id	sid	tid	token	lemma	pos
fsr-3334	1	1	from	from	ADP
fsr-3334	1	2	the	the	DET
fsr-3334	1	3	editor	editor	NOUN
fsr-3334	1	4	this	this	DET
fsr-3334	1	5	issue	issue	NOUN
fsr-3334	1	6	contains	contain	VERB
fsr-3334	1	7	issue	issue	NOUN
fsr-3334	1	8	3	3	NUM
fsr-3334	1	9	of	of	ADP
fsr-3334	1	10	volume	volume	NOUN
fsr-3334	1	11	24	24	NUM
fsr-3334	1	12	of	of	ADP
fsr-3334	1	13	financial	financial	ADJ
fsr-3334	1	14	services	service	NOUN
fsr-3334	1	15	review	review	NOUN
fsr-3334	1	16	(	(	PUNCT
fsr-3334	1	17	fsr	fsr	PROPN
fsr-3334	1	18	)	)	PUNCT
fsr-3334	1	19	.	.	PUNCT
fsr-3334	2	1	i	i	PRON
fsr-3334	2	2	would	would	AUX
fsr-3334	2	3	like	like	VERB
fsr-3334	2	4	to	to	PART
fsr-3334	2	5	thank	thank	VERB
fsr-3334	2	6	the	the	DET
fsr-3334	2	7	board	board	NOUN
fsr-3334	2	8	and	and	CCONJ
fsr-3334	2	9	members	member	NOUN
fsr-3334	2	10	of	of	ADP
fsr-3334	2	11	the	the	DET
fsr-3334	2	12	academy	academy	NOUN
fsr-3334	2	13	of	of	ADP
fsr-3334	2	14	financial	financial	ADJ
fsr-3334	2	15	services	service	NOUN
fsr-3334	2	16	for	for	ADP
fsr-3334	2	17	their	their	PRON
fsr-3334	2	18	continued	continue	VERB
fsr-3334	2	19	support	support	NOUN
fsr-3334	2	20	.	.	PUNCT
fsr-3334	3	1	i	i	PRON
fsr-3334	3	2	continue	continue	VERB
fsr-3334	3	3	to	to	PART
fsr-3334	3	4	work	work	VERB
fsr-3334	3	5	in	in	ADP
fsr-3334	3	6	broadening	broaden	VERB
fsr-3334	3	7	the	the	DET
fsr-3334	3	8	scope	scope	NOUN
fsr-3334	3	9	of	of	ADP
fsr-3334	3	10	articles	article	NOUN
fsr-3334	3	11	,	,	PUNCT
fsr-3334	3	12	while	while	SCONJ
fsr-3334	3	13	still	still	ADV
fsr-3334	3	14	focusing	focus	VERB
fsr-3334	3	15	on	on	ADP
fsr-3334	3	16	individual	individual	ADJ
fsr-3334	3	17	financial	financial	ADJ
fsr-3334	3	18	management	management	NOUN
fsr-3334	3	19	and	and	CCONJ
fsr-3334	3	20	personal	personal	ADJ
fsr-3334	3	21	financial	financial	ADJ
fsr-3334	3	22	planning	planning	NOUN
fsr-3334	3	23	.	.	PUNCT
fsr-3334	4	1	i	i	PRON
fsr-3334	4	2	encourage	encourage	VERB
fsr-3334	4	3	authors	author	NOUN
fsr-3334	4	4	to	to	PART
fsr-3334	4	5	reach	reach	VERB
fsr-3334	4	6	out	out	ADP
fsr-3334	4	7	when	when	SCONJ
fsr-3334	4	8	discussing	discuss	VERB
fsr-3334	4	9	implications	implication	NOUN
fsr-3334	4	10	of	of	ADP
fsr-3334	4	11	their	their	PRON
fsr-3334	4	12	findings	finding	NOUN
fsr-3334	4	13	in	in	ADP
fsr-3334	4	14	a	a	DET
fsr-3334	4	15	more	more	ADV
fsr-3334	4	16	comprehensive	comprehensive	ADJ
fsr-3334	4	17	way	way	NOUN
fsr-3334	4	18	.	.	PUNCT
fsr-3334	5	1	as	as	SCONJ
fsr-3334	5	2	such	such	ADJ
fsr-3334	5	3	,	,	PUNCT
fsr-3334	5	4	all	all	DET
fsr-3334	5	5	articles	article	NOUN
fsr-3334	5	6	in	in	ADP
fsr-3334	5	7	the	the	DET
fsr-3334	5	8	journal	journal	NOUN
fsr-3334	5	9	more	more	ADV
fsr-3334	5	10	appropriately	appropriately	ADV
fsr-3334	5	11	relate	relate	VERB
fsr-3334	5	12	to	to	ADP
fsr-3334	5	13	financial	financial	ADJ
fsr-3334	5	14	planning	planning	NOUN
fsr-3334	5	15	issues	issue	NOUN
fsr-3334	5	16	.	.	PUNCT
fsr-3334	6	1	the	the	DET
fsr-3334	6	2	lead	lead	ADJ
fsr-3334	6	3	article	article	NOUN
fsr-3334	6	4	“	"	PUNCT
fsr-3334	6	5	how	how	SCONJ
fsr-3334	6	6	risky	risky	ADJ
fsr-3334	6	7	is	be	AUX
fsr-3334	6	8	your	your	PRON
fsr-3334	6	9	retirement	retirement	NOUN
fsr-3334	6	10	income	income	NOUN
fsr-3334	6	11	risk	risk	NOUN
fsr-3334	6	12	model	model	NOUN
fsr-3334	6	13	?	?	PUNCT
fsr-3334	6	14	”	"	PUNCT
fsr-3334	6	15	is	be	AUX
fsr-3334	6	16	coauthored	coauthore	VERB
fsr-3334	6	17	by	by	ADP
fsr-3334	6	18	patrick	patrick	PROPN
fsr-3334	6	19	j.	j.	PROPN
fsr-3334	6	20	collins	collins	PROPN
fsr-3334	6	21	at	at	ADP
fsr-3334	6	22	university	university	PROPN
fsr-3334	6	23	of	of	ADP
fsr-3334	6	24	san	san	PROPN
fsr-3334	6	25	francisco	francisco	PROPN
fsr-3334	6	26	,	,	PUNCT
fsr-3334	6	27	huy	huy	PROPN
fsr-3334	6	28	lam	lam	PROPN
fsr-3334	6	29	at	at	ADP
fsr-3334	6	30	schultz	schultz	PROPN
fsr-3334	6	31	collins	collins	PROPN
fsr-3334	6	32	,	,	PUNCT
fsr-3334	6	33	inc	inc	PROPN
fsr-3334	6	34	.	.	PROPN
fsr-3334	6	35	,	,	PUNCT
fsr-3334	6	36	and	and	CCONJ
fsr-3334	6	37	josh	josh	PROPN
fsr-3334	6	38	stampfli	stampfli	PROPN
fsr-3334	6	39	.	.	PUNCT
fsr-3334	7	1	this	this	DET
fsr-3334	7	2	article	article	NOUN
fsr-3334	7	3	provides	provide	VERB
fsr-3334	7	4	a	a	DET
fsr-3334	7	5	review	review	NOUN
fsr-3334	7	6	of	of	ADP
fsr-3334	7	7	various	various	ADJ
fsr-3334	7	8	retirement	retirement	NOUN
fsr-3334	7	9	income	income	NOUN
fsr-3334	7	10	modeling	modeling	NOUN
fsr-3334	7	11	approaches	approach	NOUN
fsr-3334	7	12	including	include	VERB
fsr-3334	7	13	historical	historical	ADJ
fsr-3334	7	14	back	back	NOUN
fsr-3334	7	15	testing	testing	NOUN
fsr-3334	7	16	,	,	PUNCT
fsr-3334	7	17	monte	monte	PROPN
fsr-3334	7	18	carlo	carlo	PROPN
fsr-3334	7	19	simulations	simulation	NOUN
fsr-3334	7	20	,	,	PUNCT
fsr-3334	7	21	and	and	CCONJ
fsr-3334	7	22	other	other	ADJ
fsr-3334	7	23	more	more	ADV
fsr-3334	7	24	advanced	advanced	ADJ
fsr-3334	7	25	risk	risk	NOUN
fsr-3334	7	26	modeling	model	VERB
fsr-3334	7	27	techniques	technique	NOUN
fsr-3334	7	28	.	.	PUNCT
fsr-3334	8	1	the	the	DET
fsr-3334	8	2	authors	author	NOUN
fsr-3334	8	3	show	show	VERB
fsr-3334	8	4	that	that	SCONJ
fsr-3334	8	5	implausible	implausible	ADJ
fsr-3334	8	6	assumptions	assumption	NOUN
fsr-3334	8	7	underlying	underlie	VERB
fsr-3334	8	8	common	common	ADJ
fsr-3334	8	9	risk	risk	NOUN
fsr-3334	8	10	models	model	NOUN
fsr-3334	8	11	may	may	AUX
fsr-3334	8	12	mislead	mislead	VERB
fsr-3334	8	13	investors	investor	NOUN
fsr-3334	8	14	concerning	concern	VERB
fsr-3334	8	15	the	the	DET
fsr-3334	8	16	risk	risk	NOUN
fsr-3334	8	17	and	and	CCONJ
fsr-3334	8	18	return	return	VERB
fsr-3334	8	19	expectations	expectation	NOUN
fsr-3334	8	20	of	of	ADP
fsr-3334	8	21	their	their	PRON
fsr-3334	8	22	retirement	retirement	NOUN
fsr-3334	8	23	investment	investment	NOUN
fsr-3334	8	24	strategies	strategy	NOUN
fsr-3334	8	25	.	.	PUNCT
fsr-3334	9	1	the	the	DET
fsr-3334	9	2	authors	author	NOUN
fsr-3334	9	3	demonstrate	demonstrate	VERB
fsr-3334	9	4	how	how	SCONJ
fsr-3334	9	5	an	an	DET
fsr-3334	9	6	over	over	ADV
fsr-3334	9	7	-	-	PUNCT
fsr-3334	9	8	simplified	simplify	VERB
fsr-3334	9	9	model	model	NOUN
fsr-3334	9	10	may	may	AUX
fsr-3334	9	11	distort	distort	VERB
fsr-3334	9	12	the	the	DET
fsr-3334	9	13	risks	risk	NOUN
fsr-3334	9	14	facing	face	VERB
fsr-3334	9	15	retired	retired	ADJ
fsr-3334	9	16	investors	investor	NOUN
fsr-3334	9	17	.	.	PUNCT
fsr-3334	10	1	the	the	DET
fsr-3334	10	2	second	second	ADJ
fsr-3334	10	3	article	article	NOUN
fsr-3334	10	4	“	"	PUNCT
fsr-3334	10	5	the	the	DET
fsr-3334	10	6	impact	impact	NOUN
fsr-3334	10	7	of	of	ADP
fsr-3334	10	8	superannuation	superannuation	NOUN
fsr-3334	10	9	fund	fund	NOUN
fsr-3334	10	10	choice	choice	NOUN
fsr-3334	10	11	legislation	legislation	NOUN
fsr-3334	10	12	and	and	CCONJ
fsr-3334	10	13	the	the	DET
fsr-3334	10	14	global	global	ADJ
fsr-3334	10	15	financial	financial	ADJ
fsr-3334	10	16	crisis	crisis	NOUN
fsr-3334	10	17	on	on	ADP
fsr-3334	10	18	australian	australian	ADJ
fsr-3334	10	19	retail	retail	ADJ
fsr-3334	10	20	fund	fund	NOUN
fsr-3334	10	21	flows	flow	NOUN
fsr-3334	10	22	”	"	PUNCT
fsr-3334	10	23	is	be	AUX
fsr-3334	10	24	coauthored	coauthore	VERB
fsr-3334	10	25	by	by	ADP
fsr-3334	10	26	rakesh	rakesh	PROPN
fsr-3334	10	27	gupta	gupta	PROPN
fsr-3334	10	28	at	at	ADP
fsr-3334	10	29	griffith	griffith	PROPN
fsr-3334	10	30	university	university	PROPN
fsr-3334	10	31	and	and	CCONJ
fsr-3334	10	32	thadavillil	thadavillil	NOUN
fsr-3334	10	33	jithendranathan	jithendranathan	NOUN
fsr-3334	10	34	at	at	ADP
fsr-3334	10	35	the	the	DET
fsr-3334	10	36	university	university	PROPN
fsr-3334	10	37	of	of	ADP
fsr-3334	10	38	st	st	PROPN
fsr-3334	10	39	.	.	PROPN
fsr-3334	10	40	thomas	thomas	PROPN
fsr-3334	10	41	.	.	PUNCT
fsr-3334	11	1	the	the	DET
fsr-3334	11	2	authors	author	NOUN
fsr-3334	11	3	examine	examine	VERB
fsr-3334	11	4	the	the	DET
fsr-3334	11	5	extent	extent	NOUN
fsr-3334	11	6	to	to	PART
fsr-3334	11	7	which	which	PRON
fsr-3334	11	8	cash	cash	NOUN
fsr-3334	11	9	flows	flow	VERB
fsr-3334	11	10	into	into	ADP
fsr-3334	11	11	the	the	DET
fsr-3334	11	12	australian	australian	ADJ
fsr-3334	11	13	superannuation	superannuation	NOUN
fsr-3334	11	14	funds	fund	NOUN
fsr-3334	11	15	are	be	AUX
fsr-3334	11	16	affected	affect	VERB
fsr-3334	11	17	by	by	ADP
fsr-3334	11	18	the	the	DET
fsr-3334	11	19	past	past	ADJ
fsr-3334	11	20	performance	performance	NOUN
fsr-3334	11	21	of	of	ADP
fsr-3334	11	22	the	the	DET
fsr-3334	11	23	fund	fund	NOUN
fsr-3334	11	24	,	,	PUNCT
fsr-3334	11	25	riskiness	riskiness	NOUN
fsr-3334	11	26	of	of	ADP
fsr-3334	11	27	the	the	DET
fsr-3334	11	28	fund	fund	NOUN
fsr-3334	11	29	,	,	PUNCT
fsr-3334	11	30	choice	choice	NOUN
fsr-3334	11	31	of	of	ADP
fsr-3334	11	32	superannuation	superannuation	NOUN
fsr-3334	11	33	fund	fund	NOUN
fsr-3334	11	34	legislation	legislation	NOUN
fsr-3334	11	35	,	,	PUNCT
fsr-3334	11	36	and	and	CCONJ
fsr-3334	11	37	the	the	DET
fsr-3334	11	38	global	global	ADJ
fsr-3334	11	39	financial	financial	ADJ
fsr-3334	11	40	crisis	crisis	NOUN
fsr-3334	11	41	.	.	PUNCT
fsr-3334	12	1	they	they	PRON
fsr-3334	12	2	find	find	VERB
fsr-3334	12	3	that	that	SCONJ
fsr-3334	12	4	both	both	CCONJ
fsr-3334	12	5	retail	retail	ADJ
fsr-3334	12	6	and	and	CCONJ
fsr-3334	12	7	wholesale	wholesale	ADJ
fsr-3334	12	8	investors	investor	NOUN
fsr-3334	12	9	base	base	VERB
fsr-3334	12	10	their	their	PRON
fsr-3334	12	11	investment	investment	NOUN
fsr-3334	12	12	decision	decision	NOUN
fsr-3334	12	13	on	on	ADP
fsr-3334	12	14	the	the	DET
fsr-3334	12	15	past	past	ADJ
fsr-3334	12	16	performance	performance	NOUN
fsr-3334	12	17	of	of	ADP
fsr-3334	12	18	the	the	DET
fsr-3334	12	19	funds	fund	NOUN
fsr-3334	12	20	and	and	CCONJ
fsr-3334	12	21	that	that	SCONJ
fsr-3334	12	22	there	there	PRON
fsr-3334	12	23	is	be	VERB
fsr-3334	12	24	very	very	ADV
fsr-3334	12	25	little	little	ADJ
fsr-3334	12	26	evidence	evidence	NOUN
fsr-3334	12	27	that	that	SCONJ
fsr-3334	12	28	the	the	DET
fsr-3334	12	29	riskiness	riskiness	NOUN
fsr-3334	12	30	of	of	ADP
fsr-3334	12	31	fund	fund	NOUN
fsr-3334	12	32	returns	return	NOUN
fsr-3334	12	33	has	have	AUX
fsr-3334	12	34	a	a	DET
fsr-3334	12	35	significant	significant	ADJ
fsr-3334	12	36	effect	effect	NOUN
fsr-3334	12	37	on	on	ADP
fsr-3334	12	38	the	the	DET
fsr-3334	12	39	flow	flow	NOUN
fsr-3334	12	40	of	of	ADP
fsr-3334	12	41	funds	fund	NOUN
fsr-3334	12	42	.	.	PUNCT
fsr-3334	13	1	the	the	DET
fsr-3334	13	2	authors	author	NOUN
fsr-3334	13	3	also	also	ADV
fsr-3334	13	4	show	show	VERB
fsr-3334	13	5	that	that	SCONJ
fsr-3334	13	6	legislation	legislation	NOUN
fsr-3334	13	7	has	have	AUX
fsr-3334	13	8	resulted	result	VERB
fsr-3334	13	9	in	in	ADP
fsr-3334	13	10	more	more	ADJ
fsr-3334	13	11	inflows	inflow	NOUN
fsr-3334	13	12	into	into	ADP
fsr-3334	13	13	managed	manage	VERB
fsr-3334	13	14	funds	fund	NOUN
fsr-3334	13	15	and	and	CCONJ
fsr-3334	13	16	there	there	PRON
fsr-3334	13	17	are	be	VERB
fsr-3334	13	18	higher	high	ADJ
fsr-3334	13	19	inflows	inflow	NOUN
fsr-3334	13	20	into	into	ADP
fsr-3334	13	21	managed	manage	VERB
fsr-3334	13	22	funds	fund	NOUN
fsr-3334	13	23	and	and	CCONJ
fsr-3334	13	24	equity	equity	NOUN
fsr-3334	13	25	funds	fund	NOUN
fsr-3334	13	26	since	since	SCONJ
fsr-3334	13	27	the	the	DET
fsr-3334	13	28	period	period	NOUN
fsr-3334	13	29	of	of	ADP
fsr-3334	13	30	the	the	DET
fsr-3334	13	31	global	global	ADJ
fsr-3334	13	32	financial	financial	ADJ
fsr-3334	13	33	crisis	crisis	NOUN
fsr-3334	13	34	.	.	PUNCT
fsr-3334	14	1	the	the	DET
fsr-3334	14	2	third	third	ADJ
fsr-3334	14	3	article	article	NOUN
fsr-3334	14	4	,	,	PUNCT
fsr-3334	14	5	“	"	PUNCT
fsr-3334	14	6	does	do	AUX
fsr-3334	14	7	it	it	PRON
fsr-3334	14	8	pay	pay	VERB
fsr-3334	14	9	to	to	PART
fsr-3334	14	10	diversify	diversify	VERB
fsr-3334	14	11	?	?	PUNCT
fsr-3334	15	1	u.s	u.s	PROPN
fsr-3334	15	2	.	.	PROPN
fsr-3334	15	3	vs.	vs.	PROPN
fsr-3334	15	4	international	international	PROPN
fsr-3334	15	5	etfs	etfs	PROPN
fsr-3334	15	6	”	"	PUNCT
fsr-3334	15	7	is	be	AUX
fsr-3334	15	8	coauthored	coauthore	VERB
fsr-3334	15	9	by	by	ADP
fsr-3334	15	10	srinidhi	srinidhi	NOUN
fsr-3334	15	11	kanuri	kanuri	PROPN
fsr-3334	15	12	at	at	ADP
fsr-3334	15	13	the	the	DET
fsr-3334	15	14	university	university	PROPN
fsr-3334	15	15	of	of	ADP
fsr-3334	15	16	southern	southern	ADJ
fsr-3334	15	17	mississippi	mississippi	PROPN
fsr-3334	15	18	and	and	CCONJ
fsr-3334	15	19	robert	robert	PROPN
fsr-3334	15	20	w.	w.	PROPN
fsr-3334	15	21	mcleod	mcleod	PROPN
fsr-3334	15	22	at	at	ADP
fsr-3334	15	23	the	the	DET
fsr-3334	15	24	university	university	PROPN
fsr-3334	15	25	of	of	ADP
fsr-3334	15	26	alabama	alabama	PROPN
fsr-3334	15	27	.	.	PUNCT
fsr-3334	16	1	this	this	DET
fsr-3334	16	2	article	article	NOUN
fsr-3334	16	3	evaluates	evaluate	VERB
fsr-3334	16	4	the	the	DET
fsr-3334	16	5	performance	performance	NOUN
fsr-3334	16	6	and	and	CCONJ
fsr-3334	16	7	diversification	diversification	NOUN
fsr-3334	16	8	benefits	benefit	NOUN
fsr-3334	16	9	of	of	ADP
fsr-3334	16	10	international	international	ADJ
fsr-3334	16	11	etfs	etfs	PROPN
fsr-3334	16	12	for	for	ADP
fsr-3334	16	13	u.s	u.s	PROPN
fsr-3334	16	14	.	.	PROPN
fsr-3334	16	15	investors	investor	NOUN
fsr-3334	16	16	during	during	ADP
fsr-3334	16	17	and	and	CCONJ
fsr-3334	16	18	after	after	ADP
fsr-3334	16	19	the	the	DET
fsr-3334	16	20	recent	recent	ADJ
fsr-3334	16	21	financial	financial	ADJ
fsr-3334	16	22	crisis	crisis	NOUN
fsr-3334	16	23	.	.	PUNCT
fsr-3334	17	1	the	the	DET
fsr-3334	17	2	author	author	NOUN
fsr-3334	17	3	’s	’s	PART
fsr-3334	17	4	show	show	VERB
fsr-3334	17	5	that	that	SCONJ
fsr-3334	17	6	u.s	u.s	PROPN
fsr-3334	17	7	.	.	PROPN
fsr-3334	17	8	etfs	etfs	PROPN
fsr-3334	17	9	outperform	outperform	VERB
fsr-3334	17	10	all	all	DET
fsr-3334	17	11	categories	category	NOUN
fsr-3334	17	12	of	of	ADP
fsr-3334	17	13	international	international	ADJ
fsr-3334	17	14	etfs	etfs	PROPN
fsr-3334	17	15	during	during	ADP
fsr-3334	17	16	the	the	DET
fsr-3334	17	17	period	period	NOUN
fsr-3334	17	18	january	january	PROPN
fsr-3334	17	19	2008	2008	NUM
fsr-3334	17	20	–	–	PUNCT
fsr-3334	17	21	june	june	PROPN
fsr-3334	17	22	2013	2013	NUM
fsr-3334	17	23	.	.	PUNCT
fsr-3334	18	1	the	the	DET
fsr-3334	18	2	etfs	etfs	PROPN
fsr-3334	18	3	have	have	VERB
fsr-3334	18	4	higher	high	ADJ
fsr-3334	18	5	average	average	ADJ
fsr-3334	18	6	monthly	monthly	ADJ
fsr-3334	18	7	returns	return	NOUN
fsr-3334	18	8	,	,	PUNCT
fsr-3334	18	9	lower	low	ADJ
fsr-3334	18	10	risk	risk	NOUN
fsr-3334	18	11	,	,	PUNCT
fsr-3334	18	12	higher	high	ADJ
fsr-3334	18	13	risk	risk	NOUN
fsr-3334	18	14	-	-	PUNCT
fsr-3334	18	15	adjusted	adjust	VERB
fsr-3334	18	16	performance	performance	NOUN
fsr-3334	18	17	and	and	CCONJ
fsr-3334	18	18	the	the	DET
fsr-3334	18	19	highest	high	ADJ
fsr-3334	18	20	cumulative	cumulative	ADJ
fsr-3334	18	21	returns	return	NOUN
fsr-3334	18	22	over	over	ADP
fsr-3334	18	23	the	the	DET
fsr-3334	18	24	entire	entire	ADJ
fsr-3334	18	25	period	period	NOUN
fsr-3334	18	26	.	.	PUNCT
fsr-3334	19	1	the	the	DET
fsr-3334	19	2	authors	author	NOUN
fsr-3334	19	3	also	also	ADV
fsr-3334	19	4	find	find	VERB
fsr-3334	19	5	that	that	SCONJ
fsr-3334	19	6	u.s	u.s	PROPN
fsr-3334	19	7	.	.	PROPN
fsr-3334	19	8	etfs	etfs	PROPN
fsr-3334	19	9	have	have	VERB
fsr-3334	19	10	the	the	DET
fsr-3334	19	11	lowest	low	ADJ
fsr-3334	19	12	tracking	tracking	NOUN
fsr-3334	19	13	error	error	NOUN
fsr-3334	19	14	during	during	ADP
fsr-3334	19	15	the	the	DET
fsr-3334	19	16	entire	entire	ADJ
fsr-3334	19	17	period	period	NOUN
fsr-3334	19	18	.	.	PUNCT
fsr-3334	20	1	financial	financial	ADJ
fsr-3334	20	2	services	service	NOUN
fsr-3334	20	3	review	review	VERB
fsr-3334	20	4	24	24	NUM
fsr-3334	20	5	(	(	PUNCT
fsr-3334	20	6	2015	2015	NUM
fsr-3334	20	7	)	)	PUNCT
fsr-3334	20	8	v	v	NOUN
fsr-3334	20	9	–	–	PUNCT
fsr-3334	20	10	vi	vi	NOUN
fsr-3334	20	11	1057	1057	NUM
fsr-3334	20	12	-	-	SYM
fsr-3334	20	13	0810/15/$	0810/15/$	NUM
fsr-3334	20	14	–	–	PUNCT
fsr-3334	20	15	see	see	VERB
fsr-3334	20	16	front	front	ADJ
fsr-3334	20	17	matter	matter	NOUN
fsr-3334	20	18	©	©	PROPN
fsr-3334	20	19	2015	2015	NUM
fsr-3334	20	20	academy	academy	NOUN
fsr-3334	20	21	of	of	ADP
fsr-3334	20	22	financial	financial	ADJ
fsr-3334	20	23	services	service	NOUN
fsr-3334	20	24	.	.	PUNCT
fsr-3334	21	1	all	all	DET
fsr-3334	21	2	rights	right	NOUN
fsr-3334	21	3	reserved	reserve	VERB
fsr-3334	21	4	.	.	PUNCT
fsr-3334	22	1	finding	find	VERB
fsr-3334	22	2	that	that	SCONJ
fsr-3334	22	3	most	most	ADJ
fsr-3334	22	4	of	of	ADP
fsr-3334	22	5	these	these	DET
fsr-3334	22	6	etfs	etfs	NOUN
fsr-3334	22	7	passively	passively	ADV
fsr-3334	22	8	track	track	VERB
fsr-3334	22	9	the	the	DET
fsr-3334	22	10	benchmark	benchmark	NOUN
fsr-3334	22	11	and	and	CCONJ
fsr-3334	22	12	do	do	AUX
fsr-3334	22	13	not	not	PART
fsr-3334	22	14	manage	manage	VERB
fsr-3334	22	15	for	for	ADP
fsr-3334	22	16	positive	positive	ADJ
fsr-3334	22	17	alpha	alpha	NOUN
fsr-3334	22	18	,	,	PUNCT
fsr-3334	22	19	the	the	DET
fsr-3334	22	20	authors	author	NOUN
fsr-3334	22	21	indicate	indicate	VERB
fsr-3334	22	22	that	that	SCONJ
fsr-3334	22	23	international	international	ADJ
fsr-3334	22	24	etfs	etfs	NOUN
fsr-3334	22	25	are	be	AUX
fsr-3334	22	26	highly	highly	ADV
fsr-3334	22	27	dependent	dependent	ADJ
fsr-3334	22	28	on	on	ADP
fsr-3334	22	29	major	major	ADJ
fsr-3334	22	30	u.s	u.s	PROPN
fsr-3334	22	31	.	.	PROPN
fsr-3334	22	32	indices	index	NOUN
fsr-3334	22	33	during	during	ADP
fsr-3334	22	34	the	the	DET
fsr-3334	22	35	period	period	NOUN
fsr-3334	22	36	of	of	ADP
fsr-3334	22	37	the	the	DET
fsr-3334	22	38	analysis	analysis	NOUN
fsr-3334	22	39	,	,	PUNCT
fsr-3334	22	40	and	and	CCONJ
fsr-3334	22	41	therefore	therefore	ADV
fsr-3334	22	42	,	,	PUNCT
fsr-3334	22	43	offered	offer	VERB
fsr-3334	22	44	limited	limited	ADJ
fsr-3334	22	45	diversification	diversification	NOUN
fsr-3334	22	46	benefits	benefit	NOUN
fsr-3334	22	47	for	for	ADP
fsr-3334	22	48	u.s	u.s	PROPN
fsr-3334	22	49	.	.	PROPN
fsr-3334	22	50	investors	investor	NOUN
fsr-3334	22	51	.	.	PUNCT
fsr-3334	23	1	the	the	DET
fsr-3334	23	2	fourth	fourth	ADJ
fsr-3334	23	3	article	article	NOUN
fsr-3334	23	4	,	,	PUNCT
fsr-3334	23	5	“	"	PUNCT
fsr-3334	23	6	return	return	NOUN
fsr-3334	23	7	-	-	PUNCT
fsr-3334	23	8	enhancing	enhance	VERB
fsr-3334	23	9	strategies	strategy	NOUN
fsr-3334	23	10	with	with	ADP
fsr-3334	23	11	international	international	ADJ
fsr-3334	23	12	etfs	etfs	NOUN
fsr-3334	23	13	:	:	PUNCT
fsr-3334	23	14	exploiting	exploit	VERB
fsr-3334	23	15	the	the	DET
fsr-3334	23	16	turn	turn	VERB
fsr-3334	23	17	-	-	PUNCT
fsr-3334	23	18	of	of	ADP
fsr-3334	23	19	-	-	PUNCT
fsr-3334	23	20	the	the	DET
fsr-3334	23	21	-	-	PUNCT
fsr-3334	23	22	month	month	NOUN
fsr-3334	23	23	effect	effect	NOUN
fsr-3334	23	24	”	"	PUNCT
fsr-3334	23	25	is	be	AUX
fsr-3334	23	26	coauthored	coauthore	VERB
fsr-3334	23	27	by	by	ADP
fsr-3334	23	28	haiwei	haiwei	PROPN
fsr-3334	23	29	chen	chen	PROPN
fsr-3334	23	30	at	at	ADP
fsr-3334	23	31	university	university	PROPN
fsr-3334	23	32	of	of	ADP
fsr-3334	23	33	alaska	alaska	PROPN
fsr-3334	23	34	fairbanks	fairbanks	PROPN
fsr-3334	23	35	,	,	PUNCT
fsr-3334	23	36	sang	sing	VERB
fsr-3334	23	37	heon	heon	PROPN
fsr-3334	23	38	shin	shin	PROPN
fsr-3334	23	39	at	at	ADP
fsr-3334	23	40	alabama	alabama	PROPN
fsr-3334	23	41	state	state	PROPN
fsr-3334	23	42	university	university	PROPN
fsr-3334	23	43	,	,	PUNCT
fsr-3334	23	44	and	and	CCONJ
fsr-3334	23	45	xu	xu	PROPN
fsr-3334	23	46	sun	sun	PROPN
fsr-3334	23	47	at	at	ADP
fsr-3334	23	48	university	university	PROPN
fsr-3334	23	49	of	of	ADP
fsr-3334	23	50	texas	texas	PROPN
fsr-3334	23	51	–	–	PUNCT
fsr-3334	23	52	pan	pan	PROPN
fsr-3334	23	53	american	american	PROPN
fsr-3334	23	54	.	.	PUNCT
fsr-3334	24	1	in	in	ADP
fsr-3334	24	2	this	this	DET
fsr-3334	24	3	article	article	NOUN
fsr-3334	24	4	,	,	PUNCT
fsr-3334	24	5	the	the	DET
fsr-3334	24	6	authors	author	NOUN
fsr-3334	24	7	show	show	VERB
fsr-3334	24	8	that	that	SCONJ
fsr-3334	24	9	the	the	DET
fsr-3334	24	10	average	average	ADJ
fsr-3334	24	11	return	return	NOUN
fsr-3334	24	12	over	over	ADP
fsr-3334	24	13	the	the	DET
fsr-3334	24	14	four	four	NUM
fsr-3334	24	15	-	-	PUNCT
fsr-3334	24	16	day	day	NOUN
fsr-3334	24	17	period	period	NOUN
fsr-3334	24	18	surrounding	surround	VERB
fsr-3334	24	19	the	the	DET
fsr-3334	24	20	turn	turn	NOUN
fsr-3334	24	21	of	of	ADP
fsr-3334	24	22	the	the	DET
fsr-3334	24	23	month	month	NOUN
fsr-3334	24	24	is	be	AUX
fsr-3334	24	25	significantly	significantly	ADV
fsr-3334	24	26	positive	positive	ADJ
fsr-3334	24	27	for	for	SCONJ
fsr-3334	24	28	eight	eight	NUM
fsr-3334	24	29	out	out	ADP
fsr-3334	24	30	of	of	ADP
fsr-3334	24	31	nine	nine	NUM
fsr-3334	24	32	international	international	ADJ
fsr-3334	24	33	etfs	etfs	NOUN
fsr-3334	24	34	studied	study	VERB
fsr-3334	24	35	.	.	PUNCT
fsr-3334	25	1	the	the	DET
fsr-3334	25	2	strategy	strategy	NOUN
fsr-3334	25	3	of	of	ADP
fsr-3334	25	4	buying	buying	NOUN
fsr-3334	25	5	-	-	PUNCT
fsr-3334	25	6	and	and	CCONJ
fsr-3334	25	7	-	-	PUNCT
fsr-3334	25	8	holding	hold	VERB
fsr-3334	25	9	an	an	DET
fsr-3334	25	10	etf	etf	NOUN
fsr-3334	25	11	during	during	ADP
fsr-3334	25	12	tom	tom	PROPN
fsr-3334	25	13	period	period	NOUN
fsr-3334	25	14	and	and	CCONJ
fsr-3334	25	15	switching	switch	VERB
fsr-3334	25	16	to	to	ADP
fsr-3334	25	17	holding	hold	VERB
fsr-3334	25	18	t	t	PROPN
fsr-3334	25	19	-	-	PUNCT
fsr-3334	25	20	bills	bill	NOUN
fsr-3334	25	21	during	during	ADP
fsr-3334	25	22	non	non	ADJ
fsr-3334	25	23	-	-	ADJ
fsr-3334	25	24	tom	tom	ADJ
fsr-3334	25	25	period	period	NOUN
fsr-3334	25	26	produces	produce	VERB
fsr-3334	25	27	significantly	significantly	ADV
fsr-3334	25	28	positive	positive	ADJ
fsr-3334	25	29	monthly	monthly	ADJ
fsr-3334	25	30	average	average	ADJ
fsr-3334	25	31	returns	return	NOUN
fsr-3334	25	32	.	.	PUNCT
fsr-3334	26	1	this	this	DET
fsr-3334	26	2	etf	etf	PROPN
fsr-3334	26	3	-	-	PUNCT
fsr-3334	26	4	t	t	NOUN
fsr-3334	26	5	-	-	PUNCT
fsr-3334	26	6	bill	bill	NOUN
fsr-3334	26	7	switching	switch	VERB
fsr-3334	26	8	strategy	strategy	NOUN
fsr-3334	26	9	has	have	VERB
fsr-3334	26	10	the	the	DET
fsr-3334	26	11	lowest	low	ADJ
fsr-3334	26	12	risk	risk	NOUN
fsr-3334	26	13	,	,	PUNCT
fsr-3334	26	14	highest	high	ADJ
fsr-3334	26	15	sharpe	sharpe	NOUN
fsr-3334	26	16	ratio	ratio	NOUN
fsr-3334	26	17	,	,	PUNCT
fsr-3334	26	18	and	and	CCONJ
fsr-3334	26	19	highest	high	ADJ
fsr-3334	26	20	sortino	sortino	ADJ
fsr-3334	26	21	ratio	ratio	NOUN
fsr-3334	26	22	than	than	ADP
fsr-3334	26	23	the	the	DET
fsr-3334	26	24	traditional	traditional	ADJ
fsr-3334	26	25	strategy	strategy	NOUN
fsr-3334	26	26	of	of	ADP
fsr-3334	26	27	buying	buying	NOUN
fsr-3334	26	28	-	-	PUNCT
fsr-3334	26	29	and	and	CCONJ
fsr-3334	26	30	-	-	PUNCT
fsr-3334	26	31	holding	holding	NOUN
fsr-3334	26	32	either	either	CCONJ
fsr-3334	26	33	an	an	DET
fsr-3334	26	34	index	index	NOUN
fsr-3334	26	35	fund	fund	NOUN
fsr-3334	26	36	or	or	CCONJ
fsr-3334	26	37	an	an	DET
fsr-3334	26	38	etf	etf	NOUN
fsr-3334	26	39	.	.	PUNCT
fsr-3334	27	1	investors	investor	NOUN
fsr-3334	27	2	that	that	PRON
fsr-3334	27	3	pursue	pursue	VERB
fsr-3334	27	4	this	this	DET
fsr-3334	27	5	strategy	strategy	NOUN
fsr-3334	27	6	can	can	AUX
fsr-3334	27	7	expect	expect	VERB
fsr-3334	27	8	to	to	PART
fsr-3334	27	9	generate	generate	VERB
fsr-3334	27	10	a	a	DET
fsr-3334	27	11	terminal	terminal	ADJ
fsr-3334	27	12	value	value	NOUN
fsr-3334	27	13	twice	twice	ADV
fsr-3334	27	14	as	as	ADV
fsr-3334	27	15	large	large	ADJ
fsr-3334	27	16	as	as	ADP
fsr-3334	27	17	the	the	DET
fsr-3334	27	18	strategy	strategy	NOUN
fsr-3334	27	19	of	of	ADP
fsr-3334	27	20	buying	buying	NOUN
fsr-3334	27	21	-	-	PUNCT
fsr-3334	27	22	and	and	CCONJ
fsr-3334	27	23	-	-	PUNCT
fsr-3334	27	24	holding	hold	VERB
fsr-3334	27	25	an	an	DET
fsr-3334	27	26	etf	etf	NOUN
fsr-3334	27	27	.	.	PUNCT
fsr-3334	28	1	the	the	DET
fsr-3334	28	2	final	final	ADJ
fsr-3334	28	3	article	article	NOUN
fsr-3334	28	4	,	,	PUNCT
fsr-3334	28	5	“	"	PUNCT
fsr-3334	28	6	the	the	DET
fsr-3334	28	7	performance	performance	NOUN
fsr-3334	28	8	and	and	CCONJ
fsr-3334	28	9	market	market	NOUN
fsr-3334	28	10	timing	timing	NOUN
fsr-3334	28	11	ability	ability	NOUN
fsr-3334	28	12	of	of	ADP
fsr-3334	28	13	chinese	chinese	ADJ
fsr-3334	28	14	mutual	mutual	ADJ
fsr-3334	28	15	funds	fund	NOUN
fsr-3334	28	16	”	"	PUNCT
fsr-3334	28	17	is	be	AUX
fsr-3334	28	18	coauthored	coauthore	VERB
fsr-3334	28	19	by	by	ADP
fsr-3334	28	20	wei	wei	PROPN
fsr-3334	28	21	he	he	PRON
fsr-3334	28	22	at	at	ADP
fsr-3334	28	23	mississippi	mississippi	PROPN
fsr-3334	28	24	state	state	PROPN
fsr-3334	28	25	university	university	PROPN
fsr-3334	28	26	,	,	PUNCT
fsr-3334	28	27	bolong	bolong	PROPN
fsr-3334	28	28	cao	cao	PROPN
fsr-3334	28	29	at	at	ADP
fsr-3334	28	30	ohio	ohio	PROPN
fsr-3334	28	31	university	university	PROPN
fsr-3334	28	32	,	,	PUNCT
fsr-3334	28	33	and	and	CCONJ
fsr-3334	28	34	h.	h.	PROPN
fsr-3334	28	35	kent	kent	PROPN
fsr-3334	28	36	baker	baker	PROPN
fsr-3334	28	37	at	at	ADP
fsr-3334	28	38	the	the	DET
fsr-3334	28	39	american	american	PROPN
fsr-3334	28	40	university	university	PROPN
fsr-3334	28	41	.	.	PUNCT
fsr-3334	29	1	the	the	DET
fsr-3334	29	2	authors	author	NOUN
fsr-3334	29	3	examine	examine	VERB
fsr-3334	29	4	the	the	DET
fsr-3334	29	5	performance	performance	NOUN
fsr-3334	29	6	,	,	PUNCT
fsr-3334	29	7	fund	fund	NOUN
fsr-3334	29	8	flows	flow	NOUN
fsr-3334	29	9	,	,	PUNCT
fsr-3334	29	10	and	and	CCONJ
fsr-3334	29	11	market	market	NOUN
fsr-3334	29	12	timing	timing	NOUN
fsr-3334	29	13	ability	ability	NOUN
fsr-3334	29	14	of	of	ADP
fsr-3334	29	15	actively	actively	ADV
fsr-3334	29	16	managed	manage	VERB
fsr-3334	29	17	chinese	chinese	ADJ
fsr-3334	29	18	stock	stock	NOUN
fsr-3334	29	19	mutual	mutual	ADJ
fsr-3334	29	20	funds	fund	NOUN
fsr-3334	29	21	.	.	PUNCT
fsr-3334	30	1	based	base	VERB
fsr-3334	30	2	on	on	ADP
fsr-3334	30	3	daily	daily	ADJ
fsr-3334	30	4	return	return	NOUN
fsr-3334	30	5	data	datum	NOUN
fsr-3334	30	6	and	and	CCONJ
fsr-3334	30	7	several	several	ADJ
fsr-3334	30	8	four	four	NUM
fsr-3334	30	9	-	-	PUNCT
fsr-3334	30	10	factor	factor	NOUN
fsr-3334	30	11	models	model	NOUN
fsr-3334	30	12	,	,	PUNCT
fsr-3334	30	13	only	only	ADV
fsr-3334	30	14	about	about	ADV
fsr-3334	30	15	7.5	7.5	NUM
fsr-3334	30	16	%	%	NOUN
fsr-3334	30	17	of	of	ADP
fsr-3334	30	18	these	these	DET
fsr-3334	30	19	funds	fund	NOUN
fsr-3334	30	20	have	have	VERB
fsr-3334	30	21	statistically	statistically	ADV
fsr-3334	30	22	significant	significant	ADJ
fsr-3334	30	23	risk	risk	NOUN
fsr-3334	30	24	-	-	PUNCT
fsr-3334	30	25	adjusted	adjust	VERB
fsr-3334	30	26	abnormal	abnormal	ADJ
fsr-3334	30	27	returns	return	NOUN
fsr-3334	30	28	and	and	CCONJ
fsr-3334	30	29	even	even	ADV
fsr-3334	30	30	fewer	few	ADJ
fsr-3334	30	31	demonstrate	demonstrate	VERB
fsr-3334	30	32	market	market	NOUN
fsr-3334	30	33	timing	timing	NOUN
fsr-3334	30	34	ability	ability	NOUN
fsr-3334	30	35	.	.	PUNCT
fsr-3334	31	1	after	after	ADP
fsr-3334	31	2	controlling	control	VERB
fsr-3334	31	3	for	for	ADP
fsr-3334	31	4	fund	fund	NOUN
fsr-3334	31	5	size	size	NOUN
fsr-3334	31	6	,	,	PUNCT
fsr-3334	31	7	management	management	NOUN
fsr-3334	31	8	fees	fee	NOUN
fsr-3334	31	9	,	,	PUNCT
fsr-3334	31	10	average	average	ADJ
fsr-3334	31	11	amount	amount	NOUN
fsr-3334	31	12	and	and	CCONJ
fsr-3334	31	13	volatility	volatility	NOUN
fsr-3334	31	14	of	of	ADP
fsr-3334	31	15	fund	fund	NOUN
fsr-3334	31	16	flows	flow	NOUN
fsr-3334	31	17	,	,	PUNCT
fsr-3334	31	18	older	old	ADJ
fsr-3334	31	19	funds	fund	NOUN
fsr-3334	31	20	show	show	VERB
fsr-3334	31	21	higher	high	ADJ
fsr-3334	31	22	sharpe	sharpe	PROPN
fsr-3334	31	23	ratios	ratio	NOUN
fsr-3334	31	24	.	.	PUNCT
fsr-3334	32	1	their	their	PRON
fsr-3334	32	2	results	result	NOUN
fsr-3334	32	3	also	also	ADV
fsr-3334	32	4	shows	show	VERB
fsr-3334	32	5	that	that	SCONJ
fsr-3334	32	6	the	the	DET
fsr-3334	32	7	volatility	volatility	NOUN
fsr-3334	32	8	of	of	ADP
fsr-3334	32	9	fund	fund	NOUN
fsr-3334	32	10	flows	flow	NOUN
fsr-3334	32	11	has	have	VERB
fsr-3334	32	12	an	an	DET
fsr-3334	32	13	inverted	invert	VERB
fsr-3334	32	14	-	-	PUNCT
fsr-3334	32	15	u	u	NOUN
fsr-3334	32	16	shape	shape	NOUN
fsr-3334	32	17	relationship	relationship	NOUN
fsr-3334	32	18	with	with	ADP
fsr-3334	32	19	fund	fund	NOUN
fsr-3334	32	20	performance	performance	NOUN
fsr-3334	32	21	.	.	PUNCT
fsr-3334	33	1	the	the	DET
fsr-3334	33	2	results	result	NOUN
fsr-3334	33	3	provide	provide	VERB
fsr-3334	33	4	an	an	DET
fsr-3334	33	5	indication	indication	NOUN
fsr-3334	33	6	that	that	SCONJ
fsr-3334	33	7	investors	investor	NOUN
fsr-3334	33	8	should	should	AUX
fsr-3334	33	9	focus	focus	VERB
fsr-3334	33	10	on	on	ADP
fsr-3334	33	11	index	index	NOUN
fsr-3334	33	12	funds	fund	NOUN
fsr-3334	33	13	in	in	ADP
fsr-3334	33	14	china	china	PROPN
fsr-3334	33	15	unless	unless	SCONJ
fsr-3334	33	16	they	they	PRON
fsr-3334	33	17	have	have	VERB
fsr-3334	33	18	solid	solid	ADJ
fsr-3334	33	19	evidence	evidence	NOUN
fsr-3334	33	20	that	that	SCONJ
fsr-3334	33	21	the	the	DET
fsr-3334	33	22	active	active	ADJ
fsr-3334	33	23	managers	manager	NOUN
fsr-3334	33	24	under	under	ADP
fsr-3334	33	25	consideration	consideration	NOUN
fsr-3334	33	26	have	have	AUX
fsr-3334	33	27	the	the	DET
fsr-3334	33	28	ability	ability	NOUN
fsr-3334	33	29	to	to	PART
fsr-3334	33	30	consistently	consistently	ADV
fsr-3334	33	31	generate	generate	VERB
fsr-3334	33	32	excess	excess	ADJ
fsr-3334	33	33	risk	risk	NOUN
fsr-3334	33	34	-	-	PUNCT
fsr-3334	33	35	adjusted	adjust	VERB
fsr-3334	33	36	returns	return	NOUN
fsr-3334	33	37	.	.	PUNCT
fsr-3334	34	1	i	i	PRON
fsr-3334	34	2	would	would	AUX
fsr-3334	34	3	like	like	VERB
fsr-3334	34	4	to	to	PART
fsr-3334	34	5	send	send	VERB
fsr-3334	34	6	a	a	DET
fsr-3334	34	7	special	special	ADJ
fsr-3334	34	8	thank	thank	NOUN
fsr-3334	34	9	you	you	PRON
fsr-3334	34	10	to	to	ADP
fsr-3334	34	11	the	the	DET
fsr-3334	34	12	many	many	ADJ
fsr-3334	34	13	reviewers	reviewer	NOUN
fsr-3334	34	14	that	that	PRON
fsr-3334	34	15	have	have	AUX
fsr-3334	34	16	significantly	significantly	ADV
fsr-3334	34	17	contributed	contribute	VERB
fsr-3334	34	18	to	to	ADP
fsr-3334	34	19	the	the	DET
fsr-3334	34	20	quality	quality	NOUN
fsr-3334	34	21	of	of	ADP
fsr-3334	34	22	our	our	PRON
fsr-3334	34	23	journal	journal	NOUN
fsr-3334	34	24	by	by	ADP
fsr-3334	34	25	providing	provide	VERB
fsr-3334	34	26	timely	timely	ADJ
fsr-3334	34	27	and	and	CCONJ
fsr-3334	34	28	thorough	thorough	ADJ
fsr-3334	34	29	reviews	review	NOUN
fsr-3334	34	30	of	of	ADP
fsr-3334	34	31	the	the	DET
fsr-3334	34	32	submissions	submission	NOUN
fsr-3334	34	33	to	to	ADP
fsr-3334	34	34	our	our	PRON
fsr-3334	34	35	journal	journal	NOUN
fsr-3334	34	36	.	.	PUNCT
fsr-3334	35	1	thanks	thank	NOUN
fsr-3334	35	2	to	to	ADP
fsr-3334	35	3	those	those	PRON
fsr-3334	35	4	who	who	PRON
fsr-3334	35	5	make	make	VERB
fsr-3334	35	6	the	the	DET
fsr-3334	35	7	journal	journal	NOUN
fsr-3334	35	8	possible	possible	ADJ
fsr-3334	35	9	,	,	PUNCT
fsr-3334	35	10	especially	especially	ADV
fsr-3334	35	11	the	the	DET
fsr-3334	35	12	referees	referee	NOUN
fsr-3334	35	13	and	and	CCONJ
fsr-3334	35	14	contributing	contribute	VERB
fsr-3334	35	15	authors	author	NOUN
fsr-3334	35	16	.	.	PUNCT
fsr-3334	36	1	please	please	INTJ
fsr-3334	36	2	consider	consider	VERB
fsr-3334	36	3	submission	submission	NOUN
fsr-3334	36	4	to	to	ADP
fsr-3334	36	5	the	the	DET
fsr-3334	36	6	financial	financial	ADJ
fsr-3334	36	7	services	service	NOUN
fsr-3334	36	8	review	review	NOUN
fsr-3334	36	9	and	and	CCONJ
fsr-3334	36	10	rely	rely	VERB
fsr-3334	36	11	on	on	ADP
fsr-3334	36	12	the	the	DET
fsr-3334	36	13	style	style	NOUN
fsr-3334	36	14	information	information	NOUN
fsr-3334	36	15	provided	provide	VERB
fsr-3334	36	16	to	to	PART
fsr-3334	36	17	ease	ease	VERB
fsr-3334	36	18	readability	readability	NOUN
fsr-3334	36	19	and	and	CCONJ
fsr-3334	36	20	streamline	streamline	VERB
fsr-3334	36	21	the	the	DET
fsr-3334	36	22	review	review	NOUN
fsr-3334	36	23	process	process	NOUN
fsr-3334	36	24	.	.	PUNCT
fsr-3334	37	1	the	the	DET
fsr-3334	37	2	journal	journal	NOUN
fsr-3334	37	3	welcomes	welcome	VERB
fsr-3334	37	4	articles	article	NOUN
fsr-3334	37	5	over	over	ADP
fsr-3334	37	6	the	the	DET
fsr-3334	37	7	range	range	NOUN
fsr-3334	37	8	of	of	ADP
fsr-3334	37	9	areas	area	NOUN
fsr-3334	37	10	that	that	PRON
fsr-3334	37	11	comprise	comprise	VERB
fsr-3334	37	12	personal	personal	ADJ
fsr-3334	37	13	financial	financial	ADJ
fsr-3334	37	14	planning	planning	NOUN
fsr-3334	37	15	.	.	PUNCT
fsr-3334	38	1	while	while	SCONJ
fsr-3334	38	2	fsr	fsr	PROPN
fsr-3334	38	3	articles	article	NOUN
fsr-3334	38	4	are	be	AUX
fsr-3334	38	5	certainly	certainly	ADV
fsr-3334	38	6	diverse	diverse	ADJ
fsr-3334	38	7	in	in	ADP
fsr-3334	38	8	terms	term	NOUN
fsr-3334	38	9	of	of	ADP
fsr-3334	38	10	topic	topic	NOUN
fsr-3334	38	11	,	,	PUNCT
fsr-3334	38	12	data	datum	NOUN
fsr-3334	38	13	,	,	PUNCT
fsr-3334	38	14	and	and	CCONJ
fsr-3334	38	15	method	method	NOUN
fsr-3334	38	16	,	,	PUNCT
fsr-3334	38	17	they	they	PRON
fsr-3334	38	18	are	be	AUX
fsr-3334	38	19	focused	focus	VERB
fsr-3334	38	20	in	in	ADP
fsr-3334	38	21	terms	term	NOUN
fsr-3334	38	22	of	of	ADP
fsr-3334	38	23	motivation	motivation	NOUN
fsr-3334	38	24	.	.	PUNCT
fsr-3334	39	1	fsr	fsr	PROPN
fsr-3334	39	2	exists	exist	VERB
fsr-3334	39	3	to	to	PART
fsr-3334	39	4	produce	produce	VERB
fsr-3334	39	5	research	research	NOUN
fsr-3334	39	6	that	that	PRON
fsr-3334	39	7	addresses	address	VERB
fsr-3334	39	8	issues	issue	NOUN
fsr-3334	39	9	that	that	PRON
fsr-3334	39	10	matter	matter	VERB
fsr-3334	39	11	to	to	ADP
fsr-3334	39	12	individuals	individual	NOUN
fsr-3334	39	13	.	.	PUNCT
fsr-3334	40	1	i	i	PRON
fsr-3334	40	2	remain	remain	VERB
fsr-3334	40	3	committed	committed	ADJ
fsr-3334	40	4	to	to	ADP
fsr-3334	40	5	the	the	DET
fsr-3334	40	6	goal	goal	NOUN
fsr-3334	40	7	of	of	ADP
fsr-3334	40	8	making	make	VERB
fsr-3334	40	9	financial	financial	ADJ
fsr-3334	40	10	services	service	NOUN
fsr-3334	40	11	review	review	VERB
fsr-3334	40	12	the	the	DET
fsr-3334	40	13	best	good	ADJ
fsr-3334	40	14	academic	academic	ADJ
fsr-3334	40	15	journal	journal	NOUN
fsr-3334	40	16	in	in	ADP
fsr-3334	40	17	individual	individual	ADJ
fsr-3334	40	18	financial	financial	ADJ
fsr-3334	40	19	management	management	NOUN
fsr-3334	40	20	and	and	CCONJ
fsr-3334	40	21	personal	personal	ADJ
fsr-3334	40	22	financial	financial	ADJ
fsr-3334	40	23	planning	planning	NOUN
fsr-3334	40	24	.	.	PUNCT
fsr-3334	41	1	best	good	ADJ
fsr-3334	41	2	regards	regard	VERB
fsr-3334	41	3	,	,	PUNCT
fsr-3334	41	4	stuart	stuart	PROPN
fsr-3334	41	5	michelson	michelson	PROPN
fsr-3334	41	6	editor	editor	PROPN
fsr-3334	41	7	financial	financial	PROPN
fsr-3334	41	8	services	services	PROPN
fsr-3334	41	9	review	review	VERB
fsr-3334	41	10	vi	vi	PROPN
fsr-3334	41	11	editorial	editorial	NOUN
fsr-3334	41	12	/	/	SYM
fsr-3334	41	13	financial	financial	ADJ
fsr-3334	41	14	services	service	NOUN
fsr-3334	41	15	review	review	VERB
fsr-3334	41	16	24	24	NUM
fsr-3334	41	17	(	(	PUNCT
fsr-3334	41	18	2015	2015	NUM
fsr-3334	41	19	)	)	PUNCT
fsr-3334	41	20	v	v	NOUN
fsr-3334	41	21	–	–	PUNCT
fsr-3334	41	22	vi	vi	NOUN