id	sid	tid	token	lemma	pos
fsr-3255	1	1	from	from	ADP
fsr-3255	1	2	the	the	DET
fsr-3255	1	3	editor	editor	NOUN
fsr-3255	1	4	this	this	DET
fsr-3255	1	5	issue	issue	NOUN
fsr-3255	1	6	contains	contain	VERB
fsr-3255	1	7	issue	issue	NOUN
fsr-3255	1	8	2	2	NUM
fsr-3255	1	9	of	of	ADP
fsr-3255	1	10	volume	volume	NOUN
fsr-3255	1	11	24	24	NUM
fsr-3255	1	12	of	of	ADP
fsr-3255	1	13	financial	financial	ADJ
fsr-3255	1	14	services	service	NOUN
fsr-3255	1	15	review	review	NOUN
fsr-3255	1	16	(	(	PUNCT
fsr-3255	1	17	fsr	fsr	PROPN
fsr-3255	1	18	)	)	PUNCT
fsr-3255	1	19	.	.	PUNCT
fsr-3255	2	1	i	i	PRON
fsr-3255	2	2	would	would	AUX
fsr-3255	2	3	like	like	VERB
fsr-3255	2	4	to	to	PART
fsr-3255	2	5	thank	thank	VERB
fsr-3255	2	6	the	the	DET
fsr-3255	2	7	board	board	NOUN
fsr-3255	2	8	and	and	CCONJ
fsr-3255	2	9	members	member	NOUN
fsr-3255	2	10	of	of	ADP
fsr-3255	2	11	the	the	DET
fsr-3255	2	12	academy	academy	NOUN
fsr-3255	2	13	of	of	ADP
fsr-3255	2	14	financial	financial	ADJ
fsr-3255	2	15	services	service	NOUN
fsr-3255	2	16	for	for	ADP
fsr-3255	2	17	their	their	PRON
fsr-3255	2	18	continued	continue	VERB
fsr-3255	2	19	support	support	NOUN
fsr-3255	2	20	.	.	PUNCT
fsr-3255	3	1	i	i	PRON
fsr-3255	3	2	continue	continue	VERB
fsr-3255	3	3	to	to	PART
fsr-3255	3	4	work	work	VERB
fsr-3255	3	5	in	in	ADP
fsr-3255	3	6	broadening	broaden	VERB
fsr-3255	3	7	the	the	DET
fsr-3255	3	8	scope	scope	NOUN
fsr-3255	3	9	of	of	ADP
fsr-3255	3	10	articles	article	NOUN
fsr-3255	3	11	,	,	PUNCT
fsr-3255	3	12	while	while	SCONJ
fsr-3255	3	13	still	still	ADV
fsr-3255	3	14	focusing	focus	VERB
fsr-3255	3	15	on	on	ADP
fsr-3255	3	16	individual	individual	ADJ
fsr-3255	3	17	financial	financial	ADJ
fsr-3255	3	18	management	management	NOUN
fsr-3255	3	19	and	and	CCONJ
fsr-3255	3	20	personal	personal	ADJ
fsr-3255	3	21	financial	financial	ADJ
fsr-3255	3	22	planning	planning	NOUN
fsr-3255	3	23	.	.	PUNCT
fsr-3255	4	1	i	i	PRON
fsr-3255	4	2	encourage	encourage	VERB
fsr-3255	4	3	authors	author	NOUN
fsr-3255	4	4	to	to	PART
fsr-3255	4	5	reach	reach	VERB
fsr-3255	4	6	out	out	ADP
fsr-3255	4	7	when	when	SCONJ
fsr-3255	4	8	discussing	discuss	VERB
fsr-3255	4	9	implications	implication	NOUN
fsr-3255	4	10	of	of	ADP
fsr-3255	4	11	their	their	PRON
fsr-3255	4	12	findings	finding	NOUN
fsr-3255	4	13	in	in	ADP
fsr-3255	4	14	a	a	DET
fsr-3255	4	15	more	more	ADV
fsr-3255	4	16	comprehensive	comprehensive	ADJ
fsr-3255	4	17	way	way	NOUN
fsr-3255	4	18	.	.	PUNCT
fsr-3255	5	1	as	as	SCONJ
fsr-3255	5	2	such	such	ADJ
fsr-3255	5	3	,	,	PUNCT
fsr-3255	5	4	all	all	DET
fsr-3255	5	5	articles	article	NOUN
fsr-3255	5	6	in	in	ADP
fsr-3255	5	7	the	the	DET
fsr-3255	5	8	journal	journal	NOUN
fsr-3255	5	9	more	more	ADV
fsr-3255	5	10	appropriately	appropriately	ADV
fsr-3255	5	11	relate	relate	VERB
fsr-3255	5	12	to	to	ADP
fsr-3255	5	13	financial	financial	ADJ
fsr-3255	5	14	planning	planning	NOUN
fsr-3255	5	15	issues	issue	NOUN
fsr-3255	5	16	.	.	PUNCT
fsr-3255	6	1	the	the	DET
fsr-3255	6	2	lead	lead	ADJ
fsr-3255	6	3	article	article	NOUN
fsr-3255	6	4	“	"	PUNCT
fsr-3255	6	5	financial	financial	ADJ
fsr-3255	6	6	literacy	literacy	NOUN
fsr-3255	6	7	and	and	CCONJ
fsr-3255	6	8	financial	financial	ADJ
fsr-3255	6	9	behavior	behavior	NOUN
fsr-3255	6	10	:	:	PUNCT
fsr-3255	6	11	assessing	assess	VERB
fsr-3255	6	12	knowledge	knowledge	NOUN
fsr-3255	6	13	and	and	CCONJ
fsr-3255	6	14	confidence	confidence	NOUN
fsr-3255	6	15	,	,	PUNCT
fsr-3255	6	16	”	"	PUNCT
fsr-3255	6	17	is	be	AUX
fsr-3255	6	18	authored	author	VERB
fsr-3255	6	19	by	by	ADP
fsr-3255	6	20	colleen	colleen	PROPN
fsr-3255	6	21	tokar	tokar	NOUN
fsr-3255	6	22	asaad	asaad	VERB
fsr-3255	6	23	at	at	ADP
fsr-3255	6	24	st	st	PROPN
fsr-3255	6	25	.	.	PROPN
fsr-3255	6	26	bonaventure	bonaventure	PROPN
fsr-3255	6	27	university	university	PROPN
fsr-3255	6	28	.	.	PUNCT
fsr-3255	7	1	in	in	ADP
fsr-3255	7	2	this	this	DET
fsr-3255	7	3	paper	paper	NOUN
fsr-3255	7	4	the	the	DET
fsr-3255	7	5	author	author	NOUN
fsr-3255	7	6	explores	explore	VERB
fsr-3255	7	7	how	how	SCONJ
fsr-3255	7	8	financial	financial	ADJ
fsr-3255	7	9	literacy	literacy	NOUN
fsr-3255	7	10	,	,	PUNCT
fsr-3255	7	11	comprised	comprise	VERB
fsr-3255	7	12	of	of	ADP
fsr-3255	7	13	both	both	DET
fsr-3255	7	14	actual	actual	ADJ
fsr-3255	7	15	financial	financial	ADJ
fsr-3255	7	16	knowledge	knowledge	NOUN
fsr-3255	7	17	and	and	CCONJ
fsr-3255	7	18	perceived	perceive	VERB
fsr-3255	7	19	financial	financial	ADJ
fsr-3255	7	20	confidence	confidence	NOUN
fsr-3255	7	21	,	,	PUNCT
fsr-3255	7	22	affect	affect	VERB
fsr-3255	7	23	financial	financial	ADJ
fsr-3255	7	24	decisions	decision	NOUN
fsr-3255	7	25	.	.	PUNCT
fsr-3255	8	1	her	her	PRON
fsr-3255	8	2	results	result	NOUN
fsr-3255	8	3	indicate	indicate	VERB
fsr-3255	8	4	that	that	SCONJ
fsr-3255	8	5	financial	financial	ADJ
fsr-3255	8	6	confidence	confidence	NOUN
fsr-3255	8	7	is	be	AUX
fsr-3255	8	8	a	a	DET
fsr-3255	8	9	critical	critical	ADJ
fsr-3255	8	10	component	component	NOUN
fsr-3255	8	11	of	of	ADP
fsr-3255	8	12	financial	financial	ADJ
fsr-3255	8	13	literacy	literacy	NOUN
fsr-3255	8	14	and	and	CCONJ
fsr-3255	8	15	is	be	AUX
fsr-3255	8	16	important	important	ADJ
fsr-3255	8	17	across	across	ADP
fsr-3255	8	18	all	all	DET
fsr-3255	8	19	knowledge	knowledge	NOUN
fsr-3255	8	20	levels	level	NOUN
fsr-3255	8	21	.	.	PUNCT
fsr-3255	9	1	she	she	PRON
fsr-3255	9	2	also	also	ADV
fsr-3255	9	3	shows	show	VERB
fsr-3255	9	4	that	that	SCONJ
fsr-3255	9	5	overconfident	overconfident	ADJ
fsr-3255	9	6	individuals	individual	NOUN
fsr-3255	9	7	or	or	CCONJ
fsr-3255	9	8	those	those	PRON
fsr-3255	9	9	with	with	ADP
fsr-3255	9	10	high	high	ADJ
fsr-3255	9	11	selfassessed	selfassessed	ADJ
fsr-3255	9	12	knowledge	knowledge	NOUN
fsr-3255	9	13	,	,	PUNCT
fsr-3255	9	14	but	but	CCONJ
fsr-3255	9	15	low	low	ADJ
fsr-3255	9	16	actual	actual	ADJ
fsr-3255	9	17	knowledge	knowledge	NOUN
fsr-3255	9	18	,	,	PUNCT
fsr-3255	9	19	have	have	VERB
fsr-3255	9	20	a	a	DET
fsr-3255	9	21	higher	high	ADJ
fsr-3255	9	22	propensity	propensity	NOUN
fsr-3255	9	23	to	to	PART
fsr-3255	9	24	engage	engage	VERB
fsr-3255	9	25	in	in	ADP
fsr-3255	9	26	risky	risky	ADJ
fsr-3255	9	27	financial	financial	ADJ
fsr-3255	9	28	behaviors	behavior	NOUN
fsr-3255	9	29	.	.	PUNCT
fsr-3255	10	1	the	the	DET
fsr-3255	10	2	second	second	ADJ
fsr-3255	10	3	article	article	NOUN
fsr-3255	10	4	“	"	PUNCT
fsr-3255	10	5	financial	financial	ADJ
fsr-3255	10	6	knowledge	knowledge	NOUN
fsr-3255	10	7	acquisition	acquisition	NOUN
fsr-3255	10	8	among	among	ADP
fsr-3255	10	9	the	the	DET
fsr-3255	10	10	young	young	NOUN
fsr-3255	10	11	:	:	PUNCT
fsr-3255	10	12	the	the	DET
fsr-3255	10	13	role	role	NOUN
fsr-3255	10	14	of	of	ADP
fsr-3255	10	15	financial	financial	ADJ
fsr-3255	10	16	education	education	NOUN
fsr-3255	10	17	,	,	PUNCT
fsr-3255	10	18	financial	financial	ADJ
fsr-3255	10	19	experience	experience	NOUN
fsr-3255	10	20	,	,	PUNCT
fsr-3255	10	21	and	and	CCONJ
fsr-3255	10	22	parents	parent	NOUN
fsr-3255	10	23	’	’	PART
fsr-3255	10	24	financial	financial	ADJ
fsr-3255	10	25	experience	experience	NOUN
fsr-3255	10	26	,	,	PUNCT
fsr-3255	10	27	”	"	PUNCT
fsr-3255	10	28	is	be	AUX
fsr-3255	10	29	coauthored	coauthore	VERB
fsr-3255	10	30	by	by	ADP
fsr-3255	10	31	ning	ning	PROPN
fsr-3255	10	32	tang	tang	PROPN
fsr-3255	10	33	and	and	CCONJ
fsr-3255	10	34	paula	paula	PROPN
fsr-3255	10	35	c.	c.	PROPN
fsr-3255	10	36	peter	peter	PROPN
fsr-3255	10	37	,	,	PUNCT
fsr-3255	10	38	both	both	CCONJ
fsr-3255	10	39	at	at	ADP
fsr-3255	10	40	san	san	PROPN
fsr-3255	10	41	diego	diego	PROPN
fsr-3255	10	42	state	state	PROPN
fsr-3255	10	43	university	university	PROPN
fsr-3255	10	44	.	.	PUNCT
fsr-3255	11	1	the	the	DET
fsr-3255	11	2	authors	author	NOUN
fsr-3255	11	3	explore	explore	VERB
fsr-3255	11	4	how	how	SCONJ
fsr-3255	11	5	financial	financial	ADJ
fsr-3255	11	6	education	education	NOUN
fsr-3255	11	7	,	,	PUNCT
fsr-3255	11	8	financial	financial	ADJ
fsr-3255	11	9	experience	experience	NOUN
fsr-3255	11	10	,	,	PUNCT
fsr-3255	11	11	and	and	CCONJ
fsr-3255	11	12	parents	parent	NOUN
fsr-3255	11	13	’	’	PART
fsr-3255	11	14	financial	financial	ADJ
fsr-3255	11	15	experience	experience	NOUN
fsr-3255	11	16	influence	influence	NOUN
fsr-3255	11	17	young	young	ADJ
fsr-3255	11	18	adults	adult	NOUN
fsr-3255	11	19	’	'	PUNCT
fsr-3255	11	20	financial	financial	ADJ
fsr-3255	11	21	knowledge	knowledge	NOUN
fsr-3255	11	22	.	.	PUNCT
fsr-3255	12	1	using	use	VERB
fsr-3255	12	2	data	datum	NOUN
fsr-3255	12	3	on	on	ADP
fsr-3255	12	4	3,597	3,597	NUM
fsr-3255	12	5	young	young	ADJ
fsr-3255	12	6	adults	adult	NOUN
fsr-3255	12	7	from	from	ADP
fsr-3255	12	8	a	a	DET
fsr-3255	12	9	national	national	ADJ
fsr-3255	12	10	longitudinal	longitudinal	ADJ
fsr-3255	12	11	survey	survey	NOUN
fsr-3255	12	12	,	,	PUNCT
fsr-3255	12	13	they	they	PRON
fsr-3255	12	14	find	find	VERB
fsr-3255	12	15	that	that	SCONJ
fsr-3255	12	16	financial	financial	ADJ
fsr-3255	12	17	education	education	NOUN
fsr-3255	12	18	,	,	PUNCT
fsr-3255	12	19	financial	financial	ADJ
fsr-3255	12	20	experience	experience	NOUN
fsr-3255	12	21	,	,	PUNCT
fsr-3255	12	22	and	and	CCONJ
fsr-3255	12	23	parents	parent	NOUN
fsr-3255	12	24	’	'	PUNCT
fsr-3255	12	25	financial	financial	ADJ
fsr-3255	12	26	experience	experience	NOUN
fsr-3255	12	27	all	all	PRON
fsr-3255	12	28	exert	exert	VERB
fsr-3255	12	29	a	a	DET
fsr-3255	12	30	positive	positive	ADJ
fsr-3255	12	31	impact	impact	NOUN
fsr-3255	12	32	on	on	ADP
fsr-3255	12	33	young	young	ADJ
fsr-3255	12	34	adults	adult	NOUN
fsr-3255	12	35	’	'	PUNCT
fsr-3255	12	36	financial	financial	ADJ
fsr-3255	12	37	knowledge	knowledge	NOUN
fsr-3255	12	38	.	.	PUNCT
fsr-3255	13	1	they	they	PRON
fsr-3255	13	2	also	also	ADV
fsr-3255	13	3	find	find	VERB
fsr-3255	13	4	that	that	SCONJ
fsr-3255	13	5	these	these	DET
fsr-3255	13	6	determinants	determinant	NOUN
fsr-3255	13	7	work	work	VERB
fsr-3255	13	8	interactively	interactively	ADV
fsr-3255	13	9	and	and	CCONJ
fsr-3255	13	10	that	that	SCONJ
fsr-3255	13	11	both	both	PRON
fsr-3255	13	12	individual	individual	ADJ
fsr-3255	13	13	and	and	CCONJ
fsr-3255	13	14	parents	parent	NOUN
fsr-3255	13	15	’	'	PUNCT
fsr-3255	13	16	financial	financial	ADJ
fsr-3255	13	17	experience	experience	NOUN
fsr-3255	13	18	help	help	AUX
fsr-3255	13	19	narrow	narrow	VERB
fsr-3255	13	20	the	the	DET
fsr-3255	13	21	gap	gap	NOUN
fsr-3255	13	22	in	in	ADP
fsr-3255	13	23	financial	financial	ADJ
fsr-3255	13	24	knowledge	knowledge	NOUN
fsr-3255	13	25	caused	cause	VERB
fsr-3255	13	26	by	by	ADP
fsr-3255	13	27	lack	lack	NOUN
fsr-3255	13	28	of	of	ADP
fsr-3255	13	29	financial	financial	ADJ
fsr-3255	13	30	education	education	NOUN
fsr-3255	13	31	.	.	PUNCT
fsr-3255	14	1	the	the	DET
fsr-3255	14	2	third	third	ADJ
fsr-3255	14	3	article	article	NOUN
fsr-3255	14	4	,	,	PUNCT
fsr-3255	14	5	do	do	AUX
fsr-3255	14	6	u.s	u.s	PROPN
fsr-3255	14	7	.	.	PROPN
fsr-3255	14	8	households	household	NOUN
fsr-3255	14	9	perceive	perceive	VERB
fsr-3255	14	10	their	their	PRON
fsr-3255	14	11	retirement	retirement	NOUN
fsr-3255	14	12	preparedness	preparedness	NOUN
fsr-3255	14	13	realistically	realistically	ADV
fsr-3255	14	14	?	?	PUNCT
fsr-3255	14	15	,	,	PUNCT
fsr-3255	14	16	”	"	PUNCT
fsr-3255	14	17	is	be	AUX
fsr-3255	14	18	coauthored	coauthore	VERB
fsr-3255	14	19	by	by	ADP
fsr-3255	14	20	kyoung	kyoung	PROPN
fsr-3255	14	21	tae	tae	PROPN
fsr-3255	14	22	kim	kim	PROPN
fsr-3255	14	23	at	at	ADP
fsr-3255	14	24	university	university	PROPN
fsr-3255	14	25	of	of	ADP
fsr-3255	14	26	alabama	alabama	PROPN
fsr-3255	14	27	and	and	CCONJ
fsr-3255	14	28	sherman	sherman	PROPN
fsr-3255	14	29	d.	d.	PROPN
fsr-3255	14	30	hanna	hanna	PROPN
fsr-3255	14	31	at	at	ADP
fsr-3255	14	32	the	the	DET
fsr-3255	14	33	ohio	ohio	PROPN
fsr-3255	14	34	state	state	PROPN
fsr-3255	14	35	university	university	PROPN
fsr-3255	14	36	.	.	PUNCT
fsr-3255	15	1	in	in	ADP
fsr-3255	15	2	this	this	DET
fsr-3255	15	3	paper	paper	NOUN
fsr-3255	15	4	,	,	PUNCT
fsr-3255	15	5	the	the	DET
fsr-3255	15	6	authors	author	NOUN
fsr-3255	15	7	examine	examine	VERB
fsr-3255	15	8	the	the	DET
fsr-3255	15	9	divergence	divergence	NOUN
fsr-3255	15	10	between	between	ADP
fsr-3255	15	11	objective	objective	ADJ
fsr-3255	15	12	and	and	CCONJ
fsr-3255	15	13	subjective	subjective	ADJ
fsr-3255	15	14	assessment	assessment	NOUN
fsr-3255	15	15	of	of	ADP
fsr-3255	15	16	retirement	retirement	NOUN
fsr-3255	15	17	adequacy	adequacy	NOUN
fsr-3255	15	18	,	,	PUNCT
fsr-3255	15	19	analyzing	analyze	VERB
fsr-3255	15	20	u.s	u.s	PROPN
fsr-3255	15	21	.	.	PROPN
fsr-3255	15	22	households	household	NOUN
fsr-3255	15	23	with	with	ADP
fsr-3255	15	24	a	a	DET
fsr-3255	15	25	full	full	ADJ
fsr-3255	15	26	-	-	PUNCT
fsr-3255	15	27	time	time	NOUN
fsr-3255	15	28	worker	worker	NOUN
fsr-3255	15	29	age	age	NOUN
fsr-3255	15	30	35	35	NUM
fsr-3255	15	31	to	to	PART
fsr-3255	15	32	60	60	NUM
fsr-3255	15	33	in	in	ADP
fsr-3255	15	34	the	the	DET
fsr-3255	15	35	2010	2010	NUM
fsr-3255	15	36	survey	survey	NOUN
fsr-3255	15	37	of	of	ADP
fsr-3255	15	38	consumer	consumer	NOUN
fsr-3255	15	39	finances	finance	NOUN
fsr-3255	15	40	.	.	PUNCT
fsr-3255	16	1	they	they	PRON
fsr-3255	16	2	find	find	VERB
fsr-3255	16	3	that	that	SCONJ
fsr-3255	16	4	of	of	ADP
fsr-3255	16	5	those	those	DET
fsr-3255	16	6	households	household	NOUN
fsr-3255	16	7	,	,	PUNCT
fsr-3255	16	8	58	58	NUM
fsr-3255	16	9	%	%	NOUN
fsr-3255	16	10	have	have	VERB
fsr-3255	16	11	objective	objective	ADJ
fsr-3255	16	12	inadequacy	inadequacy	NOUN
fsr-3255	16	13	,	,	PUNCT
fsr-3255	16	14	and	and	CCONJ
fsr-3255	16	15	54	54	NUM
fsr-3255	16	16	%	%	NOUN
fsr-3255	16	17	have	have	VERB
fsr-3255	16	18	subjective	subjective	ADJ
fsr-3255	16	19	inadequacy	inadequacy	NOUN
fsr-3255	16	20	,	,	PUNCT
fsr-3255	16	21	but	but	CCONJ
fsr-3255	16	22	only	only	ADV
fsr-3255	16	23	52	52	NUM
fsr-3255	16	24	%	%	NOUN
fsr-3255	16	25	have	have	VERB
fsr-3255	16	26	objective	objective	ADJ
fsr-3255	16	27	/	/	SYM
fsr-3255	16	28	subjective	subjective	ADJ
fsr-3255	16	29	consistency	consistency	NOUN
fsr-3255	16	30	.	.	PUNCT
fsr-3255	17	1	using	use	VERB
fsr-3255	17	2	a	a	DET
fsr-3255	17	3	logistic	logistic	ADJ
fsr-3255	17	4	regression	regression	NOUN
fsr-3255	17	5	,	,	PUNCT
fsr-3255	17	6	they	they	PRON
fsr-3255	17	7	show	show	VERB
fsr-3255	17	8	that	that	SCONJ
fsr-3255	17	9	households	household	NOUN
fsr-3255	17	10	with	with	ADP
fsr-3255	17	11	defined	define	VERB
fsr-3255	17	12	benefit	benefit	NOUN
fsr-3255	17	13	plans	plan	NOUN
fsr-3255	17	14	and	and	CCONJ
fsr-3255	17	15	with	with	ADP
fsr-3255	17	16	defined	define	VERB
fsr-3255	17	17	contribution	contribution	NOUN
fsr-3255	17	18	plans	plan	NOUN
fsr-3255	17	19	are	be	AUX
fsr-3255	17	20	less	less	ADV
fsr-3255	17	21	realistic	realistic	ADJ
fsr-3255	17	22	than	than	ADP
fsr-3255	17	23	those	those	PRON
fsr-3255	17	24	without	without	ADP
fsr-3255	17	25	plans	plan	NOUN
fsr-3255	17	26	,	,	PUNCT
fsr-3255	17	27	and	and	CCONJ
fsr-3255	17	28	,	,	PUNCT
fsr-3255	17	29	as	as	SCONJ
fsr-3255	17	30	age	age	NOUN
fsr-3255	17	31	increases	increase	NOUN
fsr-3255	17	32	,	,	PUNCT
fsr-3255	17	33	realism	realism	NOUN
fsr-3255	17	34	decreases	decrease	NOUN
fsr-3255	17	35	.	.	PUNCT
fsr-3255	18	1	financial	financial	ADJ
fsr-3255	18	2	services	service	NOUN
fsr-3255	18	3	review	review	VERB
fsr-3255	18	4	24	24	NUM
fsr-3255	18	5	(	(	PUNCT
fsr-3255	18	6	2015	2015	NUM
fsr-3255	18	7	)	)	PUNCT
fsr-3255	18	8	v	v	NOUN
fsr-3255	18	9	–	–	PUNCT
fsr-3255	18	10	vi	vi	NOUN
fsr-3255	18	11	1057	1057	NUM
fsr-3255	18	12	-	-	SYM
fsr-3255	18	13	0810/15/$	0810/15/$	NUM
fsr-3255	18	14	–	–	PUNCT
fsr-3255	18	15	see	see	VERB
fsr-3255	18	16	front	front	ADJ
fsr-3255	18	17	matter	matter	NOUN
fsr-3255	18	18	©	©	PROPN
fsr-3255	18	19	2015	2015	NUM
fsr-3255	18	20	academy	academy	NOUN
fsr-3255	18	21	of	of	ADP
fsr-3255	18	22	financial	financial	ADJ
fsr-3255	18	23	services	service	NOUN
fsr-3255	18	24	.	.	PUNCT
fsr-3255	19	1	all	all	DET
fsr-3255	19	2	rights	right	NOUN
fsr-3255	19	3	reserved	reserve	VERB
fsr-3255	19	4	.	.	PUNCT
fsr-3255	20	1	the	the	DET
fsr-3255	20	2	fourth	fourth	ADJ
fsr-3255	20	3	article	article	NOUN
fsr-3255	20	4	,	,	PUNCT
fsr-3255	20	5	“	"	PUNCT
fsr-3255	20	6	investment	investment	NOUN
fsr-3255	20	7	performance	performance	NOUN
fsr-3255	20	8	of	of	ADP
fsr-3255	20	9	aaii	aaii	NOUN
fsr-3255	20	10	stock	stock	NOUN
fsr-3255	20	11	screens	screen	NOUN
fsr-3255	20	12	over	over	ADP
fsr-3255	20	13	diverse	diverse	ADJ
fsr-3255	20	14	markets	market	NOUN
fsr-3255	20	15	,	,	PUNCT
fsr-3255	20	16	”	"	PUNCT
fsr-3255	20	17	is	be	AUX
fsr-3255	20	18	coauthored	coauthore	VERB
fsr-3255	20	19	by	by	ADP
fsr-3255	20	20	david	david	PROPN
fsr-3255	20	21	s.	s.	PROPN
fsr-3255	20	22	north	north	PROPN
fsr-3255	20	23	and	and	CCONJ
fsr-3255	20	24	jerry	jerry	PROPN
fsr-3255	20	25	l.	l.	PROPN
fsr-3255	20	26	stevens	stevens	PROPN
fsr-3255	20	27	,	,	PUNCT
fsr-3255	20	28	both	both	PRON
fsr-3255	20	29	at	at	ADP
fsr-3255	20	30	university	university	NOUN
fsr-3255	20	31	of	of	ADP
fsr-3255	20	32	richmond	richmond	PROPN
fsr-3255	20	33	.	.	PUNCT
fsr-3255	21	1	in	in	ADP
fsr-3255	21	2	this	this	DET
fsr-3255	21	3	paper	paper	NOUN
fsr-3255	21	4	,	,	PUNCT
fsr-3255	21	5	the	the	DET
fsr-3255	21	6	authors	author	NOUN
fsr-3255	21	7	extend	extend	VERB
fsr-3255	21	8	prior	prior	ADJ
fsr-3255	21	9	research	research	NOUN
fsr-3255	21	10	on	on	ADP
fsr-3255	21	11	aaii	aaii	NOUN
fsr-3255	21	12	screening	screen	VERB
fsr-3255	21	13	performance	performance	NOUN
fsr-3255	21	14	by	by	ADP
fsr-3255	21	15	including	include	VERB
fsr-3255	21	16	more	more	ADV
fsr-3255	21	17	recent	recent	ADJ
fsr-3255	21	18	investment	investment	NOUN
fsr-3255	21	19	periods	period	NOUN
fsr-3255	21	20	,	,	PUNCT
fsr-3255	21	21	employing	employ	VERB
fsr-3255	21	22	more	more	ADV
fsr-3255	21	23	rigorous	rigorous	ADJ
fsr-3255	21	24	factor	factor	NOUN
fsr-3255	21	25	models	model	NOUN
fsr-3255	21	26	,	,	PUNCT
fsr-3255	21	27	and	and	CCONJ
fsr-3255	21	28	examining	examine	VERB
fsr-3255	21	29	both	both	CCONJ
fsr-3255	21	30	median	median	ADJ
fsr-3255	21	31	and	and	CCONJ
fsr-3255	21	32	mean	mean	ADJ
fsr-3255	21	33	returns	return	NOUN
fsr-3255	21	34	to	to	PART
fsr-3255	21	35	address	address	VERB
fsr-3255	21	36	possible	possible	ADJ
fsr-3255	21	37	skewness	skewness	NOUN
fsr-3255	21	38	.	.	PUNCT
fsr-3255	22	1	they	they	PRON
fsr-3255	22	2	show	show	VERB
fsr-3255	22	3	that	that	SCONJ
fsr-3255	22	4	over	over	ADP
fsr-3255	22	5	a	a	DET
fsr-3255	22	6	period	period	NOUN
fsr-3255	22	7	of	of	ADP
fsr-3255	22	8	tumultuous	tumultuous	ADJ
fsr-3255	22	9	markets	market	NOUN
fsr-3255	22	10	,	,	PUNCT
fsr-3255	22	11	with	with	ADP
fsr-3255	22	12	as	as	ADV
fsr-3255	22	13	little	little	ADJ
fsr-3255	22	14	as	as	ADP
fsr-3255	22	15	$	$	SYM
fsr-3255	22	16	50,000	50,000	NUM
fsr-3255	22	17	to	to	PART
fsr-3255	22	18	invest	invest	VERB
fsr-3255	22	19	,	,	PUNCT
fsr-3255	22	20	over	over	ADP
fsr-3255	22	21	30	30	NUM
fsr-3255	22	22	%	%	NOUN
fsr-3255	22	23	of	of	ADP
fsr-3255	22	24	the	the	DET
fsr-3255	22	25	available	available	ADJ
fsr-3255	22	26	screens	screen	NOUN
fsr-3255	22	27	achieved	achieve	VERB
fsr-3255	22	28	statistically	statistically	ADV
fsr-3255	22	29	significant	significant	ADJ
fsr-3255	22	30	excess	excess	ADJ
fsr-3255	22	31	rates	rate	NOUN
fsr-3255	22	32	of	of	ADP
fsr-3255	22	33	return	return	NOUN
fsr-3255	22	34	unrelated	unrelated	ADJ
fsr-3255	22	35	to	to	ADP
fsr-3255	22	36	transaction	transaction	NOUN
fsr-3255	22	37	costs	cost	NOUN
fsr-3255	22	38	and	and	CCONJ
fsr-3255	22	39	multi	multi	ADJ
fsr-3255	22	40	-	-	ADJ
fsr-3255	22	41	factor	factor	NOUN
fsr-3255	22	42	risks	risk	NOUN
fsr-3255	22	43	proposed	propose	VERB
fsr-3255	22	44	by	by	ADP
fsr-3255	22	45	efficient	efficient	ADJ
fsr-3255	22	46	market	market	NOUN
fsr-3255	22	47	theorists	theorist	NOUN
fsr-3255	22	48	.	.	PUNCT
fsr-3255	23	1	these	these	DET
fsr-3255	23	2	results	result	NOUN
fsr-3255	23	3	should	should	AUX
fsr-3255	23	4	assist	assist	VERB
fsr-3255	23	5	individual	individual	ADJ
fsr-3255	23	6	investors	investor	NOUN
fsr-3255	23	7	who	who	PRON
fsr-3255	23	8	often	often	ADV
fsr-3255	23	9	rely	rely	VERB
fsr-3255	23	10	on	on	ADP
fsr-3255	23	11	information	information	NOUN
fsr-3255	23	12	services	service	NOUN
fsr-3255	23	13	and	and	CCONJ
fsr-3255	23	14	products	product	NOUN
fsr-3255	23	15	when	when	SCONJ
fsr-3255	23	16	making	make	VERB
fsr-3255	23	17	their	their	PRON
fsr-3255	23	18	investment	investment	NOUN
fsr-3255	23	19	decisions	decision	NOUN
fsr-3255	23	20	.	.	PUNCT
fsr-3255	24	1	the	the	DET
fsr-3255	24	2	final	final	ADJ
fsr-3255	24	3	article	article	NOUN
fsr-3255	24	4	,	,	PUNCT
fsr-3255	24	5	“	"	PUNCT
fsr-3255	24	6	the	the	DET
fsr-3255	24	7	grable	grable	PROPN
fsr-3255	24	8	and	and	CCONJ
fsr-3255	24	9	lytton	lytton	PROPN
fsr-3255	24	10	risk	risk	NOUN
fsr-3255	24	11	-	-	PUNCT
fsr-3255	24	12	tolerance	tolerance	NOUN
fsr-3255	24	13	scale	scale	NOUN
fsr-3255	24	14	:	:	PUNCT
fsr-3255	24	15	a	a	DET
fsr-3255	24	16	15	15	NUM
fsr-3255	24	17	-	-	PUNCT
fsr-3255	24	18	year	year	NOUN
fsr-3255	24	19	retrospective	retrospective	NOUN
fsr-3255	24	20	,	,	PUNCT
fsr-3255	24	21	”	"	PUNCT
fsr-3255	24	22	is	be	AUX
fsr-3255	24	23	coauthored	coauthore	VERB
fsr-3255	24	24	by	by	ADP
fsr-3255	24	25	stephen	stephen	PROPN
fsr-3255	24	26	kuzniak	kuzniak	PROPN
fsr-3255	24	27	,	,	PUNCT
fsr-3255	24	28	abed	abed	ADJ
fsr-3255	24	29	rabbani	rabbani	PROPN
fsr-3255	24	30	,	,	PUNCT
fsr-3255	24	31	wookjae	wookjae	PROPN
fsr-3255	24	32	heo	heo	PROPN
fsr-3255	24	33	,	,	PUNCT
fsr-3255	24	34	jorge	jorge	PROPN
fsr-3255	24	35	ruiz	ruiz	NOUN
fsr-3255	24	36	-	-	PUNCT
fsr-3255	24	37	menjivar	menjivar	NOUN
fsr-3255	24	38	,	,	PUNCT
fsr-3255	24	39	and	and	CCONJ
fsr-3255	24	40	john	john	PROPN
fsr-3255	24	41	e.	e.	PROPN
fsr-3255	24	42	grable	grable	PROPN
fsr-3255	24	43	,	,	PUNCT
fsr-3255	24	44	all	all	PRON
fsr-3255	24	45	at	at	ADP
fsr-3255	24	46	university	university	NOUN
fsr-3255	24	47	of	of	ADP
fsr-3255	24	48	georgia	georgia	PROPN
fsr-3255	24	49	.	.	PUNCT
fsr-3255	25	1	the	the	DET
fsr-3255	25	2	authors	author	NOUN
fsr-3255	25	3	follow	follow	VERB
fsr-3255	25	4	up	up	ADP
fsr-3255	25	5	on	on	ADP
fsr-3255	25	6	the	the	DET
fsr-3255	25	7	financial	financial	ADJ
fsr-3255	25	8	risk	risk	NOUN
fsr-3255	25	9	tolerance	tolerance	NOUN
fsr-3255	25	10	scale	scale	NOUN
fsr-3255	25	11	developed	develop	VERB
fsr-3255	25	12	by	by	ADP
fsr-3255	25	13	grable	grable	PROPN
fsr-3255	25	14	and	and	CCONJ
fsr-3255	25	15	lytton	lytton	PROPN
fsr-3255	25	16	which	which	PRON
fsr-3255	25	17	was	be	AUX
fsr-3255	25	18	originally	originally	ADV
fsr-3255	25	19	published	publish	VERB
fsr-3255	25	20	in	in	ADP
fsr-3255	25	21	financial	financial	ADJ
fsr-3255	25	22	services	service	NOUN
fsr-3255	25	23	review	review	NOUN
fsr-3255	25	24	in	in	ADP
fsr-3255	25	25	1999	1999	NUM
fsr-3255	25	26	.	.	PUNCT
fsr-3255	26	1	over	over	ADP
fsr-3255	26	2	that	that	DET
fsr-3255	26	3	last	last	ADJ
fsr-3255	26	4	15	15	NUM
fsr-3255	26	5	years	year	NOUN
fsr-3255	26	6	this	this	DET
fsr-3255	26	7	scale	scale	NOUN
fsr-3255	26	8	has	have	AUX
fsr-3255	26	9	been	be	AUX
fsr-3255	26	10	widely	widely	ADV
fsr-3255	26	11	used	use	VERB
fsr-3255	26	12	by	by	ADP
fsr-3255	26	13	consumers	consumer	NOUN
fsr-3255	26	14	,	,	PUNCT
fsr-3255	26	15	financial	financial	ADJ
fsr-3255	26	16	advisers	adviser	NOUN
fsr-3255	26	17	,	,	PUNCT
fsr-3255	26	18	and	and	CCONJ
fsr-3255	26	19	researchers	researcher	NOUN
fsr-3255	26	20	to	to	PART
fsr-3255	26	21	evaluate	evaluate	VERB
fsr-3255	26	22	a	a	DET
fsr-3255	26	23	person	person	NOUN
fsr-3255	26	24	’s	’s	PART
fsr-3255	26	25	willingness	willingness	NOUN
fsr-3255	26	26	to	to	PART
fsr-3255	26	27	engage	engage	VERB
fsr-3255	26	28	in	in	ADP
fsr-3255	26	29	a	a	DET
fsr-3255	26	30	risky	risky	ADJ
fsr-3255	26	31	financial	financial	ADJ
fsr-3255	26	32	behavior	behavior	NOUN
fsr-3255	26	33	.	.	PUNCT
fsr-3255	27	1	their	their	PRON
fsr-3255	27	2	data	data	NOUN
fsr-3255	27	3	analysis	analysis	NOUN
fsr-3255	27	4	(	(	PUNCT
fsr-3255	27	5	n	n	X
fsr-3255	27	6	�	�	PROPN
fsr-3255	27	7	160,279	160,279	NUM
fsr-3255	27	8	)	)	PUNCT
fsr-3255	27	9	spanning	span	VERB
fsr-3255	27	10	the	the	DET
fsr-3255	27	11	timeframe	timeframe	NOUN
fsr-3255	27	12	2007	2007	NUM
fsr-3255	27	13	to	to	ADP
fsr-3255	27	14	2013	2013	NUM
fsr-3255	27	15	provide	provide	VERB
fsr-3255	27	16	supporting	support	VERB
fsr-3255	27	17	evidence	evidence	NOUN
fsr-3255	27	18	that	that	SCONJ
fsr-3255	27	19	the	the	DET
fsr-3255	27	20	risk	risk	NOUN
fsr-3255	27	21	-	-	PUNCT
fsr-3255	27	22	tolerance	tolerance	NOUN
fsr-3255	27	23	scale	scale	NOUN
fsr-3255	27	24	’s	’s	PART
fsr-3255	27	25	reliability	reliability	NOUN
fsr-3255	27	26	and	and	CCONJ
fsr-3255	27	27	validity	validity	NOUN
fsr-3255	27	28	have	have	AUX
fsr-3255	27	29	remained	remain	VERB
fsr-3255	27	30	robust	robust	ADJ
fsr-3255	27	31	since	since	SCONJ
fsr-3255	27	32	the	the	DET
fsr-3255	27	33	scale	scale	NOUN
fsr-3255	27	34	was	be	AUX
fsr-3255	27	35	first	first	ADV
fsr-3255	27	36	developed	develop	VERB
fsr-3255	27	37	.	.	PUNCT
fsr-3255	28	1	they	they	PRON
fsr-3255	28	2	found	find	VERB
fsr-3255	28	3	that	that	SCONJ
fsr-3255	28	4	consistent	consistent	ADJ
fsr-3255	28	5	with	with	ADP
fsr-3255	28	6	the	the	DET
fsr-3255	28	7	literature	literature	NOUN
fsr-3255	28	8	,	,	PUNCT
fsr-3255	28	9	high	high	ADJ
fsr-3255	28	10	scale	scale	NOUN
fsr-3255	28	11	scores	score	NOUN
fsr-3255	28	12	,	,	PUNCT
fsr-3255	28	13	representing	represent	VERB
fsr-3255	28	14	a	a	DET
fsr-3255	28	15	greater	great	ADJ
fsr-3255	28	16	willingness	willingness	NOUN
fsr-3255	28	17	to	to	PART
fsr-3255	28	18	take	take	VERB
fsr-3255	28	19	risks	risk	NOUN
fsr-3255	28	20	,	,	PUNCT
fsr-3255	28	21	were	be	AUX
fsr-3255	28	22	found	find	VERB
fsr-3255	28	23	to	to	PART
fsr-3255	28	24	be	be	AUX
fsr-3255	28	25	associated	associate	VERB
fsr-3255	28	26	with	with	ADP
fsr-3255	28	27	equity	equity	NOUN
fsr-3255	28	28	ownership	ownership	NOUN
fsr-3255	28	29	and	and	CCONJ
fsr-3255	28	30	negatively	negatively	ADV
fsr-3255	28	31	related	relate	VERB
fsr-3255	28	32	to	to	ADP
fsr-3255	28	33	cash	cash	NOUN
fsr-3255	28	34	and	and	CCONJ
fsr-3255	28	35	bond	bond	NOUN
fsr-3255	28	36	holdings	holding	NOUN
fsr-3255	28	37	.	.	PUNCT
fsr-3255	29	1	i	i	PRON
fsr-3255	29	2	would	would	AUX
fsr-3255	29	3	like	like	VERB
fsr-3255	29	4	to	to	PART
fsr-3255	29	5	send	send	VERB
fsr-3255	29	6	a	a	DET
fsr-3255	29	7	special	special	ADJ
fsr-3255	29	8	thank	thank	NOUN
fsr-3255	29	9	you	you	PRON
fsr-3255	29	10	to	to	ADP
fsr-3255	29	11	the	the	DET
fsr-3255	29	12	many	many	ADJ
fsr-3255	29	13	reviewers	reviewer	NOUN
fsr-3255	29	14	that	that	PRON
fsr-3255	29	15	have	have	AUX
fsr-3255	29	16	significantly	significantly	ADV
fsr-3255	29	17	contributed	contribute	VERB
fsr-3255	29	18	to	to	ADP
fsr-3255	29	19	the	the	DET
fsr-3255	29	20	quality	quality	NOUN
fsr-3255	29	21	of	of	ADP
fsr-3255	29	22	our	our	PRON
fsr-3255	29	23	journal	journal	NOUN
fsr-3255	29	24	by	by	ADP
fsr-3255	29	25	providing	provide	VERB
fsr-3255	29	26	timely	timely	ADJ
fsr-3255	29	27	and	and	CCONJ
fsr-3255	29	28	thorough	thorough	ADJ
fsr-3255	29	29	reviews	review	NOUN
fsr-3255	29	30	of	of	ADP
fsr-3255	29	31	the	the	DET
fsr-3255	29	32	submissions	submission	NOUN
fsr-3255	29	33	to	to	ADP
fsr-3255	29	34	our	our	PRON
fsr-3255	29	35	journal	journal	NOUN
fsr-3255	29	36	.	.	PUNCT
fsr-3255	30	1	thanks	thank	NOUN
fsr-3255	30	2	to	to	ADP
fsr-3255	30	3	those	those	PRON
fsr-3255	30	4	who	who	PRON
fsr-3255	30	5	make	make	VERB
fsr-3255	30	6	the	the	DET
fsr-3255	30	7	journal	journal	NOUN
fsr-3255	30	8	possible	possible	ADJ
fsr-3255	30	9	,	,	PUNCT
fsr-3255	30	10	especially	especially	ADV
fsr-3255	30	11	the	the	DET
fsr-3255	30	12	referees	referee	NOUN
fsr-3255	30	13	and	and	CCONJ
fsr-3255	30	14	contributing	contribute	VERB
fsr-3255	30	15	authors	author	NOUN
fsr-3255	30	16	.	.	PUNCT
fsr-3255	31	1	please	please	INTJ
fsr-3255	31	2	consider	consider	VERB
fsr-3255	31	3	submission	submission	NOUN
fsr-3255	31	4	to	to	ADP
fsr-3255	31	5	the	the	DET
fsr-3255	31	6	financial	financial	ADJ
fsr-3255	31	7	services	service	NOUN
fsr-3255	31	8	review	review	NOUN
fsr-3255	31	9	and	and	CCONJ
fsr-3255	31	10	rely	rely	VERB
fsr-3255	31	11	on	on	ADP
fsr-3255	31	12	the	the	DET
fsr-3255	31	13	style	style	NOUN
fsr-3255	31	14	information	information	NOUN
fsr-3255	31	15	provided	provide	VERB
fsr-3255	31	16	to	to	PART
fsr-3255	31	17	ease	ease	VERB
fsr-3255	31	18	readability	readability	NOUN
fsr-3255	31	19	and	and	CCONJ
fsr-3255	31	20	streamline	streamline	VERB
fsr-3255	31	21	the	the	DET
fsr-3255	31	22	review	review	NOUN
fsr-3255	31	23	process	process	NOUN
fsr-3255	31	24	.	.	PUNCT
fsr-3255	32	1	the	the	DET
fsr-3255	32	2	journal	journal	NOUN
fsr-3255	32	3	welcomes	welcome	VERB
fsr-3255	32	4	articles	article	NOUN
fsr-3255	32	5	over	over	ADP
fsr-3255	32	6	the	the	DET
fsr-3255	32	7	range	range	NOUN
fsr-3255	32	8	of	of	ADP
fsr-3255	32	9	areas	area	NOUN
fsr-3255	32	10	that	that	PRON
fsr-3255	32	11	comprise	comprise	VERB
fsr-3255	32	12	personal	personal	ADJ
fsr-3255	32	13	financial	financial	ADJ
fsr-3255	32	14	planning	planning	NOUN
fsr-3255	32	15	.	.	PUNCT
fsr-3255	33	1	while	while	SCONJ
fsr-3255	33	2	fsr	fsr	PROPN
fsr-3255	33	3	articles	article	NOUN
fsr-3255	33	4	are	be	AUX
fsr-3255	33	5	certainly	certainly	ADV
fsr-3255	33	6	diverse	diverse	ADJ
fsr-3255	33	7	in	in	ADP
fsr-3255	33	8	terms	term	NOUN
fsr-3255	33	9	of	of	ADP
fsr-3255	33	10	topic	topic	NOUN
fsr-3255	33	11	,	,	PUNCT
fsr-3255	33	12	data	datum	NOUN
fsr-3255	33	13	,	,	PUNCT
fsr-3255	33	14	and	and	CCONJ
fsr-3255	33	15	method	method	NOUN
fsr-3255	33	16	,	,	PUNCT
fsr-3255	33	17	they	they	PRON
fsr-3255	33	18	are	be	AUX
fsr-3255	33	19	focused	focus	VERB
fsr-3255	33	20	in	in	ADP
fsr-3255	33	21	terms	term	NOUN
fsr-3255	33	22	of	of	ADP
fsr-3255	33	23	motivation	motivation	NOUN
fsr-3255	33	24	.	.	PUNCT
fsr-3255	34	1	fsr	fsr	PROPN
fsr-3255	34	2	exists	exist	VERB
fsr-3255	34	3	to	to	PART
fsr-3255	34	4	produce	produce	VERB
fsr-3255	34	5	research	research	NOUN
fsr-3255	34	6	that	that	PRON
fsr-3255	34	7	addresses	address	VERB
fsr-3255	34	8	issues	issue	NOUN
fsr-3255	34	9	that	that	PRON
fsr-3255	34	10	matter	matter	VERB
fsr-3255	34	11	to	to	ADP
fsr-3255	34	12	individuals	individual	NOUN
fsr-3255	34	13	.	.	PUNCT
fsr-3255	35	1	i	i	PRON
fsr-3255	35	2	remain	remain	VERB
fsr-3255	35	3	committed	committed	ADJ
fsr-3255	35	4	to	to	ADP
fsr-3255	35	5	the	the	DET
fsr-3255	35	6	goal	goal	NOUN
fsr-3255	35	7	of	of	ADP
fsr-3255	35	8	making	make	VERB
fsr-3255	35	9	financial	financial	ADJ
fsr-3255	35	10	services	service	NOUN
fsr-3255	35	11	review	review	VERB
fsr-3255	35	12	the	the	DET
fsr-3255	35	13	best	good	ADJ
fsr-3255	35	14	academic	academic	ADJ
fsr-3255	35	15	journal	journal	NOUN
fsr-3255	35	16	in	in	ADP
fsr-3255	35	17	individual	individual	ADJ
fsr-3255	35	18	financial	financial	ADJ
fsr-3255	35	19	management	management	NOUN
fsr-3255	35	20	and	and	CCONJ
fsr-3255	35	21	personal	personal	ADJ
fsr-3255	35	22	financial	financial	ADJ
fsr-3255	35	23	planning	planning	NOUN
fsr-3255	35	24	.	.	PUNCT
fsr-3255	36	1	best	good	ADJ
fsr-3255	36	2	regards	regard	VERB
fsr-3255	36	3	,	,	PUNCT
fsr-3255	36	4	stuart	stuart	PROPN
fsr-3255	36	5	michelson	michelson	PROPN
fsr-3255	36	6	editor	editor	PROPN
fsr-3255	36	7	financial	financial	PROPN
fsr-3255	36	8	services	services	PROPN
fsr-3255	36	9	review	review	VERB
fsr-3255	36	10	vi	vi	PROPN
fsr-3255	36	11	editorial	editorial	NOUN
fsr-3255	36	12	/	/	SYM
fsr-3255	36	13	financial	financial	ADJ
fsr-3255	36	14	services	service	NOUN
fsr-3255	36	15	review	review	VERB
fsr-3255	36	16	24	24	NUM
fsr-3255	36	17	(	(	PUNCT
fsr-3255	36	18	2015	2015	NUM
fsr-3255	36	19	)	)	PUNCT
fsr-3255	36	20	v	v	NOUN
fsr-3255	36	21	–	–	PUNCT
fsr-3255	36	22	vi	vi	NOUN