id	sid	tid	token	lemma	pos
fsr-3249	1	1	from	from	ADP
fsr-3249	1	2	the	the	DET
fsr-3249	1	3	editor	editor	NOUN
fsr-3249	1	4	this	this	DET
fsr-3249	1	5	issue	issue	NOUN
fsr-3249	1	6	contains	contain	VERB
fsr-3249	1	7	issue	issue	NOUN
fsr-3249	1	8	4	4	NUM
fsr-3249	1	9	of	of	ADP
fsr-3249	1	10	volume	volume	NOUN
fsr-3249	1	11	24	24	NUM
fsr-3249	1	12	of	of	ADP
fsr-3249	1	13	financial	financial	ADJ
fsr-3249	1	14	services	service	NOUN
fsr-3249	1	15	review	review	NOUN
fsr-3249	1	16	(	(	PUNCT
fsr-3249	1	17	fsr	fsr	PROPN
fsr-3249	1	18	)	)	PUNCT
fsr-3249	1	19	.	.	PUNCT
fsr-3249	2	1	i	i	PRON
fsr-3249	2	2	would	would	AUX
fsr-3249	2	3	like	like	VERB
fsr-3249	2	4	to	to	PART
fsr-3249	2	5	thank	thank	VERB
fsr-3249	2	6	the	the	DET
fsr-3249	2	7	board	board	NOUN
fsr-3249	2	8	and	and	CCONJ
fsr-3249	2	9	members	member	NOUN
fsr-3249	2	10	of	of	ADP
fsr-3249	2	11	the	the	DET
fsr-3249	2	12	academy	academy	NOUN
fsr-3249	2	13	of	of	ADP
fsr-3249	2	14	financial	financial	ADJ
fsr-3249	2	15	services	service	NOUN
fsr-3249	2	16	for	for	ADP
fsr-3249	2	17	their	their	PRON
fsr-3249	2	18	continued	continue	VERB
fsr-3249	2	19	support	support	NOUN
fsr-3249	2	20	.	.	PUNCT
fsr-3249	3	1	i	i	PRON
fsr-3249	3	2	continue	continue	VERB
fsr-3249	3	3	to	to	PART
fsr-3249	3	4	work	work	VERB
fsr-3249	3	5	in	in	ADP
fsr-3249	3	6	broadening	broaden	VERB
fsr-3249	3	7	the	the	DET
fsr-3249	3	8	scope	scope	NOUN
fsr-3249	3	9	of	of	ADP
fsr-3249	3	10	articles	article	NOUN
fsr-3249	3	11	,	,	PUNCT
fsr-3249	3	12	while	while	SCONJ
fsr-3249	3	13	still	still	ADV
fsr-3249	3	14	focusing	focus	VERB
fsr-3249	3	15	on	on	ADP
fsr-3249	3	16	individual	individual	ADJ
fsr-3249	3	17	financial	financial	ADJ
fsr-3249	3	18	management	management	NOUN
fsr-3249	3	19	and	and	CCONJ
fsr-3249	3	20	personal	personal	ADJ
fsr-3249	3	21	financial	financial	ADJ
fsr-3249	3	22	planning	planning	NOUN
fsr-3249	3	23	.	.	PUNCT
fsr-3249	4	1	i	i	PRON
fsr-3249	4	2	encourage	encourage	VERB
fsr-3249	4	3	authors	author	NOUN
fsr-3249	4	4	to	to	PART
fsr-3249	4	5	reach	reach	VERB
fsr-3249	4	6	out	out	ADP
fsr-3249	4	7	when	when	SCONJ
fsr-3249	4	8	discussing	discuss	VERB
fsr-3249	4	9	implications	implication	NOUN
fsr-3249	4	10	of	of	ADP
fsr-3249	4	11	their	their	PRON
fsr-3249	4	12	findings	finding	NOUN
fsr-3249	4	13	in	in	ADP
fsr-3249	4	14	a	a	DET
fsr-3249	4	15	more	more	ADV
fsr-3249	4	16	comprehensive	comprehensive	ADJ
fsr-3249	4	17	way	way	NOUN
fsr-3249	4	18	.	.	PUNCT
fsr-3249	5	1	as	as	SCONJ
fsr-3249	5	2	such	such	ADJ
fsr-3249	5	3	,	,	PUNCT
fsr-3249	5	4	all	all	DET
fsr-3249	5	5	articles	article	NOUN
fsr-3249	5	6	in	in	ADP
fsr-3249	5	7	the	the	DET
fsr-3249	5	8	journal	journal	NOUN
fsr-3249	5	9	more	more	ADV
fsr-3249	5	10	appropriately	appropriately	ADV
fsr-3249	5	11	relate	relate	VERB
fsr-3249	5	12	to	to	ADP
fsr-3249	5	13	financial	financial	ADJ
fsr-3249	5	14	planning	planning	NOUN
fsr-3249	5	15	issues	issue	NOUN
fsr-3249	5	16	.	.	PUNCT
fsr-3249	6	1	the	the	DET
fsr-3249	6	2	lead	lead	ADJ
fsr-3249	6	3	article	article	NOUN
fsr-3249	6	4	“	"	PUNCT
fsr-3249	6	5	anchoring	anchor	VERB
fsr-3249	6	6	,	,	PUNCT
fsr-3249	6	7	affect	affect	VERB
fsr-3249	6	8	and	and	CCONJ
fsr-3249	6	9	efficiency	efficiency	NOUN
fsr-3249	6	10	of	of	ADP
fsr-3249	6	11	sports	sport	NOUN
fsr-3249	6	12	gaming	gaming	NOUN
fsr-3249	6	13	markets	market	NOUN
fsr-3249	6	14	around	around	ADP
fsr-3249	6	15	playoff	playoff	NOUN
fsr-3249	6	16	positioning	positioning	NOUN
fsr-3249	6	17	”	"	PUNCT
fsr-3249	6	18	is	be	AUX
fsr-3249	6	19	coauthored	coauthore	VERB
fsr-3249	6	20	by	by	ADP
fsr-3249	6	21	kevin	kevin	PROPN
fsr-3249	6	22	krieger	krieger	PROPN
fsr-3249	6	23	at	at	ADP
fsr-3249	6	24	the	the	DET
fsr-3249	6	25	university	university	PROPN
fsr-3249	6	26	of	of	ADP
fsr-3249	6	27	west	west	PROPN
fsr-3249	6	28	florida	florida	PROPN
fsr-3249	6	29	,	,	PUNCT
fsr-3249	6	30	r.	r.	PROPN
fsr-3249	6	31	daniel	daniel	PROPN
fsr-3249	6	32	pace	pace	PROPN
fsr-3249	6	33	at	at	ADP
fsr-3249	6	34	the	the	DET
fsr-3249	6	35	university	university	PROPN
fsr-3249	6	36	of	of	ADP
fsr-3249	6	37	west	west	PROPN
fsr-3249	6	38	florida	florida	PROPN
fsr-3249	6	39	,	,	PUNCT
fsr-3249	6	40	nicholas	nicholas	PROPN
fsr-3249	6	41	clarke	clarke	PROPN
fsr-3249	6	42	at	at	ADP
fsr-3249	6	43	the	the	DET
fsr-3249	6	44	university	university	PROPN
fsr-3249	6	45	of	of	ADP
fsr-3249	6	46	west	west	PROPN
fsr-3249	6	47	florida	florida	PROPN
fsr-3249	6	48	,	,	PUNCT
fsr-3249	6	49	and	and	CCONJ
fsr-3249	6	50	clay	clay	NOUN
fsr-3249	6	51	girdner	girdner	NOUN
fsr-3249	6	52	at	at	ADP
fsr-3249	6	53	keybank	keybank	PROPN
fsr-3249	6	54	corporation	corporation	PROPN
fsr-3249	6	55	.	.	PUNCT
fsr-3249	7	1	the	the	DET
fsr-3249	7	2	authors	author	NOUN
fsr-3249	7	3	investigate	investigate	VERB
fsr-3249	7	4	the	the	DET
fsr-3249	7	5	wagering	wager	VERB
fsr-3249	7	6	market	market	NOUN
fsr-3249	7	7	of	of	ADP
fsr-3249	7	8	nfl	nfl	PROPN
fsr-3249	7	9	and	and	CCONJ
fsr-3249	7	10	nba	nba	PROPN
fsr-3249	7	11	games	game	NOUN
fsr-3249	7	12	when	when	SCONJ
fsr-3249	7	13	participating	participate	VERB
fsr-3249	7	14	teams	team	NOUN
fsr-3249	7	15	have	have	AUX
fsr-3249	7	16	secured	secure	VERB
fsr-3249	7	17	playoff	playoff	NOUN
fsr-3249	7	18	positions	position	NOUN
fsr-3249	7	19	.	.	PUNCT
fsr-3249	8	1	they	they	PRON
fsr-3249	8	2	use	use	VERB
fsr-3249	8	3	both	both	PRON
fsr-3249	8	4	the	the	DET
fsr-3249	8	5	opening	opening	NOUN
fsr-3249	8	6	and	and	CCONJ
fsr-3249	8	7	closing	closing	NOUN
fsr-3249	8	8	lines	line	NOUN
fsr-3249	8	9	(	(	PUNCT
fsr-3249	8	10	analogous	analogous	ADJ
fsr-3249	8	11	to	to	ADP
fsr-3249	8	12	asset	asset	NOUN
fsr-3249	8	13	prices	price	NOUN
fsr-3249	8	14	)	)	PUNCT
fsr-3249	8	15	of	of	ADP
fsr-3249	8	16	spread	spread	VERB
fsr-3249	8	17	bets	bet	NOUN
fsr-3249	8	18	to	to	PART
fsr-3249	8	19	examine	examine	VERB
fsr-3249	8	20	if	if	SCONJ
fsr-3249	8	21	potential	potential	ADJ
fsr-3249	8	22	“	"	PUNCT
fsr-3249	8	23	letdown	letdown	NOUN
fsr-3249	8	24	”	"	PUNCT
fsr-3249	8	25	effects	effect	NOUN
fsr-3249	8	26	,	,	PUNCT
fsr-3249	8	27	either	either	CCONJ
fsr-3249	8	28	psychologically	psychologically	ADV
fsr-3249	8	29	or	or	CCONJ
fsr-3249	8	30	strategically	strategically	ADV
fsr-3249	8	31	,	,	PUNCT
fsr-3249	8	32	are	be	AUX
fsr-3249	8	33	priced	price	VERB
fsr-3249	8	34	.	.	PUNCT
fsr-3249	9	1	their	their	PRON
fsr-3249	9	2	results	result	NOUN
fsr-3249	9	3	demonstrate	demonstrate	VERB
fsr-3249	9	4	that	that	SCONJ
fsr-3249	9	5	the	the	DET
fsr-3249	9	6	initial	initial	ADJ
fsr-3249	9	7	opening	opening	NOUN
fsr-3249	9	8	line	line	NOUN
fsr-3249	9	9	consistently	consistently	ADV
fsr-3249	9	10	provides	provide	VERB
fsr-3249	9	11	a	a	DET
fsr-3249	9	12	profitable	profitable	ADJ
fsr-3249	9	13	strategy	strategy	NOUN
fsr-3249	9	14	for	for	ADP
fsr-3249	9	15	those	those	PRON
fsr-3249	9	16	betting	bet	VERB
fsr-3249	9	17	against	against	ADP
fsr-3249	9	18	teams	team	NOUN
fsr-3249	9	19	that	that	PRON
fsr-3249	9	20	have	have	AUX
fsr-3249	9	21	clinched	clinch	VERB
fsr-3249	9	22	positions	position	NOUN
fsr-3249	9	23	in	in	ADP
fsr-3249	9	24	the	the	DET
fsr-3249	9	25	post	post	NOUN
fsr-3249	9	26	-	-	NOUN
fsr-3249	9	27	season	season	NOUN
fsr-3249	9	28	.	.	PUNCT
fsr-3249	10	1	they	they	PRON
fsr-3249	10	2	show	show	VERB
fsr-3249	10	3	that	that	SCONJ
fsr-3249	10	4	by	by	ADP
fsr-3249	10	5	the	the	DET
fsr-3249	10	6	close	close	NOUN
fsr-3249	10	7	of	of	ADP
fsr-3249	10	8	the	the	DET
fsr-3249	10	9	betting	bet	VERB
fsr-3249	10	10	cycle	cycle	NOUN
fsr-3249	10	11	,	,	PUNCT
fsr-3249	10	12	closing	closing	NOUN
fsr-3249	10	13	lines	line	NOUN
fsr-3249	10	14	move	move	VERB
fsr-3249	10	15	in	in	ADP
fsr-3249	10	16	the	the	DET
fsr-3249	10	17	expected	expect	VERB
fsr-3249	10	18	direction	direction	NOUN
fsr-3249	10	19	as	as	SCONJ
fsr-3249	10	20	the	the	DET
fsr-3249	10	21	market	market	NOUN
fsr-3249	10	22	partially	partially	ADV
fsr-3249	10	23	prices	price	VERB
fsr-3249	10	24	the	the	DET
fsr-3249	10	25	letdown	letdown	NOUN
fsr-3249	10	26	and	and	CCONJ
fsr-3249	10	27	that	that	SCONJ
fsr-3249	10	28	many	many	ADJ
fsr-3249	10	29	closing	closing	NOUN
fsr-3249	10	30	lines	line	NOUN
fsr-3249	10	31	tighten	tighten	VERB
fsr-3249	10	32	to	to	ADP
fsr-3249	10	33	the	the	DET
fsr-3249	10	34	extent	extent	NOUN
fsr-3249	10	35	that	that	SCONJ
fsr-3249	10	36	,	,	PUNCT
fsr-3249	10	37	after	after	ADP
fsr-3249	10	38	paying	pay	VERB
fsr-3249	10	39	commissions	commission	NOUN
fsr-3249	10	40	,	,	PUNCT
fsr-3249	10	41	the	the	DET
fsr-3249	10	42	naı̈ve	naı̈ve	ADJ
fsr-3249	10	43	strategy	strategy	NOUN
fsr-3249	10	44	of	of	ADP
fsr-3249	10	45	betting	bet	VERB
fsr-3249	10	46	against	against	ADP
fsr-3249	10	47	clinched	clinched	ADJ
fsr-3249	10	48	teams	team	NOUN
fsr-3249	10	49	is	be	AUX
fsr-3249	10	50	less	less	ADV
fsr-3249	10	51	profitable	profitable	ADJ
fsr-3249	10	52	.	.	PUNCT
fsr-3249	11	1	however	however	ADV
fsr-3249	11	2	,	,	PUNCT
fsr-3249	11	3	certain	certain	ADJ
fsr-3249	11	4	wagers	wager	NOUN
fsr-3249	11	5	,	,	PUNCT
fsr-3249	11	6	for	for	ADP
fsr-3249	11	7	example	example	NOUN
fsr-3249	11	8	betting	bet	VERB
fsr-3249	11	9	against	against	ADP
fsr-3249	11	10	nfl	nfl	PROPN
fsr-3249	11	11	teams	team	NOUN
fsr-3249	11	12	that	that	PRON
fsr-3249	11	13	have	have	AUX
fsr-3249	11	14	clinched	clinch	VERB
fsr-3249	11	15	top	top	ADJ
fsr-3249	11	16	seeds	seed	NOUN
fsr-3249	11	17	,	,	PUNCT
fsr-3249	11	18	are	be	AUX
fsr-3249	11	19	statistically	statistically	ADV
fsr-3249	11	20	significantly	significantly	ADV
fsr-3249	11	21	economically	economically	ADV
fsr-3249	11	22	profitable	profitable	ADJ
fsr-3249	11	23	after	after	ADP
fsr-3249	11	24	paying	pay	VERB
fsr-3249	11	25	commissions	commission	NOUN
fsr-3249	11	26	.	.	PUNCT
fsr-3249	12	1	their	their	PRON
fsr-3249	12	2	results	result	NOUN
fsr-3249	12	3	appear	appear	VERB
fsr-3249	12	4	to	to	PART
fsr-3249	12	5	support	support	VERB
fsr-3249	12	6	the	the	DET
fsr-3249	12	7	behavioral	behavioral	ADJ
fsr-3249	12	8	finance	finance	NOUN
fsr-3249	12	9	concept	concept	NOUN
fsr-3249	12	10	of	of	ADP
fsr-3249	12	11	anchoring	anchoring	NOUN
fsr-3249	12	12	.	.	PUNCT
fsr-3249	13	1	the	the	DET
fsr-3249	13	2	second	second	ADJ
fsr-3249	13	3	article	article	NOUN
fsr-3249	13	4	“	"	PUNCT
fsr-3249	13	5	the	the	DET
fsr-3249	13	6	perfect	perfect	ADJ
fsr-3249	13	7	withdrawal	withdrawal	NOUN
fsr-3249	13	8	amount	amount	NOUN
fsr-3249	13	9	:	:	PUNCT
fsr-3249	13	10	a	a	DET
fsr-3249	13	11	methodology	methodology	NOUN
fsr-3249	13	12	for	for	ADP
fsr-3249	13	13	creating	create	VERB
fsr-3249	13	14	retirement	retirement	NOUN
fsr-3249	13	15	account	account	NOUN
fsr-3249	13	16	distribution	distribution	NOUN
fsr-3249	13	17	strategies	strategy	NOUN
fsr-3249	13	18	”	"	PUNCT
fsr-3249	13	19	is	be	AUX
fsr-3249	13	20	coauthored	coauthore	VERB
fsr-3249	13	21	by	by	ADP
fsr-3249	13	22	e.	e.	PROPN
fsr-3249	13	23	dante	dante	PROPN
fsr-3249	13	24	suarez	suarez	PROPN
fsr-3249	13	25	at	at	ADP
fsr-3249	13	26	trinity	trinity	PROPN
fsr-3249	13	27	university	university	PROPN
fsr-3249	13	28	,	,	PUNCT
fsr-3249	13	29	antonio	antonio	PROPN
fsr-3249	13	30	suarez	suarez	PROPN
fsr-3249	13	31	(	(	PUNCT
fsr-3249	13	32	independent	independent	ADJ
fsr-3249	13	33	advisor	advisor	NOUN
fsr-3249	13	34	)	)	PUNCT
fsr-3249	13	35	,	,	PUNCT
fsr-3249	13	36	and	and	CCONJ
fsr-3249	13	37	daniel	daniel	PROPN
fsr-3249	13	38	t.	t.	PROPN
fsr-3249	13	39	walz	walz	PROPN
fsr-3249	13	40	at	at	ADP
fsr-3249	13	41	trinity	trinity	PROPN
fsr-3249	13	42	university	university	PROPN
fsr-3249	13	43	.	.	PUNCT
fsr-3249	14	1	the	the	DET
fsr-3249	14	2	authors	author	NOUN
fsr-3249	14	3	present	present	VERB
fsr-3249	14	4	a	a	DET
fsr-3249	14	5	new	new	ADJ
fsr-3249	14	6	way	way	NOUN
fsr-3249	14	7	to	to	PART
fsr-3249	14	8	develop	develop	VERB
fsr-3249	14	9	withdrawal	withdrawal	NOUN
fsr-3249	14	10	strategies	strategy	NOUN
fsr-3249	14	11	from	from	ADP
fsr-3249	14	12	retirement	retirement	NOUN
fsr-3249	14	13	portfolios	portfolio	NOUN
fsr-3249	14	14	.	.	PUNCT
fsr-3249	15	1	it	it	PRON
fsr-3249	15	2	is	be	AUX
fsr-3249	15	3	derived	derive	VERB
fsr-3249	15	4	analytically	analytically	ADV
fsr-3249	15	5	,	,	PUNCT
fsr-3249	15	6	instead	instead	ADV
fsr-3249	15	7	of	of	ADP
fsr-3249	15	8	from	from	ADP
fsr-3249	15	9	empirical	empirical	ADJ
fsr-3249	15	10	testing	testing	NOUN
fsr-3249	15	11	,	,	PUNCT
fsr-3249	15	12	and	and	CCONJ
fsr-3249	15	13	iterates	iterate	VERB
fsr-3249	15	14	always	always	ADV
fsr-3249	15	15	in	in	ADP
fsr-3249	15	16	the	the	DET
fsr-3249	15	17	same	same	ADJ
fsr-3249	15	18	manner	manner	NOUN
fsr-3249	15	19	.	.	PUNCT
fsr-3249	16	1	based	base	VERB
fsr-3249	16	2	on	on	ADP
fsr-3249	16	3	a	a	DET
fsr-3249	16	4	new	new	ADJ
fsr-3249	16	5	measure	measure	NOUN
fsr-3249	16	6	they	they	PRON
fsr-3249	16	7	develop	develop	VERB
fsr-3249	16	8	,	,	PUNCT
fsr-3249	16	9	the	the	DET
fsr-3249	16	10	perfect	perfect	ADJ
fsr-3249	16	11	withdrawal	withdrawal	NOUN
fsr-3249	16	12	amount	amount	NOUN
fsr-3249	16	13	,	,	PUNCT
fsr-3249	16	14	for	for	ADP
fsr-3249	16	15	which	which	PRON
fsr-3249	16	16	they	they	PRON
fsr-3249	16	17	discuss	discuss	VERB
fsr-3249	16	18	how	how	SCONJ
fsr-3249	16	19	to	to	PART
fsr-3249	16	20	construct	construct	VERB
fsr-3249	16	21	a	a	DET
fsr-3249	16	22	probability	probability	NOUN
fsr-3249	16	23	distribution	distribution	NOUN
fsr-3249	16	24	and	and	CCONJ
fsr-3249	16	25	how	how	SCONJ
fsr-3249	16	26	to	to	PART
fsr-3249	16	27	apply	apply	VERB
fsr-3249	16	28	it	it	PRON
fsr-3249	16	29	sequentially	sequentially	ADV
fsr-3249	16	30	.	.	PUNCT
fsr-3249	17	1	they	they	PRON
fsr-3249	17	2	also	also	ADV
fsr-3249	17	3	derive	derive	VERB
fsr-3249	17	4	a	a	DET
fsr-3249	17	5	new	new	ADJ
fsr-3249	17	6	measure	measure	NOUN
fsr-3249	17	7	of	of	ADP
fsr-3249	17	8	sequencing	sequence	VERB
fsr-3249	17	9	risk	risk	NOUN
fsr-3249	17	10	and	and	CCONJ
fsr-3249	17	11	present	present	ADJ
fsr-3249	17	12	new	new	ADJ
fsr-3249	17	13	strategies	strategy	NOUN
fsr-3249	17	14	built	build	VERB
fsr-3249	17	15	with	with	ADP
fsr-3249	17	16	this	this	DET
fsr-3249	17	17	framework	framework	NOUN
fsr-3249	17	18	.	.	PUNCT
fsr-3249	18	1	the	the	DET
fsr-3249	18	2	third	third	ADJ
fsr-3249	18	3	article	article	NOUN
fsr-3249	18	4	,	,	PUNCT
fsr-3249	18	5	“	"	PUNCT
fsr-3249	18	6	a	a	DET
fsr-3249	18	7	new	new	ADJ
fsr-3249	18	8	strategy	strategy	NOUN
fsr-3249	18	9	to	to	PART
fsr-3249	18	10	guarantee	guarantee	VERB
fsr-3249	18	11	retirement	retirement	NOUN
fsr-3249	18	12	income	income	NOUN
fsr-3249	18	13	using	use	VERB
fsr-3249	18	14	tips	tip	NOUN
fsr-3249	18	15	and	and	CCONJ
fsr-3249	18	16	longevity	longevity	NOUN
fsr-3249	18	17	insurance	insurance	NOUN
fsr-3249	18	18	:	:	PUNCT
fsr-3249	18	19	a	a	DET
fsr-3249	18	20	second	second	ADJ
fsr-3249	18	21	look	look	NOUN
fsr-3249	18	22	”	"	PUNCT
fsr-3249	18	23	is	be	AUX
fsr-3249	18	24	coauthored	coauthore	VERB
fsr-3249	18	25	by	by	ADP
fsr-3249	18	26	paul	paul	PROPN
fsr-3249	18	27	j.	j.	PROPN
fsr-3249	18	28	haensly	haensly	PROPN
fsr-3249	18	29	and	and	CCONJ
fsr-3249	18	30	k.	k.	PROPN
fsr-3249	18	31	prakash	prakash	PROPN
fsr-3249	18	32	pai	pai	PROPN
fsr-3249	18	33	,	,	PUNCT
fsr-3249	18	34	both	both	CCONJ
fsr-3249	18	35	at	at	ADP
fsr-3249	18	36	the	the	DET
fsr-3249	18	37	university	university	PROPN
fsr-3249	18	38	of	of	ADP
fsr-3249	18	39	texas	texas	PROPN
fsr-3249	18	40	of	of	ADP
fsr-3249	18	41	the	the	DET
fsr-3249	18	42	permian	permian	PROPN
fsr-3249	18	43	basin	basin	PROPN
fsr-3249	18	44	.	.	PUNCT
fsr-3249	19	1	prior	prior	ADJ
fsr-3249	19	2	research	research	NOUN
fsr-3249	19	3	proposes	propose	VERB
fsr-3249	19	4	a	a	DET
fsr-3249	19	5	new	new	ADJ
fsr-3249	19	6	investment	investment	NOUN
fsr-3249	19	7	strategy	strategy	NOUN
fsr-3249	19	8	for	for	ADP
fsr-3249	19	9	retirees	retiree	NOUN
fsr-3249	19	10	that	that	PRON
fsr-3249	19	11	bundles	bundle	VERB
fsr-3249	19	12	treasury	treasury	NOUN
fsr-3249	19	13	inflation	inflation	NOUN
fsr-3249	19	14	protected	protect	VERB
fsr-3249	19	15	securities	security	NOUN
fsr-3249	19	16	with	with	ADP
fsr-3249	19	17	a	a	DET
fsr-3249	19	18	deferred	defer	VERB
fsr-3249	19	19	annuity	annuity	NOUN
fsr-3249	19	20	to	to	PART
fsr-3249	19	21	guarantee	guarantee	VERB
fsr-3249	19	22	real	real	ADJ
fsr-3249	19	23	annual	annual	ADJ
fsr-3249	19	24	withdrawal	withdrawal	NOUN
fsr-3249	19	25	rates	rate	NOUN
fsr-3249	19	26	of	of	ADP
fsr-3249	19	27	5	5	NUM
fsr-3249	19	28	%	%	NOUN
fsr-3249	19	29	or	or	CCONJ
fsr-3249	19	30	more	more	ADJ
fsr-3249	19	31	with	with	ADP
fsr-3249	19	32	no	no	DET
fsr-3249	19	33	risk	risk	NOUN
fsr-3249	19	34	of	of	ADP
fsr-3249	19	35	financial	financial	ADJ
fsr-3249	19	36	ruin	ruin	NOUN
fsr-3249	19	37	.	.	PUNCT
fsr-3249	20	1	the	the	DET
fsr-3249	20	2	strategy	strategy	NOUN
fsr-3249	20	3	addresses	address	VERB
fsr-3249	20	4	three	three	NUM
fsr-3249	20	5	problems	problem	NOUN
fsr-3249	20	6	that	that	PRON
fsr-3249	20	7	retirees	retiree	NOUN
fsr-3249	20	8	face	face	VERB
fsr-3249	20	9	:	:	PUNCT
fsr-3249	20	10	longevity	longevity	NOUN
fsr-3249	20	11	risk	risk	NOUN
fsr-3249	20	12	,	,	PUNCT
fsr-3249	20	13	inflation	inflation	NOUN
fsr-3249	20	14	risk	risk	NOUN
fsr-3249	20	15	,	,	PUNCT
fsr-3249	20	16	and	and	CCONJ
fsr-3249	20	17	liquidity	liquidity	NOUN
fsr-3249	20	18	risk	risk	NOUN
fsr-3249	20	19	inherent	inherent	ADJ
fsr-3249	20	20	in	in	ADP
fsr-3249	20	21	the	the	DET
fsr-3249	20	22	purchase	purchase	NOUN
fsr-3249	20	23	of	of	ADP
fsr-3249	20	24	an	an	DET
fsr-3249	20	25	immediate	immediate	ADJ
fsr-3249	20	26	annuity	annuity	NOUN
fsr-3249	20	27	.	.	PUNCT
fsr-3249	21	1	in	in	ADP
fsr-3249	21	2	this	this	DET
fsr-3249	21	3	research	research	NOUN
fsr-3249	21	4	,	,	PUNCT
fsr-3249	21	5	the	the	DET
fsr-3249	21	6	authors	author	NOUN
fsr-3249	21	7	evaluate	evaluate	VERB
fsr-3249	21	8	the	the	DET
fsr-3249	21	9	performance	performance	NOUN
fsr-3249	21	10	of	of	ADP
fsr-3249	21	11	this	this	DET
fsr-3249	21	12	proposed	propose	VERB
fsr-3249	21	13	strategy	strategy	NOUN
fsr-3249	21	14	under	under	ADP
fsr-3249	21	15	realistic	realistic	ADJ
fsr-3249	21	16	assumptions	assumption	NOUN
fsr-3249	21	17	about	about	ADP
fsr-3249	21	18	costs	cost	NOUN
fsr-3249	21	19	,	,	PUNCT
fsr-3249	21	20	security	security	NOUN
fsr-3249	21	21	design	design	NOUN
fsr-3249	21	22	,	,	PUNCT
fsr-3249	21	23	and	and	CCONJ
fsr-3249	21	24	markets	market	NOUN
fsr-3249	21	25	.	.	PUNCT
fsr-3249	22	1	in	in	ADP
fsr-3249	22	2	addition	addition	NOUN
fsr-3249	22	3	,	,	PUNCT
fsr-3249	22	4	we	we	PRON
fsr-3249	22	5	evaluate	evaluate	VERB
fsr-3249	22	6	how	how	SCONJ
fsr-3249	22	7	the	the	DET
fsr-3249	22	8	bequest	bequest	NOUN
fsr-3249	22	9	motive	motive	NOUN
fsr-3249	22	10	might	might	AUX
fsr-3249	22	11	affect	affect	VERB
fsr-3249	22	12	the	the	DET
fsr-3249	22	13	choice	choice	NOUN
fsr-3249	22	14	between	between	ADP
fsr-3249	22	15	the	the	DET
fsr-3249	22	16	proposed	propose	VERB
fsr-3249	22	17	strategy	strategy	NOUN
fsr-3249	22	18	and	and	CCONJ
fsr-3249	22	19	an	an	DET
fsr-3249	22	20	immediate	immediate	ADJ
fsr-3249	22	21	annuity	annuity	NOUN
fsr-3249	22	22	.	.	PUNCT
fsr-3249	23	1	the	the	DET
fsr-3249	23	2	fourth	fourth	ADJ
fsr-3249	23	3	article	article	NOUN
fsr-3249	23	4	,	,	PUNCT
fsr-3249	23	5	“	"	PUNCT
fsr-3249	23	6	the	the	DET
fsr-3249	23	7	time	time	NOUN
fsr-3249	23	8	perspective	perspective	NOUN
fsr-3249	23	9	of	of	ADP
fsr-3249	23	10	financial	financial	ADJ
fsr-3249	23	11	advisors	advisor	NOUN
fsr-3249	23	12	and	and	CCONJ
fsr-3249	23	13	its	its	PRON
fsr-3249	23	14	effect	effect	NOUN
fsr-3249	23	15	on	on	ADP
fsr-3249	23	16	their	their	PRON
fsr-3249	23	17	decision	decision	NOUN
fsr-3249	23	18	-	-	PUNCT
fsr-3249	23	19	making	making	NOUN
fsr-3249	23	20	”	"	PUNCT
fsr-3249	23	21	is	be	AUX
fsr-3249	23	22	authored	author	VERB
fsr-3249	23	23	by	by	ADP
fsr-3249	23	24	kenneth	kenneth	PROPN
fsr-3249	23	25	ryack	ryack	PROPN
fsr-3249	23	26	at	at	ADP
fsr-3249	23	27	quinnipiac	quinnipiac	PROPN
fsr-3249	23	28	university.psychological	university.psychological	PROPN
fsr-3249	23	29	research	research	NOUN
fsr-3249	23	30	suggests	suggest	VERB
fsr-3249	23	31	individuals	individual	NOUN
fsr-3249	23	32	often	often	ADV
fsr-3249	23	33	display	display	VERB
fsr-3249	23	34	past	past	ADV
fsr-3249	23	35	,	,	PUNCT
fsr-3249	23	36	present	present	ADJ
fsr-3249	23	37	,	,	PUNCT
fsr-3249	23	38	or	or	CCONJ
fsr-3249	23	39	future	future	ADJ
fsr-3249	23	40	time	time	NOUN
fsr-3249	23	41	perspective	perspective	NOUN
fsr-3249	23	42	(	(	PUNCT
fsr-3249	23	43	tp	tp	NOUN
fsr-3249	23	44	)	)	PUNCT
fsr-3249	23	45	biases	bias	NOUN
fsr-3249	23	46	that	that	PRON
fsr-3249	23	47	impact	impact	VERB
fsr-3249	23	48	decision	decision	NOUN
fsr-3249	23	49	making	making	NOUN
fsr-3249	23	50	.	.	PUNCT
fsr-3249	24	1	the	the	DET
fsr-3249	24	2	author	author	NOUN
fsr-3249	24	3	examines	examine	VERB
fsr-3249	24	4	the	the	DET
fsr-3249	24	5	tp	tp	NOUN
fsr-3249	24	6	biases	bias	NOUN
fsr-3249	24	7	of	of	ADP
fsr-3249	24	8	financial	financial	ADJ
fsr-3249	24	9	advisors	advisor	NOUN
fsr-3249	24	10	from	from	ADP
fsr-3249	24	11	different	different	ADJ
fsr-3249	24	12	backgrounds	background	NOUN
fsr-3249	24	13	and	and	CCONJ
fsr-3249	24	14	whether	whether	SCONJ
fsr-3249	24	15	or	or	CCONJ
fsr-3249	24	16	not	not	PART
fsr-3249	24	17	the	the	DET
fsr-3249	24	18	biases	bias	NOUN
fsr-3249	24	19	impact	impact	VERB
fsr-3249	24	20	client	client	NOUN
fsr-3249	24	21	recommendations	recommendation	NOUN
fsr-3249	24	22	.	.	PUNCT
fsr-3249	25	1	he	he	PRON
fsr-3249	25	2	financial	financial	PROPN
fsr-3249	25	3	services	service	NOUN
fsr-3249	25	4	review	review	VERB
fsr-3249	25	5	24	24	NUM
fsr-3249	25	6	(	(	PUNCT
fsr-3249	25	7	2015	2015	NUM
fsr-3249	25	8	)	)	PUNCT
fsr-3249	25	9	v	v	NOUN
fsr-3249	25	10	–	–	PUNCT
fsr-3249	25	11	vi	vi	NOUN
fsr-3249	25	12	1057	1057	NUM
fsr-3249	25	13	-	-	SYM
fsr-3249	25	14	0810/15/$	0810/15/$	NUM
fsr-3249	25	15	–	–	PUNCT
fsr-3249	25	16	see	see	VERB
fsr-3249	25	17	front	front	ADJ
fsr-3249	25	18	matter	matter	NOUN
fsr-3249	25	19	©	©	PROPN
fsr-3249	25	20	2015	2015	NUM
fsr-3249	25	21	academy	academy	NOUN
fsr-3249	25	22	of	of	ADP
fsr-3249	25	23	financial	financial	ADJ
fsr-3249	25	24	services	service	NOUN
fsr-3249	25	25	.	.	PUNCT
fsr-3249	26	1	all	all	DET
fsr-3249	26	2	rights	right	NOUN
fsr-3249	26	3	reserved	reserve	VERB
fsr-3249	26	4	.	.	PUNCT
fsr-3249	26	5	finds	find	VERB
fsr-3249	26	6	that	that	PRON
fsr-3249	26	7	consistent	consistent	ADJ
fsr-3249	26	8	with	with	ADP
fsr-3249	26	9	literature	literature	NOUN
fsr-3249	26	10	that	that	PRON
fsr-3249	26	11	suggests	suggest	VERB
fsr-3249	26	12	a	a	DET
fsr-3249	26	13	link	link	NOUN
fsr-3249	26	14	between	between	ADP
fsr-3249	26	15	tp	tp	NOUN
fsr-3249	26	16	and	and	CCONJ
fsr-3249	26	17	career	career	NOUN
fsr-3249	26	18	choice	choice	NOUN
fsr-3249	26	19	,	,	PUNCT
fsr-3249	26	20	advisors	advisor	NOUN
fsr-3249	26	21	are	be	AUX
fsr-3249	26	22	future	future	ADV
fsr-3249	26	23	oriented	orient	VERB
fsr-3249	26	24	as	as	ADP
fsr-3249	26	25	a	a	DET
fsr-3249	26	26	group	group	NOUN
fsr-3249	26	27	,	,	PUNCT
fsr-3249	26	28	regardless	regardless	ADV
fsr-3249	26	29	of	of	ADP
fsr-3249	26	30	their	their	PRON
fsr-3249	26	31	professional	professional	ADJ
fsr-3249	26	32	background	background	NOUN
fsr-3249	26	33	,	,	PUNCT
fsr-3249	26	34	but	but	CCONJ
fsr-3249	26	35	contrary	contrary	ADJ
fsr-3249	26	36	to	to	ADP
fsr-3249	26	37	prior	prior	ADV
fsr-3249	26	38	tp	tp	ADP
fsr-3249	26	39	research	research	NOUN
fsr-3249	26	40	,	,	PUNCT
fsr-3249	26	41	he	he	PRON
fsr-3249	26	42	finds	find	VERB
fsr-3249	26	43	that	that	SCONJ
fsr-3249	26	44	the	the	DET
fsr-3249	26	45	bias	bias	NOUN
fsr-3249	26	46	does	do	AUX
fsr-3249	26	47	not	not	PART
fsr-3249	26	48	appear	appear	VERB
fsr-3249	26	49	to	to	PART
fsr-3249	26	50	impact	impact	VERB
fsr-3249	26	51	their	their	PRON
fsr-3249	26	52	professional	professional	ADJ
fsr-3249	26	53	decisions	decision	NOUN
fsr-3249	26	54	.	.	PUNCT
fsr-3249	27	1	instead	instead	ADV
fsr-3249	27	2	,	,	PUNCT
fsr-3249	27	3	his	his	PRON
fsr-3249	27	4	findings	finding	NOUN
fsr-3249	27	5	are	be	AUX
fsr-3249	27	6	consistent	consistent	ADJ
fsr-3249	27	7	with	with	ADP
fsr-3249	27	8	research	research	NOUN
fsr-3249	27	9	that	that	PRON
fsr-3249	27	10	demonstrates	demonstrate	VERB
fsr-3249	27	11	psychological	psychological	ADJ
fsr-3249	27	12	biases	bias	NOUN
fsr-3249	27	13	are	be	AUX
fsr-3249	27	14	mitigated	mitigate	VERB
fsr-3249	27	15	when	when	SCONJ
fsr-3249	27	16	professional	professional	ADJ
fsr-3249	27	17	decision	decision	NOUN
fsr-3249	27	18	makers	maker	NOUN
fsr-3249	27	19	perform	perform	VERB
fsr-3249	27	20	job	job	NOUN
fsr-3249	27	21	related	relate	VERB
fsr-3249	27	22	tasks	task	NOUN
fsr-3249	27	23	.	.	PUNCT
fsr-3249	28	1	the	the	DET
fsr-3249	28	2	final	final	ADJ
fsr-3249	28	3	article	article	NOUN
fsr-3249	28	4	,	,	PUNCT
fsr-3249	28	5	“	"	PUNCT
fsr-3249	28	6	a	a	DET
fsr-3249	28	7	further	further	ADJ
fsr-3249	28	8	examination	examination	NOUN
fsr-3249	28	9	of	of	ADP
fsr-3249	28	10	equity	equity	NOUN
fsr-3249	28	11	indexed	index	VERB
fsr-3249	28	12	annuities	annuity	NOUN
fsr-3249	28	13	”	"	PUNCT
fsr-3249	28	14	is	be	AUX
fsr-3249	28	15	coauthored	coauthore	VERB
fsr-3249	28	16	by	by	ADP
fsr-3249	28	17	andy	andy	PROPN
fsr-3249	28	18	terry	terry	PROPN
fsr-3249	28	19	and	and	CCONJ
fsr-3249	28	20	erick	erick	PROPN
fsr-3249	28	21	elder	elder	NOUN
fsr-3249	28	22	,	,	PUNCT
fsr-3249	28	23	both	both	PRON
fsr-3249	28	24	at	at	ADP
fsr-3249	28	25	university	university	NOUN
fsr-3249	28	26	of	of	ADP
fsr-3249	28	27	arkansas	arkansas	PROPN
fsr-3249	28	28	at	at	ADP
fsr-3249	28	29	little	little	ADJ
fsr-3249	28	30	rock	rock	NOUN
fsr-3249	28	31	.	.	PUNCT
fsr-3249	29	1	equity	equity	NOUN
fsr-3249	29	2	indexed	index	VERB
fsr-3249	29	3	annuities	annuity	NOUN
fsr-3249	29	4	(	(	PUNCT
fsr-3249	29	5	eias	eia	NOUN
fsr-3249	29	6	)	)	PUNCT
fsr-3249	29	7	are	be	AUX
fsr-3249	29	8	deferred	defer	VERB
fsr-3249	29	9	annuities	annuity	NOUN
fsr-3249	29	10	that	that	SCONJ
fsr-3249	29	11	credit	credit	NOUN
fsr-3249	29	12	interest	interest	NOUN
fsr-3249	29	13	according	accord	VERB
fsr-3249	29	14	to	to	ADP
fsr-3249	29	15	a	a	DET
fsr-3249	29	16	formula	formula	NOUN
fsr-3249	29	17	tied	tie	VERB
fsr-3249	29	18	to	to	ADP
fsr-3249	29	19	the	the	DET
fsr-3249	29	20	performance	performance	NOUN
fsr-3249	29	21	of	of	ADP
fsr-3249	29	22	an	an	DET
fsr-3249	29	23	underlying	underlie	VERB
fsr-3249	29	24	equity	equity	NOUN
fsr-3249	29	25	index	index	NOUN
fsr-3249	29	26	.	.	PUNCT
fsr-3249	30	1	the	the	DET
fsr-3249	30	2	authors	author	NOUN
fsr-3249	30	3	expands	expand	VERB
fsr-3249	30	4	previous	previous	ADJ
fsr-3249	30	5	research	research	NOUN
fsr-3249	30	6	,	,	PUNCT
fsr-3249	30	7	particularly	particularly	ADV
fsr-3249	30	8	that	that	PRON
fsr-3249	30	9	of	of	ADP
fsr-3249	30	10	reichenstein	reichenstein	NOUN
fsr-3249	30	11	(	(	PUNCT
fsr-3249	30	12	2009	2009	NUM
fsr-3249	30	13	,	,	PUNCT
fsr-3249	30	14	2011	2011	NUM
fsr-3249	30	15	)	)	PUNCT
fsr-3249	30	16	,	,	PUNCT
fsr-3249	30	17	by	by	ADP
fsr-3249	30	18	examining	examine	VERB
fsr-3249	30	19	the	the	DET
fsr-3249	30	20	distribution	distribution	NOUN
fsr-3249	30	21	of	of	ADP
fsr-3249	30	22	returns	return	NOUN
fsr-3249	30	23	that	that	PRON
fsr-3249	30	24	could	could	AUX
fsr-3249	30	25	have	have	AUX
fsr-3249	30	26	been	be	AUX
fsr-3249	30	27	created	create	VERB
fsr-3249	30	28	on	on	ADP
fsr-3249	30	29	a	a	DET
fsr-3249	30	30	rolling	rolling	ADJ
fsr-3249	30	31	monthly	monthly	ADJ
fsr-3249	30	32	basis	basis	NOUN
fsr-3249	30	33	since	since	SCONJ
fsr-3249	30	34	1928	1928	NUM
fsr-3249	30	35	for	for	ADP
fsr-3249	30	36	11	11	NUM
fsr-3249	30	37	through	through	ADP
fsr-3249	30	38	15	15	NUM
fsr-3249	30	39	-	-	PUNCT
fsr-3249	30	40	year	year	NOUN
fsr-3249	30	41	investment	investment	NOUN
fsr-3249	30	42	horizons	horizon	NOUN
fsr-3249	30	43	.	.	PUNCT
fsr-3249	31	1	they	they	PRON
fsr-3249	31	2	also	also	ADV
fsr-3249	31	3	examine	examine	VERB
fsr-3249	31	4	investment	investment	NOUN
fsr-3249	31	5	alternatives	alternative	NOUN
fsr-3249	31	6	that	that	PRON
fsr-3249	31	7	include	include	VERB
fsr-3249	31	8	the	the	DET
fsr-3249	31	9	options	option	NOUN
fsr-3249	31	10	imbedded	imbed	VERB
fsr-3249	31	11	in	in	ADP
fsr-3249	31	12	eias	eia	NOUN
fsr-3249	31	13	.	.	PUNCT
fsr-3249	32	1	finally	finally	ADV
fsr-3249	32	2	,	,	PUNCT
fsr-3249	32	3	rather	rather	ADV
fsr-3249	32	4	than	than	ADP
fsr-3249	32	5	assuming	assume	VERB
fsr-3249	32	6	constant	constant	ADJ
fsr-3249	32	7	cap	cap	NOUN
fsr-3249	32	8	rates	rate	NOUN
fsr-3249	32	9	they	they	PRON
fsr-3249	32	10	allow	allow	VERB
fsr-3249	32	11	cap	cap	NOUN
fsr-3249	32	12	rates	rate	NOUN
fsr-3249	32	13	to	to	PART
fsr-3249	32	14	vary	vary	VERB
fsr-3249	32	15	with	with	ADP
fsr-3249	32	16	interest	interest	NOUN
fsr-3249	32	17	rates	rate	NOUN
fsr-3249	32	18	.	.	PUNCT
fsr-3249	33	1	they	they	PRON
fsr-3249	33	2	find	find	VERB
fsr-3249	33	3	that	that	SCONJ
fsr-3249	33	4	for	for	ADP
fsr-3249	33	5	long	long	ADJ
fsr-3249	33	6	time	time	NOUN
fsr-3249	33	7	horizons	horizon	NOUN
fsr-3249	33	8	the	the	DET
fsr-3249	33	9	opportunity	opportunity	NOUN
fsr-3249	33	10	costs	cost	NOUN
fsr-3249	33	11	of	of	ADP
fsr-3249	33	12	investing	invest	VERB
fsr-3249	33	13	in	in	ADP
fsr-3249	33	14	eias	eias	PROPN
fsr-3249	33	15	is	be	AUX
fsr-3249	33	16	high	high	ADJ
fsr-3249	33	17	.	.	PUNCT
fsr-3249	34	1	i	i	PRON
fsr-3249	34	2	would	would	AUX
fsr-3249	34	3	like	like	VERB
fsr-3249	34	4	to	to	PART
fsr-3249	34	5	send	send	VERB
fsr-3249	34	6	a	a	DET
fsr-3249	34	7	special	special	ADJ
fsr-3249	34	8	thank	thank	NOUN
fsr-3249	34	9	you	you	PRON
fsr-3249	34	10	to	to	ADP
fsr-3249	34	11	the	the	DET
fsr-3249	34	12	many	many	ADJ
fsr-3249	34	13	reviewers	reviewer	NOUN
fsr-3249	34	14	that	that	PRON
fsr-3249	34	15	have	have	AUX
fsr-3249	34	16	significantly	significantly	ADV
fsr-3249	34	17	contributed	contribute	VERB
fsr-3249	34	18	to	to	ADP
fsr-3249	34	19	the	the	DET
fsr-3249	34	20	quality	quality	NOUN
fsr-3249	34	21	of	of	ADP
fsr-3249	34	22	our	our	PRON
fsr-3249	34	23	journal	journal	NOUN
fsr-3249	34	24	by	by	ADP
fsr-3249	34	25	providing	provide	VERB
fsr-3249	34	26	timely	timely	ADJ
fsr-3249	34	27	and	and	CCONJ
fsr-3249	34	28	thorough	thorough	ADJ
fsr-3249	34	29	reviews	review	NOUN
fsr-3249	34	30	of	of	ADP
fsr-3249	34	31	the	the	DET
fsr-3249	34	32	submissions	submission	NOUN
fsr-3249	34	33	to	to	ADP
fsr-3249	34	34	our	our	PRON
fsr-3249	34	35	journal	journal	NOUN
fsr-3249	34	36	.	.	PUNCT
fsr-3249	35	1	thanks	thank	NOUN
fsr-3249	35	2	to	to	ADP
fsr-3249	35	3	those	those	PRON
fsr-3249	35	4	who	who	PRON
fsr-3249	35	5	make	make	VERB
fsr-3249	35	6	the	the	DET
fsr-3249	35	7	journal	journal	NOUN
fsr-3249	35	8	possible	possible	ADJ
fsr-3249	35	9	,	,	PUNCT
fsr-3249	35	10	especially	especially	ADV
fsr-3249	35	11	the	the	DET
fsr-3249	35	12	referees	referee	NOUN
fsr-3249	35	13	and	and	CCONJ
fsr-3249	35	14	contributing	contribute	VERB
fsr-3249	35	15	authors	author	NOUN
fsr-3249	35	16	.	.	PUNCT
fsr-3249	36	1	in	in	ADP
fsr-3249	36	2	this	this	DET
fsr-3249	36	3	last	last	ADJ
fsr-3249	36	4	issue	issue	NOUN
fsr-3249	36	5	of	of	ADP
fsr-3249	36	6	2015	2015	NUM
fsr-3249	36	7	,	,	PUNCT
fsr-3249	36	8	i	i	PRON
fsr-3249	36	9	would	would	AUX
fsr-3249	36	10	like	like	VERB
fsr-3249	36	11	to	to	PART
fsr-3249	36	12	specifically	specifically	ADV
fsr-3249	36	13	thank	thank	VERB
fsr-3249	36	14	our	our	PRON
fsr-3249	36	15	anonymous	anonymous	ADJ
fsr-3249	36	16	reviewers	reviewer	NOUN
fsr-3249	36	17	:	:	PUNCT
fsr-3249	36	18	please	please	INTJ
fsr-3249	36	19	consider	consider	VERB
fsr-3249	36	20	submission	submission	NOUN
fsr-3249	36	21	to	to	ADP
fsr-3249	36	22	the	the	DET
fsr-3249	36	23	financial	financial	ADJ
fsr-3249	36	24	services	service	NOUN
fsr-3249	36	25	review	review	NOUN
fsr-3249	36	26	and	and	CCONJ
fsr-3249	36	27	rely	rely	VERB
fsr-3249	36	28	on	on	ADP
fsr-3249	36	29	the	the	DET
fsr-3249	36	30	style	style	NOUN
fsr-3249	36	31	information	information	NOUN
fsr-3249	36	32	provided	provide	VERB
fsr-3249	36	33	to	to	PART
fsr-3249	36	34	ease	ease	VERB
fsr-3249	36	35	readability	readability	NOUN
fsr-3249	36	36	and	and	CCONJ
fsr-3249	36	37	streamline	streamline	VERB
fsr-3249	36	38	the	the	DET
fsr-3249	36	39	review	review	NOUN
fsr-3249	36	40	process	process	NOUN
fsr-3249	36	41	.	.	PUNCT
fsr-3249	37	1	the	the	DET
fsr-3249	37	2	journal	journal	NOUN
fsr-3249	37	3	welcomes	welcome	VERB
fsr-3249	37	4	articles	article	NOUN
fsr-3249	37	5	over	over	ADP
fsr-3249	37	6	the	the	DET
fsr-3249	37	7	range	range	NOUN
fsr-3249	37	8	of	of	ADP
fsr-3249	37	9	areas	area	NOUN
fsr-3249	37	10	that	that	PRON
fsr-3249	37	11	comprise	comprise	VERB
fsr-3249	37	12	personal	personal	ADJ
fsr-3249	37	13	financial	financial	ADJ
fsr-3249	37	14	planning	planning	NOUN
fsr-3249	37	15	.	.	PUNCT
fsr-3249	38	1	while	while	SCONJ
fsr-3249	38	2	fsr	fsr	PROPN
fsr-3249	38	3	articles	article	NOUN
fsr-3249	38	4	are	be	AUX
fsr-3249	38	5	certainly	certainly	ADV
fsr-3249	38	6	diverse	diverse	ADJ
fsr-3249	38	7	in	in	ADP
fsr-3249	38	8	terms	term	NOUN
fsr-3249	38	9	of	of	ADP
fsr-3249	38	10	topic	topic	NOUN
fsr-3249	38	11	,	,	PUNCT
fsr-3249	38	12	data	datum	NOUN
fsr-3249	38	13	,	,	PUNCT
fsr-3249	38	14	and	and	CCONJ
fsr-3249	38	15	method	method	NOUN
fsr-3249	38	16	,	,	PUNCT
fsr-3249	38	17	they	they	PRON
fsr-3249	38	18	are	be	AUX
fsr-3249	38	19	focused	focus	VERB
fsr-3249	38	20	in	in	ADP
fsr-3249	38	21	terms	term	NOUN
fsr-3249	38	22	of	of	ADP
fsr-3249	38	23	motivation	motivation	NOUN
fsr-3249	38	24	.	.	PUNCT
fsr-3249	39	1	fsr	fsr	PROPN
fsr-3249	39	2	exists	exist	VERB
fsr-3249	39	3	to	to	PART
fsr-3249	39	4	produce	produce	VERB
fsr-3249	39	5	research	research	NOUN
fsr-3249	39	6	that	that	PRON
fsr-3249	39	7	addresses	address	VERB
fsr-3249	39	8	issues	issue	NOUN
fsr-3249	39	9	that	that	PRON
fsr-3249	39	10	matter	matter	VERB
fsr-3249	39	11	to	to	ADP
fsr-3249	39	12	individuals	individual	NOUN
fsr-3249	39	13	.	.	PUNCT
fsr-3249	40	1	i	i	PRON
fsr-3249	40	2	remain	remain	VERB
fsr-3249	40	3	committed	committed	ADJ
fsr-3249	40	4	to	to	ADP
fsr-3249	40	5	the	the	DET
fsr-3249	40	6	goal	goal	NOUN
fsr-3249	40	7	of	of	ADP
fsr-3249	40	8	making	make	VERB
fsr-3249	40	9	financial	financial	ADJ
fsr-3249	40	10	services	service	NOUN
fsr-3249	40	11	review	review	VERB
fsr-3249	40	12	the	the	DET
fsr-3249	40	13	best	good	ADJ
fsr-3249	40	14	academic	academic	ADJ
fsr-3249	40	15	journal	journal	NOUN
fsr-3249	40	16	in	in	ADP
fsr-3249	40	17	individual	individual	ADJ
fsr-3249	40	18	financial	financial	ADJ
fsr-3249	40	19	management	management	NOUN
fsr-3249	40	20	and	and	CCONJ
fsr-3249	40	21	personal	personal	ADJ
fsr-3249	40	22	financial	financial	ADJ
fsr-3249	40	23	planning	planning	NOUN
fsr-3249	40	24	.	.	PUNCT
fsr-3249	41	1	best	good	ADJ
fsr-3249	41	2	regards	regard	VERB
fsr-3249	41	3	,	,	PUNCT
fsr-3249	41	4	stuart	stuart	PROPN
fsr-3249	41	5	michelson	michelson	PROPN
fsr-3249	41	6	editor	editor	PROPN
fsr-3249	41	7	financial	financial	PROPN
fsr-3249	41	8	services	services	PROPN
fsr-3249	41	9	review	review	VERB
fsr-3249	41	10	vi	vi	PROPN
fsr-3249	41	11	editorial	editorial	NOUN
fsr-3249	41	12	/	/	SYM
fsr-3249	41	13	financial	financial	ADJ
fsr-3249	41	14	services	service	NOUN
fsr-3249	41	15	review	review	VERB
fsr-3249	41	16	24	24	NUM
fsr-3249	41	17	(	(	PUNCT
fsr-3249	41	18	2015	2015	NUM
fsr-3249	41	19	)	)	PUNCT
fsr-3249	41	20	v	v	NOUN
fsr-3249	41	21	–	–	PUNCT
fsr-3249	41	22	vi	vi	NOUN