id	sid	tid	token	lemma	pos
fsr-3276	1	1	academy	academy	PROPN
fsr-3276	1	2	of	of	ADP
fsr-3276	1	3	financial	financial	ADJ
fsr-3276	1	4	services	service	NOUN
fsr-3276	1	5	officers	officer	NOUN
fsr-3276	1	6	president	president	PROPN
fsr-3276	1	7	thomas	thomas	PROPN
fsr-3276	1	8	coe	coe	PROPN
fsr-3276	1	9	quinnipiac	quinnipiac	PROPN
fsr-3276	1	10	university	university	PROPN
fsr-3276	1	11	president	president	PROPN
fsr-3276	1	12	-	-	PUNCT
fsr-3276	1	13	elect	elect	PROPN
fsr-3276	1	14	robert	robert	PROPN
fsr-3276	1	15	moreschi	moreschi	PROPN
fsr-3276	1	16	virginia	virginia	PROPN
fsr-3276	1	17	military	military	PROPN
fsr-3276	1	18	institute	institute	PROPN
fsr-3276	1	19	executive	executive	PROPN
fsr-3276	1	20	vice	vice	PROPN
fsr-3276	1	21	president	president	NOUN
fsr-3276	1	22	-	-	PUNCT
fsr-3276	1	23	program	program	NOUN
fsr-3276	1	24	duncan	duncan	PROPN
fsr-3276	1	25	williams	williams	PROPN
fsr-3276	1	26	western	western	PROPN
fsr-3276	1	27	carolina	carolina	PROPN
fsr-3276	1	28	university	university	PROPN
fsr-3276	1	29	vice	vice	NOUN
fsr-3276	1	30	president	president	NOUN
fsr-3276	1	31	-	-	PUNCT
fsr-3276	1	32	communications	communication	NOUN
fsr-3276	1	33	martin	martin	PROPN
fsr-3276	1	34	seay	seay	PROPN
fsr-3276	1	35	kansas	kansas	PROPN
fsr-3276	1	36	state	state	PROPN
fsr-3276	1	37	university	university	PROPN
fsr-3276	1	38	vice	vice	NOUN
fsr-3276	1	39	president	president	NOUN
fsr-3276	1	40	-	-	PUNCT
fsr-3276	1	41	finance	finance	NOUN
fsr-3276	1	42	thomas	thomas	PROPN
fsr-3276	1	43	langdon	langdon	PROPN
fsr-3276	1	44	roger	roger	PROPN
fsr-3276	1	45	williams	williams	PROPN
fsr-3276	1	46	university	university	PROPN
fsr-3276	1	47	vice	vice	PROPN
fsr-3276	1	48	president	president	PROPN
fsr-3276	1	49	-	-	PUNCT
fsr-3276	1	50	international	international	ADJ
fsr-3276	1	51	relations	relation	NOUN
fsr-3276	1	52	claire	claire	PROPN
fsr-3276	1	53	matthews	matthews	PROPN
fsr-3276	1	54	massey	massey	PROPN
fsr-3276	1	55	university	university	PROPN
fsr-3276	1	56	vice	vice	NOUN
fsr-3276	1	57	president	president	NOUN
fsr-3276	1	58	-	-	PUNCT
fsr-3276	1	59	professional	professional	ADJ
fsr-3276	1	60	organizations	organization	NOUN
fsr-3276	1	61	frank	frank	PROPN
fsr-3276	1	62	laatsch	laatsch	PROPN
fsr-3276	1	63	university	university	PROPN
fsr-3276	1	64	of	of	ADP
fsr-3276	1	65	southern	southern	PROPN
fsr-3276	1	66	mississippi	mississippi	PROPN
fsr-3276	1	67	vice	vice	PROPN
fsr-3276	1	68	president	president	PROPN
fsr-3276	1	69	-	-	PUNCT
fsr-3276	1	70	mktg	mktg	PROPN
fsr-3276	1	71	&	&	CCONJ
fsr-3276	1	72	public	public	ADJ
fsr-3276	1	73	relations	relation	NOUN
fsr-3276	1	74	chris	chris	PROPN
fsr-3276	1	75	browning	brown	VERB
fsr-3276	1	76	texas	texas	PROPN
fsr-3276	1	77	tech	tech	PROPN
fsr-3276	1	78	university	university	PROPN
fsr-3276	1	79	vice	vice	NOUN
fsr-3276	1	80	president	president	NOUN
fsr-3276	1	81	-	-	PUNCT
fsr-3276	1	82	membership	membership	NOUN
fsr-3276	1	83	sherman	sherman	PROPN
fsr-3276	1	84	hanna	hanna	PROPN
fsr-3276	1	85	ohio	ohio	PROPN
fsr-3276	1	86	state	state	PROPN
fsr-3276	1	87	university	university	PROPN
fsr-3276	1	88	vp	vp	PROPN
fsr-3276	1	89	local	local	ADJ
fsr-3276	1	90	arrangements	arrangement	NOUN
fsr-3276	1	91	2016	2016	NUM
fsr-3276	1	92	swarn	swarn	PROPN
fsr-3276	1	93	chatterjee	chatterjee	PROPN
fsr-3276	1	94	university	university	PROPN
fsr-3276	1	95	of	of	ADP
fsr-3276	1	96	georgia	georgia	PROPN
fsr-3276	1	97	immediate	immediate	PROPN
fsr-3276	1	98	past	past	PROPN
fsr-3276	1	99	president	president	PROPN
fsr-3276	1	100	william	william	PROPN
fsr-3276	1	101	chittenden	chittenden	PROPN
fsr-3276	1	102	texas	texas	PROPN
fsr-3276	1	103	state	state	PROPN
fsr-3276	1	104	university	university	PROPN
fsr-3276	1	105	editor	editor	NOUN
fsr-3276	1	106	,	,	PUNCT
fsr-3276	1	107	financial	financial	ADJ
fsr-3276	1	108	services	service	NOUN
fsr-3276	1	109	review	review	VERB
fsr-3276	1	110	stuart	stuart	PROPN
fsr-3276	1	111	michelson	michelson	PROPN
fsr-3276	1	112	stetson	stetson	PROPN
fsr-3276	1	113	university	university	PROPN
fsr-3276	1	114	directors	director	NOUN
fsr-3276	1	115	charles	charles	PROPN
fsr-3276	1	116	chaffin	chaffin	PROPN
fsr-3276	1	117	cfp	cfp	PROPN
fsr-3276	1	118	board	board	PROPN
fsr-3276	1	119	of	of	ADP
fsr-3276	1	120	standards	standard	NOUN
fsr-3276	1	121	inga	inga	PROPN
fsr-3276	1	122	chira	chira	PROPN
fsr-3276	1	123	california	california	PROPN
fsr-3276	1	124	state	state	PROPN
fsr-3276	1	125	university	university	PROPN
fsr-3276	1	126	,	,	PUNCT
fsr-3276	1	127	northridge	northridge	PROPN
fsr-3276	1	128	victoria	victoria	PROPN
fsr-3276	1	129	javine	javine	PROPN
fsr-3276	1	130	university	university	PROPN
fsr-3276	1	131	of	of	ADP
fsr-3276	1	132	alabama	alabama	PROPN
fsr-3276	2	1	halil	halil	PROPN
fsr-3276	2	2	kiymaz	kiymaz	PROPN
fsr-3276	2	3	rollins	rollin	VERB
fsr-3276	2	4	college	college	PROPN
fsr-3276	2	5	frances	frances	PROPN
fsr-3276	2	6	lawrence	lawrence	PROPN
fsr-3276	2	7	louisiana	louisiana	PROPN
fsr-3276	2	8	state	state	PROPN
fsr-3276	2	9	university	university	PROPN
fsr-3276	2	10	david	david	PROPN
fsr-3276	2	11	nanigian	nanigian	PROPN
fsr-3276	2	12	california	california	PROPN
fsr-3276	2	13	state	state	PROPN
fsr-3276	2	14	university	university	PROPN
fsr-3276	2	15	,	,	PUNCT
fsr-3276	2	16	fullerton	fullerton	PROPN
fsr-3276	2	17	tom	tom	PROPN
fsr-3276	2	18	potts	potts	PROPN
fsr-3276	2	19	baylor	baylor	PROPN
fsr-3276	2	20	university	university	PROPN
fsr-3276	2	21	janine	janine	PROPN
fsr-3276	2	22	scott	scott	PROPN
fsr-3276	2	23	massey	massey	PROPN
fsr-3276	2	24	university	university	PROPN
fsr-3276	2	25	past	past	PROPN
fsr-3276	2	26	presidents	president	NOUN
fsr-3276	2	27	william	william	PROPN
fsr-3276	2	28	chittenden	chittenden	PROPN
fsr-3276	2	29	,	,	PUNCT
fsr-3276	2	30	2014	2014	NUM
fsr-3276	2	31	-	-	SYM
fsr-3276	2	32	15	15	NUM
fsr-3276	2	33	texas	texas	PROPN
fsr-3276	2	34	state	state	PROPN
fsr-3276	2	35	university	university	PROPN
fsr-3276	2	36	lance	lance	PROPN
fsr-3276	2	37	palmer	palmer	PROPN
fsr-3276	2	38	,	,	PUNCT
fsr-3276	2	39	2013	2013	NUM
fsr-3276	2	40	-	-	SYM
fsr-3276	2	41	14	14	NUM
fsr-3276	2	42	university	university	PROPN
fsr-3276	2	43	of	of	ADP
fsr-3276	2	44	georgia	georgia	PROPN
fsr-3276	2	45	frank	frank	PROPN
fsr-3276	2	46	laatsch	laatsch	PROPN
fsr-3276	2	47	,	,	PUNCT
fsr-3276	2	48	2012	2012	NUM
fsr-3276	2	49	-	-	SYM
fsr-3276	2	50	13	13	NUM
fsr-3276	2	51	university	university	NOUN
fsr-3276	2	52	of	of	ADP
fsr-3276	2	53	southern	southern	PROPN
fsr-3276	2	54	mississippi	mississippi	PROPN
fsr-3276	2	55	brian	brian	PROPN
fsr-3276	2	56	boscaljon	boscaljon	PROPN
fsr-3276	2	57	,	,	PUNCT
fsr-3276	2	58	2011	2011	NUM
fsr-3276	2	59	-	-	SYM
fsr-3276	2	60	12	12	NUM
fsr-3276	2	61	penn	penn	PROPN
fsr-3276	2	62	state	state	PROPN
fsr-3276	2	63	university	university	PROPN
fsr-3276	2	64	-	-	PUNCT
fsr-3276	2	65	erie	erie	PROPN
fsr-3276	2	66	halil	halil	PROPN
fsr-3276	2	67	kiymaz	kiymaz	PROPN
fsr-3276	2	68	,	,	PUNCT
fsr-3276	2	69	2010	2010	NUM
fsr-3276	2	70	-	-	SYM
fsr-3276	2	71	11	11	NUM
fsr-3276	2	72	rollins	rollin	NOUN
fsr-3276	2	73	college	college	PROPN
fsr-3276	2	74	of	of	ADP
fsr-3276	2	75	business	business	PROPN
fsr-3276	2	76	david	david	PROPN
fsr-3276	2	77	lange	lange	PROPN
fsr-3276	2	78	,	,	PUNCT
fsr-3276	2	79	2009	2009	NUM
fsr-3276	2	80	-	-	SYM
fsr-3276	2	81	10	10	NUM
fsr-3276	2	82	auburn	auburn	NOUN
fsr-3276	2	83	university	university	PROPN
fsr-3276	2	84	,	,	PUNCT
fsr-3276	2	85	montgomery	montgomery	PROPN
fsr-3276	2	86	vickie	vickie	PROPN
fsr-3276	2	87	hampton	hampton	PROPN
fsr-3276	2	88	,	,	PUNCT
fsr-3276	2	89	2008	2008	NUM
fsr-3276	2	90	-	-	SYM
fsr-3276	2	91	09	09	NUM
fsr-3276	2	92	texas	texas	PROPN
fsr-3276	2	93	tech	tech	PROPN
fsr-3276	2	94	university	university	PROPN
fsr-3276	2	95	frank	frank	PROPN
fsr-3276	2	96	laatsch	laatsch	PROPN
fsr-3276	2	97	2007	2007	NUM
fsr-3276	2	98	-	-	SYM
fsr-3276	2	99	08	08	NUM
fsr-3276	2	100	university	university	PROPN
fsr-3276	2	101	of	of	ADP
fsr-3276	2	102	southern	southern	PROPN
fsr-3276	2	103	mississippi	mississippi	PROPN
fsr-3276	2	104	daniel	daniel	PROPN
fsr-3276	2	105	walz	walz	PROPN
fsr-3276	2	106	,	,	PUNCT
fsr-3276	2	107	2006	2006	NUM
fsr-3276	2	108	-	-	SYM
fsr-3276	2	109	07	07	NUM
fsr-3276	2	110	trinity	trinity	NOUN
fsr-3276	2	111	university	university	PROPN
fsr-3276	2	112	anne	anne	PROPN
fsr-3276	2	113	gleason	gleason	PROPN
fsr-3276	2	114	,	,	PUNCT
fsr-3276	2	115	2005	2005	NUM
fsr-3276	2	116	-	-	SYM
fsr-3276	2	117	06	06	NUM
fsr-3276	2	118	college	college	PROPN
fsr-3276	2	119	of	of	ADP
fsr-3276	2	120	charleston	charleston	PROPN
fsr-3276	2	121	stuart	stuart	PROPN
fsr-3276	2	122	michelson	michelson	PROPN
fsr-3276	2	123	,	,	PUNCT
fsr-3276	2	124	2004	2004	NUM
fsr-3276	2	125	-	-	SYM
fsr-3276	2	126	05	05	NUM
fsr-3276	2	127	stetson	stetson	PROPN
fsr-3276	2	128	university	university	PROPN
fsr-3276	2	129	grady	grady	PROPN
fsr-3276	2	130	perdue	perdue	PROPN
fsr-3276	2	131	,	,	PUNCT
fsr-3276	2	132	2003	2003	NUM
fsr-3276	2	133	-	-	SYM
fsr-3276	2	134	04	04	NUM
fsr-3276	2	135	university	university	PROPN
fsr-3276	2	136	of	of	ADP
fsr-3276	2	137	houston	houston	PROPN
fsr-3276	2	138	-	-	PUNCT
fsr-3276	2	139	clear	clear	PROPN
fsr-3276	2	140	lake	lake	PROPN
fsr-3276	2	141	vickie	vickie	PROPN
fsr-3276	2	142	bajtelsmit	bajtelsmit	NOUN
fsr-3276	2	143	,	,	PUNCT
fsr-3276	2	144	2002	2002	NUM
fsr-3276	2	145	-	-	SYM
fsr-3276	2	146	03	03	NUM
fsr-3276	2	147	colorado	colorado	PROPN
fsr-3276	2	148	state	state	PROPN
fsr-3276	2	149	university	university	PROPN
fsr-3276	2	150	karen	karen	PROPN
fsr-3276	2	151	eilers	eilers	PROPN
fsr-3276	2	152	lahey	lahey	PROPN
fsr-3276	2	153	,	,	PUNCT
fsr-3276	2	154	2001	2001	NUM
fsr-3276	2	155	-	-	SYM
fsr-3276	2	156	02	02	NUM
fsr-3276	2	157	university	university	PROPN
fsr-3276	2	158	of	of	ADP
fsr-3276	2	159	akron	akron	PROPN
fsr-3276	2	160	tom	tom	PROPN
fsr-3276	2	161	eyssell	eyssell	PROPN
fsr-3276	2	162	,	,	PUNCT
fsr-3276	2	163	2000	2000	NUM
fsr-3276	2	164	-	-	SYM
fsr-3276	2	165	01	01	NUM
fsr-3276	2	166	university	university	PROPN
fsr-3276	2	167	of	of	ADP
fsr-3276	2	168	missouri	missouri	PROPN
fsr-3276	2	169	-	-	PROPN
fsr-3276	2	170	st	st	PROPN
fsr-3276	2	171	.	.	PROPN
fsr-3276	2	172	louis	louis	PROPN
fsr-3276	2	173	jill	jill	PROPN
fsr-3276	2	174	lynn	lynn	PROPN
fsr-3276	2	175	vihtelic	vihtelic	PROPN
fsr-3276	2	176	,	,	PUNCT
fsr-3276	2	177	1999	1999	NUM
fsr-3276	2	178	-	-	SYM
fsr-3276	2	179	00	00	NUM
fsr-3276	2	180	saint	saint	PROPN
fsr-3276	2	181	mary	mary	PROPN
fsr-3276	2	182	’s	’s	PART
fsr-3276	2	183	college	college	PROPN
fsr-3276	2	184	terry	terry	PROPN
fsr-3276	2	185	zivney	zivney	PROPN
fsr-3276	2	186	,	,	PUNCT
fsr-3276	2	187	1998	1998	NUM
fsr-3276	2	188	-	-	SYM
fsr-3276	2	189	99	99	NUM
fsr-3276	2	190	ball	ball	NOUN
fsr-3276	2	191	state	state	NOUN
fsr-3276	2	192	university	university	PROPN
fsr-3276	2	193	don	don	PROPN
fsr-3276	2	194	holdren	holdren	NOUN
fsr-3276	2	195	,	,	PUNCT
fsr-3276	2	196	1997	1997	NUM
fsr-3276	2	197	-	-	SYM
fsr-3276	2	198	98	98	NUM
fsr-3276	2	199	marshall	marshall	PROPN
fsr-3276	2	200	university	university	PROPN
fsr-3276	2	201	robert	robert	PROPN
fsr-3276	2	202	mcleod	mcleod	PROPN
fsr-3276	2	203	,	,	PUNCT
fsr-3276	2	204	1996	1996	NUM
fsr-3276	2	205	-	-	SYM
fsr-3276	2	206	97	97	NUM
fsr-3276	2	207	university	university	PROPN
fsr-3276	2	208	of	of	ADP
fsr-3276	2	209	alabama	alabama	PROPN
fsr-3276	2	210	walt	walt	PROPN
fsr-3276	2	211	woerheide	woerheide	PROPN
fsr-3276	2	212	,	,	PUNCT
fsr-3276	2	213	1995	1995	NUM
fsr-3276	2	214	-	-	SYM
fsr-3276	2	215	96	96	NUM
fsr-3276	2	216	the	the	DET
fsr-3276	2	217	american	american	PROPN
fsr-3276	2	218	college	college	PROPN
fsr-3276	2	219	dixie	dixie	PROPN
fsr-3276	2	220	mills	mill	NOUN
fsr-3276	2	221	,	,	PUNCT
fsr-3276	2	222	1994	1994	NUM
fsr-3276	2	223	-	-	SYM
fsr-3276	2	224	95	95	NUM
fsr-3276	2	225	illinois	illinois	PROPN
fsr-3276	2	226	state	state	PROPN
fsr-3276	2	227	university	university	PROPN
fsr-3276	2	228	ted	te	VERB
fsr-3276	2	229	veit	veit	PROPN
fsr-3276	2	230	,	,	PUNCT
fsr-3276	2	231	1993	1993	NUM
fsr-3276	2	232	-	-	SYM
fsr-3276	2	233	94	94	NUM
fsr-3276	2	234	rollins	rollins	PROPN
fsr-3276	2	235	college	college	PROPN
fsr-3276	2	236	mona	mona	PROPN
fsr-3276	2	237	gardner	gardner	PROPN
fsr-3276	2	238	,	,	PUNCT
fsr-3276	2	239	1992	1992	NUM
fsr-3276	2	240	-	-	SYM
fsr-3276	2	241	93	93	NUM
fsr-3276	2	242	illinois	illinois	PROPN
fsr-3276	2	243	wesleyan	wesleyan	PROPN
fsr-3276	2	244	university	university	PROPN
fsr-3276	2	245	jean	jean	PROPN
fsr-3276	2	246	l.	l.	PROPN
fsr-3276	2	247	heck	heck	PROPN
fsr-3276	2	248	,	,	PUNCT
fsr-3276	2	249	1991	1991	NUM
fsr-3276	2	250	-	-	SYM
fsr-3276	2	251	92	92	NUM
fsr-3276	2	252	villanova	villanova	PROPN
fsr-3276	2	253	university	university	PROPN
fsr-3276	2	254	frank	frank	PROPN
fsr-3276	2	255	k.	k.	PROPN
fsr-3276	2	256	reilly	reilly	PROPN
fsr-3276	2	257	,	,	PUNCT
fsr-3276	2	258	1990	1990	NUM
fsr-3276	2	259	-	-	SYM
fsr-3276	2	260	91	91	NUM
fsr-3276	2	261	university	university	NOUN
fsr-3276	2	262	of	of	ADP
fsr-3276	2	263	notre	notre	PROPN
fsr-3276	2	264	dame	dame	PROPN
fsr-3276	2	265	lawrence	lawrence	PROPN
fsr-3276	2	266	j.	j.	PROPN
fsr-3276	2	267	gitman	gitman	PROPN
fsr-3276	2	268	,	,	PUNCT
fsr-3276	2	269	1989	1989	NUM
fsr-3276	2	270	-	-	SYM
fsr-3276	2	271	90	90	NUM
fsr-3276	2	272	san	san	PROPN
fsr-3276	2	273	diego	diego	PROPN
fsr-3276	2	274	state	state	PROPN
fsr-3276	2	275	university	university	PROPN
fsr-3276	2	276	travis	travis	PROPN
fsr-3276	2	277	s.	s.	PROPN
fsr-3276	2	278	pritchett	pritchett	PROPN
fsr-3276	2	279	,	,	PUNCT
fsr-3276	2	280	1988	1988	NUM
fsr-3276	2	281	-	-	SYM
fsr-3276	2	282	89	89	NUM
fsr-3276	2	283	university	university	NOUN
fsr-3276	2	284	of	of	ADP
fsr-3276	2	285	south	south	PROPN
fsr-3276	2	286	carolina	carolina	PROPN
fsr-3276	2	287	tom	tom	PROPN
fsr-3276	2	288	potts	potts	PROPN
fsr-3276	2	289	,	,	PUNCT
fsr-3276	2	290	1987	1987	NUM
fsr-3276	2	291	-	-	SYM
fsr-3276	2	292	88	88	NUM
fsr-3276	2	293	baylor	baylor	NOUN
fsr-3276	2	294	university	university	PROPN
fsr-3276	2	295	robert	robert	PROPN
fsr-3276	2	296	f.	f.	PROPN
fsr-3276	2	297	bohn	bohn	PROPN
fsr-3276	2	298	,	,	PUNCT
fsr-3276	2	299	1986	1986	NUM
fsr-3276	2	300	-	-	SYM
fsr-3276	2	301	87	87	NUM
fsr-3276	2	302	golden	golden	PROPN
fsr-3276	2	303	gate	gate	PROPN
fsr-3276	2	304	university	university	PROPN
fsr-3276	2	305	tom	tom	PROPN
fsr-3276	2	306	warschauer	warschauer	PROPN
fsr-3276	2	307	,	,	PUNCT
fsr-3276	2	308	1985	1985	NUM
fsr-3276	2	309	-	-	SYM
fsr-3276	2	310	86	86	NUM
fsr-3276	2	311	san	san	PROPN
fsr-3276	2	312	diego	diego	PROPN
fsr-3276	2	313	state	state	PROPN
fsr-3276	2	314	university	university	PROPN
fsr-3276	2	315	published	publish	VERB
fsr-3276	2	316	in	in	ADP
fsr-3276	2	317	collaboration	collaboration	NOUN
fsr-3276	2	318	with	with	ADP
fsr-3276	2	319	the	the	DET
fsr-3276	2	320	financial	financial	ADJ
fsr-3276	2	321	planning	planning	PROPN
fsr-3276	2	322	association	association	PROPN
fsr-3276	2	323	financial	financial	PROPN
fsr-3276	2	324	services	service	NOUN
fsr-3276	2	325	review	review	NOUN
fsr-3276	2	326	is	be	AUX
fsr-3276	2	327	the	the	DET
fsr-3276	2	328	journal	journal	NOUN
fsr-3276	2	329	of	of	ADP
fsr-3276	2	330	the	the	DET
fsr-3276	2	331	academy	academy	NOUN
fsr-3276	2	332	of	of	ADP
fsr-3276	2	333	financial	financial	ADJ
fsr-3276	2	334	services	service	NOUN
fsr-3276	2	335	,	,	PUNCT
fsr-3276	2	336	published	publish	VERB
fsr-3276	2	337	in	in	ADP
fsr-3276	2	338	collaboration	collaboration	NOUN
fsr-3276	2	339	with	with	ADP
fsr-3276	2	340	the	the	DET
fsr-3276	2	341	financial	financial	ADJ
fsr-3276	2	342	planning	planning	PROPN
fsr-3276	2	343	association	association	PROPN
fsr-3276	2	344	.	.	PUNCT
fsr-3276	3	1	membership	membership	NOUN
fsr-3276	3	2	dues	due	NOUN
fsr-3276	3	3	of	of	ADP
fsr-3276	3	4	$	$	SYM
fsr-3276	3	5	75	75	NUM
fsr-3276	3	6	to	to	ADP
fsr-3276	3	7	the	the	DET
fsr-3276	3	8	academy	academy	NOUN
fsr-3276	3	9	include	include	VERB
fsr-3276	3	10	a	a	DET
fsr-3276	3	11	one	one	NUM
fsr-3276	3	12	-	-	PUNCT
fsr-3276	3	13	year	year	NOUN
fsr-3276	3	14	subscription	subscription	NOUN
fsr-3276	3	15	to	to	ADP
fsr-3276	3	16	the	the	DET
fsr-3276	3	17	journal	journal	NOUN
fsr-3276	3	18	.	.	PUNCT
fsr-3276	4	1	financial	financial	ADJ
fsr-3276	4	2	planning	planning	PROPN
fsr-3276	4	3	association	association	NOUN
fsr-3276	4	4	members	member	NOUN
fsr-3276	4	5	receive	receive	VERB
fsr-3276	4	6	digital	digital	ADJ
fsr-3276	4	7	access	access	NOUN
fsr-3276	4	8	to	to	ADP
fsr-3276	4	9	the	the	DET
fsr-3276	4	10	current	current	ADJ
fsr-3276	4	11	volume	volume	NOUN
fsr-3276	4	12	/	/	SYM
fsr-3276	4	13	issue	issue	NOUN
fsr-3276	4	14	of	of	ADP
fsr-3276	4	15	the	the	DET
fsr-3276	4	16	journal	journal	NOUN
fsr-3276	4	17	.	.	PUNCT
fsr-3276	5	1	membership	membership	NOUN
fsr-3276	5	2	forms	form	NOUN
fsr-3276	5	3	may	may	AUX
fsr-3276	5	4	be	be	AUX
fsr-3276	5	5	accessed	access	VERB
fsr-3276	5	6	at	at	ADP
fsr-3276	5	7	the	the	DET
fsr-3276	5	8	journal	journal	ADJ
fsr-3276	5	9	website	website	NOUN
fsr-3276	5	10	at	at	ADP
fsr-3276	5	11	http://www.academyfinancial.org	http://www.academyfinancial.org	PROPN
fsr-3276	5	12	.	.	PUNCT
fsr-3276	6	1	or	or	CCONJ
fsr-3276	6	2	for	for	ADP
fsr-3276	6	3	membership	membership	NOUN
fsr-3276	6	4	,	,	PUNCT
fsr-3276	6	5	subscription	subscription	NOUN
fsr-3276	6	6	,	,	PUNCT
fsr-3276	6	7	and	and	CCONJ
fsr-3276	6	8	address	address	NOUN
fsr-3276	6	9	change	change	NOUN
fsr-3276	6	10	notification	notification	NOUN
fsr-3276	6	11	,	,	PUNCT
fsr-3276	6	12	please	please	INTJ
fsr-3276	6	13	contact	contact	VERB
fsr-3276	6	14	stuart	stuart	PROPN
fsr-3276	6	15	michelson	michelson	PROPN
fsr-3276	6	16	,	,	PUNCT
fsr-3276	6	17	school	school	NOUN
fsr-3276	6	18	of	of	ADP
fsr-3276	6	19	business	business	NOUN
fsr-3276	6	20	,	,	PUNCT
fsr-3276	6	21	stetson	stetson	NOUN
fsr-3276	6	22	university	university	NOUN
fsr-3276	6	23	,	,	PUNCT
fsr-3276	6	24	421	421	NUM
fsr-3276	6	25	n.	n.	PROPN
fsr-3276	6	26	woodland	woodland	NOUN
fsr-3276	6	27	blvd	blvd	PROPN
fsr-3276	6	28	.	.	PUNCT
fsr-3276	6	29	,	,	PUNCT
fsr-3276	6	30	unit	unit	NOUN
fsr-3276	6	31	8398	8398	NUM
fsr-3276	6	32	,	,	PUNCT
fsr-3276	6	33	deland	deland	PROPN
fsr-3276	6	34	,	,	PUNCT
fsr-3276	6	35	fl	fl	PROPN
fsr-3276	6	36	32723	32723	NUM
fsr-3276	6	37	.	.	PUNCT
fsr-3276	7	1	email	email	NOUN
fsr-3276	7	2	:	:	PUNCT
fsr-3276	7	3	smichels@stetson.edu	smichels@stetson.edu	X
fsr-3276	7	4	.	.	PUNCT
fsr-3276	7	5	editorial	editorial	NOUN
fsr-3276	7	6	:	:	PUNCT
fsr-3276	7	7	authors	author	NOUN
fsr-3276	7	8	should	should	AUX
fsr-3276	7	9	submit	submit	VERB
fsr-3276	7	10	their	their	PRON
fsr-3276	7	11	papers	paper	NOUN
fsr-3276	7	12	electronically	electronically	ADV
fsr-3276	7	13	(	(	PUNCT
fsr-3276	7	14	word	word	NOUN
fsr-3276	7	15	format	format	NOUN
fsr-3276	7	16	,	,	PUNCT
fsr-3276	7	17	no	no	DET
fsr-3276	7	18	pdfs	pdfs	NOUN
fsr-3276	7	19	please	please	INTJ
fsr-3276	7	20	)	)	PUNCT
fsr-3276	7	21	as	as	ADP
fsr-3276	7	22	an	an	DET
fsr-3276	7	23	e	e	NOUN
fsr-3276	7	24	-	-	NOUN
fsr-3276	7	25	mail	mail	NOUN
fsr-3276	7	26	attachment	attachment	NOUN
fsr-3276	7	27	to	to	ADP
fsr-3276	7	28	the	the	DET
fsr-3276	7	29	editor	editor	NOUN
fsr-3276	7	30	at	at	ADP
fsr-3276	7	31	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3276	7	32	.	.	PUNCT
fsr-3276	8	1	afs	afs	PROPN
fsr-3276	8	2	member	member	NOUN
fsr-3276	8	3	submission	submission	NOUN
fsr-3276	8	4	fees	fee	NOUN
fsr-3276	8	5	are	be	AUX
fsr-3276	8	6	$	$	SYM
fsr-3276	8	7	50	50	NUM
fsr-3276	8	8	.	.	PUNCT
fsr-3276	9	1	the	the	DET
fsr-3276	9	2	afs	afs	PROPN
fsr-3276	9	3	non	non	ADJ
fsr-3276	9	4	-	-	NOUN
fsr-3276	9	5	member	member	ADJ
fsr-3276	9	6	submission	submission	NOUN
fsr-3276	9	7	fee	fee	NOUN
fsr-3276	9	8	is	be	AUX
fsr-3276	9	9	$	$	SYM
fsr-3276	9	10	125	125	NUM
fsr-3276	9	11	,	,	PUNCT
fsr-3276	9	12	which	which	PRON
fsr-3276	9	13	includes	include	VERB
fsr-3276	9	14	a	a	DET
fsr-3276	9	15	one	one	NUM
fsr-3276	9	16	year	year	NOUN
fsr-3276	9	17	membership	membership	NOUN
fsr-3276	9	18	to	to	ADP
fsr-3276	9	19	afs	afs	PROPN
fsr-3276	9	20	.	.	PUNCT
fsr-3276	10	1	concurrent	concurrent	ADJ
fsr-3276	10	2	with	with	ADP
fsr-3276	10	3	the	the	DET
fsr-3276	10	4	submission	submission	NOUN
fsr-3276	10	5	,	,	PUNCT
fsr-3276	10	6	please	please	INTJ
fsr-3276	10	7	pay	pay	VERB
fsr-3276	10	8	online	online	ADV
fsr-3276	10	9	or	or	CCONJ
fsr-3276	10	10	mail	mail	VERB
fsr-3276	10	11	a	a	DET
fsr-3276	10	12	check	check	NOUN
fsr-3276	10	13	(	(	PUNCT
fsr-3276	10	14	for	for	ADP
fsr-3276	10	15	us	us	PROPN
fsr-3276	10	16	funds	fund	NOUN
fsr-3276	10	17	)	)	PUNCT
fsr-3276	10	18	payable	payable	ADJ
fsr-3276	10	19	to	to	ADP
fsr-3276	10	20	afs	afs	NOUN
fsr-3276	10	21	to	to	ADP
fsr-3276	10	22	stuart	stuart	PROPN
fsr-3276	10	23	michelson	michelson	PROPN
fsr-3276	10	24	at	at	ADP
fsr-3276	10	25	the	the	DET
fsr-3276	10	26	address	address	NOUN
fsr-3276	10	27	above	above	ADV
fsr-3276	10	28	.	.	PUNCT
fsr-3276	11	1	should	should	AUX
fsr-3276	11	2	a	a	DET
fsr-3276	11	3	manuscript	manuscript	NOUN
fsr-3276	11	4	revision	revision	NOUN
fsr-3276	11	5	be	be	AUX
fsr-3276	11	6	invited	invite	VERB
fsr-3276	11	7	,	,	PUNCT
fsr-3276	11	8	no	no	DET
fsr-3276	11	9	additional	additional	ADJ
fsr-3276	11	10	fees	fee	NOUN
fsr-3276	11	11	will	will	AUX
fsr-3276	11	12	be	be	AUX
fsr-3276	11	13	required	require	VERB
fsr-3276	11	14	.	.	PUNCT
fsr-3276	12	1	style	style	NOUN
fsr-3276	12	2	information	information	NOUN
fsr-3276	12	3	for	for	ADP
fsr-3276	12	4	manuscripts	manuscript	NOUN
fsr-3276	12	5	is	be	AUX
fsr-3276	12	6	on	on	ADP
fsr-3276	12	7	the	the	DET
fsr-3276	12	8	inside	inside	ADJ
fsr-3276	12	9	back	back	ADJ
fsr-3276	12	10	cover	cover	NOUN
fsr-3276	12	11	of	of	ADP
fsr-3276	12	12	this	this	DET
fsr-3276	12	13	journal	journal	NOUN
fsr-3276	12	14	.	.	PUNCT
fsr-3276	13	1	copyright	copyright	NOUN
fsr-3276	13	2	©	©	PROPN
fsr-3276	13	3	2016	2016	NUM
fsr-3276	13	4	academy	academy	NOUN
fsr-3276	13	5	of	of	ADP
fsr-3276	13	6	financial	financial	ADJ
fsr-3276	13	7	services	service	NOUN
fsr-3276	13	8	.	.	PUNCT
fsr-3276	14	1	all	all	DET
fsr-3276	14	2	rights	right	NOUN
fsr-3276	14	3	of	of	ADP
fsr-3276	14	4	reproduction	reproduction	NOUN
fsr-3276	14	5	in	in	ADP
fsr-3276	14	6	any	any	DET
fsr-3276	14	7	form	form	NOUN
fsr-3276	14	8	reserved	reserve	VERB
fsr-3276	14	9	.	.	PUNCT
fsr-3276	15	1	financial	financial	ADJ
fsr-3276	15	2	services	service	NOUN
fsr-3276	15	3	review	review	VERB
fsr-3276	15	4	the	the	DET
fsr-3276	15	5	journal	journal	NOUN
fsr-3276	15	6	of	of	ADP
fsr-3276	15	7	individual	individual	ADJ
fsr-3276	15	8	financial	financial	ADJ
fsr-3276	15	9	management	management	NOUN
fsr-3276	15	10	vol	vol	NOUN
fsr-3276	15	11	.	.	PROPN
fsr-3276	16	1	25	25	NUM
fsr-3276	16	2	,	,	PUNCT
fsr-3276	16	3	no	no	INTJ
fsr-3276	16	4	.	.	NOUN
fsr-3276	16	5	2	2	NUM
fsr-3276	16	6	,	,	PUNCT
fsr-3276	16	7	2016	2016	NUM
fsr-3276	16	8	editor	editor	NOUN
fsr-3276	16	9	stuart	stuart	PROPN
fsr-3276	16	10	michelson	michelson	PROPN
fsr-3276	16	11	,	,	PUNCT
fsr-3276	16	12	stetson	stetson	PROPN
fsr-3276	16	13	university	university	PROPN
fsr-3276	16	14	associate	associate	NOUN
fsr-3276	16	15	editors	editor	NOUN
fsr-3276	16	16	benefits	benefit	NOUN
fsr-3276	16	17	and	and	CCONJ
fsr-3276	16	18	retirement	retirement	NOUN
fsr-3276	16	19	planning	planning	NOUN
fsr-3276	16	20	vickie	vickie	PROPN
fsr-3276	16	21	bajtelsmit	bajtelsmit	PROPN
fsr-3276	16	22	colorado	colorado	PROPN
fsr-3276	16	23	state	state	PROPN
fsr-3276	16	24	university	university	PROPN
fsr-3276	16	25	stephen	stephen	PROPN
fsr-3276	16	26	m.	m.	PROPN
fsr-3276	16	27	horan	horan	PROPN
fsr-3276	16	28	cfa	cfa	PROPN
fsr-3276	16	29	institute	institute	PROPN
fsr-3276	16	30	walter	walter	PROPN
fsr-3276	16	31	woerheide	woerheide	VERB
fsr-3276	16	32	the	the	DET
fsr-3276	16	33	american	american	PROPN
fsr-3276	16	34	college	college	PROPN
fsr-3276	16	35	estate	estate	PROPN
fsr-3276	16	36	planning	planning	NOUN
fsr-3276	16	37	ning	ning	PROPN
fsr-3276	16	38	tang	tang	PROPN
fsr-3276	16	39	san	san	PROPN
fsr-3276	16	40	diego	diego	PROPN
fsr-3276	16	41	state	state	PROPN
fsr-3276	16	42	university	university	PROPN
fsr-3276	16	43	investments	investment	NOUN
fsr-3276	16	44	robert	robert	PROPN
fsr-3276	16	45	brooks	brooks	PROPN
fsr-3276	16	46	university	university	PROPN
fsr-3276	16	47	of	of	ADP
fsr-3276	16	48	alabama	alabama	PROPN
fsr-3276	16	49	dale	dale	PROPN
fsr-3276	16	50	domian	domian	PROPN
fsr-3276	16	51	york	york	PROPN
fsr-3276	16	52	university	university	PROPN
fsr-3276	16	53	jim	jim	PROPN
fsr-3276	16	54	gilkeson	gilkeson	PROPN
fsr-3276	16	55	university	university	PROPN
fsr-3276	16	56	of	of	ADP
fsr-3276	16	57	central	central	PROPN
fsr-3276	16	58	florida	florida	PROPN
fsr-3276	16	59	jason	jason	PROPN
fsr-3276	16	60	greene	greene	PROPN
fsr-3276	16	61	georgia	georgia	PROPN
fsr-3276	16	62	state	state	PROPN
fsr-3276	16	63	university	university	PROPN
fsr-3276	16	64	william	william	PROPN
fsr-3276	16	65	jennings	jennings	PROPN
fsr-3276	16	66	united	united	PROPN
fsr-3276	16	67	states	states	PROPN
fsr-3276	16	68	air	air	PROPN
fsr-3276	16	69	force	force	PROPN
fsr-3276	16	70	academy	academy	PROPN
fsr-3276	16	71	larry	larry	PROPN
fsr-3276	16	72	prather	prather	PROPN
fsr-3276	16	73	southeastern	southeastern	PROPN
fsr-3276	16	74	oklahoma	oklahoma	PROPN
fsr-3276	16	75	state	state	PROPN
fsr-3276	16	76	university	university	PROPN
fsr-3276	16	77	insurance	insurance	NOUN
fsr-3276	16	78	larry	larry	PROPN
fsr-3276	16	79	cox	cox	PROPN
fsr-3276	16	80	university	university	PROPN
fsr-3276	16	81	of	of	ADP
fsr-3276	16	82	mississippi	mississippi	PROPN
fsr-3276	16	83	david	david	PROPN
fsr-3276	16	84	lange	lange	PROPN
fsr-3276	16	85	auburn	auburn	PROPN
fsr-3276	16	86	university	university	PROPN
fsr-3276	16	87	financial	financial	ADJ
fsr-3276	16	88	institutions	institution	NOUN
fsr-3276	16	89	stanley	stanley	PROPN
fsr-3276	16	90	d.	d.	PROPN
fsr-3276	16	91	smith	smith	PROPN
fsr-3276	16	92	university	university	PROPN
fsr-3276	16	93	of	of	ADP
fsr-3276	16	94	central	central	PROPN
fsr-3276	16	95	florida	florida	PROPN
fsr-3276	16	96	investor	investor	NOUN
fsr-3276	16	97	psychology	psychology	NOUN
fsr-3276	16	98	and	and	CCONJ
fsr-3276	16	99	counseling	counsel	VERB
fsr-3276	16	100	john	john	PROPN
fsr-3276	16	101	nofsinger	nofsinger	PROPN
fsr-3276	16	102	washington	washington	PROPN
fsr-3276	16	103	state	state	PROPN
fsr-3276	16	104	university	university	PROPN
fsr-3276	16	105	meir	meir	PROPN
fsr-3276	16	106	statman	statman	PROPN
fsr-3276	16	107	santa	santa	PROPN
fsr-3276	16	108	clara	clara	PROPN
fsr-3276	16	109	university	university	PROPN
fsr-3276	16	110	real	real	ADJ
fsr-3276	16	111	estate	estate	NOUN
fsr-3276	16	112	international	international	ADJ
fsr-3276	16	113	bill	bill	PROPN
fsr-3276	16	114	blair	blair	PROPN
fsr-3276	16	115	macquarie	macquarie	PROPN
fsr-3276	16	116	university	university	PROPN
fsr-3276	16	117	s.	s.	PROPN
fsr-3276	16	118	j.	j.	PROPN
fsr-3276	16	119	chang	chang	PROPN
fsr-3276	16	120	illinois	illinois	PROPN
fsr-3276	16	121	state	state	PROPN
fsr-3276	16	122	university	university	PROPN
fsr-3276	16	123	lawrence	lawrence	PROPN
fsr-3276	16	124	rose	rise	VERB
fsr-3276	16	125	massey	massey	PROPN
fsr-3276	16	126	university	university	PROPN
fsr-3276	16	127	sharon	sharon	PROPN
fsr-3276	16	128	taylor	taylor	PROPN
fsr-3276	16	129	university	university	PROPN
fsr-3276	16	130	of	of	ADP
fsr-3276	16	131	western	western	PROPN
fsr-3276	16	132	sydney	sydney	PROPN
fsr-3276	16	133	education	education	PROPN
fsr-3276	16	134	financial	financial	ADJ
fsr-3276	16	135	planning	planning	NOUN
fsr-3276	16	136	profession	profession	NOUN
fsr-3276	16	137	tom	tom	PROPN
fsr-3276	16	138	warschauer	warschauer	PROPN
fsr-3276	16	139	san	san	PROPN
fsr-3276	16	140	diego	diego	PROPN
fsr-3276	16	141	state	state	PROPN
fsr-3276	16	142	university	university	PROPN
fsr-3276	16	143	co	co	VERB
fsr-3276	16	144	-	-	VERB
fsr-3276	16	145	published	publish	VERB
fsr-3276	16	146	by	by	ADP
fsr-3276	16	147	the	the	DET
fsr-3276	16	148	academy	academy	NOUN
fsr-3276	16	149	of	of	ADP
fsr-3276	16	150	financial	financial	ADJ
fsr-3276	16	151	services	service	NOUN
fsr-3276	16	152	and	and	CCONJ
fsr-3276	16	153	the	the	DET
fsr-3276	16	154	financial	financial	ADJ
fsr-3276	16	155	planning	planning	NOUN
fsr-3276	16	156	association	association	PROPN
fsr-3276	16	157	the	the	DET
fsr-3276	16	158	editor	editor	NOUN
fsr-3276	16	159	of	of	ADP
fsr-3276	16	160	financial	financial	ADJ
fsr-3276	16	161	services	service	NOUN
fsr-3276	16	162	review	review	VERB
fsr-3276	16	163	wishes	wish	VERB
fsr-3276	16	164	to	to	PART
fsr-3276	16	165	thank	thank	VERB
fsr-3276	16	166	the	the	DET
fsr-3276	16	167	stetson	stetson	NOUN
fsr-3276	16	168	university	university	NOUN
fsr-3276	16	169	,	,	PUNCT
fsr-3276	16	170	school	school	NOUN
fsr-3276	16	171	of	of	ADP
fsr-3276	16	172	business	business	NOUN
fsr-3276	16	173	,	,	PUNCT
fsr-3276	16	174	for	for	ADP
fsr-3276	16	175	its	its	PRON
fsr-3276	16	176	continuing	continue	VERB
fsr-3276	16	177	financial	financial	ADJ
fsr-3276	16	178	and	and	CCONJ
fsr-3276	16	179	intellectual	intellectual	ADJ
fsr-3276	16	180	support	support	NOUN
fsr-3276	16	181	of	of	ADP
fsr-3276	16	182	the	the	DET
fsr-3276	16	183	journal	journal	NOUN
fsr-3276	16	184	.	.	PUNCT
fsr-3276	17	1	aims	aim	NOUN
fsr-3276	17	2	and	and	CCONJ
fsr-3276	17	3	scope	scope	NOUN
fsr-3276	17	4	:	:	PUNCT
fsr-3276	17	5	financial	financial	ADJ
fsr-3276	17	6	services	service	NOUN
fsr-3276	17	7	review	review	NOUN
fsr-3276	17	8	is	be	AUX
fsr-3276	17	9	the	the	DET
fsr-3276	17	10	official	official	ADJ
fsr-3276	17	11	publication	publication	NOUN
fsr-3276	17	12	of	of	ADP
fsr-3276	17	13	the	the	DET
fsr-3276	17	14	academy	academy	NOUN
fsr-3276	17	15	of	of	ADP
fsr-3276	17	16	financial	financial	ADJ
fsr-3276	17	17	services	service	NOUN
fsr-3276	17	18	.	.	PUNCT
fsr-3276	18	1	the	the	DET
fsr-3276	18	2	purpose	purpose	NOUN
fsr-3276	18	3	of	of	ADP
fsr-3276	18	4	this	this	DET
fsr-3276	18	5	refereed	refereed	ADJ
fsr-3276	18	6	academic	academic	ADJ
fsr-3276	18	7	journal	journal	NOUN
fsr-3276	18	8	is	be	AUX
fsr-3276	18	9	to	to	PART
fsr-3276	18	10	encourage	encourage	VERB
fsr-3276	18	11	rigorous	rigorous	ADJ
fsr-3276	18	12	empirical	empirical	ADJ
fsr-3276	18	13	research	research	NOUN
fsr-3276	18	14	that	that	PRON
fsr-3276	18	15	examines	examine	VERB
fsr-3276	18	16	individual	individual	ADJ
fsr-3276	18	17	behavior	behavior	NOUN
fsr-3276	18	18	in	in	ADP
fsr-3276	18	19	terms	term	NOUN
fsr-3276	18	20	of	of	ADP
fsr-3276	18	21	financial	financial	ADJ
fsr-3276	18	22	planning	planning	NOUN
fsr-3276	18	23	and	and	CCONJ
fsr-3276	18	24	services	service	NOUN
fsr-3276	18	25	.	.	PUNCT
fsr-3276	19	1	in	in	ADP
fsr-3276	19	2	contrast	contrast	NOUN
fsr-3276	19	3	to	to	ADP
fsr-3276	19	4	the	the	DET
fsr-3276	19	5	many	many	ADJ
fsr-3276	19	6	corporate	corporate	ADJ
fsr-3276	19	7	or	or	CCONJ
fsr-3276	19	8	institutional	institutional	ADJ
fsr-3276	19	9	journals	journal	NOUN
fsr-3276	19	10	that	that	PRON
fsr-3276	19	11	are	be	AUX
fsr-3276	19	12	available	available	ADJ
fsr-3276	19	13	in	in	ADP
fsr-3276	19	14	finance	finance	NOUN
fsr-3276	19	15	,	,	PUNCT
fsr-3276	19	16	the	the	DET
fsr-3276	19	17	focus	focus	NOUN
fsr-3276	19	18	of	of	ADP
fsr-3276	19	19	this	this	DET
fsr-3276	19	20	journal	journal	NOUN
fsr-3276	19	21	is	be	AUX
fsr-3276	19	22	on	on	ADP
fsr-3276	19	23	individual	individual	ADJ
fsr-3276	19	24	financial	financial	ADJ
fsr-3276	19	25	issues	issue	NOUN
fsr-3276	19	26	.	.	PUNCT
fsr-3276	20	1	the	the	DET
fsr-3276	20	2	journal	journal	NOUN
fsr-3276	20	3	provides	provide	VERB
fsr-3276	20	4	a	a	DET
fsr-3276	20	5	forum	forum	NOUN
fsr-3276	20	6	for	for	ADP
fsr-3276	20	7	those	those	PRON
fsr-3276	20	8	who	who	PRON
fsr-3276	20	9	are	be	AUX
fsr-3276	20	10	interested	interested	ADJ
fsr-3276	20	11	in	in	ADP
fsr-3276	20	12	the	the	DET
fsr-3276	20	13	individual	individual	ADJ
fsr-3276	20	14	perspective	perspective	NOUN
fsr-3276	20	15	on	on	ADP
fsr-3276	20	16	issues	issue	NOUN
fsr-3276	20	17	in	in	ADP
fsr-3276	20	18	the	the	DET
fsr-3276	20	19	areas	area	NOUN
fsr-3276	20	20	of	of	ADP
fsr-3276	20	21	financial	financial	ADJ
fsr-3276	20	22	services	service	NOUN
fsr-3276	20	23	,	,	PUNCT
fsr-3276	20	24	employee	employee	NOUN
fsr-3276	20	25	benefits	benefit	NOUN
fsr-3276	20	26	,	,	PUNCT
fsr-3276	20	27	estate	estate	NOUN
fsr-3276	20	28	and	and	CCONJ
fsr-3276	20	29	tax	tax	NOUN
fsr-3276	20	30	planning	planning	NOUN
fsr-3276	20	31	,	,	PUNCT
fsr-3276	20	32	financial	financial	ADJ
fsr-3276	20	33	counseling	counseling	NOUN
fsr-3276	20	34	,	,	PUNCT
fsr-3276	20	35	financial	financial	ADJ
fsr-3276	20	36	planning	planning	NOUN
fsr-3276	20	37	,	,	PUNCT
fsr-3276	20	38	insurance	insurance	NOUN
fsr-3276	20	39	,	,	PUNCT
fsr-3276	20	40	investments	investment	NOUN
fsr-3276	20	41	,	,	PUNCT
fsr-3276	20	42	mutual	mutual	ADJ
fsr-3276	20	43	funds	fund	NOUN
fsr-3276	20	44	,	,	PUNCT
fsr-3276	20	45	pension	pension	NOUN
fsr-3276	20	46	and	and	CCONJ
fsr-3276	20	47	retirement	retirement	NOUN
fsr-3276	20	48	planning	planning	NOUN
fsr-3276	20	49	,	,	PUNCT
fsr-3276	20	50	and	and	CCONJ
fsr-3276	20	51	real	real	ADJ
fsr-3276	20	52	estate	estate	NOUN
fsr-3276	20	53	.	.	PUNCT
fsr-3276	21	1	publication	publication	NOUN
fsr-3276	21	2	information	information	NOUN
fsr-3276	21	3	.	.	PUNCT
fsr-3276	22	1	financial	financial	ADJ
fsr-3276	22	2	services	service	NOUN
fsr-3276	22	3	review	review	NOUN
fsr-3276	22	4	is	be	AUX
fsr-3276	22	5	co	co	VERB
fsr-3276	22	6	-	-	VERB
fsr-3276	22	7	published	publish	VERB
fsr-3276	22	8	quarterly	quarterly	NOUN
fsr-3276	22	9	by	by	ADP
fsr-3276	22	10	the	the	DET
fsr-3276	22	11	academy	academy	PROPN
fsr-3276	22	12	of	of	ADP
fsr-3276	22	13	financial	financial	ADJ
fsr-3276	22	14	services	service	NOUN
fsr-3276	22	15	,	,	PUNCT
fsr-3276	22	16	and	and	CCONJ
fsr-3276	22	17	the	the	DET
fsr-3276	22	18	financial	financial	ADJ
fsr-3276	22	19	planning	planning	PROPN
fsr-3276	22	20	association	association	PROPN
fsr-3276	22	21	.	.	PUNCT
fsr-3276	23	1	institutional	institutional	ADJ
fsr-3276	23	2	subscription	subscription	NOUN
fsr-3276	23	3	price	price	NOUN
fsr-3276	23	4	for	for	ADP
fsr-3276	23	5	the	the	DET
fsr-3276	23	6	year	year	NOUN
fsr-3276	23	7	2014	2014	NUM
fsr-3276	23	8	is	be	AUX
fsr-3276	23	9	$	$	SYM
fsr-3276	23	10	100	100	NUM
fsr-3276	23	11	.	.	PUNCT
fsr-3276	24	1	personal	personal	ADJ
fsr-3276	24	2	subscription	subscription	NOUN
fsr-3276	24	3	price	price	NOUN
fsr-3276	24	4	for	for	ADP
fsr-3276	24	5	the	the	DET
fsr-3276	24	6	year	year	NOUN
fsr-3276	24	7	2014	2014	NUM
fsr-3276	24	8	is	be	AUX
fsr-3276	24	9	$	$	SYM
fsr-3276	24	10	75	75	NUM
fsr-3276	24	11	and	and	CCONJ
fsr-3276	24	12	is	be	AUX
fsr-3276	24	13	available	available	ADJ
fsr-3276	24	14	by	by	ADP
fsr-3276	24	15	joining	join	VERB
fsr-3276	24	16	the	the	DET
fsr-3276	24	17	academy	academy	NOUN
fsr-3276	24	18	of	of	ADP
fsr-3276	24	19	financial	financial	ADJ
fsr-3276	24	20	services	service	NOUN
fsr-3276	24	21	.	.	PUNCT
fsr-3276	25	1	further	further	ADJ
fsr-3276	25	2	information	information	NOUN
fsr-3276	25	3	on	on	ADP
fsr-3276	25	4	this	this	DET
fsr-3276	25	5	journal	journal	NOUN
fsr-3276	25	6	and	and	CCONJ
fsr-3276	25	7	the	the	DET
fsr-3276	25	8	academy	academy	NOUN
fsr-3276	25	9	of	of	ADP
fsr-3276	25	10	financial	financial	ADJ
fsr-3276	25	11	services	service	NOUN
fsr-3276	25	12	is	be	AUX
fsr-3276	25	13	available	available	ADJ
fsr-3276	25	14	from	from	ADP
fsr-3276	25	15	the	the	DET
fsr-3276	25	16	website	website	NOUN
fsr-3276	25	17	,	,	PUNCT
fsr-3276	25	18	http://www.academyfinancial.org	http://www.academyfinancial.org	PROPN
fsr-3276	25	19	.	.	PUNCT
fsr-3276	26	1	postmaster	postmaster	NOUN
fsr-3276	26	2	and	and	CCONJ
fsr-3276	26	3	subscribers	subscriber	NOUN
fsr-3276	26	4	should	should	AUX
fsr-3276	26	5	send	send	VERB
fsr-3276	26	6	change	change	NOUN
fsr-3276	26	7	of	of	ADP
fsr-3276	26	8	address	address	NOUN
fsr-3276	26	9	notices	notice	NOUN
fsr-3276	26	10	to	to	ADP
fsr-3276	26	11	stuart	stuart	PROPN
fsr-3276	26	12	michelson	michelson	PROPN
fsr-3276	26	13	,	,	PUNCT
fsr-3276	26	14	academy	academy	PROPN
fsr-3276	26	15	of	of	ADP
fsr-3276	26	16	financial	financial	ADJ
fsr-3276	26	17	services	service	NOUN
fsr-3276	26	18	,	,	PUNCT
fsr-3276	26	19	stetson	stetson	NOUN
fsr-3276	26	20	university	university	NOUN
fsr-3276	26	21	,	,	PUNCT
fsr-3276	26	22	school	school	NOUN
fsr-3276	26	23	of	of	ADP
fsr-3276	26	24	business	business	NOUN
fsr-3276	26	25	,	,	PUNCT
fsr-3276	26	26	421	421	NUM
fsr-3276	26	27	n.	n.	PROPN
fsr-3276	26	28	woodland	woodland	NOUN
fsr-3276	26	29	blvd	blvd	PROPN
fsr-3276	26	30	.	.	PUNCT
fsr-3276	26	31	,	,	PUNCT
fsr-3276	26	32	unit	unit	NOUN
fsr-3276	26	33	8398	8398	NUM
fsr-3276	26	34	,	,	PUNCT
fsr-3276	26	35	deland	deland	PROPN
fsr-3276	26	36	,	,	PUNCT
fsr-3276	26	37	fl	fl	PROPN
fsr-3276	26	38	32723	32723	NUM
fsr-3276	26	39	.	.	PUNCT
fsr-3276	27	1	editorial	editorial	ADJ
fsr-3276	27	2	office	office	NOUN
fsr-3276	27	3	:	:	PUNCT
fsr-3276	27	4	stuart	stuart	PROPN
fsr-3276	27	5	michelson	michelson	PROPN
fsr-3276	27	6	,	,	PUNCT
fsr-3276	27	7	school	school	NOUN
fsr-3276	27	8	of	of	ADP
fsr-3276	27	9	business	business	NOUN
fsr-3276	27	10	,	,	PUNCT
fsr-3276	27	11	stetson	stetson	NOUN
fsr-3276	27	12	university	university	NOUN
fsr-3276	27	13	,	,	PUNCT
fsr-3276	27	14	421	421	NUM
fsr-3276	27	15	n.	n.	PROPN
fsr-3276	27	16	woodland	woodland	NOUN
fsr-3276	27	17	blvd	blvd	PROPN
fsr-3276	27	18	.	.	PUNCT
fsr-3276	27	19	,	,	PUNCT
fsr-3276	27	20	unit	unit	NOUN
fsr-3276	27	21	8398	8398	NUM
fsr-3276	27	22	,	,	PUNCT
fsr-3276	27	23	deland	deland	PROPN
fsr-3276	27	24	,	,	PUNCT
fsr-3276	27	25	fl	fl	PROPN
fsr-3276	27	26	32723	32723	NUM
fsr-3276	27	27	.	.	PUNCT
fsr-3276	28	1	phone	phone	NOUN
fsr-3276	28	2	:	:	PUNCT
fsr-3276	28	3	(	(	PUNCT
fsr-3276	28	4	386	386	NUM
fsr-3276	28	5	)	)	PUNCT
fsr-3276	28	6	822	822	NUM
fsr-3276	28	7	-	-	SYM
fsr-3276	28	8	7376	7376	NUM
fsr-3276	28	9	.	.	PUNCT
fsr-3276	29	1	email	email	NOUN
fsr-3276	29	2	address	address	NOUN
fsr-3276	29	3	:	:	PUNCT
fsr-3276	29	4	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3276	29	5	.	.	PROPN
fsr-3276	29	6	web	web	NOUN
fsr-3276	29	7	address	address	NOUN
fsr-3276	29	8	:	:	PUNCT
fsr-3276	29	9	www.academy	www.academy	PROPN
fsr-3276	29	10	financial.org	financial.org	X
fsr-3276	29	11	.	.	PUNCT
fsr-3276	29	12	advertising	advertising	NOUN
fsr-3276	29	13	information	information	NOUN
fsr-3276	29	14	.	.	PUNCT
fsr-3276	30	1	those	those	PRON
fsr-3276	30	2	interested	interested	ADJ
fsr-3276	30	3	in	in	ADP
fsr-3276	30	4	advertising	advertising	NOUN
fsr-3276	30	5	in	in	ADP
fsr-3276	30	6	the	the	DET
fsr-3276	30	7	journal	journal	NOUN
fsr-3276	30	8	should	should	AUX
fsr-3276	30	9	contact	contact	VERB
fsr-3276	30	10	stuart	stuart	PROPN
fsr-3276	30	11	michelson	michelson	PROPN
fsr-3276	30	12	,	,	PUNCT
fsr-3276	30	13	school	school	NOUN
fsr-3276	30	14	of	of	ADP
fsr-3276	30	15	business	business	NOUN
fsr-3276	30	16	,	,	PUNCT
fsr-3276	30	17	stetson	stetson	NOUN
fsr-3276	30	18	university	university	NOUN
fsr-3276	30	19	,	,	PUNCT
fsr-3276	30	20	421	421	NUM
fsr-3276	30	21	n.	n.	PROPN
fsr-3276	30	22	woodland	woodland	NOUN
fsr-3276	30	23	blvd	blvd	PROPN
fsr-3276	30	24	.	.	PUNCT
fsr-3276	30	25	,	,	PUNCT
fsr-3276	30	26	unit	unit	NOUN
fsr-3276	30	27	8398	8398	NUM
fsr-3276	30	28	,	,	PUNCT
fsr-3276	30	29	deland	deland	PROPN
fsr-3276	30	30	,	,	PUNCT
fsr-3276	30	31	fl	fl	PROPN
fsr-3276	30	32	32723	32723	NUM
fsr-3276	30	33	.	.	PUNCT
fsr-3276	31	1	email	email	NOUN
fsr-3276	31	2	address	address	NOUN
fsr-3276	31	3	:	:	PUNCT
fsr-3276	31	4	smichels@stetson.edu	smichels@stetson.edu	PROPN
fsr-3276	31	5	,	,	PUNCT
fsr-3276	31	6	(	(	PUNCT
fsr-3276	31	7	386	386	NUM
fsr-3276	31	8	)	)	PUNCT
fsr-3276	31	9	822	822	NUM
fsr-3276	31	10	-	-	SYM
fsr-3276	31	11	7376	7376	NUM
fsr-3276	31	12	.	.	PUNCT
fsr-3276	32	1	printed	print	VERB
fsr-3276	32	2	in	in	ADP
fsr-3276	32	3	the	the	DET
fsr-3276	32	4	usa	usa	PROPN
fsr-3276	32	5	©	©	PROPN
fsr-3276	32	6	2016	2016	NUM
fsr-3276	32	7	academy	academy	NOUN
fsr-3276	32	8	of	of	ADP
fsr-3276	32	9	financial	financial	ADJ
fsr-3276	32	10	services	service	NOUN
fsr-3276	32	11	.	.	PUNCT
fsr-3276	33	1	all	all	DET
fsr-3276	33	2	rights	right	NOUN
fsr-3276	33	3	reserved	reserve	VERB
fsr-3276	33	4	.	.	PUNCT
fsr-3276	34	1	this	this	DET
fsr-3276	34	2	journal	journal	NOUN
fsr-3276	34	3	and	and	CCONJ
fsr-3276	34	4	the	the	DET
fsr-3276	34	5	individual	individual	ADJ
fsr-3276	34	6	contributions	contribution	NOUN
fsr-3276	34	7	contained	contain	VERB
fsr-3276	34	8	in	in	ADP
fsr-3276	34	9	it	it	PRON
fsr-3276	34	10	are	be	AUX
fsr-3276	34	11	protected	protect	VERB
fsr-3276	34	12	under	under	ADP
fsr-3276	34	13	copyright	copyright	NOUN
fsr-3276	34	14	by	by	ADP
fsr-3276	34	15	the	the	DET
fsr-3276	34	16	academy	academy	PROPN
fsr-3276	34	17	of	of	ADP
fsr-3276	34	18	financial	financial	ADJ
fsr-3276	34	19	services	service	NOUN
fsr-3276	34	20	,	,	PUNCT
fsr-3276	34	21	and	and	CCONJ
fsr-3276	34	22	the	the	DET
fsr-3276	34	23	following	follow	VERB
fsr-3276	34	24	terms	term	NOUN
fsr-3276	34	25	and	and	CCONJ
fsr-3276	34	26	conditions	condition	NOUN
fsr-3276	34	27	apply	apply	VERB
fsr-3276	34	28	to	to	ADP
fsr-3276	34	29	their	their	PRON
fsr-3276	34	30	use	use	NOUN
fsr-3276	34	31	:	:	PUNCT
fsr-3276	34	32	photocopying	photocopy	VERB
fsr-3276	34	33	single	single	ADJ
fsr-3276	34	34	photocopies	photocopy	NOUN
fsr-3276	34	35	of	of	ADP
fsr-3276	34	36	single	single	ADJ
fsr-3276	34	37	articles	article	NOUN
fsr-3276	34	38	may	may	AUX
fsr-3276	34	39	be	be	AUX
fsr-3276	34	40	made	make	VERB
fsr-3276	34	41	for	for	ADP
fsr-3276	34	42	personal	personal	ADJ
fsr-3276	34	43	use	use	NOUN
fsr-3276	34	44	as	as	SCONJ
fsr-3276	34	45	allowed	allow	VERB
fsr-3276	34	46	by	by	ADP
fsr-3276	34	47	national	national	ADJ
fsr-3276	34	48	copyright	copyright	NOUN
fsr-3276	34	49	laws	law	NOUN
fsr-3276	34	50	.	.	PUNCT
fsr-3276	35	1	in	in	ADP
fsr-3276	35	2	addition	addition	NOUN
fsr-3276	35	3	,	,	PUNCT
fsr-3276	35	4	the	the	DET
fsr-3276	35	5	academy	academy	NOUN
fsr-3276	35	6	of	of	ADP
fsr-3276	35	7	financial	financial	ADJ
fsr-3276	35	8	services	service	NOUN
fsr-3276	35	9	hereby	hereby	ADV
fsr-3276	35	10	permits	permit	VERB
fsr-3276	35	11	educators	educator	NOUN
fsr-3276	35	12	and	and	CCONJ
fsr-3276	35	13	educational	educational	ADJ
fsr-3276	35	14	institutions	institution	NOUN
fsr-3276	35	15	the	the	DET
fsr-3276	35	16	right	right	NOUN
fsr-3276	35	17	to	to	PART
fsr-3276	35	18	make	make	VERB
fsr-3276	35	19	photocopies	photocopy	NOUN
fsr-3276	35	20	for	for	ADP
fsr-3276	35	21	non	non	ADJ
fsr-3276	35	22	-	-	ADJ
fsr-3276	35	23	profit	profit	ADJ
fsr-3276	35	24	educational	educational	ADJ
fsr-3276	35	25	classroom	classroom	NOUN
fsr-3276	35	26	use	use	NOUN
fsr-3276	35	27	.	.	PUNCT
fsr-3276	36	1	permission	permission	NOUN
fsr-3276	36	2	of	of	ADP
fsr-3276	36	3	the	the	DET
fsr-3276	36	4	academy	academy	NOUN
fsr-3276	36	5	is	be	AUX
fsr-3276	36	6	required	require	VERB
fsr-3276	36	7	for	for	ADP
fsr-3276	36	8	all	all	DET
fsr-3276	36	9	other	other	ADJ
fsr-3276	36	10	photocopying	photocopying	NOUN
fsr-3276	36	11	,	,	PUNCT
fsr-3276	36	12	including	include	VERB
fsr-3276	36	13	multiple	multiple	ADJ
fsr-3276	36	14	or	or	CCONJ
fsr-3276	36	15	systematic	systematic	ADJ
fsr-3276	36	16	copying	copying	NOUN
fsr-3276	36	17	,	,	PUNCT
fsr-3276	36	18	copying	copy	VERB
fsr-3276	36	19	for	for	ADP
fsr-3276	36	20	advertising	advertising	NOUN
fsr-3276	36	21	or	or	CCONJ
fsr-3276	36	22	promotional	promotional	ADJ
fsr-3276	36	23	purposes	purpose	NOUN
fsr-3276	36	24	,	,	PUNCT
fsr-3276	36	25	resale	resale	NOUN
fsr-3276	36	26	,	,	PUNCT
fsr-3276	36	27	and	and	CCONJ
fsr-3276	36	28	all	all	DET
fsr-3276	36	29	forms	form	NOUN
fsr-3276	36	30	of	of	ADP
fsr-3276	36	31	document	document	NOUN
fsr-3276	36	32	delivery	delivery	NOUN
fsr-3276	36	33	.	.	PUNCT
fsr-3276	37	1	permissions	permission	NOUN
fsr-3276	37	2	may	may	AUX
fsr-3276	37	3	be	be	AUX
fsr-3276	37	4	sought	seek	VERB
fsr-3276	37	5	directly	directly	ADV
fsr-3276	37	6	from	from	ADP
fsr-3276	37	7	the	the	DET
fsr-3276	37	8	editor	editor	NOUN
fsr-3276	37	9	,	,	PUNCT
fsr-3276	37	10	stuart	stuart	PROPN
fsr-3276	37	11	michelson	michelson	PROPN
fsr-3276	37	12	.	.	PUNCT
fsr-3276	38	1	contact	contact	PROPN
fsr-3276	38	2	information	information	NOUN
fsr-3276	38	3	:	:	PUNCT
fsr-3276	38	4	stuart	stuart	PROPN
fsr-3276	38	5	michelson	michelson	PROPN
fsr-3276	38	6	,	,	PUNCT
fsr-3276	38	7	school	school	NOUN
fsr-3276	38	8	of	of	ADP
fsr-3276	38	9	business	business	NOUN
fsr-3276	38	10	,	,	PUNCT
fsr-3276	38	11	stetson	stetson	NOUN
fsr-3276	38	12	university	university	NOUN
fsr-3276	38	13	,	,	PUNCT
fsr-3276	38	14	421	421	NUM
fsr-3276	38	15	n.	n.	PROPN
fsr-3276	38	16	woodland	woodland	NOUN
fsr-3276	38	17	blvd	blvd	PROPN
fsr-3276	38	18	.	.	PUNCT
fsr-3276	38	19	,	,	PUNCT
fsr-3276	38	20	unit	unit	NOUN
fsr-3276	38	21	8398	8398	NUM
fsr-3276	38	22	,	,	PUNCT
fsr-3276	38	23	deland	deland	PROPN
fsr-3276	38	24	,	,	PUNCT
fsr-3276	38	25	fl	fl	PROPN
fsr-3276	38	26	32723	32723	NUM
fsr-3276	38	27	.	.	PUNCT
fsr-3276	39	1	phone	phone	NOUN
fsr-3276	39	2	:	:	PUNCT
fsr-3276	39	3	(	(	PUNCT
fsr-3276	39	4	386	386	NUM
fsr-3276	39	5	)	)	PUNCT
fsr-3276	39	6	822	822	NUM
fsr-3276	39	7	-	-	SYM
fsr-3276	39	8	7376	7376	NUM
fsr-3276	39	9	.	.	PUNCT
fsr-3276	40	1	email	email	NOUN
fsr-3276	40	2	:	:	PUNCT
fsr-3276	41	1	smichels@stetson.edu	smichels@stetson.edu	X
fsr-3276	41	2	.	.	PUNCT
fsr-3276	42	1	derivative	derivative	ADJ
fsr-3276	42	2	works	work	NOUN
fsr-3276	42	3	subscribers	subscriber	NOUN
fsr-3276	42	4	may	may	AUX
fsr-3276	42	5	reproduce	reproduce	VERB
fsr-3276	42	6	tables	table	NOUN
fsr-3276	42	7	of	of	ADP
fsr-3276	42	8	contents	content	NOUN
fsr-3276	42	9	or	or	CCONJ
fsr-3276	42	10	prepare	prepare	VERB
fsr-3276	42	11	lists	list	NOUN
fsr-3276	42	12	of	of	ADP
fsr-3276	42	13	articles	article	NOUN
fsr-3276	42	14	including	include	VERB
fsr-3276	42	15	abstracts	abstract	NOUN
fsr-3276	42	16	for	for	ADP
fsr-3276	42	17	internal	internal	ADJ
fsr-3276	42	18	circulation	circulation	NOUN
fsr-3276	42	19	within	within	ADP
fsr-3276	42	20	their	their	PRON
fsr-3276	42	21	institutions	institution	NOUN
fsr-3276	42	22	.	.	PUNCT
fsr-3276	43	1	permission	permission	NOUN
fsr-3276	43	2	of	of	ADP
fsr-3276	43	3	the	the	DET
fsr-3276	43	4	academy	academy	NOUN
fsr-3276	43	5	is	be	AUX
fsr-3276	43	6	required	require	VERB
fsr-3276	43	7	for	for	ADP
fsr-3276	43	8	resale	resale	NOUN
fsr-3276	43	9	or	or	CCONJ
fsr-3276	43	10	distribution	distribution	NOUN
fsr-3276	43	11	outside	outside	ADP
fsr-3276	43	12	the	the	DET
fsr-3276	43	13	institution	institution	NOUN
fsr-3276	43	14	.	.	PUNCT
fsr-3276	44	1	permission	permission	NOUN
fsr-3276	44	2	of	of	ADP
fsr-3276	44	3	the	the	DET
fsr-3276	44	4	academy	academy	NOUN
fsr-3276	44	5	is	be	AUX
fsr-3276	44	6	required	require	VERB
fsr-3276	44	7	for	for	ADP
fsr-3276	44	8	all	all	DET
fsr-3276	44	9	other	other	ADJ
fsr-3276	44	10	derivative	derivative	ADJ
fsr-3276	44	11	works	work	NOUN
fsr-3276	44	12	,	,	PUNCT
fsr-3276	44	13	including	include	VERB
fsr-3276	44	14	compilations	compilation	NOUN
fsr-3276	44	15	and	and	CCONJ
fsr-3276	44	16	translations	translation	NOUN
fsr-3276	44	17	.	.	PUNCT
fsr-3276	45	1	electronic	electronic	ADJ
fsr-3276	45	2	storage	storage	NOUN
fsr-3276	45	3	or	or	CCONJ
fsr-3276	45	4	usage	usage	NOUN
fsr-3276	45	5	permission	permission	NOUN
fsr-3276	45	6	of	of	ADP
fsr-3276	45	7	the	the	DET
fsr-3276	45	8	academy	academy	NOUN
fsr-3276	45	9	is	be	AUX
fsr-3276	45	10	required	require	VERB
fsr-3276	45	11	to	to	PART
fsr-3276	45	12	store	store	VERB
fsr-3276	45	13	or	or	CCONJ
fsr-3276	45	14	use	use	VERB
fsr-3276	45	15	electronically	electronically	ADV
fsr-3276	45	16	any	any	DET
fsr-3276	45	17	material	material	NOUN
fsr-3276	45	18	contained	contain	VERB
fsr-3276	45	19	in	in	ADP
fsr-3276	45	20	this	this	DET
fsr-3276	45	21	journal	journal	NOUN
fsr-3276	45	22	,	,	PUNCT
fsr-3276	45	23	including	include	VERB
fsr-3276	45	24	any	any	DET
fsr-3276	45	25	article	article	NOUN
fsr-3276	45	26	or	or	CCONJ
fsr-3276	45	27	part	part	NOUN
fsr-3276	45	28	of	of	ADP
fsr-3276	45	29	an	an	DET
fsr-3276	45	30	article	article	NOUN
fsr-3276	45	31	.	.	PUNCT
fsr-3276	46	1	except	except	SCONJ
fsr-3276	46	2	as	as	SCONJ
fsr-3276	46	3	outlined	outline	VERB
fsr-3276	46	4	above	above	ADV
fsr-3276	46	5	,	,	PUNCT
fsr-3276	46	6	no	no	DET
fsr-3276	46	7	part	part	NOUN
fsr-3276	46	8	of	of	ADP
fsr-3276	46	9	this	this	DET
fsr-3276	46	10	publication	publication	NOUN
fsr-3276	46	11	may	may	AUX
fsr-3276	46	12	be	be	AUX
fsr-3276	46	13	reproduced	reproduce	VERB
fsr-3276	46	14	,	,	PUNCT
fsr-3276	46	15	stored	store	VERB
fsr-3276	46	16	in	in	ADP
fsr-3276	46	17	a	a	DET
fsr-3276	46	18	retrieval	retrieval	NOUN
fsr-3276	46	19	system	system	NOUN
fsr-3276	46	20	or	or	CCONJ
fsr-3276	46	21	transmitted	transmit	VERB
fsr-3276	46	22	in	in	ADP
fsr-3276	46	23	any	any	DET
fsr-3276	46	24	form	form	NOUN
fsr-3276	46	25	or	or	CCONJ
fsr-3276	46	26	by	by	ADP
fsr-3276	46	27	any	any	DET
fsr-3276	46	28	means	mean	NOUN
fsr-3276	46	29	,	,	PUNCT
fsr-3276	46	30	electronic	electronic	ADJ
fsr-3276	46	31	,	,	PUNCT
fsr-3276	46	32	mechanical	mechanical	ADJ
fsr-3276	46	33	,	,	PUNCT
fsr-3276	46	34	photocopying	photocopying	NOUN
fsr-3276	46	35	,	,	PUNCT
fsr-3276	46	36	recording	recording	NOUN
fsr-3276	46	37	,	,	PUNCT
fsr-3276	46	38	or	or	CCONJ
fsr-3276	46	39	otherwise	otherwise	ADV
fsr-3276	46	40	,	,	PUNCT
fsr-3276	46	41	without	without	ADP
fsr-3276	46	42	prior	prior	ADJ
fsr-3276	46	43	written	write	VERB
fsr-3276	46	44	permission	permission	NOUN
fsr-3276	46	45	of	of	ADP
fsr-3276	46	46	the	the	DET
fsr-3276	46	47	academy	academy	PROPN
fsr-3276	46	48	.	.	PUNCT
fsr-3276	47	1	address	address	PROPN
fsr-3276	47	2	permissions	permission	NOUN
fsr-3276	47	3	requests	request	NOUN
fsr-3276	47	4	to	to	ADP
fsr-3276	47	5	the	the	DET
fsr-3276	47	6	editor	editor	NOUN
fsr-3276	47	7	at	at	ADP
fsr-3276	47	8	the	the	DET
fsr-3276	47	9	address	address	NOUN
fsr-3276	47	10	noted	note	VERB
fsr-3276	47	11	above	above	ADV
fsr-3276	47	12	.	.	PUNCT
fsr-3276	48	1	notice	notice	VERB
fsr-3276	48	2	no	no	DET
fsr-3276	48	3	responsibility	responsibility	NOUN
fsr-3276	48	4	is	be	AUX
fsr-3276	48	5	assumed	assume	VERB
fsr-3276	48	6	by	by	ADP
fsr-3276	48	7	the	the	DET
fsr-3276	48	8	academy	academy	NOUN
fsr-3276	48	9	for	for	ADP
fsr-3276	48	10	any	any	DET
fsr-3276	48	11	injury	injury	NOUN
fsr-3276	48	12	and/or	and/or	CCONJ
fsr-3276	48	13	damage	damage	NOUN
fsr-3276	48	14	to	to	ADP
fsr-3276	48	15	persons	person	NOUN
fsr-3276	48	16	or	or	CCONJ
fsr-3276	48	17	property	property	NOUN
fsr-3276	48	18	as	as	ADP
fsr-3276	48	19	a	a	DET
fsr-3276	48	20	matter	matter	NOUN
fsr-3276	48	21	of	of	ADP
fsr-3276	48	22	products	product	NOUN
fsr-3276	48	23	liability	liability	NOUN
fsr-3276	48	24	,	,	PUNCT
fsr-3276	48	25	negligence	negligence	NOUN
fsr-3276	48	26	,	,	PUNCT
fsr-3276	48	27	or	or	CCONJ
fsr-3276	48	28	otherwise	otherwise	ADV
fsr-3276	48	29	,	,	PUNCT
fsr-3276	48	30	or	or	CCONJ
fsr-3276	48	31	from	from	ADP
fsr-3276	48	32	any	any	DET
fsr-3276	48	33	use	use	NOUN
fsr-3276	48	34	or	or	CCONJ
fsr-3276	48	35	operation	operation	NOUN
fsr-3276	48	36	of	of	ADP
fsr-3276	48	37	any	any	DET
fsr-3276	48	38	methods	method	NOUN
fsr-3276	48	39	,	,	PUNCT
fsr-3276	48	40	products	product	NOUN
fsr-3276	48	41	,	,	PUNCT
fsr-3276	48	42	instructions	instruction	NOUN
fsr-3276	48	43	,	,	PUNCT
fsr-3276	48	44	or	or	CCONJ
fsr-3276	48	45	ideas	idea	NOUN
fsr-3276	48	46	contained	contain	VERB
fsr-3276	48	47	in	in	ADP
fsr-3276	48	48	the	the	DET
fsr-3276	48	49	material	material	NOUN
fsr-3276	48	50	herein	herein	NOUN
fsr-3276	48	51	.	.	PUNCT
fsr-3276	49	1	the	the	DET
fsr-3276	49	2	editors	editor	NOUN
fsr-3276	49	3	,	,	PUNCT
fsr-3276	49	4	the	the	DET
fsr-3276	49	5	academy	academy	NOUN
fsr-3276	49	6	,	,	PUNCT
fsr-3276	49	7	and	and	CCONJ
fsr-3276	49	8	our	our	PRON
fsr-3276	49	9	sponsors	sponsor	NOUN
fsr-3276	49	10	assume	assume	VERB
fsr-3276	49	11	no	no	DET
fsr-3276	49	12	responsibility	responsibility	NOUN
fsr-3276	49	13	for	for	ADP
fsr-3276	49	14	the	the	DET
fsr-3276	49	15	views	view	NOUN
fsr-3276	49	16	expressed	express	VERB
fsr-3276	49	17	by	by	ADP
fsr-3276	49	18	our	our	PRON
fsr-3276	49	19	authors	author	NOUN
fsr-3276	49	20	.	.	PUNCT