id	sid	tid	token	lemma	pos
fsr-3269	1	1	from	from	ADP
fsr-3269	1	2	the	the	DET
fsr-3269	1	3	editor	editor	NOUN
fsr-3269	1	4	this	this	DET
fsr-3269	1	5	issue	issue	NOUN
fsr-3269	1	6	contains	contain	VERB
fsr-3269	1	7	issue	issue	NOUN
fsr-3269	1	8	1	1	NUM
fsr-3269	1	9	of	of	ADP
fsr-3269	1	10	volume	volume	NOUN
fsr-3269	1	11	25	25	NUM
fsr-3269	1	12	of	of	ADP
fsr-3269	1	13	financial	financial	ADJ
fsr-3269	1	14	services	service	NOUN
fsr-3269	1	15	review	review	NOUN
fsr-3269	1	16	(	(	PUNCT
fsr-3269	1	17	fsr	fsr	PROPN
fsr-3269	1	18	)	)	PUNCT
fsr-3269	1	19	.	.	PUNCT
fsr-3269	2	1	i	i	PRON
fsr-3269	2	2	would	would	AUX
fsr-3269	2	3	like	like	VERB
fsr-3269	2	4	to	to	PART
fsr-3269	2	5	thank	thank	VERB
fsr-3269	2	6	the	the	DET
fsr-3269	2	7	board	board	NOUN
fsr-3269	2	8	and	and	CCONJ
fsr-3269	2	9	members	member	NOUN
fsr-3269	2	10	of	of	ADP
fsr-3269	2	11	the	the	DET
fsr-3269	2	12	academy	academy	NOUN
fsr-3269	2	13	of	of	ADP
fsr-3269	2	14	financial	financial	ADJ
fsr-3269	2	15	services	service	NOUN
fsr-3269	2	16	for	for	ADP
fsr-3269	2	17	their	their	PRON
fsr-3269	2	18	continued	continue	VERB
fsr-3269	2	19	support	support	NOUN
fsr-3269	2	20	.	.	PUNCT
fsr-3269	3	1	i	i	PRON
fsr-3269	3	2	continue	continue	VERB
fsr-3269	3	3	to	to	PART
fsr-3269	3	4	work	work	VERB
fsr-3269	3	5	in	in	ADP
fsr-3269	3	6	broadening	broaden	VERB
fsr-3269	3	7	the	the	DET
fsr-3269	3	8	scope	scope	NOUN
fsr-3269	3	9	of	of	ADP
fsr-3269	3	10	articles	article	NOUN
fsr-3269	3	11	,	,	PUNCT
fsr-3269	3	12	while	while	SCONJ
fsr-3269	3	13	still	still	ADV
fsr-3269	3	14	focusing	focus	VERB
fsr-3269	3	15	on	on	ADP
fsr-3269	3	16	individual	individual	ADJ
fsr-3269	3	17	financial	financial	ADJ
fsr-3269	3	18	management	management	NOUN
fsr-3269	3	19	and	and	CCONJ
fsr-3269	3	20	personal	personal	ADJ
fsr-3269	3	21	financial	financial	ADJ
fsr-3269	3	22	planning	planning	NOUN
fsr-3269	3	23	.	.	PUNCT
fsr-3269	4	1	i	i	PRON
fsr-3269	4	2	encourage	encourage	VERB
fsr-3269	4	3	authors	author	NOUN
fsr-3269	4	4	to	to	PART
fsr-3269	4	5	reach	reach	VERB
fsr-3269	4	6	out	out	ADP
fsr-3269	4	7	when	when	SCONJ
fsr-3269	4	8	discussing	discuss	VERB
fsr-3269	4	9	implications	implication	NOUN
fsr-3269	4	10	of	of	ADP
fsr-3269	4	11	their	their	PRON
fsr-3269	4	12	findings	finding	NOUN
fsr-3269	4	13	in	in	ADP
fsr-3269	4	14	a	a	DET
fsr-3269	4	15	more	more	ADV
fsr-3269	4	16	comprehensive	comprehensive	ADJ
fsr-3269	4	17	way	way	NOUN
fsr-3269	4	18	.	.	PUNCT
fsr-3269	5	1	as	as	SCONJ
fsr-3269	5	2	such	such	ADJ
fsr-3269	5	3	,	,	PUNCT
fsr-3269	5	4	all	all	DET
fsr-3269	5	5	articles	article	NOUN
fsr-3269	5	6	in	in	ADP
fsr-3269	5	7	the	the	DET
fsr-3269	5	8	journal	journal	NOUN
fsr-3269	5	9	more	more	ADV
fsr-3269	5	10	appropriately	appropriately	ADV
fsr-3269	5	11	relate	relate	VERB
fsr-3269	5	12	to	to	ADP
fsr-3269	5	13	financial	financial	ADJ
fsr-3269	5	14	planning	planning	NOUN
fsr-3269	5	15	issues	issue	NOUN
fsr-3269	5	16	.	.	PUNCT
fsr-3269	6	1	the	the	DET
fsr-3269	6	2	lead	lead	ADJ
fsr-3269	6	3	article	article	NOUN
fsr-3269	6	4	“	"	PUNCT
fsr-3269	6	5	investor	investor	NOUN
fsr-3269	6	6	’s	’s	PART
fsr-3269	6	7	images	image	NOUN
fsr-3269	6	8	of	of	ADP
fsr-3269	6	9	the	the	DET
fsr-3269	6	10	stock	stock	NOUN
fsr-3269	6	11	market	market	NOUN
fsr-3269	6	12	:	:	PUNCT
fsr-3269	6	13	antecedents	antecedent	NOUN
fsr-3269	6	14	and	and	CCONJ
fsr-3269	6	15	consequences	consequence	NOUN
fsr-3269	6	16	”	"	PUNCT
fsr-3269	6	17	is	be	AUX
fsr-3269	6	18	coauthored	coauthore	VERB
fsr-3269	6	19	by	by	ADP
fsr-3269	6	20	dawn	dawn	NOUN
fsr-3269	6	21	m.	m.	PROPN
fsr-3269	6	22	dobni	dobni	PROPN
fsr-3269	6	23	and	and	CCONJ
fsr-3269	6	24	marie	marie	PROPN
fsr-3269	6	25	d.	d.	PROPN
fsr-3269	6	26	racine	racine	PROPN
fsr-3269	6	27	both	both	PRON
fsr-3269	6	28	at	at	ADP
fsr-3269	6	29	university	university	PROPN
fsr-3269	6	30	of	of	ADP
fsr-3269	6	31	saskatchewan	saskatchewan	PROPN
fsr-3269	6	32	.	.	PUNCT
fsr-3269	7	1	their	their	PRON
fsr-3269	7	2	research	research	NOUN
fsr-3269	7	3	studies	study	NOUN
fsr-3269	7	4	stock	stock	NOUN
fsr-3269	7	5	market	market	NOUN
fsr-3269	7	6	image	image	NOUN
fsr-3269	7	7	,	,	PUNCT
fsr-3269	7	8	defined	define	VERB
fsr-3269	7	9	as	as	ADP
fsr-3269	7	10	the	the	DET
fsr-3269	7	11	sum	sum	NOUN
fsr-3269	7	12	of	of	ADP
fsr-3269	7	13	impressions	impression	NOUN
fsr-3269	7	14	about	about	ADP
fsr-3269	7	15	the	the	DET
fsr-3269	7	16	stock	stock	NOUN
fsr-3269	7	17	market	market	NOUN
fsr-3269	7	18	.	.	PUNCT
fsr-3269	8	1	the	the	DET
fsr-3269	8	2	authors	author	NOUN
fsr-3269	8	3	seek	seek	VERB
fsr-3269	8	4	to	to	PART
fsr-3269	8	5	understand	understand	VERB
fsr-3269	8	6	how	how	SCONJ
fsr-3269	8	7	several	several	ADJ
fsr-3269	8	8	personality	personality	NOUN
fsr-3269	8	9	-	-	PUNCT
fsr-3269	8	10	oriented	orient	VERB
fsr-3269	8	11	,	,	PUNCT
fsr-3269	8	12	cognition	cognition	NOUN
fsr-3269	8	13	-	-	PUNCT
fsr-3269	8	14	based	base	VERB
fsr-3269	8	15	,	,	PUNCT
fsr-3269	8	16	and	and	CCONJ
fsr-3269	8	17	demographic	demographic	ADJ
fsr-3269	8	18	variables	variable	NOUN
fsr-3269	8	19	influence	influence	NOUN
fsr-3269	8	20	investors	investor	NOUN
fsr-3269	8	21	’	’	PART
fsr-3269	8	22	images	image	NOUN
fsr-3269	8	23	of	of	ADP
fsr-3269	8	24	the	the	DET
fsr-3269	8	25	stock	stock	NOUN
fsr-3269	8	26	market	market	NOUN
fsr-3269	8	27	and	and	CCONJ
fsr-3269	8	28	how	how	SCONJ
fsr-3269	8	29	these	these	DET
fsr-3269	8	30	images	image	VERB
fsr-3269	8	31	impact	impact	NOUN
fsr-3269	8	32	investing	investing	NOUN
fsr-3269	8	33	behaviors	behavior	NOUN
fsr-3269	8	34	and	and	CCONJ
fsr-3269	8	35	outcomes	outcome	NOUN
fsr-3269	8	36	.	.	PUNCT
fsr-3269	9	1	their	their	PRON
fsr-3269	9	2	findings	finding	NOUN
fsr-3269	9	3	suggest	suggest	VERB
fsr-3269	9	4	an	an	DET
fsr-3269	9	5	individual	individual	NOUN
fsr-3269	9	6	’s	’s	PART
fsr-3269	9	7	financial	financial	ADJ
fsr-3269	9	8	literacy	literacy	NOUN
fsr-3269	9	9	,	,	PUNCT
fsr-3269	9	10	propensity	propensity	NOUN
fsr-3269	9	11	to	to	PART
fsr-3269	9	12	trust	trust	VERB
fsr-3269	9	13	,	,	PUNCT
fsr-3269	9	14	and	and	CCONJ
fsr-3269	9	15	sociability	sociability	NOUN
fsr-3269	9	16	are	be	AUX
fsr-3269	9	17	important	important	ADJ
fsr-3269	9	18	antecedents	antecedent	NOUN
fsr-3269	9	19	of	of	ADP
fsr-3269	9	20	his	his	PRON
fsr-3269	9	21	or	or	CCONJ
fsr-3269	9	22	her	her	PRON
fsr-3269	9	23	perceptions	perception	NOUN
fsr-3269	9	24	about	about	ADP
fsr-3269	9	25	the	the	DET
fsr-3269	9	26	stock	stock	NOUN
fsr-3269	9	27	market	market	NOUN
fsr-3269	9	28	.	.	PUNCT
fsr-3269	10	1	the	the	DET
fsr-3269	10	2	data	datum	NOUN
fsr-3269	10	3	also	also	ADV
fsr-3269	10	4	show	show	VERB
fsr-3269	10	5	that	that	SCONJ
fsr-3269	10	6	stock	stock	NOUN
fsr-3269	10	7	market	market	NOUN
fsr-3269	10	8	image	image	NOUN
fsr-3269	10	9	affects	affect	VERB
fsr-3269	10	10	investing	invest	VERB
fsr-3269	10	11	motives	motive	NOUN
fsr-3269	10	12	,	,	PUNCT
fsr-3269	10	13	risk	risk	NOUN
fsr-3269	10	14	reduction	reduction	NOUN
fsr-3269	10	15	efforts	effort	NOUN
fsr-3269	10	16	,	,	PUNCT
fsr-3269	10	17	emotional	emotional	ADJ
fsr-3269	10	18	responses	response	NOUN
fsr-3269	10	19	,	,	PUNCT
fsr-3269	10	20	and	and	CCONJ
fsr-3269	10	21	degree	degree	NOUN
fsr-3269	10	22	of	of	ADP
fsr-3269	10	23	satisfaction	satisfaction	NOUN
fsr-3269	10	24	associated	associate	VERB
fsr-3269	10	25	with	with	ADP
fsr-3269	10	26	investing	investing	NOUN
fsr-3269	10	27	.	.	PUNCT
fsr-3269	11	1	the	the	DET
fsr-3269	11	2	second	second	ADJ
fsr-3269	11	3	article	article	NOUN
fsr-3269	11	4	“	"	PUNCT
fsr-3269	11	5	the	the	DET
fsr-3269	11	6	effects	effect	NOUN
fsr-3269	11	7	of	of	ADP
fsr-3269	11	8	fund	fund	NOUN
fsr-3269	11	9	commonality	commonality	NOUN
fsr-3269	11	10	in	in	ADP
fsr-3269	11	11	mutual	mutual	ADJ
fsr-3269	11	12	fund	fund	NOUN
fsr-3269	11	13	families	family	NOUN
fsr-3269	11	14	on	on	ADP
fsr-3269	11	15	fund	fund	NOUN
fsr-3269	11	16	operating	operating	NOUN
fsr-3269	11	17	expenses	expense	NOUN
fsr-3269	11	18	and	and	CCONJ
fsr-3269	11	19	return	return	VERB
fsr-3269	11	20	correlations	correlation	NOUN
fsr-3269	11	21	:	:	PUNCT
fsr-3269	11	22	evidence	evidence	NOUN
fsr-3269	11	23	from	from	ADP
fsr-3269	11	24	u.s	u.s	PROPN
fsr-3269	11	25	.	.	PROPN
fsr-3269	11	26	equity	equity	NOUN
fsr-3269	11	27	mutual	mutual	ADJ
fsr-3269	11	28	funds	fund	NOUN
fsr-3269	11	29	”	"	PUNCT
fsr-3269	11	30	is	be	AUX
fsr-3269	11	31	authored	author	VERB
fsr-3269	11	32	by	by	ADP
fsr-3269	11	33	youngkyun	youngkyun	NOUN
fsr-3269	11	34	park	park	NOUN
fsr-3269	11	35	at	at	ADP
fsr-3269	11	36	university	university	PROPN
fsr-3269	11	37	of	of	ADP
fsr-3269	11	38	idaho	idaho	PROPN
fsr-3269	11	39	.	.	PUNCT
fsr-3269	12	1	the	the	DET
fsr-3269	12	2	author	author	NOUN
fsr-3269	12	3	examines	examine	VERB
fsr-3269	12	4	the	the	DET
fsr-3269	12	5	effects	effect	NOUN
fsr-3269	12	6	of	of	ADP
fsr-3269	12	7	the	the	DET
fsr-3269	12	8	commonality	commonality	NOUN
fsr-3269	12	9	of	of	ADP
fsr-3269	12	10	mutual	mutual	ADJ
fsr-3269	12	11	funds	fund	NOUN
fsr-3269	12	12	within	within	ADP
fsr-3269	12	13	a	a	DET
fsr-3269	12	14	fund	fund	NOUN
fsr-3269	12	15	family	family	NOUN
fsr-3269	12	16	,	,	PUNCT
fsr-3269	12	17	measured	measure	VERB
fsr-3269	12	18	by	by	ADP
fsr-3269	12	19	common	common	ADJ
fsr-3269	12	20	stock	stock	NOUN
fsr-3269	12	21	holdings	holding	NOUN
fsr-3269	12	22	and	and	CCONJ
fsr-3269	12	23	multi	multi	ADJ
fsr-3269	12	24	-	-	ADJ
fsr-3269	12	25	fund	fund	NOUN
fsr-3269	12	26	management	management	NOUN
fsr-3269	12	27	,	,	PUNCT
fsr-3269	12	28	on	on	ADP
fsr-3269	12	29	fund	fund	NOUN
fsr-3269	12	30	operating	operating	NOUN
fsr-3269	12	31	expenses	expense	NOUN
fsr-3269	12	32	and	and	CCONJ
fsr-3269	12	33	return	return	VERB
fsr-3269	12	34	correlations	correlation	NOUN
fsr-3269	12	35	.	.	PUNCT
fsr-3269	13	1	for	for	ADP
fsr-3269	13	2	u.s	u.s	PROPN
fsr-3269	13	3	.	.	PROPN
fsr-3269	13	4	equity	equity	NOUN
fsr-3269	13	5	funds	fund	NOUN
fsr-3269	13	6	during	during	ADP
fsr-3269	13	7	the	the	DET
fsr-3269	13	8	period	period	NOUN
fsr-3269	13	9	of	of	ADP
fsr-3269	13	10	2001	2001	NUM
fsr-3269	13	11	�	�	NOUN
fsr-3269	13	12	2006	2006	NUM
fsr-3269	13	13	,	,	PUNCT
fsr-3269	13	14	he	he	PRON
fsr-3269	13	15	finds	find	VERB
fsr-3269	13	16	that	that	SCONJ
fsr-3269	13	17	common	common	ADJ
fsr-3269	13	18	stock	stock	NOUN
fsr-3269	13	19	holdings	holding	NOUN
fsr-3269	13	20	and	and	CCONJ
fsr-3269	13	21	multi	multi	ADJ
fsr-3269	13	22	-	-	ADJ
fsr-3269	13	23	fund	fund	ADJ
fsr-3269	13	24	management	management	NOUN
fsr-3269	13	25	are	be	AUX
fsr-3269	13	26	negatively	negatively	ADV
fsr-3269	13	27	related	relate	VERB
fsr-3269	13	28	to	to	PART
fsr-3269	13	29	fund	fund	VERB
fsr-3269	13	30	operating	operating	NOUN
fsr-3269	13	31	expenses	expense	NOUN
fsr-3269	13	32	,	,	PUNCT
fsr-3269	13	33	but	but	CCONJ
fsr-3269	13	34	positively	positively	ADV
fsr-3269	13	35	related	relate	VERB
fsr-3269	13	36	to	to	ADP
fsr-3269	13	37	the	the	DET
fsr-3269	13	38	correlation	correlation	NOUN
fsr-3269	13	39	of	of	ADP
fsr-3269	13	40	fund	fund	NOUN
fsr-3269	13	41	return	return	NOUN
fsr-3269	13	42	residuals	residual	NOUN
fsr-3269	13	43	,	,	PUNCT
fsr-3269	13	44	which	which	PRON
fsr-3269	13	45	increases	increase	VERB
fsr-3269	13	46	the	the	DET
fsr-3269	13	47	correlation	correlation	NOUN
fsr-3269	13	48	of	of	ADP
fsr-3269	13	49	fund	fund	NOUN
fsr-3269	13	50	returns	return	NOUN
fsr-3269	13	51	.	.	PUNCT
fsr-3269	14	1	additionally	additionally	ADV
fsr-3269	14	2	,	,	PUNCT
fsr-3269	14	3	he	he	PRON
fsr-3269	14	4	finds	find	VERB
fsr-3269	14	5	that	that	SCONJ
fsr-3269	14	6	the	the	DET
fsr-3269	14	7	fund	fund	NOUN
fsr-3269	14	8	commonalities	commonality	NOUN
fsr-3269	14	9	can	can	AUX
fsr-3269	14	10	have	have	VERB
fsr-3269	14	11	negative	negative	ADJ
fsr-3269	14	12	net	net	ADJ
fsr-3269	14	13	effects	effect	NOUN
fsr-3269	14	14	on	on	ADP
fsr-3269	14	15	risk	risk	NOUN
fsr-3269	14	16	-	-	PUNCT
fsr-3269	14	17	adjusted	adjust	VERB
fsr-3269	14	18	returns	return	NOUN
fsr-3269	14	19	of	of	ADP
fsr-3269	14	20	a	a	DET
fsr-3269	14	21	portfolio	portfolio	NOUN
fsr-3269	14	22	with	with	ADP
fsr-3269	14	23	equity	equity	NOUN
fsr-3269	14	24	funds	fund	NOUN
fsr-3269	14	25	that	that	PRON
fsr-3269	14	26	have	have	VERB
fsr-3269	14	27	different	different	ADJ
fsr-3269	14	28	investment	investment	NOUN
fsr-3269	14	29	objectives	objective	NOUN
fsr-3269	14	30	.	.	PUNCT
fsr-3269	15	1	the	the	DET
fsr-3269	15	2	third	third	ADJ
fsr-3269	15	3	article	article	NOUN
fsr-3269	15	4	,	,	PUNCT
fsr-3269	15	5	“	"	PUNCT
fsr-3269	15	6	the	the	DET
fsr-3269	15	7	overlooked	overlook	VERB
fsr-3269	15	8	momentum	momentum	NOUN
fsr-3269	15	9	traders	trader	NOUN
fsr-3269	15	10	in	in	ADP
fsr-3269	15	11	401(k	401(k	PROPN
fsr-3269	15	12	)	)	PUNCT
fsr-3269	15	13	plans	plan	NOUN
fsr-3269	15	14	”	"	PUNCT
fsr-3269	15	15	is	be	AUX
fsr-3269	15	16	authored	author	VERB
fsr-3269	15	17	by	by	ADP
fsr-3269	15	18	ning	ning	PROPN
fsr-3269	15	19	tang	tang	PROPN
fsr-3269	15	20	at	at	ADP
fsr-3269	15	21	san	san	PROPN
fsr-3269	15	22	diego	diego	PROPN
fsr-3269	15	23	state	state	PROPN
fsr-3269	15	24	university	university	PROPN
fsr-3269	15	25	.	.	PUNCT
fsr-3269	16	1	using	use	VERB
fsr-3269	16	2	a	a	DET
fsr-3269	16	3	dataset	dataset	NOUN
fsr-3269	16	4	with	with	ADP
fsr-3269	16	5	over	over	ADP
fsr-3269	16	6	one	one	NUM
fsr-3269	16	7	million	million	NUM
fsr-3269	16	8	401(k	401(k	NOUN
fsr-3269	16	9	)	)	PUNCT
fsr-3269	16	10	traders	trader	NOUN
fsr-3269	16	11	,	,	PUNCT
fsr-3269	16	12	she	she	PRON
fsr-3269	16	13	investigates	investigate	VERB
fsr-3269	16	14	momentum	momentum	NOUN
fsr-3269	16	15	trading	trading	NOUN
fsr-3269	16	16	in	in	ADP
fsr-3269	16	17	401(k	401(k	NOUN
fsr-3269	16	18	)	)	PUNCT
fsr-3269	16	19	plans	plan	NOUN
fsr-3269	16	20	.	.	PUNCT
fsr-3269	17	1	she	she	PRON
fsr-3269	17	2	identifies	identify	VERB
fsr-3269	17	3	momentum	momentum	NOUN
fsr-3269	17	4	traders	trader	NOUN
fsr-3269	17	5	in	in	ADP
fsr-3269	17	6	each	each	DET
fsr-3269	17	7	quarter	quarter	NOUN
fsr-3269	17	8	and	and	CCONJ
fsr-3269	17	9	evaluates	evaluate	VERB
fsr-3269	17	10	how	how	SCONJ
fsr-3269	17	11	these	these	DET
fsr-3269	17	12	traders	trader	NOUN
fsr-3269	17	13	perform	perform	VERB
fsr-3269	17	14	.	.	PUNCT
fsr-3269	18	1	her	her	PRON
fsr-3269	18	2	results	result	NOUN
fsr-3269	18	3	indicate	indicate	VERB
fsr-3269	18	4	the	the	DET
fsr-3269	18	5	existence	existence	NOUN
fsr-3269	18	6	of	of	ADP
fsr-3269	18	7	momentum	momentum	NOUN
fsr-3269	18	8	traders	trader	NOUN
fsr-3269	18	9	.	.	PUNCT
fsr-3269	19	1	however	however	ADV
fsr-3269	19	2	,	,	PUNCT
fsr-3269	19	3	there	there	PRON
fsr-3269	19	4	is	be	VERB
fsr-3269	19	5	no	no	DET
fsr-3269	19	6	evidence	evidence	NOUN
fsr-3269	19	7	that	that	SCONJ
fsr-3269	19	8	they	they	PRON
fsr-3269	19	9	successfully	successfully	ADV
fsr-3269	19	10	improve	improve	VERB
fsr-3269	19	11	their	their	PRON
fsr-3269	19	12	portfolio	portfolio	NOUN
fsr-3269	19	13	performance	performance	NOUN
fsr-3269	19	14	.	.	PUNCT
fsr-3269	20	1	instead	instead	ADV
fsr-3269	20	2	,	,	PUNCT
fsr-3269	20	3	momentum	momentum	NOUN
fsr-3269	20	4	sellers	seller	NOUN
fsr-3269	20	5	sell	sell	VERB
fsr-3269	20	6	the	the	DET
fsr-3269	20	7	outperformed	outperform	VERB
fsr-3269	20	8	funds	fund	NOUN
fsr-3269	20	9	.	.	PUNCT
fsr-3269	21	1	overall	overall	ADJ
fsr-3269	21	2	,	,	PUNCT
fsr-3269	21	3	financial	financial	ADJ
fsr-3269	21	4	services	service	NOUN
fsr-3269	21	5	review	review	VERB
fsr-3269	21	6	25	25	NUM
fsr-3269	21	7	(	(	PUNCT
fsr-3269	21	8	2016	2016	NUM
fsr-3269	21	9	)	)	PUNCT
fsr-3269	21	10	v	v	NOUN
fsr-3269	21	11	–	–	PUNCT
fsr-3269	21	12	vi	vi	NOUN
fsr-3269	21	13	1057	1057	NUM
fsr-3269	21	14	-	-	PUNCT
fsr-3269	21	15	0810/16/$	0810/16/$	ADV
fsr-3269	21	16	–	–	PUNCT
fsr-3269	21	17	see	see	VERB
fsr-3269	21	18	front	front	ADJ
fsr-3269	21	19	matter	matter	NOUN
fsr-3269	21	20	©	©	PROPN
fsr-3269	21	21	2016	2016	NUM
fsr-3269	21	22	academy	academy	NOUN
fsr-3269	21	23	of	of	ADP
fsr-3269	21	24	financial	financial	ADJ
fsr-3269	21	25	services	service	NOUN
fsr-3269	21	26	.	.	PUNCT
fsr-3269	22	1	all	all	DET
fsr-3269	22	2	rights	right	NOUN
fsr-3269	22	3	reserved	reserve	VERB
fsr-3269	22	4	.	.	PUNCT
fsr-3269	23	1	momentum	momentum	NOUN
fsr-3269	23	2	traders	trader	NOUN
fsr-3269	23	3	could	could	AUX
fsr-3269	23	4	lose	lose	VERB
fsr-3269	23	5	up	up	ADP
fsr-3269	23	6	to	to	PART
fsr-3269	23	7	2.14	2.14	NUM
fsr-3269	23	8	%	%	NOUN
fsr-3269	23	9	per	per	ADP
fsr-3269	23	10	year	year	NOUN
fsr-3269	23	11	.	.	PUNCT
fsr-3269	24	1	in	in	ADP
fsr-3269	24	2	seeking	seek	VERB
fsr-3269	24	3	to	to	PART
fsr-3269	24	4	explain	explain	VERB
fsr-3269	24	5	such	such	ADJ
fsr-3269	24	6	losses	loss	NOUN
fsr-3269	24	7	,	,	PUNCT
fsr-3269	24	8	it	it	PRON
fsr-3269	24	9	is	be	AUX
fsr-3269	24	10	observed	observe	VERB
fsr-3269	24	11	that	that	SCONJ
fsr-3269	24	12	401(k	401(k	NOUN
fsr-3269	24	13	)	)	PUNCT
fsr-3269	24	14	momentum	momentum	NOUN
fsr-3269	24	15	traders	trader	NOUN
fsr-3269	24	16	follow	follow	VERB
fsr-3269	24	17	a	a	DET
fsr-3269	24	18	naı̈ve	naı̈ve	ADJ
fsr-3269	24	19	momentum	momentum	NOUN
fsr-3269	24	20	strategy	strategy	NOUN
fsr-3269	24	21	.	.	PUNCT
fsr-3269	25	1	they	they	PRON
fsr-3269	25	2	do	do	AUX
fsr-3269	25	3	n’t	not	PART
fsr-3269	25	4	have	have	VERB
fsr-3269	25	5	the	the	DET
fsr-3269	25	6	ability	ability	NOUN
fsr-3269	25	7	to	to	PART
fsr-3269	25	8	select	select	VERB
fsr-3269	25	9	funds	fund	NOUN
fsr-3269	25	10	with	with	ADP
fsr-3269	25	11	momentum	momentum	NOUN
fsr-3269	25	12	investing	invest	VERB
fsr-3269	25	13	styles	style	NOUN
fsr-3269	25	14	but	but	CCONJ
fsr-3269	25	15	,	,	PUNCT
fsr-3269	25	16	instead	instead	ADV
fsr-3269	25	17	,	,	PUNCT
fsr-3269	25	18	simply	simply	ADV
fsr-3269	25	19	chase	chase	VERB
fsr-3269	25	20	past	past	ADJ
fsr-3269	25	21	returns	return	NOUN
fsr-3269	25	22	.	.	PUNCT
fsr-3269	26	1	the	the	DET
fsr-3269	26	2	fourth	fourth	ADJ
fsr-3269	26	3	article	article	NOUN
fsr-3269	26	4	,	,	PUNCT
fsr-3269	26	5	“	"	PUNCT
fsr-3269	26	6	is	be	AUX
fsr-3269	26	7	a	a	DET
fsr-3269	26	8	vix	vix	NOUN
fsr-3269	26	9	etp	etp	PROPN
fsr-3269	26	10	an	an	DET
fsr-3269	26	11	investment	investment	NOUN
fsr-3269	26	12	in	in	ADP
fsr-3269	26	13	the	the	DET
fsr-3269	26	14	vix	vix	NOUN
fsr-3269	26	15	?	?	PUNCT
fsr-3269	26	16	”	"	PUNCT
fsr-3269	26	17	is	be	AUX
fsr-3269	26	18	coauthored	coauthore	VERB
fsr-3269	26	19	by	by	ADP
fsr-3269	26	20	r.	r.	PROPN
fsr-3269	26	21	parker	parker	PROPN
fsr-3269	26	22	clowers	clower	NOUN
fsr-3269	26	23	at	at	ADP
fsr-3269	26	24	auriemma	auriemma	PROPN
fsr-3269	26	25	consulting	consulting	NOUN
fsr-3269	26	26	group	group	PROPN
fsr-3269	26	27	,	,	PUNCT
fsr-3269	26	28	inc	inc	PROPN
fsr-3269	26	29	.	.	PROPN
fsr-3269	26	30	and	and	CCONJ
fsr-3269	26	31	travis	travis	PROPN
fsr-3269	26	32	l.	l.	PROPN
fsr-3269	26	33	jones	jones	PROPN
fsr-3269	26	34	at	at	ADP
fsr-3269	26	35	florida	florida	PROPN
fsr-3269	26	36	gulf	gulf	PROPN
fsr-3269	26	37	coast	coast	PROPN
fsr-3269	26	38	university	university	PROPN
fsr-3269	26	39	.	.	PUNCT
fsr-3269	27	1	they	they	PRON
fsr-3269	27	2	examines	examine	VERB
fsr-3269	27	3	vix	vix	PROPN
fsr-3269	27	4	-	-	PUNCT
fsr-3269	27	5	based	base	VERB
fsr-3269	27	6	etps	etps	NOUN
fsr-3269	27	7	(	(	PUNCT
fsr-3269	27	8	exchange	exchange	NOUN
fsr-3269	27	9	traded	trade	VERB
fsr-3269	27	10	products	product	NOUN
fsr-3269	27	11	)	)	PUNCT
fsr-3269	27	12	and	and	CCONJ
fsr-3269	27	13	illustrate	illustrate	VERB
fsr-3269	27	14	that	that	SCONJ
fsr-3269	27	15	both	both	CCONJ
fsr-3269	27	16	the	the	DET
fsr-3269	27	17	return	return	NOUN
fsr-3269	27	18	and	and	CCONJ
fsr-3269	27	19	risk	risk	NOUN
fsr-3269	27	20	of	of	ADP
fsr-3269	27	21	these	these	DET
fsr-3269	27	22	products	product	NOUN
fsr-3269	27	23	are	be	AUX
fsr-3269	27	24	not	not	PART
fsr-3269	27	25	related	relate	VERB
fsr-3269	27	26	to	to	ADP
fsr-3269	27	27	the	the	DET
fsr-3269	27	28	return	return	NOUN
fsr-3269	27	29	and	and	CCONJ
fsr-3269	27	30	risk	risk	NOUN
fsr-3269	27	31	of	of	ADP
fsr-3269	27	32	the	the	DET
fsr-3269	27	33	vix	vix	PROPN
fsr-3269	27	34	index	index	NOUN
fsr-3269	27	35	.	.	PUNCT
fsr-3269	28	1	the	the	DET
fsr-3269	28	2	authors	author	NOUN
fsr-3269	28	3	note	note	VERB
fsr-3269	28	4	that	that	SCONJ
fsr-3269	28	5	vix	vix	PROPN
fsr-3269	28	6	etps	etps	NOUN
fsr-3269	28	7	do	do	AUX
fsr-3269	28	8	not	not	PART
fsr-3269	28	9	correlate	correlate	VERB
fsr-3269	28	10	well	well	ADV
fsr-3269	28	11	to	to	ADP
fsr-3269	28	12	the	the	DET
fsr-3269	28	13	vix	vix	PROPN
fsr-3269	28	14	index	index	NOUN
fsr-3269	28	15	.	.	PUNCT
fsr-3269	29	1	in	in	ADP
fsr-3269	29	2	fact	fact	NOUN
fsr-3269	29	3	,	,	PUNCT
fsr-3269	29	4	these	these	DET
fsr-3269	29	5	funds	fund	NOUN
fsr-3269	29	6	are	be	AUX
fsr-3269	29	7	not	not	PART
fsr-3269	29	8	even	even	ADV
fsr-3269	29	9	designed	design	VERB
fsr-3269	29	10	to	to	PART
fsr-3269	29	11	have	have	VERB
fsr-3269	29	12	a	a	DET
fsr-3269	29	13	high	high	ADJ
fsr-3269	29	14	correlation	correlation	NOUN
fsr-3269	29	15	to	to	ADP
fsr-3269	29	16	the	the	DET
fsr-3269	29	17	vix	vix	PROPN
fsr-3269	29	18	index	index	NOUN
fsr-3269	29	19	.	.	PUNCT
fsr-3269	30	1	individual	individual	ADJ
fsr-3269	30	2	investors	investor	NOUN
fsr-3269	30	3	can	can	AUX
fsr-3269	30	4	often	often	ADV
fsr-3269	30	5	mistake	mistake	VERB
fsr-3269	30	6	vix	vix	PROPN
fsr-3269	30	7	etps	etps	NOUN
fsr-3269	30	8	for	for	ADP
fsr-3269	30	9	an	an	DET
fsr-3269	30	10	investment	investment	NOUN
fsr-3269	30	11	in	in	ADP
fsr-3269	30	12	the	the	DET
fsr-3269	30	13	vix	vix	PROPN
fsr-3269	30	14	index	index	NOUN
fsr-3269	30	15	itself	itself	PRON
fsr-3269	30	16	,	,	PUNCT
fsr-3269	30	17	which	which	PRON
fsr-3269	30	18	is	be	AUX
fsr-3269	30	19	incorrect	incorrect	ADJ
fsr-3269	30	20	and	and	CCONJ
fsr-3269	30	21	may	may	AUX
fsr-3269	30	22	lead	lead	VERB
fsr-3269	30	23	to	to	ADP
fsr-3269	30	24	a	a	DET
fsr-3269	30	25	costly	costly	ADJ
fsr-3269	30	26	mistake	mistake	NOUN
fsr-3269	30	27	.	.	PUNCT
fsr-3269	31	1	the	the	DET
fsr-3269	31	2	final	final	ADJ
fsr-3269	31	3	article	article	NOUN
fsr-3269	31	4	,	,	PUNCT
fsr-3269	31	5	“	"	PUNCT
fsr-3269	31	6	a	a	DET
fsr-3269	31	7	marginal	marginal	ADJ
fsr-3269	31	8	cash	cash	NOUN
fsr-3269	31	9	flow	flow	NOUN
fsr-3269	31	10	analysis	analysis	NOUN
fsr-3269	31	11	of	of	ADP
fsr-3269	31	12	mortgagors	mortgagor	NOUN
fsr-3269	31	13	’	'	PUNCT
fsr-3269	31	14	choices	choice	NOUN
fsr-3269	31	15	”	"	PUNCT
fsr-3269	31	16	is	be	AUX
fsr-3269	31	17	authored	author	VERB
fsr-3269	31	18	by	by	ADP
fsr-3269	31	19	jim	jim	PROPN
fsr-3269	31	20	musumeci	musumeci	PROPN
fsr-3269	31	21	at	at	ADP
fsr-3269	31	22	bentley	bentley	PROPN
fsr-3269	31	23	university	university	PROPN
fsr-3269	31	24	.	.	PUNCT
fsr-3269	32	1	prior	prior	ADJ
fsr-3269	32	2	academic	academic	ADJ
fsr-3269	32	3	research	research	NOUN
fsr-3269	32	4	has	have	AUX
fsr-3269	32	5	focused	focus	VERB
fsr-3269	32	6	on	on	ADP
fsr-3269	32	7	determinants	determinant	NOUN
fsr-3269	32	8	of	of	ADP
fsr-3269	32	9	the	the	DET
fsr-3269	32	10	spread	spread	NOUN
fsr-3269	32	11	between	between	ADP
fsr-3269	32	12	interest	interest	NOUN
fsr-3269	32	13	rates	rate	NOUN
fsr-3269	32	14	on	on	ADP
fsr-3269	32	15	conforming	conform	VERB
fsr-3269	32	16	versus	versus	ADP
fsr-3269	32	17	jumbo	jumbo	NOUN
fsr-3269	32	18	and	and	CCONJ
fsr-3269	32	19	15	15	NUM
fsr-3269	32	20	-	-	PUNCT
fsr-3269	32	21	year	year	NOUN
fsr-3269	32	22	versus	versus	ADP
fsr-3269	32	23	30	30	NUM
fsr-3269	32	24	-	-	PUNCT
fsr-3269	32	25	year	year	NOUN
fsr-3269	32	26	mortgages	mortgage	NOUN
fsr-3269	32	27	,	,	PUNCT
fsr-3269	32	28	but	but	CCONJ
fsr-3269	32	29	few	few	ADJ
fsr-3269	32	30	authors	author	NOUN
fsr-3269	32	31	have	have	AUX
fsr-3269	32	32	helped	help	VERB
fsr-3269	32	33	the	the	DET
fsr-3269	32	34	borrower	borrower	NOUN
fsr-3269	32	35	determine	determine	VERB
fsr-3269	32	36	which	which	DET
fsr-3269	32	37	choice	choice	NOUN
fsr-3269	32	38	is	be	AUX
fsr-3269	32	39	better	well	ADJ
fsr-3269	32	40	.	.	PUNCT
fsr-3269	33	1	the	the	DET
fsr-3269	33	2	authors	author	NOUN
fsr-3269	33	3	examine	examine	VERB
fsr-3269	33	4	these	these	DET
fsr-3269	33	5	issues	issue	NOUN
fsr-3269	33	6	from	from	ADP
fsr-3269	33	7	the	the	DET
fsr-3269	33	8	borrower	borrower	NOUN
fsr-3269	33	9	’s	’s	PART
fsr-3269	33	10	frame	frame	NOUN
fsr-3269	33	11	of	of	ADP
fsr-3269	33	12	reference	reference	NOUN
fsr-3269	33	13	and	and	CCONJ
fsr-3269	33	14	find	find	VERB
fsr-3269	33	15	that	that	SCONJ
fsr-3269	33	16	comparisons	comparison	NOUN
fsr-3269	33	17	of	of	ADP
fsr-3269	33	18	mortgage	mortgage	NOUN
fsr-3269	33	19	terms	term	NOUN
fsr-3269	33	20	can	can	AUX
fsr-3269	33	21	be	be	AUX
fsr-3269	33	22	facilitated	facilitate	VERB
fsr-3269	33	23	by	by	ADP
fsr-3269	33	24	analyzing	analyze	VERB
fsr-3269	33	25	the	the	DET
fsr-3269	33	26	marginal	marginal	ADJ
fsr-3269	33	27	cash	cash	NOUN
fsr-3269	33	28	flows	flow	NOUN
fsr-3269	33	29	from	from	ADP
fsr-3269	33	30	one	one	NUM
fsr-3269	33	31	mortgage	mortgage	NOUN
fsr-3269	33	32	contract	contract	NOUN
fsr-3269	33	33	to	to	ADP
fsr-3269	33	34	another	another	PRON
fsr-3269	33	35	.	.	PUNCT
fsr-3269	34	1	for	for	ADP
fsr-3269	34	2	many	many	ADJ
fsr-3269	34	3	borrowers	borrower	NOUN
fsr-3269	34	4	the	the	DET
fsr-3269	34	5	“	"	PUNCT
fsr-3269	34	6	conventional	conventional	ADJ
fsr-3269	34	7	wisdom	wisdom	NOUN
fsr-3269	34	8	”	"	PUNCT
fsr-3269	34	9	leads	lead	VERB
fsr-3269	34	10	to	to	ADP
fsr-3269	34	11	suboptimal	suboptimal	ADJ
fsr-3269	34	12	choices	choice	NOUN
fsr-3269	34	13	;	;	PUNCT
fsr-3269	34	14	making	make	VERB
fsr-3269	34	15	the	the	DET
fsr-3269	34	16	better	well	ADJ
fsr-3269	34	17	choice	choice	NOUN
fsr-3269	34	18	can	can	AUX
fsr-3269	34	19	easily	easily	ADV
fsr-3269	34	20	produce	produce	VERB
fsr-3269	34	21	low	low	ADJ
fsr-3269	34	22	-	-	PUNCT
fsr-3269	34	23	risk	risk	NOUN
fsr-3269	34	24	double	double	ADJ
fsr-3269	34	25	-	-	PUNCT
fsr-3269	34	26	digit	digit	NOUN
fsr-3269	34	27	returns	return	NOUN
fsr-3269	34	28	.	.	PUNCT
fsr-3269	35	1	i	i	PRON
fsr-3269	35	2	would	would	AUX
fsr-3269	35	3	like	like	VERB
fsr-3269	35	4	to	to	PART
fsr-3269	35	5	send	send	VERB
fsr-3269	35	6	a	a	DET
fsr-3269	35	7	special	special	ADJ
fsr-3269	35	8	thank	thank	NOUN
fsr-3269	35	9	you	you	PRON
fsr-3269	35	10	to	to	ADP
fsr-3269	35	11	the	the	DET
fsr-3269	35	12	many	many	ADJ
fsr-3269	35	13	reviewers	reviewer	NOUN
fsr-3269	35	14	that	that	PRON
fsr-3269	35	15	have	have	AUX
fsr-3269	35	16	significantly	significantly	ADV
fsr-3269	35	17	contributed	contribute	VERB
fsr-3269	35	18	to	to	ADP
fsr-3269	35	19	the	the	DET
fsr-3269	35	20	quality	quality	NOUN
fsr-3269	35	21	of	of	ADP
fsr-3269	35	22	our	our	PRON
fsr-3269	35	23	journal	journal	NOUN
fsr-3269	35	24	by	by	ADP
fsr-3269	35	25	providing	provide	VERB
fsr-3269	35	26	timely	timely	ADJ
fsr-3269	35	27	and	and	CCONJ
fsr-3269	35	28	thorough	thorough	ADJ
fsr-3269	35	29	reviews	review	NOUN
fsr-3269	35	30	of	of	ADP
fsr-3269	35	31	the	the	DET
fsr-3269	35	32	submissions	submission	NOUN
fsr-3269	35	33	to	to	ADP
fsr-3269	35	34	our	our	PRON
fsr-3269	35	35	journal	journal	NOUN
fsr-3269	35	36	.	.	PUNCT
fsr-3269	36	1	thanks	thank	NOUN
fsr-3269	36	2	to	to	ADP
fsr-3269	36	3	those	those	PRON
fsr-3269	36	4	who	who	PRON
fsr-3269	36	5	make	make	VERB
fsr-3269	36	6	the	the	DET
fsr-3269	36	7	journal	journal	NOUN
fsr-3269	36	8	possible	possible	ADJ
fsr-3269	36	9	,	,	PUNCT
fsr-3269	36	10	especially	especially	ADV
fsr-3269	36	11	the	the	DET
fsr-3269	36	12	referees	referee	NOUN
fsr-3269	36	13	and	and	CCONJ
fsr-3269	36	14	contributing	contribute	VERB
fsr-3269	36	15	authors	author	NOUN
fsr-3269	36	16	.	.	PUNCT
fsr-3269	37	1	please	please	INTJ
fsr-3269	37	2	consider	consider	VERB
fsr-3269	37	3	submission	submission	NOUN
fsr-3269	37	4	to	to	ADP
fsr-3269	37	5	the	the	DET
fsr-3269	37	6	financial	financial	ADJ
fsr-3269	37	7	services	service	NOUN
fsr-3269	37	8	review	review	NOUN
fsr-3269	37	9	and	and	CCONJ
fsr-3269	37	10	rely	rely	VERB
fsr-3269	37	11	on	on	ADP
fsr-3269	37	12	the	the	DET
fsr-3269	37	13	style	style	NOUN
fsr-3269	37	14	information	information	NOUN
fsr-3269	37	15	provided	provide	VERB
fsr-3269	37	16	to	to	PART
fsr-3269	37	17	ease	ease	VERB
fsr-3269	37	18	readability	readability	NOUN
fsr-3269	37	19	and	and	CCONJ
fsr-3269	37	20	streamline	streamline	VERB
fsr-3269	37	21	the	the	DET
fsr-3269	37	22	review	review	NOUN
fsr-3269	37	23	process	process	NOUN
fsr-3269	37	24	.	.	PUNCT
fsr-3269	38	1	the	the	DET
fsr-3269	38	2	journal	journal	NOUN
fsr-3269	38	3	welcomes	welcome	VERB
fsr-3269	38	4	articles	article	NOUN
fsr-3269	38	5	over	over	ADP
fsr-3269	38	6	the	the	DET
fsr-3269	38	7	range	range	NOUN
fsr-3269	38	8	of	of	ADP
fsr-3269	38	9	areas	area	NOUN
fsr-3269	38	10	that	that	PRON
fsr-3269	38	11	comprise	comprise	VERB
fsr-3269	38	12	personal	personal	ADJ
fsr-3269	38	13	financial	financial	ADJ
fsr-3269	38	14	planning	planning	NOUN
fsr-3269	38	15	.	.	PUNCT
fsr-3269	39	1	while	while	SCONJ
fsr-3269	39	2	fsr	fsr	PROPN
fsr-3269	39	3	articles	article	NOUN
fsr-3269	39	4	are	be	AUX
fsr-3269	39	5	certainly	certainly	ADV
fsr-3269	39	6	diverse	diverse	ADJ
fsr-3269	39	7	in	in	ADP
fsr-3269	39	8	terms	term	NOUN
fsr-3269	39	9	of	of	ADP
fsr-3269	39	10	topic	topic	NOUN
fsr-3269	39	11	,	,	PUNCT
fsr-3269	39	12	data	datum	NOUN
fsr-3269	39	13	,	,	PUNCT
fsr-3269	39	14	and	and	CCONJ
fsr-3269	39	15	method	method	NOUN
fsr-3269	39	16	,	,	PUNCT
fsr-3269	39	17	they	they	PRON
fsr-3269	39	18	are	be	AUX
fsr-3269	39	19	focused	focus	VERB
fsr-3269	39	20	in	in	ADP
fsr-3269	39	21	terms	term	NOUN
fsr-3269	39	22	of	of	ADP
fsr-3269	39	23	motivation	motivation	NOUN
fsr-3269	39	24	.	.	PUNCT
fsr-3269	40	1	fsr	fsr	PROPN
fsr-3269	40	2	exists	exist	VERB
fsr-3269	40	3	to	to	PART
fsr-3269	40	4	produce	produce	VERB
fsr-3269	40	5	research	research	NOUN
fsr-3269	40	6	that	that	PRON
fsr-3269	40	7	addresses	address	VERB
fsr-3269	40	8	issues	issue	NOUN
fsr-3269	40	9	that	that	PRON
fsr-3269	40	10	matter	matter	VERB
fsr-3269	40	11	to	to	ADP
fsr-3269	40	12	individuals	individual	NOUN
fsr-3269	40	13	.	.	PUNCT
fsr-3269	41	1	i	i	PRON
fsr-3269	41	2	remain	remain	VERB
fsr-3269	41	3	committed	committed	ADJ
fsr-3269	41	4	to	to	ADP
fsr-3269	41	5	the	the	DET
fsr-3269	41	6	goal	goal	NOUN
fsr-3269	41	7	of	of	ADP
fsr-3269	41	8	making	make	VERB
fsr-3269	41	9	financial	financial	ADJ
fsr-3269	41	10	services	service	NOUN
fsr-3269	41	11	review	review	VERB
fsr-3269	41	12	the	the	DET
fsr-3269	41	13	best	good	ADJ
fsr-3269	41	14	academic	academic	ADJ
fsr-3269	41	15	journal	journal	NOUN
fsr-3269	41	16	in	in	ADP
fsr-3269	41	17	individual	individual	ADJ
fsr-3269	41	18	financial	financial	ADJ
fsr-3269	41	19	management	management	NOUN
fsr-3269	41	20	and	and	CCONJ
fsr-3269	41	21	personal	personal	ADJ
fsr-3269	41	22	financial	financial	ADJ
fsr-3269	41	23	planning	planning	NOUN
fsr-3269	41	24	.	.	PUNCT
fsr-3269	42	1	best	good	ADJ
fsr-3269	42	2	regards	regard	VERB
fsr-3269	42	3	,	,	PUNCT
fsr-3269	42	4	stuart	stuart	PROPN
fsr-3269	42	5	michelson	michelson	PROPN
fsr-3269	42	6	editor	editor	PROPN
fsr-3269	42	7	financial	financial	PROPN
fsr-3269	42	8	services	services	PROPN
fsr-3269	42	9	review	review	VERB
fsr-3269	42	10	vi	vi	PROPN
fsr-3269	42	11	editorial	editorial	NOUN
fsr-3269	42	12	/	/	SYM
fsr-3269	42	13	financial	financial	ADJ
fsr-3269	42	14	services	service	NOUN
fsr-3269	42	15	review	review	VERB
fsr-3269	42	16	25	25	NUM
fsr-3269	42	17	(	(	PUNCT
fsr-3269	42	18	2016	2016	NUM
fsr-3269	42	19	)	)	PUNCT
fsr-3269	42	20	v	v	NOUN
fsr-3269	42	21	–	–	PUNCT
fsr-3269	42	22	vi	vi	NOUN
fsr-3269	42	23	in	in	ADP
fsr-3269	42	24	memory	memory	NOUN
fsr-3269	42	25	of	of	ADP
fsr-3269	42	26	jean	jean	PROPN
fsr-3269	42	27	louis	louis	PROPN
fsr-3269	42	28	heck	heck	INTJ
fsr-3269	42	29	(	(	PUNCT
fsr-3269	42	30	february	february	PROPN
fsr-3269	42	31	6	6	NUM
fsr-3269	42	32	,	,	PUNCT
fsr-3269	42	33	1944	1944	NUM
fsr-3269	42	34	february	february	PROPN
fsr-3269	42	35	5	5	NUM
fsr-3269	42	36	,	,	PUNCT
fsr-3269	42	37	2016	2016	NUM
fsr-3269	42	38	)	)	PUNCT
fsr-3269	43	1	you	you	PRON
fsr-3269	43	2	may	may	AUX
fsr-3269	43	3	already	already	ADV
fsr-3269	43	4	be	be	AUX
fsr-3269	43	5	aware	aware	ADJ
fsr-3269	43	6	of	of	ADP
fsr-3269	43	7	jean	jean	PROPN
fsr-3269	43	8	’s	’s	PART
fsr-3269	43	9	passing	pass	VERB
fsr-3269	43	10	recently	recently	ADV
fsr-3269	43	11	on	on	ADP
fsr-3269	43	12	february	february	PROPN
fsr-3269	43	13	5	5	NUM
fsr-3269	43	14	,	,	PUNCT
fsr-3269	43	15	2016	2016	NUM
fsr-3269	43	16	,	,	PUNCT
fsr-3269	43	17	but	but	CCONJ
fsr-3269	43	18	i	i	PRON
fsr-3269	43	19	thought	think	VERB
fsr-3269	43	20	it	it	PRON
fsr-3269	43	21	was	be	AUX
fsr-3269	43	22	important	important	ADJ
fsr-3269	43	23	that	that	SCONJ
fsr-3269	43	24	everyone	everyone	PRON
fsr-3269	43	25	that	that	PRON
fsr-3269	43	26	knew	know	VERB
fsr-3269	43	27	and	and	CCONJ
fsr-3269	43	28	loved	love	VERB
fsr-3269	43	29	jean	jean	PROPN
fsr-3269	43	30	had	have	VERB
fsr-3269	43	31	access	access	NOUN
fsr-3269	43	32	to	to	ADP
fsr-3269	43	33	information	information	NOUN
fsr-3269	43	34	about	about	ADP
fsr-3269	43	35	jean	jean	PROPN
fsr-3269	43	36	’s	’s	PART
fsr-3269	43	37	life	life	NOUN
fsr-3269	43	38	and	and	CCONJ
fsr-3269	43	39	final	final	ADJ
fsr-3269	43	40	arrangements	arrangement	NOUN
fsr-3269	43	41	.	.	PUNCT
fsr-3269	44	1	jean	jean	PROPN
fsr-3269	44	2	was	be	AUX
fsr-3269	44	3	the	the	DET
fsr-3269	44	4	7th	7th	ADJ
fsr-3269	44	5	president	president	NOUN
fsr-3269	44	6	of	of	ADP
fsr-3269	44	7	academy	academy	PROPN
fsr-3269	44	8	of	of	ADP
fsr-3269	44	9	financial	financial	ADJ
fsr-3269	44	10	services	service	NOUN
fsr-3269	44	11	during	during	ADP
fsr-3269	44	12	1991–1992	1991–1992	NUM
fsr-3269	44	13	.	.	PUNCT
fsr-3269	45	1	he	he	PRON
fsr-3269	45	2	helped	help	VERB
fsr-3269	45	3	lay	lay	VERB
fsr-3269	45	4	the	the	DET
fsr-3269	45	5	foundation	foundation	NOUN
fsr-3269	45	6	for	for	ADP
fsr-3269	45	7	our	our	PRON
fsr-3269	45	8	great	great	ADJ
fsr-3269	45	9	organization	organization	NOUN
fsr-3269	45	10	and	and	CCONJ
fsr-3269	45	11	he	he	PRON
fsr-3269	45	12	stayed	stay	VERB
fsr-3269	45	13	actively	actively	ADV
fsr-3269	45	14	involved	involve	VERB
fsr-3269	45	15	for	for	ADP
fsr-3269	45	16	over	over	ADP
fsr-3269	45	17	25	25	NUM
fsr-3269	45	18	years	year	NOUN
fsr-3269	45	19	.	.	PUNCT
fsr-3269	46	1	never	never	ADV
fsr-3269	46	2	one	one	NUM
fsr-3269	46	3	to	to	PART
fsr-3269	46	4	slow	slow	VERB
fsr-3269	46	5	down	down	ADP
fsr-3269	46	6	,	,	PUNCT
fsr-3269	46	7	jean	jean	PROPN
fsr-3269	46	8	went	go	VERB
fsr-3269	46	9	on	on	ADP
fsr-3269	46	10	to	to	PART
fsr-3269	46	11	found	find	VERB
fsr-3269	46	12	the	the	DET
fsr-3269	46	13	financial	financial	ADJ
fsr-3269	46	14	education	education	NOUN
fsr-3269	46	15	associate	associate	NOUN
fsr-3269	46	16	and	and	CCONJ
fsr-3269	46	17	the	the	DET
fsr-3269	46	18	academy	academy	NOUN
fsr-3269	46	19	of	of	ADP
fsr-3269	46	20	business	business	NOUN
fsr-3269	46	21	education	education	NOUN
fsr-3269	46	22	.	.	PUNCT
fsr-3269	47	1	he	he	PRON
fsr-3269	47	2	launched	launch	VERB
fsr-3269	47	3	three	three	NUM
fsr-3269	47	4	academic	academic	ADJ
fsr-3269	47	5	journals	journal	NOUN
fsr-3269	47	6	;	;	PUNCT
fsr-3269	47	7	the	the	DET
fsr-3269	47	8	journal	journal	NOUN
fsr-3269	47	9	of	of	ADP
fsr-3269	47	10	financial	financial	ADJ
fsr-3269	47	11	education	education	NOUN
fsr-3269	47	12	,	,	PUNCT
fsr-3269	47	13	the	the	DET
fsr-3269	47	14	journal	journal	NOUN
fsr-3269	47	15	of	of	ADP
fsr-3269	47	16	the	the	DET
fsr-3269	47	17	academy	academy	PROPN
fsr-3269	47	18	of	of	ADP
fsr-3269	47	19	business	business	NOUN
fsr-3269	47	20	education	education	NOUN
fsr-3269	47	21	,	,	PUNCT
fsr-3269	47	22	and	and	CCONJ
fsr-3269	47	23	advances	advance	NOUN
fsr-3269	47	24	in	in	ADP
fsr-3269	47	25	financial	financial	ADJ
fsr-3269	47	26	education	education	NOUN
fsr-3269	47	27	,	,	PUNCT
fsr-3269	47	28	serving	serve	VERB
fsr-3269	47	29	as	as	ADP
fsr-3269	47	30	the	the	DET
fsr-3269	47	31	journal	journal	NOUN
fsr-3269	47	32	’s	’s	PART
fsr-3269	47	33	editors	editor	NOUN
fsr-3269	47	34	for	for	ADP
fsr-3269	47	35	many	many	ADJ
fsr-3269	47	36	years	year	NOUN
fsr-3269	47	37	.	.	PUNCT
fsr-3269	48	1	he	he	PRON
fsr-3269	48	2	also	also	ADV
fsr-3269	48	3	served	serve	VERB
fsr-3269	48	4	as	as	ADP
fsr-3269	48	5	president	president	NOUN
fsr-3269	48	6	and	and	CCONJ
fsr-3269	48	7	executive	executive	ADJ
fsr-3269	48	8	director	director	NOUN
fsr-3269	48	9	of	of	ADP
fsr-3269	48	10	these	these	DET
fsr-3269	48	11	organizations	organization	NOUN
fsr-3269	48	12	until	until	ADP
fsr-3269	48	13	fairly	fairly	ADV
fsr-3269	48	14	recently	recently	ADV
fsr-3269	48	15	,	,	PUNCT
fsr-3269	48	16	as	as	SCONJ
fsr-3269	48	17	he	he	PRON
fsr-3269	48	18	prepared	prepare	VERB
fsr-3269	48	19	for	for	ADP
fsr-3269	48	20	his	his	PRON
fsr-3269	48	21	transition	transition	NOUN
fsr-3269	48	22	.	.	PUNCT
fsr-3269	49	1	both	both	DET
fsr-3269	49	2	academic	academic	ADJ
fsr-3269	49	3	organizations	organization	NOUN
fsr-3269	49	4	held	hold	VERB
fsr-3269	49	5	annual	annual	ADJ
fsr-3269	49	6	national	national	ADJ
fsr-3269	49	7	conferences	conference	NOUN
fsr-3269	49	8	,	,	PUNCT
fsr-3269	49	9	which	which	PRON
fsr-3269	49	10	jean	jean	PROPN
fsr-3269	49	11	founded	found	VERB
fsr-3269	49	12	and	and	CCONJ
fsr-3269	49	13	organized	organize	VERB
fsr-3269	49	14	every	every	DET
fsr-3269	49	15	year	year	NOUN
fsr-3269	49	16	until	until	ADP
fsr-3269	49	17	this	this	DET
fsr-3269	49	18	year	year	NOUN
fsr-3269	49	19	.	.	PUNCT
fsr-3269	50	1	in	in	ADP
fsr-3269	50	2	jean	jean	PROPN
fsr-3269	50	3	’s	’s	PART
fsr-3269	50	4	memory	memory	NOUN
fsr-3269	50	5	,	,	PUNCT
fsr-3269	50	6	these	these	DET
fsr-3269	50	7	conferences	conference	NOUN
fsr-3269	50	8	,	,	PUNCT
fsr-3269	50	9	organizations	organization	NOUN
fsr-3269	50	10	,	,	PUNCT
fsr-3269	50	11	and	and	CCONJ
fsr-3269	50	12	journals	journal	NOUN
fsr-3269	50	13	will	will	AUX
fsr-3269	50	14	continue	continue	VERB
fsr-3269	50	15	long	long	ADV
fsr-3269	50	16	into	into	ADP
fsr-3269	50	17	the	the	DET
fsr-3269	50	18	future	future	NOUN
fsr-3269	50	19	.	.	PUNCT
fsr-3269	51	1	for	for	ADP
fsr-3269	51	2	more	more	ADJ
fsr-3269	51	3	than	than	ADP
fsr-3269	51	4	20	20	NUM
fsr-3269	51	5	years	year	NOUN
fsr-3269	51	6	jean	jean	PROPN
fsr-3269	51	7	has	have	AUX
fsr-3269	51	8	been	be	AUX
fsr-3269	51	9	close	close	ADJ
fsr-3269	51	10	friend	friend	NOUN
fsr-3269	51	11	and	and	CCONJ
fsr-3269	51	12	mentor	mentor	NOUN
fsr-3269	51	13	to	to	ADP
fsr-3269	51	14	me	i	PRON
fsr-3269	51	15	and	and	CCONJ
fsr-3269	51	16	many	many	ADJ
fsr-3269	51	17	others	other	NOUN
fsr-3269	51	18	.	.	PUNCT
fsr-3269	52	1	i	i	PRON
fsr-3269	52	2	know	know	VERB
fsr-3269	52	3	he	he	PRON
fsr-3269	52	4	has	have	AUX
fsr-3269	52	5	touched	touch	VERB
fsr-3269	52	6	many	many	ADJ
fsr-3269	52	7	many	many	ADJ
fsr-3269	52	8	lives	life	NOUN
fsr-3269	52	9	both	both	CCONJ
fsr-3269	52	10	personally	personally	ADV
fsr-3269	52	11	and	and	CCONJ
fsr-3269	52	12	professionally	professionally	ADV
fsr-3269	52	13	.	.	PUNCT
fsr-3269	53	1	as	as	SCONJ
fsr-3269	53	2	i	i	PRON
fsr-3269	53	3	’ve	’ve	AUX
fsr-3269	53	4	personally	personally	ADV
fsr-3269	53	5	reflected	reflect	VERB
fsr-3269	53	6	about	about	ADP
fsr-3269	53	7	the	the	DET
fsr-3269	53	8	great	great	ADJ
fsr-3269	53	9	times	time	NOUN
fsr-3269	53	10	and	and	CCONJ
fsr-3269	53	11	experiences	experience	NOUN
fsr-3269	53	12	with	with	ADP
fsr-3269	53	13	jean	jean	PROPN
fsr-3269	53	14	,	,	PUNCT
fsr-3269	53	15	his	his	PRON
fsr-3269	53	16	memory	memory	NOUN
fsr-3269	53	17	has	have	AUX
fsr-3269	53	18	brought	bring	VERB
fsr-3269	53	19	a	a	DET
fsr-3269	53	20	warmth	warmth	NOUN
fsr-3269	53	21	to	to	ADP
fsr-3269	53	22	my	my	PRON
fsr-3269	53	23	heart	heart	NOUN
fsr-3269	53	24	.	.	PUNCT
fsr-3269	54	1	i	i	PRON
fsr-3269	54	2	hope	hope	VERB
fsr-3269	54	3	your	your	PRON
fsr-3269	54	4	memories	memory	NOUN
fsr-3269	54	5	of	of	ADP
fsr-3269	54	6	jean	jean	PROPN
fsr-3269	54	7	also	also	ADV
fsr-3269	54	8	bring	bring	VERB
fsr-3269	54	9	a	a	DET
fsr-3269	54	10	sense	sense	NOUN
fsr-3269	54	11	of	of	ADP
fsr-3269	54	12	serenity	serenity	NOUN
fsr-3269	54	13	as	as	SCONJ
fsr-3269	54	14	we	we	PRON
fsr-3269	54	15	celebrate	celebrate	VERB
fsr-3269	54	16	his	his	PRON
fsr-3269	54	17	life	life	NOUN
fsr-3269	54	18	.	.	PUNCT
fsr-3269	55	1	financial	financial	ADJ
fsr-3269	55	2	services	service	NOUN
fsr-3269	55	3	review	review	VERB
fsr-3269	55	4	25	25	NUM
fsr-3269	55	5	(	(	PUNCT
fsr-3269	55	6	2016	2016	NUM
fsr-3269	55	7	)	)	PUNCT
fsr-3269	55	8	vii	vii	PROPN
fsr-3269	55	9	–	–	PUNCT
fsr-3269	55	10	viii	viii	ADJ
fsr-3269	55	11	1057	1057	NUM
fsr-3269	55	12	-	-	SYM
fsr-3269	55	13	0810/16/$	0810/16/$	ADV
fsr-3269	55	14	–	–	PUNCT
fsr-3269	55	15	see	see	VERB
fsr-3269	55	16	front	front	ADJ
fsr-3269	55	17	matter	matter	NOUN
fsr-3269	55	18	©	©	PROPN
fsr-3269	55	19	2016	2016	NUM
fsr-3269	55	20	academy	academy	NOUN
fsr-3269	55	21	of	of	ADP
fsr-3269	55	22	financial	financial	ADJ
fsr-3269	55	23	services	service	NOUN
fsr-3269	55	24	.	.	PUNCT
fsr-3269	56	1	all	all	DET
fsr-3269	56	2	rights	right	NOUN
fsr-3269	56	3	reserved	reserve	VERB
fsr-3269	56	4	.	.	PUNCT
fsr-3269	57	1	i	i	PRON
fsr-3269	57	2	know	know	VERB
fsr-3269	57	3	jean	jean	PROPN
fsr-3269	57	4	will	will	AUX
fsr-3269	57	5	be	be	AUX
fsr-3269	57	6	genuinely	genuinely	ADV
fsr-3269	57	7	missed	miss	VERB
fsr-3269	57	8	by	by	ADP
fsr-3269	57	9	all	all	PRON
fsr-3269	57	10	of	of	ADP
fsr-3269	57	11	us	we	PRON
fsr-3269	57	12	.	.	PUNCT
fsr-3269	58	1	our	our	PRON
fsr-3269	58	2	sincere	sincere	ADJ
fsr-3269	58	3	sympathies	sympathy	NOUN
fsr-3269	58	4	go	go	VERB
fsr-3269	58	5	out	out	ADP
fsr-3269	58	6	to	to	ADP
fsr-3269	58	7	his	his	PRON
fsr-3269	58	8	family	family	NOUN
fsr-3269	58	9	and	and	CCONJ
fsr-3269	58	10	loved	loved	ADJ
fsr-3269	58	11	ones	one	NOUN
fsr-3269	58	12	for	for	ADP
fsr-3269	58	13	this	this	DET
fsr-3269	58	14	loss	loss	NOUN
fsr-3269	58	15	of	of	ADP
fsr-3269	58	16	our	our	PRON
fsr-3269	58	17	great	great	ADJ
fsr-3269	58	18	friend	friend	NOUN
fsr-3269	58	19	.	.	PUNCT
fsr-3269	59	1	kindest	kind	ADJ
fsr-3269	59	2	regards	regard	NOUN
fsr-3269	59	3	,	,	PUNCT
fsr-3269	59	4	stuart	stuart	PROPN
fsr-3269	59	5	michelson	michelson	PROPN
fsr-3269	59	6	jean	jean	PROPN
fsr-3269	59	7	louis	louis	PROPN
fsr-3269	60	1	heck	heck	INTJ
fsr-3269	60	2	(	(	PUNCT
fsr-3269	60	3	february	february	PROPN
fsr-3269	60	4	6	6	NUM
fsr-3269	60	5	,	,	PUNCT
fsr-3269	60	6	1944	1944	NUM
fsr-3269	60	7	february	february	PROPN
fsr-3269	60	8	5	5	NUM
fsr-3269	60	9	,	,	PUNCT
fsr-3269	60	10	2016	2016	NUM
fsr-3269	60	11	)	)	PUNCT
fsr-3269	60	12	u.s	u.s	PROPN
fsr-3269	60	13	.	.	PROPN
fsr-3269	60	14	veteran	veteran	PROPN
fsr-3269	60	15	jean	jean	PROPN
fsr-3269	60	16	louis	louis	PROPN
fsr-3269	60	17	heck	heck	INTJ
fsr-3269	60	18	,	,	PUNCT
fsr-3269	60	19	71	71	NUM
fsr-3269	60	20	,	,	PUNCT
fsr-3269	60	21	of	of	ADP
fsr-3269	60	22	wayne	wayne	PROPN
fsr-3269	60	23	,	,	PUNCT
fsr-3269	60	24	pa	pa	PROPN
fsr-3269	60	25	,	,	PUNCT
fsr-3269	60	26	husband	husband	NOUN
fsr-3269	60	27	of	of	ADP
fsr-3269	60	28	nancy	nancy	PROPN
fsr-3269	60	29	j.	j.	PROPN
fsr-3269	60	30	(	(	PUNCT
fsr-3269	60	31	nee	nee	PROPN
fsr-3269	60	32	nagele	nagele	PROPN
fsr-3269	60	33	)	)	PUNCT
fsr-3269	60	34	heck	heck	INTJ
fsr-3269	60	35	,	,	PUNCT
fsr-3269	60	36	passed	pass	VERB
fsr-3269	60	37	away	away	ADP
fsr-3269	60	38	at	at	ADP
fsr-3269	60	39	his	his	PRON
fsr-3269	60	40	home	home	NOUN
fsr-3269	60	41	on	on	ADP
fsr-3269	60	42	february	february	PROPN
fsr-3269	60	43	5	5	NUM
fsr-3269	60	44	,	,	PUNCT
fsr-3269	60	45	2016	2016	NUM
fsr-3269	60	46	,	,	PUNCT
fsr-3269	60	47	one	one	NUM
fsr-3269	60	48	day	day	NOUN
fsr-3269	60	49	short	short	ADV
fsr-3269	60	50	of	of	ADP
fsr-3269	60	51	his	his	PRON
fsr-3269	60	52	72nd	72nd	ADJ
fsr-3269	60	53	birthday	birthday	NOUN
fsr-3269	60	54	.	.	PUNCT
fsr-3269	61	1	born	bear	VERB
fsr-3269	61	2	on	on	ADP
fsr-3269	61	3	february	february	PROPN
fsr-3269	61	4	6	6	NUM
fsr-3269	61	5	,	,	PUNCT
fsr-3269	61	6	1944	1944	NUM
fsr-3269	61	7	in	in	ADP
fsr-3269	61	8	st	st	PROPN
fsr-3269	61	9	.	.	PROPN
fsr-3269	61	10	louis	louis	PROPN
fsr-3269	61	11	,	,	PUNCT
fsr-3269	61	12	missouri	missouri	PROPN
fsr-3269	61	13	,	,	PUNCT
fsr-3269	61	14	he	he	PRON
fsr-3269	61	15	was	be	AUX
fsr-3269	61	16	the	the	DET
fsr-3269	61	17	son	son	NOUN
fsr-3269	61	18	of	of	ADP
fsr-3269	61	19	the	the	DET
fsr-3269	61	20	late	late	ADJ
fsr-3269	61	21	louis	louis	PROPN
fsr-3269	61	22	j.	j.	PROPN
fsr-3269	61	23	and	and	CCONJ
fsr-3269	61	24	martha	martha	PROPN
fsr-3269	61	25	j.	j.	PROPN
fsr-3269	61	26	(	(	PUNCT
fsr-3269	61	27	nee	nee	PROPN
fsr-3269	61	28	caples	caples	PROPN
fsr-3269	61	29	)	)	PUNCT
fsr-3269	61	30	heck	heck	INTJ
fsr-3269	61	31	.	.	PUNCT
fsr-3269	62	1	he	he	PRON
fsr-3269	62	2	was	be	AUX
fsr-3269	62	3	a	a	DET
fsr-3269	62	4	1961	1961	NUM
fsr-3269	62	5	graduate	graduate	NOUN
fsr-3269	62	6	of	of	ADP
fsr-3269	62	7	northwest	northwest	PROPN
fsr-3269	62	8	high	high	PROPN
fsr-3269	62	9	school	school	NOUN
fsr-3269	62	10	in	in	ADP
fsr-3269	62	11	house	house	PROPN
fsr-3269	62	12	springs	springs	PROPN
fsr-3269	62	13	,	,	PUNCT
fsr-3269	62	14	mo	mo	PROPN
fsr-3269	62	15	,	,	PUNCT
fsr-3269	62	16	and	and	CCONJ
fsr-3269	62	17	a	a	DET
fsr-3269	62	18	united	united	PROPN
fsr-3269	62	19	states	states	PROPN
fsr-3269	62	20	navy	navy	PROPN
fsr-3269	62	21	veteran	veteran	NOUN
fsr-3269	62	22	of	of	ADP
fsr-3269	62	23	the	the	DET
fsr-3269	62	24	vietnam	vietnam	PROPN
fsr-3269	62	25	war	war	PROPN
fsr-3269	62	26	.	.	PUNCT
fsr-3269	63	1	after	after	ADP
fsr-3269	63	2	honorably	honorably	ADV
fsr-3269	63	3	and	and	CCONJ
fsr-3269	63	4	proudly	proudly	ADV
fsr-3269	63	5	serving	serve	VERB
fsr-3269	63	6	his	his	PRON
fsr-3269	63	7	country	country	NOUN
fsr-3269	63	8	,	,	PUNCT
fsr-3269	63	9	jean	jean	PROPN
fsr-3269	63	10	then	then	ADV
fsr-3269	63	11	went	go	VERB
fsr-3269	63	12	on	on	ADP
fsr-3269	63	13	to	to	PART
fsr-3269	63	14	attend	attend	VERB
fsr-3269	63	15	florida	florida	PROPN
fsr-3269	63	16	junior	junior	PROPN
fsr-3269	63	17	college	college	PROPN
fsr-3269	63	18	in	in	ADP
fsr-3269	63	19	jacksonville	jacksonville	PROPN
fsr-3269	63	20	,	,	PUNCT
fsr-3269	63	21	fl	fl	ADP
fsr-3269	63	22	where	where	SCONJ
fsr-3269	63	23	he	he	PRON
fsr-3269	63	24	obtained	obtain	VERB
fsr-3269	63	25	his	his	PRON
fsr-3269	63	26	associate	associate	NOUN
fsr-3269	63	27	’s	’s	PART
fsr-3269	63	28	degree	degree	NOUN
fsr-3269	63	29	,	,	PUNCT
fsr-3269	63	30	and	and	CCONJ
fsr-3269	63	31	then	then	ADV
fsr-3269	63	32	onto	onto	ADP
fsr-3269	63	33	the	the	DET
fsr-3269	63	34	university	university	NOUN
fsr-3269	63	35	of	of	ADP
fsr-3269	63	36	north	north	PROPN
fsr-3269	63	37	florida	florida	PROPN
fsr-3269	63	38	in	in	ADP
fsr-3269	63	39	jacksonville	jacksonville	PROPN
fsr-3269	63	40	,	,	PUNCT
fsr-3269	63	41	fl	fl	ADP
fsr-3269	63	42	where	where	SCONJ
fsr-3269	63	43	he	he	PRON
fsr-3269	63	44	received	receive	VERB
fsr-3269	63	45	a	a	DET
fsr-3269	63	46	bachelor	bachelor	NOUN
fsr-3269	63	47	’s	’s	PART
fsr-3269	63	48	degree	degree	NOUN
fsr-3269	63	49	with	with	ADP
fsr-3269	63	50	majors	major	NOUN
fsr-3269	63	51	in	in	ADP
fsr-3269	63	52	economics	economic	NOUN
fsr-3269	63	53	and	and	CCONJ
fsr-3269	63	54	science	science	NOUN
fsr-3269	63	55	.	.	PUNCT
fsr-3269	64	1	jean	jean	PROPN
fsr-3269	64	2	then	then	ADV
fsr-3269	64	3	went	go	VERB
fsr-3269	64	4	on	on	ADP
fsr-3269	64	5	to	to	PART
fsr-3269	64	6	attend	attend	VERB
fsr-3269	64	7	the	the	DET
fsr-3269	64	8	university	university	NOUN
fsr-3269	64	9	of	of	ADP
fsr-3269	64	10	south	south	PROPN
fsr-3269	64	11	carolina	carolina	PROPN
fsr-3269	64	12	doctoral	doctoral	ADJ
fsr-3269	64	13	course	course	NOUN
fsr-3269	64	14	program	program	NOUN
fsr-3269	64	15	in	in	ADP
fsr-3269	64	16	finance	finance	NOUN
fsr-3269	64	17	and	and	CCONJ
fsr-3269	64	18	statistics	statistic	NOUN
fsr-3269	64	19	where	where	SCONJ
fsr-3269	64	20	he	he	PRON
fsr-3269	64	21	was	be	AUX
fsr-3269	64	22	awarded	award	VERB
fsr-3269	64	23	his	his	PRON
fsr-3269	64	24	ph.d	ph.d	NOUN
fsr-3269	64	25	.	.	PUNCT
fsr-3269	65	1	in	in	ADP
fsr-3269	65	2	1980	1980	NUM
fsr-3269	65	3	jean	jean	NOUN
fsr-3269	65	4	began	begin	VERB
fsr-3269	65	5	teaching	teach	VERB
fsr-3269	65	6	health	health	NOUN
fsr-3269	65	7	care	care	NOUN
fsr-3269	65	8	finance	finance	NOUN
fsr-3269	65	9	in	in	ADP
fsr-3269	65	10	the	the	DET
fsr-3269	65	11	master	master	NOUN
fsr-3269	65	12	’s	’s	NOUN
fsr-3269	65	13	in	in	ADP
fsr-3269	65	14	health	health	PROPN
fsr-3269	65	15	administration	administration	NOUN
fsr-3269	65	16	program	program	NOUN
fsr-3269	65	17	at	at	ADP
fsr-3269	65	18	the	the	DET
fsr-3269	65	19	medical	medical	PROPN
fsr-3269	65	20	college	college	PROPN
fsr-3269	65	21	of	of	ADP
fsr-3269	65	22	virginia	virginia	PROPN
fsr-3269	65	23	,	,	PUNCT
fsr-3269	65	24	and	and	CCONJ
fsr-3269	65	25	then	then	ADV
fsr-3269	65	26	in	in	ADP
fsr-3269	65	27	1983	1983	NUM
fsr-3269	65	28	he	he	PRON
fsr-3269	65	29	accepted	accept	VERB
fsr-3269	65	30	a	a	DET
fsr-3269	65	31	faculty	faculty	NOUN
fsr-3269	65	32	position	position	NOUN
fsr-3269	65	33	teaching	teach	VERB
fsr-3269	65	34	finance	finance	NOUN
fsr-3269	65	35	at	at	ADP
fsr-3269	65	36	villanova	villanova	PROPN
fsr-3269	65	37	university	university	PROPN
fsr-3269	65	38	.	.	PUNCT
fsr-3269	66	1	after	after	ADP
fsr-3269	66	2	23	23	NUM
fsr-3269	66	3	years	year	NOUN
fsr-3269	66	4	at	at	ADP
fsr-3269	66	5	villanova	villanova	PROPN
fsr-3269	66	6	,	,	PUNCT
fsr-3269	66	7	jean	jean	PROPN
fsr-3269	66	8	took	take	VERB
fsr-3269	66	9	early	early	ADJ
fsr-3269	66	10	retirement	retirement	NOUN
fsr-3269	66	11	and	and	CCONJ
fsr-3269	66	12	went	go	VERB
fsr-3269	66	13	to	to	PART
fsr-3269	66	14	teach	teach	VERB
fsr-3269	66	15	at	at	ADP
fsr-3269	66	16	st	st	PROPN
fsr-3269	66	17	.	.	PROPN
fsr-3269	66	18	joseph	joseph	PROPN
fsr-3269	66	19	’s	’s	PART
fsr-3269	66	20	university	university	NOUN
fsr-3269	66	21	in	in	ADP
fsr-3269	66	22	2006	2006	NUM
fsr-3269	66	23	,	,	PUNCT
fsr-3269	66	24	where	where	SCONJ
fsr-3269	66	25	he	he	PRON
fsr-3269	66	26	continued	continue	VERB
fsr-3269	66	27	to	to	PART
fsr-3269	66	28	serve	serve	VERB
fsr-3269	66	29	on	on	ADP
fsr-3269	66	30	the	the	DET
fsr-3269	66	31	faculty	faculty	NOUN
fsr-3269	66	32	until	until	ADP
fsr-3269	66	33	his	his	PRON
fsr-3269	66	34	death	death	NOUN
fsr-3269	66	35	.	.	PUNCT
fsr-3269	67	1	at	at	ADP
fsr-3269	67	2	st	st	PROPN
fsr-3269	67	3	.	.	PROPN
fsr-3269	67	4	joseph	joseph	PROPN
fsr-3269	67	5	’s	’s	PART
fsr-3269	67	6	he	he	PRON
fsr-3269	67	7	was	be	AUX
fsr-3269	67	8	awarded	award	VERB
fsr-3269	67	9	an	an	DET
fsr-3269	67	10	endowed	endowed	ADJ
fsr-3269	67	11	chair	chair	NOUN
fsr-3269	67	12	in	in	ADP
fsr-3269	67	13	risk	risk	NOUN
fsr-3269	67	14	management	management	NOUN
fsr-3269	67	15	and	and	CCONJ
fsr-3269	67	16	insurance	insurance	NOUN
fsr-3269	67	17	.	.	PUNCT
fsr-3269	68	1	jean	jean	PROPN
fsr-3269	68	2	had	have	VERB
fsr-3269	68	3	diverse	diverse	ADJ
fsr-3269	68	4	interests	interest	NOUN
fsr-3269	68	5	outside	outside	ADP
fsr-3269	68	6	of	of	ADP
fsr-3269	68	7	academia	academia	NOUN
fsr-3269	68	8	.	.	PUNCT
fsr-3269	69	1	he	he	PRON
fsr-3269	69	2	had	have	VERB
fsr-3269	69	3	his	his	PRON
fsr-3269	69	4	pilot	pilot	NOUN
fsr-3269	69	5	’s	’s	PART
fsr-3269	69	6	license	license	NOUN
fsr-3269	69	7	,	,	PUNCT
fsr-3269	69	8	and	and	CCONJ
fsr-3269	69	9	he	he	PRON
fsr-3269	69	10	also	also	ADV
fsr-3269	69	11	trained	train	VERB
fsr-3269	69	12	to	to	PART
fsr-3269	69	13	be	be	AUX
fsr-3269	69	14	an	an	DET
fsr-3269	69	15	emt	emt	NOUN
fsr-3269	69	16	and	and	CCONJ
fsr-3269	69	17	volunteered	volunteer	VERB
fsr-3269	69	18	with	with	ADP
fsr-3269	69	19	the	the	DET
fsr-3269	69	20	narberth	narberth	PROPN
fsr-3269	69	21	ambulance	ambulance	PROPN
fsr-3269	69	22	squad	squad	PROPN
fsr-3269	69	23	.	.	PUNCT
fsr-3269	70	1	he	he	PRON
fsr-3269	70	2	also	also	ADV
fsr-3269	70	3	served	serve	VERB
fsr-3269	70	4	for	for	ADP
fsr-3269	70	5	16	16	NUM
fsr-3269	70	6	years	year	NOUN
fsr-3269	70	7	as	as	ADP
fsr-3269	70	8	treasurer	treasurer	NOUN
fsr-3269	70	9	for	for	ADP
fsr-3269	70	10	the	the	DET
fsr-3269	70	11	birth	birth	NOUN
fsr-3269	70	12	center	center	NOUN
fsr-3269	70	13	,	,	PUNCT
fsr-3269	70	14	a	a	DET
fsr-3269	70	15	free	free	ADV
fsr-3269	70	16	-	-	PUNCT
fsr-3269	70	17	standing	stand	VERB
fsr-3269	70	18	birthing	birth	VERB
fsr-3269	70	19	clinic	clinic	NOUN
fsr-3269	70	20	in	in	ADP
fsr-3269	70	21	bryn	bryn	PROPN
fsr-3269	70	22	mawr	mawr	PROPN
fsr-3269	70	23	where	where	SCONJ
fsr-3269	70	24	his	his	PRON
fsr-3269	70	25	son	son	NOUN
fsr-3269	70	26	stephen	stephen	PROPN
fsr-3269	70	27	was	be	AUX
fsr-3269	70	28	born	bear	VERB
fsr-3269	70	29	.	.	PUNCT
fsr-3269	71	1	jean	jean	PROPN
fsr-3269	71	2	also	also	ADV
fsr-3269	71	3	enjoyed	enjoy	VERB
fsr-3269	71	4	watching	watch	VERB
fsr-3269	71	5	the	the	DET
fsr-3269	71	6	phillies	phillie	NOUN
fsr-3269	71	7	and	and	CCONJ
fsr-3269	71	8	was	be	AUX
fsr-3269	71	9	thrilled	thrill	VERB
fsr-3269	71	10	to	to	PART
fsr-3269	71	11	attend	attend	VERB
fsr-3269	71	12	one	one	NUM
fsr-3269	71	13	of	of	ADP
fsr-3269	71	14	the	the	DET
fsr-3269	71	15	world	world	NOUN
fsr-3269	71	16	series	series	PROPN
fsr-3269	71	17	games	game	NOUN
fsr-3269	71	18	in	in	ADP
fsr-3269	71	19	2008	2008	NUM
fsr-3269	71	20	when	when	SCONJ
fsr-3269	71	21	the	the	DET
fsr-3269	71	22	phillies	phillie	NOUN
fsr-3269	71	23	went	go	VERB
fsr-3269	71	24	all	all	DET
fsr-3269	71	25	the	the	DET
fsr-3269	71	26	way	way	NOUN
fsr-3269	71	27	to	to	PART
fsr-3269	71	28	become	become	VERB
fsr-3269	71	29	world	world	NOUN
fsr-3269	71	30	champions	champion	NOUN
fsr-3269	71	31	.	.	PUNCT
fsr-3269	72	1	jean	jean	PROPN
fsr-3269	72	2	loved	love	VERB
fsr-3269	72	3	the	the	DET
fsr-3269	72	4	jersey	jersey	PROPN
fsr-3269	72	5	shore	shore	PROPN
fsr-3269	72	6	,	,	PUNCT
fsr-3269	72	7	especially	especially	ADV
fsr-3269	72	8	ocean	ocean	NOUN
fsr-3269	72	9	city	city	NOUN
fsr-3269	72	10	.	.	PUNCT
fsr-3269	73	1	he	he	PRON
fsr-3269	73	2	also	also	ADV
fsr-3269	73	3	loved	love	VERB
fsr-3269	73	4	corvettes	corvette	NOUN
fsr-3269	73	5	,	,	PUNCT
fsr-3269	73	6	owning	own	VERB
fsr-3269	73	7	six	six	NUM
fsr-3269	73	8	over	over	ADP
fsr-3269	73	9	the	the	DET
fsr-3269	73	10	years	year	NOUN
fsr-3269	73	11	,	,	PUNCT
fsr-3269	73	12	while	while	SCONJ
fsr-3269	73	13	always	always	ADV
fsr-3269	73	14	searching	search	VERB
fsr-3269	73	15	for	for	ADP
fsr-3269	73	16	the	the	DET
fsr-3269	73	17	next	next	ADJ
fsr-3269	73	18	one	one	NUM
fsr-3269	73	19	.	.	PUNCT
fsr-3269	74	1	jean	jean	PROPN
fsr-3269	74	2	was	be	AUX
fsr-3269	74	3	also	also	ADV
fsr-3269	74	4	a	a	DET
fsr-3269	74	5	big	big	ADJ
fsr-3269	74	6	fan	fan	NOUN
fsr-3269	74	7	of	of	ADP
fsr-3269	74	8	women	woman	NOUN
fsr-3269	74	9	’s	’s	PART
fsr-3269	74	10	college	college	NOUN
fsr-3269	74	11	basketball	basketball	NOUN
fsr-3269	74	12	,	,	PUNCT
fsr-3269	74	13	attending	attend	VERB
fsr-3269	74	14	as	as	ADV
fsr-3269	74	15	many	many	ADJ
fsr-3269	74	16	villanova	villanova	PROPN
fsr-3269	74	17	and	and	CCONJ
fsr-3269	74	18	st	st	PROPN
fsr-3269	74	19	.	.	PROPN
fsr-3269	74	20	joe	joe	PROPN
fsr-3269	74	21	’s	’s	PART
fsr-3269	74	22	games	game	NOUN
fsr-3269	74	23	as	as	ADP
fsr-3269	74	24	possible	possible	ADJ
fsr-3269	74	25	.	.	PUNCT
fsr-3269	75	1	he	he	PRON
fsr-3269	75	2	and	and	CCONJ
fsr-3269	75	3	nancy	nancy	PROPN
fsr-3269	75	4	also	also	ADV
fsr-3269	75	5	shared	share	VERB
fsr-3269	75	6	a	a	DET
fsr-3269	75	7	love	love	NOUN
fsr-3269	75	8	of	of	ADP
fsr-3269	75	9	cats	cat	NOUN
fsr-3269	75	10	;	;	PUNCT
fsr-3269	75	11	rarely	rarely	ADV
fsr-3269	75	12	was	be	AUX
fsr-3269	75	13	their	their	PRON
fsr-3269	75	14	home	home	NOUN
fsr-3269	75	15	without	without	ADP
fsr-3269	75	16	one	one	NUM
fsr-3269	75	17	or	or	CCONJ
fsr-3269	75	18	two	two	NUM
fsr-3269	75	19	cats	cat	NOUN
fsr-3269	75	20	during	during	ADP
fsr-3269	75	21	their	their	PRON
fsr-3269	75	22	35	35	NUM
fsr-3269	75	23	plus	plus	CCONJ
fsr-3269	75	24	years	year	NOUN
fsr-3269	75	25	of	of	ADP
fsr-3269	75	26	their	their	PRON
fsr-3269	75	27	marriage	marriage	NOUN
fsr-3269	75	28	.	.	PUNCT
fsr-3269	76	1	jean	jean	PROPN
fsr-3269	76	2	is	be	AUX
fsr-3269	76	3	also	also	ADV
fsr-3269	76	4	survived	survive	VERB
fsr-3269	76	5	by	by	ADP
fsr-3269	76	6	his	his	PRON
fsr-3269	76	7	sons	son	NOUN
fsr-3269	76	8	,	,	PUNCT
fsr-3269	76	9	alan	alan	PROPN
fsr-3269	76	10	heck	heck	PROPN
fsr-3269	76	11	,	,	PUNCT
fsr-3269	76	12	of	of	ADP
fsr-3269	76	13	seattle	seattle	PROPN
fsr-3269	76	14	,	,	PUNCT
fsr-3269	76	15	wa	wa	ADJ
fsr-3269	76	16	,	,	PUNCT
fsr-3269	76	17	and	and	CCONJ
fsr-3269	76	18	stephen	stephen	PROPN
fsr-3269	76	19	heck	heck	INTJ
fsr-3269	76	20	,	,	PUNCT
fsr-3269	76	21	of	of	ADP
fsr-3269	76	22	wayne	wayne	PROPN
fsr-3269	76	23	,	,	PUNCT
fsr-3269	76	24	pa	pa	PROPN
fsr-3269	76	25	,	,	PUNCT
fsr-3269	76	26	and	and	CCONJ
fsr-3269	76	27	his	his	PRON
fsr-3269	76	28	sister	sister	NOUN
fsr-3269	76	29	,	,	PUNCT
fsr-3269	76	30	janet	janet	PROPN
fsr-3269	76	31	davis	davis	PROPN
fsr-3269	76	32	,	,	PUNCT
fsr-3269	76	33	of	of	ADP
fsr-3269	76	34	anderson	anderson	PROPN
fsr-3269	76	35	,	,	PUNCT
fsr-3269	76	36	sc	sc	PROPN
fsr-3269	76	37	,	,	PUNCT
fsr-3269	76	38	and	and	CCONJ
fsr-3269	76	39	many	many	ADJ
fsr-3269	76	40	friends	friend	NOUN
fsr-3269	76	41	and	and	CCONJ
fsr-3269	76	42	colleagues	colleague	NOUN
fsr-3269	76	43	in	in	ADP
fsr-3269	76	44	the	the	DET
fsr-3269	76	45	world	world	NOUN
fsr-3269	76	46	of	of	ADP
fsr-3269	76	47	academics	academic	NOUN
fsr-3269	76	48	.	.	PUNCT
fsr-3269	77	1	he	he	PRON
fsr-3269	77	2	was	be	AUX
fsr-3269	77	3	also	also	ADV
fsr-3269	77	4	preceded	precede	VERB
fsr-3269	77	5	in	in	ADP
fsr-3269	77	6	death	death	NOUN
fsr-3269	77	7	by	by	ADP
fsr-3269	77	8	his	his	PRON
fsr-3269	77	9	brothers	brother	NOUN
fsr-3269	77	10	,	,	PUNCT
fsr-3269	77	11	jimmy	jimmy	PROPN
fsr-3269	77	12	white	white	PROPN
fsr-3269	77	13	and	and	CCONJ
fsr-3269	77	14	jerry	jerry	PROPN
fsr-3269	77	15	heck	heck	INTJ
fsr-3269	77	16	.	.	PUNCT
fsr-3269	78	1	viii	viii	ADJ
fsr-3269	78	2	memory	memory	NOUN
fsr-3269	78	3	/	/	SYM
fsr-3269	78	4	financial	financial	ADJ
fsr-3269	78	5	services	service	NOUN
fsr-3269	78	6	review	review	VERB
fsr-3269	78	7	25	25	NUM
fsr-3269	78	8	(	(	PUNCT
fsr-3269	78	9	2016	2016	NUM
fsr-3269	78	10	)	)	PUNCT
fsr-3269	78	11	vii	vii	PROPN
fsr-3269	78	12	–	–	PUNCT
fsr-3269	78	13	viii	viii	ADJ