-3240	269	20	a.	a.	NOUN
fsr-3240	269	21	$	$	SYM
fsr-3240	269	22	200	200	NUM
fsr-3240	269	23	gain	gain	VERB
fsr-3240	269	24	best	good	ADJ
fsr-3240	269	25	case	case	NOUN
fsr-3240	269	26	;	;	PUNCT
fsr-3240	269	27	$	$	SYM
fsr-3240	269	28	0	0	NUM
fsr-3240	269	29	gain	gain	NOUN
fsr-3240	269	30	/	/	SYM
fsr-3240	269	31	loss	loss	NOUN
fsr-3240	269	32	worst	bad	ADJ
fsr-3240	269	33	case	case	NOUN
fsr-3240	269	34	b.	b.	NOUN
fsr-3240	269	35	$	$	SYM
fsr-3240	269	36	800	800	NUM
fsr-3240	269	37	gain	gain	VERB
fsr-3240	269	38	best	good	ADJ
fsr-3240	269	39	case	case	NOUN
fsr-3240	269	40	;	;	PUNCT
fsr-3240	269	41	$	$	SYM
fsr-3240	269	42	200	200	NUM
fsr-3240	269	43	loss	loss	NOUN
fsr-3240	269	44	worst	bad	ADJ
fsr-3240	269	45	case	case	NOUN
fsr-3240	269	46	c.	c.	NOUN
fsr-3240	269	47	$	$	SYM
fsr-3240	269	48	2,600	2,600	NUM
fsr-3240	269	49	gain	gain	VERB
fsr-3240	269	50	best	good	ADJ
fsr-3240	269	51	case	case	NOUN
fsr-3240	269	52	;	;	PUNCT
fsr-3240	269	53	$	$	SYM
fsr-3240	269	54	800	800	NUM
fsr-3240	269	55	loss	loss	NOUN
fsr-3240	269	56	worst	bad	ADJ
fsr-3240	269	57	case	case	NOUN
fsr-3240	269	58	d.	d.	NOUN
fsr-3240	269	59	$	$	SYM
fsr-3240	269	60	4,800	4,800	NUM
fsr-3240	269	61	gain	gain	VERB
fsr-3240	269	62	best	good	ADJ
fsr-3240	269	63	case	case	NOUN
fsr-3240	269	64	;	;	PUNCT
fsr-3240	269	65	$	$	SYM
fsr-3240	269	66	2,400	2,400	NUM
fsr-3240	269	67	loss	loss	NOUN
fsr-3240	269	68	worst	bad	ADJ
fsr-3240	269	69	case	case	NOUN
fsr-3240	269	70	9	9	NUM
fsr-3240	269	71	.	.	PUNCT
fsr-3240	270	1	in	in	ADP
fsr-3240	270	2	addition	addition	NOUN
fsr-3240	270	3	to	to	ADP
fsr-3240	270	4	whatever	whatever	PRON
fsr-3240	270	5	you	you	PRON
fsr-3240	270	6	own	own	VERB
fsr-3240	270	7	,	,	PUNCT
fsr-3240	270	8	you	you	PRON
fsr-3240	270	9	have	have	AUX
fsr-3240	270	10	been	be	AUX
fsr-3240	270	11	given	give	VERB
fsr-3240	270	12	$	$	SYM
fsr-3240	270	13	1,000	1,000	NUM
fsr-3240	270	14	.	.	PUNCT
fsr-3240	271	1	you	you	PRON
fsr-3240	271	2	are	be	AUX
fsr-3240	271	3	now	now	ADV
fsr-3240	271	4	asked	ask	VERB
fsr-3240	271	5	to	to	PART
fsr-3240	271	6	choose	choose	VERB
fsr-3240	271	7	between	between	ADP
fsr-3240	271	8	:	:	PUNCT
fsr-3240	271	9	a.	a.	NOUN
fsr-3240	271	10	a	a	DET
fsr-3240	271	11	sure	sure	ADJ
fsr-3240	271	12	gain	gain	NOUN
fsr-3240	271	13	of	of	ADP
fsr-3240	271	14	$	$	SYM
fsr-3240	271	15	500	500	NUM
fsr-3240	271	16	b.	b.	NOUN
fsr-3240	271	17	a	a	DET
fsr-3240	271	18	50	50	NUM
fsr-3240	271	19	%	%	NOUN
fsr-3240	271	20	chance	chance	NOUN
fsr-3240	271	21	to	to	PART
fsr-3240	271	22	gain	gain	VERB
fsr-3240	271	23	$	$	SYM
fsr-3240	271	24	1,000	1,000	NUM
fsr-3240	271	25	and	and	CCONJ
fsr-3240	271	26	a	a	DET
fsr-3240	271	27	50	50	NUM
fsr-3240	271	28	%	%	NOUN
fsr-3240	271	29	chance	chance	NOUN
fsr-3240	271	30	to	to	PART
fsr-3240	271	31	gain	gain	VERB
fsr-3240	271	32	nothing	nothing	PRON
fsr-3240	271	33	10	10	NUM
fsr-3240	271	34	.	.	PUNCT
fsr-3240	272	1	in	in	ADP
fsr-3240	272	2	addition	addition	NOUN
fsr-3240	272	3	to	to	ADP
fsr-3240	272	4	whatever	whatever	PRON
fsr-3240	272	5	you	you	PRON
fsr-3240	272	6	own	own	VERB
fsr-3240	272	7	,	,	PUNCT
fsr-3240	272	8	you	you	PRON
fsr-3240	272	9	have	have	AUX
fsr-3240	272	10	been	be	AUX
fsr-3240	272	11	given	give	VERB
fsr-3240	272	12	$	$	SYM
fsr-3240	272	13	2,000	2,000	NUM
fsr-3240	272	14	.	.	PUNCT
fsr-3240	273	1	you	you	PRON
fsr-3240	273	2	are	be	AUX
fsr-3240	273	3	now	now	ADV
fsr-3240	273	4	asked	ask	VERB
fsr-3240	273	5	to	to	PART
fsr-3240	273	6	choose	choose	VERB
fsr-3240	273	7	between	between	ADP
fsr-3240	273	8	:	:	PUNCT
fsr-3240	273	9	a.	a.	NOUN
fsr-3240	273	10	a	a	DET
fsr-3240	273	11	sure	sure	ADJ
fsr-3240	273	12	loss	loss	NOUN
fsr-3240	273	13	of	of	ADP
fsr-3240	273	14	$	$	SYM
fsr-3240	273	15	500	500	NUM
fsr-3240	273	16	b.	b.	NOUN
fsr-3240	273	17	a	a	DET
fsr-3240	273	18	50	50	NUM
fsr-3240	273	19	%	%	NOUN
fsr-3240	273	20	chance	chance	NOUN
fsr-3240	273	21	to	to	PART
fsr-3240	273	22	lose	lose	VERB
fsr-3240	273	23	$	$	SYM
fsr-3240	273	24	1,000	1,000	NUM
fsr-3240	273	25	and	and	CCONJ
fsr-3240	273	26	a	a	DET
fsr-3240	273	27	50	50	NUM
fsr-3240	273	28	%	%	NOUN
fsr-3240	273	29	chance	chance	NOUN
fsr-3240	273	30	to	to	PART
fsr-3240	273	31	lose	lose	VERB
fsr-3240	273	32	nothing	nothing	PRON
fsr-3240	273	33	11	11	NUM
fsr-3240	273	34	.	.	PUNCT
fsr-3240	274	1	suppose	suppose	VERB
fsr-3240	274	2	a	a	DET
fsr-3240	274	3	relative	relative	NOUN
fsr-3240	274	4	left	leave	VERB
fsr-3240	274	5	you	you	PRON
fsr-3240	274	6	an	an	DET
fsr-3240	274	7	inheritance	inheritance	NOUN
fsr-3240	274	8	of	of	ADP
fsr-3240	274	9	$	$	SYM
fsr-3240	274	10	100,000	100,000	NUM
fsr-3240	274	11	,	,	PUNCT
fsr-3240	274	12	stipulating	stipulate	VERB
fsr-3240	274	13	in	in	ADP
fsr-3240	274	14	the	the	DET
fsr-3240	274	15	will	will	NOUN
fsr-3240	274	16	that	that	PRON
fsr-3240	274	17	you	you	PRON
fsr-3240	274	18	invest	invest	VERB
fsr-3240	274	19	all	all	DET
fsr-3240	274	20	the	the	DET
fsr-3240	274	21	money	money	NOUN
fsr-3240	274	22	in	in	ADP
fsr-3240	274	23	one	one	NUM
fsr-3240	274	24	of	of	ADP
fsr-3240	274	25	the	the	DET
fsr-3240	274	26	following	follow	VERB
fsr-3240	274	27	choices	choice	NOUN
fsr-3240	274	28	.	.	PUNCT
fsr-3240	275	1	which	which	DET
fsr-3240	275	2	one	one	PRON
fsr-3240	275	3	would	would	AUX
fsr-3240	275	4	you	you	PRON
fsr-3240	275	5	select	select	VERB
fsr-3240	275	6	?	?	PUNCT
fsr-3240	276	1	a.	a.	NOUN
fsr-3240	277	1	a	a	DET
fsr-3240	277	2	savings	saving	NOUN
fsr-3240	277	3	account	account	NOUN
fsr-3240	277	4	or	or	CCONJ
fsr-3240	277	5	money	money	NOUN
fsr-3240	277	6	market	market	NOUN
fsr-3240	277	7	mutual	mutual	ADJ
fsr-3240	277	8	fund	fund	NOUN
fsr-3240	277	9	b.	b.	PROPN
fsr-3240	277	10	a	a	DET
fsr-3240	277	11	mutual	mutual	ADJ
fsr-3240	277	12	fund	fund	NOUN
fsr-3240	277	13	that	that	PRON
fsr-3240	277	14	owns	own	VERB
fsr-3240	277	15	stocks	stock	NOUN
fsr-3240	277	16	and	and	CCONJ
fsr-3240	277	17	bonds	bond	NOUN
fsr-3240	277	18	c.	c.	PROPN
fsr-3240	277	19	a	a	DET
fsr-3240	277	20	portfolio	portfolio	NOUN
fsr-3240	277	21	of	of	ADP
fsr-3240	277	22	15	15	NUM
fsr-3240	277	23	common	common	ADJ
fsr-3240	277	24	stocks	stock	NOUN
fsr-3240	277	25	d.	d.	PROPN
fsr-3240	277	26	commodities	commodity	NOUN
fsr-3240	277	27	like	like	ADP
fsr-3240	277	28	gold	gold	NOUN
fsr-3240	277	29	,	,	PUNCT
fsr-3240	277	30	silver	silver	NOUN
fsr-3240	277	31	,	,	PUNCT
fsr-3240	277	32	and	and	CCONJ
fsr-3240	277	33	oil	oil	NOUN
fsr-3240	277	34	12	12	NUM
fsr-3240	277	35	.	.	PUNCT
fsr-3240	278	1	if	if	SCONJ
fsr-3240	278	2	you	you	PRON
fsr-3240	278	3	had	have	VERB
fsr-3240	278	4	to	to	PART
fsr-3240	278	5	invest	invest	VERB
fsr-3240	278	6	$	$	SYM
fsr-3240	278	7	20,000	20,000	NUM
fsr-3240	278	8	,	,	PUNCT
fsr-3240	278	9	which	which	PRON
fsr-3240	278	10	of	of	ADP
fsr-3240	278	11	the	the	DET
fsr-3240	278	12	following	follow	VERB
fsr-3240	278	13	investment	investment	NOUN
fsr-3240	278	14	choices	choice	NOUN
fsr-3240	278	15	would	would	AUX
fsr-3240	278	16	you	you	PRON
fsr-3240	278	17	find	find	VERB
fsr-3240	278	18	most	most	ADV
fsr-3240	278	19	appealing	appealing	ADJ
fsr-3240	278	20	?	?	PUNCT
fsr-3240	279	1	a.	a.	NOUN
fsr-3240	279	2	60	60	NUM
fsr-3240	279	3	%	%	NOUN
fsr-3240	279	4	in	in	ADP
fsr-3240	279	5	low	low	ADJ
fsr-3240	279	6	-	-	PUNCT
fsr-3240	279	7	risk	risk	NOUN
fsr-3240	279	8	investments	investment	NOUN
fsr-3240	279	9	,	,	PUNCT
fsr-3240	279	10	30	30	NUM
fsr-3240	279	11	%	%	NOUN
fsr-3240	279	12	in	in	ADP
fsr-3240	279	13	medium	medium	ADJ
fsr-3240	279	14	-	-	PUNCT
fsr-3240	279	15	risk	risk	NOUN
fsr-3240	279	16	investments	investment	NOUN
fsr-3240	279	17	,	,	PUNCT
fsr-3240	279	18	10	10	NUM
fsr-3240	279	19	%	%	NOUN
fsr-3240	279	20	in	in	ADP
fsr-3240	279	21	high	high	ADJ
fsr-3240	279	22	-	-	PUNCT
fsr-3240	279	23	risk	risk	NOUN
fsr-3240	279	24	investments	investment	NOUN
fsr-3240	279	25	b.	b.	PROPN
fsr-3240	279	26	30	30	NUM
fsr-3240	279	27	%	%	NOUN
fsr-3240	279	28	in	in	ADP
fsr-3240	279	29	low	low	ADJ
fsr-3240	279	30	-	-	PUNCT
fsr-3240	279	31	risk	risk	NOUN
fsr-3240	279	32	investments	investment	NOUN
fsr-3240	279	33	,	,	PUNCT
fsr-3240	279	34	40	40	NUM
fsr-3240	279	35	%	%	NOUN
fsr-3240	279	36	in	in	ADP
fsr-3240	279	37	medium	medium	ADJ
fsr-3240	279	38	-	-	PUNCT
fsr-3240	279	39	risk	risk	NOUN
fsr-3240	279	40	investments	investment	NOUN
fsr-3240	279	41	,	,	PUNCT
fsr-3240	279	42	30	30	NUM
fsr-3240	279	43	%	%	NOUN
fsr-3240	279	44	in	in	ADP
fsr-3240	279	45	high	high	ADJ
fsr-3240	279	46	-	-	PUNCT
fsr-3240	279	47	risk	risk	NOUN
fsr-3240	279	48	investments	investment	NOUN
fsr-3240	279	49	c.	c.	NOUN
fsr-3240	279	50	10	10	NUM
fsr-3240	279	51	%	%	NOUN
fsr-3240	279	52	in	in	ADP
fsr-3240	279	53	low	low	ADJ
fsr-3240	279	54	-	-	PUNCT
fsr-3240	279	55	risk	risk	NOUN
fsr-3240	279	56	investments	investment	NOUN
fsr-3240	279	57	,	,	PUNCT
fsr-3240	279	58	40	40	NUM
fsr-3240	279	59	%	%	NOUN
fsr-3240	279	60	in	in	ADP
fsr-3240	279	61	medium	medium	ADJ
fsr-3240	279	62	-	-	PUNCT
fsr-3240	279	63	risk	risk	NOUN
fsr-3240	279	64	investments	investment	NOUN
fsr-3240	279	65	,	,	PUNCT
fsr-3240	279	66	50	50	NUM
fsr-3240	279	67	%	%	NOUN
fsr-3240	279	68	in	in	ADP
fsr-3240	279	69	high	high	ADJ
fsr-3240	279	70	-	-	PUNCT
fsr-3240	279	71	risk	risk	NOUN
fsr-3240	279	72	investments	investment	NOUN
fsr-3240	279	73	13	13	NUM
fsr-3240	279	74	.	.	PUNCT
fsr-3240	280	1	your	your	PRON
fsr-3240	280	2	trusted	trust	VERB
fsr-3240	280	3	friend	friend	NOUN
fsr-3240	280	4	and	and	CCONJ
fsr-3240	280	5	neighbor	neighbor	NOUN
fsr-3240	280	6	,	,	PUNCT
fsr-3240	280	7	an	an	DET
fsr-3240	280	8	experienced	experienced	ADJ
fsr-3240	280	9	geologist	geologist	NOUN
fsr-3240	280	10	,	,	PUNCT
fsr-3240	280	11	is	be	AUX
fsr-3240	280	12	putting	put	VERB
fsr-3240	280	13	together	together	ADV
fsr-3240	280	14	a	a	DET
fsr-3240	280	15	group	group	NOUN
fsr-3240	280	16	of	of	ADP
fsr-3240	280	17	investors	investor	NOUN
fsr-3240	280	18	to	to	PART
fsr-3240	280	19	fund	fund	VERB
fsr-3240	280	20	an	an	DET
fsr-3240	280	21	exploratory	exploratory	ADJ
fsr-3240	280	22	gold	gold	NOUN
fsr-3240	280	23	mining	mining	NOUN
fsr-3240	280	24	venture	venture	NOUN
fsr-3240	280	25	.	.	PUNCT
fsr-3240	281	1	the	the	DET
fsr-3240	281	2	venture	venture	NOUN
fsr-3240	281	3	could	could	AUX
fsr-3240	281	4	pay	pay	VERB
fsr-3240	281	5	back	back	ADV
fsr-3240	281	6	50	50	NUM
fsr-3240	281	7	to	to	PART
fsr-3240	281	8	100	100	NUM
fsr-3240	281	9	times	time	NOUN
fsr-3240	281	10	the	the	DET
fsr-3240	281	11	investment	investment	NOUN
fsr-3240	281	12	if	if	SCONJ
fsr-3240	281	13	successful	successful	ADJ
fsr-3240	281	14	.	.	PUNCT
fsr-3240	282	1	if	if	SCONJ
fsr-3240	282	2	the	the	DET
fsr-3240	282	3	mine	mine	NOUN
fsr-3240	282	4	is	be	AUX
fsr-3240	282	5	a	a	DET
fsr-3240	282	6	bust	bust	NOUN
fsr-3240	282	7	,	,	PUNCT
fsr-3240	282	8	the	the	DET
fsr-3240	282	9	entire	entire	ADJ
fsr-3240	282	10	investment	investment	NOUN
fsr-3240	282	11	is	be	AUX
fsr-3240	282	12	worthless	worthless	ADJ
fsr-3240	282	13	.	.	PUNCT
fsr-3240	283	1	your	your	PRON
fsr-3240	283	2	friend	friend	NOUN
fsr-3240	283	3	estimates	estimate	VERB
fsr-3240	283	4	the	the	DET
fsr-3240	283	5	chance	chance	NOUN
fsr-3240	283	6	of	of	ADP
fsr-3240	283	7	success	success	NOUN
fsr-3240	283	8	is	be	AUX
fsr-3240	283	9	only	only	ADV
fsr-3240	283	10	20	20	NUM
fsr-3240	283	11	%	%	NOUN
fsr-3240	283	12	.	.	PUNCT
fsr-3240	284	1	if	if	SCONJ
fsr-3240	284	2	you	you	PRON
fsr-3240	284	3	had	have	VERB
fsr-3240	284	4	the	the	DET
fsr-3240	284	5	money	money	NOUN
fsr-3240	284	6	,	,	PUNCT
fsr-3240	284	7	how	how	SCONJ
fsr-3240	284	8	much	much	ADJ
fsr-3240	284	9	would	would	AUX
fsr-3240	284	10	you	you	PRON
fsr-3240	284	11	invest	invest	VERB
fsr-3240	284	12	?	?	PUNCT
fsr-3240	285	1	a.	a.	NOUN
fsr-3240	285	2	nothing	nothing	PRON
fsr-3240	285	3	b.	b.	PROPN
fsr-3240	285	4	one	one	NUM
fsr-3240	285	5	month	month	NOUN
fsr-3240	285	6	’s	’s	PART
fsr-3240	285	7	salary	salary	NOUN
fsr-3240	285	8	c.	c.	PROPN
fsr-3240	285	9	three	three	NUM
fsr-3240	285	10	month	month	NOUN
fsr-3240	285	11	’s	’s	PART
fsr-3240	285	12	salary	salary	NOUN
fsr-3240	285	13	d.	d.	PROPN
fsr-3240	285	14	six	six	NUM
fsr-3240	285	15	month	month	NOUN
fsr-3240	285	16	’s	’s	PART
fsr-3240	285	17	salary	salary	NOUN
fsr-3240	285	18	190	190	NUM
fsr-3240	285	19	s.	s.	PROPN
fsr-3240	285	20	kuzniak	kuzniak	PROPN
fsr-3240	285	21	et	et	PROPN
fsr-3240	285	22	al	al	PROPN
fsr-3240	285	23	.	.	PUNCT
fsr-3240	285	24	/	/	SYM
fsr-3240	285	25	financial	financial	ADJ
fsr-3240	285	26	services	service	NOUN
fsr-3240	285	27	review	review	VERB
fsr-3240	285	28	24	24	NUM
fsr-3240	285	29	(	(	PUNCT
fsr-3240	285	30	2015	2015	NUM
fsr-3240	285	31	)	)	PUNCT
fsr-3240	285	32	177–192	177–192	NUM
fsr-3240	285	33	scoring	score	VERB
fsr-3240	285	34	1	1	NUM
fsr-3240	285	35	.	.	PUNCT
fsr-3240	286	1	a	a	DET
fsr-3240	286	2	�	�	PROPN
fsr-3240	286	3	4	4	NUM
fsr-3240	286	4	;	;	PUNCT
fsr-3240	286	5	b	b	X
fsr-3240	286	6	�	�	PROPN
fsr-3240	286	7	3	3	NUM
fsr-3240	286	8	;	;	PUNCT
fsr-3240	286	9	c	c	PROPN
fsr-3240	286	10	�	�	PROPN
fsr-3240	286	11	2	2	NUM
fsr-3240	286	12	;	;	PUNCT
fsr-3240	286	13	d	d	X
fsr-3240	286	14	�	�	PROPN
fsr-3240	286	15	1	1	NUM
fsr-3240	286	16	2	2	NUM
fsr-3240	286	17	.	.	PUNCT
fsr-3240	286	18	a	a	DET
fsr-3240	286	19	�	�	PROPN
fsr-3240	286	20	1	1	NUM
fsr-3240	286	21	;	;	PUNCT
fsr-3240	286	22	b	b	X
fsr-3240	286	23	�	�	PROPN
fsr-3240	286	24	2	2	NUM
fsr-3240	286	25	;	;	PUNCT
fsr-3240	286	26	c	c	PROPN
fsr-3240	286	27	�	�	PROPN
fsr-3240	286	28	3	3	NUM
fsr-3240	286	29	;	;	PUNCT
fsr-3240	286	30	d	d	X
fsr-3240	286	31	�	�	PROPN
fsr-3240	286	32	4	4	NUM
fsr-3240	286	33	3	3	NUM
fsr-3240	286	34	.	.	PUNCT
fsr-3240	287	1	a	a	DET
fsr-3240	287	2	�	�	PROPN
fsr-3240	287	3	1	1	NUM
fsr-3240	287	4	;	;	PUNCT
fsr-3240	287	5	b	b	X
fsr-3240	287	6	�	�	PROPN
fsr-3240	287	7	2	2	NUM
fsr-3240	287	8	;	;	PUNCT
fsr-3240	287	9	c	c	PROPN
fsr-3240	287	10	�	�	PROPN
fsr-3240	287	11	3	3	NUM
fsr-3240	287	12	;	;	PUNCT
fsr-3240	287	13	d	d	X
fsr-3240	287	14	�	�	PROPN
fsr-3240	287	15	4	4	NUM
fsr-3240	287	16	4	4	NUM
fsr-3240	287	17	.	.	PUNCT
fsr-3240	288	1	a	a	DET
fsr-3240	288	2	�	�	PROPN
fsr-3240	288	3	1	1	NUM
fsr-3240	288	4	;	;	PUNCT
fsr-3240	288	5	b	b	X
fsr-3240	288	6	�	�	PROPN
fsr-3240	288	7	2	2	NUM
fsr-3240	288	8	;	;	PUNCT
fsr-3240	288	9	c	c	PROPN
fsr-3240	288	10	�	�	PROPN
fsr-3240	288	11	3	3	NUM
fsr-3240	288	12	5	5	NUM
fsr-3240	288	13	.	.	PUNCT
fsr-3240	289	1	a	a	DET
fsr-3240	289	2	�	�	PROPN
fsr-3240	289	3	1	1	NUM
fsr-3240	289	4	;	;	PUNCT
fsr-3240	289	5	b	b	X
fsr-3240	289	6	�	�	PROPN
fsr-3240	289	7	2	2	NUM
fsr-3240	289	8	;	;	PUNCT
fsr-3240	289	9	c	c	PROPN
fsr-3240	289	10	�	�	PROPN
fsr-3240	289	11	3	3	NUM
fsr-3240	289	12	6	6	NUM
fsr-3240	289	13	.	.	PUNCT
fsr-3240	290	1	a	a	DET
fsr-3240	290	2	�	�	PROPN
fsr-3240	290	3	1	1	NUM
fsr-3240	290	4	;	;	PUNCT
fsr-3240	290	5	b	b	X
fsr-3240	290	6	�	�	PROPN
fsr-3240	290	7	2	2	NUM
fsr-3240	290	8	;	;	PUNCT
fsr-3240	290	9	c	c	PROPN
fsr-3240	290	10	�	�	PROPN
fsr-3240	290	11	3	3	NUM
fsr-3240	290	12	;	;	PUNCT
fsr-3240	290	13	d	d	X
fsr-3240	290	14	�	�	PROPN
fsr-3240	290	15	4	4	NUM
fsr-3240	290	16	7	7	NUM
fsr-3240	290	17	.	.	PUNCT
fsr-3240	291	1	a	a	DET
fsr-3240	291	2	�	�	PROPN
fsr-3240	291	3	1	1	NUM
fsr-3240	291	4	;	;	PUNCT
fsr-3240	291	5	b	b	X
fsr-3240	291	6	�	�	PROPN
fsr-3240	291	7	2	2	NUM
fsr-3240	291	8	;	;	PUNCT
fsr-3240	291	9	c	c	PROPN
fsr-3240	291	10	�	�	PROPN
fsr-3240	291	11	3	3	NUM
fsr-3240	291	12	;	;	PUNCT
fsr-3240	291	13	d	d	X
fsr-3240	291	14	�	�	PROPN
fsr-3240	291	15	4	4	NUM
fsr-3240	291	16	8	8	NUM
fsr-3240	291	17	.	.	PUNCT
fsr-3240	292	1	a	a	DET
fsr-3240	292	2	�	�	PROPN
fsr-3240	292	3	1	1	NUM
fsr-3240	292	4	;	;	PUNCT
fsr-3240	292	5	b	b	X
fsr-3240	292	6	�	�	PROPN
fsr-3240	292	7	2	2	NUM
fsr-3240	292	8	;	;	PUNCT
fsr-3240	292	9	c	c	PROPN
fsr-3240	292	10	�	�	PROPN
fsr-3240	292	11	3	3	NUM
fsr-3240	292	12	;	;	PUNCT
fsr-3240	292	13	d	d	X
fsr-3240	292	14	�	�	PROPN
fsr-3240	292	15	4	4	NUM
fsr-3240	292	16	9	9	NUM
fsr-3240	292	17	.	.	PUNCT
fsr-3240	293	1	a	a	DET
fsr-3240	293	2	�	�	PROPN
fsr-3240	293	3	1	1	NUM
fsr-3240	293	4	;	;	PUNCT
fsr-3240	293	5	b	b	X
fsr-3240	293	6	�	�	PROPN
fsr-3240	293	7	3a	3a	PROPN
fsr-3240	293	8	10	10	NUM
fsr-3240	293	9	.	.	PUNCT
fsr-3240	294	1	a	a	DET
fsr-3240	294	2	�	�	PROPN
fsr-3240	294	3	1	1	NUM
fsr-3240	294	4	;	;	PUNCT
fsr-3240	294	5	b	b	X
fsr-3240	294	6	�	�	PROPN
fsr-3240	294	7	3	3	NUM
fsr-3240	294	8	11	11	NUM
fsr-3240	294	9	.	.	PUNCT
fsr-3240	295	1	a	a	DET
fsr-3240	295	2	�	�	PROPN
fsr-3240	295	3	1	1	NUM
fsr-3240	295	4	;	;	PUNCT
fsr-3240	295	5	b	b	X
fsr-3240	295	6	�	�	PROPN
fsr-3240	295	7	2	2	NUM
fsr-3240	295	8	;	;	PUNCT
fsr-3240	295	9	c	c	PROPN
fsr-3240	295	10	�	�	PROPN
fsr-3240	295	11	3	3	NUM
fsr-3240	295	12	;	;	PUNCT
fsr-3240	295	13	d	d	X
fsr-3240	295	14	�	�	PROPN
fsr-3240	295	15	4	4	NUM
fsr-3240	295	16	12	12	NUM
fsr-3240	295	17	.	.	PUNCT
fsr-3240	296	1	a	a	DET
fsr-3240	296	2	�	�	PROPN
fsr-3240	296	3	1	1	NUM
fsr-3240	296	4	;	;	PUNCT
fsr-3240	296	5	b	b	X
fsr-3240	296	6	�	�	PROPN
fsr-3240	296	7	2	2	NUM
fsr-3240	296	8	;	;	PUNCT
fsr-3240	296	9	c	c	PROPN
fsr-3240	296	10	�	�	PROPN
fsr-3240	296	11	3	3	NUM
fsr-3240	296	12	13	13	NUM
fsr-3240	296	13	.	.	PUNCT
fsr-3240	297	1	a	a	DET
fsr-3240	297	2	�	�	PROPN
fsr-3240	297	3	1	1	NUM
fsr-3240	297	4	;	;	PUNCT
fsr-3240	297	5	b	b	X
fsr-3240	297	6	�	�	PROPN
fsr-3240	297	7	2	2	NUM
fsr-3240	297	8	;	;	PUNCT
fsr-3240	297	9	c	c	PROPN
fsr-3240	297	10	�	�	PROPN
fsr-3240	297	11	3	3	NUM
fsr-3240	297	12	;	;	PUNCT
fsr-3240	297	13	d	d	PROPN
fsr-3240	297	14	�	�	PROPN
fsr-3240	297	15	4	4	NUM
fsr-3240	297	16	source	source	NOUN
fsr-3240	297	17	:	:	PUNCT
fsr-3240	297	18	grable	grable	PROPN
fsr-3240	297	19	,	,	PUNCT
fsr-3240	297	20	j.	j.	PROPN
fsr-3240	297	21	,	,	PUNCT
fsr-3240	297	22	&	&	CCONJ
fsr-3240	297	23	lytton	lytton	PROPN
fsr-3240	297	24	,	,	PUNCT
fsr-3240	297	25	r.	r.	PROPN
fsr-3240	297	26	h.	h.	PROPN
fsr-3240	297	27	(	(	PUNCT
fsr-3240	297	28	1999	1999	NUM
fsr-3240	297	29	)	)	PUNCT
fsr-3240	297	30	.	.	PUNCT
fsr-3240	298	1	financial	financial	ADJ
fsr-3240	298	2	risk	risk	NOUN
fsr-3240	298	3	tolerance	tolerance	NOUN
fsr-3240	298	4	revisited	revisit	VERB
fsr-3240	298	5	:	:	PUNCT
fsr-3240	298	6	the	the	DET
fsr-3240	298	7	development	development	NOUN
fsr-3240	298	8	of	of	ADP
fsr-3240	298	9	a	a	DET
fsr-3240	298	10	risk	risk	NOUN
fsr-3240	298	11	assessment	assessment	NOUN
fsr-3240	298	12	instrument	instrument	NOUN
fsr-3240	298	13	.	.	PUNCT
fsr-3240	299	1	financial	financial	ADJ
fsr-3240	299	2	services	service	NOUN
fsr-3240	299	3	review	review	NOUN
fsr-3240	299	4	,	,	PUNCT
fsr-3240	299	5	8	8	NUM
fsr-3240	299	6	,	,	PUNCT
fsr-3240	299	7	163–181	163–181	NUM
fsr-3240	299	8	.	.	PUNCT
fsr-3240	300	1	a	a	DET
fsr-3240	300	2	answers	answer	NOUN
fsr-3240	300	3	to	to	ADP
fsr-3240	300	4	questions	question	NOUN
fsr-3240	300	5	9	9	NUM
fsr-3240	300	6	and	and	CCONJ
fsr-3240	300	7	10	10	NUM
fsr-3240	300	8	can	can	AUX
fsr-3240	300	9	be	be	AUX
fsr-3240	300	10	averaged	average	VERB
fsr-3240	300	11	to	to	PART
fsr-3240	300	12	obtain	obtain	VERB
fsr-3240	300	13	a	a	DET
fsr-3240	300	14	combined	combine	VERB
fsr-3240	300	15	score	score	NOUN
fsr-3240	300	16	.	.	PUNCT
fsr-3240	301	1	references	reference	NOUN
fsr-3240	301	2	arano	arano	PROPN
fsr-3240	301	3	,	,	PUNCT
fsr-3240	301	4	k.	k.	PROPN
fsr-3240	301	5	,	,	PUNCT
fsr-3240	301	6	parker	parker	PROPN
fsr-3240	301	7	,	,	PUNCT
fsr-3240	301	8	c.	c.	PROPN
fsr-3240	301	9	,	,	PUNCT
fsr-3240	301	10	&	&	CCONJ
fsr-3240	301	11	terry	terry	PROPN
fsr-3240	301	12	,	,	PUNCT
fsr-3240	301	13	r.	r.	PROPN
fsr-3240	301	14	(	(	PUNCT
fsr-3240	301	15	2010	2010	NUM
fsr-3240	301	16	)	)	PUNCT
fsr-3240	301	17	.	.	PUNCT
fsr-3240	302	1	gender	gender	NOUN
fsr-3240	302	2	-	-	PUNCT
fsr-3240	302	3	based	base	VERB
fsr-3240	302	4	risk	risk	NOUN
fsr-3240	302	5	aversion	aversion	NOUN
fsr-3240	302	6	and	and	CCONJ
fsr-3240	302	7	retirement	retirement	NOUN
fsr-3240	302	8	asset	asset	NOUN
fsr-3240	302	9	allocation	allocation	NOUN
fsr-3240	302	10	.	.	PUNCT
fsr-3240	303	1	economic	economic	ADJ
fsr-3240	303	2	inquiry	inquiry	NOUN
fsr-3240	303	3	,	,	PUNCT
fsr-3240	303	4	48	48	NUM
fsr-3240	303	5	,	,	PUNCT
fsr-3240	303	6	147–155	147–155	NUM
fsr-3240	303	7	.	.	PUNCT
fsr-3240	304	1	barsky	barsky	PROPN
fsr-3240	304	2	,	,	PUNCT
fsr-3240	304	3	r.	r.	PROPN
fsr-3240	304	4	b.	b.	PROPN
fsr-3240	304	5	,	,	PUNCT
fsr-3240	304	6	juster	juster	PROPN
fsr-3240	304	7	,	,	PUNCT
fsr-3240	304	8	f.	f.	PROPN
fsr-3240	304	9	t.	t.	PROPN
fsr-3240	304	10	,	,	PUNCT
fsr-3240	304	11	kimball	kimball	PROPN
fsr-3240	304	12	,	,	PUNCT
fsr-3240	304	13	m.	m.	NOUN
fsr-3240	304	14	s.	s.	PROPN
fsr-3240	304	15	,	,	PUNCT
fsr-3240	304	16	&	&	CCONJ
fsr-3240	304	17	shapiro	shapiro	PROPN
fsr-3240	304	18	,	,	PUNCT
fsr-3240	304	19	m.	m.	PROPN
fsr-3240	304	20	d.	d.	PROPN
fsr-3240	304	21	(	(	PUNCT
fsr-3240	304	22	1997	1997	NUM
fsr-3240	304	23	)	)	PUNCT
fsr-3240	304	24	.	.	PUNCT
fsr-3240	305	1	preference	preference	NOUN
fsr-3240	305	2	parameters	parameter	NOUN
fsr-3240	305	3	and	and	CCONJ
fsr-3240	305	4	behavioral	behavioral	ADJ
fsr-3240	305	5	heterogeneity	heterogeneity	NOUN
fsr-3240	305	6	:	:	PUNCT
fsr-3240	305	7	an	an	DET
fsr-3240	305	8	experimental	experimental	ADJ
fsr-3240	305	9	approach	approach	NOUN
fsr-3240	305	10	in	in	ADP
fsr-3240	305	11	the	the	DET
fsr-3240	305	12	health	health	NOUN
fsr-3240	305	13	and	and	CCONJ
fsr-3240	305	14	retirement	retirement	NOUN
fsr-3240	305	15	study	study	NOUN
fsr-3240	305	16	.	.	PUNCT
fsr-3240	306	1	quarterly	quarterly	ADJ
fsr-3240	306	2	journal	journal	NOUN
fsr-3240	306	3	of	of	ADP
fsr-3240	306	4	economics	economic	NOUN
fsr-3240	306	5	,	,	PUNCT
fsr-3240	306	6	112	112	NUM
fsr-3240	306	7	,	,	PUNCT
fsr-3240	306	8	537–579	537–579	NUM
fsr-3240	306	9	.	.	PUNCT
fsr-3240	306	10	boyle	boyle	PROPN
fsr-3240	306	11	,	,	PUNCT
fsr-3240	306	12	g.	g.	PROPN
fsr-3240	306	13	j.	j.	PROPN
fsr-3240	306	14	(	(	PUNCT
fsr-3240	306	15	1991	1991	NUM
fsr-3240	306	16	)	)	PUNCT
fsr-3240	306	17	.	.	PUNCT
fsr-3240	307	1	does	do	AUX
fsr-3240	307	2	item	item	NOUN
fsr-3240	307	3	homogeneity	homogeneity	NOUN
fsr-3240	307	4	indicate	indicate	VERB
fsr-3240	307	5	internal	internal	ADJ
fsr-3240	307	6	consistency	consistency	NOUN
fsr-3240	307	7	or	or	CCONJ
fsr-3240	307	8	item	item	NOUN
fsr-3240	307	9	redundancy	redundancy	NOUN
fsr-3240	307	10	in	in	ADP
fsr-3240	307	11	psychometric	psychometric	ADJ
fsr-3240	307	12	scales	scale	NOUN
fsr-3240	307	13	?	?	PUNCT
fsr-3240	308	1	personality	personality	NOUN
fsr-3240	308	2	and	and	CCONJ
fsr-3240	308	3	individual	individual	ADJ
fsr-3240	308	4	differences	difference	NOUN
fsr-3240	308	5	,	,	PUNCT
fsr-3240	308	6	12	12	NUM
fsr-3240	308	7	,	,	PUNCT
fsr-3240	308	8	291–294	291–294	NUM
fsr-3240	308	9	.	.	PUNCT
fsr-3240	309	1	carr	carr	PROPN
fsr-3240	309	2	,	,	PUNCT
fsr-3240	309	3	n.	n.	PROPN
fsr-3240	309	4	c.	c.	PROPN
fsr-3240	309	5	(	(	PUNCT
fsr-3240	309	6	2014	2014	NUM
fsr-3240	309	7	)	)	PUNCT
fsr-3240	309	8	.	.	PUNCT
fsr-3240	310	1	reassessing	reassess	VERB
fsr-3240	310	2	the	the	DET
fsr-3240	310	3	assessment	assessment	NOUN
fsr-3240	310	4	:	:	PUNCT
fsr-3240	310	5	exploring	explore	VERB
fsr-3240	310	6	the	the	DET
fsr-3240	310	7	factors	factor	NOUN
fsr-3240	310	8	that	that	PRON
fsr-3240	310	9	contribute	contribute	VERB
fsr-3240	310	10	to	to	ADP
fsr-3240	310	11	comprehensive	comprehensive	ADJ
fsr-3240	310	12	financial	financial	ADJ
fsr-3240	310	13	risk	risk	NOUN
fsr-3240	310	14	evaluation	evaluation	NOUN
fsr-3240	310	15	.	.	PUNCT
fsr-3240	311	1	unpublished	unpublished	ADJ
fsr-3240	311	2	doctoral	doctoral	ADJ
fsr-3240	311	3	dissertation	dissertation	NOUN
fsr-3240	311	4	.	.	PUNCT
fsr-3240	312	1	manhattan	manhattan	PROPN
fsr-3240	312	2	,	,	PUNCT
fsr-3240	312	3	ks	ks	PROPN
fsr-3240	312	4	,	,	PUNCT
fsr-3240	312	5	kansas	kansas	PROPN
fsr-3240	312	6	state	state	PROPN
fsr-3240	312	7	university	university	PROPN
fsr-3240	312	8	.	.	PUNCT
fsr-3240	313	1	(	(	PUNCT
fsr-3240	313	2	available	available	ADJ
fsr-3240	313	3	at	at	ADP
fsr-3240	313	4	http://krex.k-state.edu/dspace/bitstream/handle/2097/17283/nickcarr2014.pdf?sequence�5	http://krex.k-state.edu/dspace/bitstream/handle/2097/17283/nickcarr2014.pdf?sequence�5	PROPN
fsr-3240	313	5	)	)	PUNCT
fsr-3240	313	6	.	.	PUNCT
fsr-3240	314	1	cortina	cortina	PROPN
fsr-3240	314	2	,	,	PUNCT
fsr-3240	314	3	j.	j.	PROPN
fsr-3240	314	4	m.	m.	PROPN
fsr-3240	314	5	(	(	PUNCT
fsr-3240	314	6	1993	1993	NUM
fsr-3240	314	7	)	)	PUNCT
fsr-3240	314	8	.	.	PUNCT
fsr-3240	315	1	what	what	PRON
fsr-3240	315	2	is	be	AUX
fsr-3240	315	3	coefficient	coefficient	NOUN
fsr-3240	315	4	alpha	alpha	NOUN
fsr-3240	315	5	?	?	PUNCT
fsr-3240	316	1	an	an	DET
fsr-3240	316	2	examination	examination	NOUN
fsr-3240	316	3	of	of	ADP
fsr-3240	316	4	theory	theory	NOUN
fsr-3240	316	5	and	and	CCONJ
fsr-3240	316	6	applications	application	NOUN
fsr-3240	316	7	.	.	PUNCT
fsr-3240	317	1	journal	journal	NOUN
fsr-3240	317	2	of	of	ADP
fsr-3240	317	3	applied	apply	VERB
fsr-3240	317	4	psychology	psychology	NOUN
fsr-3240	317	5	,	,	PUNCT
fsr-3240	317	6	78	78	NUM
fsr-3240	317	7	,	,	PUNCT
fsr-3240	318	1	98–104	98–104	PROPN
fsr-3240	318	2	.	.	PUNCT
fsr-3240	318	3	gilliam	gilliam	PROPN
fsr-3240	318	4	,	,	PUNCT
fsr-3240	318	5	j.	j.	PROPN
fsr-3240	318	6	,	,	PUNCT
fsr-3240	318	7	chatterjee	chatterjee	PROPN
fsr-3240	318	8	,	,	PUNCT
fsr-3240	318	9	s.	s.	PROPN
fsr-3240	318	10	,	,	PUNCT
fsr-3240	318	11	&	&	CCONJ
fsr-3240	318	12	grable	grable	PROPN
fsr-3240	318	13	,	,	PUNCT
fsr-3240	318	14	j.	j.	PROPN
fsr-3240	318	15	(	(	PUNCT
fsr-3240	318	16	2010	2010	NUM
fsr-3240	318	17	)	)	PUNCT
fsr-3240	318	18	.	.	PUNCT
fsr-3240	319	1	measuring	measure	VERB
fsr-3240	319	2	the	the	DET
fsr-3240	319	3	perception	perception	NOUN
fsr-3240	319	4	of	of	ADP
fsr-3240	319	5	financial	financial	ADJ
fsr-3240	319	6	risk	risk	NOUN
fsr-3240	319	7	tolerance	tolerance	NOUN
fsr-3240	319	8	:	:	PUNCT
fsr-3240	319	9	a	a	DET
fsr-3240	319	10	tale	tale	NOUN
fsr-3240	319	11	of	of	ADP
fsr-3240	319	12	two	two	NUM
fsr-3240	319	13	measures	measure	NOUN
fsr-3240	319	14	.	.	PUNCT
fsr-3240	320	1	journal	journal	NOUN
fsr-3240	320	2	of	of	ADP
fsr-3240	320	3	financial	financial	ADJ
fsr-3240	320	4	counseling	counseling	NOUN
fsr-3240	320	5	and	and	CCONJ
fsr-3240	320	6	planning	planning	NOUN
fsr-3240	320	7	,	,	PUNCT
fsr-3240	320	8	21	21	NUM
fsr-3240	320	9	,	,	PUNCT
fsr-3240	320	10	30–43	30–43	NUM
fsr-3240	320	11	.	.	PUNCT
fsr-3240	321	1	google	google	PROPN
fsr-3240	321	2	.	.	PUNCT
fsr-3240	322	1	(	(	PUNCT
fsr-3240	322	2	2014	2014	NUM
fsr-3240	322	3	)	)	PUNCT
fsr-3240	322	4	.	.	PUNCT
fsr-3240	323	1	john	john	PROPN
fsr-3240	323	2	e	e	PROPN
fsr-3240	323	3	grable	grable	PROPN
fsr-3240	323	4	.	.	PUNCT
fsr-3240	324	1	(	(	PUNCT
fsr-3240	324	2	available	available	ADJ
fsr-3240	324	3	at	at	ADP
fsr-3240	324	4	http://scholar.google.com/citations?user�6ddmmukaaaaj&hl	http://scholar.google.com/citations?user�6ddmmukaaaaj&hl	X
fsr-3240	324	5	�	�	PROPN
fsr-3240	324	6	en&oi	en&oi	NUM
fsr-3240	324	7	�	�	NOUN
fsr-3240	324	8	ao	ao	NOUN
fsr-3240	324	9	)	)	PUNCT
fsr-3240	324	10	.	.	PUNCT
fsr-3240	325	1	grable	grable	PROPN
fsr-3240	325	2	,	,	PUNCT
fsr-3240	325	3	j.	j.	PROPN
fsr-3240	325	4	e.	e.	PROPN
fsr-3240	325	5	(	(	PUNCT
fsr-3240	325	6	2004	2004	NUM
fsr-3240	325	7	)	)	PUNCT
fsr-3240	325	8	.	.	PUNCT
fsr-3240	326	1	assessing	assess	VERB
fsr-3240	326	2	financial	financial	ADJ
fsr-3240	326	3	risk	risk	NOUN
fsr-3240	326	4	-	-	PUNCT
fsr-3240	326	5	tolerance	tolerance	NOUN
fsr-3240	326	6	attitudes	attitude	NOUN
fsr-3240	326	7	using	use	VERB
fsr-3240	326	8	semantic	semantic	ADJ
fsr-3240	326	9	differential	differential	NOUN
fsr-3240	326	10	scales	scale	NOUN
fsr-3240	326	11	.	.	PUNCT
fsr-3240	327	1	journal	journal	NOUN
fsr-3240	327	2	of	of	ADP
fsr-3240	327	3	personal	personal	ADJ
fsr-3240	327	4	finance	finance	NOUN
fsr-3240	327	5	,	,	PUNCT
fsr-3240	327	6	3	3	NUM
fsr-3240	327	7	,	,	PUNCT
fsr-3240	327	8	68–88	68–88	NUM
fsr-3240	327	9	.	.	PUNCT
fsr-3240	328	1	grable	grable	PROPN
fsr-3240	328	2	,	,	PUNCT
fsr-3240	328	3	j.	j.	PROPN
fsr-3240	328	4	e.	e.	PROPN
fsr-3240	328	5	(	(	PUNCT
fsr-3240	328	6	2008	2008	NUM
fsr-3240	328	7	)	)	PUNCT
fsr-3240	328	8	.	.	PUNCT
fsr-3240	329	1	risk	risk	NOUN
fsr-3240	329	2	tolerance	tolerance	NOUN
fsr-3240	329	3	.	.	PUNCT
fsr-3240	330	1	in	in	ADP
fsr-3240	330	2	j.	j.	PROPN
fsr-3240	330	3	j.	j.	PROPN
fsr-3240	330	4	xiao	xiao	PROPN
fsr-3240	330	5	(	(	PUNCT
fsr-3240	330	6	ed	ed	NOUN
fsr-3240	330	7	.	.	PUNCT
fsr-3240	330	8	)	)	PUNCT
fsr-3240	330	9	,	,	PUNCT
fsr-3240	330	10	advances	advance	NOUN
fsr-3240	330	11	in	in	ADP
fsr-3240	330	12	consumer	consumer	NOUN
fsr-3240	330	13	financial	financial	ADJ
fsr-3240	330	14	behavior	behavior	NOUN
fsr-3240	330	15	research	research	NOUN
fsr-3240	330	16	(	(	PUNCT
fsr-3240	330	17	pp	pp	ADJ
fsr-3240	330	18	.	.	PUNCT
fsr-3240	330	19	1–20	1–20	NUM
fsr-3240	330	20	)	)	PUNCT
fsr-3240	330	21	.	.	PUNCT
fsr-3240	331	1	new	new	PROPN
fsr-3240	331	2	york	york	PROPN
fsr-3240	331	3	,	,	PUNCT
fsr-3240	331	4	ny	ny	PROPN
fsr-3240	331	5	:	:	PUNCT
fsr-3240	331	6	springer	springer	NOUN
fsr-3240	331	7	.	.	PUNCT
fsr-3240	332	1	grable	grable	PROPN
fsr-3240	332	2	,	,	PUNCT
fsr-3240	332	3	j.	j.	PROPN
fsr-3240	332	4	e.	e.	PROPN
fsr-3240	332	5	,	,	PUNCT
fsr-3240	332	6	&	&	CCONJ
fsr-3240	332	7	joo	joo	PROPN
fsr-3240	332	8	,	,	PUNCT
fsr-3240	332	9	s.	s.	PROPN
fsr-3240	332	10	(	(	PUNCT
fsr-3240	332	11	2001	2001	NUM
fsr-3240	332	12	)	)	PUNCT
fsr-3240	332	13	.	.	PUNCT
fsr-3240	333	1	a	a	DET
fsr-3240	333	2	further	further	ADJ
fsr-3240	333	3	examination	examination	NOUN
fsr-3240	333	4	of	of	ADP
fsr-3240	333	5	financial	financial	ADJ
fsr-3240	333	6	help	help	NOUN
fsr-3240	333	7	-	-	PUNCT
fsr-3240	333	8	seeking	seek	VERB
fsr-3240	333	9	behavior	behavior	NOUN
fsr-3240	333	10	.	.	PUNCT
fsr-3240	334	1	financial	financial	ADJ
fsr-3240	334	2	counseling	counseling	NOUN
fsr-3240	334	3	and	and	CCONJ
fsr-3240	334	4	planning	planning	NOUN
fsr-3240	334	5	,	,	PUNCT
fsr-3240	334	6	12	12	NUM
fsr-3240	334	7	,	,	PUNCT
fsr-3240	334	8	55–66	55–66	NUM
fsr-3240	334	9	.	.	PUNCT
fsr-3240	335	1	grable	grable	PROPN
fsr-3240	335	2	,	,	PUNCT
fsr-3240	335	3	j.	j.	PROPN
fsr-3240	335	4	e.	e.	PROPN
fsr-3240	335	5	,	,	PUNCT
fsr-3240	335	6	&	&	CCONJ
fsr-3240	335	7	joo	joo	PROPN
fsr-3240	335	8	,	,	PUNCT
fsr-3240	335	9	s	s	PROPN
fsr-3240	335	10	-	-	PROPN
fsr-3240	335	11	h.	h.	PROPN
fsr-3240	335	12	(	(	PUNCT
fsr-3240	335	13	2004	2004	NUM
fsr-3240	335	14	)	)	PUNCT
fsr-3240	335	15	.	.	PUNCT
fsr-3240	336	1	environmental	environmental	ADJ
fsr-3240	336	2	and	and	CCONJ
fsr-3240	336	3	biopsychosocial	biopsychosocial	ADJ
fsr-3240	336	4	factors	factor	NOUN
fsr-3240	336	5	associated	associate	VERB
fsr-3240	336	6	with	with	ADP
fsr-3240	336	7	financial	financial	ADJ
fsr-3240	336	8	risk	risk	NOUN
fsr-3240	336	9	tolerance	tolerance	NOUN
fsr-3240	336	10	.	.	PUNCT
fsr-3240	337	1	journal	journal	NOUN
fsr-3240	337	2	of	of	ADP
fsr-3240	337	3	financial	financial	ADJ
fsr-3240	337	4	counseling	counseling	NOUN
fsr-3240	337	5	and	and	CCONJ
fsr-3240	337	6	planning	planning	NOUN
fsr-3240	337	7	,	,	PUNCT
fsr-3240	337	8	15	15	NUM
fsr-3240	337	9	,	,	PUNCT
fsr-3240	337	10	73–82	73–82	NUM
fsr-3240	337	11	.	.	PUNCT
fsr-3240	338	1	grable	grable	PROPN
fsr-3240	338	2	,	,	PUNCT
fsr-3240	338	3	j.	j.	PROPN
fsr-3240	338	4	,	,	PUNCT
fsr-3240	338	5	&	&	CCONJ
fsr-3240	338	6	lytton	lytton	PROPN
fsr-3240	338	7	,	,	PUNCT
fsr-3240	338	8	r.	r.	PROPN
fsr-3240	338	9	h.	h.	PROPN
fsr-3240	338	10	(	(	PUNCT
fsr-3240	338	11	1999	1999	NUM
fsr-3240	338	12	)	)	PUNCT
fsr-3240	338	13	.	.	PUNCT
fsr-3240	339	1	financial	financial	ADJ
fsr-3240	339	2	risk	risk	NOUN
fsr-3240	339	3	tolerance	tolerance	NOUN
fsr-3240	339	4	revisited	revisit	VERB
fsr-3240	339	5	:	:	PUNCT
fsr-3240	339	6	the	the	DET
fsr-3240	339	7	development	development	NOUN
fsr-3240	339	8	of	of	ADP
fsr-3240	339	9	a	a	DET
fsr-3240	339	10	risk	risk	NOUN
fsr-3240	339	11	assessment	assessment	NOUN
fsr-3240	339	12	instrument	instrument	NOUN
fsr-3240	339	13	.	.	PUNCT
fsr-3240	340	1	financial	financial	ADJ
fsr-3240	340	2	services	service	NOUN
fsr-3240	340	3	review	review	NOUN
fsr-3240	340	4	,	,	PUNCT
fsr-3240	340	5	8	8	NUM
fsr-3240	340	6	,	,	PUNCT
fsr-3240	340	7	163–181	163–181	NUM
fsr-3240	340	8	.	.	PUNCT
fsr-3240	341	1	191s	191s	PROPN
fsr-3240	341	2	.	.	PUNCT
fsr-3240	342	1	kuzniak	kuzniak	PROPN
fsr-3240	342	2	et	et	PROPN
fsr-3240	342	3	al	al	PROPN
fsr-3240	342	4	.	.	PUNCT
fsr-3240	342	5	/	/	SYM
fsr-3240	342	6	financial	financial	ADJ
fsr-3240	342	7	services	service	NOUN
fsr-3240	342	8	review	review	VERB
fsr-3240	342	9	24	24	NUM
fsr-3240	342	10	(	(	PUNCT
fsr-3240	342	11	2015	2015	NUM
fsr-3240	342	12	)	)	PUNCT
fsr-3240	342	13	177–192	177–192	NUM
fsr-3240	342	14	grable	grable	NOUN
fsr-3240	342	15	,	,	PUNCT
fsr-3240	342	16	j.	j.	PROPN
fsr-3240	342	17	e.	e.	PROPN
fsr-3240	342	18	,	,	PUNCT
fsr-3240	342	19	&	&	CCONJ
fsr-3240	342	20	lytton	lytton	PROPN
fsr-3240	342	21	,	,	PUNCT
fsr-3240	342	22	r.	r.	PROPN
fsr-3240	342	23	h.	h.	PROPN
fsr-3240	342	24	(	(	PUNCT
fsr-3240	342	25	2003	2003	NUM
fsr-3240	342	26	)	)	PUNCT
fsr-3240	342	27	.	.	PUNCT
fsr-3240	343	1	the	the	DET
fsr-3240	343	2	development	development	NOUN
fsr-3240	343	3	of	of	ADP
fsr-3240	343	4	a	a	DET
fsr-3240	343	5	risk	risk	NOUN
fsr-3240	343	6	assessment	assessment	NOUN
fsr-3240	343	7	instrument	instrument	NOUN
fsr-3240	343	8	:	:	PUNCT
fsr-3240	343	9	a	a	DET
fsr-3240	343	10	follow	follow	VERB
fsr-3240	343	11	-	-	PUNCT
fsr-3240	343	12	up	up	ADP
fsr-3240	343	13	study	study	NOUN
fsr-3240	343	14	.	.	PUNCT
fsr-3240	344	1	financial	financial	ADJ
fsr-3240	344	2	services	service	NOUN
fsr-3240	344	3	review	review	PROPN
fsr-3240	344	4	,	,	PUNCT
fsr-3240	344	5	12	12	NUM
fsr-3240	344	6	,	,	PUNCT
fsr-3240	344	7	257–274	257–274	NUM
fsr-3240	344	8	.	.	PUNCT
fsr-3240	345	1	grable	grable	PROPN
fsr-3240	345	2	,	,	PUNCT
fsr-3240	345	3	j.	j.	PROPN
fsr-3240	345	4	e.	e.	PROPN
fsr-3240	345	5	,	,	PUNCT
fsr-3240	345	6	&	&	CCONJ
fsr-3240	345	7	schumm	schumm	PROPN
fsr-3240	345	8	,	,	PUNCT
fsr-3240	345	9	w.	w.	PROPN
fsr-3240	345	10	(	(	PUNCT
fsr-3240	345	11	2010	2010	NUM
fsr-3240	345	12	)	)	PUNCT
fsr-3240	345	13	.	.	PUNCT
fsr-3240	346	1	an	an	DET
fsr-3240	346	2	estimate	estimate	NOUN
fsr-3240	346	3	of	of	ADP
fsr-3240	346	4	the	the	DET
fsr-3240	346	5	reliability	reliability	NOUN
fsr-3240	346	6	of	of	ADP
fsr-3240	346	7	the	the	DET
fsr-3240	346	8	survey	survey	NOUN
fsr-3240	346	9	of	of	ADP
fsr-3240	346	10	consumer	consumer	NOUN
fsr-3240	346	11	finances	finance	NOUN
fsr-3240	346	12	risk	risk	NOUN
fsr-3240	346	13	-	-	PUNCT
fsr-3240	346	14	tolerance	tolerance	NOUN
fsr-3240	346	15	question	question	NOUN
fsr-3240	346	16	.	.	PUNCT
fsr-3240	347	1	journal	journal	NOUN
fsr-3240	347	2	of	of	ADP
fsr-3240	347	3	personal	personal	ADJ
fsr-3240	347	4	finance	finance	NOUN
fsr-3240	347	5	,	,	PUNCT
fsr-3240	347	6	9	9	NUM
fsr-3240	347	7	,	,	PUNCT
fsr-3240	347	8	117–131	117–131	NUM
fsr-3240	347	9	.	.	PUNCT
fsr-3240	348	1	hanna	hanna	PROPN
fsr-3240	348	2	,	,	PUNCT
fsr-3240	348	3	s.	s.	PROPN
fsr-3240	348	4	d.	d.	PROPN
fsr-3240	348	5	,	,	PUNCT
fsr-3240	348	6	&	&	CCONJ
fsr-3240	348	7	lindamood	lindamood	PROPN
fsr-3240	348	8	,	,	PUNCT
fsr-3240	348	9	s.	s.	PROPN
fsr-3240	348	10	(	(	PUNCT
fsr-3240	348	11	2004	2004	NUM
fsr-3240	348	12	)	)	PUNCT
fsr-3240	348	13	.	.	PUNCT
fsr-3240	349	1	an	an	DET
fsr-3240	349	2	improved	improved	ADJ
fsr-3240	349	3	measure	measure	NOUN
fsr-3240	349	4	of	of	ADP
fsr-3240	349	5	risk	risk	NOUN
fsr-3240	349	6	aversion	aversion	NOUN
fsr-3240	349	7	.	.	PUNCT
fsr-3240	350	1	journal	journal	NOUN
fsr-3240	350	2	of	of	ADP
fsr-3240	350	3	financial	financial	ADJ
fsr-3240	350	4	counseling	counseling	NOUN
fsr-3240	350	5	and	and	CCONJ
fsr-3240	350	6	planning	planning	NOUN
fsr-3240	350	7	,	,	PUNCT
fsr-3240	350	8	15	15	NUM
fsr-3240	350	9	,	,	PUNCT
fsr-3240	350	10	27–45	27–45	NUM
fsr-3240	350	11	.	.	PUNCT
fsr-3240	351	1	hallahan	hallahan	PROPN
fsr-3240	351	2	,	,	PUNCT
fsr-3240	351	3	t.	t.	PROPN
fsr-3240	351	4	,	,	PUNCT
fsr-3240	351	5	faff	faff	PROPN
fsr-3240	351	6	,	,	PUNCT
fsr-3240	351	7	r.	r.	PROPN
fsr-3240	351	8	w.	w.	PROPN
fsr-3240	351	9	,	,	PUNCT
fsr-3240	351	10	&	&	CCONJ
fsr-3240	351	11	mckenzie	mckenzie	PROPN
fsr-3240	351	12	,	,	PUNCT
fsr-3240	351	13	m.	m.	PROPN
fsr-3240	351	14	d.	d.	PROPN
fsr-3240	351	15	(	(	PUNCT
fsr-3240	351	16	2004	2004	NUM
fsr-3240	351	17	)	)	PUNCT
fsr-3240	351	18	.	.	PUNCT
fsr-3240	352	1	an	an	DET
fsr-3240	352	2	empirical	empirical	ADJ
fsr-3240	352	3	investigation	investigation	NOUN
fsr-3240	352	4	of	of	ADP
fsr-3240	352	5	personal	personal	ADJ
fsr-3240	352	6	financial	financial	ADJ
fsr-3240	352	7	risk	risk	NOUN
fsr-3240	352	8	tolerance	tolerance	NOUN
fsr-3240	352	9	.	.	PUNCT
fsr-3240	353	1	financial	financial	ADJ
fsr-3240	353	2	services	service	NOUN
fsr-3240	353	3	review	review	PROPN
fsr-3240	353	4	,	,	PUNCT
fsr-3240	353	5	13	13	NUM
fsr-3240	353	6	,	,	PUNCT
fsr-3240	353	7	57–78	57–78	NUM
fsr-3240	353	8	.	.	PUNCT
fsr-3240	354	1	hariharan	hariharan	PROPN
fsr-3240	354	2	,	,	PUNCT
fsr-3240	354	3	g.	g.	PROPN
fsr-3240	354	4	,	,	PUNCT
fsr-3240	354	5	chapman	chapman	PROPN
fsr-3240	354	6	,	,	PUNCT
fsr-3240	354	7	k.	k.	PROPN
fsr-3240	354	8	s.	s.	PROPN
fsr-3240	354	9	,	,	PUNCT
fsr-3240	354	10	&	&	CCONJ
fsr-3240	354	11	domian	domian	PROPN
fsr-3240	354	12	,	,	PUNCT
fsr-3240	354	13	d.	d.	PROPN
fsr-3240	354	14	l.	l.	PROPN
fsr-3240	354	15	(	(	PUNCT
fsr-3240	354	16	2000	2000	NUM
fsr-3240	354	17	)	)	PUNCT
fsr-3240	354	18	.	.	PUNCT
fsr-3240	355	1	risk	risk	NOUN
fsr-3240	355	2	tolerance	tolerance	NOUN
fsr-3240	355	3	and	and	CCONJ
fsr-3240	355	4	asset	asset	NOUN
fsr-3240	355	5	allocation	allocation	NOUN
fsr-3240	355	6	for	for	ADP
fsr-3240	355	7	investors	investor	NOUN
fsr-3240	355	8	nearing	near	VERB
fsr-3240	355	9	retirement	retirement	NOUN
fsr-3240	355	10	.	.	PUNCT
fsr-3240	356	1	financial	financial	ADJ
fsr-3240	356	2	services	service	NOUN
fsr-3240	356	3	review	review	NOUN
fsr-3240	356	4	,	,	PUNCT
fsr-3240	356	5	9	9	NUM
fsr-3240	356	6	,	,	PUNCT
fsr-3240	356	7	159–170	159–170	NUM
fsr-3240	356	8	.	.	PUNCT
fsr-3240	357	1	maccrimmon	maccrimmon	PROPN
fsr-3240	357	2	,	,	PUNCT
fsr-3240	357	3	k.	k.	PROPN
fsr-3240	357	4	r.	r.	PROPN
fsr-3240	357	5	,	,	PUNCT
fsr-3240	357	6	&	&	CCONJ
fsr-3240	357	7	wehrung	wehrung	PROPN
fsr-3240	357	8	,	,	PUNCT
fsr-3240	357	9	d.	d.	PROPN
fsr-3240	357	10	a.	a.	PROPN
fsr-3240	357	11	(	(	PUNCT
fsr-3240	357	12	1986	1986	NUM
fsr-3240	357	13	)	)	PUNCT
fsr-3240	357	14	.	.	PUNCT
fsr-3240	358	1	risk	risk	NOUN
fsr-3240	358	2	management	management	NOUN
fsr-3240	358	3	.	.	PUNCT
fsr-3240	359	1	new	new	PROPN
fsr-3240	359	2	york	york	PROPN
fsr-3240	359	3	,	,	PUNCT
fsr-3240	359	4	ny	ny	PROPN
fsr-3240	359	5	:	:	PUNCT
fsr-3240	359	6	the	the	DET
fsr-3240	359	7	free	free	ADJ
fsr-3240	359	8	press	press	NOUN
fsr-3240	359	9	.	.	PUNCT
fsr-3240	360	1	markowitz	markowitz	PROPN
fsr-3240	360	2	,	,	PUNCT
fsr-3240	360	3	h.	h.	PROPN
fsr-3240	360	4	m.	m.	PROPN
fsr-3240	360	5	(	(	PUNCT
fsr-3240	360	6	1952	1952	NUM
fsr-3240	360	7	)	)	PUNCT
fsr-3240	360	8	.	.	PUNCT
fsr-3240	361	1	portfolio	portfolio	NOUN
fsr-3240	361	2	selection	selection	NOUN
fsr-3240	361	3	.	.	PUNCT
fsr-3240	362	1	journal	journal	PROPN
fsr-3240	362	2	of	of	ADP
fsr-3240	362	3	finance	finance	NOUN
fsr-3240	362	4	,	,	PUNCT
fsr-3240	362	5	7	7	NUM
fsr-3240	362	6	,	,	PUNCT
fsr-3240	362	7	77–91	77–91	NUM
fsr-3240	362	8	.	.	PUNCT
fsr-3240	363	1	neelakantan	neelakantan	PROPN
fsr-3240	363	2	,	,	PUNCT
fsr-3240	363	3	u.	u.	PROPN
fsr-3240	363	4	(	(	PUNCT
fsr-3240	363	5	2010	2010	NUM
fsr-3240	363	6	)	)	PUNCT
fsr-3240	363	7	.	.	PUNCT
fsr-3240	364	1	estimation	estimation	NOUN
fsr-3240	364	2	and	and	CCONJ
fsr-3240	364	3	impact	impact	NOUN
fsr-3240	364	4	of	of	ADP
fsr-3240	364	5	gender	gender	NOUN
fsr-3240	364	6	differences	difference	NOUN
fsr-3240	364	7	in	in	ADP
fsr-3240	364	8	risk	risk	NOUN
fsr-3240	364	9	tolerance	tolerance	NOUN
fsr-3240	364	10	.	.	PUNCT
fsr-3240	365	1	economic	economic	ADJ
fsr-3240	365	2	inquiry	inquiry	NOUN
fsr-3240	365	3	,	,	PUNCT
fsr-3240	365	4	48	48	NUM
fsr-3240	365	5	,	,	PUNCT
fsr-3240	365	6	228–233	228–233	NUM
fsr-3240	365	7	.	.	PUNCT
fsr-3240	366	1	nunnally	nunnally	PROPN
fsr-3240	366	2	,	,	PUNCT
fsr-3240	366	3	j.	j.	PROPN
fsr-3240	366	4	c.	c.	PROPN
fsr-3240	366	5	(	(	PUNCT
fsr-3240	366	6	1967	1967	NUM
fsr-3240	366	7	)	)	PUNCT
fsr-3240	366	8	.	.	PUNCT
fsr-3240	367	1	psychometric	psychometric	ADJ
fsr-3240	367	2	theory	theory	NOUN
fsr-3240	367	3	.	.	PUNCT
fsr-3240	368	1	new	new	PROPN
fsr-3240	368	2	york	york	PROPN
fsr-3240	368	3	,	,	PUNCT
fsr-3240	368	4	ny	ny	PROPN
fsr-3240	368	5	:	:	PUNCT
fsr-3240	368	6	mcgraw	mcgraw	PROPN
fsr-3240	368	7	-	-	PUNCT
fsr-3240	368	8	hill	hill	PROPN
fsr-3240	368	9	.	.	PUNCT
fsr-3240	369	1	peterson	peterson	PROPN
fsr-3240	369	2	,	,	PUNCT
fsr-3240	369	3	r.	r.	PROPN
fsr-3240	369	4	a.	a.	PROPN
fsr-3240	369	5	(	(	PUNCT
fsr-3240	369	6	1994	1994	NUM
fsr-3240	369	7	)	)	PUNCT
fsr-3240	369	8	.	.	PUNCT
fsr-3240	370	1	a	a	DET
fsr-3240	370	2	meta	meta	ADJ
fsr-3240	370	3	-	-	PUNCT
fsr-3240	370	4	analysis	analysis	NOUN
fsr-3240	370	5	of	of	ADP
fsr-3240	370	6	cronbach	cronbach	NOUN
fsr-3240	370	7	’s	’s	PART
fsr-3240	370	8	coefficient	coefficient	PROPN
fsr-3240	370	9	alpha	alpha	PROPN
fsr-3240	370	10	.	.	PUNCT
fsr-3240	370	11	journal	journal	PROPN
fsr-3240	370	12	of	of	ADP
fsr-3240	370	13	consumer	consumer	NOUN
fsr-3240	370	14	research	research	NOUN
fsr-3240	370	15	,	,	PUNCT
fsr-3240	370	16	21	21	NUM
fsr-3240	370	17	,	,	PUNCT
fsr-3240	370	18	381–391	381–391	NUM
fsr-3240	370	19	.	.	PUNCT
fsr-3240	371	1	weber	weber	PROPN
fsr-3240	371	2	,	,	PUNCT
fsr-3240	371	3	e.	e.	PROPN
fsr-3240	371	4	u.	u.	PROPN
fsr-3240	371	5	,	,	PUNCT
fsr-3240	371	6	blais	blais	PROPN
fsr-3240	371	7	,	,	PUNCT
fsr-3240	371	8	a	a	PROPN
fsr-3240	371	9	-	-	PUNCT
fsr-3240	371	10	r.	r.	NOUN
fsr-3240	371	11	,	,	PUNCT
fsr-3240	371	12	&	&	CCONJ
fsr-3240	371	13	betz	betz	PROPN
fsr-3240	371	14	,	,	PUNCT
fsr-3240	371	15	n.	n.	PROPN
fsr-3240	371	16	e.	e.	PROPN
fsr-3240	371	17	(	(	PUNCT
fsr-3240	371	18	2002	2002	NUM
fsr-3240	371	19	)	)	PUNCT
fsr-3240	371	20	.	.	PUNCT
fsr-3240	372	1	a	a	DET
fsr-3240	372	2	domain	domain	NOUN
fsr-3240	372	3	-	-	PUNCT
fsr-3240	372	4	specific	specific	ADJ
fsr-3240	372	5	risk	risk	NOUN
fsr-3240	372	6	-	-	PUNCT
fsr-3240	372	7	attitude	attitude	NOUN
fsr-3240	372	8	scale	scale	NOUN
fsr-3240	372	9	:	:	PUNCT
fsr-3240	372	10	measuring	measure	VERB
fsr-3240	372	11	risk	risk	NOUN
fsr-3240	372	12	perceptions	perception	NOUN
fsr-3240	372	13	and	and	CCONJ
fsr-3240	372	14	risk	risk	NOUN
fsr-3240	372	15	behaviors	behavior	NOUN
fsr-3240	372	16	.	.	PUNCT
fsr-3240	373	1	journal	journal	NOUN
fsr-3240	373	2	of	of	ADP
fsr-3240	373	3	behavioral	behavioral	ADJ
fsr-3240	373	4	decision	decision	NOUN
fsr-3240	373	5	making	making	NOUN
fsr-3240	373	6	,	,	PUNCT
fsr-3240	373	7	15	15	NUM
fsr-3240	373	8	,	,	PUNCT
fsr-3240	373	9	263–290	263–290	NUM
fsr-3240	373	10	.	.	PUNCT
fsr-3240	373	11	yang	yang	PROPN
fsr-3240	373	12	,	,	PUNCT
fsr-3240	373	13	y.	y.	PROPN
fsr-3240	373	14	(	(	PUNCT
fsr-3240	373	15	2004	2004	NUM
fsr-3240	373	16	)	)	PUNCT
fsr-3240	373	17	.	.	PUNCT
fsr-3240	374	1	characteristics	characteristic	NOUN
fsr-3240	374	2	of	of	ADP
fsr-3240	374	3	risk	risk	NOUN
fsr-3240	374	4	preferences	preference	NOUN
fsr-3240	374	5	:	:	PUNCT
fsr-3240	374	6	revelations	revelation	NOUN
fsr-3240	374	7	from	from	ADP
fsr-3240	374	8	grable	grable	PROPN
fsr-3240	374	9	and	and	CCONJ
fsr-3240	374	10	lytton	lytton	PROPN
fsr-3240	374	11	’s	’s	PART
fsr-3240	374	12	13	13	NUM
fsr-3240	374	13	-	-	PUNCT
fsr-3240	374	14	item	item	NOUN
fsr-3240	374	15	questionnaire	questionnaire	NOUN
fsr-3240	374	16	.	.	PUNCT
fsr-3240	375	1	journal	journal	NOUN
fsr-3240	375	2	of	of	ADP
fsr-3240	375	3	personal	personal	ADJ
fsr-3240	375	4	finance	finance	NOUN
fsr-3240	375	5	,	,	PUNCT
fsr-3240	375	6	3	3	NUM
fsr-3240	375	7	,	,	PUNCT
fsr-3240	375	8	20–40	20–40	NUM
fsr-3240	375	9	.	.	PUNCT
fsr-3240	376	1	yao	yao	PROPN
fsr-3240	376	2	,	,	PUNCT
fsr-3240	376	3	r.	r.	PROPN
fsr-3240	376	4	,	,	PUNCT
fsr-3240	376	5	hanna	hanna	PROPN
fsr-3240	376	6	,	,	PUNCT
fsr-3240	376	7	s.	s.	PROPN
fsr-3240	376	8	d.	d.	PROPN
fsr-3240	376	9	,	,	PUNCT
fsr-3240	376	10	&	&	CCONJ
fsr-3240	376	11	lindamood	lindamood	PROPN
fsr-3240	376	12	,	,	PUNCT
fsr-3240	376	13	s.	s.	PROPN
fsr-3240	376	14	(	(	PUNCT
fsr-3240	376	15	2004	2004	NUM
fsr-3240	376	16	)	)	PUNCT
fsr-3240	376	17	.	.	PUNCT
fsr-3240	377	1	change	change	NOUN
fsr-3240	377	2	in	in	ADP
fsr-3240	377	3	financial	financial	ADJ
fsr-3240	377	4	risk	risk	NOUN
fsr-3240	377	5	tolerance	tolerance	NOUN
fsr-3240	377	6	,	,	PUNCT
fsr-3240	377	7	1983–2001	1983–2001	NUM
fsr-3240	377	8	.	.	PUNCT
fsr-3240	378	1	financial	financial	ADJ
fsr-3240	378	2	services	service	NOUN
fsr-3240	378	3	review	review	PROPN
fsr-3240	378	4	,	,	PUNCT
fsr-3240	378	5	13	13	NUM
fsr-3240	378	6	,	,	PUNCT
fsr-3240	378	7	249–266	249–266	NUM
fsr-3240	378	8	.	.	PUNCT
fsr-3240	379	1	192	192	NUM
fsr-3240	379	2	s.	s.	PROPN
fsr-3240	379	3	kuzniak	kuzniak	PROPN
fsr-3240	379	4	et	et	PROPN
fsr-3240	379	5	al	al	PROPN
fsr-3240	379	6	.	.	PUNCT
fsr-3240	379	7	/	/	SYM
fsr-3240	379	8	financial	financial	ADJ
fsr-3240	379	9	services	service	NOUN
fsr-3240	379	10	review	review	VERB
fsr-3240	379	11	24	24	NUM
fsr-3240	379	12	(	(	PUNCT
fsr-3240	379	13	2015	2015	NUM
fsr-3240	379	14	)	)	PUNCT
fsr-3240	379	15	177–192	177–192	NUM