id	sid	tid	token	lemma	pos
fsr-3248	1	1	academy	academy	PROPN
fsr-3248	1	2	of	of	ADP
fsr-3248	1	3	financial	financial	ADJ
fsr-3248	1	4	services	service	NOUN
fsr-3248	1	5	officers	officer	NOUN
fsr-3248	1	6	president	president	PROPN
fsr-3248	1	7	william	william	PROPN
fsr-3248	1	8	chittenden	chittenden	PROPN
fsr-3248	1	9	texas	texas	PROPN
fsr-3248	1	10	state	state	PROPN
fsr-3248	1	11	university	university	PROPN
fsr-3248	1	12	president	president	NOUN
fsr-3248	1	13	-	-	PUNCT
fsr-3248	1	14	elect	elect	PROPN
fsr-3248	1	15	thomas	thomas	PROPN
fsr-3248	1	16	coe	coe	PROPN
fsr-3248	1	17	quinnipiac	quinnipiac	PROPN
fsr-3248	1	18	university	university	PROPN
fsr-3248	1	19	executive	executive	ADJ
fsr-3248	1	20	vice	vice	NOUN
fsr-3248	1	21	president	president	NOUN
fsr-3248	1	22	-	-	PUNCT
fsr-3248	1	23	program	program	NOUN
fsr-3248	1	24	robert	robert	PROPN
fsr-3248	1	25	moreschi	moreschi	PROPN
fsr-3248	1	26	virginia	virginia	PROPN
fsr-3248	1	27	military	military	PROPN
fsr-3248	1	28	institute	institute	PROPN
fsr-3248	1	29	vice	vice	PROPN
fsr-3248	1	30	president	president	PROPN
fsr-3248	1	31	-	-	PUNCT
fsr-3248	1	32	communications	communication	NOUN
fsr-3248	1	33	martin	martin	PROPN
fsr-3248	1	34	seay	seay	PROPN
fsr-3248	1	35	kansas	kansas	PROPN
fsr-3248	1	36	state	state	PROPN
fsr-3248	1	37	university	university	PROPN
fsr-3248	1	38	vice	vice	NOUN
fsr-3248	1	39	president	president	NOUN
fsr-3248	1	40	-	-	PUNCT
fsr-3248	1	41	finance	finance	NOUN
fsr-3248	1	42	thomas	thomas	PROPN
fsr-3248	1	43	langdon	langdon	PROPN
fsr-3248	1	44	roger	roger	PROPN
fsr-3248	1	45	williams	williams	PROPN
fsr-3248	1	46	university	university	PROPN
fsr-3248	1	47	vice	vice	PROPN
fsr-3248	1	48	president	president	PROPN
fsr-3248	1	49	-	-	PUNCT
fsr-3248	1	50	international	international	ADJ
fsr-3248	1	51	relations	relation	NOUN
fsr-3248	1	52	claire	claire	PROPN
fsr-3248	1	53	matthews	matthews	PROPN
fsr-3248	1	54	massey	massey	PROPN
fsr-3248	1	55	university	university	PROPN
fsr-3248	1	56	vice	vice	NOUN
fsr-3248	1	57	president	president	NOUN
fsr-3248	1	58	-	-	PUNCT
fsr-3248	1	59	professional	professional	ADJ
fsr-3248	1	60	organizations	organization	NOUN
fsr-3248	1	61	tom	tom	PROPN
fsr-3248	1	62	warschauer	warschauer	PROPN
fsr-3248	1	63	san	san	PROPN
fsr-3248	1	64	diego	diego	PROPN
fsr-3248	1	65	state	state	PROPN
fsr-3248	1	66	university	university	PROPN
fsr-3248	1	67	vice	vice	NOUN
fsr-3248	1	68	president	president	NOUN
fsr-3248	1	69	-	-	PUNCT
fsr-3248	1	70	mktg	mktg	PROPN
fsr-3248	1	71	&	&	CCONJ
fsr-3248	1	72	public	public	ADJ
fsr-3248	1	73	relations	relation	NOUN
fsr-3248	1	74	a.	a.	PROPN
fsr-3248	1	75	william	william	PROPN
fsr-3248	1	76	gustafson	gustafson	PROPN
fsr-3248	1	77	texas	texas	PROPN
fsr-3248	1	78	tech	tech	PROPN
fsr-3248	1	79	university	university	PROPN
fsr-3248	1	80	vice	vice	NOUN
fsr-3248	1	81	president	president	NOUN
fsr-3248	1	82	-	-	PUNCT
fsr-3248	1	83	membership	membership	NOUN
fsr-3248	1	84	larry	larry	PROPN
fsr-3248	1	85	prather	prather	PROPN
fsr-3248	1	86	southeastern	southeastern	PROPN
fsr-3248	1	87	oklahoma	oklahoma	PROPN
fsr-3248	1	88	state	state	PROPN
fsr-3248	1	89	university	university	PROPN
fsr-3248	1	90	vp	vp	PROPN
fsr-3248	1	91	local	local	ADJ
fsr-3248	1	92	arrangements	arrangement	NOUN
fsr-3248	1	93	2016	2016	NUM
fsr-3248	1	94	swarn	swarn	PROPN
fsr-3248	1	95	chatterjee	chatterjee	PROPN
fsr-3248	1	96	university	university	PROPN
fsr-3248	1	97	of	of	ADP
fsr-3248	1	98	georgia	georgia	PROPN
fsr-3248	1	99	vp	vp	PROPN
fsr-3248	1	100	local	local	ADJ
fsr-3248	1	101	arrangements	arrangement	NOUN
fsr-3248	1	102	2015	2015	NUM
fsr-3248	1	103	benjamin	benjamin	PROPN
fsr-3248	1	104	cummings	cummings	PROPN
fsr-3248	1	105	saint	saint	PROPN
fsr-3248	1	106	joseph	joseph	PROPN
fsr-3248	1	107	’s	’s	PART
fsr-3248	1	108	university	university	PROPN
fsr-3248	1	109	immediate	immediate	ADJ
fsr-3248	1	110	past	past	PROPN
fsr-3248	1	111	president	president	PROPN
fsr-3248	1	112	lance	lance	PROPN
fsr-3248	1	113	palmer	palmer	PROPN
fsr-3248	1	114	university	university	PROPN
fsr-3248	1	115	of	of	ADP
fsr-3248	1	116	georgia	georgia	PROPN
fsr-3248	1	117	editor	editor	PROPN
fsr-3248	1	118	,	,	PUNCT
fsr-3248	1	119	financial	financial	ADJ
fsr-3248	1	120	services	service	NOUN
fsr-3248	1	121	review	review	VERB
fsr-3248	1	122	stuart	stuart	PROPN
fsr-3248	1	123	michelson	michelson	PROPN
fsr-3248	1	124	stetson	stetson	PROPN
fsr-3248	1	125	university	university	PROPN
fsr-3248	1	126	directors	director	NOUN
fsr-3248	1	127	sherman	sherman	PROPN
fsr-3248	1	128	hanna	hanna	PROPN
fsr-3248	2	1	ohio	ohio	PROPN
fsr-3248	2	2	state	state	PROPN
fsr-3248	2	3	university	university	PROPN
fsr-3248	2	4	halil	halil	PROPN
fsr-3248	2	5	kiymaz	kiymaz	PROPN
fsr-3248	2	6	rollins	rollins	PROPN
fsr-3248	2	7	college	college	PROPN
fsr-3248	2	8	frank	frank	PROPN
fsr-3248	2	9	laatsch	laatsch	PROPN
fsr-3248	2	10	univ	univ	PROPN
fsr-3248	2	11	.	.	PROPN
fsr-3248	3	1	of	of	ADP
fsr-3248	3	2	southern	southern	PROPN
fsr-3248	3	3	mississippi	mississippi	PROPN
fsr-3248	3	4	david	david	PROPN
fsr-3248	3	5	nanigian	nanigian	PROPN
fsr-3248	3	6	the	the	DET
fsr-3248	3	7	american	american	PROPN
fsr-3248	3	8	college	college	PROPN
fsr-3248	3	9	tom	tom	PROPN
fsr-3248	3	10	potts	potts	PROPN
fsr-3248	3	11	baylor	baylor	PROPN
fsr-3248	3	12	university	university	PROPN
fsr-3248	3	13	charles	charles	PROPN
fsr-3248	3	14	chaffin	chaffin	PROPN
fsr-3248	3	15	cfp	cfp	PROPN
fsr-3248	3	16	board	board	PROPN
fsr-3248	3	17	of	of	ADP
fsr-3248	3	18	standards	standard	NOUN
fsr-3248	4	1	rich	rich	ADJ
fsr-3248	4	2	fortin	fortin	PROPN
fsr-3248	4	3	new	new	PROPN
fsr-3248	4	4	mexico	mexico	PROPN
fsr-3248	4	5	state	state	PROPN
fsr-3248	4	6	university	university	PROPN
fsr-3248	4	7	grady	grady	PROPN
fsr-3248	4	8	perdue	perdue	PROPN
fsr-3248	4	9	university	university	PROPN
fsr-3248	4	10	of	of	ADP
fsr-3248	4	11	houston	houston	PROPN
fsr-3248	4	12	clear	clear	PROPN
fsr-3248	4	13	lake	lake	PROPN
fsr-3248	4	14	past	past	PROPN
fsr-3248	4	15	presidents	president	NOUN
fsr-3248	4	16	lance	lance	PROPN
fsr-3248	4	17	palmer	palmer	PROPN
fsr-3248	4	18	,	,	PUNCT
fsr-3248	4	19	2013	2013	NUM
fsr-3248	4	20	-	-	SYM
fsr-3248	4	21	14	14	NUM
fsr-3248	4	22	university	university	PROPN
fsr-3248	4	23	of	of	ADP
fsr-3248	4	24	georgia	georgia	PROPN
fsr-3248	4	25	frank	frank	PROPN
fsr-3248	4	26	laatsch	laatsch	PROPN
fsr-3248	4	27	,	,	PUNCT
fsr-3248	4	28	2012	2012	NUM
fsr-3248	4	29	-	-	SYM
fsr-3248	4	30	13	13	NUM
fsr-3248	4	31	univ	univ	PROPN
fsr-3248	4	32	.	.	PROPN
fsr-3248	4	33	of	of	ADP
fsr-3248	4	34	southern	southern	PROPN
fsr-3248	4	35	mississippi	mississippi	PROPN
fsr-3248	4	36	brian	brian	PROPN
fsr-3248	4	37	boscaljon	boscaljon	PROPN
fsr-3248	4	38	,	,	PUNCT
fsr-3248	4	39	2011	2011	NUM
fsr-3248	4	40	-	-	SYM
fsr-3248	4	41	12	12	NUM
fsr-3248	4	42	penn	penn	PROPN
fsr-3248	4	43	state	state	PROPN
fsr-3248	4	44	university	university	PROPN
fsr-3248	4	45	-	-	PUNCT
fsr-3248	4	46	erie	erie	PROPN
fsr-3248	4	47	halil	halil	PROPN
fsr-3248	4	48	kiymaz	kiymaz	PROPN
fsr-3248	4	49	,	,	PUNCT
fsr-3248	4	50	2010	2010	NUM
fsr-3248	4	51	-	-	SYM
fsr-3248	4	52	11	11	NUM
fsr-3248	4	53	rollins	rollin	NOUN
fsr-3248	4	54	college	college	PROPN
fsr-3248	4	55	of	of	ADP
fsr-3248	4	56	business	business	PROPN
fsr-3248	4	57	david	david	PROPN
fsr-3248	4	58	lange	lange	PROPN
fsr-3248	4	59	,	,	PUNCT
fsr-3248	4	60	2009	2009	NUM
fsr-3248	4	61	-	-	SYM
fsr-3248	4	62	10	10	NUM
fsr-3248	4	63	auburn	auburn	NOUN
fsr-3248	4	64	university	university	PROPN
fsr-3248	4	65	,	,	PUNCT
fsr-3248	4	66	montgomery	montgomery	PROPN
fsr-3248	4	67	vickie	vickie	PROPN
fsr-3248	4	68	hampton	hampton	PROPN
fsr-3248	4	69	,	,	PUNCT
fsr-3248	4	70	2008	2008	NUM
fsr-3248	4	71	-	-	SYM
fsr-3248	4	72	09	09	NUM
fsr-3248	4	73	texas	texas	PROPN
fsr-3248	4	74	tech	tech	PROPN
fsr-3248	4	75	university	university	PROPN
fsr-3248	4	76	frank	frank	PROPN
fsr-3248	4	77	laatsch	laatsch	PROPN
fsr-3248	4	78	2007	2007	NUM
fsr-3248	4	79	-	-	SYM
fsr-3248	4	80	08	08	NUM
fsr-3248	4	81	university	university	PROPN
fsr-3248	4	82	of	of	ADP
fsr-3248	4	83	southern	southern	PROPN
fsr-3248	4	84	mississippi	mississippi	PROPN
fsr-3248	4	85	daniel	daniel	PROPN
fsr-3248	4	86	walz	walz	PROPN
fsr-3248	4	87	,	,	PUNCT
fsr-3248	4	88	2006	2006	NUM
fsr-3248	4	89	-	-	SYM
fsr-3248	4	90	07	07	NUM
fsr-3248	4	91	trinity	trinity	NOUN
fsr-3248	4	92	university	university	PROPN
fsr-3248	4	93	anne	anne	PROPN
fsr-3248	4	94	gleason	gleason	PROPN
fsr-3248	4	95	,	,	PUNCT
fsr-3248	4	96	2005	2005	NUM
fsr-3248	4	97	-	-	SYM
fsr-3248	4	98	06	06	NUM
fsr-3248	4	99	college	college	PROPN
fsr-3248	4	100	of	of	ADP
fsr-3248	4	101	charleston	charleston	PROPN
fsr-3248	4	102	stuart	stuart	PROPN
fsr-3248	4	103	michelson	michelson	PROPN
fsr-3248	4	104	,	,	PUNCT
fsr-3248	4	105	2004	2004	NUM
fsr-3248	4	106	-	-	SYM
fsr-3248	4	107	05	05	NUM
fsr-3248	4	108	stetson	stetson	PROPN
fsr-3248	4	109	university	university	PROPN
fsr-3248	4	110	grady	grady	PROPN
fsr-3248	4	111	perdue	perdue	PROPN
fsr-3248	4	112	,	,	PUNCT
fsr-3248	4	113	2003	2003	NUM
fsr-3248	4	114	-	-	SYM
fsr-3248	4	115	04	04	NUM
fsr-3248	4	116	university	university	PROPN
fsr-3248	4	117	of	of	ADP
fsr-3248	4	118	houston	houston	PROPN
fsr-3248	4	119	-	-	PUNCT
fsr-3248	4	120	clear	clear	PROPN
fsr-3248	4	121	lake	lake	PROPN
fsr-3248	4	122	vickie	vickie	PROPN
fsr-3248	4	123	bajtelsmit	bajtelsmit	NOUN
fsr-3248	4	124	,	,	PUNCT
fsr-3248	4	125	2002	2002	NUM
fsr-3248	4	126	-	-	SYM
fsr-3248	4	127	03	03	NUM
fsr-3248	4	128	colorado	colorado	PROPN
fsr-3248	4	129	state	state	PROPN
fsr-3248	4	130	university	university	PROPN
fsr-3248	4	131	karen	karen	PROPN
fsr-3248	4	132	eilers	eilers	PROPN
fsr-3248	4	133	lahey	lahey	PROPN
fsr-3248	4	134	,	,	PUNCT
fsr-3248	4	135	2001	2001	NUM
fsr-3248	4	136	-	-	SYM
fsr-3248	4	137	02	02	NUM
fsr-3248	4	138	university	university	PROPN
fsr-3248	4	139	of	of	ADP
fsr-3248	4	140	akron	akron	PROPN
fsr-3248	4	141	tom	tom	PROPN
fsr-3248	4	142	eyssell	eyssell	PROPN
fsr-3248	4	143	,	,	PUNCT
fsr-3248	4	144	2000	2000	NUM
fsr-3248	4	145	-	-	SYM
fsr-3248	4	146	01	01	NUM
fsr-3248	4	147	university	university	PROPN
fsr-3248	4	148	of	of	ADP
fsr-3248	4	149	missouri	missouri	PROPN
fsr-3248	4	150	-	-	PROPN
fsr-3248	4	151	st	st	PROPN
fsr-3248	4	152	.	.	PROPN
fsr-3248	4	153	louis	louis	PROPN
fsr-3248	4	154	jill	jill	PROPN
fsr-3248	4	155	lynn	lynn	PROPN
fsr-3248	4	156	vihtelic	vihtelic	PROPN
fsr-3248	4	157	,	,	PUNCT
fsr-3248	4	158	1999	1999	NUM
fsr-3248	4	159	-	-	SYM
fsr-3248	4	160	00	00	NUM
fsr-3248	4	161	saint	saint	PROPN
fsr-3248	4	162	mary	mary	PROPN
fsr-3248	4	163	’s	’s	PART
fsr-3248	4	164	college	college	PROPN
fsr-3248	4	165	terry	terry	PROPN
fsr-3248	4	166	zivney	zivney	PROPN
fsr-3248	4	167	,	,	PUNCT
fsr-3248	4	168	1998	1998	NUM
fsr-3248	4	169	-	-	SYM
fsr-3248	4	170	99	99	NUM
fsr-3248	4	171	ball	ball	NOUN
fsr-3248	4	172	state	state	NOUN
fsr-3248	4	173	university	university	PROPN
fsr-3248	4	174	don	don	PROPN
fsr-3248	4	175	holdren	holdren	NOUN
fsr-3248	4	176	,	,	PUNCT
fsr-3248	4	177	1997	1997	NUM
fsr-3248	4	178	-	-	SYM
fsr-3248	4	179	98	98	NUM
fsr-3248	4	180	marshall	marshall	PROPN
fsr-3248	4	181	university	university	PROPN
fsr-3248	4	182	robert	robert	PROPN
fsr-3248	4	183	mcleod	mcleod	PROPN
fsr-3248	4	184	,	,	PUNCT
fsr-3248	4	185	1996	1996	NUM
fsr-3248	4	186	-	-	SYM
fsr-3248	4	187	97	97	NUM
fsr-3248	4	188	university	university	PROPN
fsr-3248	4	189	of	of	ADP
fsr-3248	4	190	alabama	alabama	PROPN
fsr-3248	4	191	walt	walt	PROPN
fsr-3248	4	192	woerheide	woerheide	PROPN
fsr-3248	4	193	,	,	PUNCT
fsr-3248	4	194	1995	1995	NUM
fsr-3248	4	195	-	-	SYM
fsr-3248	4	196	96	96	NUM
fsr-3248	4	197	the	the	DET
fsr-3248	4	198	american	american	PROPN
fsr-3248	4	199	college	college	PROPN
fsr-3248	4	200	dixie	dixie	PROPN
fsr-3248	4	201	mills	mill	NOUN
fsr-3248	4	202	,	,	PUNCT
fsr-3248	4	203	1994	1994	NUM
fsr-3248	4	204	-95	-95	SYM
fsr-3248	4	205	illinois	illinois	PROPN
fsr-3248	4	206	state	state	PROPN
fsr-3248	4	207	university	university	PROPN
fsr-3248	4	208	ted	te	VERB
fsr-3248	4	209	veit	veit	PROPN
fsr-3248	4	210	,	,	PUNCT
fsr-3248	4	211	1993	1993	NUM
fsr-3248	4	212	-	-	SYM
fsr-3248	4	213	94	94	NUM
fsr-3248	4	214	rollins	rollins	PROPN
fsr-3248	4	215	college	college	PROPN
fsr-3248	4	216	mona	mona	PROPN
fsr-3248	4	217	gardner	gardner	PROPN
fsr-3248	4	218	,	,	PUNCT
fsr-3248	4	219	1992	1992	NUM
fsr-3248	4	220	-	-	SYM
fsr-3248	4	221	93	93	NUM
fsr-3248	4	222	illinois	illinois	PROPN
fsr-3248	4	223	wesleyan	wesleyan	PROPN
fsr-3248	4	224	university	university	PROPN
fsr-3248	4	225	jean	jean	PROPN
fsr-3248	4	226	l.	l.	PROPN
fsr-3248	4	227	heck	heck	PROPN
fsr-3248	4	228	,	,	PUNCT
fsr-3248	4	229	1991	1991	NUM
fsr-3248	4	230	-	-	SYM
fsr-3248	4	231	92	92	NUM
fsr-3248	4	232	villanova	villanova	PROPN
fsr-3248	4	233	university	university	PROPN
fsr-3248	4	234	frank	frank	PROPN
fsr-3248	4	235	k.	k.	PROPN
fsr-3248	4	236	reilly	reilly	PROPN
fsr-3248	4	237	,	,	PUNCT
fsr-3248	4	238	1990	1990	NUM
fsr-3248	4	239	-	-	SYM
fsr-3248	4	240	91	91	NUM
fsr-3248	4	241	university	university	NOUN
fsr-3248	4	242	of	of	ADP
fsr-3248	4	243	notre	notre	PROPN
fsr-3248	4	244	dame	dame	PROPN
fsr-3248	4	245	lawrence	lawrence	PROPN
fsr-3248	4	246	j.	j.	PROPN
fsr-3248	4	247	gitman	gitman	PROPN
fsr-3248	4	248	,	,	PUNCT
fsr-3248	4	249	1989	1989	NUM
fsr-3248	4	250	-	-	SYM
fsr-3248	4	251	90	90	NUM
fsr-3248	4	252	san	san	PROPN
fsr-3248	4	253	diego	diego	PROPN
fsr-3248	4	254	state	state	PROPN
fsr-3248	4	255	university	university	PROPN
fsr-3248	4	256	travis	travis	PROPN
fsr-3248	4	257	s.	s.	PROPN
fsr-3248	4	258	pritchett	pritchett	PROPN
fsr-3248	4	259	,	,	PUNCT
fsr-3248	4	260	1988	1988	NUM
fsr-3248	4	261	-	-	SYM
fsr-3248	4	262	89	89	NUM
fsr-3248	4	263	university	university	NOUN
fsr-3248	4	264	of	of	ADP
fsr-3248	4	265	south	south	PROPN
fsr-3248	4	266	carolina	carolina	PROPN
fsr-3248	4	267	tom	tom	PROPN
fsr-3248	4	268	potts	potts	PROPN
fsr-3248	4	269	,	,	PUNCT
fsr-3248	4	270	1987	1987	NUM
fsr-3248	4	271	-	-	SYM
fsr-3248	4	272	88	88	NUM
fsr-3248	4	273	baylor	baylor	NOUN
fsr-3248	4	274	university	university	PROPN
fsr-3248	4	275	robert	robert	PROPN
fsr-3248	4	276	f.	f.	PROPN
fsr-3248	4	277	bohn	bohn	PROPN
fsr-3248	4	278	,	,	PUNCT
fsr-3248	4	279	1986	1986	NUM
fsr-3248	4	280	-	-	SYM
fsr-3248	4	281	87	87	NUM
fsr-3248	4	282	golden	golden	PROPN
fsr-3248	4	283	gate	gate	PROPN
fsr-3248	4	284	university	university	PROPN
fsr-3248	4	285	tom	tom	PROPN
fsr-3248	4	286	warschauer	warschauer	PROPN
fsr-3248	4	287	,	,	PUNCT
fsr-3248	4	288	1985	1985	NUM
fsr-3248	4	289	-	-	SYM
fsr-3248	4	290	86	86	NUM
fsr-3248	4	291	san	san	PROPN
fsr-3248	4	292	diego	diego	PROPN
fsr-3248	4	293	state	state	PROPN
fsr-3248	4	294	university	university	PROPN
fsr-3248	4	295	published	publish	VERB
fsr-3248	4	296	in	in	ADP
fsr-3248	4	297	collaboration	collaboration	NOUN
fsr-3248	4	298	with	with	ADP
fsr-3248	4	299	the	the	DET
fsr-3248	4	300	financial	financial	ADJ
fsr-3248	4	301	planning	planning	PROPN
fsr-3248	4	302	association	association	PROPN
fsr-3248	4	303	financial	financial	PROPN
fsr-3248	4	304	services	service	NOUN
fsr-3248	4	305	review	review	NOUN
fsr-3248	4	306	is	be	AUX
fsr-3248	4	307	the	the	DET
fsr-3248	4	308	journal	journal	NOUN
fsr-3248	4	309	of	of	ADP
fsr-3248	4	310	the	the	DET
fsr-3248	4	311	academy	academy	NOUN
fsr-3248	4	312	of	of	ADP
fsr-3248	4	313	financial	financial	ADJ
fsr-3248	4	314	services	service	NOUN
fsr-3248	4	315	,	,	PUNCT
fsr-3248	4	316	published	publish	VERB
fsr-3248	4	317	in	in	ADP
fsr-3248	4	318	collaboration	collaboration	NOUN
fsr-3248	4	319	with	with	ADP
fsr-3248	4	320	the	the	DET
fsr-3248	4	321	financial	financial	ADJ
fsr-3248	4	322	planning	planning	PROPN
fsr-3248	4	323	association	association	PROPN
fsr-3248	4	324	.	.	PUNCT
fsr-3248	5	1	membership	membership	NOUN
fsr-3248	5	2	dues	due	NOUN
fsr-3248	5	3	of	of	ADP
fsr-3248	5	4	$	$	SYM
fsr-3248	5	5	75	75	NUM
fsr-3248	5	6	to	to	ADP
fsr-3248	5	7	the	the	DET
fsr-3248	5	8	academy	academy	NOUN
fsr-3248	5	9	include	include	VERB
fsr-3248	5	10	a	a	DET
fsr-3248	5	11	one	one	NUM
fsr-3248	5	12	-	-	PUNCT
fsr-3248	5	13	year	year	NOUN
fsr-3248	5	14	subscription	subscription	NOUN
fsr-3248	5	15	to	to	ADP
fsr-3248	5	16	the	the	DET
fsr-3248	5	17	journal	journal	NOUN
fsr-3248	5	18	.	.	PUNCT
fsr-3248	6	1	financial	financial	ADJ
fsr-3248	6	2	planning	planning	PROPN
fsr-3248	6	3	association	association	NOUN
fsr-3248	6	4	members	member	NOUN
fsr-3248	6	5	receive	receive	VERB
fsr-3248	6	6	digital	digital	ADJ
fsr-3248	6	7	access	access	NOUN
fsr-3248	6	8	to	to	ADP
fsr-3248	6	9	the	the	DET
fsr-3248	6	10	current	current	ADJ
fsr-3248	6	11	volume	volume	NOUN
fsr-3248	6	12	/	/	SYM
fsr-3248	6	13	issue	issue	NOUN
fsr-3248	6	14	of	of	ADP
fsr-3248	6	15	the	the	DET
fsr-3248	6	16	journal	journal	NOUN
fsr-3248	6	17	.	.	PUNCT
fsr-3248	7	1	membership	membership	NOUN
fsr-3248	7	2	forms	form	NOUN
fsr-3248	7	3	may	may	AUX
fsr-3248	7	4	be	be	AUX
fsr-3248	7	5	accessed	access	VERB
fsr-3248	7	6	at	at	ADP
fsr-3248	7	7	the	the	DET
fsr-3248	7	8	journal	journal	ADJ
fsr-3248	7	9	website	website	NOUN
fsr-3248	7	10	at	at	ADP
fsr-3248	7	11	http://www.academyfinancial.org	http://www.academyfinancial.org	PROPN
fsr-3248	7	12	.	.	PUNCT
fsr-3248	8	1	or	or	CCONJ
fsr-3248	8	2	for	for	ADP
fsr-3248	8	3	membership	membership	NOUN
fsr-3248	8	4	,	,	PUNCT
fsr-3248	8	5	subscription	subscription	NOUN
fsr-3248	8	6	,	,	PUNCT
fsr-3248	8	7	and	and	CCONJ
fsr-3248	8	8	address	address	NOUN
fsr-3248	8	9	change	change	NOUN
fsr-3248	8	10	notification	notification	NOUN
fsr-3248	8	11	,	,	PUNCT
fsr-3248	8	12	please	please	INTJ
fsr-3248	8	13	contact	contact	VERB
fsr-3248	8	14	stuart	stuart	PROPN
fsr-3248	8	15	michelson	michelson	PROPN
fsr-3248	8	16	,	,	PUNCT
fsr-3248	8	17	school	school	NOUN
fsr-3248	8	18	of	of	ADP
fsr-3248	8	19	business	business	NOUN
fsr-3248	8	20	,	,	PUNCT
fsr-3248	8	21	stetson	stetson	NOUN
fsr-3248	8	22	university	university	NOUN
fsr-3248	8	23	,	,	PUNCT
fsr-3248	8	24	421	421	NUM
fsr-3248	8	25	n.	n.	PROPN
fsr-3248	8	26	woodland	woodland	NOUN
fsr-3248	8	27	blvd	blvd	PROPN
fsr-3248	8	28	.	.	PUNCT
fsr-3248	8	29	,	,	PUNCT
fsr-3248	8	30	unit	unit	NOUN
fsr-3248	8	31	8398	8398	NUM
fsr-3248	8	32	,	,	PUNCT
fsr-3248	8	33	deland	deland	PROPN
fsr-3248	8	34	,	,	PUNCT
fsr-3248	8	35	fl	fl	PROPN
fsr-3248	8	36	32723	32723	NUM
fsr-3248	8	37	.	.	PUNCT
fsr-3248	9	1	email	email	NOUN
fsr-3248	9	2	:	:	PUNCT
fsr-3248	9	3	smichels@stetson.edu	smichels@stetson.edu	X
fsr-3248	9	4	.	.	PUNCT
fsr-3248	9	5	editorial	editorial	NOUN
fsr-3248	9	6	:	:	PUNCT
fsr-3248	9	7	authors	author	NOUN
fsr-3248	9	8	should	should	AUX
fsr-3248	9	9	submit	submit	VERB
fsr-3248	9	10	their	their	PRON
fsr-3248	9	11	papers	paper	NOUN
fsr-3248	9	12	electronically	electronically	ADV
fsr-3248	9	13	(	(	PUNCT
fsr-3248	9	14	word	word	NOUN
fsr-3248	9	15	format	format	NOUN
fsr-3248	9	16	,	,	PUNCT
fsr-3248	9	17	no	no	DET
fsr-3248	9	18	pdfs	pdfs	NOUN
fsr-3248	9	19	please	please	INTJ
fsr-3248	9	20	)	)	PUNCT
fsr-3248	9	21	as	as	ADP
fsr-3248	9	22	an	an	DET
fsr-3248	9	23	e	e	NOUN
fsr-3248	9	24	-	-	NOUN
fsr-3248	9	25	mail	mail	NOUN
fsr-3248	9	26	attachment	attachment	NOUN
fsr-3248	9	27	to	to	ADP
fsr-3248	9	28	the	the	DET
fsr-3248	9	29	editor	editor	NOUN
fsr-3248	9	30	at	at	ADP
fsr-3248	9	31	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3248	9	32	.	.	PUNCT
fsr-3248	10	1	afs	afs	PROPN
fsr-3248	10	2	member	member	NOUN
fsr-3248	10	3	submission	submission	NOUN
fsr-3248	10	4	fees	fee	NOUN
fsr-3248	10	5	are	be	AUX
fsr-3248	10	6	$	$	SYM
fsr-3248	10	7	50	50	NUM
fsr-3248	10	8	.	.	PUNCT
fsr-3248	11	1	the	the	DET
fsr-3248	11	2	afs	afs	PROPN
fsr-3248	11	3	non	non	ADJ
fsr-3248	11	4	-	-	NOUN
fsr-3248	11	5	member	member	ADJ
fsr-3248	11	6	submission	submission	NOUN
fsr-3248	11	7	fee	fee	NOUN
fsr-3248	11	8	is	be	AUX
fsr-3248	11	9	$	$	SYM
fsr-3248	11	10	125	125	NUM
fsr-3248	11	11	,	,	PUNCT
fsr-3248	11	12	which	which	PRON
fsr-3248	11	13	includes	include	VERB
fsr-3248	11	14	a	a	DET
fsr-3248	11	15	one	one	NUM
fsr-3248	11	16	year	year	NOUN
fsr-3248	11	17	membership	membership	NOUN
fsr-3248	11	18	to	to	ADP
fsr-3248	11	19	afs	afs	PROPN
fsr-3248	11	20	.	.	PUNCT
fsr-3248	12	1	concurrent	concurrent	ADJ
fsr-3248	12	2	with	with	ADP
fsr-3248	12	3	the	the	DET
fsr-3248	12	4	submission	submission	NOUN
fsr-3248	12	5	,	,	PUNCT
fsr-3248	12	6	please	please	INTJ
fsr-3248	12	7	pay	pay	VERB
fsr-3248	12	8	online	online	ADV
fsr-3248	12	9	or	or	CCONJ
fsr-3248	12	10	mail	mail	VERB
fsr-3248	12	11	a	a	DET
fsr-3248	12	12	check	check	NOUN
fsr-3248	12	13	(	(	PUNCT
fsr-3248	12	14	for	for	ADP
fsr-3248	12	15	us	us	PROPN
fsr-3248	12	16	funds	fund	NOUN
fsr-3248	12	17	)	)	PUNCT
fsr-3248	12	18	payable	payable	ADJ
fsr-3248	12	19	to	to	ADP
fsr-3248	12	20	afs	afs	NOUN
fsr-3248	12	21	to	to	ADP
fsr-3248	12	22	stuart	stuart	PROPN
fsr-3248	12	23	michelson	michelson	PROPN
fsr-3248	12	24	at	at	ADP
fsr-3248	12	25	the	the	DET
fsr-3248	12	26	address	address	NOUN
fsr-3248	12	27	above	above	ADV
fsr-3248	12	28	.	.	PUNCT
fsr-3248	13	1	should	should	AUX
fsr-3248	13	2	a	a	DET
fsr-3248	13	3	manuscript	manuscript	NOUN
fsr-3248	13	4	revision	revision	NOUN
fsr-3248	13	5	be	be	AUX
fsr-3248	13	6	invited	invite	VERB
fsr-3248	13	7	,	,	PUNCT
fsr-3248	13	8	no	no	DET
fsr-3248	13	9	additional	additional	ADJ
fsr-3248	13	10	fees	fee	NOUN
fsr-3248	13	11	will	will	AUX
fsr-3248	13	12	be	be	AUX
fsr-3248	13	13	required	require	VERB
fsr-3248	13	14	.	.	PUNCT
fsr-3248	14	1	style	style	NOUN
fsr-3248	14	2	information	information	NOUN
fsr-3248	14	3	for	for	ADP
fsr-3248	14	4	manuscripts	manuscript	NOUN
fsr-3248	14	5	is	be	AUX
fsr-3248	14	6	on	on	ADP
fsr-3248	14	7	the	the	DET
fsr-3248	14	8	inside	inside	ADJ
fsr-3248	14	9	back	back	ADJ
fsr-3248	14	10	cover	cover	NOUN
fsr-3248	14	11	of	of	ADP
fsr-3248	14	12	this	this	DET
fsr-3248	14	13	journal	journal	NOUN
fsr-3248	14	14	.	.	PUNCT
fsr-3248	15	1	copyright	copyright	NOUN
fsr-3248	15	2	©	©	PROPN
fsr-3248	15	3	2015	2015	NUM
fsr-3248	15	4	academy	academy	NOUN
fsr-3248	15	5	of	of	ADP
fsr-3248	15	6	financial	financial	ADJ
fsr-3248	15	7	services	service	NOUN
fsr-3248	15	8	.	.	PUNCT
fsr-3248	16	1	all	all	DET
fsr-3248	16	2	rights	right	NOUN
fsr-3248	16	3	of	of	ADP
fsr-3248	16	4	reproduction	reproduction	NOUN
fsr-3248	16	5	in	in	ADP
fsr-3248	16	6	any	any	DET
fsr-3248	16	7	form	form	NOUN
fsr-3248	16	8	reserved	reserve	VERB
fsr-3248	16	9	.	.	PUNCT
fsr-3248	17	1	aims	aim	NOUN
fsr-3248	17	2	and	and	CCONJ
fsr-3248	17	3	scope	scope	NOUN
fsr-3248	17	4	:	:	PUNCT
fsr-3248	17	5	financial	financial	ADJ
fsr-3248	17	6	services	service	NOUN
fsr-3248	17	7	review	review	NOUN
fsr-3248	17	8	is	be	AUX
fsr-3248	17	9	the	the	DET
fsr-3248	17	10	official	official	ADJ
fsr-3248	17	11	publication	publication	NOUN
fsr-3248	17	12	of	of	ADP
fsr-3248	17	13	the	the	DET
fsr-3248	17	14	academy	academy	NOUN
fsr-3248	17	15	of	of	ADP
fsr-3248	17	16	financial	financial	ADJ
fsr-3248	17	17	services	service	NOUN
fsr-3248	17	18	.	.	PUNCT
fsr-3248	18	1	the	the	DET
fsr-3248	18	2	purpose	purpose	NOUN
fsr-3248	18	3	of	of	ADP
fsr-3248	18	4	this	this	DET
fsr-3248	18	5	refereed	refereed	ADJ
fsr-3248	18	6	academic	academic	ADJ
fsr-3248	18	7	journal	journal	NOUN
fsr-3248	18	8	is	be	AUX
fsr-3248	18	9	to	to	PART
fsr-3248	18	10	encourage	encourage	VERB
fsr-3248	18	11	rigorous	rigorous	ADJ
fsr-3248	18	12	empirical	empirical	ADJ
fsr-3248	18	13	research	research	NOUN
fsr-3248	18	14	that	that	PRON
fsr-3248	18	15	examines	examine	VERB
fsr-3248	18	16	individual	individual	ADJ
fsr-3248	18	17	behavior	behavior	NOUN
fsr-3248	18	18	in	in	ADP
fsr-3248	18	19	terms	term	NOUN
fsr-3248	18	20	of	of	ADP
fsr-3248	18	21	financial	financial	ADJ
fsr-3248	18	22	planning	planning	NOUN
fsr-3248	18	23	and	and	CCONJ
fsr-3248	18	24	services	service	NOUN
fsr-3248	18	25	.	.	PUNCT
fsr-3248	19	1	in	in	ADP
fsr-3248	19	2	contrast	contrast	NOUN
fsr-3248	19	3	to	to	ADP
fsr-3248	19	4	the	the	DET
fsr-3248	19	5	many	many	ADJ
fsr-3248	19	6	corporate	corporate	ADJ
fsr-3248	19	7	or	or	CCONJ
fsr-3248	19	8	institutional	institutional	ADJ
fsr-3248	19	9	journals	journal	NOUN
fsr-3248	19	10	that	that	PRON
fsr-3248	19	11	are	be	AUX
fsr-3248	19	12	available	available	ADJ
fsr-3248	19	13	in	in	ADP
fsr-3248	19	14	finance	finance	NOUN
fsr-3248	19	15	,	,	PUNCT
fsr-3248	19	16	the	the	DET
fsr-3248	19	17	focus	focus	NOUN
fsr-3248	19	18	of	of	ADP
fsr-3248	19	19	this	this	DET
fsr-3248	19	20	journal	journal	NOUN
fsr-3248	19	21	is	be	AUX
fsr-3248	19	22	on	on	ADP
fsr-3248	19	23	individual	individual	ADJ
fsr-3248	19	24	financial	financial	ADJ
fsr-3248	19	25	issues	issue	NOUN
fsr-3248	19	26	.	.	PUNCT
fsr-3248	20	1	the	the	DET
fsr-3248	20	2	journal	journal	NOUN
fsr-3248	20	3	provides	provide	VERB
fsr-3248	20	4	a	a	DET
fsr-3248	20	5	forum	forum	NOUN
fsr-3248	20	6	for	for	ADP
fsr-3248	20	7	those	those	PRON
fsr-3248	20	8	who	who	PRON
fsr-3248	20	9	are	be	AUX
fsr-3248	20	10	interested	interested	ADJ
fsr-3248	20	11	in	in	ADP
fsr-3248	20	12	the	the	DET
fsr-3248	20	13	individual	individual	ADJ
fsr-3248	20	14	perspective	perspective	NOUN
fsr-3248	20	15	on	on	ADP
fsr-3248	20	16	issues	issue	NOUN
fsr-3248	20	17	in	in	ADP
fsr-3248	20	18	the	the	DET
fsr-3248	20	19	areas	area	NOUN
fsr-3248	20	20	of	of	ADP
fsr-3248	20	21	financial	financial	ADJ
fsr-3248	20	22	services	service	NOUN
fsr-3248	20	23	,	,	PUNCT
fsr-3248	20	24	employee	employee	NOUN
fsr-3248	20	25	benefits	benefit	NOUN
fsr-3248	20	26	,	,	PUNCT
fsr-3248	20	27	estate	estate	NOUN
fsr-3248	20	28	and	and	CCONJ
fsr-3248	20	29	tax	tax	NOUN
fsr-3248	20	30	planning	planning	NOUN
fsr-3248	20	31	,	,	PUNCT
fsr-3248	20	32	financial	financial	ADJ
fsr-3248	20	33	counseling	counseling	NOUN
fsr-3248	20	34	,	,	PUNCT
fsr-3248	20	35	financial	financial	ADJ
fsr-3248	20	36	planning	planning	NOUN
fsr-3248	20	37	,	,	PUNCT
fsr-3248	20	38	insurance	insurance	NOUN
fsr-3248	20	39	,	,	PUNCT
fsr-3248	20	40	investments	investment	NOUN
fsr-3248	20	41	,	,	PUNCT
fsr-3248	20	42	mutual	mutual	ADJ
fsr-3248	20	43	funds	fund	NOUN
fsr-3248	20	44	,	,	PUNCT
fsr-3248	20	45	pension	pension	NOUN
fsr-3248	20	46	and	and	CCONJ
fsr-3248	20	47	retirement	retirement	NOUN
fsr-3248	20	48	planning	planning	NOUN
fsr-3248	20	49	,	,	PUNCT
fsr-3248	20	50	and	and	CCONJ
fsr-3248	20	51	real	real	ADJ
fsr-3248	20	52	estate	estate	NOUN
fsr-3248	20	53	.	.	PUNCT
fsr-3248	21	1	publication	publication	NOUN
fsr-3248	21	2	information	information	NOUN
fsr-3248	21	3	.	.	PUNCT
fsr-3248	22	1	financial	financial	ADJ
fsr-3248	22	2	services	service	NOUN
fsr-3248	22	3	review	review	NOUN
fsr-3248	22	4	is	be	AUX
fsr-3248	22	5	co	co	VERB
fsr-3248	22	6	-	-	VERB
fsr-3248	22	7	published	publish	VERB
fsr-3248	22	8	quarterly	quarterly	NOUN
fsr-3248	22	9	by	by	ADP
fsr-3248	22	10	the	the	DET
fsr-3248	22	11	academy	academy	PROPN
fsr-3248	22	12	of	of	ADP
fsr-3248	22	13	financial	financial	ADJ
fsr-3248	22	14	services	service	NOUN
fsr-3248	22	15	,	,	PUNCT
fsr-3248	22	16	and	and	CCONJ
fsr-3248	22	17	the	the	DET
fsr-3248	22	18	financial	financial	ADJ
fsr-3248	22	19	planning	planning	PROPN
fsr-3248	22	20	association	association	PROPN
fsr-3248	22	21	.	.	PUNCT
fsr-3248	23	1	institutional	institutional	ADJ
fsr-3248	23	2	subscription	subscription	NOUN
fsr-3248	23	3	price	price	NOUN
fsr-3248	23	4	for	for	ADP
fsr-3248	23	5	the	the	DET
fsr-3248	23	6	year	year	NOUN
fsr-3248	23	7	2014	2014	NUM
fsr-3248	23	8	is	be	AUX
fsr-3248	23	9	$	$	SYM
fsr-3248	23	10	100	100	NUM
fsr-3248	23	11	.	.	PUNCT
fsr-3248	24	1	personal	personal	ADJ
fsr-3248	24	2	subscription	subscription	NOUN
fsr-3248	24	3	price	price	NOUN
fsr-3248	24	4	for	for	ADP
fsr-3248	24	5	the	the	DET
fsr-3248	24	6	year	year	NOUN
fsr-3248	24	7	2014	2014	NUM
fsr-3248	24	8	is	be	AUX
fsr-3248	24	9	$	$	SYM
fsr-3248	24	10	75	75	NUM
fsr-3248	24	11	and	and	CCONJ
fsr-3248	24	12	is	be	AUX
fsr-3248	24	13	available	available	ADJ
fsr-3248	24	14	by	by	ADP
fsr-3248	24	15	joining	join	VERB
fsr-3248	24	16	the	the	DET
fsr-3248	24	17	academy	academy	NOUN
fsr-3248	24	18	of	of	ADP
fsr-3248	24	19	financial	financial	ADJ
fsr-3248	24	20	services	service	NOUN
fsr-3248	24	21	.	.	PUNCT
fsr-3248	25	1	further	further	ADJ
fsr-3248	25	2	information	information	NOUN
fsr-3248	25	3	on	on	ADP
fsr-3248	25	4	this	this	DET
fsr-3248	25	5	journal	journal	NOUN
fsr-3248	25	6	and	and	CCONJ
fsr-3248	25	7	the	the	DET
fsr-3248	25	8	academy	academy	NOUN
fsr-3248	25	9	of	of	ADP
fsr-3248	25	10	financial	financial	ADJ
fsr-3248	25	11	services	service	NOUN
fsr-3248	25	12	is	be	AUX
fsr-3248	25	13	available	available	ADJ
fsr-3248	25	14	from	from	ADP
fsr-3248	25	15	the	the	DET
fsr-3248	25	16	website	website	NOUN
fsr-3248	25	17	,	,	PUNCT
fsr-3248	25	18	http://www.academyfinancial.org	http://www.academyfinancial.org	PROPN
fsr-3248	25	19	.	.	PUNCT
fsr-3248	26	1	postmaster	postmaster	NOUN
fsr-3248	26	2	and	and	CCONJ
fsr-3248	26	3	subscribers	subscriber	NOUN
fsr-3248	26	4	should	should	AUX
fsr-3248	26	5	send	send	VERB
fsr-3248	26	6	change	change	NOUN
fsr-3248	26	7	of	of	ADP
fsr-3248	26	8	address	address	NOUN
fsr-3248	26	9	notices	notice	NOUN
fsr-3248	26	10	to	to	ADP
fsr-3248	26	11	stuart	stuart	PROPN
fsr-3248	26	12	michelson	michelson	PROPN
fsr-3248	26	13	,	,	PUNCT
fsr-3248	26	14	academy	academy	PROPN
fsr-3248	26	15	of	of	ADP
fsr-3248	26	16	financial	financial	ADJ
fsr-3248	26	17	services	service	NOUN
fsr-3248	26	18	,	,	PUNCT
fsr-3248	26	19	stetson	stetson	NOUN
fsr-3248	26	20	university	university	NOUN
fsr-3248	26	21	,	,	PUNCT
fsr-3248	26	22	school	school	NOUN
fsr-3248	26	23	of	of	ADP
fsr-3248	26	24	business	business	NOUN
fsr-3248	26	25	,	,	PUNCT
fsr-3248	26	26	421	421	NUM
fsr-3248	26	27	n.	n.	PROPN
fsr-3248	26	28	woodland	woodland	NOUN
fsr-3248	26	29	blvd	blvd	PROPN
fsr-3248	26	30	.	.	PUNCT
fsr-3248	26	31	,	,	PUNCT
fsr-3248	26	32	unit	unit	NOUN
fsr-3248	26	33	8398	8398	NUM
fsr-3248	26	34	,	,	PUNCT
fsr-3248	26	35	deland	deland	PROPN
fsr-3248	26	36	,	,	PUNCT
fsr-3248	26	37	fl	fl	PROPN
fsr-3248	26	38	32723	32723	NUM
fsr-3248	26	39	.	.	PUNCT
fsr-3248	27	1	editorial	editorial	ADJ
fsr-3248	27	2	office	office	NOUN
fsr-3248	27	3	:	:	PUNCT
fsr-3248	27	4	stuart	stuart	PROPN
fsr-3248	27	5	michelson	michelson	PROPN
fsr-3248	27	6	,	,	PUNCT
fsr-3248	27	7	school	school	NOUN
fsr-3248	27	8	of	of	ADP
fsr-3248	27	9	business	business	NOUN
fsr-3248	27	10	,	,	PUNCT
fsr-3248	27	11	stetson	stetson	NOUN
fsr-3248	27	12	university	university	NOUN
fsr-3248	27	13	,	,	PUNCT
fsr-3248	27	14	421	421	NUM
fsr-3248	27	15	n.	n.	PROPN
fsr-3248	27	16	woodland	woodland	NOUN
fsr-3248	27	17	blvd	blvd	PROPN
fsr-3248	27	18	.	.	PUNCT
fsr-3248	27	19	,	,	PUNCT
fsr-3248	27	20	unit	unit	NOUN
fsr-3248	27	21	8398	8398	NUM
fsr-3248	27	22	,	,	PUNCT
fsr-3248	27	23	deland	deland	PROPN
fsr-3248	27	24	,	,	PUNCT
fsr-3248	27	25	fl	fl	PROPN
fsr-3248	27	26	32723	32723	NUM
fsr-3248	27	27	.	.	PUNCT
fsr-3248	28	1	phone	phone	NOUN
fsr-3248	28	2	:	:	PUNCT
fsr-3248	28	3	(	(	PUNCT
fsr-3248	28	4	386	386	NUM
fsr-3248	28	5	)	)	PUNCT
fsr-3248	28	6	822	822	NUM
fsr-3248	28	7	-	-	SYM
fsr-3248	28	8	7376	7376	NUM
fsr-3248	28	9	.	.	PUNCT
fsr-3248	29	1	email	email	NOUN
fsr-3248	29	2	address	address	NOUN
fsr-3248	29	3	:	:	PUNCT
fsr-3248	29	4	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3248	29	5	.	.	PROPN
fsr-3248	29	6	web	web	NOUN
fsr-3248	29	7	address	address	NOUN
fsr-3248	29	8	:	:	PUNCT
fsr-3248	29	9	www.academyfinancial.org	www.academyfinancial.org	X
fsr-3248	29	10	.	.	PUNCT
fsr-3248	29	11	advertising	advertising	NOUN
fsr-3248	29	12	information	information	NOUN
fsr-3248	29	13	.	.	PUNCT
fsr-3248	30	1	those	those	PRON
fsr-3248	30	2	interested	interested	ADJ
fsr-3248	30	3	in	in	ADP
fsr-3248	30	4	advertising	advertising	NOUN
fsr-3248	30	5	in	in	ADP
fsr-3248	30	6	the	the	DET
fsr-3248	30	7	journal	journal	NOUN
fsr-3248	30	8	should	should	AUX
fsr-3248	30	9	contact	contact	VERB
fsr-3248	30	10	stuart	stuart	PROPN
fsr-3248	30	11	michelson	michelson	PROPN
fsr-3248	30	12	,	,	PUNCT
fsr-3248	30	13	school	school	NOUN
fsr-3248	30	14	of	of	ADP
fsr-3248	30	15	business	business	NOUN
fsr-3248	30	16	,	,	PUNCT
fsr-3248	30	17	stetson	stetson	NOUN
fsr-3248	30	18	university	university	NOUN
fsr-3248	30	19	,	,	PUNCT
fsr-3248	30	20	421	421	NUM
fsr-3248	30	21	n.	n.	PROPN
fsr-3248	30	22	woodland	woodland	NOUN
fsr-3248	30	23	blvd	blvd	PROPN
fsr-3248	30	24	.	.	PUNCT
fsr-3248	30	25	,	,	PUNCT
fsr-3248	30	26	unit	unit	NOUN
fsr-3248	30	27	8398	8398	NUM
fsr-3248	30	28	,	,	PUNCT
fsr-3248	30	29	deland	deland	PROPN
fsr-3248	30	30	,	,	PUNCT
fsr-3248	30	31	fl	fl	PROPN
fsr-3248	30	32	32723	32723	NUM
fsr-3248	30	33	.	.	PUNCT
fsr-3248	31	1	email	email	NOUN
fsr-3248	31	2	address	address	NOUN
fsr-3248	31	3	:	:	PUNCT
fsr-3248	31	4	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3248	31	5	,	,	PUNCT
fsr-3248	31	6	(	(	PUNCT
fsr-3248	31	7	386	386	NUM
fsr-3248	31	8	)	)	PUNCT
fsr-3248	31	9	822	822	NUM
fsr-3248	31	10	-	-	SYM
fsr-3248	31	11	7376	7376	NUM
fsr-3248	31	12	.	.	PUNCT
fsr-3248	32	1	printed	print	VERB
fsr-3248	32	2	in	in	ADP
fsr-3248	32	3	the	the	DET
fsr-3248	32	4	usa	usa	PROPN
fsr-3248	32	5	©	©	PROPN
fsr-3248	32	6	2015	2015	NUM
fsr-3248	32	7	academy	academy	NOUN
fsr-3248	32	8	of	of	ADP
fsr-3248	32	9	financial	financial	ADJ
fsr-3248	32	10	services	service	NOUN
fsr-3248	32	11	.	.	PUNCT
fsr-3248	33	1	all	all	DET
fsr-3248	33	2	rights	right	NOUN
fsr-3248	33	3	reserved	reserve	VERB
fsr-3248	33	4	.	.	PUNCT
fsr-3248	34	1	this	this	DET
fsr-3248	34	2	journal	journal	NOUN
fsr-3248	34	3	and	and	CCONJ
fsr-3248	34	4	the	the	DET
fsr-3248	34	5	individual	individual	ADJ
fsr-3248	34	6	contributions	contribution	NOUN
fsr-3248	34	7	contained	contain	VERB
fsr-3248	34	8	in	in	ADP
fsr-3248	34	9	it	it	PRON
fsr-3248	34	10	are	be	AUX
fsr-3248	34	11	protected	protect	VERB
fsr-3248	34	12	under	under	ADP
fsr-3248	34	13	copyright	copyright	NOUN
fsr-3248	34	14	by	by	ADP
fsr-3248	34	15	the	the	DET
fsr-3248	34	16	academy	academy	PROPN
fsr-3248	34	17	of	of	ADP
fsr-3248	34	18	financial	financial	ADJ
fsr-3248	34	19	services	service	NOUN
fsr-3248	34	20	,	,	PUNCT
fsr-3248	34	21	and	and	CCONJ
fsr-3248	34	22	the	the	DET
fsr-3248	34	23	following	follow	VERB
fsr-3248	34	24	terms	term	NOUN
fsr-3248	34	25	and	and	CCONJ
fsr-3248	34	26	conditions	condition	NOUN
fsr-3248	34	27	apply	apply	VERB
fsr-3248	34	28	to	to	ADP
fsr-3248	34	29	their	their	PRON
fsr-3248	34	30	use	use	NOUN
fsr-3248	34	31	:	:	PUNCT
fsr-3248	34	32	photocopying	photocopy	VERB
fsr-3248	34	33	single	single	ADJ
fsr-3248	34	34	photocopies	photocopy	NOUN
fsr-3248	34	35	of	of	ADP
fsr-3248	34	36	single	single	ADJ
fsr-3248	34	37	articles	article	NOUN
fsr-3248	34	38	may	may	AUX
fsr-3248	34	39	be	be	AUX
fsr-3248	34	40	made	make	VERB
fsr-3248	34	41	for	for	ADP
fsr-3248	34	42	personal	personal	ADJ
fsr-3248	34	43	use	use	NOUN
fsr-3248	34	44	as	as	SCONJ
fsr-3248	34	45	allowed	allow	VERB
fsr-3248	34	46	by	by	ADP
fsr-3248	34	47	national	national	ADJ
fsr-3248	34	48	copyright	copyright	NOUN
fsr-3248	34	49	laws	law	NOUN
fsr-3248	34	50	.	.	PUNCT
fsr-3248	35	1	in	in	ADP
fsr-3248	35	2	addition	addition	NOUN
fsr-3248	35	3	,	,	PUNCT
fsr-3248	35	4	the	the	DET
fsr-3248	35	5	academy	academy	NOUN
fsr-3248	35	6	of	of	ADP
fsr-3248	35	7	financial	financial	ADJ
fsr-3248	35	8	services	service	NOUN
fsr-3248	35	9	hereby	hereby	ADV
fsr-3248	35	10	permits	permit	VERB
fsr-3248	35	11	educators	educator	NOUN
fsr-3248	35	12	and	and	CCONJ
fsr-3248	35	13	educational	educational	ADJ
fsr-3248	35	14	institutions	institution	NOUN
fsr-3248	35	15	the	the	DET
fsr-3248	35	16	right	right	NOUN
fsr-3248	35	17	to	to	PART
fsr-3248	35	18	make	make	VERB
fsr-3248	35	19	photocopies	photocopy	NOUN
fsr-3248	35	20	for	for	ADP
fsr-3248	35	21	non	non	ADJ
fsr-3248	35	22	-	-	ADJ
fsr-3248	35	23	profit	profit	ADJ
fsr-3248	35	24	educational	educational	ADJ
fsr-3248	35	25	classroom	classroom	NOUN
fsr-3248	35	26	use	use	NOUN
fsr-3248	35	27	.	.	PUNCT
fsr-3248	36	1	permission	permission	NOUN
fsr-3248	36	2	of	of	ADP
fsr-3248	36	3	the	the	DET
fsr-3248	36	4	academy	academy	NOUN
fsr-3248	36	5	is	be	AUX
fsr-3248	36	6	required	require	VERB
fsr-3248	36	7	for	for	ADP
fsr-3248	36	8	all	all	DET
fsr-3248	36	9	other	other	ADJ
fsr-3248	36	10	photocopying	photocopying	NOUN
fsr-3248	36	11	,	,	PUNCT
fsr-3248	36	12	including	include	VERB
fsr-3248	36	13	multiple	multiple	ADJ
fsr-3248	36	14	or	or	CCONJ
fsr-3248	36	15	systematic	systematic	ADJ
fsr-3248	36	16	copying	copying	NOUN
fsr-3248	36	17	,	,	PUNCT
fsr-3248	36	18	copying	copy	VERB
fsr-3248	36	19	for	for	ADP
fsr-3248	36	20	advertising	advertising	NOUN
fsr-3248	36	21	or	or	CCONJ
fsr-3248	36	22	promotional	promotional	ADJ
fsr-3248	36	23	purposes	purpose	NOUN
fsr-3248	36	24	,	,	PUNCT
fsr-3248	36	25	resale	resale	NOUN
fsr-3248	36	26	,	,	PUNCT
fsr-3248	36	27	and	and	CCONJ
fsr-3248	36	28	all	all	DET
fsr-3248	36	29	forms	form	NOUN
fsr-3248	36	30	of	of	ADP
fsr-3248	36	31	document	document	NOUN
fsr-3248	36	32	delivery	delivery	NOUN
fsr-3248	36	33	.	.	PUNCT
fsr-3248	37	1	permissions	permission	NOUN
fsr-3248	37	2	may	may	AUX
fsr-3248	37	3	be	be	AUX
fsr-3248	37	4	sought	seek	VERB
fsr-3248	37	5	directly	directly	ADV
fsr-3248	37	6	from	from	ADP
fsr-3248	37	7	the	the	DET
fsr-3248	37	8	editor	editor	NOUN
fsr-3248	37	9	,	,	PUNCT
fsr-3248	37	10	stuart	stuart	PROPN
fsr-3248	37	11	michelson	michelson	PROPN
fsr-3248	37	12	.	.	PUNCT
fsr-3248	38	1	contact	contact	PROPN
fsr-3248	38	2	information	information	NOUN
fsr-3248	38	3	:	:	PUNCT
fsr-3248	38	4	stuart	stuart	PROPN
fsr-3248	38	5	michelson	michelson	PROPN
fsr-3248	38	6	,	,	PUNCT
fsr-3248	38	7	school	school	NOUN
fsr-3248	38	8	of	of	ADP
fsr-3248	38	9	business	business	NOUN
fsr-3248	38	10	,	,	PUNCT
fsr-3248	38	11	stetson	stetson	NOUN
fsr-3248	38	12	university	university	NOUN
fsr-3248	38	13	,	,	PUNCT
fsr-3248	38	14	421	421	NUM
fsr-3248	38	15	n.	n.	PROPN
fsr-3248	38	16	woodland	woodland	NOUN
fsr-3248	38	17	blvd	blvd	PROPN
fsr-3248	38	18	.	.	PUNCT
fsr-3248	38	19	,	,	PUNCT
fsr-3248	38	20	unit	unit	NOUN
fsr-3248	38	21	8398	8398	NUM
fsr-3248	38	22	,	,	PUNCT
fsr-3248	38	23	deland	deland	PROPN
fsr-3248	38	24	,	,	PUNCT
fsr-3248	38	25	fl	fl	PROPN
fsr-3248	38	26	32723	32723	NUM
fsr-3248	38	27	.	.	PUNCT
fsr-3248	39	1	phone	phone	NOUN
fsr-3248	39	2	:	:	PUNCT
fsr-3248	39	3	(	(	PUNCT
fsr-3248	39	4	386	386	NUM
fsr-3248	39	5	)	)	PUNCT
fsr-3248	39	6	822	822	NUM
fsr-3248	39	7	-	-	SYM
fsr-3248	39	8	7376	7376	NUM
fsr-3248	39	9	.	.	PUNCT
fsr-3248	40	1	email	email	NOUN
fsr-3248	40	2	:	:	PUNCT
fsr-3248	41	1	smichels@stetson.edu	smichels@stetson.edu	X
fsr-3248	41	2	.	.	PUNCT
fsr-3248	42	1	derivative	derivative	ADJ
fsr-3248	42	2	works	work	NOUN
fsr-3248	42	3	subscribers	subscriber	NOUN
fsr-3248	42	4	may	may	AUX
fsr-3248	42	5	reproduce	reproduce	VERB
fsr-3248	42	6	tables	table	NOUN
fsr-3248	42	7	of	of	ADP
fsr-3248	42	8	contents	content	NOUN
fsr-3248	42	9	or	or	CCONJ
fsr-3248	42	10	prepare	prepare	VERB
fsr-3248	42	11	lists	list	NOUN
fsr-3248	42	12	of	of	ADP
fsr-3248	42	13	articles	article	NOUN
fsr-3248	42	14	including	include	VERB
fsr-3248	42	15	abstracts	abstract	NOUN
fsr-3248	42	16	for	for	ADP
fsr-3248	42	17	internal	internal	ADJ
fsr-3248	42	18	circulation	circulation	NOUN
fsr-3248	42	19	within	within	ADP
fsr-3248	42	20	their	their	PRON
fsr-3248	42	21	institutions	institution	NOUN
fsr-3248	42	22	.	.	PUNCT
fsr-3248	43	1	permission	permission	NOUN
fsr-3248	43	2	of	of	ADP
fsr-3248	43	3	the	the	DET
fsr-3248	43	4	academy	academy	NOUN
fsr-3248	43	5	is	be	AUX
fsr-3248	43	6	required	require	VERB
fsr-3248	43	7	for	for	ADP
fsr-3248	43	8	resale	resale	NOUN
fsr-3248	43	9	or	or	CCONJ
fsr-3248	43	10	distribution	distribution	NOUN
fsr-3248	43	11	outside	outside	ADP
fsr-3248	43	12	the	the	DET
fsr-3248	43	13	institution	institution	NOUN
fsr-3248	43	14	.	.	PUNCT
fsr-3248	44	1	permission	permission	NOUN
fsr-3248	44	2	of	of	ADP
fsr-3248	44	3	the	the	DET
fsr-3248	44	4	academy	academy	NOUN
fsr-3248	44	5	is	be	AUX
fsr-3248	44	6	required	require	VERB
fsr-3248	44	7	for	for	ADP
fsr-3248	44	8	all	all	DET
fsr-3248	44	9	other	other	ADJ
fsr-3248	44	10	derivative	derivative	ADJ
fsr-3248	44	11	works	work	NOUN
fsr-3248	44	12	,	,	PUNCT
fsr-3248	44	13	including	include	VERB
fsr-3248	44	14	compilations	compilation	NOUN
fsr-3248	44	15	and	and	CCONJ
fsr-3248	44	16	translations	translation	NOUN
fsr-3248	44	17	.	.	PUNCT
fsr-3248	45	1	electronic	electronic	ADJ
fsr-3248	45	2	storage	storage	NOUN
fsr-3248	45	3	or	or	CCONJ
fsr-3248	45	4	usage	usage	NOUN
fsr-3248	45	5	permission	permission	NOUN
fsr-3248	45	6	of	of	ADP
fsr-3248	45	7	the	the	DET
fsr-3248	45	8	academy	academy	NOUN
fsr-3248	45	9	is	be	AUX
fsr-3248	45	10	required	require	VERB
fsr-3248	45	11	to	to	PART
fsr-3248	45	12	store	store	VERB
fsr-3248	45	13	or	or	CCONJ
fsr-3248	45	14	use	use	VERB
fsr-3248	45	15	electronically	electronically	ADV
fsr-3248	45	16	any	any	DET
fsr-3248	45	17	material	material	NOUN
fsr-3248	45	18	contained	contain	VERB
fsr-3248	45	19	in	in	ADP
fsr-3248	45	20	this	this	DET
fsr-3248	45	21	journal	journal	NOUN
fsr-3248	45	22	,	,	PUNCT
fsr-3248	45	23	including	include	VERB
fsr-3248	45	24	any	any	DET
fsr-3248	45	25	article	article	NOUN
fsr-3248	45	26	or	or	CCONJ
fsr-3248	45	27	part	part	NOUN
fsr-3248	45	28	of	of	ADP
fsr-3248	45	29	an	an	DET
fsr-3248	45	30	article	article	NOUN
fsr-3248	45	31	.	.	PUNCT
fsr-3248	46	1	except	except	SCONJ
fsr-3248	46	2	as	as	SCONJ
fsr-3248	46	3	outlined	outline	VERB
fsr-3248	46	4	above	above	ADV
fsr-3248	46	5	,	,	PUNCT
fsr-3248	46	6	no	no	DET
fsr-3248	46	7	part	part	NOUN
fsr-3248	46	8	of	of	ADP
fsr-3248	46	9	this	this	DET
fsr-3248	46	10	publication	publication	NOUN
fsr-3248	46	11	may	may	AUX
fsr-3248	46	12	be	be	AUX
fsr-3248	46	13	reproduced	reproduce	VERB
fsr-3248	46	14	,	,	PUNCT
fsr-3248	46	15	stored	store	VERB
fsr-3248	46	16	in	in	ADP
fsr-3248	46	17	a	a	DET
fsr-3248	46	18	retrieval	retrieval	NOUN
fsr-3248	46	19	system	system	NOUN
fsr-3248	46	20	or	or	CCONJ
fsr-3248	46	21	transmitted	transmit	VERB
fsr-3248	46	22	in	in	ADP
fsr-3248	46	23	any	any	DET
fsr-3248	46	24	form	form	NOUN
fsr-3248	46	25	or	or	CCONJ
fsr-3248	46	26	by	by	ADP
fsr-3248	46	27	any	any	DET
fsr-3248	46	28	means	mean	NOUN
fsr-3248	46	29	,	,	PUNCT
fsr-3248	46	30	electronic	electronic	ADJ
fsr-3248	46	31	,	,	PUNCT
fsr-3248	46	32	mechanical	mechanical	ADJ
fsr-3248	46	33	,	,	PUNCT
fsr-3248	46	34	photocopying	photocopying	NOUN
fsr-3248	46	35	,	,	PUNCT
fsr-3248	46	36	recording	recording	NOUN
fsr-3248	46	37	,	,	PUNCT
fsr-3248	46	38	or	or	CCONJ
fsr-3248	46	39	otherwise	otherwise	ADV
fsr-3248	46	40	,	,	PUNCT
fsr-3248	46	41	without	without	ADP
fsr-3248	46	42	prior	prior	ADJ
fsr-3248	46	43	written	write	VERB
fsr-3248	46	44	permission	permission	NOUN
fsr-3248	46	45	of	of	ADP
fsr-3248	46	46	the	the	DET
fsr-3248	46	47	academy	academy	PROPN
fsr-3248	46	48	.	.	PUNCT
fsr-3248	47	1	address	address	PROPN
fsr-3248	47	2	permissions	permission	NOUN
fsr-3248	47	3	requests	request	NOUN
fsr-3248	47	4	to	to	ADP
fsr-3248	47	5	the	the	DET
fsr-3248	47	6	editor	editor	NOUN
fsr-3248	47	7	at	at	ADP
fsr-3248	47	8	the	the	DET
fsr-3248	47	9	address	address	NOUN
fsr-3248	47	10	noted	note	VERB
fsr-3248	47	11	above	above	ADV
fsr-3248	47	12	.	.	PUNCT
fsr-3248	48	1	notice	notice	VERB
fsr-3248	48	2	no	no	DET
fsr-3248	48	3	responsibility	responsibility	NOUN
fsr-3248	48	4	is	be	AUX
fsr-3248	48	5	assumed	assume	VERB
fsr-3248	48	6	by	by	ADP
fsr-3248	48	7	the	the	DET
fsr-3248	48	8	academy	academy	NOUN
fsr-3248	48	9	for	for	ADP
fsr-3248	48	10	any	any	DET
fsr-3248	48	11	injury	injury	NOUN
fsr-3248	48	12	and/or	and/or	CCONJ
fsr-3248	48	13	damage	damage	NOUN
fsr-3248	48	14	to	to	ADP
fsr-3248	48	15	persons	person	NOUN
fsr-3248	48	16	or	or	CCONJ
fsr-3248	48	17	property	property	NOUN
fsr-3248	48	18	as	as	ADP
fsr-3248	48	19	a	a	DET
fsr-3248	48	20	matter	matter	NOUN
fsr-3248	48	21	of	of	ADP
fsr-3248	48	22	products	product	NOUN
fsr-3248	48	23	liability	liability	NOUN
fsr-3248	48	24	,	,	PUNCT
fsr-3248	48	25	negligence	negligence	NOUN
fsr-3248	48	26	,	,	PUNCT
fsr-3248	48	27	or	or	CCONJ
fsr-3248	48	28	otherwise	otherwise	ADV
fsr-3248	48	29	,	,	PUNCT
fsr-3248	48	30	or	or	CCONJ
fsr-3248	48	31	from	from	ADP
fsr-3248	48	32	any	any	DET
fsr-3248	48	33	use	use	NOUN
fsr-3248	48	34	or	or	CCONJ
fsr-3248	48	35	operation	operation	NOUN
fsr-3248	48	36	of	of	ADP
fsr-3248	48	37	any	any	DET
fsr-3248	48	38	methods	method	NOUN
fsr-3248	48	39	,	,	PUNCT
fsr-3248	48	40	products	product	NOUN
fsr-3248	48	41	,	,	PUNCT
fsr-3248	48	42	instructions	instruction	NOUN
fsr-3248	48	43	,	,	PUNCT
fsr-3248	48	44	or	or	CCONJ
fsr-3248	48	45	ideas	idea	NOUN
fsr-3248	48	46	contained	contain	VERB
fsr-3248	48	47	in	in	ADP
fsr-3248	48	48	the	the	DET
fsr-3248	48	49	material	material	NOUN
fsr-3248	48	50	herein	herein	NOUN
fsr-3248	48	51	.	.	PUNCT
fsr-3248	49	1	the	the	DET
fsr-3248	49	2	editors	editor	NOUN
fsr-3248	49	3	,	,	PUNCT
fsr-3248	49	4	the	the	DET
fsr-3248	49	5	academy	academy	NOUN
fsr-3248	49	6	,	,	PUNCT
fsr-3248	49	7	and	and	CCONJ
fsr-3248	49	8	our	our	PRON
fsr-3248	49	9	sponsors	sponsor	NOUN
fsr-3248	49	10	assume	assume	VERB
fsr-3248	49	11	no	no	DET
fsr-3248	49	12	responsibility	responsibility	NOUN
fsr-3248	49	13	for	for	ADP
fsr-3248	49	14	the	the	DET
fsr-3248	49	15	views	view	NOUN
fsr-3248	49	16	expressed	express	VERB
fsr-3248	49	17	by	by	ADP
fsr-3248	49	18	our	our	PRON
fsr-3248	49	19	authors	author	NOUN
fsr-3248	49	20	.	.	PUNCT